Photo of Joanne W. Hsu

Joanne W. Hsu

Education

  • Ph.D., Economics, University of Michigan, 2011
  • A.B., Economics and International Relations, Brown University, 2003
Current Research Topics
  • Financial Literacy & Household Financial Behavior
  • Social Insurance
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2015 - present
  • Economist

    Board of Governors of the Federal Reserve System

    2011 - 2015
  • Hsu, Joanne W., David A. Matsa, and Brian T. Melzer (forthcoming). "Unemployment Insurance as a Housing Market Stabilizer," American Economic Review.
  • Dettling, Lisa J., and Joanne W. Hsu (2017). "Minimum Wages and Consumer Credit: Impacts on Access to Credit and Traditional and High-Cost Borrowing," Finance and Economics Discussion Series 2017-010r. Board of Governors of the Federal ReserveSystem (U.S.).
  • Dettling, Lisa J., Joanne W. Hsu, Lindsay Jacobs, Kevin B. Moore, and Jeffrey P. Thompson (2017). "Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances," FEDS Notes 2017-09-27. Board of Governors of the Federal Reserve System (U.S.).
  • Bricker, Jesse, Lisa J. Dettling, Alice Henriques, Joanne W. Hsu, Lindsay Jacobs, Kevin B. Moore, Sarah Pack, John Sabelhaus, Jeffrey Thompson, and Richard A. Windle (2017). "Changes in U.S. Family Finances from 2013 to 2016: Evidence from the Survey of Consumer Finances," Federal Reserve Bulletin, vol. 103, no. 3, pp. 1-41.
  • Hsu, Joanne W., Maximilian D. Schmeiser, Catherine Haggerty, and Shannon Nelson (2017). "The Effect of Large Monetary Incentives on Survey Completion: Evidence from a Randomized Experiment with the Survey of Consumer Finances," Public Opinion Quarterly, vol. 81, no. 3, pp. 736–747.
  • Helppie-McFall, Brooke, and Joanne W. Hsu (2017). "A Test of Web and Mail Mode Effects in a Financially Sensitive Survey of Older Americans," Journal of Economic and Social Measurement, vol. 42, no. 2, pp. 151-169.
  • Dettling, Lisa, and Joanne W. Hsu (2017). "Playing Catch-up: Youth Today Are Not Building Wealth The Way Their Parents Did," Finance and Development, vol. 54, no. 2, pp. 20-23.
  • Gideon, Michael, Brooke Helppie-McFall, and Joanne W. Hsu (2017). "Heaping at Round Numbers on Financial Questions: The Role of Satisficing," Survey Research Methods, vol. 11, no. 2, pp. 189-214.
  • Gideon, Michael, Brooke Helppie-McFall, and Joanne W. Hsu (2017). "Heaping at Round Numbers on Financial Questions: The Role of Satisficing," Finance and Economics Discussion Series 2017-006. Board of Governors of the Federal Reserve System (U.S).
  • Hsu, Joanne W. (2016). "Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy," Journal of Human Resources, vol. 51, no. 4, pp. 1036-1067.
  • Dettling, Lisa J., and Joanne W. Hsu (2015). "Why Boomerang? Debt, Access to Credit, and Parental Co-residence among Young Adults," FEDS Notes 2015-10-01. Board of Governors of the Federal Reserve System (U.S.).
  • Hsu, Joanne W., and Brooke H. McFall (2015). "Mode Effects in Mixed-mode Economic Surveys: Insights from a Randomized Experiment," Finance and Economics Discussion Series 2015-008. Board of Governors of the Federal Reserve System (U.S.).
  • Dettling, Lisa J., and Joanne W. Hsu (2014). "Returning to the Nest : Debt and Parental Co-Residence Among Young Adults," Finance and Economics Discussion Series 2014-80. Board of Governors of the Federal Reserve System (U.S.).
  • Hsu, Joanne W., David A. Matsa, and Brian T. Melzer (2014). "Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit," NBER Working Paper, no. 20353. National Bureau of Economic Research.
  • Dettling, Lisa J., and Joanne W. Hsu (2014). "The State of Young Adults' Balance Sheets: Evidence from the Survey of Consumer Finances," Federal Reserve Bank of St. Louis Review, vol. 96, no. 4, pp. 305-330.
  • Bricker, Jesse, Lisa J. Dettling, Alice Henriques, Joanne W. Hsu, Kevin B. Moore, John Sabelhaus, Jeffrey Thompson, and Richard A. Windle (2014). "Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances," Federal Reserve Bulletin, vol. 100, no. 4, pp. 1-41.
  • Henriques, Alice M., and Joanne W. Hsu (2014). "Analysis of Wealth Using Micro and Macro Data: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts," in Jorgenson, Dale W., J. Steven Landefeld, and Paul Schreyer eds., Measuring Economic Sustainability and Progress, Studies in Income and Wealth, vol. 72. Cambridge, MA: National Bureau of Economic Research, pp. 245-274.
  • Hsu, Joanne W., and Robert Willis (2013). "Dementia Risk and Financial Decision Making by Older Households: The Impact of Information," Journal of Human Capital, vol. 7, no. 4, pp. 340-377.
  • Hsu, Joanne W., and Robert Willis (2013). "Dementia Risk and Financial Decision Making by Older Households: The Impact of Information," Finance and Economics Discussion Series 2013-45. Board of Governors of the Federal Reserve System (U.S.).
  • Henriques, Alice M., and Joanne W. Hsu (2013). "Analysis of Wealth using Micro and Macro Data: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts," Finance and Economics Discussion Series 2013-46. Board of Governors of the Federal Reserve System (U.S.).
  • Hsu, Joanne W. (2011). "Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy," Finance and Economics Discussion Series 2011-53. Board of Governors of the Federal Reserve System (U.S.).
  • conference

