----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 7,429.3 7,804.7 7,922.5 7,932.0 7,983.4 8,033.7 8,029.5 8,149.1 8,174.4 8,167.8 8,190.5 8,233.4 2 Securities in bank credit 2,072.8 2,167.6 2,204.4 2,190.0 2,201.4 2,209.8 2,179.8 2,187.3 2,203.3 2,194.6 2,209.0 2,214.7 3 Treasury and Agency securities 2 1,161.9 1,196.9 1,193.1 1,199.4 1,210.1 1,217.2 1,203.9 1,210.6 1,220.0 1,209.2 1,206.3 1,194.6 4 Other securities 910.9 970.6 1,011.3 990.6 991.2 992.6 975.9 976.7 983.3 985.4 1,002.7 1,020.1 5 Loans and leases in bank credit 3 5,356.5 5,637.1 5,718.1 5,742.1 5,782.0 5,823.8 5,849.7 5,961.8 5,971.1 5,973.2 5,981.5 6,018.8 6 Commercial and industrial 1,026.2 1,098.2 1,118.3 1,126.5 1,137.3 1,165.2 1,168.0 1,179.5 1,184.0 1,181.4 1,184.4 1,184.5 7 Real estate 2,866.5 3,013.9 3,040.8 3,080.7 3,117.9 3,116.8 3,135.0 3,276.7 3,277.8 3,274.5 3,280.8 3,292.8 8 Revolving home equity 443.1 446.5 443.8 444.6 451.2 447.2 449.1 465.0 466.0 466.7 465.8 467.6 9 Other 2,423.5 2,567.4 2,597.1 2,636.0 2,666.6 2,669.6 2,685.9 2,811.7 2,811.8 2,807.8 2,815.0 2,825.1 10 Consumer 710.4 726.8 733.6 728.6 721.8 727.1 725.2 721.6 722.4 726.7 727.3 732.3 11 Security 4 242.2 260.9 281.1 259.2 256.9 263.2 273.6 275.6 286.5 277.7 275.8 295.2 12 Other loans and leases 511.1 537.2 544.2 547.0 548.1 551.5 547.8 508.4 500.4 512.9 513.1 514.0 13 Interbank loans 287.4 299.7 287.4 298.0 290.6 281.0 307.7 318.6 308.4 341.9 349.0 332.3 14 Cash assets 5 320.0 313.3 306.7 306.9 313.2 299.9 292.7 297.2 303.5 281.4 304.8 289.6 15 Other assets 6 707.9 761.2 779.6 783.9 795.2 799.0 800.3 815.6 787.3 824.9 808.0 836.6 16 Total Assets 7 8,676.6 9,111.4 9,228.3 9,253.2 9,314.5 9,345.8 9,362.4 9,511.3 9,504.4 9,546.9 9,583.1 9,622.8 Liabilities 17 Deposits 5,705.2 5,961.5 5,979.8 6,001.8 6,028.0 6,036.8 6,051.7 6,136.3 6,135.0 6,203.8 6,223.6 6,183.5 18 Transaction 660.4 661.3 677.2 663.8 639.2 659.6 631.2 629.4 614.9 631.3 661.2 662.4 19 Nontransaction 5,044.8 5,300.2 5,302.6 5,338.0 5,388.8 5,377.1 5,420.5 5,506.9 5,520.1 5,572.4 5,562.4 5,521.1 20 Large time 1,408.1 1,550.8 1,574.4 1,598.8 1,613.2 1,645.0 1,677.6 1,686.6 1,684.7 1,700.0 1,703.7 1,704.9 21 Other 3,636.7 3,749.4 3,728.3 3,739.2 3,775.6 3,732.1 3,742.9 3,820.3 3,835.4 3,872.4 3,858.7 3,816.2 22 Borrowings 1,678.0 1,781.9 1,822.5 1,831.5 1,808.7 1,806.8 1,845.9 1,893.9 1,917.2 1,895.5 1,934.2 1,951.6 23 From banks in the U.S. 351.5 370.2 366.1 366.7 348.5 333.3 368.2 392.6 376.6 403.9 406.8 401.4 24 From others 1,326.5 1,411.7 1,456.5 1,464.9 1,460.2 1,473.5 1,477.7 1,501.3 1,540.6 1,491.6 1,527.4 1,550.2 25 Net due to related foreign offices 94.3 66.2 87.9 82.5 136.1 128.5 71.4 38.7 13.4 12.3 22.2 59.6 26 Other liabilities 499.8 539.2 566.5 549.8 553.9 567.0 561.7 577.2 577.6 581.7 560.1 587.9 27 Total Liabilities 7,977.2 8,348.7 8,456.7 8,465.6 8,526.6 8,539.1 8,530.7 8,646.1 8,643.1 8,693.3 8,740.0 8,782.6 28 Residual (assets less liabilities) 8 699.3 762.8 771.6 787.5 787.9 806.7 831.7 865.2 861.3 853.6 843.0 840.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 7,435.4 7,789.2 7,917.0 7,925.5 7,951.5 8,010.5 8,026.5 8,149.0 8,206.3 8,201.9 8,224.9 8,269.8 2 Securities in bank credit 2,068.3 2,165.1 2,212.4 2,192.9 2,189.2 2,203.3 2,173.5 2,176.8 2,204.8 2,199.4 2,215.5 2,221.4 3 Treasury and Agency securities 2 1,155.7 1,199.9 1,203.6 1,202.1 1,202.5 1,211.0 1,194.2 1,198.3 1,218.0 1,209.6 1,212.0 1,202.2 4 Other securities 912.5 965.2 1,008.8 990.7 986.7 992.3 979.3 978.5 986.9 989.8 1,003.5 1,019.2 5 Loans and leases in bank credit 3 5,367.2 5,624.1 5,704.6 5,732.6 5,762.3 5,807.3 5,853.0 5,972.2 6,001.5 6,002.5 6,009.4 6,048.4 6 Commercial and industrial 1,021.5 1,105.3 1,124.5 1,130.3 1,135.2 1,159.0 1,162.2 1,173.7 1,179.8 1,177.7 1,181.8 1,180.3 7 Real estate 2,875.9 3,000.0 3,038.6 3,072.2 3,109.3 3,117.2 3,142.1 3,287.1 3,302.9 3,299.3 3,299.7 3,310.3 8 Revolving home equity 444.2 445.0 444.8 446.2 452.1 448.7 451.0 466.1 466.3 467.3 465.9 467.1 9 Other 2,431.7 2,555.0 2,593.9 2,626.0 2,657.2 2,668.5 2,691.1 2,821.0 2,836.6 2,832.0 2,833.7 2,843.3 10 Consumer 712.1 720.1 728.0 721.9 714.6 724.4 726.9 723.5 725.5 730.3 731.6 735.6 10a Credit cards and related plans 303.2 299.6 306.5 304.8 306.8 311.8 312.2 308.0 307.1 311.2 313.9 317.2 10b Other 408.8 420.5 421.5 417.1 407.7 412.6 414.7 415.5 418.4 419.0 417.7 