H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,287.8 5,430.5 5,430.3 5,460.8 5,453.0 5,437.0 5,438.6 5,427.6 5,411.4 5,427.2 5,441.3 5,440.1 2 Securities in bank credit 1,345.6 1,444.6 1,473.1 1,489.2 1,492.1 1,491.8 1,485.2 1,482.0 1,470.5 1,488.5 1,481.3 1,486.2 3 Treasury and Agency securities (2) 756.3 776.5 807.5 815.4 832.1 820.5 812.7 829.2 816.9 832.2 839.6 842.0 4 Other securities 589.4 668.2 665.6 673.8 660.0 671.3 672.5 652.8 653.6 656.3 641.7 644.2 5 Loans and leases in bank credit (3) 3,942.2 3,985.9 3,957.2 3,971.6 3,961.0 3,945.1 3,953.4 3,945.6 3,940.9 3,938.7 3,960.0 3,953.9 6 Commercial and industrial 1,102.2 1,063.7 1,044.8 1,033.6 1,024.4 1,015.6 1,022.9 1,020.5 1,019.1 1,023.0 1,021.4 1,016.1 7 Real estate 1,687.5 1,726.1 1,752.6 1,773.1 1,786.4 1,783.1 1,788.7 1,785.8 1,786.4 1,785.2 1,786.4 1,785.3 8 Revolving home equity 132.4 142.7 148.9 150.7 154.0 157.3 160.5 167.1 165.0 167.8 169.4 170.6 9 Other 1,555.1 1,583.4 1,603.7 1,622.4 1,632.4 1,625.8 1,628.2 1,618.7 1,621.4 1,617.3 1,616.9 1,614.7 10 Consumer 543.9 551.6 550.6 558.1 557.1 559.6 562.3 560.1 557.0 561.5 562.1 560.3 11 Security (4) 175.7 177.0 154.2 154.1 145.6 150.2 149.8 155.8 153.5 148.3 164.6 166.0 12 Other loans and leases 432.8 467.4 455.1 452.8 447.5 436.7 429.8 423.4 424.9 420.7 425.5 426.2 13 Interbank loans 275.3 346.6 301.9 286.1 292.6 292.4 276.4 268.3 266.8 264.8 277.7 264.6 14 Cash assets (5) 284.7 327.2 302.5 296.7 297.4 299.2 295.5 295.8 286.7 296.9 298.0 293.7 15 Other assets (6) 426.3 469.4 487.0 484.5 479.1 480.8 481.8 462.8 464.0 462.6 454.8 479.6 16 TOTAL ASSETS (7) 6,208.9 6,505.7 6,451.8 6,457.3 6,449.7 6,435.1 6,417.9 6,379.8 6,354.3 6,376.7 6,396.9 6,403.5 L I A B I L I T I E S 17 Deposits 3,950.8 4,219.6 4,181.6 4,200.2 4,242.6 4,254.0 4,266.8 4,300.3 4,291.5 4,291.3 4,324.7 4,312.3 18 Transaction 604.9 690.7 641.0 635.5 640.7 635.9 625.4 625.1 611.4 632.8 656.0 612.2 19 Nontransaction 3,345.9 3,528.9 3,540.6 3,564.7 3,601.9 3,618.1 3,641.4 3,675.2 3,680.0 3,658.5 3,668.7 3,700.2 20 Large time 946.4 965.3 982.0 984.7 983.6 996.6 1,008.5 1,019.9 1,009.5 1,017.5 1,033.1 1,036.9 21 Other 2,399.4 2,563.6 2,558.6 2,579.9 2,618.3 2,621.5 2,632.9 2,655.3 2,670.5 2,641.0 2,635.6 2,663.3 22 Borrowings 1,251.6 1,291.4 1,269.8 1,255.8 1,250.6 1,237.8 1,233.3 1,203.4 1,185.7 1,203.0 1,212.2 1,207.8 23 From banks in the U.S. 395.3 450.8 425.4 413.8 416.0 413.4 407.2 394.5 391.6 391.9 394.0 398.6 24 From others 856.3 840.6 844.4 841.9 834.6 824.4 826.1 808.9 794.2 811.2 818.2 809.2 25 Net due to related foreign offices 214.4 172.8 178.1 160.0 146.5 125.6 106.4 109.9 107.4 123.7 98.1 106.4 26 Other liabilities 363.3 399.4 371.2 401.7 354.7 338.6 333.4 306.2 311.2 297.8 300.7 314.7 27 TOTAL LIABILITIES 5,780.0 6,083.3 6,000.6 6,017.7 5,994.4 5,956.0 5,939.9 5,919.7 5,895.8 5,915.8 5,935.7 5,941.3 28 Residual (assets less liabilities) (8) 428.9 422.5 451.1 439.6 455.3 479.1 478.0 460.0 458.5 460.9 461.2 462.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,282.7 5,425.3 5,433.1 5,476.5 5,486.2 5,454.4 5,443.5 5,421.7 5,409.9 5,418.9 5,423.1 5,430.2 2 Securities in bank credit 1,350.7 1,441.4 1,472.8 1,492.9 1,499.5 1,499.9 1,492.6 1,487.6 1,479.9 1,491.5 1,482.7 1,490.4 3 Treasury and Agency securities (2) 761.9 773.5 804.3 816.1 836.9 825.7 819.7 835.4 824.4 837.1 843.0 848.4 4 Other securities 588.8 667.9 668.5 676.8 662.5 674.2 672.9 652.2 655.5 654.4 639.7 642.0 5 Loans and leases in bank credit (3) 3,932.0 3,983.9 3,960.3 3,983.6 3,986.7 3,954.5 3,950.8 3,934.1 3,930.0 3,927.4 3,940.4 3,939.8 6 Commercial and industrial 1,103.8 1,061.6 1,046.3 1,035.1 1,024.2 1,011.2 1,021.8 1,021.9 1,018.2 1,026.0 1,022.6 1,019.9 7 Real estate 1,680.4 1,727.8 1,754.4 1,777.5 1,790.7 1,782.3 1,783.6 1,778.2 1,780.1 1,776.3 1,777.2 1,778.5 8 Revolving home equity 131.1 143.4 149.3 151.3 154.1 157.1 160.5 165.5 163.6 166.1 167.5 168.7 9 Other 1,549.3 1,584.4 1,605.0 1,626.3 1,636.6 1,625.2 1,623.1 1,612.7 1,616.4 1,610.2 1,609.7 1,609.9 10 Consumer 541.3 550.8 551.0 560.5 566.5 567.4 564.6 557.4 554.8 559.0 558.6 555.2 10a Credit card and related plans 208.5 217.2 216.6 225.6 