    November 2017

    National Tax Association

  • seminar

    October 2017

    Brookings Institution

  • conference

    October 2017

    FDIC Consumer Research Symposium

  • seminar

    October 2017

    Freddie Mac

  • seminar

    April 2017

    Consumer Financial Protection Bureau

  • seminar

    March 2017

    Census Bureau

  • seminar

    October 2016

    George Mason University

  • conference

    May 2016

    Boulder Summer Conference on Consumer Financial Decision Making

  • conference

    March 2016

    European Central Bank

  • conference

    July 2015

    European Survey Research Association

  • conference

    May 2015

    AAPOR

  • conference

    April 2015

    Michigan Retirement Research Center

  • discussion

    January 2015

    ASSA/AFA Annual Meetings

  • seminar

    November 2014

    Carnegie Mellon University

  • seminar

    November 2014

    RAND

  • conference

    May 2014

    Boulder Summer Conference on Consumer Financial Decision Making

    Returning to the Nest: Debt and Parental Co-residence Among Young Adults

  • seminar

    September 2012

    University of Maryland, Balitmore County, Research Seminar Series in Public Policy and Economics

  • discussion

    June 2012

    RAND Behavioral Finance (BeFi) Forum Public Policy Roundtable

  • seminar

    March 2012

    FRB/GWSB Financial Literacy Seminar Series

  • conference

    December 2011

    Conference on Aging, Health, and Human Capital

    The Implications of Alzheimer's Disease Risk for Household Financial Decisionmaking

  • conference

    September 2011

    Internet Interviewing and the HRS

    Mode Effects in Mixed-Mode Surveys: Insights from the Cognitive Economics Study

  • seminar

    February 2011

    Federal Reserve Board of Governors

    Aging and Strategic Learning: the Impact of Spousal Incentives on Financial Literacy

  • conference

    June 2010

    Western Economic Association International Annual Conference

    Aging and Strategic Learning: the Impact of Spousal Incentives on Financial Literacy

  • seminar

    September 2010

    University of Michigan

    Aging and Strategic Learning: the Impact of Spousal Incentives on Financial Literacy

Awards
  • 2010

    Institute for Social Research, University of Michigan

    A. Regula Herzog Young Investigators Award

  • 2010

    Networks Financial Institute

    Dissertation Fellowship in Financial Literacy

  • 2010

    Western Economic Association International

    Graduate Student Dissertation Workshop Grant

Last update: December 4, 2017