youyour familyyouyou and your family living hereHave you included all your accounts?Have you included the accounts for all the people in your household?you do theyou and your family do theyouyou or your family living hereyouyou and your familyDo youDoes your familydo youdoes your familyyouyou or someone in your family living hereyouryour family'syouyou or any of your family living hereyou don't havenot everyone living here hasyou are notnot everyone living here isyouyou or anyone in your family living hereDo youDoes anyone in your family living herehave youhas someone in your family living hereyouyou personallyyou doyour family doesyouyour family living hereyouyou or someone in your family hereyou don'tyour family doesn'tyouyou and others in your family living herein your name or something else?held jointly, or is it in your name_fill_t_1youyou or anyone else_fill_t_2youryour family'syour totalyour total familyyouryour and your familyyouyou and your familyRetirementYesNohusbandwifespousepartnerhusbandwifespousepartnerand your husbandand your wifeand your spouseand your partnerand your husband'sand your wife'sand your spouse'sand your partner'sor your husbandor your wifeor your spouseor your partnerhusbandwifespousepartnerand your husbandand your wifeand your spouseand your partnerand your husband'sand your wife'sand your spouse'sand your partner'sor your husbandor your wifeor your spouseor your partnerREFUSED/DON'T KNOW NOT ALLOWED HEREDUPLICATE ANSWERZERO NOT ALLOWED HERECORRECT PREVIOUS RESPONSERespondent IDPlease choose your font size.Default14161820{type}: {count} {num}Interview begin dateInterview begin timeFOR TESTING ONLY: Date:{#Q1673}CURRENT MONTHcurrent dayCURRENT YEARLAST YEAR -- YEAR MINUS 1NEXT YEAR -- YEAR PLUS 1FOR TESTING ONLY: Date:{#Q1673} MONTH: {#Q4} YEAR: {#Q5} Last YEAR:{#Q55} Next YEAR:{#Q1733}INTERVIEWER: CHOOSE LANGUAGE TO CONDUCT INTERVIEW IN.ENGLISHSPANISHDON'T KNOWREFUSEDINTERVIEWER: ARE YOU CONDUCTING THIS INTERVIEW IN PERSON OR OVER THE PHONE?IN PERSONON THE PHONEINTERVIEWER: PLEASE CONFIRM THAT YOU ARE CONDUCTING THIS INTERVIEW {#Q1511}.YESNOTHIS STATEMENT MUST BE READ TO ALL RESPONDENTS: This interview is completely voluntary and confidential, and all the information collected will be used for statistical purposes only. Because this interview is a part of the Survey of Consumer Finances, I will be asking a number of questions that have dollar answers. The most useful answer is always an exact amount that truly reflects your situation. However, this is not always possible--you may not know the figure, or you may not feel comfortable answering. Because your answers are so important to the study, I am allowed to collect dollar ranges when no better information is available. Of course, if there is a question you cannot answer or do not want to answer, we will move on at that point. Feel free to consult any knowledgeable person or use any records and notes at any time during this interview. And please ask questions when anything is not clear. {CardInsert}Number of members of the PEUNumber of non-members of PEUHHL: RELATIONSHIPSRelationshipRESPONDENTSPOUSEPARTNERCHILDGRANDCHILDPARENTGRANDPARENTAUNT/UNCLECOUSINNIECE/NEPHEWSISTER/BROTHERGREAT GRANDCHILDOTHER RELATIVEROOMMATEFRIENDBOARDER OR ROOMER/LODGERPAID HELPFOSTER CHILDOTHER UNRELATED PERSONDON'T KNOWREFUSEDBefore we start the interview, I need to list the people who live with you and obtain some basic information about each one. Let's start with you. CODE SEX WITHOUT ASKING. IF NECESSARY, SAY: I am required to ask your sex.MALEFEMALEDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDDAY:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDAGE FROM DOBSo, you are {#Q14A1} years old?YES, CONTINUENO, FIX BIRTHDATENO, ENTER AGEDON'T KNOWREFUSEDHow old are you? AGE:CodesDON'T KNOWREFUSEDPOSSIBLE R AGE ERROR. Rs COMPUTED AGE OF {#Q14A1} DIFFERENT FROM REPORTED AGE OF {#Q16A1}. PLEASE EXPLAIN DIFFERENCECONTINUEENTER COMMENTAre you currently married or living with a partner, separated, divorced, widowed, or have you never been married?MARRIEDLIVING WITH PARTNERSEPARATEDDIVORCEDWIDOWEDNEVER MARRIEDDON'T KNOWREFUSEDtext fillspousepartnerUSUALLY LIVE WITH YOUDON'T KNOWREFUSEDDoes your {#_sptext} live with you now?DON'T KNOWREFUSEDDoes your {#_sptext} usually live with you?DON'T KNOWREFUSEDDo you live with a partner?DON'T KNOWREFUSEDDoes anyone else live with you? DON'T KNOWREFUSEDFOR TESTING ONLY: Q26A1 = {#Q26A1}RelationshipRESPONDENTSPOUSEPARTNERCHILDGRANDCHILDPARENTGRANDPARENTAUNT/UNCLECOUSINNIECE/NEPHEWSISTER/BROTHERGREAT GRANDCHILDOTHER RELATIVEROOMMATEFRIENDBOARDER OR ROOMER/LODGERPAID HELPFOSTER CHILDOTHER UNRELATED PERSONDON'T KNOWREFUSEDIF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: What is your {#_sptext}'s sex?MALEFEMALEDON'T KNOWREFUSEDheshehe or shehisherhis or herhimherhim or herHow old is your {#_sptext}? AGE:CodesDON'T KNOWREFUSEDSILENT: LARGE DIFFERENCE IN Rs AGE OF {#Q16A1} AND S/Ps AGE OF {#Q16A2}. PLEASE CONFIRM.CONTINUEENTER COMMENTIs {#_spgendtext} 18 or over?DON'T KNOWREFUSEDIs your partner currently married, separated, divorced, widowed, or has {#_spgendtext} never been married?MARRIEDLIVING WITH PARTNERSEPARATEDDIVORCEDWIDOWEDNEVER MARRIEDDON'T KNOWREFUSEDDoes {#_spgendtext} usually live here?DON'T KNOWREFUSEDDo you and your {#Q7A2} have shared finances?SHARED FINANCESNOT SHARED FINANCESDON'T KNOWREFUSEDDoes anyone else live with you?DON'T KNOWREFUSEDMarital status - 86 CodesSpouse or partner assumed to be a part of the PEU1. NO spouse or partner in the PEU2. Spouse or partner included in the PEUFOR TESTING ONLY: Q26A2 = {#Q26A2} marstat = {#marstat} peustat = {#peustat}What is the next person's relationship to you? CODE RELATIVES OF SPOUSE/PARTNER THE SAME AS R'S RELATIVESRESPONDENTSPOUSEPARTNERCHILDGRANDCHILDPARENTGRANDPARENTAUNT/UNCLECOUSINNIECE/NEPHEWSISTER/BROTHERGREAT GRANDCHILDOTHER RELATIVEROOMMATEFRIENDBOARDER OR ROOMER/LODGERPAID HELPFOSTER CHILDOTHER UNRELATED PERSONDON'T KNOWREFUSEDIF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: What is that person's sex?MALEFEMALEDON'T KNOWREFUSEDheshethat personhisherhis or herHow old is {#_HHgendtext}? {instruction} AGE:CodesDON'T KNOWREFUSEDSILENT: SMALL DIFFERENCE BETWEEN {oldest} AGE AND {#Q7}'S AGE. PLEASE CONFIRM.CONTINUEENTER COMMENTIs {#_HHgendtext} 18 or older? DON'T KNOWREFUSEDIs your {#Q7} currently married or living with a partner, separated, divorced, widowed, or has {#_HHgendtext} never been married?MARRIEDLIVING WITH PARTNERSEPARATEDDIVORCEDWIDOWEDNEVER MARRIEDDON'T KNOWREFUSEDDoes {#_HHgendtext} usually live with you? DON'T KNOWREFUSEDDoes your {#Q7} depend on you {#^._andHWP} for most of {#_HHgendtext2} support or is {#_HHgendtext} financially independent for the most part? TREAT LIVE-IN SERVANTS AS FINANCIALLY INDEPENDENTFINANCIALLY DEPENDENTFINANCIALLY INDEPENDENTDON'T KNOWREFUSEDPAID HELP IS USUALLY FINANCIALLY INDEPENDENT. YOU HAVE SELECTED FINANCIALLY DEPENDENT. PLEASE CONFIRMCONTINUEENTER COMMENTDoes anyone else live with you? DON'T KNOWREFUSEDIF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1"><tr bgcolor="silver"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td><td>MARITAL</td><td>LIVE HERE</td><td>FINANCIAL DEPENDENCE</td></tr><tr><td>{#Q7A1}</td><td>{#Q8A1}</td><td>{#Q16A1}</td><td>{#Q20A1}</td><td>{#Q21A1}</td><td></td></tr><tr><td>{#Q7A2}</td><td>{#Q8A2}</td><td>{#Q16A2}</td><td>{#Q20A2}</td><td>{#Q21A2}</td><td>{#Q25A2}</td></tr><tr><td>{Q7_0}</td><td>{Q8_0}</td><td>{Q16_0}</td><td>{Q20_0}</td><td>{Q21_0}</td><td>{Q25_0}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td><td>{Q20_1}</td><td>{Q21_1}</td><td>{Q25_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td><td>{Q20_2}</td><td>{Q21_2}</td><td>{Q25_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td><td>{Q20_3}</td><td>{Q21_3}</td><td>{Q25_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td><td>{Q20_4}</td><td>{Q21_4}</td><td>{Q25_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td><td>{Q20_5}</td><td>{Q21_5}</td><td>{Q25_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td><td>{Q20_6}</td><td>{Q21_6}</td><td>{Q25_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td><td>{Q20_7}</td><td>{Q21_7}</td><td>{Q25_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td><td>{Q20_8}</td><td>{Q21_8}</td><td>{Q25_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td><td>{Q20_9}</td><td>{Q21_9}</td><td>{Q25_9}</td></tr></table>CORRECTADD MORECodesDON'T KNOWREFUSEDCodesDON'T KNOWREFUSEDAs we go through the interview, I will be asking you about various kinds of financial matters -- sometimes just for you, but usually for you and your family living here. By "your family living here" I mean only the following people... <table border="1"><tr bgcolor="silver"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td></tr><tr><td>RESPONDENT</td><td>{#Q8A1}</td><td>{#Q16A1}</td></tr><tr><td>{sprel}</td><td>{spgend}</td><td>{spage}</td></tr><tr><td>{Q7_0}</td><td>{Q8_0}</td><td>{Q16_0}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td></tr></table>CodesDON'T KNOWREFUSEDThis is the end of the HHL SectionFOR TESTING ONLY: WHERE WOULD YOU LIKE TO GO? Number in PEU = {#PEUNum} Number in NPEU = {#NPEUNum}B: Credit Attitudes and Credit CardsD: Principal Residence, Lines of CreditE: Real Estate Loans to OthersF: BusinessesG: VehiclesH: Education LoansI: Other LoansJ: Attitudes About Saving and InvestingN: Financial AssetsR: Work and PensionsT: Income, Taxes, SupportX: Inheritances, CharityY: Demographics, Health, Independent HH MembersHHL end dateHHL end timeA: ATTITUDES AND FINANCIAL INSTITUTIONSI'd like to start this interview by asking you about your expectations for the future. Over the next five years, do you expect the U.S. economy as a whole to perform better, worse, or about the same as it has over the past five years?BetterWorseAbout the sameDON'T KNOWREFUSEDFive years from now, do you think interest rates will be higher, lower, or about the same as today?HigherLowerAbout the sameDON'T KNOWREFUSEDWhat numberOn a scale from one to five, where one is almost no shopping, three is moderate shopping, and five is a great deal of shopping, whereDON'T KNOWREFUSED{cardfill} When making decisions about borrowing money or obtaining credit, some people shop around for the very best terms while others don't. {#_Q34text} would {#_famfill1} be on the scale for shopping for borrowing or credit? IF R SAYS 'I DON'T BORROW', SAY: What did you do the last time you borrowed?DON'T KNOWREFUSED(SHOW CARD 2) Please look at this list. What sources of information doI am going to read you a list. Please tell me which sources of information(){#_Q36listfill} you {#_andHWP} use to make decisions about borrowing or credit? {#_openparen}Do you call around, read newspapers, magazines, material you get in the mail, use information from television, radio, the internet, or advertisements? Do you get advice from a friend, relative, lawyer, accountant, banker, broker, or financial planner? Or do you do something else?