----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 9,396.9 9,425.4 9,578.3 9,981.9 9,914.2 9,951.0 9,853.1 9,790.8 9,757.0 9,804.0 9,805.3 9,714.2 2 Securities in bank credit 2,464.8 2,489.0 2,538.7 2,722.4 2,710.8 2,773.7 2,738.4 2,660.3 2,652.5 2,665.1 2,668.9 2,673.8 3 Treasury and Agency securities 1,096.2 1,132.8 1,154.2 1,237.8 1,263.1 1,261.5 1,276.3 1,253.0 1,244.0 1,258.8 1,266.3 1,270.6 2 4 Other securities 3 1,368.6 1,356.3 1,384.5 1,484.6 1,447.7 1,512.2 1,462.1 1,407.3 1,408.6 1,406.3 1,402.6 1,403.2 5 Loans and leases in bank credit 6,932.1 6,936.4 7,039.6 7,259.6 7,203.4 7,177.3 7,114.7 7,130.4 7,104.5 7,138.9 7,136.4 7,040.4 4 6 Commercial and industrial 1,459.6 1,521.8 1,538.9 1,603.9 1,600.9 1,582.3 1,571.8 1,562.1 1,555.7 1,549.9 1,551.2 1,535.8 7 Real estate 3,646.1 3,620.0 3,657.9 3,818.4 3,822.3 3,820.0 3,799.9 3,824.3 3,819.1 3,838.9 3,853.8 3,801.4 8 Revolving home equity 494.8 526.5 539.9 579.3 584.5 590.0 593.9 596.2 598.1 599.1 600.1 600.8 9 Other residential 1,522.7 1,417.0 1,430.6 1,510.5 1,507.7 1,496.9 1,481.3 1,505.0 1,498.3 1,520.6 1,534.7 1,483.3 10 Commercial 1,628.6 1,676.5 1,687.5 1,728.5 1,730.1 1,733.1 1,724.7 1,723.1 1,722.7 1,719.2 1,719.0 1,717.3 11 Consumer 812.5 847.4 853.2 871.9 878.0 879.1 892.0 901.0 904.2 899.4 902.1 890.7 12 Credit cards and other 345.0 359.3 364.6 383.1 387.7 383.1 392.3 398.5 401.2 398.3 400.8 391.3 revolving plans 13 Other 467.4 488.1 488.6 488.8 490.2 496.0 499.8 502.6 502.9 501.1 501.4 499.4 14 Security 5 285.7 292.9 319.8 296.6 265.3 248.1 224.7 220.6 199.1 228.7 204.6 202.9 15 Fed funds and RPs with 228.6 239.8 258.6 233.5 215.1 205.7 183.3 181.5 160.4 191.3 167.1 167.9 brokers 16 Other 57.2 53.1 61.2 63.1 50.2 42.4 41.4 39.1 38.7 37.4 37.5 34.9 17 Other loans and leases 728.2 654.3 669.7 668.8 636.9 647.7 626.3 622.5 626.4 622.0 624.7 609.6 18 Interbank loans 458.0 431.9 467.8 447.7 356.3 373.8 441.9 441.6 440.4 445.1 425.4 427.8 19 Fed funds and RPs with banks 6 372.3 352.4 391.2 366.0 277.8 310.0 377.3 380.8 378.9 387.9 369.5 371.3 20 Other 85.7 79.5 76.6 81.7 78.5 63.9 64.5 60.7 61.5 57.2 56.0 56.5 21 Cash assets 7 305.6 303.3 371.9 587.7 872.1 989.4 976.1 855.5 852.2 811.5 829.2 975.7 22 Other assets 8 975.1 1,013.8 1,036.6 1,083.3 1,122.9 1,136.9 1,109.0 1,107.5 1,098.1 1,109.8 1,138.7 1,121.7 23 Total Assets 9 11,050.3 11,060.5 11,335.0 11,971.4 12,133.5 12,318.0 12,239.7 12,051.1 12,004.7 12,022.2 12,050.4 12,092.5 Liabilities 24 Deposits 6,778.5 6,907.9 7,092.6 7,165.3 7,112.8 7,297.6 7,360.5 7,344.2 7,345.8 7,361.7 7,370.9 7,332.3 25 Transaction 614.8 591.3 639.6 672.5 695.0 768.3 703.4 690.9 696.0 694.8 694.9 679.4 26 Nontransaction 6,163.7 6,316.6 6,453.0 6,492.8 6,417.7 6,529.3 6,657.1 6,653.3 6,649.8 6,666.9 6,676.1 6,652.9 27 Large time 2,067.7 2,122.7 2,160.2 2,073.5 1,944.9 1,983.2 1,988.8 1,927.0 1,908.7 1,892.4 1,873.5 1,878.2 28 Other 4,096.0 4,193.9 4,292.8 4,419.3 4,472.9 4,546.1 4,668.3 4,726.3 4,741.1 4,774.5 4,802.6 4,774.7 29 Borrowings 2,309.6 2,366.7 2,401.6 2,648.3 2,624.6 2,528.3 2,446.0 2,463.4 2,482.4 2,513.6 2,502.6 2,488.2 30 From banks in the U.S. 475.7 462.6 466.3 441.9 388.9 367.9 425.8 426.8 434.2 432.6 423.3 414.7 31 From others 1,833.8 1,904.1 1,935.3 2,206.4 2,235.6 2,160.4 2,020.3 2,036.6 2,048.1 2,081.0 2,079.3 2,073.5 32 Net due to related foreign offices 70.9 -85.8 -83.7 152.4 377.9 423.8 399.6 252.8 255.0 150.7 162.4 261.6 33 Other liabilities 700.5 684.8 713.3 796.8 826.8 892.2 845.3 770.6 763.1 763.8 790.0 783.3 34 Total Liabilities 9,859.5 9,873.6 10,123.7 10,762.8 10,942.0 11,141.9 11,051.4 10,831.1 10,846.2 10,789.8 10,826.0 10,865.3 35 Residual (assets less liabilities) 1,190.8 1,186.9 1,211.3 1,208.5 1,191.4 1,176.1 1,188.3 1,219.9 1,158.4 1,232.4 1,224.4 1,227.2 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 9,389.9 9,399.8 9,595.0 9,993.3 9,970.0 9,996.3 9,856.9 9,781.8 9,744.3 9,800.7 9,796.1 9,707.1 2 Securities in bank credit 2,461.4 2,477.3 2,524.6 2,709.4 2,739.9 2,769.3 2,720.9 2,657.0 2,658.1 2,678.4 2,692.7 2,696.4 3 Treasury and Agency securities 1,100.9 1,139.9 1,152.0 1,217.5 1,260.8 1,238.3 1,261.5 1,256.9 1,255.2 1,275.6 1,284.6 1,287.8 2 4 Other securities 3 1,360.5 1,337.5 1,372.7 1,491.9 1,479.1 1,530.9 1,459.4 1,400.1 1,403.0 1,402.8 1,408.1 1,408.6 5 Loans and leases in bank credit 6,928.5 6,922.4 7,070.3 7,283.9 7,230.1 7,227.1 7,136.0 7,124.8 7,086.1 7,122.4 7,103.4 7,010.7 4 6 Commercial and industrial 1,462.0 1,510.7 1,543.1 1,608.9 1,605.7 1,588.5 1,572.6 1,563.6 1,559.2 1,554.5 1,549.7 1,540.1 7 Real estate 3,634.6 3,627.3 3,670.0 3,832.1 3,834.7 3,824.3 3,796.6 3,813.3 3,802.1 3,822.9 3,836.8 3,777.8 8 Revolving home equity 494.9 527.3 541.6 581.5 586.2 592.0 595.3 596.4 597.9 597.4 597.5 597.6 9 Other residential 1,512.3 1,423.7 1,438.5 1,516.3 1,511.4 1,496.0 1,476.7 1,495.3 1,482.7 1,506.7 1,520.9 1,462.4 10 Commercial 1,627.4 1,676.3 1,689.9 1,734.3 1,737.1 1,736.3 1,724.7 1,721.6 1,721.5 1,718.8 1,718.3 1,717.8 11 Consumer 819.0 844.8 854.8 866.5 877.0 891.6 913.1 908.0 907.8 895.9 895.4 884.8 12 Credit cards and other 347.5 356.8 364.2 378.4 390.1 403.0 411.1 401.2 403.1 392.6 392.6 383.2 revolving plans 13 Other 471.5 488.0 490.6 488.1 486.9 488.6 