Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page
Release Date: June 13, 2003
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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                             June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,492.6   5,838.0   5,894.9   5,887.8   5,961.9   5,992.1   6,024.3   6,111.9       6,112.5   6,106.5   6,128.8   6,162.5

  2     Securities in bank credit                        1,529.3   1,679.4   1,708.9   1,702.0   1,743.8   1,754.6   1,765.6   1,822.4       1,814.2   1,820.2   1,840.4   1,859.4
  3        Treasury and Agency securities (2)              889.7   1,004.3   1,020.1   1,021.0   1,046.7   1,056.7   1,087.4   1,118.7       1,112.6   1,114.3   1,129.9   1,137.2
  4        Other securities                                639.7     675.2     688.8     681.0     697.1     697.9     678.2     703.6         701.7     705.8     710.6     722.2

  5     Loans and leases in bank credit (3)              3,963.3   4,158.6   4,186.0   4,185.7   4,218.1   4,237.5   4,258.7   4,289.5       4,298.3   4,286.4   4,288.4   4,303.1
  6        Commercial and industrial                       999.2     968.0     966.0     960.6     952.8     945.9     943.4     932.7         935.6     933.0     931.9     921.9
  7        Real estate                                   1,818.7   2,007.9   2,030.0   2,046.5   2,077.1   2,089.7   2,105.1   2,128.5       2,136.3   2,123.7   2,117.1   2,140.5
  8          Revolving home equity                         178.9     209.2     213.8     217.7     222.3     229.4     233.4     237.0         235.9     237.3     238.5     240.8
  9          Other                                       1,639.7   1,798.8   1,816.1   1,828.8   1,854.8   1,860.3   1,871.8   1,891.4       1,900.4   1,886.3   1,878.6   1,899.8
  10       Consumer                                        568.5     585.7     588.3     592.8     593.9     590.9     588.5     592.5         591.6     592.8     594.7     595.0
  11       Security (4)                                    169.9     185.8     189.5     176.5     185.9     202.0     202.6     208.7         209.3     207.9     212.0     216.3
  12       Other loans and leases                          406.9     411.1     412.4     409.4     408.4     408.9     419.1     427.2         425.5     429.0     432.7     429.3

  13  Interbank loans                                      287.7     325.5     328.3     307.6     305.9     316.0     309.9     322.2         331.2     316.7     320.7     320.9

  14  Cash assets (5)                                      302.5     315.4     316.9     312.8     316.0     322.1     317.6     321.7         318.8     318.0     336.2     314.1

  15  Other assets (6)                                     482.4     510.2     508.2     509.7     536.2     529.0     536.3     561.3         559.6     559.9     568.1     563.1

  16  TOTAL ASSETS (7)                                   6,489.5   6,912.3   6,971.7   6,940.5   7,042.5   7,081.3   7,111.1   7,239.6       7,244.7   7,223.5   7,276.2   7,283.4

            L I A B I L I T I E S

  17  Deposits                                           4,350.2   4,509.3   4,488.2   4,510.5   4,537.4   4,586.4   4,613.4   4,645.5       4,664.1   4,626.7   4,659.8   4,669.4
  18    Transaction                                        610.0     605.9     611.3     607.7     613.0     618.3     630.9     635.9         633.9     640.6     673.9     622.1
  19    Nontransaction                                   3,740.2   3,903.4   3,877.0   3,902.8   3,924.4   3,968.1   3,982.5   4,009.6       4,030.2   3,986.1   3,985.9   4,047.3
  20       Large time                                    1,040.1   1,005.7     979.4     983.2     998.7   1,004.7     988.4     999.6       1,000.2   1,002.9   1,003.0   1,002.8
  21       Other                                         2,700.1   2,897.6   2,897.6   2,919.6   2,925.7   2,963.4   2,994.1   3,010.0       3,030.0   2,983.2   2,982.9   3,044.5

  22  Borrowings                                         1,240.4   1,366.1   1,397.3   1,333.6   1,369.2   1,395.3   1,406.4   1,439.7       1,426.1   1,430.9   1,458.6   1,464.5
  23    From banks in the U.S.                             383.4     421.9     417.5     380.3     386.9     395.6     395.2     387.1         385.2     383.0     385.2     398.6
  24    From others                                        857.0     944.2     979.8     953.3     982.4     999.7   1,011.3   1,052.6       1,040.8   1,047.9   1,073.4   1,066.0

  25  Net due to related foreign offices                    89.4     122.9     152.0     156.9     146.0     139.4     145.3     157.3         149.2     153.5     156.2     152.3

  26  Other liabilities                                    342.4     431.5     442.5     443.7     453.3     444.4     447.3     470.4         479.8     478.4     468.0     468.7

  27  TOTAL LIABILITIES                                  6,022.4   6,429.8   6,480.0   6,444.7   6,505.9   6,565.6   6,612.4   6,712.9       6,719.2   6,689.5   6,742.6   6,754.9

  28  Residual (assets less liabilities) (8)               467.1     482.5     491.7     495.8     536.5     515.7     498.7     526.8         525.5     534.0     533.6     528.4



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,487.6   5,853.4   5,928.9   5,905.0   5,965.5   5,980.4   6,018.8   6,107.1       6,108.5   6,096.7   6,118.6   6,165.0

  2     Securities in bank credit                        1,527.5   1,682.7   1,715.5   1,712.4   1,753.0   1,759.6   1,763.4   1,820.1       1,811.9   1,817.1   1,835.8   1,862.5
  3        Treasury and Agency securities (2)              888.1   1,006.0   1,024.3   1,025.8   1,053.1   1,061.6   1,087.2   1,116.7       1,110.4   1,112.9   1,126.4   1,139.6
  4        Other securities                                639.4     676.7     691.2     686.6     699.9     697.9     676.2     703.4         701.5     704.3     709.4     722.8

  5     Loans and leases in bank credit (3)              3,960.1   4,170.6   4,213.4   4,192.6   4,212.5   4,220.9   4,255.4   4,287.0       4,296.6   4,279.6   4,282.9   4,302.5
  6        Commercial and industrial                     1,002.9     968.0     964.7     954.7     950.8     947.2     947.2     936.5         939.3     936.2     933.5     925.7
  7        Real estate                                   1,821.6   2,012.5   2,034.5   2,046.9   2,072.8   2,080.7   2,101.5   2,132.3       2,142.0   2,127.3   2,120.4   2,143.2
  8          Revolving home equity                         179.8     209.0     213.4     217.1     222.6     227.4     233.1     238.2         237.3     238.5     239.6     241.4
  9          Other                                       1,641.8   1,803.4   1,821.1   1,829.8   1,850.2   1,853.4   1,868.4   1,894.1       1,904.7   1,888.8   1,880.8   1,901.8
  10       Consumer                                        567.0     588.1     597.1     600.5     597.1     588.6     585.6     591.3         590.8     592.1     593.5     592.2
  10a        Credit card and related plans                 222.6     231.6     238.6     234.8     228.0     223.7     219.9     225.2         224.5     224.6     228.3     225.5
  10b        Other                                         344.4     356.5     358.6     365.6     369.1     364.9     365.7     366.1         366.4     367.5     365.2     366.6
  11       Security (4)                                    163.0     190.2     200.1     182.8     187.6     197.3     201.8     201.4         201.3     198.5     205.1     208.7
  12       Other loans and leases                          405.5     411.9     417.0     407.8     404.1     407.0     419.3     425.5         423.2     425.5     430.4     432.7

