H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,697.5 3,858.4 3,897.9 3,902.0 3,920.5 3,948.8 3,958.7 3,976.8 3,989.2 3,986.7 4,004.8 4,012.5 2 Securities in bank credit 972.3 1,013.9 1,033.4 1,014.3 1,010.0 1,028.3 1,021.8 1,026.2 1,030.0 1,017.3 1,035.6 1,045.1 3 U.S. government securities 704.6 708.6 723.7 723.4 726.3 726.1 713.9 721.6 730.8 716.8 726.9 734.6 4 Other securities 267.7 305.3 309.7 290.9 283.7 302.2 307.9 304.5 299.3 300.5 308.7 310.4 5 Loans and leases in bank credit (2) 2,725.1 2,844.5 2,864.5 2,887.6 2,910.5 2,920.5 2,937.0 2,950.6 2,959.2 2,969.4 2,969.3 2,967.4 6 Commercial and industrial 760.7 798.2 803.6 807.9 812.7 816.6 824.5 835.8 842.5 844.1 841.2 838.2 7 Real estate 1,112.3 1,154.0 1,167.5 1,178.5 1,188.1 1,193.0 1,198.6 1,205.2 1,208.5 1,206.9 1,207.4 1,208.3 8 Revolving home equity 81.9 87.8 89.7 90.9 92.5 93.5 94.4 95.6 96.3 96.7 97.0 97.1 9 Other 1,030.4 1,066.2 1,077.8 1,087.5 1,095.6 1,099.5 1,104.2 1,109.6 1,112.2 1,110.2 1,110.4 1,111.2 10 Consumer 517.3 517.9 515.0 516.4 517.7 517.0 517.4 513.3 507.3 508.9 507.4 506.5 11 Security (3) 73.3 87.3 89.4 88.3 92.6 93.6 93.5 93.8 97.4 103.3 105.5 104.6 12 Other loans and leases 261.5 287.1 289.1 296.5 299.4 300.3 303.0 302.5 303.4 306.2 307.7 309.9 13 Interbank loans 206.0 219.7 215.5 217.7 190.3 184.4 191.2 199.6 198.8 199.5 199.3 203.5 14 Cash assets (4) 226.8 239.8 246.4 243.7 247.8 244.4 261.4 256.5 254.0 272.3 279.9 260.6 15 Other assets (5) 256.3 276.4 278.5 280.7 286.9 282.4 285.4 285.3 289.3 295.4 293.8 290.2 16 TOTAL ASSETS (6) 4,329.3 4,538.2 4,581.7 4,587.5 4,588.8 4,603.3 4,639.8 4,661.5 4,674.9 4,697.2 4,721.1 4,709.9 L I A B I L I T I E S 17 Deposits 2,771.5 2,916.3 2,948.5 2,934.3 2,967.0 2,988.1 3,011.5 3,024.6 3,013.4 3,051.0 3,024.5 3,022.3 18 Transaction 724.4 699.6 701.6 689.4 693.1 688.1 694.3 679.1 656.2 696.4 679.3 674.4 19 Nontransaction 2,047.2 2,216.8 2,246.9 2,244.9 2,273.9 2,300.1 2,317.2 2,345.4 2,357.2 2,354.6 2,345.1 2,347.9 20 Large time 469.0 549.0 567.2 561.4 577.6 596.4 602.4 616.4 612.9 605.6 603.8 609.2 21 Other 1,578.1 1,667.8 1,679.7 1,683.5 1,696.2 1,703.7 1,714.7 1,729.0 1,744.3 1,749.0 1,741.4 1,738.7 22 Borrowings 711.2 749.2 761.3 760.7 727.7 726.4 740.0 759.6 781.8 783.3 815.4 812.2 23 From banks in the U.S. 295.8 311.2 310.8 299.0 266.2 262.1 273.9 281.3 289.4 293.7 297.9 282.4 24 From others 415.4 438.0 450.5 461.7 461.5 464.3 466.1 478.4 492.4 489.5 517.5 529.8 25 Net due to related foreign offices 250.8 209.8 211.6 234.1 229.5 215.0 206.7 206.0 198.4 184.2 191.4 188.4 26 Other liabilities 222.6 276.7 271.4 265.1 266.9 279.5 285.5 273.1 276.9 278.8 280.1 284.3 27 TOTAL LIABILITIES 3,956.0 4,152.1 4,192.8 4,194.1 4,191.1 4,209.1 4,243.8 4,263.3 4,270.6 4,297.4 4,311.3 4,307.2 28 Residual (assets less liabilities) (7) 373.2 386.1 389.0 393.4 397.7 394.2 396.1 398.2 404.3 399.8 409.8 402.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,699.9 3,848.8 3,897.3 3,906.5 3,924.3 3,944.7 3,959.9 3,978.3 3,991.0 3,991.3 3,998.9 4,014.0 2 Securities in bank credit 973.0 1,016.5 1,035.9 1,023.3 1,016.5 1,025.7 1,026.9 1,026.4 1,029.7 1,018.4 1,032.4 1,045.7 3 U.S. government securities 705.7 713.3 726.4 725.9 726.2 722.1 716.5 722.7 730.4 718.3 727.8 734.4 4 Other securities 267.3 303.2 309.5 297.5 290.3 303.6 310.4 303.6 299.2 300.1 304.5 311.3 5 Loans and leases in bank credit (2) 2,726.9 2,832.3 2,861.5 2,883.2 2,907.8 2,919.0 2,933.0 2,951.9 2,961.3 2,972.9 2,966.6 2,968.2 6 Commercial and industrial 755.6 800.8 810.9 814.7 816.1 817.9 820.3 830.1 838.6 839.2 836.5 834.4 7 Real estate 1,115.4 1,148.0 1,163.0 1,174.1 1,186.4 1,193.1 1,200.3 1,208.5 1,212.3 1,211.0 1,209.7 1,211.0 8 Revolving home equity 82.5 87.0 89.0 90.7 92.5 93.6 94.7 96.3 97.0 97.2 97.5 97.7 9 Other 1,032.9 1,061.0 1,074.0 1,083.4 1,093.9 1,099.5 1,105.6 1,112.2 1,115.4 1,113.8 1,112.2 1,113.3 10 Consumer 519.5 513.3 512.6 514.3 514.9 514.7 517.9 515.5 506.6 508.7 507.7 507.2 11 Security (3) 72.5 