xedit h8.ascii h8.ascii H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,685.6 3,803.8 3,840.4 3,860.1 3,900.9 3,909.2 3,932.4 3,963.0 3,984.7 3,990.5 3,959.9 3,974.6 2 Securities in bank credit 984.7 1,004.4 1,020.1 1,014.2 1,034.0 1,015.7 1,012.5 1,032.5 1,044.0 1,048.0 1,015.8 1,014.0 3 U.S. government securities 708.2 706.4 703.6 708.3 723.6 723.3 726.4 727.2 727.7 720.9 707.2 706.2 4 Other securities 276.5 298.0 316.5 305.9 310.4 292.4 286.1 305.3 316.3 327.1 308.6 307.9 5 Loans and leases in bank credit (2) 2,700.9 2,799.4 2,820.3 2,845.9 2,866.9 2,893.5 2,920.0 2,930.5 2,940.6 2,942.5 2,944.1 2,960.5 6 Commercial and industrial 744.7 785.4 793.7 798.0 805.2 811.0 817.9 822.1 823.9 825.6 828.0 834.2 7 Real estate 1,104.8 1,134.7 1,140.3 1,153.9 1,166.9 1,177.7 1,187.1 1,191.6 1,194.0 1,197.9 1,195.9 1,196.3 8 Revolving home equity 80.1 85.7 86.5 87.9 89.7 90.9 92.4 93.3 93.6 93.7 93.9 94.0 9 Other 1,024.7 1,049.0 1,053.8 1,066.0 1,077.2 1,086.8 1,094.8 1,098.3 1,100.4 1,104.2 1,102.0 1,102.3 10 Consumer 511.8 521.5 520.5 518.1 516.2 519.1 521.7 521.4 522.0 523.6 522.5 521.6 11 Security (3) 77.9 82.4 83.9 88.2 89.7 89.1 94.0 95.3 100.8 93.4 97.4 99.9 12 Other loans and leases 261.7 275.5 282.0 287.7 288.9 296.6 299.3 300.1 300.0 302.0 300.3 308.5 13 Interbank loans 197.7 198.9 204.7 220.0 216.0 218.6 191.7 186.1 182.8 181.6 189.9 197.9 14 Cash assets (4) 220.5 232.2 233.4 239.9 246.4 244.0 248.3 244.8 248.5 246.3 258.0 257.9 15 Other assets (5) 247.7 256.2 265.0 272.8 277.3 277.7 282.7 277.8 277.7 271.9 277.9 276.1 16 TOTAL ASSETS (6) 4,294.0 4,435.0 4,487.4 4,536.6 4,584.0 4,593.0 4,598.2 4,614.4 4,636.5 4,632.9 4,628.5 4,649.2 L I A B I L I T I E S 17 Deposits 2,743.0 2,871.9 2,892.6 2,916.1 2,949.7 2,937.3 2,971.8 2,992.4 2,992.0 3,009.8 3,002.7 3,009.1 18 Transaction 743.9 715.1 705.1 699.8 701.9 690.1 694.5 688.7 696.1 687.6 690.2 688.8 19 Nontransaction 1,999.1 2,156.8 2,187.6 2,216.3 2,247.8 2,247.2 2,277.3 2,303.6 2,295.9 2,322.2 2,312.5 2,320.3 20 Large time 447.3 526.7 542.3 548.5 567.8 563.2 580.5 599.7 604.0 603.1 596.0 607.6 21 Other 1,551.8 1,630.1 1,645.2 1,667.8 1,679.9 1,684.0 1,696.7 1,703.9 1,691.9 1,719.1 1,716.5 1,712.6 22 Borrowings 701.1 724.2 735.2 747.9 763.7 766.9 737.6 736.5 749.0 734.2 749.5 759.1 23 From banks in the U.S. 287.1 300.6 304.9 313.0 313.2 302.8 271.2 266.5 269.5 269.4 274.8 287.4 24 From others 414.0 423.6 430.3 434.8 450.6 464.0 466.4 470.0 479.5 464.8 474.8 471.7 25 Net due to related foreign offices 257.4 222.3 217.7 209.1 211.5 233.7 229.4 215.3 207.6 207.6 201.2 208.5 26 Other liabilities 219.9 268.5 286.2 277.6 270.3 262.5 263.2 277.3 289.8 293.0 280.7 286.2 27 TOTAL LIABILITIES 3,921.5 4,086.9 4,131.7 4,150.7 4,195.2 4,200.3 4,201.9 4,221.5 4,238.5 4,244.6 4,234.1 4,262.9 28 Residual (assets less liabilities) (7) 372.6 348.1 355.7 385.9 388.8 392.7 396.2 392.9 398.0 388.3 394.4 386.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,682.8 3,802.5 3,833.2 3,850.5 3,900.4 3,913.9 3,936.1 3,958.7 3,980.4 3,992.8 3,962.9 3,976.5 2 Securities in bank credit 983.3 995.8 1,016.7 1,016.9 1,036.4 1,024.8 1,018.9 1,029.7 1,043.9 1,050.9 1,022.3 1,021.0 3 U.S. government securities 705.8 700.4 702.3 712.9 726.3 725.8 726.2 723.1 726.2 722.2 710.8 710.2 4 Other securities 277.5 295.4 314.4 304.0 310.2 299.0 292.8 306.7 317.7 328.7 311.6 310.8 5 Loans and leases in bank credit (2) 2,699.5 2,806.6 2,816.5 2,833.7 2,863.9 2,889.1 2,917.2 2,928.9 2,936.5 2,941.9 2,940.5 2,955.6 6 Commercial and industrial 745.8 783.1 793.3 800.6 812.5 817.8 821.4 823.4 822.6 825.4 825.3 830.1 7 Real estate 1,104.8 1,136.7 1,137.2 1,147.9 1,162.4 1,173.3 1,185.5 1,191.7 1,193.5 1,198.4 1,198.5 1,197.5 8 Revolving home equity 80.1 85.7 86.1 87.1 88.9 90.6 92.4 93.3 93.7 93.8 94.1 94.4 9 Other 1,024.7 1,051.0 1,051.1 1,060.8 1,073.5 1,082.6 1,093.1 1,098.3 1,099.8 1,104.6 1,104.4 1,103.1 10 Consumer 509.7 527.2 521.2 513.5 513.7 517.0 518.8 519.0 521.2 522.0 521.9 522.4 11 