  13  Interbank loans                                      284.8     330.6     335.4     304.4     303.2     322.5     320.9     317.8         325.8     307.0     311.5     329.9

  14  Cash assets (5)                                      299.3     325.2     339.1     328.8     316.5     311.3     316.3     318.0         312.5     301.0     345.0     324.5

  15  Other assets (6)                                     480.5     513.6     513.0     513.5     533.7     528.3     535.7     559.3         561.6     554.5     560.1     559.7

  16  TOTAL ASSETS (7)                                   6,476.4   6,946.2   7,039.8   6,974.5   7,040.9   7,064.4   7,114.8   7,224.6       7,230.7   7,181.7   7,257.6   7,301.3

            L I A B I L I T I E S

  17  Deposits                                           4,344.7   4,524.3   4,539.0   4,533.8   4,558.3   4,593.6   4,638.6   4,638.6       4,655.8   4,599.7   4,647.9   4,695.4
  18    Transaction                                        600.3     613.5     644.1     621.7     605.3     609.9     636.8     625.7         622.0     617.6     670.3     632.0
  19    Nontransaction                                   3,744.5   3,910.8   3,894.9   3,912.0   3,953.0   3,983.6   4,001.8   4,012.8       4,033.9   3,982.1   3,977.7   4,063.4
  20       Large time                                    1,045.2   1,009.6     992.1     999.8   1,009.3   1,007.4     992.8   1,003.3       1,002.5   1,005.3   1,007.5   1,006.7
  21       Other                                         2,699.3   2,901.2   2,902.8   2,912.3   2,943.7   2,976.2   3,009.0   3,009.6       3,031.3   2,976.8   2,970.2   3,056.7

  22  Borrowings                                         1,245.7   1,367.4   1,396.5   1,346.7   1,371.4   1,391.6   1,410.6   1,445.4       1,435.3   1,430.1   1,456.1   1,467.5
  23    From banks in the U.S.                             385.6     418.6     419.3     384.9     390.4     399.0     399.3     389.4         388.7     383.7     384.8     400.0
  24    From others                                        860.1     948.8     977.2     961.8     981.1     992.7   1,011.3   1,056.0       1,046.6   1,046.4   1,071.3   1,067.5

  25  Net due to related foreign offices                    89.3     126.8     158.2     161.0     151.5     137.5     135.7     156.7         148.4     153.4     160.4     151.0

  26  Other liabilities                                    341.9     437.6     449.5     447.4     459.6     440.6     434.7     469.6         478.0     478.2     473.1     467.6

  27  TOTAL LIABILITIES                                  6,021.6   6,456.1   6,543.1   6,488.9   6,540.8   6,563.3   6,619.6   6,710.3       6,717.5   6,661.5   6,737.6   6,781.4

  28  Residual (assets less liabilities) (8)               454.8     490.2     496.7     485.6     500.1     501.1     495.2     514.3         513.2     520.2     520.0     519.9





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,897.5   5,217.8   5,258.7   5,260.1   5,321.4   5,333.5   5,373.3   5,449.7       5,452.8   5,446.2   5,458.2   5,489.9

  2     Securities in bank credit                        1,299.7   1,431.5   1,447.1   1,439.1   1,470.9   1,477.5   1,495.3   1,541.4       1,535.0   1,536.9   1,555.2   1,571.8
  3        Treasury and Agency securities (2)              816.5     910.8     918.2     918.3     939.2     945.1     974.2   1,000.4         996.0     994.7   1,008.0   1,016.6
  4        Other securities                                483.2     520.7     528.9     520.8     531.7     532.3     521.1     541.0         539.1     542.2     547.2     555.3

  5     Loans and leases in bank credit (3)              3,597.9   3,786.3   3,811.7   3,821.0   3,850.5   3,856.0   3,878.0   3,908.3       3,917.7   3,909.3   3,903.0   3,918.1
  6        Commercial and industrial                       803.3     789.0     787.6     784.2     780.5     776.9     774.4     766.2         767.2     766.4     766.5     761.2
  7        Real estate                                   1,800.6   1,988.0   2,010.5   2,027.6   2,059.0   2,071.9   2,088.3   2,111.5       2,119.4   2,106.7   2,100.1   2,123.7
  8          Revolving home equity                         178.9     209.2     213.8     217.7     222.3     229.4     233.4     237.0         235.9     237.3     238.5     240.8
  9          Other                                       1,621.6   1,778.8   1,796.6   1,809.9   1,836.7   1,842.5   1,854.9   1,874.5       1,883.4   1,869.3   1,861.6   1,882.9
  10       Consumer                                        568.5     585.7     588.3     592.8     593.9     590.9     588.5     592.5         591.6     592.8     594.7     595.0
  11       Security (4)                                     88.8      81.1      79.4      71.4      73.0      71.9      72.1      80.6          81.9      83.0      80.6      82.9
  12       Other loans and leases                          336.6     342.5     346.0     345.1     344.1     344.4     354.7     357.6         357.7     360.4     361.2     355.3

  13  Interbank loans                                      264.5     300.0     298.3     278.8     277.1     285.6     282.2     293.5         304.4     288.8     289.8     288.8

  14  Cash assets (5)                                      256.5     273.0     272.3     272.8     277.7     279.6     273.1     270.3         267.7     266.4     283.2     261.6

  15  Other assets (6)                                     456.3     475.6     472.3     469.7     494.5     491.2     494.9     510.0         507.5     510.9     514.4     506.6

  16  TOTAL ASSETS (7)                                   5,799.5   6,190.1   6,225.5   6,204.5   6,293.5   6,312.4   6,347.0   6,446.4       6,455.4   6,435.2   6,468.4   6,470.1

            L I A B I L I T I E S

  17  Deposits                                           3,846.3   4,056.7   4,062.7   4,083.7   4,094.1   4,137.2   4,176.4   4,206.1       4,224.2   4,186.8   4,219.4   4,218.5
  18    Transaction                                        599.4     596.7     602.1     598.1     603.3     607.7     620.6     625.9         624.3     630.9     663.8     611.9
  19    Nontransaction                                   3,247.0   3,460.0   3,460.6   3,485.6   3,490.8   3,529.5   3,555.8   3,580.2       3,599.9   3,556.0   3,555.6   3,606.6
  20       Large time                                      549.0     571.4     570.6     581.4     586.9     586.7     585.2     596.7         595.6     595.6     599.5     595.9
  21       Other                                         2,697.9   2,888.6   2,890.0   2,904.2   2,903.9   2,942.8   2,970.7   2,983.5       3,004.2   2,960.4   2,956.0   3,010.7