232.1 228.7 224.9 221.9 218.8 222.8 223.7 221.1 10b Other 332.9 333.7 334.4 334.9 334.5 338.7 339.7 335.5 336.0 336.2 334.9 334.1 11 Security (4) 172.9 175.8 156.3 157.3 152.0 154.1 151.3 153.6 154.0 146.7 158.5 156.6 12 Other loans and leases 433.6 467.8 452.3 453.1 453.3 439.5 429.5 422.9 423.0 419.3 423.5 429.7 13 Interbank loans 280.6 338.7 297.0 289.7 298.9 290.6 275.2 273.2 272.0 265.9 274.5 281.5 14 Cash assets (5) 275.2 323.8 304.4 306.0 317.2 312.1 296.7 286.0 278.2 284.0 283.7 293.0 15 Other assets (6) 425.9 471.9 485.7 485.7 482.2 482.4 480.8 462.2 463.3 461.2 449.6 484.0 16 TOTAL ASSETS (7) 6,199.2 6,491.6 6,450.3 6,486.9 6,511.8 6,465.3 6,421.6 6,368.4 6,348.4 6,355.1 6,356.3 6,414.6 L I A B I L I T I E S 17 Deposits 3,955.3 4,190.0 4,166.8 4,219.5 4,293.3 4,279.9 4,282.7 4,305.6 4,299.1 4,280.6 4,309.1 4,352.4 18 Transaction 600.3 683.7 635.3 641.6 669.3 649.0 620.2 620.2 606.8 620.9 644.3 627.4 19 Nontransaction 3,355.0 3,506.3 3,531.6 3,577.8 3,624.0 3,631.0 3,662.6 3,685.4 3,692.4 3,659.7 3,664.8 3,725.0 20 Large time 946.7 952.8 976.5 991.5 998.0 1,009.3 1,015.6 1,020.7 1,009.8 1,016.3 1,035.1 1,037.7 21 Other 2,408.3 2,553.5 2,555.1 2,586.3 2,625.9 2,621.6 2,646.9 2,664.7 2,682.6 2,643.5 2,629.7 2,687.3 22 Borrowings 1,250.1 1,286.5 1,271.4 1,258.5 1,250.5 1,251.3 1,236.6 1,201.8 1,183.4 1,207.2 1,203.5 1,202.9 23 From banks in the U.S. 400.1 441.8 423.4 411.0 417.6 418.6 412.5 398.9 395.7 397.1 396.4 403.1 24 From others 849.9 844.6 848.0 847.6 832.9 832.6 824.1 802.9 787.7 810.1 807.1 799.8 25 Net due to related foreign offices 215.9 173.5 177.4 163.3 153.1 133.0 112.8 111.5 109.1 125.2 103.6 100.7 26 Other liabilities 362.8 399.5 371.5 407.4 360.3 344.3 338.5 305.9 311.3 296.9 302.2 309.5 27 TOTAL LIABILITIES 5,784.1 6,049.5 5,987.2 6,048.7 6,057.3 6,008.5 5,970.7 5,924.8 5,902.9 5,910.0 5,918.3 5,965.5 28 Residual (assets less liabilities) (8) 415.2 442.1 463.2 438.2 454.5 456.8 450.9 443.5 445.6 445.2 438.0 449.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,666.3 4,835.0 4,839.0 4,862.8 4,858.6 4,848.5 4,850.1 4,836.9 4,823.2 4,839.3 4,844.9 4,845.7 2 Securities in bank credit 1,134.3 1,218.6 1,243.3 1,253.6 1,254.9 1,257.8 1,254.1 1,255.7 1,243.3 1,264.2 1,256.8 1,259.4 3 Treasury and Agency securities (2) 689.9 732.9 750.6 755.4 774.0 766.4 763.2 778.2 765.9 781.8 788.9 790.2 4 Other securities 444.4 485.7 492.7 498.2 480.8 491.4 490.9 477.5 477.4 482.3 467.9 469.2 5 Loans and leases in bank credit (3) 3,532.0 3,616.4 3,595.7 3,609.2 3,603.7 3,590.7 3,595.9 3,581.2 3,579.8 3,575.2 3,588.2 3,586.3 6 Commercial and industrial 885.5 863.0 848.3 837.5 829.7 822.3 825.5 818.8 819.7 818.4 817.5 813.6 7 Real estate 1,669.6 1,707.5 1,733.9 1,754.2 1,767.3 1,764.1 1,770.1 1,767.0 1,768.1 1,766.2 1,767.1 1,766.0 8 Revolving home equity 132.4 142.7 148.9 150.7 154.0 157.3 160.5 167.1 165.0 167.8 169.4 170.6 9 Other 1,537.3 1,564.8 1,584.9 1,603.4 1,613.3 1,606.8 1,609.5 1,599.9 1,603.1 1,598.4 1,597.7 1,595.4 10 Consumer 543.9 551.6 550.6 558.1 557.1 559.6 562.3 560.1 557.0 561.5 562.1 560.3 11 Security (4) 68.7 97.0 78.8 77.1 71.4 76.3 78.4 82.2 79.5 78.6 86.9 91.6 12 Other loans and leases 364.2 397.3 384.2 382.4 378.3 368.3 359.7 353.1 355.5 350.4 354.6 354.8 13 Interbank loans 246.0 320.9 278.2 261.1 272.1 267.2 256.5 247.2 248.2 246.7 255.7 242.9 14 Cash assets (5) 245.4 283.5 263.5 258.6 258.5 259.8 255.9 255.7 247.7 255.5 258.2 253.3 15 Other assets (6) 390.0 435.7 454.5 450.4 448.6 449.5 451.8 436.0 437.3 435.6 428.5 452.0 16 TOTAL ASSETS (7) 5,482.8 5,807.5 5,765.6 5,762.4 5,765.7 5,751.0 5,740.2 5,701.5 5,682.1 5,702.6 5,712.9 5,719.8 L I A B I L I T I E S 17 Deposits 3,562.6 3,808.8 3,758.2 3,766.7 3,797.9 3,788.1 3,795.8 3,819.1 3,816.0 3,812.6 3,830.6 3,819.0 18 Transaction 595.3 678.2 630.1 624.7 629.5 624.8 614.8 614.7 601.5 622.7 645.0 602.0 19 Nontransaction 2,967.4 3,130.6 3,128.1 3,142.0 3,168.4 3,163.4 3,181.0 3,204.4 3,214.5 3,189.9 3,185.6 3,217.0 20 Large time 570.2 569.4 572.4 565.1 553.6 544.7 552.6 551.7 546.6 551.5 552.6 556.3 21 Other 2,397.1 2,561.2 2,555.7 2,576.9 2,614.9 2,618.6 2,628.4 2,652.8 2,667.9 2,638.4 2,633.1 