H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,270.8 5,333.0 5,348.9 5,424.8 5,400.0 5,427.0 5,405.8 5,395.4 5,409.2 5,403.7 5,415.4 5,415.6 2 Securities in bank credit 1,358.5 1,389.7 1,419.6 1,439.3 1,464.0 1,477.5 1,471.7 1,470.4 1,468.6 1,465.5 1,468.3 1,478.4 3 Treasury and Agency securities (2) 786.7 755.2 768.4 779.1 797.3 807.0 822.9 809.6 808.8 805.6 806.1 811.1 4 Other securities 571.8 634.5 651.2 660.1 666.7 670.5 648.7 660.8 659.8 659.9 662.2 667.3 5 Loans and leases in bank credit (3) 3,912.3 3,943.4 3,929.3 3,985.5 3,936.1 3,949.5 3,934.1 3,925.0 3,940.6 3,938.2 3,947.0 3,937.2 6 Commercial and industrial 1,102.0 1,071.3 1,065.1 1,068.3 1,048.6 1,037.3 1,022.9 1,014.0 1,019.9 1,020.0 1,027.6 1,025.7 7 Real estate 1,663.7 1,718.3 1,716.6 1,724.6 1,737.2 1,753.3 1,763.4 1,761.8 1,772.8 1,773.5 1,771.9 1,766.1 8 Revolving home equity 129.0 137.6 139.4 142.1 147.3 149.5 152.9 157.2 159.6 160.5 161.5 162.1 9 Other 1,534.7 1,580.7 1,577.2 1,582.5 1,589.9 1,603.8 1,610.5 1,604.6 1,613.1 1,613.0 1,610.4 1,603.9 10 Consumer 546.2 550.3 548.6 549.2 551.7 560.0 560.4 563.2 567.0 559.3 565.2 565.3 11 Security (4) 170.9 170.2 171.1 181.7 150.0 150.7 141.3 147.6 147.0 149.7 150.2 150.0 12 Other loans and leases 429.5 433.3 427.9 461.8 448.6 448.2 446.2 438.4 433.9 435.7 432.1 430.1 13 Interbank loans 269.7 273.2 287.9 354.0 303.1 282.3 290.1 290.7 273.1 275.0 278.0 273.7 14 Cash assets (5) 291.7 288.8 284.1 329.5 303.5 295.0 292.2 291.3 292.4 275.5 301.6 297.5 15 Other assets (6) 398.2 420.1 433.7 469.7 487.2 486.0 475.7 480.8 492.6 496.3 480.7 482.1 16 TOTAL ASSETS (7) 6,165.7 6,248.6 6,287.3 6,510.0 6,424.0 6,419.6 6,391.5 6,383.7 6,392.4 6,375.7 6,401.1 6,394.5 L I A B I L I T I E S 17 Deposits 3,895.1 4,071.5 4,083.8 4,209.2 4,161.4 4,177.9 4,213.2 4,234.7 4,239.8 4,233.4 4,241.9 4,231.1 18 Transaction 608.1 606.2 611.1 689.6 638.1 631.0 632.3 629.7 602.1 610.0 635.6 633.2 19 Nontransaction 3,287.0 3,465.3 3,472.7 3,519.6 3,523.4 3,546.9 3,580.9 3,605.0 3,637.7 3,623.4 3,606.3 3,597.9 20 Large time 943.3 975.1 965.1 964.6 976.9 976.8 973.4 984.4 1,002.9 996.1 989.8 995.0 21 Other 2,343.7 2,490.2 2,507.7 2,555.0 2,546.5 2,570.1 2,607.5 2,620.6 2,634.8 2,627.2 2,616.5 2,602.9 22 Borrowings 1,257.4 1,222.0 1,232.9 1,286.7 1,265.3 1,237.8 1,233.6 1,219.8 1,224.0 1,219.3 1,217.2 1,219.2 23 From banks in the U.S. 397.0 390.5 398.6 444.2 423.8 402.8 406.5 401.9 397.9 406.0 392.8 395.9 24 From others 860.4 831.4 834.3 842.5 841.5 835.0 827.1 817.9 826.2 813.3 824.4 823.3 25 Net due to related foreign offices 221.3 190.7 192.9 169.5 176.9 161.2 147.6 128.8 103.6 97.2 119.7 122.2 26 Other liabilities 374.1 336.1 347.8 399.4 370.5 406.4 360.9 347.1 342.0 345.0 334.6 329.8 27 TOTAL LIABILITIES 5,747.9 5,820.3 5,857.3 6,064.8 5,974.1 5,983.3 5,955.3 5,930.3 5,909.5 5,894.9 5,913.4 5,902.3 28 Residual (assets less liabilities) (8) 417.8 428.3 429.9 445.3 449.9 436.3 436.2 453.4 482.9 480.8 487.7 492.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,285.7 5,312.4 5,331.6 5,419.2 5,408.0 5,447.7 5,442.4 5,409.0 5,409.3 5,399.4 5,401.2 5,408.6 2 Securities in bank credit 1,363.7 1,380.7 1,412.8 1,435.5 1,461.8 1,481.4 1,477.6 1,476.0 1,472.0 1,466.0 1,469.2 1,479.3 3 Treasury and Agency securities (2) 788.9 751.1 763.8 776.1 792.4 807.4 822.3 811.9 811.5 806.5 806.7 812.7 4 Other securities 574.8 629.6 649.0 659.4 669.4 674.1 655.3 664.1 660.6 659.5 662.5 666.5 5 Loans and leases in bank credit (3) 3,922.1 3,931.7 3,918.8 3,983.7 3,946.2 3,966.3 3,964.8 3,933.1 3,937.3 3,933.4 3,932.0 3,929.3 6 Commercial and industrial 1,099.2 1,070.4 1,058.9 1,065.0 1,048.1 1,038.4 1,025.3 1,011.4 1,017.8 1,019.1 1,026.3 1,025.9 7 Real estate 1,662.7 1,717.3 1,719.8 1,728.2 1,740.9 1,759.3 1,768.5 1,760.2 1,767.6 1,768.5 1,762.2 1,756.8 8 Revolving home equity 128.2 137.9 140.2 143.5 148.5 150.3 153.0 156.2 158.2 159.3 160.0 160.6 9 Other 1,534.6 1,579.3 1,579.6 1,584.7 1,592.4 1,609.0 1,615.5 1,604.1 1,609.4 1,609.2 1,602.3 1,596.2 10 Consumer 550.6 547.8 549.6 551.4 551.4 560.4 566.2 567.5 568.9 560.7 566.0 565.2 10a Credit card and related plans 217.6 216.9 218.1 217.2 216.7 226.0 