Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: November 12, 1999

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                         November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3


                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,489.8   4,509.5   4,518.8   4,555.0   4,552.4   4,587.6   4,619.0   4,626.6       4,614.3   4,621.4   4,639.6   4,629.9

  2     Securities in bank credit                        1,218.8   1,196.0   1,195.5   1,213.8   1,231.2   1,248.4   1,259.0   1,247.7       1,250.3   1,244.7   1,248.4   1,228.9
  3        U.S. government securities                      776.9     801.9     800.1     813.0     814.0     820.0     817.5     809.5         814.4     808.1     807.2     796.8
  4        Other securities                                441.9     394.1     395.5     400.8     417.2     428.4     441.5     438.2         435.9     436.6     441.2     432.1

  5     Loans and leases in bank credit (2)              3,271.0   3,313.5   3,323.3   3,341.2   3,321.2   3,339.2   3,360.0   3,378.9       3,364.0   3,376.7   3,391.2   3,401.0
  6        Commercial and industrial                       944.4     961.9     957.6     963.7     965.1     973.1     980.7     983.7         979.1     985.6     986.6     989.2
  7        Real estate                                   1,301.2   1,351.0   1,360.3   1,365.9   1,367.3   1,379.7   1,396.7   1,421.1       1,420.6   1,422.1   1,423.2   1,426.0
  8          Revolving home equity                         102.4     103.0     104.3     103.7      97.9      98.5     106.4     115.1         115.2     115.3     115.2     115.4
  9          Other                                       1,198.9   1,247.9   1,256.0   1,262.2   1,269.4   1,281.2   1,290.3   1,306.0       1,305.5   1,306.8   1,308.0   1,310.6
  10       Consumer                                        493.1     499.5     495.9     491.3     481.9     480.1     481.2     481.3         480.2     481.5     482.7     482.0
  11       Security (3)                                    156.5     122.0     126.7     130.9     122.2     122.4     116.0     107.8         101.8     105.6     113.9     114.5
  12       Other loans and leases                          375.8     379.1     382.8     389.4     384.6     383.9     385.4     384.9         382.2     382.0     384.8     389.3

  13  Interbank loans                                      219.2     217.4     227.5     224.5     224.0     214.9     207.8     218.4         212.2     217.5     228.0     220.3

  14  Cash assets (4)                                      246.1     257.8     259.9     261.0     258.2     253.5     263.7     271.0         271.4     273.7     276.3     269.3

  15  Other assets (5)                                     329.0     344.8     347.2     348.6     348.7     345.5     348.5     361.7         361.4     362.9     361.6     370.8

  16  TOTAL ASSETS (6)                                   5,226.2   5,270.9   5,294.6   5,330.5   5,325.1   5,342.9   5,379.9   5,418.4       5,400.0   5,416.2   5,445.9   5,430.7

            L I A B I L I T I E S

  17  Deposits                                           3,287.6   3,376.4   3,374.9   3,377.2   3,392.0   3,385.5   3,395.7   3,431.8       3,436.2   3,423.5   3,443.5   3,435.1
  18    Transaction                                        673.0     656.6     649.6     655.7     649.3     637.2     635.0     631.4         630.2     630.6     653.1     617.5
  19    Nontransaction                                   2,614.5   2,719.9   2,725.2   2,721.5   2,742.8   2,748.3   2,760.7   2,800.4       2,805.9   2,792.9   2,790.4   2,817.6
  20       Large time                                      714.8     725.7     723.6     718.8     721.9     720.3     728.5     765.4         762.3     766.7     769.7     780.2
  21       Other                                         1,899.8   1,994.2   2,001.7   2,002.7   2,020.9   2,028.0   2,032.2   2,034.9       2,043.6   2,026.2   2,020.7   2,037.5

  22  Borrowings                                           983.4     983.7     997.8   1,020.5   1,018.8   1,025.8   1,038.1   1,041.2       1,032.5   1,048.2   1,046.2   1,047.2
  23    From banks in the U.S.                             315.5     311.8     324.3     338.4     339.2     338.5     342.6     352.7         347.3     350.6     352.2     363.1
  24    From others                                        667.9     671.9     673.6     682.0     679.6     687.3     695.6     688.5         685.2     697.7     694.0     684.0

  25  Net due to related foreign offices                   221.0     210.2     203.9     215.1     212.5     222.4     218.3     221.7         218.4     218.4     210.9     230.8

  26  Other liabilities                                    316.5     273.8     271.1     275.5     274.0     279.2     289.2     287.9         282.4     288.8     300.0     281.0

  27  TOTAL LIABILITIES                                  4,808.4   4,844.2   4,847.7   4,888.2   4,897.3   4,912.9   4,941.3   4,982.6       4,969.5   4,979.0   5,000.6   4,994.1

  28  Residual (assets less liabilities) (7)               417.8     426.8     447.0     442.3     427.8     430.0     438.6     435.8         430.6     437.2     445.3     436.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,494.9   4,517.7   4,521.5   4,548.9   4,536.4   4,566.5   4,609.2   4,631.1       4,616.3   4,624.3   4,641.7   4,654.5

  2     Securities in bank credit                        1,216.7   1,204.7   1,201.0   1,210.5   1,220.1   1,235.5   1,247.8   1,244.2       1,243.7   1,239.7   1,247.7   1,235.9
  3        U.S. government securities                      772.1     811.8     808.2     812.5     806.2     808.2     807.3     803.9         805.6     801.8     803.8     798.8
  4        Other securities                                444.5     392.9     392.8     398.0     413.9     427.3     440.5     440.4         438.1     437.9     443.9     437.1

  5     Loans and leases in bank credit (2)              3,278.2   3,313.1   3,320.5   3,338.4   3,316.4   3,331.0   3,361.4   3,386.9       3,372.6   3,384.6   3,393.9   3,418.6
  6        Commercial and industrial                       944.1     968.6     962.1     963.9     962.7     964.4     976.8     984.8         979.1     986.5     986.3     993.7
  7        Real estate                                   1,304.7   1,347.6   1,359.7   1,366.5   1,368.4   1,382.3   1,400.4   1,424.9       1,425.4   1,425.0   1,425.8   1,431.3
  8          Revolving home equity                         103.2     102.4     103.9     103.3      97.7      98.7     107.2     116.0         116.0     116.2     116.1     116.4
  9          Other                                       1,201.5   1,245.3   1,255.8   1,263.2   1,270.6   1,283.6   1,293.2   1,308.9       1,309.5   1,308.8   1,309.7   1,315.0
  10       Consumer                                        493.6     496.0     493.4     488.6     479.5     481.2     484.2     482.0         480.5     482.4     484.0     482.6
  11       Security (3)                                    158.1     123.9     126.5     130.4     120.2     118.7     112.7     108.6         102.5     107.2     114.2     118.1
  12       Other loans and leases                          377.7     377.0     378.8     389.0     385.6     384.4     387.3     386.6         385.0     383.4     383.6     392.9

