H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,285.1 4,538.8 4,524.5 4,493.7 4,501.4 4,507.7 4,538.8 4,535.1 4,533.1 4,532.0 4,535.4 4,561.1 2 Securities in bank credit 1,134.0 1,216.6 1,206.4 1,187.8 1,188.4 1,188.3 1,203.2 1,218.8 1,216.2 1,216.4 1,219.2 1,237.0 3 U.S. government securities 763.6 794.1 791.3 798.6 799.7 798.0 811.9 815.7 815.6 815.3 815.7 822.0 4 Other securities 370.3 422.4 415.1 389.2 388.7 390.3 391.4 403.0 400.6 401.1 403.5 415.0 5 Loans and leases in bank credit (2) 3,151.1 3,322.2 3,318.2 3,305.8 3,312.9 3,319.3 3,335.6 3,316.4 3,316.8 3,315.7 3,316.3 3,324.1 6 Commercial and industrial 903.3 948.8 948.9 952.6 957.2 952.2 958.0 959.1 959.1 959.7 960.4 962.9 7 Real estate 1,273.7 1,336.3 1,338.2 1,339.6 1,341.9 1,349.2 1,353.6 1,354.6 1,351.2 1,357.1 1,355.1 1,362.5 8 Revolving home equity 100.1 98.8 98.4 98.6 99.4 100.4 99.7 94.2 94.0 94.2 94.3 94.8 9 Other 1,173.6 1,237.5 1,239.8 1,241.0 1,242.5 1,248.8 1,253.9 1,260.4 1,257.2 1,263.0 1,260.8 1,267.7 10 Consumer 492.6 503.3 502.8 502.1 502.7 498.4 493.7 486.2 487.0 487.2 485.4 483.1 11 Security (3) 132.0 147.5 140.1 120.1 122.9 127.3 131.2 123.3 126.0 119.9 122.6 124.8 12 Other loans and leases 349.5 386.3 388.2 391.5 388.3 392.2 399.1 393.2 393.6 391.7 392.8 390.7 13 Interbank loans 212.7 223.2 227.9 221.4 217.3 227.2 224.3 225.9 215.9 221.8 243.5 222.1 14 Cash assets (4) 246.4 259.1 256.4 259.0 260.8 262.6 262.1 258.4 264.2 252.9 253.8 240.5 15 Other assets (5) 314.7 354.1 357.8 355.6 345.0 345.9 346.2 351.1 359.0 351.4 344.4 350.5 16 TOTAL ASSETS (6) 5,001.6 5,317.2 5,308.3 5,271.1 5,265.9 5,284.6 5,312.6 5,312.1 5,313.7 5,299.7 5,318.7 5,315.6 L I A B I L I T I E S 17 Deposits 3,213.3 3,369.6 3,378.7 3,368.1 3,377.9 3,372.6 3,372.8 3,385.8 3,396.6 3,372.2 3,382.1 3,373.6 18 Transaction 668.0 667.4 659.4 665.2 660.9 653.2 659.2 653.3 650.4 645.8 669.4 640.3 19 Nontransaction 2,545.3 2,702.2 2,719.3 2,702.9 2,717.0 2,719.4 2,713.7 2,732.5 2,746.2 2,726.4 2,712.7 2,733.3 20 Large time 687.0 726.4 730.5 719.4 725.4 722.4 716.9 720.1 724.8 722.4 713.0 715.3 21 Other 1,858.3 1,975.8 1,988.9 1,983.6 1,991.6 1,997.0 1,996.8 2,012.4 2,021.4 2,004.0 1,999.8 2,018.0 22 Borrowings 912.5 1,004.1 991.8 988.2 986.2 1,000.0 1,021.9 1,023.9 1,012.3 1,023.9 1,043.3 1,026.9 23 From banks in the U.S. 294.0 318.7 316.8 319.6 312.2 323.9 336.9 338.5 338.1 332.9 339.2 335.9 24 From others 618.4 685.3 675.0 668.7 674.0 676.1 684.9 685.4 674.2 691.0 704.1 690.9 25 Net due to related foreign offices 195.8 213.5 217.4 217.3 210.5 204.0 216.6 217.5 214.8 215.4 203.6 227.7 26 Other liabilities 281.1 304.7 295.9 271.4 273.2 269.8 269.7 265.1 270.8 258.7 257.3 268.0 27 TOTAL LIABILITIES 4,602.6 4,891.8 4,883.8 4,845.1 4,847.8 4,846.3 4,881.0 4,892.2 4,894.6 4,870.1 4,886.4 4,896.2 28 Residual (assets less liabilities) (7) 398.9 425.4 424.5 426.0 418.1 438.3 431.6 419.9 419.1 429.5 432.3 419.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,271.1 4,547.9 4,522.1 4,492.0 4,509.5 4,510.1 4,533.0 4,519.4 4,517.9 4,512.5 4,513.6 4,547.9 2 Securities in bank credit 1,124.6 1,219.2 1,211.9 1,194.5 1,197.1 1,193.7 1,200.0 1,207.7 1,205.5 1,203.3 1,206.8 1,225.9 3 U.S. government securities 756.7 794.4 795.5 805.0 809.7 806.2 811.4 807.8 808.4 806.2 805.9 812.4 4 Other securities 367.9 424.7 416.4 389.5 387.4 387.5 388.6 399.8 397.2 397.1 400.9 413.4 5 Loans and leases in bank credit (2) 3,146.5 3,328.8 3,310.2 3,297.5 3,312.4 3,316.4 3,333.0 3,311.7 3,312.4 3,309.3 3,306.8 3,322.0 6 Commercial and industrial 901.0 947.6 950.4 956.2 963.9 956.6 958.2 956.8 956.7 957.5 954.5 958.9 7 Real estate 1,274.7 1,335.3 1,332.5 1,333.0 1,338.6 1,348.6 1,354.1 1,355.6 1,353.5 1,356.8 1,356.1 1,364.0 8 Revolving home equity 99.8 98.9 98.0 97.7 98.7 100.0 99.3 94.0 93.9 94.0 94.3 94.7 9 Other 1,174.9 1,236.4 1,234.5 1,235.3 1,239.8 1,248.6 1,254.8 1,261.6 1,259.6 1,262.9 1,261.8 1,269.3 10 Consumer 489.8 509.6 502.7 497.3 499.2 495.9 491.0 483.8 484.0 485.0 484.6 482.1 11 Security (3) 129.9 147.5 139.7 123.5 124.8 127.2 130.7 121.2 123.9 117.8 120.7 123.9 12 Other loans and leases 351.0 388.7 385.0 387.5 386.0 388.0 398.9 394.3 394.4 392.1 390.9 393.1 13 Interbank loans 206.7 226.1 227.6 224.5 222.3 223.1 221.7 219.6 210.2 212.4 229.0 218.9 14 Cash assets (4) 239.0 272.1 257.5 251.5 258.4 260.3 257.7 250.6 255.5 238.1 239.3 237.7 15 Other assets (5) 317.4 346.7 354.5 351.0 347.9 347.4 352.1 353.8 360.8 349.7 345.0 357.7 16 TOTAL ASSETS (6) 4,976.8 5,335.2 5,303.5 5,260.5 5,279.8 5,282.1 5,305.5 5,284.9 5,286.0 5,254.1 5,268.4 5,303.5 L I A B I L I T I E S 17 Deposits 3,199.1 3,368.9 3,355.7 3,362.7 3,388.7 3,363.1 3,370.8 3,369.4 3,381.3 3,340.4 3,342.5 3,374.1 18 Transaction 659.7 682.2 654.5 658.7 668.6 644.1 654.2 642.5 639.0 622.6 642.0 639.1 19 Nontransaction 2,539.4 2,686.7 2,701.2 2,704.0 2,720.1 2,719.0 2,716.5 2,726.9 2,742.3 2,717.8 2,700.4 2,735.0 20 Large time 680.9 724.5 731.2 721.4 722.4 723.6 714.2 713.4 718.3 715.6 708.5 710.8 21 Other 1,858.5 1,962.2 1,970.0 1,982.7 1,997.7 1,995.5 2,002.3 2,013.5 2,024.0 2,002.2 1,992.0 2,024.2 22 Borrowings 906.3 1,020.2 994.5 981.6 986.1 1,008.1 1,024.7 1,013.6 1,003.4 1,015.8 1,031.4 1,007.8 23 From banks in the U.S. 290.7 323.8 317.2 319.1 312.8 324.8 336.5 333.6 333.8 327.9 333.1 329.7 24 From others 615.6 696.4 677.3 662.5 673.2 683.3 688.2 680.0 669.6 687.9 698.4 678.1 25 Net due to related foreign offices 189.1 216.4 227.1 215.4 203.5 210.4 210.8 209.6 202.9 210.2 211.3 211.3 26 Other liabilities 280.2 305.6 298.3 272.0 272.8 269.5 269.1 264.2 269.9 257.7 257.1 267.4 27 TOTAL LIABILITIES 4,574.7 4,911.1 4,875.6 4,831.8 4,851.0 4,851.1 4,875.4 4,856.8 4,857.5 4,824.1 4,842.3 4,860.6 28 Residual (assets less liabilities) (7) 402.1 424.1 427.9 428.7 428.9 431.0 430.1 428.1 428.5 430.1 426.1 442.9 MEMO 29 Reval. gains on off-bal. sheet items (8) 93.4 112.5 108.5 87.0 87.1 87.4 84.4 86.4 85.3 83.0 86.9 93.7 30 Reval. losses on off-bal. sheet items (8) 91.8 109.5 106.7 85.9 87.9 88.4 86.0 87.5 86.3 84.5 88.2 95.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,707.2 3,953.5 3,954.4 3,939.8 3,949.8 3,964.9 4,005.4 4,014.5 4,010.7 4,012.1 4,017.9 4,032.2 2 Securities in bank credit 928.6 1,004.9 1,001.8 989.4 988.0 991.3 1,008.7 1,030.1 1,027.0 1,027.4 1,033.5 1,043.3 3 U.S. government securities 672.2 709.9 708.4 714.9 712.0 712.4 723.9 727.7 726.2 727.5 729.8 732.1 4 Other securities 256.5 295.0 293.5 274.5 276.1 279.0 284.8 302.5 300.8 299.9 303.6 311.2 5 Loans and leases in bank credit (2) 2,778.6 2,948.6 2,952.6 2,950.3 2,961.8 2,973.6 2,996.7 2,984.3 2,983.7 2,984.7 2,984.5 2,988.9 6 Commercial and industrial 688.9 735.3 736.7 742.3 748.7 750.8 761.4 766.7 767.1 767.9 768.2 767.7 7 Real estate 1,249.7 1,314.9 1,317.7 1,319.8 1,322.1 1,329.6 1,334.7 1,336.5 1,333.1 1,339.3 1,337.3 1,344.9 8 Revolving home equity 100.1 98.8 98.4 98.6 99.4 100.4 99.7 94.2 94.0 94.2 94.3 94.8 9 Other 1,149.7 1,216.1 1,219.3 1,221.3 1,222.8 1,229.2 1,235.0 1,242.4 1,239.1 1,245.2 1,243.0 1,250.1 10 Consumer 492.6 503.3 502.8 502.1 502.7 498.4 493.7 486.2 487.0 487.2 485.4 483.1 11 Security (3) 69.9 84.3 80.6 69.3 71.4 74.7 80.3 71.5 73.3 68.4 69.0 71.4 12 Other loans and leases 277.3 310.9 314.7 316.8 316.8 320.0 326.6 323.4 323.3 321.9 324.7 321.7 13 Interbank loans 191.8 193.8 196.4 195.7 191.9 200.4 199.4 198.0 192.1 194.6 209.7 193.1 14 Cash assets (4) 211.4 222.5 220.2 222.0 223.1 223.7 226.9 223.0 227.9 217.0 218.5 206.0 15 Other assets (5) 280.3 315.5 319.9 318.1 307.7 310.7 313.7 318.1 323.1 319.9 313.5 322.7 16 TOTAL ASSETS (6) 4,333.5 4,627.5 4,632.8 4,617.2 4,614.2 4,641.1 4,686.8 4,695.4 4,695.6 4,685.4 4,701.4 4,695.8 L I A B I L I T I E S 17 Deposits 2,915.1 3,048.6 3,056.6 3,057.7 3,064.1 3,060.6 3,065.9 3,073.2 3,081.5 3,056.8 3,074.5 3,064.0 18 Transaction 654.1 654.4 645.7 652.5 648.7 640.7 646.3 640.4 637.8 633.5 655.7 627.4 19 Nontransaction 2,261.0 2,394.2 2,410.9 2,405.1 2,415.4 2,419.9 2,419.5 2,432.8 2,443.8 2,423.4 2,418.7 2,436.6 20 