H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,617.5 4,889.4 4,934.9 5,000.5 5,031.8 5,068.0 5,112.0 5,161.0 5,159.7 5,177.9 5,160.1 5,136.9 2 Securities in bank credit 1,245.3 1,280.7 1,291.6 1,309.4 1,307.1 1,311.4 1,315.2 1,326.2 1,334.2 1,323.6 1,321.5 1,313.8 3 U.S. government securities 817.7 815.7 814.4 815.6 817.3 819.4 812.8 807.5 811.7 804.3 805.7 800.2 4 Other securities 427.5 465.0 477.2 493.8 489.8 492.0 502.5 518.6 522.5 519.2 515.8 513.6 5 Loans and leases in bank credit (2) 3,372.3 3,608.8 3,643.3 3,691.1 3,724.7 3,756.6 3,796.7 3,834.8 3,825.5 3,854.3 3,838.6 3,823.1 6 Commercial and industrial 976.4 1,028.2 1,037.9 1,057.9 1,066.4 1,072.6 1,081.7 1,082.3 1,078.1 1,085.0 1,083.3 1,079.2 7 Real estate 1,404.6 1,538.7 1,555.6 1,578.6 1,593.7 1,608.4 1,617.3 1,627.2 1,630.6 1,630.2 1,623.5 1,622.1 8 Revolving home equity 100.2 109.1 112.6 115.1 115.7 117.0 118.3 118.7 118.3 118.9 118.6 120.6 9 Other 1,304.4 1,429.6 1,443.0 1,463.5 1,478.1 1,491.4 1,499.1 1,508.5 1,512.3 1,511.4 1,505.0 1,501.5 10 Consumer 482.1 503.3 507.3 510.4 517.1 520.8 530.0 533.7 531.4 536.1 534.8 531.9 11 Security (3) 118.4 143.3 144.0 145.0 149.7 151.8 159.7 183.4 181.0 193.0 188.6 181.0 12 Other loans and leases 390.8 395.3 398.5 399.3 397.8 403.1 408.1 408.2 404.3 409.9 408.4 408.8 13 Interbank loans 213.5 223.6 221.8 227.0 227.7 241.0 246.3 238.9 232.0 248.8 241.8 236.2 14 Cash assets (4) 264.5 272.1 281.3 274.3 269.1 269.3 269.6 267.6 263.1 278.5 254.3 261.9 15 Other assets (5) 359.1 366.1 368.4 377.9 380.1 399.1 400.2 402.4 401.6 398.9 398.1 435.3 16 TOTAL ASSETS (6) 5,395.6 5,691.8 5,746.5 5,819.4 5,848.2 5,915.7 5,965.3 6,006.8 5,993.3 6,040.9 5,991.4 6,007.7 L I A B I L I T I E S 17 Deposits 3,413.7 3,575.7 3,626.1 3,631.7 3,660.1 3,717.2 3,744.6 3,760.5 3,757.6 3,762.0 3,745.7 3,755.1 18 Transaction 634.7 626.3 626.1 629.7 617.3 612.8 618.8 611.7 599.6 621.8 619.3 602.2 19 Nontransaction 2,779.0 2,949.4 3,000.0 3,002.0 3,042.8 3,104.5 3,125.8 3,148.7 3,158.0 3,140.2 3,126.5 3,152.9 20 Large time 740.4 851.3 872.1 877.9 894.7 915.4 925.0 914.7 917.3 912.6 912.8 910.3 21 Other 2,038.6 2,098.1 2,127.9 2,124.1 2,148.1 2,189.1 2,200.8 2,234.0 2,240.6 2,227.6 2,213.7 2,242.6 22 Borrowings 1,045.2 1,157.6 1,186.8 1,200.8 1,202.0 1,219.8 1,225.9 1,220.1 1,225.7 1,237.6 1,210.4 1,203.4 23 From banks in the U.S. 335.8 377.5 377.4 383.8 375.6 386.6 386.0 372.4 378.3 367.2 368.9 369.7 24 From others 709.4 780.2 809.4 816.9 826.4 833.2 839.8 847.7 847.5 870.4 841.5 833.7 25 Net due to related foreign offices 220.0 233.7 226.3 253.4 262.5 261.7 269.7 270.8 261.4 270.2 261.1 293.2 26 Other liabilities 283.3 293.8 294.2 316.6 308.7 301.3 317.5 336.3 341.2 341.4 335.3 326.0 27 TOTAL LIABILITIES 4,962.2 5,260.8 5,333.5 5,402.5 5,433.4 5,500.0 5,557.7 5,587.6 5,585.9 5,611.2 5,552.6 5,577.6 28 Residual (assets less liabilities) (7) 433.4 431.0 413.0 416.9 414.8 415.6 407.6 419.2 407.4 429.7 438.8 430.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,604.4 4,883.3 4,935.2 4,992.3 5,014.9 5,036.6 5,083.2 5,147.1 5,140.8 5,167.2 5,150.1 5,137.8 2 Securities in bank credit 1,238.9 1,282.1 1,293.4 1,306.9 1,296.7 1,294.1 1,302.7 1,320.8 1,327.6 1,317.5 1,317.2 1,311.6 3 U.S. government securities 809.3 822.7 823.0 820.9 816.6 811.0 803.9 799.5 803.5 795.3 797.2 792.3 4 Other securities 429.6 459.4 470.4 485.9 480.1 483.2 498.8 521.3 524.0 522.2 519.9 519.3 5 Loans and leases in bank credit (2) 3,365.5 3,601.2 3,641.8 3,685.4 3,718.2 3,742.4 3,780.5 3,826.3 3,813.2 3,849.7 3,832.9 3,826.3 6 Commercial and industrial 972.8 1,032.1 1,045.0 1,060.8 1,065.8 1,067.8 1,071.3 1,078.2 1,071.2 1,083.6 1,082.0 1,080.6 7 Real estate 1,405.1 1,533.9 1,551.1 1,576.0 1,590.3 1,604.6 1,617.4 1,627.6 1,631.8 1,629.5 1,624.1 1,625.2 8 Revolving home equity 100.8 108.0 111.8 114.7 115.7 117.1 118.4 119.5 119.1 119.7 119.4 121.2 9 Other 1,304.3 1,425.8 1,439.4 1,461.4 1,474.6 1,487.5 1,499.0 1,508.1 1,512.7 1,509.8 1,504.7 1,503.9 10 Consumer 482.3 501.7 506.2 510.0 515.2 517.2 528.8 534.4 532.7 538.4 535.5 529.2 10a Credit card and related plans -- -- -- -- -- 195.8 203.8 207.1 205.8 210.8 207.3 202.3 10b Other -- -- -- -- -- 