H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,941.7 5,147.5 5,166.4 5,216.1 5,264.7 5,278.0 5,288.9 5,310.1 5,311.4 5,307.5 5,326.4 5,336.7 2 Securities in bank credit 1,294.0 1,316.8 1,311.4 1,335.3 1,356.3 1,350.8 1,345.1 1,361.0 1,363.5 1,359.5 1,367.9 1,379.2 3 Treasury and Agency securities (2) 816.7 794.3 785.9 788.8 786.9 777.5 758.4 766.7 772.7 768.7 762.0 768.1 4 Other securities 477.3 522.5 525.4 546.5 569.4 573.4 586.7 594.3 590.7 590.8 605.9 611.1 5 Loans and leases in bank credit (3) 3,647.7 3,830.7 3,855.1 3,880.8 3,908.5 3,927.2 3,943.7 3,949.1 3,947.9 3,947.9 3,958.6 3,957.5 6 Commercial and industrial 1,040.4 1,082.8 1,087.0 1,094.3 1,109.0 1,117.5 1,117.8 1,114.3 1,116.2 1,114.0 1,115.7 1,116.0 7 Real estate 1,555.1 1,638.4 1,651.3 1,658.0 1,661.0 1,671.2 1,678.8 1,685.1 1,680.4 1,690.7 1,699.3 1,697.0 8 Revolving home equity 112.5 125.0 127.1 129.4 131.2 132.7 134.4 135.3 135.6 136.3 136.4 137.5 9 Other 1,442.6 1,513.4 1,524.2 1,528.6 1,529.8 1,538.5 1,544.5 1,549.8 1,544.8 1,554.4 1,562.8 1,559.5 10 Consumer 507.9 530.1 533.9 537.0 540.8 540.3 538.2 541.8 542.8 542.6 541.4 547.1 11 Security (4) 147.4 164.1 165.1 168.8 169.9 168.6 173.9 174.7 168.5 165.3 170.0 161.7 12 Other loans and leases 396.9 415.4 417.8 422.7 427.8 429.6 435.0 433.2 440.1 435.4 432.1 435.6 13 Interbank loans 223.8 246.5 245.9 252.2 270.2 266.7 275.2 292.1 307.9 289.3 289.9 293.7 14 Cash assets (5) 281.2 267.1 256.1 267.1 273.0 265.1 268.0 270.9 264.8 275.6 262.3 257.0 15 Other assets (6) 370.5 413.6 402.7 397.0 412.1 414.1 430.3 429.6 440.4 431.0 431.2 420.2 16 TOTAL ASSETS (7) 5,757.6 6,012.5 6,008.5 6,068.7 6,155.2 6,159.1 6,197.6 6,237.5 6,259.2 6,238.3 6,244.9 6,242.6 L I A B I L I T I E S 17 Deposits 3,626.3 3,786.7 3,781.1 3,847.8 3,893.3 3,890.5 3,924.0 3,990.4 3,992.8 3,984.7 3,968.6 3,996.9 18 Transaction 627.3 611.1 601.2 602.0 608.7 607.6 607.1 612.8 649.6 599.0 590.5 596.0 19 Nontransaction 2,999.0 3,175.6 3,179.8 3,245.8 3,284.6 3,282.9 3,316.9 3,377.6 3,343.2 3,385.8 3,378.0 3,400.9 20 Large time 870.6 917.6 917.4 934.8 942.5 936.8 933.7 947.8 948.6 935.0 938.0 953.9 21 Other 2,128.4 2,258.0 2,262.5 2,311.0 2,342.1 2,346.1 2,383.2 2,429.8 2,394.6 2,450.7 2,440.1 2,447.0 22 Borrowings 1,184.7 1,208.7 1,202.9 1,242.3 1,263.6 1,259.2 1,243.8 1,278.0 1,284.0 1,268.5 1,263.5 1,233.2 23 From banks in the U.S. 375.6 374.0 368.7 396.7 397.3 396.2 395.6 405.7 411.7 385.6 382.9 391.1 24 From others 809.2 834.8 834.2 845.6 866.3 863.0 848.2 872.4 872.3 882.9 880.6 842.1 25 Net due to related foreign offices 222.9 252.6 244.3 225.8 221.2 219.4 233.3 189.7 207.0 211.8 220.3 224.6 26 Other liabilities 297.9 347.9 347.2 345.1 362.7 343.4 355.3 349.1 342.2 338.2 352.7 350.4 27 TOTAL LIABILITIES 5,331.8 5,596.0 5,575.4 5,661.1 5,740.9 5,712.6 5,756.4 5,807.3 5,826.0 5,803.2 5,805.0 5,805.1 28 Residual (assets less liabilities) (8) 425.7 416.5 433.0 407.6 414.4 446.5 441.2 430.3 433.2 435.0 439.9 437.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,939.0 5,154.9 5,185.6 5,252.5 5,279.5 5,273.0 5,276.2 5,302.6 5,301.1 5,307.2 5,318.1 5,327.2 2 Securities in bank credit 1,296.8 1,313.7 1,315.4 1,340.9 1,361.4 1,352.6 1,349.2 1,362.6 1,361.4 1,359.0 1,368.0 1,378.1 3 Treasury and Agency securities (2) 822.3 789.2 787.0 788.6 789.1 779.2 764.3 771.6 774.4 769.6 763.0 769.5 4 Other securities 474.5 524.5 528.3 552.3 572.4 573.4 584.9 591.0 587.0 589.4 605.0 608.6 5 Loans and leases in bank credit (3) 3,642.2 3,841.3 3,870.2 3,911.5 3,918.0 3,920.4 3,927.0 3,940.0 3,939.7 3,948.2 3,950.2 3,949.2 6 Commercial and industrial 1,045.5 1,082.3 1,088.1 1,096.5 1,106.2 1,116.8 1,119.4 1,119.0 1,120.6 1,121.1 1,120.7 1,118.6 7 Real estate 1,551.3 1,641.7 1,656.9 1,662.6 1,660.1 1,664.7 1,671.4 1,680.8 1,676.5 1,688.5 1,699.8 1,698.5 8 Revolving home equity 111.6 126.0 127.7 129.5 130.4 131.6 132.8 134.3 135.3 136.2 136.5 137.6 9 Other 1,439.6 1,515.7 1,529.1 1,533.2 1,529.6 1,533.1 1,538.6 1,546.5 1,541.2 1,552.3 1,563.3 1,560.9 10 Consumer 506.1 529.9 534.3 542.8 545.1 540.9 534.4 538.6 541.5 541.2 539.2 545.2 10a Credit card and related plans -- 206.7 209.9 218.7 218.8 213.8 209.6 214.7 217.7 217.9 