------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 7,158.8 7,449.7 7,501.4 7,558.5 7,645.6 7,712.5 7,803.1 7,921.0 7,949.5 7,924.1 7,940.2 7,930.3 2 Securities in bank credit 2,067.4 2,060.3 2,052.4 2,067.8 2,105.2 2,113.4 2,165.3 2,201.5 2,199.1 2,183.1 2,204.7 2,191.5 3 Treasury and Agency securities 2 1,198.5 1,143.1 1,139.1 1,150.1 1,180.6 1,185.4 1,196.5 1,193.1 1,193.5 1,190.5 1,206.6 1,203.2 4 Other securities 868.8 917.2 913.3 917.7 924.6 928.0 968.9 1,008.5 1,005.6 992.6 998.2 988.3 5 Loans and leases in bank credit 3 5,091.4 5,389.4 5,449.0 5,490.7 5,540.3 5,599.1 5,637.8 5,719.5 5,750.4 5,741.0 5,735.5 5,738.8 6 Commercial and industrial 983.3 1,033.4 1,043.8 1,060.8 1,070.8 1,081.9 1,098.8 1,118.1 1,119.0 1,127.4 1,126.4 1,119.7 7 Real estate 2,690.9 2,882.2 2,909.4 2,933.5 2,959.0 2,988.3 3,012.7 3,040.0 3,058.6 3,064.5 3,067.6 3,088.3 8 Revolving home equity 426.8 436.9 436.5 435.3 433.3 434.7 431.0 428.4 428.7 428.8 428.5 429.2 9 Other 2,264.1 2,445.2 2,472.8 2,498.2 2,525.7 2,553.6 2,581.7 2,611.6 2,629.9 2,635.6 2,639.0 2,659.1 10 Consumer 703.7 711.8 707.4 711.6 711.8 722.1 726.7 733.6 737.6 736.1 740.2 722.6 11 Security 4 237.1 248.0 263.8 255.2 262.9 268.8 261.2 283.4 293.9 268.7 255.8 258.2 12 Other loans and leases 476.4 514.0 524.6 529.7 535.8 538.1 538.3 544.4 541.3 544.4 545.5 549.9 13 Interbank loans 289.5 306.3 282.1 289.9 289.5 300.1 299.0 285.5 291.7 296.5 298.7 303.8 14 Cash assets 5 327.4 313.3 319.0 319.9 316.7 318.0 313.3 306.1 315.4 302.5 308.6 308.0 15 Other assets 6 673.8 707.8 706.3 726.7 754.6 753.7 760.6 780.6 780.6 777.1 784.8 780.6 16 Total Assets 7 8,381.5 8,709.5 8,741.3 8,828.4 8,940.0 9,017.2 9,108.4 9,225.2 9,269.2 9,232.3 9,264.3 9,254.6 Liabilities 17 Deposits 5,510.7 5,733.5 5,766.7 5,816.4 5,827.7 5,898.7 5,960.5 5,975.6 5,996.3 5,962.9 5,998.9 6,018.4 18 Transaction 676.7 672.9 665.1 666.2 662.6 677.9 661.5 677.5 693.8 652.8 657.7 660.5 19 Nontransaction 4,834.0 5,060.7 5,101.6 5,150.2 5,165.1 5,220.8 5,299.1 5,298.1 5,302.5 5,310.1 5,341.2 5,357.9 20 Large time 1,299.9 1,414.5 1,432.5 1,454.3 1,476.8 1,525.1 1,551.3 1,573.3 1,588.5 1,596.8 1,586.2 1,592.6 21 Other 3,534.0 3,646.2 3,669.1 3,695.8 3,688.3 3,695.7 3,747.8 3,724.8 3,714.0 3,713.3 3,755.0 3,765.4 22 Borrowings 1,641.3 1,709.4 1,733.4 1,748.8 1,783.4 1,792.5 1,780.4 1,818.3 1,833.5 1,829.1 1,835.4 1,828.0 23 From banks in the U.S. 368.6 368.5 366.3 381.8 371.0 378.1 370.6 367.7 371.0 365.7 377.9 383.2 24 From others 1,272.8 1,340.9 1,367.1 1,367.0 1,412.4 1,414.4 1,409.8 1,450.6 1,462.5 1,463.4 1,457.5 1,444.8 25 Net due to related foreign offices 50.9 76.7 72.8 73.2 60.3 56.4 67.4 91.9 71.7 56.2 68.1 112.3 26 Other liabilities 490.2 501.0 493.0 482.6 494.5 498.6 537.0 567.2 574.1 553.1 570.7 540.2 27 Total Liabilities 7,693.1 8,020.6 8,066.0 8,120.9 8,165.9 8,246.3 8,345.4 8,453.0 8,475.6 8,401.2 8,473.1 8,498.9 28 Residual (assets less liabilities) 8 688.4 688.9 675.3 707.4 774.1 770.9 763.0 772.3 793.6 831.1 791.2 755.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 7,154.9 7,484.9 7,545.6 7,571.7 7,635.6 7,679.0 7,787.8 7,915.5 7,953.3 7,919.7 7,937.4 7,917.7 2 Securities in bank credit 2,075.5 2,071.9 2,058.7 2,066.5 2,100.9 2,103.4 2,162.8 2,209.5 2,213.0 2,196.2 2,204.1 2,189.9 3 Treasury and Agency securities 2 1,208.7 1,153.0 1,141.7 1,144.2 1,176.8 1,179.5 1,199.5 1,203.6 1,205.1 1,201.0 1,207.6 1,203.8 4 Other securities 866.7 918.9 917.0 922.3 924.1 923.8 963.4 1,005.9 1,007.9 995.2 996.5 986.1 5 Loans and leases in bank credit 3 5,079.5 5,413.0 5,486.9 5,505.2 5,534.7 5,575.7 5,624.9 5,706.0 5,740.3 5,723.5 5,733.3 5,727.8 6 Commercial and industrial 988.7 1,030.3 1,042.3 1,059.9 1,074.2 1,085.6 1,105.9 1,124.2 1,125.6 1,129.0 1,129.8 1,125.6 7 Real estate 2,689.0 2,901.0 2,921.1 2,936.2 2,956.0 2,972.1 2,998.9 3,037.9 3,050.5 3,060.3 3,062.2 3,073.3 8 Revolving home equity 427.7 437.0 435.3 433.2 433.6 431.5 429.6 429.3 429.3 429.5 429.9 431.0 9 Other 2,261.2 2,464.0 2,485.7 2,503.0 2,522.4 2,540.7 2,569.3 2,608.5 2,621.2 2,630.8 2,632.3 2,642.3 10 Consumer 698.4 715.0 718.2 723.7 716.6 716.6 720.0 727.9 732.1 728.9 732.0 716.9 10a Credit cards and related plans 303.1 309.4 320.1 318.3 306.1 296.8 299.4 306.3 307.9 303.1 307.4 303.6 10b Other 395.3 405.7 398.1 405.4 410.6 419.8 420.6 421.6 424.2 425.8 424.7 413.3 11 Security 4 229.0 253.2 275.7 258.3 