321.5 325.0 327.4 326.8 327.6 328.2 326.9 11 Security (3) 113.1 142.3 144.5 143.4 149.5 148.9 154.4 176.1 172.2 187.8 181.2 179.3 12 Other loans and leases 392.2 391.1 395.0 395.1 397.3 403.9 408.5 409.9 405.3 410.4 410.0 412.0 13 Interbank loans 208.0 229.0 228.0 226.9 227.4 237.1 236.4 232.6 228.4 238.4 229.2 233.0 14 Cash assets (4) 260.2 263.7 278.5 272.1 265.2 260.1 257.3 263.3 260.0 265.1 247.1 253.6 15 Other assets (5) 358.1 369.4 371.9 380.9 381.5 398.5 398.4 400.8 399.9 391.8 395.9 434.0 16 TOTAL ASSETS (6) 5,371.4 5,686.0 5,754.1 5,812.0 5,828.4 5,870.5 5,912.4 5,980.6 5,965.8 5,999.1 5,959.4 5,995.7 L I A B I L I T I E S 17 Deposits 3,399.4 3,579.5 3,644.1 3,617.0 3,648.2 3,692.7 3,712.4 3,744.4 3,751.5 3,725.0 3,710.3 3,756.0 18 Transaction 628.1 619.2 634.7 620.4 616.3 606.3 603.1 605.4 600.2 600.6 602.8 601.3 19 Nontransaction 2,771.3 2,960.3 3,009.4 2,996.7 3,031.9 3,086.4 3,109.3 3,138.9 3,151.4 3,124.4 3,107.4 3,154.7 20 Large time 731.8 859.7 871.6 874.1 883.9 898.7 908.2 903.8 904.9 902.1 904.3 903.4 21 Other 2,039.5 2,100.6 2,137.8 2,122.6 2,148.1 2,187.7 2,201.2 2,235.1 2,246.5 2,222.3 2,203.2 2,251.3 22 Borrowings 1,039.4 1,153.3 1,185.9 1,210.2 1,204.9 1,206.6 1,198.3 1,215.4 1,200.7 1,254.5 1,226.3 1,194.6 23 From banks in the U.S. 333.5 377.4 378.9 384.4 376.4 383.5 381.6 371.9 372.5 373.5 372.5 366.0 24 From others 705.9 775.9 806.9 825.7 828.5 823.1 816.8 843.5 828.2 881.0 853.8 828.7 25 Net due to related foreign offices 216.1 237.2 215.6 254.0 253.0 253.3 267.0 265.6 251.2 265.9 275.6 275.6 26 Other liabilities 282.8 294.5 293.0 315.1 307.0 298.8 317.1 335.7 340.7 340.3 335.1 324.2 27 TOTAL LIABILITIES 4,937.7 5,264.5 5,338.6 5,396.3 5,413.1 5,451.4 5,494.8 5,561.0 5,544.2 5,585.7 5,547.3 5,550.4 28 Residual (assets less liabilities) (7) 433.7 421.5 415.5 415.7 415.3 419.0 417.7 419.6 421.6 413.4 412.1 445.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,096.9 4,346.0 4,365.3 4,417.4 4,456.0 4,491.7 4,530.0 4,571.3 4,565.9 4,580.9 4,575.9 4,561.7 2 Securities in bank credit 1,055.3 1,085.1 1,087.2 1,098.9 1,101.7 1,106.3 1,109.1 1,121.7 1,123.9 1,122.0 1,121.4 1,121.0 3 U.S. government securities 735.0 737.6 734.7 735.9 738.4 739.7 732.9 730.1 732.6 729.8 728.1 727.0 4 Other securities 320.4 347.4 352.4 362.9 363.3 366.5 376.2 391.6 391.3 392.2 393.3 394.0 5 Loans and leases in bank credit (2) 3,041.6 3,260.9 3,278.1 3,318.5 3,354.3 3,385.4 3,420.9 3,449.6 3,442.0 3,459.0 3,454.5 3,440.7 6 Commercial and industrial 781.6 831.9 838.7 853.0 861.3 869.0 875.9 878.6 875.1 880.1 880.6 878.3 7 Real estate 1,386.8 1,520.7 1,537.2 1,559.9 1,574.7 1,589.5 1,598.6 1,607.8 1,611.2 1,610.6 1,604.2 1,603.2 8 Revolving home equity 100.2 109.1 112.6 115.1 115.7 117.0 118.3 118.7 118.3 118.9 118.6 120.6 9 Other 1,286.6 1,411.6 1,424.6 1,444.8 1,459.0 1,472.5 1,480.3 1,489.1 1,492.9 1,491.7 1,485.6 1,482.5 10 Consumer 482.1 503.3 507.3 510.4 517.1 520.8 530.0 533.7 531.4 536.1 534.8 531.9 11 Security (3) 66.4 76.8 66.0 64.0 68.6 70.0 77.4 88.6 87.4 90.3 92.2 84.2 12 Other loans and leases 324.6 328.2 328.9 331.2 332.6 336.1 339.0 340.9 336.8 341.8 342.7 343.1 13 Interbank loans 188.5 195.0 192.4 195.2 199.1 214.8 222.1 213.2 205.8 221.0 217.5 210.5 14 Cash assets (4) 222.5 224.4 233.9 230.3 224.5 224.4 225.2 223.0 217.2 233.2 211.7 217.8 15 Other assets (5) 328.6 326.8 328.3 336.7 336.5 356.2 358.1 361.8 359.4 358.2 360.6 397.3 16 TOTAL ASSETS (6) 4,777.8 5,033.2 5,060.4 5,119.8 5,155.9 5,225.6 5,273.0 5,306.5 5,285.6 5,330.5 5,303.2 5,325.1 L I A B I L I T I E S 17 Deposits 3,098.8 3,197.7 3,238.6 3,249.6 3,277.6 3,330.5 3,353.0 3,376.0 3,370.1 3,377.2 3,363.7 3,376.0 18 Transaction 624.4 615.2 615.2 618.5 605.9 601.4 607.9 602.0 590.1 611.6 610.2 591.7 19 Nontransaction 2,474.4 2,582.5 2,623.4 2,631.1 2,671.7 2,729.1 2,745.1 2,774.1 2,780.1 2,765.6 2,753.5 2,784.3 20 Large time 438.6 487.3 498.5 509.6 524.6 542.5 547.0 542.9 542.3 541.0 542.9 544.4 21 Other 2,035.8 2,095.2 2,124.9 2,121.5 2,147.1 2,186.6 2,198.1 2,231.1 2,237.7 2,224.6 2,210.6 2,239.9 22 Borrowings 873.1 980.5 987.2 996.3 996.8 1,014.3 1,024.1 1,002.8 1,007.9 1,005.4 998.1 990.7 23 From banks in the U.S. 311.6 357.7 356.5 365.9 356.6 365.7 369.1 353.2 357.9 346.0 352.5 352.3 24 From others 561.5 622.8 630.6 630.4 640.2 648.6 654.9 649.6 649.9 659.4 645.6 638.4 25 Net due to related foreign offices 152.7 213.4 211.0 232.3 243.1 243.9 246.2 246.5 236.9 251.5 241.1 267.0 26 Other liabilities 219.3 222.5 218.6 234.5 233.6 228.8 245.7 260.9 262.3 265.5 264.2 254.8 27 TOTAL LIABILITIES 4,343.9 4,614.1 4,655.4 4,712.7 4,751.1 4,817.5 4,868.9 4,886.3 4,877.2 4,899.6 4,867.1 4,888.6 28 Residual (assets less liabilities) (7) 433.9 419.1 405.1 407.1 404.9 408.1 404.1 420.2 408.4 430.9 436.1 436.