232.6 229.4 227.8 220.4 226.5 227.6 10b Other 333.0 330.8 331.5 334.2 334.7 334.5 333.6 338.1 341.1 340.4 339.5 337.7 11 Security (4) 178.8 162.5 162.6 175.5 156.2 157.3 152.1 154.3 151.1 152.2 148.6 154.4 12 Other loans and leases 430.7 433.7 427.8 463.6 449.5 450.8 452.7 439.6 431.8 432.9 428.9 427.0 13 Interbank loans 271.8 265.4 276.6 342.1 297.2 290.6 300.1 293.0 276.7 279.1 276.7 275.3 14 Cash assets (5) 308.3 279.7 272.3 324.8 303.8 303.8 312.7 307.1 284.6 272.4 317.0 297.5 15 Other assets (6) 400.0 418.6 430.7 469.7 482.7 485.5 482.8 483.0 493.9 496.6 476.6 480.8 16 TOTAL ASSETS (7) 6,201.3 6,209.8 6,243.6 6,487.6 6,422.0 6,456.8 6,465.8 6,417.9 6,389.4 6,372.5 6,397.0 6,387.6 L I A B I L I T I E S 17 Deposits 3,909.9 4,039.8 4,043.1 4,183.6 4,148.8 4,201.2 4,264.9 4,253.3 4,259.1 4,257.1 4,265.1 4,249.1 18 Transaction 619.9 599.9 597.2 683.4 632.2 637.2 662.7 641.7 588.8 598.6 633.3 625.4 19 Nontransaction 3,290.0 3,440.0 3,445.9 3,500.2 3,516.6 3,564.0 3,602.2 3,611.6 3,670.3 3,658.5 3,631.8 3,623.7 20 Large time 956.3 961.3 951.5 953.2 970.7 984.6 989.7 1,000.0 1,018.6 1,011.3 1,000.7 1,007.3 21 Other 2,333.7 2,478.7 2,494.4 2,547.0 2,545.9 2,579.3 2,612.4 2,611.5 2,651.7 2,647.3 2,631.1 2,616.4 22 Borrowings 1,274.5 1,212.7 1,211.2 1,281.4 1,262.9 1,246.1 1,235.7 1,236.0 1,231.6 1,222.8 1,221.7 1,216.7 23 From banks in the U.S. 403.2 387.3 390.3 434.5 418.5 403.6 407.9 407.9 402.8 410.7 397.6 398.9 24 From others 871.3 825.4 820.8 847.0 844.4 842.5 827.8 828.1 828.8 812.2 824.1 817.8 25 Net due to related foreign offices 225.4 184.4 192.0 171.4 177.4 163.1 152.9 132.8 108.2 101.7 127.0 127.0 26 Other liabilities 376.6 331.6 347.6 399.8 370.7 408.8 363.5 349.1 344.7 347.8 339.5 333.9 27 TOTAL LIABILITIES 5,786.5 5,768.5 5,794.0 6,036.3 5,959.8 6,019.3 6,017.1 5,971.2 5,943.6 5,929.4 5,953.2 5,926.8 28 Residual (assets less liabilities) (8) 414.8 441.3 449.6 451.4 462.2 437.5 448.7 446.7 445.8 443.1 443.8 460.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,651.4 4,732.2 4,750.8 4,830.4 4,813.8 4,833.9 4,820.8 4,818.3 4,837.4 4,827.6 4,831.3 4,829.5 2 Securities in bank credit 1,145.4 1,165.4 1,196.6 1,214.8 1,236.6 1,247.5 1,242.9 1,247.8 1,249.8 1,246.9 1,251.1 1,255.7 3 Treasury and Agency securities (2) 720.6 705.4 719.3 727.4 741.0 747.6 765.5 756.2 760.3 756.8 758.7 760.9 4 Other securities 424.8 460.1 477.3 487.4 495.5 499.9 477.4 491.6 489.5 490.0 492.4 494.7 5 Loans and leases in bank credit (3) 3,505.9 3,566.7 3,554.2 3,615.6 3,577.2 3,586.4 3,577.9 3,570.5 3,587.6 3,580.7 3,580.2 3,573.8 6 Commercial and industrial 887.1 865.4 860.3 863.3 849.0 837.6 827.7 821.6 824.5 825.3 828.9 826.1 7 Real estate 1,645.6 1,700.0 1,698.2 1,705.8 1,718.5 1,734.4 1,744.4 1,742.8 1,754.1 1,754.8 1,753.2 1,747.2 8 Revolving home equity 129.0 137.6 139.4 142.1 147.3 149.5 152.9 157.2 159.6 160.5 161.5 162.1 9 Other 1,516.6 1,562.5 1,558.8 1,563.8 1,571.2 1,584.9 1,591.4 1,585.6 1,594.4 1,594.2 1,591.7 1,585.1 10 Consumer 546.2 550.3 548.6 549.2 551.7 560.0 560.4 563.2 567.0 559.3 565.2 565.3 11 Security (4) 64.8 83.5 86.4 102.7 77.6 74.1 67.6 73.1 77.3 75.7 72.1 76.8 12 Other loans and leases 362.1 367.5 360.6 394.5 380.4 380.3 377.9 369.8 364.7 365.7 360.8 358.4 13 Interbank loans 240.7 251.9 267.7 328.0 279.2 256.8 269.0 264.3 246.7 254.6 259.6 255.1 14 Cash assets (5) 250.2 252.0 246.6 284.0 264.3 257.7 255.7 255.0 254.9 239.4 263.5 259.5 15 Other assets (6) 362.0 389.7 403.5 436.3 454.9 451.8 444.7 448.3 459.8 464.2 450.5 450.9 16 TOTAL ASSETS (7) 5,439.9 5,559.6 5,601.7 5,811.2 5,742.7 5,730.0 5,718.5 5,711.7 5,724.3 5,711.2 5,730.7 5,720.9 L I A B I L I T I E S 17 Deposits 3,507.4 3,657.8 3,676.8 3,799.8 3,739.7 3,749.5 3,777.8 3,780.6 3,774.5 3,774.3 3,790.2 3,779.1 18 Transaction 597.9 597.0 601.5 677.3 627.3 620.3 621.2 618.7 591.9 598.9 625.1 622.1 19 Nontransaction 2,909.5 3,060.8 3,075.3 3,122.5 3,112.4 3,129.1 3,156.6 3,161.8 3,182.7 3,175.4 3,165.1 3,157.0 20 Large time 568.0 572.9 570.1 570.0 568.6 561.4 551.3 543.6 550.2 550.5 550.9 556.5 21 Other 2,341.5 2,487.8 2,505.2 2,552.6 2,543.8 2,567.7 2,605.2 2,618.2 2,632.5 2,624.9 2,614.1 2,600.6 