H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,539.5 4,549.9 4,583.0 4,607.7 4,636.7 4,704.2 4,783.6 4,796.5 4,794.8 4,796.6 4,809.2 4,803.6 2 Securities in bank credit 1,217.2 1,227.1 1,242.4 1,246.6 1,253.4 1,249.1 1,267.9 1,261.1 1,262.2 1,261.0 1,265.9 1,253.3 3 U.S. government securities 796.0 814.4 820.1 817.7 812.7 798.9 803.9 806.1 807.4 805.7 812.6 800.5 4 Other securities 421.2 412.8 422.3 428.9 440.7 450.3 463.9 455.0 454.8 455.4 453.2 452.8 5 Loans and leases in bank credit (2) 3,322.3 3,322.8 3,340.6 3,361.1 3,383.3 3,455.0 3,515.7 3,535.4 3,532.6 3,535.5 3,543.4 3,550.3 6 Commercial and industrial 952.6 965.2 972.6 980.6 986.0 1,005.6 1,008.1 1,011.7 1,007.3 1,012.8 1,017.3 1,021.1 7 Real estate 1,345.1 1,366.8 1,379.1 1,395.8 1,418.5 1,433.0 1,471.1 1,490.1 1,490.0 1,494.9 1,489.6 1,490.8 8 Revolving home equity 102.3 98.0 98.7 98.5 99.1 100.6 106.1 109.5 109.2 109.5 110.0 110.2 9 Other 1,242.9 1,268.7 1,280.5 1,297.3 1,319.4 1,332.4 1,365.0 1,380.6 1,380.8 1,385.4 1,379.6 1,380.6 10 Consumer 499.8 481.2 480.2 481.1 481.5 485.1 495.6 502.8 500.0 501.8 506.4 505.6 11 Security (3) 146.4 122.4 122.4 116.2 111.0 134.0 155.4 146.7 153.0 142.9 143.8 146.4 12 Other loans and leases 378.4 387.1 386.2 387.5 386.3 397.3 385.5 384.1 382.3 383.1 386.3 386.5 13 Interbank loans 223.0 224.3 215.0 207.9 218.6 214.3 218.4 214.5 208.9 208.7 226.6 218.6 14 Cash assets (4) 258.7 259.0 253.6 263.9 271.1 277.6 292.1 285.2 292.1 288.6 284.2 274.1 15 Other assets (5) 353.5 347.1 344.9 355.3 358.1 366.0 370.9 391.0 389.2 389.2 389.4 410.6 16 TOTAL ASSETS (6) 5,316.7 5,322.2 5,337.9 5,375.6 5,425.3 5,502.6 5,604.9 5,627.7 5,625.3 5,624.2 5,650.2 5,647.6 L I A B I L I T I E S 17 Deposits 3,365.5 3,389.8 3,384.3 3,394.8 3,435.0 3,479.8 3,531.0 3,548.6 3,546.4 3,562.7 3,549.3 3,549.3 18 Transaction 665.4 648.6 635.9 634.0 631.1 623.9 631.7 624.2 615.2 642.4 641.3 616.5 19 Nontransaction 2,700.2 2,741.2 2,748.4 2,760.8 2,803.9 2,855.9 2,899.4 2,924.4 2,931.2 2,920.3 2,908.0 2,932.9 20 Large time 724.3 721.1 717.9 728.3 766.8 804.6 834.1 846.2 850.3 843.0 841.4 846.7 21 Other 1,975.9 2,020.2 2,030.4 2,032.6 2,037.1 2,051.3 2,065.2 2,078.2 2,080.9 2,077.3 2,066.6 2,086.1 22 Borrowings 1,005.0 1,021.0 1,028.1 1,047.5 1,050.9 1,065.9 1,126.5 1,133.8 1,149.7 1,115.5 1,132.6 1,133.6 23 From banks in the U.S. 315.6 337.1 336.4 340.5 350.1 351.8 348.9 361.6 359.5 356.3 370.1 361.6 24 From others 689.4 683.9 691.6 707.0 700.8 714.1 777.6 772.2 790.2 759.1 762.5 772.0 25 Net due to related foreign offices 213.2 217.0 222.5 218.3 219.7 226.1 221.5 232.8 220.8 234.7 232.3 250.5 26 Other liabilities 305.4 273.7 279.6 282.6 289.8 295.6 297.8 280.0 284.2 276.7 277.0 279.0 27 TOTAL LIABILITIES 4,889.2 4,901.6 4,914.5 4,943.2 4,995.4 5,067.4 5,176.8 5,195.1 5,201.1 5,189.5 5,191.2 5,212.3 28 Residual (assets less liabilities) (7) 427.5 420.6 423.4 432.4 429.9 435.1 428.1 432.6 424.2 434.6 459.0 435.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,548.5 4,533.9 4,562.0 4,597.8 4,641.3 4,718.2 4,799.9 4,806.6 4,808.1 4,808.4 4,807.3 4,812.5 2 Securities in bank credit 1,219.7 1,216.0 1,229.5 1,235.4 1,250.0 1,255.6 1,271.9 1,266.0 1,267.8 1,264.4 1,268.2 1,262.0 3 U.S. government securities 796.3 806.5 808.3 807.5 807.1 801.0 805.2 807.3 808.6 806.1 812.3 805.2 4 Other securities 423.4 409.4 421.2 427.9 442.9 454.5 466.7 458.7 459.2 458.3 455.8 456.8 5 Loans and leases in bank credit (2) 3,328.8 3,317.9 3,332.4 3,362.4 3,391.3 3,462.6 3,528.0 3,540.6 3,540.3 3,544.0 3,539.1 3,550.6 6 Commercial and industrial 951.4 962.8 964.0 976.6 987.1 1,005.7 1,007.1 1,009.9 1,003.7 1,010.7 1,013.2 1,020.8 7 Real estate 1,344.2 1,367.8 1,381.7 1,399.4 1,422.1 1,437.8 1,473.6 1,489.4 1,492.2 1,495.6 1,486.7 1,487.5 8 Revolving home equity 102.3 97.9 98.9 99.2 99.8 101.5 106.5 109.5 109.3 109.6 110.0 109.9 9 Other 1,241.8 1,269.9 1,282.9 1,300.2 1,322.3 1,336.3 1,367.1 1,379.9 1,382.8 1,386.0 1,376.7 1,377.5 10 Consumer 506.0 478.8 481.3 484.1 482.2 485.3 500.5 508.6 506.8 