H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,328.8 5,458.6 5,449.3 5,426.8 5,429.5 5,425.4 5,448.4 5,506.8 5,536.7 5,533.9 5,567.7 5,583.2 2 Securities in bank credit 1,373.4 1,488.1 1,489.7 1,481.4 1,473.3 1,472.6 1,494.1 1,528.4 1,551.5 1,541.2 1,556.7 1,576.4 3 Treasury and Agency securities (2) 763.3 818.9 837.0 824.6 815.3 832.2 855.0 877.2 897.7 893.5 890.7 886.4 4 Other securities 610.0 669.2 652.6 656.8 658.0 640.4 639.2 651.2 653.8 647.6 666.0 690.0 5 Loans and leases in bank credit (3) 3,955.4 3,970.5 3,959.7 3,945.4 3,956.2 3,952.8 3,954.2 3,978.4 3,985.2 3,992.7 4,011.0 4,006.8 6 Commercial and industrial 1,095.9 1,043.6 1,035.1 1,026.8 1,033.5 1,030.5 1,017.2 1,015.6 1,016.2 1,014.1 1,012.3 1,015.5 7 Real estate 1,704.3 1,774.8 1,787.2 1,783.4 1,790.3 1,790.2 1,792.7 1,811.8 1,820.3 1,829.6 1,833.0 1,824.4 8 Revolving home equity 135.3 152.9 155.8 159.0 162.6 168.0 172.3 179.4 183.1 184.2 185.8 187.0 9 Other 1,569.0 1,621.9 1,631.3 1,624.4 1,627.7 1,622.2 1,620.4 1,632.4 1,637.2 1,645.3 1,647.1 1,637.4 10 Consumer 552.5 557.9 557.0 559.4 561.5 559.3 563.5 566.3 564.9 565.4 573.7 566.9 11 Security (4) 167.6 154.0 145.6 151.1 152.3 160.5 168.3 171.0 169.8 169.0 173.6 178.3 12 Other loans and leases 435.2 440.2 434.8 424.7 418.5 412.4 412.6 413.6 414.0 414.6 418.4 421.7 13 Interbank loans 281.4 286.2 293.1 293.4 277.5 269.2 270.6 287.3 284.7 275.1 282.8 288.5 14 Cash assets (5) 282.2 296.9 297.4 299.5 297.7 300.2 298.8 297.9 286.7 313.3 289.1 313.0 15 Other assets (6) 423.7 487.9 481.9 482.3 485.3 465.5 478.1 484.8 487.2 489.0 479.8 479.0 16 TOTAL ASSETS (7) 6,250.1 6,458.8 6,449.2 6,427.6 6,415.5 6,385.4 6,421.6 6,502.2 6,520.9 6,536.5 6,544.5 6,589.4 L I A B I L I T I E S 17 Deposits 4,015.9 4,201.0 4,243.7 4,257.3 4,274.4 4,314.1 4,333.8 4,366.9 4,365.9 4,363.4 4,388.9 4,413.5 18 Transaction 611.5 635.6 640.7 635.8 625.0 621.1 602.8 615.2 583.5 586.7 613.4 643.5 19 Nontransaction 3,404.4 3,565.4 3,603.0 3,621.6 3,649.4 3,693.0 3,731.0 3,751.7 3,782.4 3,776.7 3,775.5 3,769.9 20 Large time 964.7 984.8 983.7 998.3 1,012.3 1,027.2 1,042.5 1,049.7 1,034.0 1,032.5 1,051.9 1,053.8 21 Other 2,439.6 2,580.5 2,619.4 2,623.3 2,637.1 2,665.8 2,688.5 2,702.0 2,748.4 2,744.2 2,723.6 2,716.1 22 Borrowings 1,249.2 1,253.0 1,248.0 1,235.2 1,233.9 1,204.6 1,220.3 1,247.8 1,274.3 1,261.7 1,227.8 1,243.2 23 From banks in the U.S. 391.8 413.1 415.5 412.5 406.2 393.5 393.0 393.6 407.1 384.9 379.3 385.6 24 From others 857.5 839.9 832.5 822.7 827.7 811.1 827.4 854.2 867.2 876.8 848.5 857.6 25 Net due to related foreign offices 202.2 160.0 144.2 115.9 97.9 101.9 103.3 91.7 87.4 101.4 100.5 95.0 26 Other liabilities 352.5 403.3 356.7 342.5 336.1 309.5 319.7 331.9 334.0 352.4 366.8 381.8 27 TOTAL LIABILITIES 5,819.8 6,017.3 5,992.6 5,950.8 5,942.2 5,930.1 5,977.1 6,038.2 6,061.6 6,078.9 6,084.0 6,133.4 28 Residual (assets less liabilities) (8) 430.3 441.4 456.6 476.8 473.3 455.3 444.5 464.0 459.3 457.6 460.5 456.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,322.2 5,474.1 5,482.1 5,444.1 5,434.6 5,419.5 5,445.2 5,500.6 5,536.5 5,531.4 5,556.4 5,571.6 2 Securities in bank credit 1,370.9 1,491.8 1,497.0 1,489.4 1,480.8 1,478.3 1,493.5 1,525.6 1,554.1 1,541.0 1,550.6 1,567.6 3 Treasury and Agency securities (2) 761.3 819.6 841.9 829.8 822.4 838.4 856.8 874.9 899.7 893.0 886.4 880.6 4 Other securities 609.6 672.2 655.2 659.7 658.4 639.8 636.7 650.7 654.4 648.0 664.3 687.1 5 Loans and leases in bank credit (3) 3,951.3 3,982.3 3,985.1 3,954.7 3,953.8 3,941.3 3,951.7 3,975.0 3,982.5 3,990.4 4,005.8 4,004.0 6 Commercial and industrial 1,099.7 1,045.2 1,034.8 1,022.3 1,032.4 1,031.9 1,021.4 1,019.3 1,018.7 1,013.7 1,013.3 1,018.3 7 Real estate 1,707.0 1,779.2 1,791.5 1,782.6 1,785.2 1,782.6 1,789.4 1,814.4 1,822.5 1,832.7 1,829.3 1,825.9 8 Revolving home equity 135.5 153.4 155.9 158.8 162.5 166.5 171.7 179.7 183.0 184.4 186.0 187.5 9 Other 1,571.5 1,625.8 1,635.5 1,623.8 1,622.7 1,616.1 1,617.7 1,634.7 1,639.4 1,648.3 1,643.3 1,638.4 10 Consumer 550.9 560.3 566.5 567.1 563.9 556.5 560.0 564.5 561.1 560.5 567.2 565.3 10a Credit card and related plans 219.2 225.7 232.4 228.4 