261.3 268.0 263.8 274.1 286.7 258.4 261.8 262.0 12 Other loans and leases 474.4 513.5 529.6 527.1 526.6 533.3 536.3 542.0 545.3 547.0 547.5 549.9 13 Interbank loans 288.3 313.5 287.0 289.2 287.9 302.9 305.4 282.5 290.0 292.7 298.8 291.1 14 Cash assets 5 324.1 321.9 335.9 332.0 314.8 307.2 308.2 302.8 342.0 298.9 301.0 297.3 15 Other assets 6 678.2 708.0 704.2 723.3 749.5 748.7 763.4 785.5 786.6 783.3 792.5 777.3 16 Total Assets 7 8,377.6 8,760.5 8,805.0 8,849.7 8,921.4 8,970.5 9,097.4 9,218.3 9,303.9 9,226.5 9,261.6 9,215.3 Liabilities 17 Deposits 5,507.3 5,746.9 5,792.0 5,806.2 5,830.7 5,893.7 5,982.4 5,973.4 6,043.1 6,014.8 6,037.0 5,988.7 18 Transaction 668.0 678.8 701.5 674.6 654.0 674.2 669.2 669.0 714.6 604.7 648.3 660.4 19 Nontransaction 4,839.3 5,068.1 5,090.5 5,131.6 5,176.7 5,219.5 5,313.1 5,304.4 5,328.4 5,410.1 5,388.7 5,328.3 20 Large time 1,309.8 1,405.1 1,426.8 1,458.1 1,480.2 1,524.2 1,555.4 1,584.8 1,604.7 1,617.5 1,607.9 1,609.0 21 Other 3,529.5 3,663.0 3,663.6 3,673.5 3,696.5 3,695.3 3,757.7 3,719.6 3,723.8 3,792.6 3,780.8 3,719.3 22 Borrowings 1,652.7 1,705.1 1,723.1 1,747.4 1,781.4 1,785.1 1,784.7 1,831.3 1,849.3 1,836.8 1,842.9 1,848.4 23 From banks in the U.S. 368.6 369.3 364.1 381.1 369.7 377.1 373.5 367.6 369.3 366.8 373.1 383.6 24 From others 1,284.1 1,335.8 1,359.0 1,366.3 1,411.7 1,408.0 1,411.2 1,463.7 1,479.9 1,470.0 1,469.8 1,464.8 25 Net due to related foreign offices 47.2 85.9 80.0 80.1 67.2 48.0 52.6 86.4 70.7 55.0 54.1 99.4 26 Other liabilities 487.0 510.1 499.7 488.9 501.2 489.9 521.4 563.1 574.3 553.0 556.9 528.4 27 Total Liabilities 7,694.2 8,048.0 8,094.8 8,122.6 8,180.5 8,216.7 8,341.0 8,454.2 8,537.4 8,459.7 8,490.8 8,465.0 28 Residual (assets less liabilities) 8 683.5 712.5 710.2 727.1 740.9 753.8 756.4 764.2 766.5 766.8 770.8 750.3 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 6,433.8 6,640.2 6,688.5 6,746.9 6,826.7 6,883.2 6,953.8 7,020.0 7,037.6 7,022.2 7,054.1 7,038.1 2 Securities in bank credit 1,752.4 1,697.1 1,695.4 1,720.3 1,762.0 1,769.0 1,808.4 1,819.1 1,816.0 1,800.2 1,822.7 1,817.1 3 Treasury and Agency securities 2 1,110.9 1,060.0 1,058.7 1,075.2 1,103.6 1,107.5 1,119.1 1,112.6 1,115.9 1,110.0 1,126.2 1,123.6 4 Other securities 641.5 637.0 636.7 645.0 658.4 661.5 689.3 706.5 700.1 690.2 696.5 693.5 5 Loans and leases in bank credit 3 4,681.4 4,943.1 4,993.1 5,026.7 5,064.7 5,114.2 5,145.4 5,200.9 5,221.6 5,222.0 5,231.5 5,221.0 6 Commercial and industrial 829.6 870.0 877.1 890.1 896.4 905.1 916.4 930.7 929.7 934.2 934.5 927.3 7 Real estate 2,671.6 2,860.0 2,887.4 2,912.7 2,938.3 2,967.0 2,990.8 3,017.5 3,036.0 3,042.6 3,045.6 3,066.3 8 Revolving home equity 426.8 436.9 436.5 435.3 433.3 434.7 431.0 428.4 428.7 428.8 428.5 429.2 9 Other 2,244.8 2,423.1 2,450.9 2,477.5 2,504.9 2,532.3 2,559.7 2,589.1 2,607.3 2,613.7 2,617.1 2,637.1 10 Consumer 703.7 711.8 707.4 711.6 711.8 722.1 726.7 733.6 737.6 736.1 740.2 722.6 11 Security 4 106.7 109.3 121.7 112.7 114.6 113.4 105.4 111.4 112.6 97.8 97.8 89.7 12 Other loans and leases 369.7 392.1 399.4 399.6 403.7 406.5 406.2 407.8 405.7 411.3 413.3 415.1 13 Interbank loans 241.3 260.3 240.1 247.9 245.8 252.6 250.8 239.7 245.0 248.7 249.4 249.1 14 Cash assets 5 265.6 258.1 265.8 268.1 265.5 265.8 263.9 256.3 263.8 251.1 256.9 255.3 15 Other assets 6 637.4 666.1 667.6 690.3 715.7 716.5 720.6 731.8 735.4 734.2 738.5 736.3 16 Total Assets 7 7,510.6 7,757.4 7,794.9 7,887.2 7,987.9 8,051.4 8,122.2 8,180.3 8,214.2 8,188.8 8,231.4 8,211.2 Liabilities 17 Deposits 4,921.0 5,123.9 5,159.4 5,202.1 5,208.3 5,248.3 5,287.3 5,302.7 5,316.9 5,284.3 5,325.8 5,342.5 18 Transaction 663.7 660.9 653.0 653.5 649.4 664.4 648.7 665.8 681.8 641.1 646.8 648.1 19 Nontransaction 4,257.3 4,463.0 4,506.5 4,548.5 4,558.9 4,584.0 4,638.5 4,636.9 4,635.1 4,643.3 4,679.0 4,694.5 20 Large time 743.2 823.4 839.3 854.1 870.1 887.0 903.0 926.0 935.3 940.6 936.3 938.6 21 Other 3,514.1 3,639.6 3,667.2 3,694.5 3,688.8 3,697.0 3,735.5 3,710.9 3,699.9 3,702.7 3,742.7 3,755.9 22 Borrowings 1,271.1 1,296.9 1,304.6 1,313.4 1,344.2 1,356.4 1,360.5 1,381.8 1,374.9 1,382.9 1,380.8 1,389.1 23 From banks in the U.S. 324.1 308.7 305.4 316.8 310.8 316.2 315.3 316.6 311.8 312.0 322.6 336.1 24 From others 947.0 988.1 999.2 996.6 1,033.4 1,040.2 1,045.2 1,065.1 1,063.1 1,071.0 1,058.1 1,053.0 25 Net due to related foreign offices 246.2 261.3 266.8 282.4 269.5 275.6 283.5 298.4 299.7 281.8 296.2 303.9 26 Other liabilities 395.0 387.4 383.8 383.2 393.1 402.0 430.3 436.6 441.8 433.5 443.4 425.9 27 Total Liabilities 6,833.4 7,069.4 7,114.7 7,181.0 7,215.1 7,282.3 7,361.6 7,419.5 7,433.4 7,382.5 7,446.2 7,461.5 28 Residual (assets less liabilities) 8 677.3 688.0 680.2 706.2 772.8 769.1 760.6 760.9 780.9 806.3 785.2 749.