H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,839.3 5,121.8 5,169.6 5,148.3 5,160.6 5,223.6 5,263.0 5,287.0 5,266.2 5,271.4 5,282.8 5,327.7 2 Securities in bank credit 1,271.8 1,320.2 1,330.7 1,309.1 1,302.0 1,334.5 1,356.0 1,353.8 1,349.5 1,354.0 1,352.4 1,359.5 3 U.S. government securities 816.1 813.5 808.1 794.4 784.4 786.5 787.5 775.6 775.9 780.7 773.6 772.3 4 Other securities 455.8 506.7 522.6 514.7 517.7 548.0 568.6 578.2 573.6 573.3 578.8 587.2 5 Loans and leases in bank credit (2) 3,567.4 3,801.7 3,838.9 3,839.2 3,858.6 3,889.1 3,907.0 3,933.2 3,916.7 3,917.3 3,930.4 3,968.3 6 Commercial and industrial 1,024.7 1,081.3 1,080.9 1,080.5 1,081.8 1,090.7 1,105.6 1,114.2 1,113.2 1,110.1 1,115.3 1,118.0 7 Real estate 1,508.2 1,624.5 1,635.4 1,635.3 1,646.6 1,653.4 1,652.4 1,665.7 1,659.4 1,660.6 1,665.9 1,676.9 8 Revolving home equity 106.2 120.6 122.4 125.3 127.0 128.5 129.5 131.0 130.4 130.7 131.2 131.9 9 Other 1,402.0 1,503.9 1,513.0 1,509.9 1,519.7 1,524.9 1,522.8 1,534.7 1,529.0 1,529.9 1,534.7 1,545.1 10 Consumer 500.8 528.7 532.7 534.3 537.4 538.7 541.0 541.8 540.8 543.0 544.4 539.0 11 Security (3) 142.8 158.2 178.8 176.5 178.1 186.5 184.2 183.8 176.4 179.1 179.5 200.1 12 Other loans and leases 390.8 408.9 411.2 412.6 414.7 419.8 423.8 427.7 426.8 424.5 425.3 434.2 13 Interbank loans 225.0 247.6 240.0 248.1 247.2 252.8 270.3 264.3 267.8 254.2 261.8 273.3 14 Cash assets (4) 292.0 271.6 269.1 267.8 255.3 267.1 274.8 265.0 265.2 250.5 273.5 270.8 15 Other assets (5) 359.7 395.8 396.1 418.0 407.5 407.3 421.9 423.4 411.7 414.2 436.2 431.4 16 TOTAL ASSETS (6) 5,656.9 5,974.8 6,012.4 6,020.1 6,008.3 6,087.3 6,165.7 6,175.0 6,146.3 6,125.6 6,189.5 6,238.6 L I A B I L I T I E S 17 Deposits 3,512.1 3,753.4 3,771.2 3,784.4 3,772.1 3,848.5 3,891.3 3,902.4 3,882.8 3,887.8 3,912.9 3,926.3 18 Transaction 648.0 617.1 609.6 612.5 597.8 596.8 606.6 601.1 577.5 588.4 616.1 622.2 19 Nontransaction 2,864.1 3,136.2 3,161.6 3,171.9 3,174.3 3,251.7 3,284.7 3,301.4 3,305.3 3,299.4 3,296.8 3,304.1 20 Large time 846.4 931.1 920.6 914.8 911.8 929.2 943.1 937.1 939.9 937.5 938.9 931.9 21 Other 2,017.7 2,205.2 2,241.0 2,257.1 2,262.5 2,322.5 2,341.6 2,364.3 2,365.4 2,361.9 2,357.9 2,372.2 22 Borrowings 1,141.3 1,228.0 1,220.7 1,213.6 1,209.9 1,241.4 1,270.7 1,270.0 1,267.8 1,273.9 1,251.6 1,286.7 23 From banks in the U.S. 367.2 389.4 373.9 370.2 365.8 393.0 404.3 403.2 405.2 401.0 392.9 413.7 24 From others 774.2 838.6 846.8 843.4 844.1 848.3 866.3 866.8 862.6 872.9 858.7 873.0 25 Net due to related foreign offices 231.3 269.7 269.2 251.9 241.5 224.3 223.0 210.8 223.3 189.3 214.2 216.7 26 Other liabilities 298.6 312.2 331.4 349.8 350.0 348.4 367.8 354.5 351.1 347.8 353.9 365.5 27 TOTAL LIABILITIES 5,183.4 5,563.3 5,592.5 5,599.7 5,573.5 5,662.7 5,752.7 5,737.8 5,725.0 5,698.7 5,732.6 5,795.1 28 Residual (assets less liabilities) (7) 473.5 411.5 419.9 420.4 434.8 424.6 413.0 437.1 421.3 426.8 456.9 443.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,841.9 5,093.1 5,156.4 5,161.8 5,191.4 5,257.0 5,286.8 5,286.8 5,274.9 5,276.8 5,270.6 5,324.8 2 Securities in bank credit 1,276.0 1,307.5 1,325.5 1,313.5 1,316.9 1,344.2 1,365.4 1,357.4 1,357.7 1,359.0 1,351.9 1,361.0 3 U.S. government securities 820.0 804.6 800.1 789.3 786.9 788.2 789.1 779.7 780.6 784.4 776.5 777.2 4 Other securities 456.0 502.8 525.4 524.2 530.0 555.9 576.3 577.7 577.1 574.6 575.4 583.8 5 Loans and leases in bank credit (2) 3,565.9 3,785.6 3,830.9 3,848.3 3,874.5 3,912.8 3,921.5 3,929.3 3,917.2 3,917.8 3,918.7 3,963.7 6 Commercial and industrial 1,025.3 1,071.0 1,076.8 1,081.3 1,086.0 1,093.3 1,103.0 1,114.2 1,111.2 1,110.4 1,114.4 1,120.9 7 Real estate 1,505.1 1,624.6 1,635.8 1,641.0 1,654.6 1,658.6 1,656.5 1,662.0 1,660.4 1,659.8 1,658.1 1,669.9 8 Revolving home equity 105.9 120.8 123.2 125.9 127.5 128.9 129.8 130.7 130.3 130.5 130.6 131.2 9 Other 1,399.2 1,503.8 1,512.7 1,515.0 1,527.1 1,529.6 1,526.6 1,531.4 1,530.1 1,529.3 1,527.4 1,538.7 10 Consumer 502.9 527.6 533.4 532.0 536.4 544.6 547.2 543.0 543.1 544.5 545.1 539.1 10a Credit card and related plans -- 204.4 208.1 206.9 210.3 219.4 219.8 214.5 213.4 215.5 