[D] Image of Sample Closed-End Leasing Form: "Federal Consumer Leasing Act Disclosures," Page 1 You are the lessee This is the amount you must pay up-front to take delivery on the vehicle Your monthly payment Additional charges This total exludes refundable amounts Totals of colums 6A and 6B should equal one another Totals of colums 6A and 6B should equal one another Totals of colums 6A and 6B should equal one another Your monthly payment is determined as shown below The gross capitalized cost is negotiable Amounts subtracted from the gross capitalized cost This is amount is like the interest or finance charge on a loan or credit agreement The lease term may also be disclosed on this line Taxes added to your base monthly payment that are not included in the gross capitalized cost In addition to your monthly payment, you may have to pay personal property taxes, registration and other items. Look for these amounts in your contract. Read your contract carefully to understand how early termination charges will be calculated Make sure you understand what counts as excessive wear in your contract Try to have the mileage limits in the lease match your driving needs If you have a purchase option, a dollar amount or a reference to an independent pricing guide should be provided