The Ins and Outs of Mortgage Debt: An Update, Accessible Data
Accessible version of figures
Figure 1: Real Household Mortgage Debt Outstanding
Source: FRBNY CCP/Equifax
| Quarter | Real household mortgage debt outstanding |
|---|---|
| 1999:Q2 | 4.78 |
| 2000:Q2 | 5.17 |
| 2001:Q2 | 5.5 |
| 2002:Q2 | 6.18 |
| 2003:Q2 | 6.96 |
| 2004:Q2 | 7.93 |
| 2005:Q2 | 8.76 |
| 2006:Q2 | 9.74 |
| 2007:Q2 | 10.6 |
| 2008:Q2 | 10.9 |
| 2009:Q2 | 10.84 |
| 2010:Q2 | 10.19 |
| 2011:Q2 | 9.64 |
| 2012:Q2 | 9.12 |
| 2013:Q2 | 8.72 |
| 2014:Q2 | 8.66 |
| 2015:Q2 | 8.67 |
Figure 2: Inflows and Outflows, 1999:Q2-2015:Q2
Source: FRBNY CCP/Equifax
| Period | 1999-01 | 2001-03 | 2003-05 | 2005-07 | 2007-09 | 2009-11 | 2011-13 | 2013-15 |
|---|---|---|---|---|---|---|---|---|
| Entrants: low score, first-time borrowers | 0.374 | 0.434 | 0.497 | 0.53 | 0.26 | 0.163 | 0.136 | 0.189 |
| Entrants: high score, first-time borrowers | 0.259 | 0.385 | 0.456 | 0.447 | 0.338 | 0.31 | 0.286 | 0.347 |
| Entrants: low score, not-first-time borrowers | 0.373 | 0.315 | 0.326 | 0.341 | 0.267 | 0.109 | 0.118 | 0.156 |
| Entrants: high score, not-first-time borrowers | 0.355 | 0.467 | 0.537 | 0.447 | 0.355 | 0.245 | 0.245 | 0.333 |
| Increasers: investors | 0.228 | 0.408 | 0.607 | 0.902 | 0.528 | 0.227 | 0.216 | 0.277 |
| Increasers: others | 0.328 | 0.677 | 0.795 | 0.809 | 0.481 | 0.259 | 0.241 | 0.31 |
| Exiters: Had mortgage default in period | -0.073 | -0.111 | -0.134 | -0.148 | -0.435 | -0.723 | -0.495 | -0.283 |
| Exiters: Others | -0.535 | -0.723 | -0.709 | -0.712 | -0.622 | -0.511 | -0.548 | -0.518 |
| Decreasers: Investors w/ mtg. default in period | -0.011 | -0.012 | -0.017 | -0.023 | -0.149 | -0.246 | -0.139 | -0.052 |
| Decreaser: Others | -0.609 | -0.449 | -0.629 | -0.82 | -0.823 | -1.047 | -1.008 | -0.83 |