H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,442.5 5,759.4 5,838.2 5,896.8 5,889.6 5,963.8 5,993.9 6,026.2 6,079.9 6,114.3 6,108.3 6,130.8 2 Securities in bank credit 1,498.2 1,637.3 1,679.4 1,708.9 1,702.0 1,743.8 1,754.6 1,765.6 1,798.8 1,814.2 1,820.2 1,840.2 3 Treasury and Agency securities (2) 867.0 973.8 1,004.3 1,020.1 1,021.0 1,046.7 1,056.7 1,087.4 1,110.2 1,112.5 1,114.3 1,129.6 4 Other securities 631.2 663.5 675.2 688.8 681.0 697.1 697.9 678.2 688.6 701.7 705.8 710.6 5 Loans and leases in bank credit (3) 3,944.3 4,122.2 4,158.7 4,187.9 4,187.6 4,220.0 4,239.3 4,260.6 4,281.1 4,300.1 4,288.1 4,290.6 6 Commercial and industrial 1,006.4 969.0 968.0 966.0 960.8 953.0 946.1 943.5 935.0 935.7 933.0 931.8 7 Real estate 1,795.8 1,972.9 2,007.9 2,029.9 2,046.3 2,076.9 2,089.6 2,105.0 2,131.5 2,136.2 2,123.7 2,117.5 8 Revolving home equity 171.5 205.1 209.2 213.8 217.7 222.3 229.4 233.4 234.7 235.9 237.3 238.5 9 Other 1,624.3 1,767.8 1,798.8 1,816.1 1,828.6 1,854.6 1,860.1 1,871.7 1,896.8 1,900.3 1,886.4 1,879.0 10 Consumer 565.3 584.9 585.7 588.3 592.8 593.9 590.9 588.4 589.8 591.6 592.7 594.8 11 Security (4) 168.2 183.0 185.8 189.5 176.5 185.9 202.0 202.6 202.1 209.3 207.9 212.0 12 Other loans and leases 408.6 412.3 411.3 414.2 411.3 410.3 410.8 421.1 422.6 427.4 430.8 434.6 13 Interbank loans 271.5 328.1 325.5 328.3 307.6 305.9 316.0 309.9 320.7 331.2 316.7 320.8 14 Cash assets (5) 300.3 317.8 315.4 316.9 312.8 316.0 322.1 317.6 316.9 318.8 318.0 327.0 15 Other assets (6) 474.3 507.5 509.9 505.2 506.7 533.2 526.0 533.4 554.1 556.7 557.0 568.7 16 TOTAL ASSETS (7) 6,413.1 6,836.5 6,912.1 6,970.7 6,939.5 7,041.3 7,080.2 7,110.1 7,194.3 7,243.6 7,222.4 7,269.8 L I A B I L I T I E S 17 Deposits 4,313.9 4,486.7 4,509.3 4,488.2 4,510.5 4,537.4 4,586.4 4,613.4 4,621.2 4,664.1 4,626.6 4,655.6 18 Transaction 603.7 609.7 605.9 611.3 607.7 613.0 618.3 630.9 601.2 633.9 640.5 655.7 19 Nontransaction 3,710.2 3,876.9 3,903.4 3,877.0 3,902.8 3,924.4 3,968.1 3,982.5 4,020.0 4,030.2 3,986.1 3,999.9 20 Large time 1,033.2 1,024.6 1,005.7 979.4 983.2 998.7 1,004.7 988.4 991.1 1,000.2 1,002.9 1,004.3 21 Other 2,677.0 2,852.4 2,897.6 2,897.6 2,919.6 2,925.7 2,963.4 2,994.1 3,029.0 3,030.0 2,983.3 2,995.6 22 Borrowings 1,219.1 1,332.0 1,366.1 1,397.3 1,333.6 1,369.2 1,395.3 1,406.5 1,432.7 1,426.1 1,430.9 1,458.1 23 From banks in the U.S. 383.1 414.9 421.9 417.5 380.3 386.9 395.6 395.2 390.0 385.2 383.0 384.9 24 From others 836.0 917.1 944.2 979.8 953.3 982.4 999.7 1,011.2 1,042.7 1,040.8 1,047.9 1,073.2 25 Net due to related foreign offices 104.6 117.5 122.9 152.0 156.9 146.0 139.4 145.3 172.2 149.2 153.5 150.9 26 Other liabilities 326.5 427.8 431.4 441.5 442.7 452.2 443.4 446.2 454.9 478.7 477.4 472.4 27 TOTAL LIABILITIES 5,964.0 6,364.0 6,429.7 6,479.0 6,443.7 6,504.9 6,564.5 6,611.4 6,681.0 6,718.1 6,688.4 6,737.0 28 Residual (assets less liabilities) (8) 449.1 472.5 482.5 491.6 495.8 536.4 515.7 498.7 513.3 525.5 533.9 532.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,437.6 5,761.3 5,853.6 5,930.8 5,906.9 5,967.3 5,982.3 6,020.7 6,081.6 6,110.3 6,098.5 6,120.7 2 Securities in bank credit 1,496.7 1,635.1 1,682.7 1,715.5 1,712.4 1,753.0 1,759.6 1,763.4 1,797.5 1,811.9 1,817.2 1,835.5 3 Treasury and Agency securities (2) 867.1 969.8 1,006.0 1,024.3 1,025.8 1,053.1 1,061.6 1,087.2 1,107.3 1,110.4 1,112.9 1,126.1 4 Other securities 629.5 665.3 676.7 691.2 686.6 699.9 697.9 676.2 690.1 701.5 704.3 709.4 5 Loans and leases in bank credit (3) 3,941.0 4,126.1 4,170.8 4,215.3 4,194.5 4,214.4 4,222.7 4,257.3 4,284.1 4,298.4 4,281.3 4,285.2 6 Commercial and industrial 1,010.2 969.4 968.0 964.7 954.9 951.0 947.4 947.3 941.6 939.4 936.2 933.3 7 Real estate 1,792.7 1,974.5 2,012.5 2,034.5 2,046.7 2,072.6 2,080.6 2,101.4 2,134.7 2,141.9 2,127.4 2,120.8 8 Revolving home equity 171.3 205.6 209.0 213.4 217.1 222.6 227.4 233.1 236.0 237.3 238.5 239.6 9 Other 1,621.4 1,768.9 1,803.4 1,821.1 1,829.6 1,850.1 1,853.2 1,868.3 1,898.6 1,904.6 1,888.9 1,881.2 10 Consumer 562.1 585.3 588.1 597.1 600.5 597.1 588.6 585.6 588.4 590.8 592.0 593.6 10a Credit card and related plans 223.3 232.0 231.6 238.6 234.8 228.0 