Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page
Release Date: August 19, 2005
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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                           August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,597.9   6,891.9   6,998.9   7,086.1   7,108.7   7,158.2   7,206.7   7,258.2       7,258.6   7,276.6   7,307.9   7,313.4

  2     Securities in bank credit                        1,908.5   1,990.9   2,038.7   2,057.9   2,044.0   2,070.7   2,053.5   2,060.5       2,066.4   2,055.8   2,062.3   2,051.0
  3        Treasury and Agency securities (2)            1,180.7   1,183.9   1,219.8   1,220.4   1,195.5   1,202.0   1,174.6   1,178.2       1,181.6   1,177.2   1,176.8   1,169.7
  4        Other securities                                727.8     806.9     819.0     837.5     848.6     868.7     878.9     882.3         884.8     878.6     885.5     881.3

  5     Loans and leases in bank credit (3)              4,689.3   4,901.1   4,960.2   5,028.2   5,064.7   5,087.5   5,153.2   5,197.7       5,192.2   5,220.8   5,245.5   5,262.4
  6        Commercial and industrial                       896.3     946.7     957.1     963.7     976.9     988.4     993.8   1,007.4       1,008.5   1,014.2   1,012.6   1,010.7
  7        Real estate                                   2,418.7   2,569.7   2,598.1   2,652.1   2,677.8   2,683.2   2,722.0   2,767.5       2,769.9   2,774.0   2,793.7   2,801.5
  8          Revolving home equity                         347.0     406.4     408.2     416.1     420.2     423.6     427.0     431.0         432.1     432.5     432.7     432.6
  9          Other                                       2,071.7   2,163.3   2,189.9   2,236.0   2,257.6   2,259.6   2,295.1   2,336.6       2,337.8   2,341.4   2,361.0   2,368.9
  10       Consumer                                        691.0     702.9     700.7     708.7     711.4     704.7     707.5     711.8         711.7     718.9     715.4     717.1
  11       Security (4)                                    238.0     200.7     221.4     228.4     223.9     236.1     246.4     229.9         218.5     224.5     231.0     241.5
  12       Other loans and leases                          445.4     481.1     482.8     475.4     474.7     475.1     483.4     481.0         483.7     489.2     492.8     491.6

  13  Interbank loans                                      373.5     289.5     293.7     276.4     287.3     285.5     264.6     255.8         267.6     261.0     266.0     252.8

  14  Cash assets (5)                                      331.7     337.5     334.5     350.5     332.8     340.2     344.0     327.9         319.4     326.9     334.0     330.6

  15  Other assets (6)                                     624.8     660.4     667.1     687.9     680.4     678.8     695.9     683.5         681.3     686.7     683.4     679.0

  16  TOTAL ASSETS (7)                                   7,856.7   8,109.8   8,225.3   8,332.6   8,340.9   8,394.4   8,442.8   8,456.8       8,458.3   8,482.4   8,522.2   8,506.8

            L I A B I L I T I E S

  17  Deposits                                           5,156.7   5,370.8   5,391.0   5,452.5   5,498.0   5,508.1   5,547.5   5,566.9       5,564.3   5,580.9   5,594.6   5,603.9
  18    Transaction                                        658.0     663.9     676.8     704.3     674.4     678.5     696.4     663.5         687.6     710.4     619.4     646.9
  19    Nontransaction                                   4,498.7   4,706.9   4,714.2   4,748.2   4,823.6   4,829.7   4,851.1   4,903.4       4,876.7   4,870.5   4,975.2   4,956.9
  20       Large time                                    1,149.1   1,227.4   1,226.4   1,249.4   1,293.7   1,295.8   1,316.1   1,313.2       1,315.8   1,318.5   1,329.4   1,332.9
  21       Other                                         3,349.6   3,479.5   3,487.8   3,498.8   3,529.9   3,533.9   3,535.0   3,590.3       3,560.8   3,552.1   3,645.8   3,624.0

  22  Borrowings                                         1,592.7   1,550.7   1,592.3   1,621.4   1,609.7   1,623.0   1,620.6   1,610.7       1,609.9   1,631.0   1,637.7   1,653.5
  23    From banks in the U.S.                             458.6     362.6     376.3     363.9     374.5     362.6     361.2     336.6         339.6     343.8     344.7     330.6
  24    From others                                      1,134.0   1,188.1   1,216.0   1,257.5   1,235.1   1,260.4   1,259.4   1,274.1       1,270.3   1,287.2   1,293.0   1,322.9

  25  Net due to related foreign offices                    51.9      67.1      63.0      71.9      40.9      68.2      53.3     102.1         106.8     105.8     118.1      93.8

  26  Other liabilities                                    475.0     479.3     481.9     493.5     511.9     494.3     498.7     489.6         491.3     477.8     485.7     481.7

  27  TOTAL LIABILITIES                                  7,276.2   7,467.8   7,528.2   7,639.3   7,660.4   7,693.7   7,720.2   7,769.3       7,772.2   7,795.5   7,836.1   7,832.9

  28  Residual (assets less liabilities) (8)               580.5     642.0     697.1     693.2     680.4     700.7     722.6     687.5         686.1     686.9     686.1     674.0



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,579.4   6,902.3   6,984.3   7,052.2   7,088.1   7,149.8   7,200.8   7,239.1       7,233.4   7,247.6   7,301.7   7,298.0

  2     Securities in bank credit                        1,903.2   1,993.4   2,035.3   2,048.6   2,040.0   2,074.1   2,055.2   2,054.5       2,054.4   2,050.2   2,064.1   2,049.6
  3        Treasury and Agency securities (2)            1,179.1   1,179.3   1,215.0   1,215.7   1,198.6   1,210.3   1,178.4   1,176.8       1,175.8   1,175.9   1,178.9   1,167.2
  4        Other securities                                724.1     814.1     820.4     832.9     841.4     863.8     876.8     877.7         878.5     874.3     885.2     882.5

  5     Loans and leases in bank credit (3)              4,676.2   4,908.9   4,948.9   5,003.6   5,048.1   5,075.7   5,145.6   5,184.6       5,179.1   5,197.5   5,237.6   5,248.4
  6        Commercial and industrial                       895.1     942.5     956.8     966.7     981.7     992.7     996.5   1,006.0       1,006.6   1,008.6   1,010.2   1,005.7
  7        Real estate                                   2,414.1   2,568.8   2,592.8   2,636.6   2,665.5   2,683.0   2,716.0   2,762.3       2,763.2   2,767.9   2,790.5   2,803.2
  8          Revolving home equity                         347.7     404.6     408.4     413.0     418.9     424.5     428.4     431.8         432.5     433.5     433.7     433.7
  9          Other                                       2,066.4   2,164.3   2,184.4   2,223.6   2,246.7   2,258.4   2,287.6   2,330.5       2,330.6   2,334.4   2,356.9   2,369.6
  10       Consumer                                        683.6     716.3     705.8     702.2     702.9     698.8     700.3     704.3         704.5     712.6     708.3     709.9
  10a        Credit card and related plans                 292.6     318.7     305.5     302.7     304.3     302.4     305.7     307.3         309.0     310.6     306.3     305.5
  10b        Other                                         391.0     397.6     400.3     399.5     398.6     396.3     394.6     397.1         395.4     402.0     402.0     404.4
  11       Security (4)                                    234.4     202.8     219.4     227.4     225.4     228.1     246.5     226.9         218.0     220.9     230.5     237.7
  12       Other loans and leases                          449.0     478.5     474.1     470.7     472.5     473.2     486.2     485.0         486.8     487.5     498.1     491.8