223.9 220.3 223.9 223.4 219.7 220.2 226.6 224.4 10b Other 331.7 334.6 334.1 338.7 340.0 336.2 336.1 341.1 341.4 340.3 340.6 340.8 11 Security (4) 161.9 157.3 152.0 155.0 153.9 158.2 167.4 164.5 164.0 169.0 178.1 175.0 12 Other loans and leases 431.7 440.3 440.3 427.6 418.4 412.1 413.6 412.3 416.2 414.5 417.9 419.5 13 Interbank loans 276.7 289.8 299.4 291.6 276.3 274.1 280.4 283.8 292.8 280.6 283.5 277.7 14 Cash assets (5) 279.8 306.1 317.2 312.4 298.9 290.3 297.9 295.2 289.6 295.4 284.5 291.6 15 Other assets (6) 423.4 489.2 484.9 483.9 484.4 464.9 478.6 484.5 486.9 486.4 476.3 474.0 16 TOTAL ASSETS (7) 6,236.2 6,488.1 6,511.0 6,457.8 6,419.4 6,373.9 6,428.1 6,489.5 6,531.1 6,518.9 6,525.7 6,540.8 L I A B I L I T I E S 17 Deposits 4,008.2 4,220.2 4,294.4 4,283.2 4,290.4 4,319.5 4,358.0 4,359.8 4,384.9 4,363.3 4,365.2 4,359.1 18 Transaction 603.6 641.7 669.3 648.8 619.7 616.2 611.3 607.1 589.1 579.8 609.0 621.3 19 Nontransaction 3,404.6 3,578.5 3,625.1 3,634.5 3,670.6 3,703.3 3,746.7 3,752.7 3,795.7 3,783.6 3,756.2 3,737.8 20 Large time 967.1 991.6 998.1 1,011.1 1,019.5 1,028.0 1,045.1 1,053.3 1,037.7 1,035.4 1,049.2 1,048.4 21 Other 2,437.5 2,587.0 2,627.0 2,623.4 2,651.2 2,675.3 2,701.7 2,699.3 2,758.0 2,748.2 2,706.9 2,689.5 22 Borrowings 1,256.0 1,255.8 1,248.0 1,248.6 1,237.1 1,203.0 1,226.7 1,254.2 1,274.9 1,246.7 1,238.5 1,244.1 23 From banks in the U.S. 393.2 410.3 417.1 417.7 411.4 397.9 398.2 394.9 406.2 379.0 379.2 382.2 24 From others 862.9 845.6 830.9 830.9 825.8 805.1 828.5 859.3 868.8 867.7 859.3 861.9 25 Net due to related foreign offices 201.6 163.4 150.8 123.2 104.3 103.5 94.7 91.3 84.5 97.8 94.5 94.5 26 Other liabilities 351.9 408.9 362.3 348.3 341.3 309.3 312.3 331.3 332.4 349.8 361.9 381.9 27 TOTAL LIABILITIES 5,817.9 6,048.3 6,055.6 6,003.4 5,973.1 5,935.3 5,991.7 6,036.6 6,076.7 6,057.7 6,060.0 6,079.6 28 Residual (assets less liabilities) (8) 418.4 439.8 455.4 454.4 446.4 438.6 436.4 453.0 454.4 461.2 465.7 461.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,717.9 4,859.7 4,855.7 4,845.4 4,847.4 4,836.1 4,853.5 4,911.6 4,937.0 4,927.1 4,961.2 4,962.4 2 Securities in bank credit 1,158.4 1,251.1 1,252.9 1,255.1 1,250.7 1,251.6 1,273.4 1,304.4 1,321.9 1,313.0 1,326.0 1,336.3 3 Treasury and Agency securities (2) 703.0 756.3 775.1 766.6 762.4 776.7 798.4 820.4 838.0 834.4 831.6 828.7 4 Other securities 455.4 494.9 477.8 488.5 488.3 474.9 475.0 484.0 483.9 478.6 494.4 507.6 5 Loans and leases in bank credit (3) 3,559.5 3,608.6 3,602.8 3,590.4 3,596.7 3,584.5 3,580.1 3,607.2 3,615.1 3,614.1 3,635.1 3,626.0 6 Commercial and industrial 878.9 847.2 839.6 833.1 836.5 830.2 818.9 816.7 818.2 816.8 817.1 817.1 7 Real estate 1,686.1 1,755.9 1,768.2 1,764.6 1,771.9 1,771.3 1,773.5 1,792.6 1,800.9 1,810.2 1,813.9 1,804.4 8 Revolving home equity 135.3 152.9 155.8 159.0 162.6 168.0 172.3 179.4 183.1 184.2 185.8 187.0 9 Other 1,550.9 1,603.0 1,612.4 1,605.6 1,609.3 1,603.3 1,601.2 1,613.2 1,617.8 1,626.0 1,628.0 1,617.4 10 Consumer 552.5 557.9 557.0 559.4 561.5 559.3 563.5 566.3 564.9 565.4 573.7 566.9 11 Security (4) 74.3 77.1 71.4 76.3 78.3 82.1 83.7 89.8 89.2 79.5 84.2 91.1 12 Other loans and leases 367.7 370.5 366.6 356.9 348.5 341.6 340.6 341.8 341.9 342.1 346.3 346.5 13 Interbank loans 252.3 261.2 272.7 268.2 257.6 248.6 248.5 263.6 261.3 255.4 261.8 267.6 14 Cash assets (5) 244.6 258.8 258.5 259.3 255.9 256.2 252.6 253.7 243.2 268.4 245.1 269.6 15 Other assets (6) 387.3 453.2 450.9 451.3 453.6 435.6 446.8 453.1 454.5 454.6 445.0 441.5 16 TOTAL ASSETS (7) 5,536.6 5,762.4 5,765.6 5,750.3 5,740.4 5,702.1 5,727.6 5,807.7 5,821.9 5,831.0 5,838.5 5,867.1 L I A B I L I T I E S 17 Deposits 3,608.7 3,767.2 3,798.8 3,789.2 3,797.9 3,823.6 3,826.6 3,858.3 3,859.9 3,861.2 3,878.0 3,903.0 18 Transaction 600.8 624.7 629.4 624.7 614.6 611.1 592.3 604.3 571.9 576.1 602.8 632.2 19 Nontransaction 3,007.9 3,142.5 3,169.3 3,164.5 3,183.2 3,212.5 3,234.3 3,254.1 3,288.0 3,285.1 3,275.2 3,270.8 20 Large time 570.5 565.2 553.8 544.9 552.6 552.0 548.5 554.1 541.6 542.9 553.6 556.7 21 Other 2,437.4 2,577.3 2,615.6 2,619.6 2,630.6 2,660.5 2,685.8 2,700.0 2,746.4 2,742.2 2,721.6 