Notice to Users of the H.8 Release Data on the attached H.8 have been benchmarked through the September 2006 Call Report. Data on the previous release were benchmarked through the June 2006 Call Report. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 7,449.5 7,923.5 7,930.4 7,981.3 8,040.7 8,059.9 8,192.0 8,234.1 8,232.7 8,273.5 8,296.9 8,256.9 2 Securities in bank credit 2,059.8 2,205.7 2,188.6 2,195.2 2,206.4 2,191.2 2,206.3 2,223.6 2,227.1 2,231.6 2,237.3 2,229.2 3 Treasury and Agency securities 2 1,144.4 1,193.1 1,199.4 1,211.6 1,221.8 1,211.1 1,219.2 1,215.2 1,214.3 1,201.9 1,197.2 1,198.0 4 Other securities 915.4 1,012.6 989.3 983.5 984.7 980.0 987.2 1,008.4 1,012.8 1,029.7 1,040.1 1,031.2 5 Loans and leases in bank credit 3 5,389.7 5,717.7 5,741.8 5,786.2 5,834.2 5,868.7 5,985.7 6,010.5 6,005.6 6,041.9 6,059.6 6,027.7 6 Commercial and industrial 1,033.2 1,117.6 1,125.7 1,137.8 1,167.9 1,172.5 1,183.9 1,188.4 1,189.1 1,188.7 1,196.8 1,189.6 7 Real estate 2,882.8 3,041.3 3,081.3 3,120.2 3,119.9 3,142.2 3,287.2 3,292.5 3,291.8 3,303.7 3,306.2 3,305.5 8 Revolving home equity 445.0 443.8 444.7 451.4 447.9 450.3 466.3 467.9 467.3 469.0 469.9 468.0 9 Other 2,437.8 2,597.4 2,636.6 2,668.7 2,672.0 2,691.9 2,820.9 2,824.6 2,824.5 2,834.7 2,836.3 2,837.4 10 Consumer 711.9 733.6 728.6 722.3 728.5 727.4 724.0 729.2 729.4 734.1 739.6 734.6 11 Security 4 248.2 281.2 259.3 257.8 265.5 277.0 279.4 287.8 279.6 299.2 301.4 288.1 12 Other loans and leases 513.6 544.2 546.9 548.1 552.5 549.6 511.1 512.5 515.7 516.2 515.5 509.9 13 Interbank loans 306.3 287.2 297.9 291.8 284.4 313.5 326.0 341.5 358.0 340.0 368.7 352.8 14 Cash assets 5 313.6 307.1 307.5 314.0 301.7 295.4 300.3 297.6 308.3 288.9 304.3 295.5 15 Other assets 6 702.7 773.9 779.3 790.5 794.7 798.2 821.4 812.9 818.1 832.8 821.4 832.4 16 Total Assets 7 8,704.5 9,224.0 9,247.4 9,309.8 9,353.7 9,399.3 9,570.6 9,616.9 9,647.9 9,666.1 9,720.9 9,666.7 Liabilities 17 Deposits 5,733.3 5,977.8 6,000.6 6,039.6 6,065.2 6,104.7 6,204.3 6,243.4 6,296.4 6,226.3 6,274.5 6,292.8 18 Transaction 672.8 676.9 663.8 640.1 662.4 636.0 635.7 646.7 668.4 672.7 636.1 605.5 19 Nontransaction 5,060.5 5,300.8 5,336.8 5,399.5 5,402.8 5,468.7 5,568.6 5,596.6 5,628.0 5,553.5 5,638.4 5,687.3 20 Large time 1,413.4 1,572.7 1,597.1 1,616.2 1,655.0 1,694.8 1,714.2 1,725.8 1,735.1 1,730.4 1,727.7 1,736.7 21 Other 3,647.2 3,728.2 3,739.6 3,783.4 3,747.7 3,773.9 3,854.4 3,870.8 3,892.9 3,823.1 3,910.7 3,950.7 22 Borrowings 1,708.7 1,820.8 1,827.2 1,801.0 1,803.8 1,853.7 1,909.8 1,944.4 1,952.1 1,973.9 1,982.0 1,934.8 23 From banks in the U.S. 368.0 365.4 366.2 348.4 332.9 367.6 392.4 397.9 407.2 401.7 414.5 394.4 24 From others 1,340.7 1,455.4 1,461.1 1,452.6 1,470.9 1,486.1 1,517.4 1,546.5 1,544.9 1,572.2 1,567.5 1,540.4 25 Net due to related foreign offices 72.2 68.8 65.7 119.1 114.8 57.5 24.3 10.7 6.3 39.6 21.8 22.4 26 Other liabilities 501.6 584.8 566.4 564.6 571.6 565.2 581.1 582.7 563.8 594.9 592.9 594.4 27 Total Liabilities 8,015.9 8,452.2 8,459.9 8,524.3 8,555.4 8,581.0 8,719.5 8,781.1 8,818.6 8,834.7 8,871.1 8,844.3 28 Residual (assets less liabilities) 8 688.6 771.8 787.5 785.5 798.3 818.3 851.1 835.8 829.2 831.4 849.7 822.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 7,484.7 7,918.0 7,923.9 7,949.4 8,017.4 8,056.9 8,192.0 8,268.2 8,267.3 8,310.1 8,332.9 8,306.9 2 Securities in bank credit 2,071.4 2,213.7 2,191.6 2,183.0 2,199.8 2,184.9 2,195.8 2,228.3 2,233.6 2,238.3 2,244.2 2,234.5 3 Treasury and Agency securities 2 1,154.3 1,203.6 1,202.1 1,204.0 1,215.5 1,201.4 1,206.9 1,217.9 1,220.0 1,209.5 1,201.8 1,198.1 4 Other securities 917.1 1,010.1 989.4 979.0 984.4 983.4 989.0 1,010.3 1,013.5 1,028.8 1,042.3 1,036.4 5 Loans and leases in bank credit 3 5,413.3 5,704.3 5,732.3 5,766.5 5,817.6 5,872.0 5,996.2 6,039.9 6,033.7 6,071.8 6,088.8 6,072.4 6 Commercial and industrial 1,030.1 1,123.7 1,129.5 1,135.7 1,161.7 1,166.7 1,178.1 1,184.6 1,186.5 1,184.5 1,189.5 1,184.6 7 Real estate 2,901.6 3,039.1 3,072.8 3,111.6 3,120.3 3,149.3 3,297.7 3,313.9 3,310.7 3,321.3 3,324.5 3,324.1 8 Revolving home equity 445.0 444.8 446.2 452.3 449.4 452.2 467.5 468.0 467.4 468.4 468.3 467.1 9 Other 2,456.5 2,594.3 2,626.6 2,659.3 2,670.9 2,697.1 2,830.3 2,845.8 2,843.3 2,852.8 2,856.3 2,857.0 10 Consumer 715.1 728.0 721.9 715.0 