youustedyour familysu familiayouustedyou and your family living hereusted y su familia que vive aquíHave you included all your institutions?¿Ha incluido usted todas sus instituciones?Have you included the institutions for all the people in your family living here?¿Ha incluido usted todas las instituciones de todas las personas en su familia que viven aquí?you do theusted hace layou and your family do theusted y su familia hace layouustedyou or your family living hereusted o su familia que vive aquíyouustedyou and your familyusted y su familiayourselfyourselfyourselvesyourselvesDo youDo youDoes your familyDoes your familydo youusteddoes your familysu familiayouustedyou or someone in your family living hereusted o alguien de su familia que vive aquíyoursuyour family'sde su familiayouustedyou or any of your family living hereusted o alguien de su familia que vive aquíyou don't haveusted no tienenot everyone living here hasno todos los que viven aquí tienenyou are notustednot everyone living here isalgunos miembros de su familia que viven aquíyouustedyou or anyone in your family living hereusted o alguien de su familia que vive aquíDo youUstedDoes anyone in your family living hereUsted o alguien de su familia que vive aquíyouustedyou or any adult in your family living hereusted o algún adulto que es actualmente miembro de su hogarhave youustedhas someone in your family living herealguien de su familia que vive aquíyouustedyou personallyusted a su nombreyou doustedyour family doesalguien de su familia que vive aquíyouustedyour family living heresu familia que vive aquíyouustedyou or someone in your family hereusted o alguien de su familia aquíyou don'tyou don'tyour family doesn'tyour family doesn'tAre youAre youIs your familyIs your familyyouustedyou and others in your family living hereusted y otros de su familia que viven aquí_fill_t_1_fill_t_1youustedyou or anyone elseusted o alguna otra persona_fill_t_2_fill_t_2yourustedyour family'ssu familiayour totalyour totalyour total familyyour total familyyourustedyour and your familysu familiayouustedyou and your familyusted y su familiaRetirementJubilaciónYesSíNoNohusbandesposowifeesposaspouseesposo(a)partnerparejahusbandesposowifeesposaspouseesposo(a)partnerparejaand your husbandy su esposoand your wifey su esposaand your spousey su esposo(a)and your partnery su parejaand your husband'sy su esposoand your wife'sy su esposaand your spouse'sy su esposo(a)and your partner'sy su parejaor your husbandor your husbandor your wifeor your wifeor your spouseor your spouseor your partneror your partnerhusbando su esposowifeo su esposaspouseo su esposo(a)partnero su parejaand your husbandy su esposoand your wifey su esposaand your spousey su esposo(a)and your partnery su parejaand your husband'sy su esposoand your wife'sy su esposaand your spouse'sy su esposo(a)and your partner'sy su parejaor your husbando su esposoor your wifeo su esposaor your spouseo su esposo(a)or your partnero su parejaREFUSED/DON'T KNOW NOT ALLOWED HEREREFUSED/DON'T KNOW NOT ALLOWED HEREDUPLICATE ANSWERDUPLICATE ANSWERZERO NOT ALLOWED HEREZERO NOT ALLOWED HERECORRECT PREVIOUS RESPONSECORRECT PREVIOUS RESPONSERespondent IDRespondent IDENTER 'AREA' OR 'LIST' FOR SAMPLE TYPEENTER 'AREA' OR 'LIST' FOR SAMPLE TYPEPRELOADED RESPONDENT ADDRESS - ADDRESS 1PRELOADED RESPONDENT ADDRESS - ADDRESS 1PRELOADED RESPONDENT ADDRESS - ADDRESS 2PRELOADED RESPONDENT ADDRESS - ADDRESS 2PRELOADED RESPONDENT ADDRESS - CITYPRELOADED RESPONDENT ADDRESS - CITYPRELOADED RESPONDENT ADDRESS - STATEPRELOADED RESPONDENT ADDRESS - STATEPRELOADED RESPONDENT ADDRESS - ZIPPRELOADED RESPONDENT ADDRESS - ZIPPlease choose your font size.Please choose your font size.DefaultDefault1414161618182020{type}: {count} {num}{type}: {count} {num}Interview begin dateInterview begin dateInterview begin timeInterview begin timeFOR TESTING ONLY: Date:{#Q1673}FOR TESTING ONLY: Date:{#Q1673}CURRENT MONTHCURRENT MONTHcurrent daycurrent dayCURRENT YEARCURRENT YEARSCF SURVEY YEARSCF SURVEY YEARSURVEY YEAR -- YEAR MINUS 1SURVEY YEAR -- YEAR MINUS 1NEXT YEAR -- YEAR PLUS 1NEXT YEAR -- YEAR PLUS 1FOR TESTING ONLY: Date:{#Q1673} MONTH: {#Q4} YEAR: {#Q5} Last YEAR:{#Q55} Next YEAR:{#Q1733}FOR TESTING ONLY: Date:{#Q1673} MONTH: {#Q4} YEAR: {#Q5} Last YEAR:{#Q55} Next YEAR:{#Q1733}INTERVIEWER: CHOOSE LANGUAGE TO CONDUCT INTERVIEW IN.INTERVIEWER: CHOOSE LANGUAGE TO CONDUCT INTERVIEW IN.ENGLISHENGLISHSPANISHSPANISHINTERVIEWER: ARE SHOWCARDS AVAILABLE TO THE R FOR THIS INTERVIEW?INTERVIEWER: ARE SHOWCARDS AVAILABLE TO THE R FOR THIS INTERVIEW?SHOWCARDS AVAILABLESHOWCARDS AVAILABLESHOWCARDS NOT AVAILABLESHOWCARDS NOT AVAILABLEINTERVIEWER: PLEASE CONFIRM THAT YOU ARE CONDUCTING THIS INTERVIEW WITH {#Q1511}.INTERVIEWER: PLEASE CONFIRM THAT YOU ARE CONDUCTING THIS INTERVIEW WITH {#Q1511}.YESYESNONOSTART OF CONFIRMATION SCREENSTART OF CONFIRMATION SCREEN HAND THE INSTITUTIONS CARD TO THE RESPONDENT AND SAY: As we go through the interview, I will ask you to write a few things on this card to help keep us on track. At the end of the interview, I will either leave this card with you or tear it up, whichever you prefer. HAND THE INSTITUTIONS CARD TO THE RESPONDENT AND SAY:Cuando estemos hacienda la entrevista, le pediré que escriba unas pocas cosas en esta tarjeta para ayudarnos a no perder nuestro objetivo. Al final de la entrevista, le dejaré la tarjeta a usted o la romperé, lo que usted prefiera.As we go through the interview, I will ask you to write down the names of institutions with which you do business. This will help us to keep on track. At the end of the interview, feel free to discard this list as you wish.Cuando estemos haciendo la entrevista, le pediré que escriba los nombres de instituciones con las que usted trata. Este nos ayudará a no perder nuestro objetivo. Al final de la entrevista, puede desechar la lista, lo que usted quiera.THIS STATEMENT MUST BE READ TO ALL RESPONDENTS: This interview is completely voluntary and confidential, and all the information collected will be used for statistical purposes only. Because this interview is a part of the Survey of Consumer Finances, I will be asking a number of questions that have dollar answers. The most useful answer is always an exact amount that truly reflects your situation. However, this is not always possible--you may not know the figure, or you may not feel comfortable answering. Because your answers are so important to the study, I am allowed to collect dollar ranges when no better information is available. Of course, if there is a question you cannot or do not want to answer, you do not have to provide an answer and may ask to skip the question. Feel free to consult any knowledgeable person or use any records and notes at any time during this interview. And please ask questions when anything is not clear. {#CardInsert} READ IF NECESSARY: OMB APPROVAL NUMBER 7100-0287, EXPIRATION APRIL 30, 2015.THIS STATEMENT MUST BE READ TO ALL RESPONDENTS: Esta entrevista es absolutamente voluntaria y confidencial y toda la información recibida será utilizada únicamente para fines estadísticos. Debido a que esta entrevista es parte de la Encuesta sobre las Finanzas de los Consumidores, le haré una serie de preguntas que buscarán respuestas monetarias en dólares. La respuesta más útil es siempre aquélla que dé un monto exacto que verdaderamente refleje su situación. Sin embargo, esto no siempre es posible - usted quizás no sepa el monto exacto o le incomode responder. Debido a que sus respuestas son muy importantes para el estudio, se me ha autorizado recibir rangos en dólares cuando no haya una mejor información disponible. Por supuesto, si hay alguna pregunta que usted no quiera contestar, dígamelo y seguiremos con la pregunta siguiente. Siéntase con entera libertad de consultar con cualquier otra persona que tenga la información o de usar la documentación y notas que quiera, en cualquier momento de esta entrevista. Y favor de preguntar si alguna cosa no esté clara. {#CardInsert} OMB APPROVAL NUMBER 7100-0287, EXPIRATION APRIL 30, 2015.END OF CONFIRMATION SCREENEND OF CONFIRMATION SCREENTHIS STATEMENT MUST BE READ TO ALL RESPONDENTS: This interview is completely voluntary and confidential, and all the information collected will be used for statistical purposes only. Because this interview is a part of the Survey of Consumer Finances, I will be asking a number of questions that have dollar answers. The most useful answer is always an exact amount that truly reflects your situation. However, this is not always possible--you may not know the figure, or you may not feel comfortable answering. Because your answers are so important to the study, I am allowed to collect dollar ranges when no better information is available. Of course, if there is a question you cannot answer or do not want to answer, we will move on at that point. Feel free to consult any knowledgeable person or use any records and notes at any time during this interview. And please ask questions when anything is not clear. My computer is equipped to record portions of this interview for quality control, testing, and training purposes. As always your confidentiality is protected by Federal law and the policies of the Federal Reserve Board and NORC. May I continue with the recording? INTERVIEWER: IF RESPONDENT INQUIRES, THIS PROJECT HAS OMB (OFFICE OF MANAGEMENT AND BUDGET) APPROVAL: OMB APPROVAL NUMBER 7100-0287, EXPIRATION APRIL 30, 2012.THIS STATEMENT MUST BE READ TO ALL RESPONDENTS: Esta entrevista es absolutamente voluntaria y confidencial y toda la información recibida será utilizada únicamente para fines estadísticos. Debido a que esta entrevista es parte de la Encuesta sobre las Finanzas de los Consumidores, le haré una serie de preguntas que buscarán respuestas monetarias en dólares. La respuesta más útil es siempre aquélla que dé un monto exacto que verdaderamente refleje su situación. Sin embargo, esto no siempre es posible - usted quizás no sepa el monto exacto o le incomode responder. Debido a que sus respuestas son muy importantes para el estudio, se me ha autorizado recibir rangos en dólares cuando no haya una mejor información disponible. Por supuesto, si hay alguna pregunta que usted no quiera contestar, dígamelo y seguiremos con la pregunta siguiente. Siéntase con entera libertad de consultar con cualquier otra persona que tenga la información o de usar la documentación y notas que quiera, en cualquier momento de esta entrevista. Y favor de preguntar si alguna cosa no esté clara. {#CardInsert} OMB APPROVAL NUMBER 7100-0287, EXPIRATION APRIL 30, 2012.R CONSENTS TO PARTICIPATE IN THE SURVEYR CONSENTS TO PARTICIPATE IN THE SURVEYR CONSENTS TO PARTCIPATE IN THE SURVEY BUT DOES NOT WANT TO BE RECORDEDR CONSENTS TO PARTCIPATE IN THE SURVEY BUT DOES NOT WANT TO BE RECORDEDNumber of members of the PEUNumber of members of the PEUNumber of non-members of PEUNumber of non-members of PEUHHL: RELATIONSHIPSHHL: RELATIONSHIPSRelationshipRelationshipRESPONDENTRESPONDENTSPOUSESPOUSEPARTNERPARTNERCHILDCHILDGRANDCHILDGRANDCHILDPARENTPARENTGRANDPARENTGRANDPARENTAUNT/UNCLEAUNT/UNCLECOUSINCOUSINNIECE/NEPHEWNIECE/NEPHEWSISTER/BROTHERSISTER/BROTHERGREAT GRANDCHILDGREAT GRANDCHILDOTHER RELATIVEOTHER RELATIVEROOMMATEROOMMATEFRIENDFRIENDBOARDER OR ROOMER/LODGERBOARDER OR ROOMER/LODGERPAID HELPPAID HELPFOSTER CHILDFOSTER CHILDOTHER UNRELATED PERSONOTHER UNRELATED PERSONBefore we start the interview, I need to list the people who live with you and obtain some basic information about each one. Let's start with you. CODE SEX WITHOUT ASKING. IF NECESSARY, SAY: I am required to ask your sex.Antes de empezar la entrevista, necesito hacer la lista de las personas que viven con usted y obtener algunos datos básicos sobre cada una. Empecemos por usted.. CODE SEX WITHOUT ASKING. IF NECESSARY, SAY: Es requisito que le pregunte su sexo.MALEMALEFEMALEFEMALEMONTH:MONTH:CodesCodesDAY:DAY:CodesYEAR:YEAR:CodesAGE FROM DOBAGE FROM DOBSo, you are {#Q14A1} years old?Entonces, usted tiene {#Q14A1} años de edad?YES, CONTINUEYES, CONTINUENO, FIX BIRTHDATENO, FIX BIRTHDATENO, ENTER AGENO, ENTER AGEHow old are you? AGE:¿Qué edad tiene usted? AGE:CodesAge is a critical detail for this interview. Without this information, it would be wasting your time to go on with the interview. I will terminate the interview at this point and I would like to thank you for your time.La edad es una detalle crucial para esta entrevista. Sin esta información, sería una pérdida de su tiempo continuar con la entrevista. Voy a poner fin a la entrevista aquí, y quisiera agradecerle por su tiempo.TERMINATE INTERVIEWTERMINATE INTERVIEWGO BACK AND CHANGE DOB/AGEGO BACK AND CHANGE DOB/AGEPOSSIBLE R AGE ERROR. Rs COMPUTED AGE OF {#Q14A1} DIFFERENT FROM REPORTED AGE OF {#Q16A1}. PLEASE EXPLAIN DIFFERENCEPOSSIBLE R AGE ERROR. Rs COMPUTED AGE OF {#Q14A1} DIFFERENT FROM REPORTED AGE OF {#Q16A1}. PLEASE EXPLAIN DIFFERENCEAre you currently married or living with a partner, separated, divorced, widowed, or have you never been married?¿Está usted actualmente casado(a) o viviendo con una pareja, separado(a), divorciado(a), viudo(a) o nunca ha estado casado(a)?MARRIEDMARRIEDLIVING WITH PARTNERLIVING WITH PARTNERSEPARATEDSEPARATEDDIVORCEDDIVORCEDWIDOWEDWIDOWEDNEVER MARRIEDNEVER MARRIEDtext filltext fillspouseesposo(a)partnerparejaUSUALLY LIVE WITH YOUUSUALLY LIVE WITH YOUDoes your {#_sptext} live with you now?¿Vive su {#_sptext} con usted ahora?Does your {#_sptext} usually live with you?¿Vive su {#_sptext} con usted generalmente?Do you live with a partner?¿Vive usted con una pareja?Does anyone else live with you? ¿Alguién más vive con usted? FOR TESTING ONLY: Q26A1 = {#Q26A1}FOR TESTING ONLY: Q26A1 = {#Q26A1}RelationshipRelationshipRESPONDENTRESPONDENTSPOUSESPOUSEPARTNERPARTNERCHILDCHILDGRANDCHILDGRANDCHILDPARENTPARENTGRANDPARENTGRANDPARENTAUNT/UNCLEAUNT/UNCLECOUSINCOUSINNIECE/NEPHEWNIECE/NEPHEWSISTER/BROTHERSISTER/BROTHERGREAT GRANDCHILDGREAT GRANDCHILDOTHER RELATIVEOTHER RELATIVEROOMMATEROOMMATEFRIENDFRIENDBOARDER OR ROOMER/LODGERBOARDER OR ROOMER/LODGERPAID HELPPAID HELPFOSTER CHILDFOSTER CHILDOTHER UNRELATED PERSONOTHER UNRELATED PERSONIF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: What is your {#_sptext}'s sex?IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: ¿De qué sexo es su {#_sptext}?MALEMALEFEMALEFEMALEheélsheellahe or sheél o ellahissuhersuhis or hersuhimélhersuhim or herél o ellaHow old is your {#_sptext}? AGE:¿Qué edad tiene su {#_sptext}? AGE:CodesSILENT: LARGE DIFFERENCE IN Rs AGE OF {#Q16A1} AND S/Ps AGE OF {#Q16A2}. PLEASE CONFIRM.SILENT: LARGE DIFFERENCE IN Rs AGE OF {#Q16A1} AND S/Ps AGE OF {#Q16A2}. PLEASE CONFIRM.Is {#_spgendtext} 18 or over?¿{#_spgendtext} tiene 18 años o es mayor?Is your partner currently married, separated, divorced, widowed, or has {#_spgendtext} never been married?¿Está su pareja actualmente casado(a) o viviendo con una pareja, separado(a), divorciado(a), viudo(a) o nunca ha estado casado(a)?MARRIEDMARRIEDLIVING WITH PARTNERLIVING WITH PARTNERSEPARATEDSEPARATEDDIVORCEDDIVORCEDWIDOWEDWIDOWEDNEVER MARRIEDNEVER MARRIEDDoes {#_spgendtext} usually live here?¿Vive {#_spgendtext} con usted generalmente?Do you and your {#Q7A2} have shared finances?SHARED FINANCESSHARED FINANCESNOT SHARED FINANCESNOT SHARED FINANCESDoes anyone else live with you?¿Alguién más vive con usted?Marital status - 86 CodesMarital status - 86 CodesSpouse or partner assumed to be a part of the PEUSpouse or partner assumed to be a part of the PEU1. NO spouse or partner in the PEU1. NO spouse or partner in the PEU2. Spouse or partner included in the PEU2. Spouse or partner included in the PEUFOR TESTING ONLY: Q26A2 = {#Q26A2} marstat = {#marstat} peustat = {#peustat}FOR TESTING ONLY: Q26A2 = {#Q26A2} marstat = {#marstat} peustat = {#peustat}What is the next person's relationship to you? CODE RELATIVES OF SPOUSE/PARTNER THE SAME AS R'S RELATIVES¿Qué relación tiene la siguiente persona con usted? CODE RELATIVES OF SPOUSE/PARTNER THE SAME AS R'S RELATIVESRESPONDENTRESPONDENTSPOUSEESPOSO(A)PARTNERPAREJACHILDHIJO(A)GRANDCHILDNIETO(A)PARENTPADRE/MADREGRANDPARENTABUELO(A)AUNT/UNCLETIO(A)COUSINPRIMO(A)NIECE/NEPHEWSOBRINO(A)SISTER/BROTHERHERMANO(A)GREAT GRANDCHILDBISNIETO(A)OTHER RELATIVEOTRO PARIENTEROOMMATECOMPAÑERO(A) DE CUARTOFRIENDAMIGO(A)BOARDER OR ROOMER/LODGERINQUILINO(A) O HUESPED(A)PAID HELPASISTENTE QUE RECIBE PAGO (PAID HELP)FOSTER CHILDNIÑO(A) BAJO TUTELA (FOSTER)OTHER UNRELATED PERSONPERSONA NO EMPARENTADAIF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: What is that person's sex?IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: ¿De qué sexo es esa persona?MALEMALEFEMALEFEMALEheélsheellathat personesa personahissuhersuhis or hersuHow old is {#_HHgendtext}? {instruction} AGE:¿Qué edad tiene {#_HHgendtext}? {instruction} AGE:CodesUNUSUAL DIFFERENCE {who}. PLEASE CONFIRM.UNUSUAL DIFFERENCE {who}. PLEASE CONFIRM.PLEASE CONFIRM THAT THE R HAS BEEN SELECTED CORRECTLY. IF ANY DOUBT, CONTACT YOUR FM.PLEASE CONFIRM THAT THE R HAS BEEN SELECTED CORRECTLY. IF ANY DOUBT, CONTACT YOUR FM.Is {#_HHgendtext} 18 or older? ¿{#_HHgendtext} tiene 18 años o es mayor? Is your {#Q7} currently married or living with a partner, separated, divorced, widowed, or has {#_HHgendtext} never been married?