  13  Interbank loans                                      370.0     285.6     288.7     279.9     295.6     286.1     265.3     252.9         261.8     250.5     270.1     252.0

  14  Cash assets (5)                                      326.2     347.1     331.6     337.3     328.2     334.8     335.6     322.4         310.1     310.1     334.1     310.0

  15  Other assets (6)                                     625.7     661.1     662.2     683.2     678.6     678.5     692.0     684.6         680.6     683.7     689.1     683.3

  16  TOTAL ASSETS (7)                                   7,830.3   8,126.6   8,197.6   8,283.8   8,322.4   8,380.9   8,425.2   8,430.6       8,417.4   8,423.4   8,526.0   8,474.4

            L I A B I L I T I E S

  17  Deposits                                           5,141.9   5,372.1   5,393.6   5,445.8   5,517.3   5,499.4   5,548.7   5,550.9       5,531.2   5,521.8   5,599.6   5,587.7
  18    Transaction                                        655.6     676.5     668.6     694.9     681.1     668.8     689.0     661.0         678.5     695.8     621.7     620.3
  19    Nontransaction                                   4,486.3   4,695.6   4,725.0   4,750.9   4,836.2   4,830.5   4,859.7   4,889.9       4,852.7   4,826.0   4,978.0   4,967.4
  20       Large time                                    1,146.1   1,238.1   1,237.1   1,252.7   1,300.2   1,305.5   1,323.8   1,309.8       1,312.3   1,315.9   1,325.6   1,325.6
  21       Other                                         3,340.1   3,457.5   3,488.0   3,498.2   3,536.0   3,525.0   3,535.9   3,580.1       3,540.4   3,510.1   3,652.4   3,641.8

  22  Borrowings                                         1,593.9   1,547.4   1,590.4   1,609.3   1,616.2   1,641.2   1,632.3   1,612.1       1,613.3   1,627.7   1,637.8   1,643.8
  23    From banks in the U.S.                             458.4     359.6     373.8     365.1     379.0     363.2     360.7     336.4         339.0     342.3     346.6     331.8
  24    From others                                      1,135.5   1,187.8   1,216.6   1,244.2   1,237.2   1,278.1   1,271.6   1,275.7       1,274.3   1,285.4   1,291.2   1,311.9

  25  Net due to related foreign offices                    44.4      72.1      67.9      65.2      24.1      63.8      48.7      93.3          96.6     103.3     110.8      88.2

  26  Other liabilities                                    466.3     484.9     488.3     485.1     490.4     489.8     494.2     480.4         480.7     474.5     479.4     476.1

  27  TOTAL LIABILITIES                                  7,246.5   7,476.5   7,540.2   7,605.4   7,648.0   7,694.1   7,724.0   7,736.7       7,721.9   7,727.3   7,827.6   7,795.8

  28  Residual (assets less liabilities) (8)               583.8     650.1     657.5     678.5     674.4     686.7     701.2     693.9         695.5     696.1     698.4     678.6





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,947.8   6,218.5   6,301.4   6,381.3   6,404.1   6,436.0   6,475.8   6,514.9       6,515.5   6,528.7   6,555.3   6,557.7

  2     Securities in bank credit                        1,648.3   1,683.5   1,723.1   1,740.8   1,733.9   1,756.3   1,734.3   1,733.7       1,738.5   1,732.3   1,732.0   1,718.4
  3        Treasury and Agency securities (2)            1,089.3   1,096.4   1,122.7   1,125.6   1,109.3   1,113.8   1,085.8   1,090.7       1,093.0   1,092.8   1,090.9   1,083.6
  4        Other securities                                559.0     587.1     600.4     615.3     624.5     642.5     648.5     643.0         645.5     639.5     641.0     634.8

  5     Loans and leases in bank credit (3)              4,299.6   4,535.1   4,578.3   4,640.4   4,670.2   4,679.7   4,741.5   4,781.3       4,777.0   4,796.3   4,823.3   4,839.3
  6        Commercial and industrial                       764.0     803.0     811.6     818.5     826.2     833.4     839.2     845.6         846.8     849.6     848.4     846.0
  7        Real estate                                   2,401.3   2,550.6   2,579.2   2,633.1   2,658.6   2,665.0   2,703.8   2,751.0       2,753.5   2,757.5   2,776.9   2,784.9
  8          Revolving home equity                         347.0     406.4     408.2     416.1     420.2     423.6     427.0     431.0         432.1     432.5     432.7     432.6
  9          Other                                       2,054.3   2,144.2   2,171.0   2,217.1   2,238.4   2,241.4   2,276.9   2,320.0       2,321.4   2,324.9   2,344.2   2,352.3
  10       Consumer                                        691.0     702.9     700.7     708.7     711.4     704.7     707.5     711.8         711.7     718.9     715.4     717.1
  11       Security (4)                                     86.6      99.0     107.8     107.9     104.9     106.7     113.4     103.0          95.9      95.5     102.1     111.6
  12       Other loans and leases                          356.6     379.6     379.0     372.2     369.1     369.9     377.5     369.8         369.2     375.0     380.5     379.7

  13  Interbank loans                                      335.4     244.2     252.0     233.4     242.3     237.6     215.5     205.4         214.5     215.2     207.4     206.2

  14  Cash assets (5)                                      268.7     270.7     270.4     285.4     268.7     276.0     279.6     262.1         253.2     261.5     264.2     263.5

  15  Other assets (6)                                     586.1     629.2     635.9     654.7     646.2     643.2     658.1     646.1         646.8     650.1     642.5     638.4

  16  TOTAL ASSETS (7)                                   7,067.3   7,293.5   7,391.3   7,486.8   7,493.4   7,524.9   7,561.1   7,560.4       7,561.8   7,587.2   7,600.8   7,597.3

            L I A B I L I T I E S

  17  Deposits                                           4,606.8   4,806.2   4,837.7   4,891.5   4,909.1   4,920.8   4,945.7   4,984.8       4,979.0   4,991.2   4,999.6   4,997.5
  18    Transaction                                        646.5     652.1     663.6     689.8     660.1     664.3     682.3     649.0         672.9     695.1     604.4     631.5
  19    Nontransaction                                   3,960.3   4,154.0   4,174.0   4,201.7   4,249.0   4,256.5   4,263.4   4,335.7       4,306.1   4,296.1   4,395.1   4,366.0
  20       Large time                                      631.7     690.3     710.1     723.4     736.7     741.9     747.2     763.2         764.1     763.0     765.5     765.3
  21       Other                                         3,328.6   3,463.8   3,463.9   3,478.3   3,512.3   3,514.5   3,516.3   3,572.6       3,542.0   3,533.1   3,629.6   3,600.7