215.6 220.4 10b Other -- 323.2 324.4 324.1 326.3 327.0 324.8 323.9 323.8 323.3 323.6 324.8 11 Security (4) 144.5 171.2 171.1 180.9 177.7 171.4 170.0 170.4 166.4 164.2 162.8 156.0 12 Other loans and leases 394.9 416.1 419.9 428.7 428.9 426.6 431.8 431.2 434.7 433.2 427.7 430.9 13 Interbank loans 228.1 242.0 252.6 261.0 272.2 268.5 282.6 298.2 296.5 286.7 285.0 286.9 14 Cash assets (5) 277.5 267.9 263.1 286.5 289.0 266.2 258.1 266.7 255.4 278.0 251.4 251.7 15 Other assets (6) 370.4 410.0 402.4 403.3 413.9 413.3 429.6 429.4 436.3 432.3 434.4 422.4 16 TOTAL ASSETS (7) 5,755.7 6,012.9 6,041.0 6,139.2 6,190.2 6,156.1 6,181.7 6,232.0 6,224.3 6,239.1 6,223.8 6,223.1 L I A B I L I T I E S 17 Deposits 3,645.0 3,775.3 3,803.1 3,894.4 3,908.2 3,907.5 3,934.4 4,009.7 3,975.6 3,989.2 3,961.0 3,984.0 18 Transaction 634.8 605.1 607.4 631.2 620.5 599.5 601.1 619.1 637.7 603.1 573.6 585.5 19 Nontransaction 3,010.2 3,170.2 3,195.6 3,263.2 3,287.7 3,308.0 3,333.3 3,390.6 3,337.9 3,386.2 3,387.4 3,398.5 20 Large time 872.0 912.6 924.8 948.8 955.6 948.5 936.9 949.0 950.8 938.0 939.4 951.2 21 Other 2,138.2 2,257.6 2,270.9 2,314.4 2,332.1 2,359.5 2,396.4 2,441.5 2,387.1 2,448.1 2,448.0 2,447.4 22 Borrowings 1,186.4 1,206.9 1,211.3 1,245.2 1,280.9 1,262.8 1,242.1 1,278.7 1,293.8 1,284.5 1,275.7 1,240.1 23 From banks in the U.S. 379.3 369.3 369.5 398.6 403.5 400.6 399.2 408.9 416.4 392.1 388.1 394.7 24 From others 807.1 837.6 841.8 846.6 877.3 862.3 842.9 869.8 877.4 892.4 887.7 845.3 25 Net due to related foreign offices 216.2 253.0 246.6 230.6 225.4 225.5 232.2 182.7 197.8 210.9 218.9 222.4 26 Other liabilities 293.7 348.1 349.1 347.5 365.1 347.4 354.1 344.2 338.7 338.9 352.3 350.3 27 TOTAL LIABILITIES 5,341.3 5,583.3 5,610.1 5,717.7 5,779.5 5,743.2 5,762.8 5,815.3 5,806.0 5,823.5 5,807.9 5,796.8 28 Residual (assets less liabilities) (8) 414.3 429.6 430.9 421.5 410.7 412.9 418.8 416.6 418.3 415.6 415.9 426.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,372.2 4,560.2 4,578.3 4,616.9 4,652.2 4,670.4 4,668.5 4,693.3 4,697.0 4,707.3 4,714.5 4,730.4 2 Securities in bank credit 1,089.3 1,115.0 1,115.8 1,130.3 1,148.1 1,151.9 1,139.7 1,146.3 1,145.3 1,147.4 1,154.0 1,168.1 3 Treasury and Agency securities (2) 736.4 724.3 717.9 719.5 719.8 713.2 690.6 691.6 692.4 696.6 690.3 698.1 4 Other securities 352.8 390.7 398.0 410.8 428.3 438.7 449.1 454.7 452.9 450.8 463.7 470.0 5 Loans and leases in bank credit (3) 3,282.9 3,445.1 3,462.5 3,486.5 3,504.1 3,518.4 3,528.8 3,547.0 3,551.6 3,559.9 3,560.5 3,562.4 6 Commercial and industrial 840.1 879.1 881.0 885.4 895.3 900.3 897.7 893.6 894.7 894.3 893.7 894.6 7 Real estate 1,537.8 1,620.3 1,632.8 1,639.4 1,642.1 1,652.6 1,660.4 1,667.0 1,662.5 1,672.7 1,681.0 1,678.7 8 Revolving home equity 112.5 125.0 127.1 129.4 131.2 132.7 134.4 135.3 135.6 136.3 136.4 137.5 9 Other 1,425.3 1,495.3 1,505.7 1,510.0 1,510.9 1,519.9 1,526.0 1,531.7 1,526.9 1,536.4 1,544.5 1,541.2 10 Consumer 507.9 530.1 533.9 537.0 540.8 540.3 538.2 541.8 542.8 542.6 541.4 547.1 11 Security (4) 68.8 67.4 64.7 68.7 65.1 63.3 67.5 79.3 79.4 82.6 81.7 74.3 12 Other loans and leases 328.2 348.2 350.1 356.0 360.7 362.0 365.1 365.3 372.2 367.6 362.6 367.6 13 Interbank loans 194.9 219.4 219.1 225.2 241.0 238.3 244.6 262.7 277.9 259.8 261.7 256.1 14 Cash assets (5) 235.0 225.0 217.5 227.3 231.6 223.3 227.3 231.6 225.8 238.5 223.0 218.4 15 Other assets (6) 331.0 372.3 362.7 360.9 375.1 377.7 392.0 388.7 399.9 393.9 392.2 379.8 16 TOTAL ASSETS (7) 5,073.9 5,315.1 5,315.4 5,366.8 5,435.6 5,445.1 5,468.0 5,511.5 5,535.7 5,534.7 5,526.8 5,520.1 L I A B I L I T I E S 17 Deposits 3,240.0 3,405.5 3,401.5 3,467.6 3,505.4 3,510.0 3,546.6 3,597.9 3,594.7 3,603.1 3,585.8 3,595.0 18 Transaction 616.3 600.4 590.4 591.3 598.0 597.3 597.7 602.3 639.0 588.5 579.7 585.0 19 Nontransaction 2,623.7 2,805.1 2,811.1 2,876.3 2,907.4 2,912.7 2,949.0 2,995.5 2,955.7 3,014.6 3,006.1 3,010.1 20 Large time 497.8 545.6 547.2 563.9 567.5 568.8 568.0 568.0 563.4 566.1 568.2 568.9 21 Other 2,126.0 2,259.5 2,263.9 2,312.5 2,339.9 2,343.9 2,381.0 2,427.6 2,392.3 2,448.5 2,437.9 2,441.1 22 Borrowings 985.5 987.7 979.9 1,002.8 1,020.7 1,020.8 1,010.2 