¿Está su {#Q7} actualmente casado(a) o viviendo con una pareja, separado(a), divorciado(a), viudo(a) o nunca ha estado casado(a)?MARRIEDMARRIEDLIVING WITH PARTNERLIVING WITH PARTNERSEPARATEDSEPARATEDDIVORCEDDIVORCEDWIDOWEDWIDOWEDNEVER MARRIEDNEVER MARRIEDDoes {#_HHgendtext} usually live with you? ¿Vive {#_HHgendtext} con usted generalmente? Does your {#Q7} depend on you {#\._andHWP} for most of {#_HHgendtext2} support or is {#_HHgendtext} financially independent for the most part? TREAT LIVE-IN SERVANTS AS FINANCIALLY INDEPENDENT¿Su {#Q7} depende de usted {#\._andHWP} para la mayoría de sus gastos o en su mayoría es independiente en sus asuntos financieros? TREAT LIVE-IN SERVANTS AS FINANCIALLY INDEPENDENTFINANCIALLY DEPENDENTFINANCIALLY DEPENDENTFINANCIALLY INDEPENDENTFINANCIALLY INDEPENDENTPAID HELP IS USUALLY FINANCIALLY INDEPENDENT. YOU HAVE SELECTED FINANCIALLY DEPENDENT. PLEASE CONFIRM.PAID HELP IS USUALLY FINANCIALLY INDEPENDENT. YOU HAVE SELECTED FINANCIALLY DEPENDENT. PLEASE CONFIRM.Does anyone else live with you? ¿Alguién más vive con usted? IF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1" cellpadding="5"><tr bgcolor="teal"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td><td>MARITAL</td><td>LIVE HERE</td><td>FINANCIAL DEPENDENCE</td></tr><tr><td>{#Q7A1}</td><td>{#Q8A1}</td><td>{#Q16A1}</td><td>{#Q20A1}</td><td>{#Q21A1}</td><td></td></tr><tr><td>{#Q7A2}</td><td>{#Q8A2}</td><td>{#Q16A2}</td><td>{#Q20A2}</td><td>{#Q21A2}</td><td>{#Q25A2}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td><td>{Q20_1}</td><td>{Q21_1}</td><td>{Q25_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td><td>{Q20_2}</td><td>{Q21_2}</td><td>{Q25_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td><td>{Q20_3}</td><td>{Q21_3}</td><td>{Q25_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td><td>{Q20_4}</td><td>{Q21_4}</td><td>{Q25_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td><td>{Q20_5}</td><td>{Q21_5}</td><td>{Q25_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td><td>{Q20_6}</td><td>{Q21_6}</td><td>{Q25_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td><td>{Q20_7}</td><td>{Q21_7}</td><td>{Q25_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td><td>{Q20_8}</td><td>{Q21_8}</td><td>{Q25_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td><td>{Q20_9}</td><td>{Q21_9}</td><td>{Q25_9}</td></tr> <tr><td>{Q7_10}</td><td>{Q8_10}</td><td>{Q16_10}</td><td>{Q20_10}</td><td>{Q21_10}</td><td>{Q25_10}</td></tr> </table>IF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1" cellpadding="5"><tr bgcolor="teal"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td><td>MARITAL</td><td>LIVE HERE</td><td>FINANCIAL DEPENDENCE</td></tr><tr><td>{#Q7A1}</td><td>{#Q8A1}</td><td>{#Q16A1}</td><td>{#Q20A1}</td><td>{#Q21A1}</td><td></td></tr><tr><td>{#Q7A2}</td><td>{#Q8A2}</td><td>{#Q16A2}</td><td>{#Q20A2}</td><td>{#Q21A2}</td><td>{#Q25A2}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td><td>{Q20_1}</td><td>{Q21_1}</td><td>{Q25_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td><td>{Q20_2}</td><td>{Q21_2}</td><td>{Q25_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td><td>{Q20_3}</td><td>{Q21_3}</td><td>{Q25_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td><td>{Q20_4}</td><td>{Q21_4}</td><td>{Q25_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td><td>{Q20_5}</td><td>{Q21_5}</td><td>{Q25_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td><td>{Q20_6}</td><td>{Q21_6}</td><td>{Q25_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td><td>{Q20_7}</td><td>{Q21_7}</td><td>{Q25_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td><td>{Q20_8}</td><td>{Q21_8}</td><td>{Q25_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td><td>{Q20_9}</td><td>{Q21_9}</td><td>{Q25_9}</td></tr> <tr><td>{Q7_10}</td><td>{Q8_10}</td><td>{Q16_10}</td><td>{Q20_10}</td><td>{Q21_10}</td><td>{Q25_10}</td></tr> </table>CORRECTCORRECTADD MOREADD MORECodesCodesAs we go through the interview, I will be asking you about various kinds of financial matters -- sometimes just for you, but usually for you and your family living here. By "your family living here" I mean only the following people... <table border="1"><tr bgcolor="teal"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td></tr><tr><td>RESPONDENT</td><td>{#Q8A1}</td><td>{#Q16A1}</td></tr><tr><td>{sprel}</td><td>{spgend}</td><td>{spage}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td></tr><tr><td>{Q7_10}</td><td>{Q8_10}</td><td>{Q16_10}</td></tr></table>A medida que hagamos la entrevista, le voy a hacer preguntas sobre varios tipos de asuntos financieros - a veces sólo relacionados a usted, pero usualmente relacionados también a "su familia que vive aquí". Con "su familia que vive aquí" quiero decir que solamente las siguientes personas... <table border="1"> <tr bgcolor="teal"><td>RELATIONSHIP</td><td>SEX</td><td>AGE</td></tr> <tr><td>RESPONDENT</td><td>{#Q8A1}</td><td>{#Q16A1}</td></tr><tr><td>{sprel}</td><td>{spgend}</td><td>{spage}</td></tr><tr><td>{Q7_0}</td><td>{Q8_0}</td><td>{Q16_0}</td></tr><tr><td>{Q7_1}</td><td>{Q8_1}</td><td>{Q16_1}</td></tr><tr><td>{Q7_2}</td><td>{Q8_2}</td><td>{Q16_2}</td></tr><tr><td>{Q7_3}</td><td>{Q8_3}</td><td>{Q16_3}</td></tr><tr><td>{Q7_4}</td><td>{Q8_4}</td><td>{Q16_4}</td></tr><tr><td>{Q7_5}</td><td>{Q8_5}</td><td>{Q16_5}</td></tr><tr><td>{Q7_6}</td><td>{Q8_6}</td><td>{Q16_6}</td></tr><tr><td>{Q7_7}</td><td>{Q8_7}</td><td>{Q16_7}</td></tr><tr><td>{Q7_8}</td><td>{Q8_8}</td><td>{Q16_8}</td></tr><tr><td>{Q7_9}</td><td>{Q8_9}</td><td>{Q16_9}</td></tr></table>CodesThis is the end of the HHL SectionThis is the end of the HHL SectionFOR TESTING ONLY: WHERE WOULD YOU LIKE TO GO? Number in PEU = {#PEUNum} Number in NPEU = {#NPEUNum}FOR TESTING ONLY: WHERE WOULD YOU LIKE TO GO? Number in PEU = {#PEUNum} Number in NPEU = {#NPEUNum}B: Credit Attitudes and Credit CardsB: Credit Attitudes and Credit CardsD: Principal Residence, Lines of CreditD: Principal Residence, Lines of CreditE: Real Estate Loans to OthersE: Real Estate Loans to OthersF: BusinessesF: BusinessesG: VehiclesG: VehiclesH: Education LoansH: Education LoansI: Other LoansI: Other LoansJ: Attitudes About Saving and InvestingJ: Attitudes About Saving and InvestingN: Financial AssetsN: Financial AssetsR: Work and PensionsR: Work and PensionsT: Income, Taxes, SupportT: Income, Taxes, SupportX: Inheritances, CharityX: Inheritances, CharityY: Demographics, Health, Independent HH MembersY: Demographics, Health, Independent HH MembersZ: Wrap-UpZ: Wrap-UpHHL end dateHHL end dateHHL end timeHHL end timeA: ATTITUDES AND FINANCIAL INSTITUTIONSA: ATTITUDES AND FINANCIAL INSTITUTIONSI'd like to start this interview by asking you about your expectations for the future. Over the next five years, do you expect the U.S. economy as a whole to perform better, worse, or about the same as it has over the past five years?Me gustaría empezar esta entrevista con preguntas acerca de sus expectativas para el futuro. En los próximos cinco años, ¿cree usted que, en conjunto, la economía de los Estados Unidos va a funcionar mejor, peor o más o menos igual que en los últimos cinco años?BetterMejorWorsePeorAbout the sameMás o menos igualOver the next year, do you expect the economy to perform better, worse, or about the same as now?Durante el próximo año, ¿cree que la economía se mejorará, se empeorará, o permanecerá igual?BetterMejorWorsePeorAbout the sameMás o menos igualFive years from now, do you think interest rates will be higher, lower, or about the same as today?Dentro de cinco años, ¿cree usted que las tasas de interés van a ser más altas, más bajas o más o menos iguales que las de hoy?HigherMás altasLowerMás bajasAbout the sameMás o menos igualWhat number¿En qué númeroOn a scale from one to five, where one is almost no searching, three is moderate searching, and five is a great deal of searching, whereUsando una escala de uno a cinco en donde uno indica casi no averigua, tres indica averigua moderadamente, y cinco indica averigua mucho, ¿en qué númeroWhen making major decisions about borrowing money or obtaining credit, some people search for the very best terms while others don't. {#_Q34text} would {#_famfill1} be on the scale? IF R SAYS 'I DON'T BORROW', SAY: What did you do the last time you borrowed?Cuando algunas personas toman decisiones importantes sobre créditos o préstamos, averiguan los mejores términos o condiciones mientras que otras no lo hacen. {#_Q34text} estaría {#_famfill1} en la escala? IF R SAYS 'I DON'T BORROW', SAY: ¿Qué hizo la última vez que tomó un préstamo?Please look at this list. What sources of information doPor favor mire a la lista. ¿Qué clase de informaciónI am going to read you a list. Please tell me which sources of informationLe voy a leer una lista. Por favor, digame qué clase de información(()){#_Q36listfill} you {#_andHWP} use to make decisions about borrowing or credit? {#_openparen}Do you call around, read newspapers, magazines, material you get in the mail, use information from television, radio, the internet, or advertisements? Do you get advice from a friend, relative, lawyer, accountant, banker, broker, or financial planner? Or do you do something else?{#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#_Q36listfill} usa(n) usted {#_andHWP} para tomar decisiones sobre créditos o préstamos? {#_openparen} Averigua(n) por teléfono, lee(n) periódicos, revistas, material que recibe(n) por correo, usan la información en la televisión o la radio, usan la información en algún servicio a través de la computadora, usan la informatión en avisos? Recibe(n) asesoramiento de algún amigo, pariente, abogado, contador, banquero, recibe(n) asesoramiento de algún agente comercial o de bolsa, o un planificador financiero? O hace(n) alguna otra cosa? {#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NEVER BORROWNEVER BORROWWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} tENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #12:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #12:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:PLEASE SPECIFY.PLEASE SPECIFY.CodesWhat number¿En qué númeroOn a scale from one to five, where one is almost no searching, three is moderate searching, and five is a great deal of searching, whereUsando una escala de uno a cinco en donde uno indica casi no averigua, tres indica averigua moderadamente, y cinco indica averigua mucho, ¿en qué númeroWhen making saving and investment decisions, some people search for the very best terms while others don't. {#_Q38text} would {#_famfill1} be on the scale?Cuando algunas personas toman decisiones importantes sobre ahorros e inversiones, averiguan los mejores términos o condiciones mientras que otras no lo hacen. {#_Q38text} estaría {#_famfill1} en la escala?Please look at this list. What sources of information doPor favor mire la lista. ¿Qué clase de informaciónI am going to read you a list. Please tell me what sources of informationLe voy a leer una lista. Por favor, digame qué clase de información{#_Q39text} {#_famfill2} use to make decisions about saving and investments? {#_openparen}Do you call around, read newspapers, magazines, material you get in the mail, use information from television, radio, the internet, or advertisements? Do you get advice from a friend, relative, lawyer, accountant, banker, broker, or financial planner? Or do you do something else?{#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#_Q39text} usa(n) usted {#_famfill2} para tomar decisiones sobre ahorros e inversiones? {#_openparen} Averigua(n) por teléfono, lee(n) periódicos, revistas, material que recibe(n) por correo, usan la información en la televisión o la radio, usan la información en algún servicio a través de la computadora, usan la informatión en avisos? Recibe(n) asesoramiento de algún amigo, pariente, abogado, contador, banquero, recibe(n) asesoramiento de algún agente comercial o de bolsa, o un planificador financiero? O hace(n) alguna otra cosa? {#_closeparen} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:DO NOT SAVE/INVESTDO NOT SAVE/INVESTWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #11:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #12:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #12:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #13:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #14:PLEASE SPECIFY.PLEASE SPECIFY.CodesDo you {#_orHWP_shared} use any type of computer software to help you with managing your money? THIS SHOULD INCLUDE MORE THAN ONLINE BANKING OR BILL PAYMENT.¿Usa usted {#_orHWP_shared} algún tipo de programa de computadora para ayudarle a administrar su dinero? THIS SHOULD INCLUDE MORE THAN ONLINE BANKING OR BILL PAYMENT.The next few questions are about the financial institutions where you do business. With how many financial institutions do {#_famfill2} currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. INTERVIEWER: ACCOUNTS USED ONLY FOR BUSINESS SHOULD NOT BE INCLUDED. INCLUDE INSTITUTIONS USED ONLY FOR CASHING CHECKS.Las siguientes preguntas son acerca de las instituciones financieras con las que usted trata. ¿En cuantas instituciones financieras tiene actualmente {#_famfill2} cuentas o préstamos o tratan con regularidad asuntos financieros personales? Tome en cuenta bancos, instituciones de ahorro y préstamo, cooperativas de crédito, agentes de bolsa, compañias de préstamos y demás, pero no cuente instituciones con las que sólo tienen tarjetas de crédito o cuentas relacionadas con sus negocios. INTERVIEWER: ACCOUNTS USED ONLY FOR BUSINESS SHOULD NOT BE INCLUDED. INCLUDE INSTITUTIONS USED ONLY FOR CASHING CHECKS.ONEONEEXACT NUMBER GIVENEXACT NUMBER GIVENSOME, EXACT NUMBER UNKNOWNSOME, EXACT NUMBER UNKNOWNNONENONEENTER NUMBER:ENTER NUMBER:Codesthis financial institution?esta institución financiera?the financial institution wherela institución financiera en la quemost business?mayoría de sus negocios?nextsiguienteINSTITUTION {instnum} What is the name of {#_Q44text} {#\._famfill4} {#_Q44num} {#_Q44text2} ASK R TO ADD THE NAME OF THIS INSTITUTION TO THE INSTITUTIONS CARD. IF R ASKS WHY WE NEED THE NAME, SAY: I only need to put the name in the computer for the wording of some questions later in the interview. If you prefer, please feel free to call it anything you will recognize when we come to it again.INSTITUTION {instnum} ¿Cómo se llama {#_Q44text} {#\._famfill4} {#_Q44num} {#_Q44text2} ASK R TO ADD THE NAME OF THIS INSTITUTION TO THE INSTITUTIONS CARD. IF R ASKS WHY WE NEED THE NAME, SAY: Sólo necesito poner el nombre en la computadora para la fraseologia o términos en preguntas posteriores. Por favor siéntase con libertad de nombrarlo de cualquier forma que guste y que luego pueda reconocer cuando lo vuelva a ver.Codes{Q46text} <table><tr><td>{institution1}</td></tr><tr><td>{institution2}</td></tr><tr><td>{institution3}</td></tr><tr><td>{institution4}</td></tr><tr><td>{institution5}</td></tr><tr><td>{institution6}</td></tr><tr><td>{institution7}</td></tr></table>{Q46text} <table><tr><td>{institution1}</td></tr><tr><td>{institution2}</td></tr><tr><td>{institution3}</td></tr><tr><td>{institution4}</td></tr><tr><td>{institution5}</td></tr><tr><td>{institution6}</td></tr><tr><td>{institution7}</td></tr></table>ALL LISTEDALL LISTEDADD MOREADD MOREENTER INSTITUTION NAME.ENTER INSTITUTION NAME.Please look at the Institutions Card.Por favor mire la Tarjeta de Instituciones.Please look at the list of institutions you wrote down.Por favor mire la lista de las instituciones que escribió.with any of the institutions on the Institutions Card, or from someplace else? IF INSTITUTIONS CARD: Which institution?alguna de las instituciones en la Tarjeta de Instituciones o de/en otra institución? IF INSTITUTIONS CARD:¿A qué institución(es)?with any of the institutions on the list, or from someplace else? IF INSTITUTIONS LIST: Which institution?alguna de las instituciones en la lista, o de/en otra institución? IF INSTITUTIONS LIST: ¿A qué institución(es)?--is it any of the institutions on the Institutions Card, or are they managed by someone else? IF INSTITUTIONS CARD: Which institution?--Lo hace alguna de las instituciones que está en la Tarjeta de Instituciones, o las administra algún otro? IF INSTITUTIONS CARD: ¿Qué institución(es)?--is it any of the institutions on the list, or are they managed by someone else? IF INSTITUTIONS LIST: Which institution?--¿Lo hace alguna de las instituciones que está en la lista que ha escrito, o las administra algún otro? IF INSTITUTIONS LIST: ¿Qué institución(es)?IF 'SOMEPLACE ELSE': What institution is that? ASK R TO UPDATE THE LIST IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': ¿Qué institución es esa? ASK R TO UPDATE THE LIST IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': What institution is that? CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': ¿Qué institución es esa? CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.IF 'SOMEPLACE ELSE': What type of institution is that?IF 'SOMEPLACE ELSE': ¿Qué institución es esa?Is there another institution at which {#_famfill2} regularly do personal business?¿Hay alguna otra institución con la que {#_famfill2} trata regularmente sus negocios personales?{#_instname} About {#_instname}, what kind of institution is this? {#\._openparen}Is it a commercial bank, a savings and loan or savings bank, a credit union, a mortgage company, a finance or loan company, a brokerage, or something else?{#\._closeparen}{#_instname} Acerca de {#_instname}, ¿qué tipo de institución es ésta? {#\._openparen}Es un banco comercial, una institución de ahorro y préstamos o un banco de ahorros, una cooperativa de crédito, una compañía de hipoteca, una compañía financiera o de préstamos, un agente de bolsa o de algún otro tipo?{#\._closeparen}PLEASE SPECIFY.PLEASE SPECIFY.Codes{#_instname} Does this institution have offices in more than one state? TREAT FEDERAL GOVERNMENT AGENCY AS HAVING OFFICES IN MORE THAN ONE STATE. IF R KNOWS ONLY THAT THE INSTITITION IS AVAILABLE ON-LINE, CODE YES, BUT MAKE AN [F2] COMMENT. {#_instname} ¿Tiene esta institución oficinas en más de un estado? TREAT FEDERAL GOVERNMENT AGENCY AS HAVING OFFICES IN MORE THAN ONE STATE. IF R KNOWS ONLY THAT THE INSTITITION IS AVAILABLE ON-LINE, CODE YES, BUT MAKE AN ALT-COMMENT. YESYESNONO{#_instname} I need to know how {#\._famfill2} interact with the institution when you use your accounts. What are the main ways [-- checks written on the institution, ATM (cash machine), debit card, in person visits, mail, talking with someone on the phone, touchtone service on the phone, direct payments to or from the institution, computer or the internet, other electronic transfer, or some other way]? Please start with the most important way. IF R GIVES THE TYPE(S) OF ACCOUNT(S), SAY: I need to know how you interact with the institution when you use your account(s). CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#_instname} Necesito saber cómo es el contacto que tiene(n) {#\._famfill2} con la institución cuando usa(n) sus cuentas. ¿Cuáles son las maneras principales [-- llenando cheques de la institución, con el cajero automático o ATM, con la tarjeta de débito, yendo en persona, por correo, hablando con alguien por teléfono, por servicio telefónico automático, por pagos directos de la institución o a la misma, por computadora o en internet, por medio de otras transferencias electrónicas o de alguna otra manera]? Por favor dígame primero la manera más importante. IF R GIVES THE TYPE(S) OF ACCOUNT(S), SAY: Necesito saber cómo es su contacto con la institución cuando usa su(s) cuenta(s). CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:DON'T DO REGULAR BUSINESSDON'T DO REGULAR BUSINESSWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #10:PLEASE SPECIFY.PLEASE SPECIFY.CodesCodesyour home or workplacesu casa o lugar de trabajathe home or workplace of the person who uses it most oftenla casa o lugar de trabajo de la persona que lo usa con mayor frecuencia{#_instname} Roughly, how many miles is the office or ATM (cash machine) of this institution from {#_Q52text}? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Is it more than 50 miles?) USE 'OVER 50 MILES,' 'FOREIGN LOCATION,' 'TOLL-FREE PHONE' OR 'LOCAL POST BOX', 'INTERNET' ONLY IF R CANNOT GIVE AN ESTIMATE OF THE NUMBER OF MILES.{#_instname} Más o menos, ¿a cuántas millas está la oficina o el ATM (cajero automático) de esta institución de {#_Q52text}? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Es más de 50 millas?) USE 'OVER 50 MILES,' 'FOREIGN LOCATION,' 'TOLL-FREE PHONE' OR 'LOCAL POST BOX', 'INTERNET' ONLY IF R CANNOT GIVE AN ESTIMATE OF THE NUMBER OF MILES.LESS THAN A MILELESS THAN A MILEENTER EXACT MILESENTER EXACT MILESOVER 50 MILESOVER 50 MILESFOREIGN LOCATIONFOREIGN LOCATIONLOCATED AT WORKLOCATED AT WORKTOLL-FREE PHONETOLL-FREE PHONELOCAL POST BOXLOCAL POST BOXINTERNET/ONLINE SERVICEusan la información en algún servicio a través de la computadoraENTER MILES:ENTER MILES:CodesIF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1"><tr bgcolor="teal"><td>INSTITUTION</td><td>TYPE</td><td>MORE THAN 1 STATE</td><td>METHOD</td><td>DISTANCE</td><td>MILES</td></tr><tr><td>{Q44_1}</td><td>{Q48_1}</td><td>{Q5800_1}</td><td>{Q1613_1}</td><td>{Q52_1}</td><td>{Q53_1}</td></tr><tr><td>{Q44_2}</td><td>{Q48_2}</td><td>{Q5800_2}</td><td>{Q1613_2}</td><td>{Q52_2}</td><td>{Q53_2}</td></tr><tr><td>{Q44_3}</td><td>{Q48_3}</td><td>{Q5800_3}</td><td>{Q1613_3}</td><td>{Q52_3}</td><td>{Q53_3}</td></tr><tr><td>{Q44_4}</td><td>{Q48_4}</td><td>{Q5800_4}</td><td>{Q1613_4}</td><td>{Q52_4}</td><td>{Q53_4}</td></tr><tr><td>{Q44_5}</td><td>{Q48_5}</td><td>{Q5800_5}</td><td>{Q1613_5}</td><td>{Q52_5}</td><td>{Q53_5}</td></tr><tr><td>{Q44_6}</td><td>{Q48_6}</td><td>{Q5800_6}</td><td>{Q1613_6}</td><td>{Q52_6}</td><td>{Q53_6}</td></tr><tr><td>{Q44_7}</td><td>{Q48_7}</td><td>{Q5800_7}</td><td>{Q1613_7}</td><td>{Q52_7}</td><td>{Q53_7}</td></tr></table>IF NECESSARY: CONFIRM WITH R. TO CORRECT, BACK UP NO MORE THAN A FEW SCREENS OR MAKE AN [F2] COMMENT. <table border="1"><tr bgcolor="teal"><td>INSTITUTION</td><td>TYPE</td><td>MORE THAN 1 STATE</td><td>METHOD</td><td>DISTANCE</td><td>MILES</td></tr><tr><td>{Q44_1}</td><td>{Q48_1}</td><td>{Q5800_1}</td><td>{Q1613_1}</td><td>{Q52_1}</td><td>{Q53_1}</td></tr><tr><td>{Q44_2}</td><td>{Q48_2}</td><td>{Q5800_2}</td><td>{Q1613_2}</td><td>{Q52_2}</td><td>{Q53_2}</td></tr><tr><td>{Q44_3}</td><td>{Q48_3}</td><td>{Q5800_3}</td><td>{Q1613_3}</td><td>{Q52_3}</td><td>{Q53_3}</td></tr><tr><td>{Q44_4}</td><td>{Q48_4}</td><td>{Q5800_4}</td><td>{Q1613_4}</td><td>{Q52_4}</td><td>{Q53_4}</td></tr><tr><td>{Q44_5}</td><td>{Q48_5}</td><td>{Q5800_5}</td><td>{Q1613_5}</td><td>{Q52_5}</td><td>{Q53_5}</td></tr><tr><td>{Q44_6}</td><td>{Q48_6}</td><td>{Q5800_6}</td><td>{Q1613_6}</td><td>{Q52_6}</td><td>{Q53_6}</td></tr><tr><td>{Q44_7}</td><td>{Q48_7}</td><td>{Q5800_7}</td><td>{Q1613_7}</td><td>{Q52_7}</td><td>{Q53_7}</td></tr></table>CORRECTCORRECTfrom an account byuna cuentafrom this institutionesta instituciónfrom any of these institutionscualquiera de estas instituciones, including cards associated with government benefits such as SSI, incluyendo tarjetas asociadas con beneficios del gobierno como SSIDo {#_famfill5} have a card that allows you to withdraw money {#_Q58inst} using a cash machine or ATM{#Q58fill}? WE CARE ABOUT WHETHER R HAS SUCH A CARD, NOT WHETHER R USES IT.¿Tiene {#_famfill5} una tarjeta que le permite depositar o sacar dinero de {#_Q58inst} usando un cajero automático o ATM {#Q58fill}? WE CARE ABOUT WHETHER R HAS SUCH A CARD, NOT WHETHER R USES IT.have a card that allows you to deposit or withdraw money using a cash machine or ATMTiene(n) {#_famfill14} una tarjeta que le permite depositar o retirar dinero usando un cajero automático o ATMuse any debit cardsUsa(n) {#_famfill14} alguna tarjeta de débitoA debit card is a card that you can present when you buy things that automatically deducts the amount of the purchase from the money in an account that you have.Una tarjeta de débito es una tarjeta que usted la presenta cuando compra cosas y automáticamente se deduce la cantidad de la compra del dinero que se tiene en una cuenta.A debit card is a card that you can present when you buy things that automatically deducts the amount of the purchase from the balance of an account that you have, including government benefits such as Food Stamps or SSI.Una tarjeta de débito es una tarjeta que se presenta en la caja al momento de pagar y la cantidad a pagar se deduce automáticamente del saldo de su cuenta, incluyendo cuentas de prestaciones de gobierno tales como bonos de despensa o SSI.{intro} {#_famfill6} {#Q71fill}? INCLUDE ATM CARDS USED AS DEBIT CARDS AS WELL AS VISA/MASTERCARD BRANDED DEBIT CARDS.{intro} ¿{#Q71fill}? INCLUDE ATM CARDS USED AS DEBIT CARDS AS WELL AS VISA/MASTERCARD DEBIT CARDS.any ofalguna deaccountsu cuentaaccountssus cuentasDo {#_famfill7} have any money automatically deposited directly into {#_famfill8} {#_accountfill2}? INCLUDE DIRECT DEPOSIT OF SOCIAL SECURITY OR OTHER GOVERNMENT BENEFITS. (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT)¿{#_famfill7} tiene algún dinero que se deposite directamente a {#_accountfill2}? INCLUDE DIRECT DEPOSIT OF SOCIAL SECURITY OR OTHER GOVERNMENT BENEFITS. (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT): paychecks, Social Security benefits, or other types of deposits?: cheques de pago, beneficios del seguro social u otro tipo de depósitos???What types of deposits are these{#_Q73text2} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:¿Qué tipo de depósitos son esos{#_Q73text2} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFER TO ONE OF PEU'S ACCOUNTS FROM ANOTHER PEU ACCOUNTTRANSFER TO ONE OF PEU'S ACCOUNTS FROM ANOTHER PEU ACCOUNTOTHEROTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSTRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSOTHEROTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSTRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSOTHEROTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSTRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSOTHEROTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSTRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSOTHEROTHERWhat else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:NO OTHER DEPOSIT TYPESNO OTHER DEPOSIT TYPESPAYCHECKPAYCHECKSOCIAL SECURITYSOCIAL SECURITYOTHER PENSION OR OTHER RETIREMENT INCOMEOTHER PENSION OR OTHER RETIREMENT INCOMEINVESTMENT INCOMEINVESTMENT INCOMETRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSTRANSFERS TO THIS ACCOUNT FROM ANOTHER ONE OF THE PEU'S ACCOUNTSOTHEROTHERPLEASE SPECIFY.PLEASE SPECIFY.CodesSome people have their utility or insurance bills, mortgage or rent payments, or other payments automatically deducted from their accounts without having to write a check or direct the payment using the internet or phone. Do {#_famfill2} have any payments that you make in this way? DO NOT INCLUDE PAYROLL DEDUCTIONS, SUCH AS DEDUCTIONS FOR HEALTH INSURANCE.Algunas personas hacen que las cuentas del seguro o cuentas de pagos por luz, gas y agua, pagos de su hipoteca o alquiler, u otros pagos sean deducidos automáticamente de sus cuentas sin tener que hacer un cheque. ¿Hace {#_famfill2} algún pago de esa manera? DO NOT INCLUDE PAYROLL DEDUCTIONS, SUCH AS DEDUCTIONS FOR HEALTH INSURANCE.Earlier you said {#_famfill2} use direct payments. What types of automatic payments are these: utility bills, mortgage or rent payments, or some other payments made directly from an account without the need to write a check?Usted dijo antes en la entrevista que {#_famfill2} usa pagos directos. ¿Qué tipos de pagos automáticos son esos: cuentas por luz, gas y agua, pagos de hipoteca o alquiler o algún otro pago que se hace directamente de una cuenta sin que se tenga que hacer un cheque?What sorts of payments are these?¿Qué tipo de pagos son esos?{Q487text} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{Q487text} CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:PLEASE SPECIFY.PLEASE SPECIFY.CodesThis is the end of Section AThis is the end of Section ASection A end dateSection A end dateSection A end timeSection A end timeList of all collected institutionsList of all collected institutions{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}{institution}Now I would like to ask you some questions about how you feel about credit. In general, do you think it is a good idea or a bad idea for people to buy things by borrowing or on credit? IF R SAYS THEY DO NOT NEED TO BORROW FOR ANYTHING, SAY: What do you think in general?Ahora me gustaría hacerle algunas preguntas sobre lo que usted piensa acerca de los créditos. En general, ¿piensa usted que hacer compras pidiendo un préstamo o a crédito es buena idea o mala idea? IF R SAYS THEY DO NOT NEED TO BORROW FOR ANYTHING, SAY: ¿Qué piensa en general?Good ideaBuena ideaGOOD IN SOME WAYS, BAD IN OTHERSGOOD IN SOME WAYS, BAD IN OTHERSBad ideaMala ideaPeople have many different reasons for borrowing money which they pay back over a period of time. For each of the reasons I read, please tell me whether you feel it is all right for someone like yourself to borrow money...La gente tiene muchas razones diferentes para pedir prestado dinero y luego ir devolviéndolo durante cierto período de tiempo. Para cada una de las razones que vaya leyendo, dígame, por favor, si le parece bien que una persona como usted pida dinero prestado...{Intro} {@}{Intro} {@}Have you {#_orHWP_shared} applied for any type of credit or loan in the last five years? INCLUDE PRE-APPROVED CREDIT THAT R ACCEPTEDEn los últimos cinco años, ¿usted {#_orHWP_shared} ha solicitado algún tipo de crédito o préstamo? INCLUDE PRE-APPROVED CREDIT THAT R ACCEPTEDIn the past five years, has a particular lender or creditor turned down any request you {#_andHWP_shared} made for credit, or not given you as much credit as you applied for? IF YES, PROBE: Were you turned down, or did you not get as much as you applied for? IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENTEn los últimos cinco años, ¿le(s) ha negado alguna institución de crédito una solicitud de crédito hecha por usted {#_andHWP_shared} o le(s) han dado menos crédito del que había pedido? IF YES, PROBE: Se lo negaron o le dieron menos del que había pedido? IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENTYes, turned downSi, negaron créditoYes, not as much creditSi, dieron menos créditoNoNoWere you later able to obtain the full amount you {#_andHWP_shared} requested by reapplying to the same institution or by applying elsewhere?¿Pudo obtener después la cantidad total que usted {#_andHWP_shared} había(n) pedido antes, ya sea volviendo a solicitar a la misma institución o a otra?Did Not ReapplyDid Not Reapplyturned down for credit?para negarle(s) el crédito que había pedido?unable to get as much credit as you applied for?para darle(s) menos crédito del que había pedido?On the most recent occasion, what reasons were you {#_andHWP_shared} given for being {_Q64}La última vez que lo solicitó, ¿qué razones le dieron a usted {#_andHWP_shared} {_Q64}CodesWhat type of credit did you apply for?¿Qué tipo de crédito pidió?MortgageHipotecaCar loanPréstamo para automóvilOther installment loanOtro préstamo a plazosCredit CardTarjeta de créditoLine of creditLínea de créditoOtherOtroPLEASE SPECIFY.PLEASE SPECIFY.CodesWas there any time in the past five years that you {#_andHWP_shared} thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?¿Alguna vez en los últimos cinco años pensó/pensaron usted {#_andHWP_shared} en pedir un crédito en un lugar determinado pero luego cambió de opinión porque pensó que se lo podían negar?On the most recent occasion, why did you {#_andHWP_shared} think you might be turned down?La última vez que sucedió esto, por que pensó usted {#_andHWP_shared} que se lo podrian negar?CodesNow I have some questions about credit cards and charge cards. Do {#_famfill14} have any credit cards or charge cards? IF YES: Please do not include debit cards. DO NOT INCLUDE CARDS USED ENTIRELY FOR BUSINESS.A continuación voy a hacerle algunas preguntas sobre tarjetas de crédito y tarjetas de cuenta. ¿Tiene {#_famfill14} alguna tarjeta de crédito o tarjeta de cuenta? IF YES: Por favor no incluya tarjetas de débito. DO NOT INCLUDE CARDS USED ENTIRELY FOR BUSINESS.VISA, MASTERCARD, DISCOVER, OR AMEX CREDITVISA, MASTERCARD, DISCOVER, OR AMEX CREDITMACY'S, SEARS, WAL-MART, FURNITURE, CLOTHING OR OTHER STORE CARDSMACY'S, SEARS, WAL-MART, FURNITURE, CLOTHING OR OTHER STORE CARDSAMERICAN EXPRESS, DINERS CLUB, OR CARTE BLANCHE CARDSAMERICAN EXPRESS, DINERS CLUB, OR CARTE BLANCHE CARDSOTHER CREDIT CARDSOTHER CREDIT CARDSany type ofalgún tipo deany other type ofalgún otro tipo deAre any of the cards you have¿Alguna de las tarjetas que tiene esDo {#\._famfill2} have¿Tiene(n) {#\._famfill2}INCLUDE STORE-BRANDED, AIRLINE-BRANDED, AND OTHER BRANDED VISA, MASTERCARD, DISCOVER AND AMEX ACCOUNTS.INCLUDE STORE-BRANDED, AIRLINE-BRANDED, AND OTHER BRANDED VISA, MASTERCARD, DISCOVER AND AMEX ACCOUNTS.INCLUDE AMERICAN EXPRESS CHARGE (NOT CREDIT) CARDS.INCLUDE AMERICAN EXPRESS CHARGE (NOT CREDIT) CARDS.IF YES: Please do not include telephone calling cards or gift cards.IF YES: Por favor no incluya tarjetas telefónicas o de regalo.{q78fill} {#_Q78text} {@}? {QFill}{q78fill} {#_Q78text} {@}? {QFill}R ALSO REPORTED A BANK-TYPE CREDIT CARD WITH AMERICAN EXPRESS. PLEASE CONFIRM: 1. THAT THEY ARE TWO DIFFERENT CARDS 2. THAT THE ONE REPORTED HERE IS A "REGULAR" AMEX CARD IF THE CARD IS NOT A "REGULAR" AMEX CARD OR A DINERS OR CARTE BLANCHE CARD, BACK UP ONE SCREEN AND CHANGE THE ANSWER TO "NO". OTHERWISE, COMMENT NOW OR LATER:R ALSO REPORTED A BANK-TYPE CREDIT CARD WITH AMERICAN EXPRESS. PLEASE CONFIRM: 1. THAT THEY ARE TWO DIFFERENT CARDS 2. THAT THE ONE REPORTED HERE IS A "REGULAR" AMEX CARD IF THE CARD IS NOT A "REGULAR" AMEX CARD OR A DINERS OR CARTE BLANCHE CARD, BACK UP ONE SCREEN AND CHANGE THE ANSWER TO "NO". OTHERWISE, COMMENT NOW OR LATER:What type of credit cards or charge cards do {#\._famfill2} have?¿Qué tipa de tarjeta de crédito o tarjeta de cuenta tiene(n) {#\._famfill2}?CodesCARD(S): {#_fillLoopQ77} How many? Please do not count duplicate cards for the same account or any business or company accounts. INCLUDE ALL THE FAMILY'S CARDS, NOT JUST THE CARDS USED MOST OFTEN. DO NOT INCLUDE GIFT CARDS. NUMBER OF ACCOUNTS:CARD(S): {#_fillLoopQ77} ¿Cuántas? Por favor no cuente las tarjetas duplicadas que correspondan a una misma cuenta, ni cuente las tarjetas de las cuentas de negocios o compañias/sociedades. INCLUDE ALL THE FAMILY'S CARDS, NOT JUST THE CARDS USED MOST OFTEN. DO NOT INCLUDE GIFT CARDS.CodesOn your last bill, how much were the new charges made to this account?En su último estado de cuenta, ¿cuánto dinero correspondía a nuevos cargos hechos a esta cuenta?On your last bills, how much were the new charges made to these accounts?En su último estado de cuenta, ¿cuánto dinero correspondía a nuevos cargos hechos a esta cuenta?{correct_it} CARD(S): {#_fillLoopQ77} {QFill} IF R DID NOT RECEIVE A BILL LAST MONTH, CODE ZERO. IF R GIVES A RANGE, PRESS [F9].{correct_it} CARD(S): {#_fillLoopQ77} {QFill} IF R DID NOT RECEIVE A BILL LAST MONTH, CODE ZERO. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAfter the last payment, what was the balance still owed on this account?Después del último pago a esta cuenta, ¿qué saldo se seguía debiendo en esta cuenta?After the last payments were made, what was the balance still owed on these accounts?Después de los últimos pagos a estas cuentas, ¿qué saldo se seguía debiendo en estas cuentas?{correct_it} CARD(S): {#_fillLoopQ77} {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. CODE ZERO IF ALL ACCOUNTS WERE PAID IN FULL. IF R GIVES A RANGE, PRESS [F9].{correct_it} CARD(S): {#_fillLoopQ77} {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. CODE ZERO IF ALL ACCOUNTS WERE PAID IN FULL. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Numberthis accountesta cuentaall of these accountstodas estas cuentas{correct_it} CARD(S): {#_fillLoopQ77} What is the maximum amount you could borrow on {QFill}; that is, what is your total credit limit? WE WANT THE TOTAL CREDIT LIMIT, NOT JUST THE REMAINING CREDIT AVAILABLE. IF R GIVES A RANGE, PRESS [F9].{correct_it} CARD(S): {#_fillLoopQ77} Hasta cuanto podría tomar prestado de {QFill}; es decir, ¿cuál es su límite de crédito total? WE WANT THE TOTAL CREDIT LIMIT, NOT JUST THE REMAINING CREDIT AVAILABLE. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT OF NEW CHARGES ON CREDIT CARDS IS {#Q80} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT OF NEW CHARGES ON CREDIT CARDS IS {#Q80} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.BALANCE ON CREDIT CARDS IS {#Q82} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.BALANCE ON CREDIT CARDS IS {#Q82} BUT CREDIT LIMIT IS {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT OF NEW CHARGES ON CREDIT CARDS IS {#Q80} AND BALANCE ON CREDIT CARDS IS {#Q82}. BOTH ARE GREATER THAN CREDIT LIMIT OF {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT OF NEW CHARGES ON CREDIT CARDS IS {#Q80} AND BALANCE ON CREDIT CARDS IS {#Q82}. BOTH ARE GREATER THAN CREDIT LIMIT OF {#Q84}. PROBE TO CHECK THAT CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.What is the interest rate on the card you got most recently?¿Cuál es la tasa de interés en la última tarjeta que adquirió?What interest rate do you pay on the card where you have the largest balance?¿Cuál es la tasa de interés que paga en la tarjeta donde usted tiene el saldo más alto?What interest rate do you pay on this card?¿Qué tasa de interés paga en esta tarjeta?CARD(S): {#_fillLoopQ77} {QFill}. INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES. IF RATE IS FOR A LIMITED TIME, MAKE AN [F2] COMMENT. ENTER PERCENT:CARD(S): {#_fillLoopQ77} {QFill}. INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES. IF RATE IS FOR A LIMITED TIME, MAKE AN [F2] COMMENT. ENTER PERCENT:CodesAre these credit cards¿Estas tarjetas de crédito pertenecen aIs this credit card¿Esta tarjeta de crédito pertenece aCARD(S): {#_fillLoopQ77} {#\._Institution1} {#_Q88_3} {#\._Institution2} IF 'SOMEPLACE ELSE': What type of institution is that? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:CARD(S): {#_fillLoopQ77} {#\._Institution1} {#_Q88_3} {#\._Institution2} IF 'SOMEPLACE ELSE': ¿Qué tipo de institución es esa? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:CARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #2:CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #2:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #3CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #3NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #4CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #4:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #5CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE 5:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #6CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #6:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #7CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #7:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #8CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #8:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #9CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #9:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #10CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #10:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #11CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #11:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #12CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #12:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #13CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #13:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #14CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #14:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #15CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #15:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSCARD(S): {#_fillLoopQ77} What other institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #16CARD(S): {#_fillLoopQ77} ¿Qué otra institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #16:NO OTHER INSTITUTIONSNO OTHER INSTITUTIONSPLEASE SPECIFY.PLEASE SPECIFY.CodesThinking only about Visa, MasterCard, Discover, American Express cards you can pay off over time, and store cards, do you almost always, sometimes, or hardly ever pay off the total balance owed on the account each month?Si solamente toma en cuenta tarjetas Visa, Mastercard, Discover, American Express que le permiten pagar a plazos y tarjeta de las tiendas, ¿usted paga cada mes el saldo total de su estado de cuenta, casi siemprre, a veces, o muy rara vez?Always or almost alwaysSiempre o casi siempreSometimesA vecesHardly everMuy rara vezOther than the store accounts where you have credit cards, doAdemás de las cuentas de las tiendas en las que usted tiene tarjetas de crédito, ¿tieneDo¿tiene{QFill} {#_famfill5} have any charge or revolving charge accounts at stores where you owed money after your last payment? DO NOT INCLUDE ACCOUNTS WHERE R DOES NOT OWE MONEY.