H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,792.6 5,081.0 5,124.9 5,174.2 5,148.4 5,160.6 5,223.5 5,264.1 5,267.4 5,250.5 5,259.5 5,279.9 2 Securities in bank credit 1,269.1 1,317.9 1,322.2 1,333.8 1,312.0 1,304.5 1,336.9 1,358.0 1,366.6 1,355.7 1,351.8 1,356.5 3 U.S. government securities 812.7 820.7 814.7 809.7 794.8 784.7 786.7 787.6 789.5 785.4 783.5 789.4 4 Other securities 456.5 497.2 507.5 524.1 517.2 519.8 550.2 570.4 577.1 570.4 568.4 567.1 5 Loans and leases in bank credit (2) 3,523.4 3,763.1 3,802.7 3,840.4 3,836.5 3,856.2 3,886.6 3,906.1 3,900.7 3,894.7 3,907.6 3,923.5 6 Commercial and industrial 1,010.2 1,073.6 1,081.1 1,080.8 1,080.0 1,081.4 1,090.2 1,106.0 1,100.1 1,104.1 1,112.8 1,112.9 7 Real estate 1,491.3 1,615.1 1,626.5 1,638.1 1,635.8 1,647.2 1,653.9 1,652.5 1,652.4 1,648.1 1,651.9 1,658.4 8 Revolving home equity 104.3 119.2 120.4 122.0 125.1 126.8 128.2 129.5 129.2 129.3 129.6 130.3 9 Other 1,387.0 1,495.9 1,506.1 1,516.1 1,510.7 1,520.4 1,525.6 1,523.0 1,523.2 1,518.8 1,522.3 1,528.1 10 Consumer 496.2 519.6 528.6 532.5 531.4 534.9 536.3 539.3 536.0 539.2 540.9 540.9 11 Security (3) 143.2 151.4 157.9 178.4 176.6 178.1 186.5 184.2 187.1 178.5 179.7 187.7 12 Other loans and leases 382.5 403.4 408.5 410.6 412.7 414.7 419.8 424.0 425.1 424.8 422.2 423.7 13 Interbank loans 218.9 239.9 245.9 237.3 247.9 247.2 252.8 270.5 264.4 256.9 286.3 277.5 14 Cash assets (4) 293.1 271.9 271.7 269.3 267.8 255.3 267.1 273.5 273.8 284.8 264.5 272.5 15 Other assets (5) 375.6 396.4 400.3 402.7 418.0 407.5 407.4 426.2 425.2 420.2 425.5 439.3 16 TOTAL ASSETS (6) 5,620.9 5,927.9 5,980.7 6,021.1 6,020.1 6,008.3 6,087.2 6,170.0 6,166.8 6,148.1 6,171.1 6,204.8 L I A B I L I T I E S 17 Deposits 3,492.3 3,725.1 3,752.2 3,769.5 3,784.4 3,772.1 3,848.7 3,888.1 3,895.4 3,911.0 3,858.9 3,875.8 18 Transaction 645.7 611.4 616.6 608.9 612.5 597.8 597.1 605.2 584.1 612.5 611.1 623.1 19 Nontransaction 2,846.6 3,113.7 3,135.5 3,160.6 3,171.8 3,174.3 3,251.7 3,282.9 3,311.3 3,298.5 3,247.8 3,252.7 20 Large time 844.5 921.4 930.9 920.3 914.8 911.8 929.2 942.6 954.1 947.5 936.3 929.7 21 Other 2,002.1 2,192.3 2,204.6 2,240.3 2,257.1 2,262.5 2,322.5 2,340.3 2,357.2 2,351.0 2,311.5 2,323.0 22 Borrowings 1,138.2 1,222.3 1,229.3 1,222.5 1,213.6 1,209.9 1,241.4 1,270.3 1,258.1 1,236.4 1,291.3 1,298.6 23 From banks in the U.S. 359.6 390.3 389.6 374.2 370.2 365.8 392.1 403.2 405.9 390.9 405.8 407.6 24 From others 778.6 832.0 839.7 848.3 843.4 844.1 849.3 867.1 852.1 845.5 885.5 891.0 25 Net due to related foreign offices 227.2 261.9 269.7 269.2 251.9 241.5 224.3 226.9 228.9 219.2 222.7 235.6 26 Other liabilities 291.0 298.6 318.2 340.3 349.8 350.0 348.4 366.1 380.0 377.1 357.8 355.3 27 TOTAL LIABILITIES 5,148.6 5,507.9 5,569.4 5,601.4 5,599.7 5,573.5 5,662.8 5,751.4 5,762.4 5,743.8 5,730.6 5,765.3 28 Residual (assets less liabilities) (7) 472.3 420.0 411.4 419.7 420.4 434.8 424.4 418.6 404.4 404.3 440.5 439.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,816.8 5,049.4 5,096.1 5,160.8 5,161.9 5,191.4 5,257.0 5,287.9 5,292.4 5,281.3 5,271.0 5,300.4 2 Securities in bank credit 1,277.8 1,300.4 1,309.5 1,328.4 1,316.3 1,319.4 1,346.6 1,367.3 1,377.6 1,365.6 1,358.4 1,366.4 3 U.S. government securities 814.4 812.3 805.8 801.6 789.7 787.2 788.4 789.3 791.3 787.3 783.8 792.8 4 Other securities 463.4 488.1 503.7 526.8 526.7 532.1 558.2 578.1 586.3 578.3 574.6 573.6 5 Loans and leases in bank credit (2) 3,539.0 3,749.0 3,786.6 3,832.4 3,845.6 3,872.1 3,910.4 3,920.5 3,914.9 3,915.7 3,912.6 3,934.0 6 Commercial and industrial 1,007.8 1,068.8 1,070.8 1,076.7 1,080.8 1,085.5 1,092.8 1,103.4 1,096.2 1,101.2 1,107.4 1,111.2 7 Real estate 1,495.3 1,611.4 1,626.5 1,638.5 1,641.5 1,655.1 1,659.1 1,656.6 1,657.7 1,655.4 1,654.6 1,659.7 8 Revolving home equity 104.5 119.3 120.6 122.8 125.7 127.3 128.7 129.8 129.5 129.7 129.9 130.4 9 Other 1,390.8 1,492.1 1,506.0 1,515.8 1,515.8 1,527.9 1,530.4 1,526.8 1,528.2 1,525.7 1,524.7 1,529.3 10 Consumer 503.3 516.1 527.5 533.2 529.0 533.9 542.1 545.4 542.3 545.7 546.9 546.1 10a Credit card and related plans -- 196.5 204.6 208.3 203.8 207.5 216.7 218.0 216.3 218.1 219.1 