418.4 11 Security 4 244.5 263.5 271.8 258.8 253.1 256.0 270.9 281.0 292.2 280.8 281.5 306.5 12 Other loans and leases 513.2 535.2 541.8 549.4 550.1 550.7 550.9 506.8 501.2 514.4 514.8 515.6 13 Interbank loans 289.6 306.2 284.1 291.1 283.2 279.2 304.4 320.6 322.7 348.7 348.6 341.1 14 Cash assets 5 323.2 308.1 303.4 302.8 308.4 290.2 293.7 299.8 298.6 296.1 310.0 307.0 15 Other assets 6 708.2 764.0 784.5 786.1 795.7 801.2 802.5 815.9 794.8 832.4 799.8 830.6 16 Total Assets 7 8,688.6 9,100.3 9,221.3 9,237.7 9,271.1 9,313.3 9,359.1 9,516.4 9,553.2 9,609.8 9,614.1 9,679.2 Liabilities 17 Deposits 5,693.0 5,983.4 5,977.5 6,012.0 6,013.5 6,022.0 6,041.4 6,122.4 6,154.0 6,235.2 6,204.0 6,204.3 18 Transaction 655.4 669.1 668.6 661.4 632.3 646.8 626.0 624.4 572.4 630.4 691.0 707.3 19 Nontransaction 5,037.6 5,314.3 5,308.9 5,350.6 5,381.2 5,375.2 5,415.4 5,497.9 5,581.6 5,604.8 5,513.1 5,497.0 20 Large time 1,396.6 1,555.0 1,585.8 1,612.1 1,616.3 1,642.2 1,668.7 1,672.9 1,674.3 1,687.6 1,692.7 1,692.4 21 Other 3,641.0 3,759.3 3,723.1 3,738.5 3,764.9 3,733.0 3,746.7 3,825.0 3,907.3 3,917.3 3,820.4 3,804.7 22 Borrowings 1,677.4 1,786.1 1,835.6 1,842.0 1,804.1 1,800.1 1,855.9 1,893.0 1,922.0 1,894.5 1,925.4 1,937.5 23 From banks in the U.S. 351.9 373.0 366.0 366.1 347.8 334.2 369.5 393.0 388.0 406.3 399.6 397.7 24 From others 1,325.5 1,413.1 1,469.6 1,475.9 1,456.4 1,465.9 1,486.4 1,500.0 1,534.0 1,488.2 1,525.8 1,539.8 25 Net due to related foreign offices 99.4 51.3 82.5 75.5 127.5 129.4 75.1 45.1 21.5 20.9 39.6 71.0 26 Other liabilities 504.7 523.4 562.4 543.4 545.9 568.5 565.4 582.6 585.7 589.3 575.6 597.5 27 Total Liabilities 7,974.5 8,344.2 8,458.1 8,473.0 8,491.1 8,520.0 8,537.8 8,643.1 8,683.2 8,739.9 8,744.7 8,810.3 28 Residual (assets less liabilities) 8 714.1 756.1 763.3 764.8 780.0 793.3 821.4 873.3 870.0 869.9 869.4 868.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 6,634.5 6,956.1 7,023.7 7,042.8 7,090.8 7,113.8 7,123.8 7,245.9 7,271.9 7,269.2 7,286.4 7,309.7 2 Securities in bank credit 1,715.8 1,809.2 1,819.8 1,812.4 1,826.2 1,825.5 1,809.4 1,826.6 1,843.8 1,825.4 1,837.2 1,835.4 3 Treasury and Agency securities 2 1,077.6 1,119.7 1,112.9 1,119.9 1,129.6 1,132.8 1,119.4 1,129.4 1,140.5 1,127.1 1,122.5 1,108.8 4 Other securities 638.1 689.5 706.8 692.5 696.6 692.7 690.0 697.2 703.3 698.3 714.7 726.7 5 Loans and leases in bank credit 3 4,918.7 5,146.9 5,204.0 5,230.4 5,264.6 5,288.3 5,314.5 5,419.3 5,428.1 5,443.8 5,449.2 5,474.2 6 Commercial and industrial 863.3 916.4 931.7 934.5 943.1 957.9 957.5 963.9 966.4 967.0 970.2 968.0 7 Real estate 2,845.2 2,991.8 3,018.2 3,058.5 3,095.2 3,094.4 3,112.6 3,254.1 3,255.1 3,252.5 3,258.9 3,270.4 8 Revolving home equity 443.1 446.5 443.8 444.6 451.2 447.2 449.1 465.0 466.0 466.7 465.8 467.6 9 Other 2,402.1 2,545.3 2,574.4 2,613.9 2,644.0 2,647.2 2,663.5 2,789.1 2,789.1 2,785.7 2,793.0 2,802.8 10 Consumer 710.4 726.8 733.6 728.6 721.8 727.1 725.2 721.6 722.4 726.7 727.3 732.3 11 Security 4 104.5 105.4 111.6 95.1 93.2 96.8 111.0 112.0 118.9 120.1 116.5 126.7 12 Other loans and leases 395.4 406.4 408.8 413.7 411.2 412.0 408.1 367.8 365.4 377.6 376.3 376.9 13 Interbank loans 240.1 251.8 242.2 249.5 244.1 229.7 251.3 257.4 243.4 283.0 284.1 261.9 14 Cash assets 5 263.1 264.1 257.4 255.1 260.1 247.8 245.5 251.0 251.5 231.7 254.5 240.8 15 Other assets 6 668.0 721.1 730.4 737.8 749.4 749.7 757.2 776.1 756.1 791.5 770.0 799.0 16 Total Assets 7 7,738.1 8,126.2 8,186.6 8,218.1 8,277.0 8,273.8 8,310.7 8,461.7 8,454.3 8,506.7 8,526.2 8,542.7 Liabilities 17 Deposits 5,082.0 5,288.2 5,306.7 5,324.0 5,350.2 5,335.9 5,324.3 5,401.7 5,393.2 5,458.0 5,470.3 5,434.8 18 Transaction 648.5 648.6 665.4 651.9 627.3 648.3 620.3 618.9 602.4 620.8 650.1 651.8 19 Nontransaction 4,433.6 4,639.6 4,641.3 4,672.1 4,722.9 4,687.6 4,704.0 4,782.8 4,790.7 4,837.2 4,820.2 4,783.1 20 Large time 806.7 902.5 927.1 946.3 957.2 960.9 962.8 964.2 957.1 966.5 963.3 968.6 21 Other 3,626.8 3,737.2 3,714.3 3,725.8 3,765.7 3,726.7 3,741.1 3,818.6 3,833.6 3,870.7 3,856.9 3,814.4 22 Borrowings 1,295.6 1,361.7 1,385.3 1,387.1 1,376.1 1,371.9 1,399.4 1,431.6 1,443.3 1,416.0 1,443.7 1,470.5 23 From banks in the U.S. 300.6 314.8 315.1 316.0 299.5 286.1 312.7 333.3 322.7 329.2 337.1 343.6 24 From others 994.9 1,046.9 1,070.2 1,071.1 1,076.6 1,085.8 1,086.7 1,098.3 1,120.6 1,086.8 1,106.6 1,126.9 25 Net due to related foreign offices 273.3 283.5 298.4 298.6 333.8 325.1 315.2 297.6 282.5 307.4 323.0 325.9 26 Other liabilities 386.9 432.5 436.1 430.5 433.8 440.4 441.7 462.7 465.9 470.2 452.2 470.4 27 Total Liabilities 7,037.7 7,366.0 7,426.5 7,440.2 7,493.9 7,473.3 7,480.5 7,593.6 7,584.8 7,651.7 7,689.2 7,701.6 28 Residual (assets less liabilities) 8 700.4 760.2 760.1 777.9 783.1 800.4 830.1 868.1 869.4 855.0 837.0 841.