223.7 219.9 223.2 224.5 224.6 228.3 10b Other 338.8 353.2 356.5 358.6 365.6 369.1 364.9 365.7 365.2 366.3 367.4 365.3 11 Security (4) 167.2 185.2 190.2 200.1 182.8 187.6 197.3 201.8 197.5 201.3 198.5 205.1 12 Other loans and leases 408.9 411.7 412.1 418.8 409.6 406.0 408.9 421.2 421.9 425.1 427.3 432.3 13 Interbank loans 280.8 320.9 330.6 335.4 304.4 303.2 322.5 321.0 321.9 325.8 307.0 311.6 14 Cash assets (5) 299.1 320.9 325.2 339.1 328.8 316.5 311.3 316.3 310.7 312.5 301.0 335.5 15 Other assets (6) 473.8 507.4 513.4 510.0 510.5 530.8 525.3 532.7 557.8 558.6 551.7 560.8 16 TOTAL ASSETS (7) 6,415.8 6,834.7 6,946.1 7,038.7 6,973.4 7,039.8 7,063.3 7,113.8 7,194.4 7,229.6 7,180.6 7,250.9 L I A B I L I T I E S 17 Deposits 4,339.0 4,470.1 4,524.3 4,539.0 4,533.8 4,558.4 4,593.6 4,638.6 4,626.6 4,655.8 4,599.7 4,643.8 18 Transaction 609.4 606.8 613.5 644.1 621.8 605.3 609.9 636.9 590.5 622.0 617.5 652.2 19 Nontransaction 3,729.5 3,863.3 3,910.8 3,894.9 3,912.0 3,953.0 3,983.6 4,001.8 4,036.1 4,033.9 3,982.1 3,991.6 20 Large time 1,039.1 1,013.8 1,009.6 992.1 999.8 1,009.3 1,007.4 992.8 996.3 1,002.5 1,005.3 1,008.8 21 Other 2,690.4 2,849.6 2,901.2 2,902.8 2,912.3 2,943.7 2,976.2 3,009.0 3,039.8 3,031.3 2,976.8 2,982.8 22 Borrowings 1,222.9 1,334.6 1,367.4 1,396.5 1,346.7 1,371.4 1,391.6 1,410.6 1,450.7 1,435.3 1,430.1 1,455.6 23 From banks in the U.S. 386.8 413.4 418.6 419.3 384.9 390.4 399.0 399.3 396.0 388.7 383.7 384.5 24 From others 836.0 921.1 948.8 977.2 961.8 981.1 992.6 1,011.3 1,054.7 1,046.6 1,046.4 1,071.1 25 Net due to related foreign offices 96.2 119.5 126.8 158.2 161.0 151.5 137.5 135.7 167.1 148.4 153.4 155.1 26 Other liabilities 318.4 431.5 437.5 448.4 446.4 458.5 439.6 433.7 448.9 476.9 477.2 477.4 27 TOTAL LIABILITIES 5,976.4 6,355.6 6,456.0 6,542.0 6,487.9 6,539.8 6,562.3 6,618.6 6,693.2 6,716.5 6,660.4 6,732.0 28 Residual (assets less liabilities) (8) 439.4 479.1 490.2 496.7 485.5 500.0 501.1 495.2 501.2 513.2 520.2 518.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,841.5 5,144.9 5,218.0 5,260.6 5,262.0 5,323.3 5,335.3 5,375.2 5,426.2 5,454.6 5,448.0 5,460.2 2 Securities in bank credit 1,269.3 1,392.4 1,431.5 1,447.1 1,439.1 1,470.9 1,477.5 1,495.3 1,525.3 1,535.0 1,536.9 1,555.0 3 Treasury and Agency securities (2) 794.9 884.8 910.8 918.2 918.3 939.2 945.2 974.2 995.9 996.0 994.7 1,007.7 4 Other securities 474.4 507.6 520.7 528.9 520.8 531.7 532.3 521.1 529.4 539.1 542.2 547.2 5 Loans and leases in bank credit (3) 3,572.2 3,752.5 3,786.5 3,813.5 3,822.8 3,852.4 3,857.8 3,879.9 3,900.9 3,919.6 3,911.1 3,905.3 6 Commercial and industrial 809.3 787.9 789.0 787.6 784.4 780.7 777.1 774.5 767.0 767.3 766.4 766.4 7 Real estate 1,777.5 1,953.3 1,988.0 2,010.4 2,027.4 2,058.8 2,071.7 2,088.2 2,114.5 2,119.2 2,106.7 2,100.5 8 Revolving home equity 171.5 205.1 209.2 213.8 217.7 222.3 229.4 233.4 234.7 235.9 237.3 238.5 9 Other 1,606.0 1,748.2 1,778.8 1,796.6 1,809.7 1,836.5 1,842.3 1,854.8 1,879.8 1,883.3 1,869.4 1,862.0 10 Consumer 565.3 584.9 585.7 588.3 592.8 593.9 590.9 588.4 589.8 591.6 592.7 594.8 11 Security (4) 82.7 85.6 81.1 79.4 71.4 73.0 71.9 72.1 75.8 81.9 83.0 80.6 12 Other loans and leases 337.3 340.8 342.7 347.8 346.9 345.9 346.2 356.6 353.9 359.6 362.2 363.1 13 Interbank loans 249.4 303.6 300.0 298.3 278.8 277.1 285.6 282.2 292.8 304.4 288.8 290.0 14 Cash assets (5) 253.0 272.2 273.0 272.3 272.8 277.7 279.6 273.1 267.5 267.7 266.4 274.0 15 Other assets (6) 450.3 473.7 475.3 469.4 466.8 491.5 488.2 491.9 505.9 504.5 508.0 515.8 16 TOTAL ASSETS (7) 5,719.0 6,118.5 6,190.0 6,224.4 6,203.5 6,292.4 6,311.2 6,345.9 6,415.4 6,454.3 6,434.1 6,462.9 L I A B I L I T I E S 17 Deposits 3,815.6 4,015.2 4,056.7 4,062.7 4,083.7 4,094.1 4,137.2 4,176.5 4,188.6 4,224.2 4,186.8 4,215.1 18 Transaction 593.2 600.1 596.7 602.1 598.2 603.3 607.7 620.6 590.5 624.3 630.8 645.6 19 Nontransaction 3,222.4 3,415.1 3,460.0 3,460.6 3,485.6 3,490.8 3,529.5 3,555.8 3,598.1 3,599.9 3,556.0 3,569.5 20 Large time 547.5 571.0 571.4 570.6 581.4 586.9 586.7 585.2 596.3 595.6 595.6 598.9 21 Other 2,675.0 2,844.2 2,888.6 2,890.0 2,904.2 2,903.9 2,942.8 2,970.7 3,001.8 3,004.2 2,960.4 2,970.6 22 Borrowings 