Board of Governors of the Federal Reserve System

Data Dictionary

Item Number 9226

Call confidentiality applies to FFIEC 031/041.

Data Description:

This numeric data field classifies the size and risk factors associated with the IHC and will be used primarily for exam scheduling. The complexity field is required as an independent field from the BHC complexity indicator because the values and definitions between BHCs and IHCs differ. The field definitions are:0 = Not applicable (not an IHC , or historical rows where DT_START < 20160701))

1 = Complex institutions with material credit-extending activities either of the parent intermediate holding company or its nonbank subsidiaries or debt outstanding to the general public.

3 = Complex: Nonbank Financial Factors. Nature and scale of nonbank activities warrant designation as complex for supervisory purposes.

4 = Complex: High Risk Activities. Company engages, either directly or through its subsidiaries, in significant non-banking activity having an inherently high-risk profile. Examples include securities broker/dealer activities, insurance underwriting, and merchant banking; other activities may also trigger this designation if identified by the supervisory Reserve Bank as high-risk in nature.

5 = Complex: Public Debt. Company issues significant debt to the general public such that unsophisticated investors may be at risk of loss.

6 = Complex: Management Factors. Management practices such as the nature of inter-company transactions or centralized risk management policies and procedures warrant designation as complex for supervisory purposes.

7 = Complex: Multiple Factors. Company meets two or more criteria for the complex designation, more than one of which are material in the judgment of the supervisory Reserve Bank. While the intensity of the supervisory approach may not differ from other complex companies, this designation alerts examiners to the presence of more than one factor.

8 = Complex: Supervisory Judgment. Company does not appear to be complex as described in SR 02-01, however, at the discretion of the supervisory Reserve Bank, it is designated a complex organization for supervisory purposes.

9 = Noncomplex: Supervisory Judgment. Company appears to be complex as described in SR 02-01, however, at the discretion of the supervisory Reserve Bank, it is designated a noncomplex organization for supervisory purposes.

Note: Sourcing for IHC_CMPLXTY_IND is done through Board or Local BS&R. This item is not collected on the FR Y-10 report. This is similar to the existing BHC_CMPLXTY_IND and SLHC_CMPLXTY_IND data fields.