H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,593.3 4,838.8 4,889.4 4,934.9 5,000.7 5,032.0 5,067.8 5,108.0 5,098.2 5,109.9 5,120.1 5,149.5 2 Securities in bank credit 1,244.3 1,269.6 1,280.7 1,291.6 1,309.3 1,306.9 1,311.4 1,314.8 1,308.0 1,312.2 1,318.5 1,331.5 3 U.S. government securities 818.7 815.2 815.7 814.4 815.5 817.0 819.3 812.5 811.1 810.8 813.4 811.7 4 Other securities 425.6 454.4 465.0 477.2 493.8 489.8 492.1 502.4 496.9 501.3 505.1 519.8 5 Loans and leases in bank credit (2) 3,349.0 3,569.2 3,608.8 3,643.3 3,691.4 3,725.1 3,756.5 3,793.1 3,790.2 3,797.7 3,801.7 3,818.0 6 Commercial and industrial 971.0 1,019.7 1,028.2 1,037.8 1,057.9 1,066.5 1,072.9 1,082.6 1,081.6 1,085.0 1,083.1 1,085.3 7 Real estate 1,386.0 1,516.4 1,538.7 1,555.6 1,578.7 1,593.9 1,608.4 1,616.6 1,614.0 1,616.4 1,621.0 1,624.7 8 Revolving home equity 100.2 106.6 109.1 112.6 115.1 115.6 116.9 118.2 118.4 118.6 118.2 118.1 9 Other 1,285.9 1,409.8 1,429.6 1,443.0 1,463.6 1,478.3 1,491.4 1,498.4 1,495.6 1,497.8 1,502.8 1,506.6 10 Consumer 481.6 500.5 503.3 507.3 510.5 517.2 520.7 529.9 530.2 533.4 532.0 532.9 11 Security (3) 123.4 143.0 143.3 144.0 145.0 149.7 151.5 156.3 153.2 154.3 162.4 164.3 12 Other loans and leases 386.9 389.7 395.3 398.6 399.3 397.9 403.0 407.8 411.2 408.6 403.2 410.9 13 Interbank loans 218.1 228.1 223.6 221.8 227.0 227.6 240.9 246.2 245.6 254.7 249.4 233.5 14 Cash assets (4) 254.2 279.9 272.1 281.3 274.3 269.1 269.6 273.4 267.8 281.7 264.2 274.1 15 Other assets (5) 348.7 366.3 366.0 368.1 377.4 379.8 399.1 402.3 395.9 409.5 400.8 429.5 16 TOTAL ASSETS (6) 5,355.5 5,654.1 5,691.8 5,746.3 5,819.1 5,848.1 5,915.7 5,967.2 5,944.8 5,992.9 5,971.8 6,023.5 L I A B I L I T I E S 17 Deposits 3,403.9 3,558.6 3,575.7 3,626.1 3,631.7 3,660.0 3,717.2 3,744.3 3,750.7 3,751.7 3,728.7 3,761.8 18 Transaction 636.1 625.4 626.3 626.1 629.7 617.3 612.7 619.3 611.1 638.0 629.4 616.6 19 Nontransaction 2,767.8 2,933.3 2,949.4 3,000.0 3,002.0 3,042.8 3,104.5 3,125.0 3,139.6 3,113.7 3,099.3 3,145.2 20 Large time 729.3 844.8 851.3 872.1 877.9 894.7 915.4 925.0 930.8 920.7 920.1 918.2 21 Other 2,038.5 2,088.5 2,098.1 2,127.9 2,124.1 2,148.1 2,189.0 2,200.0 2,208.7 2,193.0 2,179.2 2,227.0 22 Borrowings 1,028.6 1,136.0 1,157.7 1,186.8 1,200.8 1,201.4 1,219.1 1,225.3 1,220.1 1,226.4 1,227.1 1,211.5 23 From banks in the U.S. 333.2 368.7 377.5 377.4 383.8 375.3 386.4 386.3 383.9 388.5 381.0 380.3 24 From others 695.4 767.3 780.2 809.4 817.0 826.1 832.7 839.0 836.2 837.9 846.1 831.2 25 Net due to related foreign offices 220.7 234.1 233.5 223.9 249.8 259.5 261.1 270.2 263.6 268.1 269.2 296.1 26 Other liabilities 280.2 298.4 294.0 296.4 320.0 311.7 301.9 317.9 314.2 320.5 327.5 328.6 27 TOTAL LIABILITIES 4,933.4 5,227.1 5,260.8 5,333.2 5,402.3 5,432.6 5,499.4 5,557.7 5,548.6 5,566.7 5,552.5 5,597.9 28 Residual (assets less liabilities) (7) 422.1 427.0 431.0 413.1 416.8 415.4 416.3 409.5 396.2 426.2 419.4 425.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,566.3 4,841.6 4,883.3 4,935.2 4,992.4 5,015.0 5,036.5 5,079.2 5,073.3 5,072.9 5,096.6 5,125.7 2 Securities in bank credit 1,232.3 1,273.7 1,282.1 1,293.4 1,306.9 1,296.5 1,294.1 1,302.3 1,295.0 1,298.8 1,309.7 1,325.7 3 U.S. government securities 809.5 819.2 822.7 823.0 820.9 816.3 810.8 803.6 802.3 801.3 804.9 805.4 4 Other securities 422.8 454.5 459.4 470.4 486.0 480.2 483.3 498.7 492.7 497.6 504.8 520.3 5 Loans and leases in bank credit (2) 3,334.0 3,567.9 3,601.1 3,641.8 3,685.6 3,718.6 3,742.4 3,776.9 3,778.4 3,774.1 3,786.9 3,800.0 6 Commercial and industrial 961.4 1,020.3 1,032.1 1,044.9 1,060.8 1,065.9 1,068.1 1,072.2 1,072.2 1,072.4 1,072.2 1,075.3 7 Real estate 1,386.3 1,513.2 1,533.9 1,551.1 1,576.1 1,590.5 1,604.6 1,616.7 1,615.4 1,614.8 1,620.7 1,624.1 8 Revolving home equity 100.4 106.3 108.0 111.8 114.7 115.7 117.0 118.4 118.6 118.8 118.6 118.7 9 Other 1,286.0 1,407.0 1,425.8 1,439.4 1,461.5 1,474.9 1,487.6 1,498.2 1,496.9 1,496.1 1,502.0 1,505.4 10 Consumer 480.1 502.5 501.7 506.3 510.1 515.3 517.2 528.7 528.7 533.1 532.8 532.9 10a Credit card and related plans -- -- -- -- -- -- 