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 6,644.7 6,934.0 7,021.8 7,036.6 7,062.7 7,098.6 7,125.7 7,249.1 7,305.4 7,305.7 7,319.7 7,339.6 2 Securities in bank credit 1,711.2 1,806.8 1,827.8 1,815.3 1,814.1 1,819.0 1,803.1 1,816.1 1,845.3 1,830.2 1,843.7 1,842.1 3 Treasury and Agency securities 2 1,071.5 1,122.7 1,123.4 1,122.6 1,122.0 1,126.5 1,109.7 1,117.1 1,138.5 1,127.5 1,128.2 1,116.4 4 Other securities 639.8 684.1 704.3 692.7 692.1 692.4 693.4 699.0 706.8 702.7 715.5 725.8 5 Loans and leases in bank credit 3 4,933.4 5,127.3 5,194.0 5,221.2 5,248.6 5,279.6 5,322.6 5,433.0 5,460.0 5,475.5 5,476.0 5,497.4 6 Commercial and industrial 860.8 922.5 937.9 938.7 941.6 952.3 953.2 961.0 965.2 965.9 969.3 965.5 7 Real estate 2,854.6 2,978.0 3,016.0 3,050.0 3,086.7 3,094.8 3,119.7 3,264.5 3,280.2 3,277.3 3,277.7 3,288.0 8 Revolving home equity 444.2 445.0 444.8 446.2 452.1 448.7 451.0 466.1 466.3 467.3 465.9 467.1 9 Other 2,410.4 2,533.0 2,571.2 2,603.8 2,634.6 2,646.1 2,668.7 2,798.4 2,813.9 2,810.0 2,811.8 2,820.9 9a Other residential 1,188.9 1,226.9 1,246.1 1,265.7 1,282.4 1,281.5 1,290.9 1,398.8 1,406.7 1,400.2 1,397.1 1,408.0 9b Commercial 1,221.5 1,306.1 1,325.1 1,338.1 1,352.2 1,364.6 1,377.8 1,399.6 1,407.1 1,409.7 1,414.7 1,412.9 10 Consumer 712.1 720.1 728.0 721.9 714.6 724.4 726.9 723.5 725.5 730.3 731.6 735.6 10a Credit cards and related plans 303.2 299.6 306.5 304.8 306.8 311.8 312.2 308.0 307.1 311.2 313.9 317.2 10d Other 408.8 420.5 421.5 417.1 407.7 412.6 414.7 415.5 418.4 419.0 417.7 418.4 11 Security 4 108.0 103.9 106.5 96.1 92.5 95.8 111.2 114.7 121.4 121.9 118.4 128.6 12 Other loans and leases 398.0 402.9 405.6 414.5 413.3 412.3 411.6 369.1 367.8 380.2 379.0 379.8 13 Interbank loans 242.3 258.2 239.0 242.6 236.7 227.9 248.0 259.4 257.7 289.7 283.7 270.6 14 Cash assets 5 265.3 259.8 254.8 251.8 255.7 237.7 245.6 252.8 246.7 245.5 259.5 257.0 15 Other assets 6 669.0 724.8 734.8 739.9 750.7 752.4 760.1 777.3 760.9 798.6 765.5 794.5 16 Total Assets 7 7,754.0 8,110.1 8,183.2 8,203.5 8,238.7 8,249.3 8,311.9 8,470.2 8,502.0 8,570.7 8,559.6 8,593.0 Liabilities 17 Deposits 5,082.5 5,301.0 5,292.5 5,323.5 5,334.3 5,324.3 5,322.3 5,402.7 5,428.3 5,503.9 5,461.5 5,463.0 18 Transaction 643.6 656.5 657.1 649.8 620.7 635.6 615.1 614.0 560.4 619.9 680.2 696.4 19 Nontransaction 4,438.9 4,644.5 4,635.4 4,673.7 4,713.6 4,688.6 4,707.2 4,788.6 4,868.0 4,884.0 4,781.3 4,766.6 20 Large time 807.5 897.7 926.5 948.8 958.7 961.0 962.2 965.3 962.4 968.5 962.7 963.6 21 Other 3,631.3 3,746.9 3,708.9 3,724.9 3,755.0 3,727.7 3,745.0 3,823.3 3,905.6 3,915.5 3,818.7 3,803.0 22 Borrowings 1,294.9 1,365.9 1,398.3 1,397.5 1,371.6 1,365.1 1,409.3 1,430.7 1,448.1 1,415.0 1,434.9 1,456.5 23 From banks in the U.S. 301.1 317.7 315.0 315.4 298.8 287.0 314.0 333.7 334.2 331.6 329.9 339.9 24 From others 993.9 1,048.3 1,083.4 1,082.1 1,072.7 1,078.2 1,095.3 1,097.0 1,114.0 1,083.3 1,105.0 1,116.6 25 Net due to related foreign offices 275.7 271.4 297.0 294.5 327.9 326.9 317.5 300.3 286.7 310.4 333.2 331.2 26 Other liabilities 389.6 418.5 435.0 426.1 427.7 442.6 444.4 466.0 471.8 474.5 463.4 476.3 27 Total Liabilities 7,042.7 7,356.8 7,422.7 7,441.6 7,461.5 7,458.9 7,493.5 7,599.8 7,634.9 7,703.7 7,693.1 7,727.0 28 Residual (assets less liabilities) 8 711.3 753.3 760.4 761.9 777.1 790.4 818.5 870.4 867.1 867.0 866.5 866.