87.0 89.9 88.7 92.2 92.1 91.6 92.9 96.4 103.8 104.9 104.4 12 Other loans and leases 263.9 283.2 285.2 291.4 298.1 301.2 303.0 305.0 307.3 310.2 307.8 311.2 13 Interbank loans 200.4 216.2 213.9 213.2 187.8 182.2 186.8 194.0 195.8 196.1 188.6 196.8 14 Cash assets (4) 224.0 230.6 241.6 241.5 244.4 240.8 247.8 253.2 253.9 293.7 263.3 261.6 15 Other assets (5) 258.7 271.8 276.2 283.0 287.1 284.6 288.7 287.9 288.5 293.7 283.8 288.3 16 TOTAL ASSETS (6) 4,325.4 4,511.2 4,572.6 4,587.6 4,586.8 4,595.5 4,626.2 4,656.5 4,672.7 4,718.3 4,678.0 4,704.2 L I A B I L I T I E S 17 Deposits 2,772.1 2,905.1 2,945.9 2,925.6 2,962.2 2,979.5 3,001.5 3,024.6 3,033.1 3,078.5 3,005.4 3,021.3 18 Transaction 722.8 687.4 704.8 679.5 687.4 681.8 681.8 677.7 661.5 712.5 653.6 668.2 19 Nontransaction 2,049.3 2,217.7 2,241.1 2,246.1 2,274.8 2,297.7 2,319.6 2,347.0 2,371.6 2,366.0 2,351.8 2,353.1 20 Large time 465.9 549.1 562.8 566.2 577.4 592.1 601.6 611.6 616.4 611.1 614.1 620.0 21 Other 1,583.3 1,668.7 1,678.3 1,679.9 1,697.3 1,705.6 1,718.1 1,735.3 1,755.3 1,754.8 1,737.7 1,733.1 22 Borrowings 715.5 729.7 762.1 770.9 748.1 741.1 745.3 763.4 772.3 775.3 801.6 800.8 23 From banks in the U.S. 298.3 299.6 309.5 307.5 280.0 271.1 279.1 282.9 284.9 286.1 284.4 274.8 24 From others 417.3 430.2 452.6 463.4 468.2 470.0 466.2 480.4 487.4 489.2 517.2 526.0 25 Net due to related foreign offices 245.0 219.0 210.0 236.5 219.8 211.4 202.5 198.7 191.5 186.7 195.5 195.5 26 Other liabilities 223.1 275.0 271.7 268.7 269.2 277.8 284.5 273.6 275.4 275.9 276.0 286.0 27 TOTAL LIABILITIES 3,955.7 4,128.8 4,189.7 4,201.8 4,199.4 4,209.8 4,233.7 4,260.3 4,272.3 4,316.4 4,278.5 4,303.6 28 Residual (assets less liabilities) (7) 369.7 382.5 382.8 385.8 387.4 385.7 392.5 396.1 400.5 401.9 399.5 400.5 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 90.4 90.1 81.4 76.1 84.3 86.1 78.1 75.0 73.0 76.5 80.8 30 Reval. losses on off-bal. sheet items (8) -- 86.9 87.8 85.2 79.9 87.7 89.3 81.2 78.5 77.0 79.7 83.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,227.5 3,333.1 3,366.7 3,367.8 3,386.8 3,412.8 3,426.7 3,443.4 3,460.6 3,464.6 3,479.8 3,487.2 2 Securities in bank credit 822.5 841.0 856.5 841.3 836.6 847.9 843.4 844.9 855.0 851.2 868.6 873.7 3 U.S. government securities 621.3 625.1 636.4 634.8 636.1 634.8 627.2 632.9 640.7 634.1 645.7 650.0 4 Other securities 201.2 215.9 220.1 206.5 200.5 213.2 216.2 212.0 214.3 217.1 222.8 223.6 5 Loans and leases in bank credit (2) 2,405.0 2,492.2 2,510.2 2,526.5 2,550.2 2,564.9 2,583.3 2,598.5 2,605.6 2,613.4 2,611.2 2,613.6 6 Commercial and industrial 560.6 582.3 587.8 590.0 595.0 599.2 605.7 614.9 618.4 621.3 620.6 620.3 7 Real estate 1,079.7 1,122.5 1,136.1 1,148.0 1,158.6 1,164.7 1,170.5 1,177.9 1,181.7 1,179.6 1,180.3 1,181.5 8 Revolving home equity 81.9 87.8 89.7 90.9 92.5 93.5 94.4 95.6 96.3 96.7 97.0 97.1 9 Other 997.8 1,034.7 1,046.4 1,057.0 1,066.2 1,071.1 1,076.2 1,082.2 1,085.4 1,082.9 1,083.2 1,084.4 10 Consumer 517.3 517.9 515.0 516.4 517.7 517.0 517.4 513.3 507.3 508.9 507.4 506.5 11 Security (3) 44.4 47.6 46.5 45.6 47.8 50.0 51.0 50.8 55.4 58.6 56.3 59.4 12 Other loans and leases 203.1 221.8 224.7 226.5 231.1 233.9 238.6 241.7 242.9 245.0 246.7 245.9 13 Interbank loans 185.0 197.0 196.9 197.9 171.7 166.2 173.8 182.8 183.5 183.2 183.1 182.5 14 Cash assets (4) 196.6 207.4 213.8 210.1 212.7 211.1 227.5 221.9 220.6 240.0 246.4 226.8 15 Other assets (5) 219.2 235.4 239.5 242.1 246.1 239.9 242.8 244.1 251.1 256.0 255.3 251.3 16 TOTAL ASSETS (6) 3,771.0 3,917.1 3,960.7 3,961.6 3,960.9 3,973.3 4,014.2 4,035.8 4,059.6 4,087.3 4,108.1 4,091.3 L I A B I L I T I E S 17 Deposits 2,586.3 2,673.7 2,691.8 2,685.0 2,712.9 2,721.7 2,744.6 2,755.5 2,753.6 2,794.2 2,769.4 2,761.3 18 Transaction 714.8 689.1 690.9 678.5 682.5 677.3 682.9 668.0 645.7 685.7 668.9 663.3 19 Nontransaction 1,871.5 1,984.5 2,000.9 2,006.5 2,030.4 2,044.4 2,061.8 2,087.6 2,107.9 2,108.6 2,100.5 2,098.0 20 Large time 295.5 320.3 323.8 325.5 