Meet the Economists

Gregory Elliehausen
Principal Economist
Consumer Finance Section
Research and Statistics
202-452-2326
[email protected]
[email protected]
Education
- Ph.D., Finance, Pennsylvania State University, 1984
- B.S., Economics, Pennsylvania State University, 1974
Principal Economist
Board of Governors of the Federal Reserve System
2015 - presentSenior Economist
Board of Governors of the Federal Reserve System
2012 - 2015Economist
Board of Governors of the Federal Reserve System
2008 - 2012Associate Research Professor
George Washington University
2006 - 2009Senior Research Scholar
Georgetown University
1998 - 2005Economist
Board of Governors of the Federal Reserve System
1981 - 1998
- A New Look at the Effects of the Interest Rate Ceiling in Arkansas
Gregory Elliehausen, Simona M. Hannon, and Thomas W. Miller Jr.
Finance and Economics Discussion Series (2021)
https://doi.org/10.17016/FEDS.2021.045 - Do Consumers Need More Protection From Small-Dollar Lenders? Historical Evidence and a Roadmap for Future Research
J. Brandon Bolen, Gregory Elliehausen, and Thomas W. Miller Jr.
Economic Inquiry (2020)
https://doi.org/10.1111/ecin.12894 - The Cost Structure of Consumer Finance Companies and Its Implications for Interest Rates: Evidence from the Federal Reserve Board's 2015 Survey of Finance Companies
Lisa Chen and Gregory Elliehausen
FEDS Notes (2020)
https://doi.org/10.17016/2380-7172.2610 - Behavioral Economics, Financial Literacy, and Consumers' Financial Decisions
Gregory Elliehausen
Oxford Handbook of Banking (2019)
https://doi.org/10.1093/oxfordhb/9780198824633.013.26 - The Credit Card Act and Consumer Finance Company Lending
Gregory Elliehausen and Simona M. Hannon
Journal of Financial Intermediation (2018)
https://doi.org/10.1016/j.jfi.2018.01.007
See also » FRB Working Paper (2017) - New Evidence on an Old Unanswered Question: The Decision to Purchase Credit Insurance and Other Debt Protection Products
Thomas A. Durkin and Gregory Elliehausen
Journal of Insurance Regulation (2018)
See also » FRB Working Paper (2017) - Survey of Finance Companies, 2015
Lisa Chen, Gregory Elliehausen, and Mark Wicks
Federal Reserve Bulletin (2018)
https://doi.org/10.17016/bulletin.2018.104-3 - The Effect of State Bans of Payday Lending on Consumer Credit Delinquencies
Chintal A. Desai and Gregory Elliehausen
Quarterly Review of Economics and Finance (2017)
https://doi.org/10.1016/j.qref.2016.07.004 - Consumer Lending
Thomas A. Durkin and Gregory Elliehausen
Oxford Handbook of Banking (2015)
https://doi.org/10.1093/oxfordhb/9780199688500.013.0013 - Consumer Credit
Thomas A. Durkin and Gregory Elliehausen
Oxford Handbook of Banking (2015) - Consumer Credit and the American Economy
Thomas A. Durkin, Gregory Elliehausen, Michael E. Staten, and Todd J. Zywicki
Financial Management Association Survey and Synthesis Series (2014) - An Assessment of Behavioral Law and Economics Contentions and What We Know Empirically About Credit Card Use by Consumers
Thomas A. Durkin, Gregory Elliehausen, and Todd J. Zywicki.
