----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 7,647.9 8,041.0 8,060.1 8,192.9 8,233.8 8,286.4 8,312.0 8,379.2 8,377.1 8,413.3 8,436.8 8,327.2 2 Securities in bank credit 2,107.6 2,206.4 2,191.1 2,206.2 2,219.1 2,221.1 2,212.6 2,230.1 2,223.8 2,246.3 2,263.0 2,255.3 3 Treasury and Agency securities 2 1,181.5 1,221.9 1,210.5 1,210.5 1,207.5 1,194.2 1,196.5 1,199.8 1,191.1 1,207.8 1,217.4 1,217.3 4 Other securities 926.1 984.5 980.7 995.8 1,011.6 1,026.9 1,016.0 1,030.2 1,032.8 1,038.5 1,045.5 1,038.1 5 Loans and leases in bank credit 3 5,540.2 5,834.5 5,869.0 5,986.7 6,014.7 6,065.3 6,099.4 6,149.1 6,153.2 6,167.0 6,173.9 6,071.8 6 Commercial and industrial 1,063.0 1,160.4 1,164.9 1,176.1 1,181.3 1,190.2 1,193.6 1,201.4 1,200.8 1,211.4 1,207.4 1,204.3 7 Real estate 2,970.4 3,130.7 3,153.5 3,299.3 3,306.8 3,331.0 3,347.7 3,372.3 3,377.7 3,374.8 3,380.7 3,296.0 8 Revolving home equity 447.3 448.5 450.9 466.9 468.4 471.4 472.9 470.5 470.7 470.8 471.1 458.7 9 Other 2,523.1 2,682.2 2,702.6 2,832.4 2,838.3 2,859.6 2,874.8 2,901.8 2,907.0 2,904.0 2,909.6 2,837.4 10 Consumer 712.4 729.0 727.9 724.7 729.8 736.7 744.1 743.8 744.0 737.1 739.1 739.8 11 Security 4 263.6 265.5 277.0 279.3 287.8 292.2 295.6 308.3 307.2 318.4 323.5 305.7 12 Other loans and leases 530.9 548.9 545.6 507.3 509.1 515.3 518.4 523.3 523.5 525.3 523.2 526.0 13 Interbank loans 289.8 284.4 313.5 326.0 340.2 356.7 365.6 361.5 351.4 382.0 363.3 363.2 14 Cash assets 5 314.9 301.7 295.4 300.2 297.5 301.1 302.4 304.4 309.4 311.2 295.9 303.0 15 Other assets 6 748.2 794.7 798.2 821.3 812.9 831.5 842.3 852.5 859.5 877.0 856.2 862.5 16 Total Assets 7 8,934.3 9,354.0 9,399.5 9,571.3 9,615.3 9,704.9 9,752.0 9,827.9 9,827.6 9,914.2 9,883.0 9,786.7 Liabilities 17 Deposits 5,826.4 6,065.2 6,104.7 6,204.5 6,243.8 6,304.8 6,340.4 6,339.9 6,349.1 6,374.1 6,377.9 6,358.7 18 Transaction 662.5 662.4 636.0 635.8 646.9 630.8 645.5 633.7 624.1 660.2 641.8 633.0 19 Nontransaction 5,163.9 5,402.8 5,468.7 5,568.7 5,596.9 5,674.0 5,694.9 5,706.3 5,725.1 5,714.0 5,736.1 5,725.7 20 Large time 1,474.8 1,655.0 1,694.8 1,713.6 1,725.6 1,726.1 1,730.1 1,747.7 1,750.4 1,753.8 1,773.9 1,761.4 21 Other 3,689.1 3,747.7 3,773.9 3,855.0 3,871.3 3,947.9 3,964.9 3,958.6 3,974.6 3,960.2 3,962.2 3,964.4 22 Borrowings 1,782.2 1,803.8 1,853.8 1,911.4 1,946.4 1,958.9 1,958.1 1,972.3 1,949.9 2,018.3 2,023.7 1,994.1 23 From banks in the U.S. 370.4 332.9 367.5 392.1 397.9 406.0 420.4 420.6 400.4 435.6 416.4 433.8 24 From others 1,411.8 1,470.9 1,486.3 1,519.3 1,548.5 1,552.9 1,537.7 1,551.7 1,549.5 1,582.7 1,607.3 1,560.3 25 Net due to related foreign offices 46.3 114.8 57.5 24.2 6.5 31.7 19.3 20.1 50.6 9.3 -37.8 -70.9 26 Other liabilities 492.9 559.8 553.3 567.8 569.3 574.6 571.7 577.9 563.4 586.3 588.8 590.4 27 Total Liabilities 8,147.7 8,543.7 8,569.3 8,707.8 8,766.0 8,870.0 8,889.5 8,910.3 8,913.0 8,988.1 8,952.6 8,872.2 28 Residual (assets less liabilities) 8 786.6 810.3 830.2 863.5 849.2 834.9 862.5 917.6 914.5 926.1 930.4 914.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 7,638.1 8,017.7 8,057.2 8,193.1 8,268.0 8,330.8 8,336.1 8,389.6 8,383.7 8,417.2 8,432.5 8,314.6 2 Securities in bank credit 2,103.3 2,199.8 2,184.9 2,195.9 2,223.8 2,225.2 2,217.7 2,237.9 2,235.7 2,258.2 2,270.7 2,259.6 3 Treasury and Agency securities 2 1,177.7 1,215.6 1,200.8 1,198.3 1,210.2 1,194.0 1,196.4 1,208.3 1,204.5 1,221.1 1,226.6 1,223.6 4 Other securities 925.6 984.2 984.1 997.6 1,013.5 1,031.2 1,021.3 1,029.6 1,031.2 1,037.1 1,044.1 1,035.9 5 Loans and leases in bank credit 3 5,534.8 5,817.9 5,872.3 5,997.2 6,044.2 6,105.6 6,118.4 6,151.7 6,148.0 6,159.0 6,161.8 6,055.0 6 Commercial and industrial 1,066.4 1,154.3 1,159.1 1,170.4 1,177.4 1,188.5 1,192.8 1,205.5 1,206.0 1,216.3 1,211.3 1,208.8 7 Real estate 2,967.5 3,131.1 3,160.6 3,309.9 3,328.2 3,344.3 3,350.8 3,368.6 3,369.5 3,366.5 3,371.6 3,283.0 8 Revolving home equity 447.6 450.0 452.7 468.0 468.5 470.1 470.7 470.9 471.2 470.5 469.4 455.6 9 Other 2,519.9 2,681.1 2,707.8 2,841.8 2,859.7 2,874.2 2,880.0 2,897.8 2,898.3 2,896.0 2,902.2 2,827.3 10 Consumer 717.2 726.2 729.6 726.6 733.4 748.0 756.5 748.6 748.9 738.4 735.6 733.8 10a Credit cards and related plans 306.2 312.1 312.7 308.6 313.1 331.5 332.7 320.9 323.1 311.7 309.1 307.4 10b Other 410.9 414.1 417.0 418.0 420.2 416.5 423.8 427.8 425.8 426.7 426.5 426.4 11 Security 4 262.1 258.2 274.2 284.7 