336.7 343.3 349.6 361.2 366.1 362.1 361.5 362.5 21 Other 1,576.0 1,664.3 1,677.1 1,681.0 1,693.7 1,701.1 1,712.2 1,726.3 1,741.8 1,746.5 1,739.0 1,735.5 22 Borrowings 587.1 609.4 622.7 620.0 591.1 593.1 604.6 620.2 632.1 630.3 663.4 656.9 23 From banks in the U.S. 262.5 276.8 278.9 267.7 238.2 233.9 244.7 247.9 253.8 253.9 263.2 252.3 24 From others 324.6 332.6 343.7 352.3 352.9 359.3 359.8 372.3 378.3 376.4 400.2 404.7 25 Net due to related foreign offices 74.6 68.0 77.3 85.7 81.1 85.6 79.5 83.5 79.3 74.6 76.2 74.7 26 Other liabilities 156.2 182.8 179.7 176.4 177.7 184.1 189.1 180.2 192.6 195.5 196.5 198.2 27 TOTAL LIABILITIES 3,404.2 3,533.8 3,571.4 3,567.0 3,562.8 3,584.5 3,617.8 3,639.5 3,657.6 3,694.7 3,705.5 3,691.1 28 Residual (assets less liabilities) (7) 366.8 383.2 389.3 394.6 398.1 388.9 396.4 396.3 402.0 392.6 402.5 400.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,231.2 3,323.8 3,366.1 3,369.8 3,390.2 3,408.2 3,424.0 3,447.0 3,465.0 3,470.8 3,476.2 3,489.0 2 Securities in bank credit 824.2 843.0 858.5 845.5 842.4 846.4 845.0 846.8 855.9 851.9 866.2 873.4 3 U.S. government securities 623.4 626.7 639.7 636.7 637.2 633.4 628.3 635.1 642.1 636.3 647.3 650.5 4 Other securities 200.9 216.3 218.8 208.7 205.2 213.0 216.7 211.7 213.9 215.6 218.9 222.9 5 Loans and leases in bank credit (2) 2,407.0 2,480.8 2,507.6 2,524.3 2,547.7 2,561.8 2,578.9 2,600.2 2,609.1 2,619.0 2,610.0 2,615.6 6 Commercial and industrial 556.7 585.3 594.4 596.6 597.7 599.3 601.3 610.6 615.9 618.3 617.3 617.5 7 Real estate 1,082.6 1,116.5 1,132.1 1,143.8 1,157.1 1,164.8 1,172.2 1,181.1 1,185.4 1,183.6 1,182.4 1,183.9 8 Revolving home equity 82.5 87.0 89.0 90.7 92.5 93.6 94.7 96.3 97.0 97.2 97.5 97.7 9 Other 1,000.1 1,029.5 1,043.1 1,053.1 1,064.6 1,071.3 1,077.5 1,084.8 1,088.4 1,086.4 1,084.9 1,086.2 10 Consumer 519.5 513.3 512.6 514.3 514.9 514.7 517.9 515.5 506.6 508.7 507.7 507.2 11 Security (3) 43.6 47.3 47.0 46.0 47.4 48.5 49.1 49.9 54.4 59.1 55.6 59.3 12 Other loans and leases 204.6 218.4 221.5 223.6 230.7 234.4 238.4 243.2 246.8 249.2 247.0 247.6 13 Interbank loans 179.3 193.5 195.3 193.4 169.2 163.9 169.4 177.2 180.5 179.8 172.3 175.7 14 Cash assets (4) 194.4 198.8 209.9 207.8 208.6 207.2 214.0 219.5 220.2 260.9 229.5 227.3 15 Other assets (5) 221.2 231.4 238.6 243.4 246.4 242.8 245.3 246.3 250.8 254.7 245.9 249.4 16 TOTAL ASSETS (6) 3,768.7 3,891.6 3,953.8 3,958.1 3,957.8 3,965.7 3,996.0 4,033.3 4,060.2 4,109.9 4,067.8 4,085.2 L I A B I L I T I E S 17 Deposits 2,587.3 2,662.6 2,695.6 2,675.8 2,707.7 2,716.0 2,736.8 2,756.6 2,767.5 2,815.1 2,740.6 2,750.5 18 Transaction 712.9 677.1 694.6 669.1 676.9 671.0 670.6 666.0 650.9 701.6 643.4 657.0 19 Nontransaction 1,874.4 1,985.4 2,001.0 2,006.7 2,030.8 2,045.0 2,066.1 2,090.6 2,116.6 2,113.5 2,097.2 2,093.5 20 Large time 293.2 320.3 325.3 329.4 336.0 341.9 350.6 358.0 363.9 361.2 362.0 363.8 21 Other 1,581.2 1,665.1 1,675.8 1,677.3 1,694.8 1,703.1 1,715.5 1,732.6 1,752.7 1,752.3 1,735.2 1,729.7 22 Borrowings 590.2 595.8 621.0 630.5 606.5 598.9 604.6 622.9 626.8 626.0 652.7 653.5 23 From banks in the U.S. 265.7 266.7 277.4 276.7 250.2 241.2 249.3 250.4 253.0 248.8 254.6 247.1 24 From others 324.6 329.1 343.6 353.8 356.3 357.8 355.3 372.6 373.8 377.3 398.1 406.3 25 Net due to related foreign offices 70.8 72.5 78.8 92.3 79.6 83.2 77.1 79.3 75.4 74.8 81.8 81.8 26 Other liabilities 156.9 181.2 180.2 177.3 179.1 184.6 187.6 180.9 192.8 194.6 195.5 201.2 27 TOTAL LIABILITIES 3,405.1 3,512.0 3,575.6 3,576.0 3,572.9 3,582.7 3,606.1 3,639.8 3,662.4 3,710.5 3,670.6 3,687.0 28 Residual (assets less liabilities) (7) 363.6 379.6 378.2 382.2 384.9 383.1 389.9 393.6 397.8 399.4 397.1 398.2 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 49.0 49.5 42.0 38.5 44.3 45.1 37.5 36.5 36.1 38.9 41.1 30 Reval. losses on off-bal. sheet items (8) -- 43.2 44.6 43.4 40.2 45.9 46.5 40.0 40.0 39.7 41.7 43.5 31 Mortgage-backed securities (9) -- 245.1 248.7 248.8 250.0 251.6 253.3 255.7 261.2 255.8 261.2 262.