502.0 506.8 504.6 503.3 502.8 501.6 14 Security 5 285.6 288.7 323.3 301.5 269.5 256.3 223.8 220.8 194.5 228.9 204.9 202.0 15 Fed funds and RPs with 229.2 237.2 260.3 238.2 217.9 211.4 182.2 182.5 156.5 192.4 167.2 165.6 brokers 16 Other 56.5 51.5 63.0 63.3 51.6 44.9 41.6 38.3 38.0 36.5 37.8 36.4 17 Other loans and leases 727.2 650.9 679.1 674.9 643.2 666.4 629.8 619.1 622.6 620.2 616.6 606.0 18 Interbank loans 461.1 429.2 464.0 446.8 356.7 376.5 443.1 443.2 440.6 447.8 426.9 429.9 19 Fed funds and RPs with banks 6 372.3 352.4 391.2 366.0 277.8 310.0 377.3 380.8 378.9 387.9 369.5 371.3 20 Other 88.8 76.8 72.9 80.8 78.9 66.5 65.7 62.4 61.7 59.9 57.5 58.6 21 Cash assets 7 303.8 290.5 371.7 585.9 890.5 1,041.6 1,019.0 852.9 888.5 803.9 818.1 949.0 22 Other assets 8 972.8 1,010.4 1,047.4 1,096.7 1,129.9 1,142.2 1,106.2 1,103.4 1,087.6 1,102.6 1,135.8 1,113.7 23 Total Assets 9 11,042.5 11,015.8 11,358.8 11,994.0 12,215.4 12,423.1 12,284.7 12,037.4 12,018.8 12,006.4 12,028.3 12,052.6 Liabilities 24 Deposits 6,765.4 6,869.5 7,072.2 7,160.9 7,133.0 7,344.0 7,365.1 7,331.5 7,311.4 7,392.1 7,394.3 7,348.0 25 Transaction 606.0 585.2 624.3 660.2 701.0 801.8 719.4 681.2 725.1 673.6 663.6 688.0 26 Nontransaction 6,159.4 6,284.3 6,447.9 6,500.7 6,432.0 6,542.2 6,645.7 6,650.3 6,586.3 6,718.6 6,730.7 6,660.0 27 Large time 2,068.2 2,105.5 2,149.8 2,072.6 1,949.6 1,986.7 1,995.2 1,930.3 1,904.8 1,895.6 1,882.9 1,881.0 28 Other 4,091.1 4,178.9 4,298.1 4,428.2 4,482.4 4,555.5 4,650.5 4,720.0 4,681.5 4,823.0 4,847.7 4,779.0 29 Borrowings 2,293.8 2,373.3 2,447.4 2,654.2 2,637.6 2,496.5 2,425.2 2,444.3 2,456.4 2,492.5 2,479.4 2,479.1 30 From banks in the U.S. 474.6 460.7 469.1 439.2 391.5 371.2 428.8 427.0 435.5 434.9 424.7 418.5 31 From others 1,819.1 1,912.6 1,978.3 2,214.9 2,246.0 2,125.3 1,996.4 2,017.2 2,020.9 2,057.6 2,054.8 2,060.6 32 Net due to related foreign offices 87.9 -75.6 -64.9 182.9 401.0 462.5 448.0 269.5 260.2 140.9 137.9 222.7 33 Other liabilities 706.9 664.9 706.2 805.3 858.9 930.7 856.5 779.1 774.3 771.7 794.9 780.4 34 Total Liabilities 9,854.0 9,832.1 10,161.0 10,803.3 11,030.5 11,233.8 11,094.8 10,824.3 10,802.2 10,797.3 10,806.5 10,830.3 35 Residual (assets less liabilities) 1,188.5 1,183.8 1,197.7 1,190.7 1,184.9 1,189.3 1,189.9 1,213.1 1,216.6 1,209.1 1,221.7 1,222.3 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 8,199.5 8,270.5 8,429.5 8,813.8 8,785.9 8,827.7 8,732.2 8,687.0 8,663.3 8,690.8 8,693.9 8,621.1 2 Securities in bank credit 1,984.7 2,017.7 2,075.5 2,242.9 2,250.1 2,299.5 2,264.5 2,194.8 2,190.1 2,205.5 2,213.4 2,226.3 3 Treasury and Agency securities 2 998.0 1,039.8 1,066.3 1,155.3 1,174.7 1,169.7 1,182.7 1,159.0 1,148.9 1,161.9 1,166.3 1,172.6 4 Other securities 3 986.8 977.9 1,009.3 1,087.5 1,075.3 1,129.8 1,081.8 1,035.8 1,041.2 1,043.6 1,047.1 1,053.7 5 Loans and leases in bank credit 4 6,214.7 6,252.8 6,354.0 6,570.9 6,535.8 6,528.2 6,467.6 6,492.2 6,473.1 6,485.3 6,480.4 6,394.7 6 Commercial and industrial 1,165.7 1,197.9 1,208.5 1,249.9 1,244.6 1,229.7 1,216.1 1,210.6 1,207.0 1,201.4 1,199.8 1,190.8 7 Real estate 3,604.8 3,573.9 3,612.3 3,773.5 3,778.8 3,776.6 3,757.0 3,780.8 3,775.5 3,794.9 3,809.6 3,757.5 8 Revolving home equity 494.0 525.7 539.1 578.5 583.7 589.3 593.2 595.4 597.3 598.3 599.3 600.0 9 Other residential 1,519.3 1,413.7 1,427.4 1,507.5 1,504.8 1,494.0 1,478.3 1,501.9 1,495.2 1,517.6 1,531.8 1,480.5 10 Commercial 1,591.5 1,634.6 1,645.7 1,687.4 1,690.2 1,693.3 1,685.5 1,683.6 1,682.9 1,679.0 1,678.5 1,677.0 11 Consumer 812.5 847.4 853.2 871.9 878.0 879.1 892.0 901.0 904.2 899.4 902.1 890.7 12 Credit cards and other 345.0 359.3 364.6 383.1 387.7 383.1 392.3 398.5 401.2 398.3 400.8 391.3 revolving plans 13 Other 467.4 488.1 488.6 488.8 490.2 496.0 499.8 502.6 502.9 501.1 501.4 499.4 14 Security 5 179.2 203.5 235.2 223.7 207.5 200.9 173.4 170.0 153.3 163.4 139.5 141.4 15 Fed funds and RPs with brokers 147.1 173.6 190.8 177.9 172.4 171.7 144.8 142.6 126.0 136.6 110.6 117.1 16 Other 32.1 29.9 44.4 45.8 35.1 29.3 28.6 27.4 27.4 26.8 28.8 24.2 17 Other loans and leases 452.6 430.1 444.7 451.9 426.9 441.8 429.1 429.8 433.2 426.2 429.4 414.4 18 Interbank loans 369.8 364.6 396.6 383.3 307.0 341.7 403.5 400.5 402.4 396.3 387.7 387.0 19 Fed funds and RPs with banks 6 289.3 292.3 326.0 310.2 236.2 284.3 344.8 346.2 347.7 345.5 338.2 337.5 20 Other 80.5 72.4 70.6 73.1 70.8 57.4 58.6 54.3 54.7 50.7 49.5 49.5 21 Cash assets 7 249.7 247.1 307.9 446.1 579.5 655.2 647.6 603.5 611.9 638.5 641.9 689.1 22 Other assets 8 920.6 969.6 988.4 1,024.1 1,069.0 1,082.8 1,060.8 1,063.5 1,053.9 1,062.7 1,088.5 1,069.4 23 Total Assets 9 9,654.2 9,738.0 10,002.9 10,538.1 10,609.4 10,774.3 10,703.7 10,610.3 10,588.5 10,640.1 10,663.8 10,619.6 Liabilities 24 Deposits 5,703.3 5,767.4 5,973.4 6,222.6 6,235.5 6,392.5 6,438.5 6,460.4 6,479.1 6,512.9 6,543.3 6,504.5 25 Transaction 602.6 579.1 625.7 654.8 682.4 753.9 689.3 677.7 683.0 683.9 684.3 669.2 26 Nontransaction 5,100.7 5,188.3 5,347.7 5,567.8 5,553.1 5,638.5 5,749.2 5,782.7 5,796.1 5,829.0 5,859.1 5,835.3 27 Large time 1,035.0 1,016.7 1,078.2 1,162.1 1,098.5 1,118.6 1,110.3 1,082.1 1,078.4 1,073.1 1,072.4 1,073.3 28 Other 4,065.7 4,171.6 4,269.5 4,405.7 