  22  Borrowings                                         1,050.9   1,114.9   1,119.3   1,062.0   1,092.4   1,095.8   1,098.9   1,124.4       1,118.8   1,122.2   1,133.1   1,135.0
  23    From banks in the U.S.                             362.7     396.7     387.5     349.2     355.5     361.4     367.0     354.7         353.6     351.4     352.1     363.5
  24    From others                                        688.2     718.1     731.9     712.7     737.0     734.5     731.9     769.7         765.3     770.9     781.1     771.5

  25  Net due to related foreign offices                   180.2     196.3     211.2     226.8     224.6     225.1     224.0     236.9         228.8     233.9     234.2     237.9

  26  Other liabilities                                    268.1     332.2     340.4     344.8     352.1     349.4     357.6     365.8         371.7     372.7     363.7     361.0

  27  TOTAL LIABILITIES                                  5,345.5   5,700.1   5,733.6   5,717.3   5,763.3   5,807.5   5,856.9   5,933.2       5,943.5   5,915.7   5,950.4   5,952.4

  28  Residual (assets less liabilities) (8)               454.0     490.0     491.9     487.2     530.3     504.8     490.0     513.2         511.9     519.6     518.0     517.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,896.8   5,229.6   5,282.7   5,269.5   5,320.5   5,324.0   5,368.0   5,449.8       5,453.0   5,443.3   5,452.6   5,498.9

  2     Securities in bank credit                        1,297.9   1,434.8   1,453.7   1,449.5   1,480.0   1,482.5   1,493.2   1,539.1       1,532.7   1,533.9   1,550.5   1,574.9
  3        Treasury and Agency securities (2)              814.9     912.5     922.4     923.1     945.5     950.1     974.1     998.4         993.8     993.2   1,004.6   1,019.0
  4        Other securities                                483.0     522.3     531.3     526.4     534.5     532.4     519.1     540.8         538.9     540.7     546.0     555.9

  5     Loans and leases in bank credit (3)              3,598.9   3,794.8   3,829.1   3,820.0   3,840.4   3,841.6   3,874.8   3,910.7       3,920.2   3,909.5   3,902.1   3,924.0
  6        Commercial and industrial                       809.2     787.7     784.9     778.2     777.1     776.7     779.1     771.8         772.8     771.6     770.3     765.8
  7        Real estate                                   1,803.5   1,992.5   2,015.0   2,028.0   2,054.8   2,062.9   2,084.7   2,115.3       2,125.0   2,110.3   2,103.4   2,126.4
  8          Revolving home equity                         179.8     209.0     213.4     217.1     222.6     227.4     233.1     238.2         237.3     238.5     239.6     241.4
  9          Other                                       1,623.7   1,783.5   1,801.7   1,810.9   1,832.2   1,835.6   1,851.6   1,877.1       1,887.7   1,871.8   1,863.9   1,885.0
  10       Consumer                                        567.0     588.1     597.1     600.5     597.1     588.6     585.6     591.3         590.8     592.1     593.5     592.2
  10a        Credit card and related plans                 222.6     231.6     238.6     234.8     228.0     223.7     219.9     225.2         224.5     224.6     228.3     225.5
  10d        Other                                         344.4     356.5     358.6     365.6     369.1     364.9     365.7     366.1         366.4     367.5     365.2     366.6
  11       Security (4)                                     83.5      83.4      83.4      70.6      71.8      71.7      71.0      75.8          75.9      77.5      75.4      81.2
  12       Other loans and leases                          335.7     343.1     348.6     342.7     339.6     341.6     354.4     356.4         355.7     357.9     359.4     358.5

  13  Interbank loans                                      261.6     305.0     305.4     275.6     274.3     292.1     293.3     289.1         299.0     279.2     280.6     297.9

  14  Cash assets (5)                                      254.8     280.4     291.3     285.8     277.2     270.0     273.8     268.3         262.8     251.6     293.7     273.3

  15  Other assets (6)                                     454.3     479.2     476.0     472.2     491.4     489.5     494.4     507.8         508.5     505.6     506.8     504.3

  16  TOTAL ASSETS (7)                                   5,792.0   6,218.1   6,279.3   6,226.3   6,285.8   6,297.9   6,352.9   6,437.8       6,446.1   6,402.5   6,456.5   6,497.1

            L I A B I L I T I E S

  17  Deposits                                           3,834.6   4,071.6   4,102.6   4,090.9   4,104.8   4,140.2   4,195.6   4,193.7       4,210.9   4,155.6   4,200.9   4,241.7
  18    Transaction                                        590.1     604.0     634.1     611.9     595.6     599.7     627.1     616.1         612.8     608.4     660.4     622.2
  19    Nontransaction                                   3,244.5   3,467.6   3,468.5   3,479.0   3,509.2   3,540.6   3,568.5   3,577.6       3,598.0   3,547.1   3,540.5   3,619.5
  20       Large time                                      547.4     575.4     573.5     582.7     587.9     585.2     583.3     594.8         592.8     593.5     597.6     596.8
  21       Other                                         2,697.1   2,892.2   2,895.0   2,896.3   2,921.3   2,955.4   2,985.2   2,982.7       3,005.2   2,953.6   2,942.9   3,022.7

  22  Borrowings                                         1,056.3   1,116.2   1,118.5   1,075.1   1,094.6   1,092.2   1,103.1   1,130.1       1,128.1   1,121.5   1,130.6   1,137.9
  23    From banks in the U.S.                             365.0     393.5     389.3     353.8     359.0     364.8     371.1     357.1         357.1     352.1     351.7     364.9
  24    From others                                        691.3     722.7     729.2     721.3     735.6     727.4     732.0     773.0         771.0     769.4     779.0     773.0

  25  Net due to related foreign offices                   179.6     201.5     215.6     228.3     228.9     220.8     214.8     236.0         226.4     233.8     237.8     237.8

  26  Other liabilities                                    267.3     339.2     346.2     346.8     357.6     344.1     345.3     364.7         368.6     372.5     368.2     360.8

  27  TOTAL LIABILITIES                                  5,337.8   5,728.5   5,782.9   5,741.1   5,786.0   5,797.4   5,858.8   5,924.6       5,934.0   5,883.4   5,937.5   5,978.2

  28  Residual (assets less liabilities) (8)               454.2     489.6     496.3     485.2     499.9     500.5     494.1     513.2         512.1     519.1     518.9     518.8






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,639.9   2,833.3   2,862.7   2,860.1   2,906.6   2,903.7   2,922.9   2,987.5       2,991.9   2,983.9   2,992.7   3,015.6