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,896.3 1,960.4 1,979.7 1,971.0 1,981.5 2,000.5 2,003.1 2,013.6 2,030.6 2,031.2 2,046.3 2,051.3 2 Securities in bank credit 424.3 439.2 450.6 434.0 429.8 441.5 437.1 439.8 449.2 445.8 461.8 465.7 3 U.S. government securities 302.5 304.3 313.6 310.5 311.6 309.6 302.2 308.9 316.1 310.1 321.1 324.5 3a Trading account 21.0 18.3 20.3 19.4 22.9 23.7 20.6 23.3 24.6 22.6 26.8 27.6 3b Investment account 281.5 286.1 293.3 291.1 288.7 286.0 281.5 285.6 291.4 287.5 294.3 297.0 4 Other securities 121.8 134.8 137.0 123.5 118.2 131.9 134.9 130.8 133.1 135.7 140.7 141.2 4a Trading account 56.3 69.4 72.0 58.4 51.8 64.2 63.7 59.6 61.7 63.5 68.7 69.7 4b Investment account 65.5 65.4 65.0 65.1 66.4 67.7 71.3 71.2 71.4 72.2 72.0 71.5 4c State and local government 20.3 20.7 20.8 21.1 21.7 22.1 22.3 22.1 22.1 22.0 22.0 22.0 4d Other 45.2 44.8 44.2 44.0 44.6 45.5 49.0 49.2 49.4 50.2 50.0 49.5 5 Loans and leases in bank credit (2) 1,472.0 1,521.2 1,529.1 1,537.1 1,551.7 1,559.0 1,566.0 1,573.9 1,581.4 1,585.3 1,584.5 1,585.6 6 Commercial and industrial 393.8 408.1 412.4 412.8 416.0 418.3 423.1 430.7 433.8 435.5 434.6 434.0 6a Bankers acceptances 1.8 1.7 1.6 1.6 1.6 1.6 1.5 1.5 1.3 1.3 1.3 1.3 6b Other 392.0 406.4 410.8 411.2 414.4 416.7 421.6 429.2 432.5 434.2 433.3 432.7 7 Real estate 598.3 610.7 614.1 620.7 625.6 625.1 625.3 626.6 627.9 624.9 624.8 625.3 8 Revolving home equity 57.8 60.6 61.3 62.2 63.5 64.2 64.8 65.7 66.0 66.2 66.5 66.5 9 Other 540.6 550.2 552.8 558.5 562.2 560.9 560.5 560.8 561.9 558.7 558.3 558.8 10 Consumer 298.4 301.5 300.1 301.5 302.0 302.6 300.4 298.2 294.7 295.8 295.7 294.9 11 Security (3) 39.8 42.7 41.9 41.0 43.2 45.4 46.2 45.8 50.3 53.2 51.2 54.3 11a Fed funds and RPs with broker/dealer 25.3 26.3 23.8 23.4 26.4 28.5 30.0 29.0 33.0 36.8 33.8 36.7 11b Other 14.5 16.5 18.1 17.6 16.8 16.8 16.2 16.9 17.2 16.5 17.4 17.5 12a State and local government 11.5 11.6 11.3 11.1 11.2 11.2 11.3 11.4 11.4 11.3 11.2 11.4 12b Agricultural 8.9 8.8 8.8 8.9 8.8 8.7 8.7 8.9 8.9 8.9 9.0 9.0 12c Fed funds and RPs with others 4.2 6.2 7.4 5.8 6.4 7.4 6.3 6.5 8.9 8.3 10.6 8.7 12d All other loans 61.4 64.0 64.0 64.7 66.2 66.0 68.6 68.8 68.2 69.9 69.6 69.9 12e Lease financing receivables 55.5 67.5 69.1 70.5 72.2 74.3 76.0 77.0 77.3 77.6 77.8 78.0 13 Interbank loans 142.2 142.2 148.8 149.5 121.4 115.2 121.2 128.3 128.5 123.5 128.2 126.0 13a Fed funds and RPs with banks 93.4 92.0 96.7 93.2 69.7 69.5 73.8 81.3 81.2 76.9 82.1 80.0 13b Other 48.8 50.2 52.1 56.3 51.7 45.7 47.3 47.0 47.3 46.6 46.1 46.1 14 Cash assets (4) 136.4 140.7 145.9 143.7 143.5 142.8 156.1 150.5 153.9 166.1 174.5 158.1 15 Other assets (5) 172.2 178.3 181.3 185.2 184.6 178.4 180.0 184.3 190.5 195.3 191.9 192.6 16 TOTAL ASSETS (6) 2,309.1 2,385.0 2,418.9 2,412.8 2,394.3 2,400.1 2,423.9 2,440.5 2,467.5 2,479.7 2,504.7 2,491.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,431.6 1,459.3 1,472.0 1,461.8 1,477.6 1,472.3 1,486.2 1,494.0 1,492.4 1,516.0 1,498.4 1,493.4 18 Transaction 415.1 387.3 387.5 376.9 380.0 374.2 378.4 367.0 354.1 380.3 367.8 365.3 19 Nontransaction 1,016.5 1,072.0 1,084.4 1,084.9 1,097.6 1,098.1 1,107.8 1,127.0 1,138.4 1,135.7 1,130.7 1,128.1 20 Large time 153.6 164.9 169.3 169.4 177.6 182.3 187.7 197.8 200.8 197.3 197.0 198.1 21 Other 862.9 907.1 915.2 915.5 920.0 915.8 920.1 929.2 937.6 938.4 933.7 930.0 22 Borrowings 436.7 455.1 467.0 466.3 436.9 436.4 445.4 463.1 478.9 477.6 505.8 501.5 23 From banks in the U.S. 178.0 192.1 193.7 181.7 157.7 157.6 167.2 174.1 182.8 181.8 186.2 177.2 24 From others 258.8 263.0 273.2 284.5 279.2 278.8 278.1 289.0 296.1 295.8 319.5 324.3 25 Net due to related foreign offices 68.7 64.1 72.9 81.5 77.3 80.8 75.0 78.7 74.6 69.3 70.7 69.3 26 Other liabilities 130.1 157.1 154.3 150.2 150.9 157.9 162.0 152.3 164.6 167.7 169.2 170.6 27 TOTAL LIABILITIES 2,067.2 2,135.6 2,166.1 2,159.8 2,142.8 2,147.4 2,168.6 2,188.1 2,210.5 2,230.6 2,244.0 2,234.7 28 Residual (assets less liabilities) (7) 241.9 249.4 252.9 253.0 251.6 252.7 255.4 252.5 257.0 249.2 260.6 257.