  13  Interbank loans                                      217.0     222.4     223.3     221.8     217.7     207.1     204.2     214.9         208.0     210.9     220.9     228.0

  14  Cash assets (4)                                      246.5     255.5     257.6     256.6     250.3     243.1     261.0     271.3         290.3     270.1     266.2     271.7

  15  Other assets (5)                                     326.9     347.8     348.7     354.5     351.4     348.3     350.5     359.2         361.3     356.0     354.7     374.1

  16  TOTAL ASSETS (6)                                   5,227.5   5,285.1   5,292.3   5,322.9   5,297.6   5,306.2   5,365.6   5,417.2       5,416.6   5,402.1   5,424.2   5,468.7

            L I A B I L I T I E S

  17  Deposits                                           3,287.1   3,387.2   3,365.5   3,375.2   3,375.7   3,371.6   3,394.3   3,434.3       3,455.3   3,417.7   3,417.5   3,459.9
  18    Transaction                                        662.9     664.2     640.6     650.8     638.5     620.9     629.2     623.2         636.5     616.6     623.7     623.2
  19    Nontransaction                                   2,624.1   2,723.0   2,724.9   2,724.4   2,737.1   2,750.7   2,765.1   2,811.1       2,818.8   2,801.1   2,793.8   2,836.7
  20       Large time                                      716.4     722.6     724.8     716.1     715.2     717.6     730.0     767.0         762.9     766.6     772.8     783.0
  21       Other                                         1,907.7   2,000.3   2,000.1   2,008.3   2,022.0   2,033.1   2,035.2   2,044.1       2,055.9   2,034.6   2,021.0   2,053.8

  22  Borrowings                                           985.6     983.5   1,006.0   1,024.1   1,009.5   1,002.3   1,033.0   1,043.9       1,029.9   1,053.4   1,056.5   1,058.6
  23    From banks in the U.S.                             313.6     312.4     325.2     338.3     334.6     331.3     338.8     350.4         343.5     348.3     351.6     365.1
  24    From others                                        672.0     671.1     680.8     685.7     674.9     671.0     694.2     693.6         686.4     705.1     704.9     693.5

  25  Net due to related foreign offices                   223.5     203.1     210.1     209.3     204.7     217.4     214.3     223.4         218.0     221.0     228.9     228.9

  26  Other liabilities                                    315.0     273.4     270.8     274.8     273.2     279.1     288.1     286.4         280.7     287.1     299.0     280.2

  27  TOTAL LIABILITIES                                  4,811.2   4,847.3   4,852.3   4,883.4   4,863.1   4,870.4   4,929.7   4,988.0       4,983.9   4,979.2   5,001.8   5,027.6

  28  Residual (assets less liabilities) (7)               416.3     437.8     440.1     439.6     434.6     435.8     435.8     429.2         432.8     422.8     422.3     441.1

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)             134.1      93.2      92.6      92.6      97.8     102.8     111.3      98.8          97.5      96.6      99.6      90.6
  30  Reval. losses on off-bal. sheet items (8)            131.2      95.0      94.5      94.7      99.1     105.4     110.4      97.4          95.5      94.5      99.1      91.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,871.4   3,959.9   3,979.5   4,023.2   4,032.5   4,064.5   4,100.9   4,108.7       4,098.5   4,104.5   4,120.0   4,110.6

  2     Securities in bank credit                        1,000.0     995.6     999.5   1,017.7   1,041.5   1,058.3   1,069.6   1,061.1       1,064.0   1,059.2   1,060.6   1,045.2
  3        U.S. government securities                      695.6     712.3     712.7     724.5     728.0     735.8     735.7     729.7         734.6     729.8     726.6     718.8
  4        Other securities                                304.4     283.3     286.7     293.2     313.6     322.5     334.0     331.3         329.3     329.5     333.9     326.4

  5     Loans and leases in bank credit (2)              2,871.3   2,964.4   2,980.0   3,005.5   2,991.0   3,006.1   3,031.3   3,047.6       3,034.5   3,045.3   3,059.5   3,065.4
  6        Commercial and industrial                       720.8     752.4     755.5     766.8     772.3     777.6     783.5     784.7         780.2     785.5     787.7     790.7
  7        Real estate                                   1,277.7   1,331.0   1,340.5   1,346.7   1,349.0   1,362.1   1,379.1   1,403.3       1,402.9   1,404.4   1,405.4   1,408.3
  8          Revolving home equity                         102.4     103.0     104.3     103.7      97.9      98.5     106.4     115.1         115.2     115.3     115.2     115.4
  9          Other                                       1,175.3   1,228.0   1,236.2   1,243.0   1,251.0   1,263.6   1,272.7   1,288.2       1,287.7   1,289.0   1,290.2   1,292.9
  10       Consumer                                        493.1     499.5     495.9     491.3     481.9     480.1     481.2     481.3         480.2     481.5     482.7     482.0
  11       Security (3)                                     86.5      70.1      73.4      79.0      69.6      67.4      64.8      56.1          51.4      54.6      61.9      58.3
  12       Other loans and leases                          293.3     311.3     314.7     321.7     318.2     318.9     322.7     322.2         319.8     319.4     321.9     326.0

  13  Interbank loans                                      193.6     192.0     200.9     200.0     196.5     189.2     184.9     195.5         191.0     196.1     201.8     195.7

  14  Cash assets (4)                                      210.6     223.2     223.9     227.5     223.1     215.5     222.9     226.9         229.2     230.1     231.7     221.7

  15  Other assets (5)                                     290.6     307.3     311.3     315.1     316.6     316.5     319.2     329.9         329.3     330.8     329.2     338.0

  16  TOTAL ASSETS (6)                                   4,508.5   4,624.2   4,657.1   4,707.4   4,710.9   4,727.3   4,769.1   4,801.9       4,788.9   4,802.5   4,823.5   4,806.7

            L I A B I L I T I E S

  17  Deposits                                           2,971.5   3,064.6   3,064.4   3,071.5   3,081.6   3,076.3   3,084.5   3,100.5       3,107.3   3,090.2   3,107.5   3,093.9
  18    Transaction                                        657.7     646.5     639.1     644.8     638.3     626.2     624.1     619.9         618.7     618.7     641.6     606.7
  19    Nontransaction                                   2,313.8   2,418.1   2,425.3   2,426.6   2,443.2   2,450.1   2,460.4   2,480.6       2,488.7   2,471.5   2,465.8   2,487.3
  20       Large time                                      415.3     425.5     425.6     426.2     425.2     426.1     433.4     447.4         447.5     446.4     446.2     450.6
  21       Other                                         1,898.5   1,992.6   1,999.7   2,000.5   2,018.0   2,024.0   2,027.0   2,033.2       2,041.1   2,025.1   2,019.6   2,036.7

