Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: July 17, 1998

Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII

xedit h8.ascii
h8.ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                             July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,923.3   4,094.1   4,149.0   4,179.8   4,218.8   4,207.6   4,234.0   4,247.5       4,244.3   4,251.6   4,261.5   4,248.6

  2     Securities in bank credit                        1,007.9   1,082.6   1,104.4   1,108.5   1,126.8   1,106.8   1,121.8   1,115.0       1,108.2   1,113.4   1,120.2   1,114.8
  3        U.S. government securities                      716.9     747.0     760.6     768.0     779.7     763.0     769.5     752.6         742.1     746.9     761.4     756.7
  4        Other securities                                291.0     335.6     343.8     340.5     347.1     343.8     352.2     362.3         366.2     366.5     358.8     358.1

  5     Loans and leases in bank credit (2)              2,915.4   3,011.5   3,044.7   3,071.3   3,092.0   3,100.8   3,112.3   3,132.5       3,136.1   3,138.3   3,141.2   3,133.8
  6        Commercial and industrial                       817.2     852.5     862.6     869.9     871.5     869.5     878.1     890.3         892.0     890.9     894.3     891.0
  7        Real estate                                   1,189.9   1,230.3   1,233.3   1,247.5   1,259.7   1,267.2   1,268.8   1,270.9       1,271.9   1,271.6   1,272.1   1,275.0
  8          Revolving home equity                          92.3      97.6      98.0      98.2      98.3      98.6      98.1      97.7          97.8      97.8      97.4      97.3
  9          Other                                       1,097.6   1,132.6   1,135.3   1,149.4   1,161.4   1,168.6   1,170.6   1,173.3       1,174.1   1,173.8   1,174.7   1,177.6
  10       Consumer                                        518.2     507.9     505.3     503.6     502.9     498.1     497.9     493.7         494.9     494.0     488.9     492.5
  11       Security (3)                                     92.7      96.6     116.0     117.7     116.8     115.2     119.9     126.2         127.2     130.8     126.7     122.7
  12       Other loans and leases                          297.5     324.3     327.4     332.6     341.1     350.8     347.6     351.4         350.1     350.9     359.2     352.7

  13  Interbank loans                                      190.8     209.4     201.3     199.8     216.7     213.3     202.3     218.3         207.7     219.6     237.7     208.6

  14  Cash assets (4)                                      249.7     262.8     265.1     268.9     280.7     273.9     255.8     256.0         254.3     257.1     261.1     238.8

  15  Other assets (5)                                     288.0     295.2     291.3     294.3     291.8     306.8     314.3     317.9         314.5     318.2     317.0     293.7

  16  TOTAL ASSETS (6)                                   4,595.1   4,804.8   4,850.1   4,886.1   4,951.1   4,944.6   4,949.2   4,982.6       4,963.5   4,989.4   5,020.4   4,932.4

            L I A B I L I T I E S

  17  Deposits                                           2,974.1   3,109.3   3,114.8   3,151.4   3,190.9   3,204.0   3,199.5   3,220.9       3,214.9   3,217.7   3,232.1   3,182.9
  18    Transaction                                        693.9     686.8     678.4     684.9     695.7     693.6     684.4     684.5         677.1     693.0     694.7     660.9
  19    Nontransaction                                   2,280.2   2,422.5   2,436.4   2,466.5   2,495.2   2,510.4   2,515.1   2,536.4       2,537.8   2,524.7   2,537.4   2,522.1
  20       Large time                                      580.5     634.9     644.3     660.5     674.9     672.6     674.7     683.7         689.5     683.6     671.2     668.9
  21       Other                                         1,699.8   1,787.6   1,792.1   1,806.0   1,820.3   1,837.8   1,840.4   1,852.7       1,848.3   1,841.1   1,866.2   1,853.2

  22  Borrowings                                           740.9     818.6     828.9     829.1     860.0     874.9     868.1     866.9         867.8     859.6     881.7     849.2
  23    From banks in the U.S.                             283.9     304.1     291.2     292.3     307.1     307.6     286.3     294.7         291.6     278.4     311.9     290.1
  24    From others                                        457.0     514.6     537.7     536.8     552.9     567.3     581.9     572.2         576.2     581.1     569.8     559.1

  25  Net due to related foreign offices                   217.5     194.9     230.6     223.0     201.4     175.5     168.2     164.7         157.1     167.3     174.5     181.7

  26  Other liabilities                                    271.1     280.7     294.6     297.9     293.0     285.7     290.5     301.1         293.5     297.9     310.5     302.0

  27  TOTAL LIABILITIES                                  4,203.6   4,403.5   4,468.9   4,501.5   4,545.2   4,540.1   4,526.3   4,553.6       4,533.3   4,542.4   4,598.8   4,515.9

  28  Residual (assets less liabilities) (7)               391.6     401.3     381.2     384.6     405.8     404.5     422.9     429.0         430.3     447.0     421.6     416.5      



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,924.9   4,103.9   4,156.3   4,177.2   4,209.2   4,212.2   4,229.0   4,248.9       4,245.6   4,240.5   4,271.2   4,251.2

  2     Securities in bank credit                        1,011.3   1,077.8   1,104.9   1,111.9   1,128.1   1,117.4   1,126.4   1,117.8       1,108.2   1,111.7   1,122.1   1,113.8
  3        U.S. government securities                      719.3     745.0     757.3     766.9     783.0     771.4     774.1     755.0         743.8     747.1     760.5     754.8
  4        Other securities                                292.0     332.8     347.6     345.0     345.2     346.1     352.3     362.8         364.4     364.6     361.6     359.0

  5     Loans and leases in bank credit (2)              2,913.6   3,026.1   3,051.4   3,065.3   3,081.1   3,094.8   3,102.6   3,131.1       3,137.3   3,128.8   3,149.1   3,137.4
  6        Commercial and industrial                       819.6     850.7     860.2     869.8     875.1     877.1     883.6     893.0         895.0     892.6     899.2     893.5
  7        Real estate                                   1,187.6   1,233.7   1,233.5   1,242.2   1,253.2   1,260.7   1,262.5   1,268.5       1,267.9   1,267.4   1,272.3   1,276.7
  8          Revolving home equity                          92.0      97.9      98.3      97.7      97.3      97.7      97.8      97.4          97.4      97.6      97.4      97.3
  9          Other                                       1,095.6   1,135.8   1,135.2   1,144.5   1,155.9   1,163.0   1,164.7   1,171.1       1,170.5   1,169.8   1,174.9   1,179.4
  10       Consumer                                        515.3     514.2     512.0     503.1     496.4     493.2     492.7     490.9         492.1     492.2     486.8     489.1
  11       Security (3)                                     92.8      99.1     116.2     119.2     117.6     116.8     119.5     126.2         130.8     127.8     125.2     120.6
  12       Other loans and leases                          298.4     328.4     329.5     330.9     338.9     347.0     344.3     352.5         351.5     348.8     365.7     357.5