Large time 404.3 420.2 423.4 422.8 425.4 424.8 424.8 423.0 425.1 421.8 421.7 421.9 21 Other 1,856.8 1,974.0 1,987.6 1,982.4 1,990.0 1,995.1 1,994.7 2,009.8 2,018.7 2,001.6 1,997.0 2,014.7 22 Borrowings 720.7 810.4 810.9 813.8 811.6 824.4 838.9 850.8 839.3 852.0 871.3 853.2 23 From banks in the U.S. 268.9 297.1 298.9 295.6 291.0 302.7 311.0 314.8 314.6 310.1 317.6 311.8 24 From others 451.8 513.3 511.9 518.2 520.5 521.6 527.9 536.0 524.7 541.8 553.7 541.3 25 Net due to related foreign offices 88.0 111.8 117.3 117.8 115.4 118.4 145.5 145.6 147.5 145.0 127.5 144.0 26 Other liabilities 211.1 230.2 225.7 204.2 205.8 209.0 210.4 206.5 209.8 202.9 202.0 210.0 27 TOTAL LIABILITIES 3,935.0 4,201.0 4,210.5 4,193.5 4,196.8 4,212.3 4,260.7 4,276.1 4,278.2 4,256.8 4,275.3 4,271.2 28 Residual (assets less liabilities) (7) 398.5 426.5 422.3 423.7 417.4 428.8 426.1 419.3 417.4 428.6 426.1 424.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,696.2 3,959.1 3,948.2 3,936.5 3,960.8 3,972.6 4,002.7 4,001.8 3,999.0 3,995.6 3,999.5 4,022.5 2 Securities in bank credit 920.8 1,007.2 1,005.7 994.9 998.3 998.5 1,006.3 1,020.6 1,018.5 1,016.1 1,022.1 1,034.2 3 U.S. government securities 665.8 710.5 712.2 720.4 722.3 719.7 723.0 720.3 719.7 718.5 720.8 724.2 4 Other securities 255.1 296.7 293.4 274.5 276.0 278.7 283.3 300.3 298.8 297.6 301.3 309.9 5 Loans and leases in bank credit (2) 2,775.4 2,951.9 2,942.6 2,941.5 2,962.5 2,974.2 2,996.4 2,981.2 2,980.5 2,979.5 2,977.4 2,988.3 6 Commercial and industrial 687.4 732.3 736.3 745.5 756.8 757.9 763.4 765.1 765.4 766.0 763.3 764.8 7 Real estate 1,251.0 1,313.8 1,311.6 1,313.2 1,319.1 1,329.3 1,335.5 1,337.7 1,335.5 1,339.2 1,338.4 1,346.7 8 Revolving home equity 99.8 98.9 98.0 97.7 98.7 100.0 99.3 94.0 93.9 94.0 94.3 94.7 9 Other 1,151.2 1,214.9 1,213.6 1,215.5 1,220.4 1,229.3 1,236.2 1,243.8 1,241.6 1,245.2 1,244.2 1,252.0 10 Consumer 489.8 509.6 502.7 497.3 499.2 495.9 491.0 483.8 484.0 485.0 484.6 482.1 11 Security (3) 68.3 84.4 80.6 72.1 73.4 74.8 79.5 69.8 71.7 66.9 67.5 70.2 12 Other loans and leases 278.8 311.9 311.3 313.4 314.0 316.2 327.0 324.7 324.0 322.5 323.5 324.5 13 Interbank loans 185.7 196.7 196.1 198.8 196.9 196.3 196.7 191.6 186.4 185.2 195.2 190.0 14 Cash assets (4) 204.1 235.1 222.0 215.6 222.0 221.8 221.6 215.3 219.3 202.6 204.2 203.2 15 Other assets (5) 283.8 307.7 315.5 312.9 312.4 312.9 320.6 321.6 325.7 319.0 314.5 329.7 16 TOTAL ASSETS (6) 4,312.6 4,641.2 4,623.8 4,605.5 4,633.9 4,645.0 4,683.0 4,672.1 4,672.4 4,644.1 4,655.2 4,686.9 L I A B I L I T I E S 17 Deposits 2,903.4 3,050.5 3,034.8 3,049.1 3,075.5 3,048.8 3,063.1 3,059.3 3,068.6 3,027.5 3,035.2 3,066.8 18 Transaction 645.8 669.2 641.0 645.9 656.6 631.9 641.6 629.8 626.5 610.5 628.6 626.4 19 Nontransaction 2,257.6 2,381.3 2,393.8 2,403.1 2,418.9 2,417.0 2,421.5 2,429.5 2,442.1 2,417.0 2,406.6 2,440.4 20 Large time 399.9 421.9 425.8 422.6 423.3 423.6 421.3 418.2 420.2 417.0 416.7 418.4 21 Other 1,857.6 1,959.5 1,968.0 1,980.6 1,995.6 1,993.3 2,000.2 2,011.4 2,021.9 2,000.1 1,989.9 2,022.0 22 Borrowings 714.6 826.6 813.5 807.2 811.4 832.4 841.7 840.4 830.4 843.9 859.4 834.1 23 From banks in the U.S. 265.6 302.2 299.3 295.1 291.7 303.6 310.6 309.9 310.4 305.1 311.5 305.6 24 From others 449.0 524.4 514.2 512.0 519.7 528.8 531.1 530.5 520.1 538.8 547.9 528.5 25 Net due to related foreign offices 84.9 112.0 123.4 117.7 114.0 126.7 141.1 140.2 137.8 142.4 134.8 134.8 26 Other liabilities 211.2 230.9 226.5 204.8 206.5 209.2 210.2 206.6 209.9 203.0 202.2 210.0 27 TOTAL LIABILITIES 3,914.1 4,220.0 4,198.3 4,178.7 4,207.3 4,217.2 4,256.2 4,246.6 4,246.7 4,216.8 4,231.7 4,245.7 28 Residual (assets less liabilities) (7) 398.6 421.3 425.6 426.8 426.6 427.8 426.7 425.6 425.7 427.3 423.5 441.2 MEMO 29 Reval. gains on off-bal. sheet items (8) 51.5 66.5 64.9 46.8 48.3 50.6 51.0 53.7 52.7 51.0 54.5 59.3 30 Reval. losses on off-bal. sheet items (8) 51.6 67.2 65.4 46.7 49.0 52.5 53.4 55.4 53.6 53.2 57.4 62.1 31 Mortgage-backed securities (9) 293.0 342.2 341.0 336.3 334.8 333.7 329.7 327.9 327.7 327.0 328.7 330.