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,085.6 4,341.2 4,371.9 4,417.6 4,448.7 4,470.9 4,510.8 4,558.3 4,551.2 4,570.3 4,561.9 4,558.0 2 Securities in bank credit 1,049.7 1,089.4 1,092.6 1,099.5 1,097.3 1,095.8 1,102.2 1,116.3 1,118.9 1,115.3 1,114.7 1,116.2 3 U.S. government securities 728.6 744.8 742.7 740.3 737.7 732.3 725.6 724.2 726.8 722.8 721.5 721.0 4 Other securities 321.1 344.6 350.0 359.2 359.6 363.5 376.6 392.1 392.1 392.6 393.2 395.1 5 Loans and leases in bank credit (2) 3,035.9 3,251.7 3,279.3 3,318.1 3,351.4 3,375.1 3,408.7 3,442.0 3,432.3 3,454.9 3,447.1 3,441.8 6 Commercial and industrial 778.1 834.2 847.5 860.1 863.9 866.7 868.2 874.5 869.2 878.3 877.6 878.0 7 Real estate 1,387.5 1,515.7 1,532.8 1,557.3 1,571.4 1,585.9 1,598.8 1,608.5 1,612.8 1,610.2 1,604.9 1,606.1 8 Revolving home equity 100.8 108.0 111.8 114.7 115.7 117.1 118.4 119.5 119.1 119.7 119.4 121.2 9 Other 1,286.7 1,407.7 1,421.1 1,442.7 1,455.8 1,468.9 1,480.3 1,489.1 1,493.7 1,490.5 1,485.5 1,484.9 10 Consumer 482.3 501.7 506.2 510.0 515.2 517.2 528.8 534.4 532.7 538.4 535.5 529.2 10a Credit card and related plans -- -- -- -- -- 195.8 203.8 207.1 205.8 210.8 207.3 202.3 10d Other -- -- -- -- -- 321.5 325.0 327.4 326.8 327.6 328.2 326.9 11 Security (3) 61.3 75.5 66.6 62.6 68.2 67.4 72.0 81.4 79.0 84.8 84.8 82.5 12 Other loans and leases 326.6 324.6 326.1 328.0 332.6 337.9 340.9 343.1 338.6 343.2 344.3 346.0 13 Interbank loans 183.0 200.5 198.7 195.1 198.7 210.9 212.2 206.9 202.2 210.7 204.9 207.3 14 Cash assets (4) 219.0 217.1 233.2 229.3 221.4 216.8 214.4 219.5 216.0 221.0 203.6 209.6 15 Other assets (5) 328.1 328.9 332.6 340.4 340.3 357.4 357.0 360.9 358.3 352.2 359.3 396.9 16 TOTAL ASSETS (6) 4,756.6 5,028.5 5,077.2 5,122.5 5,148.8 5,194.7 5,232.0 5,282.7 5,264.6 5,291.1 5,267.2 5,309.3 L I A B I L I T I E S 17 Deposits 3,089.3 3,195.4 3,255.6 3,234.1 3,270.1 3,314.6 3,332.6 3,366.3 3,373.0 3,346.2 3,329.5 3,381.0 18 Transaction 617.3 608.3 624.3 609.6 605.2 595.0 592.2 595.2 590.2 589.9 592.8 590.5 19 Nontransaction 2,472.0 2,587.0 2,631.3 2,624.5 2,664.8 2,719.6 2,740.4 2,771.1 2,782.8 2,756.3 2,736.7 2,790.4 20 Large time 434.8 488.9 496.0 504.3 519.2 534.4 541.7 538.4 538.8 536.4 536.0 541.6 21 Other 2,037.2 2,098.1 2,135.3 2,120.1 2,145.6 2,185.3 2,198.7 2,232.7 2,244.0 2,219.9 2,200.7 2,248.9 22 Borrowings 867.3 976.2 986.2 1,005.8 999.7 1,001.1 996.5 998.1 982.9 1,022.3 1,014.0 982.0 23 From banks in the U.S. 309.3 357.7 358.0 366.5 357.5 362.6 364.7 352.7 352.2 352.3 356.1 348.6 24 From others 558.0 618.5 628.2 639.2 642.2 638.5 631.9 645.4 630.7 670.0 657.9 633.4 25 Net due to related foreign offices 149.8 216.4 204.9 237.0 234.9 236.4 243.6 242.1 229.3 247.7 251.4 251.4 26 Other liabilities 219.1 222.9 219.3 234.5 233.3 228.0 245.7 260.6 262.0 265.3 264.1 253.8 27 TOTAL LIABILITIES 4,325.5 4,610.8 4,665.9 4,711.3 4,738.0 4,780.2 4,818.4 4,867.1 4,847.2 4,881.5 4,858.9 4,868.1 28 Residual (assets less liabilities) (7) 431.1 417.8 411.2 411.2 410.8 414.5 413.6 415.6 417.4 409.6 408.3 441.