  13  Interbank loans                                      188.2     218.8     208.1     202.8     216.2     216.1     197.9     215.0         207.2     204.8     238.3     209.9

  14  Cash assets (4)                                      244.8     282.0     276.1     269.0     269.1     269.2     251.3     250.8         255.6     236.4     273.6     242.6

  15  Other assets (5)                                     286.4     295.6     289.7     295.4     291.7     304.8     313.8     316.2         311.9     313.9     318.7     295.4

  16  TOTAL ASSETS (6)                                   4,587.6   4,843.4   4,873.9   4,887.9   4,929.5   4,945.6   4,935.0   4,973.8       4,963.0   4,938.4   5,044.6   4,941.6

            L I A B I L I T I E S

  17  Deposits                                           2,966.0   3,141.7   3,120.9   3,138.7   3,181.7   3,203.5   3,183.1   3,213.0       3,217.2   3,165.3   3,247.0   3,199.0
  18    Transaction                                        688.4     721.0     690.4     678.2     683.4     698.8     672.7     679.6         681.7     655.5     717.9     674.1
  19    Nontransaction                                   2,277.5   2,420.6   2,430.5   2,460.4   2,498.3   2,504.7   2,510.4   2,533.4       2,535.5   2,509.8   2,529.1   2,524.9
  20       Large time                                      578.5     639.4     642.6     659.5     672.4     667.1     675.0     681.4         687.0     680.1     664.1     662.7
  21       Other                                         1,699.0   1,781.3   1,787.9   1,801.0   1,825.9   1,837.6   1,835.4   1,852.0       1,848.5   1,829.7   1,865.0   1,862.2

  22  Borrowings                                           748.3     816.6     835.3     829.8     851.9     874.8     873.6     874.3         876.3     883.6     894.7     849.7
  23    From banks in the U.S.                             286.5     307.9     294.7     293.3     304.7     306.9     287.4     296.6         293.8     285.8     316.3     289.6
  24    From others                                        461.8     508.8     540.6     536.5     547.2     568.0     586.2     577.6         582.5     597.8     578.4     560.0

  25  Net due to related foreign offices                   219.9     193.6     231.0     221.1     199.7     174.8     178.4     172.1         162.4     178.6     180.4     180.4

  26  Other liabilities                                    270.1     281.6     294.6     299.1     293.2     284.8     290.0     300.2         292.3     296.9     309.6     300.8

  27  TOTAL LIABILITIES                                  4,204.3   4,433.6   4,481.8   4,488.7   4,526.5   4,537.9   4,525.1   4,559.6       4,548.2   4,524.4   4,631.8   4,530.0

  28  Residual (assets less liabilities) (7)               383.3     409.9     392.1     399.2     403.0     407.7     409.8     414.2         414.8     414.0     412.8     411.6

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              77.9      82.4      93.1      87.5      87.2      83.3      85.3      92.1          90.9      91.3      93.6      92.7
  30  Reval. losses on off-bal. sheet items (8)             80.9      85.7      95.6      89.8      89.3      84.4      84.8      90.4          87.6      90.8      92.1      91.7



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,392.2   3,550.1   3,580.4   3,611.2   3,652.8   3,649.8   3,669.8   3,679.7       3,679.8   3,679.8   3,685.9   3,684.1

  2     Securities in bank credit                          841.1     895.5     911.3     915.5     929.5     915.2     927.7     919.3         916.1     915.4     918.9     921.7
  3        U.S. government securities                      633.7     670.5     679.1     684.0     691.9     674.8     681.2     665.8         661.0     660.5     665.7     665.6
  4        Other securities                                207.5     224.9     232.2     231.6     237.6     240.4     246.5     253.4         255.2     254.9     253.2     256.1

  5     Loans and leases in bank credit (2)              2,551.1   2,654.6   2,669.1   2,695.6   2,723.3   2,734.6   2,742.1   2,760.4       2,763.7   2,764.4   2,767.0   2,762.3
  6        Commercial and industrial                       595.8     631.1     639.4     647.4     651.2     655.3     664.6     675.0         676.1     675.6     677.4     674.4
  7        Real estate                                   1,160.0   1,204.3   1,206.8   1,221.6   1,235.1   1,243.5   1,245.7   1,248.1       1,249.0   1,248.6   1,249.4   1,252.6
  8          Revolving home equity                          92.3      97.6      98.0      98.2      98.3      98.6      98.1      97.7          97.8      97.8      97.4      97.3
  9          Other                                       1,067.8   1,106.7   1,108.8   1,123.5   1,136.7   1,144.9   1,147.5   1,150.4       1,151.2   1,150.8   1,152.0   1,155.3
  10       Consumer                                        518.2     507.9     505.3     503.6     502.9     498.1     497.9     493.7         494.9     494.0     488.9     492.5
  11       Security (3)                                     47.2      52.8      61.2      62.9      67.8      63.6      61.8      67.6          67.5      72.3      70.8      67.1
  12       Other loans and leases                          229.8     258.5     256.4     260.1     266.4     274.1     272.1     276.1         276.2     273.9     280.5     275.8

  13  Interbank loans                                      172.0     178.1     173.3     175.0     195.8     192.4     181.5     195.0         185.2     198.7     214.2     186.9

  14  Cash assets (4)                                      214.7     229.3     232.2     236.3     246.6     238.6     221.2     220.9         219.8     222.8     223.9     204.4

  15  Other assets (5)                                     246.3     253.0     250.9     252.1     249.2     264.0     272.5     277.5         275.7     277.6     277.4     254.8

  16  TOTAL ASSETS (6)                                   3,968.8   4,153.9   4,180.4   4,218.1   4,287.7   4,288.0   4,288.0   4,316.1       4,303.6   4,322.0   4,344.6   4,273.0

            L I A B I L I T I E S

  17  Deposits                                           2,721.9   2,836.8   2,841.3   2,866.6   2,902.0   2,911.6   2,905.2   2,918.8       2,909.9   2,916.5   2,936.0   2,879.1
  18    Transaction                                        683.4     677.0     668.2     674.8     685.1     682.5     673.9     673.8         667.1     682.9     680.8     643.6
  19    Nontransaction                                   2,038.6   2,159.8   2,173.1   2,191.9   2,216.9   2,229.1   2,231.3   2,245.0       2,242.9   2,233.6   2,255.2   2,235.5
  20       Large time                                      339.9     375.0     382.8     387.7     398.3     392.3     390.9     391.7         393.6     391.7     389.3     383.3
  21       Other                                         1,698.7   1,784.8   1,790.3   1,804.2   1,818.6   1,836.8   1,840.4   1,853.4       1,849.2   1,841.9   1,865.9   1,852.2