  22  Borrowings                                           767.6     811.6     825.1     839.6     846.5     853.6     869.2     871.6         864.5     878.5     876.0     872.0
  23    From banks in the U.S.                             284.7     290.8     302.9     311.9     314.7     314.9     317.3     330.0         327.4     327.9     329.7     335.5
  24    From others                                        482.9     520.8     522.3     527.7     531.8     538.8     551.9     541.7         537.1     550.6     546.3     536.4

  25  Net due to related foreign offices                   115.3     115.4     118.7     145.6     145.2     150.5     152.2     167.1         166.1     167.5     160.6     176.0

  26  Other liabilities                                    237.5     206.6     211.1     214.1     210.7     217.5     224.7     225.1         219.9     226.5     236.1     218.4

  27  TOTAL LIABILITIES                                  4,091.9   4,198.2   4,219.4   4,270.7   4,283.9   4,297.9   4,330.6   4,364.3       4,357.9   4,362.7   4,380.2   4,360.3

  28  Residual (assets less liabilities) (7)               416.6     425.9     437.8     436.7     427.0     429.3     438.5     437.6         431.1     439.9     443.3     446.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,872.2   3,971.0   3,987.4   4,020.1   4,019.7   4,047.1   4,092.0   4,109.2       4,097.0   4,104.0   4,118.0   4,126.8

  2     Securities in bank credit                          994.8   1,005.8   1,006.6   1,015.3   1,032.0   1,046.7   1,059.2   1,054.9       1,054.7   1,052.0   1,056.1   1,046.8
  3        U.S. government securities                      691.0     722.6     720.1     723.6     720.6     725.0     726.4     724.2         726.4     723.4     722.8     719.9
  4        Other securities                                303.9     283.2     286.5     291.7     311.4     321.7     332.7     330.7         328.3     328.6     333.3     326.9

  5     Loans and leases in bank credit (2)              2,877.4   2,965.2   2,980.8   3,004.8   2,987.7   3,000.4   3,032.8   3,054.3       3,042.3   3,052.0   3,061.9   3,080.1
  6        Commercial and industrial                       719.5     760.6     762.6     768.8     770.7     770.6     779.9     784.7         779.7     785.7     786.2     792.8
  7        Real estate                                   1,281.0   1,327.9   1,340.1   1,347.5   1,350.2   1,364.8   1,382.8   1,406.9       1,407.5   1,407.1   1,407.9   1,413.4
  8          Revolving home equity                         103.2     102.4     103.9     103.3      97.7      98.7     107.2     116.0         116.0     116.2     116.1     116.4
  9          Other                                       1,177.7   1,225.5   1,236.3   1,244.2   1,252.4   1,266.1   1,275.6   1,290.9       1,291.5   1,290.9   1,291.7   1,297.0
  10       Consumer                                        493.6     496.0     493.4     488.6     479.5     481.2     484.2     482.0         480.5     482.4     484.0     482.6
  11       Security (3)                                     88.3      72.1      73.5      78.2      67.9      63.7      61.3      57.2          52.1      56.4      63.3      62.0
  12       Other loans and leases                          295.0     308.7     311.1     321.8     319.3     320.1     324.7     323.6         322.4     320.2     320.6     329.3

  13  Interbank loans                                      191.5     197.0     196.7     197.3     190.2     181.4     181.4     192.0         186.8     189.5     194.7     203.4

  14  Cash assets (4)                                      210.6     222.0     222.0     222.2     215.4     205.5     220.4     226.6         247.6     225.7     220.5     223.3

  15  Other assets (5)                                     288.6     312.0     313.5     322.1     320.0     318.7     320.9     327.5         329.1     324.1     322.9     341.3

  16  TOTAL ASSETS (6)                                   4,505.3   4,644.0   4,661.2   4,703.2   4,687.4   4,694.1   4,755.5   4,796.2       4,801.6   4,784.3   4,797.0   4,835.5

            L I A B I L I T I E S

  17  Deposits                                           2,970.6   3,075.9   3,052.7   3,068.8   3,067.7   3,065.0   3,083.6   3,103.0       3,127.3   3,085.2   3,080.2   3,119.4
  18    Transaction                                        647.6     654.3     630.3     640.1     627.7     609.9     617.8     611.7         624.9     604.7     612.3     612.3
  19    Nontransaction                                   2,323.0   2,421.6   2,422.4   2,428.6   2,440.0   2,455.0   2,465.8   2,491.2       2,502.3   2,480.5   2,467.9   2,507.1
  20       Large time                                      417.1     423.4     424.5     422.6     420.3     424.2     432.9     449.4         448.7     448.2     449.2     455.6
  21       Other                                         1,905.9   1,998.2   1,997.9   2,006.0   2,019.7   2,030.8   2,032.9   2,041.8       2,053.6   2,032.3   2,018.7   2,051.5

  22  Borrowings                                           769.8     811.4     833.3     843.1     837.2     830.2     864.1     874.4         861.9     883.6     886.3     883.4
  23    From banks in the U.S.                             282.8     291.4     303.8     311.7     310.0     307.7     313.6     327.6         323.6     325.6     329.0     337.5
  24    From others                                        487.0     519.9     529.5     531.4     527.1     522.5     550.6     546.8         538.3     558.0     557.2     545.9

  25  Net due to related foreign offices                   115.5     114.0     126.7     141.2     139.9     147.5     149.8     167.0         163.3     168.7     173.4     173.4

  26  Other liabilities                                    236.8     207.3     211.3     213.9     210.7     217.3     224.0     224.2         219.0     225.6     235.3     217.7

  27  TOTAL LIABILITIES                                  4,092.7   4,208.6   4,224.1   4,267.0   4,255.5   4,259.9   4,321.5   4,368.5       4,371.5   4,363.2   4,375.1   4,393.8

  28  Residual (assets less liabilities) (7)               412.6     435.5     437.1     436.3     431.9     434.2     434.1     427.7         430.1     421.2     421.9     441.6

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              82.2      55.0      57.3      57.7      60.5      64.7      73.0      62.9          61.2      60.9      63.6      55.6
  30  Reval. losses on off-bal. sheet items (8)             83.6      56.4      59.6      60.5      62.8      69.1      73.1      62.2          60.2      59.7      63.1      56.2
  31  Mortgage-backed securities (9)                       335.9     335.7     335.5     332.1     331.0     335.1     338.2     337.2         339.0     334.9     336.2     336.7