4,454.6 4,520.0 4,638.9 4,700.5 4,717.7 4,755.9 4,786.7 4,762.0 29 Borrowings 1,692.8 1,744.8 1,768.7 1,994.2 1,978.5 1,901.7 1,859.5 1,845.8 1,860.3 1,861.8 1,848.9 1,826.2 30 From banks in the U.S. 408.9 390.8 376.9 376.6 347.8 337.6 391.5 388.2 395.4 391.7 388.8 382.5 31 From others 1,283.9 1,354.0 1,391.8 1,617.6 1,630.7 1,564.1 1,468.0 1,457.6 1,464.9 1,470.1 1,460.2 1,443.7 32 Net due to related foreign offices 506.4 512.2 510.1 516.2 560.4 583.3 580.6 480.6 467.6 432.0 421.6 454.1 33 Other liabilities 562.2 539.0 567.0 615.3 650.8 717.7 649.5 588.1 588.9 591.3 621.7 616.3 34 Total Liabilities 8,464.7 8,563.3 8,819.1 9,348.4 9,425.2 9,595.1 9,528.1 9,374.9 9,395.9 9,398.1 9,435.5 9,401.1 35 Residual (assets less liabilities) 1,189.5 1,174.7 1,183.8 1,189.7 1,184.2 1,179.2 1,175.5 1,235.4 1,192.6 1,242.0 1,228.3 1,218.6 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 8,185.2 8,251.8 8,449.6 8,820.9 8,828.9 8,867.1 8,738.3 8,672.2 8,641.3 8,680.0 8,673.7 8,610.0 2 Securities in bank credit 1,982.9 2,010.3 2,068.0 2,230.2 2,265.6 2,294.6 2,251.0 2,191.8 2,196.7 2,215.5 2,228.3 2,244.6 3 Treasury and Agency securities 2 1,001.8 1,047.6 1,064.2 1,137.7 1,174.1 1,148.0 1,169.0 1,161.7 1,158.0 1,173.1 1,179.5 1,186.6 4 Other securities 3 981.1 962.7 1,003.8 1,092.5 1,091.5 1,146.6 1,082.0 1,030.1 1,038.7 1,042.4 1,048.8 1,058.0 5 Loans and leases in bank credit 4 6,202.3 6,241.5 6,381.6 6,590.8 6,563.3 6,572.4 6,487.3 6,480.4 6,444.6 6,464.4 6,445.4 6,365.4 6 Commercial and industrial 1,164.7 1,189.6 1,211.1 1,255.0 1,249.2 1,232.5 1,215.3 1,208.8 1,207.1 1,202.0 1,196.7 1,192.0 7 Real estate 3,593.7 3,582.1 3,624.1 3,786.5 3,791.2 3,780.7 3,753.6 3,770.1 3,758.8 3,779.3 3,793.3 3,734.4 8 Revolving home equity 494.1 526.4 540.8 580.7 585.4 591.2 594.5 595.6 597.2 596.7 596.7 596.8 9 Other residential 1,509.1 1,420.5 1,435.4 1,513.3 1,508.5 1,493.1 1,473.8 1,492.4 1,479.7 1,503.7 1,518.0 1,459.5 10 Commercial 1,590.5 1,635.2 1,647.9 1,692.4 1,697.3 1,696.4 1,685.3 1,682.1 1,681.9 1,678.9 1,678.5 1,678.1 11 Consumer 819.0 844.8 854.8 866.5 877.0 891.6 913.1 908.0 907.8 895.9 895.4 884.8 12 Credit cards and other 347.5 356.8 364.2 378.4 390.1 403.0 411.1 401.2 403.1 392.6 392.6 383.2 revolving plans 13 Other 471.5 488.0 490.6 488.1 486.9 488.6 502.0 506.8 504.6 503.3 502.8 501.6 14 Security 5 178.4 196.4 240.0 226.3 210.2 210.8 174.8 169.8 145.6 165.3 140.5 144.0 15 Fed funds and RPs with brokers 147.0 167.0 195.2 180.7 174.6 181.0 147.1 143.0 118.8 139.9 113.0 119.1 16 Other 31.4 29.4 44.9 45.6 35.5 29.8 27.8 26.8 26.7 25.4 27.5 24.9 17 Other loans and leases 446.6 428.6 451.5 456.6 435.7 456.9 430.4 423.7 425.3 421.9 419.6 410.2 18 Interbank loans 372.2 362.8 393.5 382.8 306.8 343.1 403.6 401.7 402.7 399.0 389.3 389.3 19 Fed funds and RPs with banks 6 289.3 292.3 326.0 310.2 236.2 284.3 344.8 346.2 347.7 345.5 338.2 337.5 20 Other 82.9 70.6 67.4 72.5 70.5 58.8 58.8 55.5 55.0 53.4 51.1 51.8 21 Cash assets 7 249.0 234.0 305.7 444.8 590.6 695.9 680.9 604.2 643.5 632.7 630.4 669.4 22 Other assets 8 914.5 967.1 999.4 1,036.9 1,075.7 1,087.9 1,058.5 1,056.3 1,039.5 1,054.0 1,086.7 1,063.9 23 Total Assets 9 9,635.7 9,701.8 10,028.8 10,556.8 10,670.3 10,860.5 10,740.9 10,590.5 10,584.9 10,617.0 10,631.6 10,585.6 Liabilities 24 Deposits 5,700.8 5,741.9 5,961.5 6,219.7 6,259.9 6,452.2 6,453.4 6,459.3 6,458.1 6,547.1 6,561.8 6,513.5 25 Transaction 593.8 573.0 610.8 644.5 689.0 787.4 705.6 668.1 712.2 661.3 651.3 675.7 26 Nontransaction 5,107.0 5,168.9 5,350.8 5,575.2 5,570.9 5,664.8 5,747.8 5,791.3 5,745.9 5,885.8 5,910.4 5,837.8 27 Large time 1,041.5 1,012.4 1,074.0 1,165.4 1,105.8 1,127.0 1,115.5 1,088.7 1,081.6 1,079.9 1,079.6 1,075.8 28 Other 4,065.5 4,156.5 4,276.7 4,409.8 4,465.1 4,537.8 4,632.3 4,702.5 4,664.3 4,805.9 4,830.8 4,762.0 29 Borrowings 1,679.1 1,756.6 1,827.3 2,017.5 1,994.3 1,887.0 1,828.7 1,827.0 1,835.6 1,831.1 1,813.2 1,797.5 30 From banks in the U.S. 407.2 390.1 379.2 378.9 347.4 336.8 391.2 388.0 396.7 390.6 385.4 378.8 31 From others 1,272.0 1,366.5 1,448.1 1,638.7 1,646.8 1,550.2 1,437.5 1,439.0 1,438.8 1,440.4 1,427.8 1,418.7 32 Net due to related foreign offices 526.2 508.5 496.8 510.5 563.0 601.9 610.3 500.9 483.0 438.6 419.9 444.3 33 Other liabilities 567.3 525.4 560.5 624.1 673.3 735.0 663.7 595.3 596.7 596.1 620.0 613.1 34 Total Liabilities 8,473.5 8,532.3 8,846.2 9,371.9 9,490.5 9,676.2 9,556.1 9,382.5 9,373.4 9,412.9 9,414.9 9,368.4 35 Residual (assets less liabilities) 1,162.2 1,169.5 1,182.6 1,184.9 1,179.9 1,184.3 1,184.8 1,208.0 1,211.5 1,204.1 1,216.7 1,217.2 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 5,259.9 5,259.3 5,416.3 5,779.9 5,743.7 5,724.5 5,606.7 5,525.7 5,503.2 5,529.8 5,524.0 5,461.9 2 Securities in bank credit 1,388.5 1,431.3 1,496.0 1,665.1 1,667.1 1,659.3 1,616.8 1,542.2 1,539.6 1,551.2 1,557.1 1,554.0 3 Treasury and Agency securities 2 636.6 682.4 706.5 791.2 806.8 797.2 808.0 780.6 769.8 779.0 781.0 785.0 3a Trading account 74.3 56.3 71.5 129.8 115.6 101.4 101.1 79.7 71.5 72.6 78.0 69.2 3b Investment account 562.3 626.1 635.0 661.4 691.2 695.7 707.0 700.8 698.3 706.4 703.0 715.8 3b1 Mortgage-backed 513.3 575.3 584.5 613.3 640.5 634.0 639.3 626.4 622.9 624.1 616.5 