  22  Borrowings                                           597.6     669.1     679.2     684.3     705.9     705.7     699.7     693.4         694.9     687.4     694.4     683.1
  23    From banks in the U.S.                             252.0     278.3     267.7     269.7     281.3     281.0     262.3     262.5         259.7     249.1     270.1     266.3
  24    From others                                        345.6     390.9     411.4     414.7     424.6     424.7     437.4     430.9         435.2     438.3     424.3     416.8

  25  Net due to related foreign offices                    75.8      73.2      91.0      88.3      82.9      77.2      71.1      71.6          69.3      75.4      78.9      81.8

  26  Other liabilities                                    179.6     185.1     198.4     200.6     199.0     195.5     197.0     206.4         202.0     204.6     212.7     207.6

  27  TOTAL LIABILITIES                                  3,575.0   3,764.3   3,809.8   3,839.8   3,889.8   3,890.0   3,873.1   3,890.2       3,876.2   3,883.9   3,921.9   3,851.6

  28  Residual (assets less liabilities) (7)               393.8     389.7     370.6     378.3     397.9     398.0     414.9     425.9         427.4     438.1     422.7     421.5



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,391.5   3,560.8   3,590.8   3,609.1   3,643.6   3,654.6   3,663.1   3,678.0       3,679.3   3,668.7   3,690.9   3,684.6

  2     Securities in bank credit                          842.1     894.4     917.1     922.0     932.8     924.3     928.4     919.0         914.2     912.3     918.5     918.8
  3        U.S. government securities                      636.0     668.8     677.8     683.7     694.4     684.5     685.2     668.2         663.0     661.5     665.0     664.4
  4        Other securities                                206.1     225.6     239.4     238.4     238.4     239.8     243.2     250.9         251.2     250.8     253.5     254.4

  5     Loans and leases in bank credit (2)              2,549.4   2,666.4   2,673.6   2,687.1   2,710.8   2,730.3   2,734.7   2,759.0       2,765.0   2,756.4   2,772.4   2,765.8
  6        Commercial and industrial                       598.3     628.5     636.2     646.2     654.1     662.8     670.7     677.8         679.3     677.4     681.7     677.3
  7        Real estate                                   1,157.9   1,207.7   1,206.9   1,216.1   1,228.5   1,237.2   1,239.5   1,245.8       1,245.1   1,244.6   1,249.9   1,254.5
  8          Revolving home equity                          92.0      97.9      98.3      97.7      97.3      97.7      97.8      97.4          97.4      97.6      97.4      97.3
  9          Other                                       1,065.9   1,109.8   1,108.7   1,118.4   1,131.2   1,139.6   1,141.7   1,148.4       1,147.8   1,147.0   1,152.5   1,157.3
  10       Consumer                                        515.3     514.2     512.0     503.1     496.4     493.2     492.7     490.9         492.1     492.2     486.8     489.1
  11       Security (3)                                     47.4      54.1      61.3      64.2      67.9      65.7      61.8      67.7          71.0      69.9      68.6      65.6
  12       Other loans and leases                          230.4     261.9     257.2     257.5     263.9     271.4     269.9     276.8         277.5     272.3     285.5     279.2

  13  Interbank loans                                      169.4     187.4     180.1     178.0     195.4     195.2     177.1     191.7         184.7     183.9     214.7     188.2

  14  Cash assets (4)                                      208.9     246.8     243.2     237.0     236.1     235.6     217.2     214.8         220.1     201.1     235.2     208.1

  15  Other assets (5)                                     245.5     252.5     249.0     251.8     249.0     264.3     271.5     276.7         274.2     275.0     280.6     257.5

  16  TOTAL ASSETS (6)                                   3,958.9   4,191.1   4,207.0   4,219.5   4,267.6   4,293.3   4,272.0   4,304.2       4,301.3   4,271.8   4,364.5   4,281.1

            L I A B I L I T I E S

  17  Deposits                                           2,712.3   2,866.1   2,849.3   2,856.1   2,891.6   2,912.7   2,886.0   2,909.1       2,911.2   2,862.4   2,951.5   2,899.4
  18    Transaction                                        677.9     710.7     680.3     668.3     672.9     688.1     662.4     668.8         671.8     645.3     703.1     656.6
  19    Nontransaction                                   2,034.3   2,155.3   2,169.0   2,187.8   2,218.7   2,224.7   2,223.6   2,240.3       2,239.4   2,217.0   2,248.4   2,242.8
  20       Large time                                      337.9     375.2     382.1     388.0     393.7     388.1     389.2     389.3         391.8     388.3     384.4     381.6
  21       Other                                         1,696.4   1,780.1   1,786.9   1,799.8   1,824.9   1,836.6   1,834.5   1,851.0       1,847.5   1,828.8   1,864.0   1,861.2

  22  Borrowings                                           605.0     667.1     685.6     684.9     697.8     705.7     705.2     700.7         703.4     711.5     707.5     683.6
  23    From banks in the U.S.                             254.6     282.0     271.2     270.6     278.9     280.3     263.4     264.4         261.9     256.5     274.5     265.9
  24    From others                                        350.4     385.1     414.4     414.3     418.9     425.4     441.8     436.3         441.5     455.0     433.0     417.7

  25  Net due to related foreign offices                    79.6      67.1      86.5      85.1      82.1      77.9      80.5      79.8          76.6      85.2      85.0      85.0

  26  Other liabilities                                    179.6     185.1     198.4     200.6     199.0     195.5     197.0     206.4         202.0     204.6     212.7     207.6

  27  TOTAL LIABILITIES                                  3,576.5   3,785.4   3,819.8   3,826.8   3,870.5   3,891.8   3,868.7   3,896.0       3,893.2   3,863.6   3,956.7   3,875.6

  28  Residual (assets less liabilities) (7)               382.3     405.6     387.2     392.8     397.1     401.4     403.3     408.2         408.1     408.2     407.8     405.6

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              38.5      41.0      49.9      47.0      47.2      43.9      45.6      50.5          49.8      50.1      51.4      51.6
  30  Reval. losses on off-bal. sheet items (8)             40.2      43.9      52.6      49.2      49.6      45.3      46.3      50.1          47.8      50.6      51.3      51.2
  31  Mortgage-backed securities (9)                       252.9     281.0     289.7     293.8     299.4     293.4     294.8     286.8         284.5     285.2     288.4     289.9



