Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page
Release Date: April 8, 2005
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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                             April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,440.1   6,634.8   6,703.8   6,706.4   6,744.7   6,768.6   6,839.2   6,942.7       7,002.4   7,043.0   7,048.4   7,008.0

  2     Securities in bank credit                        1,929.3   1,913.1   1,922.4   1,914.1   1,918.9   1,927.0   1,958.4   2,005.0       2,024.7   2,036.1   2,037.2   2,006.9
  3        Treasury and Agency securities (2)            1,170.5   1,181.7   1,176.0   1,146.4   1,143.7   1,147.8   1,177.2   1,210.2       1,207.1   1,215.7   1,218.8   1,196.4
  4        Other securities                                758.8     731.4     746.4     767.7     775.2     779.2     781.2     794.7         817.6     820.4     818.4     810.5

  5     Loans and leases in bank credit (3)              4,510.8   4,721.7   4,781.4   4,792.3   4,825.7   4,841.6   4,880.8   4,937.7       4,977.6   5,006.9   5,011.2   5,001.1
  6        Commercial and industrial                       887.8     891.8     895.8     896.8     903.2     911.5     928.5     937.9         941.8     946.1     945.7     945.5
  7        Real estate                                   2,263.1   2,435.5   2,460.7   2,494.7   2,517.0   2,537.1   2,561.3   2,587.2       2,632.2   2,634.3   2,643.7   2,646.1
  8          Revolving home equity                         297.6     358.1     369.4     383.3     393.0     398.5     405.7     407.3         412.6     414.8     416.7     417.9
  9          Other                                       1,965.6   2,077.4   2,091.3   2,111.3   2,124.0   2,138.6   2,155.6   2,179.8       2,219.7   2,219.4   2,227.0   2,228.3
  10       Consumer                                        634.2     673.3     675.6     671.4     666.0     674.9     681.5     680.5         683.0     685.8     686.8     689.7
  11       Security (4)                                    243.2     239.4     255.2     240.6     235.8     214.7     198.9     218.8         219.0     230.7     226.9     219.4
  12       Other loans and leases                          482.5     481.7     494.2     488.9     503.8     503.4     510.5     513.3         501.6     510.2     508.1     500.3

  13  Interbank loans                                      342.1     362.2     367.9     369.4     357.8     333.0     293.5     298.7         280.3     283.1     283.3     274.2

  14  Cash assets (5)                                      318.6     322.6     325.1     319.5     322.3     324.3     340.7     339.7         344.8     357.9     361.2     357.0

  15  Other assets (6)                                     542.1     630.7     641.8     630.8     645.4     650.6     653.0     658.9         675.4     679.9     691.1     690.2

  16  TOTAL ASSETS (7)                                   7,569.7   7,878.8   7,967.1   7,954.7   7,998.8   8,005.2   8,056.2   8,170.1       8,233.5   8,294.5   8,314.5   8,259.7

            L I A B I L I T I E S

  17  Deposits                                           4,841.2   5,180.0   5,202.9   5,226.6   5,282.3   5,311.3   5,344.3   5,357.3       5,381.9   5,421.1   5,425.0   5,396.8
  18    Transaction                                        652.3     670.0     683.3     667.1     668.2     674.6     659.4     671.1         644.5     685.4     730.2     730.9
  19    Nontransaction                                   4,188.8   4,510.0   4,519.5   4,559.5   4,614.0   4,636.7   4,684.9   4,686.1       4,737.4   4,735.7   4,694.8   4,665.9
  20       Large time                                    1,026.8   1,158.4   1,160.3   1,173.1   1,180.3   1,193.6   1,220.4   1,221.7       1,240.2   1,235.1   1,236.3   1,237.7
  21       Other                                         3,162.1   3,351.6   3,359.2   3,386.5   3,433.7   3,443.1   3,464.5   3,464.4       3,497.2   3,500.6   3,458.5   3,428.2

  22  Borrowings                                         1,581.6   1,580.3   1,609.6   1,590.2   1,579.5   1,554.1   1,489.3   1,529.1       1,537.6   1,595.5   1,558.3   1,537.6
  23    From banks in the U.S.                             420.9     445.2     460.0     440.6     426.2     393.1     353.9     365.5         344.8     361.5     350.6     345.2
  24    From others                                      1,160.7   1,135.1   1,149.7   1,149.5   1,153.2   1,161.0   1,135.4   1,163.5       1,192.8   1,233.9   1,207.7   1,192.4

  25  Net due to related foreign offices                   103.7      36.0      43.3      38.3      20.9      40.8      92.9      92.5         102.9      84.0     125.1     109.8

  26  Other liabilities                                    441.4     486.2     484.9     475.6     493.8     485.0     479.2     484.9         496.2     495.8     500.8     506.5

  27  TOTAL LIABILITIES                                  6,967.9   7,282.6   7,340.8   7,330.7   7,376.4   7,391.1   7,405.8   7,463.8       7,518.6   7,596.3   7,609.2   7,550.6

  28  Residual (assets less liabilities) (8)               601.9     596.2     626.3     624.0     622.4     614.1     650.3     706.4         714.9     698.2     705.3     709.1



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,430.5   6,619.9   6,704.0   6,718.5   6,779.9   6,812.8   6,849.3   6,927.0       6,977.4   7,011.6   7,000.8   6,967.9

  2     Securities in bank credit                        1,926.4   1,910.8   1,918.3   1,911.9   1,927.6   1,934.9   1,960.9   2,001.6       2,020.9   2,025.7   2,022.8   1,996.8
  3        Treasury and Agency securities (2)            1,166.3   1,177.6   1,168.9   1,141.6   1,151.4   1,151.4   1,172.5   1,205.5       1,203.2   1,208.6   1,213.1   1,193.4
  4        Other securities                                760.2     733.2     749.4     770.3     776.1     783.4     788.4     796.1         817.7     817.2     809.6     803.4

  5     Loans and leases in bank credit (3)              4,504.1   4,709.0   4,785.8   4,806.6   4,852.3   4,877.9   4,888.4   4,925.4       4,956.5   4,985.9   4,978.0   4,971.1
  6        Commercial and industrial                       887.5     887.1     892.7     895.4     903.1     911.8     924.5     937.7         942.9     949.2     949.6     949.4
  7        Real estate                                   2,262.0   2,437.2   2,468.0   2,502.8   2,533.4   2,546.0   2,560.4   2,581.8       2,621.3   2,620.0   2,624.0   2,626.9
  8          Revolving home equity                         297.7     359.3     371.0     384.3     393.0     397.4     403.9     407.5         410.7     411.9     412.7     413.7
  9          Other                                       1,964.3   2,077.9   2,097.0   2,118.5   2,140.4   2,148.6   2,156.6   2,174.3       2,210.5   2,208.1   2,211.3   2,213.2
  10       Consumer                                        638.8     670.1     676.9     673.9     670.4     686.5     694.6     685.4         678.3     679.9     679.9     680.7
  10a        Credit card and related plans                 253.9     289.5     293.4     289.2     287.3     304.4     311.2     300.3         295.1     296.4     296.2     297.1
  10b        Other                                         384.9     380.6     383.5     384.7     383.1     382.1     383.4     385.1         383.2     383.5     383.7     383.6
  11       Security (4)                                    241.8     231.6     249.9     242.6     241.0     224.8     201.0     216.8         219.3     232.9     224.0     215.3
  12       Other loans and leases                          474.0     483.0     498.2     491.9     504.4     508.9     508.0     503.6         494.7     503.9     500.5     498.8