217.6 211.5 10b Other -- 323.2 325.3 325.1 326.1 325.2 327.4 328.5 329.7 329.0 327.5 327.6 11 Security (3) 144.4 153.1 171.9 180.3 180.4 190.7 188.6 185.7 178.6 181.3 180.0 203.0 12 Other loans and leases 388.3 409.4 412.9 413.8 417.1 425.5 426.3 424.4 424.0 421.8 421.1 430.8 13 Interbank loans 226.4 237.6 233.5 241.9 252.1 260.2 271.3 266.2 269.9 258.3 260.8 275.7 14 Cash assets (4) 292.4 259.3 264.7 268.7 263.3 286.1 288.5 265.9 253.4 251.4 286.9 272.0 15 Other assets (5) 362.0 394.1 394.6 410.8 404.6 407.2 420.4 425.6 414.4 416.1 435.6 436.2 16 TOTAL ASSETS (6) 5,663.8 5,921.9 5,986.6 6,021.1 6,048.8 6,146.8 6,203.1 6,179.8 6,148.0 6,137.9 6,189.1 6,244.2 L I A B I L I T I E S 17 Deposits 3,511.0 3,721.1 3,755.1 3,777.5 3,801.5 3,889.6 3,903.4 3,901.4 3,880.6 3,891.9 3,907.8 3,925.3 18 Transaction 640.7 601.5 603.3 604.5 605.4 627.9 617.0 594.5 563.1 584.7 613.1 617.0 19 Nontransaction 2,870.2 3,119.6 3,151.8 3,173.0 3,196.1 3,261.7 3,286.4 3,306.9 3,317.5 3,307.2 3,294.7 3,308.3 20 Large time 859.1 914.1 909.6 912.1 922.6 945.5 956.1 950.2 953.6 950.9 950.3 946.1 21 Other 2,011.2 2,205.5 2,242.1 2,260.9 2,273.5 2,316.2 2,330.3 2,356.7 2,363.9 2,356.3 2,344.4 2,362.2 22 Borrowings 1,145.5 1,200.7 1,216.3 1,215.4 1,219.0 1,252.1 1,288.2 1,272.3 1,269.8 1,278.0 1,256.0 1,285.5 23 From banks in the U.S. 368.8 385.0 373.5 369.3 369.3 398.8 407.3 402.9 403.3 401.8 393.8 412.8 24 From others 776.8 815.7 842.8 846.2 849.7 853.4 880.9 869.4 866.5 876.3 862.2 872.7 25 Net due to related foreign offices 245.8 267.0 264.2 253.0 246.6 230.7 225.6 224.1 227.1 198.3 235.5 235.5 26 Other liabilities 301.0 311.7 330.7 348.8 351.1 350.9 369.3 356.8 353.6 350.1 355.7 367.8 27 TOTAL LIABILITIES 5,203.2 5,500.6 5,566.3 5,594.7 5,618.3 5,723.3 5,786.3 5,754.7 5,731.2 5,718.3 5,755.0 5,814.1 28 Residual (assets less liabilities) (7) 460.5 421.3 420.3 426.5 430.5 423.6 416.7 425.2 416.9 419.6 434.1 430.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,296.4 4,535.9 4,576.8 4,566.6 4,584.3 4,624.2 4,649.0 4,676.9 4,662.1 4,667.9 4,673.4 4,704.1 2 Securities in bank credit 1,077.1 1,109.8 1,122.1 1,115.3 1,116.5 1,131.5 1,149.6 1,152.4 1,151.4 1,154.9 1,150.0 1,153.3 3 U.S. government securities 740.1 734.3 731.2 724.0 717.6 718.4 720.8 711.2 714.2 717.1 708.6 705.0 4 Other securities 337.0 375.6 390.9 391.3 398.8 413.0 428.8 441.2 437.2 437.8 441.4 448.3 5 Loans and leases in bank credit (2) 3,219.3 3,426.1 3,454.7 3,451.2 3,467.8 3,492.7 3,499.4 3,524.5 3,510.7 3,513.0 3,523.4 3,550.8 6 Commercial and industrial 828.2 874.8 877.0 878.3 879.5 885.1 893.0 898.5 896.9 896.6 900.6 899.8 7 Real estate 1,491.3 1,606.1 1,616.5 1,617.5 1,628.4 1,635.0 1,634.0 1,647.7 1,641.4 1,642.6 1,647.8 1,659.0 8 Revolving home equity 106.2 120.6 122.4 125.3 127.0 128.5 129.5 131.0 130.4 130.7 131.2 131.9 9 Other 1,385.1 1,485.6 1,494.1 1,492.2 1,501.4 1,506.5 1,504.5 1,516.6 1,511.0 1,511.9 1,516.6 1,527.1 10 Consumer 500.8 528.7 532.7 534.3 537.4 538.7 541.0 541.8 540.8 543.0 544.4 539.0 11 Security (3) 76.0 76.5 84.6 75.0 75.3 80.4 73.9 76.3 72.3 73.4 72.1 87.3 12 Other loans and leases 322.9 339.9 343.9 346.2 347.3 353.4 357.4 360.3 359.4 357.5 358.5 365.7 13 Interbank loans 192.3 225.1 216.0 221.1 220.5 226.0 241.2 236.1 239.9 229.7 232.3 242.4 14 Cash assets (4) 241.2 226.4 223.6 224.3 215.5 225.8 230.4 220.5 220.9 207.6 227.6 225.9 15 Other assets (5) 322.0 354.8 356.1 376.5 367.6 371.5 385.0 387.4 376.6 377.2 399.6 396.3 16 TOTAL ASSETS (6) 4,993.3 5,280.6 5,310.3 5,326.8 5,325.9 5,384.3 5,441.6 5,456.5 5,435.2 5,418.1 5,468.4 5,504.4 L I A B I L I T I E S 17 Deposits 3,134.9 3,357.8 3,383.1 3,401.7 3,391.0 3,464.9 3,500.1 3,519.2 3,498.5 3,506.2 3,524.6 3,547.7 18 Transaction 637.1 606.3 599.9 602.0 587.2 586.5 596.3 591.4 567.5 578.9 606.7 612.4 19 Nontransaction 2,497.9 2,751.5 2,783.2 2,799.7 2,803.8 2,878.4 2,903.8 2,927.9 2,930.9 2,927.3 2,917.9 2,935.3 20 Large time 479.1 548.8 544.8 545.3 543.9 559.2 563.1 564.5 565.5 566.1 561.3 565.1 21 Other 2,018.7 2,202.7 2,238.4 2,254.4 2,259.9 2,319.2 2,340.7 2,363.4 2,365.4 2,361.2 2,356.6 2,370.2 22 Borrowings 965.9 1,029.1 1,005.9 992.0 984.9 998.6 