2,714.1 22 Borrowings 1,029.2 1,043.0 1,048.2 1,049.9 1,042.8 1,017.1 1,028.9 1,055.1 1,077.6 1,064.3 1,033.2 1,045.3 23 From banks in the U.S. 371.4 388.7 390.7 390.2 383.1 371.7 369.8 371.4 380.5 365.7 357.0 362.4 24 From others 657.8 654.2 657.5 659.7 659.7 645.4 659.1 683.8 697.1 698.6 676.2 683.0 25 Net due to related foreign offices 214.6 189.1 192.9 181.2 171.0 173.4 176.9 179.3 173.4 178.6 175.2 171.7 26 Other liabilities 267.1 322.9 278.1 262.4 258.7 240.5 252.4 261.0 258.8 274.6 289.2 298.2 27 TOTAL LIABILITIES 5,119.5 5,322.2 5,318.0 5,282.7 5,270.3 5,254.5 5,284.7 5,353.8 5,369.6 5,378.7 5,375.6 5,418.3 28 Residual (assets less liabilities) (8) 417.0 440.2 447.6 467.6 470.1 447.6 442.9 453.9 452.3 452.3 462.8 448.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,715.6 4,872.5 4,880.9 4,857.1 4,848.5 4,830.2 4,850.3 4,909.4 4,941.9 4,928.3 4,951.0 4,954.1 2 Securities in bank credit 1,156.0 1,254.8 1,260.2 1,263.1 1,258.2 1,257.3 1,272.7 1,301.6 1,324.5 1,312.9 1,320.0 1,327.5 3 Treasury and Agency securities (2) 701.0 757.0 780.0 771.7 769.4 783.0 800.1 818.1 840.0 833.9 827.3 822.8 4 Other securities 455.0 497.8 480.3 491.4 488.8 474.3 472.6 483.5 484.5 479.0 492.7 504.7 5 Loans and leases in bank credit (3) 3,559.7 3,617.7 3,620.7 3,594.0 3,590.3 3,572.9 3,577.6 3,607.7 3,617.4 3,615.4 3,631.0 3,626.6 6 Commercial and industrial 885.2 847.2 837.7 827.9 833.8 830.3 824.3 822.6 822.1 818.2 819.6 820.6 7 Real estate 1,688.9 1,760.3 1,772.5 1,763.9 1,766.8 1,763.8 1,770.2 1,795.2 1,803.1 1,813.4 1,810.2 1,805.9 8 Revolving home equity 135.5 153.4 155.9 158.8 162.5 166.5 171.7 179.7 183.0 184.4 186.0 187.5 9 Other 1,553.3 1,606.9 1,616.6 1,605.1 1,604.2 1,597.3 1,598.5 1,615.5 1,620.0 1,629.0 1,624.2 1,618.3 10 Consumer 550.9 560.3 566.5 567.1 563.9 556.5 560.0 564.5 561.1 560.5 567.2 565.3 10a Credit card and related plans 219.2 225.7 232.4 228.4 223.9 220.3 223.9 223.4 219.7 220.2 226.6 224.4 10d Other 331.7 334.6 334.1 338.7 340.0 336.2 336.1 341.1 341.4 340.3 340.6 340.8 11 Security (4) 70.0 79.3 73.8 76.1 77.6 82.0 82.2 84.5 87.3 81.3 87.7 89.6 12 Other loans and leases 364.7 370.6 370.2 359.0 348.3 340.3 340.9 341.0 343.9 342.0 346.4 345.3 13 Interbank loans 247.7 264.8 279.0 266.3 256.3 253.5 258.4 260.1 269.3 260.9 262.4 256.8 14 Cash assets (5) 243.5 265.7 275.8 270.1 256.3 247.5 253.6 252.5 247.4 252.8 242.5 250.2 15 Other assets (6) 387.0 454.6 453.2 452.1 452.0 434.2 447.5 452.7 455.0 453.0 443.3 438.6 16 TOTAL ASSETS (7) 5,528.2 5,787.0 5,816.7 5,771.8 5,738.8 5,691.0 5,736.2 5,800.4 5,839.3 5,820.3 5,824.6 5,825.9 L I A B I L I T I E S 17 Deposits 3,597.1 3,782.9 3,837.1 3,804.4 3,808.4 3,826.7 3,847.0 3,846.1 3,876.5 3,859.9 3,857.0 3,851.2 18 Transaction 593.4 630.6 657.3 637.4 609.3 606.3 601.2 596.6 578.0 569.8 598.7 610.1 19 Nontransaction 3,003.7 3,152.3 3,179.8 3,167.0 3,199.1 3,220.4 3,245.7 3,249.6 3,298.5 3,290.2 3,258.3 3,241.0 20 Large time 568.5 568.7 556.7 547.4 554.6 550.5 546.8 552.3 542.4 544.0 553.4 553.6 21 Other 2,435.2 2,583.7 2,623.1 2,619.6 2,644.6 2,669.9 2,698.9 2,697.3 2,756.0 2,746.2 2,704.9 2,687.5 22 Borrowings 1,036.0 1,045.7 1,048.1 1,063.4 1,046.0 1,015.5 1,035.3 1,061.5 1,078.2 1,049.3 1,043.9 1,046.3 23 From banks in the U.S. 372.7 385.8 392.3 395.5 388.3 376.1 375.0 372.6 379.6 359.8 356.9 358.9 24 From others 663.2 659.9 655.8 667.9 657.7 639.4 660.3 688.9 698.7 689.5 687.0 687.4 25 Net due to related foreign offices 214.1 193.8 196.9 185.5 174.7 172.0 170.2 178.9 172.8 177.4 172.5 172.5 26 Other liabilities 266.5 329.1 282.5 266.8 262.6 239.1 245.7 260.5 258.2 273.3 286.0 299.0 27 TOTAL LIABILITIES 5,113.7 5,351.6 5,364.7 5,320.1 5,291.8 5,253.3 5,298.0 5,347.1 5,385.7 5,359.8 5,359.4 5,369.0 28 Residual (assets less liabilities) (8) 414.5 435.4 452.0 451.7 447.0 437.7 438.1 453.3 453.6 460.4 465.2 456.