507.9 511.8 509.2 11 Security (3) 146.5 120.4 118.7 112.8 111.9 135.4 157.5 146.6 153.6 143.4 142.8 146.6 12 Other loans and leases 380.7 388.1 386.7 389.4 388.0 398.5 389.2 386.2 384.0 386.4 384.6 386.6 13 Interbank loans 225.9 218.1 207.3 204.4 215.2 220.9 224.9 215.8 212.1 212.0 220.9 219.3 14 Cash assets (4) 271.8 251.2 243.3 261.2 271.4 284.9 308.9 298.7 299.1 323.2 282.7 275.1 15 Other assets (5) 346.1 349.8 347.7 357.4 355.5 364.5 371.8 382.8 377.2 378.9 378.0 408.9 16 TOTAL ASSETS (6) 5,334.6 5,294.7 5,301.4 5,361.3 5,424.2 5,528.9 5,645.3 5,644.9 5,637.1 5,664.0 5,630.1 5,656.7 L I A B I L I T I E S 17 Deposits 3,364.8 3,373.5 3,370.4 3,393.4 3,437.5 3,506.2 3,563.5 3,546.3 3,554.6 3,573.5 3,503.2 3,530.4 18 Transaction 680.2 637.9 619.6 628.2 622.9 633.6 664.3 638.3 631.4 669.6 624.3 617.8 19 Nontransaction 2,684.7 2,735.6 2,750.8 2,765.3 2,814.6 2,872.6 2,899.2 2,908.0 2,923.2 2,903.8 2,878.9 2,912.6 20 Large time 722.4 714.4 715.3 729.7 768.4 809.8 840.0 844.0 848.9 839.2 839.7 844.3 21 Other 1,962.3 2,021.3 2,035.5 2,035.5 2,046.3 2,062.8 2,059.2 2,064.0 2,074.4 2,064.6 2,039.2 2,068.3 22 Borrowings 1,021.2 1,011.7 1,004.6 1,042.4 1,053.7 1,072.9 1,129.1 1,152.4 1,152.9 1,148.4 1,164.0 1,156.3 23 From banks in the U.S. 320.6 332.5 329.3 336.8 347.8 356.2 355.3 367.4 362.0 366.5 378.1 366.7 24 From others 700.6 679.2 675.3 705.6 705.9 716.7 773.8 785.1 790.9 781.9 785.9 789.7 25 Net due to related foreign offices 216.1 209.2 217.4 214.3 221.4 227.8 227.1 235.7 219.5 235.2 251.2 251.2 26 Other liabilities 306.3 272.9 279.6 281.6 288.4 295.8 298.6 280.9 284.8 276.9 278.2 280.7 27 TOTAL LIABILITIES 4,908.5 4,867.3 4,872.0 4,931.7 5,000.9 5,102.6 5,218.2 5,215.3 5,211.8 5,234.0 5,196.6 5,218.6 28 Residual (assets less liabilities) (7) 426.1 427.4 429.4 429.6 423.2 426.2 427.1 429.6 425.3 430.0 433.5 438.1 MEMO 29 Reval. gains on off-bal. sheet items (8) 112.7 92.0 96.5 98.5 100.3 100.4 104.3 101.1 99.2 100.5 100.3 105.6 30 Reval. losses on off-bal. sheet items (8) 110.0 92.6 98.8 97.3 98.1 99.2 102.6 99.8 97.8 98.7 98.4 106.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,956.3 4,027.2 4,058.9 4,088.5 4,108.9 4,155.5 4,227.1 4,248.1 4,248.5 4,251.1 4,254.7 4,256.8 2 Securities in bank credit 1,005.5 1,036.7 1,052.3 1,057.1 1,060.2 1,051.2 1,062.3 1,063.4 1,063.9 1,063.9 1,067.3 1,060.2 3 U.S. government securities 710.0 728.1 736.0 735.9 730.6 719.2 722.1 726.7 727.6 727.7 732.0 722.6 4 Other securities 295.5 308.5 316.3 321.2 329.6 332.1 340.1 336.7 336.3 336.3 335.3 337.6 5 Loans and leases in bank credit (2) 2,950.8 2,990.5 3,006.6 3,031.4 3,048.8 3,104.3 3,164.9 3,184.6 3,184.6 3,187.2 3,187.5 3,196.6 6 Commercial and industrial 738.6 771.8 777.0 783.3 786.9 804.6 812.3 815.5 812.3 815.9 820.4 822.4 7 Real estate 1,323.7 1,348.2 1,361.5 1,378.2 1,400.7 1,415.6 1,453.8 1,472.5 1,472.7 1,477.4 1,471.8 1,472.7 8 Revolving home equity 102.3 98.0 98.7 98.5 99.1 100.6 106.1 109.5 109.2 109.5 110.0 110.2 9 Other 1,221.4 1,250.2 1,262.8 1,279.7 1,301.6 1,315.0 1,347.7 1,363.0 1,363.4 1,367.8 1,361.8 1,362.5 10 Consumer 499.8 481.2 480.2 481.1 481.5 485.1 495.6 502.8 500.0 501.8 506.4 505.6 11 Security (3) 83.0 69.6 67.5 64.7 56.2 68.7 88.5 79.9 88.5 78.2 72.7 79.4 12 Other loans and leases 305.6 319.6 320.4 324.0 323.4 330.3 314.7 313.9 311.1 313.9 316.2 316.5 13 Interbank loans 193.6 196.8 189.3 185.0 195.7 191.5 192.9 188.2 182.3 185.1 200.8 189.3 14 Cash assets (4) 222.6 222.6 214.3 221.7 225.5 225.5 235.6 229.8 234.2 233.3 230.4 220.9 15 Other assets (5) 315.0 314.8 315.9 326.0 326.3 331.2 333.3 351.4 350.0 347.9 349.9 370.4 16 TOTAL ASSETS (6) 4,629.8 4,703.5 4,720.1 4,762.3 4,797.4 4,844.4 4,929.1 4,958.3 4,955.4 4,958.9 4,976.9 4,978.4 L I A B I L I T I E S 17 Deposits 3,048.5 3,080.7 3,075.4 3,083.9 3,102.8 3,120.9 3,152.2 3,161.0 3,151.2 3,177.9 3,166.0 3,166.9 18 Transaction 653.5 637.7 624.9 623.1 619.6 612.6 620.1 613.0 604.1 631.2 629.8 604.8 19 Nontransaction 2,395.0 2,443.0 2,450.5 2,460.8 2,483.2 2,508.3 2,532.1 