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,428.7   2,430.4   2,438.6   2,466.2   2,461.0   2,478.9   2,501.2   2,487.4       2,478.4   2,483.2   2,496.7   2,487.1

  2     Securities in bank credit                          584.3     551.5     551.3     562.0     581.9     596.5     606.1     595.3         597.1     593.5     595.7     582.5
  3        U.S. government securities                      380.0     379.7     377.8     384.0     384.2     391.8     390.0     383.4         386.9     384.0     381.4     375.4
  3a         Trading account                                21.0      25.9      22.3      25.1      22.7      23.3      20.9      20.0          19.3      20.8      19.9      18.8
  3b         Investment account                            359.0     353.8     355.4     358.9     361.4     368.5     369.1     363.4         367.5     363.2     361.6     356.7
  4        Other securities                                204.4     171.8     173.5     178.0     197.7     204.7     216.1     211.9         210.3     209.5     214.2     207.0
  4a         Trading account                               112.7      72.8      75.0      74.2      79.7      83.7      90.9      83.8          82.8      81.9      84.5      77.5
  4b         Investment account                             91.7      99.0      98.6     103.8     118.0     121.0     125.2     128.2         127.5     127.7     129.8     129.5
  4c           State and local government                   23.9      24.6      24.8      25.3      25.4      25.7      25.7      25.7          25.6      25.4      25.4      27.2
  4d           Other                                        67.8      74.4      73.8      78.5      92.6      95.3      99.5     102.5         101.9     102.3     104.3     102.3

  5     Loans and leases in bank credit (2)              1,844.3   1,879.0   1,887.3   1,904.3   1,879.1   1,882.4   1,895.1   1,892.0       1,881.3   1,889.7   1,901.1   1,904.6
  6        Commercial and industrial                       532.3     552.8     552.9     561.4     564.1     567.6     570.6     566.0         562.1     567.0     568.7     569.6
  6a         Bankers acceptances                             1.3       1.1       1.0       1.0       1.0       1.1       1.1       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         531.0     551.7     551.9     560.4     563.1     566.5     569.5     564.9         561.0     565.9     567.6     568.5
  7        Real estate                                     708.6     718.9     722.4     721.8     716.7     721.6     733.1     745.6         746.3     746.6     745.6     747.6
  8          Revolving home equity                          74.2      74.2      75.0      74.1      68.2      68.7      76.6      84.8          84.7      85.2      84.9      85.1
  9          Other                                         634.4     644.7     647.4     647.7     648.5     652.9     656.5     660.7         661.6     661.5     660.7     662.6
  10       Consumer                                        300.9     300.5     297.6     292.8     284.0     280.9     279.1     277.5         276.6     277.3     278.2     279.7
  11       Security (3)                                     80.4      64.6      68.3      73.8      64.3      62.2      59.4      50.8          46.1      49.4      56.7      52.5
  11a        Fed funds and RPs with broker/dealer           63.6      47.9      51.4      55.6      46.9      45.3      42.1      34.0          29.5      31.8      41.1      36.6
  11b        Other                                          16.7      16.7      16.8      18.2      17.4      16.9      17.3      16.8          16.6      17.7      15.6      15.9
  12a      State and local government                       11.4      11.4      11.4      11.4      11.7      11.8      11.9      12.0          12.0      12.0      11.9      11.8
  12b      Agricultural                                      8.9       8.9       8.6       8.6       8.5       8.8       8.8       8.9           8.8       8.9       8.9       8.9
  12c      Fed funds and RPs with others                    13.4      11.8      10.7      15.5       4.2       7.7      10.9       9.7          10.3      10.0       7.3      10.9
  12d      All other loans                                  87.0      92.3      96.0      99.0     103.9      98.7      96.5      94.1          92.6      92.5      96.0      95.7
  12e      Lease financing receivables                     101.5     117.9     119.3     120.0     121.7     123.1     124.6     127.4         126.3     126.0     127.7     127.9

  13  Interbank loans                                      123.3     131.7     143.3     144.7     139.6     134.6     132.6     145.9         142.3     147.8     151.7     142.3
  13a   Fed funds and RPs with banks                        77.2      81.1      88.0      87.1      89.5      85.9      83.3      90.5          88.2      92.2      95.8      84.3
  13b   Other                                               46.1      50.6      55.2      57.6      50.1      48.7      49.4      55.3          54.1      55.6      55.9      58.0

  14  Cash assets (4)                                      144.4     155.3     153.0     156.2     150.5     143.2     149.8     154.3         155.4     158.4     156.4     150.7

  15  Other assets (5)                                     228.9     234.8     237.3     240.6     238.6     236.0     238.6     243.2         246.1     243.1     243.9     239.3

  16  TOTAL ASSETS (6)                                   2,886.9   2,913.7   2,933.6   2,969.2   2,951.5   2,954.5   2,983.6   2,992.2       2,983.6   2,994.0   3,010.0   2,980.7



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,677.0   1,699.7   1,694.4   1,694.6   1,692.8   1,679.8   1,685.3   1,684.8       1,691.8   1,676.4   1,684.5   1,679.7
  18    Transaction                                        376.6     364.4     355.4     357.2     351.2     337.7     338.3     334.0         335.0     333.2     345.9     322.7
  19    Nontransaction                                   1,300.3   1,335.3   1,339.0   1,337.4   1,341.6   1,342.0   1,347.0   1,350.8       1,356.9   1,343.2   1,338.7   1,357.0
  20       Large time                                      227.1     229.0     226.0     227.9     228.9     226.9     232.6     242.4         242.9     241.4     240.6     244.6
  21       Other                                         1,073.3   1,106.3   1,113.0   1,109.5   1,112.7   1,115.1   1,114.5   1,108.5       1,114.0   1,101.7   1,098.1   1,112.5

  22  Borrowings                                           600.6     625.9     633.6     643.4     639.5     645.1     655.2     657.2         649.6     660.8     663.3     659.9
  23    From banks in the U.S.                             205.4     207.1     215.6     220.7     217.5     219.1     221.1     237.1         234.2     233.2     238.5     244.0
  24    From others                                        395.3     418.8     418.0     422.7     422.1     426.0     434.0     420.0         415.4     427.6     424.8     415.9

  25  Net due to related foreign offices                   110.6     110.5     113.6     141.5     140.9     147.0     148.8     162.7         161.6     163.4     156.0     171.4

  26  Other liabilities                                    209.0     176.3     180.0     182.0     179.4     184.4     190.5     190.3         185.6     192.3     201.4     181.3