  22  Borrowings                                         1,261.2   1,201.2   1,229.6   1,253.9   1,248.9   1,256.4   1,262.2   1,246.2       1,253.0   1,260.7   1,250.6   1,274.2
  23    From banks in the U.S.                             417.6     322.4     332.1     320.0     330.3     322.7     316.5     295.5         299.8     303.1     294.9     288.2
  24    From others                                        843.6     878.7     897.5     933.9     918.7     933.7     945.7     950.7         953.2     957.6     955.7     986.0

  25  Net due to related foreign offices                   235.5     265.1     248.7     253.3     244.1     260.8     236.7     249.2         248.7     269.9     270.3     267.2

  26  Other liabilities                                    388.5     387.2     385.9     402.0     418.5     401.3     400.8     395.6         396.9     389.5     391.9     384.3

  27  TOTAL LIABILITIES                                  6,492.0   6,659.7   6,701.9   6,800.6   6,820.6   6,839.3   6,845.5   6,875.8       6,877.6   6,911.3   6,912.3   6,923.2

  28  Residual (assets less liabilities) (8)               575.3     633.8     689.4     686.2     672.8     685.6     715.6     684.6         684.2     675.9     688.5     674.1



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,933.2   6,226.4   6,285.1   6,344.1   6,378.0   6,430.2   6,469.8   6,498.9       6,492.0   6,504.8   6,551.1   6,547.5

  2     Securities in bank credit                        1,642.9   1,686.0   1,719.7   1,731.5   1,729.9   1,759.8   1,736.0   1,727.7       1,726.5   1,726.7   1,733.7   1,717.0
  3        Treasury and Agency securities (2)            1,087.7   1,091.7   1,117.9   1,120.9   1,112.5   1,122.1   1,089.6   1,089.3       1,087.2   1,091.5   1,093.1   1,081.0
  4        Other securities                                555.3     594.3     601.8     610.6     617.4     637.7     646.4     638.5         639.3     635.2     640.7     636.0

  5     Loans and leases in bank credit (3)              4,290.2   4,540.4   4,565.4   4,612.6   4,648.1   4,670.4   4,733.8   4,771.2       4,765.5   4,778.1   4,817.4   4,830.5
  6        Commercial and industrial                       763.5     798.2     809.6     819.5     829.9     837.7     842.5     845.1         845.4     845.2     847.1     842.6
  7        Real estate                                   2,396.7   2,549.7   2,573.9   2,617.6   2,646.3   2,664.7   2,697.9   2,745.8       2,746.8   2,751.4   2,773.7   2,786.7
  8          Revolving home equity                         347.7     404.6     408.4     413.0     418.9     424.5     428.4     431.8         432.5     433.5     433.7     433.7
  9          Other                                       2,049.0   2,145.2   2,165.5   2,204.6   2,227.5   2,240.2   2,269.4   2,314.0       2,314.3   2,317.9   2,340.1   2,353.0
  9a           Other residential                         1,051.4   1,079.9   1,087.8   1,109.7   1,121.8   1,122.7   1,139.9   1,171.0       1,169.5   1,169.1   1,190.0   1,200.2
  9b           Commercial                                  997.6   1,065.3   1,077.7   1,095.0   1,105.7   1,117.5   1,129.5   1,143.0       1,144.8   1,148.8   1,150.0   1,152.8
  10       Consumer                                        683.6     716.3     705.8     702.2     702.9     698.8     700.3     704.3         704.5     712.6     708.3     709.9
  10a        Credit card and related plans                 292.6     318.7     305.5     302.7     304.3     302.4     305.7     307.3         309.0     310.6     306.3     305.5
  10d        Other                                         391.0     397.6     400.3     399.5     398.6     396.3     394.6     397.1         395.4     402.0     402.0     404.4
  11       Security (4)                                     87.1      98.0     103.7     105.5     103.3     101.8     114.4     103.5          97.8      95.7     103.9     112.5
  12       Other loans and leases                          359.3     378.1     372.5     367.8     365.7     367.4     378.7     372.5         371.0     373.1     384.4     378.9

  13  Interbank loans                                      332.0     240.3     247.0     236.9     250.6     238.1     216.2     202.5         208.6     204.7     211.5     205.4

  14  Cash assets (5)                                      263.8     280.7     268.4     274.4     264.8     271.3     271.8     257.3         244.9     245.5     264.2     243.4

  15  Other assets (6)                                     588.1     627.9     629.3     650.0     645.8     642.3     654.2     648.4         647.4     648.1     648.9     643.0

  16  TOTAL ASSETS (7)                                   7,046.5   7,306.3   7,361.0   7,437.0   7,471.5   7,513.9   7,543.8   7,539.0       7,524.7   7,535.0   7,607.1   7,570.8

            L I A B I L I T I E S

  17  Deposits                                           4,593.5   4,800.2   4,833.0   4,879.3   4,916.6   4,898.6   4,938.3   4,970.2       4,947.3   4,931.6   5,008.4   4,989.4
  18    Transaction                                        644.2     664.3     655.4     680.9     667.0     654.9     674.9     646.5         664.0     680.7     606.7     605.3
  19    Nontransaction                                   3,949.3   4,135.8   4,177.6   4,198.4   4,249.5   4,243.7   4,263.4   4,323.7       4,283.4   4,250.9   4,401.7   4,384.1
  20       Large time                                      630.2     694.3     713.8     720.9     731.5     738.5     746.5     761.3         761.7     759.8     765.4     765.4
  21       Other                                         3,319.1   3,441.6   3,463.8   3,477.5   3,518.0   3,505.2   3,516.9   3,562.4       3,521.6   3,491.1   3,636.3   3,618.8

  22  Borrowings                                         1,262.4   1,197.9   1,227.7   1,241.8   1,255.5   1,274.7   1,273.9   1,247.7       1,256.5   1,257.3   1,250.7   1,264.5
  23    From banks in the U.S.                             417.5     319.5     329.7     321.2     334.7     323.3     315.9     295.3         299.3     301.6     296.8     289.4
  24    From others                                        845.0     878.4     898.0     920.6     920.8     951.4     957.9     952.4         957.2     955.8     953.9     975.1

  25  Net due to related foreign offices                   229.7     269.4     254.0     247.1     229.8     258.5     235.0     242.4         240.7     266.9     265.5     262.0

  26  Other liabilities                                    380.9     392.2     392.5     394.0     398.9     398.2     398.3     387.6         387.5     386.0     387.1     379.0

  27  TOTAL LIABILITIES                                  6,466.4   6,659.7   6,707.2   6,762.3   6,800.7   6,830.1   6,845.4   6,847.9       6,832.0   6,841.8   6,911.6   6,895.0

  28  Residual (assets less liabilities) (8)               580.1     646.6     653.8     674.7     670.7     683.9     698.4     691.1         692.7     693.2     695.6     675.8






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,325.0   3,495.0   3,547.9   3,573.2   3,562.9   3,569.5   3,588.2   3,608.8       3,607.1   3,619.0   3,637.7   3,637.7