294.8 303.6 298.6 309.0 304.2 316.1 322.7 306.6 12 Other loans and leases 521.7 548.1 548.8 505.7 510.5 521.1 519.7 519.9 519.3 521.8 520.6 522.8 13 Interbank loans 288.2 282.5 310.1 328.1 347.8 362.9 364.8 359.3 344.8 380.0 365.1 368.6 14 Cash assets 5 313.0 292.0 296.4 302.9 305.4 317.0 313.7 302.8 321.9 314.7 287.4 297.1 15 Other assets 6 743.2 796.9 800.4 821.6 812.9 829.0 838.4 846.5 849.1 857.9 851.6 862.0 16 Total Assets 7 8,915.9 9,321.3 9,396.2 9,577.0 9,664.8 9,768.8 9,782.9 9,828.4 9,829.6 9,900.3 9,867.0 9,772.9 Liabilities 17 Deposits 5,829.4 6,050.4 6,094.2 6,190.2 6,256.5 6,326.4 6,328.5 6,344.0 6,341.4 6,387.8 6,405.3 6,367.0 18 Transaction 653.9 649.6 630.8 630.9 653.0 665.4 653.6 625.0 649.3 662.1 594.0 617.4 19 Nontransaction 5,175.5 5,400.8 5,463.4 5,559.3 5,603.5 5,661.1 5,674.9 5,718.9 5,692.1 5,725.7 5,811.4 5,749.6 20 Large time 1,478.3 1,652.2 1,685.8 1,699.6 1,713.7 1,719.0 1,734.5 1,751.8 1,751.6 1,753.7 1,773.2 1,762.4 21 Other 3,697.3 3,748.6 3,777.6 3,859.7 3,889.8 3,942.1 3,940.4 3,967.2 3,940.6 3,972.0 4,038.2 3,987.2 22 Borrowings 1,780.1 1,797.1 1,863.8 1,910.5 1,941.2 1,947.0 1,956.3 1,970.2 1,944.6 2,006.0 2,011.5 1,988.6 23 From banks in the U.S. 369.0 333.9 368.9 392.5 398.8 403.5 419.7 419.4 397.7 431.6 414.9 432.1 24 From others 1,411.1 1,463.2 1,494.9 1,518.0 1,542.5 1,543.5 1,536.5 1,550.8 1,546.9 1,574.4 1,596.6 1,556.5 25 Net due to related foreign offices 53.2 115.7 61.1 30.6 17.9 40.4 27.3 27.4 64.6 11.0 -42.1 -77.9 26 Other liabilities 499.5 561.3 556.9 573.1 579.3 582.2 579.1 585.6 577.6 587.6 582.3 582.8 27 Total Liabilities 8,162.2 8,524.4 8,576.0 8,704.3 8,794.9 8,896.0 8,891.1 8,927.2 8,928.2 8,992.5 8,957.1 8,860.6 28 Residual (assets less liabilities) 8 753.8 796.9 820.1 872.6 869.9 872.8 891.8 901.2 901.4 907.9 909.9 912.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 6,828.9 7,126.1 7,149.7 7,277.5 7,318.4 7,355.9 7,373.2 7,413.3 7,412.9 7,434.6 7,459.1 7,363.3 2 Securities in bank credit 1,763.7 1,830.3 1,820.5 1,838.7 1,846.8 1,846.9 1,835.8 1,845.4 1,838.3 1,858.1 1,872.5 1,861.2 3 Treasury and Agency securities 2 1,103.6 1,137.4 1,126.0 1,129.3 1,124.7 1,109.7 1,114.4 1,113.7 1,105.1 1,119.2 1,129.0 1,127.1 4 Other securities 660.2 693.0 694.5 709.4 722.2 737.2 721.4 731.7 733.2 738.9 743.5 734.1 5 Loans and leases in bank credit 3 5,065.2 5,295.8 5,329.2 5,438.8 5,471.6 5,508.9 5,537.4 5,567.8 5,574.7 5,576.5 5,586.6 5,502.1 6 Commercial and industrial 889.7 953.9 955.1 961.4 966.0 974.1 976.8 983.2 983.5 990.6 987.7 986.7 7 Real estate 2,949.6 3,107.5 3,130.0 3,275.4 3,283.2 3,306.6 3,322.8 3,347.8 3,353.3 3,350.2 3,355.8 3,270.8 8 Revolving home equity 447.3 448.5 450.9 466.9 468.4 471.4 472.9 470.5 470.7 470.8 471.1 458.7 9 Other 2,502.3 2,659.0 2,679.1 2,808.5 2,814.8 2,835.2 2,849.8 2,877.3 2,882.6 2,879.4 2,884.7 2,812.1 10 Consumer 712.4 729.0 727.9 724.7 729.8 736.7 744.1 743.8 744.0 737.1 739.1 739.8 11 Security 4 114.6 96.9 111.2 112.2 120.8 118.4 119.1 119.0 119.2 124.1 129.5 125.8 12 Other loans and leases 398.9 408.5 404.9 365.1 371.8 373.2 374.6 374.1 374.6 374.5 374.5 379.1 13 Interbank loans 246.1 232.6 256.4 264.0 274.5 292.5 298.3 295.0 282.4 318.7 295.9 298.4 14 Cash assets 5 263.6 248.9 247.1 252.7 245.9 250.2 251.9 253.5 259.5 260.5 246.4 253.1 15 Other assets 6 709.4 745.4 755.2 781.8 777.7 795.7 807.7 813.7 815.3 835.0 820.7 826.0 16 Total Assets 7 7,982.2 8,285.7 8,341.1 8,507.4 8,547.9 8,624.0 8,661.4 8,706.3 8,700.8 8,780.1 8,753.5 8,672.1 Liabilities 17 Deposits 5,207.7 5,356.1 5,363.3 5,453.0 5,479.7 5,543.5 5,569.2 5,552.3 5,560.0 5,582.0 5,572.6 5,554.1 18 Transaction 649.3 651.1 625.3 625.5 635.8 620.1 635.0 623.5 614.5 648.9 631.3 623.0 19 Nontransaction 4,558.4 4,704.9 4,738.0 4,827.6 4,843.9 4,923.4 4,934.2 4,928.8 4,945.5 4,933.1 4,941.3 4,931.1 20 Large time 868.0 966.9 972.8 975.6 974.4 977.2 970.9 971.9 972.5 974.5 980.7 968.3 21 Other 3,690.4 3,738.0 3,765.2 3,852.0 3,869.5 3,946.2 3,963.3 3,957.0 3,973.0 3,958.6 3,960.6 3,962.8 22 Borrowings 1,343.3 1,376.4 1,407.1 1,442.7 1,457.1 1,454.9 1,449.0 1,455.3 1,448.1 1,477.4 1,476.7 1,446.0 23 From banks in the U.S. 310.2 286.3 313.1 333.6 334.8 343.8 355.9 355.5 342.4 355.9 345.4 354.8 24 From others 1,033.1 1,090.1 1,094.0 1,109.1 1,122.3 1,111.2 1,093.1 1,099.8 1,105.7 1,121.5 1,131.4 1,091.2 25 Net due to related foreign offices 255.7 316.5 309.6 292.5 304.0 323.7 323.7 320.6 331.4 327.7 297.6 286.0 26 Other liabilities 390.2 432.7 432.4 452.3 456.2 459.5 454.9 458.2 444.9 464.9 476.8 471.0 27 Total Liabilities 7,196.9 7,481.6 7,512.3 7,640.5 7,697.0 7,781.7 7,796.8 7,786.4 7,784.4 7,852.1 7,823.7 7,757.1 28 Residual (assets less liabilities) 8 785.3 804.1 828.8 866.8 850.9 842.3 864.6 919.9 916.4 927.9 929.8 915.