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,293.4 2,422.5 2,436.9 2,473.7 2,490.3 2,500.4 2,518.7 2,543.4 2,541.8 2,552.3 2,543.9 2,528.0 2 Securities in bank credit 542.7 564.1 567.0 577.4 579.1 576.2 574.3 582.4 585.4 584.7 580.1 578.5 3 U.S. government securities 359.5 356.9 355.5 357.2 360.1 360.9 356.7 354.6 356.0 355.8 354.6 352.2 3a Trading account 20.8 20.5 21.3 23.5 22.7 24.3 23.7 23.2 24.3 22.9 23.7 20.4 3b Investment account 338.7 336.4 334.2 333.8 337.4 336.5 333.0 331.5 331.6 332.9 330.9 331.7 4 Other securities 183.3 207.2 211.5 220.1 219.0 215.4 217.6 227.7 229.4 228.9 225.5 226.3 4a Trading account 77.7 91.1 92.9 101.2 100.4 97.2 102.5 114.5 115.6 115.2 112.9 114.0 4b Investment account 105.5 116.1 118.6 118.9 118.5 118.1 115.1 113.3 113.8 113.7 112.6 112.3 4c State and local government 23.5 24.7 25.1 25.4 25.6 26.1 25.9 25.8 25.8 25.8 25.8 26.0 4d Other 82.0 91.4 93.5 93.5 92.9 92.0 89.2 87.5 88.0 87.9 86.8 86.3 5 Loans and leases in bank credit (2) 1,750.7 1,858.4 1,870.0 1,896.3 1,911.3 1,924.2 1,944.4 1,961.0 1,956.4 1,967.6 1,963.8 1,949.5 6 Commercial and industrial 536.9 563.4 567.9 579.2 583.3 584.5 588.4 589.5 586.8 591.8 590.5 587.9 6a Bankers acceptances 1.1 1.0 1.1 1.1 1.0 0.9 0.9 0.8 0.8 0.9 0.8 0.8 6b Other 535.8 562.4 566.8 578.1 582.3 583.6 587.5 588.6 586.0 590.9 589.7 587.1 7 Real estate 696.4 761.5 776.0 789.1 794.6 802.5 807.4 808.8 813.9 810.1 802.6 800.9 8 Revolving home equity 64.6 69.5 72.4 74.1 74.5 75.3 76.2 74.7 74.1 74.5 74.2 74.4 9 Other 631.7 691.9 703.7 715.0 720.1 727.2 731.1 734.2 739.8 735.5 728.5 726.5 10 Consumer 217.2 223.5 226.4 227.1 228.3 229.7 232.3 233.7 232.1 233.9 235.4 233.9 11 Security (3) 60.3 70.3 59.3 57.8 62.1 63.2 70.2 81.3 80.0 83.2 85.2 76.8 11a Fed funds and RPs with broker/dealer 43.3 48.9 38.2 38.9 43.9 44.6 51.5 61.9 61.7 63.1 65.8 56.4 11b Other 17.0 21.4 21.1 18.9 18.2 18.6 18.7 19.3 18.2 20.1 19.3 20.4 12a State and local government 11.5 12.3 12.3 12.3 12.2 12.2 12.3 12.5 12.4 12.4 12.4 12.5 12b Agricultural 8.4 9.4 9.5 9.6 9.6 9.5 9.6 9.5 9.4 9.4 9.4 9.4 12c Fed funds and RPs with others 11.2 14.5 13.6 13.2 13.5 12.9 13.2 12.7 11.9 12.9 12.5 13.4 12d All other loans 94.9 85.6 85.7 87.6 84.7 84.3 84.2 85.4 82.6 86.3 88.1 85.2 12e Lease financing receivables 113.9 117.9 119.1 120.4 122.8 125.5 126.9 127.7 127.3 127.7 127.6 129.4 13 Interbank loans 125.6 132.8 124.7 130.0 132.5 139.8 137.7 127.6 119.4 133.1 131.6 127.4 13a Fed funds and RPs with banks 72.8 64.1 61.9 66.8 67.9 73.6 65.9 56.2 48.9 61.0 61.0 55.1 13b Other 52.8 68.7 62.8 63.2 64.6 66.2 71.8 71.4 70.5 72.1 70.6 72.3 14 Cash assets (4) 142.1 146.0 154.6 149.2 145.4 143.4 144.0 141.3 138.5 150.8 130.8 137.6 15 Other assets (5) 231.9 220.0 219.3 223.4 224.6 245.2 247.9 249.7 247.5 251.0 251.4 260.5 16 TOTAL ASSETS (6) 2,757.6 2,886.9 2,901.0 2,941.5 2,958.4 2,993.9 3,013.0 3,026.6 3,011.8 3,051.8 3,022.5 3,018.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,584.9 1,606.6 1,629.4 1,635.1 1,628.7 1,629.1 1,624.5 1,623.9 1,622.1 1,622.5 1,607.6 1,626.0 18 Transaction 324.4 312.2 310.9 314.7 307.4 301.0 303.4 299.5 293.5 307.5 300.3 289.4 19 Nontransaction 1,260.5 1,294.3 1,318.5 1,320.5 1,321.2 1,328.1 1,321.0 1,324.4 1,328.6 1,315.0 1,307.3 1,336.7 20 Large time 212.7 235.3 243.8 251.4 258.1 265.9 264.7 256.7 255.7 255.1 256.0 256.8 21 Other 1,047.8 1,059.1 1,074.7 1,069.1 1,063.1 1,062.2 1,056.3 1,067.7 1,072.9 1,059.9 1,051.2 1,079.8 22 Borrowings 583.6 639.3 648.4 649.8 654.6 677.1 687.3 671.2 674.7 675.0 669.5 661.4 23 From banks in the U.S. 167.7 193.6 197.3 202.5 196.4 204.6 206.9 193.4 197.7 186.9 192.4 194.4 24 From others 415.9 445.7 451.1 447.3 458.2 472.5 480.4 477.8 477.0 488.1 477.1 467.0 25 Net due to related foreign offices 149.3 208.0 205.6 226.3 233.9 221.5 222.5 226.1 216.2 231.4 220.0 246.0 26 Other liabilities 161.6 163.9 161.2 174.0 175.9 179.7 195.7 208.3 210.4 213.2 211.8 196.0 27 TOTAL LIABILITIES 2,479.4 2,617.8 2,644.6 2,685.2 2,693.2 2,707.4 2,730.0 2,729.6 2,723.5 2,742.1 2,708.9 2,729.4 28 Residual (assets less liabilities) (7) 278.2 269.1 256.4 256.3 265.2 286.5 283.0 297.1 288.4 309.7 313.6 289.