  27  TOTAL LIABILITIES                                  2,597.2   2,612.3   2,621.7   2,661.5   2,652.6   2,656.3   2,679.8   2,694.9       2,688.6   2,692.9   2,705.2   2,692.4

  28  Residual (assets less liabilities) (7)               289.7     301.3     312.0     307.7     299.0     298.2     303.8     297.3         295.1     301.1     304.8     288.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,430.4   2,436.4   2,436.3   2,456.1   2,446.9   2,459.4   2,489.0   2,489.2       2,477.4   2,483.4   2,495.0   2,505.7

  2     Securities in bank credit                          582.0     556.8     553.1     557.7     574.1     586.5     598.0     592.3         590.8     589.3     593.5     587.2
  3        U.S. government securities                      378.0     385.7     380.6     381.2     378.3     382.8     382.6     380.8         381.3     380.5     380.1     379.7
  3a         Trading account                                21.9      25.2      20.8      23.5      20.9      22.2      20.7      20.8          19.8      22.0      20.4      20.8
  3b         Investment account                            356.1     360.5     359.9     357.7     357.4     360.6     361.9     360.0         361.5     358.5     359.7     358.9
  3c           Mortgage-backed                             259.4     242.5     239.4     235.1     233.8     237.5     240.6     238.2         239.5     236.1     237.5     238.5
  3d           Other                                        96.6     118.0     120.4     122.7     123.6     123.1     121.3     121.8         122.0     122.4     122.2     120.4
  3e             1 year or less                             26.9      24.9      24.3      25.3      25.3      24.9      24.5      25.3          25.1      25.6      25.5      24.4
  3f             Between 1 and 5 years                      38.3      54.2      55.9      57.7      58.8      59.0      58.2      59.0          59.3      59.4      59.3      58.4
  3g             More than 5 years                          31.5      38.9      40.2      39.7      39.5      39.2      38.6      37.5          37.6      37.4      37.4      37.6
  4        Other securities                                204.0     171.0     172.5     176.5     195.7     203.7     215.4     211.5         209.5     208.8     213.4     207.5
  4a         Trading account                               112.7      72.8      75.0      74.2      79.7      83.7      90.9      83.8          82.8      81.9      84.5      77.5
  4b         Investment account                             91.3      98.2      97.5     102.3     116.0     120.0     124.5     127.7         126.7     126.9     128.9     130.0
  4c           State and local government                   24.0      24.7      24.9      25.1      25.0      25.4      25.6      25.8          25.6      25.5      25.6      27.3
  4d           Other                                        67.4      73.5      72.6      77.2      91.1      94.6      98.9     101.9         101.1     101.4     103.3     102.7

  5     Loans and leases in bank credit (2)              1,848.4   1,879.7   1,883.3   1,898.4   1,872.9   1,873.0   1,891.0   1,896.9       1,886.6   1,894.1   1,901.5   1,918.5
  6        Commercial and industrial                       532.4     558.8     557.4     561.5     562.6     561.8     568.2     567.5         563.2     568.6     568.8     573.1
  6a         Bankers acceptances                             1.3       1.1       1.0       1.0       1.0       1.1       1.1       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         531.1     557.8     556.4     560.5     561.7     560.8     567.0     566.4         562.0     567.5     567.7     572.0
  7        Real estate                                     710.4     716.0     719.7     719.8     715.8     722.2     733.4     747.7         749.1     748.0     746.5     751.6
  8          Revolving home equity                          74.8      73.7      74.7      73.9      68.2      69.0      77.2      85.5          85.3      85.8      85.6      85.8
  9a         Other residential                             395.2     390.6     392.4     393.2     394.1     398.6     400.1     404.0         406.2     403.9     402.1     406.1
  9b         Commercial                                    240.4     251.7     252.5     252.8     253.4     254.6     256.1     258.2         257.6     258.2     258.8     259.7
  10       Consumer                                        300.8     298.1     295.4     290.9     282.2     281.4     281.0     277.5         276.5     277.2     278.4     279.7
  11       Security (3)                                     82.2      66.5      68.4      73.0      62.7      58.4      55.9      51.9          46.9      51.3      58.1      56.2
  11a        Fed funds and RPs with broker/dealer           65.5      49.8      51.2      54.1      45.3      41.8      38.8      35.1          30.3      33.4      42.0      40.1
  11b        Other                                          16.7      16.7      17.2      18.9      17.4      16.6      17.1      16.8          16.6      17.9      16.1      16.1
  12a      State and local government                       11.4      11.3      11.3      11.3      11.6      11.9      12.0      12.0          12.1      12.0      11.9      11.9
  12b      Agricultural                                      9.0       8.7       8.6       8.7       8.8       9.0       9.0       9.0           9.0       9.0       9.0       9.0
  12c      Fed funds and RPs with others                    13.4      11.8      10.7      15.5       4.2       7.7      10.9       9.7          10.3      10.0       7.3      10.9
  12d      All other loans                                  87.9      90.4      92.6      97.5     103.6      97.9      97.1      95.0          93.9      93.0      95.2      99.4
  12e      Lease financing receivables                     100.8     118.1     119.2     120.2     121.3     122.5     123.4     126.5         125.6     124.9     126.3     126.8

  13  Interbank loans                                      119.6     135.7     143.4     145.1     137.4     129.3     130.3     141.3         137.2     141.1     146.0     144.0
  13a   Fed funds and RPs with banks                        74.2      83.8      87.1      86.2      85.9      80.9      81.3      86.7          83.2      86.1      91.6      87.9
  13b   Other                                               45.4      52.0      56.3      58.8      51.5      48.4      49.0      54.5          53.9      55.0      54.4      56.0

  14  Cash assets (4)                                      145.1     154.2     151.5     151.9     144.7     136.3     148.6     154.7         170.4     155.9     149.6     151.8

  15  Other assets (5)                                     226.7     239.1     239.6     246.0     240.8     237.6     239.8     240.7         244.2     238.4     239.7     239.5

  16  TOTAL ASSETS (6)                                   2,883.6   2,927.2   2,932.3   2,960.5   2,931.5   2,924.1   2,968.9   2,987.4       2,990.8   2,980.6   2,991.9   3,002.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                   November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,673.4   1,705.8   1,680.0   1,688.5   1,681.4   1,669.8   1,681.3   1,683.4       1,702.0   1,670.6   1,664.0   1,692.4
  18    Transaction                                        369.6     368.5     349.0     353.6     344.5     328.4     334.9     328.8         339.7     324.7     328.1     325.8
  19    Nontransaction                                   1,303.8   1,337.4   1,331.0   1,335.0   1,337.0   1,341.4   1,346.4   1,354.6       1,362.3   1,345.9   1,336.0   1,366.6
  20       Large time                                      228.8     226.9     224.8     224.3     224.0     225.1     232.1     244.4         244.1     243.3     243.5     249.5
  21       Other                                         1,075.0   1,110.5   1,106.2   1,110.6   1,112.9   1,116.3   1,114.3   1,110.2       1,118.3   1,102.6   1,092.5   1,117.1