  2     Securities in bank credit                          932.5     966.9   1,005.3   1,024.7   1,010.8   1,031.2   1,019.3   1,022.0       1,026.2   1,020.9   1,020.2   1,007.3
  3        Treasury and Agency securities (2)              581.7     598.0     624.6     632.6     610.8     611.4     591.0     597.6         599.4     599.0     597.6     589.7
  3a         Trading account                                38.2      34.1      51.3      52.2      47.8      53.9      51.0      49.4          46.7      47.7      49.7      44.2
  3b         Investment account                            543.5     563.9     573.3     580.5     563.0     557.5     540.0     548.2         552.7     551.3     547.9     545.5
  3c           Mortgage-backed                             432.8     459.1     467.7     472.6     464.2     458.2     440.7     448.9         453.0     451.1     448.8     445.5
  3b           Other                                       110.6     104.8     105.6     107.9      98.8      99.3      99.3      99.3          99.7     100.2      99.2      99.9
  4        Other securities                                350.8     368.9     380.6     392.1     400.0     419.9     428.3     424.4         426.8     421.9     422.5     417.6
  4a         Trading account                               189.8     201.1     203.3     204.9     208.1     218.7     224.0     214.9         216.4     214.0     212.3     207.5
  4b         Investment account                            161.0     167.8     177.4     187.2     192.0     201.1     204.3     209.5         210.4     208.0     210.3     210.1
  4c           State and local government                   33.1      33.2      34.3      35.2      36.1      36.8      36.6      37.6          37.6      37.8      37.6      37.7
  4d           Other                                       127.8     134.6     143.1     152.0     155.9     164.3     167.7     171.9         172.8     170.2     172.7     172.4

  5     Loans and leases in bank credit (3)              2,392.5   2,528.1   2,542.7   2,548.5   2,552.0   2,538.3   2,568.9   2,586.8       2,580.9   2,598.1   2,617.5   2,630.3
  6        Commercial and industrial                       456.1     473.6     479.9     482.5     486.8     490.6     493.9     494.8         495.3     496.3     495.6     493.9
  7        Real estate                                   1,212.2   1,297.0   1,295.4   1,305.9   1,313.6   1,300.5   1,316.3   1,349.2       1,351.3   1,358.2   1,367.0   1,372.2
  8          Revolving home equity                         245.8     291.1     292.3     297.2     298.8     299.6     299.9     302.2         303.2     303.1     303.0     302.9
  9          Other                                         966.4   1,005.9   1,003.1   1,008.7   1,014.8   1,000.9   1,016.3   1,047.0       1,048.1   1,055.0   1,064.0   1,069.3
  9a           Other residential                           608.6     635.7     629.5     634.2     639.0     623.2     634.2     658.5         658.3     662.3     672.1     677.7
  9b           Commercial                                  357.7     370.2     373.6     374.5     375.8     377.6     382.1     388.5         389.8     392.7     391.9     391.7
  10       Consumer                                        386.8     390.2     391.3     389.9     388.5     382.0     380.0     382.7         382.5     387.5     384.9     385.7
  11       Security (4)                                     79.8      91.0      99.8     100.0      96.6      98.4     105.1      94.6          87.2      86.5      93.9     103.5
  11a        Fed funds and RPs with broker/dealer           59.2      69.1      77.9      77.3      81.5      82.7      89.4      79.6          72.9      72.2      78.6      87.3
  11b        Other                                          20.7      21.9      21.9      22.7      15.0      15.7      15.7      15.0          14.4      14.4      15.4      16.1
  12a      State and local government                       15.7      16.9      16.7      16.8      16.9      16.9      16.8      17.0          17.0      17.2      17.2      17.2
  12b      Agricultural                                      9.3       9.4       9.3       9.2       9.2       9.1       9.0       9.1           9.2       9.1       9.1       9.2
  12c      Fed funds and RPs with others                    22.3      27.5      27.3      28.1      22.1      20.6      26.2      21.2          20.4      21.4      30.5      23.0
  12d      All other loans                                 116.8     126.9     127.5     121.4     124.5     127.5     129.2     125.4         125.2     129.2     126.6     133.0
  12e      Lease financing receivables                      93.6      95.6      95.5      94.7      93.9      92.7      92.6      92.7          92.7      92.8      92.8      92.6

  13  Interbank loans                                      261.9     164.4     171.9     157.7     171.9     164.4     145.7     135.3         141.3     138.3     135.9     138.6
  13a   Fed funds and RPs with banks                       144.8     104.9     106.9      92.7     108.2      98.9      80.1      67.3          73.4      69.6      69.9      71.6
  13b   Other                                              117.1      59.5      65.0      65.1      63.7      65.5      65.6      68.1          68.0      68.8      66.0      67.1

  14  Cash assets (5)                                      152.8     158.4     156.2     170.3     157.0     163.2     168.3     150.2         143.4     148.2     152.9     144.1

  15  Other assets (6)                                     437.0     454.7     458.1     470.6     458.5     447.0     452.3     445.9         451.0     454.0     441.1     453.0

  16  TOTAL ASSETS (7)                                   4,138.1   4,235.8   4,298.1   4,336.7   4,315.4   4,309.7   4,320.1   4,306.1       4,308.8   4,325.5   4,333.3   4,339.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                         August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,371.4   2,465.8   2,472.7   2,500.8   2,503.9   2,507.5   2,519.7   2,527.4       2,522.6   2,524.8   2,529.7   2,525.7
  18    Transaction                                        310.0     315.6     322.3     334.8     312.8     316.1     327.6     303.8         322.8     328.1     271.3     289.1
  19    Nontransaction                                   2,061.4   2,150.2   2,150.4   2,166.0   2,191.0   2,191.4   2,192.1   2,223.6       2,199.8   2,196.7   2,258.3   2,236.6
  20       Large time                                      301.9     327.6     340.2     344.2     351.6     353.4     354.1     361.1         362.0     360.3     360.2     360.0
  21       Other                                         1,759.5   1,822.6   1,810.2   1,821.8   1,839.4   1,838.0   1,838.0   1,862.5       1,837.8   1,836.4   1,898.2   1,876.6

  22  Borrowings                                           774.0     717.8     735.0     758.9     750.0     742.6     752.8     742.4         746.3     752.9     748.6     767.2
  23    From banks in the U.S.                             225.3     162.1     165.9     153.2     162.5     152.3     150.2     133.7         138.1     142.1     134.8     127.4
  24    From others                                        548.8     555.6     569.1     605.8     587.4     590.3     602.7     608.7         608.3     610.8     613.8     639.9

  25  Net due to related foreign offices                   221.4     253.5     240.0     247.4     238.6     250.2     227.0     236.3         236.9     255.4     257.0     256.1

  26  Other liabilities                                    314.5     314.2     316.7     329.1     346.1     327.8     324.9     322.4         323.6     316.1     318.5     311.0

  27  TOTAL LIABILITIES                                  3,681.4   3,751.3   3,764.4   3,836.3   3,838.6   3,828.1   3,824.5   3,828.4       3,829.4   3,849.2   3,853.8   3,860.0

  28  Residual (assets less liabilities) (8)               456.7     484.6     533.7     500.4     476.9     481.6     495.6     477.6         479.4     476.3     479.5     479.4