22 Borrowings 1,013.0 1,010.8 1,022.2 1,064.9 1,056.9 1,024.8 1,031.0 1,032.8 1,043.0 1,026.0 1,028.5 1,028.4 23 From banks in the U.S. 371.3 368.3 378.0 413.7 399.9 378.6 382.0 379.9 378.9 376.9 373.1 373.8 24 From others 641.8 642.5 644.2 651.3 657.0 646.3 649.0 652.9 664.1 649.1 655.4 654.5 25 Net due to related foreign offices 217.7 207.1 205.7 188.6 194.1 191.9 197.3 186.8 174.3 175.2 180.9 180.8 26 Other liabilities 291.3 257.7 271.8 321.0 296.2 329.4 286.3 271.1 263.7 268.7 262.2 256.3 27 TOTAL LIABILITIES 5,029.4 5,133.4 5,176.6 5,374.3 5,286.8 5,295.6 5,292.4 5,271.3 5,255.6 5,244.1 5,261.8 5,244.5 28 Residual (assets less liabilities) (8) 410.5 426.2 425.1 436.9 456.0 434.4 426.1 440.4 468.7 467.1 468.9 476.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,658.2 4,716.0 4,739.8 4,826.5 4,818.8 4,851.8 4,847.8 4,825.5 4,833.2 4,819.5 4,818.4 4,819.8 2 Securities in bank credit 1,150.6 1,156.5 1,189.8 1,211.1 1,234.4 1,251.4 1,248.9 1,253.3 1,253.2 1,247.4 1,251.9 1,256.5 3 Treasury and Agency securities (2) 722.8 701.3 714.7 724.4 736.1 748.0 764.9 758.4 763.0 757.7 759.2 762.6 4 Other securities 427.8 455.1 475.1 486.6 498.2 503.5 484.0 494.9 490.3 489.6 492.7 494.0 5 Loans and leases in bank credit (3) 3,507.6 3,559.6 3,550.1 3,615.5 3,584.4 3,600.4 3,598.9 3,572.1 3,580.0 3,572.1 3,566.4 3,563.3 6 Commercial and industrial 882.7 865.3 855.5 860.4 848.3 838.0 827.8 817.5 821.3 822.0 825.5 824.3 7 Real estate 1,644.7 1,699.1 1,701.4 1,709.5 1,722.2 1,740.4 1,749.5 1,741.2 1,748.9 1,749.7 1,743.5 1,738.0 8 Revolving home equity 128.2 137.9 140.2 143.5 148.5 150.3 153.0 156.2 158.2 159.3 160.0 160.6 9 Other 1,516.5 1,561.1 1,561.2 1,566.0 1,573.7 1,590.1 1,596.5 1,585.1 1,590.7 1,590.5 1,583.5 1,577.4 10 Consumer 550.6 547.8 549.6 551.4 551.4 560.4 566.2 567.5 568.9 560.7 566.0 565.2 10a Credit card and related plans 217.6 216.9 218.1 217.2 216.7 226.0 232.6 229.4 227.8 220.4 226.5 227.6 10d Other 333.0 330.8 331.5 334.2 334.7 334.5 333.6 338.1 341.1 340.4 339.5 337.7 11 Security (4) 67.4 78.6 81.8 97.6 80.8 79.3 73.7 76.0 78.8 77.1 73.4 80.4 12 Other loans and leases 362.2 368.9 361.7 396.5 381.7 382.3 381.8 369.9 362.0 362.6 358.0 355.5 13 Interbank loans 242.7 244.2 256.4 316.2 273.2 265.1 279.1 266.6 250.2 258.6 258.3 256.6 14 Cash assets (5) 264.1 244.2 236.0 280.3 263.9 264.4 273.7 268.4 246.1 235.5 278.7 259.9 15 Other assets (6) 362.7 389.0 400.8 436.5 450.9 451.3 450.3 449.4 459.8 463.4 446.1 448.9 16 TOTAL ASSETS (7) 5,463.6 5,527.4 5,565.9 5,791.8 5,737.6 5,762.2 5,779.1 5,735.9 5,714.7 5,702.5 5,727.3 5,711.2 L I A B I L I T I E S 17 Deposits 3,512.3 3,636.3 3,648.0 3,782.3 3,734.5 3,769.5 3,816.4 3,786.5 3,782.0 3,787.4 3,805.2 3,786.6 18 Transaction 609.5 590.6 587.7 670.8 621.3 626.3 650.9 630.5 578.7 587.8 622.9 614.6 19 Nontransaction 2,902.8 3,045.7 3,060.3 3,111.5 3,113.2 3,143.2 3,165.5 3,156.0 3,203.3 3,199.6 3,182.3 3,172.0 20 Large time 571.3 569.3 568.3 566.9 569.9 566.2 555.4 546.9 554.0 554.7 553.5 558.0 21 Other 2,331.5 2,476.4 2,492.0 2,544.6 2,543.3 2,576.9 2,610.1 2,609.1 2,649.3 2,644.9 2,628.7 2,614.0 22 Borrowings 1,030.1 1,001.5 1,000.5 1,059.6 1,054.5 1,033.2 1,033.1 1,049.0 1,050.5 1,029.4 1,032.9 1,025.9 23 From banks in the U.S. 377.5 365.0 369.7 403.9 394.6 379.4 383.4 385.9 383.8 381.5 377.9 376.9 24 From others 652.7 636.5 630.8 655.7 659.9 653.8 649.7 663.1 666.7 647.9 655.0 649.1 25 Net due to related foreign offices 218.6 204.0 206.1 188.0 194.2 193.8 197.6 187.4 175.4 176.4 184.1 184.1 26 Other liabilities 292.3 254.7 272.2 320.3 296.2 331.8 286.9 271.7 264.9 270.1 265.5 259.8 27 TOTAL LIABILITIES 5,053.3 5,096.5 5,126.8 5,350.1 5,279.4 5,328.2 5,334.0 5,294.6 5,272.8 5,263.3 5,287.7 5,256.5 28 Residual (assets less liabilities) (8) 410.2 430.9 439.1 441.6 458.2 434.0 445.1 441.3 441.9 439.1 439.7 454.