  22  Borrowings                                           600.5     628.3     641.4     645.8     630.4     621.6     647.5     657.0         645.6     662.1     667.3     668.8
  23    From banks in the U.S.                             201.7     209.4     216.7     220.3     213.7     212.6     217.0     232.8         229.3     228.5     234.1     244.1
  24    From others                                        398.7     418.9     424.7     425.5     416.7     409.0     430.5     424.2         416.4     433.6     433.1     424.7

  25  Net due to related foreign offices                   110.9     109.0     121.7     137.1     135.7     144.0     146.4     162.6         158.7     164.7     168.8     168.8

  26  Other liabilities                                    209.0     176.3     180.0     182.0     179.4     184.4     190.5     190.3         185.6     192.3     201.4     181.3

  27  TOTAL LIABILITIES                                  2,593.7   2,619.4   2,623.1   2,653.4   2,626.9   2,619.9   2,665.6   2,693.3       2,692.0   2,689.6   2,701.5   2,711.3

  28  Residual (assets less liabilities) (7)               289.9     307.8     309.1     307.0     304.6     304.3     303.3     294.1         298.9     290.9     290.4     291.0

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              82.2      55.0      57.3      57.7      60.5      64.7      73.0      62.9          61.2      60.9      63.6      55.6
  30  Reval. losses on off-bal. sheet items (8)             83.6      56.4      59.6      60.5      62.8      69.1      73.1      62.2          60.2      59.7      63.1      56.2
  31  Mortgage-backed securities (9)                       284.5     270.7     266.8     262.2     260.5     265.0     267.6     264.4         265.7     262.4     263.7     264.5
  31a   Pass-through                                       193.0     180.7     177.9     174.6     174.2     177.9     176.9     174.7         175.7     172.9     174.3     174.1
  31b   CMO, REMIC, and other                               91.5      90.1      88.8      87.6      86.3      87.1      90.7      89.7          90.1      89.5      89.4      90.3
  32  Net unrealized gains (losses) on                       4.4       0.9       0.6       0.0      -3.3      -4.2      -4.9      -5.6          -5.7      -5.7      -5.4      -5.7
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                38.5      37.9      37.7      37.0      36.3      32.2      27.8      26.9          27.6      27.1      25.8      25.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,442.7   1,529.5   1,540.9   1,556.9   1,571.5   1,585.5   1,599.7   1,621.3       1,620.1   1,621.3   1,623.3   1,623.4

  2     Securities in bank credit                          415.7     444.1     448.2     455.7     459.7     461.8     463.5     465.7         466.8     465.8     464.9     462.7
  3        U.S. government securities                      315.7     332.7     334.9     340.5     343.8     344.0     345.7     346.3         347.8     345.8     345.2     343.4
  4        Other securities                                100.0     111.5     113.2     115.2     115.8     117.8     117.8     119.4         119.1     120.0     119.7     119.3

  5     Loans and leases in bank credit (2)              1,027.0   1,085.4   1,092.7   1,101.2   1,111.9   1,123.7   1,136.2   1,155.6       1,153.3   1,155.6   1,158.4   1,160.7
  6        Commercial and industrial                       188.5     199.6     202.6     205.4     208.2     210.0     212.9     218.7         218.1     218.5     218.9     221.1
  7        Real estate                                     569.1     612.1     618.1     624.9     632.3     640.5     646.0     657.8         656.6     657.7     659.8     660.7
  8          Revolving home equity                          28.2      28.8      29.2      29.5      29.8      29.8      29.8      30.3          30.4      30.2      30.3      30.4
  9          Other                                         540.9     583.3     588.9     595.3     602.5     610.7     616.2     627.5         626.1     627.6     629.6     630.4
  10       Consumer                                        192.2     199.0     198.2     198.5     197.9     199.2     202.1     203.8         203.6     204.2     204.4     202.3
  11       Security (3)                                      6.1       5.5       5.2       5.2       5.3       5.3       5.3       5.3           5.2       5.1       5.2       5.8
  12       Other loans and leases                           71.1      69.1      68.7      67.2      68.2      68.7      70.0      70.1          69.8      70.1      70.0      70.8

  13  Interbank loans                                       70.3      60.3      57.6      55.3      56.9      54.6      52.3      49.6          48.7      48.3      50.1      53.4

  14  Cash assets (4)                                       66.2      67.9      70.9      71.4      72.6      72.3      73.1      72.6          73.8      71.7      75.3      71.1

  15  Other assets (5)                                      61.7      72.5      74.0      74.5      78.0      80.4      80.7      86.7          83.2      87.7      85.3      98.7

  16  TOTAL ASSETS (6)                                   1,621.6   1,710.5   1,723.5   1,738.2   1,759.4   1,772.8   1,785.5   1,809.7       1,805.3   1,808.5   1,813.5   1,826.0

            L I A B I L I T I E S

  17  Deposits                                           1,294.5   1,364.9   1,370.1   1,376.9   1,388.8   1,396.5   1,399.3   1,415.7       1,415.5   1,413.8   1,422.9   1,414.2
  18    Transaction                                        281.0     282.1     283.7     287.6     287.1     288.5     285.8     286.0         283.7     285.5     295.8     284.0
  19    Nontransaction                                   1,013.5   1,082.8   1,086.4   1,089.2   1,101.7   1,108.1   1,113.4   1,129.8       1,131.8   1,128.3   1,127.2   1,130.3
  20       Large time                                      188.3     196.5     199.7     198.3     196.3     199.2     200.9     205.0         204.6     204.9     205.7     206.0
  21       Other                                           825.2     886.2     886.7     891.0     905.4     908.9     912.6     924.7         927.2     923.4     921.5     924.2

  22  Borrowings                                           167.0     185.7     191.5     196.1     206.9     208.6     214.0     214.5         215.0     217.6     212.7     212.1
  23    From banks in the U.S.                              79.4      83.7      87.3      91.2      97.2      95.8      96.1      92.8          93.2      94.7      91.2      91.5
  24    From others                                         87.6     102.0     104.2     104.9     109.8     112.8     117.9     121.6         121.8     123.0     121.5     120.5

  25  Net due to related foreign offices                     4.7       4.9       5.0       4.1       4.3       3.5       3.4       4.4           4.6       4.1       4.6       4.6