2,660.7 22 Borrowings 1,012.3 1,071.2 1,061.5 1,042.7 1,047.6 1,050.0 1,043.4 1,018.1 1,002.5 1,020.1 1,031.2 1,025.1 23 From banks in the U.S. 369.2 420.1 401.4 389.4 391.2 391.1 384.3 372.9 371.7 371.0 372.7 376.5 24 From others 643.1 651.0 660.1 653.2 656.4 658.9 659.2 645.1 630.8 649.1 658.5 648.6 25 Net due to related foreign offices 211.9 189.2 193.4 189.1 193.6 183.2 172.9 175.8 168.9 186.9 175.0 177.0 26 Other liabilities 277.8 317.8 295.4 323.9 279.2 262.9 259.1 240.9 245.3 233.8 236.7 249.2 27 TOTAL LIABILITIES 5,064.6 5,387.0 5,308.5 5,322.3 5,318.4 5,284.2 5,271.2 5,253.8 5,232.7 5,253.3 5,273.5 5,270.3 28 Residual (assets less liabilities) (8) 418.2 420.5 457.1 440.1 447.3 466.8 469.0 447.7 449.5 449.3 439.3 449.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,662.0 4,832.7 4,841.7 4,875.8 4,884.2 4,860.3 4,851.1 4,830.9 4,821.1 4,829.9 4,827.8 4,839.5 2 Securities in bank credit 1,139.4 1,215.4 1,243.0 1,257.3 1,262.2 1,265.9 1,261.6 1,261.4 1,252.7 1,267.2 1,258.2 1,263.6 3 Treasury and Agency securities (2) 695.6 730.0 747.4 756.1 778.9 771.5 770.3 784.5 773.4 786.8 792.3 796.7 4 Other securities 443.8 485.5 495.6 501.2 483.4 494.3 491.4 476.9 479.3 480.4 465.9 466.9 5 Loans and leases in bank credit (3) 3,522.6 3,617.3 3,598.7 3,618.5 3,621.9 3,594.4 3,589.4 3,569.6 3,568.4 3,562.7 3,569.6 3,575.9 6 Commercial and industrial 885.7 860.9 849.0 837.4 827.7 817.2 822.8 818.9 817.8 819.3 817.4 816.6 7 Real estate 1,662.5 1,709.2 1,735.7 1,758.6 1,771.7 1,763.4 1,765.0 1,759.4 1,761.8 1,757.4 1,758.0 1,759.2 8 Revolving home equity 131.1 143.4 149.3 151.3 154.1 157.1 160.5 165.5 163.6 166.1 167.5 168.7 9 Other 1,531.4 1,565.8 1,586.3 1,607.3 1,617.6 1,606.3 1,604.4 1,593.9 1,598.2 1,591.3 1,590.5 1,590.6 10 Consumer 541.3 550.8 551.0 560.5 566.5 567.4 564.6 557.4 554.8 559.0 558.6 555.2 10a Credit card and related plans 208.5 217.2 216.6 225.6 232.1 228.7 224.9 221.9 218.8 222.8 223.7 221.1 10d Other 332.9 333.7 334.4 334.9 334.5 338.7 339.7 335.5 336.0 336.2 334.9 334.1 11 Security (4) 68.9 98.2 80.8 79.3 73.8 76.2 77.7 82.2 81.0 78.8 84.1 87.5 12 Other loans and leases 364.2 398.1 382.2 382.6 382.2 370.3 359.4 351.7 353.0 348.2 351.5 357.4 13 Interbank loans 251.3 312.9 273.2 264.7 278.4 265.3 255.2 252.1 253.4 247.8 252.5 259.8 14 Cash assets (5) 236.9 280.2 264.5 265.5 275.8 270.6 256.3 247.0 240.3 243.9 245.0 253.9 15 Other assets (6) 388.6 437.7 453.8 451.8 450.9 450.3 450.3 434.6 435.2 433.6 423.0 456.2 16 TOTAL ASSETS (7) 5,473.9 5,795.7 5,763.9 5,787.2 5,817.0 5,772.7 5,738.5 5,690.3 5,675.4 5,680.6 5,674.0 5,735.7 L I A B I L I T I E S 17 Deposits 3,565.5 3,789.1 3,750.1 3,782.3 3,836.2 3,803.4 3,806.3 3,822.3 3,823.2 3,801.3 3,808.7 3,856.0 18 Transaction 590.8 671.0 624.3 630.6 657.3 637.5 609.4 610.0 597.0 610.9 633.4 617.4 19 Nontransaction 2,974.7 3,118.1 3,125.8 3,151.8 3,178.9 3,165.8 3,196.8 3,212.3 3,226.2 3,190.3 3,175.4 3,238.6 20 Large time 568.7 566.9 573.6 568.5 556.5 547.2 554.5 550.2 546.2 549.4 548.2 553.9 21 Other 2,406.0 2,551.1 2,552.2 2,583.3 2,622.4 2,618.7 2,642.3 2,662.1 2,680.0 2,640.9 2,627.1 2,684.7 22 Borrowings 1,010.8 1,066.2 1,063.1 1,045.4 1,047.6 1,063.5 1,046.7 1,016.5 1,000.2 1,024.3 1,022.4 1,020.1 23 From banks in the U.S. 374.0 411.2 399.4 386.6 392.9 396.4 389.5 377.4 375.8 376.2 375.1 381.0 24 From others 636.8 655.0 663.7 658.9 654.7 667.1 657.2 639.1 624.3 648.1 647.4 639.2 25 Net due to related foreign offices 210.3 188.7 194.2 193.8 197.6 187.4 176.7 174.3 168.4 184.2 174.5 171.7 26 Other liabilities 275.9 317.4 296.3 330.2 283.7 267.4 263.0 239.5 244.6 231.4 236.0 244.2 27 TOTAL LIABILITIES 5,062.4 5,361.4 5,303.8 5,351.7 5,365.1 5,321.6 5,292.7 5,252.6 5,236.4 5,241.2 5,241.6 5,292.0 28 Residual (assets less liabilities) (8) 411.5 434.3 460.1 435.5 451.9 451.1 445.9 437.6 439.0 439.4 432.4 443.