Security (3) 76.5 81.6 85.0 87.8 90.2 89.5 93.6 93.8 99.6 92.6 95.6 97.3 12 Other loans and leases 262.6 278.1 279.8 283.8 285.1 291.4 298.0 301.1 299.6 303.5 299.3 308.3 13 Interbank loans 195.2 208.7 209.1 216.4 214.4 214.2 189.2 183.8 179.3 182.5 186.1 193.8 14 Cash assets (4) 217.3 242.5 234.5 230.8 241.7 241.8 244.9 241.1 246.0 237.0 240.6 241.4 15 Other assets (5) 249.4 256.8 264.9 268.2 275.0 280.0 282.8 279.8 281.9 278.1 280.8 276.2 16 TOTAL ASSETS (6) 4,287.5 4,454.7 4,485.8 4,509.8 4,574.9 4,593.2 4,596.0 4,606.4 4,630.6 4,633.0 4,613.0 4,630.6 L I A B I L I T I E S 17 Deposits 2,734.5 2,875.8 2,877.6 2,904.8 2,947.1 2,928.6 2,967.0 2,983.7 2,982.5 3,012.5 2,992.6 2,993.8 18 Transaction 737.0 726.5 698.1 687.6 705.1 680.2 688.8 682.5 689.8 684.7 676.1 671.5 19 Nontransaction 1,997.4 2,149.2 2,179.5 2,217.3 2,242.0 2,248.4 2,278.2 2,301.2 2,292.6 2,327.8 2,316.4 2,322.3 20 Large time 444.2 525.4 541.9 548.6 563.5 568.1 580.3 595.4 603.0 601.9 595.2 607.8 21 Other 1,553.2 1,623.8 1,637.6 1,668.6 1,678.5 1,680.4 1,697.9 1,705.9 1,689.7 1,725.9 1,721.2 1,714.5 22 Borrowings 714.7 718.6 719.7 728.4 764.7 776.7 756.7 749.8 759.0 742.3 750.6 770.6 23 From banks in the U.S. 296.1 294.8 293.1 301.3 311.9 310.9 284.0 274.4 276.4 272.3 276.5 297.3 24 From others 418.6 423.8 426.6 427.1 452.7 465.8 472.7 475.3 482.6 470.0 474.1 473.3 25 Net due to related foreign offices 252.0 232.7 228.6 218.3 210.1 236.7 220.0 211.5 210.7 195.5 196.7 196.7 26 Other liabilities 218.8 265.8 288.1 275.8 270.6 266.1 265.5 275.6 289.9 291.7 279.8 283.5 27 TOTAL LIABILITIES 3,920.0 4,092.8 4,114.1 4,127.3 4,192.5 4,208.0 4,209.1 4,220.6 4,242.0 4,242.1 4,219.7 4,244.5 28 Residual (assets less liabilities) (7) 367.5 361.9 371.7 382.4 382.4 385.2 386.9 385.8 388.6 390.9 393.3 386.0 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 88.7 101.8 90.4 90.1 81.4 76.1 84.3 90.7 99.4 85.4 84.7 30 Reval. losses on off-bal. sheet items (8) -- 85.0 98.5 86.9 88.0 85.7 80.7 88.4 96.3 104.3 89.4 88.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,216.7 3,288.1 3,309.8 3,334.8 3,367.2 3,369.3 3,389.8 3,417.1 3,429.2 3,441.2 3,425.2 3,438.0 2 Securities in bank credit 833.8 834.4 843.2 841.3 855.9 840.1 835.0 847.5 853.8 855.5 841.5 842.3 3 U.S. government securities 628.0 624.6 618.2 624.7 635.7 633.4 634.1 633.6 632.2 628.3 625.5 624.6 4 Other securities 205.8 209.8 225.0 216.6 220.2 206.8 201.0 214.0 221.6 227.2 216.0 217.6 5 Loans and leases in bank credit (2) 2,382.9 2,453.7 2,466.6 2,493.5 2,511.3 2,529.1 2,554.7 2,569.5 2,575.3 2,585.6 2,583.7 2,595.7 6 Commercial and industrial 550.7 571.0 576.5 581.9 588.6 591.3 597.3 601.6 602.6 605.0 606.3 610.8 7 Real estate 1,071.8 1,102.8 1,108.2 1,122.3 1,135.5 1,147.1 1,157.5 1,163.0 1,165.4 1,169.4 1,167.5 1,168.0 8 Revolving home equity 80.1 85.7 86.5 87.9 89.7 90.9 92.4 93.3 93.6 93.7 93.9 94.0 9 Other 991.8 1,017.2 1,021.8 1,034.4 1,045.8 1,056.2 1,065.1 1,069.8 1,071.8 1,075.7 1,073.6 1,074.0 10 Consumer 511.8 521.5 520.5 518.1 516.2 519.1 521.7 521.4 522.0 523.6 522.5 521.6 11 Security (3) 45.9 44.3 44.1 48.4 46.5 45.6 48.0 50.5 52.5 51.3 52.4 53.1 12 Other loans and leases 202.7 214.1 217.2 222.7 224.5 226.0 230.2 233.1 232.8 236.3 235.0 242.3 13 Interbank loans 178.2 176.2 183.8 197.3 197.0 198.0 171.8 166.5 162.9 163.0 168.4 181.0 14 Cash assets (4) 192.2 201.1 200.5 207.6 213.7 210.0 212.6 210.8 214.2 212.0 224.2 223.8 15 Other assets (5) 209.8 218.2 223.9 231.8 238.2 238.8 241.5 234.7 235.1 230.4 236.0 233.9 16 TOTAL ASSETS (6) 3,739.7 3,827.7 3,862.2 3,915.5 3,959.8 3,959.8 3,958.9 3,972.1 3,984.5 3,989.5 3,996.8 4,019.6 L I A B I L I T I E S 17 Deposits 2,563.8 2,646.2 2,654.7 2,673.4 2,691.8 2,685.1 2,713.4 2,721.1 2,717.9 2,735.7 2,735.2 2,739.8 18 Transaction 733.3 704.8 695.4 689.3 691.1 678.8 683.4 677.5 684.7 675.2 678.6 676.7 19 Nontransaction 1,830.5 1,941.4 1,959.3 1,984.1 2,000.7 2,006.3 2,030.1 2,043.6 2,033.2 2,060.4 2,056.6 2,063.1 20 Large time 281.1 313.5 