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,319.5   3,499.5   3,533.0   3,541.1   3,547.3   3,572.2   3,591.8   3,602.6       3,595.3   3,605.3   3,641.9   3,634.7

  2     Securities in bank credit                          929.2     970.3   1,002.1   1,008.2   1,003.3   1,036.8   1,019.8   1,018.0       1,016.7   1,017.4   1,024.6   1,008.5
  3        Treasury and Agency securities (2)              582.2     594.2     620.1     620.7     610.4     621.8     593.6     598.1         596.1     599.9     602.4     589.6
  3a         Trading account                                38.1      33.9      51.7      51.7      48.1      54.7      51.4      49.2          46.3      47.4      49.9      44.0
  3b         Investment account                            544.1     560.3     568.4     569.0     562.3     567.1     542.2     548.9         549.8     552.4     552.5     545.6
  3c           Mortgage-backed                             433.8     456.1     462.0     462.2     462.9     466.2     442.2     449.9         451.1     452.7     452.8     446.1
  3d           Other                                       110.3     104.2     106.3     106.9      99.4     100.8     100.0      99.0          98.8      99.7      99.7      99.5
  4        Other securities                                347.0     376.1     382.0     387.5     392.8     415.0     426.2     419.9         420.6     417.6     422.2     418.8
  4a         Trading account                               187.8     205.0     204.0     202.5     204.3     216.2     222.9     212.6         213.2     211.8     212.1     208.1
  4b         Investment account                            159.3     171.1     178.0     185.0     188.5     198.8     203.3     207.3         207.3     205.8     210.1     210.7
  4c           State and local government                   32.8      33.8      34.4      34.8      35.4      36.4      36.4      37.2          37.0      37.4      37.6      37.8
  4d           Other                                       126.5     137.3     143.6     150.2     153.1     162.4     166.9     170.1         170.3     168.4     172.5     172.9

  5     Loans and leases in bank credit (3)              2,390.3   2,529.1   2,530.9   2,532.9   2,544.0   2,535.4   2,572.0   2,584.6       2,578.6   2,587.9   2,617.3   2,626.3
  6        Commercial and industrial                       455.4     469.4     477.9     482.9     489.0     492.6     495.2     494.0         494.3     493.2     495.4     492.4
  7        Real estate                                   1,212.3   1,295.3   1,290.8   1,297.6   1,310.6   1,304.9   1,319.1   1,349.4       1,350.8   1,356.1   1,367.3   1,375.4
  8          Revolving home equity                         246.3     289.7     292.8     294.8     297.8     300.5     301.1     302.9         303.8     304.0     303.9     303.7
  9        Other                                           966.0   1,005.6     998.0   1,002.8   1,012.7   1,004.4   1,018.0   1,046.6       1,047.0   1,052.1   1,063.4   1,071.6
  9a         Other residential                             608.4     635.5     626.3     630.5     637.7     625.4     635.2     658.2         657.6     660.5     671.7     679.1
  9b         Commercial                                    357.6     370.1     371.7     372.3     375.0     379.0     382.8     388.4         389.4     391.6     391.7     392.5
  10       Consumer                                        383.4     397.0     394.4     387.8     385.1     379.2     377.4     379.2         379.0     384.4     381.3     382.2
  10a        Credit card and related plans                 139.4     156.7     152.2     145.7     145.2     142.6     143.9     143.9         145.4     144.8     142.0     141.0
  10f        Other                                         244.1     240.3     242.2     242.1     239.9     236.7     233.5     235.3         233.7     239.6     239.4     241.2
  11       Security (4)                                     80.3      90.3      95.7      97.3      94.9      93.6     106.1      95.1          89.3      87.1      95.4     104.0
  11a        Fed funds and RPs with broker/dealer           59.5      68.6      74.7      75.3      80.2      78.7      90.3      80.0          74.6      72.7      79.8      87.8
  11b        Other                                          20.8      21.7      21.0      22.1      14.8      14.9      15.8      15.1          14.7      14.5      15.6      16.2
  12a      State and local government                       15.7      16.9      16.7      16.8      16.9      16.9      16.8      17.0          17.0      17.2      17.2      17.2
  12b      Agricultural                                      9.3       9.5       9.2       9.1       9.1       9.1       9.1       9.2           9.2       9.2       9.2       9.2
  12c      Fed funds and RPs with others                    22.3      27.5      27.3      28.1      22.1      20.6      26.2      21.2          20.4      21.4      30.5      23.0
  12d      All other loans                                 118.1     127.1     123.8     118.9     122.6     125.8     129.8     126.7         126.0     126.7     128.3     130.4
  12e      Lease financing receivables                      93.5      96.0      95.2      94.4      93.8      92.6      92.4      92.6          92.6      92.5      92.7      92.4

  13  Interbank loans                                      260.7     163.8     166.8     157.2     176.7     167.2     147.6     134.7         139.6     134.6     138.8     136.5
  13a   Fed funds and RPs with banks                       144.2     104.6     103.7      92.4     111.2     100.5      81.2      66.9          72.4      67.7      71.4      70.5
  13b   Other                                              116.6      59.3      63.1      64.8      65.5      66.7      66.4      67.7          67.1      66.9      67.4      66.1

  14  Cash assets (5)                                      148.0     167.4     156.2     164.0     155.9     159.4     160.9     145.3         137.7     136.2     151.1     129.0

  15  Other assets (6)                                     439.0     453.4     451.5     465.9     458.1     446.1     448.4     448.1         451.6     452.0     447.5     457.6

  16  TOTAL ASSETS (7)                                   4,128.8   4,247.4   4,271.0   4,292.7   4,303.2   4,310.4   4,314.2   4,296.7       4,290.2   4,294.3   4,345.1   4,323.8

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                     August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,364.4   2,464.8   2,478.2   2,490.4   2,507.0   2,489.9   2,513.3   2,519.8       2,506.4   2,489.4   2,536.4   2,519.0
  18    Transaction                                        307.8     324.0     318.6     330.2     319.1     311.0     324.5     301.6         317.5     318.3     270.6     269.7
  19    Nontransaction                                   2,056.5   2,140.8   2,159.7   2,160.2   2,188.0   2,179.0   2,188.9   2,218.2       2,188.9   2,171.1   2,265.9   2,249.3
  20       Large time                                      300.4     331.5     343.9     341.7     346.5     349.9     353.4     359.2         359.6     357.1     360.0     360.0
  21       Other                                         1,756.2   1,809.3   1,815.8   1,818.5   1,841.5   1,829.0   1,835.4   1,859.0       1,829.3   1,814.0   1,905.9   1,889.3

  22  Borrowings                                           775.3     714.5     733.1     746.8     756.5     760.9     764.5     743.8         749.8     749.6     748.7     757.5
  23    From banks in the U.S.                             225.1     159.2     163.4     154.4     167.0     152.9     149.6     133.5         137.5     140.6     136.7     128.6
  24    From others                                        550.2     555.3     569.7     592.5     589.5     608.0     614.9     610.3         612.2     609.0     612.0     628.9

