------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 6,759.8 7,166.2 7,220.8 7,274.9 7,350.2 7,395.8 7,407.0 7,430.8 7,407.9 7,430.5 7,465.9 7,428.9 2 Securities in bank credit 1,924.8 2,071.5 2,055.1 2,062.1 2,066.6 2,079.4 2,071.8 2,065.9 2,065.8 2,069.6 2,068.5 2,062.7 3 Treasury and Agency securities 2 1,145.4 1,199.9 1,172.3 1,176.1 1,172.5 1,164.3 1,156.6 1,139.4 1,138.4 1,143.3 1,140.4 1,135.5 4 Other securities 779.5 871.6 882.8 886.0 894.1 915.1 915.2 926.6 927.4 926.3 928.1 927.2 5 Loans and leases in bank credit 3 4,834.9 5,094.8 5,165.7 5,212.8 5,283.6 5,316.5 5,335.2 5,364.8 5,342.1 5,361.0 5,397.3 5,366.1 6 Commercial and industrial 915.7 986.5 992.1 1,006.1 1,015.0 1,022.3 1,029.3 1,037.3 1,031.3 1,036.2 1,043.2 1,040.5 7 Real estate 2,523.9 2,689.7 2,732.8 2,781.1 2,814.8 2,823.8 2,846.0 2,858.5 2,858.3 2,853.8 2,863.5 2,861.4 8 Revolving home equity 394.4 425.8 430.1 437.8 439.1 438.1 436.3 436.3 436.9 435.4 436.7 436.1 9 Other 2,129.5 2,263.9 2,302.7 2,343.3 2,375.7 2,385.6 2,409.8 2,422.2 2,421.4 2,418.4 2,426.8 2,425.2 10 Consumer 685.6 704.4 707.0 710.4 717.0 719.6 708.4 709.5 709.1 714.1 708.7 705.8 11 Security 4 236.8 237.5 248.7 232.7 245.2 246.2 241.2 246.0 239.7 247.3 253.2 244.8 12 Other loans and leases 472.9 476.7 485.2 482.6 491.6 504.6 510.2 513.6 503.6 509.6 528.7 513.7 13 Interbank loans 354.8 287.8 268.7 260.9 275.9 283.7 281.8 294.5 290.0 287.6 307.7 294.3 14 Cash assets 5 318.7 329.3 333.7 327.7 324.2 327.4 316.7 309.0 301.1 302.1 327.5 304.4 15 Other assets 6 648.2 677.5 694.2 680.6 688.5 697.7 706.7 714.5 716.5 710.3 713.0 719.7 16 Total Assets 7 8,010.4 8,392.9 8,449.6 8,476.3 8,570.8 8,636.1 8,643.7 8,680.3 8,646.7 8,661.9 8,745.7 8,679.3 Liabilities 17 Deposits 5,291.8 5,517.1 5,561.7 5,583.5 5,655.1 5,683.5 5,695.4 5,716.5 5,685.9 5,714.8 5,756.3 5,712.5 18 Transaction 670.1 677.6 694.9 661.6 685.9 671.7 654.0 669.4 613.6 650.4 733.2 692.6 19 Nontransaction 4,621.7 4,839.5 4,866.8 4,921.8 4,969.2 5,011.8 5,041.4 5,047.2 5,072.2 5,064.3 5,023.1 5,019.9 20 Large time 1,182.4 1,299.4 1,321.0 1,318.5 1,364.5 1,387.4 1,406.8 1,402.1 1,413.8 1,398.1 1,398.6 1,396.6 21 Other 3,439.3 3,540.1 3,545.8 3,603.4 3,604.7 3,624.4 3,634.6 3,645.1 3,658.4 3,666.3 3,624.5 3,623.3 22 Borrowings 1,590.4 1,628.3 1,628.1 1,620.2 1,667.7 1,674.5 1,665.7 1,695.7 1,685.7 1,684.0 1,722.1 1,694.8 23 From banks in the U.S. 430.1 369.7 369.3 347.3 350.3 354.7 346.3 363.9 356.0 362.9 365.2 372.4 24 From others 1,160.3 1,258.6 1,258.8 1,272.9 1,317.4 1,319.8 1,319.4 1,331.8 1,329.6 1,321.1 1,357.0 1,322.3 25 Net due to related foreign offices 15.7 58.6 41.0 98.9 64.7 66.4 88.4 70.2 75.9 62.9 74.2 68.1 26 Other liabilities 493.3 488.3 493.0 483.1 482.8 499.4 497.2 498.3 501.2 501.2 489.5 499.9 27 Total Liabilities 7,391.3 7,692.3 7,723.8 7,785.6 7,870.3 7,923.8 7,946.7 7,980.7 7,948.6 7,962.9 8,042.2 7,975.4 28 Residual (assets less liabilities) 8 619.1 700.6 725.8 690.7 700.5 712.4 697.0 699.6 698.1 699.0 703.5 704.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 6,794.8 7,157.8 7,215.0 7,255.8 7,335.9 7,397.9 7,420.3 7,468.5 7,447.3 7,467.2 7,494.6 7,473.6 2 Securities in bank credit 1,933.5 2,074.9 2,056.8 2,056.2 2,065.0 2,076.0 2,069.9 2,075.4 2,073.3 2,078.3 2,077.9 2,075.4 3 Treasury and Agency securities 2 1,153.1 1,208.2 1,176.1 1,174.7 1,168.7 1,157.4 1,151.8 1,147.8 1,143.9 1,150.4 1,150.6 1,147.4 4 Other securities 780.4 866.8 880.8 881.5 896.3 918.5 918.1 927.7 929.4 927.9 927.3 928.1 5 Loans and leases in bank credit 3 4,861.3 5,082.9 5,158.2 5,199.6 5,270.9 5,322.0 5,350.4 5,393.0 5,374.1 5,388.9 5,416.7 5,398.1 6 Commercial and industrial 915.6 990.8 994.9 1,004.7 1,009.6 1,018.8 1,027.7 1,037.2 1,031.1 1,036.2 1,042.3 1,040.8 7 Real estate 2,540.3 2,689.4 2,726.8 2,775.8 2,816.6 2,831.9 2,855.3 2,877.0 2,880.1 2,874.3 2,880.5 2,877.3 8 Revolving home equity 394.4 426.7 431.5 438.6 440.5 440.0 437.4 436.3 437.2 435.8 436.6 435.4 9 Other 2,145.9 2,262.8 2,295.3 2,337.2 2,376.1 2,391.9 2,418.0 2,440.7 2,442.9 2,438.5 2,443.9 2,441.9 10 Consumer 690.0 698.5 699.8 702.9 713.6 721.1 711.0 714.2 712.7 718.3 714.2 711.5 10a Credit cards and related plans 294.9 303.1 306.5 308.0 308.6 311.3 302.7 309.0 303.9 310.3 311.6 310.7 10b Other 395.1 