318.1 319.9 323.4 324.9 335.9 342.4 344.2 344.0 342.6 353.0 21 Other 1,549.4 1,627.9 1,641.3 1,664.2 1,677.3 1,681.4 1,694.2 1,701.3 1,689.0 1,716.5 1,714.0 1,710.1 22 Borrowings 577.5 593.9 592.0 607.9 623.7 623.1 596.1 598.8 606.0 600.9 607.5 618.2 23 From banks in the U.S. 256.5 272.6 271.0 278.3 280.4 269.7 240.1 235.9 236.7 240.6 244.8 253.4 24 From others 320.9 321.3 321.0 329.6 343.3 353.4 356.0 362.9 369.3 360.2 362.8 364.7 25 Net due to related foreign offices 79.3 72.0 78.2 68.0 77.1 85.1 80.7 85.3 86.1 74.7 74.8 71.9 26 Other liabilities 151.2 178.6 186.4 183.7 178.3 173.1 173.0 180.7 186.9 192.3 187.0 192.8 27 TOTAL LIABILITIES 3,371.8 3,490.7 3,511.3 3,533.0 3,570.9 3,566.5 3,563.3 3,585.8 3,596.9 3,603.5 3,604.6 3,622.7 28 Residual (assets less liabilities) (7) 367.9 337.0 350.9 382.5 388.9 393.4 395.6 386.3 387.6 386.0 392.2 397.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,212.5 3,289.5 3,302.1 3,325.4 3,366.6 3,371.3 3,393.1 3,412.3 3,423.0 3,439.7 3,422.2 3,434.3 2 Securities in bank credit 832.3 829.6 838.8 843.3 857.9 844.3 840.8 846.0 851.8 855.8 843.1 844.2 3 U.S. government securities 626.7 617.6 615.1 626.3 638.9 635.3 635.2 632.2 631.7 629.3 626.8 625.5 4 Other securities 205.6 212.0 223.7 217.0 219.0 209.0 205.7 213.8 220.1 226.4 216.3 218.7 5 Loans and leases in bank credit (2) 2,380.2 2,459.9 2,463.2 2,482.1 2,508.7 2,527.0 2,552.2 2,566.4 2,571.2 2,583.9 2,579.0 2,590.1 6 Commercial and industrial 550.7 568.8 576.2 584.9 595.2 597.8 600.0 601.7 601.1 603.8 602.5 606.0 7 Real estate 1,072.0 1,104.8 1,105.1 1,116.4 1,131.4 1,142.9 1,155.9 1,163.2 1,165.2 1,170.0 1,170.1 1,169.1 8 Revolving home equity 80.1 85.7 86.1 87.1 88.9 90.6 92.4 93.3 93.7 93.8 94.1 94.4 9 Other 991.9 1,019.2 1,019.1 1,029.3 1,042.5 1,052.3 1,063.6 1,069.9 1,071.5 1,076.2 1,076.0 1,074.7 10 Consumer 509.7 527.2 521.2 513.5 513.7 517.0 518.8 519.0 521.2 522.0 521.9 522.4 11 Security (3) 44.5 43.5 45.2 48.1 47.0 46.0 47.6 48.9 51.3 50.5 50.6 50.5 12 Other loans and leases 203.2 215.6 215.5 219.2 221.3 223.2 229.8 233.5 232.4 237.7 233.9 242.1 13 Interbank loans 175.8 186.1 188.2 193.7 195.4 193.6 169.3 164.2 159.5 164.0 164.7 176.9 14 Cash assets (4) 188.8 211.1 202.4 199.0 209.8 207.8 208.5 207.0 211.5 202.6 206.5 207.3 15 Other assets (5) 212.2 219.6 223.0 227.8 237.3 240.1 241.7 237.6 239.6 235.9 238.0 233.4 16 TOTAL ASSETS (6) 3,732.3 3,850.5 3,859.9 3,890.0 3,952.9 3,956.3 3,955.7 3,964.4 3,976.7 3,985.1 3,974.2 3,994.7 L I A B I L I T I E S 17 Deposits 2,557.2 2,649.9 2,642.8 2,662.3 2,695.6 2,675.9 2,708.2 2,715.4 2,708.9 2,741.4 2,728.0 2,726.3 18 Transaction 726.4 716.2 688.2 677.3 694.8 669.4 677.8 671.2 678.5 672.7 664.8 659.8 19 Nontransaction 1,830.8 1,933.8 1,954.7 1,985.0 2,000.9 2,006.5 2,030.5 2,044.2 2,030.4 2,068.6 2,063.2 2,066.5 20 Large time 279.9 312.1 320.9 319.9 324.9 328.7 335.2 341.0 343.5 345.4 344.5 354.5 21 Other 1,550.8 1,621.6 1,633.7 1,665.1 1,676.0 1,677.8 1,695.3 1,703.3 1,686.8 1,723.3 1,718.7 1,712.0 22 Borrowings 583.5 591.5 583.1 594.3 622.1 633.0 610.2 603.0 608.9 596.3 603.2 624.3 23 From banks in the U.S. 264.2 265.8 261.5 268.2 278.9 278.2 251.2 242.2 241.9 241.4 245.4 263.3 24 From others 319.3 325.6 321.6 326.1 343.2 354.8 359.0 360.8 367.0 354.9 357.8 361.1 25 Net due to related foreign offices 77.1 73.6 79.9 72.5 78.8 92.3 79.6 82.6 87.6 69.9 68.5 68.5 26 Other liabilities 151.7 176.7 185.8 182.0 178.8 174.1 174.4 181.2 187.6 190.7 185.0 190.3 27 TOTAL LIABILITIES 3,369.4 3,491.8 3,491.7 3,511.1 3,575.4 3,575.4 3,572.3 3,582.2 3,592.9 3,598.3 3,584.7 3,609.4 28 Residual (assets less liabilities) (7) 362.9 358.7 368.2 378.8 377.5 380.9 383.4 382.1 383.8 386.8 389.5 385.3 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 47.5 55.9 49.0 49.5 42.0 38.5 44.3 48.3 53.6 44.5 46.5 30 Reval. losses on off-bal. sheet items (8) -- 44.0 50.9 43.2 44.6 43.4 40.2 45.7 51.1 55.3 45.9 47.9 31 Mortgage-backed securities (9) -- 244.2 243.5 245.3 248.8 249.0 250.2 251.7 251.4 254.3 253.9 252.