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,295.2 2,437.7 2,431.0 2,403.7 2,408.1 2,416.2 2,443.0 2,439.1 2,439.3 2,435.1 2,440.3 2,447.6 2 Securities in bank credit 525.4 567.1 561.0 544.7 541.7 541.5 551.7 570.0 567.3 567.6 573.3 581.3 3 U.S. government securities 362.3 379.2 376.8 380.4 376.6 374.7 381.0 381.4 379.8 381.4 383.7 385.3 3a Trading account 21.6 25.1 17.9 22.5 25.9 22.3 25.1 23.0 22.2 23.1 23.9 22.1 3b Investment account 340.8 354.1 359.0 358.0 350.7 352.4 355.9 358.4 357.6 358.2 359.8 363.2 4 Other securities 163.0 188.0 184.2 164.3 165.1 166.8 170.8 188.5 187.4 186.3 189.6 196.1 4a Trading account 77.9 91.4 87.5 66.7 66.1 68.3 67.5 72.5 71.6 70.6 73.4 78.3 4b Investment account 85.1 96.6 96.7 97.5 99.0 98.6 103.2 116.0 115.8 115.7 116.3 117.8 4c State and local government 22.7 24.6 24.7 24.9 24.6 24.8 25.3 25.3 25.3 25.3 25.3 25.4 4d Other 62.4 71.9 72.0 72.7 74.4 73.8 78.0 90.7 90.5 90.3 91.0 92.4 5 Loans and leases in bank credit (2) 1,769.8 1,870.6 1,869.9 1,859.0 1,866.3 1,874.6 1,891.3 1,869.1 1,872.0 1,867.5 1,867.0 1,866.2 6 Commercial and industrial 506.1 536.7 537.9 542.3 547.4 547.6 556.0 558.3 559.2 559.4 558.9 557.9 6a Bankers acceptances 1.2 1.3 1.2 1.1 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 6b Other 504.8 535.4 536.7 541.1 546.4 546.6 555.0 557.3 558.2 558.4 557.9 556.8 7 Real estate 697.1 711.2 710.4 706.8 706.4 709.8 709.3 704.5 703.4 706.4 703.9 706.9 8 Revolving home equity 71.5 69.9 69.8 69.9 70.5 71.3 70.4 64.7 64.7 64.8 64.8 65.1 9 Other 625.6 641.2 640.6 637.0 635.9 638.6 638.9 639.8 638.8 641.6 639.1 641.8 10 Consumer 295.6 304.5 303.5 301.1 299.6 296.7 292.3 285.2 285.8 284.9 284.3 282.5 11 Security (3) 64.1 78.3 74.7 63.4 65.7 69.4 75.1 66.2 68.2 63.3 63.8 66.1 11a Fed funds and RPs with broker/dealer 45.5 61.5 57.7 46.2 47.8 51.3 55.5 47.5 49.2 45.3 44.3 47.5 11b Other 18.7 16.8 17.0 17.2 17.9 18.1 19.6 18.7 19.0 18.0 19.5 18.6 12a State and local government 11.2 11.7 11.6 11.6 11.8 11.8 11.8 11.9 12.1 11.9 11.8 11.7 12b Agricultural 10.2 10.3 10.4 10.3 10.2 9.9 9.9 9.7 9.7 9.8 9.7 9.8 12c Fed funds and RPs with others 9.1 12.8 12.2 12.2 11.5 14.1 37.9 32.3 32.1 31.9 32.0 31.6 12d All other loans 80.6 96.4 96.2 95.8 95.9 96.1 79.3 79.4 80.2 78.5 80.5 77.5 12e Lease financing receivables 95.9 108.6 113.1 115.6 117.8 119.2 119.9 121.5 121.3 121.5 121.9 122.3 13 Interbank loans 125.6 127.4 130.1 132.3 130.1 141.7 143.2 140.4 136.8 137.4 148.1 136.7 13a Fed funds and RPs with banks 73.4 80.3 80.4 83.4 79.6 86.4 85.6 89.4 86.9 87.8 97.3 86.1 13b Other 52.2 47.2 49.7 48.9 50.6 55.2 57.6 51.0 49.8 49.6 50.8 50.7 14 Cash assets (4) 146.1 152.5 150.6 152.1 154.3 152.1 154.9 150.0 155.4 145.0 144.9 135.6 15 Other assets (5) 219.4 238.2 242.8 239.6 229.0 230.0 231.8 230.8 233.5 232.4 227.8 225.2 16 TOTAL ASSETS (6) 2,748.3 2,917.6 2,916.0 2,889.1 2,883.2 2,901.6 2,934.6 2,922.3 2,926.8 2,911.9 2,923.0 2,907.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,644.0 1,687.5 1,682.8 1,681.1 1,688.1 1,683.0 1,683.2 1,680.7 1,691.3 1,666.0 1,677.1 1,674.0 18 Transaction 372.8 366.7 358.2 362.3 364.6 355.8 357.8 352.5 352.9 345.7 359.8 340.3 19 Nontransaction 1,271.1 1,320.8 1,324.6 1,318.9 1,323.4 1,327.2 1,325.4 1,328.2 1,338.4 1,320.3 1,317.3 1,333.6 20 Large time 222.4 230.6 229.9 227.2 228.0 225.0 227.0 227.2 230.0 225.8 224.8 225.0 21 Other 1,048.7 1,090.1 1,094.6 1,091.6 1,095.4 1,102.1 1,098.3 1,101.0 1,108.4 1,094.5 1,092.5 1,108.6 22 Borrowings 559.8 628.3 624.9 622.0 621.4 628.8 639.0 640.9 630.5 641.2 657.8 645.0 23 From banks in the U.S. 193.1 213.7 214.0 208.9 205.9 214.5 219.2 217.1 217.0 212.1 218.0 216.7 24 From others 366.7 414.5 410.9 413.1 415.4 414.3 419.8 423.8 413.5 429.1 439.9 428.2 25 Net due to related foreign offices 84.4 108.7 114.1 113.2 110.5 113.4 141.4 141.3 143.1 141.1 123.0 139.5 26 Other liabilities 183.3 199.3 195.2 173.4 174.1 176.7 177.2 173.7 177.2 169.9 169.7 174.2 27 TOTAL LIABILITIES 2,471.4 2,623.8 2,616.9 2,589.7 2,594.0 2,601.8 2,640.8 2,636.6 2,642.1 2,618.2 2,627.6 2,632.6 28 Residual (assets less liabilities) (7) 276.9 293.8 299.1 299.4 289.3 299.8 293.8 285.7 284.7 293.7 295.4 274.