195.8 203.8 203.9 206.9 206.3 206.4 10b Other -- -- -- -- -- -- 321.4 325.0 324.7 326.3 326.5 326.6 11 Security (3) 118.8 144.5 142.3 144.5 143.4 149.5 148.6 151.1 149.7 146.5 155.7 153.7 12 Other loans and leases 387.3 387.2 391.2 395.0 395.1 397.4 403.8 408.2 412.4 407.2 405.5 414.0 13 Interbank loans 209.0 229.6 229.0 228.0 226.9 227.3 237.0 236.3 238.4 238.4 238.8 234.8 14 Cash assets (4) 242.8 280.5 263.7 278.5 272.1 265.2 260.4 261.0 258.9 258.0 262.4 283.4 15 Other assets (5) 347.7 368.5 369.4 371.6 380.5 381.3 398.4 400.6 394.8 401.2 401.7 436.3 16 TOTAL ASSETS (6) 5,306.9 5,661.2 5,686.0 5,753.9 5,811.7 5,828.3 5,870.5 5,914.2 5,902.6 5,907.5 5,936.7 6,016.7 L I A B I L I T I E S 17 Deposits 3,373.9 3,557.5 3,579.5 3,644.1 3,617.0 3,648.1 3,692.7 3,712.1 3,724.4 3,693.2 3,705.8 3,772.5 18 Transaction 619.6 618.4 619.2 634.7 620.4 616.2 606.3 603.6 602.7 601.7 623.6 628.9 19 Nontransaction 2,754.3 2,939.1 2,960.3 3,009.4 2,996.7 3,031.9 3,086.4 3,108.5 3,121.8 3,091.5 3,082.1 3,143.7 20 Large time 716.5 857.4 859.7 871.6 874.1 883.9 898.8 908.1 911.5 905.2 905.3 904.0 21 Other 2,037.9 2,081.7 2,100.6 2,137.8 2,122.6 2,148.1 2,187.6 2,200.3 2,210.3 2,186.3 2,176.8 2,239.7 22 Borrowings 1,002.7 1,140.2 1,153.3 1,185.9 1,210.2 1,204.3 1,206.0 1,197.8 1,196.9 1,196.7 1,203.9 1,183.5 23 From banks in the U.S. 327.4 370.3 377.4 378.9 384.4 376.2 383.4 381.8 381.3 384.2 377.7 374.6 24 From others 675.3 769.9 775.9 806.9 825.8 828.1 822.6 816.0 815.6 812.5 826.2 808.9 25 Net due to related foreign offices 218.3 248.5 237.0 213.3 250.2 250.1 252.7 267.4 249.9 276.2 279.5 278.4 26 Other liabilities 279.9 300.8 294.7 295.1 318.5 309.9 299.4 317.5 313.9 320.1 327.6 328.0 27 TOTAL LIABILITIES 4,874.9 5,246.9 5,264.5 5,338.4 5,396.0 5,412.4 5,450.8 5,494.8 5,485.1 5,486.2 5,516.7 5,562.4 28 Residual (assets less liabilities) (7) 432.0 414.3 421.5 415.5 415.7 415.9 419.7 419.4 417.5 421.3 420.0 454.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,064.7 4,298.5 4,346.0 4,365.3 4,417.6 4,456.2 4,491.9 4,529.9 4,524.8 4,536.8 4,541.3 4,566.2 2 Securities in bank credit 1,050.4 1,077.4 1,085.1 1,087.2 1,098.8 1,101.5 1,106.3 1,108.9 1,105.9 1,107.8 1,109.4 1,120.0 3 U.S. government securities 734.2 739.3 737.6 734.7 735.9 738.2 739.6 732.7 732.8 732.4 730.7 731.0 4 Other securities 316.2 338.2 347.4 352.4 363.0 363.3 366.7 376.3 373.1 375.3 378.7 389.0 5 Loans and leases in bank credit (2) 3,014.3 3,221.0 3,260.9 3,278.1 3,318.7 3,354.7 3,385.7 3,420.9 3,418.8 3,429.1 3,431.9 3,446.1 6 Commercial and industrial 775.2 824.0 831.9 838.7 853.0 861.4 869.4 876.9 875.5 879.8 878.3 880.3 7 Real estate 1,368.5 1,498.7 1,520.7 1,537.2 1,560.0 1,574.9 1,589.5 1,597.8 1,595.3 1,597.7 1,602.1 1,605.7 8 Revolving home equity 100.2 106.6 109.1 112.6 115.1 115.6 116.9 118.2 118.4 118.6 118.2 118.1 9 Other 1,268.3 1,392.1 1,411.6 1,424.6 1,444.9 1,459.2 1,472.6 1,479.6 1,476.9 1,479.1 1,483.9 1,487.6 10 Consumer 481.6 500.5 503.3 507.3 510.5 517.2 520.7 529.9 530.2 533.4 532.0 532.9 11 Security (3) 68.4 76.2 76.8 66.0 64.0 68.6 70.0 77.4 76.4 78.2 83.3 85.8 12 Other loans and leases 320.5 321.7 328.2 328.9 331.3 332.6 336.0 338.8 341.4 340.0 336.2 341.4 13 Interbank loans 191.6 195.4 195.0 192.4 195.2 199.0 214.7 222.1 223.9 228.6 220.7 209.3 14 Cash assets (4) 214.4 229.2 224.4 233.9 230.3 224.5 224.4 225.0 220.5 232.2 215.8 222.0 15 Other assets (5) 318.7 328.0 326.8 328.1 336.3 336.3 356.1 360.3 354.0 367.6 358.4 386.8 16 TOTAL ASSETS (6) 4,730.8 4,992.3 5,033.2 5,060.2 5,119.5 5,155.8 5,225.7 5,274.8 5,260.8 5,302.7 5,273.9 5,321.3 L I A B I L I T I E S 17 Deposits 3,089.1 3,181.5 3,197.7 3,238.6 3,249.6 3,277.5 3,330.4 3,352.7 3,355.2 3,362.3 3,340.6 3,375.1 18 Transaction 625.4 614.4 615.2 615.2 618.5 605.8 601.4 608.4 599.8 627.4 618.8 606.6 19 Nontransaction 2,463.7 2,567.1 2,582.5 2,623.4 2,631.1 2,671.7 2,729.0 2,744.3 2,755.3 2,734.8 2,721.7 2,768.5 20 Large time 427.8 480.2 487.3 498.5 509.6 524.6 542.5 547.0 549.3 544.3 545.4 544.1 21 Other 2,035.9 2,086.9 2,095.2 2,124.9 2,121.5 2,147.1 2,186.5 2,197.3 2,206.1 2,190.5 2,176.4 2,224.4 