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 6,816.8 7,110.9 7,151.6 7,280.9 7,351.3 7,392.1 7,389.1 7,418.3 7,415.7 7,435.8 7,453.2 7,346.6 2 Securities in bank credit 1,759.3 1,823.8 1,814.2 1,828.3 1,851.5 1,851.1 1,840.9 1,853.3 1,850.1 1,870.1 1,880.3 1,865.4 3 Treasury and Agency securities 2 1,099.7 1,131.1 1,116.3 1,117.1 1,127.4 1,109.5 1,114.3 1,122.2 1,118.4 1,132.5 1,138.2 1,133.5 4 Other securities 659.6 692.7 698.0 711.2 724.1 741.5 726.6 731.1 731.7 737.6 742.0 732.0 5 Loans and leases in bank credit 3 5,057.5 5,287.1 5,337.3 5,452.5 5,499.8 5,541.0 5,548.1 5,565.0 5,565.6 5,565.7 5,572.9 5,481.1 6 Commercial and industrial 890.8 948.3 950.8 958.6 964.4 971.7 974.1 984.4 985.5 993.0 989.8 989.1 7 Real estate 2,946.7 3,107.9 3,137.1 3,285.9 3,304.7 3,320.0 3,325.8 3,344.1 3,345.2 3,341.9 3,346.7 3,257.7 8 Revolving home equity 447.6 450.0 452.7 468.0 468.5 470.1 470.7 470.9 471.2 470.5 469.4 455.6 9 Other 2,499.2 2,657.9 2,684.3 2,817.9 2,836.2 2,849.8 2,855.1 2,873.2 2,874.0 2,871.4 2,877.3 2,802.1 9a Other residential 1,207.0 1,281.9 1,292.8 1,401.5 1,408.3 1,416.4 1,415.3 1,419.2 1,417.6 1,412.6 1,420.4 1,341.8 9b Commercial 1,292.2 1,375.9 1,391.5 1,416.4 1,427.9 1,433.4 1,439.9 1,454.1 1,456.4 1,458.8 1,456.9 1,460.3 10 Consumer 717.2 726.2 729.6 726.6 733.4 748.0 756.5 748.6 748.9 738.4 735.6 733.8 10a Credit cards and related plans 306.2 312.1 312.7 308.6 313.1 331.5 332.7 320.9 323.1 311.7 309.1 307.4 10d Other 410.9 414.1 417.0 418.0 420.2 416.5 423.8 427.8 425.8 426.7 426.5 426.4 11 Security 4 110.3 95.9 111.5 114.9 122.9 123.0 117.5 118.0 116.4 122.7 130.2 125.9 12 Other loans and leases 392.4 408.9 408.4 366.5 374.4 378.4 374.2 369.8 369.6 369.7 370.6 374.6 13 Interbank loans 244.6 230.7 252.9 266.1 282.1 298.8 297.5 292.9 275.7 316.7 297.7 303.7 14 Cash assets 5 262.4 238.8 247.2 254.5 253.2 264.9 262.3 252.6 272.9 265.4 239.6 248.5 15 Other assets 6 703.4 748.0 758.0 783.0 778.3 792.3 802.7 806.9 805.8 814.9 815.4 824.6 16 Total Assets 7 7,961.3 8,261.1 8,342.3 8,516.2 8,596.2 8,677.8 8,682.1 8,701.3 8,700.7 8,763.8 8,736.9 8,654.5 Liabilities 17 Deposits 5,209.5 5,344.4 5,361.2 5,454.0 5,505.0 5,571.2 5,554.5 5,555.0 5,553.7 5,595.1 5,602.7 5,558.0 18 Transaction 640.2 638.5 620.0 620.6 642.2 654.3 642.9 614.5 639.5 650.3 583.5 607.3 19 Nontransaction 4,569.3 4,705.9 4,741.2 4,833.4 4,862.8 4,916.9 4,911.6 4,940.5 4,914.2 4,944.8 5,019.2 4,950.7 20 Large time 870.7 967.0 972.2 976.7 974.8 976.6 972.8 974.9 975.2 974.4 982.6 965.1 21 Other 3,698.6 3,738.9 3,769.0 3,856.7 3,888.0 3,940.3 3,938.8 3,965.6 3,939.0 3,970.4 4,036.6 3,985.7 22 Borrowings 1,341.2 1,369.6 1,417.1 1,441.9 1,452.0 1,443.0 1,447.1 1,453.2 1,442.8 1,465.1 1,464.6 1,440.5 23 From banks in the U.S. 308.9 287.2 314.4 334.1 335.6 341.3 355.2 354.3 339.6 351.9 343.9 353.1 24 From others 1,032.4 1,082.4 1,102.6 1,107.8 1,116.3 1,101.7 1,091.9 1,098.9 1,103.2 1,113.2 1,120.7 1,087.4 25 Net due to related foreign offices 262.8 318.2 311.8 295.1 309.5 328.6 329.6 328.1 345.8 330.7 292.1 281.1 26 Other liabilities 396.9 434.8 435.0 455.5 462.7 464.9 461.2 466.0 459.2 467.1 469.6 464.7 27 Total Liabilities 7,210.4 7,467.1 7,525.1 7,646.5 7,729.2 7,807.8 7,792.4 7,802.3 7,801.5 7,858.0 7,829.1 7,744.3 28 Residual (assets less liabilities) 8 750.9 794.0 817.2 869.7 867.0 870.0 889.6 899.0 899.2 905.7 907.8 910.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 3,824.3 3,984.4 3,985.3 4,103.8 4,138.7 4,150.5 4,143.5 4,170.0 4,167.3 4,187.8 4,207.6 4,200.9 2 Securities in bank credit 1,065.9 1,142.9 1,121.3 1,130.1 1,140.9 1,150.5 1,137.6 1,148.5 1,144.5 1,158.2 1,168.9 1,171.1 3 Treasury and Agency securities 2 621.8 666.8 650.1 654.0 651.7 648.3 651.6 654.2 646.5 663.2 672.5 675.1 3a Trading account 40.2 47.2 44.3 51.5 53.3 49.1 54.8 51.7 49.2 59.4 65.3 63.0 3b Investment account 581.7 619.5 605.8 602.5 598.4 599.3 596.8 602.5 597.3 603.8 607.2 612.1 3c Mortgage-backed 501.6 549.0 532.4 529.9 526.6 529.6 525.6 533.6 529.7 536.3 538.2 542.6 3d Other 80.1 70.6 73.4 72.6 71.8 