Report to the Congress on Government-Administered,
General-Use Prepaid Cards, July 2014 - Accessible Version
States offering prepaid card funding options
| State |
SNAP |
Child Support |
Unemployment Insurance |
TANF |
WIC |
Tax Refund |
| Alabama |
1 |
1 |
1 |
1 |
0 |
0 |
| Alaska |
1 |
1 |
1 |
1 |
0 |
-1 |
| Arizona |
1 |
1 |
1 |
1 |
0 |
0 |
| Arkansas |
1 |
1 |
1 |
1 |
0 |
0 |
| California |
1 |
1 |
1 |
1 |
0 |
0 |
| Colorado |
1 |
1 |
1 |
1 |
0 |
0 |
| Connecticut |
1 |
1 |
1 |
1 |
0 |
1 |
| Delaware |
1 |
1 |
1 |
0 |
0 |
0 |
| District of Columbia |
1 |
1 |
1 |
1 |
0 |
1 |
| Florida |
1 |
1 |
1 |
1 |
1 |
-1 |
| Georgia |
1 |
1 |
1 |
1 |
0 |
1 |
| Hawaii |
1 |
1 |
0 |
1 |
0 |
0 |
| Idaho |
1 |
1 |
1 |
1 |
0 |
0 |
| Illinois |
1 |
1 |
1 |
1 |
0 |
1 |
| Indiana |
1 |
1 |
1 |
1 |
0 |
0 |
| Iowa |
1 |
1 |
1 |
1 |
0 |
0 |
| Kansas |
1 |
1 |
1 |
1 |
0 |
0 |
| Kentucky |
1 |
1 |
0 |
1 |
1 |
0 |
| Louisiana |
1 |
1 |
1 |
1 |
0 |
1 |
| Maine |
1 |
1 |
1 |
1 |
0 |
0 |
| Maryland |
1 |
1 |
1 |
1 |
0 |
0 |
| Massachusetts |
1 |
1 |
1 |
1 |
1 |
0 |
| Michigan |
1 |
1 |
1 |
1 |
1 |
0 |
| Minnesota |
1 |
1 |
1 |
1 |
0 |
0 |
| Mississippi |
1 |
1 |
1 |
1 |
0 |
0 |
| Missouri |
1 |
1 |
1 |
1 |
0 |
0 |
| Montana |
1 |
1 |
0 |
1 |
0 |
0 |
| Nebraska |
1 |
1 |
1 |
1 |
0 |
0 |
| Nevada |
1 |
1 |
1 |
1 |
1 |
-1 |
| New Hampshire |
1 |
1 |
0 |
1 |
0 |
-1 |
| New Jersey |
1 |
1 |
1 |
1 |
0 |
0 |
| New Mexico |
1 |
1 |
1 |
1 |
1 |
0 |
| New York |
1 |
1 |
1 |
1 |
0 |
1 |
| North Carolina |
1 |
1 |
1 |
1 |
0 |
0 |
| North Dakota |
1 |
1 |
1 |
1 |
0 |
0 |
| Ohio |
1 |
1 |
1 |
1 |
0 |
0 |
| Oklahoma |
1 |
1 |
1 |
1 |
0 |
1 |
| Oregon |
1 |
1 |
1 |
1 |
0 |
0 |
| Pennsylvania |
1 |
1 |
1 |
1 |
0 |
0 |
| Rhode Island |
1 |
1 |
1 |
1 |
0 |
0 |
| South Carolina |
1 |
1 |
1 |
1 |
0 |
1 |
| South Dakota |
1 |
1 |
1 |
1 |
0 |
-1 |
| Tennessee |
1 |
1 |
1 |
1 |
0 |
-1 |
| Texas |
1 |
1 |
1 |
1 |
1 |
-1 |
| Utah |
1 |
1 |
1 |
1 |
0 |
0 |
| Vermont |
1 |
1 |
0 |
1 |
0 |
0 |
| Virginia |
1 |
1 |
1 |
1 |
1 |
1 |
| Washington |
1 |
1 |
0 |
1 |
0 |
-1 |
| West Virginia |
1 |
1 |
1 |
1 |
1 |
0 |
| Wisconsin |
1 |
1 |
1 |
0 |
0 |
0 |
| Wyoming |
1 |
1 |
1 |
0 |
1 |
-1 |
Return to Text
Figure 1. Prepaid card disbursements by program type in 2014
Billions of dollars
| Program Type |
Funding |
| Payroll |
$0.4 |
| Tax Refund |
$0.4 |
| Veterans |
$0.9 |
| WIC |
$0.9 |
| Other |
$1.3 |
| Cash Assistance |
$9.1 |
| Child Support |
$12.7 |
| Unemployment |
$22.8 |
| Social Security |
$29.9 |
| SNAP |
$69.6 |
Return to Text
Figure 2. Prepaid Card Funding by Jurisdiction, 2012-2014
Billions of dollars
| Year |
Federal Programs |
State and Local Programs |
| 2012 |
$19 |
$132 |
| 2013 |
$27 |
$124 |
| 2014 |
$31 |
$108 |
Return to Text
Figure 3. Issuer revenue by source
Millions of dollars
| Variable |
Revenues |
| Penalty |
$8.2 |
| Other |
$15.6 |
| Customer service inquiry |
$18.4 |
| Accounts servicing |
$27.4 |
| ATM |
$88.7 |
| Interchange Fees |
$309.6 |
| Government Fees |
$6.4 |
| PCN Incentives |
$16.0 |
Return to Text
Note: Data values for figures are rounded and may not sum to totals.
Figure 4. Cardholder Fees
| Fee Type |
Revenue |
Average Fee (dollars) |
| Cardholder Purchase Transaction Fees |
$2.8M |
$0.56 |
| Cardholder Penalty Fees |
$8.2M |
$1.19 |
| Cardholder Customer Service Inquiry Fees |
$18.4M |
$0.44 |
| Cardholder Account Servicing Fees |
$27.4M |
$4.94 |
| Cardholder ATM Fees |
$88.7M |
$1.06 |
Return to Text
Last update: July 20, 2015
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