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,892.5 1,921.1 1,940.0 1,952.0 1,970.3 1,962.3 1,973.9 1,993.6 1,999.8 2,008.6 1,992.4 2,001.9 2 Securities in bank credit 433.8 432.7 443.0 437.5 448.4 431.9 428.1 440.9 446.0 448.6 435.0 435.3 3 U.S. government securities 307.3 303.2 297.8 302.1 311.4 308.2 309.6 308.8 306.5 303.2 301.0 299.7 3a Trading account 20.9 17.3 16.2 18.3 20.3 19.4 23.1 24.9 22.8 22.5 20.5 21.0 3b Investment account 286.3 286.0 281.6 283.8 291.1 288.8 286.4 283.9 283.7 280.7 280.5 278.7 4 Other securities 126.6 129.4 145.2 135.4 137.0 123.7 118.5 132.1 139.5 145.5 134.0 135.6 4a Trading account 58.1 64.6 79.9 69.3 71.9 58.3 51.7 64.1 69.8 73.8 62.7 63.6 4b Investment account 68.5 64.9 65.3 66.0 65.1 65.4 66.8 68.0 69.7 71.6 71.3 72.0 4c State and local government 20.6 20.5 21.1 20.8 20.8 21.1 21.7 22.1 22.2 22.3 22.2 22.3 4d Other 47.9 44.3 44.1 45.2 44.3 44.3 45.1 45.9 47.5 49.3 49.1 49.7 5 Loans and leases in bank credit (2) 1,458.7 1,488.5 1,497.0 1,514.6 1,521.9 1,530.4 1,545.8 1,552.7 1,553.8 1,560.0 1,557.4 1,566.6 6 Commercial and industrial 385.2 398.2 402.1 406.2 411.7 412.8 417.2 419.3 419.4 421.5 422.7 425.9 6a Bankers acceptances 1.6 1.9 1.6 1.7 1.6 1.6 1.6 1.6 1.6 1.4 1.5 1.5 6b Other 383.6 396.3 400.5 404.5 410.1 411.2 415.6 417.8 417.9 420.1 421.2 424.3 7 Real estate 594.4 599.4 600.1 606.0 609.3 615.8 620.7 619.9 619.5 621.4 619.7 619.7 8 Revolving home equity 57.1 59.2 59.6 60.4 61.0 61.9 63.2 63.9 64.2 64.2 64.3 64.5 9 Other 537.3 540.2 540.4 545.6 548.3 553.9 557.5 556.0 555.3 557.2 555.3 555.2 10 Consumer 295.2 299.7 301.4 300.0 298.5 299.9 300.2 300.6 300.4 300.8 299.7 296.8 11 Security (3) 41.5 39.8 39.4 43.5 41.9 40.9 43.3 45.7 47.8 46.5 47.4 48.3 11a Fed funds and RPs with broker/dealer 25.8 23.9 24.0 27.1 23.8 23.3 26.5 28.6 29.8 30.0 30.6 30.4 11b Other 15.7 15.9 15.3 16.5 18.1 17.6 16.9 17.1 18.0 16.5 16.8 17.9 12a State and local government 11.8 11.7 11.6 11.5 11.2 11.1 11.2 11.2 11.1 11.2 11.3 11.3 12b Agricultural 9.1 8.7 8.7 8.7 8.7 8.9 8.8 8.7 8.7 8.7 8.8 8.7 12c Fed funds and RPs with others 5.6 6.1 5.3 6.2 7.3 5.7 6.3 7.3 6.8 8.5 5.1 6.2 12d All other loans 63.2 61.2 62.7 64.9 64.1 64.8 66.0 65.7 65.1 65.6 67.0 73.9 12e Lease financing receivables 52.7 63.8 65.8 67.4 69.1 70.5 72.2 74.3 74.9 75.7 75.8 76.0 13 Interbank loans 138.9 129.3 133.8 143.3 148.9 149.6 121.5 115.2 112.3 110.5 113.5 129.7 13a Fed funds and RPs with banks 93.1 81.4 83.9 92.0 96.8 93.4 69.8 69.5 66.6 63.8 65.8 82.1 13b Other 45.8 47.9 49.9 51.3 52.1 56.3 51.7 45.7 45.7 46.8 47.7 47.6 14 Cash assets (4) 134.9 139.0 135.5 140.4 145.2 143.0 142.8 141.8 144.8 142.5 152.1 151.8 15 Other assets (5) 163.4 169.8 173.3 174.4 179.6 181.4 179.3 172.7 172.2 167.7 170.4 169.5 16 TOTAL ASSETS (6) 2,291.5 2,322.7 2,346.2 2,373.7 2,407.3 2,399.8 2,380.8 2,386.6 2,392.5 2,392.7 2,391.9 2,416.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,414.1 1,447.6 1,445.4 1,453.3 1,465.7 1,455.3 1,469.8 1,462.9 1,457.4 1,471.6 1,465.7 1,469.9 18 Transaction 429.4 402.9 392.7 385.8 385.7 375.1 378.3 371.6 374.6 373.2 371.1 368.9 19 Nontransaction 984.7 1,044.8 1,052.7 1,067.6 1,080.0 1,080.1 1,091.4 1,091.3 1,082.8 1,098.4 1,094.6 1,100.9 20 Large time 142.4 159.7 162.8 163.5 167.8 167.9 176.1 180.7 182.0 181.7 180.2 190.4 21 Other 842.4 885.1 890.0 904.1 912.2 912.2 915.3 910.7 900.7 916.7 914.4 910.6 22 Borrowings 436.0 440.0 439.4 453.1 466.2 466.8 438.6 438.4 442.3 437.8 444.8 455.3 23 From banks in the U.S. 177.3 188.1 187.4 194.0 195.4 184.2 160.4 160.4 160.2 163.1 167.0 177.5 24 From others 258.7 251.9 252.0 259.1 270.8 282.6 278.2 278.1 282.1 274.7 277.8 277.8 25 Net due to related foreign offices 73.6 68.0 74.2 64.1 72.7 80.9 76.9 80.5 81.3 70.4 70.5 67.6 26 Other liabilities 126.0 154.4 161.5 157.4 152.3 146.4 145.8 154.2 160.2 165.1 159.6 165.9 27 TOTAL LIABILITIES 2,049.8 2,110.0 2,120.5 2,127.9 2,156.8 2,149.4 2,131.1 2,136.0 2,141.2 2,144.9 2,140.6 2,158.6 28 Residual (assets less liabilities) (7) 241.7 212.7 225.7 245.8 250.4 250.5 249.7 250.6 251.3 247.8 251.2 257.