  2     Securities in bank credit                          665.6     770.6     780.2     774.3     805.4     802.9     808.7     855.1         846.9     850.9     870.4     884.5
  3        Treasury and Agency securities (2)              391.9     455.9     458.3     461.0     479.7     476.2     491.9     518.5         512.6     514.4     528.8     532.8
  3a         Trading account                                42.9      47.9      44.6      41.2      54.5      41.8      40.7      43.6          60.7      35.2      40.4      44.2
  3b         Investment account                            349.0     408.0     413.7     419.8     425.2     434.4     451.2     474.9         451.9     479.2     488.4     488.6
  4        Other securities                                273.7     314.7     321.9     313.3     325.7     326.7     316.8     336.6         334.3     336.4     341.6     351.7
  4a         Trading account                               140.4     161.0     164.9     160.0     172.6     171.6     161.5     183.4         180.8     182.0     188.5     199.0
  4b         Investment account                            133.4     153.7     157.0     153.3     153.1     155.1     155.3     153.2         153.5     154.5     153.1     152.7
  4c           State and local government                   26.9      29.3      29.5      29.4      29.6      30.1      30.9      31.3          31.2      31.5      31.7      31.7
  4d           Other                                       106.5     124.4     127.5     123.9     123.5     125.0     124.4     121.9         122.3     122.9     121.4     121.0

  5     Loans and leases in bank credit (3)              1,974.3   2,062.7   2,082.5   2,085.7   2,101.2   2,100.7   2,114.2   2,132.4       2,145.0   2,133.0   2,122.3   2,131.1
  6        Commercial and industrial                       510.4     485.7     483.6     480.8     475.9     472.1     469.7     461.4         463.0     461.7     460.9     455.2
  7        Real estate                                     854.5     970.3     990.7   1,006.7   1,028.4   1,035.2   1,041.4   1,056.8       1,065.6   1,051.4   1,044.7   1,060.6
  8          Revolving home equity                         112.7     133.0     136.9     140.0     142.5     147.9     150.5     152.8         152.3     153.0     153.9     154.4
  9          Other                                         741.8     837.3     853.8     866.7     885.9     887.3     890.9     903.9         913.3     898.3     890.8     906.2
  10       Consumer                                        289.2     296.7     296.9     297.0     295.0     291.5     290.0     290.1         290.2     290.3     290.0     292.2
  11       Security (4)                                     81.9      73.0      71.3      63.0      64.5      63.6      63.8      71.7          73.1      74.3      71.5      73.7
  11a        Fed funds and RPs with broker/dealer           69.7      62.2      60.9      52.4      53.8      52.2      52.0      58.0          58.7      60.8      56.8      61.8
  11b        Other                                          12.2      10.8      10.4      10.6      10.7      11.4      11.8      13.8          14.4      13.6      14.7      12.0
  12a      State and local government                       13.1      12.2      11.9      12.0      12.3      12.5      12.4      12.4          12.4      12.4      12.5      12.7
  12b      Agricultural                                      9.3       8.2       8.2       8.1       7.8       7.8       7.7       7.5           7.5       7.5       7.4       7.4
  12c      Fed funds and RPs with others                    19.5      18.8      24.6      23.5      23.6      23.2      24.4      26.1          28.1      26.6      26.5      26.5
  12d      All other loans                                  67.7      73.9      74.4      75.4      75.1      76.5      87.6      88.9          87.7      91.4      91.3      85.5
  12e      Lease financing receivables                     128.7     123.9     121.0     119.0     118.7     118.4     117.3     117.4         117.4     117.4     117.6     117.4

  13  Interbank loans                                      176.1     184.9     182.7     156.5     153.1     162.1     161.5     161.3         173.6     156.9     152.3     154.5
  13a   Fed funds and RPs with banks                        90.5      90.5      88.2      87.7      83.0      91.5      90.4      92.0         103.9      86.2      84.3      89.9
  13b   Other                                               85.6      94.4      94.5      68.7      70.1      70.6      71.0      69.3          69.8      70.7      68.0      64.7

  14  Cash assets (5)                                      143.7     147.0     148.2     147.8     149.2     149.5     141.3     138.6         137.3     133.4     150.2     130.2

  15  Other assets (6)                                     315.5     334.3     330.9     328.1     349.2     343.1     343.4     353.0         349.5     353.6     357.2     358.9

  16  TOTAL ASSETS (7)                                   3,230.6   3,455.2   3,480.6   3,447.9   3,513.3   3,513.4   3,525.1   3,596.3       3,608.1   3,583.5   3,608.4   3,615.2



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                           June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,830.9   1,944.7   1,954.6   1,967.9   1,968.4   1,987.0   2,010.7   2,017.0       2,032.8   2,002.2   2,019.9   2,024.1
  18    Transaction                                        297.1     286.3     289.6     286.8     288.9     289.2     294.2     295.1         299.4     297.6     317.7     272.7
  19    Nontransaction                                   1,533.9   1,658.4   1,665.1   1,681.0   1,679.5   1,697.8   1,716.5   1,721.9       1,733.4   1,704.6   1,702.2   1,751.4
  20       Large time                                      249.8     265.9     262.7     274.3     277.0     272.4     270.1     281.9         280.4     281.2     284.2     280.5
  21       Other                                         1,284.0   1,392.6   1,402.4   1,406.7   1,402.5   1,425.4   1,446.4   1,440.0       1,453.0   1,423.4   1,418.0   1,471.0

  22  Borrowings                                           722.4     741.9     730.7     655.7     682.8     689.0     686.4     703.6         702.2     698.7     715.9     720.2
  23    From banks in the U.S.                             250.3     269.1     249.1     193.8     196.4     204.8     208.9     200.3         201.6     194.3     197.3     212.9
  24    From others                                        472.1     472.7     481.5     461.9     486.4     484.1     477.5     503.3         500.7     504.4     518.6     507.3

  25  Net due to related foreign offices                   168.5     185.0     198.8     211.5     211.5     213.5     210.1     223.2         216.8     220.7     220.3     224.1

  26  Other liabilities                                    204.8     265.3     275.9     275.0     280.1     276.3     285.1     291.1         297.4     297.0     287.3     283.8

  27  TOTAL LIABILITIES                                  2,926.7   3,136.9   3,160.0   3,110.0   3,142.8   3,165.8   3,192.2   3,235.0       3,249.3   3,218.7   3,243.4   3,252.2

  28  Residual (assets less liabilities) (8)               303.9     318.3     320.6     337.8     370.5     347.6     332.9     361.3         358.8     364.8     365.0     363.0



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,640.6   2,841.6   2,875.2   2,867.4   2,908.8   2,897.6   2,919.4   2,989.2       2,992.2   2,982.4   2,989.8   3,028.9