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,634.9 2,642.1 2,609.0 2,576.9 2,575.1 2,556.1 2,560.8 2,578.4 2,592.3 2,579.8 2,600.7 2,618.0 2 Securities in bank credit 611.0 653.1 637.3 634.8 629.9 628.0 646.4 665.4 677.9 670.2 685.6 699.5 3 Treasury and Agency securities (2) 357.5 371.3 379.8 367.1 359.8 367.6 383.8 391.0 402.2 400.4 399.9 399.5 3a Trading account 35.3 40.5 33.9 32.6 33.6 32.7 38.1 43.0 42.9 50.2 36.6 41.0 3b Investment account 322.2 330.7 346.0 334.5 326.2 334.9 345.6 348.0 359.3 350.2 363.3 358.5 4 Other securities 253.5 281.8 257.5 267.7 270.1 260.4 262.7 274.5 275.7 269.8 285.7 300.0 4a Trading account 136.4 165.4 130.0 128.4 130.0 122.5 128.2 140.5 142.0 134.4 148.0 161.8 4b Investment account 117.2 116.4 127.5 139.3 140.1 137.9 134.5 134.0 133.7 135.3 137.7 138.2 4c State and local government 28.0 27.1 27.3 27.3 27.8 27.7 27.2 26.9 27.1 27.0 27.4 27.6 4d Other 89.2 89.3 100.2 112.0 112.3 110.2 107.3 107.0 106.5 108.3 110.3 110.6 5 Loans and leases in bank credit (3) 2,023.9 1,989.1 1,971.7 1,942.1 1,945.2 1,928.1 1,914.4 1,913.0 1,914.5 1,909.6 1,915.1 1,918.5 6 Commercial and industrial 583.2 546.0 535.8 528.8 530.0 524.9 514.7 510.9 511.7 510.3 509.3 511.3 7 Real estate 854.8 859.0 861.2 848.8 849.8 843.1 839.7 838.0 842.3 849.1 846.9 842.4 8 Revolving home equity 86.8 96.5 98.0 99.8 101.5 105.3 108.4 111.8 114.4 115.4 116.1 117.6 9 Other 768.0 762.5 763.1 749.1 748.3 737.7 731.3 726.2 727.9 733.7 730.8 724.9 10 Consumer 252.6 245.0 244.9 238.4 246.0 243.3 241.2 241.2 238.5 237.8 239.0 238.4 11 Security (4) 66.1 69.1 63.3 68.3 70.3 74.3 76.3 82.2 81.5 71.8 76.1 82.7 11a Fed funds and RPs with broker/dealer 48.9 54.5 48.4 54.9 57.4 61.2 63.3 69.1 68.7 59.6 64.2 68.2 11b Other 17.2 14.6 14.9 13.4 12.9 13.1 13.0 13.1 12.7 12.2 11.9 14.5 12a State and local government 13.0 15.7 15.0 14.6 14.6 14.6 14.6 14.6 14.6 14.6 15.2 14.7 12b Agricultural 10.6 9.8 9.7 9.6 9.7 9.7 9.6 9.6 9.6 9.6 9.6 9.5 12c Fed funds and RPs with others 25.7 30.3 28.1 26.2 22.6 20.9 21.9 18.6 18.4 18.6 18.3 16.1 12d All other loans 84.9 78.2 79.6 75.3 70.3 65.9 65.3 67.0 67.0 67.0 69.5 72.5 12e Lease financing receivables 133.0 135.9 134.1 132.1 131.9 131.4 131.0 131.0 131.0 130.9 131.1 130.9 13 Interbank loans 136.9 152.6 167.1 169.3 154.2 147.4 156.4 165.1 163.4 157.6 157.4 155.1 13a Fed funds and RPs with banks 74.7 90.1 97.0 93.0 80.9 76.6 83.8 83.0 80.3 74.8 73.4 71.4 13b Other 62.1 62.5 70.1 76.4 73.3 70.8 72.6 82.1 83.1 82.8 84.0 83.6 14 Cash assets (5) 141.4 149.7 147.4 145.6 142.2 141.6 138.5 140.0 133.0 151.1 132.8 152.5 15 Other assets (6) 283.4 322.8 315.5 312.7 307.3 286.8 293.6 297.3 292.7 295.6 293.6 287.8 16 TOTAL ASSETS (7) 3,158.6 3,227.4 3,197.6 3,161.3 3,135.0 3,088.1 3,106.4 3,137.7 3,138.4 3,140.9 3,141.4 3,170.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,738.3 1,794.4 1,803.4 1,793.1 1,791.2 1,802.4 1,806.7 1,802.1 1,793.6 1,789.4 1,800.7 1,818.1 18 Transaction 304.6 320.8 323.6 316.5 308.6 304.0 287.3 288.8 270.9 270.9 288.6 312.6 19 Nontransaction 1,433.7 1,473.6 1,479.8 1,476.5 1,482.6 1,498.4 1,519.4 1,513.3 1,522.6 1,518.5 1,512.1 1,505.5 20 Large time 271.0 253.8 248.7 242.4 250.1 249.2 245.6 247.1 234.7 234.0 243.7 246.8 21 Other 1,162.7 1,219.8 1,231.2 1,234.2 1,232.5 1,249.2 1,273.8 1,266.2 1,287.9 1,284.6 1,268.4 1,258.7 22 Borrowings 692.9 663.9 659.8 654.4 654.2 635.6 645.2 663.6 686.7 677.5 637.1 642.7 23 From banks in the U.S. 221.4 219.8 218.8 212.9 207.9 201.8 203.0 204.0 216.5 202.9 189.3 191.1 24 From others 471.5 444.2 441.0 441.5 446.3 433.9 442.2 459.5 470.2 474.7 447.8 451.5 25 Net due to related foreign offices 198.0 178.8 182.9 172.3 160.0 164.4 167.4 167.9 160.8 165.4 164.5 161.0 26 Other liabilities 211.8 257.9 213.4 193.8 187.7 168.9 180.3 186.7 183.7 199.2 215.1 224.6 27 TOTAL LIABILITIES 2,841.0 2,895.0 2,859.4 2,813.6 2,793.1 2,771.3 2,799.6 2,820.3 2,824.7 2,831.5 2,817.4 2,846.4 28 Residual (assets less liabilities) (8) 317.6 332.4 338.3 347.8 341.9 316.8 306.7 317.4 313.7 309.4 324.0 324.