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,887.8 1,924.4 1,937.7 1,947.2 1,969.3 1,964.5 1,976.3 1,988.5 1,994.4 2,007.9 1,989.5 1,999.9 2 Securities in bank credit 433.1 429.4 440.3 438.1 447.0 434.3 432.1 440.1 445.8 451.1 438.1 440.1 3 U.S. government securities 306.7 297.5 296.2 302.6 311.5 308.6 308.8 308.2 307.9 306.2 303.7 303.1 3a Trading account 20.0 16.4 16.4 19.4 20.5 19.6 21.6 23.8 23.2 23.3 21.4 22.5 3b Investment account 286.7 281.2 279.8 283.3 290.9 289.0 287.2 284.4 284.7 282.9 282.2 280.6 3c Mortgage-backed -- 181.2 181.9 183.8 186.3 186.1 186.4 187.8 187.2 188.6 187.9 185.6 3d Other -- 100.0 97.8 99.5 104.7 102.8 100.7 96.7 97.5 94.3 94.4 95.0 3e 1 year or less -- 27.6 26.3 26.6 29.1 27.5 27.5 25.8 27.1 26.2 26.3 25.8 3f Between 1 and 5 years -- 58.6 56.4 56.5 57.6 56.8 54.5 50.8 48.8 48.1 48.4 48.7 3g More than 5 years -- 13.8 15.1 16.4 18.0 18.6 18.8 20.1 21.6 20.1 19.6 20.4 4 Other securities 126.4 131.9 144.1 135.5 135.5 125.7 123.3 131.9 137.9 144.9 134.5 137.0 4a Trading account 58.7 66.5 78.8 69.8 70.7 60.5 56.9 64.8 69.1 73.8 63.7 65.5 4b Investment account 67.7 65.4 65.4 65.7 64.8 65.1 66.4 67.1 68.8 71.1 70.7 71.5 4c State and local government 20.2 20.6 21.1 20.8 20.9 21.2 21.8 21.7 21.9 21.9 22.0 22.1 4d Other 47.4 44.8 44.2 44.9 43.8 43.9 44.6 45.4 46.9 49.2 48.8 49.4 5 Loans and leases in bank credit (2) 1,454.7 1,495.0 1,497.4 1,509.0 1,522.4 1,530.2 1,544.2 1,548.4 1,548.5 1,556.8 1,551.3 1,559.7 6 Commercial and industrial 385.2 396.0 402.1 408.6 417.0 417.9 418.7 419.4 418.7 421.2 420.0 422.4 6a Bankers acceptances 1.5 1.9 1.6 1.6 1.5 1.5 1.6 1.5 1.5 1.4 1.5 1.5 6b Other 383.7 394.2 400.5 407.0 415.5 416.4 417.1 417.9 417.2 419.8 418.5 420.9 7 Real estate 594.1 601.8 599.5 603.1 607.9 613.2 619.3 619.6 618.9 621.9 621.1 619.6 8 Revolving home equity 57.1 59.3 59.4 59.9 60.6 61.8 63.2 63.9 64.2 64.2 64.5 64.7 9a Other residential -- 331.9 329.2 331.2 338.8 341.2 344.3 344.3 343.4 346.8 345.9 344.2 9b Commercial -- 210.6 210.9 212.0 208.6 210.2 211.8 211.4 211.2 210.9 210.7 210.6 10 Consumer 293.4 304.3 301.2 297.2 296.5 298.2 299.1 298.4 299.0 299.2 299.3 297.8 11 Security (3) 40.2 38.9 40.4 43.2 42.4 41.5 43.0 44.3 46.9 45.5 45.7 45.7 11a Fed funds and RPs with broker/dealer 25.1 22.9 24.3 26.8 24.8 24.1 26.0 27.9 29.2 29.9 29.5 28.3 11b Other 15.1 16.0 16.1 16.4 17.6 17.4 17.0 16.5 17.7 15.6 16.1 17.5 12a State and local government 11.8 11.5 11.5 11.5 11.2 11.1 11.2 11.2 11.2 11.3 11.4 11.3 12b Agricultural 9.3 8.6 8.4 8.5 8.6 8.9 8.9 8.9 9.0 9.0 9.1 9.0 12c Fed funds and RPs with others 5.8 6.2 6.1 6.2 7.0 5.8 6.5 7.5 7.0 8.3 4.8 6.2 12d All other loans 62.6 62.9 61.7 63.0 62.8 63.2 65.5 65.1 63.8 65.5 65.2 72.7 12e Lease financing receivables 52.4 64.8 66.4 67.8 68.9 70.4 72.0 73.8 74.2 74.8 74.9 75.0 13 Interbank loans 139.1 137.9 136.1 139.8 146.9 148.6 121.8 115.5 113.1 108.6 111.0 127.1 13a Fed funds and RPs with banks 92.5 86.4 85.9 90.0 96.9 94.3 71.2 68.9 66.5 61.5 64.2 79.9 13b Other 46.6 51.5 50.2 49.7 50.0 54.3 50.6 46.7 46.6 47.1 46.8 47.2 14 Cash assets (4) 132.0 146.8 138.2 134.1 142.7 141.0 140.1 138.4 142.7 134.3 137.9 138.6 15 Other assets (5) 165.8 170.1 171.0 171.4 179.7 183.1 181.5 175.6 175.6 171.7 172.8 170.4 16 TOTAL ASSETS (6) 2,286.7 2,342.9 2,346.7 2,355.9 2,402.0 2,400.7 2,383.0 2,381.4 2,389.3 2,385.7 2,374.5 2,399.3 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,411.0 1,453.9 1,443.4 1,447.2 1,467.3 1,448.6 1,466.5 1,460.6 1,453.8 1,472.8 1,462.9 1,462.1 18 Transaction 424.8 410.5 389.3 378.1 389.1 369.1 374.3 367.5 372.2 368.5 362.0 357.8 19 Nontransaction 986.2 1,043.4 1,054.0 1,069.1 1,078.2 1,079.5 1,092.1 1,093.1 1,081.6 1,104.4 1,100.9 1,104.4 20 Large time 142.0 159.6 164.9 162.6 168.3 170.9 175.9 180.1 182.0 183.0 182.2 192.2 21 Other 844.2 883.7 889.1 906.5 909.9 908.6 916.2 913.0 899.7 