----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 9,350.0 9,425.5 9,426.2 9,579.2 9,983.6 9,916.6 9,953.2 9,857.8 9,833.6 9,818.6 9,782.8 9,766.2 2 Securities in bank credit 2,444.7 2,504.7 2,489.0 2,538.7 2,722.4 2,710.9 2,774.1 2,741.2 2,683.3 2,653.7 2,670.1 2,655.0 3 Treasury and Agency securities 1,105.5 1,121.8 1,132.8 1,154.2 1,237.8 1,263.1 1,261.8 1,276.5 1,265.4 1,245.6 1,260.1 1,243.6 2 4 Other securities 3 1,339.2 1,382.9 1,356.3 1,384.5 1,484.6 1,447.8 1,512.3 1,464.7 1,417.9 1,408.1 1,410.0 1,411.4 5 Loans and leases in bank credit 6,905.3 6,920.8 6,937.1 7,040.5 7,261.2 7,205.6 7,179.1 7,116.6 7,150.2 7,164.8 7,112.8 7,111.2 4 6 Commercial and industrial 1,451.4 1,515.2 1,522.7 1,539.9 1,605.2 1,602.1 1,584.1 1,573.8 1,577.1 1,567.4 1,563.4 1,557.5 7 Real estate 3,625.7 3,617.8 3,620.0 3,657.9 3,818.3 3,822.2 3,820.0 3,800.4 3,817.4 3,830.4 3,822.0 3,824.7 8 Revolving home equity 490.0 522.3 526.5 539.9 579.3 584.5 590.1 593.9 594.3 594.9 595.3 596.4 9 Other residential 1,521.0 1,421.3 1,417.0 1,430.6 1,510.5 1,507.7 1,497.0 1,481.6 1,498.5 1,512.2 1,502.2 1,506.2 10 Commercial 1,614.7 1,674.3 1,676.5 1,687.5 1,728.5 1,730.0 1,732.9 1,724.9 1,724.6 1,723.4 1,724.5 1,722.2 11 Consumer 809.8 842.3 847.4 853.2 871.9 878.0 879.2 892.0 898.6 898.8 901.3 903.6 12 Credit cards and other 345.4 353.6 359.3 364.6 383.1 387.7 383.1 392.3 395.9 396.6 399.2 401.3 revolving plans 13 Other 464.4 488.7 488.1 488.6 488.8 490.3 496.1 499.7 502.8 502.3 502.1 502.3 14 Security 5 290.0 285.5 292.9 319.8 297.3 266.6 248.2 224.8 239.4 250.4 202.0 200.7 15 Fed funds and RPs with 230.8 232.0 239.8 258.7 234.2 216.4 205.8 183.4 199.7 210.3 163.3 162.0 brokers 16 Other 59.2 53.5 53.1 61.2 63.1 50.2 42.4 41.4 39.7 40.1 38.7 38.7 17 Other loans and leases 728.4 660.1 654.1 669.6 668.4 636.8 647.6 625.6 617.7 617.8 624.1 624.6 18 Interbank loans 446.4 429.7 431.2 466.8 446.5 354.9 372.4 440.4 436.3 438.9 443.7 439.0 19 Fed funds and RPs with banks 6 366.7 350.4 352.4 391.2 366.0 277.9 309.9 377.4 376.2 379.5 384.2 378.9 20 Other 79.7 79.3 78.8 75.7 80.4 77.0 62.4 63.0 60.2 59.4 59.5 60.1 21 Cash assets 7 300.6 300.6 303.3 371.9 587.7 872.1 989.5 976.2 864.4 846.9 881.2 847.1 22 Other assets 8 971.8 1,018.9 1,013.8 1,036.7 1,083.0 1,122.0 1,136.0 1,106.0 1,107.4 1,123.3 1,094.3 1,100.8 23 Total Assets 9 10,986.8 11,063.7 11,060.5 11,335.0 11,971.5 12,133.5 12,317.9 12,240.0 12,097.4 12,083.7 12,058.2 12,009.7 Liabilities 24 Deposits 6,711.9 6,905.2 6,907.9 7,092.5 7,165.3 7,112.7 7,297.5 7,360.3 7,352.8 7,338.6 7,335.5 7,348.8 25 Transaction 613.3 621.4 591.3 639.6 672.6 695.1 768.3 703.4 693.9 691.3 682.0 684.1 26 Nontransaction 6,098.5 6,283.8 6,316.6 6,453.0 6,492.8 6,417.7 6,529.2 6,657.0 6,658.9 6,647.3 6,653.5 6,664.6 27 Large time 2,045.0 2,125.1 2,122.7 2,160.4 2,075.0 1,948.0 1,986.5 1,992.8 1,965.0 1,943.7 1,932.2 1,911.3 28 Other 4,053.5 4,158.8 4,193.9 4,292.6 4,417.8 4,469.7 4,542.7 4,664.2 4,693.9 4,703.6 4,721.3 4,753.3 29 Borrowings 2,298.1 2,352.7 2,366.7 2,401.6 2,648.3 2,624.5 2,527.1 2,444.8 2,419.0 2,444.0 2,467.8 2,481.9 30 From banks in the U.S. 473.0 466.8 462.6 467.0 446.4 392.5 372.3 428.5 420.1 417.2 434.4 433.2 31 From others 1,825.1 1,885.9 1,904.1 1,934.6 2,201.9 2,232.0 2,154.8 2,016.3 1,998.9 2,026.8 2,033.3 2,048.7 32 Net due to related foreign offices 77.3 -48.3 -87.4 -85.2 151.1 376.4 422.0 398.8 305.3 245.4 277.7 255.5 33 Other liabilities 696.3 686.4 686.4 714.9 798.4 828.4 894.3 846.5 769.3 780.0 769.0 760.8 34 Total Liabilities 9,783.5 9,896.1 9,873.6 10,123.8 10,763.0 10,942.0 11,140.9 11,050.5 10,846.4 10,808.0 10,850.0 10,846.9 35 Residual (assets less liabilities) 1,203.4 1,167.6 1,186.9 1,211.2 1,208.5 1,191.5 1,177.0 1,189.5 1,251.0 1,275.7 1,208.2 1,162.8 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 9,352.2 9,377.4 9,400.5 9,595.9 9,994.9 9,972.3 9,998.5 9,861.6 9,831.2 9,811.9 9,769.2 9,753.4 2 Securities in bank credit 2,427.6 2,488.4 2,477.3 2,524.7 2,709.5 2,740.0 2,769.6 2,723.8 2,662.0 2,644.3 2,667.2 2,660.6 3 Treasury and Agency securities 1,091.0 1,126.3 1,139.9 1,152.0 1,217.6 1,260.8 1,238.5 1,261.7 1,260.7 1,240.8 1,264.9 1,254.9 2 4 Other securities 3 1,336.6 1,362.1 1,337.5 1,372.7 1,491.9 1,479.1 1,531.1 1,462.1 1,401.3 1,403.4 1,402.3 1,405.8 5 Loans and leases in bank credit 6,924.6 6,888.9 6,923.2 7,071.2 7,285.5 7,232.4 7,228.9 7,137.8 7,169.2 7,167.6 7,102.0 7,092.8 4 6 Commercial and industrial 1,453.0 1,505.7 1,511.6 1,544.1 1,610.1 1,606.9 1,590.2 1,574.6 1,578.6 1,565.5 1,565.0 1,561.1 7 Real estate 3,621.7 3,623.2 3,627.3 3,670.0 3,832.1 3,834.7 3,824.2 3,797.2 3,816.2 3,826.0 3,807.2 3,807.6 8 Revolving home equity 491.0 522.8 527.3 541.6 581.5 586.2 592.0 595.3 595.0 595.6 595.9 596.2 9 Other residential 1,515.6 1,427.9 1,423.7 1,438.5 1,516.4 1,511.4 1,496.1 1,477.0 1,499.3 1,508.2 1,488.7 1,490.5 10 Commercial 1,615.2 1,672.5 1,676.3 1,689.9 1,734.2 1,737.1 1,736.1 1,724.9 1,721.9 1,722.2 1,722.6 1,721.0 11 Consumer 828.4 833.7 844.8 854.8 866.5 877.0 891.7 913.0 911.7 907.7 910.7 907.2 12 Credit cards and other 361.9 348.4 356.8 364.2 378.4 390.1 403.0 411.1 401.4 398.9 405.2 403.2 revolving plans 13 Other 466.5 485.3 488.0 490.6 488.1 