395.3 393.3 394.9 405.0 409.8 408.4 405.2 408.8 408.0 402.6 400.8 11 Security 4 242.0 229.4 248.7 229.7 237.6 241.5 243.5 251.1 247.2 249.4 254.7 253.1 12 Other loans and leases 473.2 474.8 488.0 486.6 493.4 508.7 512.9 513.5 502.9 510.6 524.9 515.5 13 Interbank loans 358.5 288.3 269.2 257.8 275.5 278.3 278.6 297.7 295.1 293.6 301.7 300.0 14 Cash assets 5 328.6 324.3 325.8 322.2 314.6 329.2 322.0 318.8 302.6 321.2 325.0 325.8 15 Other assets 6 650.6 677.2 690.3 681.8 690.6 700.5 710.2 717.1 724.8 714.0 706.8 722.2 16 Total Assets 7 8,061.6 8,379.7 8,432.4 8,449.9 8,548.5 8,637.4 8,663.3 8,733.7 8,701.4 8,727.4 8,759.9 8,753.6 Liabilities 17 Deposits 5,302.5 5,508.4 5,562.9 5,567.3 5,632.7 5,673.1 5,687.7 5,727.3 5,707.1 5,739.9 5,734.1 5,732.0 18 Transaction 676.0 668.0 687.5 659.1 667.3 663.7 652.9 675.7 606.0 662.9 727.6 718.4 19 Nontransaction 4,626.6 4,840.4 4,875.5 4,908.2 4,965.4 5,009.4 5,034.8 5,051.7 5,101.1 5,077.0 5,006.5 5,013.6 20 Large time 1,172.7 1,309.1 1,328.7 1,315.1 1,355.7 1,374.1 1,388.5 1,391.6 1,403.3 1,386.4 1,389.5 1,387.4 21 Other 3,453.9 3,531.3 3,546.8 3,593.1 3,609.7 3,635.3 3,646.3 3,660.1 3,697.8 3,690.5 3,617.0 3,626.2 22 Borrowings 1,583.3 1,646.6 1,639.8 1,621.6 1,662.1 1,678.7 1,662.8 1,688.3 1,681.4 1,679.5 1,705.1 1,688.0 23 From banks in the U.S. 427.5 370.3 368.8 347.1 351.9 355.0 346.3 361.8 355.9 361.1 360.4 370.2 24 From others 1,155.8 1,276.2 1,271.0 1,274.5 1,310.2 1,323.8 1,316.4 1,326.5 1,325.5 1,318.5 1,344.7 1,317.7 25 Net due to related foreign offices 25.0 54.2 36.7 90.2 64.5 70.8 95.3 82.1 85.3 72.8 90.3 80.7 26 Other liabilities 506.0 483.8 488.5 474.0 482.7 504.3 504.2 510.9 511.6 512.1 505.6 513.2 27 Total Liabilities 7,416.9 7,693.0 7,727.9 7,753.2 7,842.1 7,927.0 7,949.9 8,008.6 7,985.5 8,004.3 8,035.0 8,013.9 28 Residual (assets less liabilities) 8 644.7 686.7 704.5 696.7 706.4 710.4 713.4 725.1 715.9 723.1 724.9 739.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 6,078.1 6,441.5 6,487.6 6,529.5 6,579.2 6,608.6 6,606.2 6,618.0 6,600.4 6,621.6 6,644.4 6,612.2 2 Securities in bank credit 1,641.9 1,757.3 1,736.4 1,736.1 1,732.1 1,727.5 1,710.9 1,701.2 1,697.4 1,705.9 1,705.0 1,698.9 3 Treasury and Agency securities 2 1,055.4 1,112.9 1,085.3 1,090.2 1,087.4 1,078.7 1,074.0 1,057.8 1,055.5 1,062.4 1,058.8 1,054.4 4 Other securities 586.4 644.4 651.1 645.8 644.7 648.8 636.8 643.4 641.9 643.5 646.3 644.5 5 Loans and leases in bank credit 3 4,436.2 4,684.3 4,751.2 4,793.5 4,847.1 4,881.1 4,895.3 4,916.9 4,902.9 4,915.7 4,939.3 4,913.3 6 Commercial and industrial 779.9 831.7 838.3 845.5 850.5 858.4 865.3 872.9 869.2 873.0 877.0 873.9 7 Real estate 2,505.7 2,671.3 2,714.3 2,764.3 2,798.1 2,807.0 2,824.4 2,836.0 2,836.0 2,831.1 2,841.0 2,839.0 8 Revolving home equity 394.4 425.8 430.1 437.8 439.1 438.1 436.3 436.3 436.9 435.4 436.7 436.1 9 Other 2,111.3 2,245.6 2,284.3 2,326.5 2,359.0 2,368.9 2,388.2 2,399.8 2,399.2 2,395.8 2,404.3 2,402.8 10 Consumer 685.6 704.4 707.0 710.4 717.0 719.6 708.4 709.5 709.1 714.1 708.7 705.8 11 Security 4 88.6 106.9 113.8 103.5 103.4 107.9 103.7 108.2 105.8 110.3 110.6 105.4 12 Other loans and leases 376.5 369.9 377.8 369.8 378.1 388.2 393.5 390.3 382.8 387.2 402.1 389.2 13 Interbank loans 304.5 239.6 219.0 209.8 227.0 233.5 233.8 248.1 245.6 242.0 261.3 245.4 14 Cash assets 5 256.9 267.7 273.6 267.1 262.8 267.5 260.3 254.4 246.8 247.2 271.5 251.4 15 Other assets 6 611.8 642.4 657.2 644.1 651.8 657.5 667.6 673.7 670.2 669.1 675.5 680.8 16 Total Assets 7 7,180.8 7,523.8 7,570.1 7,583.2 7,653.2 7,699.0 7,699.8 7,726.2 7,694.7 7,711.6 7,784.8 7,722.3 Liabilities 17 Deposits 4,743.6 4,929.7 4,959.6 5,001.2 5,026.2 5,046.6 5,051.8 5,089.2 5,051.2 5,088.1 5,133.8 5,088.0 18 Transaction 658.6 664.7 683.1 650.0 673.5 659.7 642.2 657.4 601.8 638.1 721.0 681.0 19 Nontransaction 4,085.1 4,265.0 4,276.6 4,351.3 4,352.7 4,386.9 4,409.5 4,431.9 4,449.4 4,450.1 4,412.7 4,407.0 20 Large time 659.8 745.5 752.0 768.4 770.7 788.2 797.9 809.3 812.5 805.1 810.9 809.0 21 Other 3,425.3 3,519.5 3,524.6 3,582.8 3,581.9 3,598.7 3,611.6 3,622.6 3,636.9 3,645.0 3,601.8 3,598.0 22 Borrowings 1,224.9 1,258.7 1,266.1 1,251.8 1,278.9 1,290.0 1,279.2 1,282.7 1,278.3 1,281.8 1,303.1 1,269.3 23 From banks in the U.S. 377.5 323.6 318.3 299.1 297.6 304.6 296.7 306.2 304.8 308.3 304.2 308.5 24 From others 847.5 935.1 947.8 952.7 981.3 985.5 982.5 976.6 973.5 973.5 998.9 960.8 25 Net due to related foreign offices 192.0 255.2 231.3 254.3 265.0 258.6 278.5 264.2 275.2 251.7 266.8 262.9 26 Other liabilities 394.0 394.9 394.3 388.2 386.6 393.2 383.9 383.3 378.6 384.9 379.2 390.1 27 Total Liabilities 6,554.6 6,838.5 6,851.5 6,895.4 6,956.7 6,988.4 6,993.3 7,019.5 6,983.4 7,006.6 7,082.9 7,010.3 28 Residual (assets less liabilities) 8 626.2 685.3 718.7 687.8 696.5 710.6 706.5 706.8 711.3 705.0 701.9 712.