  13  Interbank loans                                      336.2     362.1     360.0     363.5     361.6     337.0     289.6     293.8         285.6     288.0     280.3     280.5

  14  Cash assets (5)                                      316.1     313.1     327.0     324.9     332.3     343.2     350.4     336.7         330.2     347.4     337.7     349.6

  15  Other assets (6)                                     538.3     632.5     644.1     633.8     647.8     652.1     653.6     653.9         672.1     677.1     681.2     685.1

  16  TOTAL ASSETS (7)                                   7,547.5   7,856.0   7,963.6   7,969.9   8,050.3   8,073.7   8,072.7   8,141.2       8,195.4   8,254.2   8,230.1   8,213.4

            L I A B I L I T I E S

  17  Deposits                                           4,842.3   5,158.5   5,193.3   5,220.8   5,293.1   5,340.2   5,345.4   5,359.7       5,391.9   5,413.6   5,382.0   5,397.7
  18    Transaction                                        644.4     651.5     675.2     665.9     674.1     711.8     671.9     663.0         631.7     677.1     706.5     735.1
  19    Nontransaction                                   4,197.9   4,507.0   4,518.1   4,554.9   4,619.0   4,628.4   4,673.5   4,696.7       4,760.2   4,736.5   4,675.4   4,662.6
  20       Large time                                    1,035.6   1,150.8   1,149.2   1,157.3   1,170.7   1,191.4   1,231.1   1,232.4       1,243.7   1,237.0   1,237.8   1,242.1
  21       Other                                         3,162.3   3,356.2   3,368.9   3,397.5   3,448.4   3,437.0   3,442.4   3,464.4       3,516.5   3,499.5   3,437.7   3,420.5

  22  Borrowings                                         1,579.2   1,576.6   1,613.6   1,587.8   1,572.4   1,540.7   1,486.0   1,527.1       1,527.8   1,585.8   1,548.3   1,516.7
  23    From banks in the U.S.                             417.9     447.7     460.4     440.8     423.6     391.4     350.9     363.1         345.5     362.9     352.1     346.7
  24    From others                                      1,161.3   1,129.0   1,153.1   1,147.0   1,148.8   1,149.2   1,135.1   1,164.1       1,182.3   1,222.9   1,196.2   1,170.0

  25  Net due to related foreign offices                   108.9      36.1      47.1      43.7      30.2      48.3      98.0      97.4          97.7      77.3     117.1     101.9

  26  Other liabilities                                    446.7     486.1     489.6     482.1     506.4     494.8     484.8     491.3         491.0     487.3     490.5     496.0

  27  TOTAL LIABILITIES                                  6,977.2   7,257.2   7,343.6   7,334.4   7,402.2   7,424.0   7,414.3   7,475.5       7,508.4   7,563.9   7,537.8   7,512.3

  28  Residual (assets less liabilities) (8)               570.4     598.8     620.0     635.5     648.2     649.8     658.4     665.7         687.0     690.3     692.3     701.1





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,787.2   5,985.9   6,045.7   6,048.1   6,068.0   6,133.5   6,200.7   6,282.1       6,328.3   6,367.8   6,384.0   6,351.1

  2     Securities in bank credit                        1,663.7   1,652.2   1,661.9   1,644.2   1,640.1   1,660.5   1,679.6   1,718.4       1,728.8   1,744.7   1,747.1   1,723.2
  3        Treasury and Agency securities (2)            1,070.8   1,089.4   1,084.8   1,053.9   1,053.5   1,064.5   1,091.8   1,115.8       1,112.5   1,122.3   1,126.3   1,110.0
  4        Other securities                                592.8     562.9     577.2     590.2     586.6     596.0     587.8     602.6         616.3     622.4     620.8     613.2

  5     Loans and leases in bank credit (3)              4,123.5   4,333.6   4,383.8   4,403.9   4,427.9   4,472.9   4,521.0   4,563.6       4,599.5   4,623.1   4,636.9   4,627.9
  6        Commercial and industrial                       751.3     755.8     761.7     761.7     767.3     772.7     785.2     793.1         798.9     801.1     802.0     800.3
  7        Real estate                                   2,246.0   2,419.1   2,444.4   2,477.9   2,499.6   2,519.5   2,544.0   2,570.2       2,615.6   2,617.6   2,626.8   2,629.2
  8          Revolving home equity                         297.6     358.1     369.4     383.3     393.0     398.5     405.7     407.3         412.6     414.8     416.7     417.9
  9          Other                                       1,948.4   2,061.0   2,075.0   2,094.6   2,106.6   2,121.0   2,138.3   2,162.9       2,203.0   2,202.7   2,210.1   2,211.4
  10       Consumer                                        634.2     673.3     675.6     671.4     666.0     674.9     681.5     680.5         683.0     685.8     686.8     689.7
  11       Security (4)                                    103.1      92.2      99.0      94.7      88.6      97.7      98.7     107.4         101.8     111.2     112.1     104.8
  12       Other loans and leases                          389.0     393.3     403.1     398.2     406.4     408.1     411.6     412.4         400.3     407.5     409.2     403.8

  13  Interbank loans                                      310.2     329.1     333.6     325.8     305.0     280.5     245.1     253.7         237.6     236.9     233.6     226.3

  14  Cash assets (5)                                      263.6     261.0     263.8     260.0     261.1     264.9     278.6     279.0         283.7     296.5     300.2     297.9

  15  Other assets (6)                                     516.1     593.7     600.6     594.5     609.4     612.9     623.7     629.4         645.1     647.2     656.2     656.4

  16  TOTAL ASSETS (7)                                   6,804.4   7,098.7   7,172.6   7,157.4   7,172.6   7,220.9   7,278.2   7,374.6       7,425.7   7,479.3   7,504.9   7,462.4

            L I A B I L I T I E S

  17  Deposits                                           4,373.0   4,635.1   4,664.9   4,680.9   4,739.9   4,770.6   4,795.2   4,823.7       4,844.8   4,883.5   4,891.4   4,857.2
  18    Transaction                                        640.4     658.9     672.4     655.0     656.5     662.4     647.5     658.9         631.5     672.6     717.9     718.8
  19    Nontransaction                                   3,732.6   3,976.2   3,992.5   4,025.9   4,083.4   4,108.3   4,147.7   4,164.9       4,213.2   4,210.9   4,173.5   4,138.4
  20       Large time                                      575.7     640.6     650.0     653.7     659.1     669.3     686.4     706.2         717.8     712.1     716.8     719.9
  21       Other                                         3,156.9   3,335.6   3,342.5   3,372.1   3,424.3   3,438.9   3,461.2   3,458.7       3,495.4   3,498.8   3,456.7   3,418.4