627.5 3b2 Other 49.0 50.8 50.5 48.0 50.7 61.8 67.6 74.4 75.4 82.3 86.5 88.3 4 Other securities 751.9 748.9 789.5 873.9 860.3 862.1 808.8 761.6 769.8 772.2 776.1 769.0 4a Trading account 3 400.6 390.3 405.8 439.2 474.6 500.3 434.6 371.1 375.9 372.0 376.4 369.8 4a1 Derivatives with a positive fair 225.5 209.8 219.2 262.8 309.7 364.7 300.5 251.6 265.2 267.1 277.6 291.8 value 11 4a2 Other 175.1 180.5 186.6 176.4 164.9 135.5 134.1 119.5 110.8 104.9 98.9 78.0 4b Investment account 351.3 358.6 383.7 434.7 385.7 361.8 374.2 390.5 393.9 400.2 399.7 399.2 4b1 State and local government 56.2 52.9 52.3 52.8 52.3 52.9 55.3 55.0 55.2 55.3 55.2 55.4 4b2 Mortgage-backed 169.4 162.0 163.4 161.7 150.7 141.3 150.4 150.5 147.3 145.0 146.9 145.6 4b3 Other 125.6 143.7 167.9 220.2 182.6 167.5 168.5 185.1 191.5 199.9 197.6 198.2 5 Loans and leases in bank credit 4 3,871.4 3,828.0 3,920.3 4,114.8 4,076.6 4,065.2 3,989.8 3,983.5 3,963.5 3,978.7 3,966.8 3,907.9 6 Commercial and industrial 767.7 781.9 791.0 823.8 817.8 805.6 794.6 787.7 784.6 780.9 780.1 773.5 7 Real estate 2,108.1 2,030.5 2,064.7 2,215.2 2,216.4 2,208.5 2,181.2 2,182.8 2,176.8 2,193.5 2,202.8 2,163.8 8 Revolving home equity 404.5 428.9 440.7 477.9 481.8 485.9 488.2 489.5 490.8 491.4 491.9 492.5 9 Other residential 1,059.9 948.8 965.3 1,039.1 1,035.6 1,023.0 1,000.9 1,004.0 997.8 1,014.5 1,023.2 983.7 10 Commercial 643.7 652.8 658.7 698.2 699.1 699.6 692.1 689.3 688.1 687.6 687.7 687.6 11 Consumer 479.4 502.9 506.5 522.2 525.3 529.7 538.0 542.7 545.0 543.9 544.3 541.8 12 Credit cards and other revolving plans 136.1 142.5 146.4 161.9 162.7 162.9 169.5 172.3 173.4 173.6 173.8 172.8 13 Other 343.3 360.4 360.1 360.4 362.6 366.7 368.5 370.4 371.6 370.2 370.5 368.9 14 Security 168.0 193.1 224.8 213.7 196.9 189.3 161.6 157.6 141.1 151.3 127.5 130.0 15 Fed funds and RPs with brokers 141.0 167.9 184.6 172.2 166.6 165.3 138.2 135.5 119.1 129.8 103.9 110.7 16 Other 26.9 25.2 40.2 41.5 30.3 24.1 23.4 22.1 22.0 21.5 23.6 19.3 17 Other loans and leases 348.3 319.6 333.3 340.0 320.1 332.2 314.4 312.7 316.0 309.2 312.2 298.9 17a Fed funds and RPs with others 40.4 23.8 20.0 20.9 16.3 31.9 21.1 17.1 20.8 23.1 22.0 18.3 17b Other loans 210.0 199.4 218.3 225.4 211.1 208.4 202.7 204.6 204.6 195.9 200.3 191.3 17c Lease financing receivables 97.8 96.4 95.0 93.7 92.8 91.9 90.6 91.0 90.6 90.2 90.0 89.3 18 Interbank loans 240.5 240.5 265.8 253.2 192.5 210.6 257.3 249.3 258.7 243.8 237.4 241.7 19 Fed funds and RPs with banks 180.2 194.5 222.7 213.5 154.6 177.7 227.7 221.7 230.9 220.3 213.4 218.4 20 Other 60.3 46.0 43.1 39.6 37.9 32.9 29.5 27.6 27.8 23.5 24.0 23.3 21 Cash assets 7 147.9 140.7 199.2 318.3 403.4 434.4 420.8 372.0 384.0 401.3 402.3 450.6 22 Other assets 8 687.6 735.9 762.7 794.4 825.2 813.6 787.9 788.5 772.3 783.6 814.3 793.2 23 Total Assets 9 6,288.7 6,308.0 6,571.5 7,065.2 7,080.9 7,098.5 6,980.8 6,840.2 6,824.0 6,858.9 6,878.6 6,848.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Liabilities 24 Deposits 3,402.7 3,404.3 3,595.3 3,821.5 3,797.2 3,871.6 3,857.2 3,845.5 3,863.7 3,884.8 3,902.7 3,865.3 25 Transaction 331.1 313.5 357.5 384.8 415.0 473.0 414.2 392.7 397.3 399.2 394.1 387.8 26 Nontransaction 3,071.6 3,090.8 3,237.8 3,436.7 3,382.2 3,398.6 3,443.0 3,452.8 3,466.4 3,485.5 3,508.6 3,477.5 27 Large time 621.2 599.8 661.5 740.3 671.1 655.2 644.1 612.7 608.9 604.7 602.0 603.3 28 Other 2,450.4 2,491.0 2,576.4 2,696.4 2,711.1 2,743.4 2,798.9 2,840.1 2,857.4 2,880.8 2,906.7 2,874.2 29 Borrowings 1,122.1 1,157.5 1,188.4 1,402.8 1,391.7 1,306.3 1,278.6 1,264.9 1,280.9 1,283.2 1,273.1 1,244.8 30 From banks in the U.S. 176.5 157.7 151.2 148.9 127.9 120.1 180.1 177.5 183.0 188.3 185.6 173.3 31 From others 945.6 999.8 1,037.2 1,254.0 1,263.8 1,186.3 1,098.5 1,087.4 1,097.9 1,094.9 1,087.5 1,071.5 32 Net due to related foreign offices 503.2 507.7 507.9 517.0 556.4 577.6 575.4 476.1 464.0 429.3 419.8 451.9 33 Other liabilities 486.3 463.9 491.5 540.1 567.9 594.7 531.0 475.1 478.5 481.5 510.3 505.1 33a Derivatives with a negative fair value 11 171.4 172.2 183.8 209.8 252.6 276.2 217.8 170.2 176.4 177.0 185.9 193.4 33b Other 314.9 291.7 307.7 330.3 315.3 318.5 313.3 304.9 302.2 304.5 324.4 311.7 34 Total Liabilities 5,514.3 5,533.4 5,783.1 6,281.4 6,313.2 6,350.3 6,242.3 6,061.6 6,087.2 6,078.8 6,105.8 6,067.1 35 Residual (assets less liabilities) 10 774.4 774.6 788.4 783.7 767.6 748.2 738.5 778.6 736.8 780.1 772.7 781.1 Memoranda 36 Mortgage-backed securities 12 682.7 737.3 748.0 775.0 791.2 775.3 789.7 776.9 770.1 769.1 763.4 773.1 37 Pass-thru 447.2 504.6 519.8 547.3 573.4 564.4 572.7 558.9 553.3 554.1 548.2 559.1 38 CMO, REMIC, and other 235.5 232.7 228.1 227.7 217.8 210.9 217.0 218.0 216.8 215.0 215.2 214.1 39 Net unrealized gains (losses) on available-for-sale securities 13 -11.0 -43.7 -47.9 -55.1 -76.2 -83.5 -69.3 -69.2 -70.9 -71.0 -71.2 -67.2 40 Securitized consumer loans 14 112.4 114.8 120.3 131.5 129.2 127.2 127.2 126.5 125.1 125.2 124.9 125.4 41 Credit cards and other revolving plans 76.3 79.7 82.4 90.6 89.4 88.7 88.6 88.0 86.5 86.6 86.5 86.9 42 Other 36.0 35.1 37.9 40.9 39.8 38.4 38.5 38.5 38.6 38.6 38.4 38.5 43 Securitized real estate loans 14 1,175.0 1,274.5 1,302.6 1,391.5 1,377.2 1,369.1 1,370.6 1,374.5 1,374.3 1,378.9 1,383.7 1,389.