22 Borrowings 853.8 960.6 980.5 987.2 996.4 996.1 1,013.6 1,023.5 1,023.9 1,024.8 1,022.0 1,003.9 23 From banks in the U.S. 310.1 350.3 357.7 356.5 365.9 356.4 365.6 369.4 367.8 369.4 367.7 360.6 24 From others 543.7 610.3 622.8 630.6 630.5 639.8 648.0 654.1 656.0 655.4 654.3 643.3 25 Net due to related foreign offices 149.6 207.1 213.2 208.6 228.7 240.1 243.4 246.7 242.4 244.6 243.6 264.6 26 Other liabilities 218.7 225.7 222.6 220.8 237.9 236.5 229.4 246.0 243.8 250.2 253.2 250.0 27 TOTAL LIABILITIES 4,311.1 4,574.9 4,614.0 4,655.1 4,712.5 4,750.3 4,816.9 4,869.0 4,865.2 4,881.9 4,859.3 4,893.7 28 Residual (assets less liabilities) (7) 419.7 417.4 419.1 405.1 407.0 405.6 408.8 405.8 395.6 420.9 414.6 427.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,046.0 4,297.0 4,341.2 4,371.9 4,417.8 4,448.9 4,471.1 4,510.7 4,508.6 4,510.3 4,525.1 4,549.0 2 Securities in bank credit 1,042.9 1,080.2 1,089.5 1,092.6 1,099.5 1,097.1 1,095.8 1,102.0 1,098.5 1,100.3 1,104.5 1,116.9 3 U.S. government securities 726.5 743.1 744.8 742.7 740.2 737.4 732.2 725.4 725.0 724.5 724.4 727.1 4 Other securities 316.5 337.2 344.7 350.0 359.2 359.7 363.6 376.6 373.5 375.8 380.0 389.8 5 Loans and leases in bank credit (2) 3,003.0 3,216.8 3,251.7 3,279.3 3,318.3 3,351.8 3,375.4 3,408.7 3,410.1 3,410.0 3,420.7 3,432.1 6 Commercial and industrial 768.1 822.2 834.2 847.5 860.1 864.1 867.1 869.2 868.3 870.0 870.1 872.6 7 Real estate 1,368.9 1,495.3 1,515.7 1,532.8 1,557.4 1,571.6 1,586.0 1,598.1 1,596.9 1,596.2 1,602.0 1,605.4 8 Revolving home equity 100.4 106.3 108.0 111.8 114.7 115.7 117.0 118.4 118.6 118.8 118.6 118.7 9 Other 1,268.5 1,389.0 1,407.7 1,421.1 1,442.8 1,456.0 1,468.9 1,479.7 1,478.3 1,477.5 1,483.4 1,486.8 10 Consumer 480.1 502.5 501.7 506.3 510.1 515.3 517.2 528.7 528.7 533.1 532.8 532.9 10a Credit card and related plans -- -- -- -- -- -- 195.8 203.8 203.9 206.9 206.3 206.4 10d Other -- -- -- -- -- -- 321.4 325.0 324.7 326.3 326.5 326.6 11 Security (3) 63.7 77.9 75.5 66.6 62.6 68.2 67.4 72.0 72.3 70.4 76.4 75.8 12 Other loans and leases 322.2 318.8 324.6 326.1 328.0 332.7 337.8 340.7 344.0 340.1 339.4 345.4 13 Interbank loans 182.4 196.8 200.5 198.7 195.1 198.7 210.8 212.2 216.7 212.2 210.1 210.6 14 Cash assets (4) 204.2 230.4 217.1 233.2 229.4 221.4 216.8 214.2 213.0 210.2 215.4 233.1 15 Other assets (5) 318.1 328.3 328.9 332.3 339.9 340.0 357.4 359.3 353.8 360.0 359.6 393.7 16 TOTAL ASSETS (6) 4,692.0 4,993.9 5,028.5 5,076.9 5,122.2 5,148.7 5,194.7 5,233.8 5,229.6 5,230.2 5,247.8 5,323.1 L I A B I L I T I E S 17 Deposits 3,068.1 3,173.3 3,195.4 3,255.6 3,234.1 3,270.0 3,314.6 3,332.3 3,342.9 3,315.0 3,327.8 3,396.5 18 Transaction 609.0 607.5 608.3 624.3 609.6 605.1 595.0 592.8 591.3 591.3 612.9 618.7 19 Nontransaction 2,459.1 2,565.8 2,587.0 2,631.3 2,624.5 2,664.8 2,719.6 2,739.5 2,751.6 2,723.7 2,715.0 2,777.9 20 Large time 423.5 486.8 488.9 496.0 504.3 519.2 534.4 541.6 543.7 539.8 540.6 540.7 21 Other 2,035.5 2,079.0 2,098.1 2,135.3 2,120.1 2,145.6 2,185.2 2,197.9 2,207.8 2,183.8 2,174.3 2,237.2 22 Borrowings 827.8 964.9 976.2 986.2 1,005.8 999.1 1,000.5 996.0 1,000.7 995.1 998.7 975.9 23 From banks in the U.S. 304.3 351.9 357.7 358.0 366.5 357.2 362.5 364.9 365.2 365.1 364.4 355.0 24 From others 523.5 613.0 618.5 628.2 639.3 641.9 637.9 631.1 635.5 630.0 634.4 620.9 25 Net due to related foreign offices 147.5 219.1 216.2 202.5 233.3 232.0 235.9 244.1 228.5 252.7 251.8 250.7 26 Other liabilities 218.7 226.1 223.0 221.4 237.9 236.3 228.6 246.0 243.8 250.1 253.3 249.8 27 TOTAL LIABILITIES 4,262.1 4,583.4 4,610.8 4,665.7 4,711.1 4,737.3 4,779.6 4,818.4 4,815.9 4,812.8 4,831.7 4,873.0 28 Residual (assets less liabilities) (7) 429.9 410.5 417.7 411.2 411.2 411.4 415.1 415.4 413.7 417.4 416.2 450.