  22  Borrowings                                         1,237.9   1,259.8   1,278.3   1,254.9   1,218.3   1,220.4   1,185.7   1,212.3       1,218.1   1,259.4   1,239.8   1,227.5
  23    From banks in the U.S.                             377.0     402.4     409.3     394.7     374.9     342.1     315.5     323.5         307.8     315.3     311.7     300.8
  24    From others                                        860.9     857.4     868.9     860.3     843.4     878.3     870.2     888.8         910.3     944.2     928.0     926.7

  25  Net due to related foreign offices                   256.3     213.1     209.1     203.1     190.3     216.0     264.1     247.6         247.2     233.3     266.3     265.5

  26  Other liabilities                                    338.7     399.9     397.7     386.9     395.2     393.3     390.1     391.0         400.0     405.7     411.7     416.4

  27  TOTAL LIABILITIES                                  6,205.9   6,507.8   6,549.9   6,525.9   6,543.7   6,600.4   6,635.0   6,674.7       6,710.1   6,781.9   6,809.2   6,766.7

  28  Residual (assets less liabilities) (8)               598.5     590.8     622.7     631.5     629.0     620.5     643.1     699.9         715.6     697.4     695.7     695.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,775.3   5,980.1   6,053.4   6,063.5   6,101.8   6,171.9   6,208.3   6,264.7       6,302.0   6,331.4   6,333.3   6,307.6

  2     Securities in bank credit                        1,660.8   1,650.0   1,657.8   1,642.0   1,648.8   1,668.4   1,682.1   1,715.1       1,725.0   1,734.3   1,732.7   1,713.1
  3        Treasury and Agency securities (2)            1,066.6   1,085.3   1,077.6   1,049.1   1,061.2   1,068.1   1,087.2   1,111.1       1,108.6   1,115.2   1,120.5   1,107.0
  4        Other securities                                594.2     564.7     580.2     592.9     587.6     600.2     595.0     604.0         616.5     619.2     612.1     606.1

  5     Loans and leases in bank credit (3)              4,114.5   4,330.1   4,395.6   4,421.6   4,453.0   4,503.5   4,526.2   4,549.6       4,577.0   4,597.0   4,600.6   4,594.5
  6        Commercial and industrial                       749.4     752.5     759.9     762.0     767.8     772.1     780.5     791.1         798.5     802.2     803.6     801.9
  7        Real estate                                   2,244.8   2,420.8   2,451.7   2,486.1   2,516.0   2,528.4   2,543.1   2,564.9       2,604.6   2,603.4   2,607.1   2,610.0
  8          Revolving home equity                         297.7     359.3     371.0     384.3     393.0     397.4     403.9     407.5         410.7     411.9     412.7     413.7
  9          Other                                       1,947.1   2,061.6   2,080.8   2,101.8   2,123.0   2,131.0   2,139.3   2,157.4       2,193.9   2,191.5   2,194.4   2,196.3
  9a           Other residential                              --   1,055.8   1,064.7   1,074.5   1,085.0   1,085.7   1,084.9   1,094.2       1,119.8   1,116.0   1,117.5   1,117.3
  9b           Commercial                                     --   1,005.8   1,016.0   1,027.2   1,038.0   1,045.4   1,054.4   1,063.2       1,074.1   1,075.4   1,076.9   1,079.0
  10       Consumer                                        638.8     670.1     676.9     673.9     670.4     686.5     694.6     685.4         678.3     679.9     679.9     680.7
  10a        Credit card and related plans                 253.9     289.5     293.4     289.2     287.3     304.4     311.2     300.3         295.1     296.4     296.2     297.1
  10d        Other                                         384.9     380.6     383.5     384.7     383.1     382.1     383.4     385.1         383.2     383.5     383.7     383.6
  11       Security (4)                                     99.2      93.0     100.5      98.0      89.7     101.9      97.8     103.3         101.2     109.7     108.3     100.2
  12       Other loans and leases                          382.4     393.6     406.5     401.6     409.0     414.6     410.2     404.9         394.3     401.9     401.7     401.7

  13  Interbank loans                                      304.3     329.0     325.7     319.9     308.8     284.5     241.2     248.7         243.0     241.8     230.6     232.5

  14  Cash assets (5)                                      261.9     251.4     264.5     264.3     271.2     281.7     288.7     276.9         271.7     288.4     278.9     291.3

  15  Other assets (6)                                     510.9     595.9     604.6     598.7     612.5     613.8     622.4     622.7         640.5     644.0     647.2     652.3

  16  TOTAL ASSETS (7)                                   6,779.2   7,085.3   7,176.9   7,175.9   7,223.4   7,281.0   7,290.7   7,343.1       7,387.6   7,436.0   7,420.6   7,414.5

            L I A B I L I T I E S

  17  Deposits                                           4,368.0   4,621.1   4,665.0   4,693.0   4,763.9   4,802.7   4,789.1   4,819.1       4,853.8   4,872.9   4,842.3   4,847.2
  18    Transaction                                        632.4     640.5     664.1     653.7     662.4     699.2     659.7     650.7         619.3     664.9     694.7     723.1
  19    Nontransaction                                   3,735.6   3,980.6   4,000.9   4,039.3   4,101.5   4,103.6   4,129.5   4,168.5       4,234.5   4,208.0   4,147.6   4,124.0
  20       Large time                                      578.5     640.2     648.4     655.6     662.4     670.7     690.4     709.9         719.8     710.3     711.7     713.5
  21       Other                                         3,157.1   3,340.4   3,352.5   3,383.7   3,439.2   3,432.8   3,439.1   3,458.6       3,514.7   3,497.7   3,435.9   3,410.5

  22  Borrowings                                         1,235.5   1,256.1   1,282.2   1,252.5   1,211.2   1,207.0   1,182.4   1,210.4       1,208.3   1,249.8   1,229.8   1,206.6
  23    From banks in the U.S.                             374.0     404.9     409.8     394.8     372.3     340.5     312.5     321.0         308.5     316.7     313.2     302.4
  24    From others                                        861.5     851.3     872.4     857.7     839.0     866.5     869.9     889.4         899.8     933.1     916.5     904.3

  25  Net due to related foreign offices                   261.8     212.7     211.3     206.0     197.0     222.1     268.3     252.9         244.6     227.7     257.7     256.8

  26  Other liabilities                                    344.4     399.4     401.3     391.7     405.8     402.2     395.1     397.7         396.5     397.9     401.0     405.4

  27  TOTAL LIABILITIES                                  6,209.7   6,489.4   6,559.8   6,543.2   6,578.0   6,634.0   6,635.0   6,680.1       6,703.2   6,748.3   6,730.9   6,716.0

  28  Residual (assets less liabilities) (8)               569.5     595.9     617.2     632.7     645.4     647.0     655.7     663.1         684.3     687.7     689.7     698.5






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,262.9   3,311.5   3,355.0   3,348.9   3,350.5   3,399.2   3,454.2   3,507.8       3,508.8   3,545.5   3,557.2   3,527.4