1,025.4 1,030.0 1,038.1 1,032.2 1,018.7 1,030.8 23 From banks in the U.S. 348.7 372.4 354.3 350.7 345.8 368.3 376.4 378.6 384.2 376.5 373.3 380.4 24 From others 617.2 656.7 651.6 641.3 639.2 630.3 648.9 651.4 653.9 655.8 645.4 650.5 25 Net due to related foreign offices 203.9 246.4 244.9 235.3 235.4 226.3 218.3 205.1 210.0 190.8 207.9 211.6 26 Other liabilities 224.4 239.7 255.7 269.3 275.3 275.8 290.1 276.9 273.3 271.1 276.2 287.1 27 TOTAL LIABILITIES 4,529.2 4,873.0 4,889.5 4,898.4 4,886.6 4,965.6 5,033.8 5,031.2 5,019.9 5,000.3 5,027.3 5,077.1 28 Residual (assets less liabilities) (7) 464.1 407.6 420.8 428.5 439.2 418.7 407.8 425.4 415.4 417.8 441.1 427.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,294.8 4,517.0 4,564.3 4,571.3 4,601.0 4,646.7 4,663.6 4,672.9 4,664.2 4,667.6 4,661.4 4,698.4 2 Securities in bank credit 1,079.9 1,102.9 1,116.7 1,112.2 1,120.6 1,137.1 1,153.9 1,155.1 1,155.8 1,157.5 1,151.2 1,155.8 3 U.S. government securities 743.9 727.0 725.2 719.3 718.8 719.0 721.8 715.2 718.2 720.6 711.8 710.3 4 Other securities 336.0 375.9 391.4 392.9 401.8 418.1 432.1 439.8 437.5 436.8 439.3 445.6 5 Loans and leases in bank credit (2) 3,214.9 3,414.1 3,447.6 3,459.0 3,480.4 3,509.5 3,509.8 3,517.9 3,508.5 3,510.1 3,510.3 3,542.6 6 Commercial and industrial 826.4 867.1 872.9 877.7 880.3 883.7 888.8 896.0 893.6 893.6 897.2 899.6 7 Real estate 1,487.9 1,606.4 1,617.2 1,622.9 1,636.3 1,640.3 1,637.9 1,643.7 1,642.0 1,641.5 1,639.7 1,651.6 8 Revolving home equity 105.9 120.8 123.2 125.9 127.5 128.9 129.8 130.7 130.3 130.5 130.6 131.2 9 Other 1,382.0 1,485.6 1,494.0 1,497.0 1,508.8 1,511.4 1,508.1 1,513.1 1,511.7 1,511.0 1,509.1 1,520.5 10 Consumer 502.9 527.6 533.4 532.0 536.4 544.6 547.2 543.0 543.1 544.5 545.1 539.1 10a Credit card and related plans -- 204.4 208.1 206.9 210.3 219.4 219.8 214.5 213.4 215.5 217.6 211.5 10d Other -- 323.2 325.3 325.1 326.1 325.2 327.4 328.5 329.7 329.0 327.5 327.6 11 Security (3) 77.7 71.2 77.9 79.4 78.4 84.2 77.7 78.5 74.2 76.2 73.7 89.8 12 Other loans and leases 320.0 341.8 346.1 347.1 349.0 356.7 358.1 356.7 355.6 354.3 354.6 362.4 13 Interbank loans 193.7 215.1 209.5 214.9 225.4 233.3 242.2 238.0 242.1 233.8 231.2 244.8 14 Cash assets (4) 242.3 215.6 220.1 224.5 221.0 241.3 242.1 221.9 209.2 208.6 241.8 228.0 15 Other assets (5) 322.4 353.8 355.2 370.1 364.5 369.2 381.9 387.9 377.2 377.2 397.8 399.5 16 TOTAL ASSETS (6) 4,994.6 5,239.7 5,286.8 5,319.0 5,349.7 5,427.3 5,466.2 5,456.5 5,428.6 5,423.0 5,467.9 5,506.5 L I A B I L I T I E S 17 Deposits 3,126.8 3,337.5 3,373.3 3,399.2 3,417.2 3,497.1 3,504.0 3,510.4 3,488.0 3,503.0 3,512.9 3,537.9 18 Transaction 629.9 590.8 593.1 593.8 594.7 616.9 606.6 584.8 553.3 575.2 603.6 607.4 19 Nontransaction 2,496.9 2,746.7 2,780.2 2,805.4 2,822.5 2,880.1 2,897.4 2,925.6 2,934.7 2,927.8 2,909.3 2,930.5 20 Large time 485.7 543.4 540.3 546.8 551.2 566.1 569.3 571.1 573.0 573.8 567.1 570.5 21 Other 2,011.2 2,203.3 2,239.9 2,258.7 2,271.3 2,314.0 2,328.1 2,354.5 2,361.7 2,354.1 2,342.2 2,360.0 22 Borrowings 970.1 1,001.8 1,001.5 993.9 994.0 1,009.4 1,042.9 1,032.3 1,040.1 1,036.4 1,023.1 1,029.6 23 From banks in the U.S. 350.3 368.0 353.9 349.8 349.3 374.1 379.4 378.3 382.3 377.2 374.1 379.5 24 From others 619.7 633.8 647.6 644.1 644.8 635.4 663.5 654.0 657.8 659.1 649.0 650.2 25 Net due to related foreign offices 216.1 243.8 240.6 236.3 239.0 227.7 218.7 216.3 214.9 197.7 226.3 226.3 26 Other liabilities 224.7 239.6 255.4 268.9 275.3 276.0 289.7 277.4 273.8 271.5 276.7 287.7 27 TOTAL LIABILITIES 4,537.7 4,822.7 4,870.8 4,898.2 4,925.5 5,010.2 5,055.3 5,036.4 5,016.7 5,008.5 5,039.0 5,081.5 28 Residual (assets less liabilities) (7) 456.9 416.9 416.0 420.8 424.2 417.0 410.8 420.1 411.8 414.4 428.9 425.