1,030.4 1,099.4 1,114.9 1,119.3 1,062.0 1,092.4 1,095.8 1,098.9 1,119.1 1,118.8 1,122.2 1,132.6 23 From banks in the U.S. 361.1 391.9 396.7 387.5 349.2 355.5 361.4 367.0 358.2 353.6 351.4 351.8 24 From others 669.3 707.4 718.1 731.9 712.7 737.0 734.5 731.9 760.8 765.3 770.9 780.9 25 Net due to related foreign offices 178.6 189.1 196.3 211.2 226.8 224.6 225.1 224.0 250.1 228.8 233.9 230.3 26 Other liabilities 254.3 328.1 332.1 339.3 343.8 351.1 348.3 356.5 356.2 370.7 371.6 367.6 27 TOTAL LIABILITIES 5,278.9 5,631.8 5,700.0 5,732.6 5,716.3 5,762.2 5,806.5 5,855.9 5,914.1 5,942.5 5,914.6 5,945.6 28 Residual (assets less liabilities) (8) 440.0 486.7 490.0 491.8 487.2 530.2 504.8 490.0 501.3 511.9 519.5 517.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,836.8 5,147.2 5,229.8 5,284.6 5,271.3 5,322.3 5,325.9 5,369.9 5,430.9 5,454.8 5,445.1 5,454.6 2 Securities in bank credit 1,267.8 1,390.2 1,434.8 1,453.7 1,449.5 1,480.0 1,482.5 1,493.2 1,524.0 1,532.7 1,533.9 1,550.3 3 Treasury and Agency securities (2) 795.0 880.8 912.5 922.4 923.1 945.5 950.1 974.1 993.0 993.8 993.2 1,004.3 4 Other securities 472.8 509.4 522.3 531.3 526.4 534.6 532.4 519.1 531.0 538.9 540.7 546.0 5 Loans and leases in bank credit (3) 3,569.0 3,757.0 3,795.0 3,830.9 3,821.8 3,842.3 3,843.4 3,876.7 3,907.0 3,922.1 3,911.2 3,904.3 6 Commercial and industrial 814.2 788.2 787.7 784.9 778.4 777.3 776.9 779.2 775.2 772.9 771.6 770.2 7 Real estate 1,774.4 1,955.0 1,992.5 2,015.0 2,027.8 2,054.6 2,062.8 2,084.6 2,117.7 2,124.9 2,110.4 2,103.8 8 Revolving home equity 171.3 205.6 209.0 213.4 217.1 222.6 227.4 233.1 236.0 237.3 238.5 239.6 9 Other 1,603.1 1,749.3 1,783.5 1,801.6 1,810.7 1,832.0 1,835.4 1,851.5 1,881.6 1,887.6 1,871.9 1,864.2 10 Consumer 562.1 585.3 588.1 597.1 600.5 597.1 588.6 585.6 588.4 590.8 592.0 593.6 10a Credit card and related plans 223.3 232.0 231.6 238.6 234.8 228.0 223.7 219.9 223.2 224.5 224.6 228.3 10d Other 338.8 353.2 356.5 358.6 365.6 369.1 364.9 365.7 365.2 366.3 367.4 365.3 11 Security (4) 81.3 87.8 83.4 83.4 70.6 71.8 71.7 71.0 72.1 75.9 77.5 75.4 12 Other loans and leases 337.0 340.8 343.3 350.5 344.6 341.4 343.5 356.3 353.7 357.6 359.7 361.3 13 Interbank loans 258.7 296.4 305.0 305.4 275.6 274.3 292.1 293.3 293.9 299.1 279.2 280.7 14 Cash assets (5) 253.8 274.3 280.4 291.3 285.8 277.2 270.0 273.8 262.9 262.8 251.6 284.2 15 Other assets (6) 449.9 474.1 478.9 473.1 469.2 488.5 486.6 491.5 509.0 505.5 502.8 508.3 16 TOTAL ASSETS (7) 5,724.1 6,116.7 6,218.0 6,278.2 6,225.2 6,284.7 6,296.8 6,351.9 6,419.5 6,445.0 6,401.4 6,450.6 L I A B I L I T I E S 17 Deposits 3,833.7 4,011.0 4,071.6 4,102.6 4,090.9 4,104.8 4,140.3 4,195.6 4,187.1 4,210.9 4,155.5 4,196.7 18 Transaction 599.5 596.9 604.0 634.1 611.9 595.6 599.7 627.1 580.4 612.8 608.4 642.3 19 Nontransaction 3,234.2 3,414.0 3,467.6 3,468.5 3,479.0 3,509.2 3,540.6 3,568.5 3,606.7 3,598.0 3,547.1 3,554.4 20 Large time 545.8 572.5 575.4 573.5 582.7 587.9 585.2 583.3 594.5 592.8 593.5 597.0 21 Other 2,688.4 2,841.6 2,892.2 2,895.0 2,896.3 2,921.3 2,955.4 2,985.2 3,012.2 3,005.2 2,953.6 2,957.4 22 Borrowings 1,034.2 1,101.9 1,116.2 1,118.5 1,075.1 1,094.6 1,092.2 1,103.1 1,137.1 1,128.1 1,121.5 1,130.1 23 From banks in the U.S. 364.9 390.4 393.5 389.3 353.8 359.0 364.8 371.1 364.2 357.1 352.1 351.4 24 From others 669.3 711.5 722.7 729.2 721.3 735.6 727.4 732.0 772.8 771.0 769.4 778.8 25 Net due to related foreign offices 170.8 192.5 201.5 215.6 228.3 228.9 220.8 214.8 245.1 226.4 233.8 233.8 26 Other liabilities 246.5 332.6 339.1 345.1 345.8 356.6 343.0 344.3 350.2 367.5 371.4 372.1 27 TOTAL LIABILITIES 5,285.2 5,638.0 5,728.4 5,781.9 5,740.0 5,784.9 5,796.3 5,857.8 5,919.4 5,932.9 5,882.3 5,932.8 28 Residual (assets less liabilities) (8) 438.9 478.6 489.6 496.3 485.2 499.8 500.5 494.1 500.1 512.1 519.1 517.