  26  Other liabilities                                     28.6      30.4      31.1      32.1      31.3      33.1      34.2      34.8          34.3      34.2      34.7      37.1

  27  TOTAL LIABILITIES                                  1,494.7   1,585.9   1,597.7   1,609.2   1,631.3   1,641.7   1,650.8   1,669.4       1,669.3   1,669.7   1,675.0   1,667.9

  28  Residual (assets less liabilities) (7)               126.9     124.6     125.8     129.0     128.1     131.2     134.6     140.3         136.0     138.8     138.5     158.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,441.8   1,534.6   1,551.0   1,564.0   1,572.8   1,587.7   1,603.0   1,620.1       1,619.6   1,620.6   1,623.0   1,621.1

  2     Securities in bank credit                          412.8     449.1     453.5     457.6     457.9     460.2     461.2     462.6         463.9     462.7     462.5     459.5
  3        U.S. government securities                      313.0     336.9     339.5     342.4     342.3     342.3     343.9     343.4         345.0     342.9     342.6     340.1
  4        Other securities                                 99.9     112.2     114.0     115.2     115.6     118.0     117.3     119.3         118.8     119.8     119.9     119.4

  5     Loans and leases in bank credit (2)              1,029.0   1,085.6   1,097.5   1,106.5   1,114.9   1,127.4   1,141.8   1,157.4       1,155.7   1,157.9   1,160.4   1,161.6
  6        Commercial and industrial                       187.1     201.7     205.2     207.3     208.1     208.8     211.7     217.2         216.6     217.1     217.4     219.7
  7        Real estate                                     570.6     611.9     620.5     627.7     634.4     642.6     649.4     659.2         658.4     659.1     661.4     661.9
  8          Revolving home equity                          28.4      28.7      29.2      29.4      29.5      29.7      30.0      30.5          30.6      30.4      30.5      30.6
  9          Other                                         542.1     583.2     591.3     598.3     604.9     612.9     619.4     628.7         627.7     628.8     630.9     631.3
  10       Consumer                                        192.7     197.9     198.0     197.7     197.3     199.8     203.2     204.4         204.0     205.2     205.6     202.9
  11       Security (3)                                      6.1       5.5       5.2       5.2       5.3       5.3       5.3       5.3           5.2       5.1       5.2       5.8
  12       Other loans and leases                           72.5      68.5      68.7      68.5      69.8      71.0      72.2      71.3          71.5      71.3      70.8      71.3

  13  Interbank loans                                       71.8      61.2      53.3      52.2      52.8      52.1      51.1      50.7          49.6      48.4      48.7      59.4

  14  Cash assets (4)                                       65.5      67.8      70.5      70.3      70.7      69.1      71.8      71.8          77.2      69.8      70.9      71.4

  15  Other assets (5)                                      61.9      72.9      73.9      76.1      79.2      81.1      81.1      86.8          84.9      85.6      83.2     101.8

  16  TOTAL ASSETS (6)                                   1,621.7   1,716.8   1,728.9   1,742.8   1,755.9   1,769.9   1,786.6   1,808.9       1,810.8   1,803.8   1,805.1   1,833.2

            L I A B I L I T I E S

  17  Deposits                                           1,297.2   1,370.1   1,372.7   1,380.2   1,386.2   1,395.2   1,402.3   1,419.6       1,425.3   1,414.6   1,416.1   1,426.9
  18    Transaction                                        278.1     285.8     281.3     286.6     283.2     281.6     282.9     282.9         285.2     280.0     284.2     286.5
  19    Nontransaction                                   1,019.1   1,084.2   1,091.4   1,093.7   1,103.0   1,113.6   1,119.4   1,136.6       1,140.0   1,134.6   1,131.9   1,140.5
  20       Large time                                      188.3     196.5     199.7     198.3     196.3     199.2     200.9     205.0         204.6     204.9     205.7     206.0
  21       Other                                           830.9     887.7     891.7     895.4     906.7     914.4     918.6     931.6         935.4     929.7     926.2     934.4

  22  Borrowings                                           169.4     183.1     191.9     197.3     206.7     208.6     216.7     217.4         216.3     221.5     219.0     214.6
  23    From banks in the U.S.                              81.1      82.0      87.1      91.4      96.3      95.1      96.6      94.8          94.3      97.2      94.9      93.4
  24    From others                                         88.3     101.1     104.8     105.9     110.4     113.5     120.0     122.6         121.9     124.3     124.1     121.2

  25  Net due to related foreign offices                     4.7       4.9       5.0       4.1       4.3       3.5       3.4       4.4           4.6       4.1       4.6       4.6

  26  Other liabilities                                     27.8      31.1      31.3      31.9      31.4      32.9      33.5      33.9          33.4      33.3      33.9      36.4

  27  TOTAL LIABILITIES                                  1,499.0   1,589.1   1,600.9   1,613.5   1,628.6   1,640.1   1,655.9   1,675.2       1,679.5   1,673.5   1,673.6   1,682.5

  28  Residual (assets less liabilities) (7)               122.7     127.7     128.0     129.2     127.3     129.9     130.7     133.6         131.2     130.3     131.5     150.7

               MEMO
  31  Mortgage-backed securities (9)                        51.4      64.9      68.7      69.9      70.4      70.1      70.6      72.8          73.3      72.5      72.5      72.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          618.4     549.5     539.3     531.8     519.9     523.1     518.1     517.9         515.8     516.9     519.6     519.3

  2     Securities in bank credit                          218.8     200.4     196.1     196.1     189.7     190.1     189.3     186.7         186.3     185.4     187.8     183.7
  3        U.S. government securities                       81.2      89.5      87.4      88.5      86.0      84.2      81.8      79.8          79.7      78.3      80.6      78.0
  4        Other securities                                137.5     110.9     108.7     107.6     103.7     105.9     107.5     106.9         106.6     107.1     107.3     105.7

  5     Loans and leases in bank credit (2)                399.7     349.1     343.2     335.8     330.2     333.0     328.8     331.3         329.5     331.5     331.7     335.6
  6        Commercial and industrial                       223.7     209.5     202.1     196.9     192.8     195.5     197.2     199.0         198.9     200.1     198.9     198.5
  7        Real estate                                      23.5      20.0      19.8      19.2      18.4      17.6      17.6      17.8          17.8      17.8      17.8      17.7
  11       Security (3)                                     70.0      51.9      53.3      51.9      52.6      54.9      51.3      51.7          50.4      51.1      52.0      56.2
  12       Other loans and leases                           82.5      67.8      68.1      67.8      66.5      65.0      62.7      62.8          62.4      62.6      63.0      63.3

  13  Interbank loans                                       25.6      25.4      26.6      24.5      27.4      25.7      22.9      22.9          21.2      21.4      26.2      24.6