{#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NEVER BORROWDON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #Q12:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:DON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:DON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhat numberOn a scale from one to five, where one is almost no shopping, three is moderate shopping, and five is a great deal of shopping, where{cardfill} When making saving and investment decisions, some people shop around for the very best terms while others don't. {#_Q38text} would {#_famfill1} be on the scale?DON'T KNOWREFUSED(SHOW CARD 2) Please look at this list. What sources of information doI am going to read you a list. Please tell me what sources of information{#_Q39text} {#_famfill2} use to make decisions about saving and investments? {#_openparen}Do you call around, read newspapers, magazines, material you get in the mail, use information from television, radio, the internet, or advertisements? Do you get advice from a friend, relative, lawyer, accountant, banker, broker, or financial planner? Or do you do something else?{#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:DO NOT SAVE/INVESTDON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #Q12:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDo you {#_orHWP} use any type of computer software to help you with managing your money?DON'T KNOWREFUSEDThe next few questions are about the financial institutions where you do business. With how many financial institutions do {#_famfill2} currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. INTERVIEWER: ACCOUNTS USED ONLY FOR BUSINESS SHOULD NOT BE INCLUDED. INCLUDE INSTITUTIONS USED ONLY FOR CASHING CHECKS.ONEEXACT NUMBER GIVENSOME, EXACT NUMBER UNKNOWNNONEDON'T KNOWREFUSEDENTER NUMBER:CodesDON'T KNOWREFUSEDWhat is the name of this financial institutionWhat is the name of the financial institution where?most business?INSTITUTION {instnum} {#_Q44text} {#^._famfill4} {num} {#_Q44text2} ASK R TO ADD THE NAME OF THIS INSTITUTION TO THE INSTITUTIONS CARD. IF R ASKS WHY WE NEED THE NAME, SAY: I only need to put the name in the computer for the wording of some questions later in the interview. Please feel free to call it anything you like that you will recognize when we come to it again.CodesDON'T KNOWREFUSED{Q46text} <table><tr><td>{institution1}</td></tr><tr><td>{institution2}</td></tr><tr><td>{institution3}</td></tr><tr><td>{institution4}</td></tr><tr><td>{institution5}</td></tr><tr><td>{institution6}</td></tr><tr><td>{institution7}</td></tr></table>ALL LISTEDADD MOREDON'T KNOWREFUSEDENTER INSTITUTION NAME.Please look at the Institutions Card.Please look at the list of institutions you wrote down.with any of the institutions on the Institutions Card, or from someplace else? IF INSTITUTIONS CARD: Which institution?with any of the institutions on the list, or from someplace else? IF INSTITUTIONS LIST: Which institution?--is it any of the institutions on the Institutions Card, or are they managed by someone else? IF INSTITUTIONS CARD: Which institution?--is it any of the institutions on the list, or are they managed by someone else? IF INSTITUTIONS LIST: Which institution?IF 'SOMEPLACE ELSE': What institution is that? ASK R TO UPDATE THE LIST IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': What institution is that? CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': What type of institution is that?Is there another institution at which you {#_famfill2} regularly do personal business?{cardfill} {#_instname} About {#_instname}, what kind of institution is this? {#^._openparen}Is it a commercial bank, a savings and loan or savings bank, a credit union, a mortgage company, a finance or loan company, a brokerage, or what?{#^._closeparen}DON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSED{#_instname} Does this institution have offices in more than one state?YESNODON'T KNOWREFUSED{cardfill} {#_instname} What are the main ways {#^._famfill17} business with this institution [-by checks written on the institution, by ATM (cash machine), by debit card, in person, by mail, by talking with someone on the phone, by touchtone service on the phone, by automatic deposit or withdrawal, by computer or the internet, by other electronic transfer, or some other way]? Please start with the most important way. CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:DON'T DO REGULAR BUSINESSDON'T KNOWREFUSED{cardfill} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{cardfill} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:PLEASE SPECIFY.CodesDON'T KNOWREFUSEDCodesDON'T KNOWREFUSEDyour home or workplace.the home or workplace of the person who uses it most often{#_instname} Roughly, how many miles is the office or ATM (cash machine) of this institution from {#_Q52text}? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Is it more than 50 miles?) USE 'OVER 50 MILES,' 'FOREIGN LOCATION,' 'TOLL-FREE PHONE' OR 'LOCAL POST BOX', 'INTERNET' ONLY IF R CANNOT GIVE AN ESTIMATE OF THE NUMBER OF MILES.LESS THAN A MILEENTER EXACT MILESOVER 50 MILESFOREIGN LOCATIONLOCATED AT WORKTOLL-FREE PHONELOCAL POST BOXINTERNET/ONLINE SERVICEDON'T KNOWREFUSEDENTER MILES:CodesDON'T KNOWREFUSEDIF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1"><tr bgcolor="silver"><td>INSTITUTION</td><td>TYPE</td><td>MORE THAN 1 STATE</td><td>METHOD</td><td>DISTANCE</td><td>MILES</td></tr> <tr><td>{Q44_1}</td><td>{Q48_1}</td><td>{Q5800_1}</td><td>{Q1613_1}</td><td>{Q52_1}</td><td>{Q53_1}</td></tr> <tr><td>{Q44_2}</td><td>{Q48_2}</td><td>{Q5800_2}</td><td>{Q1613_2}</td><td>{Q52_2}</td><td>{Q53_2}</td></tr> <tr><td>{Q44_3}</td><td>{Q48_3}</td><td>{Q5800_3}</td><td>{Q1613_3}</td><td>{Q52_3}</td><td>{Q53_3}</td></tr> <tr><td>{Q44_4}</td><td>{Q48_4}</td><td>{Q5800_4}</td><td>{Q1613_4}</td><td>{Q52_4}</td><td>{Q53_4}</td></tr> <tr><td>{Q44_5}</td><td>{Q48_5}</td><td>{Q5800_5}</td><td>{Q1613_5}</td><td>{Q52_5}</td><td>{Q53_5}</td></tr> <tr><td>{Q44_6}</td><td>{Q48_6}</td><td>{Q5800_6}</td><td>{Q1613_6}</td><td>{Q52_6}</td><td>{Q53_6}</td></tr> <tr><td>{Q44_7}</td><td>{Q48_7}</td><td>{Q5800_7}</td><td>{Q1613_7}</td><td>{Q52_7}</td><td>{Q53_7}</td></tr></table>CORRECThidethis institutionthese institutionsDo {#_famfill5} have a card that allows you to deposit or withdraw money from {#_Q58inst} using a cash machine or ATM? WE CARE ABOUT WHETHER R HAS SUCH A CARD, NOT WHETHER R USES IT.DON'T KNOWREFUSEDA debit card is a card that you can present when you buy things that automatically deducts the amount of the purchase from the money in an account that you have. {#_famfill6} use any debit cards? WE CARE ABOUT USE, NOT WHETHER R HAS SUCH A CARD. INCLUDE ATM CARDS USED AS DEBIT CARDS AS WELL AS VISA/MASTERCARD DEBIT CARDS.DON'T KNOWREFUSEDany ofaccountaccountsDo {#_famfill7} have any money automatically deposited directly into {#_famfill8} {#_accountfill2}? INCLUDE DIRECT DEPOSIT OF SOCIAL SECURITY OR OTHER GOVERNMENT BENEFITS. (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT)DON'T KNOWREFUSED: paychecks, Social Security benefits, or other types of deposits??What types of deposits are these{#_Q73text2} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NO OTHER DEPOSIT TYPESPAYCHECKSOCIAL SECURITYOTHERDON'T KNOWREFUSEDWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:NO OTHER DEPOSIT TYPESPAYCHECKSOCIAL SECURITYOTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:NO OTHER DEPOSIT TYPESPAYCHECKSOCIAL SECURITYOTHERPLEASE SPECIFY.CodesDON'T KNOWREFUSEDSome people have their utility or insurance bills, mortgage or rent payments, or other payments automatically deducted from their accounts without having to write a check or direct the payment using the internet or phone. Do {#_famfill2} have any payments that you make in this way? DO NOT INCLUDE PAYROLL DEDUCTIONS, SUCH AS DEDUCTIONS FOR HEALTH INSURANCE.DON'T KNOWREFUSEDEarlier you said {#_famfill2} use direct payments. What types of automatic payments are these: utility bills, mortgage or rent payments, or some other payments made directly from an account without the need to write a check?What sorts of payments are these?{Q487text} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:PLEASE SPECIFY.CodesDON'T KNOWREFUSEDThis is the end of Section ASection A end dateSection A end timeList of all collected institutions{institution}{institution}{institution}{institution}{institution}{institution}{institution}Now I would like to ask you some questions about how you feel about credit. In general, do you think it is a good idea or a bad idea for people to buy things on the installment plan? IF R SAYS THEY DO NOT NEED TO BORROW FOR ANYTHING, SAY: What do you think in general?Good ideaGOOD IN SOME WAYS, BAD IN OTHERSBad ideaDON'T KNOWREFUSEDPeople have many different reasons for borrowing money which they pay back over a period of time. For each of the reasons I read, please tell me whether you feel it is all right for someone like yourself to borrow money... {Intro}{@}DON'T KNOWREFUSEDHave you {#_orHWP} applied for any type of credit or loan in the last five years? INCLUDE PRE-APPROVED CREDIT THAT R ACCEPTEDDON'T KNOWREFUSEDIn the past five years, has a particular lender or creditor turned down any request you {#_andHWP} made for credit, or not given you as much credit as you applied for? IF YES, PROBE: Turned down, or not as much credit? IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENTYes, turned downYes, not as much creditNoDON'T KNOWREFUSEDWere you later able to obtain the full amount you {#_andHWP} requested by reapplying to the same institution or by applying elsewhere?Did Not ReapplyDON'T KNOWREFUSEDturned down for credit?unable to get as much credit as you applied for?On the most recent occasion, what reasons were you {#_andHWP} given for being {_Q64}CodesDON'T KNOWREFUSEDWhat type of credit did you apply for?MortgageCar loanOther