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,601.6 2,691.9 2,642.3 2,643.1 2,609.9 2,577.8 2,576.5 2,557.8 2,546.1 2,559.2 2,565.8 2,567.0 2 Securities in bank credit 592.1 643.8 652.2 655.3 639.3 637.0 632.6 631.3 618.0 639.2 634.2 636.5 3 Treasury and Agency securities (2) 344.2 367.1 369.7 370.2 378.9 366.7 359.8 367.6 355.6 370.2 379.1 378.5 3a Trading account 35.4 37.9 35.8 40.5 33.9 32.6 33.6 32.7 29.6 32.1 34.6 36.9 3b Investment account 308.7 329.3 334.0 329.7 345.0 334.2 326.2 334.9 325.9 338.1 344.6 341.7 4 Other securities 247.9 276.6 282.5 285.1 260.4 270.3 272.8 263.7 262.4 269.0 255.1 258.0 4a Trading account 131.9 160.8 165.7 165.4 130.0 128.4 130.0 122.5 120.0 124.1 117.5 120.8 4b Investment account 116.0 115.9 116.8 119.7 130.4 141.9 142.8 141.2 142.5 144.9 137.6 137.2 4c State and local government 28.0 27.4 26.8 27.1 27.3 27.5 28.0 28.0 27.7 28.2 28.2 27.7 4d Other 88.1 88.5 90.0 92.6 103.1 114.4 114.8 113.3 114.8 116.7 109.4 109.5 5 Loans and leases in bank credit (3) 2,009.5 2,048.1 1,990.1 1,987.8 1,970.6 1,940.8 1,943.9 1,926.5 1,928.0 1,920.0 1,931.6 1,930.5 6 Commercial and industrial 590.5 561.1 545.2 536.0 525.9 519.1 520.4 514.7 515.2 515.0 514.0 509.7 7 Real estate 843.1 846.7 845.6 855.8 858.2 845.9 846.9 840.2 842.1 838.9 840.0 839.0 8 Revolving home equity 84.9 90.2 93.2 94.3 96.0 98.2 99.9 103.8 103.3 103.8 104.6 105.7 9 Other 758.2 756.6 752.4 761.5 762.2 747.8 747.0 736.5 738.7 735.2 735.4 733.3 10 Consumer 248.6 254.5 243.2 244.8 244.7 238.0 245.6 242.9 242.8 243.6 243.1 240.9 11 Security (4) 60.8 88.2 70.8 69.1 63.2 68.3 70.3 74.3 71.5 70.6 78.7 83.9 11a Fed funds and RPs with broker/dealer 45.1 61.7 57.2 54.5 48.4 54.9 57.4 61.1 58.6 56.2 65.5 70.8 11b Other 15.8 26.6 13.6 14.6 14.9 13.4 12.9 13.1 12.9 14.4 13.2 13.1 12a State and local government 13.1 14.4 15.3 15.7 15.0 14.6 14.6 14.6 14.7 14.6 14.5 14.6 12b Agricultural 10.4 9.5 9.6 9.6 9.5 9.6 9.6 9.6 9.6 9.7 9.6 9.6 12c Fed funds and RPs with others 24.9 31.8 29.8 30.3 28.4 26.3 22.6 20.9 21.1 20.6 21.3 21.6 12d All other loans 86.2 111.1 105.1 101.4 95.2 86.1 81.3 77.1 78.9 74.9 78.2 79.5 12e Lease financing receivables 131.9 130.8 125.5 125.1 130.4 132.8 132.6 132.1 132.2 132.1 132.1 131.7 13 Interbank loans 141.2 201.7 173.0 152.3 166.5 168.2 152.9 145.7 146.4 143.1 150.8 148.5 13a Fed funds and RPs with banks 73.6 126.5 92.9 89.9 96.7 92.0 79.6 74.9 76.5 73.8 77.7 77.3 13b Other 67.5 75.1 80.1 62.4 69.7 76.2 73.3 70.8 70.0 69.2 73.2 71.2 14 Cash assets (5) 143.6 173.4 153.6 149.5 147.2 146.2 143.2 143.0 136.3 141.9 144.0 143.1 15 Other assets (6) 287.7 307.7 321.4 319.7 313.3 312.0 307.1 287.7 289.1 289.3 284.2 290.8 16 TOTAL ASSETS (7) 3,136.1 3,336.5 3,250.8 3,224.8 3,195.6 3,161.0 3,135.9 3,090.3 3,073.8 3,089.5 3,100.7 3,105.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,720.9 1,858.6 1,790.2 1,791.5 1,800.5 1,790.2 1,788.3 1,800.0 1,795.3 1,793.7 1,808.3 1,810.6 18 Transaction 303.7 375.4 322.6 320.0 322.8 315.8 307.9 303.7 301.0 310.3 318.5 283.7 19 Nontransaction 1,417.2 1,483.2 1,467.6 1,471.5 1,477.7 1,474.4 1,480.4 1,496.3 1,494.2 1,483.5 1,489.8 1,526.8 20 Large time 269.2 264.4 261.0 253.4 248.2 241.9 249.7 248.7 243.3 249.2 249.8 253.1 21 Other 1,148.0 1,218.9 1,206.6 1,218.1 1,229.5 1,232.5 1,230.8 1,247.6 1,251.0 1,234.3 1,240.0 1,273.8 22 Borrowings 682.5 715.7 688.2 663.8 659.7 655.1 655.3 636.8 623.3 636.4 647.8 646.2 23 From banks in the U.S. 220.0 264.3 233.5 219.7 218.8 213.7 209.1 203.0 202.1 198.9 203.0 211.6 24 From others 462.6 451.4 454.6 444.1 440.9 441.4 446.2 433.8 421.2 437.5 444.8 434.6 25 Net due to related foreign offices 196.5 178.7 184.0 178.8 183.6 174.3 162.1 166.8 161.0 176.7 166.1 169.1 26 Other liabilities 224.7 255.4 230.4 258.5 213.9 194.0 188.4 170.0 174.4 162.8 166.4 176.6 27 TOTAL LIABILITIES 2,824.6 3,008.4 2,892.7 2,892.7 2,857.7 2,813.6 2,794.0 2,773.5 2,753.9 2,769.7 2,788.6 2,802.6 28 Residual (assets less liabilities) (8) 311.5 328.1 358.1 332.1 337.9 347.4 341.9 316.7 319.9 319.8 312.1 303.