921.3 918.7 912.2 22 Borrowings 442.5 435.9 431.8 444.9 467.2 472.8 449.0 442.7 446.5 437.1 442.9 461.4 23 From banks in the U.S. 183.5 181.6 179.7 187.6 194.8 190.3 168.5 165.0 164.4 165.4 168.9 185.5 24 From others 259.0 254.3 252.1 257.3 272.4 282.5 280.5 277.6 282.1 271.6 273.9 275.8 25 Net due to related foreign offices 71.4 69.7 76.0 68.6 74.4 88.1 75.8 77.8 82.8 65.6 64.2 64.2 26 Other liabilities 126.3 152.3 160.5 155.4 152.5 147.7 147.6 154.5 160.6 163.4 157.3 163.3 27 TOTAL LIABILITIES 2,051.2 2,111.6 2,111.6 2,116.1 2,161.3 2,157.2 2,138.9 2,135.6 2,143.8 2,139.0 2,127.2 2,150.9 28 Residual (assets less liabilities) (7) 235.6 231.3 235.1 239.8 240.7 243.6 244.1 245.8 245.5 246.7 247.2 248.3 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 47.5 55.9 49.0 49.5 42.0 38.5 44.3 48.3 53.6 44.5 46.5 30 Reval. losses on off-bal. sheet items (8) -- 44.0 50.9 43.2 44.6 43.4 40.2 45.7 51.1 55.3 45.9 47.9 31 Mortgage-backed securities (9) -- 202.1 201.7 202.4 204.2 203.7 203.6 204.0 203.5 204.6 204.3 202.4 31a Pass-through -- 137.7 137.9 139.0 140.4 140.8 141.7 142.3 141.4 142.4 141.7 140.2 31b CMO, REMIC, and other -- 64.4 63.8 63.4 63.8 62.8 61.9 61.7 62.1 62.2 62.7 62.2 32 Net unrealized gains (losses) on -- 2.7 2.7 2.7 1.8 2.1 2.6 3.1 3.2 3.8 3.7 3.7 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 28.8 30.9 32.1 32.9 33.3 33.6 33.4 33.7 33.8 34.4 33.7 33.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,324.2 1,366.9 1,369.8 1,382.7 1,396.9 1,406.9 1,415.9 1,423.4 1,429.3 1,432.6 1,432.8 1,436.1 2 Securities in bank credit 400.0 401.7 400.2 403.9 407.5 408.2 407.0 406.6 407.8 406.9 406.5 406.9 3 U.S. government securities 320.8 321.3 320.3 322.6 324.3 325.1 324.5 324.7 325.7 325.2 324.5 324.9 4 Other securities 79.2 80.4 79.9 81.3 83.2 83.1 82.5 81.9 82.1 81.7 82.0 82.0 5 Loans and leases in bank credit (2) 924.2 965.3 969.7 978.9 989.4 998.7 1,008.9 1,016.8 1,021.5 1,025.7 1,026.4 1,029.2 6 Commercial and industrial 165.5 172.7 174.4 175.8 176.9 178.5 180.1 182.3 183.2 183.4 183.6 184.9 7 Real estate 477.5 503.4 508.2 516.3 526.2 531.2 536.8 543.2 545.9 548.0 547.8 548.3 8 Revolving home equity 23.0 26.5 26.9 27.5 28.6 28.9 29.2 29.4 29.4 29.5 29.6 29.5 9 Other 454.5 477.0 481.3 488.8 497.6 502.3 507.6 513.8 516.5 518.4 518.3 518.8 10 Consumer 216.6 221.9 219.2 218.1 217.6 219.2 221.5 220.8 221.5 222.8 222.8 224.9 11 Security (3) 4.5 4.5 4.7 4.9 4.6 4.7 4.7 4.8 4.7 4.9 5.0 4.8 12 Other loans and leases 60.3 62.7 63.2 63.8 64.0 65.0 65.7 65.8 66.2 66.6 67.1 66.3 13 Interbank loans 39.3 46.9 50.1 54.0 48.2 48.4 50.3 51.3 50.6 52.5 54.9 51.3 14 Cash assets (4) 57.3 62.1 65.0 67.1 68.5 67.0 69.8 69.0 69.4 69.5 72.1 72.0 15 Other assets (5) 46.5 48.5 50.6 57.4 58.6 57.5 62.2 62.0 63.0 62.6 65.6 64.4 16 TOTAL ASSETS (6) 1,448.1 1,505.1 1,516.0 1,541.8 1,552.5 1,560.0 1,578.1 1,585.5 1,592.0 1,596.8 1,605.0 1,603.2 L I A B I L I T I E S 17 Deposits 1,149.7 1,198.6 1,209.3 1,220.1 1,226.1 1,229.9 1,243.7 1,258.2 1,260.5 1,264.0 1,269.5 1,269.9 18 Transaction 304.0 302.0 302.7 303.6 305.4 303.7 305.1 305.9 310.1 302.0 307.5 307.8 19 Nontransaction 845.7 896.6 906.6 916.5 920.7 926.2 938.6 952.3 950.4 962.0 962.0 962.1 20 Large time 138.7 153.8 155.3 156.4 155.5 157.0 159.8 161.7 162.1 162.3 162.4 162.6 21 Other 707.0 742.8 751.3 760.1 765.1 769.2 778.9 790.6 788.3 799.7 799.5 799.5 22 Borrowings 141.4 153.9 152.6 154.8 157.5 156.3 157.5 160.3 163.7 163.1 162.8 162.9 23 From banks in the U.S. 79.2 84.5 83.6 84.3 85.0 85.4 79.7 75.6 76.5 77.6 77.8 76.0 24 From others 62.2 69.4 69.0 70.5 72.5 70.8 77.8 84.8 87.2 85.5 85.0 86.9 25 Net due to related foreign offices 5.7 4.0 4.0 3.9 4.4 4.2 3.8 4.8 4.8 4.3 4.3 4.3 26 Other liabilities 25.2 24.2 24.9 26.3 26.0 26.7 27.2 26.5 26.7 27.2 27.4 26.9 27 TOTAL LIABILITIES 1,322.0 1,380.7 1,390.8 1,405.1 1,414.1 1,417.1 1,432.2 1,449.8 1,455.7 1,458.6 1,464.0 1,464.0 28 Residual (assets less liabilities) (7) 126.2 124.3 125.2 136.7 138.5 142.9 146.0 135.7 136.3 138.2 141.0 139.