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 5,254.2 5,245.2 5,428.5 5,782.0 5,775.8 5,745.4 5,607.0 5,520.9 5,492.3 5,532.9 5,519.1 5,463.2 2 Securities in bank credit 1,388.2 1,425.8 1,491.6 1,656.3 1,685.1 1,655.5 1,606.6 1,541.7 1,547.2 1,562.5 1,570.7 1,570.1 3 Treasury and Agency securities 2 640.2 691.0 706.0 774.3 806.0 773.1 792.9 783.1 778.6 790.6 793.9 798.9 3a Trading account 78.4 54.9 68.7 128.0 125.1 92.6 96.7 83.6 78.4 80.0 87.0 72.3 3b Investment account 561.8 636.0 637.3 646.2 680.9 680.5 696.1 699.4 700.2 710.6 706.9 726.6 3b1 Mortgage-backed 513.4 583.5 586.0 599.1 630.7 618.9 628.3 626.1 627.1 627.6 621.6 640.1 3b2 Other 48.4 52.5 51.3 47.1 50.2 61.6 67.9 73.3 73.1 83.0 85.2 86.5 4 Other securities 748.0 734.9 785.7 882.0 879.1 882.4 813.7 758.7 768.5 771.9 776.8 771.2 4a Trading account 3 395.5 379.0 399.8 447.6 492.5 519.1 437.3 367.0 374.0 371.0 377.5 369.9 4a1 Derivatives with a positive fair 222.4 205.3 224.5 276.1 343.8 380.1 312.4 246.0 256.0 256.8 260.3 270.5 value 11 4a2 Other 173.1 173.7 175.3 171.6 148.7 139.0 124.9 121.0 118.0 114.2 117.2 99.4 4b Investment account 352.5 355.9 385.8 434.4 386.6 363.2 376.4 391.7 394.5 400.9 399.3 401.3 4b1 State and local government 56.3 52.2 52.3 52.9 52.6 52.9 55.8 55.0 55.1 55.2 55.2 55.5 4b2 Mortgage-backed 171.1 162.7 160.0 159.5 150.0 140.7 150.3 151.2 149.8 148.3 149.3 148.8 4b3 Other 125.1 141.0 173.6 222.0 184.0 169.6 170.3 185.5 189.6 197.4 194.8 197.0 5 Loans and leases in bank credit 4 3,865.9 3,819.3 3,936.9 4,125.7 4,090.6 4,089.9 4,000.4 3,979.2 3,945.1 3,970.5 3,948.4 3,893.1 6 Commercial and industrial 768.2 775.6 792.1 828.4 822.3 807.6 792.2 787.7 786.4 783.0 779.1 775.7 7 Real estate 2,100.9 2,037.5 2,069.5 2,218.6 2,220.5 2,209.4 2,180.8 2,176.4 2,164.8 2,183.8 2,194.3 2,149.1 8 Revolving home equity 404.9 429.1 441.6 479.7 483.1 487.5 489.7 490.1 491.2 490.7 490.8 490.9 9 Other residential 1,052.3 956.3 969.2 1,039.6 1,035.5 1,020.6 998.7 997.1 985.2 1,005.4 1,015.8 969.4 10 Commercial 643.7 652.1 658.7 699.2 701.9 701.3 692.4 689.2 688.5 687.7 687.6 688.8 11 Consumer 485.3 502.1 507.9 519.7 522.2 530.2 548.8 549.3 549.3 544.7 542.7 540.8 12 Credit cards and other revolving plans 138.1 142.1 146.8 160.3 163.0 169.8 177.9 174.7 175.4 171.7 170.2 169.2 13 Other 347.2 359.9 361.1 359.5 359.2 360.4 370.9 374.6 373.9 373.1 372.5 371.6 14 Security 167.3 185.7 229.0 215.6 200.4 199.6 163.1 157.6 133.8 153.0 128.3 132.1 15 Fed funds and RPs with brokers 140.6 161.3 189.2 175.0 169.8 174.7 140.2 135.7 112.0 132.5 105.6 112.1 16 Other 26.8 24.4 39.9 40.6 30.6 25.0 22.9 21.9 21.9 20.5 22.7 20.1 17 Other loans and leases 344.1 318.5 338.3 343.4 325.3 343.0 315.6 308.3 310.8 305.9 304.0 295.5 17a Fed funds and RPs with others 41.3 24.0 21.2 22.0 16.2 32.5 22.5 17.5 20.1 23.7 20.8 18.4 17b Other loans 205.2 198.5 221.9 227.6 216.3 218.2 202.6 199.9 200.2 192.0 193.2 187.7 17c Lease financing receivables 97.7 96.0 95.2 93.7 92.8 92.3 90.5 90.8 90.5 90.2 90.1 89.4 18 Interbank loans 239.0 240.4 265.4 254.9 194.0 211.3 256.5 248.7 257.7 243.8 237.1 241.9 19 Fed funds and RPs with banks 180.2 194.5 222.7 213.5 154.6 177.7 227.7 221.7 230.9 220.3 213.4 218.4 20 Other 58.8 46.0 42.7 41.4 39.4 33.6 28.7 27.0 26.8 23.5 23.7 23.5 21 Cash assets 7 150.0 127.2 197.2 321.4 422.0 482.7 461.8 379.5 415.1 400.1 398.1 437.3 22 Other assets 8 687.6 735.9 762.7 794.4 825.2 813.6 787.9 788.5 772.3 783.6 814.3 793.2 23 Total Assets 9 6,283.7 6,280.1 6,581.6 7,072.1 7,134.1 7,168.2 7,021.7 6,842.3 6,843.8 6,860.0 6,868.1 6,836.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Liabilities 24 Deposits 3,404.6 3,381.8 3,584.5 3,818.3 3,812.6 3,910.6 3,881.6 3,848.0 3,852.2 3,907.0 3,913.4 3,877.6 25 Transaction 325.2 306.6 345.6 375.9 421.6 505.8 428.9 385.8 416.8 382.5 371.6 396.9 26 Nontransaction 3,079.4 3,075.2 3,238.9 3,442.4 3,391.1 3,404.8 3,452.7 3,462.2 3,435.4 3,524.5 3,541.9 3,480.8 27 Large time 626.6 595.9 656.9 746.0 676.0 664.1 649.2 617.6 610.9 609.0 606.3 604.2 28 Other 2,452.8 2,479.3 2,582.0 2,696.4 2,715.1 2,740.8 2,803.5 2,844.6 2,824.5 2,915.5 2,935.5 2,876.5 29 Borrowings 1,108.3 1,173.9 1,243.3 1,419.5 1,403.9 1,285.9 1,239.1 1,244.5 1,254.0 1,262.9 1,250.1 1,226.8 30 From banks in the U.S. 175.5 158.0 151.9 148.7 129.0 120.2 177.8 177.6 182.0 190.7 187.2 173.0 31 From others 932.8 1,015.9 1,091.4 1,270.8 1,274.9 1,165.8 1,061.2 1,066.9 1,072.0 1,072.2 1,062.9 1,053.8 32 Net due to related foreign offices 521.9 505.7 493.9 508.9 557.6 595.7 603.4 495.0 478.4 434.6 416.7 441.3 33 Other liabilities 489.2 450.9 483.4 547.1 590.0 612.9 541.4 479.5 483.0 483.5 506.4 498.9 33a Derivatives with a negative fair value 11 171.2 160.9 176.4 213.2 264.5 285.0 227.5 172.0 178.3 180.4 186.1 194.0 33b Other 318.0 290.0 307.1 333.9 325.5 327.9 313.9 307.4 304.8 303.2 320.3 304.9 34 Total Liabilities 5,524.1 5,512.3 5,805.1 6,293.8 6,364.1 6,405.1 6,265.6 6,066.9 6,067.7 6,088.1 6,086.6 6,044.7 35 Residual (assets less liabilities) 10 759.6 767.8 776.5 778.3 770.0 763.1 756.1 775.4 776.1 771.9 781.6 791.3 Memoranda 36 Mortgage-backed securities 12 684.6 746.3 746.0 758.6 780.7 759.7 778.5 777.4 776.9 775.9 770.9 788.9 37 Pass-thru 447.2 515.8 519.1 532.9 563.7 549.3 560.8 557.6 558.4 557.6 551.8 571.2 38 CMO, REMIC, and other 237.4 230.5 226.8 225.7 217.0 210.4 217.7 219.8 218.5 218.3 219.1 217.6 39 Net unrealized gains (losses) on available-for-sale securities 13 -7.0 -46.2 -46.7 -56.0 -74.4 -80.3 -70.6 -65.0 -65.9 -68.9 -69.0 -65.7 40 Securitized consumer loans 14 112.2 114.2 120.9 133.3 130.6 128.2 127.0 126.1 125.0 125.0 125.0 124.9 41 Credit cards and other revolving plans 76.1 79.9 82.6 91.7 89.6 87.8 87.2 87.5 86.7 86.8 86.8 86.9 42 Other 36.2 34.3 38.3 41.6 41.0 40.5 39.8 38.6 38.4 38.3 38.2 38.1 43 Securitized real estate loans 14 1,207.6 1,244.5 1,277.9 1,384.3 1,387.8 1,397.3 1,403.4 1,400.5 1,398.1 1,396.8 1,396.7 1,396.