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,034.9   2,114.4   2,141.1   2,166.5   2,203.1   2,195.7   2,208.0   2,209.0       2,210.5   2,206.8   2,208.0   2,204.6

  2     Securities in bank credit                          442.6     483.1     501.6     507.5     519.2     506.3     515.2     507.4         506.8     504.0     504.1     505.4
  3        U.S. government securities                      317.4     343.7     354.7     361.3     369.4     356.1     359.6     346.2         343.6     341.4     344.1     343.6
  3a         Trading account                                21.8      27.4      29.1      28.0      27.5      23.7      24.5      24.6          23.0      22.1      22.3      22.1
  3b         Investment account                            295.5     316.3     325.6     333.3     341.9     332.4     335.1     321.5         320.6     319.3     321.8     321.5
  4        Other securities                                125.2     139.5     147.0     146.2     149.8     150.2     155.7     161.3         163.2     162.6     160.0     161.8
  4a         Trading account                                58.6      63.3      69.6      67.5      70.9      69.4      74.4      78.3          80.2      79.7      75.8      76.8
  4b         Investment account                             66.7      76.2      77.4      78.7      78.9      80.9      81.3      83.0          83.0      82.9      84.1      85.0
  4c           State and local government                   21.8      22.1      22.5      22.7      22.8      23.0      22.8      22.2          22.2      22.2      22.0      22.3
  4d           Other                                        44.9      54.0      54.9      56.0      56.2      57.9      58.5      60.8          60.8      60.7      62.1      62.7

  5     Loans and leases in bank credit (2)              1,592.3   1,631.2   1,639.5   1,659.0   1,683.9   1,689.4   1,692.8   1,701.6       1,703.7   1,702.8   1,703.9   1,699.2
  6        Commercial and industrial                       422.5     446.6     453.1     459.7     463.3     465.8     472.9     481.5         482.7     481.8     482.6     480.2
  6a         Bankers acceptances                             1.6       1.2       1.2       1.2       1.3       1.2       1.2       1.2           1.2       1.2       1.2       1.3
  6b         Other                                         420.8     445.4     451.9     458.4     462.1     464.6     471.7     480.3         481.5     480.6     481.4     478.8
  7        Real estate                                     652.6     652.4     649.0     658.6     669.5     673.3     673.1     669.0         669.4     667.0     666.9     669.9
  8          Revolving home equity                          65.2      68.2      68.7      68.7      69.0      69.3      68.8      68.0          68.1      68.0      67.6      67.6
  9          Other                                         587.4     584.2     580.3     589.9     600.5     604.0     604.3     601.1         601.4     599.1     599.3     602.3
  10       Consumer                                        308.3     295.8     294.8     293.4     295.1     292.3     291.7     287.5         288.1     286.7     283.9     287.2
  11       Security (3)                                     42.8      47.1      55.6      57.1      61.6      57.2      55.8      61.4          61.3      66.5      64.6      60.8
  11a        Fed funds and RPs with broker/dealer           26.1      30.9      39.4      41.1      43.7      39.7      37.5      42.9          43.1      47.9      45.3      42.9
  11b        Other                                          16.7      16.2      16.2      16.0      17.8      17.5      18.3      18.5          18.2      18.6      19.2      18.0
  12a      State and local government                       11.3      11.6      11.3      11.3      11.1      11.1      11.2      11.2          11.2      11.2      11.1      11.1
  12b      Agricultural                                      9.2       9.6       9.5       9.5       9.6       9.7       9.7       9.6           9.7       9.7       9.5       9.4
  12c      Fed funds and RPs with others                     6.8      11.2       7.7       6.1       7.1       7.2       5.6       5.6           6.0       5.6       6.6       8.2
  12d      All other loans                                  65.8      75.4      74.3      78.0      79.4      82.5      80.3      82.3          82.2      81.1      84.9      78.4
  12e      Lease financing receivables                      73.0      81.5      84.2      85.3      87.3      90.3      92.5      93.4          93.1      93.2      93.9      94.0

  13  Interbank loans                                      123.1     122.1     117.0     117.8     130.8     126.0     114.8     125.1         114.9     129.4     141.0     117.6
  13a   Fed funds and RPs with banks                        72.9      82.3      76.4      69.0      80.5      74.5      63.7      72.6          63.9      76.7      85.4      62.8
  13b   Other                                               50.2      39.8      40.6      48.8      50.3      51.5      51.1      52.5          51.1      52.8      55.6      54.8

  14  Cash assets (4)                                      147.7     158.1     160.6     163.8     173.3     164.4     147.0     146.0         146.9     146.8     146.8     128.0

  15  Other assets (5)                                     189.1     190.3     187.8     187.6     185.0     195.6     201.3     202.7         201.8     202.1     204.1     196.0

  16  TOTAL ASSETS (6)                                   2,457.4   2,548.1   2,569.7   2,598.9   2,655.2   2,644.8   2,634.1   2,645.9       2,637.1   2,648.2   2,663.2   2,609.0



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                           July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,518.9   1,556.5   1,555.3   1,574.4   1,602.3   1,604.3   1,590.1   1,590.1       1,584.8   1,584.5   1,596.5   1,554.0
  18    Transaction                                        388.9     379.6     372.1     376.4     383.9     382.3     374.2     372.2         368.1     375.8     375.4     342.6
  19    Nontransaction                                   1,130.0   1,176.9   1,183.2   1,198.1   1,218.4   1,222.0   1,215.9   1,217.8       1,216.6   1,208.7   1,221.1   1,211.4
  20       Large time                                      184.8     207.7     212.5     215.2     225.4     218.0     215.0     215.7         216.8     214.6     216.9     211.1
  21       Other                                           945.2     969.3     970.7     982.8     993.0   1,004.0   1,000.9   1,002.1         999.9     994.0   1,004.2   1,000.3

  22  Borrowings                                           447.1     511.3     521.0     525.2     544.5     542.4     534.4     527.3         529.3     523.4     527.6     513.4
  23    From banks in the U.S.                             174.5     205.8     195.3     197.0     208.9     208.1     188.5     187.6         185.6     175.3     194.1     187.7
  24    From others                                        272.6     305.5     325.7     328.1     335.6     334.3     345.9     339.7         343.7     348.0     333.6     325.7

  25  Net due to related foreign offices                    72.0      68.9      86.8      82.2      78.8      73.7      67.3      67.8          65.9      71.4      74.6      77.5

  26  Other liabilities                                    153.7     156.1     169.9     171.5     168.8     164.8     166.1     175.3         170.9     173.3     182.3     178.7

  27  TOTAL LIABILITIES                                  2,191.7   2,292.8   2,333.0   2,353.3   2,394.5   2,385.3   2,357.9   2,360.4       2,350.9   2,352.6   2,381.1   2,323.7