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 6,111.6 6,435.8 6,481.6 6,513.5 6,573.8 6,617.6 6,623.4 6,655.2 6,636.2 6,660.1 6,676.6 6,653.8 2 Securities in bank credit 1,650.5 1,760.7 1,738.1 1,730.1 1,730.5 1,724.1 1,708.9 1,710.7 1,704.9 1,714.6 1,714.4 1,711.6 3 Treasury and Agency securities 2 1,063.1 1,121.2 1,089.1 1,088.8 1,083.6 1,071.8 1,069.2 1,066.2 1,061.1 1,069.5 1,069.0 1,066.2 4 Other securities 587.4 639.6 649.0 641.3 646.9 652.3 639.8 644.5 643.9 645.1 645.4 645.4 5 Loans and leases in bank credit 3 4,461.0 4,675.0 4,743.5 4,783.4 4,843.4 4,893.4 4,914.5 4,944.5 4,931.3 4,945.5 4,962.2 4,942.2 6 Commercial and industrial 780.5 836.0 841.5 844.9 846.9 856.5 865.7 873.6 870.4 873.8 876.7 874.4 7 Real estate 2,522.1 2,671.1 2,708.4 2,759.0 2,799.9 2,815.2 2,833.7 2,854.6 2,857.8 2,851.7 2,858.0 2,854.9 8 Revolving home equity 394.4 426.7 431.5 438.6 440.5 440.0 437.4 436.3 437.2 435.8 436.6 435.4 9 Other 2,127.7 2,244.4 2,276.8 2,320.4 2,359.4 2,375.2 2,396.4 2,418.3 2,420.7 2,415.8 2,421.4 2,419.5 9a Other residential 1,078.1 1,116.7 1,133.9 1,161.0 1,187.9 1,191.4 1,200.6 1,212.9 1,218.8 1,210.4 1,213.5 1,211.3 9b Commercial 1,049.6 1,127.8 1,142.9 1,159.4 1,171.5 1,183.8 1,195.8 1,205.3 1,201.9 1,205.4 1,207.9 1,208.2 10 Consumer 690.0 698.5 699.8 702.9 713.6 721.1 711.0 714.2 712.7 718.3 714.2 711.5 10a Credit cards and related plans 294.9 303.1 306.5 308.0 308.6 311.3 302.7 309.0 303.9 310.3 311.6 310.7 10d Other 395.1 395.3 393.3 394.9 405.0 409.8 408.4 405.2 408.8 408.0 402.6 400.8 11 Security 4 89.7 102.0 114.9 104.0 104.3 109.3 107.2 109.4 106.4 111.2 111.5 107.4 12 Other loans and leases 378.7 367.4 379.0 372.6 378.6 391.4 396.7 392.7 383.9 390.5 401.9 394.0 13 Interbank loans 308.3 240.1 219.6 206.7 226.6 228.1 230.6 251.3 250.7 248.0 255.3 251.1 14 Cash assets 5 266.8 263.3 266.2 262.3 253.1 268.1 264.6 264.2 248.8 266.1 269.9 271.9 15 Other assets 6 614.9 641.5 653.3 646.4 654.2 662.0 672.2 677.1 678.7 673.9 670.3 684.0 16 Total Assets 7 7,231.0 7,513.2 7,553.2 7,561.6 7,640.2 7,707.6 7,723.3 7,779.8 7,746.4 7,779.9 7,804.3 7,793.2 Liabilities 17 Deposits 4,767.7 4,907.5 4,952.2 4,986.6 5,012.6 5,047.7 5,065.3 5,115.4 5,089.5 5,129.9 5,124.7 5,120.2 18 Transaction 664.5 655.3 675.7 647.5 655.0 651.5 641.0 663.8 594.4 650.5 715.7 706.8 19 Nontransaction 4,103.2 4,252.3 4,276.6 4,339.2 4,357.5 4,396.2 4,424.3 4,451.6 4,495.1 4,479.4 4,408.9 4,413.5 20 Large time 663.0 742.1 751.3 766.5 770.3 786.2 800.3 813.4 818.2 809.5 814.2 812.0 21 Other 3,440.2 3,510.1 3,525.2 3,572.6 3,587.2 3,610.0 3,624.0 3,638.1 3,676.9 3,669.8 3,594.8 3,601.5 22 Borrowings 1,217.9 1,277.0 1,277.8 1,253.3 1,273.3 1,294.2 1,276.3 1,275.3 1,274.1 1,277.3 1,286.1 1,262.5 23 From banks in the U.S. 374.9 324.2 317.8 298.9 299.2 304.9 296.8 304.1 304.7 306.4 299.4 306.3 24 From others 843.0 952.8 960.0 954.3 974.1 989.4 979.5 971.2 969.4 970.9 986.7 956.2 25 Net due to related foreign offices 198.7 252.9 229.7 247.5 264.4 261.3 282.5 273.2 282.6 258.8 279.1 272.4 26 Other liabilities 404.6 391.8 391.8 380.3 386.2 396.8 388.6 393.6 387.1 393.6 392.3 401.1 27 Total Liabilities 6,588.9 6,829.3 6,851.5 6,867.7 6,936.5 7,000.0 7,012.7 7,057.6 7,033.2 7,059.6 7,082.2 7,056.3 28 Residual (assets less liabilities) 8 642.1 683.9 701.7 693.9 703.6 707.6 710.6 722.3 713.1 720.3 722.1 736.9 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 3,391.7 3,570.2 3,588.8 3,608.9 3,640.4 3,663.6 3,673.5 3,670.6 3,653.3 3,672.0 3,692.4 3,668.5 2 Securities in bank credit 930.6 1,031.4 1,019.4 1,021.6 1,016.3 1,016.0 1,010.3 1,002.1 996.0 1,006.8 1,005.3 1,003.3 3 Treasury and Agency securities 2 561.2 611.5 