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,627.3 2,782.8 2,833.5 2,864.6 2,861.9 2,908.4 2,905.5 2,924.8 2,971.4 2,993.7 2,985.7 2,994.6 2 Securities in bank credit 648.8 738.0 770.6 780.2 774.3 805.4 802.9 808.7 839.6 846.9 850.9 870.4 3 Treasury and Agency securities (2) 387.4 436.7 455.9 458.3 461.0 479.7 476.2 491.9 512.1 512.6 514.4 528.8 3a Trading account 38.3 37.7 47.9 44.6 41.2 54.5 41.8 40.7 37.8 60.7 35.2 40.4 3b Investment account 349.1 399.0 408.0 413.7 419.8 425.2 434.4 451.2 474.3 451.9 479.2 488.4 4 Other securities 261.4 301.3 314.7 321.9 313.3 325.7 326.7 316.8 327.5 334.3 336.4 341.6 4a Trading account 127.8 153.8 161.0 164.9 160.0 172.6 171.6 161.5 175.5 180.8 182.0 188.5 4b Investment account 133.6 147.5 153.7 157.0 153.3 153.1 155.1 155.3 152.0 153.5 154.5 153.1 4c State and local government 27.1 28.8 29.3 29.5 29.4 29.6 30.1 30.9 30.7 31.2 31.5 31.7 4d Other 106.5 118.7 124.4 127.5 123.9 123.5 125.0 124.4 121.3 122.3 122.9 121.4 5 Loans and leases in bank credit (3) 1,978.5 2,044.9 2,062.9 2,084.4 2,087.6 2,103.0 2,102.6 2,116.0 2,131.8 2,146.8 2,134.9 2,124.2 6 Commercial and industrial 518.1 487.1 485.7 483.6 480.8 475.9 472.1 469.7 463.0 463.0 461.7 460.9 7 Real estate 853.4 945.7 970.3 990.7 1,006.7 1,028.4 1,035.2 1,041.4 1,063.8 1,065.6 1,051.4 1,044.7 8 Revolving home equity 109.1 130.0 133.0 136.9 140.0 142.5 147.9 150.5 151.4 152.3 153.0 153.9 9 Other 744.3 815.6 837.3 853.8 866.7 885.9 887.3 890.9 912.4 913.3 898.3 890.8 10 Consumer 289.4 298.3 296.7 296.9 297.0 295.0 291.5 290.0 289.0 290.2 290.3 290.0 11 Security (4) 75.9 77.5 73.0 71.3 63.0 64.5 63.6 63.8 67.1 73.1 74.3 71.5 11a Fed funds and RPs with broker/dealer 63.7 67.1 62.2 60.9 52.4 53.8 52.2 52.0 53.9 58.7 60.8 56.8 11b Other 12.2 10.3 10.8 10.4 10.6 10.7 11.4 11.8 13.1 14.4 13.6 14.7 12a State and local government 13.3 13.0 12.2 11.9 12.0 12.3 12.5 12.4 12.3 12.4 12.4 12.5 12b Agricultural 9.3 8.2 8.2 8.2 8.1 7.8 7.8 7.7 7.5 7.5 7.5 7.4 12c Fed funds and RPs with others 22.9 19.5 18.8 24.6 23.5 23.6 23.2 24.4 23.2 28.1 26.6 26.5 12d All other loans 66.1 70.6 73.9 74.4 75.4 75.1 76.5 87.6 86.7 87.7 91.4 91.3 12e Lease financing receivables 130.2 125.0 124.1 122.8 120.9 120.6 120.2 119.1 119.2 119.3 119.3 119.5 13 Interbank loans 166.3 187.3 184.9 182.7 156.5 153.1 162.1 161.5 165.3 173.6 156.9 152.3 13a Fed funds and RPs with banks 91.7 87.5 90.5 88.2 87.7 83.0 91.5 90.4 94.6 103.9 86.2 84.3 13b Other 74.6 99.8 94.4 94.5 68.7 70.1 70.6 71.0 70.7 69.8 70.7 68.0 14 Cash assets (5) 141.8 145.6 147.0 148.2 147.8 149.2 149.5 141.3 137.1 137.3 133.4 150.2 15 Other assets (6) 309.9 334.3 334.0 328.0 325.2 346.2 340.1 340.4 346.4 346.6 350.6 354.1 16 TOTAL ASSETS (7) 3,200.7 3,405.9 3,455.0 3,479.5 3,446.8 3,512.1 3,512.3 3,524.0 3,576.0 3,607.0 3,582.3 3,607.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,837.4 1,917.1 1,944.7 1,954.6 1,967.9 1,968.4 1,987.0 2,010.7 2,009.9 2,032.8 2,002.2 2,019.9 18 Transaction 295.7 290.5 286.3 289.6 286.8 288.9 289.2 294.2 275.3 299.4 297.6 317.7 19 Nontransaction 1,541.7 1,626.6 1,658.4 1,665.1 1,681.0 1,679.5 1,697.8 1,716.5 1,734.6 1,733.4 1,704.6 1,702.2 20 Large time 248.5 267.3 265.9 262.7 274.3 277.0 272.4 270.1 282.5 280.4 281.2 284.2 21 Other 1,293.2 1,359.3 1,392.6 1,402.4 1,406.7 1,402.5 1,425.4 1,446.4 1,452.1 1,453.0 1,423.4 1,418.0 22 Borrowings 708.7 728.5 741.9 730.7 655.7 682.8 689.0 686.4 690.5 702.2 698.7 715.9 23 From banks in the U.S. 251.3 263.0 269.1 249.1 193.8 196.4 204.8 208.9 202.5 201.6 194.3 197.3 24 From others 457.4 465.5 472.7 481.5 461.9 486.4 484.1 477.5 488.0 500.7 504.4 518.6 25 Net due to related foreign offices 168.9 176.8 185.0 198.8 211.5 211.5 213.5 210.1 234.8 216.8 220.7 217.1 26 Other liabilities 192.9 261.3 265.2 274.9 274.0 279.1 275.2 284.0 284.9 296.4 295.9 289.4 27 TOTAL LIABILITIES 2,907.9 3,083.6 3,136.8 3,159.0 3,109.0 3,141.8 3,164.7 3,191.1 3,220.0 3,248.2 3,217.6 3,242.3 28 Residual (assets less liabilities) (8) 292.8 322.4 318.3 320.6 337.8 370.4 347.6 332.9 356.0 358.8 364.7 364.