486.9 488.7 501.9 510.3 508.8 505.5 504.0 14 Security 5 288.8 275.5 288.7 323.3 302.2 270.8 256.4 224.0 244.3 254.7 200.2 196.1 15 Fed funds and RPs with 229.0 225.1 237.2 260.3 238.9 219.1 211.5 182.3 205.3 216.0 161.7 158.0 brokers 16 Other 59.8 50.4 51.5 63.0 63.3 51.6 44.9 41.6 39.0 38.7 38.6 38.0 17 Other loans and leases 732.6 650.8 650.7 679.0 674.6 643.1 666.3 629.1 618.3 613.7 618.8 620.8 18 Interbank loans 448.0 426.8 428.5 463.2 445.6 355.3 375.0 441.6 438.5 441.2 445.3 439.2 19 Fed funds and RPs with banks 6 366.7 350.4 352.4 391.2 366.0 277.9 309.9 377.4 376.2 379.5 384.2 378.9 20 Other 81.3 76.4 76.1 72.0 79.6 77.4 65.0 64.1 62.3 61.7 61.1 60.3 21 Cash assets 7 313.6 296.9 290.5 371.7 586.0 890.5 1,041.6 1,019.1 847.2 790.4 904.1 883.2 22 Other assets 8 968.4 1,013.5 1,010.4 1,047.5 1,096.4 1,129.0 1,141.3 1,103.2 1,108.3 1,122.4 1,091.8 1,090.3 23 Total Assets 9 11,000.3 11,003.2 11,015.9 11,358.8 11,994.2 12,215.5 12,422.9 12,285.0 12,080.8 12,022.1 12,067.1 12,023.6 Liabilities 24 Deposits 6,714.1 6,857.6 6,869.5 7,072.2 7,160.9 7,133.0 7,344.0 7,364.9 7,350.8 7,320.8 7,324.9 7,313.7 25 Transaction 627.2 602.5 585.2 624.4 660.2 701.0 801.9 719.4 670.8 642.3 685.3 712.8 26 Nontransaction 6,086.9 6,255.2 6,284.3 6,447.9 6,500.7 6,432.0 6,542.2 6,645.5 6,680.0 6,678.5 6,639.6 6,600.9 27 Large time 2,050.4 2,097.0 2,105.5 2,150.0 2,074.1 1,952.7 1,990.1 1,999.2 1,970.1 1,954.1 1,934.5 1,907.4 28 Other 4,036.5 4,158.2 4,178.9 4,297.9 4,426.6 4,479.3 4,552.1 4,646.4 4,709.9 4,724.5 4,705.1 4,693.6 29 Borrowings 2,281.8 2,332.1 2,373.3 2,447.4 2,654.1 2,637.5 2,495.3 2,424.1 2,425.8 2,421.9 2,444.3 2,455.9 30 From banks in the U.S. 476.9 457.3 460.7 469.9 443.6 395.1 375.6 431.6 423.1 415.6 432.9 434.5 31 From others 1,804.8 1,874.8 1,912.6 1,977.6 2,210.5 2,242.4 2,119.7 1,992.5 2,002.7 2,006.3 2,011.4 2,021.4 32 Net due to related foreign offices 122.9 -26.3 -77.2 -66.4 181.5 399.5 460.7 447.2 341.5 273.0 295.1 260.7 33 Other liabilities 700.5 661.1 666.5 707.8 806.9 860.5 932.8 857.8 764.5 793.6 777.3 771.9 34 Total Liabilities 9,819.3 9,824.6 9,832.1 10,161.1 10,803.5 11,030.5 11,232.9 11,094.0 10,882.7 10,809.2 10,841.6 10,802.3 35 Residual (assets less liabilities) 1,181.0 1,178.6 1,183.8 1,197.7 1,190.8 1,185.0 1,190.1 1,191.1 1,198.1 1,213.0 1,225.4 1,221.3 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 8,138.6 8,272.4 8,270.5 8,429.5 8,813.9 8,786.0 8,829.4 8,735.9 8,723.2 8,707.4 8,681.5 8,671.4 2 Securities in bank credit 1,981.1 2,031.7 2,017.7 2,075.5 2,242.9 2,250.1 2,300.7 2,267.5 2,217.6 2,185.4 2,201.7 2,192.6 3 Treasury and Agency securities 2 1,011.8 1,025.0 1,039.8 1,066.3 1,155.3 1,174.7 1,169.9 1,182.9 1,173.2 1,151.1 1,168.0 1,148.6 4 Other securities 3 969.3 1,006.7 977.9 1,009.3 1,087.6 1,075.3 1,130.8 1,084.6 1,044.4 1,034.4 1,033.7 1,044.0 5 Loans and leases in bank credit 4 6,157.5 6,240.7 6,252.8 6,354.0 6,571.0 6,535.9 6,528.7 6,468.4 6,505.6 6,522.0 6,479.8 6,478.8 6 Commercial and industrial 1,160.1 1,194.7 1,197.9 1,208.6 1,250.1 1,244.8 1,229.9 1,216.3 1,215.4 1,213.4 1,211.3 1,206.0 7 Real estate 3,585.4 3,572.7 3,573.9 3,612.3 3,773.5 3,778.7 3,776.8 3,757.4 3,774.1 3,787.1 3,778.7 3,781.1 8 Revolving home equity 489.2 521.5 525.7 539.1 578.5 583.7 589.4 593.2 593.5 594.1 594.5 595.6 9 Other residential 1,517.8 1,417.9 1,413.7 1,427.4 1,507.6 1,504.9 1,494.1 1,478.6 1,495.4 1,509.1 1,499.1 1,503.1 10 Commercial 1,578.4 1,633.4 1,634.6 1,645.7 1,687.4 1,690.1 1,693.4 1,685.7 1,685.1 1,684.0 1,685.1 1,682.4 11 Consumer 809.8 842.3 847.4 853.2 871.9 878.0 879.2 892.0 898.6 898.8 901.3 903.6 12 Credit cards and other 345.4 353.6 359.3 364.6 383.1 387.7 383.1 392.3 395.9 396.6 399.2 401.3 revolving plans 13 Other 464.4 488.7 488.1 488.6 488.8 490.3 496.1 499.7 502.8 502.3 502.1 502.3 14 Security 5 162.8 196.3 203.5 235.2 223.7 207.5 200.9 173.6 192.4 196.1 154.5 154.9 15 Fed funds and RPs with brokers 129.9 166.0 173.6 190.8 177.9 172.4 171.7 145.0 164.6 168.7 126.9 127.6 16 Other 32.8 30.3 29.9 44.4 45.8 35.1 29.3 28.6 27.8 27.3 27.6 27.3 17 Other loans and leases 439.4 434.7 430.1 444.7 451.9 426.9 441.8 429.1 425.1 426.6 434.0 433.1 18 Interbank loans 361.0 362.6 364.6 396.6 383.1 306.8 341.5 403.3 398.7 401.7 400.1 402.3 19 Fed funds and RPs with banks 6 285.7 288.9 292.3 326.0 310.2 236.2 284.3 344.9 343.3 347.4 345.7 347.7 20 Other 75.3 73.7 72.4 70.6 72.9 70.6 57.2 58.4 55.4 54.3 54.3 54.6 21 Cash assets 7 245.8 242.2 247.1 307.9 446.1 579.5 655.3 647.7 589.3 576.7 614.8 606.9 22 Other assets 8 917.1 965.3 969.6 988.4 1,024.1 1,069.0 1,081.7 1,057.4 1,062.5 1,081.8 1,048.9 1,056.6 23 Total Assets 9 9,580.5 9,731.5 9,738.0 10,002.9 10,538.1 10,609.3 10,774.8 10,703.8 10,629.4 10,623.9 10,601.5 10,593.8 Liabilities 24 Deposits 5,657.7 5,770.0 5,767.4 5,973.4 6,222.6 6,235.4 6,392.4 6,438.4 6,444.7 6,439.9 6,448.3 6,482.1 25 Transaction 601.2 606.9 579.1 625.7 654.8 682.4 754.0 689.3 679.7 677.1 669.3 671.2 26 Nontransaction 5,056.5 5,163.1 5,188.3 5,347.7 5,567.7 5,553.1 5,638.4 5,749.1 5,765.0 5,762.8 5,779.0 5,810.9 27 Large time 1,037.9 1,026.0 1,016.7 1,078.4 1,163.6 1,101.6 1,121.9 1,114.3 1,099.5 1,087.5 1,084.7 1,081.0 28 Other 4,018.6 4,137.1 4,171.6 