591.2 597.7 594.2 588.3 588.1 572.3 568.3 577.8 574.1 569.2 3a Trading account 45.7 53.9 51.0 49.4 46.7 36.8 41.6 42.3 48.0 44.4 39.4 36.7 3b Investment account 515.5 557.6 540.2 548.3 547.4 551.5 546.5 530.0 520.3 533.3 534.7 532.5 3c Mortgage-backed 410.6 458.3 440.8 449.0 447.6 449.6 444.5 434.8 426.7 436.7 438.3 438.1 3d Other 104.8 99.3 99.3 99.3 99.8 101.9 102.0 95.2 93.6 96.6 96.4 94.4 4 Other securities 369.5 419.9 428.3 423.9 422.2 427.7 422.1 429.8 427.8 429.0 431.1 434.1 4a Trading account 202.1 218.7 224.0 214.9 211.9 213.2 203.5 204.0 204.2 204.2 205.7 203.6 4b Investment account 167.3 201.1 204.3 209.0 210.3 214.5 218.7 225.8 223.6 224.8 225.4 230.5 4c State and local government 33.5 36.8 36.6 37.6 37.8 38.1 37.5 37.9 37.8 37.8 38.4 37.9 4d Other 133.9 164.3 167.7 171.4 172.5 176.4 181.2 187.9 185.8 187.1 187.0 192.6 5 Loans and leases in bank credit 3 2,461.0 2,538.8 2,569.4 2,587.3 2,624.0 2,647.6 2,663.2 2,668.5 2,657.3 2,665.2 2,687.1 2,665.2 6 Commercial and industrial 459.3 489.2 492.2 493.0 495.3 500.1 507.1 510.5 507.7 510.6 513.6 511.0 7 Real estate 1,262.0 1,302.4 1,318.2 1,352.0 1,375.8 1,381.5 1,391.4 1,396.3 1,396.1 1,390.8 1,400.7 1,399.0 8 Revolving home equity 280.3 299.8 300.1 303.1 303.5 303.5 305.0 304.1 305.2 303.4 303.9 303.5 9 Other 981.7 1,002.6 1,018.0 1,048.9 1,072.2 1,078.0 1,086.4 1,092.2 1,090.9 1,087.4 1,096.8 1,095.5 9a Other residential 614.9 623.1 634.0 658.1 677.0 678.8 684.2 690.6 691.1 686.0 693.6 692.8 9b Commercial 366.8 379.5 384.0 390.8 395.2 399.2 402.2 401.6 399.8 401.4 403.2 402.8 10 Consumer 384.4 382.0 380.0 381.9 385.7 386.8 384.8 382.3 382.8 385.3 380.9 379.7 11 Security 4 80.9 98.4 105.1 94.6 94.3 98.3 93.9 98.0 96.1 100.2 100.0 95.3 11a Fed funds and RPs with broker/dealer 59.9 82.7 89.4 79.5 78.6 82.2 77.2 80.6 78.1 82.8 82.2 78.7 11b Other 20.9 15.7 15.7 15.0 15.7 16.2 16.7 17.4 17.9 17.4 17.8 16.6 12a State and local government 16.6 17.0 16.8 17.0 17.6 18.2 18.5 18.7 18.4 18.7 18.9 18.8 12b Agricultural 9.6 9.1 9.1 9.1 9.2 9.4 9.6 9.6 9.6 9.6 9.6 9.7 12c Fed funds and RPs with others 27.4 20.6 26.2 21.2 24.7 28.3 31.8 19.2 16.4 14.3 22.8 22.4 12d All other loans 125.5 127.5 129.4 125.7 128.9 132.6 134.3 142.0 138.8 144.0 148.6 137.2 12e Lease financing receivables 95.3 92.7 92.6 92.8 92.6 92.5 91.8 91.9 91.5 91.8 91.9 92.2 13 Interbank loans 220.3 164.4 145.7 135.3 150.0 154.9 150.7 158.9 161.1 151.4 168.1 155.4 13a Fed funds and RPs with banks 123.5 98.9 80.1 67.3 83.8 88.9 86.2 94.7 95.6 87.6 102.0 93.2 13b Other 96.8 65.5 65.6 68.1 66.2 66.1 64.5 64.2 65.4 63.8 66.1 62.2 14 Cash assets 5 144.6 152.9 158.2 150.3 144.1 146.7 141.2 137.3 131.3 132.5 148.8 136.1 15 Other assets 6 447.1 447.1 452.4 446.1 453.5 455.7 466.7 468.0 465.7 467.0 474.2 465.8 16 Total Assets 7 4,165.4 4,300.2 4,310.7 4,306.5 4,354.2 4,386.9 4,397.7 4,400.8 4,377.0 4,388.8 4,449.7 4,392.3 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Liabilities 17 Deposits 2,443.4 2,505.2 2,518.8 2,527.9 2,536.2 2,543.3 2,545.8 2,571.1 2,539.7 2,565.7 2,605.6 2,578.4 18 Transaction 322.6 316.3 327.7 304.0 316.6 311.1 298.4 308.2 269.4 295.6 353.0 323.1 19 Nontransaction 2,120.8 2,188.9 2,191.1 2,223.9 2,219.7 2,232.3 2,247.4 2,262.9 2,270.4 2,270.1 2,252.6 2,255.3 20 Large time 306.7 350.6 352.8 361.2 358.2 372.4 374.7 380.1 378.3 379.1 383.0 381.2 21 Other 1,814.1 1,838.3 1,838.2 1,862.7 1,861.5 1,859.9 1,872.7 1,882.7 1,892.0 1,891.0 1,869.6 1,874.1 22 Borrowings 736.7 742.7 752.9 742.4 767.9 772.9 776.6 777.9 773.5 781.9 790.2 766.2 23 From banks in the U.S. 195.8 152.3 150.2 133.7 134.7 139.4 135.6 140.1 137.9 143.4 137.6 141.4 24 From others 540.9 590.3 602.7 608.7 633.1 633.4 641.1 637.8 635.6 638.4 652.6 624.8 25 Net due to related foreign offices 184.5 244.4 221.4 240.8 250.9 245.4 262.9 250.8 260.4 237.0 255.3 250.3 26 Other liabilities 321.5 323.8 320.8 317.3 314.4 320.7 312.3 310.0 306.6 311.8 305.5 315.2 27 Total Liabilities 3,686.1 3,816.0 3,813.9 3,828.4 3,869.4 3,882.2 3,897.7 3,909.8 3,880.3 3,896.4 3,956.6 3,910.1 28 Residual (assets less liabilities) 8 479.3 484.2 496.8 478.1 484.8 504.6 500.0 491.0 496.7 492.4 493.0 482.