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 3,690.7 3,881.2 3,924.5 3,918.3 3,940.7 3,955.5 3,956.4 4,075.6 4,094.8 4,098.3 4,114.8 4,129.2 2 Securities in bank credit 1,014.1 1,116.7 1,126.5 1,123.3 1,137.6 1,136.4 1,115.0 1,124.1 1,133.9 1,121.1 1,138.4 1,142.1 3 Treasury and Agency securities 2 591.2 642.5 635.0 647.7 657.3 660.3 644.8 657.1 664.1 653.6 653.6 646.1 3a Trading account 42.5 42.7 38.9 47.9 50.2 47.2 44.3 51.5 58.8 51.0 53.3 50.1 3b Investment account 548.7 599.8 596.1 599.7 607.1 613.0 600.5 605.6 605.3 602.6 600.3 596.0 3c Mortgage-backed 446.7 514.5 513.5 524.4 537.1 542.5 527.1 533.0 531.5 529.8 529.3 526.2 3d Other 102.0 85.3 82.7 75.4 70.0 70.6 73.4 72.6 73.8 72.9 71.0 69.7 4 Other securities 422.9 474.2 491.5 475.6 480.3 476.1 470.3 467.0 469.8 467.4 484.8 496.0 4a Trading account 204.5 227.3 241.8 228.5 228.6 224.3 221.5 222.0 224.0 223.8 236.5 246.3 4b Investment account 218.4 246.8 249.7 247.1 251.7 251.8 248.8 245.0 245.9 243.6 248.3 249.8 4c State and local government 37.6 43.3 45.1 43.8 42.9 42.7 42.6 45.2 46.2 46.5 48.1 48.4 4d Other 180.7 203.5 204.6 203.3 208.8 209.1 206.1 199.8 199.6 197.2 200.2 201.3 5 Loans and leases in bank credit 3 2,676.6 2,764.5 2,798.1 2,795.0 2,803.1 2,819.1 2,841.4 2,951.5 2,960.8 2,977.2 2,976.4 2,987.0 6 Commercial and industrial 511.6 543.1 554.0 550.6 552.7 560.1 558.2 566.0 567.4 566.6 569.6 568.0 7 Real estate 1,417.1 1,459.6 1,468.9 1,488.4 1,506.6 1,505.8 1,520.6 1,658.5 1,662.3 1,665.1 1,665.2 1,663.2 8 Revolving home equity 313.3 321.6 321.3 322.4 323.8 324.2 327.2 344.7 344.5 344.8 344.1 345.0 9 Other 1,103.8 1,138.1 1,147.7 1,165.9 1,182.8 1,181.5 1,193.4 1,313.8 1,317.8 1,320.3 1,321.1 1,318.2 9a Other residential 688.1 704.2 707.0 721.0 734.1 729.2 735.5 843.6 846.0 846.3 841.5 841.6 9b Commercial 415.7 433.8 440.7 444.9 448.7 452.4 457.9 470.2 471.8 474.0 479.5 476.6 10 Consumer 361.3 373.3 377.7 372.8 364.3 370.2 370.3 374.0 376.1 379.6 379.9 382.9 11 Security 4 94.3 93.9 100.5 83.6 81.8 85.6 99.6 100.6 107.1 107.7 104.3 115.1 11a Fed funds and RPs with broker/dealer 77.5 75.6 80.6 65.2 64.8 68.7 82.5 84.4 88.7 89.7 84.4 96.6 11b Other 16.8 18.3 19.9 18.4 17.0 16.9 17.1 16.2 18.4 18.1 19.9 18.6 12a State and local government 18.7 19.0 19.4 19.5 19.6 20.4 20.8 23.4 23.5 23.4 23.5 23.5 12b Agricultural 10.0 9.9 10.2 10.1 10.1 10.1 10.1 10.3 10.4 10.5 10.5 10.6 12c Fed funds and RPs with others 32.5 19.3 18.4 23.9 23.9 23.3 24.5 24.8 25.2 28.4 31.8 28.0 12d All other loans 136.7 152.8 154.9 151.5 149.6 149.7 143.2 101.0 96.0 103.3 99.2 103.4 12e Lease financing receivables 94.4 93.5 94.0 94.7 94.5 94.0 94.0 92.8 92.7 92.5 92.4 92.4 13 Interbank loans 151.5 146.6 141.3 144.2 142.6 131.9 155.0 162.4 135.5 170.4 175.2 158.3 13a Fed funds and RPs with banks 88.7 83.7 81.3 83.2 82.4 73.3 93.8 88.6 67.1 103.4 101.2 92.3 13b Other 62.8 62.9 59.9 60.9 60.2 58.6 61.2 73.8 68.4 67.1 74.0 66.0 14 Cash assets 5 155.0 157.4 148.6 149.2 148.6 137.3 137.7 143.3 144.1 126.4 144.5 135.2 15 Other assets 6 467.9 475.8 485.2 485.8 495.3 494.7 507.2 513.8 496.8 499.3 513.3 514.8 16 Total Assets 7 4,431.9 4,628.9 4,667.6 4,665.5 4,695.3 4,687.8 4,724.7 4,861.8 4,838.1 4,861.3 4,914.6 4,904.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Liabilities 17 Deposits 2,586.6 2,688.0 2,697.0 2,691.0 2,693.6 2,679.8 2,683.7 2,752.9 2,722.8 2,751.1 2,774.8 2,729.4 18 Transaction 306.0 307.9 317.2 313.7 295.8 313.3 300.9 301.7 284.5 292.5 321.8 329.5 19 Nontransaction 2,280.6 2,380.1 2,379.9 2,377.3 2,397.7 2,366.5 2,382.9 2,451.2 2,438.3 2,458.6 2,452.9 2,399.9 20 Large time 378.8 441.4 456.1 464.4 470.6 466.5 468.7 476.5 463.3 469.5 469.1 472.0 21 Other 1,901.8 1,938.7 1,923.7 1,912.9 1,927.1 1,900.0 1,914.2 1,974.7 1,975.0 1,989.1 1,983.8 1,927.9 22 Borrowings 786.5 842.0 850.9 843.8 836.5 844.0 864.0 877.8 890.7 869.8 894.4 917.8 23 From banks in the U.S. 136.6 152.2 148.3 150.0 137.4 136.0 150.3 147.4 142.1 150.4 155.8 161.6 24 From others 649.9 689.8 702.6 693.7 699.1 708.0 713.7 730.4 748.6 719.4 738.7 756.3 25 Net due to related foreign offices 257.8 264.7 279.1 280.2 313.4 305.8 294.9 276.8 262.2 286.5 301.8 303.0 26 Other liabilities 316.9 358.6 363.0 358.5 361.4 365.7 365.3 379.4 383.3 386.5 370.1 388.4 27 Total Liabilities 3,947.8 4,153.2 4,190.1 4,173.5 4,204.9 4,195.4 4,208.0 4,287.0 4,259.0 4,294.0 4,341.2 4,338.7 28 Residual (assets less liabilities) 8 484.0 475.7 477.5 492.1 490.4 492.4 516.7 574.9 579.1 567.3 573.4 565.