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,324.7 1,365.1 1,364.4 1,378.2 1,397.3 1,406.8 1,416.7 1,423.9 1,428.6 1,431.9 1,432.7 1,434.5 2 Securities in bank credit 399.2 400.2 398.5 405.2 411.0 410.0 408.8 405.9 405.9 404.7 405.0 404.1 3 U.S. government securities 320.0 320.1 318.9 323.7 327.5 326.7 326.4 323.9 323.7 323.1 323.1 322.4 4 Other securities 79.2 80.2 79.6 81.5 83.5 83.4 82.4 81.9 82.2 81.6 81.9 81.7 5 Loans and leases in bank credit (2) 925.5 964.8 965.8 973.0 986.3 996.7 1,008.0 1,018.0 1,022.7 1,027.1 1,027.7 1,030.4 6 Commercial and industrial 165.5 172.8 174.1 176.3 178.1 179.9 181.4 182.3 182.4 182.6 182.5 183.7 7 Real estate 477.9 503.1 505.6 513.3 523.5 529.7 536.7 543.6 546.3 548.1 549.0 549.5 8 Revolving home equity 23.0 26.4 26.7 27.2 28.4 28.8 29.2 29.4 29.5 29.6 29.6 29.6 9 Other 454.9 476.7 478.9 486.0 495.2 500.9 507.5 514.2 516.8 518.5 519.4 519.9 10 Consumer 216.4 222.9 220.0 216.3 217.3 218.8 219.7 220.6 222.2 222.8 222.6 224.6 11 Security (3) 4.3 4.6 4.8 4.9 4.7 4.5 4.6 4.6 4.5 5.0 4.9 4.7 12 Other loans and leases 61.4 61.5 61.3 62.3 62.8 63.8 65.7 66.9 67.3 68.7 68.6 67.9 13 Interbank loans 36.7 48.2 52.1 53.9 48.6 45.0 47.5 48.7 46.3 55.4 53.7 49.8 14 Cash assets (4) 56.9 64.3 64.3 64.9 67.1 66.8 68.4 68.6 68.8 68.3 68.6 68.7 15 Other assets (5) 46.4 49.4 51.9 56.4 57.6 57.0 60.2 62.0 64.0 64.2 65.1 63.0 16 TOTAL ASSETS (6) 1,445.5 1,507.6 1,513.3 1,534.1 1,550.9 1,555.6 1,572.7 1,582.9 1,587.4 1,599.4 1,599.7 1,595.5 L I A B I L I T I E S 17 Deposits 1,146.2 1,196.1 1,199.4 1,215.1 1,228.4 1,227.3 1,241.8 1,254.8 1,255.0 1,268.5 1,265.1 1,264.2 18 Transaction 301.6 305.7 298.8 299.3 305.7 300.4 303.4 303.7 306.3 304.2 302.8 302.0 19 Nontransaction 844.6 890.4 900.6 915.9 922.7 927.0 938.3 951.1 948.8 964.3 962.3 962.1 20 Large time 137.9 152.5 156.0 157.3 156.6 157.8 159.3 160.9 161.6 162.3 162.3 162.3 21 Other 706.6 737.9 744.6 758.6 766.1 769.2 779.1 790.2 787.2 802.0 800.0 799.8 22 Borrowings 141.0 155.6 151.3 149.3 155.0 160.2 161.2 160.3 162.3 159.2 160.3 163.0 23 From banks in the U.S. 80.7 84.3 81.8 80.6 84.2 87.9 82.7 77.2 77.5 76.0 76.5 77.8 24 From others 60.3 71.3 69.6 68.8 70.8 72.3 78.5 83.2 84.9 83.2 83.8 85.2 25 Net due to related foreign offices 5.7 4.0 4.0 3.9 4.4 4.2 3.8 4.8 4.8 4.3 4.3 4.3 26 Other liabilities 25.4 24.5 25.4 26.7 26.3 26.4 26.7 26.7 26.9 27.3 27.7 27.1 27 TOTAL LIABILITIES 1,318.2 1,380.1 1,380.1 1,395.0 1,414.0 1,418.2 1,433.4 1,446.6 1,449.1 1,459.3 1,457.4 1,458.5 28 Residual (assets less liabilities) (7) 127.3 127.5 133.2 139.1 136.8 137.4 139.3 136.3 138.4 140.1 142.3 136.9 MEMO 29 Mortgage-backed securities (9) -- 42.1 41.8 42.9 44.6 45.3 46.6 47.7 47.8 49.6 49.6 49.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 468.9 515.7 530.5 525.3 533.7 540.0 542.7 545.9 555.5 549.3 534.7 536.6 2 Securities in bank credit 150.9 170.1 176.9 172.9 178.0 175.6 177.4 184.9 190.2 192.5 174.3 171.8 3 U.S. government securities 80.1 81.8 85.4 83.6 87.9 90.0 92.4 93.6 95.5 92.6 81.7 81.5 4 Other securities 70.8 88.3 91.5 89.3 90.2 85.6 85.1 91.3 94.7 99.9 92.6 90.3 5 Loans and leases in bank credit (2) 318.0 345.7 353.6 352.4 355.7 364.4 365.2 361.0 365.3 356.9 360.4 364.8 6 Commercial and industrial 194.0 214.4 217.1 216.1 216.6 219.8 220.6 220.5 221.3 220.7 221.7 223.4 7 Real estate 32.9 31.8 32.0 31.5 31.4 30.6 29.6 28.6 28.6 28.5 28.4 28.3 11 Security (3) 32.0 38.1 39.8 39.7 43.2 43.5 46.0 44.9 48.3 42.1 45.0 46.8 12 Other loans and leases 59.0 61.3 64.7 65.1 64.5 70.5 69.1 67.1 67.1 65.6 65.4 66.2 13 Interbank loans 19.4 22.7 20.9 22.7 18.9 20.6 19.9 19.6 19.9 18.6 21.4 17.0 14 Cash assets (4) 28.3 31.1 32.9 32.4 32.7 34.0 35.7 34.0 34.3 34.2 33.8 34.1 15 Other assets (5) 37.8 38.0 41.1 41.0 39.1 38.9 41.2 43.0 42.5 41.5 41.9 42.2 16 TOTAL ASSETS (6) 554.4 607.3 625.2 621.1 624.2 633.2 639.2 642.3 652.0 643.4 631.7 629.6 L I A B I L I T I E S 17 Deposits 179.3 225.7 238.0 242.7 257.9 252.1 258.3 