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 3,410.4 3,572.8 3,592.4 3,602.7 3,639.6 3,669.3 3,680.9 3,691.1 3,673.3 3,693.3 3,706.6 3,693.7 2 Securities in bank credit 940.8 1,037.0 1,019.9 1,017.6 1,018.0 1,015.6 1,009.5 1,012.9 1,006.4 1,017.2 1,014.5 1,016.5 3 Treasury and Agency securities 2 570.4 621.9 593.7 598.3 593.6 584.5 584.5 582.0 576.7 586.6 584.2 581.5 3a Trading account 46.1 54.7 51.4 49.2 46.5 36.4 40.8 42.7 48.2 44.9 39.8 37.3 3b Investment account 524.2 567.2 542.3 549.0 547.1 548.1 543.6 539.3 528.5 541.7 544.4 544.2 3c Mortgage-backed 418.4 466.4 442.3 450.0 447.6 447.3 443.5 443.2 434.4 444.1 447.1 448.2 3d Other 105.9 100.8 100.0 99.0 99.5 100.8 100.1 96.1 94.1 97.6 97.3 96.0 4 Other securities 370.4 415.0 426.2 419.4 424.4 431.1 425.1 430.9 429.7 430.7 430.3 434.9 4a Trading account 202.7 216.2 222.9 212.6 213.0 214.9 204.9 204.5 205.1 205.0 205.3 204.0 4b Investment account 167.8 198.8 203.3 206.8 211.4 216.2 220.2 226.4 224.6 225.7 225.0 230.9 4c State and local government 33.6 36.4 36.4 37.2 38.0 38.4 37.8 38.0 37.9 37.9 38.3 38.0 4d Other 134.2 162.4 166.9 169.6 173.4 177.9 182.4 188.4 186.7 187.8 186.7 193.0 5 Loans and leases in bank credit 3 2,469.7 2,535.9 2,572.5 2,585.1 2,621.6 2,653.7 2,671.4 2,678.2 2,666.9 2,676.1 2,692.1 2,677.3 6 Commercial and industrial 461.0 491.2 493.6 492.2 493.6 500.3 508.4 512.4 509.9 512.9 514.9 512.5 7 Real estate 1,265.7 1,306.8 1,321.0 1,352.2 1,377.3 1,383.5 1,392.4 1,400.4 1,402.2 1,395.7 1,403.2 1,402.4 8 Revolving home equity 280.5 300.6 301.3 303.8 304.7 304.5 305.4 304.2 305.2 303.8 304.2 303.4 9 Other 985.2 1,006.2 1,019.7 1,048.5 1,072.6 1,078.9 1,087.0 1,096.2 1,097.0 1,092.0 1,099.0 1,099.0 9a Other residential 617.1 625.4 635.1 657.8 677.3 679.4 684.6 693.1 695.0 688.9 695.0 695.0 9b Commercial 368.1 380.8 384.6 390.7 395.3 399.5 402.4 403.1 402.0 403.1 404.0 404.0 10 Consumer 385.1 379.3 377.4 378.4 384.0 387.7 385.2 382.9 383.6 385.7 381.4 380.4 10a Credit cards and related plans 143.6 143.3 144.7 144.7 142.8 143.2 141.9 142.2 139.5 142.1 143.4 144.1 10b Other 241.5 235.9 232.7 233.7 241.1 244.6 243.2 240.7 244.1 243.6 238.0 236.4 11 Security 4 81.8 93.6 106.1 95.1 95.1 99.9 97.5 99.1 96.3 100.8 100.9 97.2 11a Fed funds and RPs with broker/dealer 60.6 78.7 90.3 80.0 79.3 83.4 80.2 81.5 78.3 83.3 82.9 80.2 11b Other 21.2 14.9 15.8 15.1 15.8 16.5 17.3 17.6 18.0 17.5 18.0 16.9 12a State and local government 16.6 17.0 16.8 17.0 17.6 18.2 18.5 18.7 18.4 18.7 18.9 18.8 12b Agricultural 9.6 9.1 9.1 9.2 9.2 9.4 9.6 9.6 9.6 9.7 9.6 9.7 12c Fed funds and RPs with others 27.4 20.6 26.2 21.2 24.7 28.3 31.8 19.2 16.4 14.3 22.8 22.4 12d All other loans 126.9 125.8 130.0 127.1 127.6 134.0 135.9 143.5 138.5 146.1 148.2 141.5 13 Interbank loans 222.5 167.2 147.6 134.7 150.1 151.0 146.6 160.5 161.1 154.9 164.3 161.4 13a Fed funds and RPs with banks 124.7 100.5 81.2 67.0 83.8 86.6 83.9 95.6 95.6 89.6 99.7 96.9 13b Other 97.8 66.7 66.4 67.7 66.3 64.4 62.7 64.8 65.4 65.3 64.6 64.6 14 Cash assets 5 150.6 149.5 151.3 145.4 136.3 146.0 144.0 143.2 132.6 144.4 146.9 148.6 15 Other assets 6 450.2 446.2 448.5 448.3 456.0 460.2 471.4 471.4 474.3 471.8 469.0 468.9 16 Total Assets 7 4,195.6 4,301.2 4,305.4 4,297.2 4,348.0 4,392.3 4,408.9 4,432.3 4,407.1 4,430.3 4,453.0 4,439.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Liabilities 17 Deposits 2,456.2 2,487.6 2,512.4 2,520.3 2,526.6 2,545.6 2,557.2 2,585.1 2,560.0 2,590.8 2,595.6 2,597.0 18 Transaction 325.3 311.1 324.6 301.8 302.3 304.7 295.8 311.3 261.6 303.7 348.4 339.8 19 Nontransaction 2,130.9 2,176.5 2,187.8 2,218.5 2,224.2 2,241.0 2,261.3 2,273.8 2,298.5 2,287.0 2,247.2 2,257.2 20 Large time 310.0 347.2 352.2 359.3 357.7 370.4 377.1 384.3 384.1 383.5 386.3 384.2 21 Other 1,820.9 1,829.3 1,835.6 1,859.2 1,866.5 1,870.6 1,884.2 1,889.5 1,914.4 1,903.5 1,860.9 1,873.0 22 Borrowings 729.7 760.9 764.6 743.9 762.3 777.1 773.7 770.5 769.3 777.3 773.2 759.4 23 From banks in the U.S. 193.2 152.9 149.6 133.6 136.3 139.7 135.6 138.1 137.8 141.6 132.8 139.2 24 From others 536.4 608.0 614.9 610.3 626.0 637.4 638.1 632.4 631.5 635.8 640.4 620.2 25 Net due to related foreign offices 191.1 242.1 219.7 234.0 250.3 248.1 267.0 259.9 267.7 244.2 267.6 259.9 26 Other liabilities 332.1 320.7 318.3 309.4 314.0 324.2 317.0 320.3 315.1 320.5 318.6 326.2 27 Total Liabilities 3,709.1 3,811.4 3,815.0 3,807.6 3,853.2 3,895.0 3,914.9 3,935.7 3,912.2 3,932.8 3,955.0 3,942.5 28 Residual (assets less liabilities) 8 486.5 489.8 490.4 489.6 494.8 497.3 494.1 496.6 494.9 497.5 498.0 496.