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,277.4 2,394.3 2,420.8 2,435.2 2,471.9 2,488.5 2,498.6 2,516.7 2,514.6 2,519.3 2,521.8 2,540.4 2 Securities in bank credit 541.0 556.1 563.9 566.8 577.2 578.9 576.1 574.1 571.6 571.7 572.6 580.5 3 U.S. government securities 361.3 357.1 356.8 355.3 357.1 360.0 360.7 356.5 357.1 356.2 353.0 352.8 3a Trading account 22.3 21.5 20.5 21.3 23.5 22.7 24.3 23.7 23.9 22.4 22.0 22.9 3b Investment account 338.9 335.6 336.3 334.0 333.6 337.3 336.4 332.8 333.2 333.8 331.0 330.0 4 Other securities 179.8 199.0 207.2 211.5 220.1 219.0 215.4 217.5 214.4 215.5 219.6 227.7 4a Trading account 77.1 85.9 91.1 92.9 101.2 100.4 97.2 102.4 99.4 101.0 106.6 114.4 4b Investment account 102.6 113.1 116.1 118.6 118.9 118.5 118.1 115.1 115.0 114.5 113.1 113.4 4c State and local government 23.5 24.5 24.7 25.1 25.4 25.6 26.1 25.9 25.9 25.9 25.7 25.8 4d Other 79.1 88.6 91.4 93.5 93.5 92.9 92.0 89.2 89.1 88.6 87.3 87.6 5 Loans and leases in bank credit (2) 1,736.4 1,838.2 1,856.9 1,868.3 1,894.7 1,909.6 1,922.5 1,942.7 1,943.0 1,947.6 1,949.2 1,959.9 6 Commercial and industrial 533.5 559.9 562.8 567.2 578.5 582.7 583.9 588.5 587.7 590.6 589.0 589.9 6a Bankers acceptances 1.0 1.0 1.0 1.1 1.1 1.0 0.9 0.9 0.9 0.9 1.0 0.9 6b Other 532.5 558.9 561.8 566.2 577.5 581.7 583.0 587.6 586.9 589.7 588.1 589.0 7 Real estate 685.5 752.6 760.7 775.3 788.4 793.8 801.6 805.9 804.7 805.2 808.6 811.0 8 Revolving home equity 64.6 67.8 69.4 72.2 74.0 74.3 75.2 76.1 76.3 76.5 76.0 76.1 9 Other 620.8 684.8 691.3 703.0 714.4 719.5 726.4 729.8 728.4 728.7 732.6 734.9 10 Consumer 218.6 221.7 223.4 226.3 227.0 228.2 229.6 232.1 233.2 233.8 232.0 233.0 11 Security (3) 62.4 69.6 70.2 59.3 57.8 62.1 63.2 70.2 69.0 71.0 76.1 78.2 11a Fed funds and RPs with broker/dealer 45.9 47.0 48.9 38.2 38.9 43.9 44.6 51.5 49.5 53.6 58.3 59.0 11b Other 16.6 22.6 21.4 21.1 18.9 18.2 18.6 18.7 19.5 17.4 17.8 19.2 12a State and local government 11.4 12.1 12.2 12.3 12.3 12.2 12.2 12.3 12.5 12.3 12.5 12.6 12b Agricultural 8.2 9.4 9.4 9.5 9.6 9.6 9.5 9.4 9.4 9.5 9.4 9.5 12c Fed funds and RPs with others 7.8 13.3 14.5 13.5 13.2 13.5 12.8 13.2 13.7 13.4 13.5 13.4 12d All other loans 96.4 81.7 85.6 85.7 87.6 84.7 84.3 84.2 86.1 84.9 81.2 84.9 12e Lease financing receivables 112.5 118.0 117.9 119.1 120.4 122.8 125.5 126.9 126.7 126.9 126.8 127.4 13 Interbank loans 126.8 131.6 132.3 124.3 129.6 132.1 139.4 137.5 137.9 139.8 133.1 125.7 13a Fed funds and RPs with banks 74.9 60.6 63.7 61.5 66.4 67.4 73.2 65.7 66.6 67.8 60.1 54.0 13b Other 51.9 71.0 68.7 62.8 63.2 64.6 66.2 71.8 71.4 72.0 73.1 71.7 14 Cash assets (4) 134.9 148.9 145.8 154.4 149.0 145.2 143.3 144.0 140.0 148.4 136.8 147.4 15 Other assets (5) 223.9 222.2 219.9 219.0 223.0 224.2 245.0 248.4 245.4 254.8 248.5 246.0 16 TOTAL ASSETS (6) 2,727.8 2,862.6 2,884.4 2,898.3 2,938.7 2,955.7 2,991.3 3,011.4 3,002.6 3,027.0 3,005.2 3,023.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,580.5 1,599.8 1,604.8 1,627.5 1,633.3 1,626.7 1,627.2 1,622.7 1,626.2 1,624.9 1,606.9 1,644.0 18 Transaction 324.5 312.3 311.8 310.4 314.2 306.9 300.5 303.0 298.1 313.8 305.8 301.6 19 Nontransaction 1,256.0 1,287.5 1,293.0 1,317.1 1,319.1 1,319.8 1,326.7 1,319.8 1,328.0 1,311.1 1,301.1 1,342.4 20 Large time 205.0 231.8 235.2 243.7 251.3 258.0 265.9 264.6 267.5 260.7 261.9 260.2 21 Other 1,051.0 1,055.7 1,057.8 1,073.4 1,067.8 1,061.8 1,060.8 1,055.1 1,060.5 1,050.4 1,039.2 1,082.2 22 Borrowings 572.1 629.2 638.9 648.0 649.4 654.2 676.7 686.9 688.4 687.5 684.5 668.6 23 From banks in the U.S. 167.6 191.9 193.5 197.2 202.4 196.3 204.4 207.0 207.6 206.5 205.0 200.0 24 From others 404.5 437.4 445.4 450.8 447.0 457.9 472.2 479.9 480.8 481.0 479.5 468.6 25 Net due to related foreign offices 146.1 201.9 207.8 203.2 222.7 230.9 221.0 222.9 222.0 219.4 220.0 241.0 26 Other liabilities 163.0 165.7 164.5 163.4 177.2 178.6 180.1 195.7 193.8 198.9 202.2 193.3 27 TOTAL LIABILITIES 2,461.7 2,596.6 2,616.0 2,642.1 2,682.5 2,690.5 2,705.0 2,728.3 2,730.4 2,730.7 2,713.7 2,746.9 28 Residual (assets less liabilities) (7) 266.1 266.0 268.5 256.2 256.2 265.1 286.3 283.1 272.2 296.3 291.5 277.