69.6 71.2 68.9 67.6 67.5 69.0 69.5 4 Other securities 444.0 476.1 471.2 476.2 489.3 502.2 486.0 494.3 498.0 495.0 496.4 496.0 4a Trading account 210.4 224.3 221.5 222.0 233.1 245.7 228.7 231.4 234.6 230.6 238.1 236.6 4b Investment account 233.6 251.8 249.7 254.2 256.2 256.5 257.3 262.9 263.4 264.4 258.3 259.4 4c State and local government 41.2 42.7 42.6 45.2 47.4 49.5 49.6 51.0 50.8 51.4 51.5 51.6 4d Other 192.4 209.1 207.0 209.0 208.8 207.0 207.7 211.9 212.6 213.0 206.8 207.7 5 Loans and leases in bank credit 3 2,758.4 2,841.6 2,864.1 2,973.7 2,997.8 3,000.0 3,005.8 3,021.4 3,022.8 3,029.6 3,038.7 3,029.8 6 Commercial and industrial 529.7 558.8 556.9 564.3 566.4 571.3 572.2 576.3 576.3 581.7 579.4 577.7 7 Real estate 1,468.8 1,524.0 1,538.9 1,677.1 1,682.4 1,683.5 1,688.7 1,695.8 1,695.6 1,693.4 1,698.6 1,690.4 8 Revolving home equity 321.0 326.3 329.3 346.9 346.8 349.5 351.8 349.6 350.1 348.4 348.9 350.2 9 Other 1,147.8 1,197.7 1,209.6 1,330.2 1,335.5 1,334.0 1,336.9 1,346.2 1,345.5 1,345.0 1,349.7 1,340.2 9a Other residential 703.7 733.3 739.5 847.3 847.3 845.1 845.7 844.5 840.7 838.9 846.9 835.2 9b Commercial 444.1 464.4 470.1 482.9 488.3 488.9 491.2 501.7 504.8 506.1 502.9 505.0 10 Consumer 361.1 373.6 373.7 377.4 383.1 381.7 383.2 388.3 389.0 386.9 387.9 389.2 11 Security 4 104.1 86.0 100.1 101.1 109.1 106.7 107.6 107.7 108.0 112.8 117.9 114.2 11a Fed funds and RPs with broker/dealer 85.6 69.1 83.0 84.9 90.4 87.6 88.4 86.2 86.2 90.3 96.2 92.7 11b Other 18.5 16.9 17.1 16.3 18.8 19.2 19.2 21.6 21.7 22.5 21.7 21.5 12a State and local government 19.3 20.4 20.8 23.4 23.5 23.5 23.3 23.5 23.5 23.6 23.5 23.5 12b Agricultural 10.2 10.2 10.2 10.4 10.6 10.6 10.7 10.8 10.8 10.8 10.7 10.7 12c Fed funds and RPs with others 19.2 24.2 25.4 25.6 29.2 25.3 28.7 30.5 29.5 28.6 28.6 31.1 12d All other loans 152.7 150.4 143.9 101.3 100.8 104.7 99.7 100.1 101.7 103.2 103.6 104.8 12e Lease financing receivables 93.3 94.0 94.1 93.0 92.7 92.7 91.6 88.5 88.4 88.4 88.4 88.3 13 Interbank loans 154.3 137.9 162.6 168.6 166.5 180.1 182.7 178.6 169.2 198.0 171.6 175.0 13a Fed funds and RPs with banks 82.9 79.4 101.4 94.8 97.3 109.6 117.2 113.3 104.1 134.4 106.0 111.5 13b Other 71.5 58.6 61.2 73.8 69.2 70.6 65.4 65.3 65.0 63.7 65.6 63.4 14 Cash assets 5 151.9 137.3 137.6 143.7 138.6 139.6 139.5 142.9 148.2 147.4 135.2 142.9 15 Other assets 6 476.6 493.4 506.5 513.3 504.7 511.6 515.0 519.0 522.1 536.2 528.4 525.5 16 Total Assets 7 4,575.6 4,721.3 4,760.3 4,896.2 4,915.4 4,948.1 4,947.5 4,977.5 4,973.9 5,036.8 5,010.2 5,011.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Liabilities 17 Deposits 2,656.6 2,705.5 2,709.5 2,778.2 2,770.9 2,799.3 2,817.1 2,788.7 2,793.0 2,809.5 2,802.5 2,828.0 18 Transaction 305.2 314.3 301.7 302.4 307.1 297.7 307.3 299.5 293.3 306.3 306.9 310.3 19 Nontransaction 2,351.3 2,391.3 2,407.8 2,475.8 2,463.8 2,501.6 2,509.8 2,489.2 2,499.7 2,503.1 2,495.6 2,517.6 20 Large time 420.2 470.3 472.4 479.1 471.8 474.4 472.4 469.6 470.4 472.5 476.5 476.0 21 Other 1,931.1 1,921.0 1,935.4 1,996.7 1,992.0 2,027.2 2,037.4 2,019.6 2,029.3 2,030.6 2,019.1 2,041.6 22 Borrowings 821.1 847.6 867.9 883.4 898.8 888.2 876.9 895.1 887.5 923.3 933.2 935.7 23 From banks in the U.S. 146.7 136.6 150.9 148.1 153.2 151.9 136.9 139.9 127.8 141.2 135.3 150.3 24 From others 674.4 711.0 717.0 735.3 745.6 736.3 740.1 755.1 759.6 782.2 797.9 785.4 25 Net due to related foreign offices 236.1 297.2 289.3 271.8 282.8 300.3 299.2 295.9 305.3 302.4 276.5 264.6 26 Other liabilities 317.2 356.8 353.7 366.2 369.5 372.6 365.0 366.7 353.6 371.8 382.0 378.4 27 Total Liabilities 4,030.9 4,207.2 4,220.5 4,299.6 4,322.0 4,360.3 4,358.3 4,346.4 4,339.4 4,406.9 4,394.1 4,406.6 28 Residual (assets less liabilities) 8 544.7 514.1 539.8 596.6 593.4 587.8 589.2 631.2 634.5 629.8 616.1 604.