2,548.0 2,547.1 2,546.7 2,536.3 2,562.0 20 Large time 420.2 425.7 424.0 433.4 447.8 458.8 467.7 471.1 468.0 470.3 470.7 476.8 21 Other 1,974.8 2,017.3 2,026.4 2,027.4 2,035.3 2,049.4 2,064.4 2,076.9 2,079.0 2,076.3 2,065.6 2,085.2 22 Borrowings 810.6 846.1 853.4 876.0 873.4 879.6 945.4 952.4 968.5 933.9 949.2 951.2 23 From banks in the U.S. 294.4 312.7 312.9 315.3 327.2 324.8 323.5 338.8 337.9 333.5 346.5 338.3 24 From others 516.1 533.5 540.5 560.6 546.2 554.8 621.9 613.6 630.6 600.4 602.7 612.9 25 Net due to related foreign offices 111.8 145.2 150.5 152.2 166.3 182.2 182.6 197.4 189.8 198.2 197.5 212.0 26 Other liabilities 230.5 211.0 218.0 218.0 224.1 228.3 227.4 212.3 217.0 209.7 209.5 207.3 27 TOTAL LIABILITIES 4,201.3 4,283.1 4,297.2 4,330.1 4,366.5 4,411.1 4,507.5 4,523.1 4,526.5 4,519.8 4,522.3 4,537.4 28 Residual (assets less liabilities) (7) 428.5 420.5 422.8 432.2 430.9 433.4 421.6 435.2 428.9 439.1 454.7 440.9 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,961.8 4,014.4 4,041.6 4,079.5 4,109.5 4,166.4 4,240.2 4,254.7 4,257.9 4,260.2 4,252.3 4,260.5 2 Securities in bank credit 1,007.8 1,027.1 1,040.7 1,046.6 1,054.0 1,054.6 1,067.2 1,067.9 1,068.5 1,067.7 1,070.1 1,066.3 3 U.S. government securities 710.6 720.8 725.2 726.7 725.0 720.9 723.1 728.3 728.5 728.5 733.1 727.1 4 Other securities 297.2 306.3 315.5 319.9 329.0 333.6 344.1 339.6 340.0 339.2 337.0 339.2 5 Loans and leases in bank credit (2) 2,954.0 2,987.2 3,000.9 3,032.9 3,055.5 3,111.9 3,173.0 3,186.8 3,189.4 3,192.5 3,182.3 3,194.1 6 Commercial and industrial 735.6 770.2 770.1 779.7 786.9 803.4 808.7 812.0 806.9 812.3 815.5 821.0 7 Real estate 1,322.6 1,349.4 1,364.2 1,381.8 1,404.2 1,420.2 1,456.2 1,471.7 1,474.6 1,477.9 1,468.8 1,469.2 8 Revolving home equity 102.3 97.9 98.9 99.2 99.8 101.5 106.5 109.5 109.3 109.6 110.0 109.9 9 Other 1,220.2 1,251.6 1,265.3 1,282.6 1,304.3 1,318.7 1,349.7 1,362.2 1,365.3 1,368.2 1,358.8 1,359.3 10 Consumer 506.0 478.8 481.3 484.1 482.2 485.3 500.5 508.6 506.8 507.9 511.8 509.2 11 Security (3) 83.2 68.0 63.7 61.2 57.3 70.9 90.2 79.9 89.3 78.4 72.4 79.4 12 Other loans and leases 306.6 320.8 321.7 326.0 324.8 332.1 317.5 314.8 311.8 316.0 313.8 315.4 13 Interbank loans 196.5 190.5 181.6 181.5 192.2 198.1 199.4 189.6 185.5 188.4 195.0 190.0 14 Cash assets (4) 235.2 214.9 204.3 219.2 225.2 232.0 249.9 242.6 240.2 267.0 228.6 222.3 15 Other assets (5) 307.3 318.2 318.1 327.7 323.8 329.5 332.7 342.8 337.2 337.7 338.7 368.2 16 TOTAL ASSETS (6) 4,643.5 4,680.1 4,687.0 4,748.7 4,791.8 4,866.7 4,962.4 4,971.0 4,961.7 4,995.1 4,956.1 4,982.1 L I A B I L I T I E S 17 Deposits 3,050.4 3,066.9 3,064.1 3,083.0 3,105.3 3,147.8 3,180.3 3,161.9 3,163.1 3,193.4 3,122.1 3,151.2 18 Transaction 668.2 627.1 608.7 616.8 611.4 622.4 652.4 627.1 620.3 658.3 613.0 606.2 19 Nontransaction 2,382.1 2,439.8 2,455.4 2,466.2 2,493.9 2,525.4 2,527.9 2,534.8 2,542.8 2,535.1 2,509.1 2,545.0 20 Large time 421.8 420.8 422.2 432.9 449.9 464.9 470.9 473.1 470.7 472.8 472.1 479.0 21 Other 1,960.3 2,019.0 2,033.2 2,033.3 2,044.0 2,060.5 2,057.0 2,061.7 2,072.1 2,062.3 2,037.0 2,066.0 22 Borrowings 826.8 836.8 829.9 870.8 876.2 886.6 948.0 971.1 971.7 966.9 980.6 974.0 23 From banks in the U.S. 299.4 308.1 305.8 311.6 324.9 329.2 329.9 344.6 340.5 343.7 354.6 343.4 24 From others 527.3 528.7 524.1 559.2 551.3 557.4 618.1 626.5 631.3 623.2 626.0 630.6 25 Net due to related foreign offices 112.0 139.9 147.5 149.8 166.2 181.2 183.0 198.4 186.9 198.0 213.0 213.0 26 Other liabilities 231.1 211.1 217.7 217.3 223.2 227.6 226.7 213.0 217.8 210.1 210.0 208.2 27 TOTAL LIABILITIES 4,220.3 4,254.7 4,259.3 4,320.9 4,370.8 4,443.2 4,538.0 4,544.4 4,539.6 4,568.3 4,525.7 4,546.4 28 Residual (assets less liabilities) (7) 423.2 425.4 427.8 427.8 420.9 423.4 424.4 426.6 422.1 426.8 430.4 435.7 MEMO 29 Reval. gains on off-bal. sheet items (8) 66.5 54.4 58.4 60.1 60.9 59.8 64.5 62.7 62.0 62.6 62.2 63.7 30 Reval. losses on off-bal. sheet items (8) 67.2 56.3 62.5 59.8 60.0 59.8 63.9 61.9 61.2 61.6 61.1 64.3 31 Mortgage-backed securities (9) 342.7 339.1 343.2 345.9 346.5 348.1 348.1 348.4 349.7 347.5 348.3 346.