{QFill} {#_famfill5} alguna cuenta de crédito o cuenta de crédito rotatorio ("revolving charge account") en tiendas a las que usted quedó debiendo dinero después del último pago? DO NOT INCLUDE ACCOUNTS WHERE R DOES NOT OWE MONEY.How many such accounts do {#_famfill5} have where you owe money? NUMBER OF ACCOUNTS:¿Cuántas cuentas de ese tipo tiene {#_famfill5} a las que debe dinero? NUMBER OF ACCOUNTS:Codespayments were made on these accounts, what was the balance still owed on all these accounts?Después de los últimos pagos que hizo a estas cuentas, ¿cuánto quedó debiendo a todas estas cuentas?payment was made on this account, what was the balance still owed on this account?Después del último pago que hizo a esta cuenta, ¿cuánto quedó debiendo a esta cuenta?{correct_it} After the last {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. IF R GIVES A RANGE, PRESS [F9].{correct_it} {QFill} WE WANT THE TOTAL AMOUNT OWED, NOT THE MINIMUM PAYMENT. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENThis is the end of Section BThis is the end of Section BSection B end dateSection B end dateSection B end timeSection B end timeUNLESS OBVIOUS, ASK: Do you live on a farm or ranch, in a mobile home, in a house or apartment, or in some other type of home? IF R LIVES IN ANY STRUCTURE ON A FARM/RANCH, CODE FARM OR RANCH.UNLESS OBVIOUS, ASK: ¿Vive usted en una granja o rancho, en una casa rodante, en una casa o apartamento, o en algun otro tipo de hogar? IF R LIVES IN ANY STRUCTURE ON A FARM/RANCH, CODE FARM OR RANCH.R LIVES ON A RANCHR LIVES ON A RANCHR LIVES ON A FARMR LIVES ON A FARMR LIVES IN A MOBILE HOME/RVR LIVES IN A MOBILE HOME/RVR LIVES IN HOUSE/TOWNHOUSE/APARTMENT/OTHERR LIVES IN HOUSE/TOWNHOUSE/APARTMENT/OTHERranchranchofarmgranja(house and lot/apartment)(casa y terreno/apartamento)ranchesranchosfarmsgranjasranchranchofarmgranja(house/apartment)(casa/apartamento)Now I have some questions about this property. About how many acres is this {#Q96}, including any acres that you rent or rent out to others? INCLUDE ALL ACREAGE IN NON-CONTIGUOUS PIECES OF LAND THAT ARE USED AS A PART OF THE FARM/RANCH OPERATION.Ahora tengo algunas preguntas sobre esta propiedad. ¿Más o menos cuantos acres tiene este(a) {#Q96}, incluyendo cualquier acre que alquila para usted o que alquila a otras personas? INCLUDE ALL ACREAGE IN NON-CONTIGUOUS PIECES OF LAND THAT ARE USED AS A PART OF THE FARM/RANCH OPERATION.CodesDo {#_famfill14} operate a farming or ranching business on this property? (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS FOR OUR PURPOSES.)¿Tiene {#_famfill14} un negocio agrícola o ganadero en esta propiedad? (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS FOR OUR PURPOSES.)Do {#_famfill14} rent out any part of this property to others?¿Alquila {#_famfill14} alguna parte de esta propiedad a otras personas?{correct_it} How much rent do you collect? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Qué cantidad recibe usted en concepto de alquiler? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberWhat part of this property is used for {#Q96}ing?¿Qué parte de esta propiedad se usa para el negocio de {#Q96}?ENTER PERCENTAGEENTER PERCENTAGEENTER ACREAGEENTER ACREAGEVery littleMuy pocaAlmost allCasi todaENTER PERCENTAGE:ENTER PERCENTAGE:CodesENTER ACREAGE:ENTER ACREAGE:CodesWhat is the legal ownership status of this {#Q96}? Do {#_famfill5} own this {#Q96}, do you own part of it, do you rent it, is it all owned by a business, or another arrangement? DO NOT CODE 'OTHER' IF R OWNS ANY PART. IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.¿Cuál es la situación legal de este(a) {#Q96}? ¿A {#_famfill5} le pertenece todo(a) el/la {#Q96}, le pertenece una parte, lo/la alquila, le pertenece todo a una compañía, o cuál es la situación? DO NOT CODE 'OTHER' IF R OWNS ANY PART. IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.Owns allLe pertenece todoOwns only partLe pertenece una parte solamenteSharecropperArrendatarioRents/Leases allLo/la alquila todoOwned by a businessLe pertenece a una compañíaOtherOtroPLEASE SPECIFY.PLEASE SPECIFY.CodesDoes {#_famfill8} {#Q96}ing business pay you any rent for the use of the property?¿Su negocio {#Q96} le paga alquiler por el uso de la propiedad?{correct_it} How much rent do {#_famfill5} collect? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto recibe {#_famfill5} por concepto de alquiler? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto recibe(n) esa cantidad?)(And how often is that amount collected?) PLEASE SPECIFY.(Y cada cuánto recibe(n) esa cantidad?) PLEASE SPECIFY.Codes{correct_it} Could you tell me the current value of all the land and buildings - that is, what would it bring if it were sold today? Do not include any farm animals, implements or crops. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Podría decirme cuál es el valor actual de todo el terreno y construcciones, es decir, en cuanto se vendería hoy? No incluya ni animales de granja, ni herramientas, ni cosechas. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberCURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.Do {#_famfill5} pay the business any rent for this property?¿ {#_famfill5} paga al negocio algún alquiler por esta propiedad?MONTH:MONTH:CodesYEAR:YEAR:CodesDoes the {#Q96}ing business pay {#_famfill5} any rent for the use of the property?¿El negocio {#Q96} le paga a {#_famfill5} algún alquiler por el uso de la propiedad?{correct_it} How much rent do {#_famfill5} collect? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Qué cantidad recibe {#_famfill5} en concepto de alquiler? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto recibe(n) esa cantidad?)(And how often is that amount collected?) PLEASE SPECIFY.(Y cada cuánto recibe(n) esa cantidad?) PLEASE SPECIFY.CodesDo {#_famfill14} pay any rent for this property?¿Paga {#_famfill14} algún alquiler por esta propiedad?{correct_it} How much rent do {#_famfill5} pay? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto paga {#_famfill5} de alquiler? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.CodesI will ask you more about the business operation later. Now I'd like to ask about the part of the property that {#_famfill2} personally own. About what percent of the total property is that?Más adelante voy a hacerle más preguntas acerca de la administración del negocio. Por el momento me gustaría preguntarle acerca de la parte de la propiedad que le(s) pertenece personalmente a {#_famfill2}. ¿Más o menos que porcentaje de la propiedad total representa esa parte?ENTER PERCENTAGEENTER PERCENTAGEENTER ACREAGEENTER ACREAGEENTER PERCENTAGE:ENTER PERCENTAGE:CodesENTER ACREAGE:ENTER ACREAGE:Codes{correct_it} Could you tell me the current value of the entire part of the land and buildings you own? I mean, what would it bring if it were sold today? Do not include any farm animals, implements or crops. INCLUDE BOTH ACREAGE OWNED DIRECTLY AND ACREAGE CO-OWNED WITH OTHERS OUTSIDE THE PEU. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Podría usted decirme cuál es el valor actual de toda la parte de tierra y construcciones que le pertenecen a usted(es), es decir, en cuanto se venderían hoy? No incluya ni animales de granja, ni herramientas, ni cosechas. INCLUDE BOTH ACREAGE OWNED DIRECTLY AND ACREAGE CO-OWNED WITH OTHERS OUTSIDE THE PEU. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberCURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CURRENT VALUE OF FARM/RANCH IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.NPEU IN THIS HOUSEHOLD: DO NOT INCLUDE ANY SHARE OF THE RENT PAID BY THE NPEU. NPEU IN THIS HOUSEHOLD: DO NOT INCLUDE ANY SHARE OF THE RENT PAID BY THE NPEU. Now I have some questions about your home. Do {#_famfill5} own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or another arrangement? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.Ahora voy a hacerle algunas preguntas sobre su casa. ¿Le pertenecen a {#_famfill5}, tanto la casa rodante como el terreno o lote en que está situada, sólo le pertenece la casa rodante, sólo le pertenece el terreno o alquila usted la casa y el terreno, o vive bajo algún otro tipo de arreglo? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.Own both home and siteLe pertenecen la casa y el terrenoOwn only siteLe pertenece el terreno solamenteOwn only homeLe pertenece la casa solamenteRent bothAlquila ambosNeither own nor rentNi le pertenecen ni los alquila{correct_it} How much rent do you pay on this home? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].{correct_it} How much rent do you pay on this home? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.Codes{correct_it} Could you tell me the current value of the site? I mean, about what would it bring if it were sold today? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Podría usted decirme cuál es el valor actual del terreno; es decir, en cuanto se vendería hoy? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much did this site cost when you originally acquired it? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costó este terreno cuando lo adquirió originalmente? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberHow is that?¿Cuál es la situación entonces?Codes{correct_it} How much rent do you pay on this site? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto paga de alquiler por este terreno? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is it paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.Codes{correct_it} Could you tell me the current value of this mobile home? I mean, about what would it bring if it were sold today? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Podría usted decirme cuál es el valor actual de esta casa rodante; es decir, más o menos en cuanto se vendería hoy? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much did this mobile home cost when you originally acquired it? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costó esta casa rodante cuando la adquirió originalmente? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much rent do you pay on this home and site? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se paga de alquiler por esta casa y este terreno? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is it paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.Codes{correct_it} Could you tell me the current value of this home and site? I mean, about what would they bring if they were sold today? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Podría usted decirme cuál es el valor actual de esta casa y este terreno; es decir, más o menos en cuanto se venderían hoy? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberWere the site and mobile home purchased separately?¿Compró la casa rodante y el terreno por separado?{correct_it} How much did the mobile home cost when you originally acquired it? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costó esta casa rodante cuando la adquirió originalmente? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much did this site cost when you originally acquired it? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costó este terreno cuando lo adquirió originalmente? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much did the mobile home and site cost when you originally acquired it? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costaron esta casa rodante y este terreno cuando los adquirió originalmente? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberNow I have some questions about your home. Do {#_famfill2} own this {#Q96}, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or something else? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.{instr}Ahora voy a hacerle algunas preguntas sobre su casa. ¿{#_famfill2} es/son dueño(s) de este {#Q96}, pagan alquiler, o es/son copropietario(s) de su casa en un condominio, cooperativa, asociación de un "townhouse", o cuál es la situación? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.Owns or is buying/land contractEs propietario(a) o está comprando/ contrato de propiedadPays rentPaga alquilerCondoCondominioCo-opCooperativaTownhouse AssociationAsociación de un "townhouse"Retirement Lifetime TenancyTenencia para vivienda perpetua al jubilarse (Retirement Lifetime Tenancy)Neither owns nor rentsNi es propietario ni alquilaOWNS ONLY PARTOWN ONLY PARTHomeownership is a critical detail in family finances. Without this information, it would be wasting your time to go on with the interview. I will terminate the interview at this point and I would like to thank you for your time.La propriedad de viviendas es una detalle crucial en las finanzas familiares. Sin esta información, sería una pérdida de su tiempo continuar con la entrevista. Voy a poner fin a la entrevista aquí, y quisiera agradecerle por su tiempo.TERMINATE INTERVIEWTERMINATE INTERVIEWGO BACK AND CHANGE OWNERSHIPGO BACK AND CHANGE OWNERSHIPHow is your housing provided?¿En qué situación recibe casa?Codes{#_famfill14a} own any part of this {#Q96}? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.¿{#_famfill7} es propietario(a) de este(a) {#Q96}? IF THE PROPERTY IS OWNED THROUGH A TRUST THE PEU SET UP, TREAT IT AS OWNED BY THEM.IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE NOTES WHERE APPLICABLE What percent of the property do {#_famfill2} own? ENTER PERCENT:IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE NOTES WHERE APPLICABLE ¿Qué porcentaje de la propiedad le pertenece a {#_famfill2}? ENTER PERCENT:CodesAre you required to pay regular fees to an association or property management group in order to live here?¿Tiene usted que pagar una cuota regular a una asociación o a un grupo de administración de la propiedad para vivir aquí?Please do not include any property taxes included in your payment--I will ask about the taxes in a moment. IF R CANNOT SEPARATE PROPERTY TAXES FROM THE REMAINDER OF THE CO-OP FEE, MAKE A NOTE.Por favor no incluya impuestos a la propiedad que estén incluidos en su pago -- enseguida le voy a preguntar sobre los impuestos. IF R CANNOT SEPARATE PROPERTY TAXES FROM THE REMAINDER OF THE CO-OP FEE, MAKE A NOTE.{correct_it} How much are your fees? {coop} IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto paga de cuota? {coop} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often do you pay this amount?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often do you pay this amount?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.CodesINTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE? (CONFIRM WITH R IF NECESSARY)INTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE? (CONFIRM WITH R IF NECESSARY)Do you live in a building with multiple units?¿Vive(n) en un edificio con viviendas múltiples?{#_Q192text}{#_Q192text}{correct_it} How much rent do {#_famfill5} pay for this {#Q96}? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto paga(n) de alquiler {#_famfill5} por este(a) {#Q96}? IF RENT IS SUBSIDIZED, PROBE FOR DETAILS AND MAKE NOTE. {Q134instr}INCLUDE ANY FEES FOR PARKING WITH RENT. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.CodesDoes the rent include some or all utilities?¿Eso incluye algunos o todos los gastos tales como luz, gas, y agua?Yes, allSí, todosYes, someSí, algunosNoNoDo you rent it furnished or unfurnished?¿Alquila usted su vivienda amueblada o sin amueblar?FurnishedAmuebladaPartially furnishedParcialmente amuebladaUnfurnishedSin amueblarDo {#_famfill2} own the entire building or just your unit? {coop} IF R OWNS MULTIPLE UNITS, BUT NOT THE WHOLE BUILDING, CODE 'JUST R'S UNIT' AND INCLUDE ADDITIONAL UNITS LATER AS OTHER REAL ESTATE.¿Le pertenece a {#_famfill2} todo el edificio o sólo su vivienda? {coop} IF R OWNS MULTIPLE UNITS, BUT NOT THE WHOLE BUILDING, CODE 'JUST R'S UNIT' AND INCLUDE ADDITIONAL UNITS LATER AS OTHER REAL ESTATE.Entire buildingTodo el edificioJust R's unitSólo la vivienda de RHow many housing units are in this building?¿Cuántas unidades de vivienda hay en este edificio?CodesDo you own your unit separately from the rest of the building?¿Le pertenece a usted su vivienda separadamente del resto del edificio?The following questions about your home refer to your unit only. Las siguientes preguntas sobre su hogar se refieren únicamente a su unidad de vivienda. The following questions refer to the entire building. Las siguientes preguntas se refieren a todo el edificio. What is the current value of this (home and land/apartment/property)? I mean, without taking any outstanding loans into account, about what would it bring if it were sold today?¿Cuál es el valor actual de esta(e)(casa con el terreno/apartamento/ propiedad); es decir, sin tomar en cuenta ningún préstamo pendiente, en cuanto se vendería hoy?How much would you get if you gave up your rights to remain there?¿Cuánto recibiría si renuncia a sus derechos para permanecer alli? IF THE ONLY VALUE IS AN AMOUNT TO BE RETURNED TO R'S HEIRS AT THE TIME OF DEATH, RECORD THAT VALUE. IF THERE IS NO VALUE UNDER ANY CIRCUMSTANCES, RECORD ZERO DOLLARS.As we continue, please tell me about only the share {#_famfill18} own and your share of any loans against the property. 