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,634.5 2,649.8 2,622.1 2,586.7 2,579.9 2,555.0 2,560.4 2,578.3 2,601.4 2,584.2 2,602.8 2,605.8 2 Securities in bank credit 609.2 656.9 642.2 641.8 635.7 631.4 644.5 663.4 682.1 670.6 681.1 689.4 3 Treasury and Agency securities (2) 356.1 372.1 382.2 371.2 365.1 371.6 384.3 389.4 405.9 400.4 397.1 392.4 3a Trading account 35.2 40.6 34.1 32.9 34.1 33.1 38.2 42.8 43.3 50.2 36.3 40.3 3b Investment account 320.9 331.5 348.1 338.3 331.0 338.5 346.1 346.6 362.6 350.2 360.8 352.1 3c Mortgage-backed 234.7 271.2 285.1 274.3 259.2 263.7 271.5 275.6 283.4 273.1 286.1 278.5 3d Other 86.2 60.3 63.0 63.9 71.9 74.8 74.6 71.1 79.3 77.1 74.7 73.6 3e 1 year or less 27.2 15.1 14.7 13.7 16.7 19.6 18.3 16.0 14.7 14.2 14.2 14.7 3f Between 1 and 5 years 31.4 30.4 35.4 36.8 43.1 43.0 43.5 42.3 51.2 49.5 47.2 46.5 3g More than 5 years 27.7 14.9 12.9 13.4 12.1 12.2 12.8 12.7 13.5 13.4 13.3 12.4 4 Other securities 253.1 284.8 260.0 270.6 270.5 259.8 260.2 274.0 276.2 270.2 284.0 297.0 4a Trading account 136.2 167.1 131.2 129.8 130.2 122.2 127.0 140.2 142.3 134.6 147.1 160.2 4b Investment account 117.0 117.6 128.7 140.8 140.4 137.6 133.3 133.8 133.9 135.5 136.8 136.9 4c State and local government 28.0 27.4 27.6 27.6 27.8 27.6 27.0 26.9 27.2 27.0 27.2 27.3 4d Other 89.0 90.2 101.2 113.2 112.5 110.0 106.3 106.9 106.7 108.5 109.6 109.5 5 Loans and leases in bank credit (3) 2,025.2 1,992.9 1,979.9 1,944.9 1,944.2 1,923.6 1,915.9 1,914.9 1,919.2 1,913.6 1,921.8 1,916.4 6 Commercial and industrial 587.2 546.9 533.8 524.5 528.9 525.3 518.2 514.4 513.7 510.1 511.0 511.6 7 Real estate 858.3 860.8 862.9 848.4 846.6 838.4 838.5 841.4 846.0 852.9 848.0 842.2 8 Revolving home equity 87.2 96.6 97.7 99.4 101.7 104.3 108.0 112.3 114.7 115.7 116.9 118.0 9a Other residential 469.5 451.6 453.9 440.6 436.6 426.3 421.9 419.7 421.2 426.2 420.0 413.1 9b Commercial 301.5 312.6 311.3 308.5 308.3 307.8 308.6 309.4 310.1 311.0 311.1 311.1 10 Consumer 253.3 243.8 248.0 242.3 248.4 243.5 241.6 241.8 238.7 237.5 239.1 238.3 10a Credit card and related plans 87.0 76.5 80.1 71.5 76.6 74.8 72.8 72.8 70.1 70.2 71.8 71.0 10f Other 166.3 167.3 167.9 170.8 171.8 168.7 168.8 169.0 168.7 167.3 167.4 167.3 11 Security (4) 62.0 71.0 65.5 68.4 69.6 74.0 74.6 77.1 79.3 73.5 79.9 81.8 11a Fed funds and RPs with broker/dealer 45.8 56.0 50.1 55.0 56.8 60.9 61.8 64.8 66.9 61.0 67.4 67.4 11b Other 16.2 15.1 15.4 13.4 12.8 13.1 12.8 12.3 12.4 12.4 12.5 14.4 12a State and local government 13.0 15.7 15.0 14.6 14.6 14.6 14.6 14.6 14.6 14.6 15.2 14.7 12b Agricultural 10.6 9.7 9.6 9.6 9.6 9.5 9.5 9.6 9.7 9.7 9.7 9.7 12c Fed funds and RPs with others 23.8 30.6 29.0 27.8 24.0 20.9 21.9 18.6 18.4 18.6 18.3 16.1 12d All other loans 84.1 78.7 81.6 75.0 69.3 65.1 65.4 66.4 68.1 66.2 69.9 71.6 12e Lease financing receivables 133.0 135.6 134.6 134.2 133.4 132.3 131.6 131.0 130.8 130.5 130.5 130.3 13 Interbank loans 137.8 154.2 170.9 168.8 152.4 147.6 160.3 166.2 167.6 160.8 163.8 156.8 13a Fed funds and RPs with banks 75.2 91.0 99.1 92.7 79.9 76.7 85.9 83.6 82.4 76.3 76.4 72.2 13b Other 62.5 63.1 71.7 76.1 72.5 70.9 74.3 82.7 85.2 84.4 87.4 84.6 14 Cash assets (5) 140.9 152.8 158.5 153.8 143.0 136.7 141.1 139.4 134.0 140.6 132.4 139.8 15 Other assets (6) 283.1 324.2 317.8 313.5 305.7 285.5 294.3 296.9 293.1 294.0 291.8 284.9 16 TOTAL ASSETS (7) 3,158.3 3,241.1 3,227.8 3,179.6 3,137.0 3,080.8 3,113.3 3,137.8 3,152.9 3,136.2 3,147.7 3,144.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,733.0 1,803.4 1,821.1 1,798.0 1,797.7 1,801.0 1,814.2 1,796.6 1,807.0 1,793.1 1,797.6 1,789.2 18 Transaction 301.8 324.3 341.5 325.2 305.2 301.0 294.5 286.0 273.4 266.6 287.8 299.0 19 Nontransaction 1,431.2 1,479.1 1,479.6 1,472.8 1,492.4 1,500.0 1,519.6 1,510.6 1,533.6 1,526.6 1,509.8 1,490.2 20 Large time 269.0 257.2 251.6 244.8 252.0 247.7 243.9 245.2 235.6 235.1 243.4 243.7 21 Other 1,162.2 1,221.8 1,228.0 1,228.0 1,240.4 1,252.3 1,275.7 1,265.4 1,298.0 1,291.5 1,266.4 1,246.5 22 Borrowings 699.7 666.7 659.7 667.9 657.5 634.1 651.6 669.9 687.3 662.5 647.8 643.6 23 From banks in the U.S. 222.8 216.9 220.5 218.2 213.2 206.2 208.2 205.3 215.6 197.0 189.2 187.7 24 From others 476.9 449.8 439.3 449.7 444.3 427.9 443.4 464.6 471.7 465.5 458.5 455.9 25 Net due to related foreign offices 197.5 183.5 186.8 176.5 163.8 163.0 160.7 167.6 160.2 164.2 161.9 161.9 26 Other liabilities 211.2 264.1 217.8 198.3 191.7 167.5 173.6 186.2 183.1 197.8 211.8 225.4 27 TOTAL LIABILITIES 2,841.5 2,917.7 2,885.5 2,840.6 2,810.6 2,765.5 2,800.0 2,820.4 2,837.6 2,817.6 2,819.1 2,820.0 28 Residual (assets less liabilities) (8) 316.8 323.4 342.3 339.0 326.4 315.3 313.3 317.5 315.3 318.6 328.6 324.