725.7 729.1 725.9 732.8 733.7 737.4 741.0 741.1 10a Credit cards and related plans 309.5 306.5 304.8 306.9 312.0 312.6 308.5 313.1 314.6 317.9 321.1 327.9 10b Other 405.7 421.5 417.1 408.1 413.7 416.5 417.4 419.6 419.1 419.6 420.0 413.3 11 Security 4 253.4 271.9 258.9 254.0 258.2 274.2 284.9 294.8 285.4 310.7 316.1 308.5 12 Other loans and leases 513.1 541.8 549.3 550.2 551.7 552.8 509.5 513.9 517.4 517.9 517.6 514.1 13 Interbank loans 313.5 284.0 290.9 284.3 282.5 310.1 328.2 349.1 358.0 349.1 365.8 362.2 14 Cash assets 5 322.2 303.9 303.5 309.2 292.0 296.4 302.9 305.4 313.5 306.2 307.2 303.2 15 Other assets 6 702.9 778.8 781.4 791.0 796.9 800.4 821.7 813.0 810.0 826.9 815.6 831.4 16 Total Assets 7 8,755.5 9,216.9 9,232.0 9,266.3 9,321.0 9,395.9 9,576.1 9,666.4 9,679.6 9,723.1 9,750.7 9,732.7 Liabilities 17 Deposits 5,746.7 5,975.5 6,010.8 6,025.1 6,050.4 6,094.2 6,190.1 6,256.1 6,276.6 6,247.4 6,295.3 6,318.0 18 Transaction 678.7 668.4 661.5 633.2 649.6 630.8 630.8 652.9 698.4 718.2 600.7 615.2 19 Nontransaction 5,068.0 5,307.1 5,349.3 5,391.9 5,400.8 5,463.4 5,559.3 5,603.2 5,578.2 5,529.3 5,694.6 5,702.8 20 Large time 1,404.0 1,584.1 1,610.4 1,619.3 1,652.2 1,685.8 1,700.2 1,713.9 1,723.8 1,717.7 1,722.0 1,731.2 21 Other 3,664.0 3,723.0 3,738.9 3,772.6 3,748.6 3,777.6 3,859.1 3,889.3 3,854.4 3,811.6 3,972.6 3,971.5 22 Borrowings 1,704.5 1,833.8 1,837.7 1,796.4 1,797.1 1,863.6 1,908.9 1,939.2 1,943.3 1,959.8 1,952.9 1,919.7 23 From banks in the U.S. 368.8 365.3 365.6 347.7 333.9 368.9 392.9 398.7 400.0 398.0 411.3 392.4 24 From others 1,335.7 1,468.5 1,472.1 1,448.8 1,463.2 1,494.7 1,516.1 1,540.5 1,543.3 1,561.8 1,541.6 1,527.3 25 Net due to related foreign offices 81.4 63.4 58.7 110.5 115.7 61.1 30.7 22.1 23.6 51.1 36.9 28.8 26 Other liabilities 510.7 580.6 559.8 556.5 573.1 568.9 586.5 592.9 579.4 604.6 605.1 600.5 27 Total Liabilities 8,043.3 8,453.2 8,467.0 8,488.6 8,536.2 8,587.9 8,716.2 8,810.3 8,823.0 8,862.9 8,890.2 8,867.0 28 Residual (assets less liabilities) 8 712.2 763.7 765.0 777.7 784.8 808.0 859.8 856.1 856.5 860.3 860.5 865.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 6,639.9 7,023.5 7,042.7 7,097.0 7,125.8 7,149.4 7,276.6 7,314.6 7,317.2 7,337.9 7,352.3 7,329.4 2 Securities in bank credit 1,696.8 1,819.7 1,812.4 1,829.4 1,830.3 1,820.5 1,838.8 1,846.9 1,848.6 1,845.7 1,845.4 1,844.5 3 Treasury and Agency securities 2 1,060.0 1,113.0 1,119.9 1,131.0 1,137.2 1,126.6 1,138.0 1,132.5 1,130.6 1,116.1 1,110.2 1,113.0 4 Other securities 636.8 706.7 692.5 698.4 693.1 693.9 700.8 714.4 718.0 729.5 735.2 731.6 5 Loans and leases in bank credit 3 4,943.1 5,203.8 5,230.3 5,267.7 5,295.5 5,328.9 5,437.7 5,467.7 5,468.6 5,492.3 5,506.9 5,484.9 6 Commercial and industrial 869.5 931.4 934.1 943.6 960.4 961.8 968.3 972.4 974.8 972.1 981.4 972.9 7 Real estate 2,860.6 3,018.5 3,058.9 3,097.0 3,096.7 3,118.7 3,263.3 3,269.0 3,268.6 3,280.1 3,282.1 3,281.5 8 Revolving home equity 445.0 443.8 444.7 451.4 447.9 450.3 466.3 467.9 467.3 469.0 469.9 468.0 9 Other 2,415.7 2,574.7 2,614.2 2,645.6 2,648.8 2,668.4 2,797.0 2,801.0 2,801.3 2,811.1 2,812.2 2,813.5 10 Consumer 711.9 733.6 728.6 722.3 728.5 727.4 724.0 729.2 729.4 734.1 739.6 734.6 11 Security 4 109.3 111.6 95.0 93.2 96.9 111.3 112.4 121.0 117.1 127.1 128.0 123.5 12 Other loans and leases 391.8 408.8 413.7 411.6 413.0 409.8 369.7 376.1 378.7 378.9 375.7 372.4 13 Interbank loans 260.3 242.2 249.4 245.1 232.6 256.4 264.0 275.8 292.3 268.7 299.8 289.4 14 Cash assets 5 258.3 257.8 255.8 260.6 248.9 247.2 252.7 246.0 256.4 238.6 254.8 245.0 15 Other assets 6 661.1 724.8 733.1 744.6 745.4 755.2 781.9 777.7 780.1 795.2 784.5 798.7 16 Total Assets 7 7,752.4 8,181.0 8,213.8 8,280.0 8,285.4 8,340.9 8,506.6 8,545.5 8,577.3 8,571.9 8,621.4 8,592.2 Liabilities 17 Deposits 5,123.7 5,306.7 5,324.2 5,359.0 5,356.1 5,363.3 5,452.9 5,479.4 5,525.8 5,460.3 5,516.4 5,525.2 18 Transaction 660.8 665.2 652.0 628.2 651.1 625.3 625.4 635.7 657.5 662.2 625.4 594.8 19 Nontransaction 4,462.9 4,641.5 4,672.3 4,730.8 4,704.9 4,738.0 4,827.5 4,843.8 4,868.3 4,798.1 4,890.9 4,930.4 20 Large time 822.2 925.4 944.6 958.9 966.9 972.9 976.4 974.7 977.2 976.8 982.0 981.5 21 Other 3,640.7 3,716.1 3,727.7 3,771.9 3,738.0 3,765.1 3,851.1 3,869.0 3,891.1 3,821.4 3,908.9 3,948.9 22 Borrowings 1,296.1 1,384.5 