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Board of Governors of the Federal Reserve System
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Hearings under the Home Ownership and Equity Protection Act (HOEPA)


Building Sustainable Homeownership: Responsible Lending and Informed Consumer Choice


The Board will hold public hearings as required by the Home Ownership and Equity Protection Act (HOEPA) to examine the home equity lending market, and to assess the effectiveness of existing regulatory and legislative provisions (including HOEPA) in protecting the interests of consumers.

June 7, 2006--Federal Reserve Bank of Chicago
Agenda | Transcript (PDF)

June 9, 2006--Federal Reserve Bank of Philadelphia 
Agenda | Transcript (PDF)

June 16, 2006--Federal Reserve Bank of San Francisco 
Agenda | Transcript (PDF)

July 11, 2006--Federal Reserve Bank of Atlanta
Agenda | Transcript (PDF)

Press release | Public comments | Federal Register notice

The hearings are free and open to the public; preregistration is not necessary. For admittance to a hearing, attendees will be required to show a valid form of photo identification, such as a driver's license. The hearings are accessible to persons with disabilities.

Media Contact

Susan Stawick

Last update: May 12, 2014