  25  Net due to related foreign offices                   215.5     257.8     245.3     241.3     224.3     247.9     225.3     229.5         228.8     252.4     252.2     250.9

  26  Other liabilities                                    306.9     319.2     323.3     321.2     326.5     324.7     322.4     314.4         314.2     312.6     313.7     305.8

  27  TOTAL LIABILITIES                                  3,662.1   3,756.3   3,780.0   3,799.7   3,814.3   3,823.4   3,825.5   3,807.5       3,799.2   3,803.9   3,851.0   3,833.2

  28  Residual (assets less liabilities) (8)               466.7     491.0     491.0     493.0     488.9     487.0     488.7     489.2         490.9     490.4     494.0     490.6













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                     August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,623.0   2,722.5   2,755.5   2,813.8   2,842.5   2,864.7   2,888.8   2,906.2       2,909.0   2,909.5   2,917.4   2,919.0

  2     Securities in bank credit                          715.9     715.6     719.8     721.9     724.4     723.3     716.2     711.8         712.9     711.3     711.6     710.0
  3        Treasury and Agency securities (2)              507.7     497.4     500.0     498.7     499.8     500.7     496.0     493.2         494.2     493.7     493.1     492.9
  4        Other securities                                208.2     218.2     219.8     223.2     224.5     222.7     220.2     218.6         218.7     217.6     218.5     217.2

  5     Loans and leases in bank credit (3)              1,907.1   2,007.0   2,035.7   2,091.9   2,118.2   2,141.4   2,172.6   2,194.5       2,196.1   2,198.2   2,205.8   2,209.0
  6        Commercial and industrial                       308.0     329.5     331.7     336.0     339.5     342.8     345.3     350.9         351.5     353.3     352.8     352.0
  7        Real estate                                   1,189.1   1,253.6   1,283.8   1,327.3   1,345.0   1,364.5   1,387.6   1,401.8       1,402.2   1,399.3   1,409.8   1,412.7
  8          Revolving home equity                         101.2     115.3     115.9     118.9     121.4     124.0     127.0     128.8         129.0     129.4     129.6     129.7
  9          Other                                       1,087.9   1,138.3   1,167.9   1,208.4   1,223.6   1,240.5   1,260.5   1,273.0       1,273.3   1,269.9   1,280.2   1,283.0
  10       Consumer                                        304.2     312.7     309.5     318.8     322.9     322.7     327.5     329.1         329.2     331.4     330.6     331.4
  11       Security (4)                                      6.8       8.0       8.0       7.9       8.3       8.3       8.3       8.4           8.6       8.9       8.2       8.2
  12       Other loans and leases                           99.0     103.2     102.7     102.0     102.5     103.1     103.8     104.3         104.6     105.3     104.4     104.7

  13  Interbank loans                                       73.6      79.8      80.0      75.7      70.4      73.2      69.9      70.1          73.1      76.9      71.5      67.6

  14  Cash assets (5)                                      115.8     112.3     114.2     115.1     111.7     112.8     111.4     111.9         109.8     113.3     111.3     119.4

  15  Other assets (6)                                     149.1     174.5     177.8     184.1     187.7     196.2     205.8     200.3         195.8     196.2     201.4     185.4

  16  TOTAL ASSETS (7)                                   2,929.3   3,056.7   3,095.1   3,155.8   3,179.3   3,213.5   3,242.1   3,254.4       3,253.6   3,261.5   3,267.3   3,256.9

            L I A B I L I T I E S

  17  Deposits                                           2,235.4   2,340.4   2,365.0   2,390.7   2,405.2   2,413.3   2,426.0   2,457.3       2,456.4   2,466.4   2,469.9   2,471.8
  18    Transaction                                        336.5     336.5     341.3     355.0     347.2     348.2     354.7     345.2         350.0     367.0     333.1     342.4
  19    Nontransaction                                   1,898.9   2,003.8   2,023.6   2,035.7   2,058.0   2,065.1   2,071.3   2,112.2       2,106.3   2,099.4   2,136.8   2,129.4
  20       Large time                                      329.8     362.7     369.9     379.2     385.1     388.5     393.0     402.0         402.1     402.8     405.4     405.3
  21       Other                                         1,569.0   1,641.1   1,653.7   1,656.5   1,672.9   1,676.5   1,678.3   1,710.1       1,704.2   1,696.6   1,731.4   1,724.1

  22  Borrowings                                           487.2     483.4     494.6     495.0     499.0     513.8     509.3     503.8         506.7     507.8     502.0     507.0
  23    From banks in the U.S.                             192.4     160.3     166.3     166.8     167.7     170.4     166.3     161.8         161.8     161.0     160.1     160.8
  24    From others                                        294.8     323.1     328.4     328.1     331.3     343.4     343.1     342.1         344.9     346.8     341.9     346.2

  25  Net due to related foreign offices                    14.1      11.6       8.7       5.8       5.5      10.6       9.7      12.9          11.9      14.5      13.3      11.1

  26  Other liabilities                                     74.0      73.0      69.2      72.9      72.4      73.5      75.9      73.3          73.3      73.4      73.3      73.2

  27  TOTAL LIABILITIES                                  2,810.7   2,908.4   2,937.5   2,964.3   2,982.1   3,011.2   3,020.9   3,047.3       3,048.2   3,062.1   3,058.5   3,063.2

  28  Residual (assets less liabilities) (8)               118.7     148.3     157.6     191.5     197.2     202.2     221.2     207.1         205.4     199.4     208.8     193.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                 August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,613.6   2,726.9   2,752.1   2,803.0   2,830.7   2,858.0   2,878.0   2,896.3       2,896.6   2,899.5   2,909.2   2,912.8

  2     Securities in bank credit                          713.7     715.7     717.6     723.3     726.6     722.9     716.2     709.7         709.8     709.3     709.1     708.5
  3        Treasury and Agency securities (2)              505.5     497.5     497.9     500.1     502.1     500.3     496.0     491.1         491.1     491.7     490.6     491.4
  4        Other securities                                208.2     218.2     219.8     223.2     224.5     222.7     220.2     218.6         218.7     217.6     218.5     217.2

  5     Loans and leases in bank credit (3)              1,899.9   2,011.3   2,034.5   2,079.7   2,104.1   2,135.0   2,161.7   2,186.6       2,186.9   2,190.2   2,200.1   2,204.3
  6        Commercial and industrial                       308.1     328.8     331.6     336.6     341.0     345.1     347.2     351.1         351.1     352.0     351.7     350.2
  7        Real estate                                   1,184.4   1,254.4   1,283.2   1,320.0   1,335.7   1,359.8   1,378.8   1,396.4       1,396.0   1,395.3   1,406.4   1,411.3
  8          Revolving home equity                         101.3     114.9     115.6     118.2     121.0     124.0     127.3     129.0         128.8     129.5     129.8     130.0
  9          Other                                       1,083.1   1,139.5   1,167.5   1,201.8   1,214.7   1,235.8   1,251.5   1,267.4       1,267.2   1,265.8   1,276.7   1,281.3
  9b           Other residential                           443.0     444.3     461.6     479.1     484.1     497.2     504.7     512.8         511.8     508.6     518.3     521.1
  9c           Commercial                                  640.0     695.2     706.0     722.7     730.6     738.5     746.8     754.6         755.4     757.2     758.3     760.3
  10       Consumer                                        300.2     319.2     311.4     314.4     317.8     319.6     322.9     325.1         325.5     328.2     327.0     327.7
  10a        Credit card and related plans                 153.2     162.0     153.3     157.0     159.1     159.9     161.8     163.3         163.7     165.7     164.3     164.5
  10h        Other                                         147.0     157.3     158.1     157.4     158.7     159.7     161.1     161.8         161.8     162.5     162.6     163.2
  11       Security (4)                                      6.8       7.7       8.0       8.1       8.3       8.2       8.3       8.4           8.5       8.6       8.5       8.4
  12       Other loans and leases                          100.4     101.1     100.3     100.5     101.3     102.5     104.5     105.7         105.8     106.1     106.5     106.6