1,386.3 1,377.5 1,376.4 1,407.0 1,441.1 1,455.2 1,455.8 1,482.0 1,469.8 1,431.4 23 From banks in the U.S. 308.3 314.5 315.5 299.5 286.3 313.2 334.0 334.8 338.9 345.0 341.2 335.5 24 From others 987.8 1,069.9 1,070.8 1,078.0 1,090.1 1,093.8 1,107.1 1,120.4 1,116.9 1,137.0 1,128.6 1,096.0 25 Net due to related foreign offices 256.9 279.4 281.9 318.4 316.5 309.6 292.6 304.0 317.1 320.5 314.9 322.4 26 Other liabilities 388.1 450.0 443.5 444.5 444.5 444.3 465.7 469.5 455.1 476.5 473.3 476.9 27 Total Liabilities 7,064.7 7,420.6 7,435.9 7,499.4 7,493.4 7,524.1 7,652.3 7,708.1 7,753.9 7,739.3 7,774.4 7,755.9 28 Residual (assets less liabilities) 8 687.7 760.4 778.0 780.7 792.0 816.8 854.4 837.4 823.5 832.6 847.0 836.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 6,675.5 7,021.6 7,036.4 7,068.9 7,110.6 7,151.3 7,279.8 7,347.4 7,350.6 7,367.9 7,378.6 7,365.7 2 Securities in bank credit 1,708.4 1,827.7 1,815.3 1,817.2 1,823.8 1,814.2 1,828.3 1,851.5 1,855.1 1,852.4 1,852.3 1,849.9 3 Treasury and Agency securities 2 1,069.9 1,123.5 1,122.6 1,123.3 1,130.9 1,116.9 1,125.7 1,135.2 1,136.3 1,123.7 1,114.8 1,113.1 4 Other securities 638.5 704.1 692.6 693.9 692.8 697.3 702.6 716.3 718.8 728.6 737.4 736.8 5 Loans and leases in bank credit 3 4,967.1 5,193.9 5,221.1 5,251.7 5,286.8 5,337.0 5,451.5 5,495.8 5,495.5 5,515.5 5,526.3 5,515.8 6 Commercial and industrial 868.1 937.6 938.3 942.1 954.8 957.5 965.5 970.8 973.9 969.6 975.9 968.0 7 Real estate 2,879.4 3,016.3 3,050.4 3,088.5 3,097.1 3,125.7 3,273.8 3,290.3 3,287.5 3,297.7 3,300.4 3,300.2 8 Revolving home equity 445.0 444.8 446.2 452.3 449.4 452.2 467.5 468.0 467.4 468.4 468.3 467.1 9 Other 2,434.4 2,571.5 2,604.2 2,636.2 2,647.6 2,673.6 2,806.3 2,822.3 2,820.2 2,829.2 2,832.1 2,833.1 9a Other residential 1,198.5 1,246.0 1,265.4 1,283.0 1,280.6 1,291.5 1,400.2 1,404.4 1,398.7 1,409.7 1,409.2 1,409.9 9b Commercial 1,235.9 1,325.5 1,338.7 1,353.2 1,367.0 1,382.1 1,406.1 1,417.9 1,421.5 1,419.6 1,422.9 1,423.2 10 Consumer 715.1 728.0 721.9 715.0 725.7 729.1 725.9 732.8 733.7 737.4 741.0 741.1 10a Credit cards and related plans 309.5 306.5 304.8 306.9 312.0 312.6 308.5 313.1 314.6 317.9 321.1 327.9 10d Other 405.7 421.5 417.1 408.1 413.7 416.5 417.4 419.6 419.1 419.6 420.0 413.3 11 Security 4 110.5 106.5 96.0 92.5 95.9 111.5 115.1 123.1 119.0 129.0 129.8 129.6 12 Other loans and leases 393.8 405.6 414.5 413.6 413.3 413.2 371.1 378.8 381.4 381.8 379.1 376.9 13 Interbank loans 267.4 239.0 242.5 237.7 230.7 252.9 266.1 283.5 292.3 277.8 296.9 298.8 14 Cash assets 5 266.2 255.1 252.4 256.3 238.8 247.2 254.6 253.3 261.4 254.7 256.9 251.8 15 Other assets 6 661.7 729.0 735.2 745.9 748.0 758.0 783.1 778.3 775.7 790.8 779.1 794.7 16 Total Assets 7 7,803.6 8,177.5 8,199.2 8,241.5 8,260.8 8,342.0 8,515.3 8,593.8 8,611.3 8,622.6 8,641.1 8,640.5 Liabilities 17 Deposits 5,147.1 5,292.4 5,323.8 5,343.1 5,344.4 5,361.2 5,453.9 5,504.7 5,517.1 5,489.1 5,542.7 5,552.7 18 Transaction 666.9 656.9 649.8 621.6 638.5 620.0 620.6 642.0 687.8 707.5 590.2 604.3 19 Nontransaction 4,480.2 4,635.6 4,674.0 4,721.6 4,705.9 4,741.2 4,833.3 4,862.7 4,829.3 4,781.6 4,952.5 4,948.4 20 Large time 822.5 924.8 947.2 960.4 967.0 972.3 977.5 975.2 976.6 971.7 981.6 978.6 21 Other 3,657.7 3,710.7 3,726.8 3,761.1 3,738.9 3,768.9 3,855.8 3,887.6 3,852.7 3,809.8 3,970.9 3,969.8 22 Borrowings 1,291.8 1,397.5 1,396.8 1,373.0 1,369.6 1,416.9 1,440.3 1,450.0 1,447.0 1,467.9 1,440.8 1,416.4 23 From banks in the U.S. 309.0 314.4 314.9 298.8 287.2 314.5 334.4 335.6 331.7 341.3 338.0 333.5 24 From others 982.8 1,083.0 1,081.8 1,074.1 1,082.4 1,102.4 1,105.8 1,114.5 1,115.3 1,126.6 1,102.7 1,082.9 25 Net due to related foreign offices 261.6 277.9 277.7 312.5 318.2 311.8 295.2 309.5 327.3 325.8 320.5 326.8 26 Other liabilities 393.7 448.8 438.9 438.2 446.7 447.0 469.0 476.2 466.3 482.5 479.6 481.8 27 Total Liabilities 7,094.2 7,416.7 7,437.1 7,466.8 7,478.9 7,536.9 7,658.4 7,740.5 7,757.7 7,765.2 7,783.5 7,777.7 28 Residual (assets less liabilities) 8 709.3 760.8 762.1 774.8 781.9 805.1 856.9 853.2 853.6 857.3 857.6 862.