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,601.9 2,687.9 2,640.0 2,651.0 2,623.3 2,587.6 2,581.2 2,556.6 2,548.2 2,555.5 2,553.6 2,565.1 2 Securities in bank credit 595.2 641.5 652.9 659.2 644.2 644.0 638.4 634.7 624.9 640.1 632.7 638.5 3 Treasury and Agency securities (2) 347.9 365.1 367.5 371.1 381.3 370.8 365.1 371.6 360.6 373.1 379.6 382.8 3a Trading account 35.8 37.7 35.5 40.6 34.1 32.9 34.1 33.1 30.1 32.4 34.6 37.3 3b Investment account 312.0 327.4 332.0 330.5 347.1 337.9 331.0 338.5 330.5 340.7 345.0 345.5 3c Mortgage-backed 220.1 252.3 272.6 270.7 284.6 274.5 259.6 264.2 257.6 265.4 269.4 269.8 3d Other 91.9 75.1 59.4 59.8 62.5 63.4 71.4 74.3 72.9 75.3 75.6 75.7 3e 1 year or less 31.9 19.0 10.3 15.2 14.8 13.8 16.8 19.7 19.8 20.1 19.2 19.1 3f Between 1 and 5 years 34.5 34.6 32.0 30.4 35.3 36.7 43.1 42.9 42.0 43.2 44.2 44.3 3g More than 5 years 25.6 21.4 17.1 14.2 12.3 12.8 11.6 11.7 11.1 12.0 12.2 12.3 4 Other securities 247.3 276.4 285.4 288.1 263.0 273.2 273.3 263.1 264.3 267.1 253.1 255.7 4a Trading account 131.6 160.6 167.4 167.1 131.2 129.8 130.2 122.2 120.8 123.2 116.5 119.7 4b Investment account 115.8 115.8 118.0 121.0 131.7 143.4 143.1 140.9 143.5 143.8 136.5 136.0 4c State and local government 27.9 27.4 27.1 27.4 27.6 27.8 28.1 27.9 27.9 28.0 28.0 27.4 4d Other 87.9 88.4 90.9 93.5 104.1 115.6 115.0 113.0 115.6 115.8 108.6 108.6 5 Loans and leases in bank credit (3) 2,006.7 2,046.4 1,987.1 1,991.8 1,979.1 1,943.6 1,942.8 1,921.9 1,923.4 1,915.3 1,921.0 1,926.6 6 Commercial and industrial 591.0 560.7 546.1 536.9 523.9 514.9 519.2 515.1 514.1 515.9 513.8 512.5 7 Real estate 838.6 847.0 844.5 857.6 860.0 845.5 843.7 835.6 838.3 833.8 833.7 834.9 8 Revolving home equity 84.1 90.5 93.2 94.4 95.7 97.8 100.0 102.8 102.4 102.6 103.3 104.5 9a Other residential 455.9 455.1 440.9 451.6 453.8 440.1 436.1 425.9 428.9 424.3 423.4 423.5 9b Commercial 298.6 301.4 310.4 311.6 310.5 307.6 307.5 307.0 306.9 306.9 307.0 307.0 10 Consumer 248.7 251.9 240.4 243.6 247.7 241.9 248.0 243.1 243.1 243.7 242.9 240.4 10a Credit card and related plans 82.7 84.7 74.3 76.5 80.1 71.5 76.6 74.8 74.5 75.0 75.1 72.9 10f Other 166.0 167.3 166.1 167.1 167.6 170.5 171.4 168.3 168.6 168.7 167.8 167.4 11 Security (4) 60.8 89.7 72.9 71.0 65.5 68.4 69.6 74.0 72.7 70.7 76.0 79.2 11a Fed funds and RPs with broker/dealer 45.1 62.6 58.9 56.0 50.0 54.9 56.8 60.9 59.6 56.3 63.3 66.9 11b Other 15.7 27.1 14.0 15.0 15.4 13.4 12.8 13.1 13.1 14.4 12.7 12.4 12a State and local government 13.1 14.4 15.3 15.7 15.0 14.6 14.6 14.6 14.7 14.6 14.5 14.6 12b Agricultural 10.3 9.5 9.5 9.6 9.5 9.6 9.5 9.5 9.5 9.5 9.5 9.5 12c Fed funds and RPs with others 26.3 32.6 28.8 30.6 29.3 28.0 24.0 20.9 21.2 20.4 21.0 21.5 12d All other loans 85.1 111.7 104.9 102.0 97.4 85.8 80.1 76.2 76.7 73.7 76.7 81.5 12e Lease financing receivables 132.8 128.9 124.8 124.8 130.8 134.9 134.1 133.0 133.1 132.9 132.8 132.6 13 Interbank loans 141.3 196.2 168.8 153.9 170.3 167.6 151.1 145.9 146.3 142.5 148.4 153.1 13a Fed funds and RPs with banks 73.7 123.2 90.6 90.8 98.9 91.7 78.7 75.0 76.4 73.6 76.4 79.7 13b Other 67.6 73.0 78.2 63.1 71.3 75.9 72.5 70.9 69.9 69.0 72.0 73.4 14 Cash assets (5) 138.6 170.4 154.2 152.6 158.3 154.4 143.9 138.1 132.3 136.2 136.3 143.9 15 Other assets (6) 286.3 309.6 320.7 321.1 315.6 312.8 305.5 286.3 287.0 287.3 278.7 295.0 16 TOTAL ASSETS (7) 3,130.1 3,325.8 3,244.5 3,238.6 3,226.1 3,179.4 3,137.8 3,082.9 3,069.6 3,077.4 3,073.1 3,113.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,719.6 1,849.3 1,786.5 1,800.5 1,818.2 1,795.1 1,794.8 1,798.6 1,797.7 1,784.8 1,789.8 1,826.0 18 Transaction 300.8 370.0 318.1 323.5 340.8 324.4 304.5 300.7 298.0 303.9 312.0 293.3 19 Nontransaction 1,418.7 1,479.3 1,468.4 1,476.9 1,477.5 1,470.7 1,490.3 1,497.9 1,499.7 1,481.0 1,477.8 1,532.7 20 Large time 267.6 261.9 262.2 256.8 251.1 244.4 251.6 247.2 243.0 247.1 245.4 250.7 21 Other 1,151.1 1,217.4 1,206.3 1,220.2 1,226.3 1,226.3 1,238.7 1,250.6 1,256.8 1,233.8 1,232.3 1,281.9 22 Borrowings 681.0 710.8 689.8 666.6 659.7 668.6 658.6 635.3 620.9 640.6 639.0 641.3 23 From banks in the U.S. 224.8 255.4 231.5 216.9 220.4 219.0 214.3 207.4 206.2 204.2 205.4 216.1 24 From others 456.2 455.4 458.3 449.7 439.2 449.6 444.3 427.8 414.8 436.5 433.6 425.3 25 Net due to related foreign offices 194.9 178.2 184.8 183.5 187.6 178.5 165.8 165.3 160.4 174.0 165.6 163.8 26 Other liabilities 222.8 254.9 231.3 264.8 218.3 198.5 192.3 168.6 173.7 160.5 165.7 171.6 27 TOTAL LIABILITIES 2,818.3 2,993.2 2,892.4 2,915.4 2,883.8 2,840.7 2,811.5 2,767.7 2,752.8 2,760.0 2,760.1 2,802.7 28 Residual (assets less liabilities) (8) 311.8 332.6 352.1 323.3 342.3 338.7 326.3 315.1 316.8 317.4 313.0 311.