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,420.3 2,540.0 2,562.6 2,538.9 2,537.8 2,556.4 2,563.8 2,580.1 2,570.8 2,570.4 2,573.5 2,605.9 2 Securities in bank credit 561.6 578.7 586.7 576.9 572.8 580.7 591.4 591.8 592.6 592.9 589.1 592.4 3 U.S. government securities 362.6 362.2 360.3 354.1 347.6 350.8 352.5 345.5 348.5 348.3 343.3 342.1 3a Trading account 21.6 23.8 23.3 21.2 20.5 29.1 33.3 35.9 35.0 35.1 35.4 38.0 3b Investment account 341.0 338.4 337.0 333.0 327.1 321.6 319.1 309.7 313.5 313.2 307.9 304.1 4 Other securities 199.0 216.5 226.4 222.7 225.2 230.0 239.0 246.2 244.1 244.6 245.8 250.3 4a Trading account 85.9 102.5 114.5 112.7 116.0 122.0 127.6 129.3 128.5 127.6 128.5 132.4 4b Investment account 113.1 113.9 112.0 110.1 109.3 108.0 111.4 117.0 115.6 117.0 117.3 118.0 4c State and local government 24.5 25.9 25.8 26.1 26.3 26.7 27.2 27.4 27.1 27.3 27.7 27.6 4d Other 88.6 88.1 86.2 83.9 82.9 81.3 84.2 89.6 88.5 89.8 89.6 90.4 5 Loans and leases in bank credit (2) 1,858.7 1,961.3 1,975.9 1,962.1 1,964.9 1,975.6 1,972.4 1,988.4 1,978.2 1,977.5 1,984.4 2,013.4 6 Commercial and industrial 567.2 589.7 590.0 589.3 587.5 592.4 597.1 600.5 599.5 598.8 602.5 601.3 6a Bankers acceptances 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 566.2 588.8 589.1 588.5 586.7 591.5 596.3 599.7 598.7 598.1 601.7 600.5 7 Real estate 762.3 822.7 823.7 815.8 818.5 817.0 813.4 820.2 816.9 815.6 819.4 828.8 8 Revolving home equity 68.0 78.9 77.8 79.8 81.0 81.9 82.2 83.2 82.7 83.0 83.3 83.8 9 Other 694.3 743.8 745.9 735.9 737.5 735.1 731.2 737.0 734.1 732.6 736.1 745.0 10 Consumer 224.8 233.0 234.1 236.2 237.8 237.0 236.2 239.6 238.7 239.7 240.2 239.8 11 Security (3) 69.7 69.3 77.5 67.7 68.0 72.6 66.4 68.3 64.2 65.7 64.3 78.9 11a Fed funds and RPs with broker/dealer 47.1 50.7 58.2 49.1 50.0 56.1 49.0 51.0 46.4 48.3 47.6 61.7 11b Other 22.6 18.6 19.3 18.6 17.9 16.5 17.4 17.2 17.8 17.3 16.7 17.2 12a State and local government 12.4 12.5 12.6 12.6 12.6 12.4 12.6 12.7 12.7 12.7 12.8 12.8 12b Agricultural 9.5 9.6 9.4 9.4 9.5 9.7 9.8 10.1 10.0 10.0 10.1 10.1 12c Fed funds and RPs with others 13.4 14.1 16.2 16.9 19.0 20.9 25.7 26.1 26.1 25.9 25.1 27.4 12d All other loans 81.6 84.3 85.5 85.5 83.0 84.4 83.0 82.8 81.8 81.1 82.0 86.1 12e Lease financing receivables 117.9 126.1 126.7 128.6 129.0 129.0 128.2 128.2 128.3 128.1 128.1 128.3 13 Interbank loans 132.7 141.1 131.5 137.0 140.8 140.5 153.6 139.1 146.5 138.0 134.4 137.4 13a Fed funds and RPs with banks 62.0 66.9 57.2 58.3 61.5 64.1 77.3 70.1 71.5 69.7 68.6 70.5 13b Other 70.8 74.1 74.3 78.7 79.3 76.3 76.4 69.0 74.9 68.3 65.8 66.9 14 Cash assets (4) 150.3 145.1 142.0 142.5 137.4 144.3 146.4 136.8 137.4 127.9 143.2 138.7 15 Other assets (5) 223.6 245.8 247.9 263.3 259.4 257.2 264.1 263.6 258.3 260.3 261.9 274.0 16 TOTAL ASSETS (6) 2,892.2 3,036.4 3,048.3 3,046.4 3,039.9 3,061.8 3,090.7 3,081.9 3,075.3 3,058.9 3,075.1 3,118.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,622.4 1,644.8 1,644.5 1,647.7 1,631.6 1,662.2 1,670.5 1,675.0 1,659.8 1,667.8 1,674.8 1,697.7 18 Transaction 316.1 305.7 301.9 304.1 294.0 294.9 299.6 297.2 280.7 289.4 306.3 312.6 19 Nontransaction 1,306.3 1,339.1 1,342.7 1,343.6 1,337.6 1,367.3 1,370.9 1,377.8 1,379.2 1,378.4 1,368.4 1,385.2 20 Large time 233.7 266.6 258.6 255.5 251.3 261.4 263.5 258.6 259.2 259.4 255.8 259.9 21 Other 1,072.5 1,072.4 1,084.1 1,088.1 1,086.3 1,105.9 1,107.4 1,119.2 1,120.0 1,119.0 1,112.6 1,125.3 22 Borrowings 632.8 690.0 672.1 665.0 662.0 670.6 682.6 686.1 692.4 689.8 675.0 687.1 23 From banks in the U.S. 193.0 207.7 192.4 196.6 194.0 212.5 215.6 215.3 220.7 215.0 209.2 216.2 24 From others 439.8 482.4 479.7 468.3 468.0 458.2 467.1 470.8 471.7 474.9 465.8 470.9 25 Net due to related foreign offices 203.9 222.7 224.4 211.9 211.8 205.4 201.4 187.1 193.5 175.7 187.7 191.4 26 Other liabilities 163.7 193.7 208.0 216.4 221.1 221.6 236.0 222.4 220.4 217.5 220.4 231.5 27 TOTAL LIABILITIES 2,622.8 2,751.2 2,749.0 2,741.0 2,726.4 2,759.9 2,790.6 2,770.6 2,766.1 2,750.9 2,757.9 2,807.7 28 Residual (assets less liabilities) (7) 269.4 285.2 299.3 305.4 313.5 301.9 300.2 311.3 309.2 308.0 317.3 310.