Data Dictionary

Item Number N748
DEPOSIT BALANCES : RETAIL & SME DEPOSITS - LESS STABLE

Call confidentiality applies to FFIEC 031/041.

Series Start Date End Date Confidential? Reporting Forms
LMMAN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMBN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMCN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMDN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMEN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMFN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMGN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMHN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMJN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMKN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMLN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMMN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMNN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMPN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMQN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMRN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMSN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMTN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMUN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMVN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMWN748 2014-09-03 9999-12-31 Yes FR 2052a
LMMZN748 2014-09-03 9999-12-31 Yes FR 2052a

Data Description:

Report the total retail and SME deposits the firm classifies as less stable. Less stable deposits include, but are not limited to, those deposits which are not covered by effective deposit insurance, high value deposits, deposits of sophisticated or high net worth individuals, deposits which can be withdrawn quickly (internet deposits), and foreign currency deposits. Report deposit funding obtained by the reporting entity from external counterparties in the appropriate sub item with the corresponding maturity columns. For products with non-maturing characteristics, (e.g. demand deposits) report the balances in the Day 1 maturity bucket.
For purposes of this report, counterparties are defined as follows:
ò Retail
Refers to a counterparty who is a natural person. Do not include legal entities, sole proprietorships, or partnerships, which are considered wholesale counterparties.
ò Small Medium Enterprise (SME)
Refers to entities managed as retail exposures on a pooled or portfolio segment basis that exhibit the same liquidity risk characteristics as retail customers.
ò Financial Institution
Refers to bank holding companies, savings and loan holding companies, depository institution, non-bank financial institutions supervised by a domestic prudential regulator, credit unions, insurance companies, securities firms, commodity pools, benefit plans, and other companies predominantly engaged in financial activities. Also include hedge funds, mutual funds and SPEs as financial.
ò Non-Financial Institution
Refers to commercial entities that are non-financial in nature (i.e., do not meet the definition of a financial or other entity as identified above). Sovereigns, supranationals, public sector entities, and state and municipal governments are included in this category.

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Last update: Feb 10, 2026