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 6,432.6 6,675.8 6,726.8 6,755.9 6,814.5 6,846.7 6,931.8 7,018.0 7,042.6 7,025.2 7,046.2 7,022.1 2 Securities in bank credit 1,760.5 1,708.7 1,701.7 1,719.0 1,757.6 1,759.0 1,805.9 1,827.0 1,829.9 1,813.3 1,822.0 1,815.5 3 Treasury and Agency securities 2 1,121.1 1,070.0 1,061.2 1,069.4 1,099.8 1,101.5 1,122.1 1,123.1 1,127.5 1,120.4 1,127.2 1,124.2 4 Other securities 639.4 638.7 640.4 649.7 657.9 657.4 683.8 703.9 702.4 692.9 694.8 691.3 5 Loans and leases in bank credit 3 4,672.1 4,967.1 5,025.1 5,036.9 5,056.8 5,087.8 5,125.9 5,191.0 5,212.7 5,211.9 5,224.1 5,206.6 6 Commercial and industrial 835.1 868.6 875.0 887.6 897.5 907.4 922.5 936.8 936.2 936.2 937.8 933.1 7 Real estate 2,669.7 2,878.8 2,899.1 2,915.5 2,935.2 2,950.9 2,976.9 3,015.3 3,027.9 3,038.4 3,040.3 3,051.4 8 Revolving home equity 427.7 437.0 435.3 433.2 433.6 431.5 429.6 429.3 429.3 429.5 429.9 431.0 9 Other 2,242.0 2,441.8 2,463.8 2,482.3 2,501.7 2,519.4 2,547.3 2,585.9 2,598.5 2,608.9 2,610.4 2,620.3 9a Other residential 1,110.2 1,208.4 1,213.2 1,215.5 1,221.1 1,229.3 1,243.7 1,264.9 1,273.5 1,282.4 1,278.2 1,286.2 9b Commercial 1,131.7 1,233.5 1,250.6 1,266.7 1,280.6 1,290.1 1,303.6 1,321.0 1,325.0 1,326.6 1,332.2 1,334.1 10 Consumer 698.4 715.0 718.2 723.7 716.6 716.6 720.0 727.9 732.1 728.9 732.0 716.9 10a Credit cards and related plans 303.1 309.4 320.1 318.3 306.1 296.8 299.4 306.3 307.9 303.1 307.4 303.6 10d Other 395.3 405.7 398.1 405.4 410.6 419.8 420.6 421.6 424.2 425.8 424.7 413.3 11 Security 4 101.8 110.5 127.0 111.6 110.3 110.9 103.8 106.3 108.9 96.9 101.0 91.6 12 Other loans and leases 367.1 394.1 405.8 398.5 397.1 402.1 402.7 404.7 407.5 411.6 413.0 413.7 13 Interbank loans 240.2 267.4 245.0 247.2 244.3 255.3 257.2 236.7 243.2 244.9 249.5 236.4 14 Cash assets 5 263.1 266.0 281.4 279.3 264.3 256.7 259.6 253.6 291.1 248.6 249.7 245.6 15 Other assets 6 641.4 666.7 664.5 685.8 709.6 711.7 724.3 736.2 739.4 739.1 745.4 734.0 16 Total Assets 7 7,509.7 7,808.6 7,850.5 7,902.2 7,966.7 8,003.6 8,106.2 8,177.1 8,248.8 8,190.1 8,223.2 8,170.5 Liabilities 17 Deposits 4,907.2 5,147.3 5,189.5 5,189.6 5,210.1 5,240.4 5,300.1 5,288.5 5,349.3 5,319.1 5,347.7 5,301.2 18 Transaction 655.3 667.0 688.9 661.7 640.3 660.4 656.6 657.5 702.7 593.5 637.4 648.3 19 Nontransaction 4,251.9 4,480.3 4,500.5 4,527.9 4,569.8 4,579.9 4,643.4 4,631.0 4,646.6 4,725.6 4,710.3 4,652.8 20 Large time 742.8 823.7 838.8 855.7 872.7 883.3 898.2 925.5 937.2 943.9 942.1 943.2 21 Other 3,509.1 3,656.6 3,661.8 3,672.2 3,697.0 3,696.6 3,745.2 3,705.5 3,709.3 3,781.7 3,768.2 3,709.7 22 Borrowings 1,282.5 1,292.6 1,294.3 1,312.0 1,342.1 1,348.9 1,364.7 1,394.8 1,390.7 1,390.6 1,388.3 1,409.5 23 From banks in the U.S. 324.1 309.5 303.2 316.1 309.4 315.1 318.1 316.5 310.1 313.1 317.8 336.5 24 From others 958.4 983.1 991.2 995.9 1,032.7 1,033.8 1,046.6 1,078.2 1,080.6 1,077.6 1,070.4 1,073.0 25 Net due to related foreign offices 245.5 266.1 271.0 287.9 276.6 269.0 271.4 297.0 301.2 282.0 286.6 295.5 26 Other liabilities 394.0 393.0 388.4 388.5 399.9 394.3 416.4 435.5 443.9 434.4 432.7 416.7 27 Total Liabilities 6,829.1 7,099.0 7,143.2 7,178.0 7,228.6 7,252.6 7,352.6 7,415.7 7,485.1 7,426.1 7,455.2 7,423.0 28 Residual (assets less liabilities) 8 680.6 709.6 707.3 724.3 738.0 751.1 753.5 761.3 763.7 764.0 767.9 747.5 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 3,570.9 3,670.1 3,705.2 3,728.7 3,787.5 3,819.8 3,871.6 3,915.7 3,919.1 3,900.6 3,929.3 3,905.5 2 Securities in bank credit 1,027.4 994.5 998.9 1,018.8 1,056.4 1,071.7 1,114.3 1,124.6 1,119.6 1,106.8 1,130.6 1,128.7 3 Treasury and Agency securities 2 610.2 571.3 572.6 587.8 614.2 626.3 640.2 633.1 636.2 633.1 651.3 650.8 3a Trading account 52.0 40.3 33.3 36.3 40.2 38.5 42.7 38.9 37.4 38.0 52.7 50.4 3b Investment account 558.3 530.9 539.2 551.5 574.1 587.9 597.4 594.3 598.8 595.1 598.6 600.5 3c Mortgage-backed 459.0 435.7 447.3 469.6 494.0 507.5 512.2 511.6 519.5 519.5 522.0 