  13  Interbank loans                                       71.2      76.5      80.2      79.7      73.9      71.0      68.6      67.8          69.0      70.1      72.7      68.9

  14  Cash assets (5)                                      115.9     113.4     112.2     110.4     108.9     111.8     110.8     111.9         107.2     109.3     113.1     114.3

  15  Other assets (6)                                     149.1     174.5     177.8     184.1     187.7     196.2     205.8     200.3         195.8     196.2     201.4     185.4

  16  TOTAL ASSETS (7)                                   2,917.7   3,058.9   3,090.0   3,144.3   3,168.2   3,203.6   3,229.5   3,242.2       3,234.5   3,240.7   3,262.0   3,247.0

            L I A B I L I T I E S

  17  Deposits                                           2,229.1   2,335.3   2,354.7   2,388.9   2,409.5   2,408.7   2,425.0   2,450.4       2,440.9   2,442.2   2,471.9   2,470.5
  18    Transaction                                        336.3     340.4     336.8     350.7     348.0     343.9     350.4     344.9         346.5     362.4     336.1     335.6
  19    Nontransaction                                   1,892.8   1,995.0   2,017.9   2,038.2   2,061.6   2,064.8   2,074.5   2,105.5       2,094.5   2,079.8   2,135.8   2,134.8
  20       Large time                                      329.8     362.7     369.9     379.2     385.1     388.5     393.0     402.0         402.1     402.8     405.4     405.3
  21       Other                                         1,562.9   1,632.3   1,648.0   1,659.1   1,676.5   1,676.2   1,681.5   1,703.4       1,692.4   1,677.1   1,730.4   1,729.5

  22  Borrowings                                           487.2     483.4     494.6     495.0     499.0     513.8     509.3     503.8         506.7     507.8     502.0     507.0
  23    From banks in the U.S.                             192.4     160.3     166.3     166.8     167.7     170.4     166.3     161.8         161.8     161.0     160.1     160.8
  24    From others                                        294.8     323.1     328.4     328.1     331.3     343.4     343.1     342.1         344.9     346.8     341.9     346.2

  25  Net due to related foreign offices                    14.1      11.6       8.7       5.8       5.5      10.6       9.7      12.9          11.9      14.5      13.3      11.1

  26  Other liabilities                                     74.0      73.0      69.2      72.9      72.4      73.5      75.9      73.3          73.3      73.4      73.3      73.2

  27  TOTAL LIABILITIES                                  2,804.3   2,903.4   2,927.3   2,962.6   2,986.4   3,006.7   3,019.9   3,040.4       3,032.8   3,037.9   3,060.5   3,061.8

  28  Residual (assets less liabilities) (8)               113.3     155.5     162.8     181.8     181.8     196.9     209.6     201.8         201.7     202.8     201.5     185.2




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                           August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          650.0     673.4     697.5     704.9     704.7     722.2     730.9     743.2         743.1     747.9     752.5     755.7

  2     Securities in bank credit                          260.2     307.4     315.6     317.1     310.2     314.4     319.2     326.8         327.9     323.5     330.4     332.7
  3        Treasury and Agency securities (2)               91.5      87.6      97.1      94.8      86.1      88.2      88.8      87.5          88.6      84.4      85.9      86.2
  4        Other securities                                168.8     219.8     218.6     222.2     224.0     226.2     230.4     239.3         239.3     239.1     244.5     246.5

  5     Loans and leases in bank credit (3)                389.8     366.0     381.8     387.8     394.5     407.8     411.7     416.4         415.2     424.4     422.2     423.1
  6        Commercial and industrial                       132.3     143.7     145.5     145.2     150.7     155.0     154.5     161.8         161.7     164.7     164.2     164.7
  7        Real estate                                      17.4      19.1      18.9      19.0      19.2      18.2      18.2      16.5          16.4      16.5      16.8      16.6
  11       Security (4)                                    151.4     101.7     113.6     120.5     119.0     129.5     133.1     126.8         122.6     129.1     128.8     129.8
  12       Other loans and leases                           88.7     101.5     103.8     103.2     105.6     105.2     105.9     111.3         114.5     114.2     112.3     111.9

  13  Interbank loans                                       38.0      45.3      41.7      43.0      45.0      47.9      49.1      50.4          53.2      45.8      58.6      46.6

  14  Cash assets (5)                                       63.0      66.8      64.1      65.0      64.1      64.2      64.4      65.8          66.2      65.4      69.8      67.1

  15  Other assets (6)                                      38.8      31.1      31.2      33.2      34.1      35.6      37.8      37.3          34.5      36.6      40.9      40.6

  16  TOTAL ASSETS (7)                                     789.4     816.3     834.0     845.7     847.5     869.5     881.7     896.4         896.5     895.2     921.4     909.6

            L I A B I L I T I E S

  17  Deposits                                             549.9     564.6     553.3     561.0     589.0     587.4     601.8     582.2         585.3     589.7     595.1     606.4
  18    Transaction                                         11.5      11.8      13.2      14.5      14.3      14.2      14.1      14.5          14.8      15.3      15.0      15.4
  19    Nontransaction                                     538.4     552.8     540.2     546.5     574.6     573.2     587.7     567.7         570.5     574.4     580.1     590.9

  22  Borrowings                                           331.5     349.5     362.7     367.5     360.7     366.5     358.5     364.5         356.9     370.4     387.1     379.3
  23    From banks in the U.S.                              41.0      40.1      44.1      43.8      44.3      39.8      44.8      41.1          39.7      40.7      49.8      42.4
  24    From others                                        290.5     309.3     318.6     323.6     316.4     326.7     313.7     323.4         317.2     329.6     337.3     336.9

  25  Net due to related foreign offices                  -183.7    -198.1    -185.8    -181.3    -203.2    -192.6    -183.4    -147.0        -141.9    -164.1    -152.2    -173.4

  26  Other liabilities                                     86.5      92.1      96.1      91.5      93.4      93.0      97.9      93.9          94.4      88.3      93.9      97.5

  27  TOTAL LIABILITIES                                    784.2     808.1     826.4     838.7     839.8     854.4     874.7     893.6         894.6     884.2     923.9     909.7

  28  Residual (assets less liabilities) (8)                 5.2       8.2       7.7       7.1       7.7      15.1       7.0       2.9           1.9      11.0      -2.4      -0.1