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,255.8 2,405.6 2,422.2 2,438.5 2,465.2 2,475.9 2,477.1 2,494.2 2,495.0 2,489.0 2,501.0 2,522.3 2 Securities in bank credit 533.9 562.2 567.3 567.9 574.0 572.6 566.5 567.6 565.0 564.6 568.0 579.3 3 U.S. government securities 354.1 363.4 362.6 360.0 358.1 356.9 353.5 349.9 350.4 348.8 347.4 350.5 3a Trading account 21.6 22.5 21.4 21.5 22.0 22.5 22.6 23.0 24.1 21.7 20.8 23.5 3b Investment account 332.5 340.9 341.2 338.4 336.1 334.5 330.9 326.9 326.3 327.1 326.6 327.0 3c Mortgage-backed 216.2 221.5 222.3 220.8 218.2 216.8 211.2 206.8 207.1 207.0 206.7 207.5 3d Other 116.3 119.4 118.9 117.6 117.9 117.7 119.7 120.1 119.2 120.1 119.9 119.4 3e 1 year or less 22.6 27.2 29.0 28.8 30.5 30.3 30.3 31.3 30.9 31.6 32.1 32.1 3f Between 1 and 5 years 56.0 54.4 52.6 51.5 51.6 52.4 53.2 52.2 52.2 52.2 52.0 51.8 3g More than 5 years 37.7 37.8 37.3 37.4 35.8 35.0 36.1 36.6 36.1 36.2 35.7 35.5 4 Other securities 179.8 198.8 204.6 207.9 215.9 215.7 213.1 217.7 214.6 215.8 220.6 228.8 4a Trading account 77.1 85.9 91.1 92.9 101.2 100.4 97.2 102.4 99.4 101.0 106.6 114.4 4b Investment account 102.7 112.9 113.6 115.0 114.7 115.2 115.8 115.2 115.1 114.8 114.0 114.5 4c State and local government 23.2 24.7 24.8 25.1 25.3 25.5 25.6 25.6 25.5 25.6 25.6 25.6 4d Other 79.4 88.2 88.8 89.8 89.3 89.7 90.3 89.7 89.6 89.2 88.4 88.9 5 Loans and leases in bank credit (2) 1,721.9 1,843.4 1,854.9 1,870.6 1,891.2 1,903.3 1,910.5 1,926.6 1,930.0 1,924.5 1,933.0 1,943.0 6 Commercial and industrial 527.9 559.2 565.0 573.8 583.0 583.3 581.5 582.7 582.2 583.1 583.3 584.7 6a Bankers acceptances 1.0 1.0 1.0 1.1 1.1 1.0 0.9 0.9 0.9 0.9 1.0 0.9 6b Other 526.9 558.2 564.1 572.8 581.9 582.3 580.6 581.8 581.4 582.2 582.3 583.9 7 Real estate 683.6 753.9 759.0 772.4 785.5 789.6 797.0 803.4 803.2 800.8 805.4 808.8 8 Revolving home equity 64.9 67.7 68.6 71.5 73.6 74.4 75.5 76.4 76.6 76.7 76.4 76.5 9a Other residential 375.6 417.0 419.0 425.2 433.6 436.4 443.1 446.8 445.5 443.2 449.0 452.2 9b Commercial 243.0 269.2 271.4 275.6 278.3 278.8 278.4 280.2 281.0 280.9 279.9 280.2 10 Consumer 216.7 224.7 223.6 226.2 226.5 226.7 227.1 230.3 231.1 232.3 231.1 231.9 10a Credit card and related plans -- -- -- -- -- -- 72.2 73.3 74.0 74.6 73.3 73.8 10f Other -- -- -- -- -- -- 154.9 157.0 157.2 157.7 157.8 158.1 11 Security (3) 57.7 71.4 69.0 59.8 56.4 61.7 60.5 64.7 64.9 63.3 69.2 68.2 11a Fed funds and RPs with broker/dealer 41.5 49.6 47.3 38.2 36.8 42.5 41.8 46.4 45.8 46.2 51.1 50.0 11b Other 16.2 21.8 21.7 21.6 19.6 19.1 18.7 18.3 19.1 17.1 18.0 18.2 12a State and local government 11.6 12.0 12.1 12.2 12.2 12.1 12.2 12.5 12.6 12.5 12.7 12.8 12b Agricultural 8.3 9.2 9.2 9.3 9.4 9.6 9.6 9.6 9.6 9.6 9.5 9.6 12c Fed funds and RPs with others 7.8 13.3 14.5 13.5 13.2 13.5 12.8 13.2 13.7 13.4 13.5 13.4 12d All other loans 96.7 79.9 83.1 83.6 84.5 84.3 85.0 84.4 86.9 83.6 82.6 87.5 12e Lease financing receivables 111.6 119.9 119.4 119.8 120.5 122.7 124.8 125.9 125.8 125.8 125.7 126.0 13 Interbank loans 120.6 131.9 135.0 129.0 133.0 135.0 139.5 131.6 134.3 131.3 128.3 123.0 13a Fed funds and RPs with banks 70.1 60.2 65.6 64.0 67.0 68.0 72.5 61.9 65.3 61.4 57.3 52.1 13b Other 50.5 71.7 69.4 65.0 66.1 67.0 67.0 69.7 69.0 69.9 71.0 70.9 14 Cash assets (4) 127.2 150.5 140.4 154.3 148.2 142.7 137.0 136.0 134.7 132.9 135.8 153.5 15 Other assets (5) 221.8 223.5 222.0 222.4 227.5 228.1 244.4 245.7 243.2 248.8 247.5 247.8 16 TOTAL ASSETS (6) 2,690.1 2,877.2 2,885.2 2,909.9 2,939.2 2,947.1 2,963.2 2,972.1 2,971.8 2,966.6 2,977.4 3,010.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,564.1 1,600.2 1,604.5 1,637.3 1,618.5 1,621.8 1,616.7 1,607.1 1,616.9 1,592.0 1,597.9 1,651.9 18 Transaction 312.3 308.8 307.2 317.6 307.8 305.7 296.8 291.8 292.8 289.4 301.6 304.9 19 Nontransaction 1,251.7 1,291.4 1,297.3 1,319.6 1,310.7 1,316.1 1,320.0 1,315.2 1,324.1 1,302.6 1,296.3 1,347.0 20 Large time 200.8 238.5 236.9 241.2 246.0 252.6 257.7 259.3 262.0 256.2 257.2 256.7 21 Other 1,051.0 1,052.9 1,060.4 1,078.4 1,064.7 1,063.6 1,062.2 1,056.0 1,062.1 1,046.4 1,039.1 1,090.3 22 Borrowings 544.2 637.8 640.8 650.7 657.4 655.3 661.1 656.2 660.6 654.3 656.5 642.4 23 From banks in the U.S. 160.2 196.1 197.1 201.1 203.6 195.4 199.0 199.6 201.1 199.0 198.3 194.1 24 From others 384.0 441.7 443.7 449.6 453.9 459.8 462.1 456.6 459.5 455.3 458.3 448.3 25 Net due to related foreign offices 144.0 213.9 210.8 197.2 227.3 222.9 213.5 220.3 208.2 227.4 228.2 227.1 26 Other liabilities 163.0 165.7 164.5 163.4 177.2 178.6 180.1 195.7 193.8 198.9 202.2 193.3 27 TOTAL LIABILITIES 2,415.3 2,617.6 2,620.6 2,648.6 2,680.4 2,678.6 2,671.4 2,679.3 2,679.4 2,672.6 2,684.9 2,714.7 28 Residual (assets less liabilities) (7) 274.8 259.6 264.6 261.3 258.8 268.5 291.8 292.8 292.4 294.0 292.5 296.