1,042.0 1,052.6 1,051.2 1,043.0 1,021.5 23 From banks in the U.S. 354.6 355.0 350.1 374.5 372.1 373.7 371.4 382.1 386.6 366.9 362.2 369.3 24 From others 630.9 632.7 629.8 628.3 648.6 647.1 638.9 659.9 666.0 684.3 680.7 652.2 25 Net due to related foreign offices 207.3 236.1 237.1 227.6 217.7 214.6 211.5 185.5 198.4 200.3 202.7 204.8 26 Other liabilities 220.6 268.2 271.8 272.8 285.2 266.1 272.5 260.9 250.6 251.8 265.2 263.9 27 TOTAL LIABILITIES 4,653.4 4,897.5 4,890.2 4,970.8 5,029.1 5,011.5 5,040.8 5,086.3 5,096.3 5,106.5 5,096.6 5,085.2 28 Residual (assets less liabilities) (8) 420.4 417.5 425.2 395.9 406.5 433.6 427.2 425.2 439.4 428.2 430.2 434.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,371.4 4,563.5 4,594.8 4,642.5 4,658.9 4,662.1 4,660.7 4,688.7 4,686.3 4,707.5 4,710.9 4,725.0 2 Securities in bank credit 1,092.0 1,111.9 1,119.8 1,135.9 1,153.3 1,153.7 1,143.8 1,147.9 1,143.2 1,146.9 1,154.1 1,167.0 3 Treasury and Agency securities (2) 742.1 719.2 718.9 719.3 722.0 715.0 696.5 696.5 694.1 697.5 691.3 699.4 4 Other securities 350.0 392.7 400.9 416.6 431.3 438.8 447.3 451.4 449.2 449.4 462.8 467.5 5 Loans and leases in bank credit (3) 3,279.4 3,451.6 3,475.0 3,506.6 3,505.6 3,508.4 3,516.9 3,540.8 3,543.1 3,560.6 3,556.8 3,558.0 6 Commercial and industrial 846.8 878.4 881.4 885.2 890.9 897.4 898.1 900.1 901.7 904.1 901.7 900.1 7 Real estate 1,534.0 1,623.6 1,638.3 1,644.1 1,641.2 1,646.1 1,653.0 1,662.7 1,658.6 1,670.5 1,681.5 1,680.2 8 Revolving home equity 111.6 126.0 127.7 129.5 130.4 131.6 132.8 134.3 135.3 136.2 136.5 137.6 9 Other 1,422.3 1,497.6 1,510.6 1,514.6 1,510.8 1,514.5 1,520.2 1,528.4 1,523.3 1,534.3 1,545.0 1,542.6 10 Consumer 506.1 529.9 534.3 542.8 545.1 540.9 534.4 538.6 541.5 541.2 539.2 545.2 10a Credit card and related plans -- 206.7 209.9 218.7 218.8 213.8 209.6 214.7 217.7 217.9 215.6 220.4 10d Other -- 323.2 324.4 324.1 326.3 327.0 324.8 323.9 323.8 323.3 323.6 324.8 11 Security (4) 66.6 70.3 69.2 74.7 67.6 65.1 69.4 76.4 74.9 79.2 75.3 69.1 12 Other loans and leases 326.1 349.4 351.7 359.7 360.8 358.9 362.0 363.0 366.4 365.7 359.0 363.5 13 Interbank loans 199.1 215.0 225.8 233.9 243.0 240.1 251.9 268.8 266.5 257.2 256.8 249.3 14 Cash assets (5) 233.2 225.0 222.5 243.8 245.0 224.3 218.8 229.0 218.1 241.8 213.2 213.9 15 Other assets (6) 331.8 369.3 362.4 365.4 375.7 375.9 390.7 389.4 397.0 395.9 395.3 382.3 16 TOTAL ASSETS (7) 5,076.6 5,311.2 5,343.1 5,422.1 5,458.7 5,437.8 5,457.7 5,511.3 5,503.2 5,537.7 5,511.5 5,505.7 L I A B I L I T I E S 17 Deposits 3,255.9 3,400.3 3,420.8 3,503.5 3,510.3 3,518.8 3,552.5 3,614.3 3,573.4 3,602.3 3,575.0 3,581.9 18 Transaction 624.3 594.3 596.4 619.8 609.6 589.4 592.0 609.1 627.7 593.0 563.4 574.9 19 Nontransaction 2,631.5 2,806.0 2,824.4 2,883.7 2,900.8 2,929.4 2,960.6 3,005.1 2,945.7 3,009.3 3,011.7 3,007.1 20 Large time 495.7 546.9 552.1 567.7 570.9 572.1 566.4 565.9 560.8 563.5 566.0 565.5 21 Other 2,135.8 2,259.0 2,272.3 2,315.9 2,329.9 2,357.3 2,394.1 2,439.3 2,384.9 2,445.9 2,445.7 2,441.5 22 Borrowings 987.2 985.9 988.3 1,005.7 1,038.0 1,024.4 1,008.6 1,042.7 1,062.5 1,067.3 1,055.2 1,028.3 23 From banks in the U.S. 358.4 350.3 350.9 376.4 378.3 378.1 375.0 385.4 391.3 373.5 367.4 372.9 24 From others 628.8 635.5 637.4 629.3 659.7 646.3 633.6 657.4 671.1 693.8 687.9 655.4 25 Net due to related foreign offices 205.0 236.3 239.0 227.7 218.6 217.4 210.3 183.1 200.1 202.3 202.6 206.1 26 Other liabilities 218.3 268.3 273.5 273.2 286.2 268.7 271.2 258.1 252.0 253.9 265.4 265.4 27 TOTAL LIABILITIES 4,666.4 4,890.7 4,921.6 5,010.0 5,053.2 5,029.3 5,042.6 5,098.2 5,088.0 5,125.7 5,098.3 5,081.8 28 Residual (assets less liabilities) (8) 410.2 420.5 421.5 412.1 405.5 408.5 415.1 413.1 415.2 411.9 413.2 424.