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 3,814.4 3,972.3 3,983.5 4,099.4 4,154.6 4,167.8 4,153.3 4,176.5 4,172.2 4,192.4 4,206.2 4,190.1 2 Securities in bank credit 1,062.1 1,139.1 1,118.3 1,122.1 1,147.4 1,153.0 1,143.5 1,156.4 1,156.2 1,168.6 1,173.0 1,169.6 3 Treasury and Agency securities 2 618.6 663.3 643.6 644.1 656.2 646.5 652.3 662.7 659.7 674.9 678.0 675.8 3a Trading account 42.5 46.5 43.2 49.0 55.8 47.2 52.2 54.8 53.2 63.7 68.0 64.2 3b Investment account 576.1 616.8 600.4 595.1 600.4 599.3 600.1 607.8 606.6 611.3 610.0 611.6 3c Mortgage-backed 495.4 546.5 527.8 523.8 527.9 529.6 529.3 538.5 538.3 543.5 540.8 542.9 3d Other 80.6 70.3 72.6 71.3 72.5 69.6 70.8 69.4 68.3 67.8 69.2 68.7 4 Other securities 443.5 475.8 474.6 478.0 491.2 506.6 491.2 493.7 496.5 493.6 495.0 493.8 4a Trading account 210.2 224.2 223.1 222.8 234.0 247.9 231.2 231.1 234.0 229.9 237.5 235.4 4b Investment account 233.3 251.6 251.5 255.2 257.2 258.7 260.0 262.6 262.5 263.7 257.5 258.4 4c State and local government 41.2 42.6 43.0 45.4 47.6 49.9 50.1 50.9 50.5 51.4 51.3 51.7 4d Other 192.2 209.0 208.5 209.8 209.7 208.8 209.9 211.6 212.0 212.3 206.3 206.7 5 Loans and leases in bank credit 3 2,752.3 2,833.2 2,865.3 2,977.4 3,007.1 3,014.8 3,009.8 3,020.1 3,016.0 3,023.8 3,033.3 3,020.5 6 Commercial and industrial 530.6 555.4 554.8 562.8 565.9 569.6 569.6 577.3 577.9 583.6 581.0 579.4 7 Real estate 1,466.2 1,523.9 1,540.1 1,679.8 1,688.6 1,686.9 1,688.0 1,692.4 1,688.6 1,687.3 1,694.1 1,683.9 8 Revolving home equity 321.6 327.6 330.5 347.4 347.0 348.6 350.0 350.2 351.0 348.5 347.5 347.6 9 Other 1,144.6 1,196.3 1,209.6 1,332.5 1,341.6 1,338.3 1,338.0 1,342.2 1,337.6 1,338.8 1,346.6 1,336.2 9a Other residential 700.0 733.6 740.1 847.8 850.5 847.2 845.3 839.9 833.4 833.2 842.9 831.0 9b Commercial 444.6 462.7 469.5 484.7 491.1 491.1 492.7 502.3 504.2 505.6 503.7 505.2 10 Consumer 364.7 371.5 374.3 377.0 383.0 385.6 390.1 391.9 392.3 389.3 387.9 387.6 10a Credit cards and related plans 117.7 119.0 120.1 120.5 124.0 130.1 129.9 126.9 127.8 124.7 123.2 123.1 10b Other 247.0 252.5 254.2 256.5 258.9 255.5 260.2 265.0 264.6 264.6 264.7 264.5 11 Security 4 99.8 85.0 100.5 103.8 110.8 111.1 106.2 106.6 105.2 111.3 118.1 114.0 11a Fed funds and RPs with broker/dealer 82.1 68.0 83.1 87.0 91.9 91.1 87.2 86.0 84.8 89.2 96.4 92.9 11b Other 17.7 17.1 17.4 16.9 19.0 20.0 19.0 20.7 20.3 22.1 21.8 21.1 12a State and local government 19.3 20.4 20.8 23.4 23.5 23.5 23.3 23.5 23.5 23.6 23.5 23.5 12b Agricultural 10.1 10.3 10.2 10.4 10.6 10.7 10.8 10.7 10.6 10.6 10.6 10.6 12c Fed funds and RPs with others 19.2 24.2 25.4 25.6 29.2 25.3 28.7 30.5 29.5 28.6 28.6 31.1 12d All other loans 148.3 149.2 145.7 101.5 102.8 109.1 100.4 98.0 99.3 100.4 100.5 101.6 12e Lease financing receivables 94.0 93.3 93.4 92.9 92.7 93.0 92.6 89.2 89.1 89.2 89.0 88.9 13 Interbank loans 150.1 138.5 161.2 168.3 167.6 182.3 183.1 173.3 161.2 192.9 163.3 175.6 13a Fed funds and RPs with banks 80.8 79.6 100.5 94.6 97.8 111.0 117.6 110.0 99.2 130.9 100.9 111.9 13b Other 69.3 58.8 60.7 73.7 69.8 71.3 65.5 63.3 62.0 62.0 62.5 63.7 14 Cash assets 5 151.2 128.9 136.2 144.2 142.4 150.6 147.9 142.4 157.6 151.8 131.4 141.6 15 Other assets 6 470.6 496.0 509.3 514.5 505.3 508.3 510.0 512.2 512.6 516.0 523.0 524.1 16 Total Assets 7 4,554.6 4,703.8 4,758.5 4,893.4 4,936.6 4,975.1 4,961.4 4,971.4 4,970.6 5,020.3 4,991.1 4,998.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Liabilities 17 Deposits 2,664.6 2,697.0 2,708.2 2,778.9 2,783.3 2,815.8 2,809.6 2,797.4 2,795.4 2,824.9 2,820.5 2,831.9 18 Transaction 300.5 304.2 297.7 297.6 310.5 320.3 313.5 294.4 311.1 308.1 276.5 302.5 19 Nontransaction 2,364.1 2,392.8 2,410.5 2,481.3 2,472.8 2,495.5 2,496.1 2,503.0 2,484.3 2,516.8 2,544.0 2,529.4 20 Large time 422.9 470.4 471.8 480.2 472.2 473.8 474.3 472.6 473.2 472.5 478.4 472.7 21 Other 1,941.3 1,922.4 1,938.7 2,001.1 2,000.6 2,021.7 2,021.8 2,030.3 2,011.1 2,044.3 2,065.6 2,056.7 22 Borrowings 819.0 840.9 877.9 882.5 893.6 876.2 875.1 892.9 882.1 911.0 921.0 930.3 23 From banks in the U.S. 145.4 137.5 152.3 148.5 154.0 149.4 136.2 138.7 125.1 137.2 133.8 148.6 24 From others 673.6 703.4 725.6 734.0 739.6 726.8 738.9 754.2 757.1 773.8 787.3 781.7 25 Net due to related foreign offices 243.2 299.0 291.5 274.4 288.4 305.2 305.1 303.4 319.7 305.4 271.0 259.7 26 Other liabilities 323.9 358.9 356.4 369.4 376.0 378.0 371.2 374.5 367.9 373.9 374.8 372.1 27 Total Liabilities 4,050.7 4,195.8 4,234.0 4,305.3 4,341.3 4,375.2 4,361.0 4,368.3 4,365.2 4,415.2 4,387.3 4,393.9 28 Residual (assets less liabilities) 8 503.9 508.1 524.5 588.1 595.3 599.9 600.4 603.1 605.4 605.2 603.8 604.