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,431.6 2,517.6 2,545.7 2,541.7 2,553.9 2,577.1 2,585.5 2,592.0 2,587.3 2,585.9 2,579.8 2,615.2 2 Securities in bank credit 567.7 572.1 582.7 576.4 578.6 586.4 597.1 598.1 600.0 599.3 594.7 598.3 3 U.S. government securities 368.9 355.5 355.2 352.0 350.6 351.8 355.3 352.1 354.9 354.7 349.6 349.3 3a Trading account 22.6 23.1 22.6 21.1 21.8 28.9 34.5 37.9 36.6 37.1 37.4 40.3 3b Investment account 346.3 332.5 332.7 330.9 328.8 323.0 320.8 314.3 318.3 317.5 312.2 309.0 3c Mortgage-backed 222.6 208.0 208.4 210.4 210.8 212.7 219.0 214.9 218.2 217.7 212.2 211.7 3d Other 123.7 124.5 124.3 120.5 118.0 110.3 101.8 99.3 100.2 99.9 100.0 97.3 3e 1 year or less 28.2 32.5 33.2 32.0 32.6 31.3 31.4 33.5 32.9 33.7 34.2 33.1 3f Between 1 and 5 years 56.4 54.1 53.7 51.5 49.8 44.9 38.4 36.9 36.5 37.7 37.3 36.2 3g More than 5 years 39.1 37.9 37.4 37.0 35.6 34.1 32.0 28.9 30.7 28.5 28.5 28.0 4 Other securities 198.8 216.6 227.5 224.4 228.0 234.5 241.9 245.9 245.1 244.6 245.1 248.9 4a Trading account 85.9 102.5 114.5 112.7 116.0 122.0 127.6 129.3 128.5 127.6 128.5 132.4 4b Investment account 112.9 114.1 113.0 111.7 112.0 112.5 114.3 116.7 116.5 116.9 116.6 116.6 4c State and local government 24.7 25.6 25.7 26.1 26.6 26.9 27.5 27.6 27.3 27.5 27.9 27.8 4d Other 88.2 88.5 87.3 85.6 85.4 85.6 86.8 89.1 89.2 89.5 88.7 88.8 5 Loans and leases in bank credit (2) 1,863.9 1,945.5 1,963.0 1,965.3 1,975.4 1,990.8 1,988.3 1,994.0 1,987.3 1,986.7 1,985.1 2,016.9 6 Commercial and industrial 566.5 584.0 587.6 589.1 589.8 591.5 594.2 599.7 597.9 597.7 600.9 602.3 6a Bankers acceptances 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 565.5 583.1 586.8 588.2 588.9 590.6 593.3 598.9 597.1 596.9 600.1 601.5 7 Real estate 763.6 820.2 821.3 817.7 823.7 823.0 819.9 821.8 822.4 820.0 818.0 826.8 8 Revolving home equity 67.9 79.2 78.1 80.1 81.2 82.1 82.6 83.1 82.9 83.0 83.1 83.4 9a Other residential 422.1 456.9 459.3 453.2 456.4 454.8 453.3 453.3 454.6 451.8 449.4 457.3 9b Commercial 273.6 284.1 283.9 284.4 286.2 286.1 284.0 285.4 284.9 285.1 285.5 286.1 10 Consumer 227.8 231.2 233.1 234.2 236.2 239.7 241.6 242.2 242.2 242.5 242.6 241.6 10a Credit card and related plans -- 74.3 75.4 76.5 78.0 82.3 83.3 83.0 81.7 83.0 84.0 83.1 10f Other -- 156.9 157.7 157.7 158.3 157.5 158.4 159.3 160.5 159.5 158.6 158.6 11 Security (3) 71.5 64.0 70.8 72.1 71.0 76.4 70.2 70.5 66.2 68.5 65.8 81.3 11a Fed funds and RPs with broker/dealer 49.7 45.7 51.8 53.8 53.6 59.7 53.4 53.8 49.7 52.0 49.7 63.9 11b Other 21.8 18.3 19.0 18.4 17.5 16.7 16.8 16.6 16.5 16.5 16.1 17.5 12a State and local government 12.3 12.7 12.8 12.8 12.7 12.5 12.6 12.6 12.6 12.6 12.7 12.7 12b Agricultural 9.2 9.7 9.6 9.6 9.6 9.7 9.8 9.8 9.8 9.8 9.8 9.9 12c Fed funds and RPs with others 13.4 14.1 16.2 16.9 19.0 20.9 25.7 26.1 26.1 25.9 25.1 27.4 12d All other loans 79.9 84.5 86.4 85.4 85.5 88.4 84.0 81.1 79.9 79.6 80.1 84.7 12e Lease financing receivables 119.8 125.1 125.1 127.5 127.7 128.6 130.4 130.1 130.3 130.1 130.1 130.1 13 Interbank loans 133.0 135.1 128.0 131.1 139.2 141.2 154.7 139.6 145.3 139.8 134.1 139.0 13a Fed funds and RPs with banks 61.6 63.1 55.5 56.5 62.2 65.2 79.2 69.9 70.9 70.6 66.7 71.3 13b Other 71.4 72.0 72.5 74.6 77.0 76.0 75.6 69.7 74.4 69.3 67.4 67.7 14 Cash assets (4) 152.0 137.1 138.9 142.9 139.7 155.0 156.4 138.8 129.8 129.9 154.5 140.8 15 Other assets (5) 224.8 243.1 247.4 256.9 254.9 255.4 263.9 265.7 260.6 262.3 261.8 278.0 16 TOTAL ASSETS (6) 2,906.8 2,997.3 3,024.2 3,037.3 3,052.0 3,092.1 3,123.6 3,098.4 3,085.3 3,080.3 3,092.6 3,135.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,622.7 1,629.2 1,636.8 1,642.3 1,644.8 1,685.2 1,681.5 1,676.5 1,658.3 1,674.3 1,675.1 1,698.2 18 Transaction 312.6 294.6 297.2 298.3 297.7 314.0 308.3 294.3 271.0 289.2 306.4 310.6 19 Nontransaction 1,310.1 1,334.5 1,339.6 1,344.0 1,347.1 1,371.3 1,373.2 1,382.2 1,387.3 1,385.0 1,368.7 1,387.6 20 Large time 240.3 261.3 254.1 257.0 258.6 268.3 269.7 265.2 266.7 267.1 261.7 265.3 21 Other 1,069.8 1,073.3 1,085.4 1,087.1 1,088.5 1,103.0 1,103.5 1,117.0 1,120.6 1,118.0 1,107.0 1,122.3 22 Borrowings 641.4 659.6 661.9 663.9 669.0 677.2 702.7 694.9 703.4 699.6 684.2 692.5 23 From banks in the U.S. 197.3 200.4 188.4 193.1 196.5 215.5 219.8 219.6 224.7 219.9 213.8 220.0 24 From others 444.1 459.2 473.6 470.8 472.5 461.7 482.9 475.3 478.7 479.7 470.4 472.5 25 Net due to related foreign offices 216.1 220.1 220.0 212.8 215.3 206.8 201.9 198.3 198.3 182.7 206.2 206.2 26 Other liabilities 163.7 193.7 208.0 216.4 221.1 221.6 236.0 222.4 220.4 217.5 220.4 231.5 27 TOTAL LIABILITIES 2,643.9 2,702.5 2,726.8 2,735.4 2,750.3 2,790.8 2,822.1 2,792.2 2,780.4 2,774.1 2,785.8 2,828.3 28 Residual (assets less liabilities) (7) 262.9 294.7 297.4 301.9 301.8 301.3 301.5 306.2 304.9 306.2 306.8 307.