  2     Securities in bank credit                          951.8     933.6     948.8     934.4     923.8     944.7     959.6     997.8       1,009.9   1,027.9   1,031.6   1,004.4
  3        Treasury and Agency securities (2)              573.2     577.6     579.6     556.0     554.3     568.2     591.9     617.2         618.9     632.3     636.2     617.0
  3a         Trading account                                43.0      40.5      48.1      41.1      45.7      35.1      34.1      51.3          51.4      57.2      47.9      53.2
  3b         Investment account                            530.2     537.1     531.5     514.9     508.6     533.1     557.8     565.8         567.5     575.0     588.2     563.7
  3c           Mortgage-backed                             420.0     427.9     422.6     410.0     403.8     429.9     453.0     460.2         457.6     463.9     477.5     463.1
  3b           Other                                       110.2     109.2     108.9     104.9     104.8     103.3     104.8     105.6         109.9     111.1     110.7     100.7
  4        Other securities                                378.6     356.0     369.2     378.4     369.5     376.5     367.7     380.6         391.1     395.7     395.4     387.4
  4a         Trading account                               196.9     191.8     200.9     210.6     202.1     211.0     201.1     203.3         206.9     208.2     206.2     198.5
  4b         Investment account                            181.7     164.2     168.3     167.8     167.3     165.6     166.6     177.4         184.2     187.4     189.2     188.9
  4c           State and local government                   32.5      32.9      33.3      33.6      33.5      33.0      33.2      34.3          34.4      35.3      35.9      35.6
  4d           Other                                       149.1     131.3     134.9     134.2     133.9     132.6     133.4     143.1         149.8     152.1     153.3     153.3

  5     Loans and leases in bank credit (3)              2,311.1   2,377.9   2,406.2   2,414.5   2,426.8   2,454.5   2,494.6   2,510.0       2,498.9   2,517.5   2,525.7   2,523.0
  6        Commercial and industrial                       445.1     438.7     440.8     439.4     441.7     445.1     453.3     459.6         462.5     463.5     464.6     462.2
  7        Real estate                                   1,140.1   1,200.3   1,209.8   1,227.2   1,240.0   1,251.8   1,275.9   1,274.3       1,281.4   1,280.0   1,283.8   1,293.8
  8          Revolving home equity                         203.9     247.0     255.5     265.6     272.7     277.7     283.2     284.3         287.3     289.0     290.3     291.0
  9          Other                                         936.2     953.3     954.3     961.6     967.3     974.1     992.7     990.0         994.1     991.1     993.5   1,002.8
  9a           Other residential                           596.9     601.8     602.0     605.6     608.2     613.4     628.8     622.8         626.3     623.6     625.2     634.6
  9b           Commercial                                  339.3     351.4     352.3     356.0     359.1     360.6     363.9     367.2         367.8     367.5     368.3     368.3
  10       Consumer                                        340.1     362.2     363.8     366.1     361.5     363.0     367.6     368.5         364.3     367.1     368.1     369.1
  11       Security (4)                                     95.0      85.0      91.6      87.1      80.7      89.9      90.8      99.6          94.2     103.6     104.4      97.4
  11a        Fed funds and RPs with broker/dealer           73.8      65.2      71.6      67.6      59.9      69.5      69.0      77.9          73.0      82.2      79.9      72.7
  11b        Other                                          21.1      19.8      20.0      19.4      20.8      20.4      21.8      21.7          21.3      21.4      24.5      24.7
  12a      State and local government                       14.5      15.7      16.0      16.6      16.6      16.9      17.0      16.7          16.7      16.7      16.9      16.9
  12b      Agricultural                                      8.7       9.2       9.3       9.5       9.5       9.6       9.4       9.3           9.2       9.1       9.1       9.1
  12c      Fed funds and RPs with others                    30.4      23.1      29.6      24.7      27.2      27.0      27.3      27.1          25.8      29.6      30.5      28.0
  12d      All other loans                                 132.7     149.8     151.9     150.9     155.9     155.6     158.0     159.7         150.1     153.3     153.9     152.3
  12e      Lease financing receivables                     104.6      93.9      93.4      93.2      93.7      95.5      95.4      95.2          94.6      94.4      94.4      94.2

  13  Interbank loans                                      217.3     254.0     256.6     245.9     218.5     197.6     162.9     170.5         158.3     157.1     154.2     150.5
  13a   Fed funds and RPs with banks                       109.5     138.5     139.9     122.6     121.7     123.7     103.4     105.5          89.6      92.6      87.7      91.3
  13b   Other                                              107.8     115.6     116.7     123.3      96.8      73.8      59.5      65.0          68.7      64.5      66.5      59.2

  14  Cash assets (5)                                      148.6     143.6     146.6     142.5     143.9     148.9     157.1     155.0         159.8     170.6     170.9     177.0

  15  Other assets (6)                                     375.2     428.6     428.9     420.4     434.9     440.8     442.4     445.9         454.9     456.1     465.0     463.2

  16  TOTAL ASSETS (7)                                   3,962.8   4,099.3   4,149.0   4,119.2   4,109.7   4,148.9   4,180.1   4,243.2       4,246.9   4,294.2   4,312.3   4,282.9



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                           April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,201.5   2,353.6   2,369.0   2,372.0   2,414.3   2,430.6   2,434.0   2,440.7       2,445.9   2,476.8   2,484.3   2,471.9
  18    Transaction                                        305.5     315.4     325.4     313.8     318.0     321.9     310.9     317.6         298.7     323.2     351.0     361.4
  19    Nontransaction                                   1,896.0   2,038.2   2,043.6   2,058.2   2,096.2   2,108.6   2,123.1   2,123.1       2,147.2   2,153.6   2,133.3   2,110.4
  20       Large time                                      247.9     298.0     301.4     299.5     301.2     309.6     318.8     331.2         331.3     331.2     337.9     341.1
  21       Other                                         1,648.1   1,740.3   1,742.2   1,758.6   1,795.1   1,799.0   1,804.3   1,791.9       1,816.0   1,822.5   1,795.4   1,769.4

  22  Borrowings                                           796.8     776.2     789.1     768.4     730.4     738.2     711.7     728.8         733.2     774.0     752.5     754.7
  23    From banks in the U.S.                             210.4     216.4     218.8     216.4     194.1     172.8     160.8     164.5         147.0     156.1     152.2     150.5
  24    From others                                        586.5     559.8     570.4     552.0     536.3     565.4     550.9     564.3         586.2     617.9     600.4     604.2

  25  Net due to related foreign offices                   231.9     200.1     198.1     193.3     183.0     207.3     252.5     238.9         241.8     229.6     259.6     258.2

  26  Other liabilities                                    270.4     324.2     320.7     314.6     320.4     317.9     313.5     316.0         322.2     327.4     332.8     336.2

  27  TOTAL LIABILITIES                                  3,500.7   3,654.1   3,676.9   3,648.3   3,648.1   3,694.0   3,711.7   3,724.4       3,743.1   3,807.9   3,829.3   3,820.9

  28  Residual (assets less liabilities) (8)               462.1     445.1     472.0     470.9     461.5     455.0     468.5     518.8         503.9     486.4     483.0     462.0