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 2,684.7 2,869.6 2,900.0 2,920.7 2,937.1 2,942.3 2,932.9 2,945.9 2,944.3 2,948.3 2,951.8 2,941.8 2 Securities in bank credit 709.5 724.2 718.1 714.5 714.0 708.8 700.7 697.5 698.7 697.8 699.6 693.8 3 Treasury and Agency securities 2 492.6 499.6 495.3 492.6 491.5 487.6 486.1 483.9 484.5 483.3 484.4 483.3 4 Other securities 217.0 224.5 222.8 221.9 222.5 221.2 214.7 213.6 214.1 214.5 215.1 210.5 5 Loans and leases in bank credit 3 1,975.2 2,145.5 2,181.8 2,206.2 2,223.1 2,233.5 2,232.2 2,248.4 2,245.7 2,250.5 2,252.2 2,248.1 6 Commercial and industrial 320.6 342.5 346.1 352.5 355.2 358.3 358.2 362.4 361.5 362.4 363.4 362.9 7 Real estate 1,243.7 1,369.0 1,396.2 1,412.2 1,422.3 1,425.5 1,433.0 1,439.8 1,440.0 1,440.4 1,440.3 1,440.0 8 Revolving home equity 114.0 126.0 129.9 134.6 135.6 134.7 131.3 132.2 131.7 132.0 132.8 132.7 9 Other 1,129.6 1,242.9 1,266.2 1,277.6 1,286.8 1,290.8 1,301.7 1,307.6 1,308.3 1,308.4 1,307.5 1,307.3 10 Consumer 301.1 322.3 327.0 328.5 331.3 332.8 323.6 327.2 326.3 328.8 327.7 326.1 11 Security 4 7.8 8.5 8.8 9.0 9.1 9.6 9.8 10.1 9.8 10.2 10.6 10.1 12 Other loans and leases 102.1 103.1 103.8 104.0 105.1 107.2 107.5 108.9 108.1 108.7 110.2 109.0 13 Interbank loans 84.2 75.2 73.4 74.4 77.0 78.5 83.1 89.3 84.5 90.5 93.2 90.0 14 Cash assets 5 112.3 114.8 115.4 116.9 118.6 120.8 119.1 117.1 115.5 114.7 122.7 115.3 15 Other assets 6 164.7 195.3 204.8 198.1 198.3 201.8 200.8 205.6 204.4 202.1 201.3 215.0 16 Total Assets 7 3,013.7 3,221.9 3,260.6 3,276.8 3,297.3 3,309.5 3,302.3 3,323.9 3,314.9 3,321.5 3,334.9 3,328.2 Liabilities 17 Deposits 2,300.2 2,424.5 2,440.8 2,473.3 2,490.0 2,503.2 2,505.9 2,518.2 2,511.5 2,522.5 2,528.1 2,509.6 18 Transaction 335.9 348.4 355.3 346.0 357.0 348.6 343.9 349.1 332.5 342.5 368.0 357.9 19 Nontransaction 1,964.3 2,076.1 2,085.5 2,127.4 2,133.0 2,154.7 2,162.1 2,169.0 2,179.1 2,180.0 2,160.1 2,151.7 20 Large time 353.1 394.9 399.2 407.3 412.6 415.9 423.2 429.2 434.2 426.0 427.9 427.8 21 Other 1,611.2 1,681.2 1,686.3 1,720.1 1,720.4 1,738.8 1,738.9 1,739.9 1,744.9 1,753.9 1,732.3 1,723.9 22 Borrowings 488.2 516.1 513.3 509.4 511.0 517.1 502.6 504.8 504.8 500.0 512.9 503.1 23 From banks in the U.S. 181.7 171.3 168.2 165.4 162.9 165.1 161.2 166.0 166.9 164.8 166.6 167.1 24 From others 306.5 344.8 345.1 344.0 348.2 352.0 341.4 338.8 337.9 335.1 346.3 336.0 25 Net due to related foreign offices 7.5 10.8 10.0 13.5 14.1 13.3 15.5 13.3 14.8 14.6 11.5 12.6 26 Other liabilities 72.5 71.1 73.5 70.9 72.2 72.5 71.6 73.3 72.0 73.1 73.7 74.9 27 Total Liabilities 2,868.5 3,022.5 3,037.6 3,067.1 3,087.3 3,106.2 3,095.6 3,109.7 3,103.1 3,110.2 3,126.2 3,100.2 28 Residual (assets less liabilities) 8 145.2 199.4 223.0 209.7 210.0 203.3 206.7 214.3 211.8 211.4 208.7 228.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 2,701.1 2,862.9 2,889.2 2,910.8 2,934.2 2,948.2 2,942.5 2,964.1 2,962.9 2,966.8 2,970.1 2,960.1 2 Securities in bank credit 709.8 723.8 718.2 712.5 712.5 708.5 699.4 697.8 698.5 697.4 699.9 695.1 3 Treasury and Agency securities 2 492.8 499.2 495.4 490.6 490.0 487.3 484.7 484.2 484.4 482.9 484.8 484.6 4 Other securities 217.0 224.5 222.8 221.9 222.5 221.2 214.7 213.6 214.1 214.5 215.1 210.5 5 Loans and leases in bank credit 3 1,991.4 2,139.2 2,171.0 2,198.3 2,221.8 2,239.8 2,243.1 2,266.4 2,264.4 2,269.4 2,270.1 2,265.0 6 Commercial and industrial 319.5 344.8 348.0 352.7 353.2 356.2 357.4 361.2 360.6 361.0 361.8 361.9 7 Real estate 1,256.4 1,364.3 1,387.4 1,406.7 1,422.6 1,431.7 1,441.4 1,454.2 1,455.7 1,455.9 1,454.8 1,452.5 8 Revolving home equity 113.9 126.1 130.3 134.8 135.8 135.4 132.0 132.1 132.0 132.0 132.4 132.0 9 Other 1,142.5 1,238.3 1,257.1 1,271.9 1,286.8 1,296.2 1,309.4 1,322.1 1,323.6 1,323.9 1,322.4 1,320.5 9a Other residential 461.0 491.3 498.8 503.2 510.6 512.0 516.0 519.8 523.8 521.5 518.5 516.3 9b Commercial 681.5 746.9 758.3 768.7 776.2 784.2 793.4 802.3 799.8 802.4 803.9 804.2 10 Consumer 305.0 319.2 322.4 324.5 329.6 333.3 325.8 331.3 329.1 332.6 332.8 