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,278.4 2,423.9 2,440.2 2,467.0 2,477.7 2,478.9 2,496.2 2,526.1 2,522.6 2,534.1 2,523.8 2,525.0 2 Securities in bank credit 538.2 567.4 568.0 574.2 572.7 566.7 567.8 578.4 581.4 578.6 574.7 577.5 3 U.S. government securities 353.9 362.8 360.1 358.3 357.1 353.6 350.0 349.6 350.9 348.8 348.4 349.3 3a Trading account 20.2 21.4 21.5 22.0 22.5 22.6 23.0 22.5 24.1 22.0 21.5 19.8 3b Investment account 333.8 341.4 338.6 336.3 334.6 331.0 327.1 327.1 326.8 326.8 326.9 329.5 3c Mortgage-backed 219.1 222.4 220.9 218.3 216.9 211.3 206.9 207.1 207.0 205.9 206.9 209.9 3d Other 114.6 118.9 117.7 118.0 117.7 119.7 120.2 120.0 119.8 120.9 120.0 119.6 3e 1 year or less 22.2 29.0 28.8 30.5 30.4 30.3 31.3 32.1 32.5 32.7 31.3 31.3 3f Between 1 and 5 years 55.3 52.6 51.5 51.6 52.4 53.2 52.3 51.8 51.8 52.0 51.9 51.3 3g More than 5 years 37.1 37.4 37.4 35.8 35.0 36.1 36.6 36.1 35.5 36.2 36.8 37.0 4 Other securities 184.2 204.6 207.9 215.9 215.7 213.1 217.8 228.8 230.5 229.8 226.2 228.2 4a Trading account 77.7 91.1 92.9 101.2 100.4 97.2 102.5 114.5 115.6 115.2 112.9 114.0 4b Investment account 106.5 113.6 115.0 114.7 115.2 115.8 115.2 114.3 114.9 114.6 113.4 114.1 4c State and local government 23.4 24.8 25.1 25.3 25.5 25.6 25.6 25.7 25.6 25.6 25.7 25.8 4d Other 83.1 88.8 89.8 89.3 89.7 90.3 89.7 88.6 89.2 89.0 87.7 88.3 5 Loans and leases in bank credit (2) 1,740.3 1,856.5 1,872.2 1,892.9 1,904.9 1,912.2 1,928.4 1,947.7 1,941.2 1,955.6 1,949.1 1,947.6 6 Commercial and industrial 534.7 565.7 574.5 583.6 584.0 582.1 582.6 587.1 583.3 591.0 588.7 588.7 6a Bankers acceptances 1.1 1.0 1.1 1.1 1.0 0.9 0.9 0.8 0.8 0.9 0.8 0.8 6b Other 533.6 564.7 573.4 582.6 582.9 581.2 581.7 586.2 582.4 590.1 587.9 587.9 7 Real estate 694.5 759.7 773.1 786.3 790.3 797.9 804.9 806.4 812.3 806.3 799.4 801.4 8 Revolving home equity 65.0 68.8 71.7 73.7 74.6 75.6 76.5 75.0 74.5 74.9 74.4 74.6 9a Other residential 380.4 419.3 425.6 434.0 436.8 443.5 447.3 450.1 456.4 450.2 443.3 445.5 9b Commercial 249.1 271.6 275.8 278.5 279.0 278.8 281.0 281.3 281.4 281.2 281.6 281.3 10 Consumer 216.3 223.7 226.3 226.6 226.8 227.2 230.5 232.7 231.2 233.3 234.4 231.9 10a Credit card and related plans -- -- -- -- -- 72.2 73.4 74.4 73.5 75.0 75.7 73.7 10f Other -- -- -- -- -- 155.0 157.1 158.2 157.7 158.3 158.8 158.2 11 Security (3) 55.3 69.0 59.8 56.4 61.7 60.5 64.8 74.1 71.6 77.6 77.8 75.1 11a Fed funds and RPs with broker/dealer 38.6 47.3 38.2 36.8 42.5 41.8 46.5 55.1 53.5 57.1 58.8 55.7 11b Other 16.7 21.7 21.6 19.6 19.1 18.7 18.3 19.0 18.1 20.5 19.0 19.5 12a State and local government 11.7 12.1 12.2 12.2 12.1 12.2 12.5 12.7 12.6 12.7 12.7 12.7 12b Agricultural 8.6 9.2 9.3 9.4 9.6 9.7 9.7 9.6 9.6 9.6 9.6 9.6 12c Fed funds and RPs with others 11.2 14.5 13.6 13.2 13.5 12.9 13.2 12.7 11.9 12.9 12.5 13.4 12d All other loans 95.8 83.1 83.6 84.5 84.3 85.0 84.4 86.3 83.2 86.6 88.2 86.2 12e Lease financing receivables 112.3 119.4 119.8 120.5 122.7 124.8 125.9 126.1 125.6 125.7 125.8 128.5 13 Interbank loans 122.0 135.4 129.5 133.5 135.4 139.9 131.8 124.1 116.0 129.4 127.8 123.7 13a Fed funds and RPs with banks 70.5 66.0 64.4 67.4 68.4 73.0 62.1 54.5 47.1 59.1 59.4 54.0 13b Other 51.5 69.4 65.0 66.1 67.0 67.0 69.7 69.7 68.9 70.3 68.4 69.8 14 Cash assets (4) 138.8 140.6 154.5 148.4 142.9 137.2 136.0 138.2 137.0 142.1 125.3 130.8 15 Other assets (5) 231.6 222.2 222.7 227.9 228.5 244.6 245.1 249.2 246.8 248.8 251.5 258.6 16 TOTAL ASSETS (6) 2,735.4 2,887.7 2,912.6 2,942.0 2,949.8 2,965.7 2,973.7 3,002.1 2,986.8 3,019.0 2,993.2 3,003.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,577.0 1,606.3 1,639.1 1,620.3 1,623.8 1,618.5 1,608.8 1,616.2 1,622.5 1,602.4 1,587.1 1,626.7 18 Transaction 319.2 307.6 318.1 308.2 306.2 297.2 292.3 294.9 292.8 294.5 291.9 287.7 19 Nontransaction 1,257.8 1,298.7 1,321.0 1,312.1 1,317.5 1,321.4 1,316.5 1,321.3 1,329.7 1,307.8 1,295.1 1,339.0 20 Large time 209.0 236.9 241.3 246.1 252.6 257.8 259.4 252.2 252.1 250.5 249.1 254.0 21 Other 1,048.8 1,061.7 1,079.7 1,066.0 1,064.9 1,063.5 1,057.1 1,069.1 1,077.5 1,057.3 1,046.0 1,084.9 22 Borrowings 574.3 641.3 651.1 657.9 655.7 661.5 656.6 660.8 650.5 680.3 670.5 651.8 23 From banks in the U.S. 163.4 197.3 201.2 203.7 195.6 199.1 199.5 189.4 191.2 187.0 188.5 189.4 24 From others 410.8 444.0 449.9 454.1 460.1 462.4 457.1 471.5 459.3 493.3 482.0 462.4 25 Net due to related foreign offices 146.4 211.0 199.6 231.0 225.8 214.0 219.9 221.7 208.6 227.6 230.3 230.3 26 Other liabilities 161.6 163.9 161.2 174.0 175.9 179.7 195.7 208.3 210.4 213.2 211.8 196.0 27 TOTAL LIABILITIES 2,459.3 2,622.5 2,651.1 2,683.2 2,681.1 2,673.7 2,681.0 2,706.9 2,692.0 2,723.4 2,699.7 2,704.8 28 Residual (assets less liabilities) (7) 276.1 265.2 261.5 258.9 268.7 292.0 292.7 295.2 294.8 295.5 293.5 298.