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,283.1 2,449.8 2,435.5 2,406.2 2,413.9 2,413.8 2,433.3 2,425.2 2,425.3 2,417.9 2,419.3 2,437.2 2 Securities in bank credit 519.0 570.2 567.1 548.7 547.0 543.3 547.5 562.2 560.0 558.4 563.5 574.3 3 U.S. government securities 357.3 380.4 382.3 384.4 382.7 377.5 378.2 375.6 374.3 374.2 376.2 379.5 3a Trading account 19.9 25.2 18.6 23.4 25.2 20.8 23.5 21.2 20.3 21.1 21.6 21.5 3b Investment account 337.4 355.2 363.7 361.0 357.4 356.8 354.7 354.4 354.0 353.1 354.6 358.0 3c Mortgage-backed 221.3 252.7 250.5 243.9 241.1 238.1 233.7 232.4 231.5 231.6 233.6 235.9 3d Other 116.1 102.5 113.2 117.1 116.3 118.7 120.9 122.0 122.5 121.5 121.0 122.1 3e 1 year or less 30.9 27.9 26.0 24.2 24.6 24.0 24.9 25.1 26.5 24.8 23.5 24.3 3f Between 1 and 5 years 52.8 38.1 47.4 52.8 53.4 55.1 56.8 57.9 57.5 57.9 57.8 57.9 3g More than 5 years 32.3 36.5 39.8 40.1 38.3 39.7 39.2 39.0 38.6 38.8 39.7 39.9 4 Other securities 161.7 189.8 184.8 164.2 164.4 165.8 169.3 186.6 185.6 184.2 187.3 194.8 4a Trading account 77.9 91.4 87.5 66.7 66.1 68.3 67.5 72.5 71.6 70.6 73.4 78.3 4b Investment account 83.8 98.4 97.3 97.5 98.2 97.5 101.8 114.0 114.0 113.6 114.0 116.5 4c State and local government 22.3 24.8 24.8 24.9 24.7 24.9 25.1 24.9 24.8 24.9 24.9 24.9 4d Other 61.5 73.6 72.5 72.6 73.5 72.6 76.7 89.2 89.2 88.8 89.0 91.5 5 Loans and leases in bank credit (2) 1,764.1 1,879.6 1,868.4 1,857.6 1,866.9 1,870.5 1,885.8 1,863.1 1,865.3 1,859.5 1,855.9 1,862.9 6 Commercial and industrial 504.7 534.4 537.8 544.9 553.5 552.1 556.0 556.9 557.3 557.9 555.0 556.0 6a Bankers acceptances 1.2 1.3 1.2 1.1 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 6b Other 503.5 533.2 536.7 543.7 552.4 551.1 555.0 555.9 556.3 556.9 554.0 554.9 7 Real estate 696.4 713.9 709.1 703.8 703.5 707.1 707.3 703.6 703.3 704.2 702.2 707.2 8 Revolving home equity 71.5 70.0 69.5 69.2 70.0 71.0 70.1 64.8 64.7 64.9 64.9 65.3 9a Other residential 384.4 394.9 387.5 381.2 378.9 380.7 381.4 382.2 382.1 382.0 379.6 384.3 9b Commercial 240.6 249.0 252.1 253.4 254.6 255.5 255.8 256.7 256.4 257.4 257.7 257.6 10 Consumer 293.7 309.8 304.0 298.4 297.2 294.5 290.4 283.4 283.6 283.1 283.3 281.3 11 Security (3) 62.5 78.4 74.7 66.1 67.7 69.6 74.3 64.5 66.6 61.8 62.3 64.8 11a Fed funds and RPs with broker/dealer 44.0 62.1 58.2 48.8 49.7 51.1 54.0 45.9 47.7 44.3 42.6 46.5 11b Other 18.5 16.3 16.5 17.3 18.0 18.5 20.4 18.6 18.9 17.5 19.7 18.3 12a State and local government 11.2 11.7 11.6 11.6 11.6 11.6 11.6 11.9 12.0 11.8 11.8 11.7 12b Agricultural 10.5 10.2 10.0 9.9 9.9 9.9 10.0 10.0 10.0 10.0 10.0 10.1 12c Fed funds and RPs with others 9.1 12.8 12.2 12.2 11.5 14.1 37.9 32.3 32.1 31.9 32.0 31.6 12d All other loans 80.5 98.0 94.7 94.1 93.9 92.5 78.1 79.3 79.5 77.8 78.1 78.4 12e Lease financing receivables 95.6 110.3 114.4 116.5 118.0 119.1 120.1 121.1 121.0 120.9 121.1 121.8 13 Interbank loans 124.7 130.3 129.9 132.4 134.2 141.8 143.5 138.1 134.8 134.1 141.8 134.1 13a Fed funds and RPs with banks 71.1 83.9 80.9 83.1 82.2 85.5 84.7 85.7 83.5 82.7 90.0 82.7 13b Other 53.6 46.4 49.0 49.3 52.0 56.3 58.8 52.4 51.3 51.4 51.8 51.5 14 Cash assets (4) 140.6 161.8 151.3 147.2 153.3 150.6 150.7 144.1 149.2 134.6 134.9 134.0 15 Other assets (5) 221.8 233.6 239.6 235.8 233.3 232.3 237.1 233.0 235.8 232.5 228.4 228.9 16 TOTAL ASSETS (6) 2,732.1 2,937.7 2,918.1 2,883.1 2,896.6 2,900.1 2,926.2 2,902.4 2,906.9 2,881.0 2,886.4 2,896.