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,624.9 2,782.7 2,841.8 2,877.0 2,869.3 2,910.6 2,899.4 2,921.3 2,977.3 2,994.1 2,984.2 2,991.6 2 Securities in bank credit 646.0 737.9 775.0 785.3 782.9 813.7 805.2 805.1 838.5 845.0 849.0 866.7 3 Treasury and Agency securities (2) 386.2 434.9 458.8 461.0 464.0 485.2 478.5 490.3 509.4 510.8 514.1 526.4 3a Trading account 38.2 37.6 48.2 44.9 41.5 55.1 42.1 40.6 37.7 60.5 35.2 40.3 3b Investment account 348.0 397.3 410.6 416.1 422.5 430.1 436.4 449.7 471.8 450.3 478.9 486.1 3c Mortgage-backed 268.4 313.3 324.8 317.2 323.2 329.4 332.7 352.9 379.2 356.7 383.5 388.7 3d Other 79.6 84.1 85.8 99.0 99.4 100.8 103.7 96.8 92.6 93.6 95.4 97.4 3e 1 year or less 18.7 22.2 23.6 24.6 21.7 23.3 24.8 24.6 22.7 23.8 23.1 23.2 3f Between 1 and 5 years 47.7 51.2 48.3 57.7 59.7 58.5 58.3 55.3 54.5 54.9 55.1 55.8 3g More than 5 years 13.3 10.6 13.9 16.7 17.9 19.0 20.6 16.9 15.5 14.9 17.2 18.3 4 Other securities 259.8 303.0 316.2 324.3 318.9 328.5 326.8 314.8 329.1 334.1 334.9 340.4 4a Trading account 127.0 154.7 161.8 166.1 162.9 174.1 171.7 160.5 176.4 180.7 181.1 187.8 4b Investment account 132.8 148.4 154.5 158.1 156.0 154.4 155.1 154.3 152.7 153.4 153.8 152.6 4c State and local government 27.0 29.0 29.4 29.7 30.0 29.8 30.1 30.7 30.9 31.2 31.4 31.6 4d Other 105.8 119.4 125.0 128.4 126.1 124.6 125.0 123.6 121.8 122.2 122.4 121.0 5 Loans and leases in bank credit (3) 1,978.9 2,044.7 2,066.8 2,091.8 2,086.3 2,096.9 2,094.2 2,116.2 2,138.8 2,149.1 2,135.3 2,124.9 6 Commercial and industrial 520.9 487.6 485.9 481.0 476.3 473.9 472.0 472.3 468.3 465.8 464.4 462.4 7 Real estate 851.9 946.3 973.0 992.0 1,005.6 1,024.1 1,028.4 1,039.5 1,068.1 1,071.4 1,055.0 1,048.2 8 Revolving home equity 109.1 130.3 132.7 136.0 139.2 142.8 146.2 150.4 152.7 153.5 154.2 154.9 9a Other residential 427.3 496.6 520.6 536.7 546.3 561.1 561.7 570.5 596.9 598.8 582.1 574.9 9b Commercial 315.5 319.5 319.8 319.2 320.2 320.2 320.4 318.6 318.5 319.1 318.8 318.3 10 Consumer 289.9 295.0 295.4 299.4 301.8 298.2 292.1 290.6 290.0 291.1 291.1 291.0 10a Credit card and related plans 116.2 117.1 114.7 117.3 115.3 109.7 105.9 103.5 103.0 103.3 102.9 105.1 10f Other 173.7 177.9 180.8 182.1 186.6 188.5 186.2 187.1 187.0 187.7 188.2 185.9 11 Security (4) 74.3 79.7 75.0 75.2 62.6 63.4 63.0 62.5 63.3 67.3 69.1 66.8 11a Fed funds and RPs with broker/dealer 62.3 69.1 63.9 64.2 52.0 52.9 51.7 50.9 50.9 54.0 56.5 53.1 11b Other 12.0 10.6 11.1 10.9 10.5 10.5 11.3 11.6 12.4 13.3 12.6 13.7 12a State and local government 13.3 13.0 12.2 11.9 12.0 12.3 12.5 12.4 12.3 12.4 12.4 12.5 12b Agricultural 9.3 8.1 8.1 8.2 8.2 7.8 7.8 7.6 7.5 7.5 7.5 7.5 12c Fed funds and RPs with others 22.9 19.5 18.8 24.6 23.5 23.6 23.2 24.4 23.2 28.1 26.6 26.5 12d All other loans 65.9 70.9 74.8 76.5 73.6 71.7 74.4 87.4 86.5 86.3 89.8 90.8 12e Lease financing receivables 130.7 124.4 123.6 123.1 122.7 121.9 120.9 119.6 119.5 119.3 119.3 119.2 13 Interbank loans 169.5 181.4 186.4 187.2 159.6 151.3 162.2 164.8 165.7 173.8 155.7 154.3 13a Fed funds and RPs with banks 93.5 84.9 91.3 90.4 89.5 82.0 91.6 92.3 94.9 104.0 85.6 85.3 13b Other 76.1 96.5 95.2 96.8 70.1 69.3 70.6 72.5 70.9 69.8 70.2 68.9 14 Cash assets (5) 144.6 147.2 150.2 159.8 156.7 149.2 144.4 144.2 134.8 135.4 124.8 156.4 15 Other assets (6) 309.5 334.6 337.6 331.7 327.7 343.1 338.5 340.0 349.5 347.6 345.4 346.6 16 TOTAL ASSETS (7) 3,204.0 3,402.5 3,471.9 3,511.9 3,468.8 3,509.1 3,499.3 3,526.4 3,582.9 3,606.5 3,565.7 3,604.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,844.6 1,914.7 1,951.6 1,971.1 1,968.8 1,972.4 1,985.1 2,018.1 2,007.9 2,027.3 1,987.6 2,014.4 18 Transaction 301.7 287.5 290.1 309.9 295.6 284.6 284.9 300.4 269.6 294.9 286.3 318.0 19 Nontransaction 1,542.9 1,627.1 1,661.4 1,661.2 1,673.1 1,687.8 1,700.2 1,717.7 1,738.3 1,732.5 1,701.4 1,696.4 20 Large time 246.8 268.8 269.9 265.5 275.6 277.9 270.9 268.2 280.8 277.6 279.1 282.2 21 Other 1,296.1 1,358.4 1,391.5 1,395.6 1,397.5 1,409.9 1,429.4 1,449.5 1,457.5 1,454.9 1,422.3 1,414.2 22 Borrowings 712.5 731.0 743.2 729.8 668.8 685.0 685.3 690.5 708.4 711.5 698.0 713.4 23 From banks in the U.S. 255.0 261.5 265.9 250.9 198.3 199.9 208.2 213.0 208.5 205.0 195.0 196.9 24 From others 457.5 469.6 477.3 478.9 470.4 485.1 477.1 477.5 500.0 506.4 503.0 516.5 25 Net due to related foreign offices 161.1 180.2 190.2 203.2 213.0 215.8 209.2 200.9 229.7 214.4 220.7 220.7 26 Other liabilities 185.1 265.8 272.2 280.7 276.0 284.5 269.9 271.8 278.9 293.2 295.7 294.0 27 TOTAL LIABILITIES 2,903.3 3,091.7 3,157.1 3,184.8 3,126.5 3,157.7 3,149.6 3,181.3 3,224.9 3,246.5 3,202.0 3,242.4 28 Residual (assets less liabilities) (8) 300.7 310.8 314.7 327.1 342.2 351.3 349.7 345.0 358.0 360.0 363.7 362.