Data Dictionary
Item Number P498
SMALL BUSINESS LOAN - SCORED (DOMESTIC) - NEW ORIGINATIONSCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| CASRP498 | 2013-09-30 | 9999-12-31 | Yes | |
| CBPRP498 | 2015-12-31 | 9999-12-31 | Yes | FR Y-14A |
| CPSRP498 | 2013-09-30 | 9999-12-31 | Yes | FR Y-14A |
Data Description:
The loan population of domestic small business loans is dependent on two factors: 1) the classification of the loan as defined in the FR Y-9C, Schedule HC-C (i.e. based on the collateral, counterparty, or purpose of the loan); and(2) whether the method to measure credit risk for the loan is different than that used for ordinary corporate loans. a. Reportable loans may include those small business loans that are included in the FR Y-9C, Schedule HC-C, items 2.a, 2.b, 3, 4.a and 4.b (excluding SME credit card loans included on Item 4.a) 7, 9.b.(1), 9,b.(2) and 10.b. b. To be classified as a small business loan, the method to measure credit risk must be different than the method used for other corporate loans. Commercial internal risk ratings or grades tend to not be used to assess credit risk for ordinary corporate loans. Meanwhile, small business loans tend to be scored or delinquency managed. Additionally, loans that are nevertheless internally risk weighted but that use a scale different from that used for ordinary corporate loans may also be considered small business loans. Report the total dollar amount of new originations net of sales to Agencies. Report only originations for those loans and leases that the bank holding company has the intent and ability to hold for the foreseeable future or until maturity or payoff.