installment loanCredit CardLine of creditOtherDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDWas there any time in the past five years that you {#_andHWP} thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?DON'T KNOWREFUSEDOn the most recent occasion, why did you {#_andHWP} think you might be turned down?CodesDON'T KNOWREFUSEDNow I have some questions about credit cards and charge cards. Do you have any credit cards or charge cards? IF YES: Please do not include debit cards. DO NOT INCLUDE CARDS USED ENTIRELY FOR BUSINESS.DON'T KNOWREFUSEDOn your last bill, roughly how much were the new charges made to this account?On your last bills, roughly how much were the new charges made to these accounts?After the last payment, roughly what was the balance still owed on this account?After the last payments were made, roughly what was the balance still owed on these accounts?What is the maximum amount you could borrow on this account; that is, what is your total credit limit?What is the maximum amount you could borrow on all of these accounts; that is, what is your total credit limit?What is the interest rate on the card you got most recently?What interest rate do you pay on the card where you have the largest balance?What interest rate do you pay on this card?Other than the store accounts where you have credit cards, do you have any charge or revolving charge accounts at stores where you owed money after your last payment?Other than the store accounts where you have credit cards, do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?Do you have any charge or revolving charge accounts at stores where you owed money after your last payment?Do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?How many such accounts do you have where you owe money?How many such accounts do you or your family living here have where you owe money?After the last payments were made on these accounts, what was the balance still owed on all these accounts?After the last payment was made on this account, what was the balance still owed on this account?INCLUDE STORE-BRANDED, AIRLINE-BRANDED, AND OTHER BRANDED VISA, MASTERCARD, DISCOVER AND AMEX ACCOUNTS.INCLUDE AMERICAN EXPRESS CHARGE (NOT CREDIT) CARDSVISA, MASTERCARD, DISCOVER, OR AMEX CREDITMACY'S, SEARS, WAL-MART, FURNITURE, CLOTHING OR OTHER STORE CARDSGASOLINE CARDS SUCH AS SHELL OR EXXONAMERICAN EXPRESS, DINERS CLUB, OR CARTE BLANCHE CARDSOTHER CREDIT CARDSany type ofany other type ofAre any of the cards you have {#_Q78text} {@}? {QFill}DON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} How many? Please do not count duplicate cards for the same account or any business or company accounts. INCLUDE ALL THE FAMILY'S CARDS, NOT JUST THE CARDS USED MOST OFTEN. DO NOT INCLUDE GIFT CARDS. NUMBER OF ACCOUNTS:CodesDON'T KNOWREFUSED{correct_it} CARD(S): {#_fillLoopQ77} {QFill} IF R DID NOT RECEIVE A BILL LAST MONTH, CODE ZERO. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} CARD(S): {#_fillLoopQ77} {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. CODE ZERO IF ALL ACCOUNTS WERE PAID IN FULL. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} CARD(S): {#_fillLoopQ77} {QFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAMOUNT OF NEW CHARGES ON CREDIT CARDS IS {#Q80} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.CONTINUEENTER COMMENTBALANCE ON CREDIT CARDS IS {#Q82} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.CONTINUEENTER COMMENTBALANCE ON CREDIT CARDS IS {#Q80} AND BALANCE ON CREDIT CARDS IS {#Q82}. BOTH ARE GREATER THAN CREDIT LIMIT OF {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.CONTINUEENTER COMMENTCARD(S): {#_fillLoopQ77} {QFill}. INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES. IF RATE IS FOR A LIMITED TIME, MAKE AN [F2] COMMENT.CodesDON'T KNOWREFUSEDAre these credit cardsIs this credit cardCARD(S): {#_fillLoopQ77} {#^._Institution1} {#_Q88_3} {#^._Institution2} IF 'SOMEPLACE ELSE': What type of institution is that? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #2:NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #3NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #4NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #6NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #7NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #8NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #9NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #10NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #11NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #12NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #13NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #14NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #15NO OTHER INSTITUTIONSDON'T KNOWREFUSEDCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #16NO OTHER INSTITUTIONSDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDThinking only about Visa, Mastercard, Discover, American Express cards you can pay off over time, and store cards, do you almost always, sometimes, or hardly ever pay off the total balance owed on the account each month?Always or almost alwaysSometimesHardly everDON'T KNOWREFUSED{QFill} DO NOT INCLUDE ACCOUNTS WHERE R DOES NOT OWE MONEY.DON'T KNOWREFUSED{QFill} NUMBER OF ACCOUNTS:CodesDON'T KNOWREFUSED{correct_it} {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDThis is the end of Section BSection B end dateSection B end timeINTERVIEWER OBSERVATION: WHERE DOES R LIVE? IF INTERVIEW NOT DONE AT R'S HOME, ASK:{#_Q95text} Do you live on a farm or ranch, in a mobile home, in a house or apartment, or in some other type of home? IF R LIVES IN ANY STRUCTURE ON A FARM/RANCH, CODE FARM OR RANCH.R LIVES ON A RANCHR LIVES ON A FARMR LIVES IN A MOBILE HOME/RVR LIVES IN HOUSE/TOWNHOUSE/APARTMENT/OTHERranchfarm(house and lot/apartment)ranchesfarmsranchfarm(house/apartment)Now I have some questions about this property. About how many acres is this {#Q96}, including any acres that you rent or rent out to others? INCLUDE ALL ACREAGE IN NON-CONTIGUOUS PIECES OF LAND THAT ARE USED AS A PART OF THE FARM/RANCH OPERATION.CodesDON'T KNOWREFUSEDDo {#_famfill14} operate a farming or ranching business on this property? (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS FOR OUR PURPOSES.)DON'T KNOWREFUSEDDo {#_famfill14} rent out any part of this property to others?DON'T KNOWREFUSED{correct_it} How much rent do you collect? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)DON'T KNOWREFUSED(And how often is that amount collected?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhat part of this property is used for {#Q96}ing?ENTER PERCENTAGEENTER ACREAGEVery littleAlmost allDON'T KNOWREFUSEDENTER PERCENTAGE:CodesDON'T KNOWREFUSEDENTER ACREAGE:CodesDON'T KNOWREFUSEDWhat is the legal ownership status of this {#Q96}? Do {#_famfill5} own this {#Q96}, do you own part of it, do you rent it, is it all owned by a business, or what? DO NOT CODE 'OTHER' IF R OWNS ANY PART.Owns allOwns only partSharecropperRents/Leases allOwned by a businessOtherDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDDoes {#_famfill8} {#Q96}ing business pay you any rent for the use of the property?DON'T KNOWREFUSED{correct_it} How much rent do {#_famfill5} collect? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)DON'T KNOWREFUSED(And how often is that amount collected?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} Could you tell me the current value of all the land and buildings - that is, what would it bring if it were sold today? Do not include any farm animals, implements or crops. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberCURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CONTINUEENTER COMMENTDo {#_famfill5} pay the business any rent for this property?DON'T KNOWREFUSED<table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDDoes the {#Q96}ing business pay {#_famfill5} any rent for the use of the property?DON'T KNOWREFUSED{correct_it} How much rent do {#_famfill5} collect? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)DON'T KNOWREFUSED(And how often is that amount collected?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDo {#_famfill14} pay any rent for this property?DON'T KNOWREFUSED{correct_it} How much rent do {#_famfill5} pay? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDI will ask you more about the business operation later. Now I'd like to ask about the part of the property that {#_famfill2} personally own. About what percent of the total property is that?ENTER PERCENTAGEENTER ACREAGEDON'T KNOWREFUSEDENTER PERCENTAGE:CodesDON'T KNOWREFUSEDENTER ACREAGE:CodesDON'T KNOWREFUSED{correct_it} Could you tell me the current value of the entire part of the land and buildings you own? I mean, what would it bring if it were sold today? Do not include any farm animals, implements or crops. INCLUDE BOTH ACREAGE OWNED DIRECTLY AND ACREAGE CO-OWNED WITH OTHERS OUTSIDE THE PEU. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberCURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CONTINUEENTER COMMENTNow I have some questions about your home. Do {#_famfill5} own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or what?Own both home and siteOwn only siteOwn only homeRent bothNeither own nor rentDON'T KNOWREFUSED{correct_it} How much rent do you pay on this home? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} Could you tell me the current value of the site? I mean, about what would it bring if it were sold today? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much did this site cost when you originally acquired it? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberHow is that?CodesDON'T KNOWREFUSED{correct_it} How much rent do you pay on this site? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is it paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} Could you tell me the current value of this mobile home? I mean, about what would it bring if it were sold today? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much did this mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much rent do you pay on this home and site? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is it paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} Could you tell me the current value of this home and site? I mean, about what would they bring if they were sold today? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWere the site and mobile home purchased separately?DON'T KNOWREFUSED{correct_it} How much did the mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much did this site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much did the mobile home and site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9] KEYCodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberNow I have some questions about your home. Do {#_famfill2} own this {#Q96}, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what?Owns or is buying/land contractPays rentCondoCo-opTownhouse AssociationRetirement Lifetime TenancyNeither owns nor rentsOWN ONLY PARTDON'T KNOWREFUSEDHomeownership is a critical detail in family finances. Without this information, it would be wasting your time to go on with the interview. I will terminate the interview at this point and I would like to thank you for your time.TERMINATE INTERVIEWGO BACK AND CHANGE OWNERSHIPHow is your housing provided?CodesDON'T KNOWREFUSED{#_famfill14a} own any part of this {#Q96}?DON'T KNOWREFUSEDIN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE NOTES WHERE APPLICABLE What percent of the property do {#_famfill2} own?CodesDON'T KNOWREFUSEDAre you required to pay regular fees to an association or property management group in order to live here?DON'T KNOWREFUSED{correct_it} How much are your fees? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often do you pay this amount?)DON'T KNOWREFUSED(And how often do you pay this amount?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDINTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE? (CONFIRM WITH R IF NECESSARY)Do you live in a building with multiple units?{#_Q192text}{correct_it} How much rent do {#_famfill5} pay for this {#Q96}? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. IF R SHARES RENT WITH ROOMMATES NOT IN THE PEU, INCLUDE ONLY R'S (FAMILY'S) SHARE OF THE RENT. INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDoes the rent include some or all utilities?Yes, allYes, someNoDON'T KNOWREFUSEDDo you rent it furnished or unfurnished?FurnishedPartially furnishedUnfurnishedDON'T KNOWREFUSEDDo {#_famfill2} own the entire building or just your unit? {coop} IF R OWNS MULTIPLE UNITS, BUT NOT THE WHOLE BUILDING, CODE 'JUST R'S UNIT' AND INCLUDE ADDITIONAL UNITS LATER AS OTHER REAL ESTATE.Entire buildingJust R's unitDON'T KNOWREFUSEDHow many housing units are in this building?CodesDON'T KNOWREFUSEDDo you own your unit separately from the rest of the building?DON'T KNOWREFUSEDThe following questions about your home refer to your unit only.The following questions refer to the entire building.{correct_it} {#_Q207text} What is the current value of this (home and land/apartment/property)? I mean, without taking any outstanding loans into account, about what would it bring if it were sold today? {property} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberCURRENT VALUE OF HOUSE IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CONTINUEENTER COMMENT{correct_it} How much did it cost when you originally acquired it? IF PROPERTY WAS PURCHASED SEPARATELY, WE WANT THE TOTAL COST OF LAND AND HOUSE. INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberHow many years have {#_famfill14} lived within about 25 miles of your current home? (INTERVIEWER: IF R HAS LIVED IN THIS LOCATION MORE THAN ONCE, CONSIDER THE MOST RECENT TIME.)ENTER YEARSLESS THAN A YEARENTIRE LIFEDON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDWe are interested in your view of the chance that you will be staying at your current address for the next two years. Using any number from zero to 100, where zero equals no chance and 100 equals absolutely certain, what do you think the chances are that you will be living at your current address two years from now? INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED0. NO CHANCE OF STAYING10.20.30.40.50. 50-50 CHANCE60.70.80.90.100. ABSOLUTELY CERTAIN TO STAYDON'T KNOWREFUSEDDid you {#_orHWP} ever own your home in the pastHave you {#_orHWP} ever owned a home before this one{Q5801text}?YESNODON'T KNOWREFUSEDthis home and landthis landthis homethis farmthis ranchthe part of the ranch you ownthe part of the farm you ownthis unitthis property{correct_it} What are the real estate taxes on {#_Q214text}? {instruction} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often do you pay this amount?)DON'T KNOWREFUSED(And how often do you pay this amount?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDUNUSUALLY HIGH PROPERTY TAX RATE: {#Q214} PER {#Q216}. DOES THIS INCLUDE OTHER PAYMENTS?CONTINUEENTER COMMENTIs there a mortgage or land contract on this (home/home and land/apartment/property)? IF YES, SAY: Please do not include home equity loans or lines of credit. INTERVIEWER: IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE. IF R SAYS REVERSE ANNUITY MORTGAGE, CODE MORTGAGE AND MAKE A NOTE [F2].Yes, mortgageYes, land contractNoDON'T KNOWREFUSEDIs the first or main mortgage a FHA, VA or other federally guaranteed mortgage? FANNIE MAE AND FREDDIE MAC SHOULD NOT BE INCLUDED AS FEDERALLY GUARANTEED.DON'T KNOWREFUSEDPrivate mortgage insurance, or PMI, protects lenders against default. Does your mortgage currently carry PMI? (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE OR HOMEOWNERS HAZARD INSURANCE.)DON'T KNOWREFUSEDIs it an FHA mortgage, a VA mortgage, or is it from some other program?FHAVAOtherDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhy did you choose this type of loan?CodesDON'T KNOWREFUSEDland contractmortgageloan <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDland contractmortgagesecond mortgageWas this {#_Q225text} assumed from the previous owner?DON'T KNOWREFUSEDDid you take out this {#_Q225text} to:Refinance or rollover an earlier loan,Borrow additional money on your home equity,Or to do both?ORIGINALLY PAID CASH AND TOOK OUT LOAN LATERDON'T KNOWREFUSED{correct_it} How much additional money did you borrow? INTERVIEWER: WE WANT THE AMOUNT THAT R BORROWED NET OF CLOSING COSTS AND THE AMOUNT REFINANCED. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberR REPORTED EXTRACTING ADDITIONAL EQUITY, BUT AMOUNT EXTRACTED OF {#Q802} SAME OR LARGER THAN AMOUNT BORROWED OF {Q230}.CONTINUEENTER COMMENTFor what purpose was the money used?CodesDON'T KNOWREFUSEDWhat was the amount of the land contract when you took it out?Including both the amount refinanced and the additional borrowing, how much did you borrow?How much did you borrow?How much did you refinance?{correct_it} {#_Q230text} IF R HAS REVERSE ANNUITY MORTGAGE, THE AMOUNT BORROWED IS THE TOTAL AMOUNT RECEIVED TO DATE. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat is the amount still owed on the land contract?How much is still owed on this loan?{correct_it} {#_Q232text} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Numberland contractloanHow many years or payments did you agree upon when the {#_Q234text} was taken out or refinanced? IF R SAYS MORTGAGE IS A REVERSE ANNUITY MORTGAGE, MAKE A NOTE. WE WANT THE NUMBER OF YEARS PAYMENTS ARE TO BE MADE ON THE LOAN, NOT THE AMORTIZATION PERIOD.DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount due?)DON'T KNOWREFUSED(And how often is that amount due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? EXCLUDE TAXES AND INSURANCE,IF POSSIBLE IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount made?)DON'T KNOWREFUSED(And how often is that amount made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDoes this amount include real estate taxes or homeowners' insurance? (Which?)TAXES ONLYINSURANCE ONLYBOTHNEITHERDON'T KNOWREFUSEDMONTHLY PROPERTY TAXES OF {tax} GREATER THAN OR EQUAL TO MONTHLY MORTGAGE PAYMENT OF {amt}. IS THIS CORRECT?CONTINUEENTER COMMENTWill the {QTextFill}payments repay the loan completely, or will there be a balance payable, or 'balloon' payment, when the loan is due? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.Repay completelyBalance payable or BalloonDON'T KNOWREFUSED{correct_it} What will the balance due or balloon payment be? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAre you paying off this {#_Q234text} ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSEDIn what year do you expect this {#_Q234text} to be repaid? YEAR:CodesDON'T KNOWREFUSEDWhat is the current annual rate of interest being charged on the {#_Q234text}? ENTER PERCENT:CodesDON'T KNOWREFUSED{#^._Institution1} Is the loan {#^._Institution2} {#^._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.DON'T KNOWREFUSED{Q254text}CodesDON'T KNOWREFUSEDIs this the same institution as the one from which you originally took out this loan? IF R REFINANCED THE LOAN, WE WANT TO KNOW ABOUT THE REFINANCED LOAN, NOT THE ORIGINAL LOAN.DON'T KNOWREFUSEDPlease look at the Institutions Card. Was the loan originally with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?)Please look at the list of institutions you wrote down. Was the loan originally with any of the institutions on that list, or from someplace else? (IF ON THE LIST: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?){#_Q804text}DON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDRoughly, how many miles was the office of the institution where you originally took out the loan from the home or workplace of the person who made the application? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Is it more than 50 miles?)LESS THAN A MILEENTER EXACT MILESFOREIGN LOCATIONLOCATED AT WORKOVER 50 MILESTOLL-FREE PHONELOCAL POST BOXINTERNET/ONLINE SERVICEDON'T KNOWREFUSEDENTER MILES:CodesDON'T KNOWREFUSEDWas the money from this loan used for the purchase of this home or for some other purpose?Home purchaseHome improvementsOtherDON'T KNOWREFUSEDWhat other purpose?CodesDON'T KNOWREFUSEDthe originalthisWhat was the most important reason you chose {#_Q258text} lender? {#^._openparen}Was it because they were recommended to you, because they had low interest rates or fees, because of the location of their offices, because you had done other business with them, because it was easier to qualify for the loan, or for some other reason?