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,803.5 1,923.4 1,928.3 1,943.7 1,965.7 1,991.2 2,011.3 2,027.9 2,024.1 2,028.6 2,032.0 2,033.7 2 Securities in bank credit 512.6 521.0 520.2 521.5 522.6 530.0 534.8 539.3 538.5 537.3 541.3 542.5 3 U.S. government securities 375.5 380.7 379.3 378.7 378.3 378.9 376.2 375.4 376.6 374.0 373.5 374.9 4 Other securities 137.1 140.3 140.9 142.8 144.3 151.2 158.6 163.8 161.8 163.3 167.8 167.6 5 Loans and leases in bank credit (2) 1,290.9 1,402.4 1,408.2 1,422.2 1,443.1 1,461.2 1,476.5 1,488.6 1,485.6 1,491.4 1,490.7 1,491.2 6 Commercial and industrial 244.7 268.4 270.8 273.8 278.0 284.5 287.5 289.1 288.3 288.3 290.1 290.3 7 Real estate 690.5 759.2 761.1 770.7 780.1 787.0 791.2 799.0 797.3 800.5 801.6 802.3 8 Revolving home equity 35.6 39.5 40.2 41.0 41.2 41.7 42.0 44.0 44.2 44.3 44.4 46.3 9 Other 654.9 719.7 720.9 729.8 738.9 745.3 749.2 755.0 753.1 756.2 757.2 756.0 10 Consumer 264.9 279.8 280.9 283.3 288.8 291.1 297.7 300.0 299.4 302.2 299.3 298.0 11 Security (3) 6.0 6.5 6.7 6.2 6.5 6.9 7.2 7.3 7.5 7.2 7.0 7.4 12 Other loans and leases 84.8 88.4 88.6 88.1 89.7 91.8 92.9 93.1 93.2 93.1 92.7 93.2 13 Interbank loans 62.9 62.2 67.7 65.2 66.6 75.0 84.4 85.6 86.3 87.9 85.9 83.1 14 Cash assets (4) 80.5 78.5 79.2 81.1 79.1 81.0 81.2 81.7 78.8 82.4 80.9 80.2 15 Other assets (5) 96.8 106.8 109.0 113.3 111.9 111.0 110.2 112.1 111.9 107.3 109.2 136.8 16 TOTAL ASSETS (6) 2,020.2 2,146.3 2,159.4 2,178.3 2,197.6 2,231.7 2,260.0 2,279.9 2,273.7 2,278.7 2,280.7 2,306.5 L I A B I L I T I E S 17 Deposits 1,514.0 1,591.1 1,609.3 1,614.5 1,649.0 1,701.4 1,728.5 1,752.1 1,748.0 1,754.7 1,756.1 1,750.0 18 Transaction 300.1 302.9 304.3 303.9 298.5 300.4 304.4 302.4 296.6 304.1 309.9 302.4 19 Nontransaction 1,213.9 1,288.1 1,304.9 1,310.6 1,350.5 1,401.0 1,424.1 1,449.7 1,451.5 1,450.6 1,446.2 1,447.6 20 Large time 225.9 252.0 254.7 258.3 266.6 276.6 282.3 286.3 286.6 285.9 286.9 287.6 21 Other 988.0 1,036.1 1,050.2 1,052.3 1,084.0 1,124.4 1,141.8 1,163.4 1,164.9 1,164.7 1,159.4 1,160.1 22 Borrowings 289.5 341.2 338.8 346.6 342.2 337.2 336.8 331.6 333.1 330.4 328.7 329.3 23 From banks in the U.S. 143.9 164.1 159.2 163.4 160.2 161.1 162.3 159.8 160.2 159.1 160.1 158.0 24 From others 145.5 177.1 179.6 183.1 181.9 176.1 174.5 171.8 172.9 171.3 168.6 171.3 25 Net due to related foreign offices 3.4 5.4 5.3 6.0 9.1 22.4 23.7 20.4 20.7 20.1 21.0 21.0 26 Other liabilities 57.6 58.6 57.4 60.5 57.6 49.1 50.0 52.7 51.9 52.3 52.4 58.9 27 TOTAL LIABILITIES 1,864.5 1,996.2 2,010.8 2,027.5 2,057.9 2,110.1 2,138.9 2,156.7 2,153.7 2,157.5 2,158.2 2,159.2 28 Residual (assets less liabilities) (7) 155.7 150.1 148.7 150.8 139.7 121.6 121.1 123.1 120.0 121.2 122.4 147.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,807.1 1,917.2 1,931.7 1,950.6 1,971.1 1,992.0 2,014.6 2,032.2 2,028.6 2,036.1 2,038.1 2,033.0 2 Securities in bank credit 511.6 522.0 524.6 525.3 524.5 529.1 534.4 537.9 537.5 536.8 540.1 538.7 3 U.S. government securities 374.6 382.0 382.6 382.0 380.6 378.7 375.5 374.6 375.9 374.0 373.1 371.8 4 Other securities 136.9 140.0 142.1 143.3 144.0 150.4 158.8 163.3 161.6 162.8 167.0 167.0 5 Loans and leases in bank credit (2) 1,295.6 1,395.2 1,407.0 1,425.3 1,446.5 1,462.9 1,480.3 1,494.3 1,491.1 1,499.3 1,498.0 1,494.2 6 Commercial and industrial 243.4 268.5 273.0 276.5 280.0 284.6 285.6 287.4 286.0 287.4 288.9 289.3 7 Real estate 693.0 756.0 759.7 771.0 781.1 788.0 793.9 802.1 800.5 803.9 805.5 804.7 8 Revolving home equity 35.8 39.3 40.1 40.9 41.1 41.5 41.9 44.4 44.6 44.8 45.0 46.6 9 Other 657.2 716.7 719.6 730.1 740.0 746.5 752.0 757.6 755.9 759.0 760.5 758.1 10 Consumer 266.0 278.0 279.9 283.4 288.4 290.0 298.4 301.7 301.5 305.1 301.1 297.3 10a Credit card and related plans -- -- -- -- -- 123.6 130.4 132.6 132.3 135.8 131.6 128.6 10h Other -- -- -- -- -- 166.5 167.9 169.1 169.2 169.3 169.5 168.6 11 Security (3) 6.0 6.5 6.7 6.2 6.5 6.9 7.2 7.3 7.5 7.2 7.0 7.4 12 Other loans and leases 87.2 86.2 87.7 88.1 90.5 93.4 95.2 95.7 95.7 95.8 95.5 95.6 13 Interbank loans 60.9 65.1 69.2 