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,214.2 2,362.0 2,384.5 2,396.0 2,400.1 2,414.9 2,429.8 2,450.4 2,454.8 2,460.9 2,462.2 2,465.6 2 Securities in bank credit 620.5 654.4 660.9 666.9 664.8 665.5 674.6 686.6 685.7 688.1 686.0 684.5 3 Treasury and Agency securities (2) 407.5 448.1 454.9 459.9 457.3 459.4 469.0 482.3 483.7 483.3 480.2 478.9 4 Other securities 213.0 206.4 206.0 207.0 207.5 206.0 205.6 204.3 201.9 204.8 205.8 205.6 5 Loans and leases in bank credit (3) 1,593.6 1,707.6 1,723.6 1,729.2 1,735.3 1,749.4 1,755.3 1,763.8 1,769.1 1,772.8 1,776.2 1,781.1 6 Commercial and industrial 291.2 300.8 303.3 304.1 303.5 304.9 305.0 304.8 304.0 304.4 304.7 305.5 7 Real estate 924.1 1,007.6 1,017.6 1,019.8 1,020.7 1,030.4 1,036.5 1,046.8 1,050.7 1,053.7 1,055.4 1,055.8 8 Revolving home equity 62.4 75.1 76.2 76.9 77.7 79.8 81.5 82.9 83.2 83.6 84.3 84.7 9 Other 861.7 932.5 941.5 942.8 943.0 950.7 955.0 963.9 967.5 970.1 971.1 971.2 10 Consumer 276.0 286.6 288.9 291.3 295.7 299.0 299.4 298.5 300.7 301.4 302.5 304.8 11 Security (4) 6.8 8.1 8.1 8.1 8.4 8.5 8.4 8.3 8.7 8.8 8.7 9.1 12 Other loans and leases 95.6 104.5 105.6 105.9 107.0 106.6 106.0 105.5 104.9 104.6 104.9 105.9 13 Interbank loans 83.1 116.2 115.1 115.6 122.4 124.0 123.5 120.8 127.4 130.8 131.9 137.7 14 Cash assets (5) 111.2 126.6 126.0 124.2 125.0 128.5 130.1 131.8 130.4 130.5 133.0 123.7 15 Other assets (6) 140.3 139.5 141.3 141.4 141.6 145.3 148.1 151.5 159.5 158.0 157.4 161.7 16 TOTAL ASSETS (7) 2,518.3 2,712.5 2,734.9 2,744.9 2,756.7 2,780.3 2,799.0 2,821.9 2,839.3 2,847.3 2,851.8 2,855.7 L I A B I L I T I E S 17 Deposits 1,978.2 2,098.2 2,112.0 2,108.1 2,115.9 2,125.7 2,150.2 2,165.8 2,178.7 2,191.4 2,184.6 2,195.3 18 Transaction 297.5 309.7 310.4 312.5 311.3 314.3 318.5 326.4 315.2 324.9 333.2 327.9 19 Nontransaction 1,680.8 1,788.5 1,801.6 1,795.6 1,804.5 1,811.3 1,831.7 1,839.4 1,863.4 1,866.4 1,851.4 1,867.4 20 Large time 299.0 303.7 305.5 308.0 307.1 310.0 314.4 315.1 313.8 315.2 314.4 314.7 21 Other 1,381.8 1,484.9 1,496.1 1,487.6 1,497.5 1,501.4 1,517.4 1,524.3 1,549.7 1,551.2 1,536.9 1,552.6 22 Borrowings 321.7 370.9 373.0 388.7 406.3 409.7 406.9 412.6 428.6 416.6 423.5 416.7 23 From banks in the U.S. 109.8 129.0 127.6 138.4 155.5 159.1 156.5 158.1 155.8 152.0 157.1 154.4 24 From others 211.9 241.9 245.4 250.3 250.8 250.6 250.3 254.4 272.9 264.6 266.4 262.3 25 Net due to related foreign offices 9.7 12.3 11.3 12.4 15.3 13.1 11.6 13.9 15.4 12.0 13.2 13.2 26 Other liabilities 61.4 66.8 66.9 64.5 69.8 72.0 73.1 72.5 71.3 74.3 75.7 78.2 27 TOTAL LIABILITIES 2,371.0 2,548.2 2,563.2 2,573.6 2,607.3 2,620.4 2,641.7 2,664.7 2,694.0 2,694.2 2,697.0 2,703.3 28 Residual (assets less liabilities) (8) 147.2 164.3 171.7 171.3 149.4 159.8 157.2 157.2 145.3 153.1 154.8 152.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,211.9 2,364.6 2,388.0 2,407.6 2,402.1 2,411.7 2,426.5 2,448.6 2,453.7 2,460.7 2,460.8 2,463.0 2 Securities in bank credit 621.8 652.3 659.8 668.4 666.6 666.3 677.2 688.1 685.5 687.8 684.9 683.6 3 Treasury and Agency securities (2) 408.8 445.9 453.8 461.4 459.1 460.3 471.6 483.8 483.5 483.0 479.1 477.9 4 Other securities 213.0 206.4 206.0 207.0 207.5 206.0 205.6 204.3 201.9 204.8 205.8 205.6 5 Loans and leases in bank credit (3) 1,590.1 1,712.2 1,728.2 1,739.2 1,735.5 1,745.4 1,749.2 1,760.5 1,768.2 1,773.0 1,775.9 1,779.4 6 Commercial and industrial 293.3 300.6 301.8 303.9 302.1 303.4 304.9 307.0 306.9 307.2 307.2 307.7 7 Real estate 922.5 1,008.6 1,019.5 1,023.0 1,022.1 1,030.5 1,034.4 1,045.0 1,049.6 1,053.5 1,055.4 1,055.6 8 Revolving home equity 62.2 75.3 76.4 77.3 77.9 79.8 81.1 82.7 83.3 83.8 84.3 84.6 9 Other 860.3 933.3 943.1 945.7 944.2 950.7 953.3 962.4 966.2 969.7 971.1 971.0 10 Consumer 272.2 290.2 292.7 297.7 298.6 298.9 296.5 295.0 298.3 299.7 300.9 302.7 10a Credit card and related plans 107.2 114.9 116.9 121.3 119.6 118.3 117.8 116.4 120.2 121.1 121.7 123.3 10h Other 165.1 175.3 175.8 176.5 179.1 180.7 178.7 178.6 178.1 178.6 179.2 179.4 11 Security (4) 7.0 8.0 8.4 8.2 8.0 8.4 