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 3,678.7 3,926.0 3,919.9 3,942.4 3,957.2 3,958.0 4,075.6 4,110.0 4,114.8 4,129.2 4,135.8 4,107.0 2 Securities in bank credit 995.9 1,126.4 1,123.2 1,137.7 1,136.5 1,115.1 1,124.0 1,134.6 1,138.4 1,142.1 1,143.6 1,143.0 3 Treasury and Agency securities 2 572.9 635.1 647.7 657.4 660.4 644.8 657.1 654.6 653.6 646.1 643.0 646.3 3a Trading account 40.3 38.9 47.9 50.2 47.2 44.3 51.5 53.3 53.3 50.1 47.3 47.7 3b Investment account 532.6 596.2 599.8 607.2 613.1 600.5 605.6 601.3 600.3 596.0 595.7 598.5 3c Mortgage-backed 437.4 513.5 524.4 537.2 542.6 527.1 533.0 529.5 529.3 526.2 528.7 528.8 3d Other 95.2 82.7 75.4 70.0 70.6 73.4 72.6 71.8 71.0 69.7 67.1 69.7 4 Other securities 423.0 491.3 475.5 480.3 476.1 470.3 467.0 480.1 484.8 496.0 500.6 496.7 4a Trading account 203.3 241.8 228.5 228.6 224.3 221.5 222.0 233.1 236.5 246.3 251.0 250.5 4b Investment account 219.8 249.5 246.9 251.7 251.8 248.8 245.0 247.0 248.3 249.8 249.6 246.2 4c State and local government 37.8 45.1 43.8 42.9 42.7 42.6 45.2 47.4 48.1 48.4 49.9 49.8 4d Other 181.9 204.4 203.1 208.8 209.1 206.1 199.8 199.6 200.2 201.3 199.7 196.4 5 Loans and leases in bank credit 3 2,682.8 2,799.7 2,796.7 2,804.7 2,820.8 2,842.9 2,951.6 2,975.3 2,976.4 2,987.0 2,992.2 2,964.0 6 Commercial and industrial 513.8 554.4 551.0 553.1 560.4 558.6 566.0 568.2 569.6 568.0 575.7 566.8 7 Real estate 1,425.4 1,469.7 1,489.1 1,507.4 1,506.5 1,521.3 1,658.5 1,663.5 1,665.2 1,663.2 1,660.0 1,657.7 8 Revolving home equity 314.2 321.3 322.4 323.9 324.3 327.2 344.7 344.7 344.1 345.0 345.8 344.2 9 Other 1,111.2 1,148.4 1,166.7 1,183.5 1,182.3 1,194.0 1,313.8 1,318.9 1,321.1 1,318.2 1,314.2 1,313.5 9a Other residential 692.9 707.8 721.9 735.0 730.0 736.3 843.6 843.5 841.5 841.6 839.6 838.0 9b Commercial 418.3 440.6 444.8 448.6 452.3 457.8 470.2 475.4 479.5 476.6 474.6 475.5 10 Consumer 358.3 377.7 372.8 364.3 370.2 370.3 374.0 379.6 379.9 382.9 384.5 377.4 11 Security 4 98.6 100.5 83.6 81.8 85.6 99.6 100.6 108.6 104.3 115.1 116.0 111.3 11a Fed funds and RPs with broker/dealer 81.1 80.7 65.2 64.9 68.8 82.5 84.4 89.9 84.4 96.6 96.5 92.6 11b Other 17.5 19.8 18.4 16.9 16.9 17.0 16.2 18.7 19.9 18.6 19.5 18.7 12a State and local government 18.9 19.4 19.5 19.6 20.4 20.8 23.4 23.5 23.5 23.5 23.3 23.3 12b Agricultural 10.1 10.2 10.0 10.1 10.1 10.1 10.3 10.5 10.5 10.6 10.7 10.6 12c Fed funds and RPs with others 19.3 18.6 24.0 24.1 23.4 24.6 24.8 28.2 31.8 28.0 28.0 24.4 12d All other loans 144.4 155.4 152.0 150.1 150.1 143.6 101.2 100.6 99.2 103.4 101.6 99.9 12e Lease financing receivables 94.1 93.9 94.6 94.4 93.8 93.9 92.8 92.5 92.4 92.4 92.4 92.6 13 Interbank loans 166.5 142.4 145.3 143.7 132.9 156.1 162.6 160.3 175.2 158.3 179.7 167.9 13a Fed funds and RPs with banks 102.2 82.4 84.3 83.5 74.3 94.9 88.7 91.1 101.2 92.3 100.8 100.0 13b Other 64.3 59.9 60.9 60.2 58.6 61.2 73.8 69.2 74.0 66.0 78.9 67.8 14 Cash assets 5 150.0 148.2 148.7 147.9 136.8 137.1 143.2 138.1 144.5 135.2 144.4 135.8 15 Other assets 6 460.3 479.8 481.7 490.5 489.1 502.1 508.9 500.4 507.9 508.3 501.3 513.2 16 Total Assets 7 4,422.8 4,664.3 4,663.6 4,692.6 4,684.3 4,721.8 4,857.1 4,875.7 4,909.1 4,898.1 4,927.4 4,890.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Liabilities 17 Deposits 2,605.2 2,698.4 2,692.6 2,694.9 2,681.1 2,684.9 2,752.9 2,745.5 2,774.8 2,729.4 2,760.9 2,759.3 18 Transaction 308.7 317.4 314.1 296.0 313.5 301.0 301.7 306.2 321.8 329.5 299.6 281.1 19 Nontransaction 2,296.4 2,381.0 2,378.4 2,398.9 2,367.6 2,383.9 2,451.2 2,439.3 2,452.9 2,399.9 2,461.3 2,478.2 20 Large time 387.0 456.7 465.0 471.3 467.1 469.2 475.8 468.6 469.1 472.0 474.6 474.1 21 Other 1,909.4 1,924.3 1,913.5 1,927.6 1,900.5 1,914.7 1,975.4 1,970.7 1,983.8 1,927.9 1,986.7 2,004.1 22 Borrowings 780.7 850.1 843.1 836.6 844.1 864.1 878.0 893.2 894.4 916.8 916.3 873.3 23 From banks in the U.S. 138.2 148.3 150.0 137.4 136.0 150.3 147.5 152.5 155.8 160.6 163.1 150.2 24 From others 642.4 701.9 693.1 699.1 708.1 713.8 730.5 740.7 738.7 756.3 753.2 723.1 25 Net due to related foreign offices 243.4 260.2 263.5 298.0 297.2 289.3 271.8 282.8 296.6 297.7 292.8 300.1 26 Other liabilities 318.7 377.0 371.4 371.6 368.3 365.4 379.4 382.6 370.1 388.4 386.2 389.6 27 Total Liabilities 3,948.0 4,185.7 4,170.6 4,201.0 4,190.7 4,203.7 4,282.0 4,304.2 4,336.0 4,332.3 4,356.2 4,322.3 28 Residual (assets less liabilities) 8 474.8 478.6 493.0 491.6 493.6 518.1 575.1 571.5 573.2 565.8 571.2 567.