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,787.3 1,904.2 1,925.2 1,930.1 1,945.7 1,967.6 1,993.3 2,013.1 2,010.2 2,017.5 2,019.5 2,025.8 2 Securities in bank credit 509.4 521.3 521.1 520.3 521.6 522.6 530.2 534.9 534.4 536.1 536.8 539.5 3 U.S. government securities 373.0 382.1 380.9 379.4 378.8 378.2 378.9 376.1 375.7 376.2 377.7 378.2 4 Other securities 136.4 139.2 140.3 140.9 142.8 144.4 151.3 158.8 158.7 159.8 159.1 161.3 5 Loans and leases in bank credit (2) 1,277.9 1,382.9 1,404.0 1,409.8 1,424.1 1,445.1 1,463.1 1,478.3 1,475.8 1,481.5 1,482.8 1,486.3 6 Commercial and industrial 241.7 264.1 269.1 271.4 274.5 278.7 285.4 288.4 287.8 289.2 289.2 290.5 7 Real estate 683.0 746.1 760.0 761.9 771.6 781.1 787.9 792.0 790.7 792.5 793.5 794.7 8 Revolving home equity 35.5 38.8 39.7 40.4 41.1 41.3 41.8 42.1 42.1 42.2 42.2 42.0 9 Other 647.5 707.3 720.3 721.5 730.5 739.7 746.1 749.8 748.6 750.4 751.3 752.7 10 Consumer 263.0 278.8 279.9 281.0 283.5 288.9 291.2 297.7 297.0 299.6 300.0 299.9 11 Security (3) 6.0 6.5 6.5 6.8 6.2 6.5 6.9 7.3 7.4 7.2 7.2 7.6 12 Other loans and leases 84.2 87.3 88.5 88.7 88.2 89.8 91.8 92.9 93.0 92.9 92.7 93.6 13 Interbank loans 64.8 63.8 62.6 68.1 65.6 67.0 75.3 84.6 86.0 88.8 87.5 83.5 14 Cash assets (4) 79.5 80.3 78.7 79.4 81.3 79.3 81.2 81.0 80.5 83.8 79.0 74.6 15 Other assets (5) 94.8 105.7 106.9 109.1 113.3 112.1 111.1 111.8 108.6 112.8 109.9 140.8 16 TOTAL ASSETS (6) 2,003.0 2,129.7 2,148.7 2,161.9 2,180.8 2,200.2 2,234.3 2,263.4 2,258.2 2,275.7 2,268.7 2,297.4 L I A B I L I T I E S 17 Deposits 1,508.6 1,581.7 1,592.9 1,611.1 1,616.3 1,650.8 1,703.2 1,730.0 1,729.0 1,737.4 1,733.6 1,731.1 18 Transaction 300.9 302.2 303.4 304.8 304.3 298.9 300.8 305.4 301.7 313.6 313.0 305.0 19 Nontransaction 1,207.7 1,279.5 1,289.5 1,306.3 1,312.0 1,351.9 1,402.3 1,424.5 1,427.3 1,423.7 1,420.6 1,426.1 20 Large time 222.8 248.4 252.1 254.8 258.3 266.6 276.7 282.4 281.8 283.7 283.4 283.9 21 Other 984.9 1,031.2 1,037.4 1,051.6 1,053.7 1,085.3 1,125.7 1,142.1 1,145.5 1,140.1 1,137.2 1,142.2 22 Borrowings 281.7 331.4 341.6 339.2 347.0 341.9 337.0 336.6 335.5 337.3 337.5 335.3 23 From banks in the U.S. 142.5 158.4 164.3 159.3 163.5 160.1 161.1 162.4 160.3 162.9 162.7 160.6 24 From others 139.2 173.0 177.4 179.8 183.5 181.8 175.8 174.2 175.2 174.4 174.8 174.7 25 Net due to related foreign offices 3.5 5.3 5.4 5.3 6.0 9.1 22.4 23.8 20.4 25.3 23.6 23.6 26 Other liabilities 55.7 60.0 58.2 57.3 60.7 57.9 49.3 50.3 50.0 51.2 50.9 56.7 27 TOTAL LIABILITIES 1,849.5 1,978.3 1,998.1 2,013.0 2,030.0 2,059.7 2,111.9 2,140.7 2,134.8 2,151.2 2,145.7 2,146.7 28 Residual (assets less liabilities) (7) 153.5 151.4 150.7 148.9 150.8 140.4 122.4 122.7 123.4 124.6 123.0 150.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,790.2 1,891.4 1,919.0 1,933.4 1,952.5 1,973.0 1,994.1 2,016.5 2,013.6 2,021.3 2,024.2 2,026.6 2 Securities in bank credit 509.1 518.0 522.2 524.8 525.4 524.5 529.2 534.4 533.5 535.8 536.5 537.5 3 U.S. government securities 372.4 379.6 382.2 382.7 382.1 380.5 378.7 375.5 374.6 375.7 377.1 376.6 4 Other securities 136.7 138.4 140.0 142.1 143.3 144.0 150.5 158.9 159.0 160.1 159.4 160.9 5 Loans and leases in bank credit (2) 1,281.2 1,373.4 1,396.8 1,408.7 1,427.1 1,448.5 1,464.8 1,482.1 1,480.1 1,485.5 1,487.7 1,489.1 6 Commercial and industrial 240.2 263.0 269.1 273.6 277.1 280.8 285.5 286.5 286.1 286.9 286.9 287.8 7 Real estate 685.3 741.4 756.7 760.5 771.9 782.1 789.0 794.7 793.7 795.4 796.6 796.6 8 Revolving home equity 35.5 38.6 39.4 40.2 41.1 41.2 41.6 42.0 41.9 42.1 42.2 42.2 9 Other 649.9 702.8 717.3 720.3 730.9 740.8 747.4 752.7 751.8 753.3 754.4 754.4 10 Consumer 263.4 277.9 278.1 280.1 283.6 288.6 290.1 298.5 297.5 