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,876.1 1,996.0 2,014.2 2,027.6 2,046.6 2,067.8 2,085.1 2,096.8 2,091.3 2,097.5 2,099.9 2,098.2 2 Securities in bank credit 515.5 531.2 535.4 538.5 543.6 550.7 558.1 560.7 558.8 562.0 560.9 560.9 3 U.S. government securities 377.5 372.1 370.9 369.9 370.0 367.7 368.3 365.7 365.7 368.8 365.3 363.0 4 Other securities 138.0 159.1 164.5 168.6 173.6 183.1 189.8 195.0 193.1 193.2 195.6 197.9 5 Loans and leases in bank credit (2) 1,360.6 1,464.8 1,478.8 1,489.1 1,502.9 1,517.1 1,527.0 1,536.1 1,532.5 1,535.5 1,539.0 1,537.3 6 Commercial and industrial 261.0 285.1 287.0 289.0 291.9 292.7 295.9 298.0 297.4 297.8 298.1 298.5 7 Real estate 729.0 783.4 792.8 801.8 809.8 818.0 820.6 827.5 824.5 827.0 828.4 830.2 8 Revolving home equity 38.2 41.7 44.6 45.5 45.9 46.5 47.3 47.8 47.7 47.7 47.9 48.1 9 Other 690.8 741.8 748.2 756.3 763.9 771.5 773.3 779.7 776.8 779.2 780.5 782.1 10 Consumer 276.1 295.7 298.5 298.1 299.6 301.7 304.8 302.2 302.1 303.3 304.2 299.2 11 Security (3) 6.3 7.2 7.1 7.3 7.4 7.8 7.5 8.0 8.0 7.7 7.9 8.4 12 Other loans and leases 88.2 93.4 93.4 93.1 94.3 96.9 98.1 100.4 100.5 99.8 100.5 100.9 13 Interbank loans 59.6 84.1 84.5 84.1 79.7 85.5 87.5 97.0 93.4 91.7 97.9 105.0 14 Cash assets (4) 90.9 81.2 81.6 81.8 78.1 81.5 84.1 83.7 83.5 79.7 84.4 87.2 15 Other assets (5) 98.4 109.0 108.2 113.3 108.1 114.3 120.8 123.8 118.2 117.0 137.8 122.3 16 TOTAL ASSETS (6) 2,101.0 2,244.2 2,262.0 2,280.4 2,286.0 2,322.5 2,350.9 2,374.6 2,359.9 2,359.2 2,393.3 2,386.1 L I A B I L I T I E S 17 Deposits 1,512.6 1,713.0 1,738.6 1,754.0 1,759.4 1,802.7 1,829.5 1,844.2 1,838.6 1,838.3 1,849.8 1,850.0 18 Transaction 321.0 300.6 298.1 297.9 293.3 291.6 296.7 294.1 286.9 289.4 300.4 299.8 19 Nontransaction 1,191.6 1,412.4 1,440.5 1,456.2 1,466.1 1,511.1 1,532.9 1,550.1 1,551.8 1,548.9 1,549.5 1,550.1 20 Large time 245.4 282.1 286.2 289.8 292.6 297.8 299.6 305.9 306.3 306.7 305.4 305.2 21 Other 946.2 1,130.3 1,154.3 1,166.4 1,173.5 1,213.3 1,233.2 1,244.1 1,245.4 1,242.2 1,244.0 1,244.9 22 Borrowings 333.1 339.1 333.7 327.1 322.9 328.0 342.7 343.9 345.7 342.4 343.7 343.7 23 From banks in the U.S. 155.7 164.8 161.9 154.1 151.8 155.9 160.9 163.3 163.5 161.5 164.1 164.1 24 From others 177.4 174.3 171.8 173.0 171.1 172.1 181.9 180.6 182.2 180.9 179.6 179.6 25 Net due to related foreign offices 0.0 23.7 20.6 23.4 23.7 20.9 16.8 18.0 16.5 15.0 20.2 20.2 26 Other liabilities 60.7 46.0 47.7 52.8 54.2 54.2 54.1 54.5 52.9 53.6 55.8 55.6 27 TOTAL LIABILITIES 1,906.3 2,121.8 2,140.5 2,157.4 2,160.2 2,205.7 2,243.2 2,260.5 2,253.7 2,249.4 2,269.5 2,269.4 28 Residual (assets less liabilities) (7) 194.7 122.4 121.4 123.1 125.8 116.7 107.6 114.1 106.2 109.8 123.8 116.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,863.2 1,999.4 2,018.6 2,029.6 2,047.0 2,069.5 2,078.2 2,080.9 2,077.0 2,081.7 2,081.7 2,083.2 2 Securities in bank credit 512.2 530.8 534.0 535.9 542.0 550.8 556.7 557.0 555.8 558.2 556.5 557.5 3 U.S. government securities 375.0 371.5 370.0 367.3 368.2 367.2 366.6 363.1 363.3 365.9 362.2 360.9 4 Other securities 137.2 159.3 164.0 168.5 173.8 183.6 190.2 193.9 192.5 192.3 194.2 196.6 5 Loans and leases in bank credit (2) 1,351.0 1,468.6 1,484.6 1,493.7 1,505.0 1,518.8 1,521.4 1,523.9 1,521.2 1,523.4 1,525.2 1,525.6 6 Commercial and industrial 259.9 283.1 285.3 288.6 290.5 292.2 294.7 296.3 295.7 295.9 296.3 297.3 7 Real estate 724.3 786.2 795.9 805.2 812.5 817.3 818.0 821.9 819.6 821.5 821.7 824.8 8 Revolving home equity 38.0 41.6 45.0 45.8 46.3 46.8 47.2 47.5 47.4 47.5 47.5 47.7 9 Other 686.3 744.6 750.9 759.3 766.2 770.5 770.8 774.4 772.2 774.0 774.2 777.1 10 Consumer 275.1 296.4 300.3 297.8 300.1 304.9 305.5 300.7 300.9 302.0 302.5 297.5 10a Credit card and related plans -- 130.2 132.7 130.4 132.3 137.2 136.5 131.5 131.7 132.5 133.6 128.4 10h Other -- 166.2 167.6 