8.6 8.5 8.8 8.6 8.4 8.7 12 Other loans and leases 95.0 104.8 105.9 106.3 104.6 104.2 104.8 104.9 104.7 104.0 104.1 104.8 13 Interbank loans 89.1 114.9 118.6 118.2 116.0 123.0 129.9 128.5 128.2 125.2 123.5 126.5 14 Cash assets (5) 109.2 127.1 130.3 131.5 129.2 128.0 125.6 129.6 128.1 127.4 126.8 127.8 15 Other assets (6) 140.3 139.5 141.3 141.4 141.6 145.3 148.1 151.5 159.5 158.0 157.4 161.7 16 TOTAL ASSETS (7) 2,520.1 2,714.2 2,746.1 2,766.3 2,756.5 2,775.7 2,797.5 2,825.5 2,836.7 2,838.5 2,835.7 2,846.0 L I A B I L I T I E S 17 Deposits 1,989.1 2,096.3 2,120.1 2,131.6 2,122.1 2,132.4 2,155.1 2,177.5 2,179.2 2,183.5 2,167.9 2,182.3 18 Transaction 297.8 309.4 313.9 324.2 316.3 311.0 314.8 326.7 310.8 318.0 322.1 324.3 19 Nontransaction 1,691.3 1,786.9 1,806.2 1,807.4 1,805.8 1,821.4 1,840.3 1,850.7 1,868.4 1,865.6 1,845.8 1,858.0 20 Large time 299.0 303.7 305.5 308.0 307.1 310.0 314.4 315.1 313.8 315.2 314.4 314.7 21 Other 1,392.3 1,483.2 1,500.7 1,499.4 1,498.8 1,511.4 1,526.0 1,535.7 1,554.6 1,550.3 1,531.4 1,543.3 22 Borrowings 321.7 370.9 373.0 388.7 406.3 409.7 406.9 412.6 428.6 416.6 423.5 416.7 23 From banks in the U.S. 109.8 129.0 127.6 138.4 155.5 159.1 156.5 158.1 155.8 152.0 157.1 154.4 24 From others 211.9 241.9 245.4 250.3 250.8 250.6 250.3 254.4 272.9 264.6 266.4 262.3 25 Net due to related foreign offices 9.7 12.3 11.3 12.4 15.3 13.1 11.6 13.9 15.4 12.0 13.2 13.2 26 Other liabilities 61.4 66.8 66.9 64.5 69.8 72.0 73.1 72.5 71.3 74.3 75.7 78.2 27 TOTAL LIABILITIES 2,381.9 2,546.4 2,571.2 2,597.1 2,613.5 2,627.2 2,646.7 2,676.4 2,694.6 2,686.4 2,680.3 2,690.4 28 Residual (assets less liabilities) (8) 138.2 167.8 174.9 169.2 142.9 148.5 150.8 149.1 142.1 152.1 155.4 155.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 601.1 614.6 620.2 636.2 627.6 640.5 658.6 651.0 653.7 659.7 660.3 670.6 2 Securities in bank credit 228.9 244.9 248.0 261.8 262.9 272.9 277.1 270.3 273.5 279.2 283.3 285.2 3 Treasury and Agency securities (2) 72.1 89.0 93.5 102.0 102.7 107.6 111.5 113.2 114.4 116.6 119.7 121.8 4 Other securities 156.7 155.9 154.5 159.9 160.2 165.3 165.6 157.1 159.2 162.6 163.6 163.4 5 Loans and leases in bank credit (3) 372.2 369.7 372.2 374.3 364.8 367.6 381.5 380.7 380.2 380.5 377.0 385.3 6 Commercial and industrial 197.1 181.1 178.9 178.4 176.4 172.3 169.0 169.0 168.1 168.3 166.6 165.4 7 Real estate 18.3 19.6 20.0 19.5 18.9 18.1 17.8 16.8 17.0 17.0 17.0 17.0 11 Security (4) 85.5 97.5 104.7 110.1 105.1 112.9 130.1 130.4 126.3 127.4 124.8 131.4 12 Other loans and leases 71.3 71.5 68.6 66.4 64.3 64.4 64.6 64.4 68.8 67.8 68.6 71.5 13 Interbank loans 22.1 24.5 25.5 30.0 28.8 28.8 30.5 27.7 27.9 26.8 27.9 30.9 14 Cash assets (5) 47.3 45.5 42.3 44.6 40.0 38.3 42.5 44.5 49.5 51.0 51.5 53.0 15 Other assets (6) 24.0 33.8 34.6 35.9 40.0 41.7 37.8 41.4 48.2 52.1 48.9 52.9 16 TOTAL ASSETS (7) 694.2 718.0 722.2 746.3 736.0 749.0 768.9 764.2 778.9 789.3 788.2 806.9 L I A B I L I T I E S 17 Deposits 498.3 471.4 452.6 425.5 426.8 443.4 449.2 436.9 432.6 439.9 439.8 440.4 18 Transaction 10.5 9.6 9.2 9.2 9.5 9.7 10.6 10.3 10.6 9.6 9.7 10.1 19 Nontransaction 487.8 461.8 443.3 416.3 417.2 433.6 438.6 426.7 421.9 430.3 430.2 430.4 22 Borrowings 188.7 232.7 251.2 278.0 271.7 276.8 299.4 307.5 313.6 307.2 308.6 325.5 23 From banks in the U.S. 22.0 23.0 25.2 30.0 31.1 31.4 34.2 28.2 31.8 31.7 31.6 33.2 24 From others 166.7 209.7 226.0 247.9 240.6 245.4 265.2 279.4 281.8 275.6 277.0 292.3 25 Net due to related foreign offices -74.0 -71.6 -73.3 -59.1 -69.9 -78.6 -85.6 -78.7 -77.9 -79.6 -80.4 -79.4 26 Other liabilities 72.2 99.7 99.3 102.1 98.9 101.1 95.0 89.7 98.6 108.1 105.8 104.8 27 TOTAL LIABILITIES 685.1 732.2 729.7 746.5 727.4 742.7 758.0 755.5 766.9 775.7 773.9 791.4 28 Residual (assets less liabilities) (8) 9.1 -14.2 -7.5 -0.2 8.6 6.3 10.9 8.7 12.0 13.6 14.4 15.