]]>{correct_it} {intro}{#_Q207text}{text}{instr} {property}IF R GIVES A RANGE, PRESS [F9].{correct_it} {#_Q207text}{text} {property} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberCURRENT VALUE OF HOUSE IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.CURRENT VALUE OF HOUSE IS LESS THAN $5000. CONFIRM THIS IS CORRECT WITH R.{correct_it} How much did it cost when you originally acquired it? IF PROPERTY WAS PURCHASED SEPARATELY, WE WANT THE TOTAL COST OF LAND AND HOUSE. INCLUDE RENOVATION AND CONSTRUCTION COSTS INCURRED BEFORE R MOVED IN. IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le costó cuando la adquirió originalmente? IF PROPERTY WAS PURCHASED SEPARATELY, WE WANT THE TOTAL COST OF LAND AND HOUSE. INCLUDE RENOVATION AND CONSTRUCTION COSTS INCURRED BEFORE R MOVED IN. INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberHow many years have {#_famfill14b} lived within about 25 miles of your current home? (INTERVIEWER: IF R HAS LIVED IN THIS LOCATION MORE THAN ONCE, CONSIDER THE MOST RECENT TIME.) {instr}¿Cuántos años ha vivido {#_famfill14b} dentro de alrededor de 25 millas de su casa actual? (INTERVIEWER: IF R HAS LIVED IN THIS LOCATION MORE THAN ONCE, CONSIDER THE MOST RECENT TIME.) {instr}ENTER YEARSENTER YEARSLESS THAN A YEARLESS THAN A YEARENTIRE LIFEENTIRE LIFENUMBER OF YEARS:NUMBER OF YEARS:CodesWe are interested in your view of the chance that you will be staying at your current address for the next two years. Using any number from zero to 100, where zero equals no chance and 100 equals absolutely certain, what do you think the chances are that you will be living at your current address two years from now? INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYEDEstamos interesados en saber su opinión sobre la posibilidad de que usted siga viviendo en su dirección actual durante los próximos dos años. Use cualquier número del cero al 100, donde cero es igual a ninguna posibilidad y 100 es igual a que está totalmente seguro(a), ¿qué posibilidades hay, cree usted, de que siga viviendo en su dirección actual dentro de dos años? INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED0. NO CHANCE OF STAYING0. NO CHANCE OF STAYING10.10.20.20.30.30.40.40.50. 50-50 CHANCE50. 50-50 CHANCE60.60.70.70.80.80.90.90.100. ABSOLUTELY CERTAIN TO STAY100. ABSOLUTELY CERTAIN TO STAYDid you {#_orHWP_shared} ever own your home in the past¿Alguna vez ha(n) sido usted {#_orHWP_shared} propietario(s) de una casa en el pasadoHave you {#_orHWP_shared} ever owned a home before this one¿Alguna vez ha(n) sido usted {#_orHWP_shared} propietario(s) de una casa antes de ésta{Q5801text}?{Q5801text}?YESYESNONOthis home and landesta casa con su terrenothis landeste terrenothis homeesta casathis farmesta granjathis rancheste ranchothe part of the ranch you ownla parte del rancho que le pertenecethe part of the farm you ownla parte de la granja que le pertenecethis unitesta unidad de viviendathis propertyesta propiedad{correct_it} What are the real estate taxes on {#_Q214text}? {instruction}IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿A cuánto ascienden los impuestos a la propiedad por {#_Q214text}? {instruction} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often do you pay this amount?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often do you pay this amount?)(And how often do you pay this amount?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.CodesUNUSUALLY HIGH PROPERTY TAX RATE: {#Q214} PER {Q216}. DOES THIS INCLUDE OTHER PAYMENTS?UNUSUALLY HIGH PROPERTY TAX RATE: {#Q214} PER {Q216}. DOES THIS INCLUDE OTHER PAYMENTS?Is there a mortgage or land contract on this (home/home and land/apartment/property)? IF YES, SAY: Please do not include home equity loans or lines of credit. INTERVIEWER: IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE. IF R SAYS REVERSE ANNUITY MORTGAGE, CODE MORTGAGE AND MAKE A NOTE [F2].¿Existe alguna hipoteca o contrato de propiedad sobre esta(e) (casa/casa con su terreno/apartamento/propiedad)? IF YES, SAY: Por favor no incluya préstamos de "home equity" ni líneas de crédito. INTERVIEWER: IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE. IF R SAYS REVERSE ANNUITY MORTGAGE, CODE MORTGAGE AND MAKE A NOTE [F2].Yes, mortgageYes, mortgageYes, land contractYes, land contractNoNoIs the first or main mortgage a federally guaranteed loan, such as an FHA or VA mortgage? FANNIE MAE AND FREDDIE MAC SHOULD NOT BE INCLUDED AS FEDERALLY GUARANTEED.Is the first or main mortgage a federally guaranteed loan, such as an FHA or VA mortgage? FANNIE MAE AND FREDDIE MAC SHOULD NOT BE INCLUDED AS FEDERALLY GUARANTEED.Private mortgage insurance, or PMI, protects lenders against default. Does your mortgage currently carry PMI? (IF YES: DO NOT INCLUDE MORTGAGE LIFE INSURANCE OR HOMEOWNERS INSURANCE.)¿Los seguros privados de hipotecas, o PMI, protegen a los prestamistas en caso de falta de pago. Tiene su hipoteca un PMI? (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE OR HOMEOWNERS HAZARD INSURANCE.)Is it an FHA mortgage, a VA mortgage, or is it from some other program?¿Es una hipoteca del FHA, una hipoteca del VA o es de otro tipo de programa?FHAFHAVAVAOtherOtherPLEASE SPECIFY.PLEASE SPECIFY.CodesWhy did you choose this type of loan?¿Por qué escogió usted este tipo de préstamo?Codesland contracthipoteca/contrato de propiedadmortgagehipotecaloanpréstamoAbout your currentAcerca de su {#_Q225text} actual,About thisAcerca de esta {#_Q225text},MONTH:MONTH:CodesYEAR:YEAR:Codesland contracthipoteca/contrato de propiedadmortgagehipotecasecond mortgagesegunda hipotecaWas this {#_Q225text} assumed from the previous owner?¿Se hizo cargo de este(a) {#_Q225text} del dueño anterior?Did you take out this {#_Q225text} to:¿Tomó este {#_Q225text} para:Refinance or rollover an earlier loan,refinanciar o transferir un préstamo anterior,Borrow additional money on your home equity,sacar prestado dinero adicional en su "home equity",Or to do both?o para hacer las dos cosas?ORIGINALLY PAID CASH AND TOOK OUT LOAN LATERORIGINALLY PAID CASH AND TOOK OUT LOAN LATER{correct_it} How much additional money did you borrow? INTERVIEWER: WE WANT THE AMOUNT THAT R BORROWED NET OF CLOSING COSTS AND THE AMOUNT REFINANCED. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto más pidió préstamo? INTERVIEWER: WE WANT THE AMOUNT THAT R BORROWED NET OF CLOSING COSTS AND THE AMOUNT REFINANCED. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberR REPORTED BORROWING ADDITIONAL MONEY, BUT ADDITIONAL AMOUNT OF {#Q802} SAME OR MORE THAN TOTAL AMOUNT BORROWED OF {#Q230}.R REPORTED BORROWING ADDITIONAL MONEY, BUT ADDITIONAL AMOUNT OF {#Q802} SAME OR MORE THAN TOTAL AMOUNT BORROWED OF {#Q230}.For what purpose was the money used?¿Para qué se usó el dinero?CodesWhat was the amount of the land contract when you took it out?¿A cuánto ascendio la cantidad del contrato de propiedad cuando lo tomó?Including both the amount refinanced and the additional borrowing, how much did you borrow?Incluyendo tanto la cantidad refinanciada como el préstamo adicional, ¿cuánto pidió usted prestado?How much did you borrow or refinance?¿Cuánto dinero pidió prestado o por cuánto refinanció?How much did you borrow or refinance?¿Cuánto dinero pidió prestado o por cuánto refinanció?How much did you refinance or rollover?¿Cuánto pidió usted refinancio o transferencia de un préstamo anterior?{correct_it} {#_Q230text} IF R HAS REVERSE ANNUITY MORTGAGE, THE AMOUNT BORROWED IS THE TOTAL AMOUNT RECEIVED TO DATE. IF R GIVES A RANGE, PRESS [F9].{correct_it} {#_Q230text} IF R HAS REVERSE ANNUITY MORTGAGE, THE AMOUNT BORROWED IS THE TOTAL AMOUNT RECEIVED TO DATE. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberWhat is the amount still owed on the land contract?¿Cuánto se debe todavía de este contrato de propiedad?How much is still owed on this loan?¿Cuánto se debe todavía de este préstamo?{correct_it} {#_Q232text} IF R GIVES A RANGE, PRESS [F9].{correct_it} {#_Q232text} IF R GIVES A RANGE, PRESS [F9].CodesCodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT OWED IS GREATER THAT THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.AMOUNT OWED IS GREATER THAT THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.land contracthipoteca/contrato de propiedadloanpréstamolast refinancedla última vez que se refinanciótaken out or last refinancedse obtuvo el préstamo o la última vez que se refinanciótaken outse obtuvo el préstamoHow many years or payments did you agree upon when the {#_Q234text} was {#_Q234text1}? IF R SAYS MORTGAGE IS A REVERSE ANNUITY MORTGAGE, MAKE A NOTE. WE WANT THE NUMBER OF YEARS PAYMENTS ARE TO BE MADE ON THE LOAN, NOT THE AMORTIZATION PERIOD.¿Cuántos años o pagos se acordaron cuando {#_Q234text1} el {#_Q234text}? IF R SAYS MORTGAGE IS A REVERSE ANNUITY MORTGAGE, MAKE A NOTE. WE WANT THE NUMBER OF YEARS PAYMENTS ARE TO BE MADE ON THE LOAN, NOT THE AMORTIZATION PERIOD.NUMBER OF YEARS:NUMBER OF YEARS:CodesNUMBER OF PAYMENTS:NUMBER OF PAYMENTS:Codes{correct_it} How much are the payments? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} ¿De cuánto son los pagos? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO REGULAR PAYMENTNO REGULAR PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount due?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se debe esa cantidad?)(And how often is that amount due?) PLEASE SPECIFY.(Y cada cuánto se debe esa cantidad?) PLEASE SPECIFY.Codes{correct_it} What is the typical payment? EXCLUDE TAXES AND INSURANCE,IF POSSIBLE IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].{correct_it} ¿De cuánto es el pago típico? EXCLUDE TAXES AND INSURANCE,IF POSSIBLE IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO TYPICAL PAYMENTNO TYPICAL PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (¿Y cada cuánto se hace?)(And how often is that amount made?) PLEASE SPECIFY.(¿Y cada cuánto se hace?) PLEASE SPECIFY.CodesDoes this amount include real estate taxes or homeowners' insurance? (Which?)Esta cantidad incluye impuestos sobre la propiedad o seguro para propietarios de vivienda? (Cuál(es)?)TAXES ONLYSólo impuestosINSURANCE ONLYSólo seguroBOTHAmbosNEITHERNingunoMONTHLY PROPERTY TAXES OF {tax} GREATER THAN OR EQUAL TO MONTHLY MORTGAGE PAYMENT OF {amt}. IS THIS CORRECT?MONTHLY PROPERTY TAXES OF {tax} GREATER THAN OR EQUAL TO MONTHLY MORTGAGE PAYMENT OF {amt}. IS THIS CORRECT?regularregularWill the {#Q246fill} payments repay the loan completely, or will there be a balance payable, or 'balloon' payment, when the loan is due? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.Con los pagos {#Q246fill} ¿se va a cubrir todo el préstamo, o cuando se cumpla el término del préstamo, va a haber un saldo a pagar o pago final mayor (pago "balloon")? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.Repay completelyCubierto por completoBalance payable or BalloonSaldo a pagar o pago "Balloon"{correct_it} What will the balance due or balloon payment be? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuál va a ser el saldo a pagar o pago "balloon"? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberREPORTED BALLOON PAYMENT IS GREATER THAN THE REPORTED AMOUNT BORROWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247} AND AMOUNT BORROWED OF {Q230} ARE CORRECT.REPORTED BALLOON PAYMENT IS GREATER THAN THE REPORTED AMOUNT BORROWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247} AND AMOUNT BORROWED OF {Q230} ARE CORRECT.REPORTED BALLOON PAYMENT IS GREATER THAN THE REPORTED AMOUNT OWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247} AND AMOUNT OWED OF {Q232} ARE CORRECT.REPORTED BALLOON PAYMENT IS GREATER THAN THE REPORTED AMOUNT OWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247} AND AMOUNT OWED OF {Q232} ARE CORRECT.REPORTED BALLOON PAYMENT IS GREATER THAN BOTH THE REPORTED AMOUNT BORROWED AND THE REPORTED AMOUNT OWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247}, THE AMOUNT BORROWED OF {Q230} AND THE AMOUNT OWED OF {Q232} ARE ALL CORRECT.REPORTED BALLOON PAYMENT IS GREATER THAN BOTH THE REPORTED AMOUNT BORROWED AND THE REPORTED AMOUNT OWED, WHICH WOULD BE UNUSUAL. PLEASE CONFIRM THAT THE BALLOON PAYMENT OF {Q247}, THE AMOUNT BORROWED OF {Q230} AND THE AMOUNT OWED OF {Q232} ARE ALL CORRECT.Are you paying off this {#_Q234text} ahead of schedule, behind schedule, or are the payments about on schedule?¿Está usted pagando este {#_Q234text} antes de los plazos establecidos, después de los plazos, o más o menos conforme a los plazos?In what year do you expect this {#_Q234text} to be repaid? YEAR:¿Para cuándo piensa haber pagado este {#_Q234text}? YEAR:CodesWhat is the current annual rate of interest being charged on the {#_Q234text}? ENTER PERCENT:¿Qué tasa de interés anual se esta cobrando actualmente sobre este {#_Q234text}? ENTER PERCENT:Codes{#\._Institution1} Is the loan {#\._Institution2} {#\._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.{#\._Institution1} El préstamo pertenece a {#\._Institution2} {#\._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.{Q254text}{Q254text}CodesIs this the same institution as the one from which you originally took out this loan? IF R REFINANCED THE LOAN, WE WANT TO KNOW ABOUT THE REFINANCED LOAN, NOT THE ORIGINAL LOAN.¿Esta institución es la misma de la que usted obtuvo el préstamo originalmente? IF R REFINANCED THE LOAN, WE WANT TO KNOW ABOUT THE REFINANCED LOAN, NOT THE ORIGINAL LOAN.Please look at the Institutions Card. Was the loan originally with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?)Por favor mire la Tarjeta de Instituciones. ¿El préstamo era originalmente de alguna de las instituciones que están en la lista, o es de otra institución? (IF INSTITUTIONS CARD: ¿De qué institución?) (IF SOMEPLACE ELSE: ¿Qué tipo de institución es esa?)Please look at the list of institutions you wrote down. Was the loan originally with any of the institutions on that list, or from someplace else? (IF ON THE LIST: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?)Por favor mire la lista de instituciones que ha escrito. ¿El préstamo era originalmente de alguna de las instituciones que están en la lista, o es de otra institución? (IF INSTITUTIONS CARD: ¿De qué institución?) (IF SOMEPLACE ELSE: ¿Qué tipo de institución es esa?){#_Q804text}{#_Q804text}PLEASE SPECIFY.PLEASE SPECIFY.CodesRoughly, how many miles was the office of the institution where you originally took out the loan from the home or workplace of the person who made the application? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Is it more than 50 miles?)Más o menos, ¿a cuántas millas está la oficina de la institución donde usted tomó el préstamo originalmente, de la casa o lugar de trabajo de la persona que presento la solicitud para el préstamo? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE. (Es más de 50 millas?)LESS THAN A MILELESS THAN A MILEENTER EXACT MILESENTER EXACT MILESFOREIGN LOCATIONFOREIGN LOCATIONLOCATED AT WORKLOCATED AT WORKOVER 50 MILESOVER 50 MILESTOLL-FREE PHONETOLL-FREE PHONELOCAL POST BOXLOCAL POST BOXINTERNET/ONLINE SERVICEusan la información en algún servicio a través de la computadoraENTER MILES:ENTER MILES:CodesWas the money from this loan used for the purchase of this home or for some other purpose?¿El dinero de este préstamo se usó para comprar esta casa o para alguna otra cosa?Home purchaseCompra de casaHome improvementsMejoras en la casaOtherOtroWhat other purpose?¿Para qué otra cosa se usó?Codesthe originalel prestamista originalthiseste prestamistaWhat was the most important reason you chose {#_Q258text} lender? {#\._openparen}Was it because they were recommended to you, because they had low interest rates or fees, because of the location of their offices, because you had done other business with them, because it was easier to qualify for the loan, or for some other reason?{#\._closeparen}¿Cuál fue la razón más importante para qué escogiera {#_Q258text}? {#\._openparen}¿Fue porque se los recomendaron, porque tenían bajas tasas de interés, por la ubicación de sus oficinas, porque ya había tratado con ellos antes, porque era más facil cumplir los requisitos para obtener el préstamo o por alguna otra razón?{#\._closeparen}RECOMMENDEDRECOMMENDEDLOW INTEREST RATES OR FEESLOW INTEREST RATES OR FEESLOCATION OF OFFICESLOCATION OF OFFICESOTHER BUSINESS WITH THEMOTHER BUSINESS WITH THEMEASY TO QUALIFYEASY TO QUALIFYOTHER REASONOTHER REASONPLEASE SPECIFY.PLEASE SPECIFY.CodesIs this an adjustable rate {#_Q225text}; that is does it have an interest rate that can rise or fall at any time over the life of the loan? INCLUDE LOANS WHERE THE RATE CAN CHANGE ONLY ONCE, EVEN IF THE CHANGE HAS ALREADY OCCURRED. DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.¿Esta {#_Q225text} tiene una tasa de interés variable; es decir tiene una tasa de interés que puede subir o bajar de vez en cuando? INCLUDE LOANS WHERE THE RATE CAN CHANGE ONLY ONCE, EVEN IF THE CHANGE HAS ALREADY OCCURRED. DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.Does the change in your interest rate depend on some other interest rate?¿El cambio en su tasa de interés depende de alguna otra tasa de interés?land contracthipoteca/contrato de propiedadloanpréstamomortgagehipotecaHas the interest rate on your current {#_Q225text} changed since you took it out? DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.¿Ha cambiado la tasa de interés sobre su {#_Q225text} actual desde que lo obtuvo por primera vez? DO NOT INCLUDE RATE CHANGES DUE ONLY TO REFINANCING.What was the interest rate on this {#_Q225text} when you first took it out? IF R HAS REFINANCED, WE WANT TO KNOW THE INITIAL RATE ON THE CURRENT LOAN, NOT THE RATE ON THE ORIGINAL LOAN. ENTER PERCENT:¿Cuál era la tasa de interés sobre este(a) {#_Q225text} cuando lo obtuvo por primera vez? IF R HAS REFINANCED, WE WANT TO KNOW THE INITIAL RATE ON THE CURRENT LOAN, NOT THE RATE ON THE ORIGINAL LOAN. ENTER PERCENT:CodesMAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE INTITIAL INTEREST RATE. THIS IS UNCOMMON.MAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE INTITIAL INTEREST RATE. THIS IS UNCOMMON.In what year can the rate first change or could it have changed already? PRESS [F6] IF RATE COULD HAVE CHANGED ALREADY BUT R DOES NOT REMEMBER THE YEAR IT COULD HAVE CHANGED. YEAR:¿En qué año puede cambiar su tasa de interés, o ya podría haber cambiado? PRESS [F6] IF RATE COULD HAVE CHANGED ALREADY BUT R DOES NOT REMEMBER THE YEAR IT COULD HAVE CHANGED. YEAR:CodesRATE COULD HAVE CHANGED EARLIER, BUT R DOES NOT REMEMBERRATE COULD HAVE CHANGED EARLIER, BUT R DOES NOT REMEMBERAfter the first change, howDespués del primer cambio, ¿con quéHow¿Con quéNUMBER OF TIMESNUMBER OF TIMESCodesPER:PER:HourHoraDayDíaWeekSemanaEvery two weeksCada dos semanasTwice a monthDos veces al mesMonthMesQuarterTrimestreTwice per yearDos veces al añoYearAñoLump sum/one payment onlySuma total/un pago solamenteEvery three yearsCada tres añosEvery 7 yearsCada 7 añosFixed for 2 or more years, then variable once a year (ENTER 1)Fijo por 2 años o más, luego variable una vez por año (ENTER 1)Fixed for 2 or more years, then variable less than once a year (ENTER 1)Fijo por 2 años o más, luego variable menos de una vez por año (ENTER 1)Fixed for 2 or more years, then variable more than once a year (ENTER 1)Fijo por 2 años o más, luego variable más de una vez por año (ENTER 1)Continuously floating rate/whenever rate changes (ENTER 1)Tasa fluctuante/cuando cambie la tasa (ENTER 1)In totalEn totalBy the piece/jobPor pieza/trabajoOtherOtroNANA(How often can your interest rate change?) PLEASE SPECIFY.(¿Con qué frecuencia puede variar su tasa de interés?) PLEASE SPECIFY.CodesWhat is the most the rate can rise at any one time? WE WANT THE MOST THE RATE CAN RISE IN PERCENTAGE POINTS. IF R SAYS 'POINTS', CLARIFY: Basis points or percentage points? A BASIS POINT IS 1/100TH OF A PERCENTAGE POINT, SO ONE BASIS POINT IS 0.01%. IF NO LIMIT, PRESS [F6]. ENTER PERCENTAGE POINTS:¿Cuál es el máximo que puede aumentar cada vez la tasa de interés en un momento determinado? WE WANT THE MOST THE RATE CAN RISE IN PERCENTAGE POINTS. IF R SAYS 'POINTS', CLARIFY: Basis points or percentage points? A BASIS POINT IS 1/100TH OF A PERCENTAGE POINT, SO ONE BASIS POINT IS 0.01%. IF NO LIMIT, PRESS [F6]. ENTER PERCENTAGE POINTS:CodesNO LIMITNO LIMITWhat was the highest level the rate could have gone up to? WE WANT THE HIGHEST LEVEL THE RATE COULD HAVE REACHED, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.¿Hasta cuánto podría haber subido la tasa de interés? WE WANT THE HIGHEST LEVEL THE RATE COULD HAVE REACHED, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.What is the highest level the rate can go up to over the life of the loan? WE WANT THE HIGHEST LEVEL THE RATE CAN REACH, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.