All consumer brochures, guides, and booklets below are suitable for classroom use.
Up to 100 printed copies are available without charge, additional are $0.25 each.
5 Tips for Dealing with a Home Equity Line Freeze or Reduction
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
5 Tips for Getting the Most from Your Credit Card
Suggests do's and don'ts to manage your credit card account and help maintain a high credit score.
5 Tips for Improving Your Credit Score
Explains how to obtain your credit report, how credit scores are determined, how to verify reported information, and how to improve and maintain a good credit score.
5 Tips for Protecting Your Checking Account
Explains ways to protect your account from scam artists and tells you who to contact if you notice a problem with your checking account.
Consumer Guide to Check 21 and Substitute Checks
Guía del consumidor sobre Check 21 y cheques sustitutos
Describes changes in check processing due to Check 21 and other check-system improvements.
A Consumer's Guide to Mortgage Settlement Costs
Outlines the fees involved in home purchase settlement, including mortgage and lender fees, and charges for establishing and transferring ownership. Provides information on settlement cost estimates and includes a settlement cost worksheet.
Consumer Handbook on Adjustable Rate Mortgages
Identifies the basic features of adjustable rate mortgages: adjustment periods, interest rate caps, indexes, and margins. Includes cautions about discounts, payment caps, negative amortization, and prepayments. Provides a glossary of key terms and a checklist to compare mortgage lender rates.
How to File a Consumer Complaint about a Bank
Cómo puede un consumidor presentar una queja sobre un banco
Information on the types of complaints that the Federal Reserve investigates and how to file a complaint. Explains the major consumer protection laws that protect individuals.
Privacy Choices for Your Personal Financial Information
Guidance on making informed choices about whether to share personal financial information with financial companies. Explains the right to opt out of sharing some personal information and lists the types of personal information that financial companies can share.
A Series on the Structure of the Federal Reserve System
Details the main elements and functions of the Federal Reserve System in four parts: Board of Governors, Federal Open Market Committee, Federal Reserve Banks, Board of Directors.
There's a Lot to Learn about Money
Illustrates the importance of budgeting, saving, and managing money.
What You Should Know about Home Equity Lines of Credit
Information on home equity lines of credit; includes a glossary of terms and a checklist to use in shopping for a plan.