523.7 3d Other 99.3 95.2 91.9 81.9 80.1 80.4 85.3 82.7 79.3 75.5 76.5 76.7 4 Other securities 417.1 423.3 426.3 431.1 442.1 445.3 474.2 491.5 483.4 473.8 479.4 477.9 4a Trading account 217.3 203.3 200.3 204.9 208.3 205.4 227.3 241.8 237.0 227.2 228.7 230.3 4b Investment account 199.8 220.0 226.0 226.1 233.8 239.9 246.8 249.7 246.5 246.5 250.6 247.6 4c State and local government 36.6 37.8 38.7 39.8 41.2 42.2 43.3 45.1 45.0 45.2 45.4 43.2 4d Other 163.3 182.2 187.3 186.3 192.6 197.7 203.5 204.6 201.5 201.4 205.2 204.4 5 Loans and leases in bank credit 3 2,543.6 2,675.6 2,706.2 2,709.8 2,731.1 2,748.2 2,757.3 2,791.1 2,799.4 2,793.8 2,798.6 2,776.8 6 Commercial and industrial 488.3 505.2 510.3 519.1 522.3 527.0 534.3 545.1 542.4 545.3 545.1 536.4 7 Real estate 1,308.0 1,408.3 1,419.8 1,425.9 1,434.9 1,435.3 1,442.9 1,452.0 1,460.9 1,462.0 1,463.2 1,476.1 8 Revolving home equity 300.5 304.8 304.5 306.2 304.3 305.7 304.2 302.6 302.3 302.7 302.2 302.1 9 Other 1,007.5 1,103.5 1,115.3 1,119.7 1,130.6 1,129.6 1,138.7 1,149.4 1,158.7 1,159.3 1,161.0 1,174.0 9a Other residential 625.1 692.5 698.7 698.7 705.7 705.2 711.7 715.8 723.2 726.5 724.8 733.3 9b Commercial 382.4 411.0 416.6 421.0 424.9 424.4 427.1 433.6 435.5 432.8 436.2 440.7 10 Consumer 382.0 383.4 377.0 378.1 383.2 394.9 397.6 402.7 406.1 405.5 408.6 391.0 11 Security 4 98.4 98.2 111.1 101.3 103.2 101.8 93.6 100.1 101.5 86.9 86.4 77.8 11a Fed funds and RPs with broker/dealer 82.7 80.8 93.7 84.1 84.8 84.1 75.4 80.3 80.8 67.4 68.8 60.6 11b Other 15.7 17.4 17.4 17.2 18.4 17.7 18.2 19.8 20.7 19.5 17.6 17.2 12a State and local government 17.0 18.8 18.9 18.9 19.1 18.9 18.9 19.2 19.3 19.2 19.4 19.5 12b Agricultural 9.1 9.7 9.9 9.8 9.8 9.7 9.6 9.8 9.8 9.8 9.7 9.7 12c Fed funds and RPs with others 20.6 18.7 22.2 21.1 18.1 19.9 18.9 18.0 19.7 23.0 21.4 23.5 12d All other loans 128.6 142.1 146.2 145.4 150.2 150.1 150.9 153.0 148.3 150.7 153.1 150.9 12e Lease financing receivables 91.4 91.2 90.9 90.3 90.2 90.4 90.5 91.0 91.4 91.5 91.7 91.8 13 Interbank loans 164.3 159.7 150.2 149.9 144.2 145.3 142.0 136.8 142.9 144.9 142.7 138.1 13a Fed funds and RPs with banks 98.8 95.5 84.7 82.2 72.7 72.5 79.1 76.9 85.3 82.3 84.3 76.5 13b Other 65.5 64.3 65.5 67.6 71.5 72.8 62.9 59.9 57.6 62.5 58.4 61.6 14 Cash assets 5 150.8 139.5 146.1 145.0 143.1 145.7 146.1 138.2 143.4 136.1 142.6 140.3 15 Other assets 6 442.9 465.7 463.6 473.2 478.8 474.5 474.9 486.2 486.2 484.0 483.6 491.6 16 Total Assets 7 4,294.3 4,401.2 4,431.5 4,464.1 4,521.0 4,552.3 4,601.5 4,643.8 4,658.5 4,632.6 4,665.1 4,642.6 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Liabilities 17 Deposits 2,501.2 2,576.9 2,604.7 2,618.2 2,604.0 2,631.3 2,660.2 2,669.4 2,674.8 2,645.9 2,673.5 2,666.7 18 Transaction 316.1 303.4 307.1 304.9 299.4 310.1 302.7 312.0 309.3 297.6 309.0 312.2 19 Nontransaction 2,185.1 2,273.5 2,297.6 2,313.3 2,304.6 2,321.2 2,357.6 2,357.4 2,365.5 2,348.3 2,364.5 2,354.5 20 Large time 347.9 384.1 400.5 406.7 414.1 423.9 438.6 453.2 457.7 459.6 456.5 458.9 21 Other 1,837.2 1,889.5 1,897.2 1,906.6 1,890.5 1,897.3 1,918.9 1,904.2 1,907.8 1,888.7 1,908.0 1,895.6 22 Borrowings 755.2 773.7 779.9 777.8 810.2 823.4 833.6 842.3 835.0 848.1 841.5 835.9 23 From banks in the U.S. 153.0 136.9 137.5 143.5 144.7 149.0 150.7 146.8 141.8 145.1 153.3 162.1 24 From others 602.2 636.9 642.4 634.3 665.5 674.4 682.9 695.5 693.2 703.0 688.1 673.7 25 Net due to related foreign offices 235.4 247.8 252.6 263.8 249.9 257.1 264.7 279.1 281.5 264.5 278.9 283.6 26 Other liabilities 323.9 315.6 314.3 310.8 317.4 325.1 353.7 360.6 365.9 357.7 367.9 353.5 27 Total Liabilities 3,815.7 3,914.1 3,951.6 3,970.7 3,981.5 4,037.0 4,112.2 4,151.4 4,157.1 4,116.2 4,161.9 4,139.7 28 Residual (assets less liabilities) 8 478.6 487.1 479.9 493.4 539.5 515.3 489.3 492.4 501.4 516.4 503.3 502.