216.8 10b Other -- 319.6 322.9 324.9 325.3 326.4 325.5 327.4 326.0 327.5 327.9 329.3 11 Security (3) 147.3 148.5 152.8 171.6 180.4 180.4 190.7 188.6 191.1 184.3 182.4 193.2 12 Other loans and leases 385.3 404.3 409.0 412.3 413.8 417.1 425.6 426.5 427.6 429.1 421.3 423.8 13 Interbank loans 219.6 235.9 235.9 231.1 241.7 252.1 260.1 271.5 267.2 261.5 279.8 276.9 14 Cash assets (4) 307.1 262.5 259.4 264.9 268.8 263.3 286.1 287.2 274.2 321.2 269.0 272.9 15 Other assets (5) 374.2 395.7 398.5 401.1 410.8 404.6 407.3 424.7 419.9 417.8 418.3 444.7 16 TOTAL ASSETS (6) 5,658.8 5,882.5 5,927.7 5,995.3 6,021.2 6,048.8 6,146.8 6,207.3 6,190.2 6,217.7 6,173.9 6,230.7 L I A B I L I T I E S 17 Deposits 3,506.0 3,700.5 3,719.9 3,753.4 3,777.4 3,801.5 3,889.8 3,900.2 3,915.6 3,945.1 3,835.0 3,869.2 18 Transaction 657.2 604.9 601.0 602.6 604.5 605.5 628.1 615.6 591.8 641.9 597.3 618.9 19 Nontransaction 2,848.8 3,095.6 3,118.9 3,150.8 3,173.0 3,196.1 3,261.7 3,284.6 3,323.8 3,303.2 3,237.7 3,250.2 20 Large time 855.6 904.7 914.0 909.4 912.1 922.6 945.5 955.6 968.4 959.4 949.0 942.6 21 Other 1,993.2 2,190.9 2,205.0 2,241.4 2,260.9 2,273.5 2,316.1 2,329.0 2,355.3 2,343.8 2,288.7 2,307.7 22 Borrowings 1,156.7 1,209.9 1,202.0 1,218.2 1,215.4 1,219.0 1,252.2 1,287.8 1,252.5 1,260.4 1,322.4 1,324.7 23 From banks in the U.S. 363.5 387.4 385.2 373.8 369.3 369.3 397.8 406.1 402.2 396.1 412.4 412.0 24 From others 793.3 822.5 816.8 844.4 846.2 849.7 854.4 881.7 850.3 864.3 910.0 912.6 25 Net due to related foreign offices 230.8 253.4 267.0 264.1 253.0 246.6 230.7 229.5 225.1 216.3 239.6 239.6 26 Other liabilities 292.4 296.2 317.7 339.6 348.8 351.1 350.8 367.6 381.9 377.8 359.0 357.1 27 TOTAL LIABILITIES 5,185.9 5,460.0 5,506.7 5,575.3 5,594.7 5,618.3 5,723.4 5,785.1 5,775.1 5,799.7 5,755.9 5,790.5 28 Residual (assets less liabilities) (7) 472.9 422.5 421.1 420.0 426.5 430.5 423.4 422.2 415.1 418.0 418.0 440.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,243.8 4,498.7 4,537.9 4,579.6 4,566.7 4,584.3 4,624.1 4,649.7 4,655.0 4,645.5 4,643.2 4,653.8 2 Securities in bank credit 1,066.0 1,107.8 1,110.9 1,123.6 1,118.2 1,118.9 1,133.9 1,151.4 1,154.8 1,152.1 1,147.9 1,151.6 3 U.S. government securities 731.6 741.4 734.9 732.0 724.5 718.1 718.7 721.0 721.4 720.3 716.7 723.7 4 Other securities 334.4 366.4 376.0 391.6 393.6 400.8 415.1 430.4 433.4 431.8 431.2 427.9 5 Loans and leases in bank credit (2) 3,177.8 3,390.9 3,426.9 3,456.0 3,448.5 3,465.4 3,490.2 3,498.3 3,500.2 3,493.4 3,495.3 3,502.2 6 Commercial and industrial 815.5 868.5 874.6 876.7 878.3 879.5 885.1 893.5 891.4 892.7 896.4 896.2 7 Real estate 1,474.0 1,596.5 1,607.9 1,619.2 1,617.6 1,628.4 1,635.0 1,634.0 1,634.0 1,629.6 1,633.3 1,639.9 8 Revolving home equity 104.3 119.2 120.4 122.0 125.1 126.8 128.2 129.5 129.2 129.3 129.6 130.3 9 Other 1,369.7 1,477.2 1,487.6 1,497.2 1,492.5 1,501.7 1,506.8 1,504.5 1,504.8 1,500.2 1,503.6 1,509.7 10 Consumer 496.2 519.6 528.6 532.5 531.4 534.9 536.3 539.3 536.0 539.2 540.9 540.9 11 Security (3) 76.4 70.0 76.4 84.5 75.0 75.3 80.4 73.9 80.5 73.2 69.2 68.6 12 Other loans and leases 315.8 336.3 339.4 343.1 346.2 347.3 353.4 357.6 358.3 358.8 355.6 356.7 13 Interbank loans 190.0 216.4 223.6 213.7 220.9 220.5 225.9 241.2 233.1 230.2 255.7 248.3 14 Cash assets (4) 241.2 225.9 226.3 223.5 224.4 215.5 225.8 229.1 228.0 240.4 220.7 228.3 15 Other assets (5) 337.5 353.5 356.6 358.7 376.5 367.6 371.6 389.0 388.7 384.2 388.9 399.5 16 TOTAL ASSETS (6) 4,953.7 5,233.7 5,282.7 5,313.5 5,326.8 5,325.9 5,384.2 5,445.1 5,441.2 5,436.4 5,444.3 5,465.7 L I A B I L I T I E S 17 Deposits 3,113.3 3,335.0 3,357.4 3,382.5 3,401.7 3,391.0 3,465.1 3,496.9 3,496.2 3,514.2 3,472.6 3,494.2 18 Transaction 634.9 600.1 605.8 599.1 602.0 587.2 586.7 594.9 573.5 602.4 600.6 613.3 19 Nontransaction 2,478.3 2,734.9 2,751.6 2,783.4 2,799.7 2,803.8 2,878.4 2,902.0 2,922.8 2,911.8 2,872.1 2,880.9 20 Large time 475.0 544.9 549.5 545.8 545.3 543.9 559.3 562.6 567.7 561.5 560.4 558.0 21 Other 2,003.3 2,190.0 2,202.2 2,237.7 2,254.4 2,259.8 2,319.1 2,339.4 2,355.1 2,350.2 2,311.6 2,322.9 22 Borrowings 960.2 1,019.3 1,028.9 1,005.5 992.0 984.9 998.7 1,025.3 