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,252.2   3,310.3   3,360.0   3,355.7   3,369.6   3,419.6   3,458.5   3,491.8       3,486.3   3,512.8   3,512.1   3,491.0

  2     Securities in bank credit                          949.1     934.9     947.9     933.4     933.9     949.7     963.0     994.6       1,001.2   1,009.9   1,008.0     985.6
  3        Treasury and Agency securities (2)              569.1     577.0     575.8     552.4     563.5     568.9     588.2     612.6         610.0     617.4     621.3     605.3
  3a         Trading account                                43.3      40.3      47.5      40.3      46.1      35.1      33.9      51.7          51.4      56.5      47.1      52.5
  3b         Investment account                            525.8     536.7     528.2     512.1     517.4     533.8     554.2     560.9         558.5     560.9     574.2     552.8
  3c           Mortgage-backed                             414.8     427.9     420.5     409.1     411.5     430.6     450.1     454.6         448.6     451.3     465.4     453.5
  3d           Other                                       111.0     108.8     107.8     102.9     105.9     103.3     104.2     106.3         110.0     109.6     108.8      99.3
  4        Other securities                                380.0     357.9     372.2     381.0     370.4     380.8     374.8     382.0         391.2     392.5     386.7     380.3
  4a         Trading account                               197.7     192.8     202.6     212.1     202.7     213.3     205.0     204.0         207.0     206.6     201.6     194.8
  4b         Investment account                            182.3     165.0     169.6     168.9     167.8     167.5     169.8     178.0         184.2     185.9     185.0     185.4
  4c           State and local government                   32.7      33.1      33.6      33.8      33.6      33.4      33.8      34.4          34.4      35.0      35.1      34.9
  4d           Other                                       149.7     132.0     136.0     135.1     134.2     134.1     136.0     143.6         149.8     150.9     149.9     150.5

  5     Loans and leases in bank credit (3)              2,303.1   2,375.4   2,412.0   2,422.3   2,435.7   2,469.9   2,495.5   2,497.1       2,485.1   2,502.9   2,504.2   2,505.5
  6        Commercial and industrial                       443.2     437.2     441.0     440.5     443.3     444.4     449.2     457.6         461.9     463.9     465.0     463.2
  7        Real estate                                   1,139.5   1,201.6   1,211.5   1,228.0   1,243.6   1,253.6   1,274.2   1,269.7       1,275.3   1,272.7   1,273.5   1,283.8
  8          Revolving home equity                         204.2     248.0     256.4     266.0     272.8     277.0     281.8     284.8         285.9     286.6     287.1     287.7
  9        Other                                           935.3     953.6     955.2     962.0     970.8     976.5     992.5     984.9         989.4     986.1     986.4     996.1
  9a         Other residential                             595.7     602.1     602.5     605.9     610.4     615.0     628.7     619.5         623.4     620.4     620.7     630.3
  9b         Commercial                                    339.6     351.5     352.6     356.1     360.4     361.5     363.8     365.3         366.0     365.6     365.7     365.8
  10       Consumer                                        342.7     360.7     364.6     366.4     362.2     367.1     374.1     371.4         363.3     365.2     365.6     365.7
  10a        Credit card and related plans                 109.7     132.8     135.3     138.5     135.8     142.2     149.7     145.2         137.1     138.9     139.2     139.4
  10f        Other                                         233.1     227.9     229.4     227.9     226.3     224.9     224.4     226.2         226.1     226.3     226.4     226.3
  11       Security (4)                                     91.0      85.8      93.2      90.4      81.6      94.1      90.1      95.5          93.2     101.9     100.7      92.7
  11a        Fed funds and RPs with broker/dealer           70.8      65.8      72.9      70.2      60.5      72.7      68.5      74.7          72.2      80.9      77.1      69.2
  11b        Other                                          20.2      20.0      20.3      20.2      21.0      21.3      21.6      20.8          21.0      21.0      23.6      23.5
  12a      State and local government                       14.5      15.7      16.0      16.6      16.6      16.9      17.0      16.7          16.7      16.7      16.9      16.9
  12b      Agricultural                                      8.6       9.2       9.3       9.4       9.5       9.7       9.5       9.2           9.1       9.1       9.0       9.0
  12c      Fed funds and RPs with others                    30.4      23.1      29.6      24.7      27.2      27.0      27.3      27.1          25.8      29.6      30.5      28.0
  12d      All other loans                                 128.8     148.4     153.5     152.7     157.7     161.7     158.3     155.0         145.6     149.6     148.8     151.9
  12e      Lease financing receivables                     104.3      93.7      93.3      93.7      94.0      95.4      95.8      94.9          94.2      94.2      94.0      94.1

  13  Interbank loans                                      211.3     254.5     250.1     239.0     220.8     201.8     162.4     165.4         156.0     158.0     150.2     153.5
  13a   Fed funds and RPs with banks                       106.5     138.7     136.4     119.2     122.9     126.5     103.1     102.3          88.3      93.1      85.4      93.2
  13b   Other                                              104.8     115.7     113.7     119.8      97.8      75.4      59.3      63.1          67.7      64.9      64.8      60.4

  14  Cash assets (5)                                      148.9     135.9     145.9     145.3     150.0     161.1     166.1     155.0         152.4     167.7     158.5     173.4

  15  Other assets (6)                                     369.9     430.8     432.9     424.6     437.9     441.6     441.1     439.3         450.3     452.9     456.0     459.1

  16  TOTAL ASSETS (7)                                   3,940.8   4,092.8   4,150.6   4,126.7   4,140.2   4,186.6   4,191.5   4,215.1       4,209.5   4,255.9   4,241.6   4,241.8

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,206.1   2,343.7   2,370.3   2,382.0   2,427.0   2,449.6   2,433.0   2,446.3       2,450.3   2,469.1   2,447.5   2,460.4
  18    Transaction                                        301.9     301.2     318.8     311.2     320.7     345.9     319.2     313.9         289.8     320.6     337.3     366.2
  19    Nontransaction                                   1,904.2   2,042.4   2,051.5   2,070.8   2,106.3   2,103.7   2,113.7   2,132.3       2,160.6   2,148.5   2,110.2   2,094.2
  20       Large time                                      250.7     297.6     299.9     301.4     304.4     311.0     322.7     334.9         333.2     329.4     332.8     334.6
  21       Other                                         1,653.5   1,744.8   1,751.6   1,769.4   1,801.9   1,792.7   1,791.0   1,797.5       1,827.3   1,819.1   1,777.3   1,759.5

  22  Borrowings                                           794.4     772.5     793.1     766.0     723.4     724.7     708.4     726.9         723.4     764.3     742.5     733.9
  23    From banks in the U.S.                             207.3     218.9     219.2     216.5     191.6     171.1     157.8     162.0         147.7     157.5     153.6     152.1
  24    From others                                        587.2     553.7     573.8     549.5     531.8     553.6     550.6     564.8         575.7     606.8     588.9     581.8

  25  Net due to related foreign offices                   237.5     199.8     200.4     196.1     189.6     213.4     256.7     244.2         239.2     224.1     251.1     249.5