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,588.9 2,623.4 2,623.5 2,690.4 2,631.7 2,633.0 2,598.7 2,573.8 2,588.2 2,581.8 2,574.4 2,575.6 2 Securities in bank credit 594.7 608.2 629.4 640.6 648.1 652.8 635.7 636.2 635.6 630.9 635.5 641.9 3 Treasury and Agency securities (2) 358.8 352.1 359.5 362.5 363.2 366.0 377.1 363.9 362.9 358.2 360.1 362.2 3a Trading account 34.2 38.3 36.3 37.9 35.8 40.4 34.1 32.7 34.7 34.1 34.7 31.9 3b Investment account 324.6 313.8 323.2 324.6 327.4 325.6 343.0 331.2 328.2 324.0 325.4 330.3 4 Other securities 235.9 256.1 269.9 278.1 284.9 286.8 258.6 272.3 272.8 272.7 275.4 279.6 4a Trading account 126.0 140.8 153.1 161.0 165.8 165.1 128.0 128.2 127.2 126.7 130.1 136.3 4b Investment account 109.9 115.3 116.7 117.1 119.1 121.7 130.6 144.1 145.6 146.0 145.3 143.3 4c State and local government 27.1 27.8 27.6 27.5 26.8 27.1 26.9 27.5 27.9 28.1 28.1 28.3 4d Other 82.7 87.5 89.2 89.6 92.3 94.6 103.7 116.6 117.7 117.9 117.2 115.0 5 Loans and leases in bank credit (3) 1,994.2 2,015.2 1,994.1 2,049.8 1,983.5 1,980.2 1,963.0 1,937.6 1,952.6 1,950.9 1,938.9 1,933.8 6 Commercial and industrial 595.7 562.3 557.2 561.2 545.5 534.9 523.8 517.2 519.0 519.0 520.9 518.9 7 Real estate 829.2 855.7 846.0 845.9 842.8 852.8 855.8 846.1 852.8 852.9 847.6 841.5 8 Revolving home equity 82.4 87.1 87.6 89.4 92.3 93.9 95.9 98.8 100.3 101.1 101.3 101.7 9 Other 746.8 768.7 758.4 756.5 750.5 758.9 759.9 747.3 752.5 751.9 746.2 739.8 10 Consumer 245.1 254.2 251.4 253.2 242.8 245.2 245.7 238.5 245.4 245.1 246.0 245.7 11 Security (4) 57.9 75.2 78.1 94.0 69.8 66.3 59.6 65.4 69.6 67.8 64.1 68.6 11a Fed funds and RPs with broker/dealer 41.8 59.6 63.5 66.2 56.4 52.3 45.6 52.5 57.4 55.5 52.1 55.5 11b Other 16.1 15.5 14.5 27.8 13.4 14.0 14.0 12.8 12.2 12.3 11.9 13.2 12a State and local government 12.8 14.2 14.2 14.4 15.3 15.7 14.9 14.6 14.5 14.6 14.6 14.6 12b Agricultural 10.2 10.1 9.5 9.2 9.2 9.4 9.3 9.4 9.3 9.6 9.6 9.5 12c Fed funds and RPs with others 26.0 31.0 31.9 32.6 28.8 30.6 29.3 27.9 25.2 24.9 22.5 24.0 12d All other loans 86.8 81.6 75.6 109.1 104.3 100.4 94.1 85.6 83.6 84.0 81.3 78.4 12e Lease financing receivables 130.6 131.0 130.3 130.2 125.0 125.0 130.5 132.9 133.0 133.1 132.3 132.5 13 Interbank loans 156.8 136.5 150.9 207.3 175.8 152.8 165.8 165.9 150.5 154.0 156.1 148.6 13a Fed funds and RPs with banks 81.9 71.6 80.5 131.5 94.3 90.1 96.3 90.6 75.3 80.9 84.5 76.4 13b Other 74.9 64.9 70.4 75.8 81.5 62.7 69.5 75.2 75.2 73.1 71.7 72.2 14 Cash assets (5) 147.9 146.8 140.7 174.8 155.3 151.2 146.8 143.9 142.5 130.1 148.3 140.4 15 Other assets (6) 267.8 271.3 283.3 308.8 324.2 322.1 311.5 313.8 318.8 319.8 308.9 300.3 16 TOTAL ASSETS (7) 3,123.9 3,140.0 3,160.2 3,343.2 3,247.5 3,219.4 3,181.5 3,154.1 3,155.9 3,141.4 3,144.0 3,121.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,699.7 1,752.4 1,754.8 1,860.1 1,792.3 1,792.5 1,798.3 1,787.9 1,785.3 1,782.6 1,790.5 1,782.4 18 Transaction 303.2 306.8 304.4 376.1 323.5 320.8 321.5 314.6 298.3 301.9 314.6 312.1 19 Nontransaction 1,396.6 1,445.6 1,450.3 1,483.9 1,468.8 1,471.7 1,476.9 1,473.2 1,487.0 1,480.6 1,475.9 1,470.2 20 Large time 271.2 271.6 264.9 264.9 260.7 251.8 247.0 241.0 247.3 246.2 249.0 254.7 21 Other 1,125.4 1,174.0 1,185.5 1,219.0 1,208.1 1,219.9 1,229.9 1,232.2 1,239.6 1,234.5 1,226.9 1,215.6 22 Borrowings 673.5 672.9 678.3 709.6 692.1 658.2 657.5 652.3 668.3 651.1 654.6 652.6 23 From banks in the U.S. 214.9 218.9 226.5 257.6 233.6 212.6 215.0 208.7 210.9 208.2 201.7 202.4 24 From others 458.6 454.0 451.7 452.0 458.5 445.7 442.4 443.7 457.4 442.9 452.9 450.2 25 Net due to related foreign offices 200.9 192.4 190.3 178.0 184.6 181.7 187.3 177.9 164.5 165.6 168.2 168.0 26 Other liabilities 241.8 198.6 211.3 258.6 231.9 264.1 220.5 201.2 191.8 198.1 190.1 185.2 27 TOTAL LIABILITIES 2,815.8 2,816.4 2,834.6 3,006.3 2,901.0 2,896.6 2,863.6 2,819.4 2,810.0 2,797.4 2,803.3 2,788.1 28 Residual (assets less liabilities) (8) 308.0 323.6 325.6 336.9 346.5 322.8 318.0 334.7 345.9 344.0 340.7 333.