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 3,692.9 3,870.2 3,931.3 3,922.3 3,923.0 3,943.4 3,954.6 4,071.0 4,111.9 4,116.0 4,129.8 4,144.0 2 Securities in bank credit 1,010.8 1,110.9 1,136.3 1,125.2 1,127.0 1,132.6 1,112.0 1,115.9 1,139.0 1,128.3 1,145.7 1,149.5 3 Treasury and Agency securities 2 586.2 642.2 647.3 649.5 651.2 656.8 638.3 647.1 665.6 656.4 660.1 654.4 3a Trading account 40.4 43.4 40.9 48.0 49.0 46.5 43.2 49.0 60.8 53.8 56.8 52.8 3b Investment account 545.8 598.8 606.4 601.4 602.3 610.3 595.1 598.1 604.9 602.6 603.4 601.6 3c Mortgage-backed 445.7 513.0 522.4 525.5 532.5 540.0 522.4 526.8 530.7 529.1 531.7 530.9 3d Other 100.1 85.8 84.0 75.9 69.8 70.3 72.6 71.3 74.2 73.5 71.7 70.8 4 Other securities 424.5 468.7 489.0 475.8 475.8 475.8 473.7 468.8 473.4 471.9 485.5 495.1 4a Trading account 205.3 224.7 240.6 228.5 226.4 224.2 223.1 222.8 225.6 225.8 236.9 245.9 4b Investment account 219.2 244.0 248.4 247.2 249.3 251.6 250.6 245.9 247.7 246.1 248.6 249.2 4c State and local government 37.8 42.8 44.8 43.9 42.5 42.6 43.0 45.4 46.6 47.2 48.0 48.2 4d Other 181.4 201.2 203.5 203.4 206.8 209.0 207.6 200.5 201.1 198.9 200.6 201.0 5 Loans and leases in bank credit 3 2,682.1 2,759.3 2,795.0 2,797.0 2,796.0 2,810.8 2,842.6 2,955.1 2,972.9 2,987.7 2,984.2 2,994.5 6 Commercial and industrial 510.3 547.2 557.5 553.1 551.4 556.7 556.1 564.5 567.0 566.4 569.8 566.8 7 Real estate 1,419.4 1,456.6 1,472.0 1,489.2 1,504.4 1,505.7 1,521.7 1,661.2 1,671.2 1,672.5 1,668.9 1,668.0 8 Revolving home equity 313.7 320.5 322.2 323.7 324.6 325.5 328.4 345.2 344.5 345.2 344.6 345.0 9 Other 1,105.7 1,136.1 1,149.8 1,165.6 1,179.9 1,180.2 1,193.3 1,316.0 1,326.7 1,327.3 1,324.3 1,323.0 9a Other residential 688.4 702.9 709.5 722.1 733.7 729.5 736.1 844.0 850.8 849.9 843.2 844.3 9b Commercial 417.3 433.2 440.3 443.5 446.1 450.7 457.3 472.0 475.9 477.4 481.1 478.7 10 Consumer 360.8 370.9 375.4 370.1 360.5 368.1 370.9 373.6 376.5 379.7 379.7 382.2 10a Credit cards and related plans 116.1 113.1 116.2 115.5 115.5 118.8 119.8 120.3 120.5 123.6 124.5 126.4 10b Other 244.7 257.7 259.2 254.6 245.1 249.4 251.1 253.3 255.9 256.1 255.1 255.8 11 Security 4 97.9 92.3 95.5 84.6 81.3 84.6 100.0 103.4 109.2 109.2 105.9 116.7 11a Fed funds and RPs with broker/dealer 80.5 74.4 76.7 66.1 64.2 67.6 82.6 86.5 90.7 91.0 85.8 97.8 11b Other 17.4 18.0 18.9 18.5 17.1 17.0 17.4 16.8 18.5 18.2 20.0 18.9 12a State and local government 18.7 19.0 19.4 19.5 19.6 20.4 20.8 23.4 23.5 23.4 23.5 23.5 12b Agricultural 10.0 9.8 10.1 10.1 10.2 10.2 10.1 10.4 10.5 10.5 10.5 10.6 12c Fed funds and RPs with others 32.5 19.3 18.4 23.9 23.9 23.3 24.5 24.8 25.2 28.4 31.8 28.0 12d All other loans 138.3 150.5 152.8 152.2 150.8 148.6 145.1 101.2 97.2 105.2 101.7 106.1 12e Lease financing receivables 94.3 93.7 93.8 94.3 93.9 93.2 93.4 92.7 92.5 92.5 92.5 92.5 13 Interbank loans 151.5 150.8 143.7 143.0 141.1 132.4 153.7 162.1 143.8 169.4 169.6 161.6 13a Fed funds and RPs with banks 88.8 86.0 82.7 82.6 81.6 73.6 93.0 88.4 71.2 102.8 98.0 94.2 13b Other 62.7 64.7 61.0 60.4 59.5 58.8 60.7 73.7 72.6 66.6 71.6 67.4 14 Cash assets 5 155.6 156.6 147.4 146.8 144.6 128.9 136.2 143.7 139.2 134.6 147.4 144.3 15 Other assets 6 468.9 479.5 489.6 487.9 496.6 497.4 510.1 515.0 501.7 506.4 508.9 510.3 16 Total Assets 7 4,436.0 4,625.3 4,679.9 4,667.9 4,673.6 4,670.3 4,722.9 4,858.9 4,863.3 4,893.3 4,922.5 4,927.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Liabilities 17 Deposits 2,586.9 2,693.8 2,685.9 2,692.2 2,686.4 2,671.2 2,682.4 2,753.6 2,739.7 2,777.2 2,765.9 2,746.2 18 Transaction 301.2 314.0 312.6 313.1 291.4 303.3 296.8 296.9 255.9 293.5 342.4 355.2 19 Nontransaction 2,285.7 2,379.8 2,373.3 2,379.0 2,395.0 2,367.9 2,385.6 2,456.7 2,483.8 2,483.7 2,423.5 2,391.0 20 Large time 379.6 436.6 455.6 466.9 472.1 466.6 468.0 477.6 468.6 471.5 468.5 467.0 21 Other 1,906.0 1,943.2 1,917.7 1,912.1 1,922.8 1,901.4 1,917.5 1,979.1 2,015.2 2,012.2 1,955.0 1,924.0 22 Borrowings 785.9 846.2 863.9 854.2 832.0 837.3 874.0 877.0 895.6 868.8 885.6 903.8 23 From banks in the U.S. 137.0 155.1 148.2 149.4 136.7 136.9 151.6 147.9 153.5 152.8 148.6 157.8 24 From others 648.8 691.2 715.7 704.8 695.3 700.4 722.4 729.1 742.0 715.9 737.1 745.9 25 Net due to related foreign offices 260.1 252.5 277.7 276.1 307.5 307.7 297.2 279.5 266.4 289.5 312.1 308.4 26 Other liabilities 319.7 344.6 361.9 354.1 355.3 367.9 368.1 382.7 389.1 390.7 381.4 394.4 27 Total Liabilities 3,952.6 4,137.2 4,189.4 4,176.5 4,181.1 4,184.1 4,221.6 4,292.8 4,290.8 4,326.2 4,345.1 4,352.7 28 Residual (assets less liabilities) 8 483.4 488.1 490.5 491.4 492.4 486.3 501.2 566.1 572.6 567.1 577.4 574.