4,269.3 4,404.2 4,451.5 4,516.6 4,634.8 4,665.5 4,675.3 4,694.3 4,729.9 29 Borrowings 1,697.0 1,737.9 1,744.8 1,768.7 1,994.2 1,978.4 1,901.3 1,858.3 1,821.5 1,831.4 1,852.7 1,859.8 30 From banks in the U.S. 408.5 391.6 390.8 377.7 381.0 351.4 342.0 394.3 386.3 378.2 394.8 394.4 31 From others 1,288.4 1,346.3 1,354.0 1,391.0 1,613.2 1,627.1 1,559.3 1,464.0 1,435.1 1,453.2 1,457.9 1,465.4 32 Net due to related foreign offices 516.6 533.6 510.6 508.5 514.7 558.8 581.3 579.5 536.8 483.7 484.6 468.2 33 Other liabilities 548.5 545.3 540.6 568.6 616.9 652.4 719.7 650.8 582.6 595.0 578.7 586.6 34 Total Liabilities 8,419.8 8,586.8 8,563.3 8,819.2 9,348.3 9,425.1 9,594.7 9,527.1 9,385.5 9,349.8 9,364.2 9,396.7 35 Residual (assets less liabilities) 10 1,160.7 1,144.7 1,174.7 1,183.7 1,189.7 1,184.2 1,180.1 1,176.8 1,243.9 1,274.0 1,237.3 1,197.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 8,143.1 8,236.1 8,251.8 8,449.6 8,821.1 8,829.0 8,868.8 8,742.0 8,713.1 8,697.1 8,664.8 8,649.2 2 Securities in bank credit 1,969.1 2,019.9 2,010.3 2,068.0 2,230.2 2,265.6 2,295.8 2,254.0 2,196.4 2,174.7 2,201.7 2,199.1 3 Treasury and Agency securities 2 999.2 1,029.5 1,047.6 1,064.2 1,137.7 1,174.1 1,148.2 1,169.2 1,169.1 1,145.8 1,172.3 1,157.7 4 Other securities 3 969.9 990.4 962.7 1,003.8 1,092.5 1,091.5 1,147.6 1,084.8 1,027.3 1,028.9 1,029.4 1,041.5 5 Loans and leases in bank credit 4 6,174.0 6,216.2 6,241.5 6,381.6 6,590.9 6,563.5 6,572.9 6,488.0 6,516.7 6,522.4 6,463.1 6,450.0 6 Commercial and industrial 1,159.9 1,188.6 1,189.6 1,211.1 1,255.1 1,249.4 1,232.7 1,215.5 1,214.5 1,208.3 1,209.2 1,206.1 7 Real estate 3,581.3 3,578.3 3,582.1 3,624.1 3,786.4 3,791.2 3,780.9 3,754.1 3,773.1 3,782.8 3,764.2 3,764.4 8 Revolving home equity 490.2 522.0 526.4 540.8 580.7 585.4 591.3 594.5 594.2 594.9 595.2 595.5 9 Other residential 1,512.4 1,424.5 1,420.5 1,435.4 1,513.3 1,508.6 1,493.2 1,474.1 1,496.4 1,505.3 1,485.8 1,487.5 10 Commercial 1,578.7 1,631.8 1,635.2 1,647.9 1,692.4 1,697.2 1,696.4 1,685.4 1,682.5 1,682.7 1,683.2 1,681.4 11 Consumer 828.4 833.7 844.8 854.8 866.5 877.0 891.7 913.0 911.7 907.7 910.7 907.2 12 Credit cards and other 361.9 348.4 356.8 364.2 378.4 390.1 403.0 411.1 401.4 398.9 405.2 403.2 revolving plans 13 Other 466.5 485.3 488.0 490.6 488.1 486.9 488.7 501.9 510.3 508.8 505.5 504.0 14 Security 5 163.3 184.3 196.4 240.0 226.3 210.2 210.8 175.0 193.3 203.4 152.9 147.1 15 Fed funds and RPs with brokers 131.3 154.1 167.0 195.2 180.7 174.6 181.0 147.2 166.5 176.5 125.6 120.4 16 Other 32.0 30.2 29.4 44.9 45.6 35.5 29.8 27.8 26.8 26.9 27.2 26.7 17 Other loans and leases 441.1 431.3 428.6 451.5 456.6 435.7 456.9 430.4 424.2 420.2 426.1 425.2 18 Interbank loans 361.4 360.4 362.8 393.4 382.6 306.6 342.9 403.5 400.2 403.1 401.4 402.7 19 Fed funds and RPs with banks 6 285.7 288.9 292.3 326.0 310.2 236.2 284.3 344.9 343.3 347.4 345.7 347.7 20 Other 75.7 71.5 70.6 67.4 72.3 70.4 58.6 58.6 56.9 55.7 55.7 55.0 21 Cash assets 7 258.3 238.2 234.0 305.7 444.8 590.6 695.9 680.9 580.8 533.0 637.2 638.2 22 Other assets 8 915.2 964.0 967.1 999.4 1,036.9 1,075.7 1,086.7 1,055.2 1,061.0 1,077.8 1,043.4 1,042.2 23 Total Assets 9 9,596.1 9,687.4 9,701.8 10,028.8 10,556.8 10,670.3 10,860.9 10,741.1 10,610.7 10,567.3 10,603.5 10,589.7 Liabilities 24 Deposits 5,669.7 5,743.6 5,741.9 5,961.5 6,219.7 6,259.8 6,452.2 6,453.2 6,456.1 6,430.8 6,452.9 6,460.4 25 Transaction 615.3 588.4 573.0 610.8 644.5 689.0 787.4 705.6 656.8 628.6 672.7 699.9 26 Nontransaction 5,054.5 5,155.2 5,168.9 5,350.8 5,575.2 5,570.8 5,664.8 5,747.6 5,799.3 5,802.2 5,780.2 5,760.6 27 Large time 1,042.5 1,019.8 1,012.4 1,074.3 1,166.9 1,108.9 1,130.4 1,119.4 1,107.2 1,095.5 1,092.6 1,084.2 28 Other 4,012.0 4,135.4 4,156.5 4,276.5 4,408.3 4,461.9 4,534.4 4,628.2 4,692.1 4,706.7 4,687.6 4,676.4 29 Borrowings 1,672.9 1,720.2 1,756.6 1,827.3 2,017.5 1,994.2 1,886.6 1,827.6 1,814.7 1,813.1 1,837.3 1,835.1 30 From banks in the U.S. 408.2 385.4 390.1 379.9 383.3 351.0 341.3 394.0 386.4 376.5 394.4 395.7 31 From others 1,264.7 1,334.8 1,366.5 1,447.4 1,634.2 1,643.2 1,545.4 1,433.6 1,428.2 1,436.7 1,442.9 1,439.4 32 Net due to related foreign offices 545.3 529.7 506.9 495.2 508.9 561.4 600.0 609.2 564.7 509.1 506.1 483.6 33 Other liabilities 557.6 527.6 527.0 562.1 625.7 674.9 737.1 665.1 582.1 606.3 586.7 594.3 34 Total Liabilities 8,445.6 8,521.1 8,532.3 8,846.2 9,371.8 9,490.3 9,675.9 9,555.1 9,417.6 9,359.4 9,383.1 9,373.4 35 Residual (assets less liabilities) 10 1,150.5 1,166.4 1,169.5 1,182.6 1,185.0 1,179.9 1,185.0 1,186.0 1,193.1 1,207.9 1,220.4 1,216.