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,472.3 2,538.2 2,536.7 2,554.3 2,572.1 2,583.5 2,590.9 2,611.2 2,615.0 2,619.4 2,630.0 2,631.4 2 Securities in bank credit 574.3 578.0 573.8 580.9 592.3 595.4 591.2 597.6 596.9 597.8 605.6 614.4 3 Treasury and Agency securities (2) 363.5 355.6 348.7 352.2 353.4 349.5 338.9 341.8 343.0 347.1 342.1 348.3 3a Trading account 21.4 21.2 21.6 28.8 34.2 37.5 35.4 33.7 26.8 28.0 28.4 31.0 3b Investment account 342.1 334.3 327.1 323.4 319.2 312.0 303.4 308.1 316.2 319.0 313.7 317.3 4 Other securities 210.8 222.5 225.0 228.7 238.9 245.9 252.3 255.8 253.9 250.7 263.4 266.1 4a Trading account 94.1 111.7 114.5 119.0 126.0 129.3 132.5 135.9 134.9 129.8 142.9 144.7 4b Investment account 116.7 110.7 110.6 109.8 112.9 116.6 119.9 119.9 119.0 120.9 120.5 121.4 4c State and local government 25.5 25.9 26.3 26.3 27.1 27.6 28.1 28.4 28.5 28.1 28.0 28.3 4d Other 91.2 84.8 84.3 83.5 85.8 89.0 91.8 91.5 90.5 92.8 92.5 93.1 5 Loans and leases in bank credit (3) 1,898.1 1,960.1 1,962.9 1,973.4 1,979.8 1,988.1 1,999.7 2,013.6 2,018.1 2,021.6 2,024.4 2,017.0 6 Commercial and industrial 574.0 591.6 590.9 594.7 600.0 603.0 599.6 596.3 598.8 597.1 597.0 596.2 6a Bankers acceptances 1.1 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.7 6b Other 572.9 590.8 590.1 593.9 599.2 602.2 598.9 595.5 598.0 596.4 596.2 595.5 7 Real estate 791.6 818.3 821.6 821.4 822.2 828.2 836.2 842.7 838.9 846.0 853.6 848.1 8 Revolving home equity 73.3 79.5 81.0 82.5 83.6 84.7 86.3 87.0 87.3 87.4 87.5 88.0 9 Other 718.3 738.8 740.6 739.0 738.6 743.5 749.8 755.7 751.5 758.6 766.1 760.1 10 Consumer 229.3 235.1 236.5 236.3 236.8 238.8 239.8 240.6 241.1 240.3 241.1 243.2 11 Security (4) 62.5 60.5 58.1 61.6 57.9 55.7 59.3 70.8 70.4 73.9 73.2 65.5 11a Fed funds and RPs with broker/dealer 39.8 42.8 41.7 46.3 41.7 39.4 43.6 53.8 52.6 55.1 55.5 48.5 11b Other 22.7 17.7 16.4 15.3 16.2 16.2 15.7 17.0 17.8 18.8 17.7 17.0 12a State and local government 12.6 12.8 12.7 12.5 12.6 12.7 12.7 12.6 12.6 12.6 12.6 12.5 12b Agricultural 9.5 9.5 9.6 9.7 9.8 10.0 10.1 10.2 10.3 10.4 10.6 10.5 12c Fed funds and RPs with others 13.7 17.0 19.0 21.0 25.8 26.1 26.0 22.9 21.2 24.5 22.8 22.9 12d All other loans 85.1 87.5 86.4 87.7 86.2 84.8 85.6 86.6 93.6 85.3 82.0 86.4 12e Lease financing receivables 119.9 127.8 128.1 128.4 128.4 128.8 130.3 131.1 131.4 131.4 131.6 131.7 13 Interbank loans 129.1 137.0 138.7 137.8 153.7 140.7 136.7 144.4 149.4 137.0 141.4 131.7 13a Fed funds and RPs with banks 64.8 59.2 62.1 63.8 79.0 70.4 70.4 81.8 88.1 75.8 80.3 72.2 13b Other 64.3 77.8 76.6 73.9 74.8 70.3 66.2 62.6 61.3 61.3 61.1 59.4 14 Cash assets (5) 156.0 143.9 139.0 144.1 146.1 137.3 141.7 145.0 138.7 149.3 138.2 135.3 15 Other assets (6) 223.0 259.8 254.1 248.6 260.2 262.6 271.5 264.9 275.8 269.0 267.6 255.1 16 TOTAL ASSETS (7) 2,945.6 3,043.3 3,032.8 3,048.1 3,094.8 3,086.3 3,103.1 3,127.8 3,141.2 3,137.1 3,139.7 3,116.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,655.8 1,653.7 1,643.0 1,672.9 1,680.7 1,674.1 1,700.8 1,727.9 1,720.5 1,726.9 1,717.0 1,719.0 18 Transaction 314.7 304.8 296.4 297.2 300.4 298.3 301.8 303.8 322.4 297.3 290.9 295.5 19 Nontransaction 1,341.2 1,348.9 1,346.5 1,375.7 1,380.3 1,375.8 1,399.0 1,424.1 1,398.2 1,429.7 1,426.1 1,423.5 20 Large time 245.9 256.4 254.5 265.3 267.2 262.7 265.0 264.9 260.1 263.2 265.0 265.8 21 Other 1,095.2 1,092.6 1,092.0 1,110.4 1,113.1 1,113.2 1,134.0 1,159.2 1,138.0 1,166.5 1,161.1 1,157.7 22 Borrowings 653.7 657.9 652.7 666.3 676.8 679.5 676.9 705.4 713.4 708.0 703.8 684.3 23 From banks in the U.S. 198.8 198.1 196.0 214.0 213.9 215.6 219.6 229.8 231.2 213.2 210.7 216.7 24 From others 454.9 459.8 456.7 452.3 462.9 463.9 457.3 475.5 482.2 494.8 493.2 467.6 25 Net due to related foreign offices 202.0 212.7 213.4 206.7 200.9 197.9 196.1 172.7 182.6 186.0 185.7 187.8 26 Other liabilities 163.4 216.1 217.9 218.7 231.8 212.2 216.4 204.6 194.2 195.8 209.0 206.1 27 TOTAL LIABILITIES 2,674.9 2,740.3 2,726.9 2,764.5 2,790.3 2,763.8 2,790.2 2,810.6 2,810.7 2,816.7 2,815.4 2,797.2 28 Residual (assets less liabilities) (8) 270.6 302.9 305.9 283.6 304.5 322.5 312.9 317.2 330.5 320.4 324.3 318.