1,011.6 1,003.1 1,048.8 1,040.9 23 From banks in the U.S. 339.8 369.2 372.4 354.2 350.7 345.8 367.4 375.3 374.7 368.4 380.5 376.8 24 From others 620.4 650.1 656.5 651.3 641.3 639.2 631.3 649.9 636.9 634.7 668.4 664.1 25 Net due to related foreign offices 191.4 243.7 246.4 245.0 235.3 235.4 226.3 221.1 232.0 216.9 210.9 221.2 26 Other liabilities 219.1 223.9 242.8 260.4 269.3 275.3 275.7 288.4 300.2 300.0 282.9 274.9 27 TOTAL LIABILITIES 4,483.9 4,821.9 4,875.5 4,893.3 4,898.3 4,886.6 4,965.8 5,031.6 5,040.0 5,034.1 5,015.2 5,031.2 28 Residual (assets less liabilities) (7) 469.8 411.9 407.2 420.2 428.5 439.2 418.5 413.5 401.2 402.3 429.1 434.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,260.1 4,478.0 4,518.9 4,567.1 4,571.4 4,601.0 4,646.6 4,664.4 4,670.2 4,666.4 4,649.5 4,665.4 2 Securities in bank credit 1,070.6 1,097.4 1,104.0 1,118.2 1,115.1 1,123.1 1,139.6 1,155.7 1,159.8 1,156.7 1,150.9 1,156.2 3 U.S. government securities 732.8 734.0 727.7 726.1 719.8 719.3 719.3 722.0 722.1 721.1 717.3 726.8 4 Other securities 337.8 363.4 376.3 392.1 395.3 403.8 420.3 433.7 437.7 435.6 433.6 429.4 5 Loans and leases in bank credit (2) 3,189.6 3,380.6 3,414.9 3,448.9 3,456.3 3,477.9 3,507.0 3,508.6 3,510.3 3,509.7 3,498.5 3,509.1 6 Commercial and industrial 811.5 866.2 866.9 872.7 877.7 880.3 883.6 889.3 885.4 888.3 890.5 893.5 7 Real estate 1,477.9 1,592.9 1,608.2 1,619.9 1,623.0 1,636.3 1,640.3 1,637.9 1,639.0 1,636.6 1,635.7 1,641.1 8 Revolving home equity 104.5 119.3 120.6 122.8 125.7 127.3 128.7 129.8 129.5 129.7 129.9 130.4 9 Other 1,373.3 1,473.6 1,487.6 1,497.1 1,497.3 1,509.1 1,511.6 1,508.0 1,509.4 1,506.9 1,505.8 1,510.7 10 Consumer 503.3 516.1 527.5 533.2 529.0 533.9 542.1 545.4 542.3 545.7 546.9 546.1 10a Credit card and related plans -- 196.5 204.6 208.3 203.8 207.5 216.7 218.0 216.3 218.1 219.1 216.8 10d Other -- 319.6 322.9 324.9 325.3 326.4 325.5 327.4 326.0 327.5 327.9 329.3 11 Security (3) 80.1 67.3 71.1 77.8 79.4 78.4 84.2 77.7 84.8 78.0 71.8 73.1 12 Other loans and leases 316.8 338.1 341.2 345.3 347.1 349.0 356.7 358.3 358.9 361.1 353.5 355.4 13 Interbank loans 190.7 212.5 213.7 207.4 214.7 225.4 233.3 242.2 235.9 234.7 249.3 247.8 14 Cash assets (4) 253.1 218.3 215.5 220.0 224.5 221.0 241.3 240.8 225.9 274.4 223.6 227.9 15 Other assets (5) 334.7 354.8 355.6 357.8 370.1 364.6 369.4 385.9 381.3 380.2 380.6 403.2 16 TOTAL ASSETS (6) 4,980.1 5,202.8 5,241.9 5,290.1 5,319.1 5,349.8 5,427.2 5,469.7 5,450.2 5,492.1 5,439.1 5,480.3 L I A B I L I T I E S 17 Deposits 3,120.1 3,319.2 3,337.1 3,372.7 3,399.2 3,417.2 3,497.3 3,500.9 3,508.7 3,541.5 3,439.6 3,478.7 18 Transaction 646.3 593.7 590.2 592.3 593.8 594.7 617.2 605.2 581.1 631.6 586.9 609.1 19 Nontransaction 2,473.8 2,725.5 2,746.9 2,780.5 2,805.4 2,822.5 2,880.1 2,895.6 2,927.6 2,909.9 2,852.7 2,869.7 20 Large time 480.6 536.8 544.1 541.3 546.8 551.2 566.1 568.8 574.4 568.3 566.2 564.2 21 Other 1,993.2 2,188.7 2,202.8 2,239.2 2,258.7 2,271.3 2,314.0 2,326.8 2,353.1 2,341.6 2,286.5 2,305.5 22 Borrowings 978.8 1,006.9 1,001.7 1,001.3 993.9 994.0 1,009.4 1,042.8 1,006.0 1,027.1 1,079.9 1,067.0 23 From banks in the U.S. 343.7 366.4 368.0 353.9 349.8 349.3 373.1 378.3 371.0 373.6 387.1 381.3 24 From others 635.1 640.5 633.7 647.4 644.1 644.8 636.4 664.5 635.0 653.5 692.9 685.8 25 Net due to related foreign offices 192.7 236.1 243.8 240.6 236.3 239.0 227.7 221.6 226.1 212.8 224.9 224.9 26 Other liabilities 218.8 223.1 242.8 260.1 268.9 275.3 276.0 288.0 300.4 299.1 282.1 274.5 27 TOTAL LIABILITIES 4,510.4 4,785.3 4,825.4 4,874.7 4,898.2 4,925.5 5,010.4 5,053.2 5,041.3 5,080.4 5,026.6 5,045.1 28 Residual (assets less liabilities) (7) 469.7 417.5 416.5 415.4 420.9 424.2 416.9 416.4 408.8 411.7 412.6 435.