  2     Securities in bank credit                          664.5     775.0     785.3     782.9     813.7     805.2     805.1     853.6         845.0     849.0     866.7     889.5
  3        Treasury and Agency securities (2)              391.0     458.8     461.0     464.0     485.2     478.5     490.3     517.3         510.8     514.1     526.4     537.2
  3a         Trading account                                42.8      48.2      44.9      41.5      55.1      42.1      40.6      43.5          60.5      35.2      40.3      44.5
  3b         Investment account                            348.2     410.6     416.1     422.5     430.1     436.4     449.7     473.8         450.3     478.9     486.1     492.6
  3c           Mortgage-backed                             272.4     324.8     317.2     323.2     329.4     332.7     352.9     378.7         356.7     383.5     388.7     394.7
  3d           Other                                        75.8      85.8      99.0      99.4     100.8     103.7      96.8      95.1          93.6      95.4      97.4      97.9
  3e             1 year or less                             16.3      23.6      24.6      21.7      23.3      24.8      24.6      23.2          23.8      23.1      23.2      23.4
  3f             Between 1 and 5 years                      46.2      48.3      57.7      59.7      58.5      58.3      55.3      55.2          54.9      55.1      55.8      56.0
  3g             More than 5 years                          13.3      13.9      16.7      17.9      19.0      20.6      16.9      16.7          14.9      17.2      18.3      18.5
  4        Other securities                                273.5     316.2     324.3     318.9     328.5     326.8     314.8     336.3         334.1     334.9     340.4     352.4
  4a         Trading account                               140.2     161.8     166.1     162.9     174.1     171.7     160.5     183.2         180.7     181.1     187.8     199.4
  4b         Investment account                            133.3     154.5     158.1     156.0     154.4     155.1     154.3     153.1         153.4     153.8     152.6     153.0
  4c           State and local government                   26.9      29.4      29.7      30.0      29.8      30.1      30.7      31.3          31.2      31.4      31.6      31.7
  4d           Other                                       106.4     125.0     128.4     126.1     124.6     125.0     123.6     121.8         122.2     122.4     121.0     121.2

  5     Loans and leases in bank credit (3)              1,976.2   2,066.6   2,089.9   2,084.5   2,095.0   2,092.3   2,114.4   2,135.6       2,147.3   2,133.4   2,123.0   2,139.4
  6        Commercial and industrial                       513.8     485.9     481.0     476.3     473.9     472.0     472.3     464.5         465.8     464.4     462.4     457.9
  7        Real estate                                     857.9     973.1     992.0   1,005.6   1,024.1   1,028.4   1,039.5   1,061.1       1,071.4   1,055.0   1,048.2   1,065.2
  8          Revolving home equity                         113.5     132.7     136.0     139.2     142.8     146.2     150.4     154.0         153.5     154.2     154.9     155.2
  9a         Other residential                             427.9     520.6     536.7     546.3     561.1     561.7     570.5     589.2         599.6     582.9     575.7     592.7
  9b         Commercial                                    316.5     319.8     319.2     320.2     320.2     320.4     318.6     318.0         318.3     317.9     317.5     317.3
  10       Consumer                                        289.9     295.4     299.4     301.8     298.2     292.1     290.6     291.0         291.1     291.1     291.0     292.9
  10a        Credit card and related plans                 116.2     114.7     117.3     115.3     109.7     105.9     103.5     103.8         103.3     102.9     105.1     106.1
  10f        Other                                         173.7     180.8     182.1     186.6     188.5     186.2     187.1     187.2         187.7     188.2     185.9     186.7
  11       Security (4)                                     76.7      75.0      75.2      62.6      63.4      63.0      62.5      67.1          67.3      69.1      66.8      71.7
  11a        Fed funds and RPs with broker/dealer           65.3      63.9      64.2      52.0      52.9      51.7      50.9      54.3          54.0      56.5      53.1      60.1
  11b        Other                                          11.4      11.1      10.9      10.5      10.5      11.3      11.6      12.9          13.3      12.6      13.7      11.6
  12a      State and local government                       13.1      12.2      11.9      12.0      12.3      12.5      12.4      12.4          12.4      12.4      12.5      12.7
  12b      Agricultural                                      9.4       8.1       8.2       8.2       7.8       7.8       7.6       7.5           7.5       7.5       7.5       7.5
  12c      Fed funds and RPs with others                    19.5      18.8      24.6      23.5      23.6      23.2      24.4      26.1          28.1      26.6      26.5      26.5
  12d      All other loans                                  67.2      74.8      76.5      73.6      71.7      74.4      87.4      88.3          86.3      89.8      90.8      87.8
  12e      Lease financing receivables                     128.7     123.4     121.2     120.9     120.1     119.1     117.7     117.4         117.5     117.4     117.4     117.1

  13  Interbank loans                                      176.9     186.4     187.2     159.6     151.3     162.2     164.8     162.1         173.8     155.7     154.3     159.0
  13a   Fed funds and RPs with banks                        90.9      91.3      90.4      89.5      82.0      91.6      92.3      92.4         104.0      85.6      85.3      92.4
  13b   Other                                               86.0      95.2      96.8      70.1      69.3      70.6      72.5      69.6          69.8      70.2      68.9      66.5

  14  Cash assets (5)                                      142.9     150.2     159.8     156.7     149.2     144.4     144.2     137.6         135.4     124.8     156.4     135.5

  15  Other assets (6)                                     313.6     337.9     334.6     330.6     346.1     341.4     342.9     350.8         350.5     348.3     349.7     356.5

  16  TOTAL ASSETS (7)                                   3,229.2   3,472.0   3,513.0   3,469.9   3,510.2   3,500.4   3,527.4   3,595.3       3,607.6   3,566.8   3,605.9   3,635.5

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,826.7   1,951.6   1,971.1   1,968.8   1,972.4   1,985.1   2,018.1   2,012.7       2,027.3   1,987.6   2,014.4   2,043.8
  18    Transaction                                        293.0     290.1     309.9     295.6     284.6     284.9     300.4     290.8         294.9     286.3     318.0     278.2
  19    Nontransaction                                   1,533.8   1,661.4   1,661.2   1,673.1   1,687.8   1,700.2   1,717.7   1,721.8       1,732.5   1,701.4   1,696.4   1,765.6
  20       Large time                                      248.2     269.9     265.5     275.6     277.9     270.9     268.2     280.1         277.6     279.1     282.2     281.4
  21       Other                                         1,285.6   1,391.5   1,395.6   1,397.5   1,409.9   1,429.4   1,449.5   1,441.8       1,454.9   1,422.3   1,414.2   1,484.2

  22  Borrowings                                           727.8     743.2     729.8     668.8     685.0     685.3     690.5     709.3         711.5     698.0     713.4     723.1
  23    From banks in the U.S.                             252.6     265.9     250.9     198.3     199.9     208.2     213.0     202.6         205.0     195.0     196.9     214.3
  24    From others                                        475.2     477.3     478.9     470.4     485.1     477.1     477.5     506.7         506.4     503.0     516.5     508.8

  25  Net due to related foreign offices                   168.0     190.2     203.2     213.0     215.8     209.2     200.9     222.4         214.4     220.7     224.0     224.0

  26  Other liabilities                                    204.1     272.3     281.7     277.0     285.6     271.0     272.9     290.0         294.3     296.8     291.8     283.6

  27  TOTAL LIABILITIES                                  2,926.5   3,157.2   3,185.9   3,127.6   3,158.8   3,150.7   3,182.4   3,234.3       3,247.5   3,203.1   3,243.6   3,274.6

  28  Residual (assets less liabilities) (8)               302.7     314.7     327.1     342.3     351.4     349.8     345.1     361.0         360.0     363.7     362.3     360.9