Supreme Court Economic Review (2014)
https://doi.org/10.1086/682014 - The Economic Effects of Legal Restrictions on High-Cost Mortgages
Jevgenijs Steinbuks and Gregory Elliehausen
Journal of Real Estate Finance and Economics (2014)
https://doi.org/10.1007/s11146-013-9413-4 - Consumer Credit and the American Economy
Thomas A. Durkin, Gregory Elliehausen, Michael E. Staten, and Todd Zywicki
Consumer Credit and the American Economy (2014) - On the County-Level Credit Outcome Beta
Chintal A. Desai, Gregory Elliehausen, and Edward C. Lawrence
Journal of Financial Services Research (2014)
https://doi.org/10.1007/s10693-012-0157-8 - Review of No Slack: The Financial Lives of Low-Income American
Gregory Elliehausen
Journal of Economic Literature (2013)
https://doi.org/10.1257/jel.51.2.544 - Effects of Bankruptcy Exemptions and Foreclosure Laws on Mortgage Default and Foreclosure Rates
Chintal A. Desai, Gregory Elliehausen, and Jevgenijs Steinbuks
Journal of Real Estate Finance and Economics (2013)
https://doi.org/10.1007/s11146-012-9366-z - County-Level Bankruptcy Beta and Its Impact on the Supply of Revolving Credit
Gregory Elliehausen and Edward C. Lawrence
Investment Management and Financial Innovations (2013) - Consumer Experiences with Credit Cards
Glenn B. Canner and Gregory Elliehausen
Federal Reserve Bulletin (2013)
https://doi.org/10.17016/bulletin.2013.99-5 - Consumers and Debt Protection Products: Results of a New Consumer Survey
Thomas A. Durkin and Gregory Elliehausen
Federal Reserve Bulletin (2012)
https://doi.org/10.17016/bulletin.2012.98-9 - Consumer Lending
Thomas A. Durkin and Gregory Elliehausen
Oxford Handbook of Banking (2012)
https://doi.org/10.1093/oxfordhb/9780199640935.013.0022 - Truth in Lending: Theory, History, and a Way Forward
Thomas A. Durkin and Gregory Elliehausen
Oxford University Press (2011) - Mortgage Contract Choice in Subprime Mortgage Markets
Gregory E. Elliehausen and Min Hwang
Finance and Economics Discussion Series (2010)
https://doi.org/10.17016/FEDS.2010.53 - Implications of Behavioral Research for the use and Regulation of Consumer Credit Products
Gregory E. Elliehausen
Finance and Economics Discussion Series (2010)
https://doi.org/10.17016/FEDS.2010.25 - The Impact of Credit Counseling on Subsequent Borrower Behavior
Gregory Elliehausen, E. Christopher Lundquist, and Michael E. Staten
Journal of Consumer Affairs (2007)
https://doi.org/10.1111/j.1745-6606.2006.00066.x - Regulation of Subprime Mortgage Products: An Analysis of North Carolina's Predatory Lending Law
Gregory Elliehausen and Michael E. Staten
Journal of Real Estate Finance and Economics (2004)
https://doi.org/10.1023/B:REAL.0000044021.07237.42 - Monitoring the Household Sector with Aggregate Credit Bureau Data
John M. Barron, Gregory Elliehausen, and Michael E. Staten
Business Economics (2000) - The Cost of Banking Regulation: A Review of the Evidence
Gregory Elliehausen
Staff Studies (1998) - The Cost Structure of the Consumer Finance Industry
Thomas A. Durkin and Gregory E. Elliehausen
Journal of Financial Services Research (1998)
https://doi.org/10.1023/A:1007906527814 - The Cost of Implementing Consumer Financial Regulations: An Analysis of Experience with the Truth in Savings Act
Gregory Elliehausen and Barbara R. Lowrey
Staff Studies (1997) - The Demand for Trade Credit: An Investigation of Motives for Trade Credit Use by Small Businesses
Gregory E. Elliehausen and John D. Wolken
Staff Studies (1993) - The Demand for Trade Credit: An Investigation of Motives for Trade Credit Use by Small Business
Gregory E. Elliehausen and John D. Wolken
Federal Reserve Bulletin (1993) - Small Business Clustering of Financial Services and the Definition of Banking Markets for Antitrust Analysis