300.8 301.7 301.1 10a Credit card and related plans -- -- -- -- -- -- 123.6 130.5 129.9 132.2 133.0 132.6 10h Other -- -- -- -- -- -- 166.5 168.0 167.6 168.6 168.7 168.5 11 Security (3) 6.0 6.5 6.5 6.8 6.2 6.5 6.9 7.3 7.4 7.2 7.2 7.6 12 Other loans and leases 86.2 84.6 86.3 87.7 88.2 90.6 93.4 95.2 95.4 95.2 95.3 96.1 13 Interbank loans 61.8 64.9 65.5 69.6 62.0 63.7 71.3 80.6 82.4 81.0 81.8 87.6 14 Cash assets (4) 77.0 79.9 76.6 78.8 81.1 78.6 79.8 78.2 78.3 77.3 79.6 79.6 15 Other assets (5) 96.2 104.8 106.8 110.0 112.5 111.9 113.0 113.6 110.6 111.3 112.1 145.9 16 TOTAL ASSETS (6) 2,001.9 2,116.7 2,143.3 2,167.0 2,183.0 2,201.6 2,231.6 2,261.8 2,257.8 2,263.6 2,270.4 2,312.4 L I A B I L I T I E S 17 Deposits 1,504.0 1,573.1 1,590.9 1,618.3 1,615.6 1,648.1 1,697.9 1,725.3 1,726.1 1,723.0 1,729.9 1,744.6 18 Transaction 296.7 298.7 301.2 306.6 301.8 299.4 298.2 301.0 298.6 301.9 311.3 313.8 19 Nontransaction 1,207.3 1,274.4 1,289.8 1,311.7 1,313.7 1,348.7 1,399.6 1,424.3 1,427.5 1,421.1 1,418.7 1,430.9 20 Large time 222.8 248.4 252.1 254.8 258.3 266.6 276.7 282.4 281.8 283.7 283.4 283.9 21 Other 984.5 1,026.1 1,037.7 1,056.9 1,055.4 1,082.1 1,123.0 1,141.9 1,145.7 1,137.4 1,135.2 1,146.9 22 Borrowings 283.6 327.1 335.3 335.5 348.4 343.8 339.4 339.8 340.1 340.7 342.2 333.5 23 From banks in the U.S. 144.1 155.7 160.6 156.9 162.9 161.8 163.5 165.3 164.1 166.1 166.1 160.9 24 From others 139.5 171.3 174.7 178.6 185.4 182.0 175.9 174.5 176.0 174.6 176.1 172.6 25 Net due to related foreign offices 3.5 5.3 5.4 5.3 6.0 9.1 22.4 23.8 20.4 25.3 23.6 23.6 26 Other liabilities 55.7 60.3 58.5 58.0 60.7 57.7 48.5 50.3 50.0 51.2 51.1 56.5 27 TOTAL LIABILITIES 1,846.7 1,965.8 1,990.1 2,017.1 2,030.6 2,058.7 2,108.2 2,139.1 2,136.5 2,140.2 2,146.8 2,158.3 28 Residual (assets less liabilities) (7) 155.2 150.8 153.2 149.9 152.4 142.9 123.4 122.6 121.3 123.4 123.6 154.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 528.6 540.3 543.5 569.6 583.1 575.8 575.9 578.1 573.4 573.0 578.8 583.3 2 Securities in bank credit 193.9 192.2 195.6 204.4 210.5 205.4 205.1 205.9 202.0 204.4 209.0 211.4 3 U.S. government securities 84.5 76.0 78.1 79.6 79.7 78.9 79.7 79.8 78.2 78.4 82.7 80.7 4 Other securities 109.4 116.2 117.5 124.8 130.8 126.5 125.4 126.1 123.8 126.0 126.3 130.7 5 Loans and leases in bank credit (2) 334.7 348.2 347.9 365.2 372.6 370.4 370.8 372.2 371.4 368.6 369.8 371.9 6 Commercial and industrial 195.8 195.7 196.3 199.1 204.9 205.1 203.5 205.6 206.1 205.2 204.8 204.9 7 Real estate 17.6 17.7 18.0 18.4 18.7 19.0 18.9 18.8 18.7 18.7 18.9 19.0 11 Security (3) 55.0 66.8 66.5 78.0 80.9 81.0 81.5 78.9 76.8 76.0 79.1 78.5 12 Other loans and leases 66.3 68.0 67.1 69.7 68.0 65.3 66.9 68.9 69.9 68.6 67.0 69.5 13 Interbank loans 26.5 32.7 28.6 29.4 31.8 28.6 26.2 24.1 21.8 26.1 28.7 24.2 14 Cash assets (4) 39.9 50.7 47.6 47.4 43.9 44.6 45.2 48.4 47.3 49.5 48.4 52.2 15 Other assets (5) 30.0 38.4 39.2 40.0 41.1 43.5 43.0 42.0 41.9 41.8 42.4 42.7 16 TOTAL ASSETS (6) 624.7 661.8 658.6 686.1 699.6 692.2 690.0 692.4 684.0 690.1 698.0 702.1 L I A B I L I T I E S 17 Deposits 314.7 377.2 378.0 387.5 382.1 382.5 386.8 391.6 395.6 389.4 388.1 386.7 18 Transaction 10.7 11.0 11.1 10.9 11.2 11.4 11.4 10.9 11.3 10.5 10.6 10.0 19 Nontransaction 304.1 366.2 366.9 376.6 370.9 371.1 375.4 380.7 384.2 378.9 377.6 376.7 22 Borrowings 174.9 175.4 177.1 199.6 204.4 205.2 205.5 201.8 196.2 201.6 205.1 207.6 23 From banks in the U.S. 23.1 18.4 19.7 20.9 17.9 18.9 20.8 16.9 16.1 19.1 13.3 19.6 24 From others 151.8 156.9 157.4 178.7 186.5 186.3 184.7 184.9 180.1 182.5 191.8 187.9 25 Net due to related foreign offices 71.2 27.0 20.3 15.4 21.1 19.5 17.7 23.5 21.2 23.4 25.6 31.4 26 Other liabilities 61.5 72.7 71.3 75.6 82.2 75.1 72.4 71.9 70.4 70.3 74.3 78.5 27 TOTAL LIABILITIES 622.3 652.2 646.8 678.1 689.8 682.3 682.5 688.8 683.4 684.8 693.2 704.2 28 Residual (assets less liabilities) (7) 2.4 9.6 11.8 8.0 9.8 9.9 7.6 3.6 0.7 5.3 4.8 -2.