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,896.0 1,955.5 1,978.7 1,973.2 1,983.9 1,995.4 2,000.7 2,013.3 2,031.9 2,034.6 2,040.0 2,051.0 2 Securities in bank credit 425.8 439.9 449.1 436.3 433.9 440.7 440.5 441.3 451.1 447.3 460.3 466.7 3 U.S. government securities 304.1 304.9 313.7 310.9 310.9 309.1 304.9 310.6 318.3 313.0 323.5 326.4 3a Trading account 21.1 19.4 20.5 19.6 21.4 22.6 21.3 23.4 24.7 24.1 28.1 28.2 3b Investment account 283.0 285.5 293.1 291.2 289.4 286.5 283.6 287.2 293.6 288.8 295.4 298.3 3c Mortgage-backed -- 184.9 187.1 187.0 187.4 188.5 187.8 189.6 195.0 189.8 195.3 197.0 3d Other -- 100.7 106.0 104.2 102.0 98.0 95.8 97.6 98.6 99.0 100.1 101.2 3e 1 year or less -- 26.9 29.5 27.9 27.8 26.2 26.2 27.0 25.1 25.0 25.2 26.7 3f Between 1 and 5 years -- 57.2 58.4 57.6 55.2 51.1 48.7 48.6 51.0 51.3 51.6 52.4 3g More than 5 years -- 16.6 18.2 18.7 19.1 20.6 20.9 22.1 22.5 22.7 23.3 22.1 4 Other securities 121.6 135.0 135.4 125.4 123.0 131.7 135.6 130.7 132.7 134.3 136.8 140.2 4a Trading account 56.1 69.8 70.8 60.6 57.0 64.9 64.8 59.4 60.7 61.7 64.3 68.2 4b Investment account 65.6 65.1 64.6 64.8 66.0 66.8 70.8 71.2 72.0 72.6 72.5 72.0 4c State and local government 20.3 20.7 20.9 21.2 21.8 21.7 22.0 22.0 22.0 22.0 22.0 22.0 4d Other 45.2 44.4 43.7 43.7 44.2 45.0 48.8 49.2 50.0 50.7 50.6 50.0 5 Loans and leases in bank credit (2) 1,470.3 1,515.7 1,529.6 1,536.9 1,550.1 1,554.7 1,560.2 1,572.1 1,580.8 1,587.3 1,579.6 1,584.3 6 Commercial and industrial 391.0 410.5 417.7 417.9 417.5 418.4 419.9 427.4 431.9 433.2 431.7 431.9 6a Bankers acceptances 1.8 1.6 1.5 1.5 1.6 1.5 1.5 1.5 1.3 1.4 1.4 1.4 6b Other 389.2 408.9 416.2 416.4 416.0 416.9 418.4 425.9 430.5 431.9 430.3 430.5 7 Real estate 599.1 607.8 612.8 618.1 624.2 624.9 625.8 627.6 629.5 626.6 624.6 625.3 8 Revolving home equity 58.0 60.1 60.9 62.1 63.5 64.2 65.0 66.1 66.4 66.6 66.8 66.9 9a Other residential -- 337.4 341.3 343.8 347.0 347.2 348.0 347.6 349.0 345.5 343.7 343.8 9b Commercial -- 210.3 210.6 212.2 213.8 213.5 212.8 213.9 214.0 214.5 214.1 214.6 10 Consumer 299.5 298.8 298.1 299.9 300.9 300.4 300.9 299.6 294.1 295.2 295.0 294.7 11 Security (3) 39.2 42.4 42.4 41.6 42.9 44.0 44.4 45.0 49.2 53.8 50.7 54.3 11a Fed funds and RPs with broker/dealer 25.1 26.0 24.8 24.1 26.0 27.9 28.5 28.6 32.9 37.4 33.5 36.5 11b Other 14.1 16.4 17.6 17.4 17.0 16.2 15.9 16.4 16.3 16.5 17.2 17.9 12a State and local government 11.6 11.5 11.2 11.1 11.3 11.3 11.4 11.4 11.4 11.4 11.3 11.5 12b Agricultural 9.1 8.5 8.6 8.9 8.9 9.0 9.0 9.1 9.1 9.1 9.0 9.1 12c Fed funds and RPs with others 4.6 6.2 7.1 5.9 6.6 7.6 6.2 7.2 9.1 8.1 10.2 8.4 12d All other loans 61.1 62.2 62.7 63.2 65.7 65.4 67.5 68.4 69.1 72.1 69.3 71.4 12e Lease financing receivables 55.1 67.8 69.0 70.4 72.0 73.8 75.1 76.3 77.6 77.7 77.8 78.0 13 Interbank loans 138.2 138.7 146.8 148.5 121.7 115.6 117.7 124.5 122.1 120.3 118.9 121.5 13a Fed funds and RPs with banks 90.1 90.0 96.8 94.2 71.1 68.9 70.8 78.0 75.0 72.9 73.1 76.4 13b Other 48.1 48.7 50.0 54.3 50.6 46.7 47.0 46.4 47.1 47.3 45.8 45.1 14 Cash assets (4) 135.7 134.3 143.4 141.7 140.8 139.4 144.9 149.6 151.8 182.2 160.0 157.8 15 Other assets (5) 173.8 175.2 181.4 187.0 186.9 181.3 182.5 186.1 188.8 192.8 186.6 191.0 16 TOTAL ASSETS (6) 2,305.5 2,367.2 2,413.7 2,413.8 2,396.6 2,395.1 2,409.2 2,437.0 2,458.5 2,493.7 2,469.4 2,485.