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,064.7 2,143.1 2,196.7 2,219.7 2,248.7 2,270.7 2,273.6 2,279.1 2,277.1 2,280.1 2,279.1 2,278.7 2 Securities in bank credit 542.2 574.9 591.1 598.2 615.6 620.8 621.5 624.4 625.3 625.0 622.6 622.9 3 Treasury and Agency securities (2) 345.7 365.8 380.9 385.2 395.2 399.7 403.4 410.6 410.3 411.6 409.7 411.7 4 Other securities 196.5 209.1 210.2 213.1 220.4 221.1 218.1 213.8 215.0 213.4 212.8 211.2 5 Loans and leases in bank credit (3) 1,522.5 1,568.3 1,605.7 1,621.4 1,633.1 1,650.0 1,652.1 1,654.7 1,651.8 1,655.1 1,656.6 1,655.8 6 Commercial and industrial 295.0 301.9 303.1 301.5 303.7 303.2 305.1 304.1 304.5 303.4 303.4 303.9 7 Real estate 826.5 860.8 888.3 898.4 909.1 918.2 923.1 926.7 926.0 927.3 927.2 927.0 8 Revolving home equity 47.5 52.5 55.7 56.4 58.0 59.2 60.6 63.3 61.6 64.1 64.8 64.9 9 Other 779.1 808.2 832.6 841.9 851.1 859.0 862.5 863.4 864.4 863.2 862.3 862.1 10 Consumer 295.4 297.1 307.4 313.3 312.4 321.6 316.7 317.2 314.2 317.9 319.0 319.4 11 Security (4) 7.8 8.7 8.0 7.9 8.2 8.0 8.2 7.9 7.9 7.9 8.1 7.6 12 Other loans and leases 97.7 99.8 99.0 100.3 99.8 98.9 99.0 98.7 99.1 98.6 98.9 97.9 13 Interbank loans 104.9 119.2 105.2 108.8 105.7 99.0 103.6 101.5 101.7 103.6 104.9 94.3 14 Cash assets (5) 101.8 110.1 109.9 109.1 111.2 113.6 112.7 112.7 111.5 113.6 114.2 110.2 15 Other assets (6) 102.3 128.0 133.1 130.8 135.3 137.5 144.7 148.3 148.3 146.3 144.3 161.2 16 TOTAL ASSETS (7) 2,346.7 2,471.0 2,514.8 2,537.6 2,570.1 2,590.1 2,604.3 2,611.2 2,608.3 2,613.1 2,612.1 2,614.0 L I A B I L I T I E S 17 Deposits 1,841.7 1,950.2 1,968.0 1,975.1 1,997.4 1,997.9 2,007.4 2,019.1 2,020.7 2,018.9 2,022.3 2,008.4 18 Transaction 291.6 302.8 307.5 304.6 306.7 309.0 306.9 311.0 300.4 312.4 326.5 318.3 19 Nontransaction 1,550.2 1,647.4 1,660.5 1,670.5 1,690.7 1,688.9 1,700.5 1,708.1 1,720.2 1,706.5 1,695.8 1,690.1 20 Large time 301.1 305.0 311.5 311.7 305.3 302.8 302.9 303.0 303.3 302.3 302.8 303.2 21 Other 1,249.1 1,342.3 1,349.1 1,358.8 1,385.4 1,386.1 1,397.6 1,405.2 1,417.0 1,404.1 1,393.0 1,386.9 22 Borrowings 329.8 355.4 373.3 378.8 387.9 394.9 388.1 381.3 379.2 383.7 383.4 378.8 23 From banks in the U.S. 149.3 155.8 167.9 169.7 172.4 177.4 175.2 170.0 169.7 172.1 169.7 164.9 24 From others 180.5 199.6 205.4 209.1 215.5 217.4 212.9 211.3 209.6 211.6 213.8 213.9 25 Net due to related foreign offices 15.4 10.5 9.5 10.2 10.0 8.9 10.9 9.0 7.9 10.2 8.9 7.8 26 Other liabilities 53.1 62.5 65.0 65.4 65.4 68.9 70.7 70.9 70.9 70.9 70.3 72.6 27 TOTAL LIABILITIES 2,240.0 2,378.6 2,415.8 2,429.6 2,460.7 2,470.6 2,477.1 2,480.3 2,478.8 2,483.7 2,484.9 2,467.7 28 Residual (assets less liabilities) (8) 106.7 92.4 99.0 108.0 109.4 119.4 127.1 130.9 129.5 129.5 127.2 146.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,060.1 2,144.9 2,201.7 2,224.8 2,260.8 2,272.7 2,269.9 2,274.3 2,272.8 2,274.5 2,274.2 2,274.4 2 Securities in bank credit 544.2 574.0 590.1 598.1 618.0 621.8 623.2 626.7 627.8 627.1 625.5 625.0 3 Treasury and Agency securities (2) 347.7 364.9 379.9 385.0 397.6 400.7 405.1 412.8 412.8 413.7 412.7 413.9 4 Other securities 196.5 209.1 210.2 213.1 220.4 221.1 218.1 213.8 215.0 213.4 212.8 211.2 5 Loans and leases in bank credit (3) 1,516.0 1,570.9 1,611.6 1,626.7 1,642.8 1,650.9 1,646.6 1,647.6 1,645.0 1,647.4 1,648.7 1,649.3 6 Commercial and industrial 294.7 300.3 303.0 300.5 303.8 302.3 303.6 303.8 303.7 303.4 303.6 304.2 7 Real estate 824.0 862.2 891.1 901.0 911.7 917.9 921.2 923.8 923.5 923.5 924.2 924.3 8 Revolving home equity 47.1 52.9 56.1 56.9 58.4 59.3 60.5 62.8 61.2 63.4 64.1 64.2 9 Other 776.9 809.3 835.0 844.1 853.3 858.5 860.8 861.0 862.3 860.1 860.1 860.1 10 Consumer 292.6 298.9 310.7 316.9 318.8 325.5 316.6 314.3 311.7 315.3 315.7 314.8 10a Credit card and related plans 125.8 132.5 142.4 149.1 152.0 157.2 148.3 147.1 144.4 147.9 148.6 148.1 10h Other 166.9 166.4 168.3 167.8 166.8 168.3 168.3 167.2 167.3 167.5 167.1 166.7 11 Security (4) 8.1 8.6 7.9 8.3 8.3 7.8 8.1 8.2 8.2 8.1 8.1 