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 520.3 544.6 542.1 563.3 574.7 566.1 565.3 568.5 564.7 562.6 571.5 576.7 2 Securities in bank credit 189.4 193.4 192.7 200.7 207.4 199.4 198.3 200.3 196.5 198.5 205.3 208.8 3 U.S. government securities 83.0 76.1 77.9 80.3 80.7 78.9 78.7 78.2 77.3 76.8 80.5 78.3 3a Trading account 16.6 7.3 9.3 11.8 12.3 11.8 11.8 13.7 12.0 13.1 17.0 14.7 3b Investment account 66.5 68.8 68.6 68.6 68.4 67.1 66.8 64.5 65.3 63.7 63.4 63.6 4 Other securities 106.3 117.3 114.7 120.4 126.7 120.5 119.7 122.1 119.2 121.7 124.8 130.5 4a Trading account 64.9 74.0 71.5 76.5 83.0 77.5 76.8 78.6 75.4 78.5 81.3 87.5 4b Investment account 41.5 43.4 43.2 43.9 43.7 42.9 42.8 43.5 43.8 43.2 43.5 43.0 5 Loans and leases in bank credit (2) 331.0 351.1 349.4 362.5 367.2 366.8 367.0 368.1 368.3 364.1 366.2 367.9 6 Commercial and industrial 193.3 198.2 198.0 197.4 200.7 201.8 201.0 202.9 203.9 202.4 202.1 202.7 7 Real estate 17.4 18.0 18.1 18.3 18.7 18.9 18.7 18.6 18.5 18.6 18.7 18.7 11 Security (3) 55.1 66.6 66.8 78.0 80.8 81.3 81.3 79.1 77.4 76.1 79.3 77.9 12 Other loans and leases 65.1 68.4 66.6 68.9 67.1 64.7 66.1 67.6 68.4 67.1 66.2 68.6 13 Interbank loans 26.5 32.7 28.6 29.4 31.8 28.6 26.2 24.1 21.8 26.1 28.7 24.2 14 Cash assets (4) 38.7 50.1 46.6 45.3 42.8 43.9 43.5 46.8 45.8 47.8 46.9 50.2 15 Other assets (5) 29.6 40.2 40.5 39.3 40.5 41.3 41.0 41.3 41.0 41.1 42.1 42.6 16 TOTAL ASSETS (6) 614.8 667.3 657.5 676.9 689.4 679.6 675.8 680.4 673.0 677.3 688.9 693.5 L I A B I L I T I E S 17 Deposits 305.9 384.1 384.1 388.6 382.9 378.2 378.1 379.7 381.5 378.2 377.9 376.0 18 Transaction 10.6 10.9 10.9 10.5 10.7 11.1 11.3 10.8 11.3 10.4 10.8 10.2 19 Nontransaction 295.2 373.3 373.2 378.1 372.2 367.1 366.8 368.9 370.2 367.8 367.2 365.8 22 Borrowings 174.9 175.4 177.1 199.6 204.4 205.2 205.5 201.8 196.2 201.6 205.1 207.6 23 From banks in the U.S. 23.1 18.4 19.7 20.9 17.9 18.9 20.8 16.9 16.1 19.1 13.3 19.6 24 From others 151.8 156.9 157.4 178.7 186.5 186.3 184.7 184.9 180.1 182.5 191.8 187.9 25 Net due to related foreign offices 70.8 29.3 20.8 10.7 17.0 18.1 16.8 23.3 21.4 23.5 27.7 27.7 26 Other liabilities 61.3 74.7 71.7 73.7 80.6 73.6 70.8 71.5 70.1 70.0 74.3 78.2 27 TOTAL LIABILITIES 612.8 663.5 653.7 672.6 684.9 675.1 671.2 676.4 669.1 673.4 685.0 689.5 28 Residual (assets less liabilities) (7) 2.0 3.8 3.8 4.3 4.5 4.5 4.6 4.0 3.8 4.0 3.8 4.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars September 15, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 16 Aug 23 Aug 30 Sep 6 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 58.1 64.5 65.7 65.1 72.4 68.6 63.1 66.4 64.8 65.4 68.6 75.3 30 Reval. losses on off-bal. sheet items (8) 62.3 64.3 64.0 65.0 72.9 68.8 62.9 67.2 66.0 66.4 69.4 73.2 31 Mortgage-backed securities (9) 246.7 251.5 252.8 254.6 251.8 249.1 241.4 236.9 237.3 236.8 236.5 237.7 31a Pass-through 171.0 174.6 176.1 179.0 177.4 177.1 172.4 169.1 169.1 169.0 169.2 169.8 31b CMO, REMIC, and other 75.7 77.0 76.7 75.6 74.4 72.0 69.0 67.8 68.1 67.7 67.2 67.9 32 Net unrealized gains (losses) on -8.2 -10.8 -9.6 -16.3 -16.5 -15.0 -10.8 -11.2 -11.3 -11.1 -11.1 -10.3 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 32.2 23.6 24.1 24.4 23.5 22.4 22.2 22.1 22.0 22.2 22.1 22.1 34 Securitized consumer loans (12) -- -- -- -- -- -- 87.3 86.5 85.9 85.1 86.7 86.6 34a Credit card and related plans -- -- -- -- -- -- 72.4 72.0 71.1 71.1 72.4 72.3 34b Other -- -- -- -- -- -- 15.0 14.5 14.8 14.0 14.4 14.3 35 Securitized business loans (12) -- -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 199.1 204.4 206.1 206.9 206.3 205.0 204.6 207.4 206.2 208.2 209.6 210.5 34 Securitized consumer loans (12) -- -- -- -- -- -- 220.9 221.4 220.7 221.4 222.9 222.6 34a Credit card and related plans -- -- -- -- -- -- 211.2 211.9 211.0 211.6 213.2 212.9 34b Other -- -- -- -- -- -- 9.7 9.5 9.8 9.8 9.7 9.6 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 37.9 40.1 39.3 41.7 47.1 41.1 38.1 39.8 38.1 39.8 41.0 44.5 30 Reval. losses on off-bal. sheet items (8) 36.1 40.1 38.3 38.6 44.5 38.0 35.7 37.7 36.5 37.9 39.5 42.5 35 Securitized business loans (12) -- -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 September 15, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.