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 3,578.2 3,690.2 3,725.3 3,732.5 3,777.4 3,791.3 3,860.7 3,922.6 3,937.6 3,915.7 3,934.5 3,904.0 2 Securities in bank credit 1,037.6 1,007.5 1,002.3 1,018.3 1,052.6 1,055.9 1,108.6 1,134.4 1,135.8 1,120.6 1,129.7 1,125.6 3 Treasury and Agency securities 2 622.6 582.5 572.3 582.6 611.0 614.7 639.9 645.5 650.0 644.2 652.0 649.8 3a Trading account 54.8 42.2 32.1 34.7 42.5 39.0 43.4 40.9 39.4 39.8 52.0 50.2 3b Investment account 567.8 540.3 540.1 547.9 568.5 575.7 596.5 604.6 610.6 604.4 600.0 599.7 3c Mortgage-backed 467.0 444.1 448.2 466.5 487.8 496.1 510.7 520.6 529.7 527.0 522.7 522.8 3d Other 100.8 96.1 92.0 81.4 80.6 79.6 85.8 84.0 80.9 77.4 77.3 76.8 4 Other securities 415.0 425.0 430.0 435.7 441.6 441.2 468.7 489.0 485.7 476.4 477.7 475.7 4a Trading account 216.2 204.1 202.1 207.1 208.1 203.5 224.7 240.6 238.1 228.5 227.9 229.2 4b Investment account 198.8 220.9 227.9 228.6 233.6 237.7 244.0 248.4 247.6 247.9 249.7 246.5 4c State and local government 36.4 38.0 39.0 40.3 41.2 41.9 42.8 44.8 45.2 45.4 45.2 43.0 4d Other 162.4 182.9 188.9 188.3 192.4 195.8 201.2 203.5 202.4 202.5 204.5 203.5 5 Loans and leases in bank credit 3 2,540.6 2,682.7 2,723.0 2,714.2 2,724.8 2,735.4 2,752.1 2,788.1 2,801.9 2,795.1 2,804.8 2,778.4 6 Commercial and industrial 491.5 504.7 508.7 516.7 523.3 528.5 538.5 548.6 546.8 546.1 547.3 540.7 7 Real estate 1,310.7 1,413.4 1,422.8 1,425.3 1,432.2 1,428.3 1,439.9 1,455.1 1,462.5 1,467.5 1,467.4 1,473.5 8 Revolving home equity 301.4 304.9 303.8 304.7 304.9 303.2 303.1 303.5 303.1 303.2 303.5 304.1 9 Other 1,009.4 1,108.4 1,119.0 1,120.7 1,127.3 1,125.2 1,136.8 1,151.6 1,159.4 1,164.3 1,163.9 1,169.4 9a Other residential 627.4 695.0 700.5 698.4 701.9 701.1 710.3 718.4 725.9 730.0 726.9 732.2 9b Commercial 382.0 413.4 418.5 422.2 425.4 424.1 426.4 433.2 433.5 434.3 437.0 437.2 10 Consumer 379.8 383.1 380.8 384.9 386.8 393.3 395.2 400.4 403.9 402.7 406.0 389.6 10a Credit cards and related plans 143.3 142.2 147.9 146.7 143.7 138.6 138.4 142.1 143.1 140.5 145.2 139.8 10b Other 236.5 240.9 232.9 238.3 243.1 254.8 256.9 258.3 260.8 262.2 260.9 249.8 11 Security 4 93.6 99.3 116.3 100.5 99.0 98.9 92.0 95.2 97.9 85.4 89.5 80.1 11a Fed funds and RPs with broker/dealer 78.7 81.7 98.1 83.4 81.3 81.7 74.1 76.4 77.9 66.3 71.3 62.3 11b Other 14.9 17.6 18.2 17.1 17.6 17.2 17.9 18.8 20.0 19.2 18.2 17.7 12a State and local government 17.0 18.8 18.9 18.9 19.1 18.9 18.9 19.2 19.3 19.2 19.4 19.5 12b Agricultural 9.1 9.8 10.0 9.9 9.7 9.6 9.5 9.8 9.8 9.8 9.8 9.7 12c Fed funds and RPs with others 20.6 18.7 22.2 21.1 18.1 19.9 18.9 18.0 19.7 23.0 21.4 23.5 12d All other loans 126.9 143.7 152.1 145.5 145.8 146.9 148.6 150.9 150.6 150.1 152.6 150.6 12e Lease financing receivables 91.3 91.2 91.2 91.2 91.0 90.9 90.7 90.9 91.2 91.3 91.3 91.2 13 Interbank loans 167.3 161.2 152.1 150.2 139.9 142.2 146.1 139.2 145.1 142.4 146.0 135.0 13a Fed funds and RPs with banks 100.7 96.3 85.8 82.5 70.6 71.0 81.4 78.3 86.6 80.9 86.3 74.8 13b Other 66.7 64.8 66.2 67.8 69.3 71.1 64.7 61.0 58.5 61.5 59.7 60.2 14 Cash assets 5 149.6 143.4 157.7 153.9 142.4 141.2 145.3 137.0 163.1 134.7 137.7 133.9 15 Other assets 6 446.9 466.3 460.6 468.7 472.7 469.7 478.6 490.5 490.1 488.9 490.6 489.4 16 Total Assets 7 4,307.4 4,427.2 4,461.8 4,472.8 4,499.8 4,511.2 4,597.9 4,656.2 4,702.8 4,648.5 4,675.6 4,629.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Liabilities 17 Deposits 2,490.7 2,588.1 2,622.7 2,612.1 2,612.0 2,624.3 2,666.0 2,658.2 2,695.3 2,662.1 2,692.3 2,647.7 18 Transaction 311.5 306.3 330.7 311.2 294.6 308.4 308.8 307.4 322.8 268.3 305.0 316.1 19 Nontransaction 2,179.1 2,281.8 2,292.0 2,300.9 2,317.5 2,316.0 2,357.3 2,350.9 2,372.5 2,393.8 2,387.3 2,331.7 20 Large time 347.5 384.4 399.9 408.3 416.8 420.2 433.8 452.7 459.6 462.9 462.3 463.4 21 Other 1,831.6 1,897.4 1,892.0 1,892.5 1,900.7 1,895.8 1,923.4 1,898.1 1,912.9 1,930.9 1,924.9 1,868.2 22 Borrowings 766.5 769.5 769.6 776.4 808.1 816.0 837.9 855.3 850.8 855.8 849.0 856.3 23 From banks in the U.S. 153.0 137.6 135.3 142.8 143.3 148.0 153.5 146.7 140.1 146.2 148.5 162.6 24 From others 613.6 631.8 634.4 633.6 664.8 668.0 684.3 708.6 710.6 709.6 700.4 693.8 25 Net due to related foreign offices 234.6 252.6 256.9 269.3 257.0 250.5 252.5 277.7 283.0 264.8 269.3 275.2 26 Other liabilities 322.9 321.2 318.9 316.2 324.2 317.4 339.8 359.5 368.0 358.6 357.2 344.4 27 Total Liabilities 3,814.7 3,931.4 3,968.1 3,974.0 4,001.3 4,008.3 4,096.3 4,150.7 4,197.0 4,141.2 4,167.8 4,123.6 28 Residual (assets less liabilities) 8 492.7 495.8 493.8 498.9 498.5 502.9 501.7 505.4 505.8 507.3 507.9 505.6 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 2,861.1 2,968.5 2,982.4 3,017.5 3,040.7 3,067.7 3,083.4 3,102.8 3,117.6 3,121.2 3,125.6 3,134.5 2 Securities in bank credit 723.3 701.0 695.5 700.6 707.1 701.6 695.2 693.0 695.5 693.0 692.8 690.2 3 Treasury