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 2,944.0 3,076.1 3,097.7 3,125.5 3,150.1 3,157.1 3,165.4 3,170.4 3,175.0 3,169.7 3,171.5 3,179.3 2 Securities in bank credit 701.8 693.7 691.8 690.1 688.7 687.9 692.3 702.6 707.7 703.1 698.7 692.1 3 Treasury and Agency securities 2 486.6 478.4 476.5 473.1 472.4 471.3 472.6 472.4 474.2 472.3 468.7 461.5 4 Other securities 215.2 215.3 215.4 216.9 216.3 216.6 219.7 230.2 233.4 230.8 230.0 230.6 5 Loans and leases in bank credit 3 2,242.1 2,382.4 2,405.9 2,435.4 2,461.5 2,469.2 2,473.1 2,467.8 2,467.3 2,466.6 2,472.8 2,487.2 6 Commercial and industrial 351.7 373.3 377.7 383.8 390.4 397.9 399.3 397.8 398.9 400.4 400.6 400.0 7 Real estate 1,428.1 1,532.2 1,549.3 1,570.2 1,588.6 1,588.6 1,592.0 1,595.6 1,592.7 1,587.3 1,593.7 1,607.2 8 Revolving home equity 129.7 124.9 122.5 122.2 127.4 123.0 121.9 120.3 121.4 122.0 121.7 122.7 9 Other 1,298.3 1,407.3 1,426.7 1,447.9 1,461.2 1,465.6 1,470.1 1,475.3 1,471.3 1,465.4 1,471.9 1,484.6 10 Consumer 349.1 353.6 355.9 355.8 357.6 357.0 354.9 347.6 346.3 347.1 347.4 349.4 11 Security 4 10.2 11.5 11.2 11.6 11.4 11.2 11.4 11.3 11.8 12.3 12.3 11.6 12 Other loans and leases 103.1 111.8 111.9 114.0 113.5 114.5 115.5 115.5 117.6 119.4 118.9 119.0 13 Interbank loans 88.6 105.2 101.0 105.4 101.5 97.8 96.3 95.0 107.9 112.5 108.9 103.6 14 Cash assets 5 108.1 106.8 108.8 105.9 111.5 110.4 107.9 107.7 107.4 105.3 110.0 105.6 15 Other assets 6 200.1 245.2 245.2 252.0 254.1 255.0 250.0 262.2 259.2 292.2 256.7 284.2 16 Total Assets 7 3,306.4 3,498.4 3,517.5 3,553.4 3,581.8 3,584.8 3,583.9 3,600.0 3,614.0 3,644.2 3,611.5 3,636.9 Liabilities 17 Deposits 2,495.4 2,600.3 2,609.7 2,633.0 2,656.6 2,656.2 2,640.6 2,648.8 2,670.4 2,706.9 2,695.6 2,705.4 18 Transaction 342.4 340.7 348.2 338.2 331.5 335.0 319.5 317.1 318.0 328.3 328.3 322.3 19 Nontransaction 2,152.9 2,259.6 2,261.5 2,294.8 2,325.1 2,321.2 2,321.1 2,331.6 2,352.4 2,378.6 2,367.3 2,383.2 20 Large time 427.9 461.1 470.9 481.9 486.5 494.4 494.2 487.7 493.8 497.0 494.2 496.6 21 Other 1,725.0 1,798.5 1,790.6 1,812.9 1,838.6 1,826.8 1,826.9 1,843.9 1,858.6 1,881.6 1,873.1 1,886.5 22 Borrowings 509.1 519.7 534.5 543.3 539.6 527.8 535.3 553.7 552.5 546.2 549.3 552.7 23 From banks in the U.S. 164.0 162.6 166.8 166.0 162.1 150.1 162.4 185.8 180.6 178.8 181.3 182.0 24 From others 345.1 357.1 367.6 377.3 377.5 377.8 373.0 367.9 371.9 367.4 367.9 370.7 25 Net due to related foreign offices 15.5 18.9 19.2 18.4 20.4 19.3 20.3 20.8 20.3 21.0 21.1 22.9 26 Other liabilities 69.9 73.9 73.0 72.0 72.4 74.7 76.3 83.4 82.7 83.7 82.1 82.0 27 Total Liabilities 3,089.9 3,212.7 3,236.4 3,266.7 3,289.0 3,278.0 3,272.5 3,306.6 3,325.9 3,357.8 3,348.0 3,363.0 28 Residual (assets less liabilities) 8 216.5 285.7 281.1 286.7 292.8 306.8 311.4 293.4 288.1 286.5 263.5 274.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 2,951.8 3,063.8 3,090.4 3,114.3 3,139.7 3,155.2 3,171.1 3,178.1 3,193.5 3,189.6 3,189.9 3,195.6 2 Securities in bank credit 700.5 695.8 691.5 690.1 687.0 686.4 691.1 700.3 706.4 701.9 698.0 692.6 3 Treasury and Agency securities 2 485.2 480.5 476.1 473.2 470.7 469.8 471.4 470.0 472.9 471.1 468.1 462.0 4 Other securities 215.2 215.3 215.4 216.9 216.3 216.6 219.7 230.2 233.4 230.8 230.0 230.6 5 Loans and leases in bank credit 3 2,251.3 2,368.0 2,399.0 2,424.2 2,452.6 2,468.9 2,480.0 2,477.8 2,487.2 2,487.7 2,491.9 2,503.0 6 Commercial and industrial 350.5 375.3 380.4 385.6 390.3 395.6 397.1 396.5 398.2 399.4 399.5 398.7 7 Real estate 1,435.2 1,521.4 1,544.0 1,560.8 1,582.2 1,589.1 1,597.9 1,603.3 1,608.9 1,604.8 1,608.8 1,620.0 8 Revolving home equity 130.4 124.6 122.6 122.5 127.5 123.2 122.6 120.9 121.8 122.1 121.3 122.1 9 Other 1,304.7 1,396.9 1,421.4 1,438.2 1,454.7 1,465.9 1,475.3 1,482.4 1,487.2 1,482.7 1,487.5 1,497.9 9a Other residential 500.5 524.0 536.6 543.6 548.7 552.0 554.8 554.8 555.9 550.4 553.9 563.7 9b Commercial 804.3 872.9 884.8 894.7 906.0 913.9 920.5 927.6 931.2 932.3 933.6 934.2 10 Consumer 351.3 349.2 352.6 351.8 354.0 356.3 356.0 350.0 349.0 350.6 351.9 353.4 10a Credit cards and related plans 187.2 186.4 190.4 189.3 191.4 193.0 192.3 187.8 186.5 187.7 189.4 190.8 10b Other 164.1 162.8 162.2 162.5 162.7 163.3 163.6 162.2 162.5 163.0 162.5 162.6 11 Security 4 10.2 11.5 11.0 11.5 11.2 11.2 11.3 11.3 12.3 12.7 12.5 11.9 12 Other loans and leases 104.2 110.6 111.0 114.6 114.9 