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,257.7   2,384.5   2,396.0   2,400.1   2,414.8   2,429.8   2,450.4   2,462.2       2,460.9   2,462.4   2,465.5   2,474.3

  2     Securities in bank credit                          634.1     660.9     666.9     664.8     665.5     674.5     686.6     686.3         688.1     686.0     684.8     687.4
  3        Treasury and Agency securities (2)              424.6     454.9     459.9     457.3     459.4     469.0     482.3     481.8         483.3     480.2     479.2     483.8
  4        Other securities                                209.5     206.0     207.0     207.5     206.0     205.6     204.3     204.4         204.8     205.8     205.6     203.6

  5     Loans and leases in bank credit (3)              1,623.6   1,723.6   1,729.2   1,735.3   1,749.4   1,755.2   1,763.8   1,775.9       1,772.8   1,776.3   1,780.7   1,787.0
  6        Commercial and industrial                       292.9     303.3     304.0     303.3     304.7     304.8     304.7     304.8         304.3     304.8     305.6     306.0
  7        Real estate                                     946.1   1,017.6   1,019.8   1,020.8   1,030.6   1,036.7   1,046.9   1,054.7       1,053.8   1,055.3   1,055.5   1,063.1
  8          Revolving home equity                          66.2      76.2      76.9      77.7      79.8      81.5      82.9      84.2          83.6      84.3      84.7      86.4
  9          Other                                         879.9     941.5     942.9     943.2     950.8     955.2     964.0     970.5         970.1     971.0     970.8     976.7
  10       Consumer                                        279.4     288.9     291.3     295.7     299.0     299.4     298.5     302.4         301.4     302.5     304.7     302.8
  11       Security (4)                                      6.9       8.1       8.1       8.4       8.5       8.4       8.3       8.9           8.8       8.7       9.0       9.2
  12       Other loans and leases                           98.3     105.6     105.9     107.0     106.6     106.0     105.4     105.2         104.6     105.0     105.9     105.9

  13  Interbank loans                                       88.4     115.1     115.6     122.4     124.0     123.5     120.8     132.2         130.8     131.9     137.5     134.3

  14  Cash assets (5)                                      112.8     126.0     124.2     125.0     128.5     130.1     131.8     131.7         130.5     133.1     133.0     131.4

  15  Other assets (6)                                     140.7     141.3     141.4     141.6     145.3     148.1     151.5     157.0         157.9     157.3     157.1     147.8

  16  TOTAL ASSETS (7)                                   2,568.9   2,734.9   2,744.9   2,756.7   2,780.2   2,799.0   2,821.8   2,850.1       2,847.3   2,851.8   2,860.0   2,854.9

            L I A B I L I T I E S

  17  Deposits                                           2,015.4   2,112.0   2,108.1   2,115.8   2,125.6   2,150.2   2,165.8   2,189.1       2,191.4   2,184.6   2,199.5   2,194.4
  18    Transaction                                        302.3     310.4     312.5     311.3     314.3     318.4     326.4     330.8         324.9     333.3     346.1     339.2
  19    Nontransaction                                   1,713.1   1,801.6   1,795.6   1,804.5   1,811.3   1,831.7   1,839.4   1,858.3       1,866.4   1,851.3   1,853.4   1,855.2
  20       Large time                                      299.2     305.5     308.0     307.1     310.0     314.4     315.1     314.8         315.2     314.4     315.4     315.4
  21       Other                                         1,413.9   1,496.1   1,487.6   1,497.5   1,501.4   1,517.4   1,524.3   1,543.5       1,551.2   1,536.9   1,538.0   1,539.8

  22  Borrowings                                           328.5     373.0     388.7     406.3     409.7     406.9     412.5     420.8         416.6     423.5     417.2     414.8
  23    From banks in the U.S.                             112.4     127.6     138.4     155.5     159.1     156.5     158.1     154.5         152.0     157.1     154.7     150.6
  24    From others                                        216.1     245.4     250.3     250.8     250.6     250.3     254.4     266.4         264.6     266.4     262.5     264.2

  25  Net due to related foreign offices                    11.6      11.3      12.4      15.3      13.1      11.6      13.9      13.6          12.0      13.2      13.8      13.8

  26  Other liabilities                                     63.3      66.9      64.5      69.8      72.0      73.1      72.5      74.7          74.3      75.7      76.4      77.2

  27  TOTAL LIABILITIES                                  2,418.8   2,563.2   2,573.6   2,607.3   2,620.4   2,641.7   2,664.7   2,698.3       2,694.2   2,697.0   2,707.0   2,700.2

  28  Residual (assets less liabilities) (8)               150.1     171.7     171.3     149.4     159.8     157.2     157.1     151.9         153.1     154.7     153.0     154.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,256.1   2,388.0   2,407.6   2,402.1   2,411.7   2,426.4   2,448.5   2,460.6       2,460.7   2,461.0   2,462.8   2,470.0

  2     Securities in bank credit                          633.4     659.8     668.4     666.6     666.3     677.2     688.1     685.5         687.8     684.9     683.8     685.4
  3        Treasury and Agency securities (2)              423.9     453.8     461.4     459.1     460.3     471.6     483.8     481.0         483.0     479.1     478.2     481.8
  4        Other securities                                209.5     206.0     207.0     207.5     206.0     205.6     204.3     204.4         204.8     205.8     205.6     203.6

  5     Loans and leases in bank credit (3)              1,622.8   1,728.2   1,739.1   1,735.5   1,745.4   1,749.2   1,760.4   1,775.1       1,773.0   1,776.1   1,779.0   1,784.5
  6        Commercial and industrial                       295.4     301.8     303.9     301.9     303.2     304.7     306.8     307.3         307.0     307.2     307.8     307.9
  7        Real estate                                     945.6   1,019.5   1,023.1   1,022.3   1,030.7   1,034.6   1,045.2   1,054.2       1,053.6   1,055.3   1,055.3   1,061.1
  8          Revolving home equity                          66.3      76.4      77.3      77.9      79.8      81.1      82.7      84.2          83.9      84.3      84.6      86.2
  9          Other                                         879.4     943.1     945.7     944.4     950.9     953.4     962.4     970.0         969.8     971.0     970.6     975.0
  10       Consumer                                        277.1     292.7     297.7     298.6     298.9     296.5     295.0     300.3         299.7     300.9     302.6     299.3
  10a        Credit card and related plans                 106.4     116.9     121.3     119.6     118.3     117.8     116.4     121.3         121.1     121.7     123.3     119.4
  10h        Other                                         170.7     175.8     176.5     179.1     180.7     178.7     178.7     179.0         178.6     179.3     179.3     179.9
  11       Security (4)                                      6.8       8.4       8.2       8.0       8.4       8.6       8.5       8.7           8.6       8.4       8.6       9.4
  12       Other loans and leases                           97.8     105.9     106.3     104.6     104.2     104.8     104.9     104.6         104.0     104.2     104.7     106.8

  13  Interbank loans                                       84.7     118.6     118.2     116.0     123.0     129.9     128.5     127.1         125.2     123.5     126.3     138.9