61.6 63.4 70.9 80.4 82.8 86.2 81.2 77.1 83.6 14 Cash assets (4) 80.1 76.5 78.6 81.0 78.5 79.6 78.4 81.3 79.0 78.9 78.3 78.8 15 Other assets (5) 96.5 106.7 109.9 112.5 111.8 112.9 112.0 111.7 111.4 103.4 107.8 138.2 16 TOTAL ASSETS (6) 2,021.2 2,140.9 2,164.6 2,180.5 2,199.0 2,228.9 2,258.3 2,280.6 2,277.8 2,272.1 2,273.9 2,306.3 L I A B I L I T I E S 17 Deposits 1,512.3 1,589.1 1,616.5 1,613.8 1,646.3 1,696.1 1,723.8 1,750.1 1,750.5 1,743.8 1,742.4 1,754.3 18 Transaction 298.1 300.7 306.2 301.4 299.0 297.8 299.9 300.3 297.4 295.4 300.8 302.8 19 Nontransaction 1,214.2 1,288.4 1,310.3 1,312.4 1,347.3 1,398.3 1,423.9 1,449.8 1,453.1 1,448.4 1,441.6 1,451.5 20 Large time 225.9 252.0 254.7 258.3 266.6 276.6 282.3 286.3 286.6 285.9 286.9 287.6 21 Other 988.4 1,036.4 1,055.6 1,054.1 1,080.8 1,121.7 1,141.6 1,163.5 1,166.5 1,162.6 1,154.7 1,163.9 22 Borrowings 293.0 334.9 335.1 347.9 344.0 339.7 339.9 337.3 332.4 342.0 343.5 330.2 23 From banks in the U.S. 145.9 160.4 156.8 162.8 161.9 163.5 165.2 163.3 161.0 165.3 167.6 159.3 24 From others 147.2 174.5 178.3 185.1 182.1 176.1 174.7 174.0 171.4 176.7 175.9 170.9 25 Net due to related foreign offices 3.4 5.4 5.3 6.0 9.1 22.4 23.7 20.4 20.7 20.1 21.0 21.0 26 Other liabilities 57.4 58.9 58.0 60.5 57.4 48.3 50.0 52.4 51.6 52.1 52.3 57.8 27 TOTAL LIABILITIES 1,866.2 1,988.3 2,014.9 2,028.2 2,056.9 2,106.4 2,137.3 2,160.1 2,155.2 2,158.0 2,159.2 2,163.4 28 Residual (assets less liabilities) (7) 155.0 152.6 149.7 152.4 142.1 122.5 121.0 120.5 122.6 114.1 114.8 143.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 520.6 543.5 569.6 583.1 575.8 576.3 582.0 589.7 593.7 596.9 584.3 575.2 2 Securities in bank credit 189.9 195.6 204.4 210.5 205.4 205.1 206.1 204.5 210.3 201.6 200.1 192.8 3 U.S. government securities 82.8 78.1 79.6 79.7 78.9 79.7 79.9 77.5 79.1 74.5 77.6 73.2 4 Other securities 107.1 117.5 124.8 130.8 126.5 125.4 126.2 127.1 131.3 127.1 122.5 119.6 5 Loans and leases in bank credit (2) 330.7 347.9 365.2 372.6 370.4 371.1 375.9 385.2 383.4 395.3 384.1 382.4 6 Commercial and industrial 194.8 196.3 199.2 204.9 205.1 203.5 205.8 203.7 203.0 204.9 202.7 200.9 7 Real estate 17.8 18.0 18.4 18.7 19.0 18.9 18.8 19.3 19.4 19.6 19.3 18.9 11 Security (3) 52.0 66.5 77.9 80.9 81.0 81.8 82.2 94.9 93.5 102.7 96.4 96.8 12 Other loans and leases 66.2 67.1 69.7 68.0 65.2 66.9 69.0 67.3 67.5 68.1 65.7 65.7 13 Interbank loans 25.0 28.6 29.4 31.8 28.6 26.2 24.2 25.7 26.3 27.7 24.3 25.7 14 Cash assets (4) 42.0 47.6 47.4 43.9 44.6 44.9 44.4 44.6 45.9 45.2 42.6 44.1 15 Other assets (5) 30.5 39.2 40.0 41.1 43.5 43.0 42.1 40.6 42.2 40.7 37.4 37.9 16 TOTAL ASSETS (6) 617.8 658.6 686.1 699.6 692.2 690.1 692.3 700.3 707.8 710.3 688.2 682.6 L I A B I L I T I E S 17 Deposits 314.8 378.0 387.5 382.1 382.5 386.8 391.6 384.4 387.4 384.8 382.0 379.1 18 Transaction 10.2 11.1 10.9 11.2 11.4 11.4 10.9 9.8 9.5 10.2 9.1 10.5 19 Nontransaction 304.6 366.9 376.6 370.9 371.1 375.4 380.7 374.6 377.9 374.6 372.9 368.6 22 Borrowings 172.1 177.1 199.6 204.4 205.2 205.5 201.8 217.2 217.9 232.2 212.3 212.7 23 From banks in the U.S. 24.2 19.7 20.9 17.9 18.9 20.8 16.9 19.2 20.3 21.2 16.4 17.4 24 From others 147.9 157.4 178.7 186.5 186.3 184.7 184.9 198.1 197.5 211.0 195.9 195.3 25 Net due to related foreign offices 67.3 20.3 15.4 21.1 19.5 17.8 23.6 24.2 24.5 18.6 20.0 26.1 26 Other liabilities 64.1 71.3 75.6 82.2 75.1 72.4 71.8 75.4 78.9 75.9 71.1 71.2 27 TOTAL LIABILITIES 618.3 646.8 678.1 689.8 682.3 682.5 688.8 701.3 708.7 711.5 685.4 689.0 28 Residual (assets less liabilities) (7) -0.5 11.8 8.0 9.8 9.9 7.5 3.5 -1.0 -1.0 -1.2 2.8 -6.