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,430.5 1,453.2 1,473.6 1,455.2 1,474.3 1,470.0 1,481.0 1,492.8 1,496.1 1,529.4 1,476.6 1,485.8 18 Transaction 413.9 379.6 390.9 370.9 376.0 370.1 369.4 365.7 353.6 391.7 348.5 361.8 19 Nontransaction 1,016.6 1,073.6 1,082.7 1,084.4 1,098.3 1,099.9 1,111.6 1,127.1 1,142.6 1,137.6 1,128.0 1,123.9 20 Large time 151.6 164.1 169.7 172.4 177.4 181.7 189.0 194.9 198.7 196.0 196.8 198.6 21 Other 865.0 909.5 912.9 912.0 920.9 918.2 922.6 932.3 943.9 941.6 931.2 925.3 22 Borrowings 440.3 447.0 467.7 472.8 448.7 442.2 446.9 466.4 474.4 474.2 495.0 496.4 23 From banks in the U.S. 180.3 185.8 193.0 188.2 166.6 163.3 171.9 175.9 181.5 178.1 179.1 172.4 24 From others 260.0 261.2 274.7 284.6 282.0 279.0 275.0 290.4 292.9 296.2 315.9 324.0 25 Net due to related foreign offices 64.9 68.6 74.4 88.1 75.8 78.4 72.6 74.5 70.6 69.5 76.4 76.4 26 Other liabilities 131.1 155.1 154.5 151.5 152.8 158.2 160.4 153.4 165.0 166.9 167.9 173.5 27 TOTAL LIABILITIES 2,066.7 2,123.9 2,170.2 2,167.7 2,151.6 2,148.8 2,160.8 2,187.0 2,206.2 2,239.9 2,215.8 2,232.0 28 Residual (assets less liabilities) (7) 238.8 243.3 243.5 246.1 245.1 246.3 248.3 250.0 252.3 253.8 253.6 253.4 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 49.0 49.5 42.0 38.5 44.3 45.1 37.5 36.5 36.1 38.9 41.1 30 Reval. losses on off-bal. sheet items (8) -- 43.2 44.6 43.4 40.2 45.9 46.5 40.0 40.0 39.7 41.7 43.5 31 Mortgage-backed securities (9) -- 203.0 205.0 204.5 204.4 204.8 204.3 206.1 211.7 206.4 212.0 213.3 31a Pass-through -- 139.3 140.7 141.2 142.1 142.7 141.7 143.1 147.4 142.5 148.2 150.4 31b CMO, REMIC, and other -- 63.7 64.3 63.3 62.4 62.1 62.6 63.0 64.3 63.9 63.8 62.9 32 Net unrealized gains (losses) on -- 2.6 1.8 2.1 2.6 3.1 3.7 3.3 4.1 3.9 3.8 3.7 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 29.5 32.9 33.3 33.6 33.4 33.7 34.0 34.1 34.2 34.3 33.8 33.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,331.2 1,372.8 1,387.0 1,396.7 1,405.3 1,412.3 1,423.6 1,429.8 1,430.0 1,433.4 1,433.4 1,435.9 2 Securities in bank credit 398.1 401.8 405.9 407.3 406.8 406.4 406.3 405.1 405.8 405.4 406.7 408.0 3 U.S. government securities 318.8 320.7 322.8 324.3 324.5 325.1 325.0 324.0 324.7 324.0 324.6 325.5 4 Other securities 79.4 81.1 83.1 83.0 82.3 81.3 81.3 81.2 81.1 81.4 82.2 82.5 5 Loans and leases in bank credit (2) 933.1 971.0 981.1 989.4 998.5 1,005.9 1,017.2 1,024.6 1,024.2 1,028.0 1,026.7 1,028.0 6 Commercial and industrial 166.7 174.2 175.5 177.2 179.0 181.0 182.6 184.2 184.6 185.8 185.9 186.3 7 Real estate 481.3 511.7 522.0 527.3 533.0 539.5 545.3 551.3 553.8 554.7 555.4 556.2 8 Revolving home equity 24.1 27.2 28.4 28.7 29.0 29.3 29.6 29.9 30.3 30.5 30.6 30.6 9 Other 457.2 484.5 493.6 498.6 504.0 510.2 515.7 521.4 523.5 524.2 524.9 525.6 10 Consumer 219.0 216.4 214.9 214.9 215.7 214.4 217.0 215.1 212.5 213.1 211.7 211.5 11 Security (3) 4.5 4.9 4.6 4.6 4.6 4.6 4.8 4.9 5.1 5.4 5.1 5.1 12 Other loans and leases 61.5 63.7 64.1 65.3 66.2 66.3 67.6 69.2 68.1 69.1 68.5 68.8 13 Interbank loans 42.8 54.8 48.1 48.4 50.3 51.0 52.7 54.5 55.0 59.7 54.9 56.4 14 Cash assets (4) 60.2 66.7 67.9 66.4 69.1 68.3 71.4 71.5 66.7 73.9 71.9 68.7 15 Other assets (5) 46.9 57.1 58.2 56.9 61.5 61.5 62.8 59.8 60.6 60.7 63.4 58.6 16 TOTAL ASSETS (6) 1,462.0 1,532.1 1,541.8 1,548.8 1,566.5 1,573.2 1,590.3 1,595.3 1,592.1 1,607.5 1,603.4 1,599.5 L I A B I L I T I E S 17 Deposits 1,154.7 1,214.3 1,219.8 1,223.1 1,235.3 1,249.4 1,258.4 1,261.6 1,261.2 1,278.3 1,271.0 1,267.9 18 Transaction 299.8 301.9 303.4 301.6 302.5 303.1 304.5 301.0 291.6 305.4 301.1 298.0 19 Nontransaction 855.0 912.5 916.4 921.5 932.8 946.3 954.0 960.6 969.5 972.9 969.8 969.9 20 Large time 141.9 155.3 154.5 156.1 159.1 161.0 161.9 163.4 165.3 164.7 164.5 164.4 21 Other 713.1 757.2 761.9 765.4 773.7 785.2 792.1 797.2 804.2 808.1 805.3 805.6 22 Borrowings 150.4 154.3 155.7 153.7 154.1 156.7 159.2 157.1 153.2 152.7 157.7 155.4 23 From banks in the U.S. 84.6 84.7 85.2 86.0 80.5 76.3 77.5 73.8 71.0 72.0 77.0 75.1 24 From others 65.8 69.6 70.5 67.7 73.7 80.4 81.7 83.3 82.2 80.6 80.7 80.3 25 Net due to related foreign offices 5.9 3.9 4.4 4.2 3.8 4.8 4.5 4.8 4.7 5.3 5.5 5.5 26 Other liabilities 26.1 25.7 25.4 26.1 26.8 26.1 27.1 27.9 28.0 27.8 27.4 27.6 27 TOTAL LIABILITIES 1,337.0 1,398.2 1,405.4 1,407.2 1,420.1 1,437.1 1,449.2 1,451.4 1,447.1 1,464.1 1,461.5 1,456.4 28 Residual (assets less liabilities) (7) 124.9 133.9 136.4 141.6 146.5 136.1 141.1 143.9 145.0 143.4 141.9 143.