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 5,213.3 5,269.0 5,259.4 5,416.3 5,779.9 5,743.7 5,724.6 5,606.9 5,568.8 5,536.8 5,515.9 5,510.5 2 Securities in bank credit 1,387.1 1,440.0 1,431.3 1,496.0 1,665.1 1,667.1 1,659.4 1,616.9 1,566.5 1,527.5 1,545.0 1,539.6 3 Treasury and Agency securities 2 647.2 663.7 682.4 706.5 791.2 806.8 797.3 808.0 797.9 774.3 788.5 769.8 3a Trading account 83.3 54.2 56.3 71.5 129.8 115.6 101.6 101.1 88.7 80.7 84.9 71.5 3b Investment account 563.9 609.5 626.1 635.0 661.4 691.2 695.8 707.0 709.1 693.5 703.6 698.3 3b1 Mortgage-backed 511.8 560.4 575.3 584.5 613.3 640.5 634.0 639.3 638.7 621.0 629.3 630.2 3b2 Other 52.1 49.0 50.8 50.5 48.0 50.7 61.8 67.6 70.4 72.5 74.3 68.1 4 Other securities 740.0 776.3 748.9 789.5 873.9 860.3 862.0 808.9 768.6 753.2 756.4 769.8 4a Trading account 3 392.7 403.6 390.3 405.8 439.2 474.6 500.2 434.7 382.1 366.4 367.4 375.9 4a1 Derivatives with a positive fair 212.0 213.6 209.8 219.2 262.8 309.7 364.7 300.6 249.6 237.5 249.7 265.2 value 11 4a2 Other 180.7 190.0 180.5 186.6 176.4 164.9 135.5 134.1 132.5 128.9 117.7 110.8 4b Investment account 347.3 372.7 358.6 383.7 434.7 385.7 361.8 374.2 386.5 386.7 389.0 393.9 4b1 State and local government 57.3 53.6 52.9 52.3 52.8 52.3 52.9 55.3 55.2 54.7 54.7 55.2 4b2 Mortgage-backed 168.5 170.0 162.0 163.4 161.7 150.7 141.3 150.4 154.0 154.1 150.3 140.0 4b3 Other 121.5 149.1 143.7 167.9 220.2 182.6 167.5 168.5 177.4 177.9 183.9 198.8 5 Loans and leases in bank credit 4 3,826.2 3,829.0 3,828.0 3,920.3 4,114.8 4,076.6 4,065.2 3,989.9 4,002.3 4,009.3 3,970.9 3,970.9 6 Commercial and industrial 760.9 783.2 781.9 791.0 823.8 817.8 805.6 794.5 791.7 789.5 787.9 783.8 7 Real estate 2,099.3 2,035.8 2,030.5 2,064.7 2,215.2 2,216.4 2,208.5 2,181.2 2,178.6 2,187.0 2,182.3 2,183.2 8 Revolving home equity 400.8 425.7 428.9 440.7 477.9 481.8 485.9 488.2 488.5 488.7 488.8 489.2 9 Other residential 1,063.5 957.0 948.8 965.3 1,039.1 1,035.6 1,023.0 1,000.9 999.6 1,008.5 1,003.7 1,005.7 10 Commercial 634.9 653.1 652.8 658.7 698.2 699.1 699.6 692.1 690.5 689.8 689.8 688.3 11 Consumer 477.5 501.1 502.9 506.5 522.2 525.3 529.7 538.0 542.1 540.6 542.3 545.1 12 Credit cards and other revolving plans 136.5 140.5 142.5 146.4 161.9 162.7 163.0 169.5 172.2 170.8 172.0 173.4 13 Other 341.0 360.6 360.4 360.1 360.4 362.6 366.7 368.5 369.9 369.8 370.3 371.6 14 Security 152.3 185.6 193.1 224.8 213.7 196.9 189.3 161.7 180.3 183.4 141.9 142.8 15 Fed funds and RPs with brokers 124.2 160.1 167.9 184.6 172.2 166.6 165.3 138.3 157.8 161.4 119.6 120.8 16 Other 28.1 25.5 25.2 40.2 41.5 30.3 24.1 23.4 22.5 22.0 22.3 22.0 17 Other loans and leases 336.2 323.3 319.6 333.3 340.0 320.1 332.2 314.4 309.6 308.9 316.5 316.0 17a Fed funds and RPs with others 43.3 24.1 23.8 20.0 20.9 16.3 31.9 21.1 12.3 13.1 17.6 20.8 17b Other loans 194.3 200.3 199.4 218.3 225.4 211.1 208.4 202.7 206.0 204.3 207.9 204.7 17c Lease financing receivables 98.6 99.0 96.4 95.0 93.7 92.8 91.9 90.6 91.3 91.5 91.0 90.6 18 Interbank loans 240.9 239.8 240.6 265.8 253.2 192.5 210.6 257.3 245.6 245.5 248.3 258.7 19 Fed funds and RPs with banks 185.4 192.4 194.5 222.7 213.6 154.6 177.7 227.7 217.8 217.1 219.9 230.9 20 Other 55.5 47.4 46.1 43.1 39.6 37.9 33.0 29.5 27.8 28.3 28.4 27.8 21 Cash assets 7 145.5 138.4 140.7 199.2 318.3 403.4 434.4 420.8 362.4 337.4 387.6 383.7 22 Other assets 8 692.7 735.1 735.9 762.7 794.4 825.2 813.6 788.0 793.4 815.4 780.1 773.2 23 Total Assets 9 6,247.2 6,315.3 6,308.1 6,571.5 7,065.2 7,080.9 7,098.7 6,981.1 6,874.6 6,839.9 6,836.9 6,831.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Liabilities 24 Deposits 3,376.3 3,414.2 3,404.3 3,595.3 3,821.5 3,797.2 3,871.7 3,857.2 3,838.4 3,825.7 3,834.2 3,863.7 25 Transaction 330.2 332.9 313.5 357.5 384.8 415.0 473.0 414.2 402.4 389.3 383.1 397.3 26 Nontransaction 3,046.1 3,081.3 3,090.8 3,237.8 3,436.7 3,382.2 3,398.6 3,443.0 3,436.1 3,436.4 3,451.1 3,466.4 27 Large time 624.4 608.0 599.8 661.5 740.7 673.1 658.0 648.2 629.6 617.8 615.5 613.0 28 Other 2,421.6 2,473.3 2,491.0 2,576.4 2,696.0 2,709.1 2,740.6 2,794.8 2,806.5 2,818.6 2,835.7 2,853.3 29 Borrowings 1,114.3 1,147.2 1,157.5 1,188.4 1,402.8 1,391.7 1,306.3 1,278.7 1,235.6 1,246.0 1,280.6 1,282.5 30 From banks in the U.S. 171.3 160.5 157.7 152.0 153.3 131.5 124.6 183.3 170.8 165.5 189.1 183.0 31 From others 943.0 986.7 999.7 1,036.4 1,249.5 1,260.2 1,181.7 1,095.4 1,064.8 1,080.5 1,091.5 1,099.5 32 Net due to related foreign offices 513.8 527.1 506.1 506.3 515.4 554.8 575.6 574.4 532.1 478.5 479.1 464.6 33 Other liabilities 476.9 467.6 465.5 493.2 541.7 569.4 596.6 532.1 470.1 478.7 464.0 477.8 33a Derivatives with a negative fair value 11 166.3 165.8 172.2 183.8 209.8 252.6 276.2 217.8 165.1 172.9 161.4 176.4 33b Other 310.6 301.8 293.3 309.3 331.9 316.8 320.4 314.3 305.0 305.8 302.6 301.5 34 Total Liabilities 5,481.3 5,556.1 5,533.4 5,783.2 6,281.5 6,313.1 6,350.1 6,242.4 6,076.3 6,028.9 6,057.9 6,088.7 35 Residual (assets less liabilities) 10 765.9 759.2 774.7 788.4 783.7 767.7 748.6 738.7 798.3 811.0 779.0 742.7 Memoranda 36 Mortgage-backed securities 12 680.2 730.4 737.3 748.0 775.0 791.2 775.3 789.7 792.7 775.1 779.7 770.1 37 Pass-thru 448.4 492.9 504.6 519.8 547.3 573.4 564.5 572.7 573.5 555.9 561.0 553.3 38 CMO, REMIC, and other 231.8 237.5 232.7 228.1 227.7 217.8 210.9 217.0 219.2 219.2 218.6 216.8 39 Net unrealized gains (losses) on available-for-sale securities 13 -1.9 -31.8 -43.7 -47.9 -55.1 -76.2 -83.5 -69.3 -69.9 -68.7 -66.8 -70.9 40 Securitized consumer loans 14 110.7 115.0 114.8 120.3 131.5 129.2 127.2 127.2 126.9 128.5 126.3 125.1 41 Credit cards and other revolving plans 74.4 80.0 79.7 82.4 90.6 89.4 88.7 88.6 88.5 89.9 87.8 86.5 42 Other 36.3 35.0 35.1 37.9 40.9 39.8 38.4 38.5 38.4 38.6 38.5 38.6 43 Securitized real estate loans 14 1,171.9 1,258.2 1,274.5 1,302.6 1,391.5 1,377.2 1,369.1 1,370.6 1,373.5 1,372.4 1,375.5 1,374.