331.0 10a Credit cards and related plans 151.3 159.8 161.8 163.3 165.8 168.1 160.7 166.7 164.4 168.2 168.3 166.6 10b Other 153.6 159.4 160.6 161.2 163.8 165.2 165.1 164.5 164.7 164.4 164.5 164.4 11 Security 4 7.9 8.4 8.7 9.0 9.2 9.5 9.8 10.3 10.1 10.4 10.5 10.2 12 Other loans and leases 102.6 102.4 104.5 105.4 107.1 109.1 108.7 109.5 109.0 109.5 110.2 109.3 13 Interbank loans 85.7 72.9 72.0 72.0 76.5 77.1 84.0 90.8 89.6 93.1 91.0 89.6 14 Cash assets 5 116.2 113.8 114.9 116.9 116.8 122.1 120.6 121.0 116.2 121.7 123.0 123.2 15 Other assets 6 164.7 195.3 204.8 198.1 198.3 201.8 200.8 205.6 204.4 202.1 201.3 215.0 16 Total Assets 7 3,035.4 3,212.0 3,247.9 3,264.4 3,292.1 3,315.3 3,314.4 3,347.5 3,339.3 3,349.6 3,351.3 3,354.1 Liabilities 17 Deposits 2,311.6 2,419.9 2,439.8 2,466.4 2,486.0 2,502.1 2,508.1 2,530.3 2,529.5 2,539.1 2,529.1 2,523.2 18 Transaction 339.2 344.1 351.0 345.7 352.7 346.8 345.2 352.5 332.8 346.8 367.3 367.0 19 Nontransaction 1,972.4 2,075.8 2,088.8 2,120.7 2,133.3 2,155.3 2,163.0 2,177.8 2,196.6 2,192.3 2,161.8 2,156.2 20 Large time 353.1 394.9 399.2 407.3 412.6 415.9 423.2 429.2 434.2 426.0 427.9 427.8 21 Other 1,619.3 1,680.9 1,689.6 1,713.4 1,720.7 1,739.4 1,739.8 1,748.6 1,762.5 1,766.3 1,733.9 1,728.4 22 Borrowings 488.2 516.1 513.3 509.4 511.0 517.1 502.6 504.8 504.8 500.0 512.9 503.1 23 From banks in the U.S. 181.7 171.3 168.2 165.4 162.9 165.1 161.2 166.0 166.9 164.8 166.6 167.1 24 From others 306.5 344.8 345.1 344.0 348.2 352.0 341.4 338.8 337.9 335.1 346.3 336.0 25 Net due to related foreign offices 7.5 10.8 10.0 13.5 14.1 13.3 15.5 13.3 14.8 14.6 11.5 12.6 26 Other liabilities 72.5 71.1 73.5 70.9 72.2 72.5 71.6 73.3 72.0 73.1 73.7 74.9 27 Total Liabilities 2,879.8 3,017.9 3,036.5 3,060.1 3,083.4 3,105.0 3,097.8 3,121.8 3,121.1 3,126.8 3,127.2 3,113.8 28 Residual (assets less liabilities) 8 155.6 194.1 211.3 204.3 208.8 210.3 216.5 225.7 218.2 222.8 224.1 240.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 681.6 724.7 733.2 745.4 771.0 787.2 800.8 812.7 807.5 809.0 821.5 816.7 2 Securities in bank credit 283.0 314.2 318.7 326.1 334.5 351.8 361.0 364.8 368.4 363.7 363.5 363.8 3 Treasury and Agency securities 2 89.9 87.0 86.9 85.9 85.1 85.6 82.6 81.6 82.8 80.9 81.6 81.2 4 Other securities 193.0 227.2 231.8 240.2 249.4 266.2 278.4 283.2 285.5 282.8 281.9 282.6 5 Loans and leases in bank credit 3 398.7 410.5 414.5 419.3 436.4 435.4 439.8 448.0 439.1 445.3 458.0 452.9 6 Commercial and industrial 135.8 154.8 153.9 160.7 164.5 163.9 164.0 164.4 162.1 163.3 166.2 166.6 7 Real estate 18.2 18.3 18.4 16.8 16.7 16.8 21.6 22.4 22.3 22.6 22.6 22.4 11 Security 4 148.2 130.5 134.8 129.1 141.7 138.3 137.5 137.8 133.9 136.9 142.6 139.4 12 Other loans and leases 96.5 106.8 107.4 112.7 113.5 116.4 116.7 123.3 120.8 122.5 126.7 124.5 13 Interbank loans 50.3 48.2 49.6 51.1 48.9 50.2 48.0 46.4 44.4 45.6 46.4 48.9 14 Cash assets 5 61.8 61.6 60.1 60.6 61.4 59.9 56.4 54.6 54.2 54.9 56.0 53.0 15 Other assets 6 36.4 35.1 37.0 36.4 36.7 40.2 39.2 40.8 46.3 41.3 37.4 38.9 16 Total Assets 7 829.6 869.1 879.5 893.1 917.6 937.1 943.9 954.1 952.0 950.3 960.9 957.1 Liabilities 17 Deposits 548.1 587.4 602.1 582.2 628.9 636.9 643.7 627.3 634.6 626.6 622.5 624.5 18 Transaction 11.5 12.9 11.9 11.7 12.4 12.1 11.8 12.0 11.8 12.4 12.2 11.7 19 Nontransaction 536.6 574.5 590.2 570.6 616.5 624.9 631.9 615.3 622.8 614.3 610.3 612.9 22 Borrowings 365.4 369.6 361.9 368.4 388.8 384.5 386.5 413.0 407.3 402.2 419.0 425.5 23 From banks in the U.S. 52.6 46.2 50.9 48.2 52.7 50.1 49.5 57.7 51.2 54.7 61.0 63.9 24 From others 312.8 323.4 311.0 320.2 336.1 334.4 337.0 355.3 356.1 347.6 358.0 361.5 25 Net due to related foreign offices -176.3 -196.6 -190.3 -155.4 -200.4 -192.3 -190.0 -194.0 -199.4 -188.8 -192.5 -194.7 26 Other liabilities 99.4 93.4 98.7 95.0 96.2 106.1 113.3 115.0 122.6 116.2 110.3 109.8 27 Total Liabilities 836.7 853.8 872.3 890.2 913.6 935.3 953.4 961.2 965.2 956.3 959.3 965.1 28 Residual (assets less liabilities) 8 -7.1 15.3 7.1 2.9 4.0 1.7 -9.5 -7.1 -13.2 -6.0 1.6 -8.