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,487.3 2,488.6 2,506.2 2,521.9 2,520.9 2,562.4 2,622.3 2,623.2 2,621.7 2,625.6 2,625.7 2,633.6 2 Securities in bank credit 577.3 583.9 597.5 600.6 601.5 597.5 610.4 606.6 606.4 607.5 608.5 603.9 3 U.S. government securities 389.3 391.3 399.0 397.3 391.2 385.2 391.6 390.6 391.3 391.8 394.1 386.0 3a Trading account 25.1 22.7 23.3 20.9 20.0 18.0 19.4 21.1 19.1 20.4 23.9 23.1 3b Investment account 364.3 368.6 375.8 376.4 371.2 367.2 372.2 369.5 372.2 371.5 370.2 362.9 4 Other securities 188.0 192.6 198.5 203.3 210.3 212.4 218.7 216.0 215.1 215.6 214.4 217.9 4a Trading account 91.4 73.6 77.5 78.1 81.7 82.4 87.1 81.8 80.7 80.2 80.4 84.4 4b Investment account 96.6 119.0 121.0 125.2 128.5 129.9 131.7 134.2 134.5 135.4 134.0 133.5 4c State and local government 24.6 25.4 25.7 25.7 25.8 26.4 26.4 26.7 26.6 26.8 26.8 26.8 4d Other 71.9 93.5 95.3 99.5 102.7 103.5 105.3 107.5 107.9 108.6 107.1 106.8 5 Loans and leases in bank credit (2) 1,910.0 1,904.7 1,908.7 1,921.4 1,919.4 1,964.8 2,011.9 2,016.6 2,015.3 2,018.2 2,017.2 2,029.7 6 Commercial and industrial 547.9 569.6 573.1 576.5 574.4 589.2 595.5 594.7 591.5 595.1 598.8 601.0 6a Bankers acceptances 1.3 1.0 1.1 1.2 1.1 1.1 1.1 1.1 1.1 1.1 1.0 1.0 6b Other 546.6 568.6 572.0 575.3 573.2 588.1 594.4 593.7 590.4 594.0 597.8 599.9 7 Real estate 738.4 730.8 736.0 747.4 758.1 766.7 798.6 809.7 809.5 814.0 807.7 809.6 8 Revolving home equity 74.1 68.7 69.3 69.1 69.2 70.5 75.4 78.1 77.8 78.1 78.5 78.7 9 Other 664.3 662.1 666.7 678.3 689.0 696.2 723.2 731.6 731.7 735.9 729.2 730.9 10 Consumer 309.4 286.6 284.2 282.3 281.1 285.0 290.6 294.6 291.6 293.5 297.7 299.3 11 Security (3) 77.7 64.7 62.6 59.8 51.3 63.3 83.2 74.9 83.4 73.1 67.8 74.3 11a Fed funds and RPs with broker/dealer 61.8 47.0 45.4 42.2 34.2 45.2 63.4 53.8 61.1 51.6 47.3 51.4 11b Other 15.9 17.8 17.2 17.6 17.0 18.1 19.8 21.1 22.3 21.5 20.4 22.9 12a State and local government 11.7 12.0 12.2 12.3 12.3 12.2 12.1 12.3 12.2 12.4 12.3 12.3 12b Agricultural 9.1 8.7 8.9 9.2 9.6 9.6 9.6 9.8 9.8 9.8 9.9 10.0 12c Fed funds and RPs with others 13.4 4.8 7.9 11.2 10.0 12.3 11.8 11.2 10.8 11.3 11.6 11.0 12d All other loans 93.5 105.4 100.4 98.0 95.6 97.4 80.5 79.2 76.8 79.0 81.2 81.8 12e Lease financing receivables 108.9 121.9 123.3 124.7 127.0 129.2 130.0 130.1 129.8 129.8 130.2 130.4 13 Interbank loans 132.7 143.8 138.3 136.4 149.8 141.4 141.6 138.6 134.3 134.4 148.5 138.7 13a Fed funds and RPs with banks 84.9 92.0 86.8 83.9 92.4 73.8 70.9 66.0 61.3 62.9 75.8 64.8 13b Other 47.8 51.8 51.5 52.6 57.4 67.6 70.7 72.5 73.0 71.5 72.7 73.9 14 Cash assets (4) 155.1 151.4 143.3 150.0 154.1 152.9 159.5 160.6 164.2 162.1 162.5 154.5 15 Other assets (5) 244.9 238.2 236.8 246.9 243.2 248.9 250.2 259.9 259.3 261.3 261.1 263.8 16 TOTAL ASSETS (6) 2,981.1 2,983.3 2,985.9 3,016.3 3,029.0 3,066.6 3,134.4 3,143.8 3,140.8 3,145.6 3,159.7 3,152.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,728.4 1,720.7 1,707.5 1,713.5 1,714.5 1,722.0 1,735.9 1,730.8 1,721.8 1,744.8 1,731.7 1,736.4 18 Transaction 375.0 357.2 342.7 343.6 340.0 335.6 344.3 337.5 332.2 353.1 346.3 327.8 19 Nontransaction 1,353.4 1,363.5 1,364.8 1,369.9 1,374.5 1,386.4 1,391.5 1,393.3 1,389.6 1,391.7 1,385.4 1,408.6 20 Large time 234.1 231.9 227.4 235.2 245.3 252.3 259.0 260.8 258.2 259.9 260.1 266.1 21 Other 1,119.4 1,131.7 1,137.5 1,134.7 1,129.2 1,134.1 1,132.5 1,132.5 1,131.4 1,131.8 1,125.4 1,142.5 22 Borrowings 641.7 647.0 652.4 669.9 667.0 674.5 732.9 732.7 746.8 717.6 730.4 733.1 23 From banks in the U.S. 215.8 218.2 219.7 221.8 237.5 237.0 236.0 249.1 248.6 244.4 254.6 249.4 24 From others 425.8 428.8 432.7 448.1 429.6 437.5 496.9 483.7 498.2 473.2 475.8 483.7 25 Net due to related foreign offices 108.7 140.9 147.0 148.8 162.0 177.7 178.1 192.2 184.8 193.4 191.7 206.2 26 Other liabilities 201.2 179.9 185.1 184.1 189.9 194.3 193.1 179.0 184.4 176.7 176.3 170.8 27 TOTAL LIABILITIES 2,680.0 2,688.5 2,692.0 2,716.3 2,733.3 2,768.5 2,840.0 2,834.7 2,837.8 2,832.5 2,830.2 2,846.6 28 Residual (assets less liabilities) (7) 301.2 294.8 293.9 300.0 295.7 298.0 294.4 309.2 303.0 313.1 329.5 305.