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 3,006.0 3,140.5 3,162.4 3,173.7 3,178.5 3,204.6 3,229.1 3,244.5 3,247.5 3,249.0 3,254.4 3,166.4 2 Securities in bank credit 699.3 686.2 697.2 708.7 704.7 695.7 697.5 698.1 695.6 702.1 706.5 694.1 3 Treasury and Agency securities 2 483.2 469.4 473.9 475.4 471.8 460.7 462.1 460.7 460.4 458.2 459.4 456.0 4 Other securities 216.1 216.8 223.3 233.2 232.9 235.0 235.4 237.4 235.2 243.9 247.0 238.1 5 Loans and leases in bank credit 3 2,306.7 2,454.2 2,465.1 2,465.1 2,473.8 2,509.0 2,531.6 2,546.4 2,551.8 2,546.9 2,547.9 2,472.3 6 Commercial and industrial 360.0 395.1 398.2 397.2 399.5 402.8 404.6 406.9 407.2 408.9 408.3 409.0 7 Real estate 1,480.8 1,583.5 1,591.1 1,598.2 1,600.8 1,623.1 1,634.0 1,651.9 1,657.7 1,656.7 1,657.2 1,580.4 8 Revolving home equity 126.3 122.2 121.6 120.0 121.6 121.9 121.1 120.9 120.6 122.4 122.2 108.5 9 Other 1,354.5 1,461.3 1,469.5 1,478.2 1,479.2 1,501.2 1,512.9 1,531.0 1,537.1 1,534.4 1,535.0 1,471.9 10 Consumer 351.2 355.4 354.2 347.3 346.7 355.0 361.0 355.5 355.0 350.2 351.2 350.6 11 Security 4 10.5 10.9 11.2 11.1 11.7 11.6 11.5 11.3 11.3 11.2 11.6 11.6 12 Other loans and leases 104.2 109.3 110.5 111.3 115.0 116.4 120.5 120.7 120.6 119.8 119.7 120.7 13 Interbank loans 91.8 94.6 93.8 95.4 108.0 112.4 115.6 116.5 113.2 120.7 124.4 123.4 14 Cash assets 5 111.7 111.6 109.5 109.0 107.3 110.6 112.4 110.6 111.3 113.1 111.2 110.2 15 Other assets 6 232.8 252.0 248.7 268.5 273.0 284.0 292.6 294.7 293.2 298.9 292.4 300.5 16 Total Assets 7 3,408.1 3,563.2 3,578.8 3,611.3 3,631.3 3,675.2 3,713.3 3,730.1 3,728.8 3,745.5 3,746.2 3,664.5 Liabilities 17 Deposits 2,551.1 2,650.5 2,653.8 2,674.9 2,708.9 2,744.2 2,752.1 2,763.6 2,767.0 2,772.6 2,770.1 2,726.1 18 Transaction 344.0 336.9 323.5 323.1 328.8 322.4 327.7 324.0 321.2 342.6 324.4 312.6 19 Nontransaction 2,207.1 2,313.6 2,330.2 2,351.8 2,380.1 2,421.8 2,424.3 2,439.6 2,445.8 2,430.0 2,445.7 2,413.5 20 Large time 447.8 496.6 500.4 496.5 502.5 502.8 498.5 502.2 502.0 502.0 504.2 492.4 21 Other 1,759.3 1,817.0 1,829.9 1,855.3 1,877.6 1,919.0 1,925.9 1,937.4 1,943.7 1,928.0 1,941.5 1,921.1 22 Borrowings 522.2 528.8 539.2 559.3 558.3 566.8 572.0 560.3 560.6 554.1 543.6 510.3 23 From banks in the U.S. 163.5 149.7 162.2 185.6 181.7 191.8 219.0 215.6 214.5 214.8 210.1 204.5 24 From others 358.7 379.0 377.0 373.8 376.7 374.9 353.0 344.7 346.1 339.4 333.5 305.7 25 Net due to related foreign offices 19.6 19.3 20.3 20.7 21.1 23.4 24.5 24.7 26.1 25.4 21.2 21.4 26 Other liabilities 73.0 75.9 78.6 86.1 86.7 86.9 90.0 91.5 91.3 93.2 94.8 92.7 27 Total Liabilities 3,166.0 3,274.5 3,291.8 3,341.0 3,375.0 3,421.4 3,438.6 3,440.0 3,445.0 3,445.2 3,429.7 3,350.5 28 Residual (assets less liabilities) 8 242.1 288.8 287.0 270.3 256.3 253.8 274.7 290.0 283.8 300.3 316.6 314.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 3,002.5 3,138.6 3,168.0 3,181.5 3,196.7 3,224.3 3,235.7 3,241.8 3,243.5 3,243.4 3,247.0 3,156.5 2 Securities in bank credit 697.2 684.7 696.0 706.3 704.0 698.0 697.4 696.9 693.9 701.5 707.3 695.8 3 Treasury and Agency securities 2 481.1 467.8 472.6 473.0 471.2 463.1 462.0 459.5 458.7 457.6 460.2 457.7 4 Other securities 216.1 216.8 223.3 233.2 232.9 235.0 235.4 237.4 235.2 243.9 247.0 238.1 5 Loans and leases in bank credit 3 2,305.2 2,453.9 2,472.1 2,475.2 2,492.7 2,526.3 2,538.3 2,544.8 2,549.6 2,541.9 2,539.7 2,460.7 6 Commercial and industrial 360.2 392.8 396.0 395.9 398.5 402.2 404.5 407.1 407.7 409.4 408.7 409.7 7 Real estate 1,480.5 1,584.0 1,597.0 1,606.1 1,616.1 1,633.0 1,637.8 1,651.7 1,656.6 1,654.6 1,652.7 1,573.9 8 Revolving home equity 126.0 122.4 122.3 120.7 121.5 121.5 120.7 120.6 120.2 122.0 121.9 108.0 9 Other 1,354.5 1,461.6 1,474.7 1,485.4 1,494.6 1,511.5 1,517.1 1,531.0 1,536.4 1,532.6 1,530.7 1,465.8 9a Other residential 506.9 548.3 552.7 553.7 557.9 569.2 570.0 579.3 584.2 579.4 577.5 510.8 9b Commercial 847.6 913.2 922.0 931.7 936.7 942.3 947.2 951.8 952.2 953.1 953.2 955.1 10 Consumer 352.5 354.7 355.3 349.6 350.4 362.4 366.4 356.8 356.6 349.1 347.6 346.2 10a Credit cards and related plans 188.5 193.1 192.6 188.1 189.1 201.3 202.8 194.0 195.3 186.9 185.9 184.4 10b Other 164.0 161.6 162.7 161.5 161.3 161.1 163.6 162.8 161.2 162.2 161.8 161.9 11 Security 4 10.5 10.9 11.0 11.1 12.1 11.9 11.3 11.3 11.2 11.4 12.1 11.9 12 Other loans and leases 101.6 111.5 112.7 112.6 115.6 116.8 118.3 117.9 117.5 117.4 118.6 118.9 13 Interbank loans 94.5 92.2 91.7 97.8 114.5 116.4 114.4 119.6 114.5 123.7 134.4 128.1 14 Cash assets 5 111.3 110.0 111.0 110.4 110.8 114.3 114.4 110.2 115.3 113.6 108.2 106.9 15 Other assets 6 232.8 252.0 248.7 268.5 273.0 284.0 292.6 294.7 293.2 298.9 292.4 300.5 16 Total Assets 7 3,406.7 