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,384.1 2,510.9 2,528.4 2,551.0 2,527.4 2,526.2 2,545.0 2,552.9 2,562.3 2,550.1 2,545.3 2,551.9 2 Securities in bank credit 553.4 577.6 575.7 583.9 575.1 571.1 579.1 589.5 592.7 590.9 586.1 589.2 3 U.S. government securities 358.6 363.3 359.2 357.3 351.3 344.8 348.1 349.9 349.6 349.8 347.1 352.3 3a Trading account 20.5 24.3 23.7 23.2 21.1 20.5 29.0 33.2 36.3 29.6 29.7 36.2 3b Investment account 338.1 339.0 335.5 334.1 330.2 324.3 319.1 316.7 313.2 320.2 317.4 316.1 4 Other securities 194.8 214.2 216.5 226.5 223.8 226.3 231.0 239.6 243.2 241.2 239.0 236.9 4a Trading account 81.5 97.2 102.5 114.5 112.7 116.0 122.0 127.6 133.3 130.0 125.8 122.3 4b Investment account 113.3 117.0 113.9 112.1 111.1 110.3 109.1 112.0 109.8 111.2 113.2 114.6 4c State and local government 24.4 26.1 25.9 25.8 26.1 26.3 26.7 27.2 27.3 27.1 27.2 27.2 4d Other 89.0 90.9 88.1 86.3 85.0 84.0 82.4 84.8 82.6 84.2 86.0 87.4 5 Loans and leases in bank credit (2) 1,830.6 1,933.3 1,952.7 1,967.1 1,952.4 1,955.1 1,965.9 1,963.4 1,969.6 1,959.2 1,959.2 1,962.7 6 Commercial and industrial 557.7 584.9 588.0 588.3 587.6 585.8 590.7 595.6 594.4 595.1 598.3 596.9 6a Bankers acceptances 1.0 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.9 0.8 0.8 6b Other 556.7 583.9 587.1 587.4 586.8 584.9 589.8 594.8 593.5 594.3 597.5 596.1 7 Real estate 755.7 812.8 818.5 819.5 811.6 814.3 812.8 809.2 810.4 805.8 808.2 812.7 8 Revolving home equity 66.6 77.7 78.6 77.4 79.3 80.5 81.4 81.9 81.7 81.8 82.0 82.2 9 Other 689.1 735.1 739.9 742.1 732.2 733.8 731.4 727.3 728.7 724.1 726.2 730.5 10 Consumer 219.3 228.8 230.9 231.9 233.0 234.6 233.9 233.5 232.1 232.8 234.1 234.9 11 Security (3) 70.2 63.1 69.2 77.4 67.6 67.9 72.6 66.3 72.8 65.5 61.9 60.9 11a Fed funds and RPs with broker/dealer 49.9 44.6 50.6 58.1 49.1 50.0 56.1 48.9 55.9 47.7 44.0 43.4 11b Other 20.3 18.6 18.6 19.3 18.5 17.9 16.5 17.3 16.9 17.9 17.8 17.5 12a State and local government 12.0 12.2 12.3 12.4 12.4 12.4 12.2 12.4 12.4 12.4 12.4 12.5 12b Agricultural 9.2 9.5 9.5 9.4 9.4 9.5 9.6 9.7 9.7 9.7 9.8 9.8 12c Fed funds and RPs with others 11.8 12.9 14.0 16.2 16.9 18.9 20.9 25.6 27.6 26.3 23.5 24.4 12d All other loans 76.6 84.2 84.1 85.4 85.3 82.8 84.2 82.8 82.2 83.4 83.0 82.4 12e Lease financing receivables 118.1 125.0 126.1 126.7 128.6 129.0 129.0 128.2 128.1 128.1 128.1 128.3 13 Interbank loans 130.8 141.7 140.3 130.8 136.3 140.1 139.7 152.7 146.3 142.6 167.4 158.0 13a Fed funds and RPs with banks 54.2 73.8 66.2 56.6 57.6 60.7 63.3 76.3 70.7 64.9 93.8 79.6 13b Other 76.5 67.9 74.1 74.3 78.7 79.3 76.3 76.4 75.6 77.7 73.6 78.4 14 Cash assets (4) 148.8 144.6 144.6 141.5 142.0 136.9 143.7 145.6 143.2 153.6 139.8 147.3 15 Other assets (5) 237.6 242.6 246.3 248.9 262.7 258.9 256.6 263.8 262.4 265.8 264.5 263.2 16 TOTAL ASSETS (6) 2,866.2 3,004.8 3,024.2 3,036.6 3,033.2 3,026.6 3,048.6 3,077.9 3,077.3 3,075.0 3,079.6 3,083.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,604.5 1,639.1 1,634.3 1,633.9 1,637.1 1,620.9 1,651.4 1,659.7 1,657.2 1,671.2 1,640.7 1,662.4 18 Transaction 316.3 302.3 304.4 300.5 302.8 292.6 293.5 298.2 285.1 304.1 296.7 312.1 19 Nontransaction 1,288.2 1,336.8 1,329.9 1,333.4 1,334.3 1,328.4 1,357.9 1,361.4 1,372.1 1,367.1 1,344.0 1,350.2 20 Large time 232.2 266.9 265.3 257.3 254.2 250.0 260.0 262.1 265.5 262.0 260.4 257.9 21 Other 1,056.0 1,069.9 1,064.6 1,076.1 1,080.1 1,078.4 1,097.9 1,099.4 1,106.5 1,105.0 1,083.6 1,092.4 22 Borrowings 633.9 678.5 689.1 671.1 664.1 661.1 669.7 681.7 667.5 664.5 699.6 696.6 23 From banks in the U.S. 188.4 205.0 207.4 192.1 196.4 193.7 212.2 215.3 213.3 211.1 217.7 217.5 24 From others 445.5 473.5 481.7 479.0 467.7 467.4 457.5 466.4 454.3 453.4 481.9 479.2 25 Net due to related foreign offices 191.4 221.3 222.7 224.4 211.9 211.8 205.4 204.4 212.4 201.9 195.1 205.4 26 Other liabilities 159.8 177.7 194.5 209.3 216.1 220.8 221.3 232.9 246.3 245.3 227.7 215.9 27 TOTAL LIABILITIES 2,589.6 2,716.6 2,740.5 2,738.8 2,729.2 2,714.6 2,747.8 2,778.6 2,783.4 2,782.9 2,763.2 2,780.3 28 Residual (assets less liabilities) (7) 276.6 288.2 283.7 297.9 304.0 312.0 300.8 299.2 293.9 292.1 316.4 302.