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,499.4 2,474.5 2,486.7 2,509.7 2,522.6 2,576.3 2,637.4 2,636.8 2,637.9 2,640.7 2,630.2 2,646.3 2 Securities in bank credit 580.4 576.1 587.5 592.5 598.4 603.1 615.5 611.6 610.9 611.3 612.0 611.8 3 U.S. government securities 390.6 385.5 390.0 389.9 388.6 389.2 392.5 392.5 391.9 392.7 395.8 392.0 3a Trading account 25.2 20.9 22.2 20.7 20.8 19.9 20.0 21.4 19.3 21.3 23.9 23.6 3b Investment account 365.4 364.6 367.9 369.2 367.8 369.3 372.5 371.2 372.7 371.4 371.9 368.4 3c Mortgage-backed 259.8 239.0 242.8 245.9 244.0 244.4 244.2 242.5 243.9 242.0 242.8 239.5 3d Other 105.5 125.5 125.1 123.2 123.7 124.9 128.4 128.6 128.8 129.4 129.1 128.9 3e 1 year or less 28.6 25.6 25.2 24.8 25.6 23.9 25.2 25.6 25.7 26.0 25.8 26.0 3f Between 1 and 5 years 39.2 59.7 59.9 59.1 59.9 60.6 61.5 61.0 60.7 61.5 61.2 61.1 3g More than 5 years 37.7 40.3 40.0 39.4 38.3 40.4 41.7 42.1 42.4 41.9 42.1 41.8 4 Other securities 189.8 190.6 197.4 202.6 209.8 213.9 222.9 219.1 219.0 218.6 216.2 219.8 4a Trading account 91.4 73.6 77.5 78.1 81.7 82.4 87.1 81.8 80.7 80.2 80.4 84.4 4b Investment account 98.4 117.0 120.0 124.5 128.1 131.5 135.8 137.2 138.3 138.3 135.7 135.5 4c State and local government 24.8 25.0 25.4 25.6 25.9 26.6 26.6 26.9 26.9 27.0 27.1 26.9 4d Other 73.6 92.0 94.6 98.9 102.2 104.9 109.2 110.3 111.5 111.3 108.7 108.6 5 Loans and leases in bank credit (2) 1,919.0 1,898.4 1,899.2 1,917.3 1,924.2 1,973.2 2,021.9 2,025.2 2,026.9 2,029.4 2,018.2 2,034.5 6 Commercial and industrial 545.6 568.1 567.4 574.0 575.8 589.5 592.8 592.0 587.2 592.3 594.7 600.3 6a Bankers acceptances 1.3 1.0 1.1 1.2 1.1 1.1 1.1 1.1 1.1 1.1 1.0 1.0 6b Other 544.3 567.2 566.3 572.9 574.7 588.4 591.7 590.9 586.1 591.2 593.7 599.2 7 Real estate 741.2 730.0 736.6 747.6 760.2 770.8 802.9 813.0 815.8 818.1 808.3 810.4 8 Revolving home equity 74.2 68.8 69.6 69.6 69.7 71.1 75.6 78.1 77.9 78.2 78.4 78.5 9a Other residential 415.3 402.5 407.2 412.1 418.5 424.8 449.3 452.8 456.2 457.5 447.4 449.3 9b Commercial 251.8 258.7 259.8 266.0 272.0 275.0 278.0 282.1 281.7 282.5 282.4 282.6 10 Consumer 314.6 284.8 284.8 284.1 281.1 284.7 293.7 299.7 297.5 298.7 302.1 302.4 11 Security (3) 77.8 63.1 58.8 56.3 52.4 65.5 84.9 74.8 84.2 73.3 67.5 74.3 11a Fed funds and RPs with broker/dealer 62.4 45.4 41.9 38.9 35.3 47.5 64.6 54.4 62.7 52.3 47.7 52.7 11b Other 15.4 17.7 16.9 17.4 17.1 18.0 20.2 20.4 21.6 21.0 19.8 21.6 12a State and local government 11.7 12.0 12.3 12.4 12.4 12.3 12.2 12.3 12.2 12.4 12.3 12.3 12b Agricultural 9.0 8.9 9.1 9.4 9.7 9.6 9.6 9.7 9.7 9.7 9.7 9.7 12c Fed funds and RPs with others 13.4 4.8 7.9 11.2 10.0 12.3 11.8 11.2 10.8 11.3 11.6 11.0 12d All other loans 95.1 105.1 99.6 98.6 96.5 100.6 84.5 80.4 77.5 81.3 80.0 82.0 12e Lease financing receivables 110.6 121.6 122.8 123.5 126.0 127.8 129.5 132.1 132.0 132.0 132.0 132.1 13 Interbank loans 135.6 141.6 133.2 134.1 145.3 142.1 144.1 140.0 135.0 137.9 147.3 139.8 13a Fed funds and RPs with banks 88.5 88.4 81.9 81.9 88.7 76.6 74.5 68.9 63.7 67.2 76.3 68.6 13b Other 47.1 53.2 51.3 52.2 56.6 65.5 69.6 71.0 71.3 70.7 71.0 71.3 14 Cash assets (4) 164.4 145.5 136.5 148.8 154.6 157.1 170.3 170.3 168.4 189.5 161.5 155.0 15 Other assets (5) 240.2 240.4 238.3 248.2 240.7 245.5 249.6 255.1 252.5 254.7 255.5 263.2 16 TOTAL ASSETS (6) 3,001.2 2,963.4 2,955.7 3,001.6 3,024.2 3,081.9 3,162.2 3,164.1 3,155.4 3,185.2 3,156.9 3,166.3 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,737.6 1,709.4 1,697.6 1,709.5 1,713.1 1,736.3 1,759.3 1,739.9 1,738.4 1,764.7 1,710.1 1,733.9 18 Transaction 385.2 350.5 333.4 340.2 334.9 341.7 366.1 347.5 342.2 373.9 336.8 328.9 19 Nontransaction 1,352.4 1,358.9 1,364.2 1,369.3 1,378.3 1,394.6 1,393.2 1,392.4 1,396.2 1,390.8 