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 5,213.2 5,241.1 5,245.2 5,428.5 5,782.0 5,775.8 5,745.5 5,607.2 5,560.3 5,537.5 5,510.4 5,499.4 2 Securities in bank credit 1,378.1 1,430.4 1,425.8 1,491.6 1,656.2 1,685.1 1,655.6 1,606.7 1,549.4 1,520.3 1,547.5 1,547.2 3 Treasury and Agency securities 2 634.4 670.6 691.0 706.0 774.3 806.0 773.3 792.9 793.4 768.3 793.1 778.6 3a Trading account 79.3 54.4 54.9 68.7 128.0 125.1 92.7 96.7 92.5 82.5 86.6 78.4 3b Investment account 555.1 616.3 636.0 637.3 646.2 680.9 680.6 696.1 700.9 685.9 706.5 700.3 3b1 Mortgage-backed 502.9 567.7 583.5 586.0 599.1 630.7 619.0 628.3 630.6 613.9 634.1 634.2 3b2 Other 52.2 48.6 52.5 51.3 47.1 50.2 61.6 67.9 70.3 71.9 72.4 66.0 4 Other securities 743.7 759.8 734.9 785.7 882.0 879.1 882.3 813.8 756.0 751.9 754.5 768.5 4a Trading account 3 394.8 392.7 379.0 399.8 447.6 492.5 519.1 437.4 367.8 363.4 364.3 374.0 4a1 Derivatives with a positive fair 220.8 205.3 205.3 224.5 276.1 343.8 380.1 312.6 242.2 238.6 243.9 256.0 value 11 4a2 Other 174.0 187.4 173.7 175.3 171.6 148.7 139.0 124.9 125.6 124.8 120.4 118.0 4b Investment account 348.9 367.1 355.9 385.8 434.4 386.6 363.2 376.4 388.2 388.5 390.2 394.5 4b1 State and local government 57.8 52.8 52.2 52.3 52.9 52.6 52.9 55.8 55.3 54.9 54.6 55.1 4b2 Mortgage-backed 168.3 170.3 162.7 160.0 159.5 150.0 140.7 150.3 152.5 152.9 151.5 142.7 4b3 Other 122.9 144.0 141.0 173.6 222.0 184.0 169.6 170.3 180.4 180.6 184.1 196.7 5 Loans and leases in bank credit 4 3,835.1 3,810.7 3,819.3 3,936.9 4,125.7 4,090.6 4,090.0 4,000.5 4,011.0 4,017.3 3,962.8 3,952.2 6 Commercial and industrial 759.0 777.7 775.6 792.1 828.4 822.3 807.6 792.1 791.3 786.8 787.9 785.6 7 Real estate 2,098.5 2,041.4 2,037.5 2,069.5 2,218.6 2,220.5 2,209.4 2,180.8 2,179.2 2,186.6 2,173.1 2,171.1 8 Revolving home equity 402.0 425.7 429.1 441.6 479.7 483.1 487.5 489.7 489.1 489.6 489.8 489.5 9 Other residential 1,061.1 963.6 956.3 969.2 1,039.6 1,035.5 1,020.6 998.7 1,000.4 1,007.2 993.5 993.0 10 Commercial 635.4 652.1 652.1 658.7 699.2 701.9 701.3 692.4 689.6 689.8 689.7 688.7 11 Consumer 486.3 496.1 502.1 507.9 519.7 522.2 530.2 548.8 551.0 549.0 550.5 549.3 12 Credit cards and other revolving plans 143.1 138.7 142.1 146.8 160.3 163.0 169.8 177.9 175.1 173.7 176.2 175.4 13 Other 343.2 357.4 359.9 361.1 359.5 359.2 360.4 370.9 375.9 375.4 374.3 373.9 14 Security 152.9 173.6 185.7 229.0 215.6 200.4 199.6 163.2 181.0 190.8 140.6 135.4 15 Fed funds and RPs with brokers 125.4 148.5 161.3 189.2 175.0 169.8 174.7 140.3 159.1 168.8 118.2 113.5 16 Other 27.5 25.2 24.4 39.9 40.6 30.6 25.0 22.9 21.9 22.0 22.4 21.9 17 Other loans and leases 338.4 321.9 318.5 338.3 343.4 325.3 343.0 315.6 308.5 304.1 310.8 310.8 17a Fed funds and RPs with others 45.4 23.2 24.0 21.2 22.0 16.2 32.5 22.5 14.6 13.8 17.6 20.1 17b Other loans 194.4 199.6 198.5 221.9 227.6 216.3 218.2 202.6 202.6 199.2 202.3 200.2 17c Lease financing receivables 98.6 99.1 96.0 95.2 93.7 92.8 92.3 90.5 91.3 91.1 90.8 90.5 18 Interbank loans 239.7 238.7 240.5 265.5 254.9 194.0 211.3 256.5 245.5 244.7 247.4 257.7 19 Fed funds and RPs with banks 185.4 192.4 194.5 222.7 213.6 154.6 177.7 227.7 217.8 217.1 219.9 230.9 20 Other 54.3 46.3 46.0 42.7 41.4 39.4 33.6 28.7 27.7 27.6 27.6 26.8 21 Cash assets 7 158.8 131.2 127.2 197.2 321.4 422.0 482.7 461.8 361.1 312.8 412.5 414.8 22 Other assets 8 692.7 735.1 735.9 762.7 794.4 825.2 813.6 788.0 793.4 815.4 780.1 773.2 23 Total Assets 9 6,259.4 6,278.7 6,280.2 6,581.6 7,072.2 7,134.1 7,168.5 7,021.9 6,864.5 6,815.2 6,855.7 6,851.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Liabilities 24 Deposits 3,395.2 3,395.2 3,381.8 3,584.5 3,818.3 3,812.6 3,910.7 3,881.6 3,851.6 3,822.0 3,842.4 3,852.2 25 Transaction 342.3 317.3 306.6 345.6 375.9 421.6 505.8 428.9 382.2 354.7 389.2 416.9 26 Nontransaction 3,053.0 3,077.9 3,075.2 3,238.9 3,442.4 3,391.1 3,404.9 3,452.7 3,469.4 3,467.3 3,453.2 3,435.4 27 Large time 630.4 603.3 595.9 656.9 746.4 678.0 666.9 653.3 635.4 623.6 622.5 615.0 28 Other 2,422.6 2,474.6 2,479.4 2,582.0 2,696.0 2,713.0 2,737.9 2,799.4 2,834.1 2,843.7 2,830.7 2,820.4 29 Borrowings 1,083.5 1,136.7 1,173.8 1,243.2 1,419.5 1,403.8 1,286.0 1,239.2 1,221.4 1,227.4 1,261.3 1,255.6 30 From banks in the U.S. 168.5 157.4 158.0 152.7 153.2 132.6 124.7 181.0 170.4 167.2 188.0 182.0 31 From others 915.0 979.3 1,015.8 1,090.5 1,266.3 1,271.2 1,161.3 1,058.2 1,050.9 1,060.2 1,073.3 1,073.6 32 Net due to related foreign offices 541.5 524.8 504.1 492.3 507.3 556.0 593.7 602.4 557.9 502.3 499.3 479.1 33 Other liabilities 483.5 454.5 452.6 485.0 548.7 591.6 614.8 542.5 466.8 486.7 470.0 482.4 33a Derivatives with a negative fair value 11 172.2 159.2 160.9 176.4 213.2 264.5 285.0 227.5 160.5 176.5 164.2 178.3 33b Other 311.3 295.2 291.6 308.7 335.5 327.1 329.8 315.0 306.2 310.2 305.7 304.1 34 Total Liabilities 5,503.7 5,511.2 5,512.3 5,805.0 6,293.8 6,364.1 6,405.1 6,265.7 6,097.7 6,038.4 6,073.0 6,069.2 35 Residual (assets less liabilities) 10 755.7 767.4 767.9 776.6 778.4 770.1 763.3 756.2 766.8 776.8 782.7 781.8 Memoranda 36 Mortgage-backed securities 12 671.2 738.0 