and Agency securities 2 498.9 487.2 485.1 486.7 490.8 485.4 480.1 478.0 478.9 476.5 475.6 474.7 4 Other securities 224.4 213.7 210.4 213.9 216.3 216.2 215.1 215.0 216.7 216.5 217.2 215.5 5 Loans and leases in bank credit 3 2,137.8 2,267.5 2,286.9 2,316.8 2,333.6 2,366.0 2,388.1 2,409.8 2,422.1 2,428.2 2,432.8 2,444.2 6 Commercial and industrial 341.3 364.8 366.8 371.0 374.1 378.1 382.0 385.6 387.3 388.9 389.4 390.8 7 Real estate 1,363.6 1,451.8 1,467.6 1,486.8 1,503.4 1,531.7 1,547.9 1,565.5 1,575.0 1,580.6 1,582.5 1,590.2 8 Revolving home equity 126.4 132.2 132.0 129.1 129.0 129.0 126.9 125.8 126.4 126.2 126.3 127.1 9 Other 1,237.2 1,319.6 1,335.6 1,357.8 1,374.3 1,402.8 1,421.0 1,439.7 1,448.6 1,454.4 1,456.2 1,463.1 10 Consumer 321.7 328.4 330.5 333.5 328.6 327.2 329.1 330.8 331.5 330.6 331.6 331.6 11 Security 4 8.3 11.1 10.6 11.4 11.3 11.7 11.8 11.3 11.1 10.9 11.4 12.0 12 Other loans and leases 102.9 111.5 111.3 114.1 116.2 117.3 117.4 116.7 117.2 117.3 118.0 119.6 13 Interbank loans 77.0 100.6 89.8 98.1 101.7 107.3 108.8 102.9 102.0 103.8 106.8 111.0 14 Cash assets 5 114.8 118.6 119.7 123.1 122.4 120.1 117.8 118.0 120.3 115.0 114.2 115.0 15 Other assets 6 194.6 200.4 204.0 217.1 236.9 242.0 245.7 245.7 249.2 250.2 254.9 244.7 16 Total Assets 7 3,214.6 3,354.7 3,362.4 3,422.3 3,468.3 3,503.4 3,521.8 3,535.1 3,554.8 3,555.9 3,567.0 3,570.5 Liabilities 17 Deposits 2,419.8 2,546.9 2,554.7 2,583.8 2,604.3 2,617.1 2,627.0 2,633.3 2,642.2 2,638.4 2,652.3 2,675.9 18 Transaction 347.6 357.5 345.8 348.6 350.0 354.3 346.1 353.8 372.5 343.5 337.8 335.9 19 Nontransaction 2,072.2 2,189.5 2,208.9 2,235.2 2,254.3 2,262.7 2,281.0 2,279.5 2,269.6 2,294.9 2,314.4 2,340.0 20 Large time 395.3 439.3 438.8 447.4 455.9 463.1 464.4 472.8 477.6 481.0 479.7 479.7 21 Other 1,676.9 1,750.1 1,770.0 1,787.8 1,798.3 1,799.6 1,816.6 1,806.7 1,792.1 1,813.9 1,834.7 1,860.3 22 Borrowings 515.9 523.1 524.7 535.6 534.0 532.9 526.9 539.5 539.9 534.8 539.3 553.2 23 From banks in the U.S. 171.2 171.9 167.9 173.2 166.1 167.2 164.6 169.9 170.0 166.9 169.3 173.9 24 From others 344.8 351.3 356.8 362.3 367.8 365.8 362.3 369.6 370.0 368.0 370.0 379.3 25 Net due to related foreign offices 10.9 13.5 14.1 18.6 19.6 18.5 18.9 19.2 18.3 17.3 17.3 20.3 26 Other liabilities 71.1 71.8 69.5 72.3 75.7 76.9 76.6 76.1 75.9 75.8 75.5 72.4 27 Total Liabilities 3,017.7 3,155.3 3,163.1 3,210.3 3,233.6 3,245.3 3,249.4 3,268.1 3,276.3 3,266.3 3,284.4 3,321.7 28 Residual (assets less liabilities) 8 196.9 199.4 199.4 212.0 234.7 258.1 272.4 267.0 278.6 289.6 282.7 248.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 2,854.4 2,985.6 3,001.5 3,023.4 3,037.0 3,055.4 3,071.1 3,095.4 3,105.0 3,109.4 3,111.7 3,118.1 2 Securities in bank credit 722.9 701.2 699.4 700.7 705.0 703.0 697.3 692.6 694.2 692.7 692.3 689.9 3 Treasury and Agency securities 2 498.5 487.5 489.0 486.8 488.8 486.8 482.2 477.6 477.5 476.2 475.2 474.4 4 Other securities 224.4 213.7 210.4 213.9 216.3 216.2 215.1 215.0 216.7 216.5 217.2 215.5 5 Loans and leases in bank credit 3 2,131.5 2,284.4 2,302.1 2,322.7 2,332.0 2,352.4 2,373.8 2,402.8 2,410.8 2,416.7 2,419.4 2,428.2 6 Commercial and industrial 343.6 363.9 366.3 370.9 374.2 378.9 384.0 388.2 389.4 390.0 390.5 392.4 7 Real estate 1,359.0 1,465.4 1,476.4 1,490.2 1,503.0 1,522.5 1,537.1 1,560.2 1,565.3 1,570.9 1,572.8 1,577.9 8 Revolving home equity 126.4 132.1 131.5 128.6 128.7 128.3 126.5 125.8 126.2 126.3 126.4 126.9 9 Other 1,232.6 1,333.4 1,344.8 1,361.6 1,374.3 1,394.2 1,410.5 1,434.4 1,439.1 1,444.6 1,446.4 1,450.9 9a Other residential 482.9 513.4 512.7 517.1 519.2 528.1 533.4 546.5 547.6 552.3 551.3 554.0 9b Commercial 749.7 820.0 832.1 844.5 855.1 866.1 877.1 887.9 891.5 892.3 895.2 896.9 10 Consumer 318.5 331.9 337.4 338.7 329.9 323.3 324.7 327.5 328.2 326.2 326.0 327.3 10a Credit cards and related plans 159.7 167.1 172.2 171.6 162.4 158.2 161.0 164.2 164.8 162.5 162.2 163.8 10b Other 158.8 164.8 165.1 167.1 167.5 165.1 163.7 163.3 163.4 163.6 163.8 163.5 11 Security 4 8.1 11.2 10.7 11.1 11.3 11.9 11.8 11.1 11.0 11.4 11.5 11.5 12 Other loans and leases 102.2 111.9 111.5 111.8 113.5 115.7 116.1 115.8 116.8 118.3 118.5 119.1 13 Interbank loans 72.9 106.3 92.9 97.0 104.4 113.1 111.1 97.4 98.1 102.5 103.4 101.4 14 Cash assets 5 113.5 122.5 123.7 125.3 121.9 115.5 114.2 116.7 128.0 113.9 112.0 111.7 15 Other assets 6 194.6 200.4 