  14  Cash assets (5)                                      112.0     130.3     131.5     129.2     128.0     125.6     129.6     130.7         127.4     126.8     137.4     137.8

  15  Other assets (6)                                     140.7     141.3     141.4     141.6     145.3     148.1     151.5     157.0         157.9     157.3     157.1     147.8

  16  TOTAL ASSETS (7)                                   2,562.7   2,746.1   2,766.3   2,756.4   2,775.7   2,797.5   2,825.5   2,842.4       2,838.5   2,835.7   2,850.6   2,861.6

            L I A B I L I T I E S

  17  Deposits                                           2,007.8   2,120.1   2,131.6   2,122.1   2,132.4   2,155.1   2,177.5   2,181.1       2,183.5   2,167.9   2,186.5   2,197.9
  18    Transaction                                        297.1     313.9     324.2     316.3     311.0     314.8     326.7     325.3         318.0     322.2     342.4     344.0
  19    Nontransaction                                   1,710.7   1,806.2   1,807.4   1,805.8   1,821.4   1,840.3   1,850.7   1,855.7       1,865.6   1,845.8   1,844.1   1,853.9
  20       Large time                                      299.2     305.5     308.0     307.1     310.0     314.4     315.1     314.8         315.2     314.4     315.4     315.4
  21       Other                                         1,411.5   1,500.7   1,499.4   1,498.8   1,511.4   1,526.0   1,535.7   1,541.0       1,550.3   1,531.3   1,528.7   1,538.4

  22  Borrowings                                           328.5     373.0     388.7     406.3     409.7     406.9     412.5     420.8         416.6     423.5     417.2     414.8
  23    From banks in the U.S.                             112.4     127.6     138.4     155.5     159.1     156.5     158.1     154.5         152.0     157.1     154.7     150.6
  24    From others                                        216.1     245.4     250.3     250.8     250.6     250.3     254.4     266.4         264.6     266.4     262.5     264.2

  25  Net due to related foreign offices                    11.6      11.3      12.4      15.3      13.1      11.6      13.9      13.6          12.0      13.2      13.8      13.8

  26  Other liabilities                                     63.3      66.9      64.5      69.8      72.0      73.1      72.5      74.7          74.3      75.7      76.4      77.2

  27  TOTAL LIABILITIES                                  2,411.2   2,571.2   2,597.1   2,613.5   2,627.2   2,646.7   2,676.4   2,690.2       2,686.4   2,680.3   2,693.9   2,703.7

  28  Residual (assets less liabilities) (8)               151.5     174.9     169.2     142.9     148.5     150.8     149.1     152.2         152.1     155.4     156.7     157.9




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          595.1     620.2     636.2     627.6     640.5     658.6     651.0     662.2         659.7     660.3     670.6     672.6

  2     Securities in bank credit                          229.7     248.0     261.8     262.9     272.9     277.1     270.3     281.0         279.2     283.3     285.2     287.6
  3        Treasury and Agency securities (2)               73.2      93.5     102.0     102.7     107.6     111.5     113.2     118.4         116.6     119.7     121.8     120.7
  4        Other securities                                156.5     154.5     159.9     160.2     165.3     165.6     157.1     162.7         162.6     163.6     163.4     166.9

  5     Loans and leases in bank credit (3)                365.4     372.2     374.3     364.8     367.6     381.5     380.7     381.2         380.5     377.0     385.3     385.0
  6        Commercial and industrial                       195.9     178.9     178.4     176.4     172.3     169.0     169.0     166.5         168.3     166.6     165.4     160.7
  7        Real estate                                      18.1      20.0      19.5      18.9      18.1      17.8      16.8      17.0          17.0      17.0      17.0      16.9
  11       Security (4)                                     81.1     104.7     110.1     105.1     112.9     130.1     130.4     128.1         127.4     124.8     131.4     133.4
  12       Other loans and leases                           70.4      68.6      66.4      64.3      64.4      64.6      64.4      69.6          67.8      68.6      71.5      74.0

  13  Interbank loans                                       23.3      25.5      30.0      28.8      28.8      30.5      27.7      28.7          26.8      27.9      30.9      32.0

  14  Cash assets (5)                                       46.0      42.3      44.6      40.0      38.3      42.5      44.5      51.4          51.0      51.5      53.0      52.5

  15  Other assets (6)                                      26.1      34.6      35.9      40.0      41.7      37.8      41.4      51.3          52.1      48.9      53.7      56.5

  16  TOTAL ASSETS (7)                                     690.0     722.2     746.3     736.0     749.0     768.9     764.2     793.2         789.3     788.2     807.8     813.2

            L I A B I L I T I E S

  17  Deposits                                             503.8     452.6     425.5     426.8     443.4     449.2     436.9     439.4         439.9     439.8     440.4     450.9
  18    Transaction                                         10.6       9.2       9.2       9.5       9.7      10.6      10.3      10.0           9.6       9.7      10.1      10.1
  19    Nontransaction                                     493.2     443.3     416.3     417.2     433.6     438.6     426.7     429.4         430.3     430.2     430.4     440.7

  22  Borrowings                                           189.4     251.2     278.0     271.7     276.8     299.4     307.5     315.3         307.2     308.6     325.5     329.6
  23    From banks in the U.S.                              20.6      25.2      30.0      31.1      31.4      34.2      28.2      32.4          31.7      31.6      33.2      35.1
  24    From others                                        168.8     226.0     247.9     240.6     245.4     265.2     279.4     282.9         275.6     277.0     292.3     294.4

  25  Net due to related foreign offices                   -90.7     -73.3     -59.1     -69.9     -78.6     -85.6     -78.7     -79.6         -79.6     -80.4     -78.0     -85.6

  26  Other liabilities                                     74.3      99.3     102.1      98.9     101.1      95.0      89.7     104.5         108.1     105.8     104.3     107.7

  27  TOTAL LIABILITIES                                    676.9     729.7     746.5     727.4     742.7     758.0     755.5     779.6         775.7     773.9     792.2     802.5

  28  Residual (assets less liabilities) (8)                13.2      -7.5      -0.2       8.6       6.3      10.9       8.7      13.6          13.6      14.4      15.6      10.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          590.8     623.8     646.2     635.5     645.0     656.4     650.9     657.3         655.5     653.4     666.1     666.1

  2     Securities in bank credit (2)                      229.7     248.0     261.8     262.9     272.9     277.1     270.3     281.0         279.2     283.3     285.2     287.6
  3        Treasury and Agency securities                   73.2      93.5     102.0     102.7     107.6     111.5     113.2     118.4         116.6     119.7     121.8     120.7
  3a         Trading account                                10.1      20.3      30.6      32.1      34.9      34.6      36.6      39.9          37.8      39.5      41.9      42.8
  3b         Investment account                             63.1      73.2      71.3      70.6      72.7      76.9      76.6      78.5          78.8      80.2      79.9      77.9
  4        Other securities                                156.5     154.5     159.9     160.2     165.3     165.6     157.1     162.7         162.6     163.6     163.4     166.9
  4a         Trading account                               100.0     100.4     101.3     101.3     100.3      99.0      95.0     102.1         102.0     103.0     102.8     105.3
  4b         Investment account                             56.5      54.0      58.6      58.9      65.0      66.6      62.1      60.5          60.6      60.7      60.6      61.6