8.2 12 Other loans and leases 96.6 101.0 99.0 99.9 100.1 97.5 97.1 97.6 97.9 97.0 97.0 97.8 13 Interbank loans 109.9 116.7 104.4 110.8 108.2 97.7 104.1 106.2 107.0 105.2 104.1 106.7 14 Cash assets (5) 98.4 109.8 110.3 112.9 117.5 116.2 112.3 108.9 107.9 107.8 108.8 110.0 15 Other assets (6) 102.3 128.0 133.1 130.8 135.3 137.5 144.7 148.3 148.3 146.3 144.3 161.2 16 TOTAL ASSETS (7) 2,343.8 2,469.9 2,519.4 2,548.6 2,591.0 2,593.3 2,600.7 2,607.4 2,605.8 2,603.2 2,601.0 2,621.9 L I A B I L I T I E S 17 Deposits 1,845.9 1,939.8 1,963.6 1,981.9 2,018.0 2,008.2 2,011.5 2,023.7 2,025.5 2,016.4 2,019.0 2,030.0 18 Transaction 289.9 301.0 306.2 307.0 316.6 313.1 304.9 309.3 299.0 307.1 321.4 324.1 19 Nontransaction 1,556.0 1,638.8 1,657.4 1,674.8 1,701.4 1,695.1 1,706.5 1,714.4 1,726.5 1,709.4 1,697.6 1,705.9 20 Large time 301.1 305.0 311.5 311.7 305.3 302.8 302.9 303.0 303.3 302.3 302.8 303.2 21 Other 1,254.9 1,333.8 1,345.9 1,363.1 1,396.1 1,392.3 1,403.6 1,411.5 1,423.2 1,407.0 1,394.8 1,402.7 22 Borrowings 329.8 355.4 373.3 378.8 387.9 394.9 388.1 381.3 379.2 383.7 383.4 378.8 23 From banks in the U.S. 149.3 155.8 167.9 169.7 172.4 177.4 175.2 170.0 169.7 172.1 169.7 164.9 24 From others 180.5 199.6 205.4 209.1 215.5 217.4 212.9 211.3 209.6 211.6 213.8 213.9 25 Net due to related foreign offices 15.4 10.5 9.5 10.2 10.0 8.9 10.9 9.0 7.9 10.2 8.9 7.8 26 Other liabilities 53.1 62.5 65.0 65.4 65.4 68.9 70.7 70.9 70.9 70.9 70.3 72.6 27 TOTAL LIABILITIES 2,244.2 2,368.2 2,411.4 2,436.3 2,481.3 2,480.9 2,481.2 2,484.9 2,483.6 2,481.2 2,481.5 2,489.3 28 Residual (assets less liabilities) (8) 99.6 101.7 108.0 112.2 109.7 112.3 119.6 122.5 122.2 122.0 119.4 132.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 621.5 595.5 591.3 598.0 594.5 588.4 588.5 590.7 588.3 587.9 596.4 594.4 2 Securities in bank credit 211.3 226.0 229.8 235.6 237.2 234.0 231.0 226.2 227.2 224.3 224.6 226.8 3 Treasury and Agency securities (2) 66.4 43.5 56.9 60.0 58.0 54.1 49.5 51.0 51.0 50.3 50.7 51.7 4 Other securities 144.9 182.5 172.9 175.6 179.2 179.9 181.6 175.3 176.2 173.9 173.8 175.1 5 Loans and leases in bank credit (3) 410.2 369.5 361.5 362.5 357.3 354.4 357.5 364.4 361.1 363.6 371.8 367.6 6 Commercial and industrial 216.7 200.7 196.6 196.1 194.7 193.2 197.5 201.7 199.4 204.6 203.9 202.5 7 Real estate 17.9 18.7 18.7 18.9 19.0 19.0 18.6 18.8 18.3 19.0 19.2 19.3 11 Security (4) 107.1 80.0 75.4 77.0 74.2 73.9 71.3 73.6 74.0 69.7 77.7 74.4 12 Other loans and leases 68.6 70.1 70.8 70.4 69.3 68.4 70.1 70.3 69.4 70.3 70.9 71.4 13 Interbank loans 29.3 25.8 23.8 25.0 20.5 25.3 20.0 21.1 18.6 18.2 22.0 21.7 14 Cash assets (5) 39.3 43.6 39.0 38.1 39.0 39.4 39.6 40.0 39.0 41.4 39.8 40.4 15 Other assets (6) 36.3 33.6 32.4 34.1 30.5 31.3 30.0 26.8 26.7 27.0 26.3 27.6 16 TOTAL ASSETS (7) 726.1 698.2 686.2 694.9 684.0 684.1 677.7 678.3 672.2 674.1 684.1 683.7 L I A B I L I T I E S 17 Deposits 388.1 410.8 423.4 433.6 444.7 465.9 471.0 481.2 475.5 478.7 494.1 493.3 18 Transaction 9.7 12.5 10.9 10.9 11.2 11.2 10.6 10.4 10.0 10.1 11.0 10.1 19 Nontransaction 378.5 398.3 412.5 422.7 433.5 454.8 460.5 470.8 465.5 468.6 483.1 483.2 22 Borrowings 239.3 220.2 208.3 213.1 202.9 187.8 189.9 185.3 183.2 182.9 181.0 182.7 23 From banks in the U.S. 26.1 30.6 24.0 24.4 24.8 22.2 22.9 21.6 19.9 20.8 21.3 22.1 24 From others 213.2 189.6 184.3 188.7 178.2 165.6 166.9 163.7 163.4 162.1 159.7 160.6 25 Net due to related foreign offices 2.5 -16.4 -15.3 -29.1 -47.2 -57.5 -66.5 -65.9 -61.5 -63.2 -77.0 -70.5 26 Other liabilities 85.5 81.6 75.8 77.8 75.5 75.6 74.4 65.3 65.9 64.0 64.0 65.5 27 TOTAL LIABILITIES 715.4 696.3 692.1 695.4 676.0 671.8 668.7 665.9 663.1 662.5 662.2 671.0 28 Residual (assets less liabilities) (8) 10.7 1.9 -5.9 -0.5 8.0 12.3 9.0 12.4 9.0 11.6 21.8 12.