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,083.0 2,217.6 2,246.7 2,268.5 2,272.4 2,280.0 2,292.7 2,333.2 2,344.7 2,347.3 2,360.4 2,344.4 2 Securities in bank credit 547.4 598.1 615.6 620.3 620.8 623.6 627.0 639.0 644.0 642.9 640.4 636.8 3 Treasury and Agency securities (2) 345.5 385.0 395.3 399.4 402.6 409.1 414.6 429.5 435.8 434.0 431.7 429.2 4 Other securities 201.8 213.1 220.3 220.8 218.3 214.5 212.3 209.5 208.3 208.8 208.7 207.6 5 Loans and leases in bank credit (3) 1,535.6 1,619.5 1,631.1 1,648.3 1,651.5 1,656.4 1,665.8 1,694.2 1,700.7 1,704.4 1,720.1 1,707.6 6 Commercial and industrial 295.7 301.2 303.8 304.3 306.4 305.3 304.2 305.8 306.6 306.5 307.8 305.9 7 Real estate 831.3 896.9 907.0 915.8 922.1 928.3 933.8 954.6 958.7 961.1 966.9 962.0 8 Revolving home equity 48.4 56.4 57.8 59.2 61.0 62.7 63.9 67.6 68.7 68.8 69.7 69.5 9 Other 782.9 840.5 849.2 856.6 861.0 865.6 869.8 887.0 890.0 892.3 897.2 892.5 10 Consumer 299.9 312.9 312.1 321.0 315.6 316.0 322.2 325.1 326.4 327.7 334.6 328.5 11 Security (4) 8.2 7.9 8.2 8.0 8.1 7.8 7.4 7.6 7.8 7.7 8.1 8.4 12 Other loans and leases 100.5 100.6 100.1 99.2 99.4 99.1 98.2 101.1 101.3 101.5 102.6 102.9 13 Interbank loans 115.5 108.7 105.6 98.8 103.4 101.2 92.1 98.5 97.9 97.8 104.4 112.5 14 Cash assets (5) 103.2 109.1 111.1 113.7 113.6 114.6 114.1 113.7 110.2 117.2 112.3 117.0 15 Other assets (6) 103.9 130.4 135.4 138.6 146.3 148.7 153.2 155.8 161.9 159.0 151.5 153.7 16 TOTAL ASSETS (7) 2,377.9 2,535.0 2,567.9 2,589.0 2,605.3 2,614.1 2,621.2 2,670.0 2,683.5 2,690.0 2,697.1 2,696.4 L I A B I L I T I E S 17 Deposits 1,870.4 1,972.8 1,995.4 1,996.1 2,006.7 2,021.2 2,019.9 2,056.2 2,066.3 2,071.7 2,077.3 2,085.0 18 Transaction 296.2 303.9 305.9 308.2 306.0 307.1 305.0 315.4 301.0 305.2 314.2 319.6 19 Nontransaction 1,574.2 1,668.9 1,689.5 1,688.0 1,700.7 1,714.1 1,714.9 1,740.8 1,765.4 1,766.6 1,763.2 1,765.3 20 Large time 299.5 311.4 305.1 302.6 302.5 302.8 302.9 307.1 306.8 309.0 310.0 309.9 21 Other 1,274.7 1,357.5 1,384.4 1,385.4 1,398.1 1,411.3 1,412.0 1,433.8 1,458.5 1,457.6 1,453.2 1,455.4 22 Borrowings 336.2 379.0 388.4 395.5 388.5 381.5 383.7 391.6 390.9 386.8 396.1 402.7 23 From banks in the U.S. 149.9 169.0 171.9 177.3 175.1 169.9 166.8 167.3 164.0 162.8 167.7 171.2 24 From others 186.3 210.1 216.5 218.2 213.4 211.5 216.9 224.2 226.9 224.0 228.4 231.4 25 Net due to related foreign offices 16.6 10.3 10.0 9.0 10.9 9.0 9.5 11.4 12.6 13.2 10.7 10.7 26 Other liabilities 55.3 65.0 64.8 68.5 71.0 71.6 72.0 74.3 75.1 75.5 74.1 73.6 27 TOTAL LIABILITIES 2,278.5 2,427.2 2,458.6 2,469.2 2,477.1 2,483.2 2,485.1 2,533.5 2,544.9 2,547.2 2,558.2 2,571.9 28 Residual (assets less liabilities) (8) 99.4 107.8 109.4 119.8 128.2 130.8 136.1 136.5 138.5 142.9 138.8 124.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,081.2 2,222.7 2,258.8 2,270.5 2,268.6 2,275.2 2,290.0 2,331.1 2,340.5 2,344.1 2,348.1 2,348.3 2 Securities in bank credit 546.7 597.9 618.0 621.3 622.5 625.9 628.2 638.2 642.3 642.3 638.9 638.1 3 Treasury and Agency securities (2) 344.9 384.9 397.7 400.5 404.3 411.4 415.9 428.7 434.1 433.5 430.2 430.5 4 Other securities 201.8 213.1 220.3 220.8 218.3 214.5 212.3 209.5 208.3 208.8 208.7 207.6 5 Loans and leases in bank credit (3) 1,534.5 1,624.8 1,640.8 1,649.2 1,646.1 1,649.3 1,661.7 1,692.9 1,698.2 1,701.8 1,709.2 1,710.2 6 Commercial and industrial 298.0 300.2 303.9 303.4 304.9 305.0 306.1 308.2 308.4 308.1 308.6 309.0 7 Real estate 830.6 899.5 909.6 915.5 920.2 925.3 931.7 953.8 957.1 960.5 962.2 963.6 8 Revolving home equity 48.3 56.8 58.2 59.4 60.9 62.1 63.7 67.4 68.3 68.7 69.1 69.5 9 Other 782.3 842.7 851.4 856.1 859.3 863.2 868.0 886.4 888.7 891.9 893.1 894.1 10 Consumer 297.7 316.5 318.5 324.9 315.5 313.0 318.4 322.7 322.4 322.9 328.1 327.0 10a Credit card and related plans 132.2 149.2 152.3 156.9 147.3 145.5 151.0 150.6 149.7 149.9 154.8 153.4 10h Other 165.5 167.3 166.3 167.9 168.2 167.6 167.4 172.2 172.7 173.0 173.2 173.5 11 Security (4) 8.0 8.3 8.3 7.8 8.0 8.0 7.6 7.5 8.0 7.9 