  26  Other liabilities                                    276.0     323.7     324.2     319.4     331.1     326.8     318.6     322.7         318.7     319.7     322.1     325.1

  27  TOTAL LIABILITIES                                  3,514.1   3,639.7   3,687.9   3,663.5   3,671.1   3,714.5   3,716.7   3,740.0       3,731.6   3,777.2   3,763.2   3,768.8

  28  Residual (assets less liabilities) (8)               426.7     453.1     462.7     463.2     469.1     472.1     474.8     475.1         477.9     478.7     478.4     473.0













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,526.2   2,672.5   2,687.8   2,699.4   2,715.8   2,733.2   2,745.5   2,776.2       2,824.5   2,828.9   2,833.8   2,829.2

  2     Securities in bank credit                          713.8     716.7     710.2     709.9     714.6     714.7     719.0     722.6         723.9     723.3     722.5     724.3
  3        Treasury and Agency securities (2)              499.6     509.9     502.2     498.1     497.5     495.2     498.9     500.6         498.7     496.6     497.1     498.5
  4        Other securities                                214.2     206.9     208.0     211.8     217.1     219.5     220.1     222.0         225.3     226.7     225.5     225.8

  5     Loans and leases in bank credit (3)              1,812.4   1,955.8   1,977.6   1,989.4   2,001.2   2,018.5   2,026.4   2,053.7       2,100.6   2,105.6   2,111.3   2,104.8
  6        Commercial and industrial                       306.2     317.1     320.9     322.3     325.6     327.6     331.9     333.5         336.3     337.6     337.5     338.1
  7        Real estate                                   1,105.9   1,218.8   1,234.6   1,250.7   1,259.6   1,267.8   1,268.1   1,295.9       1,334.1   1,337.5   1,343.0   1,335.4
  8          Revolving home equity                          93.7     111.1     113.9     117.7     120.3     120.8     122.5     123.0         125.2     125.9     126.4     126.9
  9          Other                                       1,012.2   1,107.8   1,120.7   1,133.0   1,139.3   1,147.0   1,145.6   1,172.9       1,208.9   1,211.7   1,216.6   1,208.5
  10       Consumer                                        294.1     311.1     311.8     305.3     304.5     311.9     313.9     312.1         318.7     318.6     318.7     320.6
  11       Security (4)                                      8.1       7.1       7.4       7.7       8.0       7.8       7.9       7.8           7.6       7.6       7.6       7.4
  12       Other loans and leases                           98.1     101.6     102.9     103.4     103.5     103.4     104.6     104.4         103.8     104.2     104.5     103.3

  13  Interbank loans                                       92.9      75.0      76.9      80.0      86.5      82.9      82.2      83.2          79.3      79.8      79.5      75.8

  14  Cash assets (5)                                      115.1     117.4     117.2     117.5     117.2     116.1     121.5     124.0         123.9     125.9     129.3     120.9

  15  Other assets (6)                                     141.0     165.2     171.7     174.1     174.6     172.1     181.3     183.4         190.1     191.1     191.2     193.2

  16  TOTAL ASSETS (7)                                   2,843.6   2,997.5   3,020.7   3,038.4   3,061.2   3,070.8   3,097.1   3,133.3       3,183.8   3,191.6   3,199.6   3,185.0

            L I A B I L I T I E S

  17  Deposits                                           2,171.5   2,281.5   2,295.8   2,309.0   2,325.6   2,340.0   2,361.2   2,383.0       2,398.9   2,406.7   2,407.1   2,385.3
  18    Transaction                                        334.9     343.5     347.0     341.2     338.4     340.4     336.6     341.2         332.9     349.4     366.9     357.4
  19    Nontransaction                                   1,836.6   1,937.9   1,948.9   1,967.7   1,987.2   1,999.6   2,024.6   2,041.8       2,066.0   2,057.3   2,040.2   2,027.9
  20       Large time                                      327.8     342.6     348.5     354.2     358.0     359.7     367.6     375.0         386.5     380.9     378.9     378.9
  21       Other                                         1,508.8   1,595.4   1,600.3   1,613.5   1,629.2   1,639.9   1,656.9   1,666.8       1,679.5   1,676.3   1,661.3   1,649.1

  22  Borrowings                                           441.1     483.6     489.1     486.5     487.8     482.3     474.0     483.5         484.9     485.5     487.2     472.8
  23    From banks in the U.S.                             166.7     186.0     190.6     178.3     180.7     169.4     154.7     159.0         160.8     159.1     159.6     150.3
  24    From others                                        274.4     297.6     298.6     308.2     307.1     312.9     319.3     324.5         324.2     326.3     327.6     322.5

  25  Net due to related foreign offices                    24.4      13.0      10.9       9.9       7.3       8.7      11.6       8.7           5.4       3.7       6.6       7.4

  26  Other liabilities                                     68.3      75.7      77.1      72.3      74.8      75.4      76.6      75.0          77.8      78.2      79.0      80.3

  27  TOTAL LIABILITIES                                  2,705.3   2,853.7   2,873.0   2,877.6   2,895.5   2,906.4   2,923.4   2,950.3       2,967.1   2,974.0   2,979.9   2,945.7

  28  Residual (assets less liabilities) (8)               138.3     143.8     147.8     160.7     165.7     164.4     173.7     183.1         216.8     217.6     219.7     239.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,523.1   2,669.8   2,693.4   2,707.8   2,732.2   2,752.3   2,749.9   2,772.9       2,815.8   2,818.6   2,821.1   2,816.6

  2     Securities in bank credit                          711.7     715.1     709.8     708.6     714.9     718.7     719.1     720.5         723.9     724.5     724.7     727.5
  3        Treasury and Agency securities (2)              497.5     508.2     501.9     496.7     497.7     499.2     499.0     498.5         498.6     497.8     499.2     501.7
  4        Other securities                                214.2     206.9     208.0     211.8     217.1     219.5     220.1     222.0         225.3     226.7     225.5     225.8

  5     Loans and leases in bank credit (3)              1,811.4   1,954.7   1,983.5   1,999.3   2,017.3   2,033.6   2,030.7   2,052.4       2,091.9   2,094.1   2,096.4   2,089.1
  6        Commercial and industrial                       306.2     315.3     319.0     321.5     324.5     327.7     331.2     333.5         336.6     338.2     338.6     338.7
  7        Real estate                                   1,105.3   1,219.3   1,240.2   1,258.1   1,272.4   1,274.9   1,268.9   1,295.2       1,329.4   1,330.7   1,333.6   1,326.2
  8          Revolving home equity                          93.5     111.3     114.6     118.4     120.2     120.4     122.1     122.7         124.9     125.3     125.6     126.0
  9          Other                                       1,011.8   1,108.0   1,125.6   1,139.7   1,152.2   1,154.5   1,146.8   1,172.5       1,204.5   1,205.4   1,208.0   1,200.2
  9b           Other residential                              --     453.8     462.2     468.6     474.6     470.7     456.2     474.6         496.4     495.6     496.8     487.0
  9c           Commercial                                     --     654.2     663.4     671.1     677.6     683.8     690.6     697.9         708.0     709.8     711.2     713.2
  10       Consumer                                        296.0     309.4     312.3     307.5     308.3     319.4     320.4     314.0         315.1     314.7     314.3     315.0
  10a        Credit card and related plans                 144.2     156.7     158.2     150.7     151.5     162.2     161.5     155.1         158.0     157.5     157.0     157.7
  10h        Other                                         151.8     152.7     154.1     156.8     156.8     157.2     158.9     158.9         157.1     157.2     157.3     157.3
  11       Security (4)                                      8.1       7.2       7.3       7.6       8.1       7.8       7.7       7.8           8.0       7.8       7.6       7.5
  12       Other loans and leases                           95.8     103.5     104.7     104.5     104.1     103.8     102.5     101.9         102.8     102.7     102.3     101.7