  28  Residual (assets less liabilities) (7)               265.7     255.3     236.7     245.6     260.7     259.5     276.2     285.4         286.2     295.6     282.2     285.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,029.6   2,124.4   2,156.7   2,173.0   2,197.6   2,194.9   2,194.3   2,202.6       2,205.8   2,190.0   2,211.8   2,207.7

  2     Securities in bank credit                          440.4     484.0     509.0     516.1     521.1     510.0     511.8     504.1         501.4     497.0     503.1     503.4
  3        U.S. government securities                      316.9     343.4     354.8     363.0     370.8     360.8     360.3     345.8         342.7     338.8     343.0     343.2
  3a         Trading account                                20.8      27.0      28.2      28.4      28.3      23.9      23.7      23.7          22.4      19.8      20.2      21.4
  3b         Investment account                            296.1     316.5     326.6     334.6     342.5     336.9     336.6     322.2         320.3     319.0     322.8     321.8
  3c           Mortgage-backed                             190.4     212.1     220.4     223.0     227.6     221.2     221.0     212.5         210.7     211.0     212.9     213.9
  3d           Other                                       105.7     104.4     106.2     111.6     114.8     115.7     115.6     109.6         109.6     108.0     109.9     107.8
  3e             1 year or less                             29.0      28.2      27.2      29.2      29.9      31.1      29.6      29.7          30.8      30.6      30.4      28.9
  3f             Between 1 and 5 years                      56.9      53.4      52.4      51.4      51.3      50.7      49.3      46.1          45.2      44.7      48.8      49.1
  3g             More than 5 years                          19.8      22.7      26.6      31.0      33.6      33.9      36.7      33.8          33.6      32.7      30.8      29.9
  4        Other securities                                123.5     140.5     154.3     153.0     150.3     149.2     151.5     158.2         158.8     158.2     160.1     160.1
  4a         Trading account                                57.0      63.6      76.2      74.2      71.4      69.0      70.9      75.5          75.7      75.6      76.5      75.8
  4b         Investment account                             66.5      76.9      78.0      78.8      79.0      80.2      80.6      82.8          83.0      82.6      83.6      84.3
  4c           State and local government                   21.9      22.2      22.5      22.7      22.7      22.9      22.7      22.4          22.4      22.5      22.0      22.1
  4d           Other                                        44.6      54.8      55.6      56.1      56.3      57.3      57.9      60.4          60.6      60.1      61.7      62.2

  5     Loans and leases in bank credit (2)              1,589.2   1,640.4   1,647.7   1,657.0   1,676.4   1,684.9   1,682.5   1,698.5       1,704.4   1,693.0   1,708.7   1,704.3
  6        Commercial and industrial                       423.3     444.6     450.7     458.8     465.2     470.9     476.5     482.6         484.2     481.9     485.6     482.4
  6a         Bankers acceptances                             1.6       1.3       1.2       1.2       1.2       1.2       1.2       1.2           1.2       1.2       1.2       1.3
  6b         Other                                         421.7     443.3     449.5     457.6     464.0     469.7     475.3     481.4         483.0     480.7     484.4     481.1
  7        Real estate                                     649.9     654.8     652.1     656.8     665.3     667.4     665.3     666.1         665.9     662.8     667.3     672.5
  8          Revolving home equity                          65.0      68.5      69.0      68.3      68.0      68.3      68.3      67.7          67.8      67.8      67.7      67.6
  9a         Other residential                             362.4     358.8     357.5     361.7     370.4     371.2     368.3     371.0         371.0     367.7     371.8     377.8
  9b         Commercial                                    222.5     227.6     225.6     226.8     226.8     227.9     228.8     227.4         227.1     227.2     227.7     227.1
  10       Consumer                                        307.0     299.7     299.8     293.1     290.5     288.4     287.7     286.4         287.0     286.1     283.7     286.5
  11       Security (3)                                     43.1      48.4      55.7      58.5      61.7      59.3      55.9      61.5          64.8      64.1      62.4      59.3
  11a        Fed funds and RPs with broker/dealer           26.0      31.3      39.5      42.4      43.9      41.6      37.5      42.6          45.8      44.7      42.3      41.6
  11b        Other                                          17.0      17.0      16.2      16.0      17.8      17.7      18.4      19.0          19.0      19.4      20.1      17.7
  12a      State and local government                       11.2      11.7      11.3      11.3      11.1      11.0      11.1      11.1          11.2      11.2      11.1      11.1
  12b      Agricultural                                      9.3       9.6       9.4       9.1       9.2       9.3       9.5       9.7           9.8       9.8       9.7       9.8
  12c      Fed funds and RPs with others                     6.8      11.2       7.7       6.1       7.1       7.2       5.6       5.6           6.0       5.6       6.6       8.2
  12d      All other loans                                  65.9      78.7      75.0      76.6      78.5      81.5      79.1      82.5          82.9      78.8      88.6      80.6
  12e      Lease financing receivables                      72.7      81.8      86.0      86.6      87.9      90.0      91.8      93.0          92.7      92.8      93.7      93.9

  13  Interbank loans                                      123.3     127.5     122.4     116.8     126.5     126.7     114.1     125.6         117.8     124.7     147.2     118.9
  13a   Fed funds and RPs with banks                        73.2      86.5      80.4      68.2      77.2      75.6      63.4      72.9          65.8      72.9      91.8      64.1
  13b   Other                                               50.1      41.0      42.0      48.6      49.4      51.1      50.8      52.7          52.0      51.8      55.4      54.7

  14  Cash assets (4)                                      143.0     172.0     170.4     164.7     164.6     162.0     143.0     140.9         147.1     130.8     154.4     128.9

  15  Other assets (5)                                     189.1     190.3     187.8     187.6     185.0     195.6     201.3     202.7         201.8     202.1     204.1     196.0

  16  TOTAL ASSETS (6)                                   2,447.6   2,577.4   2,600.8   2,605.4   2,636.8   2,642.6   2,616.0   2,634.8       2,635.6   2,610.7   2,680.6   2,614.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,512.6   1,578.0   1,564.7   1,566.9   1,590.3   1,597.1   1,570.5   1,583.7       1,587.8   1,548.5   1,612.6   1,570.0
  18    Transaction                                        385.3     402.8     381.7     373.3     374.7     384.3     364.9     368.8         372.7     350.5     394.0     350.4
  19    Nontransaction                                   1,127.4   1,175.2   1,183.0   1,193.7   1,215.5   1,212.8   1,205.6   1,214.9       1,215.1   1,198.0   1,218.6   1,219.6
  20       Large time                                      182.8     207.9     211.8     215.6     220.8     213.8     213.2     213.3         215.0     211.3     212.0     209.4
  21       Other                                           944.6     967.3     971.1     978.1     994.7     999.0     992.4   1,001.6       1,000.1     986.7   1,006.6   1,010.3