{#^._closeparen}RECOMMENDEDLOW INTEREST RATES OR FEESLOCATION OF OFFICESOTHER BUSINESS WITH THEMEASY TO QUALIFYOTHER REASONDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDIs this an adjustable rate {#_Q225text}; that is does it have an interest rate that can rise or fall at any time over the life of the loan? INCLUDE LOANS WHERE THE RATE CAN CHANGE ONLY ONCE, EVEN IF THE CHANGE HAS ALREADY OCCURRED. DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.DON'T KNOWREFUSEDDoes the change in your interest rate depend on some other interest rate?DON'T KNOWREFUSEDland contractloanmortgageHas the interest rate on your current {#_Q225text} changed since you took it out? DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.DON'T KNOWREFUSEDWhat was the interest rate on this {#_Q225text} when you first took it out? IF R HAS REFINANCED, WE WANT TO KNOW THE INITIAL RATE ON THE CURRENT LOAN, NOT THE RATE ON THE ORIGINAL LOAN. ENTER PERCENT:CodesDON'T KNOWREFUSEDMAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE INTITIAL INTEREST RATE. THIS IS UNCOMMON.CONTINUEENTER COMMENTIn what year can the rate first change or could it have changed already? PRESS [F6] KEY IF RATE COULD HAVE CHANGED ALREADY BUT R DOES NOT REMEMBER THE YEAR IT COULD HAVE CHANGED. YEAR:CodesRATE COULD HAVE CHANGED EARLIER, BUT R DOES NOT REMEMBERDON'T KNOWREFUSEDAfter the first change, howHowINTERVIEWER: CODE WITHOUT ASKING IF AREADY MENTIONED. {#_Q263text} often can your interest rate change? IF RATE CANNOT CHANGE AGAIN, CODE ZERO PLUS "IN TOTAL". CODE FREQUENCY WITHOUT ASKING IF ALREADY MENTIONED. NUMBER OF TIMES:CodesDON'T KNOWREFUSEDHourDayWeekEvery two weeksTwice a monthMonthQuarterTwice per yearYearLump sum/one payment onlyEvery three yearsEvery 7 yearsFixed for 2 or more years, then variable once a year (ENTER 1)Fixed for 2 or more years, then variable less than once a year (ENTER 1)Fixed for 2 or more years, then variable more than once a year (ENTER 1)Continuously floating rate/whenever rate changes (ENTER 1)In totalBy the piece/jobOtherDON'T KNOWREFUSED(How often can your interest rate change?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhat is the most the rate can rise at any one time? WE WANT THE MOST THE RATE CAN RISE IN PERCENTAGE POINTS. A BASIS POINT IS 1/100TH OF A PERCENTAGE POINT, SO ONE BASIS POINT IS 0.01%. IF R SAYS 'POINTS', CLARIFY: Basis points or percentage points? IF NO LIMIT, PRESS [F6] KEY. ENTER PERCENTAGE POINTS:CodesNO LIMITDON'T KNOWREFUSEDWhat was the highest level the rate could have gone up to? WE WANT THE HIGHEST LEVEL THE RATE COULD HAVE REACHED, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.What is the highest level the rate can go up to over the life of the loan? WE WANT THE HIGHEST LEVEL THE RATE CAN REACH, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.{#_Q270text} IF NO LIMIT, PRESS [F6] KEY. ENTER PERCENT:CodesNO LIMITDON'T KNOWREFUSEDMAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE CURRENT INTEREST RATE. THIS IS UNCOMMON.CONTINUEENTER COMMENTMAXIMUM INTEREST RATE OF {#Q270} IS THE SAME AS THE MOST THE INTEREST RATE CAN CHANGE ({#Q268}). IS THIS CORRECT?CONTINUEENTER COMMENTdoeswillWhen the interest rate on your {#_Q225text} changes, {#_doeswill} the size of your monthly payments also change?DON'T KNOWREFUSEDIs this a convertible {#_Q225text}; that is do you have an option to convert it to a {#_Q225text} with a fixed interest rate without having to refinance it?DON'T KNOWREFUSEDAre any of the other terms on your loan scheduled to change over the remaining life of the loan? DO NOT INCLUDE THE POSSIBILITY OF CHANGES DUE TO FUTURE REFINANCING. DO NOT INCLUDE FUTURE ELIMINATION OF PAYMENTS FOR PMI (PRIVATE MORTGAGE INSURANCE) AS A PART OF R'S REGULAR MORTGAGE PAYMENTS.DON'T KNOWREFUSEDWhat terms will change and how will they change?CodesDON'T KNOWREFUSEDDo you have another mortgage or a land contract on this property? IF YES, SAY: Please do not include home equity lines of credit. INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN.Yes, second mortgageYes, land contractNoDON'T KNOWREFUSEDotherDo you have any {#_Q273text} loans that use this property as collateral? IF YES, SAY: Please do not include any home equity lines of credit.DON'T KNOWREFUSEDotherDo {#_famfill2} owe money on any {#_Q274text} loans used for the purchase of this property, such as loans from relatives or the seller? IF YES, SAY: Please do not include home equity lines of credit.DON'T KNOWREFUSED{correct_it} How much was borrowed, not including finance charges? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular installmentOther kindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?ENTER NUMBER OF PAYMENTSENTER NUMBER OF YEARSNO SET NUMBER OF YEARS OR PAYMENTSDON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSEDother{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDAre you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSED{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat is the current annual rate of interest being charged on this loan? ENTER PERCENT:CodesDON'T KNOWREFUSED{#_Institution1} loan {#_Institution2} {#_AddNewInst}DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSED{Q300text}CodesDON'T KNOWREFUSEDany lines of credit,a home equity line of credit or any other lines of credit,Do {#_famfill14} have {#_Q301text} not counting credit cards or business lines of credit? Please include approved lines of credit even if you are not currently drawing against them. SIMILARLY TO A CREDIT CARD AGREEMENT, A LINE OF CREDIT ALLOWS A PERSON TO BORROW AS THEY SEE FIT UP TO A MAXIMUM LIMIT. A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN A HOME. INCLUDE CHECKING ACCOUNT OVERDRAFT PROTECTION.DON'T KNOWREFUSEDHow many lines of credit do {#_famfill2} have? NUMBER OF LINES OF CREDIT:CodesDON'T KNOWREFUSEDthisthe largestthe nextIs {#_Q304text} line of credit secured by the equity in your home?DON'T KNOWREFUSEDDo you currently owe any money on this line?DON'T KNOWREFUSED{correct_it} How much did you borrow the most recent time you used this line? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat was the money used for? (What was its major use?)CodesDON'T KNOWREFUSED{correct_it} How much is currently owed? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberPAYMENT OF {#Q311} GREATER THAN AMOUNT OWED OF {#Q309}. IS THIS CORRECT?CONTINUEENTER COMMENTINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhat is the current annual rate of interest being charged on this loan?CodesDON'T KNOWREFUSED{#^._Institution1} Is this line of credit {#^._Institution2} {#^._AddNewInst}DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSED{Q318text}}CodesDON'T KNOWREFUSEDIncluding what you owe now, whatWhat{correct_it} {#_Q319text} is the maximum amount you could owe on this line of credit? That is, what is your total credit limit on this line? {instruct} IF DRAW PERIOD OVER, PRESS [F6] KEY. IF R GIVES A RANGE, PRESS [F9] KEY.CodesR GAVE RANGEDRAW PERIOD OVERDON'T KNOWREFUSEDDollar Probe Iteration NumberAMOUNT BORROWED OF {#Q306} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.CONTINUEENTER COMMENTAMOUNT OWED OF {#Q309} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.CONTINUEENTER COMMENTINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another line of credit?{#_Q321text}DON'T KNOWREFUSED{correct_it} What is the total amount that {#_famfill2} currently owe on all other remaining lines of credit? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberHave {#_famfill2} ever made any major additions or done extensive remodeling to your home?DON'T KNOWREFUSED{correct_it} Roughly what was the total cost of all remodeling or additions to this property? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberOther than what I have already recorded, do {#_famfill5} owe any money on loans taken out for these projects?DON'T KNOWREFUSED{correct_it} How much was borrowed, not including finance charges? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular installmentOther kindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they made?)DON'T KNOWREFUSED(And how often are they made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDAre you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSED{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat is the current annual rate of interest being charged on this loan?CodesDON'T KNOWREFUSED{#_Institution1} Is the loan {#_Institution2} {#_AddNewInst}DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSED{Q353text}CodesDON'T KNOWREFUSEDDo you owe money on more than one loan for home additions or improvements to this property?DON'T KNOWREFUSED{correct_it} Altogether, how much is still owed on all other loans for additions or improvements to this property? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} Altogether, how much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they made?)DON'T KNOWREFUSED(And how often are they made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDINTERVIEWER: DOES R LIVE ON A RANCH OR FARM?DON'T KNOWREFUSEDDo you rent out any portion of this (house or lot/apartment/mobile home/building) to others?DON'T KNOWREFUSED{correct_it} How much rent do you collect? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)DON'T KNOWREFUSED(And how often is that amount collected?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDHave you {#_orHWP_shared} ever owned a home before this one?DON'T KNOWREFUSEDIn what month and year did you purchase the site? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)DON'T KNOWREFUSED <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you move into this mobile home? <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you purchase this mobile home? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)DON'T KNOWREFUSED <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you move into this mobile home? <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you purchase this mobile home? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)DON'T KNOWREFUSED <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you purchase this site? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)DON'T KNOWREFUSED <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIn what month and year did you purchase this mobile home and site? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)DON'T KNOWREFUSED <table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED(INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) IF THE PROPERTY WAS ACQUIRED/INHERITED/BUILT AT DIFFERENT TIMES, RECORD THE EARLIEST DATE.DON'T KNOWREFUSED<table border="1"><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDThis is the end of Section DSection D end dateSection D end timeare youis your familyyouryour family'sYear must not be greater than current year!!Date can't be in the future!!Amount still owed,can't be greater than the total amount of loan {fill}payments,can't be greater than the total amount of loan {fill}About this loan, is it a land contract, a mortgage, or something else?About the largest loan, is it a land contract, a mortgage, or something else?About the next largest loan, is it a land contract, a mortgage, or something else?Earlier you told me you own your home separately from the other unit you own on the property. Please include the rest of the property here.Earlier you told me you own your home separately from the other units you own on the property. Please include the rest of the property here.INCONSISTENT DATA: ZERO PROPERTIES, BUT R REPORTED OWNING BUILDING WHERE R LIVES, AND DATA IN HOUSING SECTION ONLY ABOUT R'S UNIT.INCONSISTENT DATA: ZERO PROPERTIES, BUT R REPORTED OWNING REAL ESTATE THAT IS NOT OWNED BY A BUSINESS.I would like to ask first about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit.I would like to ask about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit.I would like to ask first about the most valuable property.About the property.....About the next most valuable property.....How much in total is this timeshare worth?How much in total is this property worth?INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE.In what month and year did you first purchase this property?In what month and year did you first purchase any part of this property?In what month and year did you first purchase this timeshare?What was the value of the property when received?What was the purchase price of your timeshare?What was the total purchase price?Are there any outstanding loans or mortgages on this timeshare?Are there any outstanding loans or mortgages on this property?How much was borrowed or refinanced for your timeshare?In total, how much was borrowed or refinanced?How much is still owed?In total, how much is still owed?How many years or what number of payments were agreed upon when the loan was taken out?In total, how many years or what number of payments were agreed upon when the loan was taken out?How much are the payments?In total, how much are the payments?Now I will ask a few details about all the remaining properties of the {#Q403} properties you told me you have.Do {#_famfill5a} have any other properties?Now I will ask a few details about all the remaining properties you told me you have.This completes the questions about your residence. Have {#_famfill14} ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer.DON'T KNOWREFUSEDDoes the buyer still owe {#_famfill1} money on any of these notes, land contracts, or mortgagesDON'T KNOWREFUSEDAltogether, on how many such loans {#_famFill_e_1} owed money? NUMBER OF LOANS:CodesDON'T KNOWREFUSED{QTFill}land contractmortgagesomething elseDON'T KNOWREFUSEDland contractmortgageloanINTERVIEWER, ASK: What type of loan is that?CodesDON'T KNOWREFUSED{correct_it} How much are {#^._fill_t_5} owed on this note? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much money did {#^._famfill1} lend the borrower? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much is still owed on this {#Q372}? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much are the {QTFill} payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY (And how often is that amount paid?)DON'T KNOWREFUSED(And how often are they due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhen the {#Q372} was taken out, was it agreed upon that there were going to be a number of years, a number of payments, or was there no set number of years or payments?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSEDWill the regular payments pay off the {#Q372} completely or will there be a balance payable or 'balloon' when the {#Q372} is due? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.REPAID COMPLETELYBALANCE PAYABLE OR BALLOONDON'T KNOWREFUSED{correct_it} What will the balance payable or balloon payment be? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDo {#^._famfill9} still owe any money on loans for this property?DON'T KNOWREFUSED{correct_it} How much do you still owe? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Are there any other such real estate loans or land contracts where the buyer owes you money?{#_Q395text}DON'T KNOWREFUSED{correct_it} About how much in total is owed to {#_famfill1} on the remaining notes, land contracts, or mortgages? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDo {#_famfill1} still owe any money on loans for these other properties?DON'T KNOWREFUSED{correct_it} Altogether how much {#_famfill6a} still owe? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDo {#_famfill14} own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people?DON'T KNOWREFUSEDAre any of these properties owned by a business? (IF YES, SAY: I'll ask about these properties later).DON'T KNOWREFUSEDR ALREADY INDICATED PROPERTY OWNERSHIPHow many properties that are not owned by a business do {#_famfill2} own or have an interest in? {QTFill} RECORD DETAILS FOR EACH PROPERTY SEPARATELY. EXCEPTION: TREAT PARCELS OF LAND OR GROUPS OF BUILDINGS MANAGED TOGETHER AS ONE PROPERTY, IF THAT IS EASIER FOR R. NUMBER OF PROPERTIES:CodesDON'T KNOWREFUSEDCodesDON'T KNOWREFUSED{QTFill} IF NO PROPERTIES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE PAGE UP AND CHANGE THE NUMBER OF PROPERTIES.CodesDON'T KNOWREFUSED{QTFill} What type of property is this? IF PROPERTY IS RESIDENTIAL, PROBE FOR NUMBER OF UNITS.CodesDON'T KNOWREFUSEDIs this property owned by {#^._famfill2}, is it owned jointly with others, owned by a partnership, is it a timeshare, or what?OWNED BY R AND FAMILY LIVING HEREOWNED JOINTLYPARTNERSHIPTIMESHAREOTHERDON'T KNOWREFUSEDWhat would that be?CodesDON'T KNOWREFUSEDWhat percentage of the property do {#^._famfill2} own? ENTER PERCENT:CodesDON'T KNOWREFUSED{correct_it} {QTFill_1} I mean, without taking any outstanding loans into account, what would it bring if it were sold today? {QTFill_2} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberGIFT/INHERITANCER PURCHASEDDON'T KNOWREFUSED<table border='1'><tr><td>JAN = 1</td><td>APR = 4</td><td>JUL = 7</td><td>OCT = 10</td></tr><tr><td>FEB = 2</td><td>MAY = 5</td><td>AUG = 8</td><td>NOV = 11</td></tr><tr><td>MAR = 3</td><td>JUN = 6</td><td>SEP = 9</td><td>DEC = 12</td></tr></table> MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} {QTFill} EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesNO TYPICAL PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDoes this amount include real estate taxes or insurance? INTERVIEWER: PROBE FOR WHICH.TAXES ONLYINSURANCE ONLYBOTHNEITHERDON'T KNOWREFUSEDWill the regular payments repay the loan completely or will there be a balance payable, or 'balloon' payment when the loan is due?REPAY COMPLETELYBALANCE PAYABLE/BALLOONDON'T KNOWREFUSED{correct_it} What will the balance due or balloon payment be? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this loan being paid off ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSEDIn what year do you expect this loan to be repaid? YEAR:CodesDON'T KNOWREFUSEDRATE UNUSUALLY HIGHWhat is the current annual interest rate being charged on the loan? ENTER PERCENT:CodesDON'T KNOWREFUSEDDoes this loan have an adjustable rate? That is, does it have an interest rate that can rise and fall at any time over the life of the loan?DON'T KNOWREFUSED{#^._Institution1} loan {#^._Institution2} {#^._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSED{Q444text}CodesDON'T KNOWREFUSEDDid {#^._famfill2} receive any income from this property in {#^.Q55}?DON'T KNOWREFUSED{correct_it} How much gross income did {#^._famfill1} receive? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT IN 2006:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another such property in which you have an interest?{#_Q448text}DON'T KNOWREFUSEDAbout the remaining properties that {#_famfill2} own, are any of these vacation homes or land you use for recreational purposes?DON'T KNOWREFUSED{correct_it} How much in total is {#_famFill_e_2} share of these vacation homes or recreational property worth? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat was {#_famFill_e_2} total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)DON'T KNOWREFUSED{correct_it} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAre there any mortgages or loans outstanding against these vacation homes or recreational land?DON'T KNOWREFUSED{correct_it} Altogether, about how much is owed on {#_famFill_e_2} share of these mortgages or loans? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much are the payments on {#_famFill_e_2} share of these loans or mortgages? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDid {#_famfill2} receive any income in {#Q55} from renting out these vacation homes or recreational land?DON'T KNOWREFUSED{correct_it} Altogether, how much gross income did {#_famfill1} receive? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSED{correct_it} For the remaining properties that you own, about how much in total is {#_famFill_e_2} share worth? I mean, what could you sell them for? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAbout how much was {#_famFill_e_2} total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)DON'T KNOWREFUSED{correct_it} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAre there mortgages or loans outstanding against these properties?DON'T KNOWREFUSED{correct_it} Altogether, about how much is owed on {#_famFill_e_2} share of these mortgages or loans? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much are the payments on {#_famFill_e_2} share of these loans or mortgages? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDid {#_famfill2} receive any income in {#Q55} from renting out any of these properties?DON'T KNOWREFUSED{correct_it} Altogether, how much gross income from these properties did {#_famfill1} receive in {#Q55}? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberThis is the end of Section ESection E end dateSection E end timeyouyou and members of your family living herebusinessbusinessesthis businessthese businessesDOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY?YESNODON'T KNOWREFUSEDIncluding your {#Q96} business here, in how many {#Q96a}, privately-held businesses, professional practices, limited partnerships, or any other types of partnership do {#_famfill5} own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY, REPORT THE COMPONENTS SEPARATELY. IF R OWNS STOCKS THROUGH AN INVESTMENT CLUB, REPORT LATER AS STOCKS OR MUTUAL FUNDS. RECORD DETAILS FOR EACH BUSINESS SEPARATELY. EXCEPTION: TREAT BUSINESSES MANAGED TOGETHER AS ONE BUSINESS, IF THAT IS EASIER FOR R. NUMBER OF BUSINESSES:CodesDON'T KNOWREFUSEDINCONSISTENT DATA: ZERO BUSINESSES, BUT R REPORTED OWNS A FARM BUSINESS, OR A PROPERTY OWNED BY A BUSINESS. IF NO BUSINESSES EXPLAIN THE INCONSISTENCY HERE, OTHERWISE [PAGE UP] AND CHANGE THE NUMBER OF BUSINESSES.CodesDON'T KNOWREFUSEDI will ask you first about your {#Q96} business. When we talk about the value of {#Q96} assets and liabilities here, we are referring to {#Q96} implements, livestock, crops, etc., and operating loans other than your mortgagesWhen we talk about the value of {#Q96} assets and liabilities here, we are referring to {#Q96} implements, livestock, crops, etc., and operating loans other than your mortgages{text_483} INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIES AND LOANS ALREADY RECORDED.Now I would like to ask you about businesses you may own. Do {#_famfill2} own or share ownership in any privately-held businesses, farms, professional practices, limited partnerships or any other types of partnerships? Do not include corporations with publicly-traded stock or any properties that have already been recorded earlier. IF R OWNS STOCKS THROUGH AN INVESTMENT CLUB, REPORT LATER AS STOCKS OR MUTUAL FUNDS.DON'T KNOWREFUSEDINCONSISTENT DATA: NO BUSINESSES, BUT EARLIER R REPORTED REAL ESTATE OWNED BY A BUSINESS. IF NO BUSINESSES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE [PAGE UP] AND CHANGE ANSWER TO 'YES'.CodesDON'T KNOWREFUSEDDo {#_famfill14} have an active management role in any of these businesses? INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS.DON'T KNOWREFUSEDIn how many businesses do {#_famfill14} have an active management role? RECORD DETAILS FOR EACH BUSINESS SEPARATELY. EXCEPTION: TREAT BUSINESSES MANAGED TOGETHER AS ONE BUSINESS, IF THAT IS EASIER FOR R. NUMBER OF BUSINESSES:CodesDON'T KNOWREFUSEDitthe largest businessthe next businessWhat kind of business is {#Q489}? That is, what does the business make or do? PROBE FOR DETAILS.CodesDON'T KNOWREFUSEDHow did {#^._famfill2} first acquire this business; was it bought or invested in, started by you, inherited, given to you, or what?BOUGHT/INVESTSTARTEDINHERITEDGIVENJOINED/BECAME PARTNER/PROMOTIONOTHERDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDstartacquireIn what year did you {text493} the business? CODE THE YEAR ANYONE IN THE FAMILY LIVING HERE ACQUIRED ANY PART. YEAR:CodesDON'T KNOWREFUSEDPLEASE CONFIRM WHEN R/S/P TOOK OWNERSHIP OF THE BUSINESS.CONTINUEENTER COMMENTHow many employees does it have including {#^._famfilF1}? INCLUDE ALL PAID WORKERS, BOTH FULL-TIME AND PART-TIME.CodesDON'T KNOWREFUSEDINTERVIEWER CHECKPOINTR LIVES ALONEALL OTHERSDON'T KNOWREFUSEDWhich members of your family living here work in or participate in the operation of the business? CODE ALL THAT APPLY.RESPONDENTSPOUSE/PARTNERADULT CHILDOTHER ADULT IN PEUOTHERDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDOther than you {#^._andHWP}, howHowthe otherthe most involved{Q499text1} many hours does {#_Q499text3} family member work in this business in a normal week?CodesDON'T KNOWREFUSEDIs it a partnership, a sole-proprietorship, a subchapter S corporation, another type of corporation, an LLC, or what?PARTNERSHIPSOLE-PROPRIETORSHIPSUBCHAPTER SOTHER CORPORATIONLLC (LIMITED LIABILITY COMPANY)OTHERDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDThese next few questions are about the relationship between {#^._famfill8} personal finances and the finances of {#^._famfill8} business.{intro} Are {#^._famfill5} currently using personal assets as collateral or have you cosigned or guaranteed any loans for this business?DON'T KNOWREFUSEDWhich of these did you do? Collateralize a loan, guarantee a loan, or both?COLLATERALIZEGUARANTEEBOTHDON'T KNOWREFUSEDcollateralizedguaranteedguaranteed or collateralized{correct_it} How much is {#_Q504text}? INCLUDE WHAT IS OWED NOW, NOT THE ORIGINAL AMOUNT OR THE VALUE OF COLLATERAL. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDid I record this earlier?DON'T KNOWREFUSEDWhich loan was that?DON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDOther than guarantees, doesDoes{#_Q509text} the business owe {#^._famfill5} any money?DON'T KNOWREFUSED{correct_it} How much is owed? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDo {#^._famfill5} owe the business any money?DON'T KNOWREFUSED{correct_it} How much do you owe? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDid I record this earlier?DON'T KNOWREFUSEDWhen was it mentioned?DON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDWhat percentage of the business do {#^._famfill2} own? ENTER PERCENT:CodesDON'T KNOWREFUSEDWhat is the net worth of this business? PROBE: What could you sell it for?What is the net worth of your share of this business? PROBE: What could you sell it for?{correct_it} {text_519} THE VALUE SHOULD BE NET OF ALL LOANS. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat was the value when you received it?What was your original investment?{correct_it} If you sold the business now, what would be the cost basis for tax purposes of this share? PROBE IF R UNSURE: {text_521} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} What were the gross receipts or gross sales of the business as a whole in {#^.Q55}? {text_523} IF BUSINESS NEW SINCE LAST YEAR CODE ZERO. IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT IN 2006:CodesDON'T KNOWREFUSEDDollar Probe Iteration NumberPARTNERSHIP: ORDINARY INCOME/LOSS: IRS FORM 1065, LINE 22SOLE-PROPRIETORSHIP: NET PROFIT/LOSS: IRS FORM 1040, SCH. C, LINE 31S-CORPORATION: NET INCOME: IRS FORM 1120S, LINE 21OTHER CORPORATION: TAXABLE INCOME BEFORE NET OPERATING LOSS DEDUCTION: IRS FORM 1120 LINE 30; OR 1120A, LINE 26{correct_it} What was the business's total net income before taxes in {#^.Q55}? {text_525} IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT IN 2006:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another business in which you have an active management role?{#_Q527text}DON'T KNOWREFUSED{correct_it} For the remaining businesses {#_famfill2} own and actively manage, what could you sell your share for? PROBE: What is your share worth? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} If you sold these businesses now, what would be the cost basis for tax purposes of your share? PROBE IF R UNSURE: What was your original investment? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} What was the total net income {#_famfill2} received from these businesses in {#Q55}? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberDo {#_famfill14} own or have an interest in any other businesses or any type of partnership where you do not have an active management role? IF YES: Please do not include any assets reported earlier.DON'T KNOWREFUSEDIn how many businesses do {#_famfill2} own or share ownership where you do not have an active management role? NUMBER:CodesDON'T KNOWREFUSEDIs it a sole-proprietorship, a limited partnership, another type of partnership, a Subchapter S corporation, another type of corporation, an LLC, or what?SOLE-PROPRIETORSHIPLIMITED PARTNERSHIPPARTNERSHIPSUBCHAPTER SLLC (LIMITED LIABILITY COMPANY)OTHER CORPORATIONOTHERDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What could you sell {#_famfill8} share for? PROBE: What is it worth? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} If you sold this business now, what would be the cost basis for tax purposes? PROBE IF R UNSURE: What was your original investment? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} What was the total net income {#_famfill2} received from this business in {#Q55}? IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number(I need to know what type of businesses these are.) Are any of them {@}?DON'T KNOWREFUSEDWhat type are these businesses?CodesDON'T KNOWREFUSEDWhat could you sell {#^._famfill8} share of all these {#Q547} for?What could you sell {#^._famfill8} share of all these {@} for?{correct_it} {text_549} PROBE: What is it worth? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIf you sold these {#Q547} now,If you sold these {@} now,{correct_it} {text_551} what would be the cost basis for tax purposes? PROBE IF R UNSURE: What was your original investment? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Numberreceived from all such {#Q547} in {#^.Q55}?received from all such {@} in {#^.Q55}?{correct_it} What was the total net income {#^._famfill2} {text_553} IF R GIVES A RANGE, PRESS [F9] KEY. ANNUAL AMOUNT IN 2006 $:CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberbusinessbusinessesWere {#_famfill9} ever involved in the active management of the {#_Q555text}?DON'T KNOWREFUSEDThis is the end of Section FSection F end dateSection F end timethis vehicleany of these vehiclesOther than any vehicles provided by a business... What model year, make and model is this vehicle?What model year, make and model is the newest vehicle?What model year, make and model is the next vehicle?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Are {#_famfill5} leasing any other cars, vans, jeeps or other such vehicles?Altogether, about how much are the lease payments on your other leased vehicles?Altogether, about how much are the lease payments on your other leased vehicle?What type of vehicle is it?What type of vehicle is the newest one?What type of vehicle is the next one?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Do you have any other cars, vans, trucks, or sport utility vehicles (SUV)? Do not include motorcyles, tractors, snow blowers, etc., or any vehicles owned by a business.How much are all the other such vehicles thatHow much is the other such vehicle thatNot counting loans I have already recorded, is any money still owed on loans for these vehicles?Not counting loans I have already recorded, is any money still owed on a loan for this vehicle?Altogether, about how much is still owed on these loans?Altogether, about how much is still owed on this loan?How much are the payments on all these loans?How much are the payments on this loan?What type of vehicle is it?What type of vehicle is the newest one?What type of vehicle is the next one?About how much is this {textFill} worth?About how much is this vehicle worth?Not counting any loans that I have already recorded, is any money still owed on loans for this {textFill}?Not counting any loans that I have already recorded, is any money still owed on loans for this vehicle?