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,600.0 2,607.1 2,609.3 2,681.0 2,634.8 2,649.7 2,621.2 2,585.3 2,594.0 2,584.8 2,575.5 2,576.7 2 Securities in bank credit 600.4 599.3 623.2 637.0 648.3 658.6 642.7 642.4 640.8 633.4 639.2 644.4 3 Treasury and Agency securities (2) 361.6 348.2 355.5 359.7 360.7 368.2 377.5 366.7 367.3 361.1 363.5 365.6 3a Trading account 34.5 37.9 35.9 37.7 35.5 40.6 34.1 32.9 35.1 34.4 35.0 32.2 3b Investment account 327.1 310.3 319.7 322.0 325.1 327.6 343.3 333.8 332.2 326.7 328.5 333.3 3c Mortgage-backed 225.9 229.1 241.8 247.3 257.9 256.1 269.3 259.6 251.8 244.7 243.6 243.7 3d Other 101.2 81.3 77.9 74.8 67.3 71.5 74.0 74.2 80.3 81.9 84.9 89.6 3e 1 year or less 29.9 21.1 20.1 20.1 18.2 27.0 26.4 24.7 26.5 27.5 30.3 34.2 3f Between 1 and 5 years 38.9 34.3 33.8 34.6 31.9 30.3 35.2 36.7 42.2 42.9 43.4 43.6 3g More than 5 years 32.4 25.9 24.0 20.1 17.1 14.2 12.3 12.8 11.6 11.5 11.2 11.9 4 Other securities 238.8 251.1 267.7 277.3 287.6 290.4 265.2 275.6 273.5 272.3 275.7 278.9 4a Trading account 127.6 138.1 151.9 160.5 167.4 167.1 131.2 129.8 127.5 126.5 130.3 136.0 4b Investment account 111.2 113.1 115.8 116.8 120.3 123.2 134.0 145.8 146.0 145.8 145.5 142.9 4c State and local government 27.5 27.3 27.3 27.4 27.1 27.4 27.6 27.8 28.0 28.0 28.1 28.2 4d Other 83.7 85.8 88.5 89.4 93.2 95.8 106.4 118.0 118.0 117.7 117.3 114.7 5 Loans and leases in bank credit (3) 1,999.6 2,007.8 1,986.1 2,044.0 1,986.5 1,991.2 1,978.5 1,942.9 1,953.1 1,951.4 1,936.2 1,932.3 6 Commercial and industrial 592.2 562.3 554.0 559.7 545.2 536.0 523.0 514.0 517.6 517.7 519.7 518.6 7 Real estate 829.8 854.3 847.4 847.8 845.4 858.4 860.8 846.2 851.0 851.1 842.3 835.4 8 Revolving home equity 81.6 87.7 88.7 90.5 93.2 94.4 95.7 97.7 99.0 99.9 100.2 100.4 9a Other residential 451.7 465.0 457.7 454.8 440.8 451.5 453.7 440.0 443.6 442.3 433.8 426.4 9b Commercial 296.6 301.5 301.0 302.4 311.3 312.5 311.4 308.6 308.4 308.9 308.4 308.5 10 Consumer 248.6 252.4 250.2 251.9 240.4 243.5 247.7 241.9 248.3 247.8 248.4 247.6 10a Credit card and related plans 83.5 87.3 85.1 84.6 74.3 76.5 80.1 71.5 76.5 76.3 76.8 77.0 10f Other 165.1 165.1 165.1 167.3 166.1 167.0 167.6 170.4 171.8 171.4 171.6 170.6 11 Security (4) 60.5 70.5 73.6 89.1 72.9 71.0 65.5 68.4 71.0 69.2 65.5 72.2 11a Fed funds and RPs with broker/dealer 43.7 55.9 59.9 62.8 58.9 56.0 50.0 54.9 58.5 56.7 53.3 58.4 11b Other 16.8 14.6 13.7 26.3 14.0 15.0 15.4 13.4 12.5 12.5 12.2 13.8 12a State and local government 12.8 14.2 14.2 14.4 15.3 15.7 14.9 14.6 14.5 14.6 14.6 14.6 12b Agricultural 10.2 10.2 9.6 9.3 9.3 9.4 9.3 9.5 9.3 9.5 9.4 9.4 12c Fed funds and RPs with others 26.0 31.0 31.9 32.6 28.8 30.6 29.3 27.9 25.2 24.9 22.5 24.0 12d All other loans 86.7 82.4 75.7 110.3 104.6 101.7 97.1 85.5 81.5 82.1 80.2 76.9 12e Lease financing receivables 132.6 130.5 129.5 128.9 124.8 124.8 130.8 134.9 134.7 134.5 133.7 133.6 13 Interbank loans 158.3 136.4 145.4 199.5 168.7 153.8 170.1 167.5 149.1 154.2 154.0 148.0 13a Fed funds and RPs with banks 82.6 71.5 77.6 126.5 90.5 90.7 98.8 91.6 74.6 81.0 83.3 76.1 13b Other 75.7 64.8 67.8 73.0 78.2 63.1 71.3 75.9 74.5 73.2 70.7 71.9 14 Cash assets (5) 158.8 140.4 132.9 170.5 154.2 152.6 158.3 154.1 137.8 130.0 160.2 141.5 15 Other assets (6) 268.4 270.6 280.6 309.0 320.2 321.6 317.1 314.9 318.8 319.0 304.4 298.3 16 TOTAL ASSETS (7) 3,148.3 3,116.5 3,129.9 3,321.5 3,238.7 3,237.8 3,225.3 3,178.8 3,155.4 3,143.7 3,150.5 3,121.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,705.9 1,744.2 1,738.8 1,848.8 1,785.7 1,799.8 1,817.5 1,794.1 1,789.8 1,793.8 1,802.6 1,787.5 18 Transaction 312.1 302.0 293.4 369.7 317.8 323.3 340.5 323.9 290.0 297.7 316.7 309.5 19 Nontransaction 1,393.8 1,442.2 1,445.4 1,479.1 1,467.9 1,476.5 1,477.0 1,470.2 1,499.9 1,496.1 1,485.9 1,478.0 20 Large time 274.5 267.9 263.1 261.8 262.1 256.6 251.1 244.3 251.2 250.4 251.6 256.2 21 Other 1,119.3 1,174.3 1,182.3 1,217.3 1,205.9 1,219.8 1,225.9 1,225.9 1,248.7 1,245.7 1,234.3 1,221.8 22 Borrowings 690.6 663.6 656.6 704.3 689.8 666.6 659.6 668.5 675.9 654.6 659.0 650.2 23 From banks in the U.S. 221.1 215.6 218.3 247.8 228.4 213.4 216.5 214.7 215.8 212.9 206.4 205.4 24 From others 469.5 448.0 438.3 456.5 461.4 453.2 443.1 453.8 460.1 441.7 452.6 444.7 25 Net due to related foreign offices 201.8 189.2 190.6 177.5 184.8 183.5 187.6 178.5 165.6 166.9 171.4 171.4 26 Other liabilities 242.8 195.6 211.6 257.9 231.9 266.5 221.0 201.9 193.0 199.5 193.3 188.7 27 TOTAL LIABILITIES 2,841.1 2,792.7 2,797.7 2,988.5 2,892.2 2,916.3 2,885.7 2,843.0 2,824.3 2,814.8 2,826.4 2,797.7 28 Residual (assets less liabilities) (8) 307.1 323.8 332.2 333.1 346.4 321.5 339.6 335.8 331.1 329.0 324.1 323.