Source: Authors' tabulations from Home Mortgage Disclosure Act (HMDA) data.
Notes: The figure shows the share of all U.S. mortgages originated by nonbanks from 2001 to 2016. Share of mortgages sold to GSEs and GNMA refer to loans originated in the first 9 months of the year.
Year | Nonbank Fraction of: All Mortgages | Nonbank Fraction of: Sold to GSEs | Nonbank Fraction of: Sold to GNMA | 2001 | 27.9% | 25.5% | 32.0% | 2002 | 24.2% | 13.1% | 20.9% | 2003 | 26.7% | 15.0% | 16.8% | 2004 | 31.6% | 14.6% | 16.9% | 2005 | 31.8% | 10.0% | 12.9% | 2006 | 30.7% | 9.3% | 13.7% | 2007 | 18.9% | 10.7% | 19.1% | 2008 | 19.6% | 7.8% | 13.8% | 2009 | 23.3% | 8.5% | 14.0% | 2010 | 24.3% | 9.8% | 17.0% | 2011 | 25.6% | 10.5% | 25.6% | 2012 | 30.3% | 21.4% | 40.1% | 2013 | 33.1% | 30.7% | 43.5% | 2014 | 40.9% | 45.0% | 60.9% | 2015 | 44.4% | 45.2% | 70.4% | 2016 | 48.3% | 49.4% | 75.1% |
---|
(in billions of dollars)
Source: Authors' calculations from data provided by Ginnie Mae.
Quarter-Year | Bank | Nonbank |
---|---|---|
2012-03-01 | 975.88 | 139.24 | 2012-06-01 | 1001.62 | 156.21 | 2012-09-01 | 1012.25 | 175.56 | 2012-12-01 | 1000.97 | 215.13 | 2013-03-01 | 994.30 | 245.30 | 2013-06-01 | 971.36 | 295.59 | 2013-12-01 | 941.92 | 381.73 | 2014-03-01 | 941.52 | 393.79 | 2014-06-01 | 930.57 | 414.86 | 2014-09-01 | 920.31 | 457.14 | 2014-12-01 | 907.89 | 483.29 | 2015-03-01 | 889.93 | 495.52 | 2015-06-01 | 816.56 | 592.52 | 2015-09-01 | 812.70 | 644.39 | 2015-12-01 | 799.28 | 688.37 | 2016-03-01 | 790.56 | 719.72 | 2016-06-01 | 778.05 | 760.00 | 2016-09-01 | 765.72 | 807.23 | 2016-12-01 | 742.99 | 868.14 | 2017-03-01 | 737.45 | 906.22 | 2017-12-01 | 709.27 | 1033.95 |
The figure shows the credit loss position of Ginnie Mae and the GSEs when a mortgage defaults in a guaranteed pool. For Ginnie Mae, homeowner equity takes the first loss position, then FHA/VA insurance, then the capital of issuer/servicer, and finally Ginnie Mae. For the GSEs, homeowner equity takes the first loss, then private mortgage insurance and then the GSEs. Adapted from Success Stories Ginnie Mae Summit, 2016.
(in billions of dollars)
Source: Authors' calculations from Y-14 data.
Quarter-Year | Dollars Committed | Dollars Utilized |
---|---|---|
31-Mar-13 | 19.43 | 12.04 | 30-Jun-13 | 20.50 | 12.58 | 30-Sep-13 | 19.52 | 9.04 | 31-Dec-13 | 17.11 | 8.76 | 31-Mar-14 | 15.19 | 7.91 | 30-Jun-14 | 17.54 | 12.19 | 30-Sep-14 | 16.88 | 11.00 | 31-Dec-14 | 19.56 | 14.15 | 31-Mar-15 | 22.81 | 16.96 | 30-Jun-15 | 28.34 | 21.53 | 30-Sep-15 | 27.22 | 19.37 | 31-Dec-15 | 31.70 | 23.41 | 31-Mar-16 | 29.08 | 21.30 | 30-Jun-16 | 36.08 | 29.88 | 30-Sep-16 | 39.03 | 31.41 | 31-Dec-16 | 34.45 | 23.45 |
Schematic for the collateralized warehouse lending process for mortgage origination. Subfigure (a) presents the setup phase of warehouse funding for non-bank mortgage origination (warehouse setup), where: (1) a mortgage borrower obtains a mortgage funded by a non-bank originator (technically the repo seller); (2) the mortgage originator funds the loan through a collateralized line of credit; (3) the warehouse lender (technically the repo buyer) holds the mortgage note as collateral against the draw on the line of credit (the draw amount is valued at the loan balance minus a haircut). Subfigure~(b) shows the warehouse unwind where: (4) the non-bank mortgage originator must sell the mortgage note to a securitizer-investor --- in the case of the GSEs this would be a loan sale (either cash or swap for the bonds of the SPE) to a Fannie or Freddie Special Purpose Entity (SPE), and in the case of Ginnie Mae the loan sale would be part of a sale of Ginnie Mae pool of mortgages to investors. The proceeds from the loan sales flow directly to the warehouse lender, who releases the collateral, the mortgage/trust deed and promissory note, to the securitizer-investor. The warehouse lender then pays down the dollar value of the draw to the non-bank originator's line of credit.
(in billions of dollars)
Source: Authors' calculations from quarterly structured investment vehicle statements provided by Moody's Investors Service.
Notes: The spreadsheet shows the outstanding committed mortgage warehouse balance of off-balance-sheet U.S. structured investment vehicles funded by extendable asset-backed commercial paper and collateralized by mortgage loans held in warehouses before securitization.
Date | Outstanding dollars |
---|---|
1999-12-31 | 0.09 | 2000-03-31 | 0.03 | 2000-06-30 | 0.30 | 2000-09-30 | 1.32 | 2000-12-31 | 1.14 | 2001-03-31 | 1.78 | 2001-06-30 | 2.49 | 2001-09-30 | 2.48 | 2001-12-31 | 2.15 | 2002-03-31 | 1.92 | 2002-06-30 | 2.89 | 2002-09-30 | 4.19 | 2002-12-31 | 4.70 | 2003-03-31 | 6.51 | 2003-06-30 | 13.61 | 2003-09-30 | 27.96 | 2003-12-31 | 25.47 | 2004-03-31 | 22.10 | 2004-06-30 | 30.15 | 2004-09-30 | 27.49 | 2004-12-31 | 28.07 | 2005-03-31 | 28.05 | 2005-06-30 | 36.91 | 2005-09-30 | 44.85 | 2005-12-31 | 46.75 | 2006-03-31 | 43.04 | 2006-06-30 | 41.30 | 2006-09-30 | 37.67 | 2006-12-31 | 44.60 | 2007-03-31 | 36.97 | 2007-06-30 | 35.12 | 2007-09-30 | 16.57 | 2007-12-31 | 1.54 | 2008-03-31 | 1.45 | 2008-06-30 | 1.27 | 2008-09-30 | 1.68 | 2008-12-31 | 1.68 | 2009-03-31 | 1.68 | 2009-06-30 | 1.68 | 2009-09-30 | 1.68 | 2009-12-31 | 1.68 | 2010-03-31 | 1.68 | 2010-06-30 | 1.68 | 2010-09-30 | 1.68 |
(in billions of dollars)
Source: Authors' calculations from HMDA data.