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,406.9 2,489.4 2,506.0 2,534.1 2,530.2 2,542.5 2,565.8 2,574.5 2,585.0 2,576.4 2,558.8 2,573.1 2 Securities in bank credit 559.7 568.1 569.2 579.9 574.6 576.9 584.8 595.2 598.6 596.4 590.4 596.6 3 U.S. government securities 361.3 356.1 352.6 352.3 349.1 347.8 349.2 352.8 351.4 352.0 349.4 358.3 3a Trading account 21.1 22.6 23.0 22.5 21.0 21.7 28.8 34.4 36.6 31.5 31.1 38.4 3b Investment account 340.2 333.5 329.6 329.8 328.1 326.1 320.4 318.4 314.8 320.5 318.3 319.9 3c Mortgage-backed 218.2 212.1 207.7 208.1 210.2 210.5 212.4 218.7 217.8 220.3 218.4 219.8 3d Other 122.0 121.4 121.9 121.7 118.0 115.6 108.0 99.6 97.0 100.2 99.9 100.0 3e 1 year or less 23.7 30.8 31.8 32.5 31.3 32.0 30.6 30.7 29.1 30.7 31.7 31.9 3f Between 1 and 5 years 58.2 54.0 53.0 52.6 50.5 48.8 44.0 37.6 36.4 38.0 37.2 37.0 3g More than 5 years 40.1 36.7 37.1 36.6 36.2 34.8 33.3 31.3 31.5 31.5 31.0 31.1 4 Other securities 198.4 212.0 216.6 227.6 225.5 229.1 235.6 242.5 247.3 244.4 241.0 238.3 4a Trading account 81.5 97.2 102.5 114.5 112.7 116.0 122.0 127.6 133.3 130.0 125.8 122.3 4b Investment account 116.9 114.7 114.1 113.1 112.8 113.1 113.6 114.9 113.9 114.4 115.3 116.0 4c State and local government 24.6 25.6 25.6 25.7 26.1 26.6 26.9 27.5 27.6 27.3 27.5 27.4 4d Other 92.3 89.2 88.5 87.4 86.7 86.5 86.7 87.4 86.3 87.1 87.8 88.6 5 Loans and leases in bank credit (2) 1,847.1 1,921.4 1,936.8 1,954.2 1,955.6 1,965.6 1,981.0 1,979.3 1,986.3 1,980.0 1,968.4 1,976.5 6 Commercial and industrial 554.7 582.5 582.3 585.9 587.3 588.1 589.7 592.7 589.7 592.1 593.9 595.6 6a Bankers acceptances 1.0 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.9 0.8 0.8 6b Other 553.6 581.6 581.4 585.0 586.5 587.2 588.9 591.8 588.9 591.2 593.1 594.8 7 Real estate 761.9 808.2 816.0 817.1 813.5 819.5 818.8 815.7 819.1 814.7 812.7 816.8 8 Revolving home equity 66.9 78.0 78.9 77.7 79.5 80.6 81.6 82.3 82.2 82.2 82.3 82.5 9a Other residential 424.6 449.9 455.1 457.6 451.7 454.8 453.2 451.6 455.0 451.0 448.7 451.8 9b Commercial 270.3 280.3 282.0 281.8 282.3 284.0 284.0 281.8 281.9 281.4 281.7 282.4 10 Consumer 225.8 226.3 229.1 230.9 231.0 233.0 236.5 238.9 237.9 238.4 239.4 239.7 10a Credit card and related plans -- 73.1 74.2 75.3 75.4 76.8 81.1 82.6 82.4 82.3 82.8 82.1 10f Other -- 153.1 154.9 155.7 155.6 156.2 155.4 156.3 155.5 156.1 156.6 157.7 11 Security (3) 73.9 60.5 63.9 70.7 72.0 70.9 76.3 70.1 77.0 70.3 64.5 65.4 11a Fed funds and RPs with broker/dealer 54.2 41.8 45.7 51.7 53.7 53.5 59.7 53.3 60.8 52.7 47.3 48.6 11b Other 19.6 18.6 18.3 18.9 18.3 17.4 16.6 16.8 16.2 17.6 17.2 16.8 12a State and local government 12.0 12.2 12.4 12.6 12.6 12.5 12.3 12.3 12.3 12.3 12.3 12.4 12b Agricultural 9.2 9.6 9.7 9.6 9.5 9.6 9.6 9.7 9.8 9.7 9.7 9.7 12c Fed funds and RPs with others 11.8 12.9 14.0 16.2 16.9 18.9 20.9 25.6 27.6 26.3 23.5 24.4 12d All other loans 77.6 85.0 84.3 86.2 85.2 85.3 88.2 83.8 82.6 85.8 82.1 82.3 12e Lease financing receivables 120.3 124.3 125.1 125.1 127.5 127.7 128.6 130.4 130.4 130.5 130.2 130.3 13 Interbank loans 131.3 141.8 134.4 127.3 130.5 138.4 140.4 153.8 144.5 146.1 166.7 160.0 13a Fed funds and RPs with banks 55.6 73.2 62.4 54.8 55.8 61.4 64.4 78.2 70.4 68.8 93.6 82.9 13b Other 75.6 68.7 72.0 72.5 74.6 77.0 76.0 75.5 74.1 77.3 73.1 77.2 14 Cash assets (4) 159.3 138.3 136.6 138.4 142.4 139.2 154.4 155.7 142.3 181.3 144.4 148.7 15 Other assets (5) 236.7 242.0 243.6 248.4 256.3 254.3 254.8 263.5 258.9 264.8 262.3 268.2 16 TOTAL ASSETS (6) 2,899.5 2,976.6 2,985.0 3,012.5 3,024.2 3,038.8 3,079.0 3,110.7 3,094.1 3,131.8 3,095.3 3,112.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,615.9 1,628.6 1,618.6 1,626.2 1,631.7 1,634.2 1,674.4 1,670.6 1,671.3 1,698.9 1,628.7 1,661.3 18 Transaction 326.0 298.5 293.3 295.9 296.9 296.4 312.5 306.9 288.9 326.5 291.6 312.4 19 Nontransaction 1,289.9 1,330.1 1,325.3 1,330.3 1,334.8 1,337.8 1,361.8 1,363.7 1,382.4 1,372.4 1,337.1 1,348.9 20 Large time 237.8 258.8 259.9 252.8 255.6 257.2 266.9 268.3 272.3 268.8 266.2 264.1 21 Other 1,052.1 1,071.2 1,065.4 1,077.5 1,079.1 1,080.6 1,094.9 1,095.5 1,110.1 1,103.7 1,070.9 1,084.8 22 Borrowings 654.1 663.6 658.7 661.1 663.0 668.1 676.3 701.8 671.0 689.4 729.4 723.4 23 From banks in the U.S. 192.8 199.8 200.1 188.1 192.9 196.2 215.2 219.5 213.7 216.6 223.7 223.1 24 From others 461.3 463.9 458.6 472.9 470.2 471.9 461.1 482.3 457.3 472.8 505.7 500.3 25 Net due to related foreign offices 192.7 213.7 220.1 220.0 212.8 215.3 206.8 204.9 206.4 197.8 209.1 209.1 26 Other liabilities 159.8 177.7 194.5 209.3 216.1 220.8 221.3 232.9 246.3 245.3 227.7 215.9 27 TOTAL LIABILITIES 2,622.5 2,683.6 2,691.9 2,716.6 2,723.6 2,738.4 2,778.8 2,810.2 2,795.0 2,831.5 2,794.9 2,809.7 28 Residual (assets less liabilities) (7) 277.0 293.0 293.1 295.9 300.5 300.4 300.2 300.5 299.1 300.3 300.3 303.