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 600.8 614.1 623.8 646.2 635.5 645.0 656.4 650.9 650.6 655.5 653.4 666.1 2 Securities in bank credit (2) 228.9 244.9 248.0 261.8 262.9 272.9 277.1 270.3 273.5 279.2 283.3 285.2 3 Treasury and Agency securities 72.1 89.0 93.5 102.0 102.7 107.6 111.5 113.2 114.4 116.6 119.7 121.8 3a Trading account 9.5 18.6 20.3 30.6 32.1 34.9 34.6 36.6 39.1 37.8 39.5 41.9 3b Investment account 62.6 70.4 73.2 71.3 70.6 72.7 76.9 76.6 75.3 78.8 80.2 79.9 4 Other securities 156.7 155.9 154.5 159.9 160.2 165.3 165.6 157.1 159.2 162.6 163.6 163.4 4a Trading account 98.4 101.5 100.4 101.3 101.3 100.3 99.0 95.0 99.3 102.0 103.0 102.8 4b Investment account 58.3 54.4 54.0 58.6 58.9 65.0 66.6 62.1 59.9 60.6 60.7 60.6 5 Loans and leases in bank credit (3) 372.0 369.2 375.8 384.3 372.6 372.1 379.3 380.6 377.1 376.3 370.1 380.8 6 Commercial and industrial 196.0 181.2 180.3 179.8 176.5 173.7 170.5 168.1 166.4 166.5 164.6 163.2 7 Real estate 18.3 19.6 20.0 19.5 18.9 18.1 17.8 16.8 17.0 17.0 17.0 17.0 11 Security (4) 85.9 97.5 106.8 116.7 112.2 115.8 125.6 130.8 125.4 125.4 120.9 129.7 12 Other loans and leases 71.8 70.9 68.8 68.3 65.1 64.5 65.4 64.9 68.2 67.5 67.6 71.0 13 Interbank loans 22.1 24.5 25.5 30.0 28.8 28.8 30.5 27.7 27.9 26.8 27.9 30.9 14 Cash assets (5) 45.3 46.6 44.7 47.8 42.9 39.3 41.3 42.6 47.8 49.6 49.5 51.3 15 Other assets (6) 23.9 33.3 34.5 37.0 41.3 42.3 38.7 41.2 48.9 53.1 48.9 52.4 16 TOTAL ASSETS (7) 691.7 718.1 728.1 760.6 748.2 755.1 766.5 761.9 774.9 784.7 779.2 800.3 L I A B I L I T I E S 17 Deposits 505.3 459.1 452.7 436.3 442.9 453.5 453.3 443.0 439.5 445.0 444.2 447.1 18 Transaction 9.9 9.8 9.5 10.0 9.8 9.7 10.3 9.7 10.1 9.2 9.2 9.9 19 Nontransaction 495.4 449.3 443.1 426.4 433.1 443.8 443.0 433.3 429.4 435.8 435.0 437.2 22 Borrowings 188.7 232.7 251.2 278.0 271.7 276.8 299.4 307.5 313.6 307.2 308.6 325.5 23 From banks in the U.S. 22.0 23.0 25.2 30.0 31.1 31.4 34.2 28.2 31.8 31.7 31.6 33.2 24 From others 166.7 209.7 226.0 247.9 240.6 245.4 265.2 279.4 281.8 275.6 277.0 292.3 25 Net due to related foreign offices -74.6 -73.1 -74.7 -57.4 -67.3 -77.5 -83.4 -79.1 -78.0 -78.0 -80.4 -78.7 26 Other liabilities 71.9 98.8 98.4 103.3 100.6 102.0 96.5 89.4 98.6 109.4 105.7 105.3 27 TOTAL LIABILITIES 691.3 717.6 727.6 760.2 747.8 754.9 765.9 760.8 773.8 783.6 778.1 799.2 28 Residual (assets less liabilities) (8) 0.5 0.5 0.5 0.4 0.4 0.2 0.6 1.1 1.1 1.1 1.1 1.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars June 6, 2003 Account 2002 2002 2002 2002 2003 2003 2003 2003 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 73.3 102.4 105.2 112.5 107.6 116.8 115.1 105.7 120.5 127.2 128.8 130.2 30 Reval. losses on off-bal. sheet items (9) 58.1 85.7 89.0 93.8 86.2 94.9 91.3 81.4 97.6 105.2 106.4 106.8 31 Mortgage-backed securities (10) 302.6 355.4 370.6 363.3 369.0 375.0 379.4 399.3 425.4 403.8 430.8 435.4 31a Pass-through 203.6 261.7 274.6 265.7 271.2 276.5 275.9 288.2 312.2 290.8 320.1 326.1 31b CMO, REMIC, and other 99.0 93.6 95.9 97.6 97.7 98.4 103.6 111.2 113.3 113.0 110.7 109.4 32 Net unrealized gains (losses) on available-for-sale securities (11) 1.4 11.9 11.3 10.7 12.1 12.0 12.1 10.7 11.6 11.5 12.2 12.1 33 Offshore credit to U.S. residents (12) 19.7 18.4 18.5 18.7 18.3 18.2 18.2 17.5 17.2 17.2 17.5 17.5 34 Securitized consumer loans (13) 135.4 144.3 148.5 150.1 149.7 150.6 152.5 154.2 154.3 154.1 155.0 156.1 34a Credit card and related plans 121.4 127.5 131.4 133.2 132.2 134.8 136.7 138.7 139.3 139.2 140.1 139.3 34b Other 14.0 16.9 17.0 16.9 17.5 15.8 15.8 15.5 15.0 14.9 14.9 16.8 35 Securitized business loans (13) 17.4 17.8 17.4 17.2 16.9 17.2 16.8 16.5 17.1 17.1 17.0 16.6 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 280.1 304.0 307.6 311.1 310.8 316.7 327.8 336.7 338.4 338.4 333.8 331.3 34 Securitized consumer loans (13) 205.8 198.3 198.7 201.3 205.6 204.5 203.2 205.7 205.9 205.1 204.7 206.0 34a Credit card and related plans 197.9 189.3 189.8 192.5 197.1 196.0 194.8 197.4 197.7 196.8 196.5 197.7 34b Other 7.9 8.9 8.9 8.7 8.5 8.4 8.5 8.3 8.2 8.2 8.2 8.2 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 46.8 61.9 63.3 64.1 66.8 66.8 64.7 63.2 70.1 72.8 74.0 73.5 30 Reval. losses on off-bal. sheet items (9) 39.9 60.2 60.3 60.1 63.1 65.0 63.6 61.8 68.7 72.7 74.5 73.8 35 Securitized business loans (13) 11.3 7.6 7.2 6.8 5.6 4.7 4.1 3.4 3.1 3.1 3.0 3.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 June 6, 2003 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.