7.8 7.8 12 Other loans and leases 100.1 100.2 100.5 97.7 97.5 98.0 97.9 100.7 102.4 102.4 102.6 102.9 13 Interbank loans 109.9 110.7 108.1 97.6 103.9 106.0 98.1 93.8 101.7 100.1 98.6 100.0 14 Cash assets (5) 102.6 112.9 117.4 116.3 113.3 110.8 112.5 113.1 113.4 112.2 110.1 110.4 15 Other assets (6) 103.9 130.4 135.4 138.6 146.3 148.7 153.2 155.8 161.9 159.0 151.5 153.7 16 TOTAL ASSETS (7) 2,370.0 2,546.0 2,588.9 2,592.2 2,601.8 2,610.2 2,622.8 2,662.6 2,686.3 2,684.0 2,676.8 2,681.1 L I A B I L I T I E S 17 Deposits 1,864.1 1,979.5 2,016.0 2,006.4 2,010.7 2,025.8 2,032.8 2,049.5 2,069.4 2,066.8 2,059.4 2,062.0 18 Transaction 291.6 306.3 315.8 312.3 304.0 305.3 306.7 310.6 304.6 303.2 310.8 311.2 19 Nontransaction 1,572.5 1,673.2 1,700.2 1,694.2 1,706.7 1,720.5 1,726.1 1,738.9 1,764.8 1,763.6 1,748.6 1,750.8 20 Large time 299.5 311.4 305.1 302.6 302.5 302.8 302.9 307.1 306.8 309.0 310.0 309.9 21 Other 1,272.9 1,361.8 1,395.1 1,391.6 1,404.2 1,417.6 1,423.2 1,431.9 1,458.0 1,454.7 1,438.6 1,440.9 22 Borrowings 336.2 379.0 388.4 395.5 388.5 381.5 383.7 391.6 390.9 386.8 396.1 402.7 23 From banks in the U.S. 149.9 169.0 171.9 177.3 175.1 169.9 166.8 167.3 164.0 162.8 167.7 171.2 24 From others 186.3 210.1 216.5 218.2 213.4 211.5 216.9 224.2 226.9 224.0 228.4 231.4 25 Net due to related foreign offices 16.6 10.3 10.0 9.0 10.9 9.0 9.5 11.4 12.6 13.2 10.7 10.7 26 Other liabilities 55.3 65.0 64.8 68.5 71.0 71.6 72.0 74.3 75.1 75.5 74.1 73.6 27 TOTAL LIABILITIES 2,272.2 2,433.9 2,479.2 2,479.5 2,481.2 2,487.8 2,498.0 2,526.7 2,548.0 2,542.2 2,540.3 2,549.0 28 Residual (assets less liabilities) (8) 97.7 112.1 109.7 112.7 120.6 122.4 124.8 135.9 138.3 141.8 136.5 132.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 610.9 598.9 593.6 581.3 582.1 589.3 594.8 595.2 599.7 606.7 606.5 620.8 2 Securities in bank credit 215.0 237.0 236.8 226.3 222.6 221.0 220.8 224.0 229.6 228.1 230.7 240.1 3 Treasury and Agency securities (2) 60.3 62.6 61.9 58.0 52.9 55.5 56.6 56.8 59.7 59.1 59.0 57.7 4 Other securities 154.7 174.4 174.9 168.3 169.7 165.5 164.2 167.2 169.9 169.0 171.6 182.4 5 Loans and leases in bank credit (3) 395.9 361.9 356.9 355.0 359.5 368.4 374.1 371.2 370.1 378.6 375.8 380.7 6 Commercial and industrial 217.0 196.4 195.4 193.7 197.1 200.2 198.3 199.0 198.0 197.4 195.2 198.3 7 Real estate 18.1 18.9 19.0 18.8 18.4 18.8 19.2 19.2 19.4 19.3 19.1 20.0 11 Security (4) 93.3 76.9 74.2 74.8 73.9 78.5 84.5 81.2 80.6 89.4 89.5 87.2 12 Other loans and leases 67.4 69.7 68.3 67.8 70.1 70.8 72.0 71.8 72.1 72.6 72.0 75.1 13 Interbank loans 29.0 25.0 20.4 25.2 19.9 20.5 22.1 23.7 23.4 19.7 21.1 21.0 14 Cash assets (5) 37.6 38.1 39.0 40.2 41.8 43.9 46.2 44.2 43.5 44.9 44.0 43.4 15 Other assets (6) 36.4 34.8 30.9 31.0 31.7 29.9 31.3 31.8 32.7 34.5 34.8 37.5 16 TOTAL ASSETS (7) 713.5 696.4 683.6 677.3 675.2 683.3 694.0 694.5 698.9 705.5 706.0 722.4 L I A B I L I T I E S 17 Deposits 407.2 433.7 444.9 468.1 476.5 490.6 507.2 508.5 506.0 502.2 510.9 510.4 18 Transaction 10.7 10.9 11.2 11.1 10.3 10.1 10.5 10.9 11.6 10.6 10.6 11.3 19 Nontransaction 396.5 422.9 433.7 457.0 466.2 480.5 496.7 497.6 494.4 491.6 500.3 499.1 22 Borrowings 220.1 210.1 199.9 185.2 191.1 187.5 191.4 192.6 196.7 197.4 194.6 197.8 23 From banks in the U.S. 20.4 24.4 24.8 22.3 23.1 21.8 23.2 22.2 26.6 19.2 22.2 23.3 24 From others 199.7 185.7 175.1 163.0 168.0 165.7 168.3 170.4 170.1 178.2 172.3 174.6 25 Net due to related foreign offices -12.4 -29.1 -48.7 -65.4 -73.1 -71.5 -73.6 -87.6 -86.0 -77.1 -74.6 -76.8 26 Other liabilities 85.4 80.4 78.5 80.1 77.5 69.0 67.4 70.9 75.2 77.7 77.6 83.6 27 TOTAL LIABILITIES 700.3 695.2 674.6 668.1 672.0 675.6 692.4 684.4 692.0 700.2 708.4 715.1 28 Residual (assets less liabilities) (8) 13.2 1.2 9.0 9.2 3.2 7.7 1.6 10.0 7.0 5.3 -2.3 7.