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,335.2 1,368.3 1,387.3 1,396.6 1,406.2 1,412.8 1,423.3 1,433.6 1,433.1 1,436.3 1,436.2 1,437.9 2 Securities in bank credit 398.5 403.1 409.4 409.1 408.6 405.7 404.6 405.5 404.9 404.6 405.9 406.7 3 U.S. government securities 319.3 321.8 326.0 325.8 326.3 324.3 323.5 324.5 323.7 323.3 323.8 324.1 4 Other securities 79.2 81.3 83.4 83.3 82.2 81.3 81.1 81.0 81.1 81.4 82.1 82.6 5 Loans and leases in bank credit (2) 936.7 965.1 978.0 987.4 997.6 1,007.1 1,018.8 1,028.1 1,028.2 1,031.6 1,030.4 1,031.2 6 Commercial and industrial 165.7 174.8 176.7 178.7 180.2 181.0 181.5 183.2 184.0 185.0 185.6 185.7 7 Real estate 483.5 508.7 519.3 525.8 532.8 540.0 546.5 553.5 555.9 557.0 557.8 558.7 8 Revolving home equity 24.5 27.0 28.1 28.6 29.0 29.3 29.7 30.2 30.6 30.6 30.7 30.8 9 Other 459.1 481.7 491.2 497.2 503.8 510.6 516.8 523.2 525.3 526.4 527.1 527.9 10 Consumer 220.0 214.6 214.5 214.5 214.0 214.2 217.0 215.9 212.5 213.5 212.6 212.5 11 Security (3) 4.4 4.9 4.6 4.4 4.5 4.5 4.7 4.8 5.2 5.3 4.9 5.0 12 Other loans and leases 63.1 62.2 62.9 64.1 66.2 67.5 69.2 70.8 70.6 70.9 69.4 69.4 13 Interbank loans 41.1 54.8 48.5 44.9 47.5 48.4 51.7 52.7 58.4 59.5 53.5 54.2 14 Cash assets (4) 58.7 64.5 66.5 66.1 67.7 67.9 69.1 69.9 68.4 78.8 69.5 69.5 15 Other assets (5) 47.4 56.1 57.2 56.4 59.5 61.5 62.8 60.2 62.0 61.9 59.3 58.4 16 TOTAL ASSETS (6) 1,463.3 1,524.4 1,540.1 1,544.4 1,561.1 1,570.7 1,586.8 1,596.3 1,601.8 1,616.3 1,598.4 1,599.8 L I A B I L I T I E S 17 Deposits 1,156.8 1,209.4 1,222.1 1,220.6 1,233.4 1,246.0 1,255.8 1,263.8 1,271.3 1,285.8 1,264.1 1,264.8 18 Transaction 299.0 297.5 303.7 298.3 300.9 301.0 301.3 300.3 297.3 309.9 294.9 295.1 19 Nontransaction 857.8 911.8 918.4 922.3 932.5 945.1 954.5 963.5 974.0 975.9 969.2 969.6 20 Large time 141.7 156.2 155.6 156.9 158.6 160.2 161.6 163.1 165.2 165.2 165.2 165.2 21 Other 716.1 755.6 762.8 765.4 773.9 784.9 792.9 800.4 808.9 810.7 804.0 804.4 22 Borrowings 150.0 148.8 153.2 157.6 157.9 156.7 157.7 156.6 152.4 151.8 157.7 157.1 23 From banks in the U.S. 85.4 80.9 84.4 88.5 83.6 77.9 77.4 74.4 71.6 70.7 75.5 74.8 24 From others 64.6 67.9 68.9 69.2 74.3 78.8 80.2 82.1 80.9 81.1 82.2 82.3 25 Net due to related foreign offices 5.9 3.9 4.4 4.2 3.8 4.8 4.5 4.8 4.7 5.3 5.5 5.5 26 Other liabilities 25.8 26.0 25.7 25.8 26.3 26.3 27.3 27.6 27.8 27.7 27.6 27.7 27 TOTAL LIABILITIES 1,338.4 1,388.2 1,405.4 1,408.3 1,421.4 1,433.9 1,445.2 1,452.7 1,456.3 1,470.6 1,454.8 1,455.0 28 Residual (assets less liabilities) (7) 124.9 136.2 134.7 136.1 139.8 136.8 141.6 143.6 145.5 145.7 143.6 144.8 MEMO 29 Mortgage-backed securities (9) -- 42.1 43.7 44.3 45.5 46.8 49.1 49.6 49.5 49.4 49.3 49.3 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 470.0 525.3 531.2 534.2 533.7 536.0 532.0 533.4 528.5 522.2 525.1 525.3 2 Securities in bank credit 149.9 172.9 176.9 173.0 173.4 180.4 178.3 181.2 175.0 166.1 167.0 171.4 3 U.S. government securities 83.3 83.6 87.3 88.6 90.2 91.4 86.7 88.7 90.0 82.7 81.1 84.6 4 Other securities 66.5 89.4 89.6 84.4 83.2 89.0 91.7 92.5 85.0 83.4 85.9 86.8 5 Loans and leases in bank credit (2) 320.1 352.4 354.3 361.1 360.3 355.7 353.7 352.2 353.5 356.1 358.0 353.9 6 Commercial and industrial 200.1 215.9 215.8 217.9 217.7 217.4 218.8 221.0 224.1 222.9 220.6 217.9 7 Real estate 32.6 31.5 31.3 30.5 29.5 28.4 28.0 27.4 26.8 27.3 27.2 26.8 11 Security (3) 28.9 39.7 42.8 42.7 44.8 43.6 42.5 43.0 42.0 44.7 49.2 45.1 12 Other loans and leases 58.4 65.2 64.4 70.0 68.3 66.3 64.4 60.8 60.6 61.2 61.0 64.0 13 Interbank loans 21.1 22.7 18.6 19.8 18.6 18.3 17.4 16.8 15.3 16.3 16.2 21.0 14 Cash assets (4) 30.2 32.4 32.5 33.6 35.1 33.4 33.9 34.5 33.4 32.3 33.5 33.7 15 Other assets (5) 37.1 41.0 39.0 38.6 40.8 42.5 42.5 41.2 38.3 39.4 38.5 38.9 16 TOTAL ASSETS (6) 558.2 621.1 621.0 625.9 627.9 630.0 625.6 625.7 615.3 609.9 613.0 618.7 L I A B I L I T I E S 17 Deposits 185.2 242.7 256.7 249.3 254.1 266.5 