1,373.4 1,405.0 20 Large time 235.7 227.0 225.5 234.7 247.3 258.3 262.3 262.8 260.9 262.4 261.5 268.2 21 Other 1,116.7 1,132.0 1,138.6 1,134.6 1,131.0 1,136.3 1,130.9 1,129.6 1,135.3 1,128.4 1,111.9 1,136.8 22 Borrowings 657.4 637.9 628.9 662.2 666.9 679.2 733.5 751.2 752.1 747.7 757.9 755.4 23 From banks in the U.S. 220.1 214.4 213.3 217.7 233.2 239.6 240.4 254.1 251.2 252.5 260.5 254.2 24 From others 437.3 423.5 415.6 444.5 433.7 439.5 493.1 497.1 500.9 495.2 497.3 501.2 25 Net due to related foreign offices 109.0 135.7 144.0 146.4 161.9 176.7 178.6 193.2 181.9 193.1 207.2 207.2 26 Other liabilities 201.2 179.9 185.1 184.1 189.9 194.3 193.1 179.0 184.4 176.7 176.3 170.8 27 TOTAL LIABILITIES 2,705.2 2,662.9 2,655.6 2,702.1 2,731.8 2,786.5 2,864.5 2,863.3 2,856.9 2,882.2 2,851.5 2,867.4 28 Residual (assets less liabilities) (7) 296.0 300.5 300.1 299.5 292.4 295.4 297.7 300.8 298.5 303.0 305.3 299.0 MEMO 29 Reval. gains on off-bal. sheet items (8) 66.5 54.4 58.4 60.1 60.9 59.8 64.5 62.7 62.0 62.6 62.2 63.7 30 Reval. losses on off-bal. sheet items (8) 67.2 56.3 62.5 59.8 60.0 59.8 63.9 61.9 61.2 61.6 61.1 64.3 31 Mortgage-backed securities (9) 288.6 273.9 278.3 280.7 279.1 281.8 281.8 279.7 281.1 278.9 279.3 277.7 31a Pass-through 196.2 183.3 186.9 185.5 184.8 187.9 188.9 188.1 188.2 186.8 187.7 189.0 31b CMO, REMIC, and other 92.4 90.7 91.4 95.2 94.2 93.9 92.9 91.7 92.9 92.1 91.6 88.6 32 Net unrealized gains (losses) on 3.0 -3.3 -4.2 -4.9 -5.6 -5.8 -6.0 -7.4 -7.3 -7.2 -7.2 -8.1 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 38.9 36.3 32.2 27.8 26.7 24.8 24.0 23.2 22.9 23.2 23.5 23.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,468.9 1,538.6 1,552.8 1,566.5 1,588.1 1,593.1 1,604.8 1,624.8 1,626.7 1,625.4 1,629.1 1,623.1 2 Securities in bank credit 428.2 452.8 454.8 456.5 458.7 453.7 451.9 456.8 457.5 456.5 458.7 456.3 3 U.S. government securities 320.7 336.8 337.0 338.6 339.4 334.0 330.5 336.1 336.3 335.8 337.9 336.6 4 Other securities 107.5 116.0 117.8 117.9 119.3 119.7 121.4 120.7 121.1 120.6 120.9 119.7 5 Loans and leases in bank credit (2) 1,040.8 1,085.8 1,097.9 1,110.0 1,129.4 1,139.4 1,152.9 1,168.0 1,169.3 1,169.0 1,170.3 1,166.9 6 Commercial and industrial 190.8 202.2 203.9 206.8 212.6 215.4 216.8 220.8 220.8 220.8 221.6 221.4 7 Real estate 585.3 617.4 625.5 630.8 642.5 648.9 655.1 662.7 663.2 663.3 664.1 663.1 8 Revolving home equity 28.2 29.3 29.4 29.4 29.9 30.1 30.7 31.4 31.5 31.4 31.5 31.4 9 Other 557.1 588.1 596.1 601.5 612.6 618.7 624.5 631.3 631.7 631.9 632.6 631.7 10 Consumer 190.4 194.6 196.0 198.9 200.5 200.1 205.0 208.2 208.5 208.3 208.7 206.3 11 Security (3) 5.3 4.9 4.9 4.9 4.9 5.4 5.3 5.0 5.1 5.1 4.9 5.1 12 Other loans and leases 68.9 66.8 67.7 68.6 68.9 69.6 70.7 71.3 71.7 71.5 71.0 71.0 13 Interbank loans 60.9 53.0 50.9 48.6 45.9 50.1 51.3 49.7 48.0 50.7 52.2 50.6 14 Cash assets (4) 67.6 71.2 71.0 71.7 71.5 72.6 76.1 69.3 70.0 71.2 68.0 66.4 15 Other assets (5) 70.2 76.6 79.1 79.1 83.1 82.3 83.1 91.4 90.7 86.7 88.8 106.6 16 TOTAL ASSETS (6) 1,648.6 1,720.2 1,734.2 1,746.0 1,768.4 1,777.9 1,794.7 1,814.5 1,814.6 1,813.3 1,817.3 1,826.0 L I A B I L I T I E S 17 Deposits 1,320.1 1,360.0 1,367.9 1,370.4 1,388.3 1,398.9 1,416.3 1,430.2 1,429.4 1,433.1 1,434.3 1,430.5 18 Transaction 278.5 280.5 282.2 279.5 279.6 277.0 275.8 275.6 272.0 278.2 283.5 277.0 19 Nontransaction 1,041.6 1,079.5 1,085.7 1,090.9 1,108.7 1,121.9 1,140.5 1,154.7 1,157.5 1,155.0 1,150.8 1,153.5 20 Large time 186.1 193.8 196.7 198.3 202.6 206.6 208.6 210.3 209.8 210.4 210.6 210.8 21 Other 855.5 885.7 889.0 892.7 906.1 915.3 931.9 944.4 947.6 944.6 940.2 942.7 22 Borrowings 168.9 199.2 200.9 206.0 206.4 205.1 212.5 219.7 221.7 216.3 218.8 218.1 23 From banks in the U.S. 78.6 94.5 93.2 93.5 89.8 87.8 87.5 89.7 89.3 89.1 91.9 88.9 24 From others 90.3 104.6 107.8 112.5 116.6 117.3 125.0 130.0 132.4 127.2 126.9 129.2 25 Net due to related foreign offices 3.0 4.3 3.5 3.4 4.3 4.5 4.5 5.1 5.0 4.8 5.8 5.8 26 Other liabilities 29.3 31.1 32.9 33.9 34.2 34.0 34.2 33.3 32.6 33.0 33.1 36.5 27 TOTAL LIABILITIES 1,521.3 1,594.5 1,605.2 1,613.8 1,633.2 1,642.5 1,667.5 1,688.4 1,688.7 1,687.3 1,692.0 1,690.8 28 Residual (assets less liabilities) (7) 127.3 125.7 129.0 132.2 135.3 135.3 127.2 126.1 125.9 126.0 125.2 135.