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,470.5 2,540.1 2,552.4 2,575.5 2,583.1 2,586.3 2,587.4 2,606.9 2,604.4 2,620.2 2,624.9 2,624.8 2 Securities in bank credit 574.3 577.3 579.5 587.3 598.1 599.2 593.1 596.5 592.1 595.6 603.5 611.6 3 Treasury and Agency securities (2) 366.4 353.0 351.6 352.8 356.2 353.2 342.5 344.0 342.0 346.2 341.0 348.0 3a Trading account 21.6 21.1 21.8 28.9 34.5 37.9 35.8 34.0 26.7 28.0 28.3 31.0 3b Investment account 344.8 331.9 329.8 323.9 321.7 315.3 306.7 310.0 315.3 318.3 312.6 317.0 3c Mortgage-backed 222.6 211.1 211.4 213.4 219.7 215.6 214.0 221.4 229.8 232.6 231.2 230.1 3d Other 122.2 120.8 118.3 110.6 102.0 99.7 92.6 88.7 85.4 85.7 81.4 86.9 3e 1 year or less 29.9 32.1 32.7 31.4 31.5 33.6 33.3 31.7 29.9 31.4 27.9 28.3 3f Between 1 and 5 years 53.5 51.7 50.0 45.0 38.5 37.1 34.1 31.2 29.2 27.1 27.5 32.7 3g More than 5 years 38.8 37.1 35.7 34.1 32.1 29.0 25.2 25.8 26.3 27.2 25.9 26.0 4 Other securities 207.9 224.4 228.0 234.5 241.9 246.0 250.5 252.5 250.1 249.4 262.5 263.6 4a Trading account 92.9 112.7 116.0 122.0 127.6 129.3 131.5 134.2 132.9 129.1 142.4 143.3 4b Investment account 115.0 111.7 112.0 112.5 114.3 116.6 119.0 118.4 117.3 120.2 120.1 120.3 4c State and local government 25.1 26.1 26.6 26.9 27.5 27.6 27.9 28.0 28.1 27.9 27.9 28.0 4d Other 89.8 85.6 85.4 85.6 86.8 89.0 91.1 90.3 89.1 92.3 92.2 92.3 5 Loans and leases in bank credit (3) 1,896.2 1,962.8 1,972.9 1,988.2 1,985.0 1,987.2 1,994.4 2,010.3 2,012.3 2,024.6 2,021.4 2,013.2 6 Commercial and industrial 578.9 591.4 592.1 593.8 596.5 601.8 600.4 600.7 602.7 603.9 602.0 598.9 6a Bankers acceptances 1.1 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.7 6b Other 577.8 590.5 591.2 592.9 595.7 601.1 599.6 599.9 601.9 603.2 601.2 598.2 7 Real estate 787.8 820.7 826.8 826.0 822.9 825.0 830.4 838.7 835.0 844.0 853.7 848.7 8 Revolving home equity 72.4 80.3 81.4 82.4 82.8 83.8 84.9 86.1 86.9 87.2 87.3 87.9 9a Other residential 433.1 454.5 457.7 456.1 454.7 454.4 458.6 465.3 460.0 468.5 477.7 471.9 9b Commercial 282.4 285.9 287.7 287.6 285.4 286.8 286.8 287.4 288.2 288.4 288.6 288.8 10 Consumer 229.8 232.9 234.9 238.4 240.3 240.9 239.5 241.2 242.3 241.7 241.7 243.7 10a Credit card and related plans -- 76.5 78.0 82.3 83.3 83.0 82.5 84.5 85.5 85.7 85.3 86.7 10f Other -- 156.4 156.9 156.1 157.0 158.0 156.9 156.6 156.9 156.0 156.4 157.0 11 Security (4) 60.1 63.3 62.2 67.4 60.5 57.5 61.1 67.7 66.5 70.9 66.9 60.6 11a Fed funds and RPs with broker/dealer 38.3 44.8 44.6 50.6 43.6 40.7 44.9 51.4 49.6 52.9 50.7 44.9 11b Other 21.9 18.5 17.6 16.8 16.9 16.8 16.1 16.2 16.8 18.1 16.2 15.8 12a State and local government 12.6 12.8 12.7 12.5 12.6 12.7 12.7 12.6 12.6 12.6 12.6 12.5 12b Agricultural 9.4 9.6 9.6 9.7 9.8 9.8 9.9 10.0 10.1 10.3 10.4 10.4 12c Fed funds and RPs with others 13.7 17.0 19.0 21.0 25.8 26.1 26.0 22.9 21.2 24.5 22.8 22.9 12d All other loans 83.9 87.6 87.7 90.6 86.2 83.2 83.7 85.5 90.8 85.3 80.2 84.5 12e Lease financing receivables 120.0 127.5 127.8 128.7 130.4 130.2 130.8 131.2 131.1 131.3 131.1 131.0 13 Interbank loans 131.3 131.5 139.6 141.6 155.2 139.6 137.7 146.5 148.9 142.2 140.4 134.4 13a Fed funds and RPs with banks 65.9 56.9 62.6 65.6 79.7 69.9 71.0 83.0 87.8 78.6 79.8 73.8 13b Other 65.3 74.6 77.0 76.0 75.6 69.7 66.8 63.6 61.1 63.6 60.6 60.7 14 Cash assets (5) 156.3 143.3 140.2 155.5 156.9 139.2 136.8 145.3 136.6 153.5 132.2 133.6 15 Other assets (6) 223.8 256.8 253.7 253.0 260.8 260.8 270.2 265.6 272.9 271.0 270.7 257.6 16 TOTAL ASSETS (7) 2,947.2 3,036.4 3,050.0 3,088.9 3,119.0 3,088.1 3,094.5 3,126.8 3,125.4 3,149.3 3,130.8 3,112.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,665.8 1,647.6 1,650.1 1,690.7 1,686.9 1,681.9 1,699.3 1,737.1 1,709.4 1,729.4 1,707.6 1,712.5 18 Transaction 322.7 299.3 298.8 315.0 309.3 295.2 298.1 311.1 320.7 304.5 280.5 291.9 19 Nontransaction 1,343.1 1,348.3 1,351.4 1,375.6 1,377.6 1,386.7 1,401.2 1,426.0 1,388.7 1,424.9 1,427.1 1,420.6 20 Large time 243.9 257.8 259.4 269.1 270.5 266.0 263.5 262.8 257.5 260.6 262.7 262.4 21 Other 1,099.2 1,090.5 1,092.0 1,106.5 1,107.1 1,120.8 1,137.7 1,163.2 1,131.2 1,164.3 1,164.3 1,158.2 22 Borrowings 655.4 656.0 661.1 669.2 694.1 683.1 675.3 706.1 723.2 724.1 716.1 691.1 23 From banks in the U.S. 202.6 193.4 196.8 215.9 220.2 220.0 223.2 233.1 235.9 219.7 215.8 220.3 24 From others 452.8 462.6 464.3 453.3 473.9 463.1 452.0 473.0 487.3 504.3 500.3 470.8 25 Net due to related foreign offices 199.6 212.8 215.4 206.8 201.8 200.8 194.9 170.3 184.3 188.0 185.6 189.1 26 Other liabilities 161.2 216.2 219.7 219.0 232.8 214.8 215.1 201.8 195.7 197.8 209.2 207.6 27 TOTAL LIABILITIES 2,682.0 2,732.6 2,746.3 2,785.7 2,815.7 2,780.6 2,784.5 2,815.3 2,812.6 2,839.2 2,818.5 2,800.3 28 Residual (assets less liabilities) (8) 265.2 303.8 303.7 303.2 303.3 307.5 310.0 311.5 312.7 310.1 312.3 312.