  22  Borrowings                                           454.0     508.6     526.5     527.6     539.6     544.2     539.5     534.2         538.3     542.1     537.8     515.2
  23    From banks in the U.S.                             176.6     209.5     198.3     198.7     207.7     207.7     188.9     189.0         187.7     180.1     196.9     187.7
  24    From others                                        277.5     299.1     328.2     328.8     332.0     336.5     350.5     345.2         350.6     362.0     340.9     327.4

  25  Net due to related foreign offices                    75.8      62.8      82.3      79.0      78.0      74.4      76.7      76.0          73.2      81.3      80.7      80.7

  26  Other liabilities                                    153.7     156.1     169.9     171.5     168.8     164.8     166.1     175.3         170.9     173.3     182.3     178.7

  27  TOTAL LIABILITIES                                  2,196.2   2,305.4   2,343.5   2,345.1   2,376.8   2,380.6   2,352.7   2,369.2       2,370.2   2,345.2   2,413.5   2,344.6

  28  Residual (assets less liabilities) (7)               251.4     272.0     257.4     260.4     260.0     262.0     263.3     265.6         265.3     265.5     267.1     269.5

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              38.5      41.0      49.9      47.0      47.2      43.9      45.6      50.5          49.8      50.1      51.4      51.6
  30  Reval. losses on off-bal. sheet items (8)             40.2      43.9      52.6      49.2      49.6      45.3      46.3      50.1          47.8      50.6      51.3      51.2
  31  Mortgage-backed securities (9)                       209.5     230.1     238.8     242.5     247.6     241.0     241.8     233.8         231.9     232.1     234.9     236.5
  31a   Pass-through                                       143.7     157.7     162.9     165.2     169.7     165.1     164.5     156.7         155.7     155.8     155.8     156.5
  31b   CMO, REMIC, and other                               65.7      72.4      75.8      77.3      77.9      75.9      77.3      77.1          76.3      76.4      79.1      80.0
  32  Net unrealized gains (losses) on                       0.5       2.1       3.0       3.3       2.9       3.0       2.8       3.2           3.2       3.2       3.3       3.7
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                33.4      34.2      35.5      36.2      35.2      35.5      36.0      36.1          36.0      36.3      35.5      35.5



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,357.3   1,435.8   1,439.3   1,444.7   1,449.7   1,454.0   1,461.8   1,470.7       1,469.3   1,473.0   1,477.8   1,479.5

  2     Securities in bank credit                          398.5     412.3     409.7     408.1     410.3     408.8     412.5     411.8         409.3     411.4     414.8     416.4
  3        U.S. government securities                      316.3     326.9     324.5     322.7     322.5     318.7     321.7     319.7         317.4     319.2     321.6     322.0
  4        Other securities                                 82.2      85.5      85.2      85.4      87.8      90.1      90.8      92.2          91.9      92.3      93.2      94.4

  5     Loans and leases in bank credit (2)                958.8   1,023.4   1,029.6   1,036.6   1,039.4   1,045.2   1,049.3   1,058.9       1,060.0   1,061.6   1,063.0   1,063.1
  6        Commercial and industrial                       173.4     184.5     186.2     187.7     187.9     189.5     191.7     193.5         193.4     193.8     194.8     194.2
  7        Real estate                                     507.4     552.0     557.9     563.0     565.5     570.2     572.6     579.0         579.6     581.5     582.5     582.8
  8          Revolving home equity                          27.1      29.5      29.4      29.5      29.3      29.2      29.4      29.7          29.7      29.8      29.8      29.8
  9          Other                                         480.4     522.5     528.5     533.6     536.2     540.9     543.2     549.3         549.9     551.7     552.7     553.0
  10       Consumer                                        209.9     212.1     210.5     210.1     207.8     205.8     206.3     206.2         206.8     207.3     205.1     205.3
  11       Security (3)                                      4.4       5.7       5.6       5.8       6.2       6.3       5.9       6.2           6.2       5.8       6.2       6.3
  12       Other loans and leases                           63.7      69.2      69.4      69.9      71.9      73.4      72.8      74.0          74.0      73.1      74.5      74.6

  13  Interbank loans                                       48.9      55.9      56.3      57.2      65.0      66.4      66.7      69.9          70.3      69.3      73.2      69.3

  14  Cash assets (4)                                       67.0      71.2      71.7      72.5      73.3      74.2      74.2      74.9          73.0      76.0      77.1      76.4

  15  Other assets (5)                                      57.2      62.6      63.1      64.5      64.2      68.3      71.1      74.7          73.9      75.6      73.3      58.8

  16  TOTAL ASSETS (6)                                   1,511.3   1,605.8   1,610.7   1,619.2   1,632.5   1,643.2   1,653.9   1,670.2       1,666.4   1,673.8   1,681.4   1,664.1

            L I A B I L I T I E S

  17  Deposits                                           1,203.0   1,280.3   1,286.0   1,292.2   1,299.7   1,307.3   1,315.1   1,328.8       1,325.2   1,332.1   1,339.5   1,325.0
  18    Transaction                                        294.4     297.4     296.2     298.4     301.2     300.2     299.6     301.6         299.0     307.1     305.4     301.0
  19    Nontransaction                                     908.6     982.9     989.8     993.8     998.5   1,007.1   1,015.5   1,027.2       1,026.2   1,025.0   1,034.1   1,024.1
  20       Large time                                      155.1     167.3     170.3     172.4     172.9     174.3     175.9     176.0         176.9     177.0     172.4     172.2
  21       Other                                           753.5     815.6     819.6     821.4     825.6     832.9     839.5     851.2         849.4     847.9     861.7     851.9

  22  Borrowings                                           150.5     157.8     158.1     159.2     161.4     163.3     165.3     166.1         165.6     164.1     166.7     169.7
  23    From banks in the U.S.                              77.5      72.5      72.4      72.6      72.4      72.9      73.8      74.9          74.1      73.8      76.0      78.6
  24    From others                                         73.0      85.4      85.7      86.5      89.0      90.4      91.5      91.2          91.5      90.3      90.7      91.1

  25  Net due to related foreign offices                     3.8       4.3       4.2       6.1       4.1       3.5       3.8       3.8           3.4       3.9       4.3       4.3

  26  Other liabilities                                     25.9      29.1      28.5      29.0      30.2      30.6      30.9      31.1          31.1      31.3      30.4      28.8