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Do you have any other vehicles?How much are all the other such vehicles thatHow much is the other such vehicle thatNot counting loans I have already recorded, is any money still owed on loans for these vehicles?Not counting loans I have already recorded, is any money still owed on loans for this vehicle?Altogether, about how much is still owed on these loans?Altogether, about how much is still owed on this loan?How much are the payments on all these loans?How much are the payments on this loan?Now I'd like to get some information on {#_famfill8} vehicles. Some people have cars or other vehicles provided to them by a business for personal and business use. Do {#_famfill5} have any such business vehicles?DON'T KNOWREFUSEDHow many such vehicles do {#_famfill7} regularly use? NUMBER OF VEHICLES:CodesDON'T KNOWREFUSEDDoes the business lease {QTFill}?DON'T KNOWREFUSED{QTFill_1}Are {#_famfill14} currently leasing any cars or other vehicles?DON'T KNOWREFUSEDNot counting vehicles leased by a business, how many cars or other vehicles do {#_famfill2} lease? NUMBER OF VEHICLES:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMAKE:DON'T KNOWREFUSEDMODEL:CodesDON'T KNOWREFUSEDSPECIFY OTHER MAKE:CodesDON'T KNOWREFUSED{correct_it} How much are your lease payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they due?)DON'T KNOWREFUSED(And how often are they due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDHow many years or months was the original lease?ENTER YEARSENTER MONTHSDON'T KNOWREFUSEDHow many years was the original lease? NUMBER OF YEARS:CodesDON'T KNOWREFUSEDHow many months was the original lease? NUMBER OF MONTHS:CodesDON'T KNOWREFUSED{QTFill_2}{categ_1_Fill}{categ_2_Fill}DON'T KNOWREFUSED{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDo {#_famfill14} own any cars, or any kind of truck, van or sport utility vehicle (SUV)? Do not include motorcyles, tractors, snow blowers, etc., or any vehicles owned by a business. INCLUDE VEHICLES THAT ARE (OR COULD EASILY BE) IN RUNNING CONDITION.DON'T KNOWREFUSEDAltogether, how many such cars or vehicles do {#_famfill14} own? INCLUDE VEHICLES THAT ARE (OR COULD EASILY BE) IN RUNNING CONDITION. NUMBER OF OWNED VEHICLES:CodesDON'T KNOWREFUSED{QTFill_2} INTERVIEWER: PROBE IF NECESSARY. Is it a car, a van or minivan, a jeep or sport-utility vehicle, a pickup, or what?CarVan/minivanSport utility vehicle (SUV)PickupStation WagonOtherDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDMAKE:DON'T KNOWREFUSEDMODEL:CodesDON'T KNOWREFUSEDSPECIFY OTHER MAKE:CodesDON'T KNOWREFUSEDWhen you got it, was it new or used?NewUsedDON'T KNOWREFUSEDIn what year did you get it?CodesDON'T KNOWREFUSEDNot counting any loans I've already recorded, is any money still owed on loans for this {year_fill} {make_fill}?DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much was borrowed or financed? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular InstallmentOther KindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they made?)DON'T KNOWREFUSED(And how often are they made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesRANGE GIVENNO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDIs this loan being paid off ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat is the current annual rate of interest being charged on this loan? ENTER INTEREST RATE:CodesDON'T KNOWREFUSED{#^._institution1} Is the loan {#^._institution2} {#^._addNewInst}DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED:/ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSEDNOT A FINANCIAL INSTITUTION PLEASE SPECIFY.CodesDON'T KNOWREFUSED{QTFill}DON'T KNOWREFUSED{correct_it} {QTFill} {#_fill_g_1} own worth in today's prices? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSED{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that amount paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDDo {#_famfill14} own any other vehicles such as a motor home, RV, motorcycle, boat, or airplane? INCLUDE ANIMAL TRAILERS, GOLF CARTS, SNOWMOBILES, GLIDERS, ETC. DO NOT INCLUDE TRACTORS AND LAWN MOWERSDON'T KNOWREFUSEDAltogether, how many of these other vehicles do {#_famfill7} own? NUMBER OF VEHICLES:CodesDON'T KNOWREFUSED{QTFill} INTERVIEWER: PROBE IF NECESSARY. Is it a motor home, RV, motorcycle, boat, airplane, or what?motor homeRVmotorcycleboatairplaneOtherDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} {QTFill} IF R ONLY OWNS PART, RECORD VALUE OF R'S SHARE. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much was borrowed or financed, not counting the finance charges? IF R ONLY OWNS PART, RECORD ONLY LOAN TERMS THAT APPLY TO THE PEU. IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular InstallmentOther KindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they due?)DON'T KNOWREFUSED(And how often are they due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesNO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDIs this loan being paid off ahead of schedule, behind schedule, or are the payments about on schedule?DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9] KEYCodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberWhat is the current annual rate of interest being charged on this loan? ENTER PERCENT:CodesDON'T KNOWREFUSED{#^._institution1} loan {#^._institution2} {#^._addNewInst}DON'T KNOWREFUSEDINSTITUTIONS ALREADY LISTED:/ENTER NAME OF NEW INSTITUTION:CodesDON'T KNOWREFUSEDPLEASE SPECIFY.CodesDON'T KNOWREFUSED{QTFill}DON'T KNOWREFUSED{correct_it} {QTFill} {#_fill_g_1} own worth? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{QTFill}DON'T KNOWREFUSED{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesNO REGULAR PAYMENTRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?DON'T KNOWREFUSEDThis is the end of Section GSection G end dateSection G end timeDo {#_famfill2} owe any money or have any loans for educational expenses? IF YES: Please do not include any credit cards or other loans I have already recorded. DO NOT INCLUDE TUITION BILLS THAT HAVE ARRIVED BUT ARE NOT YET PAID.DON'T KNOWREFUSEDHow many such loans are there? IF ORIGINALLY MANY LOANS, BUT NOW CONSOLIDATED, RECORD THE CONSOLIDATED NUMBER. IF MULTIPLE LOANS FROM ONE SOURCE THAT ARE TREATED BY THE LENDER AS ONE ACCOUNT, TREAT AS ONE LOAN HERE. NUMBER OF LOANS:CodesDON'T KNOWREFUSEDIn what month and year was this loan taken out?About the largest loan, in what month and year was this loan taken out?About the next education loan, in what month and year was this loan taken out?MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much was borrowed or financed, not counting the finance charges? IF R GIVES A RANGE, PRESS [F9] KEY. $CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberAre you paying on this loan now?DON'T KNOWREFUSEDAre the payments on this loan deferred?DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIs this loan accumulating interest which you will have to pay?DON'T KNOWREFUSEDWhen did you start paying on this loan? (TAKE MOST RECENT TIME R BEGAN PAYING ON LOAN).When did you last make payments on this loan?MONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular InstallmentOther KindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they due?)DON'T KNOWREFUSED(And how often are they due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)DON'T KNOWREFUSED(And how often is it made?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDIs this loan being paid off ahead of schedule, behind schedule, or are the payments about on schedule?Ahead of scheduleBehind scheduleOn scheduleDON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSEDWhat is the current annual rate of interest being charged on this loan? ENTER PERCENT:CodesDON'T KNOWREFUSED{#^._Institution1} Is the loan {#^._Institution2} {#^._AddNewInst}DON'T KNOWREFUSEDCodesDON'T KNOWREFUSED{Q698text}CodesDON'T KNOWREFUSED{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9] KEY.CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another education loan?{#_Q701text}DON'T KNOWREFUSED{correct_it} How much in total is owed on all the remaining loans? IF R GIVES A RANGE, PRESS [F9] KEY. $CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration Number{correct_it} How much in total are all the payments you are making on all the remaining loans? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)DON'T KNOWREFUSED(And how often is that paid?) PLEASE SPECIFY.CodesDON'T KNOWREFUSEDThis is the end of Section HSection H end dateSection H end timeDo {#_famfill14} owe any money or have any other loans for any reason? (These may be loans for household appliances, furniture, hobby or recreational equipment, medical bills, loans from friends or relatives, loans for a business or investment, or other loans.) IF YES, SAY: Please do not include credit cards or other loans I have already recorded in detail. DO NOT INCLUDE GIFTS/LOANS R IS NOT EXPECTED TO REPAY DO NOT INCLUDE OUTSTANDING BILLS UNLESS THEY ARE MORE THAN 30 DAYS PAST DUEDON'T KNOWREFUSEDHow many such loans do you have? NUMBER OF LOANS:CodesDON'T KNOWREFUSEDWhat was the loan for?What was the largest loan for?What was the next of these other loans for?{#_Q705text}CodesDON'T KNOWREFUSEDINTERVIEWER: DO NOT ASK IF OBVIOUS Is this loan one that you told me about when we talked about your business?DON'T KNOWREFUSEDMONTH:CodesDON'T KNOWREFUSEDYEAR:CodesDON'T KNOWREFUSED{correct_it} How much was borrowed or financed, not counting the finance charges? IF R GIVES A RANGE, PRESS [F9] KEY. $CodesRANGE GIVENDON'T KNOWREFUSEDDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?Regular InstallmentOther KindDON'T KNOWREFUSEDHow many monthly payments or years were agreed upon when the loan was received?DON'T KNOWREFUSEDNUMBER OF YEARS:CodesDON'T KNOWREFUSEDNUMBER OF PAYMENTS:CodesDON'T KNOWREFUSED{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO REGULAR PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO REGULAR PAYMENTDON'T KNOWREFUSEDDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they due?)DON'T KNOWREFUSED(And how often are they due?) PLEASE SPECIFY.CodesDON'T KNOWREFUSED{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9] KEY. IF NO TYPICAL PAYMENT, PRESS [F6] KEY.CodesR GAVE RANGENO TYPICAL PAYMENTDON'T KNOWREFUSED