746.3 746.0 758.6 780.7 759.7 778.5 783.1 766.9 785.6 776.9 37 Pass-thru 438.5 501.9 515.8 519.1 532.9 563.7 549.4 560.8 562.5 545.9 565.7 558.4 38 CMO, REMIC, and other 232.7 236.1 230.5 226.8 225.7 217.0 210.4 217.7 220.5 221.0 219.9 218.5 39 Net unrealized gains (losses) on available-for-sale securities 13 -2.7 -35.6 -46.2 -46.7 -56.0 -74.4 -80.3 -70.6 -69.0 -65.1 -60.3 -65.9 40 Securitized consumer loans 14 111.2 115.1 114.2 120.9 133.3 130.6 128.2 127.0 127.7 127.6 125.2 125.0 41 Credit cards and other revolving plans 73.6 80.2 79.9 82.6 91.7 89.6 87.8 87.2 88.8 88.8 86.7 86.7 42 Other 37.6 35.0 34.3 38.3 41.6 41.0 40.5 39.8 38.9 38.8 38.6 38.4 43 Securitized real estate loans 14 1,202.6 1,231.2 1,244.5 1,277.9 1,384.3 1,387.8 1,397.3 1,403.4 1,402.6 1,401.9 1,401.9 1,398.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 2,925.3 3,003.4 3,011.1 3,013.3 3,034.0 3,042.3 3,104.8 3,129.0 3,154.4 3,170.6 3,165.6 3,160.9 2 Securities in bank credit 594.0 591.7 586.4 579.5 577.8 583.0 641.4 650.5 651.1 658.0 656.8 653.0 3 Treasury and Agency securities 2 364.7 361.3 357.4 359.8 364.2 367.9 372.6 374.9 375.4 376.8 379.5 378.8 4 Other securities 3 229.3 230.4 229.0 219.8 213.6 215.0 268.8 275.6 275.8 281.2 277.3 274.2 5 Loans and leases in bank credit 4 2,331.3 2,411.7 2,424.8 2,433.7 2,456.2 2,459.4 2,463.4 2,478.5 2,503.3 2,512.7 2,508.8 2,507.9 6 Commercial and industrial 399.3 411.4 416.0 417.6 426.3 426.9 424.3 421.8 423.6 423.9 423.4 422.2 7 Real estate 1,486.1 1,537.0 1,543.4 1,547.6 1,558.3 1,562.4 1,568.3 1,576.2 1,595.5 1,600.1 1,596.5 1,597.9 8 Revolving home equity 88.4 95.8 96.8 98.4 100.6 102.0 103.5 104.9 105.1 105.3 105.7 106.4 9 Other residential 454.3 460.9 464.8 462.1 468.5 469.3 471.1 477.7 495.8 500.6 495.5 497.4 10 Commercial 943.4 980.2 981.8 987.0 989.2 991.1 993.8 993.6 994.6 994.2 995.3 994.1 11 Consumer 332.3 341.2 344.5 346.7 349.7 352.7 349.6 354.0 356.6 358.3 359.0 358.5 12 Credit cards and other revolving plans 208.9 213.0 216.7 218.2 221.2 225.0 220.2 222.8 223.7 225.7 227.2 227.9 13 Other 123.4 128.2 127.7 128.5 128.5 127.6 129.4 131.1 132.9 132.5 131.8 130.6 17 Other loans and leases 6 113.6 122.1 120.9 121.8 121.9 117.4 121.2 126.5 127.6 130.4 130.0 129.3 18 Interbank loans 120.1 122.8 124.1 130.8 129.9 114.3 130.8 146.0 153.1 156.3 151.8 143.6 19 Fed funds and RPs with banks 6 100.3 96.5 97.8 103.3 96.7 81.6 106.6 117.1 125.4 130.3 125.9 116.8 20 Other 19.8 26.3 26.3 27.4 33.2 32.7 24.2 28.9 27.7 26.0 25.9 26.8 21 Cash assets 7 100.3 103.7 106.4 108.7 127.8 176.1 220.9 226.9 226.9 239.4 227.2 223.1 22 Other assets 8 224.4 230.2 233.8 225.7 229.7 243.8 268.1 269.4 269.1 266.4 268.8 283.4 23 Total Assets 9 3,333.3 3,416.2 3,430.0 3,431.4 3,472.9 3,528.5 3,676.0 3,722.8 3,754.8 3,783.9 3,764.6 3,762.3 Liabilities 24 Deposits 2,281.4 2,355.7 2,363.0 2,378.1 2,401.1 2,438.2 2,520.8 2,581.2 2,606.3 2,614.1 2,614.1 2,618.4 25 Transaction 271.0 274.0 265.6 268.2 270.1 267.4 281.0 275.1 277.3 287.8 286.2 273.8 26 Nontransaction 2,010.5 2,081.8 2,097.4 2,109.9 2,131.0 2,170.8 2,239.8 2,306.1 2,329.0 2,326.3 2,327.9 2,344.6 27 Large time 413.5 418.0 416.8 417.0 422.9 428.4 463.9 466.2 470.0 469.7 469.3 468.0 28 Other 1,597.0 1,663.8 1,680.6 1,692.9 1,708.2 1,742.4 1,775.9 1,839.9 1,859.0 1,856.6 1,858.6 1,876.6 29 Borrowings 582.7 590.7 587.3 580.3 591.3 586.8 595.0 579.6 585.8 585.4 572.0 577.3 30 From banks in the U.S. 237.3 231.1 233.0 225.7 227.7 219.9 217.4 211.0 215.5 212.7 205.6 211.3 31 From others 345.4 359.6 354.3 354.6 363.6 366.9 377.6 368.6 370.3 372.7 366.4 366.0 32 Net due to related foreign offices 2.8 6.5 4.5 2.2 -0.7 4.0 5.7 5.2 4.6 5.1 5.5 3.6 33 Other liabilities 71.6 77.7 75.1 75.5 75.2 82.9 123.1 118.7 112.5 116.3 114.7 108.7 34 Total Liabilities 2,938.5 3,030.7 3,029.9 3,036.0 3,066.9 3,112.0 3,244.6 3,284.7 3,309.2 3,320.9 3,306.3 3,307.9 35 Residual (assets less liabilities) 10 394.8 385.5 400.1 395.4 406.0 416.5 431.5 438.1 445.6 463.0 458.3 454.4 Memoranda 36 Mortgage-backed securities 12 245.8 264.4 264.8 265.7 265.9 261.2 263.3 266.7 267.5 268.0 269.7 269.3 40 Securitized consumer loans 14 290.4 296.4 293.9 293.1 292.7 290.2 289.1 287.6 287.0 286.3 282.8 281.0 43 Securitized real estate loans 14 30.0 33.9 34.8 35.4 24.2 27.8 23.7 18.1 18.4 18.3 18.9 19.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 2,929.9 2,995.0 3,006.7 3,021.1 3,039.1 3,053.3 3,123.2 3,134.8 3,152.7 3,159.6 3,154.4 3,149.8 2 Securities in bank credit 591.0 589.5 584.5 576.4 573.9 580.4 640.3 647.3 647.0 654.4 654.2 652.0 3 Treasury and Agency securities 2 364.8 358.9 356.7 358.3 363.4 368.0 375.0 376.4 375.7 377.4 379.2 379.1 4 Other securities 3 226.2 230.6 227.9 218.1 210.5 212.4 265.3 270.9 271.3 277.0 274.9 272.9 5 Loans and leases in bank credit 4 2,338.9 2,405.5 2,422.2 2,444.7 2,465.2 2,472.9 2,483.0 2,487.5 2,505.8 2,505.1 2,500.3 2,497.8 6 Commercial and industrial 400.9 410.9 414.1 419.0 426.7 427.1 425.0 423.4 423.2 421.6 421.4 420.5 7 Real estate 1,482.8 1,537.0 1,544.6 1,554.6 1,567.8 1,570.7 1,571.5 1,573.3 1,593.9 1,596.3 1,591.1 1,593.3 8 Revolving home equity 88.2 96.3 97.3 99.2 101.0 102.3 103.7 104.8 105.1 105.3 105.3 105.9 9 Other residential 451.3 461.0 464.2 