¿Hasta cuánto puede subir la tasa de interés en el transcurso del término del préstamo? WE WANT THE HIGHEST LEVEL THE RATE CAN REACH, NOT THE MAXIMUM ADDITIONAL AMOUNT THE RATE COULD RISE.{#_Q270text} IF NO LIMIT, PRESS [F6]. ENTER PERCENT:{#_Q270text} IF NO LIMIT, PRESS [F6]. ENTER PERCENT:CodesCodesNO LIMITNO LIMITMAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE CURRENT INTEREST RATE. THIS IS UNCOMMON.MAXIMUM INTEREST RATE POSSIBLE ON MORTGAGE IS EQUAL TO THE CURRENT INTEREST RATE. THIS IS UNCOMMON.MAXIMUM INTEREST RATE OF {#Q270} IS THE SAME AS THE MOST THE INTEREST RATE CAN CHANGE ({#Q268}). IS THIS CORRECT?MAXIMUM INTEREST RATE OF {#Q270} IS THE SAME AS THE MOST THE INTEREST RATE CAN CHANGE ({#Q268}). IS THIS CORRECT?doescambiawillcambiaráWhen the interest rate on your {#_Q225text} changes, {#_doeswill} the size of your monthly payments also change?Cuando cambia la tasa de interés sobre su {#_Q225text} , ¿{#_doeswill} también el monto de los pagos mensuales?Is this a convertible {#_Q225text}; that is do you have an option to convert it to a {#_Q225text} with a fixed interest rate without having to refinance it?¿Este(a) {#_Q225text} es convertible; es decir, tiene usted la opción de convertirlo en un(a) {#_Q225text} con una tasa de interés fija?AreAreAside from the adjustable interest rate, areAside from the adjustable interest rate, areIF YES: Please do not include changes due to property taxes or other payments, future refinancing, or elimination of PMI. ]]>IF YES: Por favor no cuente cambios debidos a los impuestos de propiedad u otros pagos, refinanciación futura, o la eliminación de PMI. ]]>What terms will change and how will they change?¿Cuáles condiciones van a cambiar y cómo van a cambiar?CodesDo you have another mortgage or a land contract on this property? IF YES, SAY: Please do not include home equity lines of credit. INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN.¿Tiene usted otra hipoteca o un contrato de propiedad sobre esta propiedad? IF YES, SAY: Por favor no cuente ninguna línea de crédito "home equity". INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN.Yes, second mortgageSí, segunda hipotecaYes, land contractSí, contrato de propiedadNoNootherotros préstamos para los queDo you have any {#_Q273text} loans that use this property as collateral? IF YES, SAY: Please do not include any home equity lines of credit.¿Tiene usted {#_Q273text} se haya dado esta propiedad como garantía? IF YES, SAY: Por favor no cuente ninguna línea de crédito "home equity".otherotroDo {#_famfill2} owe money on any {#_Q274text} loans used for the purchase of this property, such as loans from relatives or the seller? IF YES, SAY: Please do not include home equity lines of credit.¿{#_famfill2} debe(n) dinero por algún {#_Q274text} préstamo que haya obtenido para comprar esta propiedad, tales como préstamos de parientes o del vendedor? IF YES, SAY: Por favor no cuente ninguna línea de crédito "home equity".{correct_it} How much was borrowed, not including finance charges? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto obtuvo como préstamo, sin contar los cargos financieros? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?¿Es éste un préstamo normal a plazos en que usted paga una cantidad fija de dólares al mes durante un número fijo de meses hasta cubrir todo el préstamo, o es de otro tipo?Regular installmentNormal a plazosOther kindDe otro tipoHow many monthly payments or years were agreed upon when the loan was received?¿A cuántos pagos mensuales o a cuántos años se comprometió cuando recibió el préstamo?ENTER NUMBER OF PAYMENTSENTER NUMBER OF PAYMENTSENTER NUMBER OF YEARSENTER NUMBER OF YEARSNO SET NUMBER OF YEARS OR PAYMENTSNO SET NUMBER OF YEARS OR PAYMENTSNUMBER OF YEARS:NUMBER OF YEARS:CodesNUMBER OF PAYMENTS:NUMBER OF PAYMENTS:Codesotherotro{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} De cuánto son los pagos? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO REGULAR PAYMENTNO REGULAR PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.Codes{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].{correct_it} ¿De cuánto es el pago típico? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO TYPICAL PAYMENTNO TYPICAL PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto paga(n) esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto paga(n) esa cantidad?) PLEASE SPECIFY.CodesAre you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule?¿Está usted pagando este préstamo antes de los plazos establecidos, después de los plazos, o más o menos conforme a los plazos?{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se debe todavía de este préstamo? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.AMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.What is the current annual rate of interest being charged on this loan? ENTER PERCENT:¿Qué tasa de interés anual se está cobrando actualmente sobre este préstamo? ENTER PERCENT:Codes{#_Institution1} Is the loan {#_Institution2} {#_AddNewInst}{#_Institution1} ¿Este préstamo es de {#_Institution2} {#_AddNewInst}INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:Codes{Q300text}{Q300text}Codesany lines of credit,alguna línea de créditoa home equity line of credit or any other lines of credit,alguna línea de crédito "home equity" o alguna otra línea de créditoDo {#_famfill14} have {#_Q301text} not counting credit cards or business lines of credit? Please include approved lines of credit even if you are not currently drawing against them. SIMILARLY TO A CREDIT CARD AGREEMENT, A LINE OF CREDIT ALLOWS A PERSON TO BORROW AS THEY SEE FIT UP TO A MAXIMUM LIMIT. A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN A HOME. INCLUDE CHECKING ACCOUNT OVERDRAFT PROTECTION.¿{#_famfill14} tiene {#_Q301text}, sin contar tarjetas de crédito ni líneas de crédito de negocios? Por favor incluya todas las líneas de crédito aprobadas incluso si actualmente no las está usándo para obtener dinero. SIMILARLY TO A CREDIT CARD AGREEMENT, A LINE OF CREDIT ALLOWS A PERSON TO BORROW AS THEY SEE FIT UP TO A MAXIMUM LIMIT. A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN A HOME. INCLUDE CHECKING ACCOUNT OVERDRAFT PROTECTION.How many lines of credit do {#_famfill2} have? NUMBER OF LINES OF CREDIT (DETAILED QUESTIONS ON 3):¿Cuántas líneas de crédito tiene {#_famfill2}? NUMBER OF LINES OF CREDIT (DETAILED QUESTIONS ON 3):CodesthisEsta línea de créditothe largestLa línea de crédito mayorthe nextLa siguiente línea de créditoIs {#_Q304text} line of credit secured by the equity in your home?¿{#_Q304text} está garantizada por la amortización de su casa?Do you currently owe any money on this line?¿Debe usted dinero actualmente en esta línea de crédito?{correct_it} How much did you borrow the most recent time you used this line? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto pidió prestado la última vez que usó esta línea de crédito? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberWhat was the money used for? (What was its major use?)¿Para qué usó el dinero? (¿Cuál fue su uso principal?)Codes{correct_it} How much is currently owed? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se debe actualmente? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].{correct_it} ¿De cuánto es el pago típico? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO TYPICAL PAYMENTNO TYPICAL PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberPAYMENT OF {#Q311} GREATER THAN AMOUNT OWED OF {#Q309}. IS THIS CORRECT?PAYMENT OF {#Q311} GREATER THAN AMOUNT OWED OF {#Q309}. IS THIS CORRECT?INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga?)(And how often is it made?) PLEASE SPECIFY.(Y cada cuánto se paga?) PLEASE SPECIFY.CodesWhat is the current annual rate of interest being charged on this loan? ENTER PERCENT:¿Qué tasa de interés anual se está cobrando actualmente sobre este préstamo? ENTER PERCENT:Codes{#\._Institution1} Is this line of credit {#\._Institution2} {#\._AddNewInst}{#\._Institution1} Esta línea de crédito es de {#\._Institution2} {#\._AddNewInst}INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:Codes{Q318text}}{Q318text}}CodesIncluding what you owe now, whatContando el dinero que debe ahora, ¿cuálWhat¿Cuál{correct_it} {#_Q319text} is the maximum amount you could owe on this line of credit? That is, what is your total credit limit on this line? {instruct}INTERVIEWER: IF R ANSWERS ZERO, ASK IF THE DRAW PERIOD IS OVER. IF DRAW PERIOD OVER, PRESS [F6]. IF R GIVES A RANGE, PRESS [F9].{correct_it} {#_Q319text} es la cantidad máxima que usted podría tener como deuda en esta línea de crédito? Es decir, ¿cuál es su limite total en esta línea de crédito? {instruct} IF DRAW PERIOD OVER, PRESS [F6]. IF R GIVES A RANGE, PRESS [F9].CodesR GAVE RANGER GAVE RANGEDRAW PERIOD OVERDRAW PERIOD OVERDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT BORROWED OF {#Q306} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT BORROWED OF {#Q306} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT OWED OF {#Q309} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.AMOUNT OWED OF {#Q309} GREATER THAN CREDIT LIMIT OF {#Q319}. PROBE TO BE SURE CREDIT LIMIT IS NOT REMAINING CREDIT AVAILABLE.INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another line of credit?¿Hay alguna otra línea de crédito?{#_Q321text}{#_Q321text}PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.{correct_it} What is the total amount that {#_famfill2} currently owe on all other remaining lines of credit? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuál es el monto total que {#_famfill2} debe(n) actualmente por todas las demás líneas de crédito? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberHave {#_famfill2} ever made any major additions or done extensive remodeling to your home?¿Alguna vez {#_famfill2} ha(n) hecho alguna ampliación importante o han hecho alguna remodelación significativa en esta propiedad?{correct_it} Roughly what was the total cost of all remodeling or additions to this property? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Más o menos cuál fue el costo total de todas las ampliaciones o de la remodelación en esta propiedad? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberOther than what I have already recorded, do {#_famfill5} owe any money on loans taken out for these projects?Además de lo que ya he anotado, ¿{#_famfill5} debe algún dinero por préstamos que se obtuvieron para pagar estos proyectos?{correct_it} How much was borrowed, not including finance charges? IF R GIVES A RANGE, PRESS [F9].{correct_it} Cuánto se tomó prestado, sin incluir cargos financieros? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberIs this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind?¿Es éste un préstamo normal a plazos en que usted paga una cantidad fija de dólares al mes durante un número fijo de meses hasta cubrir todo el préstamo, o es de otro tipo?Regular installmentNormal a plazosOther kindDe otro tipoHow many monthly payments or years were agreed upon when the loan was received?¿A cuántos pagos mensuales o a cuántos años se comprometió cuando recibió el préstamo?NUMBER OF YEARS:NUMBER OF YEARS:CodesNUMBER OF PAYMENTS:NUMBER OF PAYMENTS:Codes{correct_it} How much are the payments? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} ¿De cuánto son los pagos? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO REGULAR PAYMENTNO REGULAR PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga?)(And how often are they made?) PLEASE SPECIFY.(Y cada cuánto se paga?) PLEASE SPECIFY.Codes{correct_it} What is the typical payment? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].{correct_it} ¿De cuánto es el pago típico? IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO TYPICAL PAYMENTNO TYPICAL PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga?)(And how often is it made?) PLEASE SPECIFY.(Y cada cuánto se paga?) PLEASE SPECIFY.CodesAre you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule?¿Está usted pagando este préstamo antes de los plazos establecidos, después de los plazos, o más o menos conforme a los plazos?{correct_it} How much is still owed on this loan? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se debe todavía de este préstamo? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.AMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.What is the current annual rate of interest being charged on this loan? ENTER PERCENT:¿Qué tasa de interés anual se está cobrando actualmente sobre este préstamo? ENTER PERCENT:Codes{#_Institution1} Is the loan {#_Institution2} {#_AddNewInst}{#_Institution1} ¿Este préstamo es de {#_Institution2} {#_AddNewInst}INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:Codes{Q353text}{Q353text}CodesDo you owe money on more than one loan for home additions or improvements to this property?¿Debe usted dinero por más de un préstamo que se obtuvo para hacer ampliaciones o mejoras a esta propiedad?{correct_it} Altogether, how much is still owed on all other loans for additions or improvements to this property? IF R GIVES A RANGE, PRESS [F9].{correct_it} En conjunto, ¿cuánto se debe todavía de todos los demás préstamos que se obtuvieron para hacer ampliaciones o hacer mejoras a esta propiedad? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} Altogether, how much are the payments? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} En conjunto, ¿de cuánto son los pagos? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesR GAVE RANGER GAVE RANGENO REGULAR PAYMENTNO REGULAR PAYMENTDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often are they made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga?)(And how often are they made?) PLEASE SPECIFY.(Y cada cuánto se paga?) PLEASE SPECIFY.CodesINTERVIEWER: DOES R LIVE ON A RANCH OR FARM?INTERVIEWER: DOES R LIVE ON A RANCH OR FARM?Do you rent out any portion of this (house or lot/apartment/mobile home/building) to others?¿Usted les alquila una parte de esta(e) (casa o lote/ apartamento/ casa rodante/ edificio) a otras personas?{correct_it} How much rent do you collect? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Qué cantidad recibe usted por concepto de alquiler? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount collected?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto recibe(n) esa cantidad?)(And how often is that amount collected?) PLEASE SPECIFY.(Y cada cuánto recibe(n) esa cantidad?) PLEASE SPECIFY.CodesHave you {#_orHWP_shared} ever owned a home before this one?¿Alguna vez ha sido {#_orHWP_shared} propietario de una casa antes de ésta?MONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesERROR: {@} {item_reported}. <table border="1"><tr bgcolor="teal"><td></td><td>PURCHASE DATE</td><td>LOAN DATE</td></tr><tr><td>YEAR:</td><td>{year1}</td><td>{year2}</td></tr><tr><td>AGE:</td><td>{age1}</td><td>{age2}</td></tr><tr><td># YEARS:</td><td>{numyears1}</td><td>{numyears2}</td></tr></table>ERROR: {@} {item_reported}. <table border="1"><tr bgcolor="teal"><td></td><td>PURCHASE DATE</td><td>LOAN DATE</td></tr><tr><td>YEAR:</td><td>{year1}</td><td>{year2}</td></tr><tr><td>AGE:</td><td>{age1}</td><td>{age2}</td></tr><tr><td># YEARS:</td><td>{numyears1}</td><td>{numyears2}</td></tr></table>MONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesMONTH:MONTH:CodesYEAR:YEAR:CodesThis is the end of Section DThis is the end of Section DSection D end dateSection D end dateSection D end timeSection D end timeare youare youis your familyis your familyyoursu/susyour family'sde su familiaYear must not be greater than current year!!Year must not be greater than current year!!Date can't be in the future!!Date can't be in the future!!Amount still owed,can't be greater than the total amount of loan {fill}Amount still owed,can't be greater than the total amount of loan {fill}payments,can't be greater than the total amount of loan {fill}payments,can't be greater than the total amount of loan {fill}This completes the questions about your residence. Have {#_famfill14} ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer.Con esto se terminan las preguntas sobre su residencia. ¿Alguna vez {#_famfill14} vendió bienes raíces para lo cual usted le dió prestado dinero al comprador? Por favor, incluya haber aceptado del comprador una nota de crédito, un contrato de propiedad o una hipoteca.these loans or any otheresos préstamos o algunas otrasany other sort ofalgún otro tipo deanyalgunasanyalgunas{#_famfill21} currently owed any money on {#q368fill} notes, land contracts, or mortgages on real estate?¿Actualmente le deben a {#_famfill1} cualquier suma de dinero por {#q368fill} notas, contratos de propiedad o hipotecas por bienes raíces?Altogether, on how many such loans {#_famFill_e_1} owed money? NUMBER OF LOANS (DETAILED QUESTIONS ON 2):En conjunto, ¿por cuántos préstamos de este tipo le deben dinero a {#_famfill1}? NUMBER OF LOANS (DETAILED QUESTIONS ON 2):Codesthisesta línea de créditothe largestla línea de crédito mayorthe next largestsiguiente préstamo más grandeIs this loan a land contract, a mortgage, or something else?¿Es este préstamo un contrato de propiedad, una hipoteca o es de otro tipo?land contractcontrato de propiedadmortgagehipotecasomething elsede otro tipoland contracthipoteca/contrato de propiedadmortgagehipotecaloanpréstamoINTERVIEWER, ASK: What type of loan is that?INTERVIEWER, ASK: ¿De qué tipo de préstamo se trata?CodesAbout this {#q372}, is it for real estate that you sold to the borrower?Respecto a este/a {#q372}, ¿es para bienes raíces que le vendió al prestatario?{correct_it} How much are {#\._fill_t_5} owed on this note? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto le deben a {#\._fill_t_5} por esa nota? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberMONTH:MONTH:CodesYEAR:YEAR:Codes{correct_it} How much money did {#\._famfill1} lend the borrower? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto dinero le prestó {#\._famfill1} al prestatario? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much is still owed on this {#Q372}? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se debe todavía por ese/esa {#Q372}? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much are the {QTFill} payments? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} ¿De cuánto son los pagos (del/de la) {QTFill}? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesNO REGULAR PAYMENTNO REGULAR PAYMENTRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY (Y cada cuánto se paga esa cantidad?)(And how often are they due?) PLEASE SPECIFY.(Y cada cuánto se debe?) PLEASE SPECIFY.CodesHow many years or payments were agreed upon when the loan was taken out or last refinanced?¿Cuántos años o pagos se acordaron cuando se obtuvo el préstamo o la última vez que se refinanció?NUMBER OF YEARS:NUMBER OF YEARS:CodesNUMBER OF PAYMENTS:NUMBER OF PAYMENTS:CodesWill the regular payments repay the {#Q372} completely or will there be a balance payable or 'balloon' when the {#Q372} is due? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.Con los pagos regulares se va a cubir (toda la/todo el) {#Q372} o cuando llegue el término (del/de la) {#Q372} va a haber un saldo a pagar o pago "balloon" (pago final mayor)? IF R IS REQUIRED TO REFINANCE THE LOAN AFTER A FIXED PERIOD, CHOOSE 'BALANCE PAYABLE OR BALLOON' AND MAKE A NOTE.REPAY COMPLETELYREPAY COMPLETELYBALANCE PAYABLE OR BALLOONBALANCE PAYABLE OR BALLOON{correct_it} What will the balance payable or balloon payment be? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuál va a ser el saldo a pagar o pago "balloon"? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberDo {#\._famfill9} still owe any money on loans for this property?¿Todavía debe {#\._famfill9} alguna suma de dinero por préstamos para adquirir esta propiedad?{correct_it} How much do you still owe? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto debe todavía? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Are there any other such real estate loans or land contracts where the buyer owes you money?¿Hay algún otro préstamo para bienes raíces o contratos de propiedad en que el comprador le debe dinero a usted?{#_Q395text}{#_Q395text}PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.{correct_it} About how much in total is owed to {#_famfill1} on the remaining notes, land contracts, or mortgages? IF R GIVES A RANGE, PRESS [F9].{correct_it} Más o menos cuanto le deben en total a {#_famfill1} por las demás notas, contratos de propiedad o hipotecas? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberIs this loanEs este préstamoAre any of these loansSon algunos de estos préstamos{#q396afill} for real estate that you sold to the borrower?¿{#q396afill} para bienes raíces que le vendió al prestatorio?{#_famfill6} still owe any money on loans for these other properties?¿Todavía debe {#_famfill1} alguna suma de dinero por préstamos para adquirir estas otras propiedades?{correct_it} Altogether how much {#_famfill6a} still owe? IF R GIVES A RANGE, PRESS [F9].En conjunto, ¿cuánto debe {#_famfill1} todavía? IF R GIVES A RANGE, PRESS [F9].]]>CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberDo {#_famfill14} own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people?¿{#_famfill14} es dueño(a) de (otro) bien raíz, tal como un lote, una casa de vacaciones, de tiempo compartido, un edificio de apartamentos, una propiedad comercial u otra propiedad para inversión, incluyendo propiedades que le pertenezcan en sociedad con otras personas?Are any of these properties owned by a business? (IF YES, SAY: I'll ask about these properties later).¿Alguna de estas propiedades pertenece a una empresa? (IF YES, SAY: I'll ask about these properties later).R ALREADY INDICATED PROPERTY OWNERSHIPR ALREADY INDICATED PROPERTY OWNERSHIPEarlier you told me you own your home separately from the other unit you own on the property. Please include the rest of the property here.Anteriormente usted me dijo que era dueño(a) de su casa, separadamente de la otra unidad de la que es dueño(a) en la propiedad. Por favor incluya aquí el resto de la propiedad.Earlier you told me you own your home separately from the other units you own on the property. Please include the rest of the property here.Anteriormente usted me dijo que era dueño(a) de su casa, separadamente de las otra unidades de la que es dueño(a) en la propiedad. Por favor incluya aquí el resto de la propiedad.How many properties that are not owned by a business do {#_famfill2} own or have an interest in? {QTFill} RECORD DETAILS FOR EACH PROPERTY SEPARATELY. EXCEPTION: TREAT PARCELS OF LAND OR GROUPS OF BUILDINGS MANAGED TOGETHER AS ONE PROPERTY, IF THAT IS EASIER FOR R. NUMBER OF PROPERTIES (DETAILED QUESTIONS ON 2):De las propiedades que no pertenecen a una empresa, ¿de cuántas es dueño(a) {#_famfill2}, o en cuántas tiene intereses? {QTFill} RECORD DETAILS FOR EACH PROPERTY SEPARATELY. EXCEPTION: TREAT PARCELS OF LAND OR GROUPS OF BUILDINGS MANAGED TOGETHER AS ONE PROPERTY, IF THAT IS EASIER FOR R. NUMBER OF PROPERTIES (DETAILED QUESTIONS ON 2):CodesCodesBUILDING WHERE R LIVES, AND DATA IN HOUSING SECTION ONLY ABOUT R'S UNIT.BUILDING WHERE R LIVES, AND DATA IN HOUSING SECTION ONLY ABOUT R'S UNIT.REAL ESTATE THAT IS NOT OWNED BY A BUSINESS.REAL ESTATE THAT IS NOT OWNED BY A BUSINESS.INCONSISTENT DATA: ZERO PROPERTIES, BUT R REPORTED OWNING {QTFill} IF NO PROPERTIES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE PAGE UP AND CHANGE THE NUMBER OF PROPERTIES.INCONSISTENT DATA: ZERO PROPERTIES, BUT R REPORTED OWNING {QTFill} IF NO PROPERTIES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE PAGE UP AND CHANGE THE NUMBER OF PROPERTIES.CodesI would like to ask first about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit.Quisiera preguntarle primero sobre la propiedad en que vive. En las preguntas a continuación, por favor déme las cantidades para el edificio, sin contar su unidad de vivienda.I would like to ask about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit.Quisiera preguntarle sobre la propiedad en que vive. En las preguntas a continuación, por favor déme las cantidades para el edificio, sin contar su unidad de vivienda.I would like to ask first about the most valuable property.Quisiera preguntarle primero sobre la propiedad de más valor.About the property...Sobre la propiedad.....About the next most valuable property...Sobre la propiedad que le sigue en valor.....{QTFill} What type of property is this? IF PROPERTY IS RESIDENTIAL, PROBE FOR NUMBER OF UNITS.{QTFill} ¿Qué tipo de propiedad es ésta? IF PROPERTY IS RESIDENTIAL, PROBE FOR NUMBER OF UNITS.CodesIs this property owned by {#\._famfill2}, is it owned jointly with others, owned by a partnership, is it a timeshare, or something else?¿Esta propiedad le pertenece a {#\._famfill2}, a usted junto con otros, a una sociedad, es una sociedad de tiempo compartido o cuál es la situación?OWNED BY R AND FAMILY LIVING HEREOWNED BY R AND FAMILY LIVING HEREOWNED JOINTLYOWNED JOINTLYPARTNERSHIPPARTNERSHIPTIMESHARETIMESHAREOTHEROTHERWhat would that be?¿De qué tipo sería?CodesWhat percentage of the property do {#\._famfill2} own? ENTER PERCENT:¿Qué porcentaje de la propiedad le pertenece a {#\._famfill2}? ENTER PERCENT:Codestimesharepropiedad de tiempo compartidopropertypropiedadINTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE.INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE.{correct_it} How much in total is this {QTFill_1} worth? I mean, without taking any outstanding loans into account, what would it bring if it were sold today? {QTFill_2} IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuál es el valor total de esta {QTFill_1}? Es decir, sin tomar en cuenta ningún préstamo pendiente, ¿en cuánto se vendería hoy? {QTFill_2} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Numberthis propertyesta propiedadany part of this propertyalguna parte de esta propiedadthis timeshareesta propiedad de tiempo compartidoMONTH:MONTH:CodesYEAR:YEAR:Codesvalue of the property when receivedel valor de la propiedad cuando la recibiópurchase price of your timeshareel precio de compra de su propiedad de tiempo compartidototal purchase priceel precio total de compra{correct_it} What was the {QTFill}? IF GIFT/INHERITANCE, ASK: What was the value when you received it? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuál fue {QTFill}? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAre there any outstanding loans or mortgages on this {QTFill}?¿Hay algún préstamo o hipotecas pendientes sobre este(a) {QTFill}?YES, BUT REPORTED EARLIERYES, BUT REPORTED EARLIERMONTH:MONTH:CodesYEAR:YEAR:CodesHow much was borrowed or refinanced for your timeshare?¿Cuánto se tomó prestado o refinancio para su propiedad de tiempo compartido?In total, how much was borrowed or refinanced?En total, ¿cuánto se tomó prestado o refinancio?{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9].{correct_it} {QTFill} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberHow¿CuántoIn total, howEn total, ¿cuánto{correct_it} {#_Q421_fill} much is still owed? IF R GIVES A RANGE, PRESS [F9].{correct_it} {#_Q421_fill} se debe todavía? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.AMOUNT OWED IS GREATER THAN THE AMOUNT BORROWED. PLEASE CONFIRM THAT AMOUNT OWED ${Qowed} AND AMOUNT BORROWED ${Qborrowed} ARE CORRECT.How many years or payments were agreed upon when the loan was taken out or last refinanced?¿Cuántos años o pagos se acordaron cuando se obtuvo el préstamo o la última vez que se refinanció?NUMBER OF YEARS:NUMBER OF YEARS:CodesNUMBER OF PAYMENTS:NUMBER OF PAYMENTS:Codes{correct_it} {#_Q421_fill} much are the payments? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} {#_Q421_fill} son los pagos? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesNO REGULAR PAYMENTNO REGULAR PAYMENTRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto se paga esa cantidad?) PLEASE SPECIFY.Codes{correct_it} What is the typical payment? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].{correct_it} ¿De cuánto es el pago típico? EXCLUDE TAXES AND INSURANCE, IF POSSIBLE. IF R GIVES A RANGE, PRESS [F9]. IF NO TYPICAL PAYMENT, PRESS [F6].CodesNO TYPICAL PAYMENTNO TYPICAL PAYMENTRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is it made?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga esa cantidad?)(And how often is it made?) PLEASE SPECIFY.(Y cada cuánto se hace?) PLEASE SPECIFY.CodesDoes this amount include real estate taxes or insurance? INTERVIEWER: PROBE FOR WHICH.¿Esta cantidad incluye impuestos sobre la propiedad o seguro? INTERVIEWER: PROBE FOR WHICH.TAXES ONLYSólo impuestosINSURANCE ONLYSólo seguroBOTHAmbosNEITHERNingunoWill the regular payments repay the loan completely or will there be a balance payable, or 'balloon' payment when the loan is due?¿Con los pagos regulares se va a cubrir todo el préstamo o cuando se llegue al término del préstamo va a haber un saldo a pagar o pago "balloon"?REPAY COMPLETELYREPAY COMPLETELYBALANCE PAYABLE/BALLOONBALANCE PAYABLE/BALLOON{correct_it} What will the balance due or balloon payment be? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿De cuánto va a ser el saldo a pagar o pago "balloon"? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberIs this loan being paid off ahead of schedule, behind schedule, or are the payments about on schedule?¿Se está pagando el préstamo antes de los plazos establecidos, después de los plazos o más o menos conforme a los plazos?In what year do you expect this loan to be repaid? YEAR:¿Para cuándo piensa que se habrá terminado de pagar todo el préstamo? YEAR:CodesRATE UNUSUALLY HIGHRATE UNUSUALLY HIGHWhat is the current annual interest rate being charged on the loan? ENTER PERCENT:¿Qué tasa de interés anual se está cobrando actualmente sobre el préstamo? ENTER PERCENT:CodesDoes this loan have an adjustable rate? That is, does it have an interest rate that can rise and fall at any time over the life of the loan?La tasa de interés sobre este préstamo es variable, es decir, ¿es una tasa de interés que puede subir o bajar de vez en cuando?{#\._Institution1} loan {#\._Institution2} {#\._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.{#\._Institution1} Este préstamo es de {#\._Institution2} {#\._AddNewInst} WE WANT THE INSTITUTION THAT CURRENTLY HOLDS THE MORTGAGE, NOT THE INSTITUTION WHERE R ORIGINALLY TOOK OUT THE LOAN.INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:INSTITUTIONS ALREADY LISTED: '{#Q45}M45(N'<')31( ENTER NAME OF NEW INSTITUTION:Codes{Q444text}{Q444text}CodesDid {#\._famfill2} receive any income from this property in {#\.Q55}?¿Recibió {#\._famfill2} algo de ingresos por esta propiedad en el {#\.Q55}?{correct_it} How much net income did {#\._famfill1} receive? IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT IN {#\.Q55}:{correct_it} ¿Cuál fue el ingreso neto que {#\._famfill1} recibió? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT IN {#\.Q55}:CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?INTERVIEWER: CONTINUE, OR GO TO MOPUP OF LOOP?Is there another such property in which you have an interest?¿Hay alguna otra propiedad de ese tipo en las que tiene intereses?{#_Q448text}{#_Q448text}PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.PLEASE EXPLAIN REASON FOR BREAK-OUT FROM LOOP TO MOPUP.About the remaining properties that {#_famfill2} own, are any of these vacation homes or land you use for recreational purposes?En cuanto a las demás propiedades que le(s) pertenecen a {#_famfill2}, ¿algunas de ellas son casas de vacaciones o terrenos que usa con fines recreativos?{correct_it} How much in total is {#_famFill_e_2} share of these vacation homes or recreational property worth? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto vale en total la parte de esas casas de vacaciones o propiedad recreativa que le pertenece a {#_famfill1}? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberWhat was {#_famFill_e_2} total purchase price for these properties? IF GIFT/INHERITANCE, ASK: What was the value when you received it?¿Cuál fue el precio total de compra que {#_famfill1} pagó por estas propiedades? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.){correct_it} IF R GIVES A RANGE, PRESS [F9].{correct_it} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAre there any mortgages or loans outstanding against these vacation homes or recreational land?¿Hay alguna hipoteca o préstamo pendiente sobre estas casas de vacaciones o terreno recreativo?{correct_it} Altogether, about how much is owed on {#_famFill_e_2} share of these mortgages or loans? IF R GIVES A RANGE, PRESS [F9].{correct_it} En conjunto, ¿más o menos cuánto de lo que se debe de estas hipotecas o préstamos corresponde a la parte que le pertenece a {#_famfill1}? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much are the payments on {#_famFill_e_2} share of these loans or mortgages? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} ¿De cuánto son los pagos que le corresponde a {#_famfill1} sobre estos préstamos o hipotecas? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesNO REGULAR PAYMENTNO REGULAR PAYMENTRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto se paga esa cantidad?) PLEASE SPECIFY.CodesDid {#_famfill2} receive any income in {#Q55} from renting out these vacation homes or recreational land?¿{#_famfill2} recibió en el {#Q55} algo de ingresos en concepto de alquiler por estas casas de vacaciones o terreno recreativo?{correct_it} Altogether, how much net income did {#_famfill1} receive? IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT:{correct_it} En conjunto, ¿a cuánto ascendieron los ingresos netos que recibió {#_famfill1}? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT:CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberNow I will ask a few details about all the remaining properties of the {#Q403} properties you told me you have.Ahora le preguntaré por algunos detalles sobre todas las demás propiedades de las {#Q403} que usted me indicó que le poseíaDo {#_famfill5a} have any other properties?¿Queda alguna otra propiedad que le(s) pertenece a {#_famfill5a} ?Now I will ask a few details about all the remaining properties you told me you have.Ahora le preguntaré algunos detalles sobre todas las demás propiedades que me dijo que le pertenecen?Of the {#Q403} properties you told me {#_famfill5a} own are there any I have not already recorded?De los {#Q403} propiedades que me dijo que le pertenecen a {#_famfill5a}, ¿hay alguna que no he anotado anteriormente?{QTFill}{QTFill}{correct_it} For the remaining properties that you own, about how much in total is {#_famFill_e_2} share worth? I mean, what could you sell them for? IF R GIVES A RANGE, PRESS [F9].{correct_it} En cuanto a las demás propiedades que le pertenecen, ¿más o menos cuál es el valor total de la parte que le corresponde a {#_famfill1}? Es decir, ¿en cuanto las vendería hoy? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAbout how much was {#_famFill_e_2} total purchase price for these properties? IF GIFT/INHERITANCE, ASK: What was the value when you received it?¿Más o menos cuál fue el precio total de compra que {#_famfill1} pagó por estas propiedades? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.){correct_it} IF R GIVES A RANGE, PRESS [F9].{correct_it} IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberAre there mortgages or loans outstanding against these properties?¿Hay alguna hipoteca o préstamos pendientes sobre estas propiedades?{correct_it} Altogether, about how much is owed on {#_famFill_e_2} share of these mortgages or loans? IF R GIVES A RANGE, PRESS [F9].{correct_it} En conjunto, ¿más o menos cuánto de lo que se debe a estas hipotecas o préstamos corresponde a la parte que le pertenece a {#_famfill1}? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} How much are the payments on {#_famFill_e_2} share of these loans or mortgages? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].{correct_it} ¿De cuánto son los pagos que le corresponde a {#_famfill1} sobre estos préstamos o hipotecas? IF R GIVES A RANGE, PRESS [F9]. IF NO REGULAR PAYMENT, PRESS [F6].CodesNO REGULAR PAYMENTNO REGULAR PAYMENTRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberINTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (And how often is that amount paid?)INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED (Y cada cuánto se paga esa cantidad?)(And how often is that amount paid?) PLEASE SPECIFY.(Y cada cuánto se paga esa cantidad?) PLEASE SPECIFY.CodesDid {#_famfill2} receive any income in {#Q55} from renting out any of these properties?¿{#_famfill2} recibió algo de ingresos en el {#Q55} en concepto de alquiler por alguna de estas propiedades?{correct_it} Altogether, how much net income from these properties did {#_famfill1} receive in {#Q55}? IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT:{correct_it} En conjunto, a cuánto ascendieron los ingresos netos de estas propiedades que {#_famfill1} recibió en el {#Q55}? INCOME BEFORE ANY DEDUCTIONS FOR LOANS, TAXES, OR OTHER EXPENSES. IF R GIVES A RANGE, PRESS [F9]. ANNUAL AMOUNT:CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberThis is the end of Section EThis is the end of Section ESection E end dateSection E end dateSection E end timeSection E end timeyouustedyou and members of your family living hereusted y los miembros de su familia que viven aquíbusinessnegociobusinessesnegociosthis businesseste negociothese businessesestos negociosDOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY?DOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY?YESYESNONOIncluding your {#Q96} business here, in how many {#Q96a}, privately-held businesses, professional practices, limited partnerships, or any other types of partnership do {#_famfill5} own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. INTERVIEWER: RECORD DETAILS FOR EACH BUSINESS SEPARATELY UNLESS BUSINESSES MANAGED TOGETHER AS ONE BUSINESS AND THAT IS EASIER FOR R. NUMBER OF BUSINESSES (DETAILED QUESTIONS ON 2):Contando su negocio de {#Q96} que tiene aquí, ¿en (cuantas/cuantos) {#Q96a}, negocios de propiedad privada, prácticas de tipo profesional, sociedades limitadas o cualquier otro tipo de sociedad tiene {#_famfill5}, propiedad o copropiedad y desempeña también un papel activo en su administración? No incluya corporaciones con acciones públicas de cambio o cualquier propiedad en sociedad que ya se hayan anotado anteriormente. INTERVIEWER: RECORD DETAILS FOR EACH BUSINESS SEPARATELY UNLESS BUSINESSES MANAGED TOGETHER AS ONE BUSINESS, AND THAT IS EASIER FOR R. NUMBER OF BUSINESSES (DETAILED QUESTIONS ON 2):CodesINCONSISTENT DATA: ZERO BUSINESSES, BUT R REPORTED OWNS A FARM BUSINESS, OR A PROPERTY OWNED BY A BUSINESS. IF NO BUSINESSES EXPLAIN THE INCONSISTENCY HERE, OTHERWISE [PAGE UP] AND CHANGE THE NUMBER OF BUSINESSES.INCONSISTENT DATA: ZERO BUSINESSES, BUT R REPORTED OWNS A FARM BUSINESS, OR A PROPERTY OWNED BY A BUSINESS. IF NO BUSINESSES EXPLAIN THE INCONSISTENCY HERE, OTHERWISE [PAGE UP] AND CHANGE THE NUMBER OF BUSINESSES.CodesI will ask you first about your {#Q96} business. When we talk about the value of {#Q96} assets and liabilities here, we are referring to {#Q96} implements, livestock, crops, etc., and operating loans other than your mortgagesPrimero voy a hacerle unas preguntas sobre su negocio {#Q96}. Cuando, en este caso, hablemos del valor de los activos y pasivos del/de la {#Q96}, nos referimos a los implementos del/de la {#Q96}, ganado, cosechas, etc., y a los préstamos para el activo, sin contar sus hipotecas.When we talk about the value of {#Q96} assets and liabilities here, we are referring to {#Q96} implements, livestock, crops, etc., and operating loans other than your mortgagesCuando, en este caso, hablemos del valor de los activos y pasivos del/de la {#Q96}, nos referimos a los implementos del/de la {#Q96}, ganado, cosechas, etc., y a los préstamos para el activo, sin contar sus hipotecas.