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 3,698.7 3,932.8 3,923.8 3,924.7 3,945.1 3,956.2 4,071.1 4,125.8 4,129.8 4,144.0 4,150.4 4,126.8 2 Securities in bank credit 1,008.9 1,136.2 1,125.2 1,127.1 1,132.7 1,112.1 1,115.8 1,141.2 1,145.7 1,149.5 1,150.9 1,147.1 3 Treasury and Agency securities 2 584.1 647.4 649.5 651.3 656.9 638.4 647.1 659.2 660.1 654.4 648.1 645.2 3a Trading account 42.2 40.9 48.0 49.0 46.5 43.2 49.0 55.8 56.8 52.8 48.0 46.7 3b Investment account 541.9 606.5 601.5 602.3 610.4 595.1 598.1 603.3 603.4 601.6 600.1 598.5 3c Mortgage-backed 445.8 522.5 525.6 532.5 540.1 522.5 526.8 530.8 531.7 530.9 531.7 528.3 3d Other 96.1 84.0 75.9 69.8 70.3 72.6 71.3 72.5 71.7 70.8 68.4 70.1 4 Other securities 424.7 488.8 475.6 475.8 475.8 473.7 468.8 482.0 485.5 495.1 502.8 501.9 4a Trading account 204.1 240.6 228.6 226.4 224.2 223.1 222.8 234.0 236.9 245.9 252.1 253.1 4b Investment account 220.7 248.2 247.1 249.3 251.6 250.6 245.9 248.0 248.6 249.2 250.7 248.9 4c State and local government 38.0 44.8 43.9 42.5 42.6 43.0 45.4 47.6 48.0 48.2 50.1 50.4 4d Other 182.7 203.4 203.2 206.8 209.0 207.6 200.5 200.4 200.6 201.0 200.6 198.4 5 Loans and leases in bank credit 3 2,689.8 2,796.6 2,798.7 2,797.6 2,812.4 2,844.1 2,955.2 2,984.6 2,984.2 2,994.5 2,999.5 2,979.7 6 Commercial and industrial 513.3 557.9 553.5 551.8 557.1 556.5 564.5 567.7 569.8 566.8 572.2 564.0 7 Real estate 1,430.5 1,472.7 1,490.0 1,505.2 1,506.4 1,522.4 1,661.2 1,669.7 1,668.9 1,668.0 1,668.1 1,665.5 8 Revolving home equity 314.4 322.2 323.7 324.6 325.5 328.4 345.2 344.9 344.6 345.0 345.0 343.8 9 Other 1,116.2 1,150.5 1,166.3 1,180.6 1,180.9 1,194.0 1,316.0 1,324.9 1,324.3 1,323.0 1,323.1 1,321.7 9a Other residential 695.4 710.4 723.0 734.6 730.3 736.8 844.0 846.7 843.2 844.3 844.2 842.1 9b Commercial 420.7 440.1 443.3 446.0 450.6 457.2 472.0 478.2 481.1 478.7 478.9 479.5 10 Consumer 358.0 375.4 370.1 360.5 368.1 370.9 373.6 379.5 379.7 382.2 383.3 378.6 10a Credit cards and related plans 116.3 116.2 115.5 115.5 118.8 119.8 120.3 123.8 124.5 126.4 126.8 128.8 10b Other 241.7 259.2 254.6 245.1 249.4 251.1 253.3 255.7 255.1 255.8 256.4 249.8 11 Security 4 99.7 95.6 84.6 81.3 84.6 100.0 103.4 110.3 105.9 116.7 117.3 117.0 11a Fed funds and RPs with broker/dealer 82.0 76.7 66.1 64.3 67.6 82.6 86.5 91.4 85.8 97.8 97.5 97.1 11b Other 17.7 18.9 18.5 17.1 17.0 17.3 16.8 18.9 20.0 18.9 19.7 19.8 12a State and local government 18.9 19.4 19.5 19.6 20.4 20.8 23.4 23.5 23.5 23.5 23.3 23.3 12b Agricultural 10.1 10.1 10.1 10.2 10.2 10.1 10.4 10.5 10.5 10.6 10.6 10.6 12c Fed funds and RPs with others 19.3 18.6 24.0 24.1 23.4 24.6 24.8 28.2 31.8 28.0 28.0 24.4 12d All other loans 145.9 153.2 152.6 151.3 149.0 145.5 101.4 102.7 101.7 106.1 104.1 103.6 12e Lease financing receivables 94.1 93.7 94.1 93.8 93.1 93.2 92.7 92.5 92.5 92.5 92.6 92.8 13 Interbank loans 168.0 144.8 144.1 142.2 133.4 154.8 162.3 161.4 169.6 161.6 168.3 172.1 13a Fed funds and RPs with banks 103.1 83.8 83.7 82.7 74.6 94.1 88.6 91.6 98.0 94.2 94.4 102.6 13b Other 64.9 61.0 60.4 59.5 58.8 60.7 73.7 69.8 71.6 67.4 73.9 69.5 14 Cash assets 5 154.0 146.9 146.2 143.9 128.4 135.7 143.6 141.8 147.4 144.3 145.7 140.8 15 Other assets 6 460.9 484.1 483.8 491.8 491.8 504.9 510.1 501.0 503.5 503.9 496.0 509.2 16 Total Assets 7 4,448.7 4,676.6 4,665.9 4,670.9 4,666.9 4,719.9 4,854.2 4,896.9 4,917.1 4,920.9 4,926.2 4,914.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Liabilities 17 Deposits 2,616.3 2,687.2 2,693.7 2,687.7 2,672.6 2,683.6 2,753.6 2,758.0 2,765.9 2,746.2 2,769.5 2,776.4 18 Transaction 311.6 312.8 313.6 291.6 303.5 297.0 296.8 309.6 342.4 355.2 275.0 289.3 19 Nontransaction 2,304.7 2,374.4 2,380.2 2,396.1 2,369.1 2,386.6 2,456.7 2,448.3 2,423.5 2,391.0 2,494.5 2,487.2 20 Large time 387.4 456.2 467.6 472.8 467.2 468.6 476.9 469.0 468.5 467.0 474.2 471.2 21 Other 1,917.3 1,918.2 1,912.6 1,923.4 1,901.9 1,918.0 1,979.8 1,979.3 1,955.0 1,924.0 2,020.3 2,016.0 22 Borrowings 776.4 863.1 853.5 832.0 837.3 874.1 877.1 888.1 885.6 902.8 887.2 858.3 23 From banks in the U.S. 139.0 148.2 149.4 136.7 136.9 151.6 147.9 153.3 148.6 156.8 159.9 148.2 24 From others 637.4 715.0 704.1 695.3 700.4 722.4 729.2 734.8 737.1 745.9 727.3 710.0 25 Net due to related foreign offices 248.2 258.7 259.3 292.1 299.0 291.5 274.4 288.4 306.7 303.0 298.4 304.5 26 Other liabilities 324.3 375.8 366.8 365.3 370.5 368.1 382.7 389.3 381.4 394.4 392.5 394.5 27 Total Liabilities 3,965.2 4,184.8 4,173.4 4,177.2 4,179.3 4,217.3 4,287.8 4,323.8 4,339.7 4,346.3 4,347.6 4,333.8 28 Residual (assets less liabilities) 8 483.5 491.7 492.5 493.7 487.5 502.6 566.3 573.1 577.4 574.6 578.6 581.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 2,959.7 3,096.1 3,123.7 3,154.6 3,167.4 3,189.5 3,201.0 3,203.5 3,202.3 3,207.6 3,214.8 3,221.6 2 Securities in bank credit 699.3 691.9 690.0 691.7 692.6 703.4 714.9 711.1 710.1 702.4 700.1 700.7 3 Treasury and Agency securities 2 485.6 476.5 473.1 473.7 475.6 479.8 481.0 476.7 476.9 468.9 465.4 465.9 4 Other securities 213.8 215.4 217.0 218.1 217.0 223.6 233.9 234.4 233.3 233.5 234.6 234.9 5 Loans and leases in bank credit 3 2,260.3 2,404.2 2,433.7 2,462.9 2,474.7 2,486.0 2,486.1 2,492.4 2,492.2 2,505.2 2,514.7 2,520.8 6 Commercial and industrial 355.8 377.0 383.1 390.5 400.0 403.2 402.3 404.2 405.2 404.1 405.7 406.1 7 Real estate 1,435.2 1,548.8 1,569.8 1,589.6 1,590.2 1,597.4 1,604.8 1,605.4 1,603.4 1,616.9 1,622.1 1,623.8 8 Revolving home equity 130.8 122.5 122.2 127.6 123.7 123.1 121.6 123.3 123.1 124.0 124.0 123.8 9 Other 1,304.4 1,426.2 1,447.5 1,462.1 1,466.5 1,474.3 1,483.2 1,482.1 1,480.3 1,492.9 1,498.1 1,500.0 10 Consumer 353.6 355.9 355.8 358.0 358.3 357.1 350.0 349.6 349.5 351.2 355.2 357.2 11 Security 4 10.6 11.1 11.5 11.4 11.3 11.7 11.7 12.4 12.8 12.0 12.0 12.2 12 Other loans and leases 105.1 111.4 113.6 113.4 115.0 116.7 117.2 120.7 121.3 121.0 119.7 121.6 13 Interbank loans 93.8 99.8 104.1 101.4 99.7 100.2 101.4 115.5 117.1 110.4 120.1 121.5 14 Cash assets 5 108.3 109.6 107.0 112.7 112.1 110.0 109.5 107.9 112.0 103.4 110.4 109.2 15 Other assets 6 200.8 245.0 251.5 254.1 256.2 253.1 273.0 277.3 272.3 286.9 283.1 285.5 16 Total Assets 7 3,328.1 3,515.2 3,551.2 3,587.5 3,599.9 3,617.1 3,649.6 3,668.7 3,668.1 3,672.6 3,692.3 3,701.4 Liabilities 17 Deposits 2,518.5 2,608.3 2,631.7 2,664.1 2,675.0 2,678.4 2,700.0 2,733.9 2,751.1 2,730.9 2,755.4 2,765.9 18 Transaction 352.1 347.8 337.8 332.2 337.6 324.3 323.7 329.5 335.7 332.7 325.8 313.7 19 Nontransaction 2,166.4 2,260.5 2,293.8 2,332.0 2,337.3 2,354.1 2,376.3 2,404.5 2,415.4 2,398.2 2,429.6 2,452.2 20 Large time 435.1 468.6 479.6 487.7 499.8 503.7 500.6 506.1 508.1 504.8 507.4 507.4 21 Other 1,731.3 1,791.9 1,814.2 1,844.3 1,837.5 1,850.4 1,875.7 1,898.3 1,907.3 1,893.5 1,922.2 1,944.9 22 Borrowings 515.4 534.3 543.2 540.9 532.3 542.9 563.1 561.9 561.3 565.2 553.5 558.1 23 From banks in the U.S. 170.0 166.3 165.5 162.1 150.3 162.9 186.5 182.3 183.1 184.5 178.1 185.2 24 From others 345.4 368.1 377.7 378.9 382.0 380.0 376.6 379.7 378.2 380.7 375.4 372.9 25 Net due to related foreign offices 13.5 19.2 18.4 20.4 19.3 20.3 20.8 21.1 20.6 22.8 22.1 22.3 26 Other liabilities 69.4 73.0 72.0 72.8 76.2 78.9 86.3 86.9 85.0 88.1 87.1 87.3 27 Total Liabilities 3,116.8 3,234.9 3,265.3 3,298.3 3,302.7 3,320.4 3,370.3 3,403.9 3,417.9 3,407.0 3,418.2 3,433.6 28 Residual (assets less liabilities) 8 211.3 280.3 285.8 289.1 297.2 296.8 279.4 264.8 250.2 265.6 274.0 267.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 2,976.8 3,088.7 3,112.6 3,144.2 3,165.5 3,195.1 3,208.7 3,221.6 3,220.7 3,223.9 3,228.2 3,238.9 2 Securities in bank credit 699.5 691.5 690.1 690.1 691.1 702.2 712.5 710.4 709.4 702.8 701.4 702.8 3 Treasury and Agency securities 2 485.8 476.1 473.1 472.0 474.1 478.5 478.6 476.0 476.2 469.3 466.7 467.9 4 Other securities 213.8 215.4 217.0 218.1 217.0 223.6 233.9 234.4 233.3 233.5 234.6 234.9 5 Loans and leases in bank credit 3 2,277.2 2,397.3 2,422.5 2,454.1 2,474.4 2,493.0 2,496.2 2,511.2 2,511.3 2,521.1 2,526.8 2,536.1 6 Commercial and industrial 354.8 379.6 384.8 390.4 397.7 401.0 401.0 403.2 404.1 402.8 403.7 404.1 7 Real estate 1,448.9 1,543.5 1,560.4 1,583.3 1,590.6 1,603.3 1,612.6 1,620.6 1,618.6 1,629.7 1,632.3 1,634.7 8 Revolving home equity 130.6 122.6 122.5 127.7 123.9 123.8 122.3 123.2 122.8 123.4 123.3 123.3 9 Other 1,318.3 1,421.0 1,437.8 1,455.6 1,466.7 1,479.5 1,490.3 1,497.4 1,495.9 1,506.2 1,509.0 1,511.4 9a Other residential 503.1 535.6 542.5 548.4 550.3 554.6 556.2 557.7 555.5 565.4 565.0 567.7 9b Commercial 815.1 885.4 895.4 907.2 916.4 924.9 934.2 939.7 940.4 940.9 944.0 943.6 10 Consumer 357.1 352.6 351.8 354.5 