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,062.5 2,108.8 2,127.3 2,140.0 2,182.1 2,200.9 2,222.0 2,244.5 2,249.2 2,245.8 2,256.9 2,253.8 2 Securities in bank credit 550.8 557.3 567.2 574.2 588.4 594.7 607.2 611.6 614.2 616.0 615.6 613.8 3 Treasury and Agency securities (2) 361.8 353.3 359.9 364.9 377.9 381.6 388.4 392.3 397.5 398.6 398.6 398.7 4 Other securities 189.0 204.0 207.4 209.3 210.6 213.1 218.8 219.3 216.7 217.3 217.0 215.1 5 Loans and leases in bank credit (3) 1,511.7 1,551.5 1,560.1 1,565.7 1,593.7 1,606.2 1,614.9 1,632.9 1,635.0 1,629.8 1,641.3 1,640.0 6 Commercial and industrial 291.5 303.1 303.1 302.2 303.5 302.6 303.9 304.4 305.5 306.4 307.9 307.2 7 Real estate 816.4 844.3 852.2 860.0 875.7 881.6 888.6 896.7 901.2 901.9 905.6 905.7 8 Revolving home equity 46.6 50.5 51.8 52.7 55.0 55.6 57.1 58.4 59.3 59.5 60.1 60.4 9 Other 769.9 793.8 800.4 807.3 820.7 826.0 831.5 838.3 841.9 842.4 845.5 845.3 10 Consumer 301.2 296.2 297.1 296.0 308.9 314.8 314.7 324.7 321.6 314.2 319.2 319.6 11 Security (4) 6.9 8.3 8.4 8.7 7.8 7.8 8.0 7.7 7.7 7.9 8.1 8.2 12 Other loans and leases 95.8 99.7 99.2 99.0 97.7 99.3 99.7 99.3 99.0 99.5 100.5 99.4 13 Interbank loans 83.9 115.4 116.9 120.8 103.4 104.1 103.3 98.4 96.2 100.5 103.4 106.5 14 Cash assets (5) 102.3 105.1 105.9 109.2 109.0 106.5 108.9 111.1 112.4 109.3 115.2 119.1 15 Other assets (6) 94.2 118.4 120.2 127.5 130.8 129.7 133.2 134.4 141.1 144.4 141.6 150.6 16 TOTAL ASSETS (7) 2,316.0 2,419.6 2,441.5 2,468.0 2,495.3 2,510.6 2,537.0 2,557.6 2,568.4 2,569.7 2,586.7 2,599.6 L I A B I L I T I E S 17 Deposits 1,807.6 1,905.3 1,922.1 1,939.7 1,947.4 1,956.9 1,979.4 1,992.7 1,989.2 1,991.7 1,999.7 1,996.8 18 Transaction 294.7 290.2 297.1 301.1 303.8 299.5 299.8 304.1 293.5 297.0 310.6 310.0 19 Nontransaction 1,512.9 1,615.2 1,625.0 1,638.6 1,643.6 1,657.4 1,679.7 1,688.6 1,695.7 1,694.7 1,689.1 1,686.8 20 Large time 296.8 301.4 305.2 305.0 307.9 309.6 304.4 302.6 302.8 304.3 301.9 301.8 21 Other 1,216.1 1,313.8 1,319.8 1,333.6 1,335.7 1,347.8 1,375.3 1,386.0 1,392.9 1,390.4 1,387.2 1,385.0 22 Borrowings 339.6 337.9 343.9 355.3 364.7 366.6 373.5 380.4 374.7 374.8 373.9 375.8 23 From banks in the U.S. 156.4 149.4 151.5 156.1 166.3 166.0 166.9 171.2 168.0 168.6 171.4 171.4 24 From others 183.2 188.5 192.5 199.2 198.5 200.6 206.6 209.2 206.6 206.2 202.5 204.3 25 Net due to related foreign offices 16.8 14.7 15.5 10.5 9.5 10.2 10.0 8.9 9.8 9.6 12.8 12.8 26 Other liabilities 49.6 59.1 60.5 62.4 64.2 65.3 65.9 69.9 71.9 70.6 72.1 71.1 27 TOTAL LIABILITIES 2,213.5 2,317.0 2,342.0 2,368.0 2,385.8 2,399.1 2,428.8 2,451.9 2,445.6 2,446.7 2,458.5 2,456.4 28 Residual (assets less liabilities) (8) 102.5 102.6 99.5 100.0 109.5 111.6 108.2 105.7 122.8 123.0 128.2 143.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,058.2 2,108.9 2,130.5 2,145.6 2,183.9 2,202.1 2,226.6 2,240.2 2,239.2 2,234.7 2,242.9 2,243.1 2 Securities in bank credit 550.2 557.1 566.6 574.1 586.0 592.8 606.2 611.0 612.4 614.0 612.7 612.1 3 Treasury and Agency securities (2) 361.2 353.1 359.2 364.8 375.5 379.8 387.4 391.7 395.7 396.6 395.7 397.0 4 Other securities 189.0 204.0 207.4 209.3 210.6 213.1 218.8 219.3 216.7 217.3 217.0 215.1 5 Loans and leases in bank credit (3) 1,508.0 1,551.8 1,564.0 1,571.5 1,597.9 1,609.2 1,620.5 1,629.2 1,626.8 1,620.7 1,630.2 1,631.0 6 Commercial and industrial 290.5 302.9 301.4 300.7 303.1 302.0 304.8 303.5 303.7 304.3 305.8 305.6 7 Real estate 814.8 844.8 854.0 861.7 876.9 882.0 888.7 895.0 897.9 898.6 901.2 902.6 8 Revolving home equity 46.6 50.2 51.5 52.9 55.3 55.9 57.3 58.4 59.2 59.4 59.8 60.2 9 Other 768.3 794.6 802.5 808.8 821.6 826.1 831.4 836.5 838.7 839.2 841.4 842.4 10 Consumer 302.0 295.4 299.4 299.5 311.1 316.9 318.5 325.6 320.6 313.0 317.6 317.6 10a Credit card and related plans 134.1 129.6 133.0 132.6 142.5 149.5 152.5 157.9 151.4 144.0 149.6 150.6 10h Other 167.9 165.7 166.4 166.9 168.6 167.4 166.0 167.7 169.2 168.9 167.9 167.0 11 Security (4) 6.8 8.1 8.2 8.5 7.9 8.2 8.2 7.7 7.8 7.9 7.9 8.2 12 