167.4 167.8 167.7 169.0 169.2 169.2 169.6 168.9 169.0 11 Security (3) 6.3 7.2 7.1 7.3 7.4 7.8 7.5 8.0 8.0 7.7 7.9 8.4 12 Other loans and leases 85.4 95.7 96.0 94.9 94.5 96.6 95.7 97.0 97.0 96.3 96.9 97.7 13 Interbank loans 60.6 80.0 81.6 83.7 86.2 92.1 87.5 98.4 96.8 94.0 97.1 105.8 14 Cash assets (4) 90.3 78.5 81.2 81.6 81.3 86.3 85.7 83.2 79.4 78.8 87.3 87.2 15 Other assets (5) 97.6 110.7 107.7 113.2 109.6 113.9 118.0 122.3 116.7 114.9 135.9 121.5 16 TOTAL ASSETS (6) 2,087.8 2,242.4 2,262.6 2,281.7 2,297.7 2,335.1 2,342.6 2,358.1 2,343.3 2,342.7 2,375.3 2,371.2 L I A B I L I T I E S 17 Deposits 1,504.1 1,708.3 1,736.5 1,757.0 1,772.4 1,811.8 1,822.5 1,834.0 1,829.7 1,828.7 1,837.8 1,839.7 18 Transaction 317.3 296.2 295.9 295.5 296.9 302.9 298.3 290.6 282.3 285.9 297.2 296.8 19 Nontransaction 1,186.8 1,412.2 1,440.6 1,461.4 1,475.4 1,508.9 1,524.2 1,543.4 1,547.4 1,542.8 1,540.6 1,542.9 20 Large time 245.4 282.1 286.2 289.8 292.6 297.8 299.6 305.9 306.3 306.7 305.4 305.2 21 Other 941.4 1,130.1 1,154.5 1,171.6 1,182.8 1,211.0 1,224.6 1,237.5 1,241.1 1,236.1 1,235.2 1,237.6 22 Borrowings 328.7 342.2 339.6 330.0 325.1 332.2 340.1 337.3 336.6 336.7 338.8 337.2 23 From banks in the U.S. 153.1 167.6 165.5 156.7 152.8 158.6 159.6 158.7 157.6 157.3 160.3 159.4 24 From others 175.7 174.6 174.0 173.3 172.3 173.7 180.6 178.7 179.0 179.4 178.5 177.7 25 Net due to related foreign offices 0.0 23.7 20.6 23.4 23.7 20.9 16.8 18.0 16.5 15.0 20.2 20.2 26 Other liabilities 61.0 46.0 47.4 52.4 54.2 54.5 53.7 55.0 53.4 54.0 56.3 56.2 27 TOTAL LIABILITIES 1,893.8 2,120.2 2,144.1 2,162.8 2,175.3 2,219.4 2,233.2 2,244.3 2,236.3 2,234.5 2,253.2 2,253.2 28 Residual (assets less liabilities) (7) 193.9 122.2 118.6 118.9 122.4 115.7 109.4 113.8 107.0 108.2 122.1 118.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 542.8 585.9 592.9 581.7 576.3 599.4 614.0 610.1 604.1 603.4 609.4 623.6 2 Securities in bank credit 194.7 210.3 208.6 193.8 185.6 203.0 206.5 201.4 198.1 199.1 202.4 206.1 3 U.S. government securities 76.0 79.2 76.9 70.4 66.7 68.1 66.7 64.4 61.7 63.7 65.0 67.2 4 Other securities 118.8 131.1 131.7 123.4 118.8 134.9 139.8 137.0 136.4 135.4 137.4 138.9 5 Loans and leases in bank credit (2) 348.1 375.6 384.2 388.0 390.7 396.4 407.6 408.7 406.0 404.3 407.0 417.5 6 Commercial and industrial 196.4 206.5 203.9 202.2 202.3 205.6 212.5 215.7 216.3 213.6 214.7 218.2 7 Real estate 16.9 18.4 18.8 17.7 18.3 18.4 18.3 18.0 18.0 18.0 18.1 18.0 11 Security (3) 66.8 81.7 94.2 101.6 102.8 106.1 110.3 107.5 104.2 105.7 107.4 112.8 12 Other loans and leases 67.9 69.0 67.3 66.5 67.3 66.4 66.4 67.4 67.4 67.0 66.8 68.5 13 Interbank loans 32.7 22.5 24.0 27.0 26.7 26.8 29.1 28.2 27.9 24.5 29.5 30.9 14 Cash assets (4) 50.8 45.2 45.5 43.4 39.8 41.4 44.4 44.5 44.3 42.9 45.9 44.9 15 Other assets (5) 37.7 41.0 40.1 41.5 39.9 35.8 37.0 36.0 35.1 37.0 36.6 35.1 16 TOTAL ASSETS (6) 663.7 694.3 702.1 693.3 682.4 703.0 724.2 718.4 711.0 707.5 721.1 734.2 L I A B I L I T I E S 17 Deposits 377.2 395.6 388.1 382.7 381.1 383.6 391.2 383.2 384.4 381.6 388.3 378.6 18 Transaction 10.9 10.8 9.7 10.6 10.6 10.3 10.3 9.7 10.0 9.5 9.4 9.8 19 Nontransaction 366.3 384.8 378.4 372.1 370.5 373.3 381.0 373.5 374.4 372.1 378.9 368.8 22 Borrowings 175.5 198.9 214.8 221.6 225.0 242.7 245.3 240.0 229.7 241.7 232.9 255.8 23 From banks in the U.S. 18.4 17.0 19.6 19.5 20.0 24.7 27.9 24.6 21.0 24.6 19.7 33.3 24 From others 157.0 181.9 195.2 202.1 204.9 218.0 217.4 215.4 208.7 217.1 213.2 222.5 25 Net due to related foreign offices 27.4 23.4 24.3 16.6 6.0 -2.0 4.7 5.8 13.2 -1.5 6.4 5.1 26 Other liabilities 74.2 72.5 75.7 80.6 74.7 72.7 77.7 77.6 77.8 76.7 77.7 78.4 27 TOTAL LIABILITIES 654.2 690.4 702.9 701.4 686.8 697.1 719.0 706.7 705.1 698.5 705.2 717.9 28 Residual (assets less liabilities) (7) 9.5 3.9 -0.8 -8.1 -4.4 5.9 5.2 11.7 5.9 9.0 15.9 16.