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 2,939.5 3,011.1 3,013.2 3,033.8 3,042.2 3,103.2 3,125.5 3,161.3 3,160.1 3,161.0 3,169.9 3,159.1 2 Securities in bank credit 596.3 586.4 579.5 577.8 583.0 640.3 647.7 652.6 650.5 654.3 656.3 672.3 3 Treasury and Agency securities 2 361.4 357.4 359.8 364.2 367.9 372.5 374.7 378.4 379.1 382.9 385.3 387.6 4 Other securities 3 234.9 229.0 219.8 213.6 215.0 267.7 273.0 274.1 271.4 271.4 271.0 284.7 5 Loans and leases in bank credit 4 2,343.3 2,424.8 2,433.7 2,456.0 2,459.2 2,462.9 2,477.8 2,508.7 2,509.6 2,506.6 2,513.6 2,486.8 6 Commercial and industrial 398.0 416.0 417.6 426.1 426.8 424.1 421.5 422.9 422.4 420.5 419.7 417.2 7 Real estate 1,496.7 1,543.4 1,547.6 1,558.3 1,562.4 1,568.1 1,575.8 1,598.0 1,598.7 1,601.4 1,606.9 1,593.8 8 Revolving home equity 89.5 96.8 98.4 100.6 102.0 103.4 104.9 105.8 106.5 106.9 107.4 107.5 9 Other residential 459.4 464.8 462.1 468.4 469.3 470.9 477.4 497.9 497.4 503.1 508.7 496.8 10 Commercial 947.8 981.8 987.0 989.2 991.1 993.8 993.5 994.3 994.8 991.4 990.8 989.4 11 Consumer 333.1 344.5 346.7 349.7 352.7 349.5 354.0 358.3 359.1 355.5 357.9 348.9 12 Credit cards and other revolving plans 209.0 216.7 218.2 221.2 225.0 220.1 222.8 226.2 227.8 224.6 227.0 218.5 13 Other 124.2 127.7 128.5 128.5 127.6 129.3 131.2 132.1 131.3 130.9 130.9 130.4 17 Other loans and leases 6 115.5 120.9 121.8 121.9 117.4 121.2 126.5 129.5 129.4 129.1 129.2 126.9 18 Interbank loans 129.3 124.1 130.8 130.1 114.6 131.1 146.2 151.1 143.6 152.5 150.3 145.3 19 Fed funds and RPs with banks 6 109.0 97.8 103.3 96.7 81.6 106.6 117.1 124.5 116.8 125.3 124.8 119.2 20 Other 20.2 26.3 27.5 33.4 32.9 24.4 29.1 26.6 26.8 27.2 25.5 26.1 21 Cash assets 7 101.9 106.4 108.7 127.8 176.1 220.9 226.8 231.4 227.9 237.2 239.6 238.4 22 Other assets 8 233.0 233.8 225.7 229.7 243.8 269.3 272.9 274.9 281.5 279.2 274.1 276.1 23 Total Assets 9 3,365.5 3,430.0 3,431.4 3,473.0 3,528.5 3,675.8 3,722.9 3,770.1 3,764.5 3,781.2 3,785.2 3,771.4 Liabilities 24 Deposits 2,300.6 2,363.0 2,378.1 2,401.1 2,438.2 2,520.8 2,581.3 2,614.9 2,615.4 2,628.2 2,640.6 2,639.2 25 Transaction 271.5 265.6 268.2 270.0 267.3 280.9 275.1 285.1 285.7 284.7 290.2 281.3 26 Nontransaction 2,029.1 2,097.4 2,109.9 2,131.0 2,170.9 2,239.9 2,306.2 2,329.9 2,329.8 2,343.5 2,350.4 2,357.8 27 Large time 413.8 416.9 416.7 421.8 427.4 463.3 466.3 469.5 469.4 468.4 470.4 470.0 28 Other 1,615.3 1,680.6 1,693.1 1,709.3 1,743.5 1,776.6 1,839.9 1,860.4 1,860.3 1,875.1 1,880.0 1,887.9 29 Borrowings 570.7 587.2 580.3 591.4 586.8 595.4 581.0 580.9 579.3 578.6 575.9 581.4 30 From banks in the U.S. 232.4 233.0 225.7 227.7 219.9 217.5 211.5 210.7 212.4 203.4 203.2 209.2 31 From others 338.3 354.2 354.6 363.6 366.9 377.9 369.5 370.1 366.9 375.2 372.7 372.2 32 Net due to related foreign offices 3.2 4.5 2.2 -0.8 4.0 5.7 5.2 4.5 3.6 2.7 1.8 2.2 33 Other liabilities 75.9 75.1 75.5 75.2 82.9 123.0 118.4 113.0 110.4 109.8 111.4 111.2 34 Total Liabilities 2,950.4 3,029.9 3,036.0 3,066.9 3,112.0 3,244.8 3,285.8 3,313.3 3,308.7 3,319.3 3,329.7 3,334.0 35 Residual (assets less liabilities) 10 415.1 400.1 395.4 406.0 416.6 431.0 437.0 456.8 455.8 461.9 455.5 437.4 Memoranda 36 Mortgage-backed securities 12 247.5 264.8 265.7 265.9 261.2 263.2 266.6 269.2 269.8 270.9 271.8 267.1 40 Securitized consumer loans 14 293.9 293.9 293.1 292.7 290.2 289.1 287.6 283.6 281.0 281.2 278.0 284.3 43 Securitized real estate loans 14 31.4 34.8 35.4 24.2 27.8 23.7 18.1 18.8 19.2 19.3 19.2 19.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 2,931.0 3,006.7 3,021.0 3,039.0 3,053.1 3,121.6 3,131.2 3,151.3 3,149.0 3,147.0 3,154.6 3,146.7 2 Securities in bank credit 594.6 584.5 576.4 573.9 580.4 639.1 644.4 650.1 649.5 653.1 657.6 674.5 3 Treasury and Agency securities 2 361.6 356.7 358.3 363.4 368.0 374.9 376.2 378.6 379.4 382.5 385.6 387.8 4 Other securities 3 233.0 227.9 218.1 210.5 212.4 264.2 268.3 271.5 270.1 270.5 272.0 286.7 5 Loans and leases in bank credit 4 2,336.4 2,422.2 2,444.7 2,465.1 2,472.7 2,482.5 2,486.8 2,501.2 2,499.5 2,494.0 2,497.0 2,472.3 6 Commercial and industrial 396.4 414.1 419.0 426.6 426.9 424.8 423.1 421.1 420.7 419.0 417.5 416.3 7 Real estate 1,492.8 1,544.6 1,554.6 1,567.8 1,570.8 1,571.3 1,572.8 1,593.7 1,594.0 1,595.5 1,599.0 1,585.4 8 Revolving home equity 89.2 97.3 99.2 101.0 102.3 103.7 104.8 105.5 106.0 106.0 105.9 106.0 9 Other residential 456.8 464.2 466.2 473.7 473.1 472.5 475.1 495.3 494.6 