  13  Interbank loans                                       93.0      74.6      75.5      80.9      88.0      82.7      78.8      83.4          86.9      83.8      80.3      79.0

  14  Cash assets (5)                                      113.0     115.5     118.5     119.0     121.2     120.7     122.6     121.9         119.3     120.7     120.4     118.0

  15  Other assets (6)                                     141.0     165.2     171.7     174.1     174.6     172.1     181.3     183.4         190.1     191.1     191.2     193.2

  16  TOTAL ASSETS (7)                                   2,838.5   2,992.5   3,026.3   3,049.2   3,083.2   3,094.4   3,099.2   3,128.1       3,178.1   3,180.1   3,179.0   3,172.7

            L I A B I L I T I E S

  17  Deposits                                           2,161.9   2,277.4   2,294.7   2,311.1   2,336.9   2,353.1   2,356.1   2,372.9       2,403.5   2,403.8   2,394.8   2,386.8
  18    Transaction                                        330.5     339.3     345.3     342.5     341.7     353.3     340.4     336.8         329.6     344.3     357.4     356.9
  19    Nontransaction                                   1,831.4   1,938.2   1,949.4   1,968.5   1,995.2   1,999.8   2,015.7   2,036.1       2,073.9   2,059.5   2,037.5   2,029.9
  20       Large time                                      327.8     342.6     348.5     354.2     358.0     359.7     367.6     375.0         386.5     380.9     378.9     378.9
  21       Other                                         1,503.6   1,595.6   1,600.9   1,614.3   1,637.3   1,640.1   1,648.1   1,661.1       1,687.4   1,678.6   1,658.6   1,651.0

  22  Borrowings                                           441.1     483.6     489.1     486.5     487.8     482.3     474.0     483.5         484.9     485.5     487.2     472.8
  23    From banks in the U.S.                             166.7     186.0     190.6     178.3     180.7     169.4     154.7     159.0         160.8     159.1     159.6     150.3
  24    From others                                        274.4     297.6     298.6     308.2     307.1     312.9     319.3     324.5         324.2     326.3     327.6     322.5

  25  Net due to related foreign offices                    24.4      13.0      10.9       9.9       7.3       8.7      11.6       8.7           5.4       3.7       6.6       7.4

  26  Other liabilities                                     68.3      75.7      77.1      72.3      74.8      75.4      76.6      75.0          77.8      78.2      79.0      80.3

  27  TOTAL LIABILITIES                                  2,695.7   2,849.7   2,871.8   2,879.8   2,906.8   2,919.5   2,918.3   2,940.1       2,971.7   2,971.1   2,967.7   2,947.2

  28  Residual (assets less liabilities) (8)               142.8     142.8     154.5     169.5     176.3     174.9     180.9     188.0         206.5     209.0     211.3     225.5




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          652.9     648.9     658.1     658.3     676.6     635.2     638.5     660.6         674.1     675.2     664.3     656.9

  2     Securities in bank credit                          265.6     260.9     260.5     269.9     278.8     266.5     278.8     286.5         295.9     291.4     290.1     283.7
  3        Treasury and Agency securities (2)               99.7      92.4      91.3      92.5      90.2      83.3      85.3      94.4          94.6      93.4      92.6      86.4
  4        Other securities                                165.9     168.5     169.2     177.4     188.6     183.2     193.4     192.1         201.3     198.0     197.5     197.3

  5     Loans and leases in bank credit (3)                387.3     388.1     397.6     388.4     397.8     368.7     359.8     374.1         378.2     383.8     374.3     373.2
  6        Commercial and industrial                       136.5     136.1     134.1     135.1     135.9     138.8     143.4     144.9         142.9     144.9     143.7     145.3
  7        Real estate                                      17.2      16.3      16.3      16.8      17.4      17.5      17.3      16.9          16.7      16.7      16.9      16.9
  11       Security (4)                                    140.1     147.3     156.1     145.9     147.2     117.0     100.2     111.4         117.3     119.4     114.9     114.6
  12       Other loans and leases                           93.5      88.4      91.1      90.7      97.4      95.4      98.9     100.8         101.3     102.7      98.8      96.4

  13  Interbank loans                                       31.9      33.1      34.3      43.6      52.8      52.5      48.3      45.0          42.7      46.3      49.7      48.0

  14  Cash assets (5)                                       55.0      61.6      61.3      59.5      61.1      59.4      62.2      60.7          61.1      61.5      61.0      59.1

  15  Other assets (6)                                      25.9      36.9      41.2      36.2      36.0      37.7      29.3      29.5          30.4      32.6      35.0      33.7

  16  TOTAL ASSETS (7)                                     765.3     780.1     794.5     797.3     826.1     784.4     778.0     795.5         807.8     815.2     809.6     797.3

            L I A B I L I T I E S

  17  Deposits                                             468.1     544.9     538.0     545.7     542.4     540.7     549.2     533.5         537.1     537.6     533.6     539.6
  18    Transaction                                         11.9      11.1      11.0      12.1      11.8      12.2      11.9      12.3          13.0      12.8      12.4      12.1
  19    Nontransaction                                     456.2     533.8     527.1     533.6     530.6     528.4     537.3     521.3         524.2     524.8     521.2     527.5

  22  Borrowings                                           343.7     320.5     331.4     335.2     361.2     333.6     303.6     316.8         319.5     336.0     318.5     310.1
  23    From banks in the U.S.                              43.9      42.8      50.6      46.0      51.4      50.9      38.4      42.1          37.0      46.2      38.8      44.3
  24    From others                                        299.8     277.7     280.7     289.3     309.8     282.7     265.2     274.7         282.5     289.8     279.7     265.7

  25  Net due to related foreign offices                  -152.6    -177.1    -165.7    -164.8    -169.4    -175.2    -171.1    -155.1        -144.3    -149.3    -141.2    -155.7

  26  Other liabilities                                    102.7      86.3      87.2      88.7      98.6      91.7      89.1      93.9          96.1      90.1      89.1      90.1

  27  TOTAL LIABILITIES                                    761.9     774.7     790.9     804.8     832.7     790.8     770.8     789.1         808.5     814.4     800.1     784.0