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                       August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          646.2     675.9     699.2     708.1     710.1     719.6     731.0     740.2         741.4     742.8     750.6     750.5

  2     Securities in bank credit (2)                      260.2     307.4     315.6     317.1     310.2     314.4     319.2     326.8         327.9     323.5     330.4     332.7
  3        Treasury and Agency securities                   91.5      87.6      97.1      94.8      86.1      88.2      88.8      87.5          88.6      84.4      85.9      86.2
  3a         Trading account                                33.7      30.5      38.3      38.8      30.9      31.0      29.6      27.3          29.1      24.7      23.8      25.8
  3b         Investment account                             57.8      57.0      58.8      56.0      55.3      57.2      59.1      60.2          59.5      59.7      62.1      60.3
  4        Other securities                                168.8     219.8     218.6     222.2     224.0     226.2     230.4     239.3         239.3     239.1     244.5     246.5
  4a         Trading account                               103.8     115.4     116.5     124.2     127.8     130.6     133.5     134.1         133.3     133.1     135.9     137.9
  4b         Investment account                             65.0     104.4     102.1      98.1      96.2      95.6      96.9     105.2         105.9     106.0     108.6     108.5

  5     Loans and leases in bank credit (3)                386.0     368.4     383.5     391.0     399.9     405.3     411.8     413.4         413.6     419.4     420.2     417.9
  6        Commercial and industrial                       131.5     144.3     147.3     147.2     151.8     155.0     154.0     160.9         161.2     163.3     163.1     163.1
  7        Real estate                                      17.4      19.1      18.9      19.0      19.2      18.2      18.2      16.5          16.4      16.5      16.8      16.6
  11       Security (4)                                    147.3     104.7     115.7     121.9     122.2     126.3     132.1     123.4         120.3     125.2     126.6     125.2
  12       Other loans and leases                           89.7     100.4     101.6     102.9     106.8     105.8     107.5     112.5         115.8     114.4     113.7     112.9

  13  Interbank loans                                       38.0      45.3      41.7      43.0      45.0      47.9      49.1      50.4          53.2      45.8      58.6      46.6

  14  Cash assets (5)                                       62.4      66.3      63.2      62.9      63.5      63.6      63.9      65.2          65.2      64.6      69.9      66.6

  15  Other assets (6)                                      37.6      33.2      32.9      33.2      32.8      36.2      37.8      36.2          33.3      35.5      40.2      40.3

  16  TOTAL ASSETS (7)                                     783.8     820.3     836.6     846.8     851.0     866.9     881.4     891.6         892.7     888.4     918.9     903.7

            L I A B I L I T I E S

  17  Deposits                                             548.4     571.9     560.6     566.5     600.7     600.7     610.4     580.6         583.9     590.2     591.3     598.3
  18    Transaction                                         11.5      12.1      13.2      14.0      14.0      13.9      14.0      14.5          14.6      15.1      15.0      15.1
  19    Nontransaction                                     537.0     559.8     547.4     552.5     586.7     586.8     596.4     566.2         569.4     575.1     576.3     583.2

  22  Borrowings                                           331.5     349.5     362.7     367.5     360.7     366.5     358.5     364.5         356.9     370.4     387.1     379.3
  23    From banks in the U.S.                              41.0      40.1      44.1      43.8      44.3      39.8      44.8      41.1          39.7      40.7      49.8      42.4
  24    From others                                        290.5     309.3     318.6     323.6     316.4     326.7     313.7     323.4         317.2     329.6     337.3     336.9

  25  Net due to related foreign offices                  -185.2    -197.3    -186.1    -182.0    -205.7    -194.8    -186.3    -149.0        -144.1    -163.6    -154.7    -173.9

  26  Other liabilities                                     85.4      92.6      95.8      91.1      91.5      91.5      95.9      92.7          93.1      88.6      92.3      97.1

  27  TOTAL LIABILITIES                                    780.0     816.8     833.0     843.1     847.3     864.1     878.5     888.8         889.8     885.5     916.0     900.8

  28  Residual (assets less liabilities) (8)                 3.7       3.6       3.6       3.7       3.7       2.9       2.9       2.9           2.9       2.9       2.9       2.9







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                       August 19, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Jul       Jan       Feb       Mar       Apr       May       Jun       Jul         Jul 20    Jul 27     Aug 3    Aug 10 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (9)             105.6      93.1      89.3      88.4      89.3      90.8      93.2      86.5          86.7      82.7      84.5      84.5

  30  Reval. losses on off-bal. sheet items (9)             95.0      83.7      78.8      78.8      80.3      82.7      85.3      76.9          77.0      72.5      75.4      75.4

  31  Mortgage-backed securities (10)                      491.6     529.0     541.6     544.7     546.4     556.9     535.9     544.3         545.4     545.7     548.2     541.7
  31a   Pass-through                                       380.8     410.7     419.5     422.7     427.0     433.8     411.3     418.8         420.1     421.7     421.1     414.6
  31b   CMO, REMIC, and other                              110.8     118.4     122.2     122.0     119.5     123.2     124.6     125.5         125.3     124.0     127.1     127.1

  32  Net unrealized gains (losses) on    
        available-for-sale securities (11)                  -3.9       3.9       1.5      -2.6      -3.6       0.7       1.9      -0.2           0.2      -0.9      -2.8      -3.8

  33  Securitized consumer loans (12)                      150.8     158.6     155.8     148.8     147.6     149.7     151.8     152.6         151.8     151.6     152.8     153.4
  33a   Credit card and related plans                      130.7     136.6     134.3     127.7     127.0     129.5     129.2     129.5         128.9     128.8     130.0     130.7
  33b   Other                                               20.0      22.0      21.6      21.0      20.6      20.1      22.6      23.1          22.9      22.8      22.8      22.7

  35  Securitized business loans (12)                        7.2       6.4       6.4       6.4       6.2       6.1       6.1       5.9           5.7       5.7       5.7       5.7


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (10)                      325.6     335.6     338.7     344.0     343.8     343.8     340.4     337.4         338.0     336.6     337.4     336.6

  33  Securitized consumer loans (12)                      215.1     224.9     211.2     213.9     213.4     212.3     212.9     212.2         211.3     210.5     210.2     210.3
  33a   Credit card and related plans                      207.8     214.9     201.2     203.9     203.5     202.4     203.1     202.3         201.4     200.6     200.4     200.4
  33b   Other                                                7.3      10.0      10.0      10.0       9.9       9.9       9.9       9.8           9.9       9.9       9.8       9.8


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (9)              58.5      54.5      53.7      52.4      52.4      53.3      54.6      55.0          55.0      54.0      54.3      56.3

  30  Reval. losses on off-bal. sheet items (9)             60.6      61.9      64.8      63.0      62.6      61.9      63.5      62.5          62.7      61.1      60.6      61.8

  34  Securitized business loans (12)                        0.3       0.2       0.2       0.2       0.2       0.2       0.2       0.2           0.2       0.2       0.2       0.2











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                   August 19, 2005

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.  The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value 
      of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Total amount outstanding. 
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