  27  TOTAL LIABILITIES                                  1,383.2   1,471.5   1,476.9   1,486.5   1,495.3   1,504.7   1,515.1   1,529.8       1,525.3   1,531.3   1,540.9   1,527.9

  28  Residual (assets less liabilities) (7)               128.1     134.3     133.9     132.7     137.2     138.4     138.7     140.4         141.1     142.5     140.5     136.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,361.9   1,436.4   1,434.1   1,436.1   1,446.0   1,459.7   1,468.8   1,475.5       1,473.5   1,478.7   1,479.1   1,476.9

  2     Securities in bank credit                          401.7     410.4     408.1     406.0     411.7     414.4     416.6     415.0         412.8     415.3     415.4     415.4
  3        U.S. government securities                      319.1     325.3     323.0     320.6     323.6     323.8     324.9     322.3         320.4     322.7     322.1     321.1
  4        Other securities                                 82.6      85.1      85.1      85.3      88.0      90.6      91.7      92.6          92.4      92.6      93.4      94.3

  5     Loans and leases in bank credit (2)                960.1   1,026.0   1,026.0   1,030.2   1,034.3   1,045.3   1,052.2   1,060.5       1,060.7   1,063.4   1,063.7   1,061.5
  6        Commercial and industrial                       175.0     184.0     185.4     187.4     188.9     191.9     194.2     195.2         195.2     195.5     196.0     194.9
  7        Real estate                                     508.0     552.8     554.9     559.3     563.2     569.8     574.2     579.7         579.3     581.8     582.6     582.0
  8          Revolving home equity                          27.0      29.4      29.2      29.4      29.3      29.4      29.5      29.6          29.6      29.8      29.7      29.6
  9          Other                                         481.0     523.5     525.6     529.9     534.0     540.5     544.7     550.0         549.7     552.0     553.0     552.4
  10       Consumer                                        208.3     214.5     212.2     210.0     205.9     204.8     205.0     204.6         205.1     206.1     203.0     202.6
  11       Security (3)                                      4.4       5.7       5.6       5.8       6.2       6.3       5.9       6.2           6.2       5.8       6.2       6.3
  12       Other loans and leases                           64.5      69.0      67.9      67.7      70.1      72.4      72.8      74.9          74.9      74.2      75.8      75.7

  13  Interbank loans                                       46.1      60.0      57.7      61.2      68.8      68.5      62.9      66.1          66.9      59.2      67.5      69.3

  14  Cash assets (4)                                       66.0      74.8      72.8      72.3      71.6      73.6      74.1      73.9          73.0      70.3      80.8      79.2

  15  Other assets (5)                                      56.4      62.2      61.1      64.1      64.1      68.7      70.1      73.9          72.4      73.0      76.5      61.5

  16  TOTAL ASSETS (6)                                   1,511.2   1,613.7   1,606.2   1,614.1   1,630.8   1,650.6   1,656.0   1,669.4       1,665.7   1,661.1   1,683.9   1,667.0

            L I A B I L I T I E S

  17  Deposits                                           1,199.6   1,288.1   1,284.6   1,289.2   1,301.3   1,315.7   1,315.6   1,325.4       1,323.3   1,313.9   1,338.9   1,329.4
  18    Transaction                                        292.7     308.0     298.6     295.0     298.1     303.8     297.5     300.0         299.1     294.8     309.0     306.2
  19    Nontransaction                                     907.0     980.1     986.0     994.2   1,003.2   1,011.9   1,018.1   1,025.4       1,024.3   1,019.1   1,029.9   1,023.1
  20       Large time                                      155.1     167.3     170.3     172.4     172.9     174.3     175.9     176.0         176.9     177.0     172.4     172.2
  21       Other                                           751.9     812.7     815.8     821.7     830.2     837.6     842.1     849.5         847.4     842.1     857.5     850.9

  22  Borrowings                                           151.0     158.6     159.1     157.4     158.1     161.5     165.7     166.5         165.1     169.3     169.6     168.4
  23    From banks in the U.S.                              78.1      72.6      72.9      71.9      71.2      72.5      74.5      75.4          74.2      76.4      77.6      78.1
  24    From others                                         72.9      86.0      86.2      85.5      86.9      88.9      91.2      91.1          91.0      92.9      92.1      90.3

  25  Net due to related foreign offices                     3.8       4.3       4.2       6.1       4.1       3.5       3.8       3.8           3.4       3.9       4.3       4.3

  26  Other liabilities                                     25.9      29.1      28.5      29.0      30.2      30.6      30.9      31.1          31.1      31.3      30.4      28.8

  27  TOTAL LIABILITIES                                  1,380.3   1,480.0   1,476.4   1,481.7   1,493.7   1,511.2   1,516.0   1,526.8       1,523.0   1,518.4   1,543.2   1,530.9

  28  Residual (assets less liabilities) (7)               130.9     133.7     129.8     132.4     137.1     139.4     140.0     142.6         142.7     142.7     140.7     136.0

               MEMO
  29  Mortgage-backed securities (9)                        43.5      50.9      50.9      51.3      51.8      52.4      53.0      53.0          52.5      53.0      53.4      53.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          531.1     544.0     568.6     568.6     566.0     557.8     564.3     567.8         564.5     571.8     575.6     564.5

  2     Securities in bank credit                          166.8     187.2     193.1     192.9     197.3     191.6     194.1     195.7         192.1     198.0     201.3     193.0
  3        U.S. government securities                       83.2      76.5      81.5      84.1      87.8      88.2      88.3      86.8          81.1      86.4      95.7      91.1
  4        Other securities                                 83.5     110.7     111.6     108.9     109.5     103.4     105.8     108.9         111.0     111.6     105.6     102.0

  5     Loans and leases in bank credit (2)                364.4     356.8     375.6     375.7     368.7     366.2     370.2     372.1         372.4     373.8     374.3     371.5
  6        Commercial and industrial                       221.3     221.3     223.2     222.5     220.3     214.2     213.5     215.3         216.0     215.3     216.9     216.6
  7        Real estate                                      29.9      25.9      26.5      25.9      24.6      23.7      23.1      22.9          22.9      23.0      22.7      22.3
  11       Security (3)                                     45.5      43.8      54.8      54.8      49.0      51.7      58.1      58.6          59.7      58.6      56.0      55.6
  12       Other loans and leases                           67.7      65.8      71.0      72.4      74.7      76.6      75.5      75.3          73.8      77.0      78.8      77.0

  13  Interbank loans                                       18.8      31.3      28.0      24.8      20.9      20.9      20.8      23.3          22.5      20.9      23.5      21.7

  14  Cash assets (4)                                       35.0      33.5      32.9      32.6      34.1      35.3      34.5      35.1          34.4      34.3      37.2      34.4