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 620.7 592.6 591.4 600.7 602.0 594.1 592.4 590.8 588.8 589.0 595.3 590.7 2 Securities in bank credit (2) 211.3 226.0 229.8 235.6 237.2 234.0 231.0 226.2 227.2 224.3 224.6 226.8 3 Treasury and Agency securities 66.4 43.5 56.9 60.0 58.0 54.1 49.5 51.0 51.0 50.3 50.7 51.7 3a Trading account 9.7 12.0 14.4 13.5 12.5 11.7 11.1 10.6 10.4 10.3 10.5 10.4 3b Investment account 56.6 31.5 42.5 46.5 45.5 42.5 38.4 40.4 40.6 40.1 40.2 41.4 4 Other securities 144.9 182.5 172.9 175.6 179.2 179.9 181.6 175.3 176.2 173.9 173.8 175.1 4a Trading account 98.8 108.1 107.0 107.5 107.6 103.8 101.3 95.0 95.6 94.3 93.5 93.5 4b Investment account 46.1 74.4 66.0 68.1 71.6 76.1 80.2 80.3 80.6 79.6 80.3 81.5 5 Loans and leases in bank credit (3) 409.4 366.6 361.5 365.1 364.8 360.0 361.4 364.5 361.6 364.7 370.8 363.9 6 Commercial and industrial 218.2 200.6 197.3 197.7 196.4 194.0 199.0 203.0 200.4 206.6 205.2 203.2 7 Real estate 17.9 18.7 18.7 18.9 19.0 19.0 18.6 18.8 18.3 19.0 19.2 19.3 11 Security (4) 104.0 77.6 75.5 78.0 78.2 77.9 73.6 71.5 73.0 67.9 74.4 69.1 12 Other loans and leases 69.4 69.7 70.0 70.5 71.2 69.2 70.2 71.2 69.9 71.2 72.0 72.2 13 Interbank loans 29.3 25.8 23.8 25.0 20.5 25.3 20.0 21.1 18.6 18.2 22.0 21.7 14 Cash assets (5) 38.3 43.6 39.8 40.4 41.4 41.5 40.4 39.0 37.9 40.1 38.7 39.1 15 Other assets (6) 37.4 34.3 31.9 33.9 31.3 32.2 30.6 27.6 28.1 27.6 26.6 27.8 16 TOTAL ASSETS (7) 725.3 695.9 686.5 699.6 694.8 692.6 683.0 678.1 673.1 674.5 682.3 678.9 L I A B I L I T I E S 17 Deposits 389.8 400.9 416.7 437.1 457.1 476.6 476.5 483.3 475.9 479.3 500.4 496.4 18 Transaction 9.5 12.7 11.0 11.1 12.0 11.4 10.7 10.2 9.8 9.9 10.9 10.0 19 Nontransaction 380.3 388.2 405.7 426.1 445.1 465.1 465.7 473.1 466.1 469.4 489.5 486.4 22 Borrowings 239.3 220.2 208.3 213.1 202.9 187.8 189.9 185.3 183.2 182.9 181.0 182.7 23 From banks in the U.S. 26.1 30.6 24.0 24.4 24.8 22.2 22.9 21.6 19.9 20.8 21.3 22.1 24 From others 213.2 189.6 184.3 188.7 178.2 165.6 166.9 163.7 163.4 162.1 159.7 160.6 25 Net due to related foreign offices 5.6 -15.2 -16.8 -30.5 -44.5 -54.4 -63.8 -62.8 -59.3 -59.0 -70.9 -71.0 26 Other liabilities 86.9 82.2 75.2 77.3 76.7 76.9 75.5 66.4 66.7 65.5 66.2 65.3 27 TOTAL LIABILITIES 721.6 688.1 683.4 697.0 692.2 686.9 678.0 672.2 666.5 668.8 676.7 673.5 28 Residual (assets less liabilities) (8) 3.7 7.8 3.1 2.7 2.5 5.7 5.0 5.9 6.5 5.7 5.5 5.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars April 12, 2002 Account 2001 2001 2001 2001 2001 2002 2002 2002 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Mar 13 Mar 20 Mar 27 Apr 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 80.8 98.1 100.8 104.3 80.6 86.3 81.7 73.2 74.5 73.0 68.6 66.8 30 Reval. losses on off-bal. sheet items (9) 79.8 84.9 86.0 86.5 68.4 66.5 59.4 53.7 53.5 51.3 54.4 51.3 31 Mortgage-backed securities (10) 242.0 275.7 299.6 298.8 320.3 318.0 301.1 301.9 298.5 306.4 301.3 303.4 31a Pass-through 176.7 212.4 230.9 213.7 217.9 219.3 205.4 205.3 201.2 210.3 205.6 206.3 31b CMO, REMIC, and other 65.3 63.3 68.7 85.1 102.4 98.7 95.7 96.6 97.3 96.1 95.8 97.1 32 Net unrealized gains (losses) on available-for-sale securities (11) 3.6 7.1 9.2 9.7 4.6 2.9 4.4 4.3 5.1 4.5 4.4 0.8 33 Offshore credit to U.S. residents (12) 22.6 20.3 20.0 19.2 19.1 19.4 19.7 19.6 19.7 19.8 19.3 19.3 34 Securitized consumer loans (13) 79.9 97.1 97.8 99.3 99.4 94.7 92.8 94.2 95.1 94.4 93.4 94.6 34a Credit card and related plans 70.4 87.2 87.8 88.3 88.7 84.3 82.6 82.4 83.1 82.6 81.6 82.9 34b Other 9.5 10.0 9.9 11.0 10.7 10.4 10.3 11.9 11.9 11.8 11.8 11.7 35 Securitized business loans (13) 12.7 20.0 21.1 20.6 19.7 19.4 19.4 17.7 18.6 17.3 16.9 16.8 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 216.8 251.3 261.3 268.8 280.7 281.1 283.6 286.0 286.9 286.5 285.1 285.5 34 Securitized consumer loans (13) 235.1 240.1 243.7 246.5 251.9 259.3 253.8 250.8 252.3 248.4 250.2 251.3 34a Credit card and related plans 227.1 232.4 236.3 238.7 244.3 251.9 246.6 243.7 245.1 241.3 243.1 244.3 34b Other 8.1 7.7 7.5 7.8 7.6 7.4 7.2 7.1 7.1 7.1 7.0 7.0 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 56.0 54.8 56.8 55.5 55.1 52.3 52.8 47.0 47.9 45.9 45.9 45.6 30 Reval. losses on off-bal. sheet items (9) 54.2 50.5 49.1 48.7 49.3 49.3 49.2 41.7 42.3 41.0 40.8 40.3 35 Securitized business loans (13) 34.8 26.6 27.1 26.4 25.2 25.5 25.1 24.1 24.3 24.1 23.8 23.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 April 12, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.