116.7 117.7 116.7 118.8 120.2 119.1 119.0 13 Interbank loans 90.8 107.5 95.3 99.6 95.6 95.5 94.3 97.3 113.9 120.3 114.1 109.0 14 Cash assets 5 109.7 103.2 107.4 105.0 111.2 108.8 109.3 109.1 107.5 110.8 112.1 112.7 15 Other assets 6 200.1 245.2 245.2 252.0 254.1 255.0 250.0 262.2 259.2 292.2 256.7 284.2 16 Total Assets 7 3,318.0 3,484.8 3,503.2 3,535.6 3,565.1 3,578.9 3,589.1 3,611.3 3,638.6 3,677.5 3,637.1 3,665.7 Liabilities 17 Deposits 2,495.6 2,607.2 2,606.6 2,631.4 2,647.9 2,653.0 2,639.9 2,649.0 2,688.7 2,726.7 2,695.6 2,716.8 18 Transaction 342.4 342.5 344.5 336.7 329.3 332.3 318.2 317.1 304.5 326.3 337.8 341.2 19 Nontransaction 2,153.2 2,264.8 2,262.1 2,294.7 2,318.7 2,320.7 2,321.6 2,331.9 2,384.2 2,400.4 2,357.9 2,375.6 20 Large time 427.9 461.1 470.9 481.9 486.5 494.4 494.2 487.7 493.8 497.0 494.2 496.6 21 Other 1,725.3 1,803.7 1,791.2 1,812.8 1,832.1 1,826.3 1,827.5 1,844.2 1,890.4 1,903.4 1,863.7 1,878.9 22 Borrowings 509.1 519.7 534.5 543.3 539.6 527.8 535.3 553.7 552.5 546.2 549.3 552.7 23 From banks in the U.S. 164.0 162.6 166.8 166.0 162.1 150.1 162.4 185.8 180.6 178.8 181.3 182.0 24 From others 345.1 357.1 367.6 377.3 377.5 377.8 373.0 367.9 371.9 367.4 367.9 370.7 25 Net due to related foreign offices 15.5 18.9 19.2 18.4 20.4 19.3 20.3 20.8 20.3 21.0 21.1 22.9 26 Other liabilities 69.9 73.9 73.0 72.0 72.4 74.7 76.3 83.4 82.7 83.7 82.1 82.0 27 Total Liabilities 3,090.1 3,219.7 3,233.3 3,265.1 3,280.4 3,274.9 3,271.8 3,306.9 3,344.2 3,377.5 3,348.0 3,374.3 28 Residual (assets less liabilities) 8 227.9 265.2 269.9 270.5 284.7 304.1 317.2 304.4 294.5 299.9 289.1 291.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 794.8 848.5 898.7 889.2 892.6 919.8 905.7 903.2 902.5 898.6 904.1 923.8 2 Securities in bank credit 357.0 358.3 384.6 377.5 375.1 384.3 370.4 360.7 359.5 369.2 371.8 379.2 3 Treasury and Agency securities 2 84.3 77.2 80.1 79.5 80.5 84.4 84.5 81.2 79.4 82.1 83.8 85.8 4 Other securities 272.8 281.1 304.5 298.1 294.6 299.9 286.0 279.5 280.0 287.1 288.0 293.4 5 Loans and leases in bank credit 3 437.8 490.2 514.1 511.6 517.4 535.5 535.2 542.5 543.0 529.4 532.3 544.5 6 Commercial and industrial 163.0 181.8 186.6 192.0 194.2 207.2 210.5 215.6 217.6 214.4 214.3 216.6 7 Real estate 21.3 22.1 22.7 22.2 22.7 22.4 22.4 22.6 22.7 22.0 21.9 22.4 11 Security 4 137.8 155.5 169.5 164.1 163.7 166.4 162.6 163.6 167.6 157.6 159.3 168.5 12 Other loans and leases 115.8 130.8 135.4 133.3 136.8 139.5 139.6 140.7 135.1 135.4 136.8 137.1 13 Interbank loans 47.3 47.9 45.1 48.5 46.5 51.3 56.4 61.3 65.0 59.0 64.9 70.4 14 Cash assets 5 56.9 49.2 49.3 51.7 53.1 52.2 47.2 46.2 52.0 49.7 50.4 48.8 15 Other assets 6 39.9 40.1 49.2 46.2 45.9 49.3 43.0 39.5 31.2 33.4 38.0 37.6 16 Total Assets 7 938.5 985.3 1,041.7 1,035.1 1,037.5 1,072.0 1,051.7 1,049.6 1,050.2 1,040.2 1,056.9 1,080.1 Liabilities 17 Deposits 623.1 673.3 673.1 677.8 677.8 700.8 727.4 734.6 741.9 745.7 753.2 748.7 18 Transaction 11.9 12.7 11.8 11.8 11.8 11.3 10.9 10.5 12.5 10.5 11.1 10.7 19 Nontransaction 611.2 660.6 661.3 666.0 665.9 689.5 716.5 724.1 729.3 735.2 742.1 738.0 22 Borrowings 382.4 420.2 437.2 444.5 432.6 435.0 446.6 462.3 473.9 479.5 490.5 481.1 23 From banks in the U.S. 50.8 55.3 51.0 50.6 49.0 47.3 55.5 59.3 53.8 74.7 69.7 57.8 24 From others 331.6 364.8 386.2 393.8 383.6 387.7 391.0 403.0 420.1 404.8 420.8 423.2 25 Net due to related foreign offices -179.0 -217.4 -210.5 -216.1 -197.7 -196.6 -243.8 -258.9 -269.1 -295.1 -300.8 -266.3 26 Other liabilities 112.9 106.6 130.4 119.2 120.0 126.6 120.1 114.5 111.6 111.5 107.9 117.5 27 Total Liabilities 939.5 982.7 1,030.3 1,025.4 1,032.7 1,065.8 1,050.2 1,052.5 1,058.3 1,041.6 1,050.9 1,080.9 28 Residual (assets less liabilities) 8 -1.0 2.5 11.5 9.6 4.8 6.2 1.6 -2.9 -8.1 -1.4 6.0 -0.