  15  Other assets (5)                                      41.7      42.3      40.4      42.2      42.7      42.8      41.8      40.5          38.8      40.6      39.6      38.9

  16  TOTAL ASSETS (6)                                     626.4     650.9     669.7     668.0     663.4     656.6     661.3     666.5         660.0     667.4     675.8     659.3

            L I A B I L I T I E S

  17  Deposits                                             252.2     272.5     273.5     284.8     288.9     292.4     294.3     302.1         304.9     301.1     296.1     303.9
  18    Transaction                                         10.5       9.8      10.2      10.1      10.6      11.1      10.6      10.7          10.0      10.1      14.0      17.3
  19    Nontransaction                                     241.7     262.7     263.3     274.7     278.3     281.3     283.8     291.3         295.0     291.1     282.2     286.6
  20       Large time                                  
  21       Other                                       

  22  Borrowings                                           143.3     149.5     149.7     144.8     154.1     169.1     168.4     173.5         172.9     172.2     187.3     166.1
  23    From banks in the U.S.                              31.9      25.8      23.5      22.6      25.8      26.6      24.0      32.2          31.9      29.3      41.8      23.8
  24    From others                                        111.4     123.7     126.2     122.2     128.3     142.5     144.4     141.3         141.0     142.8     145.5     142.3

  25  Net due to related foreign offices                   141.6     121.7     139.6     134.7     118.5      98.3      97.1      93.1          87.7      91.9      95.6      99.9

  26  Other liabilities                                     91.5      95.5      96.2      97.4      94.0      90.2      93.5      94.7          91.5      93.3      97.8      94.4

  27  TOTAL LIABILITIES                                    628.6     639.2     659.1     661.7     655.4     650.0     653.3     663.4         657.1     658.5     676.8     664.3

  28  Residual (assets less liabilities) (7)                -2.2      11.7      10.6       6.3       7.9       6.5       8.0       3.1           2.9       8.9      -1.1      -5.0



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 17, 1998


               Account                                    1997      1997      1998      1998      1998      1998      1998      1998                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 17    Jun 24     Jul 1     Jul 8 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          533.4     543.1     565.5     568.1     565.6     557.6     565.9     570.9         566.3     571.8     580.3     566.6

  2     Securities in bank credit                          169.2     183.3     187.7     189.9     195.3     193.1     197.9     198.8         194.0     199.3     203.6     195.0
  3        U.S. government securities                       83.3      76.2      79.5      83.3      88.5      86.8      88.9      86.9          80.8      85.6      95.4      90.4
  3a         Trading account                                16.4      13.7      14.6      14.1      17.6      18.3      20.4      18.2          13.5      16.8      27.7      23.4
  3b         Investment account                             66.9      62.5      64.9      69.2      70.9      68.6      68.5      68.7          67.3      68.7      67.7      67.1
  4        Other securities                                 85.8     107.2     108.2     106.6     106.8     106.2     109.0     111.9         113.2     113.8     108.1     104.5
  4a         Trading account                                50.1      60.0      62.9      61.3      59.7      58.2      59.8      63.1          62.0      63.9      64.5      62.4
  4b         Investment account                             35.8      47.1      45.3      45.3      47.1      48.1      49.2      48.9          51.2      49.9      43.6      42.1

  5     Loans and leases in bank credit (2)                364.2     359.7     377.8     378.1     370.3     364.5     367.9     372.1         372.3     372.5     376.7     371.6
  6        Commercial and industrial                       221.3     222.2     224.1     223.6     221.0     214.3     212.9     215.3         215.7     215.2     217.5     216.2
  7        Real estate                                      29.6      26.0      26.5      26.1      24.7      23.5      23.0      22.7          22.8      22.8      22.4      22.1
  11       Security (3)                                     45.3      45.0      54.9      55.0      49.7      51.1      57.7      58.5          59.8      57.9      56.6      55.0
  12       Other loans and leases                           68.0      66.5      72.3      73.4      75.0      75.6      74.4      75.6          74.0      76.5      80.2      78.3

  13  Interbank loans                                       18.8      31.3      28.0      24.8      20.9      20.9      20.8      23.3          22.5      20.9      23.5      21.7

  14  Cash assets (4)                                       35.9      35.1      32.8      32.0      33.0      33.6      34.2      36.1          35.5      35.2      38.4      34.5

  15  Other assets (5)                                      40.9      43.1      40.8      43.7      42.7      40.5      42.3      39.6          37.7      38.8      38.1      37.9

  16  TOTAL ASSETS (6)                                     628.7     652.4     666.9     668.3     661.9     652.3     663.0     669.6         661.7     666.6     680.1     660.5

            L I A B I L I T I E S

  17  Deposits                                             253.7     275.6     271.6     282.5     290.1     290.7     297.1     303.9         306.1     302.9     295.4     299.6
  18    Transaction                                         10.5      10.3      10.1       9.9      10.5      10.7      10.3      10.8           9.9      10.1      14.8      17.5
  19    Nontransaction                                     243.2     265.3     261.4     272.6     279.6     280.0     286.8     293.0         296.1     292.7     280.7     282.1
  20       Large time                                  
  21       Other                                       

  22  Borrowings                                           143.3     149.5     149.7     144.8     154.1     169.1     168.4     173.5         172.9     172.2     187.3     166.1
  23    From banks in the U.S.                              31.9      25.8      23.5      22.6      25.8      26.6      24.0      32.2          31.9      29.3      41.8      23.8
  24    From others                                        111.4     123.7     126.2     122.2     128.3     142.5     144.4     141.3         141.0     142.8     145.5     142.3

  25  Net due to related foreign offices                   140.3     126.5     144.5     136.0     117.6      96.9      98.0      92.3          85.8      93.4      95.4      95.4 

  26  Other liabilities                                     90.5      96.5      96.3      98.5      94.2      89.3      92.9      93.8          90.3      92.3      97.0      93.3

  27  TOTAL LIABILITIES                                    627.8     648.2     662.0     661.9     656.1     646.0     656.4     663.5         655.0     660.7     675.1     654.4

  28  Residual (assets less liabilities) (7)                 1.0       4.2       4.9       6.4       5.9       6.3       6.5       6.1           6.7       5.8       5.0       6.1

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              39.4      41.4      43.2      40.4      40.0      39.4      39.7      41.5          41.1      41.2      42.1      41.1
  30  Reval. losses on off-bal. sheet items (8)             40.7      41.8      42.9      40.6      39.8      39.0      38.4      40.3          39.8      40.2      40.8      40.5



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                     July 17, 1998

  Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 
  

  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.


Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII
Home | Statistical releases
Accessibility
To comment on this site, please fill out our feedback form.
Last update: July 17, 1998