  28  Residual (assets less liabilities) (8)                 3.4       5.4       3.6      -7.5      -6.6      -6.4       7.2       6.4          -0.7       0.8       9.5      13.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          655.2     639.8     650.7     655.0     678.1     640.9     641.0     662.3         675.4     680.3     667.5     660.3

  2     Securities in bank credit (2)                      265.6     260.9     260.5     269.9     278.8     266.5     278.8     286.5         295.9     291.4     290.1     283.7
  3        Treasury and Agency securities                   99.7      92.4      91.3      92.5      90.2      83.3      85.3      94.4          94.6      93.4      92.6      86.4
  3a         Trading account                                36.2      34.0      35.9      34.3      32.1      27.1      30.0      37.4          36.8      36.6      41.6      36.1
  3b         Investment account                             63.5      58.4      55.4      58.2      58.1      56.2      55.3      57.0          57.8      56.8      51.0      50.3
  4        Other securities                                165.9     168.5     169.2     177.4     188.6     183.2     193.4     192.1         201.3     198.0     197.5     197.3
  4a         Trading account                                99.0     104.1     103.6     108.8     118.1     114.2     112.6     113.0         122.5     119.6     119.1     118.5
  4b         Investment account                             66.9      64.4      65.7      68.7      70.5      68.9      80.8      79.1          78.8      78.4      78.4      78.7

  5     Loans and leases in bank credit (3)                389.6     378.9     390.2     385.0     399.3     374.4     362.2     375.8         379.5     388.9     377.4     376.6
  6        Commercial and industrial                       138.1     134.6     132.8     133.4     135.3     139.7     144.0     146.6         144.4     147.1     146.0     147.5
  7        Real estate                                      17.2      16.3      16.3      16.8      17.4      17.5      17.3      16.9          16.7      16.7      16.9      16.9
  11       Security (4)                                    142.7     138.6     149.4     144.6     151.3     122.9     103.2     113.5         118.1     123.2     115.7     115.1
  12       Other loans and leases                           91.6      89.4      91.8      90.3      95.4      94.3      97.8      98.8         100.4     102.0      98.9      97.1

  13  Interbank loans                                       31.9      33.1      34.3      43.6      52.8      52.5      48.3      45.0          42.7      46.3      49.7      48.0

  14  Cash assets (5)                                       54.2      61.6      62.5      60.6      61.1      61.5      61.7      59.9          58.5      59.0      58.8      58.2

  15  Other assets (6)                                      27.4      36.6      39.6      35.1      35.3      38.3      31.3      31.2          31.6      33.1      34.0      32.8

  16  TOTAL ASSETS (7)                                     768.3     770.7     786.6     793.9     827.0     792.7     781.9     798.1         807.8     818.2     809.6     798.9

            L I A B I L I T I E S

  17  Deposits                                             474.3     537.4     528.3     527.7     529.2     537.5     556.3     540.6         538.1     540.7     539.7     550.6
  18    Transaction                                         11.9      11.0      11.1      12.2      11.7      12.7      12.3      12.3          12.3      12.2      11.9      12.0
  19    Nontransaction                                     462.4     526.3     517.2     515.6     517.5     524.8     544.0     528.3         525.7     528.5     527.8     538.6

  22  Borrowings                                           343.7     320.5     331.4     335.2     361.2     333.6     303.6     316.8         319.5     336.0     318.5     310.1
  23    From banks in the U.S.                              43.9      42.8      50.6      46.0      51.4      50.9      38.4      42.1          37.0      46.2      38.8      44.3
  24    From others                                        299.8     277.7     280.7     289.3     309.8     282.7     265.2     274.7         282.5     289.8     279.7     265.7

  25  Net due to related foreign offices                  -152.9    -176.7    -164.2    -162.3    -166.8    -173.8    -170.3    -155.5        -146.9    -150.5    -140.7    -155.0

  26  Other liabilities                                    102.4      86.6      88.3      90.5     100.6      92.6      89.7      93.6          94.5      89.4      89.4      90.6

  27  TOTAL LIABILITIES                                    767.4     767.9     783.8     791.2     824.2     790.0     779.3     795.4         805.1     815.6     806.9     796.3

  28  Residual (assets less liabilities) (8)                 0.9       2.8       2.8       2.8       2.8       2.8       2.7       2.6           2.6       2.6       2.6       2.6







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                         April 8, 2005


               Account                                    2004      2004      2004      2004      2004      2004      2005      2005                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb          Mar 9    Mar 16    Mar 23    Mar 30 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (9)             122.7     111.3     109.2     107.9      95.7     103.7      93.1      89.3          88.0      89.3      88.5      88.5

  30  Reval. losses on off-bal. sheet items (9)            111.6     102.0      99.2      96.4      90.5      95.1      83.7      78.8          79.2      81.0      78.2      77.2

  31  Mortgage-backed securities (10)                      473.1     492.0     489.8     478.9     482.5     499.0     519.9     532.4         529.5     532.3     546.6     533.7
  31a   Pass-through                                       349.6     379.8     374.7     364.7     367.3     385.6     407.4     416.2         412.6     415.6     430.1     419.4
  31b   CMO, REMIC, and other                              123.5     112.3     115.1     114.2     115.2     113.4     112.5     116.2         116.9     116.6     116.5     114.3

  32  Net unrealized gains (losses) on    
        available-for-sale securities (11)                   6.7      -0.3       3.8       4.7       4.3       4.6       2.6       1.3          -4.0      -5.5      -8.0      -6.8

  33  Securitized consumer loans (12)                      151.8     151.6     151.0     149.7     151.9     155.4     155.2     152.7         147.1     145.4     145.4     145.5
  33a   Credit card and related plans                      132.8     130.8     130.1     128.0     130.3     132.9     133.2     131.2         125.8     124.4     124.5     124.6
  33b   Other                                               19.1      20.8      21.0      21.7      21.6      22.4      22.0      21.6          21.3      21.0      21.0      20.9

  35  Securitized business loans (12)                        7.5       6.8       6.6       6.5       6.5       6.4       6.4       6.4           6.4       6.4       6.4       6.4


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (10)                      322.1     327.2     324.9     324.5     330.9     336.1     337.5     339.9         344.2     343.9     344.4     344.1

  33  Securitized consumer loans (12)                      219.2     214.0     213.5     220.0     221.1     221.3     222.0     208.3         210.8     210.8     210.9     211.8
  33a   Credit card and related plans                      211.8     206.7     206.2     212.6     213.8     214.0     214.7     201.1         203.6     203.6     203.6     204.6
  33b   Other                                                7.4       7.3       7.3       7.3       7.3       7.3       7.3       7.2           7.2       7.2       7.2       7.2


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (9)              62.8      57.3      56.6      59.7      64.2      58.7      54.1      53.0          55.1      50.8      50.4      50.5

  30  Reval. losses on off-bal. sheet items (9)             69.1      59.7      59.3      64.1      71.3      64.9      61.8      64.5          66.1      61.8      61.2      61.7

  34  Securitized business loans (12)                        0.4       0.3       0.3       0.3       0.3       0.3       0.2       0.2           0.2       0.2       0.2       0.2











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                     April 8, 2005

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.  The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value 
      of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Total amount outstanding. 
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