266.9 269.0 259.8 256.8 255.1 261.0 18 Transaction 9.5 10.4 10.6 10.9 10.6 10.8 11.5 11.2 10.5 10.8 10.4 11.1 19 Nontransaction 175.7 232.2 246.0 238.4 243.5 255.7 255.4 257.8 249.3 246.0 244.6 250.0 20 Large time 173.5 228.7 243.4 235.9 240.9 253.1 252.9 255.2 246.8 243.6 242.2 246.7 21 Other 2.2 3.5 2.6 2.5 2.5 2.6 2.6 2.7 2.5 2.5 2.4 3.2 22 Borrowings 124.1 139.8 138.6 140.7 136.6 133.3 135.5 139.4 149.7 153.0 152.0 155.3 23 From banks in the U.S. 33.2 34.5 31.8 31.3 28.1 28.2 29.1 33.4 35.6 39.9 34.7 30.1 24 From others 90.9 105.4 106.8 109.4 108.6 105.0 106.3 106.1 114.1 113.1 117.2 125.2 25 Net due to related foreign offices 176.2 141.8 134.4 148.4 148.4 129.4 127.2 122.6 119.1 109.7 115.2 113.7 26 Other liabilities 66.3 93.9 91.7 88.7 89.1 95.4 96.4 92.9 84.3 83.3 83.5 86.1 27 TOTAL LIABILITIES 551.8 618.3 621.3 627.1 628.3 624.6 626.0 623.9 613.0 602.7 605.8 616.1 28 Residual (assets less liabilities) (7) 6.4 2.8 -0.3 -1.3 -0.4 5.4 -0.4 1.8 2.3 7.2 7.3 2.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 7, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 8 Oct 15 Oct 22 Oct 29 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 468.6 525.0 531.2 536.8 534.1 536.5 536.0 531.3 526.0 520.4 522.7 525.0 2 Securities in bank credit 148.8 173.5 177.4 177.9 174.1 179.2 181.9 179.6 173.7 166.5 166.2 172.3 3 U.S. government securities 82.3 86.5 86.8 89.1 89.0 88.7 88.2 87.6 88.4 82.0 80.6 83.9 3a Trading account -- 19.9 18.5 18.6 18.3 17.8 18.7 17.5 16.5 11.3 10.4 13.8 3b Investment account -- 66.6 68.3 70.6 70.6 70.9 69.5 70.2 71.8 70.8 70.2 70.2 4 Other securities 66.5 86.9 90.6 88.7 85.1 90.6 93.7 91.9 85.4 84.4 85.6 88.4 4a Trading account -- 57.9 60.8 58.8 56.9 59.4 60.8 59.1 53.4 51.9 52.8 56.4 4b Investment account -- 29.1 29.9 29.9 28.2 31.2 33.0 32.8 31.9 32.6 32.8 32.1 5 Loans and leases in bank credit (2) 319.9 351.5 353.9 358.9 360.0 357.2 354.1 351.8 352.2 354.0 356.5 352.7 6 Commercial and industrial 198.9 215.5 216.5 218.1 218.4 218.5 218.9 219.5 222.7 220.9 219.2 216.9 7 Real estate 32.7 31.5 30.9 30.2 29.3 28.3 28.0 27.4 27.0 27.4 27.3 27.1 11 Security (3) 28.9 39.7 42.8 42.7 44.8 43.6 42.5 43.0 42.0 44.7 49.2 45.1 12 Other loans and leases 59.3 64.8 63.7 67.8 67.4 66.8 64.6 61.8 60.5 60.9 60.8 63.6 13 Interbank loans 21.1 22.7 18.6 19.8 18.6 18.3 17.4 16.8 15.3 16.3 16.2 21.0 14 Cash assets (4) 29.5 31.8 31.7 33.6 35.9 33.6 33.8 33.7 33.7 32.8 33.7 34.3 15 Other assets (5) 37.5 40.4 37.6 39.6 40.7 41.7 43.4 41.6 37.7 39.0 37.8 38.8 16 TOTAL ASSETS (6) 556.6 619.6 618.8 629.5 629.0 629.8 630.3 623.2 612.5 608.3 610.3 619.0 L I A B I L I T I E S 17 Deposits 184.8 242.5 250.3 249.8 254.5 263.5 264.7 268.0 265.6 263.4 264.8 270.8 18 Transaction 9.9 10.2 10.2 10.4 10.5 10.8 11.2 11.6 10.6 10.9 10.2 11.2 19 Nontransaction 174.9 232.3 240.1 239.4 244.0 252.7 253.5 256.3 255.0 252.5 254.6 259.6 20 Large time 172.7 228.8 237.5 236.9 241.4 250.2 251.0 253.7 252.5 249.9 252.1 256.2 21 Other 2.1 3.5 2.6 2.6 2.5 2.5 2.5 2.7 2.5 2.5 2.5 3.3 22 Borrowings 125.3 134.0 141.1 140.5 141.6 142.2 140.7 140.5 145.5 149.3 148.9 147.4 23 From banks in the U.S. 32.6 32.9 32.1 30.8 29.8 29.9 29.7 32.6 31.9 37.4 29.9 27.7 24 From others 92.7 101.1 109.0 109.6 111.9 112.3 111.0 107.9 113.6 111.9 119.1 119.7 25 Net due to related foreign offices 174.3 146.5 131.2 144.2 140.2 128.2 125.4 119.4 116.1 111.9 113.6 113.6 26 Other liabilities 66.2 93.8 91.5 91.4 90.1 93.3 96.9 92.7 82.6 81.3 80.5 84.8 27 TOTAL LIABILITIES 550.6 616.7 614.2 625.9 626.4 627.2 627.7 620.6 609.8 605.8 607.9 616.7 28 Residual (assets less liabilities) (7) 6.1 2.9 4.6 3.6 2.5 2.6 2.6 2.6 2.7 2.5 2.4 2.3 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 41.4 40.5 39.4 37.6 40.0 41.1 40.6 38.5 37.0 37.7 39.7 30 Reval. losses on off-bal. sheet items (8) -- 43.7 43.2 41.8 39.8 41.8 42.7 41.2 38.4 37.3 38.0 40.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 November 7, 1997 Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.