204.0 217.1 236.9 242.0 245.7 245.7 249.2 250.2 254.9 244.7 16 Total Assets 7 3,202.3 3,381.4 3,388.7 3,429.4 3,466.9 3,492.4 3,508.2 3,520.9 3,546.0 3,541.6 3,547.6 3,541.2 Liabilities 17 Deposits 2,416.5 2,559.2 2,566.8 2,577.5 2,598.0 2,616.0 2,634.0 2,630.2 2,654.0 2,657.0 2,655.4 2,653.4 18 Transaction 343.7 360.7 358.2 350.5 345.8 352.0 347.8 350.1 379.9 325.1 332.4 332.3 19 Nontransaction 2,072.8 2,198.5 2,208.6 2,227.0 2,252.3 2,264.0 2,286.2 2,280.1 2,274.1 2,331.9 2,323.0 2,321.2 20 Large time 395.3 439.3 438.8 447.4 455.9 463.1 464.4 472.8 477.6 481.0 479.7 479.7 21 Other 1,677.5 1,759.2 1,769.7 1,779.6 1,796.3 1,800.9 1,821.8 1,807.3 1,796.5 1,850.9 1,843.3 1,841.4 22 Borrowings 515.9 523.1 524.7 535.6 534.0 532.9 526.9 539.5 539.9 534.8 539.3 553.2 23 From banks in the U.S. 171.2 171.9 167.9 173.2 166.1 167.2 164.6 169.9 170.0 166.9 169.3 173.9 24 From others 344.8 351.3 356.8 362.3 367.8 365.8 362.3 369.6 370.0 368.0 370.0 379.3 25 Net due to related foreign offices 10.9 13.5 14.1 18.6 19.6 18.5 18.9 19.2 18.3 17.3 17.3 20.3 26 Other liabilities 71.1 71.8 69.5 72.3 75.7 76.9 76.6 76.1 75.9 75.8 75.5 72.4 27 Total Liabilities 3,014.4 3,167.5 3,175.2 3,204.0 3,227.4 3,244.3 3,256.4 3,265.0 3,288.1 3,285.0 3,287.5 3,299.3 28 Residual (assets less liabilities) 8 187.9 213.9 213.5 225.4 239.5 248.1 251.9 255.9 257.9 256.7 260.1 241.9 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 725.0 809.5 813.0 811.5 818.9 829.4 849.3 901.1 911.9 901.9 886.0 892.2 2 Securities in bank credit 314.9 363.2 357.0 347.5 343.2 344.4 356.9 382.5 383.1 382.9 382.1 374.4 3 Treasury and Agency securities 2 87.7 83.1 80.5 74.8 77.0 78.0 77.3 80.5 77.6 80.5 80.4 79.6 4 Other securities 227.3 280.2 276.6 272.7 266.2 266.4 279.6 302.0 305.5 302.3 301.6 294.8 5 Loans and leases in bank credit 3 410.0 446.3 455.9 464.0 475.6 485.0 492.4 518.6 528.8 519.0 504.0 517.8 6 Commercial and industrial 153.6 163.4 166.7 170.7 174.4 176.7 182.4 187.4 189.4 193.2 191.9 192.5 7 Real estate 19.3 22.1 21.9 20.7 20.8 21.3 22.0 22.6 22.6 21.9 21.9 22.0 11 Security 4 130.4 138.7 142.1 142.5 148.3 155.3 155.9 172.1 181.3 170.8 157.9 168.5 12 Other loans and leases 106.7 122.0 125.1 130.1 132.1 131.6 132.1 136.6 135.6 133.1 132.2 134.9 13 Interbank loans 48.1 46.0 42.0 42.0 43.6 47.6 48.1 45.8 46.8 47.8 49.3 54.7 14 Cash assets 5 61.8 55.3 53.2 51.8 51.3 52.2 49.4 49.8 51.6 51.4 51.7 52.7 15 Other assets 6 36.3 41.8 38.7 36.3 38.9 37.2 40.0 48.8 45.1 43.0 46.4 44.3 16 Total Assets 7 870.8 952.1 946.4 941.2 952.1 965.7 986.3 1,044.9 1,055.0 1,043.5 1,032.9 1,043.4 Liabilities 17 Deposits 589.7 609.7 607.3 614.4 619.4 650.3 673.2 672.9 679.3 678.6 673.1 675.9 18 Transaction 13.0 12.0 12.2 12.7 13.3 13.5 12.7 11.7 12.0 11.7 10.9 12.4 19 Nontransaction 576.6 597.7 595.1 601.6 606.2 636.8 660.5 661.2 667.3 666.9 662.2 663.5 22 Borrowings 370.2 412.5 428.7 435.4 439.3 436.1 419.9 436.5 458.6 446.2 454.7 438.9 23 From banks in the U.S. 44.4 59.8 60.9 65.0 60.2 61.9 55.4 51.0 59.2 53.8 55.3 47.1 24 From others 325.8 352.7 367.9 370.4 379.0 374.2 364.6 385.5 399.4 392.4 399.4 391.8 25 Net due to related foreign offices -195.3 -184.6 -194.0 -209.2 -209.3 -219.2 -216.1 -206.5 -228.0 -225.6 -228.1 -191.7 26 Other liabilities 95.2 113.6 109.2 99.4 101.4 96.6 106.7 130.6 132.3 119.6 127.3 114.3 27 Total Liabilities 859.7 951.2 951.3 939.9 950.9 963.9 983.8 1,033.5 1,042.2 1,018.7 1,026.9 1,037.4 28 Residual (assets less liabilities) 8 11.1 0.9 -4.9 1.2 1.3 1.8 2.5 11.4 12.8 24.8 6.0 5.9 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; June 30, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Assets 1 Bank credit 722.4 809.2 818.8 815.8 821.1 832.3 856.0 897.5 910.7 894.5 891.2 895.6 2 Securities in bank credit 314.9 363.2 357.0 347.5 343.2 344.4 356.9 382.5 383.1 382.9 382.1 374.4 3 Treasury and Agency securities 2 87.7 83.1 80.5 74.8 77.0 78.0 77.3 80.5 77.6 80.5 80.4 79.6 3a Trading account 31.3 24.6 22.4 20.5 25.7 27.8 24.9 26.8 24.8 25.8 25.3 25.3 3b Investment account 56.4 58.5 58.0 54.3 51.3 50.2 52.4 53.7 52.8 54.7 55.1 54.3 4 Other securities 227.3 280.2 276.6 272.7 266.2 266.4 279.6 302.0 305.5 302.3 301.6 294.8 4a Trading account 129.2 164.4 163.3 162.2 157.8 157.2 170.2 191.7 194.5 190.2 188.8 182.5 4b Investment account 98.1 115.8 113.3 110.5 108.4 109.3 109.3 110.3 111.1 112.1 112.9 112.3 5 Loans and leases in