Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

Micro Data Reference Manual

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Data Dictionary

Item Number Q161

NET INTEREST INCOME: RETAIL AND SMALL BUSINESS - DOMESTIC - CREDIT AND CHARGE CARDS

Call confidentiality applies to FFIEC 031/041.

Series	Start Date	End Date	Confidential?	Reporting Forms
CPSNQ161	2013-09-30	9999-12-31	Yes	FR Y-14A

Data Description:

Report interest income from domestic BHC issued credit and charge cards to retail customers including those that result from partnership agreements. May include revenue that is generated on domestic accounts due to foreign exchange transactions. Exclude the following: other unsecured borrowing and debit cards; small business cards (report in Other Retail and Small Business Lending, item 1F); wholesale and commercial cards (report in Treasury Services, item 8); Cards to Wealth Management/Private Banking clients (report in Wealth Management/Private Banking, line 19B)

Last update: Feb 19, 2026