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 606.6 601.6 601.2 587.0 586.1 589.3 594.9 591.2 594.6 603.1 605.4 617.5 2 Securities in bank credit (2) 215.0 237.0 236.8 226.3 222.6 221.0 220.8 224.0 229.6 228.1 230.7 240.1 3 Treasury and Agency securities 60.3 62.6 61.9 58.0 52.9 55.5 56.6 56.8 59.7 59.1 59.0 57.7 3a Trading account 13.3 13.0 11.7 9.0 8.6 8.5 9.0 9.7 10.6 10.4 10.3 9.2 3b Investment account 47.0 49.6 50.2 49.1 44.3 46.9 47.6 47.1 49.1 48.7 48.7 48.5 4 Other securities 154.7 174.4 174.9 168.3 169.7 165.5 164.2 167.2 169.9 169.0 171.6 182.4 4a Trading account 100.7 108.2 107.9 102.9 101.4 97.4 96.8 99.1 101.7 101.0 101.3 110.8 4b Investment account 54.0 66.2 67.0 65.4 68.3 68.2 67.3 68.1 68.2 68.0 70.4 71.6 5 Loans and leases in bank credit (3) 391.6 364.6 364.4 360.6 363.5 368.3 374.1 367.2 365.0 375.0 374.7 377.4 6 Commercial and industrial 214.5 198.0 197.1 194.4 198.6 201.6 197.1 196.7 196.6 195.5 193.7 197.7 7 Real estate 18.1 18.9 19.0 18.8 18.4 18.8 19.2 19.2 19.4 19.3 19.1 20.0 11 Security (4) 91.9 77.9 78.1 78.9 76.3 76.2 85.2 80.0 76.7 87.7 90.4 85.5 12 Other loans and leases 67.0 69.7 70.1 68.6 70.2 71.7 72.6 71.3 72.3 72.5 71.5 74.2 13 Interbank loans 29.0 25.0 20.4 25.2 19.9 20.5 22.1 23.7 23.4 19.7 21.1 21.0 14 Cash assets (5) 36.3 40.4 41.4 42.3 42.7 42.8 44.3 42.7 42.2 42.7 42.0 41.4 15 Other assets (6) 36.5 34.6 31.7 31.8 32.3 30.7 31.1 31.8 31.9 33.5 33.0 35.4 16 TOTAL ASSETS (7) 708.0 701.1 694.3 685.9 680.6 682.9 692.0 689.1 691.8 698.6 701.2 714.9 L I A B I L I T I E S 17 Deposits 411.2 437.3 457.3 478.8 482.0 492.8 511.0 513.6 508.4 503.4 508.1 507.9 18 Transaction 10.3 11.1 12.0 11.3 10.5 9.9 10.0 10.5 11.1 10.0 10.3 11.1 19 Nontransaction 400.9 426.2 445.3 467.5 471.5 482.9 501.0 503.1 497.3 493.4 497.8 496.8 22 Borrowings 220.1 210.1 199.9 185.2 191.1 187.5 191.4 192.6 196.7 197.4 194.6 197.8 23 From banks in the U.S. 20.4 24.4 24.8 22.3 23.1 21.8 23.2 22.2 26.6 19.2 22.2 23.3 24 From others 199.7 185.7 175.1 163.0 168.0 165.7 168.3 170.4 170.1 178.2 172.3 174.6 25 Net due to related foreign offices -12.5 -30.5 -46.1 -62.3 -70.4 -68.5 -75.5 -87.7 -88.2 -79.6 -78.1 -78.1 26 Other liabilities 85.4 79.8 79.7 81.5 78.6 70.2 66.7 70.8 74.2 76.6 76.0 82.9 27 TOTAL LIABILITIES 704.2 696.7 690.9 683.3 681.3 682.0 693.7 689.4 691.0 697.8 700.6 710.6 28 Residual (assets less liabilities) (8) 3.8 4.4 3.4 2.7 -0.7 0.9 -1.7 -0.4 0.7 0.8 0.6 4.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars July 5, 2002 Account 2001 2001 2001 2002 2002 2002 2002 2002 Week ending May Nov Dec Jan Feb Mar Apr May Jun 5 Jun 12 Jun 19 Jun 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 83.9 106.0 80.6 86.3 81.7 73.2 73.3 80.8 81.9 84.7 96.0 103.2 30 Reval. losses on off-bal. sheet items (9) 74.7 86.5 68.4 66.5 59.4 52.5 57.5 61.7 61.4 66.5 78.8 87.1 31 Mortgage-backed securities (10) 256.9 296.5 317.8 315.0 298.6 300.5 307.1 311.3 319.6 310.4 323.4 314.7 31a Pass-through 191.7 212.8 217.1 218.0 203.6 203.4 206.7 214.1 219.5 217.8 235.1 233.5 31b CMO, REMIC, and other 65.2 83.8 100.7 97.0 95.0 97.1 100.4 97.2 100.1 92.5 88.3 81.2 32 Net unrealized gains (losses) on available-for-sale securities (11) 2.1 9.7 4.6 2.3 3.5 3.3 2.3 5.0 6.6 6.6 7.2 7.1 33 Offshore credit to U.S. residents (12) 21.0 19.2 19.1 19.4 19.7 19.6 19.5 19.5 19.7 19.2 20.0 20.0 34 Securitized consumer loans (13) 80.7 99.3 99.4 94.7 92.8 94.2 94.6 94.7 97.9 99.2 97.8 98.8 34a Credit card and related plans 71.8 88.3 88.7 84.3 82.6 82.4 82.7 83.2 86.6 86.6 85.5 86.6 34b Other 8.9 11.0 10.7 10.4 10.3 11.9 11.9 11.5 11.3 12.5 12.3 12.3 35 Securitized business loans (13) 12.7 20.6 19.7 19.4 19.4 17.7 17.1 16.7 16.6 16.6 16.5 16.6 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 228.3 267.5 279.0 280.3 283.5 286.7 289.6 302.7 306.7 306.2 303.0 300.6 34 Securitized consumer loans (13) 237.3 246.1 251.2 258.5 252.7 249.5 248.9 250.7 251.5 252.9 249.9 252.4 34a Credit card and related plans 229.7 237.4 242.9 250.7 245.1 242.1 241.7 243.9 245.2 246.6 243.7 246.2 34b Other 7.6 8.7 8.4 7.8 7.6 7.4 7.2 6.8 6.3 6.3 6.3 6.2 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 57.5 61.1 60.2 54.8 52.2 46.8 46.2 49.6 52.1 52.2 52.6 59.5 30 Reval. losses on off-bal. sheet items (9) 52.8 54.1 54.2 51.5 48.0 40.6 39.8 42.4 45.6 46.3 46.7 52.5 35 Securitized business loans (13) 30.8 26.4 25.2 25.5 25.1 24.1 23.8 22.5 22.1 22.2 22.2 21.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 July 5, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.