498.3 502.2 490.0 10 Commercial 946.8 983.1 989.1 993.2 995.4 995.1 993.0 992.9 993.4 991.2 990.9 989.4 11 Consumer 333.7 342.7 346.9 346.7 354.8 361.4 364.2 358.7 358.5 351.2 352.7 344.0 12 Credit cards and other revolving plans 209.4 214.6 217.4 218.2 227.1 233.2 233.2 226.5 227.8 220.9 222.4 214.1 13 Other 124.3 128.1 129.5 128.6 127.7 128.2 131.1 132.3 130.7 130.2 130.3 130.0 17 Other loans and leases 6 113.5 120.7 124.2 123.9 120.3 125.0 126.6 127.6 126.3 128.3 127.8 126.6 18 Interbank loans 133.2 122.4 128.0 127.9 112.7 131.8 147.2 153.1 145.0 155.2 152.2 147.4 19 Fed funds and RPs with banks 6 109.0 97.8 103.3 96.7 81.6 106.6 117.1 124.5 116.8 125.3 124.8 119.2 20 Other 24.1 24.6 24.7 31.2 31.1 25.2 30.1 28.6 28.2 29.9 27.5 28.3 21 Cash assets 7 99.0 106.8 108.5 123.5 168.6 213.2 219.0 224.7 228.4 232.6 232.4 232.1 22 Other assets 8 226.8 231.3 236.7 242.6 250.5 274.3 270.6 267.8 267.2 270.4 272.4 270.7 23 Total Assets 9 3,352.0 3,421.7 3,447.2 3,484.7 3,536.2 3,692.2 3,719.2 3,748.3 3,741.1 3,757.0 3,763.5 3,749.6 Liabilities 24 Deposits 2,296.1 2,360.1 2,377.1 2,401.4 2,447.2 2,541.6 2,571.8 2,611.3 2,605.9 2,640.1 2,648.3 2,635.9 25 Transaction 268.6 266.4 265.2 268.6 267.4 281.6 276.7 282.3 295.4 278.9 279.8 278.9 26 Nontransaction 2,027.6 2,093.7 2,111.9 2,132.8 2,179.8 2,260.0 2,295.1 2,329.0 2,310.5 2,361.2 2,368.6 2,357.0 27 Large time 414.9 416.5 417.2 419.3 429.8 462.9 466.3 471.1 470.7 470.9 473.3 471.5 28 Other 1,612.7 1,677.1 1,694.7 1,713.5 1,750.0 1,797.1 1,828.8 1,857.9 1,839.9 1,890.4 1,895.3 1,885.5 29 Borrowings 570.8 582.7 584.1 598.0 590.4 601.1 589.6 582.5 581.6 568.2 563.1 570.6 30 From banks in the U.S. 231.7 232.1 227.3 230.2 218.4 216.7 213.4 210.4 214.7 199.9 198.3 205.8 31 From others 339.2 350.6 356.8 367.8 372.0 384.4 376.2 372.1 366.8 368.3 364.9 364.8 32 Net due to related foreign offices 4.3 2.8 2.9 1.6 5.4 6.3 6.8 6.0 4.6 4.0 3.2 3.0 33 Other liabilities 78.1 74.4 77.1 77.0 83.3 122.2 122.3 115.9 113.6 112.5 113.7 114.2 34 Total Liabilities 2,949.3 3,020.0 3,041.1 3,078.0 3,126.4 3,271.1 3,290.5 3,315.6 3,305.7 3,324.8 3,328.4 3,323.7 35 Residual (assets less liabilities) 10 402.7 401.7 406.1 406.6 409.9 421.2 428.7 432.6 435.4 432.2 435.1 425.9 Memoranda 36 Mortgage-backed securities 12 249.0 261.8 263.9 264.5 259.3 261.7 265.8 270.7 271.5 273.2 274.8 270.2 40 Securitized consumer loans 14 293.2 295.8 294.7 293.6 287.7 289.6 286.8 282.6 280.3 280.9 276.4 282.6 43 Securitized real estate loans 14 35.8 27.5 28.1 27.1 27.2 27.2 27.2 26.4 26.2 26.2 26.2 26.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 1,197.5 1,154.9 1,148.8 1,168.2 1,128.3 1,123.3 1,120.9 1,103.7 1,093.7 1,113.2 1,111.4 1,093.2 2 Securities in bank credit 480.1 471.3 463.1 479.5 460.8 474.2 473.9 465.5 462.4 459.6 455.4 447.5 3 Treasury and Agency securities 2 98.3 93.0 87.9 82.5 88.4 91.8 93.6 94.0 95.1 96.9 100.0 97.9 3a Trading account 29.6 33.2 31.7 32.7 34.8 29.5 27.8 29.0 29.9 31.2 31.8 29.1 3b Investment account 68.7 59.8 56.2 49.8 53.5 62.4 65.8 64.9 65.1 65.7 68.1 68.8 4 Other securities 381.8 378.4 375.2 397.0 372.4 382.4 380.3 371.6 367.3 362.7 355.5 349.5 4a Trading account 3 222.6 233.9 231.7 237.8 230.8 241.6 237.7 234.2 231.1 225.9 221.7 216.5 4a1 Derivatives with a positive fair 87.9 109.7 110.0 131.9 125.0 151.3 162.1 161.2 156.8 151.8 148.3 141.8 value 11 4a2 Other 134.7 124.2 121.8 105.9 105.8 90.2 75.6 73.0 74.3 74.1 73.4 74.8 4b Investment account 159.2 144.5 143.5 159.2 141.6 140.8 142.6 137.4 136.3 136.8 133.8 133.0 5 Loans and leases in bank credit 4 717.4 683.6 685.6 688.7 667.6 649.1 647.1 638.2 631.3 653.5 656.0 645.7 6 Commercial and industrial 294.0 323.9 330.4 354.0 356.3 352.7 355.7 351.5 348.7 348.5 351.4 345.1 7 Real estate 41.3 46.1 45.6 44.9 43.5 43.4 42.9 43.5 43.6 44.0 44.2 43.9 14 Security 106.5 89.4 84.6 72.9 57.8 47.1 51.3 50.6 45.8 65.3 65.2 61.5 15 Fed funds and RPs with brokers 6 81.4 66.3 67.8 55.7 42.7 34.0 38.5 39.0 34.5 54.7 56.5 50.8 16 Other 25.1 23.2 16.8 17.3 15.1 13.1 12.8 11.6 11.4 10.6 8.7 10.7 17 Other loans and leases 275.7 224.1 225.0 216.9 209.9 205.9 197.2 192.6 193.2 195.8 195.3 195.2 17a Fed funds and RPs with others 6 87.0 52.5 48.2 30.3 30.2 26.9 23.5 19.8 18.8 20.7 19.9 22.0 17b Other 188.7 171.6 176.8 186.6 179.8 179.0 173.7 172.9 174.4 175.0 175.3 173.3 18 Interbank loans 88.2 67.3 71.2 64.3 49.3 32.1 38.4 41.1 38.0 48.9 37.7 40.8 19 Fed funds and RPs with banks 83.0 60.2 65.1 55.8 41.6 25.6 32.5 34.7 31.2 42.4 31.3 33.7 20 Other 5.2 7.1 6.0 8.6 7.6 6.5 5.9 6.4 6.9 6.5 6.4 7.1 21 Cash assets 7 55.8 56.2 64.0 141.6 292.6 334.2 328.5 252.0 240.2 173.0 187.3 286.6 22 Other assets 8 54.5 44.1 48.2 59.2 53.9 54.0 48.2 44.0 44.2 47.1 50.2 52.4 23 Total Assets 9 1,396.1 1,322.5 1,332.1 1,433.3 1,524.1 1,543.6 1,536.0 1,440.8 1,416.2 1,382.1 1,386.6 1,472.9 Liabilities 24 Deposits 1,075.3 1,140.6 1,119.1 942.7 877.3 905.1 922.0 883.8 866.6 848.7 827.6 827.8 25 Transaction 12.3 12.2 13.9 17.7 12.7 14.3 14.1 13.2 13.0 10.9 10.6 10.2 26 Nontransaction 1,063.0 1,128.4 1,105.3 925.0 864.6 890.8 907.9 870.6 853.6 837.8 817.0 817.6 27 Large time 1,032.6 1,106.1 1,082.0 911.4 846.4 864.6 878.5 844.9 830.3 819.3 801.2 804.9 29 Borrowings 616.8 622.0 632.9 