Gregory E. Elliehausen and John D. Wolken
Antitrust Bulletin (1992)
https://doi.org/10.1177/0003603X9203700308 - Banking Markets and the Use of Financial Services by Households
Gregory E. Elliehausen and John D. Wolken
Federal Reserve Bulletin (1992) - Consumer Credit
Gregory Elliehausen
New Palgrave Dictionary of Money and Finance (1992) - The Issue of Market Transparency: Truth-in-Lending Disclosure Requirements as Consumer Protections in the United States
Thomas A. Durkin and Gregory E. Elliehausen
Enhancing Consumer Choice (1991) - Banking Markets and the use of Financial Services by Small and Medium-Sized Businesses
Gregory E. Elliehausen and John D. Wolken
Staff Studies (1990) - Discrimination in Consumer Lending
Gregory E. Elliehausen and Edward C. Lawrence
Review of Economics and Statistics (1990)
https://doi.org/10.2307/2109753 - Banking Markets and the Use of Financial Services by Small and Medium-Sized Businesses
Gregory E. Elliehausen and John D. Wolken
Federal Reserve Bulletin (1990) - Market Definition and Product Segmentation for Household Credit
Gregory E. Elliehausen and John D. Wolken
Journal of Financial Services Research (1990)
https://doi.org/10.1007/BF00365551 - Discrimination in Consumer Lending
Gregory E. Elliehausen and Edward C. Lawrence
Finance and Economics Discussion Series (1989) - The National Survey of Small Business Finances: Description and Preliminary Evaluation
Brenda G. Cox, Gregory E. Elliehausen, and John D. Wolken
Finance and Economics Discussion Series (1989) - Theory and Evidence of the Impact of Equal Credit Opportunity: An Agnostic Review of the Literature
Gregory E. Elliehausen and Thomas A. Durkin
Journal of Financial Services Research (1989)
https://doi.org/10.1007/BF00351648 - Scale Economies in Compliance Costs for Federal Consumer Credit Regulations
Gregory E. Elliehausen and Robert D. Kurtz
Journal of Financial Services Research (1988)
https://doi.org/10.1007/BF00116385 - Measuring Wealth with Survey Data: An Evaluation of the 1983 Survey of Consumer Finances
Robert B. Avery, Gregory E. Elliehausen, and Arthur B. Kennickell
Review of Income and Wealth (1988)
https://doi.org/10.1111/j.1475-4991.1988.tb00575.x - Measuring wealth with survey data: an evaluation of the 1983 Survey of Consumer Finances
Robert B. Avery, Gregory E. Elliehausen, and Arthur B. Kennickell
Research Papers in Banking and Financial Economics (1987) - Changes in Consumer Installment Debt: Evidence Form the 1983 and 1986 Surveys of Consumer Finances
Robert B. Avery, Gregory E. Elliehausen, and Arthur B. Kennickell
Federal Reserve Bulletin (1987) - Pensions and Social Security in Household Portfolios: Evidence from the 1983 Survey of Consumer Finances
Robert B. Avery, Gregory E. Elliehausen, and Thomas A. Gustafson
Savings and capital formation: The policy options (1986) - Financial Characteristics of High-Income Families
Robert B. Avery and Gregory E. Elliehausen
Federal Reserve Bulletin (1986) - Pensions and Social Security in Household Portfolios: Evidence from the 1983 Survey of Consumer Finances
Robert B. Avery, Gregory E. Elliehausen, and Thomas A. Gustafson
Research Papers in Banking and Financial Economics (1985) - Scale Economies in Compliance Costs for Consumer Credit Regulations: The Truth in Lending and Equal Credit Opportunity Laws
Gregory E. Elliehausen and Robert D. Kurtz
Staff Studies (1985) - Survey of Consumer Finances, 1983
Robert B. Avery, Gregory E. Elliehausen, and Glenn B. Canner
Federal Reserve Bulletin (1984) - The Impact of Federal Interest Rate Regulations on the Small Saver: Further Evidence
Edward C. Lawrence and Gregory E. Elliehausen
Journal of Finance (1981)
https://doi.org/10.1111/j.1540-6261.1981.tb00652.x
Last update:
October 3, 2022