271.3 274.1 274.1 267.5 269.3 18 Transaction 10.6 10.3 9.7 10.4 10.8 11.2 11.1 11.3 11.4 12.4 11.6 12.1 19 Nontransaction 168.7 215.4 228.2 232.2 247.1 240.9 247.2 260.0 262.7 261.7 255.9 257.2 20 Large time 166.2 213.2 224.3 228.7 244.5 238.4 244.7 257.4 259.8 259.1 253.3 254.6 21 Other 2.4 2.2 4.0 3.6 2.6 2.5 2.5 2.6 2.8 2.6 2.6 2.5 22 Borrowings 123.6 130.3 143.2 140.0 140.0 143.8 141.5 137.7 143.0 133.3 142.0 140.9 23 From banks in the U.S. 30.5 27.9 33.9 34.8 32.8 33.2 31.1 30.6 32.8 28.7 30.0 33.9 24 From others 93.1 102.4 109.3 105.3 107.3 110.7 110.4 107.2 110.2 104.6 112.0 107.0 25 Net due to related foreign offices 178.1 150.3 139.4 141.0 134.4 148.6 148.7 130.1 121.5 133.0 126.3 136.6 26 Other liabilities 68.7 89.9 99.8 94.0 92.0 89.3 90.1 96.6 103.0 100.7 93.7 93.4 27 TOTAL LIABILITIES 549.7 596.2 620.4 617.7 624.3 633.9 638.6 635.7 641.6 641.1 629.5 640.2 28 Residual (assets less liabilities) (7) 4.7 11.1 4.8 3.5 -0.1 -0.7 0.6 6.6 10.4 2.2 2.1 -10.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 29, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 30 Aug 6 Aug 13 Aug 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 470.3 513.0 531.2 525.1 533.8 542.6 543.1 546.3 557.4 553.1 540.7 542.2 2 Securities in bank credit 151.0 166.2 177.9 173.5 178.5 180.5 178.1 183.8 192.1 195.1 179.2 176.8 3 U.S. government securities 79.1 82.8 87.2 86.6 87.3 90.5 91.0 90.9 94.5 92.8 84.0 84.6 3a Trading account -- 17.0 21.4 20.0 18.6 18.8 18.8 18.2 21.9 19.1 14.7 15.5 3b Investment account -- 65.8 65.8 66.6 68.8 71.7 72.3 72.7 72.7 73.7 69.2 69.1 4 Other securities 71.9 83.4 90.7 87.0 91.2 90.0 87.1 92.9 97.6 102.3 95.2 92.1 4a Trading account -- 58.7 65.2 60.4 61.1 59.7 58.2 60.9 64.5 68.7 61.1 58.1 4b Investment account -- 24.8 25.5 26.6 30.0 30.3 28.9 32.0 33.1 33.5 34.1 34.0 5 Loans and leases in bank credit (2) 319.2 346.8 353.3 351.6 355.2 362.1 365.0 362.5 365.3 358.0 361.5 365.5 6 Commercial and industrial 195.0 214.3 217.1 215.7 217.4 220.0 221.3 221.7 221.5 221.6 222.8 224.1 7 Real estate 32.8 31.8 32.1 31.5 30.9 30.4 29.5 28.5 28.3 28.4 28.4 28.4 11 Security (3) 32.0 38.1 39.8 39.7 43.2 43.5 46.0 44.9 48.3 42.1 45.0 46.8 12 Other loans and leases 59.4 62.6 64.4 64.6 63.8 68.3 68.2 67.5 67.1 65.8 65.4 66.2 13 Interbank loans 19.4 22.7 20.9 22.7 18.9 20.6 19.9 19.6 19.9 18.6 21.4 17.0 14 Cash assets (4) 28.5 31.5 32.1 31.8 31.9 34.0 36.5 34.2 34.5 34.4 34.1 34.1 15 Other assets (5) 37.2 37.3 41.9 40.4 37.7 39.9 41.1 42.2 42.4 42.1 42.8 42.8 16 TOTAL ASSETS (6) 555.3 604.2 625.8 619.8 622.0 636.9 640.3 642.1 653.9 647.9 638.8 635.9 L I A B I L I T I E S 17 Deposits 177.2 225.8 234.8 242.5 251.5 252.6 258.7 268.2 273.6 271.2 264.6 267.5 18 Transaction 10.6 10.4 9.9 10.2 10.4 10.7 11.1 11.3 11.3 12.0 11.3 11.7 19 Nontransaction 166.7 215.5 224.9 232.3 241.1 241.9 247.7 257.0 262.3 259.2 253.3 255.8 20 Large time 164.3 213.2 221.0 228.7 238.6 239.4 245.2 254.4 259.4 256.6 250.7 253.3 21 Other 2.4 2.2 3.9 3.6 2.6 2.5 2.5 2.6 2.8 2.6 2.5 2.5 22 Borrowings 131.3 127.1 136.6 134.1 142.5 143.6 146.5 146.8 150.1 146.0 147.4 146.2 23 From banks in the U.S. 32.0 29.0 31.7 33.2 33.0 32.7 32.8 32.3 34.4 30.9 31.1 34.0 24 From others 99.3 98.2 105.0 101.0 109.5 110.9 113.7 114.5 115.7 115.2 116.3 112.2 25 Net due to related foreign offices 174.9 159.1 148.6 145.7 131.3 144.3 140.4 128.9 123.1 125.6 128.2 128.2 26 Other liabilities 67.2 89.1 102.3 93.8 91.8 92.0 91.1 94.4 102.3 100.9 94.8 93.2 27 TOTAL LIABILITIES 550.6 601.1 622.4 616.2 617.1 632.6 636.8 638.4 649.2 643.8 635.0 635.1 28 Residual (assets less liabilities) (7) 4.7 3.1 3.5 3.6 4.8 4.2 3.5 3.7 4.7 4.1 3.8 0.8 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 41.1 45.9 41.4 40.5 39.4 37.6 40.0 42.4 45.7 41.0 38.2 30 Reval. losses on off-bal. sheet items (8) -- 41.0 47.6 43.7 43.4 42.3 40.5 42.7 45.2 49.0 43.5 40.3 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 August 29, 1997 Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.