357.6 358.2 352.4 353.3 354.0 355.2 357.8 362.5 10a Credit cards and related plans 193.2 190.3 189.3 191.4 193.2 192.8 188.3 189.4 190.1 191.4 194.3 199.1 10b Other 163.9 162.3 162.5 163.0 164.4 165.4 164.1 163.9 163.9 163.8 163.5 163.4 11 Security 4 10.8 10.9 11.4 11.2 11.3 11.5 11.7 12.8 13.1 12.3 12.6 12.6 12 Other loans and leases 105.6 110.6 114.1 114.8 117.2 118.9 118.5 121.3 121.5 121.1 120.5 122.2 13 Interbank loans 99.5 94.2 98.4 95.5 97.3 98.1 103.9 122.1 122.7 116.2 128.6 126.7 14 Cash assets 5 112.3 108.2 106.1 112.3 110.4 111.5 110.9 111.5 114.1 110.4 111.2 110.9 15 Other assets 6 200.8 245.0 251.5 254.1 256.2 253.1 273.0 277.3 272.3 286.9 283.1 285.5 16 Total Assets 7 3,354.8 3,500.9 3,533.3 3,570.6 3,593.9 3,622.2 3,661.2 3,696.9 3,694.2 3,701.7 3,715.0 3,725.6 Liabilities 17 Deposits 2,530.8 2,605.2 2,630.1 2,655.4 2,671.8 2,677.6 2,700.3 2,746.7 2,751.1 2,742.8 2,773.1 2,776.2 18 Transaction 355.3 344.1 336.3 330.0 335.0 323.0 323.7 332.4 345.4 352.3 315.2 315.0 19 Nontransaction 2,175.5 2,261.1 2,293.8 2,325.4 2,336.8 2,354.6 2,376.6 2,414.4 2,405.8 2,390.6 2,458.0 2,461.2 20 Large time 435.1 468.6 479.6 487.7 499.8 503.7 500.6 506.1 508.1 504.8 507.4 507.4 21 Other 1,740.4 1,792.5 1,814.2 1,837.8 1,837.0 1,850.9 1,876.0 1,908.3 1,897.7 1,885.8 1,950.6 1,953.8 22 Borrowings 515.4 534.3 543.2 540.9 532.3 542.9 563.1 561.9 561.3 565.2 553.5 558.1 23 From banks in the U.S. 170.0 166.3 165.5 162.1 150.3 162.9 186.5 182.3 183.1 184.5 178.1 185.2 24 From others 345.4 368.1 377.7 378.9 382.0 380.0 376.6 379.7 378.2 380.7 375.4 372.9 25 Net due to related foreign offices 13.5 19.2 18.4 20.4 19.3 20.3 20.8 21.1 20.6 22.8 22.1 22.3 26 Other liabilities 69.4 73.0 72.0 72.8 76.2 78.9 86.3 86.9 85.0 88.1 87.1 87.3 27 Total Liabilities 3,129.0 3,231.8 3,263.7 3,289.6 3,299.5 3,319.6 3,370.5 3,416.7 3,418.0 3,418.9 3,436.0 3,443.9 28 Residual (assets less liabilities) 8 225.8 269.1 269.6 281.1 294.4 302.5 290.6 280.2 276.2 282.7 279.0 281.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 809.6 899.9 887.7 884.3 914.8 910.4 915.4 919.5 915.5 935.5 944.6 927.5 2 Securities in bank credit 363.0 386.0 376.3 365.8 376.1 370.6 367.5 376.7 378.5 385.9 391.9 384.6 3 Treasury and Agency securities 2 84.4 80.1 79.5 80.7 84.5 84.5 81.2 82.8 83.7 85.7 87.0 85.1 4 Other securities 278.6 305.9 296.8 285.1 291.5 286.1 286.3 294.0 294.8 300.2 304.9 299.6 5 Loans and leases in bank credit 3 446.6 513.9 511.5 518.5 538.7 539.8 548.0 542.8 537.0 549.6 552.7 542.8 6 Commercial and industrial 163.7 186.2 191.6 194.2 207.5 210.7 215.5 216.0 214.3 216.7 215.4 216.8 7 Real estate 22.1 22.8 22.4 23.1 23.2 23.5 23.9 23.5 23.2 23.6 24.1 23.9 11 Security 4 139.0 169.6 164.3 164.7 168.6 165.7 167.1 166.8 162.5 172.0 173.4 164.6 12 Other loans and leases 121.8 135.4 133.2 136.6 139.5 139.8 141.4 136.4 137.0 137.3 139.8 137.5 13 Interbank loans 46.0 45.1 48.5 46.7 51.8 57.1 62.0 65.7 65.7 71.3 68.9 63.4 14 Cash assets 5 55.3 49.4 51.8 53.3 52.9 48.3 47.5 51.6 51.9 50.3 49.5 50.5 15 Other assets 6 41.6 49.2 46.1 46.0 49.3 43.1 39.5 35.2 38.0 37.6 37.0 33.6 16 Total Assets 7 952.0 1,043.0 1,033.6 1,029.7 1,068.3 1,058.4 1,064.0 1,071.4 1,070.5 1,094.2 1,099.5 1,074.5 Liabilities 17 Deposits 609.6 671.1 676.3 680.6 709.1 741.4 751.4 763.9 770.6 765.9 758.1 767.6 18 Transaction 12.0 11.8 11.9 11.9 11.3 10.8 10.4 11.0 10.9 10.5 10.7 10.7 19 Nontransaction 597.6 659.3 664.5 668.7 697.8 730.6 741.1 752.9 759.6 755.4 747.4 756.9 22 Borrowings 412.7 436.3 440.9 423.5 427.4 446.7 468.6 489.2 496.3 491.9 512.1 503.3 23 From banks in the U.S. 59.7 50.9 50.6 48.9 46.6 54.4 58.4 63.1 68.3 56.7 73.3 58.9 24 From others 352.9 385.4 390.3 374.6 380.8 392.3 410.2 426.1 428.0 435.2 438.9 444.4 25 Net due to related foreign offices -184.6 -210.6 -216.2 -199.3 -201.6 -252.1 -268.2 -293.3 -310.8 -280.8 -293.1 -300.0 26 Other liabilities 113.5 134.9 122.9 120.2 127.1 120.9 115.4 113.2 108.7 118.4 119.6 117.5 27 Total Liabilities 951.2 1,031.6 1,024.0 1,024.9 1,062.0 1,057.0 1,067.3 1,073.0 1,064.8 1,095.4 1,096.7 1,088.4 28 Residual (assets less liabilities) 8 0.9 11.4 9.6 4.8 6.2 1.4 -3.3 -1.6 5.8 -1.1 2.8 -14.