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,899.8 2,022.0 2,041.6 2,062.6 2,080.1 2,086.9 2,077.7 2,082.1 2,082.0 2,087.9 2,084.6 2,099.0 2 Securities in bank credit 515.0 537.0 542.1 549.4 555.8 556.5 548.5 548.7 548.4 549.6 548.5 553.7 3 Treasury and Agency securities (2) 372.9 368.7 369.1 367.4 366.4 363.7 351.7 349.8 349.4 349.5 348.2 349.8 4 Other securities 142.1 168.3 172.9 182.1 189.4 192.8 196.8 198.9 199.0 200.1 200.3 203.9 5 Loans and leases in bank credit (3) 1,384.9 1,485.0 1,499.6 1,513.1 1,524.3 1,530.3 1,529.1 1,533.4 1,533.6 1,538.3 1,536.1 1,545.3 6 Commercial and industrial 266.1 287.5 290.0 290.7 295.3 297.3 298.0 297.3 295.9 297.2 296.7 298.4 7 Real estate 746.2 801.9 811.2 818.0 819.9 824.4 824.2 824.4 823.6 826.7 827.4 830.5 8 Revolving home equity 39.2 45.5 46.1 47.0 47.6 48.0 48.0 48.3 48.2 48.9 49.0 49.5 9 Other 707.0 756.5 765.1 771.0 772.3 776.4 776.2 776.0 775.4 777.8 778.4 781.1 10 Consumer 278.6 295.1 297.5 300.7 303.9 301.5 298.4 301.2 301.7 302.3 300.4 304.0 11 Security (4) 6.3 6.9 6.7 7.1 7.2 7.6 8.1 8.6 9.0 8.7 8.6 8.8 12 Other loans and leases 87.5 93.6 94.2 96.7 97.9 99.6 100.3 101.9 103.3 103.4 103.0 103.6 13 Interbank loans 65.8 82.4 80.4 87.4 87.3 97.6 108.0 118.3 128.5 122.8 120.3 124.4 14 Cash assets (5) 79.0 81.2 78.5 83.1 85.5 86.0 85.6 86.6 87.1 89.2 84.7 83.1 15 Other assets (6) 108.0 112.5 108.6 112.4 114.9 115.1 120.5 123.8 124.1 124.9 124.6 124.7 16 TOTAL ASSETS (7) 2,128.3 2,271.8 2,282.6 2,318.7 2,340.8 2,358.8 2,365.0 2,383.7 2,394.5 2,397.6 2,387.0 2,404.0 L I A B I L I T I E S 17 Deposits 1,584.2 1,751.8 1,758.5 1,794.8 1,824.7 1,835.9 1,845.8 1,869.9 1,874.2 1,876.2 1,868.8 1,876.0 18 Transaction 301.7 295.7 294.0 294.1 297.6 299.1 295.9 298.5 316.6 291.3 288.8 289.5 19 Nontransaction 1,282.6 1,456.1 1,464.6 1,500.7 1,527.1 1,536.9 1,549.9 1,571.4 1,557.6 1,584.9 1,580.0 1,586.5 20 Large time 251.8 289.2 292.7 298.6 300.3 306.2 303.0 303.0 303.3 302.9 303.2 303.2 21 Other 1,030.7 1,167.0 1,171.9 1,202.1 1,226.8 1,230.7 1,247.0 1,268.4 1,254.3 1,282.0 1,276.8 1,283.4 22 Borrowings 331.8 329.8 327.2 336.5 343.9 341.2 333.3 336.6 339.2 343.2 339.2 337.2 23 From banks in the U.S. 155.8 156.9 154.1 160.5 158.1 158.1 151.8 152.3 155.4 153.7 151.6 152.7 24 From others 176.0 173.0 173.1 176.0 185.7 183.2 181.6 184.3 183.8 189.5 187.6 184.6 25 Net due to related foreign offices 5.3 23.4 23.7 20.9 16.8 16.7 15.4 12.8 15.8 14.3 17.0 17.0 26 Other liabilities 57.2 52.1 53.9 54.1 53.4 53.9 56.1 56.4 56.4 56.1 56.2 57.8 27 TOTAL LIABILITIES 1,978.5 2,157.2 2,163.3 2,206.3 2,238.8 2,247.7 2,250.6 2,275.7 2,285.6 2,289.8 2,281.2 2,288.0 28 Residual (assets less liabilities) (8) 149.8 114.6 119.3 112.4 102.0 111.1 114.3 108.0 108.9 107.8 105.9 116.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,900.9 2,023.4 2,042.4 2,067.0 2,075.8 2,075.8 2,073.3 2,081.8 2,081.9 2,087.3 2,086.0 2,100.2 2 Securities in bank credit 517.7 534.6 540.3 548.6 555.2 554.6 550.8 551.3 551.1 551.3 550.6 555.4 3 Treasury and Agency securities (2) 375.7 366.3 367.4 366.5 365.8 361.8 354.0 352.5 352.1 351.2 350.4 351.5 4 Other securities 142.1 168.3 172.9 182.1 189.4 192.8 196.8 198.9 199.0 200.1 200.3 203.9 5 Loans and leases in bank credit (3) 1,383.2 1,488.8 1,502.1 1,518.4 1,520.6 1,521.2 1,522.5 1,530.4 1,530.8 1,536.0 1,535.3 1,544.8 6 Commercial and industrial 267.8 287.0 289.3 291.5 294.4 295.6 297.7 299.4 299.0 300.1 299.8 301.2 7 Real estate 746.1 802.8 811.6 818.0 818.3 821.1 822.6 824.0 823.6 826.5 827.8 831.5 8 Revolving home equity 39.2 45.7 46.4 47.1 47.6 47.8 47.8 48.3 48.4 49.1 49.2 49.6 9 Other 706.9 757.1 765.2 770.9 770.7 773.3 774.8 775.7 775.2 777.4 778.7 781.8 10 Consumer 276.2 297.0 299.4 304.4 304.8 299.9 294.9 297.5 299.2 299.4 297.5 301.5 10a Credit card and related plans -- 130.2 131.9 136.4 135.5 130.9 127.1 130.2 132.2 132.2 130.3 133.7 10h Other -- 166.8 167.5 168.0 