3,557.3 3,583.9 3,622.8 3,659.5 3,702.6 3,720.7 3,729.9 3,730.1 3,743.4 3,745.8 3,655.9 Liabilities 17 Deposits 2,544.9 2,647.4 2,653.0 2,675.1 2,721.7 2,755.4 2,744.9 2,757.6 2,758.3 2,770.3 2,782.2 2,726.1 18 Transaction 339.8 334.2 322.3 323.1 331.6 334.0 329.4 320.1 328.4 342.2 307.0 304.8 19 Nontransaction 2,205.1 2,313.1 2,330.8 2,352.1 2,390.0 2,421.4 2,415.5 2,437.5 2,429.9 2,428.0 2,475.2 2,421.3 20 Large time 447.8 496.6 500.4 496.5 502.5 502.8 498.5 502.2 502.0 502.0 504.2 492.4 21 Other 1,757.3 1,816.5 1,830.4 1,855.6 1,887.5 1,918.6 1,917.0 1,935.2 1,927.9 1,926.0 1,971.0 1,929.0 22 Borrowings 522.2 528.8 539.2 559.3 558.3 566.8 572.0 560.3 560.6 554.1 543.6 510.3 23 From banks in the U.S. 163.5 149.7 162.2 185.6 181.7 191.8 219.0 215.6 214.5 214.8 210.1 204.5 24 From others 358.7 379.0 377.0 373.8 376.7 374.9 353.0 344.7 346.1 339.4 333.5 305.7 25 Net due to related foreign offices 19.6 19.3 20.3 20.7 21.1 23.4 24.5 24.7 26.1 25.4 21.2 21.4 26 Other liabilities 73.0 75.9 78.6 86.1 86.7 86.9 90.0 91.5 91.3 93.2 94.8 92.7 27 Total Liabilities 3,159.8 3,271.3 3,291.1 3,341.3 3,387.8 3,432.6 3,431.4 3,434.0 3,436.3 3,442.9 3,441.8 3,350.4 28 Residual (assets less liabilities) 8 247.0 286.0 292.8 281.6 271.7 270.0 289.2 295.9 293.8 300.5 304.0 305.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 819.0 914.8 910.4 915.4 915.4 930.6 938.7 965.9 964.1 978.6 977.7 963.9 2 Securities in bank credit 343.9 376.1 370.6 367.5 372.3 374.2 376.8 384.7 385.6 388.1 390.4 394.1 3 Treasury and Agency securities 2 78.0 84.5 84.5 81.2 82.8 84.5 82.1 86.1 86.0 88.6 88.4 90.2 4 Other securities 265.9 291.5 286.1 286.4 289.4 289.7 294.6 298.5 299.6 299.5 302.1 304.0 5 Loans and leases in bank credit 3 475.1 538.8 539.8 547.9 543.1 556.4 562.0 581.3 578.5 590.5 587.3 569.7 6 Commercial and industrial 173.3 206.6 209.9 214.7 215.3 216.1 216.7 218.2 217.3 220.7 219.7 217.7 7 Real estate 20.8 23.2 23.5 23.9 23.5 24.4 24.9 24.5 24.4 24.6 24.9 25.2 11 Security 4 149.0 168.6 165.8 167.1 166.9 173.8 176.6 189.3 188.0 194.4 194.0 179.9 12 Other loans and leases 132.0 140.4 140.7 142.2 137.3 142.2 143.8 149.2 148.9 150.8 148.7 146.9 13 Interbank loans 43.6 51.8 57.1 62.0 65.7 64.1 67.3 66.5 69.0 63.3 67.3 64.9 14 Cash assets 5 51.3 52.9 48.3 47.5 51.6 50.9 50.5 50.9 49.9 50.7 49.5 49.9 15 Other assets 6 38.7 49.3 43.1 39.5 35.2 35.8 34.6 38.8 44.2 41.9 35.5 36.6 16 Total Assets 7 952.1 1,068.3 1,058.4 1,063.9 1,067.4 1,080.9 1,090.6 1,121.6 1,126.7 1,134.1 1,129.5 1,114.6 Liabilities 17 Deposits 618.7 709.1 741.4 751.4 764.0 761.3 771.2 787.6 789.1 792.1 805.3 804.6 18 Transaction 13.2 11.3 10.8 10.4 11.0 10.7 10.5 10.2 9.6 11.2 10.5 10.0 19 Nontransaction 605.5 697.8 730.6 741.1 753.0 750.6 760.8 777.5 779.6 780.9 794.8 794.6 22 Borrowings 438.9 427.4 446.7 468.6 489.3 504.0 509.2 517.0 501.8 540.9 547.0 548.1 23 From banks in the U.S. 60.2 46.6 54.4 58.4 63.1 62.2 64.5 65.1 58.1 79.7 71.1 79.0 24 From others 378.7 380.8 392.3 410.2 426.2 441.8 444.6 451.9 443.7 461.2 475.9 469.1 25 Net due to related foreign offices -209.4 -201.6 -252.1 -268.3 -297.5 -292.1 -304.5 -300.5 -280.8 -318.4 -335.5 -356.9 26 Other liabilities 102.7 127.1 120.9 115.4 113.1 115.1 116.8 119.8 118.6 121.4 112.0 119.3 27 Total Liabilities 950.8 1,062.0 1,056.9 1,067.3 1,069.0 1,088.3 1,092.7 1,123.9 1,128.7 1,135.9 1,128.9 1,115.2 28 Residual (assets less liabilities) 8 1.3 6.2 1.4 -3.3 -1.6 -7.4 -2.1 -2.4 -1.9 -1.8 0.6 -0.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; March 23, 2007 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Assets 1 Bank credit 821.3 906.9 905.6 912.2 916.7 938.7 947.0 971.4 968.0 981.4 979.3 968.0 2 Securities in bank credit 343.9 376.1 370.6 367.5 372.3 374.2 376.8 384.7 385.6 388.1 390.4 394.1 3 Treasury and Agency securities 2 78.0 84.5 84.5 81.2 82.8 84.5 82.1 86.1 86.0 88.6 88.4 90.2 3a Trading account 26.7 27.7 27.7 24.0 25.4 24.5 21.7 26.0 25.9 29.8 31.7 31.7 3b Investment account 51.3 56.9 56.8 57.2 57.4 59.9 60.4 60.1 60.1 58.8 56.7 58.4 4 Other securities 265.9 291.5 286.1 286.4 289.4 289.7 294.6 298.5 299.6 299.5 302.1 304.0 4a Trading account 157.1 183.6 178.5 177.9 181.9 181.7 183.2 185.8 186.5 186.8 188.8 189.8 4b Investment account 108.8 108.0 107.6 108.4 107.5 108.0 111.5 112.7 113.0 112.7 113.2 114.2 5 Loans and leases in bank credit 3 477.3 530.8 535.0 544.7 544.4 564.5 570.3 586.7 582.5 593.3 588.8 