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; December 9, 2005 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Assets 1 Bank credit 683.2 722.1 733.4 742.3 762.0 780.4 796.9 813.3 811.2 807.1 818.0 819.8 2 Securities in bank credit 283.0 314.2 318.7 326.1 334.5 351.8 361.0 364.8 368.4 363.7 363.5 363.8 3 Treasury and Agency securities 2 89.9 87.0 86.9 85.9 85.1 85.6 82.6 81.6 82.8 80.9 81.6 81.2 3a Trading account 32.4 30.9 29.4 27.0 26.6 26.9 24.5 24.6 26.0 24.1 25.0 23.9 3b Investment account 57.5 56.1 57.6 58.9 58.5 58.7 58.1 57.0 56.8 56.9 56.6 57.3 4 Other securities 193.0 227.2 231.8 240.2 249.4 266.2 278.4 283.2 285.5 282.8 281.9 282.6 4a Trading account 118.7 130.1 132.7 132.8 140.1 156.2 167.7 169.5 172.2 168.5 168.1 169.0 4b Investment account 74.3 97.1 99.0 107.4 109.3 110.0 110.7 113.7 113.3 114.3 113.8 113.7 5 Loans and leases in bank credit 3 400.2 407.9 414.7 416.2 427.5 428.5 436.0 448.5 442.8 443.4 454.5 455.9 6 Commercial and industrial 135.2 154.8 153.3 159.8 162.8 162.3 162.0 163.6 160.7 162.4 165.6 166.4 7 Real estate 18.2 18.3 18.4 16.8 16.7 16.8 21.6 22.4 22.3 22.6 22.6 22.4 11 Security 4 152.3 127.4 133.8 125.6 133.3 132.2 136.2 141.7 140.8 138.1 143.3 145.7 12 Other loans and leases 94.5 107.4 109.0 114.0 114.8 117.3 116.2 120.8 119.0 120.2 123.1 121.5 13 Interbank loans 50.3 48.2 49.6 51.1 48.9 50.2 48.0 46.4 44.4 45.6 46.4 48.9 14 Cash assets 5 61.8 61.0 59.6 60.0 61.5 61.1 57.4 54.6 53.8 55.2 55.1 53.9 15 Other assets 6 35.7 35.7 37.0 35.4 36.3 38.6 38.0 40.0 46.0 40.1 36.5 38.3 16 Total Assets 7 830.5 866.5 879.2 888.3 908.3 929.8 940.0 953.9 955.0 947.5 955.6 960.4 Liabilities 17 Deposits 534.8 600.8 610.7 580.7 620.1 625.4 622.4 612.0 617.6 610.0 609.4 611.8 18 Transaction 11.4 12.7 11.8 11.7 12.2 12.2 11.9 11.9 11.6 12.4 11.9 11.7 19 Nontransaction 523.4 588.1 598.9 569.0 607.8 613.1 610.5 600.1 606.0 597.6 597.5 600.1 22 Borrowings 365.4 369.6 361.9 368.4 388.8 384.5 386.5 413.0 407.3 402.2 419.0 425.5 23 From banks in the U.S. 52.6 46.2 50.9 48.2 52.7 50.1 49.5 57.7 51.2 54.7 61.0 63.9 24 From others 312.8 323.4 311.0 320.2 336.1 334.4 337.0 355.3 356.1 347.6 358.0 361.5 25 Net due to related foreign offices -173.7 -198.7 -193.0 -157.3 -199.9 -190.5 -187.2 -191.2 -197.2 -186.1 -188.8 -191.8 26 Other liabilities 101.4 91.9 96.7 93.7 96.5 107.5 115.6 117.3 124.5 118.5 113.2 112.1 27 Total Liabilities 828.0 863.7 876.3 885.5 905.5 927.0 937.2 951.1 952.2 944.7 952.8 957.6 28 Residual (assets less liabilities) 8 2.6 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; December 9, 2005 Memo Items Not seasonally adjusted, billions of dollars Account 2004 2005 2005 2005 2005 2005 2005 2005 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 9 Nov 16 Nov 23 Nov 30 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 95.7 90.8 93.2 86.8 89.6 92.5 90.0 91.7 93.0 91.6 89.3 93.2 30 Reval. losses on off-bal. sheet items 9 90.5 82.7 85.3 77.2 79.7 83.2 82.1 81.6 82.6 82.0 79.3 82.4 31 Mortgage-backed securities 10 487.8 557.0 535.9 544.3 543.3 545.4 545.1 548.5 539.3 549.4 551.4 555.0 31a Pass-through 370.2 433.8 411.3 418.8 416.3 416.5 414.5 414.6 405.6 416.1 418.6 418.9 31b CMO, REMIC, and other 117.5 123.2 124.6 125.5 127.0 128.9 130.6 133.9 133.7 133.3 132.8 136.0 32 Net unrealized gains (losses) on available-for-sale securities 11 4.3 0.5 3.6 1.6 -1.6 -2.4 -7.9 -10.3 -12.1 -10.4 -9.4 -8.9 33 Securitized consumer loans 12 151.9 148.9 151.1 152.5 153.1 153.1 154.2 157.0 156.2 154.1 159.2 159.0 33a Credit cards and related plans 130.3 129.5 129.2 129.5 130.7 130.8 131.8 133.3 134.3 132.4 133.1 133.5 33b Other 21.6 19.4 21.9 22.9 22.4 22.2 22.4 23.7 21.9 21.7 26.0 25.5 34 Securitized business loans 12 6.5 5.6 5.5 4.9 4.0 3.3 3.2 3.1 3.1 3.1 3.0 3.0 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 327.0 342.9 339.7 336.9 336.0 331.2 327.1 325.3 326.6 325.1 326.1 323.2 33 Securitized consumer loans 12 221.2 209.6 210.5 212.4 211.7 210.6 199.7 195.8 195.4 193.8 195.4 198.9 33a Credit cards and related plans 213.9 202.5 203.2 202.5 201.8 200.7 189.9 186.0 185.6 183.9 185.6 189.1 33b Other 7.3 7.1 7.2 9.9 9.9 9.9 9.8 9.8 9.8 9.8 9.8 9.8 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 64.6 53.3 54.6 54.9 56.8 65.9 70.6 71.4 75.3 71.3 69.0 69.8 30 Reval. losses on off-bal. sheet items 9 71.4 62.0 63.6 62.6 62.4 71.2 76.1 78.0 81.7 78.4 75.4 76.4 34 Securitized business loans 12 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------