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,859.7 1,987.8 2,009.5 2,028.7 2,039.3 2,058.0 2,079.1 2,096.8 2,092.7 2,095.4 2,097.9 2,101.9 2 Securities in bank credit 512.5 530.3 535.2 539.8 543.1 547.8 554.7 561.9 562.1 561.2 561.8 562.4 3 U.S. government securities 373.0 378.1 375.7 374.7 373.3 373.3 370.6 371.0 371.9 370.5 369.6 371.3 4 Other securities 139.5 152.2 159.5 165.1 169.8 174.5 184.1 190.8 190.3 190.6 192.2 191.1 5 Loans and leases in bank credit (2) 1,347.2 1,457.5 1,474.2 1,488.9 1,496.1 1,510.2 1,524.4 1,534.9 1,530.6 1,534.2 1,536.1 1,539.5 6 Commercial and industrial 257.8 283.6 286.6 288.4 290.7 293.7 294.4 297.9 297.0 297.6 298.1 299.3 7 Real estate 718.3 783.7 789.4 799.7 806.0 814.1 822.2 824.8 823.6 823.7 825.1 827.2 8 Revolving home equity 37.6 41.5 41.8 44.6 45.8 46.2 46.8 47.7 47.5 47.5 47.7 48.0 9 Other 680.6 742.2 747.7 755.1 760.2 767.9 775.4 777.1 776.1 776.2 777.4 779.2 10 Consumer 276.9 290.8 297.7 300.5 298.3 300.3 302.4 305.8 303.9 306.4 306.8 306.0 11 Security (3) 6.3 6.8 7.2 7.1 7.4 7.5 7.8 7.6 7.8 7.7 7.3 7.7 12 Other loans and leases 88.0 92.5 93.4 93.1 93.7 94.7 97.5 98.8 98.3 98.9 98.9 99.3 13 Interbank loans 59.2 74.7 83.4 82.9 84.5 80.4 86.3 88.5 86.8 87.6 88.3 90.3 14 Cash assets (4) 92.5 81.3 81.7 82.0 82.4 78.6 82.1 83.5 84.8 86.8 80.8 81.0 15 Other assets (5) 99.9 110.9 110.3 109.9 113.9 108.7 115.0 125.2 126.3 118.4 124.4 136.3 16 TOTAL ASSETS (6) 2,087.5 2,229.0 2,258.6 2,276.9 2,293.6 2,299.2 2,335.7 2,367.2 2,363.9 2,361.3 2,364.7 2,382.7 L I A B I L I T I E S 17 Deposits 1,508.7 1,695.9 1,723.1 1,748.5 1,764.6 1,770.1 1,813.8 1,837.2 1,839.0 1,843.0 1,831.9 1,831.9 18 Transaction 318.6 297.8 301.4 298.6 299.2 294.6 293.2 296.7 288.3 298.3 303.8 301.2 19 Nontransaction 1,190.1 1,398.1 1,421.7 1,450.0 1,465.4 1,475.4 1,520.5 1,540.5 1,550.7 1,544.7 1,528.1 1,530.7 20 Large time 242.8 278.0 284.2 288.5 291.1 294.0 299.2 300.6 302.1 299.5 300.1 300.2 21 Other 947.3 1,120.1 1,137.5 1,161.5 1,174.3 1,181.5 1,221.3 1,240.0 1,248.5 1,245.2 1,228.0 1,230.5 22 Borrowings 326.3 340.9 339.9 334.4 327.9 323.8 328.9 343.6 344.1 338.5 349.2 344.3 23 From banks in the U.S. 151.4 164.2 165.0 162.1 154.4 152.1 155.2 160.1 161.5 157.3 162.7 159.4 24 From others 174.9 176.6 174.9 172.3 173.6 171.8 173.7 183.5 182.6 181.3 186.5 184.9 25 Net due to related foreign offices 0.0 22.4 23.7 20.6 23.4 23.7 20.9 16.7 19.7 15.0 15.7 15.7 26 Other liabilities 59.3 46.1 48.3 51.1 53.1 54.5 54.4 55.5 53.8 54.6 55.2 59.0 27 TOTAL LIABILITIES 1,894.3 2,105.3 2,135.0 2,154.6 2,169.2 2,172.0 2,218.0 2,253.0 2,256.6 2,251.1 2,252.0 2,250.9 28 Residual (assets less liabilities) (7) 193.1 123.7 123.5 122.3 124.5 127.2 117.7 114.2 107.2 110.2 112.7 131.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,853.3 1,988.6 2,012.8 2,033.0 2,041.2 2,058.5 2,080.8 2,089.8 2,085.2 2,090.0 2,090.7 2,092.3 2 Securities in bank credit 510.8 529.3 534.8 538.3 540.5 546.2 554.8 560.5 561.2 560.3 560.5 559.7 3 U.S. government securities 371.4 377.9 375.1 373.8 370.7 371.5 370.1 369.3 370.7 369.1 367.9 368.5 4 Other securities 139.4 151.4 159.7 164.5 169.8 174.7 184.6 191.2 190.5 191.2 192.6 191.2 5 Loans and leases in bank credit (2) 1,342.4 1,459.3 1,478.1 1,494.7 1,500.7 1,512.3 1,526.0 1,529.3 1,524.0 1,529.7 1,530.1 1,532.6 6 Commercial and industrial 256.9 283.7 284.7 286.8 290.4 292.2 293.9 296.7 295.7 296.3 296.6 297.9 7 Real estate 715.9 784.8 792.2 802.8 809.5 816.8 821.5 822.2 819.9 821.9 823.0 824.3 8 Revolving home equity 37.6 41.4 41.7 45.0 46.1 46.6 47.1 47.6 47.4 47.5 47.6 47.9 9 Other 678.3 743.4 750.5 757.7 763.3 770.2 774.4 774.6 772.5 774.4 775.4 776.4 10 Consumer 277.5 289.8 298.4 302.3 298.1 300.9 305.6 306.5 304.4 307.3 307.5 306.3 10a Credit card and related plans -- 123.4 130.4 133.1 128.4 130.7 135.6 135.3 133.9 135.9 136.3 134.7 10h Other -- 166.5 168.0 169.2 