Report to the Congress on Government-Administered,
General-Use Prepaid Cards, July 2014 - Accessible Version

States offering prepaid card funding options

State SNAP Child Support Unemployment Insurance TANF WIC Tax Refund
Alabama 1 1 1 1 0 0
Alaska 1 1 1 1 0 -1
Arizona 1 1 1 1 0 0
Arkansas 1 1 1 1 0 0
California 1 1 1 1 0 0
Colorado 1 1 1 1 0 0
Connecticut 1 1 1 1 0 1
Delaware 1 1 1 0 0 0
District of Columbia 1 1 1 1 0 1
Florida 1 1 1 1 1 -1
Georgia 1 1 1 1 0 1
Hawaii 1 1 0 1 0 0
Idaho 1 1 1 1 0 0
Illinois 1 1 1 1 0 1
Indiana 1 1 1 1 0 0
Iowa 1 1 1 1 0 0
Kansas 1 1 1 1 0 0
Kentucky 1 1 0 1 1 0
Louisiana 1 1 1 1 0 1
Maine 1 1 1 1 0 0
Maryland 1 1 1 1 0 0
Massachusetts 1 1 1 1 1 0
Michigan 1 1 1 1 1 0
Minnesota 1 1 1 1 0 0
Mississippi 1 1 1 1 0 0
Missouri 1 1 1 1 0 0
Montana 1 1 0 1 0 0
Nebraska 1 1 1 1 0 0
Nevada 1 1 1 1 1 -1
New Hampshire 1 1 0 1 0 -1
New Jersey 1 1 1 1 0 0
New Mexico 1 1 1 1 1 0
New York 1 1 1 1 0 1
North Carolina 1 1 1 1 0 0
North Dakota 1 1 1 1 0 0
Ohio 1 1 1 1 0 0
Oklahoma 1 1 1 1 0 1
Oregon 1 1 1 1 0 0
Pennsylvania 1 1 1 1 0 0
Rhode Island 1 1 1 1 0 0
South Carolina 1 1 1 1 0 1
South Dakota 1 1 1 1 0 -1
Tennessee 1 1 1 1 0 -1
Texas 1 1 1 1 1 -1
Utah 1 1 1 1 0 0
Vermont 1 1 0 1 0 0
Virginia 1 1 1 1 1 1
Washington 1 1 0 1 0 -1
West Virginia 1 1 1 1 1 0
Wisconsin 1 1 1 0 0 0
Wyoming 1 1 1 0 1 -1

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Figure 1. Prepaid card disbursements by program type in 2014

Billions of dollars
Program Type Funding
Payroll $0.4
Tax Refund $0.4
Veterans $0.9
WIC $0.9
Other $1.3
Cash Assistance $9.1
Child Support $12.7
Unemployment $22.8
Social Security $29.9
SNAP $69.6

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Figure 2. Prepaid Card Funding by Jurisdiction, 2012-2014

Billions of dollars
Year Federal Programs State and Local Programs
2012 $19 $132
2013 $27 $124
2014 $31 $108

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Figure 3. Issuer revenue by source

Millions of dollars
Variable Revenues
Penalty $8.2
Other $15.6
Customer service inquiry $18.4
Accounts servicing $27.4
ATM $88.7
Interchange Fees $309.6
Government Fees $6.4
PCN Incentives $16.0

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Note: Data values for figures are rounded and may not sum to totals.

Figure 4. Cardholder Fees

Fee Type Revenue Average Fee (dollars)
Cardholder Purchase Transaction Fees $2.8M $0.56
Cardholder Penalty Fees $8.2M $1.19
Cardholder Customer Service Inquiry Fees $18.4M $0.44
Cardholder Account Servicing Fees $27.4M $4.94
Cardholder ATM Fees $88.7M $1.06

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Last update: July 20, 2015