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,462.4 1,539.9 1,554.9 1,569.7 1,586.9 1,590.1 1,602.9 1,617.9 1,620.0 1,619.6 1,622.1 1,614.2 2 Securities in bank credit 427.4 451.1 453.2 454.1 455.6 451.5 451.8 456.3 457.6 456.4 458.1 454.5 3 U.S. government securities 320.1 335.3 335.2 336.8 336.4 331.7 330.6 335.7 336.6 335.8 337.3 335.1 4 Other securities 107.4 115.8 118.0 117.4 119.2 119.7 121.2 120.6 121.0 120.7 120.8 119.4 5 Loans and leases in bank credit (2) 1,035.0 1,088.8 1,101.7 1,115.6 1,131.3 1,138.6 1,151.1 1,161.6 1,162.4 1,163.1 1,164.0 1,159.7 6 Commercial and industrial 190.1 202.1 202.7 205.6 211.1 213.9 215.9 220.0 219.7 220.0 220.8 220.8 7 Real estate 581.4 619.5 627.6 634.2 644.0 649.4 653.3 658.7 658.8 659.7 660.5 658.8 8 Revolving home equity 28.1 29.1 29.2 29.6 30.1 30.4 30.9 31.4 31.4 31.4 31.5 31.4 9 Other 553.2 590.4 598.4 604.6 613.9 618.9 622.4 627.3 627.4 628.3 628.9 627.4 10 Consumer 191.4 194.0 196.5 200.0 201.1 200.6 206.8 208.9 209.3 209.2 209.7 206.7 11 Security (3) 5.3 4.9 4.9 4.9 4.9 5.4 5.3 5.0 5.1 5.1 4.9 5.1 12 Other loans and leases 66.8 68.4 70.0 70.8 70.2 69.4 69.9 69.1 69.6 69.2 68.2 68.3 13 Interbank loans 60.9 48.9 48.4 47.4 47.0 56.0 55.2 49.6 50.4 50.5 47.7 50.2 14 Cash assets (4) 70.8 69.4 67.9 70.4 70.6 74.8 79.7 72.4 71.8 77.5 67.1 67.3 15 Other assets (5) 67.1 77.8 79.8 79.5 83.2 84.0 83.1 87.8 84.8 83.0 83.2 105.0 16 TOTAL ASSETS (6) 1,642.3 1,716.8 1,731.3 1,747.1 1,767.5 1,784.8 1,800.3 1,806.9 1,806.3 1,809.9 1,799.3 1,815.8 L I A B I L I T I E S 17 Deposits 1,312.7 1,357.4 1,366.6 1,373.5 1,392.1 1,411.5 1,421.0 1,422.0 1,424.7 1,428.7 1,412.0 1,417.3 18 Transaction 283.0 276.6 275.3 276.6 276.5 280.6 286.2 279.6 278.1 284.4 276.2 277.3 19 Nontransaction 1,029.7 1,080.8 1,091.2 1,096.9 1,115.6 1,130.8 1,134.7 1,142.4 1,146.6 1,144.3 1,135.7 1,140.0 20 Large time 186.1 193.8 196.7 198.3 202.6 206.6 208.6 210.3 209.8 210.4 210.6 210.8 21 Other 843.6 887.0 894.5 898.7 913.0 924.3 926.1 932.1 936.8 933.9 925.1 929.2 22 Borrowings 169.3 199.0 201.0 208.7 209.2 207.5 214.5 219.9 219.6 219.1 222.7 218.6 23 From banks in the U.S. 79.3 93.7 92.4 94.0 91.7 89.6 89.5 90.5 89.3 91.2 94.1 89.2 24 From others 90.0 105.3 108.5 114.7 117.5 117.9 124.9 129.4 130.4 128.0 128.7 129.4 25 Net due to related foreign offices 3.0 4.3 3.5 3.4 4.3 4.5 4.5 5.1 5.0 4.8 5.8 5.8 26 Other liabilities 30.0 31.2 32.6 33.3 33.4 33.3 33.6 34.0 33.4 33.4 33.7 37.4 27 TOTAL LIABILITIES 1,515.1 1,591.8 1,603.6 1,618.8 1,639.0 1,656.8 1,673.5 1,681.1 1,682.7 1,686.1 1,674.2 1,679.1 28 Residual (assets less liabilities) (7) 127.2 124.9 127.7 128.3 128.5 128.0 126.8 125.8 123.6 123.8 125.1 136.7 MEMO 31 Mortgage-backed securities (9) 54.1 65.2 64.9 65.2 67.5 66.2 66.3 68.7 68.6 68.6 69.0 68.9 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 583.2 522.7 524.1 519.2 527.8 548.7 556.5 548.4 546.4 545.5 554.5 546.9 2 Securities in bank credit 211.7 190.5 190.1 189.5 193.2 197.9 205.6 197.6 198.3 197.1 198.6 193.1 3 U.S. government securities 86.0 86.2 84.1 81.8 82.2 79.7 81.8 79.4 79.8 78.0 80.6 77.9 4 Other securities 125.7 104.2 106.0 107.7 111.1 118.2 123.8 118.3 118.5 119.1 118.0 115.2 5 Loans and leases in bank credit (2) 371.5 332.3 334.0 329.7 334.6 350.7 350.8 350.7 348.0 348.4 355.9 353.7 6 Commercial and industrial 214.0 193.4 195.6 197.3 199.1 201.0 195.8 196.2 194.9 196.9 196.9 198.7 7 Real estate 21.4 18.5 17.6 17.6 17.8 17.4 17.3 17.6 17.4 17.6 17.8 18.1 11 Security (3) 63.4 52.8 55.0 51.4 54.8 65.3 66.9 66.8 64.6 64.7 71.1 67.0 12 Other loans and leases 72.8 67.5 65.8 63.4 62.9 67.0 70.8 70.2 71.2 69.2 70.1 70.0 13 Interbank loans 29.4 27.5 25.7 22.9 22.9 22.8 25.5 26.3 26.6 23.6 25.8 29.2 14 Cash assets (4) 36.1 36.4 39.3 42.2 45.6 52.1 