654.1 646.1 626.6 586.5 617.6 622.1 651.8 653.7 662.0 30 From banks in the U.S. 66.9 71.9 89.4 65.3 41.1 30.3 34.2 38.6 38.8 40.9 34.5 32.2 31 From others 549.9 550.1 543.5 588.8 604.9 596.3 552.3 579.1 583.3 610.9 619.1 629.8 32 Net due to related foreign offices -435.5 -598.0 -593.7 -363.8 -182.5 -159.5 -181.0 -227.8 -212.6 -281.3 -259.2 -192.5 33 Other liabilities 138.2 145.8 146.2 181.5 176.0 174.5 195.8 182.6 174.2 172.5 168.4 167.0 33a Derivatives with a negative fair value 11 91.3 108.5 101.8 125.2 129.4 135.2 153.8 150.2 143.7 138.5 135.6 130.3 33b Other 47.0 37.3 44.5 56.3 46.6 39.3 42.0 32.4 30.5 34.0 32.7 36.8 34 Total Liabilities 1,394.8 1,310.3 1,304.6 1,414.5 1,516.8 1,546.8 1,523.3 1,456.2 1,450.4 1,391.7 1,390.5 1,464.3 35 Residual (assets less liabilities) 10 1.3 12.2 27.5 18.8 7.2 -3.2 12.7 -15.4 -34.2 -9.6 -3.9 8.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; March 27, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2009 2009 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 25 Mar 4 Mar 11 Mar 18 Assets 1 Bank credit 1,204.7 1,147.9 1,145.4 1,172.3 1,141.1 1,129.3 1,118.6 1,109.6 1,103.0 1,120.8 1,122.4 1,097.1 2 Securities in bank credit 478.5 467.0 456.7 479.2 474.3 474.6 469.9 465.2 461.4 462.8 464.4 451.8 3 Treasury and Agency securities 2 99.1 92.2 87.8 79.8 86.8 90.3 92.5 95.3 97.1 102.5 105.1 101.2 3a Trading account 29.1 34.4 33.4 32.1 31.6 28.5 26.0 28.6 30.4 34.2 34.0 30.0 3b Investment account 70.0 57.8 54.3 47.7 55.2 61.8 66.5 66.7 66.8 68.3 71.1 71.1 4 Other securities 379.4 374.7 368.9 399.4 387.6 384.3 377.4 370.0 364.3 360.4 359.3 350.7 4a Trading account 3 215.6 232.8 227.3 241.9 244.5 244.5 236.0 228.0 222.7 219.4 219.9 213.1 4a1 Derivatives with a positive fair 86.4 104.0 104.4 131.3 149.4 167.5 166.7 161.0 156.3 153.4 155.5 146.5 value 11 4a2 Other 129.1 128.7 122.9 110.6 95.0 77.0 69.3 67.1 66.4 66.0 64.4 66.6 4b Investment account 163.9 142.0 141.5 157.5 143.1 139.8 141.4 141.9 141.6 141.0 139.4 137.6 5 Loans and leases in bank credit 4 726.2 680.9 688.7 693.1 666.8 654.6 648.7 644.4 641.6 657.9 658.0 645.3 6 Commercial and industrial 297.4 321.1 332.0 353.9 356.4 356.0 357.3 354.8 352.1 352.5 353.0 348.1 7 Real estate 40.9 45.2 45.9 45.7 43.5 43.6 43.0 43.2 43.2 43.6 43.5 43.3 14 Security 107.2 92.4 83.2 75.2 59.4 45.5 49.0 51.0 48.9 63.6 64.5 58.0 15 Fed funds and RPs with brokers 6 82.2 70.3 65.1 57.5 43.3 30.4 35.2 39.5 37.6 52.5 54.2 46.6 16 Other 25.0 22.1 18.1 17.7 16.1 15.1 13.9 11.5 11.3 11.1 10.3 11.5 17 Other loans and leases 280.7 222.3 227.6 218.3 207.4 209.6 199.4 195.4 197.3 198.3 197.0 195.8 17a Fed funds and RPs with others 6 89.4 50.4 49.1 33.0 30.9 28.0 23.5 20.7 20.0 21.6 20.7 22.7 17b Other 191.3 171.9 178.5 185.4 176.5 181.6 175.9 174.7 177.3 176.7 176.3 173.1 18 Interbank loans 89.0 66.4 70.6 64.0 50.0 33.4 39.4 41.5 37.8 48.8 37.6 40.6 19 Fed funds and RPs with banks 83.0 60.2 65.1 55.8 41.6 25.6 32.5 34.7 31.2 42.4 31.3 33.7 20 Other 5.9 6.2 5.5 8.2 8.3 7.7 6.9 6.8 6.7 6.5 6.3 6.8 21 Cash assets 7 54.8 56.4 66.0 141.1 299.9 345.7 338.2 248.7 245.0 171.1 187.6 279.5 22 Other assets 8 58.3 43.3 48.0 59.8 54.2 54.3 47.6 47.1 48.2 48.7 49.1 49.8 23 Total Assets 9 1,406.8 1,314.0 1,329.9 1,437.2 1,545.1 1,562.7 1,543.8 1,446.8 1,434.0 1,389.4 1,396.7 1,467.0 Liabilities 24 Deposits 1,064.6 1,127.6 1,110.7 941.2 873.1 891.8 911.7 872.2 853.3 845.0 832.5 834.5 25 Transaction 12.2 12.2 13.6 15.7 12.0 14.4 13.8 13.1 12.9 12.2 12.3 12.3 26 Nontransaction 1,052.4 1,115.4 1,097.1 925.5 861.1 877.4 897.9 859.1 840.3 832.8 820.2 822.2 27 Large time 1,026.8 1,093.1 1,075.8 907.2 843.8 859.7 879.7 841.6 823.2 815.7 803.3 805.3 29 Borrowings 614.6 616.7 620.1 636.6 643.3 609.5 596.5 617.3 620.8 661.5 666.2 681.6 30 From banks in the U.S. 67.5 70.6 89.9 60.4 44.1 34.4 37.6 39.1 38.8 44.3 39.3 39.7 31 From others 547.2 546.1 530.2 576.3 599.2 575.1 558.9 578.2 582.0 617.2 627.0 641.9 32 Net due to related foreign offices -438.3 -584.1 -561.7 -327.6 -162.0 -139.4 -162.3 -231.5 -222.8 -297.8 -282.0 -221.6 33 Other liabilities 139.6 139.5 145.7 181.2 185.6 195.7 192.8 183.8 177.6 175.6 174.9 167.4 33a Derivatives with a negative fair value 11 88.7 102.4 102.3 125.0 140.5 156.2 154.5 147.1 141.1 138.3 139.4 131.9 33b Other 50.9 37.1 43.4 56.2 45.1 39.5 38.3 36.7 36.5 37.3 35.5 35.5 34 Total Liabilities 1,380.5 1,299.7 1,314.9 1,431.4 1,540.0 1,557.6 1,538.8 1,441.8 1,428.9 1,384.4 1,391.6 1,461.9 35 Residual (assets less liabilities) 10 26.2 14.2 15.1 5.8 5.1 5.1 5.1 5.1 5.1 5.1 5.1 5.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated quantities of balance sheet items are removed from past data for the bank group that lost the assets and put into past data for the group acquiring those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 60 percent with brokers (line 15) and 40 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 12. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 13. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. 14. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/data.htm). Previously published "Notes on the Data" back to December 16, 2005, may also be found on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------