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Finance and Economics Discussion Series: Data for FEDS 2013-10

From Wall Street to Main Street: The Impact of the Financial Crisis on Consumer Credit Supply

Rodney Ramcharan, Skander Van den Heuvel, and Stephane Verani

Figure 2. The Composition of Natural Person Credit Union Lending

  CCU did not fail CCU failed
"Credit cards" 0.03 0.035
"Unsecured credit" 0.143 0.13
"New car" 0.228 0.246
"1st mortgage" 0.135 0.154
"real estate" 0.108 0.114
"other" 0.35 0.321

Figure 3. Investment Capital and Total Lending in the Credit Union Industry 2005-2010

Year Quarter Investment Capital ($ billions) Loans ($ billions)
2005 3 3.06327104568481 401.581237792969
2005 6 3.11636400222778 417.155944824219
2005 9 3.15675401687622 434.351928710938
2005 12 3.22247791290283 444.204071044922
2006 3 3.19701099395752 449.0087890625
2006 6 3.18925499916077 464.029907226562
2006 9 3.23201704025269 476.701782226562
2006 12 3.23395895957947 484.294189453125
2007 3 3.25312304496765 487.029632568359
2007 6 3.4237539768219 498.280242919922
2007 9 3.44386792182922 511.524475097656
2007 12 3.48192691802979 520.104553222656
2008 3 3.5209379196167 527.621826171875
2008 6 3.51550388336182 543.384887695312
2008 9 3.52477097511292 555.358764648438
2008 12 2.96292996406555 561.521911621094
2009 3 2.46795010566711 560.855041503906
2009 6 2.26546311378479 565.198425292969
2009 9 1.94911205768585 571.314331054688
2009 12 1.3219530582428 568.932250976562
2010 3 1.16798102855682 561.440612792969
2010 6 1.0674569606781 561.925476074219
2010 9 0.994987010955811 562.460998535156
2010 12 1.00363504886627 558.698120117188
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