169.3 169.1 167.9 167.3 166.9 167.2 167.2 167.8 11 Security (4) 6.4 7.0 7.0 7.3 7.1 7.6 8.4 8.7 8.4 8.3 8.4 8.5 12 Other loans and leases 86.5 94.8 94.8 97.2 96.0 97.0 98.9 100.9 100.6 101.6 101.8 102.2 13 Interbank loans 67.9 83.5 86.2 92.3 87.8 100.6 114.2 122.3 117.6 114.9 116.3 114.8 14 Cash assets (5) 76.9 81.7 82.4 88.3 88.1 85.1 82.0 83.7 81.4 88.4 81.0 80.2 15 Other assets (6) 108.0 112.5 108.6 112.4 114.9 115.1 120.5 123.8 124.1 124.9 124.6 124.7 16 TOTAL ASSETS (7) 2,129.4 2,274.8 2,293.2 2,333.2 2,339.7 2,349.7 2,363.2 2,384.5 2,377.9 2,388.3 2,380.7 2,392.8 L I A B I L I T I E S 17 Deposits 1,590.1 1,752.7 1,770.6 1,812.8 1,823.4 1,836.9 1,853.2 1,877.2 1,864.0 1,872.9 1,867.4 1,869.4 18 Transaction 301.6 295.0 297.6 304.8 300.2 294.2 293.8 298.0 307.1 288.4 282.8 283.0 19 Nontransaction 1,288.4 1,457.7 1,473.0 1,508.0 1,523.2 1,542.7 1,559.4 1,579.2 1,557.0 1,584.5 1,584.6 1,586.5 20 Large time 251.8 289.2 292.7 298.6 300.3 306.2 303.0 303.0 303.3 302.9 303.2 303.2 21 Other 1,036.6 1,168.5 1,180.3 1,209.4 1,222.8 1,236.5 1,256.4 1,276.1 1,253.7 1,281.6 1,281.4 1,283.3 22 Borrowings 331.8 329.8 327.2 336.5 343.9 341.2 333.3 336.6 339.2 343.2 339.2 337.2 23 From banks in the U.S. 155.8 156.9 154.1 160.5 158.1 158.1 151.8 152.3 155.4 153.7 151.6 152.7 24 From others 176.0 173.0 173.1 176.0 185.7 183.2 181.6 184.3 183.8 189.5 187.6 184.6 25 Net due to related foreign offices 5.3 23.4 23.7 20.9 16.8 16.7 15.4 12.8 15.8 14.3 17.0 17.0 26 Other liabilities 57.2 52.1 53.9 54.1 53.4 53.9 56.1 56.4 56.4 56.1 56.2 57.8 27 TOTAL LIABILITIES 1,984.4 2,158.1 2,175.3 2,224.3 2,237.5 2,248.7 2,258.1 2,283.0 2,275.4 2,286.5 2,279.8 2,281.4 28 Residual (assets less liabilities) (8) 145.0 116.7 117.8 108.8 102.2 101.0 105.2 101.5 102.5 101.8 100.9 111.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 569.5 587.4 588.1 599.2 612.5 607.6 620.3 616.8 614.5 600.2 611.9 606.2 2 Securities in bank credit 204.8 201.8 195.5 205.0 208.1 198.9 205.4 214.7 218.2 212.1 213.8 211.1 3 Treasury and Agency securities (2) 80.2 70.0 68.1 69.3 67.1 64.3 67.9 75.1 80.3 72.2 71.7 70.0 4 Other securities 124.5 131.8 127.5 135.7 141.0 134.6 137.6 139.6 137.9 140.0 142.2 141.1 5 Loans and leases in bank credit (3) 364.7 385.6 392.6 394.2 404.4 408.7 414.9 402.0 396.3 388.0 398.1 395.1 6 Commercial and industrial 200.2 203.7 206.1 208.9 213.7 217.2 220.1 220.7 221.5 219.6 222.0 221.4 7 Real estate 17.3 18.1 18.5 18.6 18.9 18.6 18.4 18.1 17.9 18.0 18.3 18.3 11 Security (4) 78.5 96.7 100.3 100.1 104.8 105.3 106.4 95.4 89.1 82.7 88.3 87.4 12 Other loans and leases 68.6 67.1 67.7 66.7 67.0 67.6 69.9 67.9 67.8 67.8 69.5 68.1 13 Interbank loans 28.9 27.0 26.8 27.0 29.1 28.4 30.6 29.4 30.0 29.5 28.2 37.6 14 Cash assets (5) 46.1 42.1 38.5 39.9 41.4 41.8 40.7 39.3 38.9 37.2 39.3 38.6 15 Other assets (6) 39.5 41.3 40.0 36.1 36.9 36.4 38.3 40.9 40.5 37.1 39.0 40.4 16 TOTAL ASSETS (7) 683.7 697.4 693.1 701.9 719.7 713.9 729.6 726.0 723.5 703.5 718.1 722.5 L I A B I L I T I E S 17 Deposits 386.3 381.2 379.6 380.2 387.9 380.5 377.4 392.5 398.1 381.6 382.8 401.9 18 Transaction 11.0 10.7 10.8 10.7 10.7 10.3 9.4 10.5 10.6 10.4 10.8 11.1 19 Nontransaction 375.3 370.6 368.8 369.5 377.2 370.2 368.0 382.0 387.5 371.2 371.9 390.8 22 Borrowings 199.2 221.0 223.0 239.5 242.9 238.4 233.5 236.0 231.3 217.3 220.5 211.8 23 From banks in the U.S. 21.0 19.0 18.6 22.2 25.2 22.5 24.2 23.5 25.1 18.7 20.7 21.8 24 From others 178.3 202.1 204.4 217.3 217.7 216.0 209.3 212.5 206.3 198.6 199.8 190.0 25 Net due to related foreign offices 15.6 16.5 7.3 -1.8 3.6 4.8 21.8 4.2 8.6 11.5 17.6 19.8 26 Other liabilities 77.3 79.7 75.4 72.3 77.5 77.3 82.9 88.2 91.6 86.3 87.5 86.5 27 TOTAL LIABILITIES 678.4 698.5 685.2 690.3 711.8 701.0 715.6 720.9 729.7 696.7 708.4 719.9 28 Residual (assets less liabilities) (8) 5.3 -1.1 7.9 11.6 7.8 12.9 14.0 5.1 -6.2 6.8 9.7 2.