Other loans and leases 93.8 100.6 100.9 101.0 99.0 100.1 100.3 97.5 96.8 97.0 97.7 97.0 13 Interbank loans 84.4 107.8 111.0 116.7 104.6 111.4 108.9 99.1 101.1 104.4 104.3 108.6 14 Cash assets (5) 105.3 103.8 103.1 109.9 109.7 111.8 115.4 114.3 108.3 105.5 118.5 118.4 15 Other assets (6) 94.2 118.4 120.2 127.5 130.8 129.7 133.2 134.4 141.1 144.4 141.6 150.6 16 TOTAL ASSETS (7) 2,315.3 2,410.8 2,436.0 2,470.2 2,499.0 2,524.4 2,553.8 2,557.2 2,559.3 2,558.7 2,576.9 2,590.2 L I A B I L I T I E S 17 Deposits 1,806.3 1,892.1 1,909.2 1,933.4 1,948.8 1,969.7 1,999.0 1,992.4 1,992.1 1,993.6 2,002.5 1,999.2 18 Transaction 297.4 288.6 294.3 301.1 303.5 303.0 310.4 306.6 288.7 290.1 306.2 305.2 19 Nontransaction 1,509.0 1,603.5 1,614.9 1,632.3 1,645.3 1,666.7 1,688.5 1,685.8 1,703.4 1,703.5 1,696.3 1,694.0 20 Large time 296.8 301.4 305.2 305.0 307.9 309.6 304.4 302.6 302.8 304.3 301.9 301.8 21 Other 1,212.2 1,302.1 1,309.7 1,327.3 1,337.4 1,357.1 1,384.2 1,383.2 1,400.6 1,399.2 1,394.4 1,392.2 22 Borrowings 339.6 337.9 343.9 355.3 364.7 366.6 373.5 380.4 374.7 374.8 373.9 375.8 23 From banks in the U.S. 156.4 149.4 151.5 156.1 166.3 166.0 166.9 171.2 168.0 168.6 171.4 171.4 24 From others 183.2 188.5 192.5 199.2 198.5 200.6 206.6 209.2 206.6 206.2 202.5 204.3 25 Net due to related foreign offices 16.8 14.7 15.5 10.5 9.5 10.2 10.0 8.9 9.8 9.6 12.8 12.8 26 Other liabilities 49.6 59.1 60.5 62.4 64.2 65.3 65.9 69.9 71.9 70.6 72.1 71.1 27 TOTAL LIABILITIES 2,212.2 2,303.8 2,329.1 2,361.7 2,387.2 2,411.9 2,448.3 2,451.6 2,448.5 2,448.6 2,461.3 2,458.8 28 Residual (assets less liabilities) (8) 103.1 107.1 106.9 108.6 111.7 112.5 105.5 105.5 110.8 110.1 115.5 131.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 619.5 600.9 598.2 594.4 586.3 593.1 585.0 577.1 571.8 576.1 584.1 586.1 2 Securities in bank credit 213.1 224.2 223.0 224.4 227.4 230.0 228.8 222.6 218.8 218.6 217.2 222.7 3 Treasury and Agency securities (2) 66.1 49.8 49.1 51.7 56.2 59.4 57.5 53.5 48.5 48.8 47.4 50.2 4 Other securities 147.0 174.4 173.9 172.7 171.2 170.6 171.3 169.1 170.3 169.9 169.8 172.6 5 Loans and leases in bank credit (3) 406.4 376.6 375.2 369.9 358.9 363.1 356.2 354.5 353.0 357.5 366.9 363.4 6 Commercial and industrial 214.8 205.9 204.8 204.9 199.6 199.7 195.3 192.4 195.4 194.6 198.8 199.6 7 Real estate 18.1 18.2 18.4 18.7 18.7 18.9 19.0 19.0 18.7 18.7 18.7 18.8 11 Security (4) 106.1 86.7 84.7 79.0 72.3 76.6 73.7 74.5 69.7 74.1 78.0 73.2 12 Other loans and leases 67.4 65.8 67.3 67.3 68.2 67.9 68.3 68.6 69.2 70.0 71.3 71.8 13 Interbank loans 29.0 21.2 20.2 26.0 23.9 25.4 21.0 26.5 26.4 20.5 18.5 18.6 14 Cash assets (5) 41.6 36.8 37.5 45.5 39.1 37.3 36.4 36.3 37.5 36.2 38.1 38.0 15 Other assets (6) 36.1 30.4 30.1 33.5 32.3 34.2 30.9 32.5 32.8 32.2 30.2 31.2 16 TOTAL ASSETS (7) 725.8 689.0 685.6 698.9 681.2 689.6 673.0 672.0 668.1 664.5 670.4 673.5 L I A B I L I T I E S 17 Deposits 387.7 413.7 407.0 409.4 421.7 428.4 435.4 454.2 465.3 459.1 451.7 452.0 18 Transaction 10.2 9.2 9.5 12.3 10.8 10.7 11.1 11.0 10.3 11.1 10.4 11.1 19 Nontransaction 377.5 404.6 397.4 397.1 411.0 417.7 424.3 443.2 455.0 448.0 441.2 440.9 22 Borrowings 244.4 211.2 210.6 221.8 208.4 213.0 202.6 187.0 181.0 193.4 188.8 190.8 23 From banks in the U.S. 25.8 22.3 20.6 30.5 23.9 24.2 24.5 22.0 18.9 29.1 19.7 22.1 24 From others 218.7 188.9 190.0 191.2 184.5 188.7 178.1 165.0 162.1 164.3 169.0 168.8 25 Net due to related foreign offices 3.6 -16.4 -12.8 -19.1 -17.2 -30.7 -49.7 -58.1 -70.7 -78.0 -61.2 -58.6 26 Other liabilities 82.8 78.4 76.0 78.4 74.3 77.0 74.6 76.0 78.3 76.3 72.4 73.5 27 TOTAL LIABILITIES 718.5 686.9 680.8 690.5 687.3 687.7 662.9 659.0 653.9 650.8 651.6 657.8 28 Residual (assets less liabilities) (8) 7.3 2.1 4.8 8.4 -6.1 2.0 10.1 12.9 14.2 13.7 18.8 15.