{text_483} INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIES AND LOANS ALREADY RECORDED.{text_483} INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIES AND LOANS ALREADY RECORDED.Now I would like to ask you about businesses you may own. Do {#_famfill2} own or share ownership in any privately-held businesses, including farms, professional practices, limited partnerships, private equity, or any other business investments that are not publicly traded? Do not include corporations with publicly-traded stock or any properties that have already been recorded earlier. IF R OWNS STOCKS THROUGH AN INVESTMENT CLUB, REPORT LATER AS STOCKS OR MUTUAL FUNDS.Ahora voy a hacerle algunas preguntas sobre tipos de negocios que quizá le pertenezcan. ¿Tiene(n) {#_famfill2} propiedad o copropiedad en algún negocio privado, incluyendo granjas, prácticas profesionales, sociedades limitadas, capital privado, o algunos otros inversiones de negocio que no cotizan públicamente? No incluya corporaciones con acciones que cotizan en el mercado de valores ni cualquier sociedad que ya se haya anotado anteriormente. IF R OWNS STOCKS THROUGH AN INVESTMENT CLUB, REPORT LATER AS STOCKS OR MUTUAL FUNDS.INCONSISTENT DATA: NO BUSINESSES, BUT EARLIER R REPORTED REAL ESTATE OWNED BY A BUSINESS. IF NO BUSINESSES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE [PAGE UP] AND CHANGE ANSWER TO 'YES'.INCONSISTENT DATA: NO BUSINESSES, BUT EARLIER R REPORTED REAL ESTATE OWNED BY A BUSINESS. IF NO BUSINESSES, EXPLAIN THE DISCREPANCY HERE, OTHERWISE [PAGE UP] AND CHANGE ANSWER TO 'YES'.CodesDo {#_famfill14} have an active management role in any of these businesses? INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS.¿{#_famfill14} desempeña un papel activo en la administración de alguno de estos negocios? INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS.Including your (farm/ranch) business, in how many (farms/ranches), privately held businesses, professional practices, limited partnerships, or other business investments that are not publicly traded do {#_famfill14} own or share ownership in and also have an active management role?Contando su negocio de (granja/rancho), ¿en cuántas/cuántos (granjas/ranchos), negocios de propiedad privada, prácticas de tipo profesional, sociedades limitadas u otras inversiones en negocios que no cotizan públicamente tiene(n) {#_famfill14} propiedad o copropiedad y desempeña también un papel activo en su administración?In how many such privately held businesses or investments do {#_famfill14} have an active management role?¿En cuántas/cuántos de estos negocios de propiedad privada o inversiones desempeña {#_famfill14} un papel activo en su administración?{fill} RECORD DETAILS FOR EACH BUSINESS SEPARATELY. EXCEPTION: TREAT BUSINESSES MANAGED TOGETHER AS ONE BUSINESS, IF THAT IS EASIER FOR R. NUMBER OF BUSINESSES (DETAILED QUESTIONS ON 2):{fill} RECORD DETAILS FOR EACH BUSINESS SEPARATELY. EXCEPTION: TREAT BUSINESSES MANAGED TOGETHER AS ONE BUSINESS, IF THAT IS EASIER FOR R. NUMBER OF BUSINESSES (DETAILED QUESTIONS ON 2):Codesitestethe largest businessel negocio más grandethe next businessel siguiente negocioWhat kind of business is {#Q489}? That is, what does the business make or do? PROBE FOR DETAILS.¿Qué tipo de negocio es el negocio {#Q489}? Es decir, ¿qué hace o fabrica este negocio? PROBE FOR DETAILS.CodesHow did {#\._famfill2} first acquire this business; was it bought or invested in, started by you, inherited, given to you, or some other way?¿Como adquirió {#\._famfill2} al principio este negocio? ¿Lo compró o invirtió en él, lo empezó usted, lo heredó, se lo dieron o de alguna otra manera?BOUGHT/INVESTBOUGHT/INVESTSTARTEDSTARTEDINHERITEDINHERITEDGIVENGIVENJOINED/BECAME PARTNER/PROMOTIONJOINED/BECAME PARTNER/PROMOTIONOTHEROTHERPLEASE SPECIFY.PLEASE SPECIFY.CodesstartempezóacquireadquirióIn what year did you {text493} the business? CODE THE YEAR ANYONE IN THE FAMILY LIVING HERE ACQUIRED ANY PART. YEAR:¿En qué año {text493} este negocio? CODE THE YEAR ANYONE IN THE FAMILY LIVING HERE ACQUIRED ANY PART. YEAR:CodesRESPONSE IMPLIES R/S/P TOOK OWNERSHIP BEFORE AGE 18. PLEASE CONFIRM WHEN R/S/P TOOK OWNERSHIP OF THE BUSINESS.RESPONSE IMPLIES R/S/P TOOK OWNERSHIP BEFORE AGE 18. PLEASE CONFIRM WHEN R/S/P TOOK OWNERSHIP OF THE BUSINESS.How many people work in this business, including you, members of your family, or anyone who is working without pay? INCLUDE ALL PAID WORKERS, BOTH FULL-TIME AND PART-TIME.¿Cuántas personas trabajan en este negocio, incluyéndolos a usted, a miembros de su familia, o a cualquier persona que esté trabajando sin que se le pague? INCLUDE ALL PAID WORKERS, BOTH FULL-TIME AND PART-TIME.CodesTypically, does the business employ fewer than 500 people?Típicamente, ¿emplea el negocio menos de quinientas personas?INTERVIEWER CHECKPOINTINTERVIEWER CHECKPOINTR LIVES ALONER LIVES ALONEALL OTHERSALL OTHERSWhich members of your family living here work in or participate in the operation of the business? INCLUDE ONLY PEOPLE WHO ARE PART OF THE PEU. CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:¿Qué miembros de su familia que viven aquí trabajan o participan en la operación del negocio? INCLUDE ONLY PEOPLE WHO ARE PART OF THE PEU. CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:Who else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:¿Quién más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:Who else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:¿Quién más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:Who else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:¿Quién más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:Who else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:¿Quién más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:Which members of your family living here work in or participate in the operation of the business? INCLUDE ONLY PEOPLE WHO ARE PART OF THE PEU. CODE ALL THAT APPLY.INCLUDE ONLY PEOPLE WHO ARE PART OF THE PEU. CODE ALL THAT APPLY: ]]>PLEASE SPECIFY.PLEASE SPECIFY.CodesOther than you {#\._andHWP}, howSin contar a usted {#\._andHWP}, ¿cuántasHow¿Con quéthe otherel otro miembrothe most involvedel miembro más activo{Q499text1} many hours does {#_Q499text3} family member work in this business in a normal week?{Q499text1} horas trabaja en este negocio {#_Q499text3} de la familia en una semana normal?CodesIs it a partnership, a sole-proprietorship, an LLC, a subchapter S corporation, another type of corporation, or something else?¿Es una sociedad, una compañía de un solo propietario, una LLC o corporación de responsabilidad limitada, una corporación subcapítulo S, algún otro tipo de corporación, o alguna otra cosa?PARTNERSHIPPARTNERSHIPSOLE-PROPRIETORSHIPSOLE-PROPRIETORSHIPSUBCHAPTER SSUBCHAPTER SOTHER CORPORATIONOTHER CORPORATIONLLC (LIMITED LIABILITY COMPANY)LLC (LIMITED LIABILITY COMPANY)LIMITED PARTNERSHIP/LLPLIMITED PARTNERSHIP/LLPOTHEROTHERPLEASE SPECIFY.PLEASE SPECIFY.CodesThese next few questions are about the relationship between {#\._famfill8} personal finances and the finances of {#\._famfill8} business.Las siguientes preguntas se refieren a la relación entre sus finanzas personales (de la familia) y las finanzas de su negocio.{intro} Are {#\._famfill5} currently using personal assets as collateral or have you cosigned or guaranteed any loans for this business? COLLATERAL: A SPECIFIC ASSET PLEDGED AGAINST A LOAN. GUARANTEE: A PROMISE TO PAY A LOAN IF THE BORROWER DEFAULTS.{intro} ¿Está {#\._famfill5} usando actualmente bienes personales como garantía o tuvo usted que ser cofirmante o garante de algún préstamo para este negocio? COLLATERAL: A SPECIFIC ASSET PLEDGED AGAINST A LOAN. GUARANTEE: A PROMISE TO PAY A LOAN IF THE BORROWER DEFAULTS.Which of these did you do? Collateralize a loan, guarantee a loan, or both?Cuál de esos fue, garante de préstamo, cofirmante de un préstamo o ambos?COLLATERALIZECOLLATERALIZEGUARANTEEGUARANTEEBOTHBOTHcollateralizedcolateralizadoguaranteedgarantizadoguaranteed or collateralizedgarantizado o colateralizado{correct_it} How much is currently {#_Q504text}? CODE ZERO IF NOTHING OWED NOW. INCLUDE WHAT IS OWED NOW, NOT THE ORIGINAL AMOUNT OR THE VALUE OF COLLATERAL. IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto está {#_Q504text} actualmente? CODE ZERO IF NOTHING OWED NOW. INCLUDE WHAT IS OWED NOW, NOT THE ORIGINAL AMOUNT OR THE VALUE OF COLLATERAL. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberDid I record this earlier?¿Ya anoté esto antes?Which loan was that?¿Qué préstamo fue ése?PLEASE SPECIFY.PLEASE SPECIFY.CodesOther than guarantees, doesAparte de las garantías, ¿elDoes¿El{#_Q509text} the business owe {#\._famfill5} any money? THIS SHOULD INCLUDE LOANS TO THE BUSINESS, NOT INVESTMENTS THE PEU HAS MADE IN THE BUSINESS.{#_Q509text} negocio le debe algún dinero a {#\._famfill5}? THIS SHOULD INCLUDE LOANS TO THE BUSINESS, NOT INVESTMENTS THE PEU HAS MADE IN THE BUSINESS.{correct_it} How much is owed? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto se le debe? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberDo {#\._famfill5} owe the business any money?¿Le debe {#\._famfill5} algún dinero al negocio?{correct_it} How much do you owe? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Cuánto debe? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberDid I record this earlier in the interview?¿Ya anoté esto antes en la entrevista?Which loan was that?¿Qué préstamo fue ése?PLEASE SPECIFY.PLEASE SPECIFY.Codes(SHOW CARD 5) (SHOW CARD 5) {#card5} What sources of money were used to {text493} this business? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#card5} ¿Qué fuentes de dinero se usaron para empezar/comprar este negocio? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NO MONEY WAS NEEDED TO START THE BUSINESSNO MONEY WAS NEEDED TO START THE BUSINESS{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:OTHER SPECIFYOTHER SPECIFY{#card5} What external sources of money were used to finance the ongoing operations or improvements in this business during the past year? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#card5} ¿Qué fuentes externas de dinero se usaron para financiar las operaciones o mejoras habituales en este negocio durante el último año? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:NO EXTERNAL MONEY WAS NEEDED TO FINANCE THE ONGOING OPERATIONS OR IMPROVEMENTS OF THE BUSINESSNO EXTERNAL MONEY WAS NEEDED TO FINANCE THE ONGOING OPERATIONS OR IMPROVEMENTS OF THE BUSINESS{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:{#card5} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:{#card5} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #9:OTHER SPECIFYOTHER SPECIFYThinking about the financial institution where the business does the most business, is it (one of) the main institution(s) you listed in the beginning of the interview? "FINANCIAL INSTITUTION" INCLUDES ANY TYPE OF ORGANIZATION WHERE THE BUSINESS COULD BORROW MONEY, MAKE DEPOSITS, OR USE TRANSACTION SERVICES.Piense en la institución financiera en la cual el negocio lleva adelante más actividad. ¿Es (una de las/la) institución(es) principal(es) que usted mencionó al principio de la entrevista? "FINANCIAL INSTITUTION" INCLUDES ANY TYPE OF ORGANIZATION WHERE THE BUSINESS COULD BORROW MONEY, MAKE DEPOSITS, OR USE TRANSACTION SERVICES.YesYesNoNoNO FINANCIAL INSTITUTIONS USEDNO FINANCIAL INSTITUTIONS USEDIF INSTITUTIONS CARD: Which institution?IF INSTITUTIONS CARD: ¿Cuál institución?Which one? {#\._Institution1} Which of these institutions is the primary financial institution of the business? {#Q516dinst}¿Cuál? {#\._Institution1} ¿Cuál de estas instituciones es la institución financiera primaria del negocio? {#Q516dinst}NOT ONE OF THESE INSTITUTIONS, GO BACK AND FIXNOT ONE OF THESE INSTITUTIONS, GO BACK AND FIX{fill}{fill}Thinking about the financial institution where the business does the most business, whatPiense en la institución financiera en la cual el negocio lleva adelante más actividad, ¿quéWhat¿Cuál{#Q516Eintro} kind of institution is this? (Is it a commercial bank, a savings and loan or savings bank, a credit union, a finance or loan company, a brokerage, a mortgage company, or something else?) MOST BANKS ARE COMMERCIAL BANKS, UNLESS THEY HAVE SAVINGS BANK AS A PART OF THEIR NAME.{#Q516Eintro} tipo de institución es? (¿Es un banco comercial, una institución de ahorro y préstamo o banco de ahorros, una cooperativa o unión de crédito, una compañía financiera o de préstamos, un corretaje, una compañía de préstamos hipotecarios, o alguna otra cosa?) MOST BANKS ARE COMMERCIAL BANKS, UNLESS THEY HAVE SAVINGS BANK AS A PART OF THEIR NAME.NO FINANCIAL INSTITUTIONS USEDNO FINANCIAL INSTITUTIONS USEDRoughly, how many miles from the headquarters office of the business is the office of the primary institution that the business uses most frequently? SELECT "OVER 50 MILES," "FOREIGN LOCATION", "TOLL-FREE PHONE", "LOCAL POST BOX" OR "INTERNET" ONLY IF R CANNOT GIVE AN ESTIMATE OF THE NUMBER OF MILES.Más o menos, ¿a cuántas millas de la oficina principal del negocio se encuentran las oficinas de la institución principal que el negocio usa con mayor frecuencia? SELECT "OVER 50 MILES," "FOREIGN LOCATION", "TOLL-FREE PHONE", "LOCAL POST BOX" OR "INTERNET" ONLY IF R CANNOT GIVE AN ESTIMATE OF THE NUMBER OF MILES.LESS THAN A MILELESS THAN A MILEENTER EXACT MILESENTER EXACT MILESOVER 50 MILESOVER 50 MILESFOREIGN LOCATIONFOREIGN LOCATIONLOCATED AT WORKLOCATED AT WORKTOLL-FREE PHONETOLL-FREE PHONELOCAL POST BOXLOCAL POST BOXINTERNET/ONLINE SERVICEusan la información en algún servicio a través de la computadoraENTER MILES:ENTER MILES:Codes(SHOW CARD 6) (SHOW CARD 6) {#card6} What types of business services or products are currently used or obtained from this institution? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#card6} ¿Qué tipos de servicios para negocios o productos se usan o se obtienen actualmente de esta institución? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN ENTER RESPONSE #1:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #2:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #3:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #4:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #5:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #6:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #7:{#card6} What else? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:{#card6} ¿Qué más? CODE ALL THAT APPLY: CODE RESPONSES IN THE ORDER THEY ARE GIVEN PREVIOUS ANSWERS: {prevans} ENTER RESPONSE #8:OTHER SPECIFYOTHER SPECIFYWhat percentage of the business do {#\._famfill2} own? ENTER PERCENT:¿Qué porcentaje del negocio le(s) pertenece a {#\._famfill2}? ENTER PERCENT:CodesQ518A. INTERVIEWER CHECKPOINTQ518A. INTERVIEWER CHECKPOINTR IS NOT MARRIED/DOES NOT LIVE WITH A PARTNERR IS NOT MARRIED/DOES NOT LIVE WITH A PARTNERR MARRIED OR LIVING WITH A PARTNERR MARRIED OR LIVING WITH A PARTNERWhat fraction of this {#Q518} percent share do you personally own? PROBE IF NECESSARY: Sometimes spouses/partners share ownership in a business. We are interested in knowing the part owned by each person. What part of this share is your personal share in this business?PROBE IF NECESSARY: A veces esposos/parejas son copropietarios de un negocio. Nos interesa saber la participación o parte que le pertenece a cada persona. ¿Cuál es la participación o parte suya en este negocio? ]]>R OWNS ALL OF SHARER OWNS ALL OF SHARESPOUSE/PARTNER OWNS ALL OF SHARESPOUSE/PARTNER OWNS ALL OF SHAREEQUAL SHARES FOR R AND SPOUSE/PARTNEREQUAL SHARES FOR R AND SPOUSE/PARTNEROTHER PERCENT OF SHARE:OTHER PERCENT OF SHARE:What fraction of the business do you personally own? PROBE IF NECESSARY: Sometimes spouses share ownership in a business. We are interested in knowing the share owned by each person. What is YOUR personal share in this business?PROBE IF NECESSARY: A veces esposos/parejas son copropietarios de un negocio. Nos interesa saber la participación o parte que le pertenece a cada persona. ¿Cuál es SU participación o parte en este negocio? ]]>R OWNS ALLR OWNS ALLSPOUSE/PARTNER OWNS ALLSPOUSE/PARTNER OWNS ALLEQUAL SHARES FOR R AND SPOUSE/PARTNEREQUAL SHARES FOR R AND SPOUSE/PARTNEROTHER PERCENT OF TOTAL:OTHER PERCENT OF TOTAL:What is the net worth of this business?¿Cuál es el valor neto de este negocio?What is the net worth of your share of this business?¿Cuál es el valor neto de su parte en este negocio?What is the net worth of the share owned by you and your family living here?¿Cuál es el valor neto de la parte que usted y su familia que vive con usted son dueños?{correct_it} {text_519} PROBE: What could you sell it for? IF R SAYS THE BUSINESS IS WORTH NOTHING OR CANNOT BE SOLD, ASK: About how much would it cost to buy a similar asset? THE VALUE SHOULD BE NET OF ALL LOANS.{inst} IF R GIVES A RANGE, PRESS [F9].{correct_it} {text_519} PROBE: ¿En cuánto lo vendería hoy? IF R SAYS THE BUSINESS IS WORTH NOTHING OR CANNOT BE SOLD, ASK: Más o menos, ¿Cuánto costaría comprar un activo similar? THE VALUE SHOULD BE NET OF ALL LOANS. IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration Number{correct_it} What would you get if you gave up {#\._famfill8} share to the other owners? IF R GIVES A RANGE, PRESS [F9].{correct_it} ¿Qué recibiría si entregara la participación o parte de {#\._famfill1} a los otros dueños? IF R GIVES A RANGE, PRESS [F9].CodesRANGE GIVENRANGE GIVENDollar Probe Iteration NumberDollar Probe Iteration NumberIf you sold the business now, what would be the cost basis for tax purposes?Si vendiera usted el negocio hoy, ¿cuál sería el costo base para fines fiscales?