466.2 473.7 473.1 472.6 475.4 495.9 498.1 492.3 494.6 10 Commercial 943.3 979.8 983.1 989.1 993.1 995.3 995.1 993.1 992.8 992.9 993.5 992.7 11 Consumer 342.1 337.6 342.7 346.9 346.7 354.8 361.5 364.2 360.7 358.7 360.2 357.9 12 Credit cards and other revolving plans 218.8 209.7 214.6 217.4 218.2 227.1 233.2 233.2 226.3 225.2 229.0 227.8 13 Other 123.3 127.9 128.1 129.5 128.6 127.7 128.3 131.0 134.4 133.5 131.2 130.1 17 Other loans and leases 6 113.1 120.0 120.7 124.2 123.9 120.2 125.0 126.6 127.9 128.6 127.6 126.2 18 Interbank loans 121.7 121.7 122.3 128.0 127.6 112.5 131.5 147.0 154.7 158.3 154.0 145.0 19 Fed funds and RPs with banks 6 100.3 96.5 97.8 103.3 96.7 81.6 106.6 117.1 125.4 130.3 125.9 116.8 20 Other 21.4 25.2 24.6 24.7 31.0 30.9 25.0 29.9 29.3 28.1 28.1 28.2 21 Cash assets 7 99.5 107.0 106.8 108.5 123.5 168.6 213.2 219.1 219.7 220.3 224.7 223.4 22 Other assets 8 222.5 228.9 231.3 236.7 242.6 250.5 273.1 267.2 267.6 262.4 263.3 269.0 23 Total Assets 9 3,336.7 3,408.8 3,421.7 3,447.2 3,484.6 3,536.2 3,692.4 3,719.2 3,746.2 3,752.1 3,747.8 3,738.6 Liabilities 24 Deposits 2,274.5 2,348.4 2,360.1 2,377.1 2,401.4 2,447.2 2,541.5 2,571.6 2,604.5 2,608.8 2,610.5 2,608.2 25 Transaction 273.0 271.1 266.4 265.2 268.6 267.4 281.6 276.7 274.6 273.9 283.5 283.0 26 Nontransaction 2,001.5 2,077.3 2,093.7 2,111.9 2,132.8 2,179.7 2,259.9 2,295.0 2,329.8 2,334.9 2,327.0 2,325.2 27 Large time 412.1 416.5 416.5 417.4 420.4 430.8 463.5 466.2 471.9 472.0 470.1 469.2 28 Other 1,589.4 1,660.8 1,677.1 1,694.5 1,712.4 1,748.9 1,796.4 1,828.8 1,858.0 1,863.0 1,856.9 1,856.0 29 Borrowings 589.4 583.5 582.7 584.1 598.0 590.3 600.7 588.3 593.3 585.7 576.0 579.5 30 From banks in the U.S. 239.7 227.9 232.1 227.3 230.1 218.4 216.6 213.0 216.0 209.3 206.4 213.7 31 From others 349.7 355.5 350.7 356.8 367.9 371.9 384.1 375.3 377.3 376.4 369.6 365.9 32 Net due to related foreign offices 3.8 4.9 2.8 2.9 1.6 5.4 6.3 6.9 6.8 6.9 6.9 4.6 33 Other liabilities 74.1 73.1 74.4 77.1 77.0 83.3 122.3 122.6 115.3 119.6 116.8 111.9 34 Total Liabilities 2,941.9 3,009.8 3,020.0 3,041.2 3,078.0 3,126.3 3,270.7 3,289.4 3,319.9 3,321.0 3,310.1 3,304.2 35 Residual (assets less liabilities) 10 394.8 398.9 401.6 406.0 406.6 409.9 421.7 429.8 426.3 431.1 437.7 434.4 Memoranda 36 Mortgage-backed securities 12 244.9 262.7 261.8 263.9 264.5 259.3 261.8 265.9 268.7 269.6 270.9 271.1 40 Securitized consumer loans 14 289.8 296.6 295.8 294.7 293.6 287.7 289.6 286.8 286.6 285.1 280.6 280.3 43 Securitized real estate loans 14 36.0 26.0 27.5 28.1 27.1 27.2 27.2 27.2 27.2 26.2 26.2 26.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 1,211.4 1,153.1 1,155.7 1,149.6 1,169.7 1,130.5 1,123.8 1,121.9 1,110.4 1,111.2 1,101.3 1,094.9 2 Securities in bank credit 463.6 473.0 471.3 463.2 479.5 460.8 473.3 473.8 465.7 468.3 468.3 462.4 3 Treasury and Agency securities 2 93.6 96.8 93.0 87.9 82.5 88.4 91.8 93.6 92.2 94.6 92.1 95.1 3a Trading account 29.4 35.1 33.2 31.7 32.7 34.8 29.5 27.8 26.3 29.9 27.8 29.9 3b Investment account 64.3 61.7 59.8 56.2 49.8 53.6 62.3 65.8 65.8 64.7 64.2 65.1 4 Other securities 369.9 376.2 378.4 375.3 397.1 372.5 381.5 380.2 373.5 373.8 376.3 367.4 4a Trading account 3 221.3 227.3 233.9 231.7 237.9 230.8 241.8 237.5 233.0 237.4 238.2 231.1 4a1 Derivatives with a positive fair 84.2 106.9 109.7 110.0 132.0 125.0 151.3 161.9 159.9 164.8 166.7 156.8 value 11 4a2 Other 137.1 120.4 124.2 121.8 105.9 105.8 90.5 75.6 73.1 72.6 71.5 74.3 4b Investment account 148.6 148.9 144.5 143.5 159.2 141.6 139.7 142.7 140.6 136.4 138.0 136.3 5 Loans and leases in bank credit 4 747.8 680.1 684.3 686.5 690.1 669.7 650.4 648.2 644.7 642.8 633.0 632.4 6 Commercial and industrial 291.3 320.5 324.8 331.4 355.1 357.3 354.2 357.5 361.7 354.0 352.1 351.5 7 Real estate 40.3 45.1 46.1 45.6 44.9 43.5 43.2 42.9 43.3 43.3 43.3 43.6 14 Security 127.2 89.2 89.4 84.6 73.6 59.1 47.2 51.3 47.0 54.4 47.5 45.8 15 Fed funds and RPs with brokers 6 100.9 66.0 66.3 67.8 56.3 44.0 34.1 38.4 35.1 41.5 36.4 34.4 16 Other 26.4 23.2 23.2 16.8 17.3 15.1 13.1 12.8 11.9 12.8 11.1 11.4 17 Other loans and leases 288.9 225.4 224.0 224.8 216.5 209.8 205.8 196.5 192.6 191.2 190.1 191.5 17a Fed funds and RPs with others 6 104.8 51.2 52.5 48.2 30.2 30.2 26.9 23.5 21.8 20.2 18.7 18.8 17b Other 184.1 174.1 171.4 176.7 186.3 179.7 178.9 173.0 170.8 171.0 171.4 172.7 18 Interbank loans 85.5 67.1 66.6 70.3 63.4 48.1 30.9 37.1 37.6 37.1 43.6 36.7 19 Fed funds and RPs with banks 81.0 61.5 60.2 65.1 55.8 41.6 25.7 32.6 32.9 32.1 38.5 31.2 20 Other 4.4 5.6 6.4 5.1 7.6 6.4 5.2 4.5 4.7 5.1 5.1 5.5 21 Cash assets 7 54.8 58.4 56.2 64.0 141.6 292.6 334.2 328.5 275.1 270.1 266.4 240.2 22 Other assets 8 54.7 53.6 44.1 48.3 58.9 53.0 54.2 48.6 44.9 41.4 45.4 44.2 23 Total Assets 9 1,406.3 1,332.1 1,322.5 1,332.1 1,433.4 1,524.2 1,543.1 1,536.2 1,468.0 1,459.8 1,456.7 1,416.0 Liabilities 24 Deposits 1,054.2 1,135.3 1,140.6 1,119.1 942.7 877.3 905.1 921.9 908.1 898.8 887.2 866.6 25 Transaction 12.2 14.5 12.2 13.9 17.7 12.7 14.3 14.1 14.2 14.2 12.8 13.0 26 Nontransaction 1,042.0 1,120.8 1,128.4 1,105.3 925.0 864.6 890.8 907.9 893.9 884.5 874.5 853.7 27 Large time 1,007.1 1,099.1 1,106.1 1,082.0 911.4 846.4 864.6 878.5 865.5 