56.5 55.4 57.9 55.3 53.7 53.1 15 Other assets (5) 38.5 32.3 29.0 29.3 31.8 34.8 37.6 39.6 39.2 41.3 39.5 40.2 16 TOTAL ASSETS (6) 686.9 618.6 617.9 613.3 627.9 658.1 675.8 669.4 669.8 665.3 673.3 669.2 L I A B I L I T I E S 17 Deposits 317.0 309.1 308.9 310.9 332.2 359.0 378.8 387.6 395.2 384.8 383.3 382.4 18 Transaction 11.8 10.9 11.0 10.9 11.5 11.3 11.5 11.2 11.1 11.2 11.5 11.6 19 Nontransaction 305.2 298.2 297.9 300.0 320.7 347.7 367.3 376.4 384.1 373.6 371.8 370.8 22 Borrowings 194.5 174.9 174.7 171.5 177.5 186.2 181.1 181.4 181.1 181.5 183.4 182.4 23 From banks in the U.S. 21.2 24.4 23.6 25.2 22.9 26.9 25.4 22.8 21.5 22.9 23.5 23.3 24 From others 173.3 150.4 151.1 146.4 154.7 159.3 155.7 158.5 159.6 158.7 159.8 159.1 25 Net due to related foreign offices 101.4 71.9 72.0 66.1 53.4 43.9 38.9 35.4 31.0 36.4 34.8 38.4 26 Other liabilities 75.0 62.7 61.7 64.6 65.8 67.3 70.5 67.7 67.2 67.0 67.5 71.6 27 TOTAL LIABILITIES 687.9 618.5 617.3 613.2 628.9 656.4 669.3 672.0 674.6 669.7 668.9 674.9 28 Residual (assets less liabilities) (7) -0.9 0.1 0.6 0.2 -1.1 1.8 6.5 -2.6 -4.7 -4.4 4.4 -5.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 11, 2000 Account 1999 1999 1999 1999 1999 1999 1999 2000 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 12 Jan 19 Jan 26 Feb 2 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 586.7 519.5 520.3 518.3 531.8 551.8 559.7 551.9 550.2 548.1 554.9 552.1 2 Securities in bank credit 211.9 188.8 188.8 188.8 196.0 201.0 204.7 198.1 199.3 196.7 198.1 195.7 3 U.S. government securities 85.7 85.7 83.1 80.8 82.1 80.1 82.1 79.1 80.1 77.6 79.3 78.1 3a Trading account 19.8 20.0 17.3 15.6 14.9 9.2 7.7 8.5 7.5 6.9 11.0 10.2 3b Investment account 65.9 65.8 65.8 65.2 67.2 70.9 74.4 70.6 72.6 70.8 68.3 67.9 4 Other securities 126.3 103.1 105.7 108.0 114.0 120.9 122.6 119.1 119.2 119.0 118.9 117.5 4a Trading account 77.5 60.8 64.9 69.7 75.0 80.7 80.7 76.1 76.5 76.3 75.1 74.7 4b Investment account 48.8 42.3 40.9 38.2 39.0 40.2 41.9 43.0 42.7 42.7 43.8 42.9 5 Loans and leases in bank credit (2) 374.7 330.7 331.5 329.5 335.8 350.8 355.0 353.8 350.9 351.5 356.8 356.4 6 Commercial and industrial 215.8 192.6 193.9 197.0 200.2 202.3 198.5 197.9 196.8 198.4 197.7 199.7 7 Real estate 21.6 18.3 17.5 17.6 18.0 17.6 17.4 17.8 17.6 17.7 17.9 18.3 11 Security (3) 63.3 52.4 55.0 51.6 54.5 64.5 67.4 66.7 64.2 64.9 70.4 67.2 12 Other loans and leases 74.0 67.3 65.1 63.4 63.2 66.4 71.7 71.4 72.3 70.5 70.8 71.2 13 Interbank loans 29.4 27.5 25.7 22.9 22.9 22.8 25.5 26.3 26.6 23.6 25.8 29.2 14 Cash assets (4) 36.6 36.2 38.9 42.0 46.2 52.9 58.9 56.1 58.9 56.3 54.1 52.8 15 Other assets (5) 38.8 31.6 29.6 29.7 31.7 35.0 39.1 39.9 39.9 41.2 39.3 40.8 16 TOTAL ASSETS (6) 691.2 614.6 614.4 612.6 632.4 662.2 682.9 673.9 675.3 668.9 673.9 674.6 L I A B I L I T I E S 17 Deposits 314.5 306.7 306.3 310.4 332.2 358.4 383.2 384.4 391.5 380.1 381.1 379.1 18 Transaction 11.9 10.8 10.9 11.4 11.5 11.2 11.9 11.2 11.1 11.4 11.3 11.6 19 Nontransaction 302.5 295.9 295.4 299.1 320.7 347.2 371.3 373.1 380.4 368.7 369.8 367.5 22 Borrowings 194.5 174.9 174.7 171.5 177.5 186.2 181.1 181.4 181.1 181.5 183.4 182.4 23 From banks in the U.S. 21.2 24.4 23.6 25.2 22.9 26.9 25.4 22.8 21.5 22.9 23.5 23.3 24 From others 173.3 150.4 151.1 146.4 154.7 159.3 155.7 158.5 159.6 158.7 159.8 159.1 25 Net due to related foreign offices 104.1 69.3 69.9 64.5 55.2 46.6 44.0 37.3 32.6 37.2 38.2 38.2 26 Other liabilities 75.2 61.8 61.8 64.3 65.2 68.2 71.9 67.9 67.0 66.8 68.2 72.5 27 TOTAL LIABILITIES 688.2 612.6 612.7 610.8 630.1 659.4 680.2 670.9 672.2 665.7 670.8 672.2 28 Residual (assets less liabilities) (7) 2.9 2.0 1.7 1.8 2.3 2.8 2.7 3.0 3.1 3.2 3.1 2.4 MEMO 29 Reval. gains on off-bal. sheet items (8) 46.3 37.5 38.1 38.4 39.4 40.6 39.8 38.5 37.2 37.9 38.1 41.9 30 Reval. losses on off-bal. sheet items (8) 42.8 36.2 36.3 37.4 38.1 39.4 38.7 37.9 36.5 37.1 37.3 42.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 February 11, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.