Year | Nonbank_volume |
---|---|
2001 | 516 | 2002 | 585 | 2003 | 926 | 2004 | 804 | 2005 | 918 | 2006 | 832 | 2007 | 402 | 2008 | 284 | 2009 | 441 | 2010 | 424 | 2011 | 400 | 2012 | 696 | 2013 | 662 | 2014 | 593 | 2015 | 792 | 2016 | 1010 |
Source: Authors' calculations from Ocwen's 10-K filings with the U.S. Securities and Exchange Commission, available at https://www.sec.gov/edgar/searchedgar/companysearch.html
Ocwen Loan Servicing | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 |
---|---|---|---|---|---|---|---|---|---|
Total Assets | $1,584,143 | $1,854,173 | $2,009,743 | $2,394,696 | $2,237,100 | $1,769,350 | $2,921,409 | $4,737,157 | $5,671,882 | Cash | $542,891 | $271,296 | $311,567 | $149,119 | $201,025 | $90,919 | $127,796 | $144,234 | $220,130 | Mortgage Servicing Rights | $131,409 | $148,663 | $183,743 | $197,295 | $139,500 | $117,802 | $193,985 | $293,152 | $676,712 | Advances | $240,430 | $219,716 | $324,137 | $292,887 | $102,085 | $145,914 | $184,833 | $103,591 | $184,463 | Match-funded advances | $280,760 | $377,105 | $572,708 | $1,126,097 | $1,100,555 | $822,615 | $1,924,052 | $3,629,911 | $3,049,244 | Advances as share of total assets | 33% | 32% | 45% | 59% | 54% | 55% | 72% | 79% | 57% | Cash as a share of total assets | 34% | 15% | 16% | 6% | 9% | 5% | 4% | 3% | 4% |
(in billions of dollars)
Source: Authors' tabulations from Securities Industry and Financial Markets Association,
U.S. Mortgage-Related Issuance and Oustanding, available at https://www.sifma.org/resources/research/us-mortgage-related-issuance-and-outstanding/
Values shown are year-end and are from Table 3.2 column I for Ginnie Mae and Table 2.2 column D for PLS.
Year | Ginnie Mae | Private-Label |
---|---|---|
2000 | 592.63 | 744.13 | 2001 | 569.46 | 819.44 | 2002 | 512.10 | 911.54 | 2003 | 444.82 | 1014.31 | 2004 | 409.09 | 1480.41 | 2005 | 371.48 | 2015.39 | 2006 | 373.89 | 2600.29 | 2007 | 405.82 | 2714.19 | 2008 | 597.21 | 2357.23 | 2009 | 836.76 | 1922.89 | 2010 | 1037.54 | 1676.68 | 2011 | 1186.43 | 1437.46 | 2012 | 1295.32 | 1239.29 | 2013 | 1398.45 | 1075.98 | 2014 | 1452.09 | 994.29 | 2015 | 1548.77 | 924.67 | 2016 | 1667.50 | 846.31 | 2017 | 1804.76 | 782.56 |
Source: Recursion Co., http://www.recursionco.com/
Data provided by Li Chang
Date | Banks | Mortgage Companies |
---|---|---|
Nov-13 | 10.4 | 10.7 | Dec-13 | 10.2 | 11.3 | Jan-14 | 8.9 | 10.1 | Feb-14 | 8.5 | 10.3 | Mar-14 | 10.1 | 11.3 | Apr-14 | 10.6 | 12.5 | May-14 | 11.7 | 13.3 | Jun-14 | 12.1 | 14.5 | Jul-14 | 12.7 | 14.9 | Aug-14 | 12.0 | 14.0 | Sep-14 | 11.9 | 13.1 | Oct-14 | 11.5 | 14.6 | Nov-14 | 12.3 | 12.9 | Dec-14 | 12.2 | 13.8 | Jan-15 | 9.9 | 11.7 | Feb-15 | 12.5 | 15.9 | Mar-15 | 14.9 | 18.8 | Apr-15 | 14.5 | 19.0 | May-15 | 15.1 | 18.2 | Jun-15 | 15.5 | 18.8 | Jul-15 | 14.6 | 16.7 | Aug-15 | 13.9 | 15.5 | Sep-15 | 12.6 | 16.5 | Oct-15 | 12.3 | 14.1 | Nov-15 | 10.7 | 12.5 | Dec-15 | 11.7 | 13.9 | Jan-16 | 10.1 | 12.5 | Feb-16 | 10.9 | 13.7 | Mar-16 | 13.3 | 17.5 | Apr-16 | 13.0 | 16.3 | May-16 | 14.2 | 16.3 | Jun-16 | 15.9 | 17.6 | Jul-16 | 14.1 | 17.1 | Aug-16 | 16.4 | 17.4 | Sep-16 | 15.1 | 18.2 | Oct-16 | 15.3 | 16.8 | Nov-16 | 15.8 | 16.1 | Dec-16 | 14.4 | 16.2 | Jan-17 | 11.4 | 12.3 | Feb-17 | 10.2 | 12.6 | Mar-17 | 11.5 | 15.1 | Apr-17 | 10.9 | 13.5 | May-17 | 12.5 | 14.5 | Jun-17 | 12.8 | 14.8 | Jul-17 | 11.9 | 13.3 | Aug-17 | 12.7 | 14.6 | Sep-17 | 11.0 | 12.9 | Oct-17 | 11.1 | 13.7 |
Source: Recursion Co., http://www.recursionco.com/
Data provided by Li Chang
Date | FREEDOM MORTGAGE CORPORATION | FIRST GUARANTY MORTGAGE CORPORATION | CARRINGTON MORTGAGE SERVICES, LLC | NATIONSTAR MORTGAGE LLC | PLANET HOME LENDING LLC |
---|---|---|---|---|---|