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 547.1 576.1 592.1 590.5 590.4 610.4 623.2 613.8 610.6 609.2 609.1 626.3 2 Securities in bank credit 196.0 204.6 208.8 201.2 196.3 207.1 211.5 202.3 201.9 201.5 200.8 205.2 3 U.S. government securities 76.1 77.6 74.8 70.0 68.1 69.2 67.3 64.5 62.4 63.8 64.7 67.0 3a Trading account 7.3 13.9 14.2 11.8 10.8 11.7 11.1 10.5 8.9 10.3 10.9 12.0 3b Investment account 68.8 63.7 60.6 58.2 57.3 57.5 56.2 53.9 53.4 53.5 53.8 55.0 4 Other securities 120.0 127.0 134.0 131.3 128.2 137.8 144.2 137.9 139.6 137.7 136.1 138.2 4a Trading account 76.7 82.4 90.9 89.3 86.7 89.2 94.5 90.1 91.9 89.5 88.1 90.8 4b Investment account 43.2 44.6 43.0 42.0 41.4 48.6 49.7 47.8 47.6 48.2 48.0 47.5 5 Loans and leases in bank credit (2) 351.0 371.5 383.3 389.3 394.2 403.3 411.7 411.5 408.7 407.7 408.4 421.1 6 Commercial and industrial 198.9 203.8 203.9 203.6 205.7 209.6 214.2 218.2 217.6 216.7 217.3 221.3 7 Real estate 17.2 18.2 18.6 18.0 18.3 18.3 18.6 18.3 18.4 18.3 18.3 18.2 11 Security (3) 66.6 81.9 94.0 100.9 102.0 106.5 110.9 107.3 104.4 105.1 106.3 113.2 12 Other loans and leases 68.3 67.6 66.8 66.7 68.1 68.8 68.1 67.7 68.4 67.5 66.5 68.4 13 Interbank loans 32.7 22.5 24.0 27.0 26.7 26.8 29.1 28.2 27.9 24.5 29.5 30.9 14 Cash assets (4) 50.2 43.7 44.7 44.3 42.3 44.8 46.4 44.0 44.1 42.8 45.1 44.0 15 Other assets (5) 39.6 40.3 39.4 40.7 40.0 37.9 38.5 37.7 37.2 38.8 37.8 36.8 16 TOTAL ASSETS (6) 669.2 682.2 699.8 702.1 699.1 719.6 736.9 723.3 719.5 714.9 721.2 737.7 L I A B I L I T I E S 17 Deposits 384.2 383.6 381.8 378.2 384.3 392.5 399.4 391.0 392.6 388.8 394.9 387.4 18 Transaction 10.8 10.7 10.2 10.7 10.8 10.9 10.4 9.6 9.9 9.5 9.5 9.6 19 Nontransaction 373.3 372.9 371.6 367.5 373.6 381.6 389.0 381.3 382.8 379.3 385.4 377.8 22 Borrowings 175.5 198.9 214.8 221.6 225.0 242.7 245.3 240.0 229.7 241.7 232.9 255.8 23 From banks in the U.S. 18.4 17.0 19.6 19.5 20.0 24.7 27.9 24.6 21.0 24.6 19.7 33.3 24 From others 157.0 181.9 195.2 202.1 204.9 218.0 217.4 215.4 208.7 217.1 213.2 222.5 25 Net due to related foreign offices 29.7 23.2 23.6 16.7 7.6 3.0 6.8 7.8 12.2 0.6 9.2 9.2 26 Other liabilities 76.2 72.1 75.3 79.9 75.9 74.8 79.5 79.4 79.8 78.6 79.1 80.1 27 TOTAL LIABILITIES 665.5 677.8 695.5 696.5 692.8 713.0 731.0 718.2 714.4 709.8 716.0 732.6 28 Residual (assets less liabilities) (7) 3.7 4.4 4.3 5.6 6.3 6.5 5.9 5.1 5.0 5.2 5.2 5.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars March 9, 2001 Account 2000 2000 2000 2000 2000 2000 2001 2001 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 7 Feb 14 Feb 21 Feb 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 64.5 66.5 74.4 70.9 68.0 77.8 79.5 77.5 77.3 76.4 76.2 80.2 30 Reval. losses on off-bal. sheet items (8) 64.3 67.3 73.9 72.8 72.6 83.1 82.5 81.0 80.9 80.0 79.9 83.1 31 Mortgage-backed securities (9) 252.6 238.0 238.2 239.7 239.8 241.8 247.2 243.7 246.9 246.4 241.1 240.4 31a Pass-through 175.4 170.0 170.6 173.5 173.9 177.2 182.4 179.0 181.8 181.4 176.6 176.0 31b CMO, REMIC, and other 77.2 68.0 67.6 66.2 66.0 64.6 64.8 64.7 65.1 65.0 64.5 64.3 32 Net unrealized gains (losses) on -10.8 -8.6 -7.4 -7.8 -7.5 -5.3 -3.0 -0.8 -0.8 -1.2 -1.0 -0.3 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 23.6 22.1 22.1 22.3 23.1 23.4 23.0 22.6 22.8 22.7 22.5 22.5 34 Securitized consumer loans (12) -- 86.6 85.9 80.8 80.5 82.2 82.4 80.8 81.8 80.3 80.0 80.9 34a Credit card and related plans -- 72.0 71.8 67.2 67.3 68.6 68.5 67.3 68.1 66.9 66.7 67.6 34b Other -- 14.6 14.1 13.6 13.2 13.6 13.9 13.4 13.7 13.4 13.4 13.3 35 Securitized business loans (12) -- 16.2 15.3 15.2 17.8 18.6 18.4 18.6 18.6 18.5 18.5 18.6 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 203.1 210.1 211.6 212.4 213.7 215.3 218.8 222.8 219.6 221.6 223.9 226.2 34 Securitized consumer loans (12) -- 220.9 221.6 224.6 225.5 230.9 231.1 235.3 234.3 233.8 234.6 238.5 34a Credit card and related plans -- 212.0 213.0 215.2 215.9 221.6 222.0 226.5 225.4 225.0 225.8 229.8 34b Other -- 8.9 8.6 9.4 9.6 9.3 9.1 8.8 8.8 8.8 8.8 8.7 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 42.8 43.0 48.6 47.3 44.7 45.6 51.0 49.8 49.9 49.3 49.6 50.3 30 Reval. losses on off-bal. sheet items (8) 42.3 40.1 45.0 44.7 41.0 41.7 47.4 47.8 47.8 47.6 47.7 48.1 35 Securitized business loans (12) -- 23.7 23.1 23.0 22.8 23.1 23.2 22.4 22.8 22.2 22.3 22.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 March 9, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.