169.6 170.2 170.1 171.1 170.6 171.4 171.3 171.6 11 Security (3) 6.3 6.8 7.2 7.1 7.4 7.5 7.8 7.6 7.8 7.7 7.3 7.7 12 Other loans and leases 85.9 94.1 95.7 95.7 95.5 94.9 97.1 96.4 96.2 96.5 95.8 96.3 13 Interbank loans 59.4 70.6 79.3 80.1 84.2 87.0 92.9 88.5 91.4 88.6 82.6 87.8 14 Cash assets (4) 93.8 79.9 78.9 81.6 82.1 81.8 86.8 85.1 83.7 93.1 79.2 79.2 15 Other assets (5) 98.0 112.8 112.0 109.4 113.8 110.2 114.6 122.3 122.5 115.4 118.3 135.0 16 TOTAL ASSETS (6) 2,080.6 2,226.2 2,256.9 2,277.6 2,294.9 2,311.0 2,348.3 2,358.9 2,356.0 2,360.3 2,343.9 2,367.5 L I A B I L I T I E S 17 Deposits 1,504.2 1,690.6 1,718.5 1,746.5 1,767.6 1,783.0 1,822.9 1,830.2 1,837.4 1,842.5 1,811.0 1,817.5 18 Transaction 320.3 295.2 296.9 296.4 296.9 298.3 304.6 298.4 292.2 305.1 295.4 296.6 19 Nontransaction 1,183.9 1,395.4 1,421.6 1,450.1 1,470.7 1,484.7 1,518.3 1,531.9 1,545.2 1,537.5 1,515.6 1,520.8 20 Large time 242.8 278.0 284.2 288.5 291.1 294.0 299.2 300.6 302.1 299.5 300.1 300.2 21 Other 941.1 1,117.4 1,137.4 1,161.7 1,179.5 1,190.7 1,219.0 1,231.3 1,243.1 1,238.0 1,215.5 1,220.7 22 Borrowings 324.7 343.3 343.0 340.2 330.8 325.9 333.1 341.0 335.1 337.6 350.5 343.6 23 From banks in the U.S. 150.9 166.6 167.9 165.7 156.9 153.1 157.9 158.8 157.3 157.0 163.3 158.2 24 From others 173.8 176.7 175.1 174.5 173.9 172.9 175.3 182.2 177.8 180.6 187.2 185.4 25 Net due to related foreign offices 0.0 22.4 23.7 20.6 23.4 23.7 20.9 16.7 19.7 15.0 15.7 15.7 26 Other liabilities 59.0 45.4 48.3 50.8 52.7 54.5 54.7 55.1 54.1 53.8 54.4 58.6 27 TOTAL LIABILITIES 1,887.9 2,101.7 2,133.5 2,158.1 2,174.6 2,187.1 2,231.6 2,243.0 2,246.3 2,248.9 2,231.6 2,235.4 28 Residual (assets less liabilities) (7) 192.7 124.5 123.4 119.5 120.4 123.9 116.7 115.9 109.7 111.4 112.2 132.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 548.7 582.3 587.0 594.5 581.7 576.3 599.4 614.4 612.4 605.0 616.2 626.1 2 Securities in bank credit 203.2 210.1 211.3 210.1 193.8 185.6 203.0 206.6 211.8 203.6 203.9 204.8 3 U.S. government securities 81.1 79.3 79.7 77.7 70.2 66.6 67.9 66.6 68.1 65.1 66.8 65.7 4 Other securities 122.1 130.8 131.5 132.5 123.5 119.0 135.1 139.9 143.7 138.5 137.1 139.1 5 Loans and leases in bank credit (2) 345.6 372.3 375.7 384.4 388.0 390.8 396.4 407.8 400.6 401.3 412.3 421.3 6 Commercial and industrial 194.7 205.1 206.5 204.1 201.7 201.9 205.1 212.5 208.7 211.4 216.4 216.7 7 Real estate 17.3 18.7 18.6 18.9 18.2 18.8 18.8 18.5 18.5 18.6 18.7 18.4 11 Security (3) 66.8 81.4 81.5 93.9 101.6 102.8 106.0 110.3 106.6 105.3 110.6 119.1 12 Other loans and leases 66.8 67.1 69.1 67.5 66.5 67.4 66.4 66.5 66.8 66.1 66.7 67.0 13 Interbank loans 29.0 23.5 22.2 23.6 27.0 26.7 26.8 29.3 31.3 26.7 30.6 29.1 14 Cash assets (4) 51.8 45.9 45.4 45.8 43.4 39.8 41.3 44.4 45.8 44.4 43.8 44.2 15 Other assets (5) 38.0 42.8 43.7 44.0 41.5 39.9 35.8 37.2 36.6 36.0 36.5 39.9 16 TOTAL ASSETS (6) 667.2 694.2 698.0 707.6 693.3 682.4 703.0 724.9 725.6 711.7 726.8 739.0 L I A B I L I T I E S 17 Deposits 379.0 390.1 394.8 387.0 382.7 381.1 383.6 391.2 399.2 396.8 386.3 381.5 18 Transaction 10.7 11.3 10.9 9.8 10.6 10.6 10.3 10.3 10.7 10.1 10.5 9.8 19 Nontransaction 368.3 378.8 383.9 377.2 372.1 370.5 373.3 380.9 388.5 386.7 375.7 371.7 22 Borrowings 177.9 203.0 200.3 217.0 221.6 225.0 242.7 245.0 246.5 233.4 242.4 257.7 23 From banks in the U.S. 19.8 21.1 17.2 20.0 19.5 20.0 24.7 27.9 31.2 22.5 25.3 30.8 24 From others 158.2 181.9 183.1 197.0 202.1 204.9 218.0 217.2 215.2 210.9 217.1 226.9 25 Net due to related foreign offices 35.8 18.2 23.3 24.2 16.6 6.0 -2.0 5.9 -3.1 2.3 11.8 14.5 26 Other liabilities 71.9 74.7 75.4 79.9 80.6 74.7 72.7 77.7 79.9 77.1 74.9 80.4 27 TOTAL LIABILITIES 664.7 686.0 693.8 708.0 701.4 686.8 697.1 719.8 722.4 709.7 715.4 734.1 28 Residual (assets less liabilities) (7) 2.5 8.2 4.2 -0.5 -8.1 -4.4 5.9 5.1 3.2 2.0 11.4 5.