bank credit 3 407.4 445.9 461.7 468.3 477.9 487.9 499.1 515.1 527.6 511.6 509.2 521.2 6 Commercial and industrial 153.6 161.7 167.3 172.3 176.7 178.2 183.5 187.4 189.4 192.9 192.0 192.6 7 Real estate 19.3 22.1 21.9 20.7 20.8 21.3 22.0 22.6 22.6 21.9 21.9 22.0 11 Security 4 127.3 142.6 148.7 146.7 151.0 157.2 160.0 167.8 177.8 161.5 160.8 170.5 12 Other loans and leases 107.3 119.5 123.8 128.6 129.4 131.3 133.6 137.3 137.8 135.4 134.5 136.2 13 Interbank loans 48.1 46.0 42.0 42.0 43.6 47.6 48.1 45.8 46.8 47.8 49.3 54.7 14 Cash assets 5 61.0 55.9 54.5 52.7 50.6 50.5 48.6 49.1 50.9 50.3 51.3 51.8 15 Other assets 6 36.8 41.3 39.7 37.5 39.9 37.0 39.0 49.3 47.2 44.3 47.1 43.3 16 Total Assets 7 867.9 951.9 954.5 947.5 954.7 966.9 991.2 1,041.3 1,055.1 1,036.4 1,038.4 1,044.8 Liabilities 17 Deposits 600.0 599.7 602.6 616.6 620.7 653.4 682.3 684.9 693.8 695.7 689.3 687.6 18 Transaction 12.7 11.9 12.6 13.0 13.7 13.8 12.6 11.5 11.9 11.2 10.9 12.1 19 Nontransaction 587.3 587.8 590.0 603.7 607.0 639.6 669.7 673.4 681.9 684.5 678.4 675.5 22 Borrowings 370.2 412.5 428.7 435.4 439.3 436.1 419.9 436.5 458.6 446.2 454.7 438.9 23 From banks in the U.S. 44.4 59.8 60.9 65.0 60.2 61.9 55.4 51.0 59.2 53.8 55.3 47.1 24 From others 325.8 352.7 367.9 370.4 379.0 374.2 364.6 385.5 399.4 392.4 399.4 391.8 25 Net due to related foreign offices -198.3 -180.2 -191.1 -207.7 -209.4 -221.0 -218.8 -210.6 -230.6 -227.0 -232.5 -196.1 26 Other liabilities 93.0 117.1 111.3 100.3 101.3 95.6 104.9 127.6 130.4 118.6 124.2 111.6 27 Total Liabilities 865.0 949.1 951.6 944.6 951.8 964.1 988.4 1,038.4 1,052.3 1,033.5 1,035.6 1,042.0 28 Residual (assets less liabilities) 8 2.8 2.9 2.9 2.9 2.9 2.8 2.8 2.8 2.8 2.8 2.8 2.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; June 30, 2006 Memo Items Not seasonally adjusted, billions of dollars Account 2005 2005 2005 2006 2006 2006 2006 2006 Week ending May Nov Dec Jan Feb Mar Apr May May 31 Jun 7 Jun 14 Jun 21 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 91.1 91.4 85.8 90.6 93.7 89.5 108.5 123.4 120.1 113.6 111.7 109.8 30 Reval. losses on off-bal. sheet items 9 82.7 80.6 76.2 82.0 82.5 79.1 96.6 110.6 109.0 101.9 100.7 98.0 31 Mortgage-backed securities 10 557.4 549.4 550.9 558.2 577.7 587.2 602.3 614.2 623.6 621.4 617.7 618.2 31a Pass-through 434.0 415.1 415.0 425.0 446.8 456.5 472.8 482.4 489.4 487.0 483.1 483.8 31b CMO, REMIC, and other 123.3 134.3 135.9 133.2 130.9 130.6 129.6 131.8 134.2 134.4 134.6 134.3 32 Net unrealized gains (losses) on available-for-sale securities 11 3.2 -11.4 -9.9 -8.9 -11.2 -14.1 -17.2 -18.6 -19.2 -18.3 -18.9 -20.6 33 Securitized consumer loans 12 147.2 155.0 164.1 165.8 164.8 166.5 166.8 165.8 166.1 166.8 163.8 164.1 33a Credit cards and related plans 129.5 132.9 134.8 136.2 135.4 136.8 137.9 137.5 137.9 138.7 135.5 135.0 33b Other 17.6 22.1 29.3 29.6 29.4 29.7 28.9 28.4 28.2 28.1 28.3 29.1 34 Securitized business loans 12 5.6 3.1 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 342.4 329.0 329.8 333.9 336.3 332.9 328.4 328.1 329.3 329.3 328.9 328.2 33 Securitized consumer loans 12 212.5 198.2 203.3 202.2 205.2 204.8 203.6 202.0 203.9 205.3 207.4 207.0 33a Credit cards and related plans 202.5 188.3 193.4 192.5 195.6 195.2 194.0 192.6 194.7 196.1 198.1 198.0 33b Other 10.0 9.9 9.8 9.7 9.6 9.6 9.6 9.4 9.2 9.2 9.3 9.0 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 53.3 71.7 67.1 61.7 60.3 57.8 64.3 78.0 77.0 75.6 73.7 66.0 30 Reval. losses on off-bal. sheet items 9 62.0 77.9 72.8 66.3 63.9 61.7 68.2 82.7 81.6 80.2 78.7 71.8 34 Securitized business loans 12 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Notes on the Data Commercial bank balance sheet data for June 21, 2006 have been affected by deconsolidations of the assets and liabilities of some variable interest entities (VIEs) from the balance sheets of the banks that sponsor them. These deconsolidations decreased H.8 balance sheet item 4, other securities, by $1.7 billion, balance sheet item 6, commercial and industrial loans, by $10.5 billion, balance sheet item 10a, consumer loans, credit cards and related plans, by $7.2 billion, balance sheet item 10b, consumer loans, other, by $11.5 billion, balance sheet item 12, other loans and leases, by $2.9 billion and balance sheet item 24, borrowings from others, by $33.8 billion. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------