FRB: Current FAQs en Does the Federal Reserve maintain accounts for individuals? Can individuals use such accounts to pay bills and get money? Current FAQ What is a Central Bank Digital Currency? Current FAQ What is macroeconomics? Current FAQ What is the Federal Reserve’s role in the circulation of coins? Current FAQ What should I do if I have damaged or mutilated currency? Current FAQ Is the Federal Reserve aware of ongoing payment delays for consumers and businesses that started on November 3, 2023? Current FAQ What is the FedNow® Service? Current FAQ Is the FedNow Service replacing cash? Is it a central bank digital currency? Current FAQ What is the role of Board members when the Federal Reserve Board issues a regulation? Current FAQ How does the Board revise a regulation? Current FAQ What specific steps does the Board take to issue a regulation? Current FAQ What is a regulation and how is it made? Current FAQ What is financial stability? Current FAQ What is aggregate demand? Current FAQ