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Kathleen W. Johnson

Education

  • Ph.D., Economics, University of Maryland, 1999
  • B.S., Economics, Binghamton University, 1990
Current Research Topics
  • Household Credit Markets
  • Economist

    Board of Governors of the Federal Reserve System

    1998 - present
  • End of the Line: Behavior of HELOC Borrowers Facing Payment Changes
    Kathleen W. Johnson and Robert F. Sarama
    Finance and Economics Discussion Series (2015)
    https://doi.org/10.17016/FEDS.2015.073
  • Auto Sales and Credit Supply
    Kathleen W. Johnson, Karen M. Pence, and Daniel J. Vine
    Finance and Economics Discussion Series (2014)
    https://doi.org/10.17016/FEDS.2014.82
  • Are Adjustable-Rate Mortgage Borrowers Borrowing Constrained?
    Kathleen W. Johnson and Geng Li
    Real Estate Economics (2014)
    https://doi.org/10.1111/1540-6229.12033
    See also » FRB Working Paper (2011)
  • Discovering the Universe: Measuring the Role of Finance Companies in the U.S. Economy
    Lisa Chen, Kathleen W. Johnson, and Arthur B. Kennickell
    Finance and Economics Discussion Series (2013)
    https://doi.org/10.17016/FEDS.2013.13
  • Issuer Credit Quality and the Price of Asset Backed Securities
    Kathleen W. Johnson, Oliver Faltin-Traeger, and Christopher Mayer
    American Economic Review: Papers and Proceedings (2010)
    https://doi.org/10.1257/aer.100.2.501
  • The Debt-Payment-to-Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys
    Kathleen W. Johnson and Geng Li
    Journal of Money, Credit and Banking (2010)
    https://doi.org/10.1111/j.1538-4616.2010.00345.x
  • Household Liability Data in the Consumer Expenditure Survey
    Kathleen W. Johnson and Geng Li
    Monthly Labor Review (2009)
  • Do High Debt Payments Hinder Household Consumption Smoothing?
    Kathleen W. Johnson and Geng Li
    Finance and Economics Discussion Series (2007)
    https://doi.org/10.17016/FEDS.2007.52
  • The Transactions Demand for Credit Cards
    Kathleen W. Johnson
    B.E. Journal of Economic Analysis & Policy (2007)
    https://doi.org/10.2202/1935-1682.1411
  • Recent Developments in the Credit Card Market and the Financial Obligations Ratio
    Kathleen W. Johnson
    Household credit usage: personal debt and mortgages (2007)
  • Recent Developments in the Credit Card Market and the Financial Obligations Ratio
    Kathleen W. Johnson
    Federal Reserve Bulletin (2005)
    https://doi.org/10.17016/bulletin.2005.91-4
  • Convenience or Necessity? Understanding the Recent Rise in Credit Card Debt
    Kathleen W. Johnson
    Finance and Economics Discussion Series (2004)
    https://doi.org/10.17016/FEDS.2004.47
  • Recent Changes to a Measure of U.S. Household Debt Service
    Karen Dynan, Kathleen Johnson, and Karen Pence
    Federal Reserve Bulletin (2003)
    https://doi.org/10.17016/bulletin.2003.89-10
  • Consumer Loan Securitization
    Kathleen W. Johnson
    Impact of Public Policy on Consumer Credit (2002)
  • Survey of Finance Companies, 2000
    Karen E. Dynan, Kathleen W. Johnson, and Samuel M. Slowinski
    Federal Reserve Bulletin (2002)
    https://doi.org/10.17016/bulletin.2002.88-1
  • Credit Constraints, Consumer Leasing and the Automobile Replacement Decision
    Kathleen W. Johnson
    Finance and Economics Discussion Series (2000)
    https://doi.org/10.17016/FEDS.1999.68
  • The Effect of Consumer Automobile Leasing on Replacement Decisions
    Kathleen W. Johnson
    Dissertations (University of Maryland, College Park) (1999)
Last update: June 30, 2022