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 518.8 542.1 563.3 574.7 566.1 565.7 572.3 588.8 589.6 597.0 588.2 579.9 2 Securities in bank credit 189.1 192.7 200.7 207.4 199.4 198.3 200.5 204.6 208.7 202.2 202.4 195.4 3 U.S. government securities 80.7 77.9 80.3 80.7 78.9 78.7 78.3 75.3 76.7 72.6 75.8 71.2 3a Trading account 14.9 9.3 11.8 12.3 11.8 11.8 13.7 14.1 12.8 12.8 16.5 13.0 3b Investment account 65.8 68.6 68.6 68.4 67.1 66.8 64.6 61.3 63.9 59.8 59.3 58.2 4 Other securities 108.4 114.7 120.4 126.7 120.5 119.7 122.2 129.2 132.0 129.6 126.7 124.2 4a Trading account 69.2 71.5 76.5 83.0 77.5 76.8 78.7 87.3 89.2 88.3 85.5 83.2 4b Investment account 39.2 43.2 43.9 43.7 42.9 42.9 43.6 41.9 42.8 41.3 41.2 40.9 5 Loans and leases in bank credit (2) 329.7 349.4 362.5 367.2 366.8 367.3 371.8 384.3 380.9 394.8 385.8 384.5 6 Commercial and industrial 194.7 198.0 197.5 200.7 201.8 201.1 203.1 203.7 202.0 205.3 204.5 202.6 7 Real estate 17.6 18.1 18.3 18.7 18.9 18.7 18.6 19.1 19.0 19.4 19.2 19.0 11 Security (3) 51.8 66.8 78.0 80.8 81.3 81.5 82.4 94.7 93.2 102.9 96.4 96.8 12 Other loans and leases 65.5 66.6 68.8 67.1 64.7 66.1 67.7 66.8 66.7 67.2 65.7 66.0 13 Interbank loans 25.0 28.6 29.4 31.8 28.6 26.2 24.2 25.7 26.3 27.7 24.3 25.7 14 Cash assets (4) 41.3 46.6 45.3 42.8 43.9 43.3 42.9 43.8 44.0 44.1 43.5 44.1 15 Other assets (5) 30.0 40.5 39.3 40.5 41.3 41.0 41.4 39.9 41.7 39.6 36.6 37.1 16 TOTAL ASSETS (6) 614.8 657.5 676.9 689.4 679.6 675.8 680.4 697.9 701.1 708.0 692.2 686.4 L I A B I L I T I E S 17 Deposits 310.1 384.1 388.6 382.9 378.2 378.1 379.8 378.1 378.5 378.8 380.8 375.0 18 Transaction 10.8 10.9 10.5 10.7 11.1 11.3 10.8 10.3 9.9 10.7 10.1 10.7 19 Nontransaction 299.3 373.2 378.1 372.2 367.1 366.8 368.9 367.8 368.6 368.1 370.7 364.3 22 Borrowings 172.1 177.1 199.6 204.4 205.2 205.5 201.8 217.2 217.9 232.2 212.3 212.7 23 From banks in the U.S. 24.2 19.7 20.9 17.9 18.9 20.8 16.9 19.2 20.3 21.2 16.4 17.4 24 From others 147.9 157.4 178.7 186.5 186.3 184.7 184.9 198.1 197.5 211.0 195.9 195.3 25 Net due to related foreign offices 66.3 20.8 10.7 17.0 18.1 16.9 23.4 23.6 21.9 18.2 24.2 24.2 26 Other liabilities 63.7 71.7 73.7 80.6 73.6 70.8 71.4 75.0 78.7 75.0 71.1 70.4 27 TOTAL LIABILITIES 612.2 653.7 672.6 684.9 675.1 671.3 676.4 694.0 697.0 704.3 688.4 682.3 28 Residual (assets less liabilities) (7) 2.6 3.8 4.3 4.5 4.5 4.6 4.0 3.9 4.2 3.7 3.8 4.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars October 13, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 13 Sep 20 Sep 27 Oct 4 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 59.9 65.7 65.1 72.4 68.6 63.1 66.5 74.4 74.9 74.2 72.8 76.1 30 Reval. losses on off-bal. sheet items (8) 59.7 64.0 65.0 72.9 68.8 62.9 67.3 73.9 73.9 74.1 72.8 77.3 31 Mortgage-backed securities (9) 248.7 252.9 254.7 251.9 249.2 241.5 237.0 237.2 237.1 236.0 236.6 240.1 31a Pass-through 169.8 176.2 179.1 177.5 177.2 172.5 169.2 169.7 169.1 168.3 170.2 173.3 31b CMO, REMIC, and other 78.9 76.7 75.6 74.4 72.0 69.0 67.8 67.4 68.0 67.7 66.3 66.8 32 Net unrealized gains (losses) on -7.5 -9.6 -16.3 -16.5 -15.0 -10.8 -11.2 -10.2 -10.1 -10.4 -10.3 -9.3 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 27.8 24.1 24.4 23.5 22.4 22.2 22.1 22.2 21.9 22.2 22.3 22.3 34 Securitized consumer loans (12) -- -- -- -- -- 87.4 86.6 85.9 86.7 86.1 86.1 81.8 34a Credit card and related plans -- -- -- -- -- 72.4 72.0 71.8 72.5 71.9 71.9 67.9 34b Other -- -- -- -- -- 15.0 14.6 14.2 14.1 14.2 14.2 13.8 35 Securitized business loans (12) -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. n.a. SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 200.1 206.0 206.8 206.2 205.0 204.5 207.3 209.3 210.0 207.9 208.6 210.8 34 Securitized consumer loans (12) -- -- -- -- -- 220.2 220.7 221.1 221.8 220.1 220.6 221.6 34a Credit card and related plans -- -- -- -- -- 211.2 211.8 212.6 213.2 211.9 212.6 212.6 34b Other -- -- -- -- -- 9.0 8.9 8.4 8.6 8.2 8.0 9.0 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 37.8 39.3 41.7 47.1 41.1 38.1 39.9 45.4 47.6 46.0 45.0 41.3 30 Reval. losses on off-bal. sheet items (8) 36.9 38.3 38.6 44.5 38.0 35.7 37.7 43.0 45.9 43.6 41.3 39.5 35 Securitized business loans (12) -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. n.a. ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 October 13, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding. NOTE: Domestically chartered commercial banks acquired $0.5 billion in assets and liabilities of nonbank institutions in the week ending October 4, 2000. The major asset items affected were (in bil- lions): U.S. government securities, $0.1 and real estate loans, other, $0.4. The major liability item affected was nontransaction deposits, other, $0.5.