  14  Cash assets (4)                                       35.5      34.6      35.9      33.5      35.0      38.0      40.8      44.1          42.3      43.6      44.6      47.6

  15  Other assets (5)                                      38.5      37.5      35.9      33.4      32.1      29.0      29.3      31.8          32.1      32.1      32.3      32.8

  16  TOTAL ASSETS (6)                                     717.7     646.8     637.5     623.0     614.2     615.6     610.8     616.5         611.1     613.7     622.4     624.0

            L I A B I L I T I E S

  17  Deposits                                             316.1     311.9     310.4     305.7     310.5     309.2     311.1     331.3         328.8     333.3     336.0     341.1
  18    Transaction                                         15.4      10.1      10.5      10.9      10.9      11.0      10.9      11.5          11.6      11.9      11.4      10.8
  19    Nontransaction                                     300.7     301.8     299.9     294.8     299.5     298.2     300.3     319.8         317.3     321.4     324.6     330.4

  22  Borrowings                                           215.8     172.1     172.7     180.9     172.3     172.1     168.9     169.6         168.0     169.8     170.2     175.2
  23    From banks in the U.S.                              30.8      21.0      21.4      26.6      24.5      23.6      25.3      22.8          19.9      22.7      22.5      27.6
  24    From others                                        185.0     151.1     151.3     154.4     147.8     148.6     143.7     146.8         148.1     147.1     147.7     147.6

  25  Net due to related foreign offices                   105.7      94.8      85.2      69.4      67.3      72.0      66.1      54.7          52.3      50.9      50.4      54.8

  26  Other liabilities                                     79.0      67.2      59.9      61.4      63.4      61.7      64.5      62.8          62.5      62.3      63.8      62.6

  27  TOTAL LIABILITIES                                    716.5     645.9     628.3     617.5     613.5     615.0     610.7     618.3         611.6     616.3     620.4     633.8

  28  Residual (assets less liabilities) (7)                 1.2       0.8       9.2       5.5       0.8       0.6       0.1      -1.8          -0.5      -2.6       2.0      -9.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     November 12, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Oct       Apr       May       Jun       Jul       Aug       Sep       Oct         Oct 13    Oct 20    Oct 27     Nov 3
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          622.7     546.7     534.1     528.7     516.7     519.4     517.2     521.9         519.3     520.3     523.7     527.7

  2     Securities in bank credit                          221.9     198.8     194.4     195.2     188.1     188.8     188.7     189.3         189.0     187.6     191.7     189.2
  3        U.S. government securities                       81.2      89.2      88.1      88.9      85.5      83.2      80.9      79.7          79.3      78.4      81.0      79.0
  3a         Trading account                                17.0      22.6      19.8      21.4      19.9      17.3      15.6      14.8          14.5      14.1      16.8      12.6
  3b         Investment account                             64.2      66.6      68.4      67.4      65.6      65.9      65.3      64.9          64.8      64.3      64.3      66.3
  4        Other securities                                140.7     109.6     106.3     106.3     102.5     105.6     107.8     109.6         109.7     109.2     110.6     110.2
  4a         Trading account                                91.7      66.5      64.8      63.3      60.9      65.2      70.0      71.8          72.3      70.9      73.0      72.3
  4b         Investment account                             49.0      43.1      41.4      43.0      41.7      40.5      37.8      37.8          37.5      38.4      37.7      37.9

  5     Loans and leases in bank credit (2)                400.8     347.8     339.7     333.6     328.7     330.6     328.5     332.5         330.3     332.7     332.0     338.5
  6        Commercial and industrial                       224.6     208.0     199.4     195.2     192.0     193.8     196.9     200.1         199.3     200.8     200.1     200.9
  7        Real estate                                      23.8      19.7      19.6      19.0      18.2      17.5      17.6      18.0          18.0      17.9      17.9      17.9
  11       Security (3)                                     69.8      51.8      53.0      52.2      52.2      55.0      51.4      51.4          50.4      50.8      51.0      56.1
  12       Other loans and leases                           82.7      68.3      67.7      67.3      66.3      64.3      62.6      63.1          62.6      63.2      63.0      63.6

  13  Interbank loans                                       25.6      25.4      26.6      24.5      27.4      25.7      22.9      22.9          21.2      21.4      26.2      24.6

  14  Cash assets (4)                                       35.9      33.5      35.6      34.3      34.9      37.7      40.6      44.7          42.7      44.4      45.7      48.4

  15  Other assets (5)                                      38.3      35.7      35.2      32.4      31.4      29.6      29.7      31.7          32.2      31.9      31.8      32.8

  16  TOTAL ASSETS (6)                                     722.2     641.0     631.2     619.7     610.2     612.1     610.0     621.0         615.0     617.7     627.1     633.2

            L I A B I L I T I E S

  17  Deposits                                             316.5     311.3     312.8     306.4     308.0     306.6     310.7     331.3         328.0     332.6     337.3     340.5
  18    Transaction                                         15.3       9.9      10.3      10.7      10.8      10.9      11.4      11.5          11.6      11.9      11.4      10.9
  19    Nontransaction                                     301.2     301.4     302.5     295.7     297.2     295.7     299.3     319.8         316.5     320.6     325.9     329.6

  22  Borrowings                                           215.8     172.1     172.7     180.9     172.3     172.1     168.9     169.6         168.0     169.8     170.2     175.2
  23    From banks in the U.S.                              30.8      21.0      21.4      26.6      24.5      23.6      25.3      22.8          19.9      22.7      22.5      27.6
  24    From others                                        185.0     151.1     151.3     154.4     147.8     148.6     143.7     146.8         148.1     147.1     147.7     147.6

  25  Net due to related foreign offices                   107.9      89.2      83.4      68.1      64.8      69.8      64.5      56.4          54.7      52.2      55.5      55.5

  26  Other liabilities                                     78.3      66.1      59.4      61.0      62.5      61.8      64.1      62.2          61.7      61.5      63.7      62.5

  27  TOTAL LIABILITIES                                    718.5     638.7     628.2     616.4     607.6     610.4     608.3     619.5         612.4     616.1     626.7     633.7

  28  Residual (assets less liabilities) (7)                 3.7       2.3       2.9       3.3       2.7       1.7       1.8       1.4           2.7       1.7       0.4      -0.5

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              51.9      38.2      35.3      34.9      37.3      38.1      38.3      35.9          36.3      35.7      36.1      35.1
  30  Reval. losses on off-bal. sheet items (8)             47.5      38.6      34.8      34.1      36.3      36.3      37.3      35.2          35.3      34.8      36.0      35.1



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                 November 12, 1999

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

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