856.2 847.4 830.3 29 Borrowings 601.1 614.8 622.0 632.9 654.1 646.1 625.8 586.5 597.5 612.6 615.1 622.1 30 From banks in the U.S. 64.5 75.2 71.9 89.4 65.4 41.1 30.3 34.2 33.7 39.0 39.7 38.8 31 From others 536.6 539.6 550.1 543.5 588.7 604.9 595.5 552.3 563.7 573.6 575.4 583.3 32 Net due to related foreign offices -439.3 -581.9 -598.0 -593.6 -363.6 -182.5 -159.3 -180.8 -231.4 -238.2 -206.9 -212.7 33 Other liabilities 147.7 141.1 145.8 146.2 181.5 176.0 174.6 195.7 186.7 185.0 190.3 174.2 33a Derivatives with a negative fair value 11 85.9 102.7 108.5 101.8 125.2 129.4 135.2 153.6 150.5 154.8 156.8 143.7 33b Other 61.8 38.3 37.3 44.5 56.3 46.6 39.4 42.1 36.2 30.2 33.6 30.5 34 Total Liabilities 1,363.7 1,309.2 1,310.3 1,304.7 1,414.7 1,516.9 1,546.2 1,523.4 1,460.9 1,458.1 1,485.8 1,450.3 35 Residual (assets less liabilities) 10 42.7 22.9 12.2 27.5 18.7 7.3 -3.1 12.8 7.1 1.7 -29.1 -34.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; March 6, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Feb 4 Feb 11 Feb 18 Feb 25 Assets 1 Bank credit 1,209.1 1,141.3 1,148.7 1,146.2 1,173.8 1,143.3 1,129.7 1,119.6 1,118.1 1,114.8 1,104.4 1,104.2 2 Securities in bank credit 458.5 468.6 467.0 456.7 479.3 474.4 473.8 469.8 465.6 469.6 465.5 461.5 3 Treasury and Agency securities 2 91.8 96.8 92.2 87.8 79.9 86.8 90.3 92.5 91.6 95.1 92.6 97.2 3a Trading account 27.1 34.9 34.4 33.4 32.1 31.6 28.5 26.0 24.8 28.3 27.0 30.4 3b Investment account 64.8 61.9 57.8 54.3 47.8 55.2 61.8 66.5 66.8 66.8 65.6 66.8 4 Other securities 366.7 371.8 374.7 368.9 399.4 387.6 383.5 377.3 374.0 374.5 372.9 364.3 4a Trading account 3 218.5 224.7 232.8 227.4 241.9 244.5 244.8 235.8 230.4 233.0 230.8 222.7 4a1 Derivatives with a positive fair 84.6 99.4 104.0 104.4 131.3 149.5 167.5 166.5 161.0 165.3 164.5 156.3 value 11 4a2 Other 133.9 125.4 128.7 122.9 110.6 95.1 77.3 69.3 69.5 67.7 66.3 66.4 4b Investment account 148.2 147.0 142.0 141.5 157.5 143.1 138.7 141.5 143.6 141.5 142.2 141.6 5 Loans and leases in bank credit 4 750.6 672.7 681.7 689.6 694.6 668.9 655.9 649.8 652.5 645.2 638.9 642.7 6 Commercial and industrial 293.1 317.2 322.0 333.0 355.0 357.5 357.6 359.1 364.1 357.2 355.8 355.0 7 Real estate 40.4 44.9 45.2 45.9 45.7 43.5 43.3 43.1 43.2 43.2 43.1 43.2 14 Security 125.5 91.2 92.4 83.2 75.9 60.6 45.6 49.0 51.0 51.3 47.4 48.9 15 Fed funds and RPs with brokers 6 97.7 71.1 70.3 65.1 58.2 44.5 30.5 35.1 38.8 39.5 36.0 37.6 16 Other 27.8 20.1 22.1 18.1 17.7 16.1 15.1 13.9 12.2 11.8 11.3 11.3 17 Other loans and leases 291.6 219.5 222.1 227.4 218.0 207.3 209.4 198.7 194.2 193.6 192.7 195.6 17a Fed funds and RPs with others 6 105.0 46.8 50.5 49.1 33.0 30.9 28.0 23.5 22.5 21.0 19.7 20.0 17b Other 186.6 172.7 171.7 178.3 185.0 176.4 181.4 175.2 171.7 172.6 173.0 175.6 18 Interbank loans 86.6 66.4 65.7 69.7 63.0 48.7 32.1 38.1 38.3 38.1 44.0 36.5 19 Fed funds and RPs with banks 81.0 61.5 60.2 65.1 55.8 41.6 25.7 32.6 32.9 32.1 38.5 31.2 20 Other 5.6 4.9 5.5 4.6 7.3 7.1 6.4 5.5 5.4 6.0 5.5 5.3 21 Cash assets 7 55.3 58.7 56.4 66.0 141.1 299.9 345.7 338.2 266.3 257.3 266.9 245.0 22 Other assets 8 53.2 49.5 43.3 48.1 59.5 53.3 54.6 48.0 47.4 44.7 48.4 48.2 23 Total Assets 9 1,404.2 1,315.8 1,314.0 1,330.0 1,437.5 1,545.2 1,562.1 1,543.9 1,470.1 1,454.9 1,463.6 1,433.9 Liabilities 24 Deposits 1,044.4 1,114.0 1,127.6 1,110.7 941.2 873.2 891.8 911.7 894.7 890.0 872.0 853.3 25 Transaction 11.9 14.0 12.2 13.6 15.7 12.0 14.4 13.8 14.0 13.6 12.6 12.9 26 Nontransaction 1,032.5 1,100.0 1,115.4 1,097.1 925.5 861.2 877.4 897.9 880.7 876.3 859.4 840.3 27 Large time 1,007.9 1,077.2 1,093.1 1,075.8 907.2 843.8 859.7 879.7 862.9 858.5 841.9 823.2 29 Borrowings 608.8 611.9 616.7 620.1 636.6 643.3 608.7 596.5 611.1 608.7 607.0 620.8 30 From banks in the U.S. 68.7 71.9 70.6 89.9 60.3 44.1 34.4 37.6 36.6 39.1 38.5 38.8 31 From others 540.2 540.0 546.1 530.2 576.3 599.2 574.3 558.9 574.5 569.6 568.5 582.0 32 Net due to related foreign offices -422.4 -556.0 -584.1 -561.6 -327.4 -161.9 -139.2 -162.0 -223.2 -236.1 -211.0 -222.9 33 Other liabilities 142.9 133.5 139.5 145.7 181.2 185.6 195.7 192.7 182.4 187.3 190.6 177.6 33a Derivatives with a negative fair value 11 85.0 95.3 102.4 102.3 125.0 140.5 156.2 154.3 147.4 151.4 152.1 141.1 33b Other 57.9 38.2 37.1 43.4 56.2 45.1 39.6 38.4 35.0 35.8 38.5 36.5 34 Total Liabilities 1,373.7 1,303.5 1,299.7 1,314.9 1,431.7 1,540.1 1,557.0 1,538.9 1,465.1 1,449.8 1,458.5 1,428.8 35 Residual (assets less liabilities) 10 30.5 12.3 14.3 15.1 5.8 5.1 5.1 5.1 5.1 5.1 5.1 5.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated quantities of balance sheet items are removed from past data for the bank group that lost the assets and put into past data for the group acquiring those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 60 percent with brokers (line 15) and 40 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 12. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 13. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. 14. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/data.htm). Previously published "Notes on the Data" back to December 16, 2005, may also be found on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------