  5     Loans and leases in bank credit (3)                361.2     375.8     384.3     372.6     372.1     379.3     380.6     376.3         376.3     370.1     380.8     378.6
  6        Commercial and industrial                       193.8     180.3     179.8     176.5     173.7     170.5     168.1     164.7         166.5     164.6     163.2     159.9
  7        Real estate                                      18.1      20.0      19.5      18.9      18.1      17.8      16.8      17.0          17.0      17.0      17.0      16.9
  11       Security (4)                                     79.5     106.8     116.7     112.2     115.8     125.6     130.8     125.6         125.4     120.9     129.7     127.5
  12       Other loans and leases                           69.8      68.8      68.3      65.1      64.5      65.4      64.9      69.1          67.5      67.6      71.0      74.3

  13  Interbank loans                                       23.3      25.5      30.0      28.8      28.8      30.5      27.7      28.7          26.8      27.9      30.9      32.0

  14  Cash assets (5)                                       44.5      44.7      47.8      42.9      39.3      41.3      42.6      49.7          49.6      49.5      51.3      51.1

  15  Other assets (6)                                      26.2      34.5      37.0      41.3      42.3      38.7      41.2      51.5          53.1      48.9      53.3      55.4

  16  TOTAL ASSETS (7)                                     684.4     728.1     760.6     748.2     755.1     766.5     761.9     786.8         784.7     779.2     801.1     804.3

            L I A B I L I T I E S

  17  Deposits                                             510.2     452.7     436.3     442.9     453.5     453.3     443.0     444.9         445.0     444.2     447.1     453.7
  18    Transaction                                         10.2       9.5      10.0       9.8       9.7      10.3       9.7       9.6           9.2       9.2       9.9       9.8
  19    Nontransaction                                     500.0     443.1     426.4     433.1     443.8     443.0     433.3     435.3         435.8     435.0     437.2     443.9

  22  Borrowings                                           189.4     251.2     278.0     271.7     276.8     299.4     307.5     315.3         307.2     308.6     325.5     329.6
  23    From banks in the U.S.                              20.6      25.2      30.0      31.1      31.4      34.2      28.2      32.4          31.7      31.6      33.2      35.1
  24    From others                                        168.8     226.0     247.9     240.6     245.4     265.2     279.4     282.9         275.6     277.0     292.3     294.4

  25  Net due to related foreign offices                   -90.3     -74.7     -57.4     -67.3     -77.5     -83.4     -79.1     -79.3         -78.0     -80.4     -77.4     -86.8

  26  Other liabilities                                     74.5      98.4     103.3     100.6     102.0      96.5      89.4     104.9         109.4     105.7     104.8     106.8

  27  TOTAL LIABILITIES                                    683.9     727.6     760.2     747.8     754.9     765.9     760.8     785.7         783.6     778.1     800.0     803.2

  28  Residual (assets less liabilities) (8)                 0.5       0.5       0.4       0.4       0.2       0.6       1.1       1.1           1.1       1.1       1.1       1.1







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                         June 13, 2003


               Account                                    2002      2002      2002      2003      2003      2003      2003      2003                      Week ending
                                                           May       Nov       Dec       Jan       Feb       Mar       Apr       May         May 14    May 21    May 28     Jun 4 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (9)              80.8     105.2     112.5     107.6     116.8     115.1     105.7     128.1         127.2     128.8     130.2     141.5

  30  Reval. losses on off-bal. sheet items (9)             62.2      89.0      93.8      86.2      94.9      91.3      81.4     105.1         105.2     106.4     106.8     115.7

  31  Mortgage-backed securities (10)                      306.7     370.6     363.3     369.0     375.0     379.4     399.3     425.6         403.8     430.8     435.4     441.9
  31a   Pass-through                                       210.8     274.6     265.7     271.2     276.5     275.9     288.2     313.8         290.8     320.1     326.1     328.2
  31b   CMO, REMIC, and other                               95.9      95.9      97.6      97.7      98.4     103.6     111.2     111.8         113.0     110.7     109.4     113.7

  32  Net unrealized gains (losses) on    
        available-for-sale securities (11)                   4.3      11.3      10.7      12.1      12.0      12.1      10.7      12.2          11.5      12.2      12.1      15.1

  33  Offshore credit to U.S. residents (12)                19.6      18.5      18.7      18.3      18.2      18.2      17.5      17.3          17.2      17.5      17.4      17.4

  34  Securitized consumer loans (13)                      135.8     148.5     150.1     149.7     150.6     152.5     154.2     155.0         154.1     155.0     156.1     155.7
  34a   Credit card and related plans                      122.3     131.4     133.2     132.2     134.8     136.7     138.7     139.4         139.2     140.1     139.3     139.4
  34b   Other                                               13.5      17.0      16.9      17.5      15.8      15.8      15.5      15.5          14.9      14.9      16.8      16.2

  35  Securitized business loans (13)                       17.1      17.4      17.2      16.9      17.2      16.8      16.5      17.0          17.1      17.0      16.6      16.8


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (10)                      294.5     307.6     311.1     310.8     316.7     327.8     336.7     335.4         338.4     333.9     331.4     334.0

  34  Securitized consumer loans (13)                      207.6     198.7     201.3     205.6     204.5     203.2     205.7     205.6         205.1     204.7     206.0     207.1
  34a   Credit card and related plans                      200.0     189.8     192.5     197.1     196.0     194.8     197.4     197.4         196.8     196.5     197.7     198.9
  34b   Other                                                7.6       8.9       8.7       8.5       8.4       8.5       8.3       8.2           8.2       8.2       8.2       8.2


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (9)              50.0      63.3      64.1      66.8      66.8      64.7      63.2      72.8          72.8      74.0      73.5      75.0

  30  Reval. losses on off-bal. sheet items (9)             42.8      60.3      60.1      63.1      65.0      63.6      61.8      72.8          72.7      74.5      73.8      76.0

  35  Securitized business loans (13)                       10.5       7.2       6.8       5.6       4.7       4.1       3.4       3.1           3.1       3.0       3.0       3.2











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                     June 13, 2003

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.  The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value 
      of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses.
  13. Total amount outstanding.

NOTE: Large domestically chartered banks acquired $0.6 billion in assets and liabilities of nonbank institutions in the week ending June 4, 2003.  The major asset                                                                                                                           
items affected were (in billions): real estate loans, revolving home equity, $0.1; real estate loans, commercial, $0.2 and real estste loans, other, $0.2.  The                                                                                                                              
major liabilty items affected were: transaction deposits, $0.1; nontransaction deposits, other $0.3; nontransaction deposits, large time, $0.1; borrowings from                                                                                                                              
others, $0.2 and residual (assets less liabilities), $0.1.                                                                                                                                                                                                                                   
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                               
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