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,635.9 1,696.7 1,678.5 1,679.5 1,694.2 1,668.6 1,677.1 1,669.4 1,680.7 1,645.0 1,649.0 1,672.8 18 Transaction 368.5 377.0 355.3 357.0 368.7 349.3 354.1 345.8 345.5 331.4 343.7 340.1 19 Nontransaction 1,267.3 1,319.7 1,323.2 1,322.6 1,325.5 1,319.3 1,322.9 1,323.6 1,335.2 1,313.6 1,305.3 1,332.7 20 Large time 218.1 232.3 232.4 227.0 225.9 223.9 223.5 222.4 225.2 221.0 219.9 221.4 21 Other 1,049.2 1,087.5 1,090.8 1,095.6 1,099.5 1,095.4 1,099.5 1,101.2 1,110.0 1,092.6 1,085.4 1,111.2 22 Borrowings 553.9 644.0 630.1 621.0 623.8 636.5 640.7 630.8 622.3 633.2 644.8 627.6 23 From banks in the U.S. 190.5 218.1 215.6 210.8 208.3 215.6 218.6 213.0 213.8 207.9 212.1 212.1 24 From others 363.4 425.9 414.5 410.2 415.5 421.0 422.1 417.8 408.6 425.3 432.7 415.5 25 Net due to related foreign offices 81.2 109.0 120.2 113.1 109.0 121.7 137.0 135.9 133.4 138.4 130.3 130.3 26 Other liabilities 183.3 199.3 195.2 173.4 174.1 176.7 177.2 173.7 177.2 169.9 169.7 174.2 27 TOTAL LIABILITIES 2,454.2 2,649.0 2,624.0 2,587.0 2,601.2 2,603.5 2,632.0 2,609.8 2,613.6 2,586.5 2,593.8 2,604.8 28 Residual (assets less liabilities) (7) 277.9 288.7 294.1 296.0 295.5 296.6 294.2 292.6 293.3 294.5 292.6 291.2 MEMO 29 Reval. gains on off-bal. sheet items (8) 51.5 66.5 64.9 46.8 48.3 50.6 51.0 53.7 52.7 51.0 54.5 59.3 30 Reval. losses on off-bal. sheet items (8) 51.6 67.2 65.4 46.6 49.0 52.5 53.4 55.4 53.6 53.2 57.4 62.1 31 Mortgage-backed securities (9) 245.1 282.2 279.3 272.3 269.6 265.6 261.1 259.5 259.2 258.6 260.4 262.4 31a Pass-through 159.9 194.3 189.6 182.6 179.6 176.9 173.6 173.2 172.6 172.8 174.9 175.5 31b CMO, REMIC, and other 85.2 87.9 89.6 89.7 90.0 88.7 87.5 86.3 86.6 85.8 85.5 86.9 32 Net unrealized gains (losses) on 3.5 3.0 2.3 0.6 0.9 0.5 -1.3 -3.3 -3.0 -3.2 -3.8 -4.0 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 35.3 38.9 38.9 39.0 37.9 37.7 37.0 36.3 36.4 36.6 35.6 35.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,412.0 1,515.8 1,523.4 1,536.0 1,541.8 1,548.7 1,562.4 1,575.3 1,571.4 1,577.0 1,577.6 1,584.7 2 Securities in bank credit 403.3 437.7 440.8 444.8 446.3 449.8 457.0 460.2 459.7 459.7 460.2 462.0 3 U.S. government securities 309.9 330.7 331.5 334.5 335.4 337.6 342.9 346.2 346.4 346.1 346.2 346.9 4 Other securities 93.4 107.0 109.3 110.3 110.9 112.1 114.1 113.9 113.3 113.6 114.0 115.1 5 Loans and leases in bank credit (2) 1,008.8 1,078.1 1,082.6 1,091.3 1,095.5 1,099.0 1,105.4 1,115.2 1,111.7 1,117.2 1,117.5 1,122.7 6 Commercial and industrial 182.9 198.6 198.9 200.0 201.3 203.3 205.5 208.4 207.9 208.5 209.2 209.8 7 Real estate 552.7 603.7 607.3 613.0 615.7 619.8 625.4 632.0 629.6 632.9 633.4 638.0 8 Revolving home equity 28.6 28.9 28.6 28.7 28.9 29.1 29.3 29.4 29.3 29.4 29.5 29.7 9 Other 524.1 574.9 578.7 584.3 586.9 590.7 596.1 602.6 600.3 603.5 603.9 608.3 10 Consumer 197.1 198.8 199.3 201.0 203.1 201.7 201.4 201.0 201.1 202.3 201.1 200.6 11 Security (3) 5.8 6.0 5.9 6.0 5.7 5.2 5.2 5.2 5.1 5.1 5.2 5.3 12 Other loans and leases 70.3 71.0 71.2 71.3 69.6 69.0 67.9 68.5 67.9 68.4 68.7 68.9 13 Interbank loans 66.2 66.4 66.3 63.4 61.8 58.7 56.2 57.6 55.3 57.1 61.6 56.4 14 Cash assets (4) 65.2 70.0 69.6 69.9 68.8 71.6 72.0 73.0 72.5 72.0 73.6 70.4 15 Other assets (5) 60.8 77.2 77.1 78.4 78.7 80.6 81.8 87.3 89.6 87.5 85.7 97.4 16 TOTAL ASSETS (6) 1,585.2 1,709.9 1,716.9 1,728.0 1,731.0 1,739.5 1,752.2 1,773.1 1,768.8 1,773.5 1,778.4 1,788.7 L I A B I L I T I E S 17 Deposits 1,271.1 1,361.1 1,373.8 1,376.6 1,376.1 1,377.6 1,382.7 1,392.5 1,390.2 1,390.8 1,397.4 1,390.0 18 Transaction 281.2 287.7 287.4 290.3 284.1 285.0 288.5 287.9 284.8 287.8 295.9 287.1 19 Nontransaction 989.9 1,073.4 1,086.4 1,086.3 1,091.9 1,092.7 1,094.2 1,104.6 1,105.4 1,103.0 1,101.4 1,103.0 20 Large time 181.9 189.6 193.4 195.5 197.3 199.7 197.8 195.8 195.1 196.0 196.9 196.9 21 Other 808.0 883.8 893.0 890.7 894.6 892.9 896.4 908.8 910.4 907.1 904.6 906.0 22 Borrowings 160.9 182.1 186.0 191.8 190.2 195.5 199.9 209.9 208.8 210.7 213.4 208.2 23 From banks in the U.S. 75.8 83.4 84.9 86.7 85.1 88.2 91.8 97.7 97.6 98.0 99.6 95.1 24 From others 85.1 98.7 101.1 105.1 105.1 107.3 108.1 112.1 111.2 112.7 113.8 113.1 25 Net due to related foreign offices 3.7 3.0 3.2 4.5 4.9 5.0 4.1 4.3 4.4 4.0 4.6 4.6 26 Other liabilities 27.8 30.9 30.6 30.8 31.7 32.3 33.2 32.8 32.6 33.1 32.3 35.9 27 TOTAL LIABILITIES 1,463.5 1,577.2 1,593.6 1,603.7 1,602.9 1,610.5 1,619.9 1,639.5 1,636.1 1,638.6 1,647.6 1,638.6 28 Residual (assets less liabilities) (7) 121.7 132.7 123.3 124.3 128.1 129.0 132.3 133.6 132.7 135.0 130.7 150.