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 627.6 596.4 591.7 592.6 589.2 595.9 594.6 583.6 576.1 579.9 582.8 588.7 2 Securities in bank credit (2) 213.1 224.2 223.0 224.4 227.4 230.0 228.8 222.6 218.8 218.6 217.2 222.7 3 Treasury and Agency securities 66.1 49.8 49.1 51.7 56.2 59.4 57.5 53.5 48.5 48.8 47.4 50.2 3a Trading account 11.4 12.4 11.7 13.1 14.3 13.4 12.4 11.5 11.2 11.5 10.6 10.5 3b Investment account 54.7 37.4 37.4 38.6 41.9 46.0 45.1 42.0 37.3 37.3 36.8 39.6 4 Other securities 147.0 174.4 173.9 172.7 171.2 170.6 171.3 169.1 170.3 169.9 169.8 172.6 4a Trading account 99.8 107.9 109.4 108.5 107.5 108.1 108.1 103.4 100.6 99.7 100.3 103.6 4b Investment account 47.2 66.6 64.5 64.3 63.7 62.5 63.2 65.8 69.7 70.2 69.5 69.0 5 Loans and leases in bank credit (3) 414.5 372.1 368.7 368.2 361.8 365.9 365.9 360.9 357.3 361.2 365.6 366.0 6 Commercial and industrial 216.5 205.2 203.5 204.5 199.9 200.4 197.6 194.0 196.5 197.2 200.9 201.6 7 Real estate 18.1 18.2 18.4 18.7 18.7 18.9 19.0 19.0 18.7 18.7 18.7 18.8 11 Security (4) 111.4 83.9 80.8 77.8 75.5 78.1 78.4 78.3 72.3 75.0 75.2 74.0 12 Other loans and leases 68.5 64.8 66.0 67.1 67.7 68.5 70.8 69.7 69.8 70.3 70.9 71.5 13 Interbank loans 29.0 21.2 20.2 26.0 23.9 25.4 21.0 26.5 26.4 20.5 18.5 18.6 14 Cash assets (5) 44.2 35.5 36.3 44.5 39.9 39.4 39.0 38.7 38.5 36.9 38.2 37.6 15 Other assets (6) 37.4 29.6 29.8 33.2 31.8 34.3 32.4 33.7 34.1 33.2 30.5 31.9 16 TOTAL ASSETS (7) 737.8 682.4 677.7 695.9 684.4 694.6 686.7 682.0 674.7 670.0 669.7 676.4 L I A B I L I T I E S 17 Deposits 397.7 403.5 395.1 401.4 414.3 431.7 448.5 466.8 477.1 469.7 459.9 462.5 18 Transaction 10.4 9.3 9.5 12.6 10.9 10.9 11.8 11.2 10.1 10.8 10.4 10.8 19 Nontransaction 387.3 394.3 385.6 388.7 403.4 420.8 436.7 455.6 467.0 458.9 449.5 451.8 22 Borrowings 244.4 211.2 210.6 221.8 208.4 213.0 202.6 187.0 181.0 193.4 188.8 190.8 23 From banks in the U.S. 25.8 22.3 20.6 30.5 23.9 24.2 24.5 22.0 18.9 29.1 19.7 22.1 24 From others 218.7 188.9 190.0 191.2 184.5 188.7 178.1 165.0 162.1 164.3 169.0 168.8 25 Net due to related foreign offices 6.8 -19.6 -14.1 -16.6 -16.8 -30.6 -44.6 -54.6 -67.2 -74.7 -57.2 -57.2 26 Other liabilities 84.3 76.9 75.5 79.5 74.5 77.0 76.6 77.4 79.8 77.7 74.0 74.1 27 TOTAL LIABILITIES 733.2 672.0 667.2 686.1 680.4 691.1 683.1 676.6 670.8 666.1 665.5 670.3 28 Residual (assets less liabilities) (8) 4.6 10.4 10.5 9.7 4.0 3.5 3.6 5.4 4.0 4.0 4.2 6.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars March 8, 2002 Account 2001 2001 2001 2001 2001 2001 2001 2002 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 6 Feb 13 Feb 20 Feb 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 79.6 79.8 89.8 98.0 100.8 104.3 80.6 86.3 81.9 77.3 81.7 85.9 30 Reval. losses on off-bal. sheet items (9) 82.5 71.8 78.4 84.8 86.0 86.5 68.4 66.5 59.9 56.0 58.8 63.2 31 Mortgage-backed securities (10) 247.9 254.6 266.6 272.2 281.7 282.2 303.4 300.9 292.1 284.9 283.8 281.6 31a Pass-through 179.9 192.2 203.2 208.8 212.9 196.9 200.8 202.0 194.3 188.7 188.2 186.5 31b CMO, REMIC, and other 68.0 62.3 63.4 63.4 68.9 85.3 102.6 98.9 97.9 96.2 95.5 95.1 32 Net unrealized gains (losses) on available-for-sale securities (11) 3.7 2.6 5.1 7.2 8.9 9.6 4.9 2.8 4.0 3.8 4.4 4.8 33 Offshore credit to U.S. residents (12) 23.0 20.2 19.6 20.2 20.0 19.2 19.1 19.4 19.3 19.7 19.7 19.7 34 Securitized consumer loans (13) 79.8 96.5 96.3 97.1 97.8 99.3 99.4 94.7 93.0 92.9 92.8 92.6 34a Credit card and related plans 69.7 86.7 86.2 87.2 87.8 88.3 88.7 84.3 82.7 82.7 82.7 82.4 34b Other 10.1 9.8 10.2 10.0 9.9 11.0 10.7 10.4 10.3 10.2 10.2 10.1 35 Securitized business loans (13) 13.5 20.6 20.8 20.9 21.1 20.6 19.7 19.4 19.7 19.8 19.2 18.8 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 206.5 240.4 245.5 251.4 256.7 262.1 267.0 268.7 271.0 272.4 270.9 270.7 34 Securitized consumer loans (13) 229.9 225.3 228.2 231.3 234.9 237.8 243.3 250.7 246.0 246.4 243.7 244.7 34a Credit card and related plans 221.4 217.4 220.4 223.6 227.4 229.9 235.6 243.3 238.8 239.3 236.6 237.6 34b Other 8.5 8.0 7.8 7.7 7.5 7.9 7.7 7.5 7.2 7.2 7.1 7.1 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 55.2 53.8 55.1 54.9 56.4 55.6 55.3 52.6 54.0 53.2 52.3 53.3 30 Reval. losses on off-bal. sheet items (9) 52.1 49.0 51.1 50.5 48.8 48.7 49.4 49.5 50.8 49.6 48.7 49.0 35 Securitized business loans (13) 36.5 27.4 26.6 26.6 27.1 26.4 25.1 25.2 25.4 25.4 24.3 24.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 March 8, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.