Nov-13 | 15.3 | 9.1 | 16.8 | 14 | 14.7 | Dec-13 | 11.4 | 11.2 | 16 | 16 | 14.2 | Jan-14 | 9.9 | 5.5 | 19.2 | 13.8 | 12.3 | Feb-14 | 10.1 | 12.6 | 14.5 | 14.2 | 12.2 | Mar-14 | 13.8 | 9.9 | 15.9 | 18.3 | 13.2 | Apr-14 | 12.7 | 9.6 | 16.2 | 31.7 | 18 | May-14 | 13.8 | 10.2 | 22.2 | 17.9 | 15.3 | Jun-14 | 14.7 | 16.3 | 20.8 | 26.8 | 14.2 | Jul-14 | 17.2 | 22.6 | 21.6 | 22 | 18 | Aug-14 | 14.9 | 10.8 | 18.7 | 19.7 | 21 | Sep-14 | 13.1 | 16.4 | 19.1 | 19.1 | 17.7 | Oct-14 | 20.3 | 13.2 | 20.3 | 18.4 | 15.6 | Nov-14 | 14.1 | 7.2 | 14.9 | 17.6 | 13.7 | Dec-14 | 16.4 | 11 | 17.3 | 18.1 | 16.4 | Jan-15 | 12.5 | 14.8 | 17.7 | 14.4 | 15 | Feb-15 | 20.1 | 12 | 16.7 | 17.9 | 21.2 | Mar-15 | 33.1 | 13.1 | 19.9 | 24.2 | 23.4 | Apr-15 | 24.2 | 15.9 | 18.8 | 23.8 | 26.9 | May-15 | 18.1 | 10.8 | 20.8 | 23 | 23.7 | Jun-15 | 17.9 | 16 | 23.6 | 25.7 | 26.4 | Jul-15 | 19.3 | 13.9 | 25 | 24.6 | 27.8 | Aug-15 | 14.7 | 12.3 | 23.4 | 24.3 | 24.8 | Sep-15 | 14.6 | 18.3 | 23.7 | 23.9 | 24.9 | Oct-15 | 15.2 | 13.2 | 22 | 23 | 21.9 | Nov-15 | 15.3 | 14.3 | 19.3 | 20 | 18.5 | Dec-15 | 18.3 | 16.9 | 23.1 | 22.4 | 20.9 | Jan-16 | 23.6 | 12.3 | 21.6 | 18.5 | 17.5 | Feb-16 | 24.6 | 17.7 | 21.3 | 21.5 | 20.8 | Mar-16 | 26.6 | 22.5 | 21.8 | 24.7 | 24.6 | Apr-16 | 29.2 | 13.5 | 22.1 | 24.2 | 22.3 | May-16 | 26.6 | 12.1 | 23.5 | 25.5 | 28.9 | Jun-16 | 22.7 | 13.6 | 25 | 25.6 | 29.9 | Jul-16 | 26.4 | 16.7 | 22.4 | 23.2 | 23 | Aug-16 | 33.8 | 17 | 24.5 | 26.3 | 25.4 | Sep-16 | 27.3 | 13.6 | 24.3 | 24.4 | 28 | Oct-16 | 30.8 | 13 | 23 | 23.5 | 26.6 | Nov-16 | 32 | 12.2 | 23.6 | 23.6 | 30.1 | Dec-16 | 27.1 | 15.5 | 25.1 | 22.4 | 23.8 | Jan-17 | 23.6 | 9.3 | 23.9 | 17.4 | 22.1 | Feb-17 | 24.7 | 19.6 | 22 | 18.7 | 17.8 | Mar-17 | 23.6 | 41.3 | 25 | 18.2 | 18.6 | Apr-17 | 20.6 | 33.7 | 20.2 | 16.8 | 16.1 | May-17 | 18.6 | 29.7 | 22.2 | 19.8 | 17.8 | Jun-17 | 18.4 | 24.3 | 21.8 | 19.9 | 19.9 | Jul-17 | 16.1 | 24.9 | 19.3 | 18.8 | 16.6 | Aug-17 | 17.6 | 20.3 | 22.9 | 19.9 | 17.3 | Sep-17 | 17.8 | 19.2 | 21.4 | 17.2 | 13.8 | Oct-17 | 27.7 | 21.9 | 21.3 | 18.7 | 17.3 |
Source: Authors' calculations from HMDA data.
County Name | Nonbank FHA/VA Share |
---|---|
Autauga, AL | 0.30 | Baldwin, AL | 0.19 | Bibb, AL | 0.15 | Blount, AL | 0.17 | Calhoun, AL | 0.28 | Chilton, AL | 0.20 | Colbert, AL | 0.13 | Elmore, AL | 0.27 | Etowah, AL | 0.19 | Geneva, AL | 0.21 | Hale, AL | 0.13 | Henry, AL | 0.16 | Houston, AL | 0.25 | Jefferson, AL | 0.19 | Lauderdale, AL | 0.14 | Lawrence, AL | 0.20 | Lee, AL | 0.20 | Limestone, AL | 0.22 | Lowndes, AL | 0.10 | Madison, AL | 0.20 | Mobile, AL | 0.28 | Montgomery, AL | 0.31 | Morgan, AL | 0.24 | Pickens, AL | 0.15 | Russell, AL | 0.44 | St. Clair, AL | 0.23 | Shelby, AL | 0.20 | Tuscaloosa, AL | 0.17 | Walker, AL | 0.19 | Anchorage Municipality, AK | 0.16 | Fairbanks North Star Borough, AK | 0.21 | Matanuska-Susitna Borough, AK | 0.21 | Cochise, AZ | 0.45 | Coconino, AZ | 0.16 | Maricopa, AZ | 0.28 | Mohave, AZ | 0.26 | Pima, AZ | 0.33 | Pinal, AZ | 0.41 | Yavapai, AZ | 0.26 | Yuma, AZ | 0.38 | Benton, AR | 0.11 | Cleveland, AR | 0.15 | Craighead, AR | 0.09 | Crawford, AR | 0.11 | Crittenden, AR | 0.20 | Faulkner, AR | 0.12 | Garland, AR | 0.16 | Grant, AR | 0.18 | Jefferson, AR | 0.28 | Lincoln, AR | 0.17 | Little River, AR | 0.11 | Lonoke, AR | 0.19 | Madison, AR | 0.12 | Miller, AR | 0.17 | Perry, AR | 0.11 | Poinsett, AR | 0.11 | Pulaski, AR | 0.14 | Saline, AR | 0.16 | Sebastian, AR | 0.12 | Washington, AR | 0.08 | Alameda, CA | 0.06 | Butte, CA | 0.18 | Contra Costa, CA | 0.14 | El Dorado, CA | 0.17 | Fresno, CA | 0.28 | Imperial, CA | 0.33 | Kern, CA | 0.35 | Kings, CA | 0.46 | Los Angeles, CA | 0.13 | Madera, CA | 0.32 | Marin, CA | 0.03 | Merced, CA | 0.31 | Monterey, CA | 0.17 | Napa, CA | 0.11 | Orange, CA | 0.09 | Placer, CA | 0.20 | Riverside, CA | 0.31 | Sacramento, CA | 0.24 | San Benito, CA | 0.26 | San Bernardino, CA | 0.28 | San Diego, CA | 0.20 | San Francisco, CA | 0.01 | San Joaquin, CA | 0.25 | San Luis Obispo, CA | 0.14 | San Mateo, CA | 0.02 | Santa Barbara, CA | 0.16 | Santa Clara, CA | 0.03 | Santa Cruz, CA | 0.07 | Shasta, CA | 0.27 | Solano, CA | 0.26 | Sonoma, CA | 0.10 | Stanislaus, CA | 0.28 | Sutter, CA | 0.26 | Tulare, CA | 0.37 | Ventura, CA | 0.15 | Yolo, CA | 0.16 | Yuba, CA | 0.40 | Adams, CO | 0.29 | Arapahoe, CO | 0.24 | Boulder, CO | 0.07 | Broomfield, CO | 0.11 | Clear Creek, CO | 0.22 | Denver, CO | 0.14 | Douglas, CO | 0.17 | Elbert, CO | 0.26 | El Paso, CO | 0.37 | Gilpin, CO | 0.23 | Jefferson, CO | 0.16 | Larimer, CO | 0.14 | Mesa, CO | 0.34 | Park, CO | 0.23 | Pueblo, CO | 0.36 | Teller, CO | 0.27 | Weld, CO | 0.26 | Fairfield, CT | 0.10 | Hartford, CT | 0.19 | Middlesex, CT | 0.17 | New Haven, CT | 0.19 | New London, CT | 0.16 | Tolland, CT | 0.18 | Windham, CT | 0.24 | Kent, DE | 0.39 | New Castle, DE | 0.26 | Sussex, DE | 0.13 | District of Columbia, DC | 0.08 | Alachua, FL | 0.19 | Baker, FL | 0.21 | Bay, FL | 0.21 | Brevard, FL | 0.25 | Broward, FL | 0.25 | Charlotte, FL | 0.26 | Citrus, FL | 0.24 | Clay, FL | 0.36 | Collier, FL | 0.16 | Duval, FL | 0.25 | Escambia, FL | 0.22 | Flagler, FL | 0.28 | Gadsden, FL | 0.22 | Gilchrist, FL | 0.24 | Gulf, FL | 0.10 | Hernando, FL | 0.40 | Highlands, FL | 0.22 | Hillsborough, FL | 0.29 | Indian River, FL | 0.23 | Jefferson, FL | 0.16 | Lake, FL | 0.29 | Lee, FL | 0.25 | Leon, FL | 0.12 | Manatee, FL | 0.21 | Marion, FL | 0.23 | Martin, FL | 0.17 | Miami-Dade, FL | 0.23 | Nassau, FL | 0.21 | Okaloosa, FL | 0.21 | Orange, FL | 0.26 | Osceola, FL | 0.40 | Palm Beach, FL | 0.21 | Pasco, FL | 0.32 | Pinellas, FL | 0.20 | Polk, FL | 0.38 | St. Johns, FL | 0.18 | St. Lucie, FL | 0.33 | Santa Rosa, FL | 0.26 | Sarasota, FL | 0.18 | Seminole, FL | 0.23 | Sumter, FL | 0.14 | Volusia, FL | 0.29 | Wakulla, FL | 0.23 | Walton, FL | 0.11 | Baker, GA | 0.12 | Barrow, GA | 0.34 | Bartow, GA | 0.29 | Bibb, GA | 0.23 | Brantley, GA | 0.13 | Brooks, GA | 0.12 | Bryan, GA | 0.31 | Burke, GA | 0.13 | Butts, GA | 0.32 | Carroll, GA | 0.27 | Catoosa, GA | 0.29 | Chatham, GA | 0.26 | Chattahoochee, GA | 0.45 | Cherokee, GA | 0.24 | Clarke, GA | 0.12 | Clayton, GA | 0.53 | Cobb, GA | 0.21 | Columbia, GA | 0.26 | Coweta, GA | 0.28 | Crawford, GA | 0.16 | Dade, GA | 0.17 | Dawson, GA | 0.21 | DeKalb, GA | 0.19 | Dougherty, GA | 0.20 | Douglas, GA | 0.43 | Echols, GA | 0.10 | Effingham, GA | 0.37 | Fayette, GA | 0.24 | Floyd, GA | 0.18 | Forsyth, GA | 0.14 | Fulton, GA | 0.15 | Glynn, GA | 0.18 | Gwinnett, GA | 0.28 | Hall, GA | 0.27 | Haralson, GA | 0.20 | Harris, GA | 0.32 | Heard, GA | 0.22 | Henry, GA | 0.46 | Houston, GA | 0.32 | Jasper, GA | 0.23 | Jones, GA | 0.20 | Lamar, GA | 0.29 | Lanier, GA | 0.23 | Lee, GA | 0.20 | Liberty, GA | 0.49 | Lincoln, GA | 0.09 | Long, GA | 0.49 | Lowndes, GA | 0.20 | McDuffie, GA | 0.15 | McIntosh, GA | 0.13 | Madison, GA | 0.20 | Marion, GA | 0.25 | Meriwether, GA | 0.26 | Monroe, GA | 0.17 | Morgan, GA | 0.15 | Murray, GA | 0.26 | Muscogee, GA | 0.34 | Newton, GA | 0.44 | Oconee, GA | 0.11 | Oglethorpe, GA | 0.21 | Paulding, GA | 0.39 | Peach, GA | 0.28 | Pickens, GA | 0.21 | Pike, GA | 0.23 | Pulaski, GA | 0.21 | Richmond, GA | 0.33 | Rockdale, GA | 0.47 | Spalding, GA | 0.33 | Terrell, GA | 0.10 | Twiggs, GA | 0.25 | Walker, GA | 0.23 | Walton, GA | 0.32 | Whitfield, GA | 0.21 | Worth, GA | 0.17 | Honolulu, HI | 0.23 | Ada, ID | 0.19 | Bannock, ID | 0.17 | Boise, ID | 0.20 | Bonneville, ID | 0.15 | Butte, ID | 0.14 | Canyon, ID | 0.31 | Franklin, ID | 0.18 | Gem, ID | 0.30 | Jefferson, ID | 0.16 | Kootenai, ID | 0.15 | Nez Perce, ID | 0.17 | Owyhee, ID | 0.29 | Alexander, IL | 0.12 | Bond, IL | 0.14 | Boone, IL | 0.15 | Calhoun, IL | 0.08 | Champaign, IL | 0.05 | Clinton, IL | 0.11 | Cook, IL | 0.12 | DeKalb, IL | 0.17 | De Witt, IL | 0.06 | DuPage, IL | 0.11 | Ford, IL | 0.05 | Grundy, IL | 0.15 | Henry, IL | 0.08 | Jackson, IL | 0.09 | Jersey, IL | 0.17 | Kane, IL | 0.20 | Kankakee, IL | 0.16 | Kendall, IL | 0.27 | Lake, IL | 0.14 | McHenry, IL | 0.19 | McLean, IL | 0.05 | Macon, IL | 0.10 | Macoupin, IL | 0.11 | Madison, IL | 0.21 | Marshall, IL | 0.11 | Menard, IL | 0.07 | Mercer, IL | 0.11 | Monroe, IL | 0.13 | Peoria, IL | 0.13 | Piatt, IL | 0.08 | Rock Island, IL | 0.11 | St. Clair, IL | 0.29 | Sangamon, IL | 0.11 | Stark, IL | 0.12 | Tazewell, IL | 0.14 | Vermilion, IL | 0.13 | Will, IL | 0.20 | Williamson, IL | 0.12 | Winnebago, IL | 0.13 | Woodford, IL | 0.07 | Allen, IN | 0.21 | Bartholomew, IN | 0.14 | Benton, IN | 0.14 | Boone, IN | 0.13 | Brown, IN | 0.18 | Carroll, IN | 0.17 | Clark, IN | 0.26 | Clay, IN | 0.17 | Dearborn, IN | 0.16 | Delaware, IN | 0.24 | Elkhart, IN | 0.20 | Floyd, IN | 0.20 | Hamilton, IN | 0.14 | Hancock, IN | 0.28 | Harrison, IN | 0.19 | Hendricks, IN | 0.26 | Howard, IN | 0.31 | Jasper, IN | 0.24 | Johnson, IN | 0.26 | Lake, IN | 0.25 | LaPorte, IN | 0.21 | Madison, IN | 0.28 | Marion, IN | 0.28 | Monroe, IN | 0.13 | Morgan, IN | 0.24 | Newton, IN | 0.24 | Ohio, IN | 0.17 | Owen, IN | 0.17 | Porter, IN | 0.23 | Posey, IN | 0.15 | Putnam, IN | 0.23 | St. Joseph, IN | 0.20 | Scott, IN | 0.17 | Shelby, IN | 0.22 | Sullivan, IN | 0.20 | Tippecanoe, IN | 0.21 | Union, IN | 0.13 | Vanderburgh, IN | 0.22 | Vermillion, IN | 0.15 | Vigo, IN | 0.22 | Warrick, IN | 0.17 | Washington, IN | 0.21 | Wells, IN | 0.13 | Whitley, IN | 0.18 | Benton, IA | 0.09 | Black Hawk, IA | 0.04 | Bremer, IA | 0.03 | Dallas, IA | 0.05 | Dubuque, IA | 0.04 | Grundy, IA | 0.04 | Guthrie, IA | 0.07 | Harrison, IA | 0.08 | Johnson, IA | 0.03 | Jones, IA | 0.08 | Linn, IA | 0.07 | Madison, IA | 0.08 | Mills, IA | 0.12 | Plymouth, IA | 0.06 | Polk, IA | 0.10 | Pottawattamie, IA | 0.10 | Scott, IA | 0.11 | Story, IA | 0.07 | Warren, IA | 0.11 | Washington, IA | 0.06 | Woodbury, IA | 0.10 | Butler, KS | 0.18 | Doniphan, KS | 0.09 | Douglas, KS | 0.07 | Harvey, KS | 0.15 | Jackson, KS | 0.12 | Jefferson, KS | 0.11 | Johnson, KS | 0.09 | Kingman, KS | 0.14 | Leavenworth, KS | 0.19 | Linn, KS | 0.19 | Miami, KS | 0.15 | Osage, KS | 0.17 | Pottawatomie, KS | 0.10 | Riley, KS | 0.10 | Sedgwick, KS | 0.17 | Shawnee, KS | 0.15 | Sumner, KS | 0.15 | Wabaunsee, KS | 0.15 | Wyandotte, KS | 0.20 | Allen, KY | 0.11 | Boone, KY | 0.18 | Bourbon, KY | 0.15 | Boyd, KY | 0.19 | Bracken, KY | 0.12 | Bullitt, KY | 0.22 | Butler, KY | 0.14 | Campbell, KY | 0.12 | Christian, KY | 0.25 | Clark, KY | 0.22 | Daviess, KY | 0.09 | Edmonson, KY | 0.10 | Fayette, KY | 0.14 | Gallatin, KY | 0.23 | Grant, KY | 0.18 | Greenup, KY | 0.12 | Hancock, KY | 0.13 | Hardin, KY | 0.27 | Henderson, KY | 0.16 | Henry, KY | 0.22 | Jefferson, KY | 0.17 | Jessamine, KY | 0.14 | Kenton, KY | 0.19 | Larue, KY | 0.15 | McLean, KY | 0.06 | Meade, KY | 0.25 | Oldham, KY | 0.14 | Pendleton, KY | 0.21 | Scott, KY | 0.19 | Shelby, KY | 0.18 | Spencer, KY | 0.20 | Trigg, KY | 0.21 | Trimble, KY | 0.20 | Warren, KY | 0.14 | Woodford, KY | 0.14 | Acadia, LA | 0.12 | Ascension, LA | 0.24 | Bossier, LA | 0.26 | Caddo, LA | 0.23 | Calcasieu, LA | 0.24 | Cameron, LA | 0.08 | De Soto, LA | 0.20 | East Baton Rouge, LA | 0.21 | East Feliciana, LA | 0.14 | Grant, LA | 0.15 | Iberia, LA | 0.16 | Iberville, LA | 0.16 | Jefferson, LA | 0.20 | Lafayette, LA | 0.20 | Lafourche, LA | 0.18 | Livingston, LA | 0.28 | Orleans, LA | 0.11 | Ouachita, LA | 0.13 | Plaquemines, LA | 0.11 | Pointe Coupee, LA | 0.11 | Rapides, LA | 0.20 | St. Bernard, LA | 0.26 | St. Charles, LA | 0.21 | St. Helena, LA | 0.13 | St. James, LA | 0.13 | St. John the Baptist, LA | 0.28 | St. Martin, LA | 0.15 | St. Tammany, LA | 0.20 | Tangipahoa, LA | 0.20 | Terrebonne, LA | 0.19 | Union, LA | 0.09 | Vermilion, LA | 0.13 | Webster, LA | 0.13 | West Baton Rouge, LA | 0.31 | West Feliciana, LA | 0.11 | Androscoggin, ME | 0.25 | Cumberland, ME | 0.10 | Penobscot, ME | 0.17 | Sagadahoc, ME | 0.14 | York, ME | 0.16 | Allegany, MD | 0.19 | Anne Arundel, MD | 0.26 | Baltimore, MD | 0.26 | Calvert, MD | 0.26 | Carroll, MD | 0.22 | Cecil, MD | 0.27 | Charles, MD | 0.41 | Frederick, MD | 0.23 | Harford, MD | 0.28 | Howard, MD | 0.14 | Montgomery, MD | 0.13 | Prince George's, MD | 0.36 | Queen Anne's, MD | 0.20 | St. Mary's, MD | 0.25 | Somerset, MD | 0.26 | Washington, MD | 0.25 | Wicomico, MD | 0.26 | Worcester, MD | 0.08 | Baltimore (Independent City), MD | 0.22 | Barnstable, MA | 0.08 | Berkshire, MA | 0.10 | Bristol, MA | 0.17 | Essex, MA | 0.12 | Hampden, MA | 0.19 | Hampshire, MA | 0.08 | Middlesex, MA | 0.05 | Norfolk, MA | 0.07 | Plymouth, MA | 0.16 | Suffolk, MA | 0.05 | Worcester, MA | 0.14 | Barry, MI | 0.16 | Bay, MI | 0.17 | Berrien, MI | 0.12 | Calhoun, MI | 0.20 | Cass, MI | 0.15 | Clinton, MI | 0.12 | Eaton, MI | 0.16 | Genesee, MI | 0.23 | Ingham, MI | 0.15 | Jackson, MI | 0.20 | Kalamazoo, MI | 0.14 | Kent, MI | 0.13 | Lapeer, MI | 0.19 | Livingston, MI | 0.14 | Macomb, MI | 0.21 | Midland, MI | 0.13 | Monroe, MI | 0.21 | Montcalm, MI | 0.18 | Muskegon, MI | 0.22 | Oakland, MI | 0.12 | Ottawa, MI | 0.10 | Saginaw, MI | 0.14 | St. Clair, MI | 0.24 | Van Buren, MI | 0.13 | Washtenaw, MI | 0.09 | Wayne, MI | 0.21 | Anoka, MN | 0.18 | Benton, MN | 0.11 | Blue Earth, MN | 0.14 | Carlton, MN | 0.14 | Carver, MN | 0.10 | Chisago, MN | 0.20 | Clay, MN | 0.09 | Dakota, MN | 0.13 | Dodge, MN | 0.09 | Fillmore, MN | 0.06 | Hennepin, MN | 0.10 | Houston, MN | 0.03 | Isanti, MN | 0.22 | Le Sueur, MN | 0.13 | Mille Lacs, MN | 0.18 | Nicollet, MN | 0.12 | Olmsted, MN | 0.06 | Polk, MN | 0.10 | Ramsey, MN | 0.13 | St. Louis, MN | 0.10 | Scott, MN | 0.14 | Sherburne, MN | 0.19 | Sibley, MN | 0.17 | Stearns, MN | 0.11 | Wabasha, MN | 0.09 | Washington, MN | 0.12 | Wright, MN | 0.17 | Benton, MS | 0.09 | Copiah, MS | 0.09 | DeSoto, MS | 0.24 | Forrest, MS | 0.10 | Hancock, MS | 0.22 | Harrison, MS | 0.25 | Hinds, MS | 0.14 | Jackson, MS | 0.17 | Lamar, MS | 0.09 | Madison, MS | 0.09 | Marshall, MS | 0.14 | Perry, MS | 0.09 | Rankin, MS | 0.12 | Simpson, MS | 0.09 | Tate, MS | 0.14 | Tunica, MS | 0.12 | Yazoo, MS | 0.04 | Andrew, MO | 0.15 | Bates, MO | 0.16 | Bollinger, MO | 0.14 | Boone, MO | 0.15 | Buchanan, MO | 0.21 | Caldwell, MO | 0.09 | Callaway, MO | 0.16 | Cape Girardeau, MO | 0.12 | Cass, MO | 0.19 | Christian, MO | 0.14 | Clay, MO | 0.17 | Clinton, MO | 0.18 | Cole, MO | 0.14 | Dallas, MO | 0.15 | DeKalb, MO | 0.15 | Franklin, MO | 0.16 | Greene, MO | 0.16 | Jackson, MO | 0.17 | Jasper, MO | 0.18 | Jefferson, MO | 0.30 | Lafayette, MO | 0.17 | Lincoln, MO | 0.26 | McDonald, MO | 0.17 | Moniteau, MO | 0.06 | Newton, MO | 0.17 | Osage, MO | 0.06 | Platte, MO | 0.14 | Polk, MO | 0.16 | Ray, MO | 0.19 | St. Charles, MO | 0.20 | St. Louis, MO | 0.15 | Warren, MO | 0.20 | Webster, MO | 0.14 | St. Louis (Independent City), MO | 0.16 | Carbon, MT | 0.07 | Cascade, MT | 0.18 | Golden Valley, MT | 0.11 | Missoula, MT | 0.08 | Yellowstone, MT | 0.10 | Cass, NE | 0.13 | Dakota, NE | 0.10 | Dixon, NE | 0.13 | Douglas, NE | 0.11 | Hall, NE | 0.12 | Hamilton, NE | 0.11 | Howard, NE | 0.08 | Lancaster, NE | 0.08 | Merrick, NE | 0.06 | Sarpy, NE | 0.17 | Saunders, NE | 0.08 | Seward, NE | 0.05 | Washington, NE | 0.12 | Clark, NV | 0.36 | Storey, NV | 0.32 | Washoe, NV | 0.22 | Carson City (Independent City), NV | 0.22 | Hillsborough, NH | 0.19 | Rockingham, NH | 0.15 | Strafford, NH | 0.21 | Atlantic, NJ | 0.24 | Bergen, NJ | 0.12 | Burlington, NJ | 0.25 | Camden, NJ | 0.30 | Cape May, NJ | 0.07 | Cumberland, NJ | 0.46 | Essex, NJ | 0.20 | Gloucester, NJ | 0.31 | Hudson, NJ | 0.12 | Hunterdon, NJ | 0.11 | Mercer, NJ | 0.17 | Middlesex, NJ | 0.17 | Monmouth, NJ | 0.14 | Morris, NJ | 0.12 | Ocean, NJ | 0.22 | Passaic, NJ | 0.26 | Salem, NJ | 0.34 | Somerset, NJ | 0.11 | Sussex, NJ | 0.26 | Union, NJ | 0.24 | Warren, NJ | 0.24 | Bernalillo, NM | 0.28 | Doña Ana, NM | 0.23 | Sandoval, NM | 0.37 | San Juan, NM | 0.36 | Santa Fe, NM | 0.14 | Torrance, NM | 0.33 | Valencia, NM | 0.33 | Albany, NY | 0.13 | Bronx, NY | 0.23 | Broome, NY | 0.20 | Chemung, NY | 0.13 | Dutchess, NY | 0.14 | Erie, NY | 0.14 | Herkimer, NY | 0.13 | Jefferson, NY | 0.17 | Kings, NY | 0.08 | Livingston, NY | 0.10 | Madison, NY | 0.16 | Monroe, NY | 0.12 | Nassau, NY | 0.14 | New York, NY | 0.00 | Niagara, NY | 0.21 | Oneida, NY | 0.12 | Onondaga, NY | 0.19 | Ontario, NY | 0.08 | Orange, NY | 0.20 | Orleans, NY | 0.15 | Oswego, NY | 0.19 | Putnam, NY | 0.15 | Queens, NY | 0.13 | Rensselaer, NY | 0.19 | Richmond, NY | 0.14 | Rockland, NY | 0.12 | Saratoga, NY | 0.12 | Schenectady, NY | 0.21 | Schoharie, NY | 0.18 | Suffolk, NY | 0.22 | Tioga, NY | 0.12 | Tompkins, NY | 0.05 | Ulster, NY | 0.09 | Warren, NY | 0.17 | Washington, NY | 0.24 | Wayne, NY | 0.12 | Westchester, NY | 0.09 | Yates, NY | 0.05 | Alamance, NC | 0.19 | Alexander, NC | 0.17 | Brunswick, NC | 0.14 | Buncombe, NC | 0.10 | Burke, NC | 0.16 | Cabarrus, NC | 0.22 | Caldwell, NC | 0.22 | Catawba, NC | 0.17 | Chatham, NC | 0.09 | Craven, NC | 0.29 | Cumberland, NC | 0.49 | Currituck, NC | 0.22 | Davidson, NC | 0.22 | Davie, NC | 0.16 | Durham, NC | 0.15 | Edgecombe, NC | 0.15 | Forsyth, NC | 0.22 | Franklin, NC | 0.21 | Gaston, NC | 0.26 | Gates, NC | 0.30 | Guilford, NC | 0.20 | Haywood, NC | 0.13 | Henderson, NC | 0.15 | Hoke, NC | 0.55 | Iredell, NC | 0.17 | Johnston, NC | 0.21 | Jones, NC | 0.27 | Lincoln, NC | 0.17 | Madison, NC | 0.13 | Mecklenburg, NC | 0.17 | Nash, NC | 0.18 | New Hanover, NC | 0.15 | Onslow, NC | 0.52 | Orange, NC | 0.06 | Pamlico, NC | 0.14 | Pender, NC | 0.25 | Person, NC | 0.20 | Pitt, NC | 0.19 | Randolph, NC | 0.20 | Rockingham, NC | 0.21 | Rowan, NC | 0.23 | Stokes, NC | 0.21 | Union, NC | 0.17 | Wake, NC | 0.12 | Wayne, NC | 0.27 | Yadkin, NC | 0.15 | Burleigh, ND | 0.04 | Cass, ND | 0.07 | Grand Forks, ND | 0.08 | Morton, ND | 0.06 | Oliver, ND | 0.05 | Sioux, ND | 0.20 | Allen, OH | 0.13 | Belmont, OH | 0.15 | Brown, OH | 0.22 | Butler, OH | 0.17 | Carroll, OH | 0.20 | Clark, OH | 0.20 | Clermont, OH | 0.17 | Cuyahoga, OH | 0.19 | Delaware, OH | 0.09 | Fairfield, OH | 0.23 | Franklin, OH | 0.17 | Fulton, OH | 0.15 | Geauga, OH | 0.12 | Greene, OH | 0.18 | Hamilton, OH | 0.13 | Hocking, OH | 0.18 | Jefferson, OH | 0.17 | Lake, OH | 0.23 | Lawrence, OH | 0.14 | Licking, OH | 0.20 | Lorain, OH | 0.24 | Lucas, OH | 0.20 | Madison, OH | 0.20 | Mahoning, OH | 0.17 | Medina, OH | 0.20 | Miami, OH | 0.17 | Montgomery, OH | 0.19 | Morrow, OH | 0.21 | Perry, OH | 0.19 | Pickaway, OH | 0.25 | Portage, OH | 0.19 | Richland, OH | 0.20 | Stark, OH | 0.22 | Summit, OH | 0.21 | Trumbull, OH | 0.20 | Union, OH | 0.13 | Warren, OH | 0.12 | Wood, OH | 0.14 | Canadian, OK | 0.22 | Cleveland, OK | 0.17 | Comanche, OK | 0.36 | Cotton, OK | 0.16 | Creek, OK | 0.17 | Garfield, OK | 0.14 | Grady, OK | 0.17 | Le Flore, OK | 0.10 | Lincoln, OK | 0.13 | Logan, OK | 0.17 | McClain, OK | 0.15 | Oklahoma, OK | 0.17 | Okmulgee, OK | 0.16 | Osage, OK | 0.20 | Pawnee, OK | 0.19 | Rogers, OK | 0.18 | Sequoyah, OK | 0.12 | Tulsa, OK | 0.17 | Wagoner, OK | 0.18 | Benton, OR | 0.10 | Clackamas, OR | 0.16 | Columbia, OR | 0.27 | Deschutes, OR | 0.16 | Jackson, OR | 0.23 | Josephine, OR | 0.23 | Lane, OR | 0.23 | Linn, OR | 0.25 | Marion, OR | 0.25 | Multnomah, OR | 0.11 | Polk, OR | 0.25 | Washington, OR | 0.13 | Yamhill, OR | 0.23 | Adams, PA | 0.22 | Allegheny, PA | 0.17 | Armstrong, PA | 0.18 | Beaver, PA | 0.24 | Berks, PA | 0.22 | Blair, PA | 0.16 | Bucks, PA | 0.16 | Butler, PA | 0.14 | Cambria, PA | 0.11 | Carbon, PA | 0.23 | Centre, PA | 0.10 | Chester, PA | 0.12 | Columbia, PA | 0.11 | Cumberland, PA | 0.18 | Dauphin, PA | 0.23 | Delaware, PA | 0.21 | Erie, PA | 0.19 | Fayette, PA | 0.16 | Franklin, PA | 0.20 | Lackawanna, PA | 0.19 | Lancaster, PA | 0.18 | Lebanon, PA | 0.20 | Lehigh, PA | 0.23 | Luzerne, PA | 0.21 | Lycoming, PA | 0.15 | Mercer, PA | 0.14 | Monroe, PA | 0.28 | Montgomery, PA | 0.15 | Montour, PA | 0.09 | Northampton, PA | 0.25 | Perry, PA | 0.16 | Philadelphia, PA | 0.17 | Pike, PA | 0.24 | Washington, PA | 0.17 | Westmoreland, PA | 0.19 | Wyoming, PA | 0.14 | York, PA | 0.25 | Bristol, RI | 0.11 | Kent, RI | 0.22 | Newport, RI | 0.10 | Providence, RI | 0.23 | Washington, RI | 0.10 | Aiken, SC | 0.18 | Anderson, SC | 0.23 | Beaufort, SC | 0.16 | Berkeley, SC | 0.32 | Calhoun, SC | 0.23 | Charleston, SC | 0.13 | Chester, SC | 0.20 | Darlington, SC | 0.23 | Dorchester, SC | 0.34 | Edgefield, SC | 0.17 | Fairfield, SC | 0.18 | Florence, SC | 0.25 | Greenville, SC | 0.19 | Horry, SC | 0.16 | Jasper, SC | 0.16 | Kershaw, SC | 0.34 | Lancaster, SC | 0.20 | Laurens, SC | 0.24 | Lexington, SC | 0.26 | Pickens, SC | 0.23 | Richland, SC | 0.32 | Saluda, SC | 0.21 | Spartanburg, SC | 0.26 | Sumter, SC | 0.40 | Union, SC | 0.20 | York, SC | 0.21 | Custer, SD | 0.17 | Lincoln, SD | 0.06 | McCook, SD | 0.04 | Meade, SD | 0.23 | Minnehaha, SD | 0.07 | Pennington, SD | 0.23 | Turner, SD | 0.05 | Union, SD | 0.06 | Anderson, TN | 0.26 | Blount, TN | 0.23 | Bradley, TN | 0.22 | Campbell, TN | 0.15 | Cannon, TN | 0.14 | Carter, TN | 0.19 | Cheatham, TN | 0.25 | Chester, TN | 0.13 | Crockett, TN | 0.11 | Davidson, TN | 0.16 | Dickson, TN | 0.21 | Fayette, TN | 0.16 | Grainger, TN | 0.18 | Hamblen, TN | 0.23 | Hamilton, TN | 0.23 | Hawkins, TN | 0.20 | Hickman, TN | 0.20 | Jefferson, TN | 0.23 | Knox, TN | 0.22 | Loudon, TN | 0.21 | Macon, TN | 0.13 | Madison, TN | 0.17 | Marion, TN | 0.18 | Maury, TN | 0.24 | Montgomery, TN | 0.45 | Morgan, TN | 0.15 | Polk, TN | 0.23 | Roane, TN | 0.24 | Robertson, TN | 0.24 | Rutherford, TN | 0.23 | Sequatchie, TN | 0.16 | Shelby, TN | 0.20 | Smith, TN | 0.14 | Sullivan, TN | 0.23 | Sumner, TN | 0.21 | Tipton, TN | 0.21 | Trousdale, TN | 0.17 | Unicoi, TN | 0.17 | Union, TN | 0.17 | Washington, TN | 0.20 | Williamson, TN | 0.10 | Wilson, TN | 0.21 | Aransas, TX | 0.12 | Archer, TX | 0.04 | Armstrong, TX | 0.25 | Atascosa, TX | 0.29 | Austin, TX | 0.15 | Bandera, TX | 0.23 | Bastrop, TX | 0.23 | Bell, TX | 0.49 | Bexar, TX | 0.35 | Bowie, TX | 0.14 | Brazoria, TX | 0.28 | Brazos, TX | 0.12 | Burleson, TX | 0.11 | Caldwell, TX | 0.32 | Callahan, TX | 0.15 | Cameron, TX | 0.33 | Carson, TX | 0.12 | Chambers, TX | 0.26 | Clay, TX | 0.06 | Collin, TX | 0.12 | Comal, TX | 0.23 | Coryell, TX | 0.45 | Crosby, TX | 0.07 | Dallas, TX | 0.17 | Denton, TX | 0.15 | Ector, TX | 0.35 | Ellis, TX | 0.29 | El Paso, TX | 0.36 | Falls, TX | 0.19 | Fort Bend, TX | 0.19 | Galveston, TX | 0.24 | Goliad, TX | 0.13 | Grayson, TX | 0.23 | Gregg, TX | 0.24 | Guadalupe, TX | 0.42 | Hardin, TX | 0.25 | Harris, TX | 0.24 | Hays, TX | 0.25 | Hidalgo, TX | 0.36 | Hood, TX | 0.21 | Hudspeth, TX | 0.10 | Hunt, TX | 0.29 | Irion, TX | 0.14 | Jefferson, TX | 0.26 | Johnson, TX | 0.30 | Jones, TX | 0.17 | Kaufman, TX | 0.35 | Kendall, TX | 0.15 | Lampasas, TX | 0.38 | Liberty, TX | 0.26 | Lubbock, TX | 0.08 | Lynn, TX | 0.08 | McLennan, TX | 0.19 | Martin, TX | 0.23 | Medina, TX | 0.32 | Midland, TX | 0.24 | Montgomery, TX | 0.22 | Newton, TX | 0.13 | Nueces, TX | 0.25 | Oldham, TX | 0.11 | Orange, TX | 0.26 | Parker, TX | 0.21 | Potter, TX | 0.18 | Randall, TX | 0.18 | Robertson, TX | 0.13 | Rockwall, TX | 0.21 | Rusk, TX | 0.20 | San Patricio, TX | 0.29 | Smith, TX | 0.20 | Somervell, TX | 0.15 | Tarrant, TX | 0.23 | Taylor, TX | 0.21 | Tom Green, TX | 0.30 | Travis, TX | 0.11 | Upshur, TX | 0.21 | Victoria, TX | 0.26 | Waller, TX | 0.20 | Webb, TX | 0.38 | Wichita, TX | 0.09 | Williamson, TX | 0.20 | Wilson, TX | 0.29 | Wise, TX | 0.20 | Box Elder, UT | 0.22 | Cache, UT | 0.15 | Davis, UT | 0.26 | Juab, UT | 0.22 | Morgan, UT | 0.16 | Salt Lake, UT | 0.22 | Tooele, UT | 0.33 | Utah, UT | 0.20 | Washington, UT | 0.25 | Weber, UT | 0.32 | Chittenden, VT | 0.07 | Franklin, VT | 0.15 | Grand Isle, VT | 0.09 | Amelia, VA | 0.20 | Amherst, VA | 0.20 | Appomattox, VA | 0.24 | Arlington, VA | 0.07 | Bedford, VA | 0.20 | Botetourt, VA | 0.17 | Buckingham, VA | 0.26 | Caroline, VA | 0.33 | Charles City, VA | 0.23 | Chesterfield, VA | 0.24 | Clarke, VA | 0.18 | Craig, VA | 0.16 | Culpeper, VA | 0.28 | Fauquier, VA | 0.21 | Floyd, VA | 0.17 | Fluvanna, VA | 0.26 | Franklin, VA | 0.15 | Giles, VA | 0.16 | Gloucester, VA | 0.30 | Goochland, VA | 0.13 | Greene, VA | 0.26 | Hanover, VA | 0.18 | Henrico, VA | 0.18 | Isle of Wight, VA | 0.32 | King William, VA | 0.22 | Loudoun, VA | 0.16 | Mathews, VA | 0.16 | Nelson, VA | 0.10 | New Kent, VA | 0.23 | Powhatan, VA | 0.17 | Pulaski, VA | 0.21 | Rappahannock, VA | 0.11 | Scott, VA | 0.15 | Stafford, VA | 0.42 | Sussex, VA | 0.25 | Warren, VA | 0.28 | Alexandria (Independent City), VA | 0.13 | Chesapeake (Independent City), VA | 0.39 | Hampton (Independent City), VA | 0.41 | Newport News (Independent City), VA | 0.36 | Norfolk (Independent City), VA | 0.37 | Portsmouth (Independent City), VA | 0.41 | Richmond (Independent City), VA | 0.11 | Roanoke (Independent City), VA | 0.25 | Suffolk (Independent City), VA | 0.40 | Virginia Beach (Independent City), VA | 0.33 | Asotin, WA | 0.17 | Benton, WA | 0.16 | Chelan, WA | 0.16 | Clark, WA | 0.21 | Columbia, WA | 0.29 | Cowlitz, WA | 0.29 | Douglas, WA | 0.23 | Franklin, WA | 0.16 | King, WA | 0.09 | Kitsap, WA | 0.29 | Pend Oreille, WA | 0.24 | Pierce, WA | 0.32 | Skagit, WA | 0.17 | Skamania, WA | 0.19 | Snohomish, WA | 0.19 | Spokane, WA | 0.20 | Stevens, WA | 0.27 | Thurston, WA | 0.28 | Walla Walla, WA | 0.19 | Whatcom, WA | 0.11 | Yakima, WA | 0.20 | Berkeley, WV | 0.25 | Boone, WV | 0.16 | Brooke, WV | 0.13 | Cabell, WV | 0.12 | Clay, WV | 0.05 | Fayette, WV | 0.12 | Hampshire, WV | 0.10 | Hancock, WV | 0.15 | Jefferson, WV | 0.22 | Kanawha, WV | 0.17 | Lincoln, WV | 0.17 | Marshall, WV | 0.13 | Mineral, WV | 0.14 | Monongalia, WV | 0.05 | Ohio, WV | 0.10 | Preston, WV | 0.08 | Putnam, WV | 0.15 | Raleigh, WV | 0.13 | Wayne, WV | 0.17 | Wirt, WV | 0.05 | Wood, WV | 0.15 | Brown, WI | 0.11 | Calumet, WI | 0.09 | Chippewa, WI | 0.07 | Columbia, WI | 0.12 | Dane, WI | 0.06 | Douglas, WI | 0.12 | Eau Claire, WI | 0.08 | Fond du Lac, WI | 0.09 | Green, WI | 0.05 | Iowa, WI | 0.07 | Kenosha, WI | 0.19 | Kewaunee, WI | 0.08 | La Crosse, WI | 0.07 | Marathon, WI | 0.08 | Milwaukee, WI | 0.15 | Oconto, WI | 0.11 | Outagamie, WI | 0.12 | Ozaukee, WI | 0.06 | Pierce, WI | 0.09 | Racine, WI | 0.16 | Rock, WI | 0.14 | St. Croix, WI | 0.11 | Sheboygan, WI | 0.09 | Washington, WI | 0.09 | Waukesha, WI | 0.08 | Winnebago, WI | 0.11 | Laramie, WY | 0.21 | Natrona, WY | 0.22 |