573.8 6 Commercial and industrial 175.6 206.0 208.3 211.8 213.0 216.8 218.8 221.1 220.5 223.2 221.5 219.7 7 Real estate 20.8 23.2 23.5 23.9 23.5 24.4 24.9 24.5 24.4 24.6 24.9 25.2 11 Security 4 151.7 162.3 162.7 169.8 171.8 180.6 181.0 191.0 187.8 193.4 192.4 180.7 12 Other loans and leases 129.3 139.2 140.4 139.2 136.0 142.8 145.5 150.0 149.7 152.0 149.9 148.2 13 Interbank loans 43.6 51.8 57.1 62.0 65.7 64.1 67.3 66.5 69.0 63.3 67.3 64.9 14 Cash assets 5 50.6 53.2 49.2 48.3 52.2 52.1 51.3 50.2 49.0 49.4 47.8 48.7 15 Other assets 6 39.7 48.9 42.4 38.7 34.6 36.7 35.8 39.6 43.3 43.0 36.2 37.4 16 Total Assets 7 954.6 1,060.2 1,053.8 1,060.7 1,068.7 1,091.1 1,100.9 1,127.1 1,128.9 1,136.6 1,130.1 1,118.4 Liabilities 17 Deposits 619.9 706.0 733.0 736.2 751.5 755.2 774.0 789.0 787.7 792.7 802.6 809.0 18 Transaction 13.6 11.1 10.8 10.2 10.9 11.1 10.7 10.5 9.8 11.8 10.5 10.1 19 Nontransaction 606.3 694.9 722.2 726.0 740.6 744.1 763.3 778.5 777.9 780.9 792.1 798.9 22 Borrowings 438.9 427.4 446.7 468.6 489.3 504.0 509.2 517.0 501.8 540.9 547.0 548.1 23 From banks in the U.S. 60.2 46.6 54.4 58.4 63.1 62.2 64.5 65.1 58.1 79.7 71.1 79.0 24 From others 378.7 380.8 392.3 410.2 426.2 441.8 444.6 451.9 443.7 461.2 475.9 469.1 25 Net due to related foreign offices -209.6 -202.6 -250.6 -264.6 -291.7 -288.2 -302.4 -300.7 -281.2 -319.7 -334.3 -359.0 26 Other liabilities 102.6 126.4 121.9 117.5 116.6 117.3 117.9 119.6 118.4 120.6 112.7 118.1 27 Total Liabilities 951.7 1,057.3 1,051.0 1,057.8 1,065.8 1,088.3 1,098.7 1,124.9 1,126.8 1,134.4 1,128.0 1,116.2 28 Residual (assets less liabilities) 8 2.9 2.9 2.9 2.9 2.9 2.8 2.2 2.2 2.2 2.2 2.2 2.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; March 23, 2007 Memo Items Not seasonally adjusted, billions of dollars Account 2006 2006 2006 2006 2006 2006 2007 2007 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 21 Feb 28 Mar 7 Mar 14 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 96.8 108.5 104.7 103.7 106.5 116.2 109.5 109.0 110.0 108.4 115.0 112.8 30 Reval. losses on off-bal. sheet items 9 82.5 92.3 91.0 91.5 90.2 96.2 90.5 91.7 93.4 90.0 95.8 92.0 31 Mortgage-backed securities 10 583.3 641.9 620.4 621.4 623.6 625.6 628.8 639.6 641.5 645.7 635.0 637.4 31a Pass-through 449.9 500.6 481.7 473.6 483.8 491.6 494.8 505.9 507.9 512.6 508.3 510.4 31b CMO, REMIC, and other 133.4 141.3 138.8 147.8 139.8 134.0 134.0 133.8 133.6 133.1 126.8 127.0 32 Net unrealized gains (losses) on available-for-sale securities 11 -11.1 -10.2 -3.0 -1.6 -2.8 -4.0 -6.0 -5.8 -6.2 -4.1 -3.1 -3.3 33 Securitized consumer loans 12 99.1 100.6 102.5 101.8 102.1 105.8 105.6 105.2 104.7 106.7 105.9 106.0 33a Credit cards and related plans 69.7 68.6 68.7 67.1 66.6 67.2 67.3 67.6 67.2 69.4 69.4 69.2 33b Other 29.4 32.0 33.8 34.7 35.5 38.6 38.4 37.5 37.5 37.3 36.6 36.8 34 Securitized business loans 12 3.0 2.4 2.3 2.2 2.2 2.2 2.2 2.2 2.2 2.2 2.2 2.2 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 330.3 320.8 326.9 330.6 328.8 321.7 323.2 324.3 323.0 327.0 330.1 319.3 33 Securitized consumer loans 12 271.7 275.9 278.8 282.9 285.4 286.6 285.7 286.4 286.1 291.2 289.0 290.1 33a Credit cards and related plans 267.8 272.3 275.3 279.4 281.7 283.0 282.1 282.8 282.5 287.6 285.5 286.5 33b Other 3.9 3.5 3.5 3.5 3.7 3.7 3.7 3.6 3.6 3.6 3.5 3.6 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 62.0 72.4 68.6 67.1 66.7 67.0 64.3 64.6 65.6 65.1 66.0 66.8 30 Reval. losses on off-bal. sheet items 9 65.5 78.9 76.1 75.7 73.6 73.6 72.5 71.2 72.1 71.0 71.8 72.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Notes on the Data Due to the conversion of a commercial bank to a thrift during the week ending March 14, 2007, the assets of the commercial bank universe shrunk by approximately $98.6 billion. The major asset items affected were (in billions): Treasury and Agency securities, $3.0; other securities, $9.2; revolving home equity, $14.2; other residential real estate, $66.4; security loans, $0.2; interbank loans, $3.3; cash assets, $0.8; and other assets, $1.6. The major liability items affected were: transaction deposits, $2.0; nontransaction, large time deposits, $11.4; nontransaction, other deposits, $44.8; borrowings from others, $30.3; other liabilities, $2.4; and the residual (assets less liabilities), $8.5. The memo item affected was mortgage-backed securities, $11.8. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------