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,413.1 1,509.3 1,512.7 1,530.3 1,546.8 1,558.8 1,569.4 1,576.6 1,573.8 1,577.7 1,580.2 1,585.3 2 Securities in bank credit 401.8 437.0 438.6 446.3 451.2 455.1 458.8 458.5 458.5 457.6 458.7 459.9 3 U.S. government securities 308.5 330.2 329.9 336.0 339.6 342.2 344.8 344.7 345.4 344.3 344.7 344.7 4 Other securities 93.3 106.8 108.6 110.3 111.7 112.9 114.0 113.8 113.2 113.4 114.0 115.2 5 Loans and leases in bank credit (2) 1,011.3 1,072.3 1,074.1 1,084.0 1,095.6 1,103.7 1,110.6 1,118.1 1,115.2 1,120.0 1,121.5 1,125.4 6 Commercial and industrial 182.8 197.9 198.5 200.6 203.4 205.9 207.4 208.3 208.1 208.1 208.3 208.9 7 Real estate 554.6 599.8 602.5 609.4 615.5 622.2 628.2 634.1 632.2 635.0 636.2 639.5 8 Revolving home equity 28.4 28.9 28.5 28.5 28.8 29.0 29.2 29.2 29.1 29.1 29.3 29.5 9 Other 526.2 571.0 574.0 580.9 586.8 593.1 599.1 604.9 603.1 605.9 606.9 610.0 10 Consumer 196.1 199.7 198.7 198.9 202.0 201.4 200.7 200.5 200.4 201.8 201.4 200.8 11 Security (3) 5.8 6.0 5.9 6.0 5.7 5.2 5.2 5.2 5.1 5.1 5.2 5.3 12 Other loans and leases 72.0 68.9 68.4 69.1 68.9 69.0 69.2 70.1 69.4 70.1 70.4 70.9 13 Interbank loans 61.1 66.4 66.2 66.5 62.7 54.5 53.2 53.5 51.6 51.1 53.4 55.8 14 Cash assets (4) 63.5 73.2 70.6 68.4 68.7 71.2 70.9 71.1 70.2 68.0 69.3 69.1 15 Other assets (5) 61.9 74.1 75.9 77.0 79.0 80.6 83.5 88.6 90.0 86.5 86.1 100.7 16 TOTAL ASSETS (6) 1,580.5 1,703.5 1,705.7 1,722.4 1,737.3 1,744.9 1,756.8 1,769.8 1,765.5 1,763.1 1,768.8 1,790.9 L I A B I L I T I E S 17 Deposits 1,267.5 1,353.8 1,356.3 1,369.5 1,381.3 1,380.3 1,386.1 1,389.9 1,387.9 1,382.5 1,386.2 1,394.0 18 Transaction 277.3 292.2 285.7 289.0 287.9 282.6 287.5 284.0 281.0 279.0 284.9 286.2 19 Nontransaction 990.2 1,061.6 1,070.6 1,080.6 1,093.4 1,097.7 1,098.6 1,105.9 1,106.9 1,103.5 1,101.3 1,107.7 20 Large time 181.9 189.6 193.4 195.5 197.3 199.7 197.8 195.8 195.1 196.0 196.9 196.9 21 Other 808.4 872.0 877.2 885.0 896.1 898.0 900.8 910.2 911.9 907.5 904.4 910.8 22 Borrowings 160.7 182.6 183.4 186.2 187.6 195.9 201.1 209.7 208.1 210.7 214.6 206.5 23 From banks in the U.S. 75.1 84.1 83.7 84.3 83.4 88.1 92.1 96.9 96.6 97.2 99.4 93.5 24 From others 85.6 98.5 99.7 101.9 104.2 107.8 109.0 112.8 111.5 113.5 115.2 113.0 25 Net due to related foreign offices 3.7 3.0 3.2 4.5 4.9 5.0 4.1 4.3 4.4 4.0 4.6 4.6 26 Other liabilities 27.9 31.6 31.4 31.4 32.4 32.5 33.0 32.9 32.7 33.1 32.5 35.8 27 TOTAL LIABILITIES 1,459.8 1,571.0 1,574.3 1,591.7 1,606.1 1,613.7 1,624.3 1,636.8 1,633.1 1,630.3 1,637.9 1,640.9 28 Residual (assets less liabilities) (7) 120.7 132.5 131.5 130.7 131.2 131.2 132.5 133.0 132.4 132.8 130.9 150.0 MEMO 31 Mortgage-backed securities (9) 47.9 60.0 61.7 64.0 65.2 68.0 68.6 68.4 68.6 68.4 68.3 68.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 577.9 585.3 570.1 553.9 551.6 542.8 533.4 520.7 522.4 519.9 517.5 528.8 2 Securities in bank credit 205.3 211.7 204.6 198.4 200.4 197.0 194.6 188.6 189.2 189.0 185.7 193.7 3 U.S. government securities 91.4 84.2 82.9 83.7 87.7 85.6 88.0 88.1 89.4 87.8 85.9 89.8 4 Other securities 113.9 127.5 121.7 114.7 112.7 111.4 106.6 100.6 99.8 101.2 99.9 103.8 5 Loans and leases in bank credit (2) 372.6 373.6 365.6 355.5 351.1 345.8 338.8 332.1 333.1 330.9 331.8 335.2 6 Commercial and industrial 214.3 213.5 212.2 210.3 208.5 201.3 196.5 192.4 192.0 191.8 192.2 195.2 7 Real estate 24.0 21.4 20.5 19.7 19.7 19.6 18.9 18.0 18.1 17.8 17.9 17.6 11 Security (3) 62.0 63.2 59.4 50.7 51.4 52.7 51.0 51.8 52.6 51.5 53.6 53.4 12 Other loans and leases 72.3 75.5 73.5 74.7 71.5 72.2 72.5 69.8 70.3 69.8 68.2 69.0 13 Interbank loans 20.9 29.4 31.5 25.7 25.4 26.8 25.0 28.0 23.8 27.2 33.8 28.9 14 Cash assets (4) 35.0 36.6 36.3 37.1 37.7 38.9 35.3 35.4 36.3 35.9 35.3 34.5 15 Other assets (5) 34.5 38.7 37.8 37.5 37.3 35.2 32.5 32.9 35.9 31.5 30.9 27.8 16 TOTAL ASSETS (6) 668.1 689.7 675.5 653.9 651.7 643.5 625.8 616.8 618.1 614.3 617.3 619.8 L I A B I L I T I E S 17 Deposits 298.2 321.0 322.1 310.4 313.8 312.0 307.0 312.6 315.1 315.4 307.6 309.6 18 Transaction 13.9 12.9 13.7 12.7 12.2 12.5 12.8 12.8 12.7 12.3 13.6 12.9 19 Nontransaction 284.3 308.0 308.4 297.8 301.6 299.5 294.1 299.7 302.4 303.0 294.0 296.7 22 Borrowings 191.7 193.6 181.0 174.4 174.7 175.6 183.0 173.1 173.0 171.9 172.0 173.7 23 From banks in the U.S. 25.1 21.6 17.9 23.9 21.2 21.1 25.9 23.7 23.5 22.8 21.6 24.1 24 From others 166.6 172.0 163.1 150.5 153.5 154.5 157.1 149.4 149.5 149.1 150.4 149.6 25 Net due to related foreign offices 107.7 101.7 100.1 99.6 95.1 85.6 71.1 71.9 67.3 70.4 76.1 83.6 26 Other liabilities 70.0 74.5 70.2 67.2 67.4 60.8 59.3 58.5 61.0 55.7 55.3 58.0 27 TOTAL LIABILITIES 667.7 690.8 673.3 651.6 651.0 634.0 620.3 616.1 616.4 613.4 611.1 625.0 28 Residual (assets less liabilities) (7) 0.4 -1.1 2.2 2.3 0.8 9.5 5.5 0.6 1.8 0.9 6.2 -5.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 13, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 14 Jul 21 Jul 28 Aug 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 574.9 588.8 573.9 555.5 548.7 537.5 530.3 517.6 518.9 516.9 514.1 525.3 2 Securities in bank credit 203.8 212.0 206.2 199.5 198.8 195.2 193.7 187.0 187.0 187.2 184.6 191.7 3 U.S. government securities 90.9 83.9 83.2 84.5 87.4 86.4 88.4 87.5 88.6 87.7 85.0 88.2 3a Trading account 25.3 17.4 18.0 19.1 20.3 17.5 19.7 18.4 19.1 19.4 16.7 17.8 3b Investment account 65.7 66.5 65.3 65.5 67.1 68.9 68.7 69.1 69.6 68.3 68.3 70.4 4 Other securities 112.9 128.1 123.0 115.0 111.4 108.8 105.3 99.5 98.4 99.5 99.6 103.5 4a Trading account 70.7 79.0 74.7 70.3 68.4 67.6 62.6 58.1 57.5 57.8 57.9 61.9 4b Investment account 42.2 49.1 48.2 44.7 43.0 41.2 42.7 41.4 40.8 41.7 41.7 41.6 5 Loans and leases in bank credit (2) 371.1 376.8 367.7 356.0 349.9 342.2 336.6 330.5 331.8 329.7 329.4 333.6 6 Commercial and industrial 213.6 215.3 214.0 210.7 207.0 198.7 194.8 191.6 191.3 191.5 191.1 194.0 7 Real estate 23.7 21.6 20.8 19.8 19.5 19.3 18.6 17.8 18.0 17.7 17.6 17.3 11 Security (3) 61.6 63.2 59.1 51.4 51.4 52.4 51.2 51.5 52.1 51.0 53.2 53.8 12 Other loans and leases 72.2 76.8 73.7 74.1 72.0 71.8 72.0 69.6 70.4 69.6 67.4 68.5 13 Interbank loans 20.9 29.4 31.5 25.7 25.4 26.8 25.0 28.0 23.8 27.2 33.8 28.9 14 Cash assets (4) 34.9 37.0 35.5 36.0 36.5 38.6 36.1 35.3 36.2 35.5 35.1 34.5 15 Other assets (5) 33.7 39.0 39.0 38.1 35.5 34.5 31.4 32.2 35.1 30.7 30.5 28.1 16 TOTAL ASSETS (6) 664.1 693.9 679.6 655.0 645.9 637.1 622.5 612.8 613.7 610.0 613.2 616.6 L I A B I L I T I E S 17 Deposits 295.7 318.4 320.8 313.7 313.2 314.3 307.6 310.1 312.7 312.9 307.2 307.3 18 Transaction 13.8 13.0 13.5 12.8 12.0 12.2 12.6 12.7 12.5 12.1 13.4 12.8 19 Nontransaction 281.9 305.4 307.4 300.9 301.2 302.1 295.0 297.4 300.2 300.8 293.8 294.5 22 Borrowings 191.7 193.6 181.0 174.4 174.7 175.6 183.0 173.1 173.0 171.9 172.0 173.7 23 From banks in the U.S. 25.1 21.6 17.9 23.9 21.2 21.1 25.9 23.7 23.5 22.8 21.6 24.1 24 From others 166.6 172.0 163.1 150.5 153.5 154.5 157.1 149.4 149.5 149.1 150.4 149.6 25 Net due to related foreign offices 104.2 104.4 103.7 97.8 89.5 83.7 69.7 69.4 65.2 67.8 76.4 76.4 26 Other liabilities 69.0 74.7 71.8 67.2 66.3 60.3 58.9 57.6 60.0 54.7 54.9 57.4 27 TOTAL LIABILITIES 660.7 691.1 677.3 653.1 643.7 633.9 619.2 610.2 610.8 607.3 610.6 614.9 28 Residual (assets less liabilities) (7) 3.5 2.8 2.4 2.0 2.2 3.1 3.3 2.5 2.8 2.7 2.6 1.7 MEMO 29 Reval. gains on off-bal. sheet items (8) 41.9 46.0 43.6 40.2 38.8 36.8 33.4 32.7 32.7 32.0 32.4 34.3 30 Reval. losses on off-bal. sheet items (8) 40.2 42.3 41.3 39.2 38.9 35.9 32.5 32.2 32.7 31.2 30.8 33.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 August 13, 1999 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.