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; December 8, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Assets 1 Bank credit 790.7 855.2 895.2 888.9 888.8 911.9 900.9 899.9 900.9 896.2 905.2 930.2 2 Securities in bank credit 357.0 358.3 384.6 377.5 375.1 384.3 370.4 360.7 359.5 369.2 371.8 379.2 3 Treasury and Agency securities 2 84.3 77.2 80.1 79.5 80.5 84.4 84.5 81.2 79.4 82.1 83.8 85.8 3a Trading account 24.6 24.9 26.9 25.7 26.2 27.6 27.6 24.0 22.3 25.0 26.8 27.1 3b Investment account 59.6 52.3 53.3 53.8 54.4 56.8 56.9 57.3 57.1 57.1 57.0 58.7 4 Other securities 272.8 281.1 304.5 298.1 294.6 299.9 286.0 279.5 280.0 287.1 288.0 293.4 4a Trading account 161.3 170.4 192.1 183.1 180.4 183.5 178.7 178.2 178.4 179.7 181.7 187.9 4b Investment account 111.4 110.8 112.4 115.0 114.2 116.4 107.3 101.2 101.6 107.4 106.3 105.5 5 Loans and leases in bank credit 3 433.7 496.8 510.6 511.4 513.7 527.6 530.4 539.2 541.5 527.0 533.4 551.0 6 Commercial and industrial 160.7 182.9 186.6 191.6 193.6 206.7 209.0 212.7 214.6 211.9 212.5 214.8 7 Real estate 21.3 22.1 22.7 22.2 22.7 22.4 22.4 22.6 22.7 22.0 21.9 22.4 11 Security 4 136.5 159.6 165.3 162.7 160.5 160.2 159.6 166.3 170.8 158.9 163.1 177.9 12 Other loans and leases 115.2 132.3 136.1 134.9 136.8 138.3 139.4 137.6 133.4 134.2 135.8 135.9 13 Interbank loans 47.3 47.9 45.1 48.5 46.5 51.3 56.4 61.3 65.0 59.0 64.9 70.4 14 Cash assets 5 57.9 48.4 48.6 51.0 52.6 52.5 48.1 46.9 51.9 50.7 50.6 49.9 15 Other assets 6 39.1 39.2 49.7 46.2 45.1 48.8 42.4 38.7 33.9 33.8 34.3 36.1 16 Total Assets 7 934.6 990.2 1,038.2 1,034.2 1,032.5 1,064.0 1,047.2 1,046.3 1,051.2 1,039.1 1,054.5 1,086.2 Liabilities 17 Deposits 610.5 682.4 685.1 688.5 679.2 697.7 719.1 719.7 725.7 731.4 742.5 741.3 18 Transaction 11.8 12.6 11.5 11.6 11.6 11.2 10.9 10.4 12.0 10.6 10.8 10.9 19 Nontransaction 598.7 669.7 673.5 676.9 667.6 686.6 708.2 709.3 713.7 720.8 731.7 730.5 22 Borrowings 382.4 420.2 437.2 444.5 432.6 435.0 446.6 462.3 473.9 479.5 490.5 481.1 23 From banks in the U.S. 50.8 55.3 51.0 50.6 49.0 47.3 55.5 59.3 53.8 74.7 69.7 57.8 24 From others 331.6 364.8 386.2 393.8 383.6 387.7 391.0 403.0 420.1 404.8 420.8 423.2 25 Net due to related foreign offices -176.3 -220.1 -214.4 -218.9 -200.4 -197.5 -242.4 -255.2 -265.2 -289.6 -293.6 -260.2 26 Other liabilities 115.1 104.9 127.5 117.3 118.2 125.9 121.0 116.6 113.9 114.9 112.2 121.1 27 Total Liabilities 931.8 987.3 1,035.3 1,031.3 1,029.6 1,061.1 1,044.3 1,043.4 1,048.3 1,036.2 1,051.6 1,083.3 28 Residual (assets less liabilities) 8 2.8 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; December 8, 2006 Memo Items Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 8 Nov 15 Nov 22 Nov 29 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 90.7 108.5 123.4 111.9 110.8 108.5 104.7 103.7 102.9 102.0 107.5 111.8 30 Reval. losses on off-bal. sheet items 9 82.2 96.6 110.6 99.6 96.1 92.3 91.0 91.5 87.2 85.1 91.5 95.4 31 Mortgage-backed securities 10 546.7 604.2 615.5 619.5 625.9 634.6 613.2 614.1 616.8 614.0 617.0 616.7 31a Pass-through 415.6 474.3 483.4 485.1 491.6 501.2 483.3 484.0 491.7 491.6 494.3 497.5 31b CMO, REMIC, and other 131.1 129.9 132.1 134.4 134.3 133.3 129.9 130.1 125.1 122.4 122.7 119.2 32 Net unrealized gains (losses) on available-for-sale securities 11 -8.8 -19.4 -21.0 -22.1 -19.8 -10.3 -3.1 -6.4 -5.8 -5.6 -4.8 -4.0 33 Securitized consumer loans 12 87.3 99.5 98.7 99.3 101.4 100.2 102.2 101.8 101.7 100.6 100.4 100.7 33a Credit cards and related plans 67.0 70.6 70.4 69.7 68.9 68.1 68.3 67.1 67.3 66.3 66.3 66.6 33b Other 20.2 28.9 28.4 29.6 32.5 32.0 33.8 34.7 34.5 34.4 34.2 34.1 34 Securitized business loans 12 3.2 3.0 3.0 2.9 2.7 2.4 2.3 2.3 2.3 2.3 2.3 2.3 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 329.2 326.4 325.9 325.8 324.2 326.0 330.2 332.6 334.5 332.9 331.6 323.5 33 Securitized consumer loans 12 265.2 270.6 268.9 273.7 273.2 275.4 278.3 282.8 284.8 285.3 284.9 286.5 33a Credit cards and related plans 260.9 266.3 264.7 269.7 269.3 271.9 274.8 279.3 281.1 281.6 281.1 282.8 33b Other 4.3 4.2 4.1 4.0 3.9 3.5 3.5 3.5 3.7 3.7 3.7 3.7 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 70.5 64.4 78.2 71.0 71.3 72.7 69.0 67.6 64.6 64.7 66.0 72.1 30 Reval. losses on off-bal. sheet items 9 75.8 68.2 82.8 76.1 76.8 78.9 76.0 75.6 72.1 71.7 72.4 77.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Notes on the Data Domestically chartered commercial banks acquired $17.5 billion in assets and liabilities of nonbank institutions in the week ending November 29, 2006. The major asset items affected were (in billions): real estate loans, revolving home equity, $0.8; real estate loans, commercial, $0.5; and real estate loans, other residential, $14.2. The major liability items were: nontransaction deposits, large time, $8.0 and nontransaction deposits, other, $8.0. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------