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; December 22, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Assets 1 Bank credit 809.3 896.5 887.5 880.5 906.9 905.6 912.2 920.8 916.7 942.2 954.3 941.2 2 Securities in bank credit 363.0 386.0 376.3 365.8 376.1 370.6 367.5 376.7 378.5 385.9 391.9 384.6 3 Treasury and Agency securities 2 84.4 80.1 79.5 80.7 84.5 84.5 81.2 82.8 83.7 85.7 87.0 85.1 3a Trading account 25.9 26.9 25.7 26.2 27.7 27.7 24.0 25.4 26.8 27.2 29.0 25.0 3b Investment account 58.5 53.2 53.8 54.4 56.9 56.8 57.2 57.4 56.9 58.6 58.0 60.1 4 Other securities 278.6 305.9 296.8 285.1 291.5 286.1 286.3 294.0 294.8 300.2 304.9 299.6 4a Trading account 163.4 191.8 182.9 180.6 183.6 178.5 177.9 181.8 181.3 187.5 191.4 184.7 4b Investment account 115.2 114.1 113.9 104.6 108.0 107.6 108.4 112.2 113.4 112.6 113.5 114.9 5 Loans and leases in bank credit 3 446.2 510.4 511.2 514.7 530.8 535.0 544.8 544.0 538.2 556.3 562.4 556.6 6 Commercial and industrial 162.0 186.1 191.1 193.5 206.9 209.2 212.6 213.7 212.6 214.9 213.5 216.5 7 Real estate 22.1 22.8 22.4 23.1 23.2 23.5 23.9 23.5 23.2 23.6 24.1 23.9 11 Security 4 142.8 165.4 162.9 161.5 162.3 162.7 169.8 171.7 166.5 181.7 186.2 178.9 12 Other loans and leases 119.3 136.1 134.8 136.6 138.4 139.6 138.4 135.1 136.0 136.1 138.5 137.2 13 Interbank loans 46.0 45.1 48.5 46.7 51.8 57.1 62.0 65.7 65.7 71.3 68.9 63.4 14 Cash assets 5 55.9 48.7 51.1 52.9 53.2 49.2 48.3 52.1 52.1 51.4 50.3 51.4 15 Other assets 6 41.2 49.7 46.2 45.1 48.9 42.4 38.7 34.6 34.3 36.1 36.6 36.7 16 Total Assets 7 951.9 1,039.5 1,032.7 1,024.7 1,060.2 1,053.8 1,060.8 1,072.7 1,068.3 1,100.5 1,109.6 1,092.2 Liabilities 17 Deposits 599.6 683.0 687.0 682.0 706.0 733.0 736.2 751.4 759.6 758.4 752.6 765.3 18 Transaction 11.8 11.5 11.6 11.6 11.1 10.8 10.2 10.9 10.6 10.7 10.5 10.9 19 Nontransaction 587.8 671.5 675.4 670.4 694.9 722.2 726.0 740.5 749.0 747.7 742.1 754.4 22 Borrowings 412.7 436.3 440.9 423.5 427.4 446.7 468.6 489.2 496.3 491.9 512.1 503.3 23 From banks in the U.S. 59.7 50.9 50.6 48.9 46.6 54.4 58.4 63.1 68.3 56.7 73.3 58.9 24 From others 352.9 385.4 390.3 374.6 380.8 392.3 410.2 426.1 428.0 435.2 438.9 444.4 25 Net due to related foreign offices -180.2 -214.6 -219.0 -202.0 -202.6 -250.6 -264.5 -287.5 -303.6 -274.7 -283.6 -298.0 26 Other liabilities 117.0 131.8 120.9 118.3 126.4 121.9 117.5 116.7 113.1 122.1 125.5 118.7 27 Total Liabilities 949.0 1,036.6 1,029.8 1,021.8 1,057.3 1,051.0 1,057.8 1,069.8 1,065.4 1,097.6 1,106.7 1,089.3 28 Residual (assets less liabilities) 8 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; December 22, 2006 Memo Items Not seasonally adjusted, billions of dollars Account 2005 2006 2006 2006 2006 2006 2006 2006 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 22 Nov 29 Dec 6 Dec 13 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 94.3 126.8 115.4 110.8 108.5 104.7 103.7 106.5 107.5 111.8 118.5 118.9 30 Reval. losses on off-bal. sheet items 9 80.6 110.6 99.6 96.1 92.3 91.0 91.5 90.2 91.5 95.4 100.1 99.1 31 Mortgage-backed securities 10 550.6 615.5 619.6 628.7 637.3 615.9 616.9 619.2 619.8 619.5 621.1 616.7 31a Pass-through 416.0 483.4 484.9 488.6 498.3 480.4 481.0 491.2 491.4 494.5 496.5 494.3 31b CMO, REMIC, and other 134.6 132.1 134.7 140.0 139.0 135.6 135.8 128.0 128.4 124.9 124.6 122.3 32 Net unrealized gains (losses) on available-for-sale securities 11 -11.4 -21.0 -22.1 -19.8 -10.3 -3.1 -6.4 -4.9 -4.8 -4.0 -1.4 -0.6 33 Securitized consumer loans 12 90.8 101.1 101.6 101.8 100.6 102.5 101.8 100.9 100.4 100.7 100.4 101.3 33a Credit cards and related plans 68.7 70.8 70.1 69.3 68.6 68.7 67.1 66.6 66.3 66.6 66.4 66.4 33b Other 22.1 30.3 31.4 32.5 32.0 33.8 34.7 34.3 34.2 34.1 34.0 35.0 34 Securitized business loans 12 3.1 2.9 2.9 2.6 2.4 2.3 2.2 2.2 2.2 2.2 2.2 2.2 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 327.8 325.9 325.9 325.1 325.4 331.3 334.7 333.2 333.5 328.5 325.6 326.0 33 Securitized consumer loans 12 263.0 269.7 274.2 273.6 275.9 278.8 282.9 285.4 284.9 286.6 285.5 285.4 33a Credit cards and related plans 258.9 265.7 270.2 269.7 272.3 275.3 279.4 281.7 281.2 282.9 281.8 281.7 33b Other 4.2 3.9 4.0 3.9 3.5 3.5 3.5 3.7 3.7 3.7 3.7 3.7 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 71.8 82.8 74.5 71.0 72.4 68.6 67.1 66.6 65.5 71.6 75.7 71.6 30 Reval. losses on off-bal. sheet items 9 78.0 87.3 79.8 76.7 78.9 76.1 75.7 73.7 72.5 77.4 81.3 77.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------