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 556.6 571.4 577.2 593.7 590.5 590.4 610.4 623.5 622.2 614.9 621.5 635.0 2 Securities in bank credit 207.2 203.0 205.5 210.2 201.2 196.3 207.1 211.6 217.7 208.9 207.5 210.2 3 U.S. government securities 81.6 78.2 78.1 75.6 69.8 68.0 69.1 67.2 69.2 66.1 66.5 66.0 3a Trading account 7.9 12.0 13.8 14.1 11.8 10.8 11.7 11.1 10.3 10.6 11.4 12.1 3b Investment account 73.8 66.2 64.3 61.4 58.1 57.1 57.4 56.1 58.9 55.5 55.1 53.9 4 Other securities 125.6 124.8 127.4 134.7 131.4 128.3 138.0 144.4 148.5 142.7 141.0 144.2 4a Trading account 81.1 80.6 82.0 90.4 89.3 86.7 89.2 94.5 96.7 93.0 92.7 95.7 4b Investment account 44.5 44.2 45.4 44.2 42.2 41.6 48.8 49.9 51.8 49.7 48.3 48.5 5 Loans and leases in bank credit (2) 349.4 368.4 371.7 383.5 389.3 394.2 403.3 411.9 404.5 406.0 414.1 424.9 6 Commercial and industrial 196.2 202.6 203.8 204.1 203.1 205.2 209.2 214.1 210.7 212.9 216.9 217.6 7 Real estate 17.5 18.4 18.4 18.7 18.5 18.8 18.7 18.8 18.7 18.8 18.9 18.6 11 Security (3) 67.2 81.2 81.7 93.7 101.0 102.0 106.5 110.9 106.4 106.3 110.6 120.1 12 Other loans and leases 68.5 66.2 67.8 67.0 66.7 68.1 68.9 68.2 68.7 68.0 67.7 68.4 13 Interbank loans 29.0 23.5 22.2 23.6 27.0 26.7 26.8 29.3 31.3 26.7 30.6 29.1 14 Cash assets (4) 54.0 44.3 43.9 44.9 44.2 42.3 44.8 46.4 48.3 46.8 45.4 45.0 15 Other assets (5) 39.5 40.9 42.9 43.2 40.7 40.0 37.9 38.8 38.6 37.6 37.6 41.5 16 TOTAL ASSETS (6) 678.7 679.6 685.8 705.1 702.1 699.1 719.6 737.6 740.1 725.6 734.8 750.4 L I A B I L I T I E S 17 Deposits 385.9 381.3 382.9 380.6 378.2 384.3 392.5 399.3 406.9 403.7 395.4 390.4 18 Transaction 10.9 11.2 10.8 10.3 10.7 10.8 10.9 10.4 10.7 10.4 10.4 9.9 19 Nontransaction 375.0 370.1 372.0 370.3 367.5 373.6 381.6 388.9 396.2 393.3 385.0 380.6 22 Borrowings 177.9 203.0 200.3 217.0 221.6 225.0 242.7 245.0 246.5 233.4 242.4 257.7 23 From banks in the U.S. 19.8 21.1 17.2 20.0 19.5 20.0 24.7 27.9 31.2 22.5 25.3 30.8 24 From others 158.2 181.9 183.1 197.0 202.1 204.9 218.0 217.2 215.2 210.9 217.1 226.9 25 Net due to related foreign offices 38.1 17.3 23.2 23.5 16.7 7.6 3.0 7.9 -1.0 3.5 14.7 14.7 26 Other liabilities 73.6 73.1 74.9 79.5 79.9 75.9 74.8 79.5 81.5 78.7 76.8 82.6 27 TOTAL LIABILITIES 675.5 674.7 681.3 700.6 696.5 692.8 713.0 731.8 733.8 719.3 729.4 745.4 28 Residual (assets less liabilities) (7) 3.2 5.0 4.5 4.5 5.6 6.3 6.5 5.8 6.2 6.3 5.5 5.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars February 9, 2001 Account 2000 2000 2000 2000 2000 2000 2000 2001 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 10 Jan 17 Jan 24 Jan 31 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 62.4 63.1 66.5 74.4 70.9 68.0 78.4 80.6 88.4 83.1 77.8 71.9 30 Reval. losses on off-bal. sheet items (8) 61.7 62.9 67.3 73.9 72.8 72.6 83.1 82.5 91.0 85.1 79.0 73.5 31 Mortgage-backed securities (9) 253.1 242.2 237.8 237.9 239.4 239.6 241.5 246.9 246.1 248.4 246.4 248.0 31a Pass-through 175.5 173.0 169.7 170.3 173.2 173.6 176.9 182.1 181.4 183.7 181.6 182.9 31b CMO, REMIC, and other 77.6 69.2 68.0 67.6 66.2 66.0 64.6 64.8 64.7 64.7 64.8 65.1 32 Net unrealized gains (losses) on -13.2 -12.4 -6.0 -4.2 -8.4 -7.5 -5.3 -3.0 -3.4 -3.4 -3.1 -2.1 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 23.2 22.2 22.1 22.1 22.3 23.1 23.4 23.0 23.2 22.9 23.0 23.0 34 Securitized consumer loans (12) -- 87.3 86.6 85.9 80.8 80.5 82.2 82.4 82.6 83.0 82.1 82.3 34a Credit card and related plans -- 72.4 72.0 71.8 67.2 67.3 68.6 68.5 68.5 69.0 68.2 68.5 34b Other -- 15.0 14.6 14.1 13.6 13.2 13.6 13.9 14.1 14.0 13.9 13.8 35 Securitized business loans (12) -- 17.0 16.2 15.3 15.2 17.8 18.6 18.4 18.5 18.3 18.2 18.6 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 200.1 207.5 210.4 211.9 212.6 214.0 215.2 218.3 218.5 217.0 217.4 220.4 34 Securitized consumer loans (12) -- 221.4 221.8 222.4 224.6 225.5 230.9 231.1 231.9 229.9 230.3 231.8 34a Credit card and related plans -- 212.5 213.0 214.0 215.2 215.9 221.6 222.1 222.8 220.7 221.3 222.9 34b Other -- 8.9 8.7 8.4 9.4 9.6 9.3 9.1 9.2 9.2 9.0 8.9 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 42.4 41.3 42.9 48.4 47.3 44.7 45.6 51.1 51.8 51.1 50.6 52.4 30 Reval. losses on off-bal. sheet items (8) 41.2 38.2 40.2 45.1 44.7 41.0 41.7 47.5 48.3 47.5 46.3 49.9 35 Securitized business loans (12) -- 23.9 23.7 23.1 23.0 22.8 23.1 23.2 23.3 23.4 23.2 22.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 February 9, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.