Papers

The 2013 Federal Reserve Payments Study
Recent and Long-Term Payment Trends in the United States: 2003 – 2012

Costs and Benefits of Replacing the $1 Federal Reserve Note with a $1 U.S. Coin (PDF)

Reports to the Congress on Government-Administered, General-Use Prepaid Cards

 

The 2010 Federal Reserve Payments Study
Noncash Payment Trends in the United States: 2006 – 2009

Interchange Fees and Payment Card Networks: Economics, Industry Developments, and Policy Issues (2009)

Recent Payment Trends in the United States (2008)

An Economic Perspective on the Enforcement of Credit Arrangements: The Case of Daylight Overdrafts in Fedwire (2008)

Risk and Concentration in Payment and Securities Settlement Systems (2007)

Trends in the Use of Payments Instruments in the United States (2005) (PDF 3.0 MB)

The Use of Checks and Other Noncash Payment Instruments in the United States (2002) (PDF 1.6 MB)

The Evolution of the Federal Reserve's Intraday Credit Policies (2002) (PDF 2.3 MB)

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Last Update: December 22, 2016