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 567.6 591.4 590.8 610.0 620.6 610.9 615.5 613.9 614.8 599.7 607.2 602.2 2 Securities in bank credit (2) 204.8 201.8 195.5 205.0 208.1 198.9 205.4 214.7 218.2 212.1 213.8 211.1 3 Treasury and Agency securities 80.2 70.0 68.1 69.3 67.1 64.3 67.9 75.1 80.3 72.2 71.7 70.0 3a Trading account 11.8 11.8 10.9 11.8 11.2 10.4 9.5 14.2 19.1 12.7 13.9 13.6 3b Investment account 68.4 58.2 57.2 57.5 55.9 53.8 58.3 60.9 61.2 59.5 57.8 56.4 4 Other securities 124.5 131.8 127.5 135.7 141.0 134.6 137.6 139.6 137.9 140.0 142.2 141.1 4a Trading account 80.5 90.5 88.0 90.6 95.4 90.8 94.4 96.5 94.9 96.8 98.8 97.5 4b Investment account 44.0 41.3 39.4 45.1 45.6 43.8 43.2 43.1 43.0 43.1 43.3 43.6 5 Loans and leases in bank credit (3) 362.8 389.7 395.3 405.0 412.5 412.0 410.1 399.2 396.6 387.5 393.4 391.1 6 Commercial and industrial 198.7 203.9 206.7 211.3 215.4 219.4 221.3 218.9 219.0 217.0 218.9 218.5 7 Real estate 17.3 18.1 18.5 18.6 18.9 18.6 18.4 18.1 17.9 18.0 18.3 18.3 11 Security (4) 77.9 100.9 101.8 106.2 110.1 106.3 100.5 94.0 91.5 85.0 87.5 86.9 12 Other loans and leases 68.9 66.7 68.2 69.0 68.1 67.7 69.8 68.2 68.3 67.6 68.7 67.4 13 Interbank loans 28.9 27.0 26.8 27.0 29.1 28.4 30.6 29.4 30.0 29.5 28.2 37.6 14 Cash assets (5) 44.3 42.9 40.6 42.7 44.0 41.9 39.3 37.7 37.3 36.2 38.2 37.8 15 Other assets (6) 38.6 40.7 40.0 37.9 38.2 37.4 38.9 40.0 39.3 36.4 39.1 40.1 16 TOTAL ASSETS (7) 679.1 701.7 697.9 717.2 731.6 718.3 724.0 720.7 721.0 701.4 712.3 717.4 L I A B I L I T I E S 17 Deposits 389.1 375.0 382.3 390.9 397.8 388.7 381.9 395.4 402.2 386.9 386.0 402.1 18 Transaction 10.5 10.8 11.0 11.4 10.9 10.1 9.2 10.0 10.0 10.1 10.2 10.6 19 Nontransaction 378.7 364.2 371.3 379.5 386.9 378.6 372.7 385.4 392.3 376.8 375.7 391.5 22 Borrowings 199.2 221.0 223.0 239.5 242.9 238.4 233.5 236.0 231.3 217.3 220.5 211.8 23 From banks in the U.S. 21.0 19.0 18.6 22.2 25.2 22.5 24.2 23.5 25.1 18.7 20.7 21.8 24 From others 178.3 202.1 204.4 217.3 217.7 216.0 209.3 212.5 206.3 198.6 199.8 190.0 25 Net due to related foreign offices 11.3 16.7 7.6 2.9 6.8 8.0 22.0 -0.4 -2.3 8.6 16.3 16.3 26 Other liabilities 75.4 79.8 75.6 74.4 78.9 78.7 82.9 86.1 86.7 85.0 86.9 84.9 27 TOTAL LIABILITIES 675.0 692.6 688.4 707.7 726.4 713.9 720.3 717.1 717.9 697.8 709.6 715.0 28 Residual (assets less liabilities) (8) 4.2 9.1 9.4 9.4 5.2 4.4 3.7 3.6 3.1 3.6 2.7 2.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars May 25, 2001 Account 2000 2000 2000 2000 2001 2001 2001 2001 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 25 May 2 May 9 May 16 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 65.1 70.9 68.0 77.8 79.5 77.6 80.6 79.6 76.2 75.4 88.3 89.0 30 Reval. losses on off-bal. sheet items (9) 65.0 72.8 72.6 83.1 82.5 81.0 79.8 74.9 68.9 68.2 79.8 79.4 31 Mortgage-backed securities (10) 256.5 240.5 240.6 242.6 248.0 244.5 244.8 252.2 260.5 263.9 262.4 261.1 31a Pass-through 180.2 173.9 174.3 177.5 182.8 179.5 181.5 190.3 198.0 198.7 197.2 198.0 31b CMO, REMIC, and other 76.3 66.6 66.4 65.0 65.2 65.0 63.3 61.8 62.4 65.2 65.2 63.1 32 Net unrealized gains (losses) on -16.3 -4.2 -1.2 1.4 -2.5 -0.6 -0.3 -0.3 -0.3 -1.2 -1.0 -1.7 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 24.4 22.3 23.1 23.4 23.0 22.7 22.6 21.7 21.9 21.7 21.1 21.1 34 Securitized consumer loans (13) -- 80.8 80.5 82.2 82.4 80.8 80.2 78.8 78.4 78.4 78.1 77.1 34a Credit card and related plans -- 67.2 67.3 68.6 68.5 67.3 67.3 66.4 66.0 66.1 65.9 65.0 34b Other -- 13.6 13.2 13.6 13.9 13.4 12.9 12.4 12.4 12.3 12.2 12.1 35 Securitized business loans (13) -- 15.2 17.8 18.6 18.4 18.6 18.7 18.8 18.6 19.9 19.8 19.8 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 205.3 211.6 213.0 214.5 218.0 222.3 228.7 237.3 237.5 240.2 240.6 240.9 34 Securitized consumer loans (13) -- 224.5 225.6 231.1 231.5 235.6 238.6 241.2 241.8 241.8 242.7 240.6 34a Credit card and related plans -- 215.2 216.1 221.9 222.4 226.8 229.9 232.6 233.2 233.3 234.1 232.1 34b Other -- 9.3 9.5 9.2 9.1 8.9 8.7 8.6 8.6 8.6 8.5 8.5 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 44.5 47.3 44.6 45.5 50.7 49.4 52.4 54.1 53.3 55.0 56.0 55.3 30 Reval. losses on off-bal. sheet items (9) 40.8 44.7 40.8 41.3 46.9 47.4 49.9 50.9 50.2 50.9 51.1 50.4 35 Securitized business loans (13) -- 23.0 22.8 23.1 23.2 22.4 21.5 19.8 19.4 18.7 18.4 18.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 May 25, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding.