----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 9,417.8 9,982.9 9,924.7 9,965.9 9,880.1 9,824.9 9,803.3 9,717.4 9,645.9 9,774.4 9,788.8 9,754.4 2 Securities in bank credit 2,524.9 2,720.2 2,712.3 2,771.7 2,745.9 2,688.6 2,710.3 2,666.3 2,636.9 2,662.5 2,669.0 2,675.1 3 Treasury and Agency securities 1,099.6 1,235.9 1,264.5 1,262.3 1,281.3 1,268.2 1,279.9 1,265.1 1,267.6 1,260.6 1,278.6 1,264.2 2 4 Other securities 3 1,425.3 1,484.3 1,447.7 1,509.4 1,464.6 1,420.5 1,430.4 1,401.2 1,369.3 1,401.9 1,390.4 1,410.9 5 Loans and leases in bank credit 6,893.0 7,262.7 7,212.4 7,194.2 7,134.1 7,136.2 7,093.0 7,051.1 7,009.0 7,112.0 7,119.9 7,079.3 4 6 Commercial and industrial 1,487.9 1,602.3 1,600.2 1,582.8 1,570.3 1,559.9 1,542.9 1,521.9 1,514.0 1,519.7 1,515.3 1,506.3 7 Real estate 3,643.6 3,820.8 3,826.8 3,828.1 3,810.6 3,829.5 3,831.3 3,837.3 3,802.2 3,900.1 3,901.0 3,877.0 8 Revolving home equity 506.2 579.7 585.0 590.7 594.5 597.0 601.4 606.1 602.5 614.0 613.8 613.5 9 Other residential 1,486.4 1,512.2 1,509.5 1,500.5 1,485.9 1,502.9 1,502.8 1,506.7 1,475.0 1,565.0 1,565.4 1,542.0 10 Commercial 1,651.0 1,728.9 1,732.2 1,736.9 1,730.2 1,729.5 1,727.1 1,724.5 1,724.7 1,721.2 1,721.8 1,721.5 11 Consumer 824.8 872.2 878.3 881.4 891.6 900.1 892.6 881.2 876.4 880.0 878.8 870.4 12 Credit cards and other 347.9 383.4 388.3 385.9 392.8 398.5 392.8 383.4 379.7 383.0 375.7 367.3 revolving plans 13 Other 476.9 488.9 489.9 495.6 498.8 501.6 499.8 497.8 496.7 497.0 503.0 503.0 14 Security 5 287.5 293.6 263.3 244.7 224.5 218.1 198.0 188.3 194.2 187.3 188.8 189.1 15 Fed funds and RPs with 225.9 231.4 214.3 203.5 183.8 179.7 162.9 155.0 161.5 154.5 157.3 156.0 brokers 16 Other 61.6 62.2 49.0 41.2 40.7 38.4 35.1 33.3 32.8 32.7 31.5 33.1 17 Other loans and leases 649.1 673.8 643.9 657.1 637.2 628.7 628.3 622.4 622.2 624.9 636.0 636.6 18 Interbank loans 444.4 446.3 347.1 366.4 440.3 447.4 431.7 429.4 448.0 436.1 442.9 439.6 19 Fed funds and RPs with banks 6 359.9 366.7 267.8 299.8 372.5 383.2 370.7 359.2 374.5 359.5 371.6 368.0 20 Other 84.5 79.6 79.3 66.5 67.8 64.2 61.0 70.2 73.4 76.5 71.3 71.6 21 Cash assets 7 311.4 585.1 865.4 990.9 968.3 850.8 942.8 1,022.4 1,088.4 937.2 1,005.9 1,097.1 22 Other assets 8 998.2 1,082.0 1,128.8 1,133.3 1,100.7 1,092.3 1,099.1 1,061.4 1,052.5 1,067.1 1,087.7 1,083.6 23 Total Assets 9 11,075.2 11,965.6 12,129.9 12,317.1 12,242.1 12,064.5 12,121.8 12,072.1 12,076.6 12,055.9 12,162.3 12,211.1 Liabilities 24 Deposits 6,839.5 7,162.7 7,115.8 7,301.3 7,345.6 7,311.1 7,363.7 7,358.6 7,356.1 7,398.4 7,447.9 7,499.6 25 Transaction 634.1 668.7 691.9 760.2 703.4 693.7 697.9 726.3 713.4 754.0 758.2 721.5 26 Nontransaction 6,205.5 6,494.0 6,423.9 6,541.2 6,642.3 6,617.4 6,665.8 6,632.2 6,642.8 6,644.4 6,689.7 6,778.1 27 Large time 2,082.8 2,064.5 1,930.1 1,958.4 1,938.2 1,885.4 1,856.0 1,883.6 1,897.9 1,898.7 1,915.2 1,940.7 28 Other 4,122.7 4,429.5 4,493.8 4,582.8 4,704.1 4,732.0 4,809.9 4,748.6 4,744.9 4,745.7 4,774.6 4,837.4 29 Borrowings 2,315.1 2,670.2 2,655.2 2,548.3 2,478.3 2,479.6 2,497.0 2,449.3 2,479.2 2,403.7 2,400.0 2,454.2 30 From banks in the U.S. 463.1 443.8 390.2 373.8 422.9 425.2 421.5 426.3 432.5 443.5 424.5 427.5 31 From others 1,852.1 2,226.4 2,265.0 2,174.5 2,055.4 2,054.5 2,075.5 2,022.9 2,046.7 1,960.2 1,975.5 2,026.8 32 Net due to related foreign offices 23.7 165.3 389.4 443.7 428.3 268.5 236.8 287.1 324.1 299.2 276.9 192.8 33 Other liabilities 735.1 783.5 809.9 899.2 837.7 780.7 792.0 748.4 721.2 733.0 743.8 733.3 34 Total Liabilities 9,913.5 10,781.6 10,970.3 11,192.6 11,090.0 10,839.8 10,889.6 10,843.3 10,880.6 10,834.3 10,868.6 10,880.0 35 Residual (assets less liabilities) 1,161.8 1,184.0 1,159.7 1,124.5 1,152.1 1,224.6 1,232.2 1,228.7 1,196.0 1,221.6 1,293.7 1,331.1 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 9,404.0 10,004.2 9,997.9 10,031.8 9,903.5 9,830.0 9,772.7 9,699.3 9,644.1 9,768.4 9,785.5 9,729.7 2 Securities in bank credit 2,535.6 2,715.7 2,754.3 2,781.5 2,741.5 2,683.8 2,715.1 2,674.6 2,652.5 2,675.0 2,678.8 2,679.2 3 Treasury and Agency securities 1,107.2 1,220.4 1,266.1 1,246.3 1,272.1 1,270.1 1,293.2 1,273.0 1,277.0 1,273.7 1,288.4 1,268.2 2 4 Other securities 3 1,428.4 1,495.3 1,488.2 1,535.1 1,469.3 1,413.7 1,421.9 1,401.5 1,375.5 1,401.3 1,390.5 1,411.0 5 Loans and leases in bank credit 6,868.4 7,288.5 7,243.6 7,250.3 7,162.1 7,146.2 7,057.6 7,024.7 6,991.5 7,093.4 7,106.7 7,050.5 4 6 Commercial and industrial 1,489.7 1,607.9 1,606.6 1,590.6 1,573.9 1,564.4 1,541.0 1,523.0 1,520.0 1,524.8 1,519.3 1,506.8 7 Real estate 3,634.0 3,832.8 3,839.5 3,832.8 3,807.0 3,824.1 3,813.8 3,827.5 3,791.5 3,889.3 3,902.7 3,877.0 8 Revolving home equity 503.3 581.7 586.6 592.6 596.0 597.1 598.4 602.6 600.0 611.8 611.7 611.5 9 Other residential 1,485.0 1,516.9 1,513.1 1,499.2 1,479.6 1,498.0 1,490.9 1,505.6 1,471.3 1,559.7 1,573.3 1,546.7 10 Commercial 1,645.7 1,734.2 1,739.8 1,741.0 1,731.3 1,729.0 1,724.6 1,719.3 1,720.2 1,717.7 1,717.8 1,718.8 11 Consumer 818.3 866.9 878.2 894.1 915.4 909.9 885.6 873.8 873.8 876.1 870.3 863.4 12 Credit cards and other 339.8 378.8 391.2 405.2 413.1 402.9 383.7 374.4 374.9 377.1 366.1 359.3 revolving plans 13 Other 478.5 488.1 487.0 488.9 502.3 506.9 501.8 499.5 498.9 499.0 504.2 504.2 14 Security 5 285.2 301.0 268.9 255.6 223.2 220.1 196.9 186.4 191.4 186.6 185.7 184.4 15 Fed funds and RPs with 223.7 237.8 217.7 211.5 182.4 182.7 161.4 153.3 158.9 154.1 155.4 152.3 brokers 16 Other 61.5 63.2 51.2 44.1 40.7 37.5 35.5 33.0 32.4 32.5 30.3 32.1 17 Other loans and leases 641.2 679.9 650.4 677.3 642.6 627.6 620.3 614.0 614.8 616.6 628.6 618.8 18 Interbank loans 452.4 447.7 359.2 380.8 450.0 451.8 438.6 435.4 441.9 436.8 437.8 422.9 19 Fed funds and RPs with banks 6 367.6 366.4 279.0 312.2 381.6 386.9 376.3 365.2 368.7 362.6 365.7 352.8 20 Other 84.7 81.3 80.2 68.6 68.4 64.9 62.4 70.2 73.1 74.2 72.0 70.1 21 Cash assets 7 309.4 584.0 885.2 1,043.3 1,013.8 847.7 915.1 1,015.8 1,076.9 964.1 987.6 1,048.0 22 Other assets 8 998.7 1,095.3 1,125.5 1,135.3 1,094.7 1,089.2 1,097.4 1,062.1 1,047.7 1,063.5 1,082.4 1,080.9 23 Total Assets 9 11,068.1 12,001.0 12,232.3 12,451.4 12,314.2 12,067.8 12,068.9 12,054.1 12,052.7 12,074.3 12,129.2 12,117.3 Liabilities 24 Deposits 6,894.4 7,162.0 7,136.1 7,343.5 7,343.3 7,311.2 7,370.0 7,415.4 7,382.4 7,396.4 7,475.6 7,507.6 25 Transaction 642.0 656.8 698.4 799.1 719.1 686.1 701.9 735.0 754.3 808.0 713.6 702.0 26 Nontransaction 6,252.4 6,505.2 6,437.6 6,544.4 6,624.2 6,625.1 6,668.1 6,680.4 6,628.1 6,588.5 6,762.0 6,805.6 27 Large time 2,086.4 2,069.5 1,942.9 1,969.8 1,953.6 1,890.6 1,857.2 1,881.8 1,892.0 1,895.6 1,914.7 1,942.0 28 Other 4,166.1 4,435.7 4,494.7 4,574.6 4,670.6 4,734.5 4,810.9 4,798.5 4,736.1 4,692.8 4,847.3 4,863.6 29 Borrowings 2,319.2 2,666.5 2,657.6 2,527.3 2,462.1 2,472.6 2,484.8 2,453.7 2,484.3 2,482.2 2,457.5 2,476.2 30 From banks in the U.S. 466.4 440.0 394.0 375.0 429.1 428.0 422.6 428.0 427.2 454.3 427.4 422.5 31 From others 1,852.8 2,226.4 2,263.6 2,152.3 2,032.9 2,044.6 2,062.2 2,025.7 2,057.1 2,028.0 2,030.1 2,053.7 32 Net due to related foreign offices -34.9 183.7 403.3 471.1 475.5 297.5 214.8 226.6 258.6 239.2 229.6 154.1 33 Other liabilities 726.6 798.3 851.2 921.9 850.5 778.8 777.6 734.3 710.3 723.2 723.0 726.1 34 Total Liabilities 9,905.3 10,810.5 11,048.2 11,263.8 11,131.3 10,860.0 10,847.3 10,829.9 10,835.6 10,841.0 10,885.6 10,864.0 35 Residual (assets less liabilities) 1,162.8 1,190.5 1,184.1 1,187.6 1,182.9 1,207.8 1,221.6 1,224.1 1,217.1 1,233.4 1,243.6 1,253.3 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 8,274.4 8,814.4 8,786.4 8,824.3 8,735.0 8,695.8 8,672.1 8,605.4 8,542.9 8,668.1 8,676.3 8,644.6 2 Securities in bank credit 2,039.0 2,241.6 2,247.5 2,289.6 2,259.8 2,209.9 2,240.9 2,206.0 2,180.9 2,203.5 2,213.1 2,213.5 3 Treasury and Agency securities 1,006.9 1,153.5 1,175.9 1,170.0 1,185.5 1,172.2 1,180.3 1,171.4 1,175.2 1,165.5 1,185.3 1,171.8 2 4 Other securities 3 1,032.1 1,088.0 1,071.5 1,119.6 1,074.3 1,037.7 1,060.6 1,034.6 1,005.7 1,038.0 1,027.8 1,041.7 5 Loans and leases in bank credit 4 6,235.4 6,572.8 6,539.0 6,534.7 6,475.2 6,485.9 6,431.2 6,399.5 6,362.0 6,464.5 6,463.3 6,431.1 6 Commercial and industrial 1,182.2 1,249.7 1,244.2 1,228.7 1,213.3 1,207.0 1,192.6 1,176.9 1,172.2 1,174.7 1,172.3 1,168.0 7 Real estate 3,600.4 3,775.5 3,782.2 3,782.7 3,765.3 3,783.5 3,785.1 3,792.1 3,757.1 3,854.9 3,856.0 3,830.8 8 Revolving home equity 505.4 578.9 584.3 589.9 593.7 596.2 600.5 605.3 601.7 613.2 613.0 612.7 9 Other residential 1,483.1 1,509.3 1,506.6 1,497.6 1,482.8 1,499.7 1,499.8 1,503.7 1,471.9 1,562.0 1,562.5 1,539.0 10 Commercial 1,612.0 1,687.3 1,691.3 1,695.2 1,688.8 1,687.6 1,684.9 1,683.1 1,683.4 1,679.7 1,680.4 1,679.1 11 Consumer 824.8 872.2 878.3 881.4 891.6 900.1 892.6 881.2 876.4 880.0 878.8 870.4 12 Credit cards and other 347.9 383.4 388.3 385.9 392.8 398.5 392.8 383.4 379.7 383.0 375.7 367.3 revolving plans 13 Other 476.9 488.9 489.9 495.6 498.8 501.6 499.8 497.8 496.7 497.0 503.0 503.0 14 Security 5 194.7 221.9 205.3 197.5 172.8 165.1 135.1 129.5 134.9 132.6 129.2 131.7 15 Fed funds and RPs with 154.0 176.5 170.6 168.8 144.6 138.1 109.8 105.8 111.5 110.6 107.7 108.3 brokers 16 Other 40.7 45.3 34.7 28.7 28.2 26.9 25.3 23.8 23.4 22.1 21.5 23.4 17 Other loans and leases 433.4 453.5 429.0 444.4 432.3 430.2 425.8 419.7 421.4 422.3 427.0 430.3 18 Interbank loans 367.9 387.5 297.6 329.7 394.4 399.2 386.1 382.3 400.0 389.9 398.8 391.1 19 Fed funds and RPs with banks 6 291.3 314.4 226.4 272.8 336.5 344.8 334.3 320.1 334.9 321.6 334.6 325.0 20 Other 76.5 73.1 71.3 56.9 57.9 54.4 51.8 62.3 65.2 68.3 64.2 66.1 21 Cash assets 7 251.8 447.5 583.5 671.8 660.1 615.0 706.1 737.5 763.8 668.3 723.6 823.6 22 Other assets 8 937.9 1,021.0 1,063.6 1,075.0 1,047.9 1,047.1 1,056.6 1,016.4 1,010.7 1,021.4 1,039.8 1,038.7 23 Total Assets 9 9,735.5 10,539.6 10,595.1 10,761.3 10,690.1 10,606.0 10,665.8 10,583.2 10,559.3 10,588.7 10,675.5 10,734.3 Liabilities 24 Deposits 5,763.3 6,225.3 6,240.4 6,399.1 6,427.3 6,445.2 6,523.0 6,492.8 6,481.1 6,525.4 6,551.1 6,577.7 25 Transaction 618.6 651.5 679.2 746.2 689.6 680.4 687.2 715.1 702.2 742.3 746.9 709.3 26 Nontransaction 5,144.7 5,573.8 5,561.2 5,652.9 5,737.7 5,764.8 5,835.8 5,777.6 5,778.9 5,783.1 5,804.2 5,868.4 27 Large time 1,040.0 1,159.6 1,097.0 1,112.4 1,085.2 1,060.8 1,057.5 1,043.6 1,044.8 1,043.4 1,033.6 1,032.7 28 Other 4,104.7 4,414.2 4,464.2 4,540.5 4,652.5 4,704.0 4,778.3 4,734.1 4,734.2 4,739.7 4,770.5 4,835.7 29 Borrowings 1,725.0 2,001.6 1,997.2 1,917.6 1,871.8 1,859.0 1,835.7 1,777.3 1,782.9 1,746.7 1,739.5 1,779.8 30 From banks in the U.S. 390.1 376.2 347.2 337.9 385.1 383.6 382.2 376.9 378.4 395.2 375.2 370.4 31 From others 1,334.9 1,625.4 1,650.0 1,579.7 1,486.7 1,475.4 1,453.5 1,400.5 1,404.6 1,351.6 1,364.3 1,409.3 32 Net due to related foreign offices 515.4 519.5 560.6 594.0 598.8 502.1 472.4 522.3 548.8 547.2 541.4 514.1 33 Other liabilities 570.2 606.2 637.0 711.5 649.1 590.1 617.6 568.2 544.3 556.7 560.4 555.6 34 Total Liabilities 8,573.9 9,352.5 9,435.3 9,622.2 9,547.0 9,396.4 9,448.8 9,360.6 9,357.2 9,376.0 9,392.4 9,427.1 35 Residual (assets less liabilities) 1,161.6 1,187.0 1,159.9 1,139.1 1,143.1 1,209.6 1,217.0 1,222.6 1,202.1 1,212.7 1,283.1 1,307.2 10 Memoranda 36 Mortgage-backed securities 11 960.2 1,041.4 1,054.6 1,041.3 1,057.9 1,056.6 1,046.8 1,048.3 1,053.1 1,043.4 1,048.5 1,047.6 40 Securitized consumer loans 12 408.3 426.1 419.8 414.4 412.8 408.9 408.2 414.5 417.2 414.1 417.0 425.0 43 Securitized real estate loans 12 1,243.6 1,499.1 1,482.1 1,475.7 1,400.8 1,398.1 1,411.0 1,413.7 1,410.5 1,408.9 1,408.3 1,412.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 8,260.9 8,825.4 8,840.8 8,876.7 8,753.7 8,695.1 8,645.5 8,589.5 8,537.4 8,666.1 8,680.2 8,629.0 2 Securities in bank credit 2,052.8 2,231.9 2,269.8 2,291.3 2,253.8 2,202.5 2,245.6 2,217.4 2,197.6 2,220.6 2,227.7 2,223.8 3 Treasury and Agency securities 1,014.5 1,138.8 1,176.8 1,152.8 1,176.1 1,171.5 1,189.9 1,178.9 1,184.7 1,179.3 1,194.7 1,175.7 2 4 Other securities 3 1,038.3 1,093.0 1,093.0 1,138.5 1,077.7 1,031.0 1,055.7 1,038.4 1,012.9 1,041.3 1,033.1 1,048.1 5 Loans and leases in bank credit 4 6,208.1 6,593.5 6,571.1 6,585.5 6,499.9 6,492.6 6,399.9 6,372.1 6,339.8 6,445.5 6,452.5 6,405.2 6 Commercial and industrial 1,185.0 1,255.2 1,250.0 1,233.3 1,214.0 1,208.4 1,191.5 1,179.1 1,177.4 1,180.9 1,178.7 1,169.8 7 Real estate 3,590.4 3,786.7 3,794.7 3,787.1 3,761.6 3,778.7 3,768.2 3,781.9 3,746.0 3,843.6 3,857.2 3,831.0 8 Revolving home equity 502.4 580.9 585.8 591.8 595.2 596.3 597.5 601.7 599.2 611.0 610.8 610.7 9 Other residential 1,481.6 1,513.9 1,510.2 1,496.2 1,476.6 1,495.0 1,487.8 1,502.5 1,468.3 1,556.7 1,570.3 1,543.6 10 Commercial 1,606.4 1,691.9 1,698.8 1,699.1 1,689.7 1,687.4 1,682.8 1,677.6 1,678.6 1,676.0 1,676.1 1,676.7 11 Consumer 818.3 866.9 878.2 894.1 915.4 909.9 885.6 873.8 873.8 876.1 870.3 863.4 12 Credit cards and other 339.8 378.8 391.2 405.2 413.1 402.9 383.7 374.4 374.9 377.1 366.1 359.3 revolving plans 13 Other 478.5 488.1 487.0 488.9 502.3 506.9 501.8 499.5 498.9 499.0 504.2 504.2 14 Security 5 188.4 226.2 210.0 210.5 174.5 169.5 137.5 124.8 128.2 128.5 125.8 127.1 15 Fed funds and RPs with 147.6 180.7 174.6 181.0 147.1 143.2 112.5 101.1 104.7 105.6 103.9 103.4 brokers 16 Other 40.8 45.5 35.3 29.5 27.4 26.4 25.1 23.7 23.5 23.0 21.8 23.7 17 Other loans and leases 426.0 458.5 438.2 460.4 434.5 426.1 417.1 412.5 414.3 416.3 420.5 413.9 18 Interbank loans 380.5 382.9 307.2 344.1 405.0 404.7 398.0 393.6 397.8 392.5 393.3 376.6 19 Fed funds and RPs with banks 6 302.3 310.3 236.5 285.1 345.7 348.7 344.0 330.3 331.8 325.4 327.7 311.2 20 Other 78.2 72.6 70.7 59.0 59.3 56.0 54.0 63.3 66.0 67.1 65.7 65.4 21 Cash assets 7 251.8 446.6 595.3 713.6 695.9 614.3 684.0 737.1 758.8 695.8 710.4 782.1 22 Other assets 8 936.0 1,035.1 1,070.4 1,079.5 1,045.4 1,040.7 1,048.1 1,013.6 1,001.8 1,014.1 1,034.9 1,033.4 23 Total Assets 9 9,732.8 10,559.8 10,678.1 10,874.2 10,752.3 10,604.0 10,620.7 10,575.3 10,537.8 10,610.0 10,654.8 10,657.0 Liabilities 24 Deposits 5,799.3 6,222.0 6,266.2 6,457.8 6,442.0 6,449.4 6,535.4 6,532.9 6,484.9 6,496.2 6,554.9 6,555.3 25 Transaction 625.6 641.1 686.5 784.8 705.4 673.1 689.7 722.6 742.2 795.6 701.5 690.0 26 Nontransaction 5,173.8 5,580.9 5,579.7 5,673.0 5,736.6 5,776.3 5,845.8 5,810.3 5,742.7 5,700.6 5,853.5 5,865.3 27 Large time 1,033.3 1,164.9 1,106.0 1,122.1 1,091.1 1,065.9 1,058.4 1,036.6 1,031.8 1,033.0 1,032.0 1,028.3 28 Other 4,140.4 4,416.0 4,473.7 4,550.9 4,645.4 4,710.4 4,787.4 4,773.7 4,710.9 4,667.6 4,821.5 4,837.0 29 Borrowings 1,715.7 2,026.8 2,006.2 1,903.3 1,843.7 1,835.2 1,799.9 1,765.7 1,780.0 1,807.4 1,777.9 1,786.3 30 From banks in the U.S. 395.0 378.9 347.8 337.5 386.5 383.7 378.3 380.5 379.2 406.2 383.6 368.4 31 From others 1,320.8 1,647.9 1,658.4 1,565.8 1,457.3 1,451.5 1,421.6 1,385.2 1,400.8 1,401.2 1,394.3 1,417.9 32 Net due to related foreign offices 488.6 510.5 563.0 607.1 633.6 524.0 460.9 495.6 520.1 527.3 535.8 519.0 33 Other liabilities 569.7 616.0 664.4 724.7 656.4 594.0 609.1 563.3 542.0 552.0 548.9 549.4 34 Total Liabilities 8,573.4 9,375.3 9,499.8 9,692.8 9,575.7 9,402.5 9,405.4 9,357.5 9,327.1 9,382.9 9,417.5 9,409.9 35 Residual (assets less liabilities) 1,159.5 1,184.5 1,178.3 1,181.5 1,176.6 1,201.4 1,215.3 1,217.8 1,210.8 1,227.1 1,237.3 1,247.0 10 Memoranda 36 Mortgage-backed securities 11 966.9 1,025.0 1,045.2 1,029.9 1,053.4 1,057.3 1,059.5 1,054.7 1,061.6 1,056.4 1,063.3 1,054.3 40 Securitized consumer loans 12 406.9 426.9 418.3 417.5 413.3 408.8 409.5 413.0 413.3 411.0 414.3 421.8 43 Securitized real estate loans 12 1,247.4 1,487.9 1,487.1 1,503.8 1,435.5 1,426.9 1,421.1 1,413.2 1,408.8 1,408.7 1,406.9 1,410.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 5,312.9 5,770.1 5,726.6 5,703.0 5,584.4 5,520.9 5,484.8 5,428.2 5,373.7 5,482.0 5,489.0 5,463.0 2 Securities in bank credit 1,452.1 1,656.6 1,653.8 1,639.5 1,598.0 1,546.9 1,560.0 1,512.4 1,489.2 1,503.4 1,509.4 1,509.5 3 Treasury and Agency securities 2 644.3 785.4 799.4 790.4 801.3 787.8 786.9 774.5 777.5 768.3 785.2 771.1 3a Trading account 71.4 127.1 112.4 98.2 97.0 82.2 70.1 58.7 54.6 61.0 62.8 59.9 3b Investment account 572.9 658.2 687.0 692.3 704.3 705.5 716.9 715.8 722.8 707.2 722.5 711.2 3b1 Mortgage-backed 526.2 610.2 636.2 631.2 635.9 630.2 629.8 624.7 631.0 615.2 628.5 615.1 3b2 Other 46.7 48.0 50.8 61.0 68.4 75.4 87.1 91.1 91.8 92.1 94.0 96.1 4 Other securities 807.8 871.3 854.4 849.1 796.7 759.2 773.1 737.9 711.7 735.2 724.2 738.5 4a Trading account 3 448.8 435.7 467.7 495.2 424.7 369.2 372.4 330.2 308.3 321.9 321.3 321.0 4a1 Derivatives with a positive fair 236.4 272.6 329.1 364.1 289.8 238.7 265.1 227.7 206.5 219.3 213.5 215.1 value 13 4a2 Other 211.2 163.5 149.1 140.9 137.2 129.1 109.4 100.8 99.7 100.6 106.8 105.2 4b Investment account 358.9 435.5 386.6 353.9 372.0 389.9 400.6 407.7 403.5 413.2 402.9 417.5 4b1 State and local government 54.9 52.8 52.2 53.1 55.5 55.0 55.9 55.3 54.9 54.8 55.5 55.8 4b2 Mortgage-backed 174.6 162.3 152.1 139.5 146.3 148.9 140.1 148.2 145.7 153.6 143.5 154.7 4b3 Other 129.4 220.4 182.4 161.2 170.3 186.1 204.7 204.3 202.9 204.9 203.9 207.0 5 Loans and leases in bank credit 4 3,860.8 4,113.4 4,072.8 4,063.4 3,986.3 3,974.0 3,924.8 3,915.8 3,884.5 3,978.6 3,979.5 3,953.4 6 Commercial and industrial 776.6 823.6 817.3 804.8 792.8 786.5 775.3 763.5 759.8 761.2 759.1 756.5 7 Real estate 2,085.1 2,216.9 2,217.4 2,211.3 2,180.5 2,181.5 2,178.5 2,195.6 2,162.2 2,256.0 2,259.3 2,240.1 8 Revolving home equity 412.8 477.9 481.7 486.9 487.7 489.6 492.7 498.0 494.8 505.9 506.0 505.6 9 Other residential 1,024.7 1,040.0 1,036.0 1,023.9 1,000.7 1,002.2 996.1 1,010.1 980.7 1,066.6 1,068.4 1,050.2 10 Commercial 647.5 698.9 699.7 700.4 692.0 689.7 689.7 687.4 686.7 683.5 684.9 684.3 11 Consumer 489.9 522.4 525.4 529.0 538.0 541.9 542.0 538.1 535.6 536.6 536.4 527.4 12 Credit cards and other revolving plans 139.3 162.0 162.9 162.6 170.0 172.3 173.0 171.3 169.6 170.5 170.2 161.4 13 Other 350.6 360.4 362.4 366.4 368.0 369.6 369.1 366.8 365.9 366.0 366.2 365.9 14 Security 183.6 212.0 194.5 187.7 160.9 153.0 123.2 118.1 123.7 121.5 117.5 119.9 15 Fed funds and RPs with brokers 148.4 170.7 164.4 163.8 137.7 130.9 102.7 98.9 104.7 103.8 100.4 100.9 16 Other 35.2 41.4 30.1 23.9 23.2 22.0 20.4 19.2 19.0 17.7 17.0 19.0 17 Other loans and leases 325.6 338.5 318.1 330.7 314.1 311.0 305.8 300.5 303.3 303.3 307.3 309.6 17a Fed funds and RPs with others 23.0 20.7 16.1 31.5 21.4 17.6 20.7 17.0 15.2 17.4 21.9 20.1 17b Other loans 203.0 224.2 209.3 207.2 202.5 202.9 195.3 194.4 198.8 197.0 196.8 200.8 17c Lease financing receivables 99.6 93.6 92.7 91.9 90.2 90.5 89.9 89.1 89.3 88.9 88.5 88.7 18 Interbank loans 243.7 256.6 189.6 201.6 248.5 247.4 240.9 236.0 251.6 238.7 244.6 236.0 19 Fed funds and RPs with banks 190.5 215.3 151.5 169.1 219.8 220.7 216.3 205.2 220.2 203.5 211.6 201.2 20 Other 53.2 41.3 38.2 32.4 28.7 26.7 24.6 30.7 31.3 35.2 33.0 34.7 21 Cash assets 7 145.8 324.0 416.1 459.8 439.2 376.0 450.9 482.9 505.2 420.7 473.8 573.0 22 Other assets 8 708.2 784.0 820.6 813.4 786.1 790.3 798.8 772.1 763.8 781.2 795.0 784.9 23 Total Assets 9 6,354.4 7,053.7 7,068.7 7,092.8 6,965.8 6,838.9 6,875.3 6,814.5 6,789.7 6,817.5 6,892.9 6,946.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Liabilities 24 Deposits 3,443.0 3,823.3 3,797.4 3,872.5 3,836.8 3,822.4 3,864.9 3,833.7 3,825.1 3,856.3 3,880.0 3,901.7 25 Transaction 340.8 380.8 410.4 470.2 411.4 391.7 393.5 417.6 407.3 443.9 450.1 420.2 26 Nontransaction 3,102.2 3,442.4 3,387.0 3,402.2 3,425.4 3,430.7 3,471.4 3,416.1 3,417.9 3,412.3 3,429.9 3,481.5 27 Large time 627.9 738.2 666.1 645.5 616.8 591.3 585.3 567.7 569.4 566.1 557.4 557.4 28 Other 2,474.2 2,704.2 2,720.9 2,756.7 2,808.6 2,839.4 2,886.1 2,848.3 2,848.5 2,846.2 2,872.5 2,924.2 29 Borrowings 1,140.6 1,410.4 1,407.2 1,314.2 1,281.5 1,268.3 1,248.6 1,211.9 1,210.7 1,186.5 1,185.0 1,220.9 30 From banks in the U.S. 159.1 147.9 130.0 121.3 176.3 174.7 175.5 169.4 162.9 179.3 165.4 160.1 31 From others 981.5 1,262.5 1,277.2 1,192.9 1,105.3 1,093.6 1,073.1 1,042.5 1,047.8 1,007.1 1,019.7 1,060.8 32 Net due to related foreign offices 508.3 519.8 555.8 588.0 593.3 497.7 469.5 514.8 538.6 537.9 534.8 507.5 33 Other liabilities 498.2 527.1 551.1 588.3 526.8 480.8 507.8 464.8 444.6 454.6 453.4 449.1 33a Derivatives with a negative fair value 13 187.7 205.6 242.3 275.1 217.0 175.0 197.2 162.9 145.7 152.9 150.4 148.6 33b Other 310.5 321.5 308.8 313.1 309.8 305.8 310.6 301.9 298.9 301.7 303.0 300.4 34 Total Liabilities 5,590.1 6,280.5 6,311.5 6,363.0 6,238.4 6,069.2 6,090.9 6,025.2 6,019.0 6,035.2 6,053.3 6,079.2 35 Residual (assets less liabilities) 10 764.3 773.2 757.2 729.8 727.3 769.7 784.4 789.4 770.8 782.3 839.6 867.5 Memoranda 36 Mortgage-backed securities 11 700.8 772.5 788.3 770.8 782.2 779.1 769.9 772.9 776.7 768.8 772.0 769.8 37 Pass-thru 462.5 545.0 571.0 560.4 566.0 561.1 554.0 550.7 557.1 540.3 538.2 534.8 38 CMO, REMIC, and other 238.3 227.5 217.3 210.4 216.2 218.0 215.8 222.2 219.7 228.5 233.8 235.0 39 Net unrealized gains (losses) on available-for-sale securities 14 -20.2 -56.0 -74.4 -80.3 -70.6 -65.0 -64.5 -55.1 -55.5 -55.7 -52.5 -50.8 40 Securitized consumer loans 12 112.9 131.3 128.9 126.7 125.8 126.4 126.0 126.8 127.7 126.9 126.2 134.4 41 Credit cards and other revolving plans 76.9 90.4 89.1 88.2 87.9 87.9 87.2 88.0 89.0 88.1 87.2 95.4 42 Other 36.0 41.0 39.8 38.4 37.9 38.6 38.7 38.8 38.7 38.8 39.0 39.0 43 Securitized real estate loans 12 1,210.6 1,472.5 1,453.5 1,451.1 1,377.4 1,375.9 1,389.9 1,393.0 1,389.9 1,387.0 1,384.8 1,388.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 5,301.1 5,783.7 5,777.3 5,736.8 5,601.6 5,521.6 5,471.6 5,416.6 5,369.8 5,484.1 5,494.6 5,452.5 2 Securities in bank credit 1,454.1 1,656.5 1,685.2 1,645.4 1,599.7 1,541.1 1,561.2 1,514.2 1,496.2 1,511.1 1,516.1 1,511.2 3 Treasury and Agency securities 2 648.3 774.3 805.6 772.8 794.0 786.7 795.5 778.4 782.9 778.0 791.8 772.8 3a Trading account 70.1 128.0 124.6 92.2 96.4 83.6 73.6 57.1 52.1 57.5 58.3 58.1 3b Investment account 578.2 646.3 681.0 680.6 697.7 703.2 721.9 721.3 730.9 720.5 733.5 714.8 3b1 Mortgage-backed 530.8 599.2 630.8 619.0 629.8 629.8 635.6 628.7 637.5 625.4 637.8 617.8 3b2 Other 47.4 47.1 50.2 61.6 67.9 73.3 86.3 92.6 93.3 95.1 95.6 97.0 4 Other securities 805.7 882.2 879.6 872.5 805.6 754.4 765.8 735.8 713.3 733.0 724.3 738.4 4a Trading account 3 445.4 447.8 492.9 518.6 433.1 363.2 364.5 326.2 307.7 318.2 315.7 318.1 4a1 Derivatives with a positive fair 241.5 276.1 343.8 379.4 308.8 242.2 259.1 230.8 214.0 218.3 209.3 212.7 value 13 4a2 Other 204.0 171.7 149.1 139.3 124.3 121.0 105.4 95.4 93.7 99.8 106.4 105.5 4b Investment account 360.3 434.4 386.6 353.9 372.5 391.2 401.2 409.6 405.6 414.8 408.6 420.3 4b1 State and local government 55.1 52.9 52.6 52.9 55.8 55.0 55.8 55.4 55.3 55.2 55.8 56.2 4b2 Mortgage-backed 173.3 159.5 150.0 140.8 148.8 147.6 143.5 146.5 143.2 151.1 143.9 154.6 4b3 Other 131.9 222.0 184.0 160.2 167.8 188.6 202.0 207.7 207.1 208.5 208.9 209.5 5 Loans and leases in bank credit 4 3,847.0 4,127.2 4,092.1 4,091.4 4,001.9 3,980.5 3,910.3 3,902.4 3,873.6 3,973.0 3,978.4 3,941.3 6 Commercial and industrial 778.9 828.7 822.6 807.8 791.6 787.9 775.4 765.2 763.2 765.5 764.6 758.6 7 Real estate 2,081.2 2,219.5 2,221.4 2,210.0 2,181.4 2,177.6 2,169.6 2,191.5 2,157.8 2,252.1 2,263.3 2,244.2 8 Revolving home equity 410.5 479.8 483.2 487.6 489.8 490.2 490.8 495.1 492.7 504.2 504.1 503.8 9 Other residential 1,024.6 1,039.8 1,035.6 1,021.2 999.0 997.2 990.2 1,010.2 978.6 1,063.5 1,074.6 1,055.5 10 Commercial 646.1 699.9 702.6 701.2 692.6 690.3 688.6 686.2 686.6 684.4 684.6 684.8 11 Consumer 488.8 519.9 522.4 530.4 549.1 549.3 540.8 536.5 536.5 536.8 532.9 525.4 12 Credit cards and other revolving plans 136.2 160.4 163.1 170.0 178.1 174.7 169.2 167.6 168.2 168.5 165.2 157.9 13 Other 352.6 359.5 359.2 360.5 371.0 374.6 371.6 368.9 368.3 368.4 367.7 367.5 14 Security 177.1 215.6 200.4 199.7 163.0 157.6 125.5 113.4 117.2 117.7 114.2 115.7 15 Fed funds and RPs with brokers 141.4 175.0 169.8 174.7 140.2 135.7 104.9 94.0 98.1 99.2 96.8 96.4 16 Other 35.7 40.6 30.6 25.0 22.9 21.9 20.7 19.4 19.1 18.6 17.4 19.3 17 Other loans and leases 320.9 343.4 325.3 343.5 316.8 308.1 299.1 295.8 298.7 300.8 303.5 297.5 17a Fed funds and RPs with others 22.4 22.0 16.2 32.5 22.5 17.5 20.6 16.7 15.0 17.7 21.1 17.6 17b Other loans 198.8 227.7 216.3 218.7 204.0 200.3 188.9 189.9 194.5 194.4 193.8 191.4 17c Lease financing receivables 99.7 93.7 92.8 92.3 90.4 90.3 89.6 89.2 89.3 88.7 88.6 88.5 18 Interbank loans 249.5 255.0 194.1 211.3 256.5 248.6 239.4 240.5 250.1 250.7 240.6 226.2 19 Fed funds and RPs with banks 195.8 213.6 154.7 177.7 227.7 221.7 214.9 209.7 219.2 216.5 206.8 192.2 20 Other 53.7 41.4 39.4 33.6 28.7 27.0 24.5 30.8 31.0 34.2 33.7 34.1 21 Cash assets 7 147.5 321.4 422.1 492.9 467.4 379.6 439.5 488.0 510.5 448.7 464.5 536.2 22 Other assets 8 706.8 794.7 825.5 814.9 785.4 784.4 793.8 770.2 758.7 776.1 788.8 779.0 23 Total Assets 9 6,348.8 7,074.0 7,135.7 7,170.9 7,018.9 6,838.8 6,843.8 6,810.6 6,785.2 6,855.0 6,877.9 6,883.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Liabilities 24 Deposits 3,472.6 3,819.4 3,813.8 3,906.7 3,858.7 3,825.4 3,879.8 3,867.1 3,837.1 3,847.9 3,881.4 3,884.4 25 Transaction 347.5 371.8 417.0 499.7 424.7 386.5 397.7 425.6 441.9 482.6 418.1 406.6 26 Nontransaction 3,125.1 3,447.6 3,396.8 3,407.0 3,434.0 3,438.9 3,482.1 3,441.5 3,395.2 3,365.3 3,463.3 3,477.8 27 Large time 621.7 745.6 675.4 657.9 624.2 593.2 582.9 561.2 558.2 557.3 555.5 551.8 28 Other 2,503.4 2,702.0 2,721.4 2,749.1 2,809.8 2,845.7 2,899.2 2,880.3 2,837.0 2,807.9 2,907.8 2,926.0 29 Borrowings 1,136.5 1,427.1 1,411.1 1,294.6 1,245.3 1,244.6 1,227.9 1,206.7 1,209.5 1,237.8 1,221.4 1,233.9 30 From banks in the U.S. 163.6 148.6 128.9 120.1 172.3 172.8 175.3 173.5 163.1 184.3 172.3 162.4 31 From others 972.9 1,278.5 1,282.2 1,174.6 1,073.0 1,071.8 1,052.6 1,033.2 1,046.4 1,053.5 1,049.1 1,071.5 32 Net due to related foreign offices 484.0 508.9 557.6 600.8 626.8 518.1 457.4 490.5 513.0 520.5 530.5 512.6 33 Other liabilities 492.2 539.5 582.7 605.1 536.9 480.6 496.3 456.0 438.8 446.8 439.4 440.4 33a Derivatives with a negative fair value 13 185.8 213.2 264.5 285.1 227.6 172.0 187.5 158.9 144.4 146.8 142.6 142.9 33b Other 306.4 326.3 318.2 320.0 309.2 308.6 308.7 297.2 294.5 299.9 296.8 297.5 34 Total Liabilities 5,585.3 6,294.9 6,365.2 6,407.3 6,267.7 6,068.7 6,061.4 6,020.3 5,998.5 6,052.9 6,072.8 6,071.4 35 Residual (assets less liabilities) 10 763.5 779.1 770.5 763.6 751.2 770.2 782.4 790.3 786.7 802.1 805.2 811.8 Memoranda 36 Mortgage-backed securities 11 704.1 758.6 780.8 759.8 778.6 777.4 779.1 775.1 780.7 776.5 781.7 772.3 37 Pass-thru 465.5 532.9 563.8 549.4 560.9 557.6 560.5 552.2 560.9 548.2 545.6 536.6 38 CMO, REMIC, and other 238.6 225.7 217.0 210.4 217.7 219.8 218.6 223.0 219.8 228.3 236.1 235.7 39 Net unrealized gains (losses) on available-for-sale securities 14 -20.2 -56.0 -74.4 -80.3 -70.6 -65.0 -64.5 -55.1 -55.5 -55.7 -52.5 -50.8 40 Securitized consumer loans 12 110.9 133.3 130.6 128.2 126.3 126.1 125.1 124.3 124.0 124.0 124.0 131.8 41 Credit cards and other revolving plans 75.9 91.7 89.6 87.8 87.2 87.5 86.8 86.6 86.6 86.6 86.7 94.6 42 Other 35.0 41.6 41.0 40.5 39.2 38.6 38.3 37.7 37.5 37.4 37.3 37.2 43 Securitized real estate loans 12 1,211.0 1,460.8 1,459.9 1,476.6 1,408.2 1,400.5 1,394.8 1,387.8 1,383.7 1,383.6 1,381.8 1,385.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 2,961.5 3,044.3 3,059.9 3,121.3 3,150.7 3,174.9 3,187.3 3,177.2 3,169.2 3,186.1 3,187.4 3,181.7 2 Securities in bank credit 586.8 584.9 593.7 650.1 661.8 663.0 680.9 693.5 691.7 700.1 703.6 704.0 3 Treasury and Agency securities 2 362.5 368.2 376.5 379.6 384.3 384.5 393.3 396.8 397.7 397.3 400.1 400.7 4 Other securities 3 224.3 216.7 217.1 270.6 277.5 278.5 287.6 296.7 294.0 302.8 303.6 303.3 5 Loans and leases in bank credit 4 2,374.7 2,459.4 2,466.2 2,471.2 2,488.9 2,511.9 2,506.4 2,483.6 2,477.6 2,486.0 2,483.7 2,477.7 6 Commercial and industrial 405.5 426.1 426.9 423.9 420.4 420.5 417.3 413.4 412.5 413.5 413.2 411.5 7 Real estate 1,515.4 1,558.6 1,564.7 1,571.4 1,584.8 1,602.0 1,606.6 1,596.6 1,594.8 1,598.8 1,596.7 1,590.7 8 Revolving home equity 92.5 101.0 102.6 102.9 105.9 106.6 107.8 107.3 106.9 107.3 107.0 107.1 9 Other residential 458.3 469.2 470.6 473.6 482.1 497.5 503.7 493.6 491.2 495.4 494.2 488.9 10 Commercial 964.5 988.4 991.6 994.8 996.7 997.9 995.1 995.7 996.7 996.1 995.5 994.8 11 Consumer 335.0 349.8 352.9 352.5 353.6 358.2 350.6 343.1 340.8 343.4 342.3 343.0 12 Credit cards and other revolving plans 208.6 221.4 225.4 223.3 222.8 226.2 219.8 212.2 210.1 212.5 205.5 205.9 13 Other 126.4 128.5 127.5 129.2 130.7 132.0 130.7 131.0 130.7 130.9 136.9 137.1 17 Other loans and leases 6 118.8 124.8 121.7 123.5 130.1 131.3 131.9 130.5 129.4 130.2 131.5 132.5 18 Interbank loans 124.2 130.9 108.0 128.1 145.9 151.8 145.2 146.4 148.5 151.2 154.2 155.1 19 Fed funds and RPs with banks 6 100.8 99.1 74.9 103.7 116.7 124.1 117.9 114.8 114.6 118.1 123.1 123.7 20 Other 23.4 31.8 33.1 24.4 29.2 27.7 27.3 31.5 33.9 33.1 31.2 31.4 21 Cash assets 7 106.0 123.5 167.4 212.0 220.9 239.0 255.2 254.7 258.6 247.6 249.7 250.6 22 Other assets 8 229.8 236.9 243.0 261.6 261.8 256.8 257.8 244.3 246.9 240.2 244.8 253.8 23 Total Assets 9 3,381.2 3,485.8 3,526.4 3,668.5 3,724.3 3,767.1 3,790.5 3,768.6 3,769.5 3,771.3 3,782.6 3,787.6 Liabilities 24 Deposits 2,320.4 2,402.0 2,443.0 2,526.7 2,590.6 2,622.9 2,658.1 2,659.1 2,656.0 2,669.1 2,671.0 2,675.9 25 Transaction 277.8 270.6 268.9 276.0 278.3 288.7 293.7 297.5 294.9 298.3 296.8 289.1 26 Nontransaction 2,042.5 2,131.4 2,174.1 2,250.7 2,312.3 2,334.1 2,364.4 2,361.6 2,361.1 2,370.8 2,374.3 2,386.8 27 Large time 412.0 421.4 430.8 466.9 468.3 469.5 472.2 475.8 475.4 477.4 476.2 475.3 28 Other 1,630.5 1,710.0 1,743.3 1,783.8 1,844.0 1,864.6 1,892.2 1,885.7 1,885.7 1,893.4 1,898.1 1,911.5 29 Borrowings 584.4 591.2 590.1 603.4 590.3 590.7 587.1 565.4 572.2 560.2 554.5 558.8 30 From banks in the U.S. 230.9 228.3 217.3 216.6 208.8 208.9 206.7 207.4 215.5 215.8 209.9 210.3 31 From others 353.4 362.9 372.8 386.8 381.4 381.8 380.4 357.9 356.8 344.4 344.7 348.5 32 Net due to related foreign offices 7.1 -0.3 4.8 6.0 5.4 4.4 2.8 7.5 10.2 9.3 6.6 6.6 33 Other liabilities 72.0 79.2 85.9 123.2 122.3 109.2 109.8 103.4 99.8 102.2 106.9 106.6 34 Total Liabilities 2,983.9 3,072.0 3,123.8 3,259.2 3,308.6 3,327.2 3,357.9 3,335.4 3,338.2 3,340.8 3,339.1 3,347.9 35 Residual (assets less liabilities) 10 397.3 413.8 402.6 409.3 415.8 439.9 432.6 433.2 431.4 430.5 443.5 439.7 Memoranda 36 Mortgage-backed securities 11 259.4 268.9 266.3 270.5 275.7 277.5 276.9 275.4 276.3 274.6 276.5 277.8 40 Securitized consumer loans 12 295.4 294.8 290.9 287.7 287.1 282.4 282.2 287.7 289.5 287.3 290.7 290.7 43 Securitized real estate loans 12 33.0 26.7 28.7 24.5 23.4 22.2 21.1 20.7 20.6 21.8 23.5 24.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 2,959.8 3,041.7 3,063.5 3,139.9 3,152.2 3,173.5 3,173.9 3,172.9 3,167.6 3,182.0 3,185.6 3,176.5 2 Securities in bank credit 598.7 575.4 584.6 645.9 654.2 661.4 684.3 703.2 701.4 709.5 711.6 712.6 3 Treasury and Agency securities 2 366.1 364.5 371.1 380.0 382.0 384.7 394.4 400.5 401.8 401.2 402.9 402.9 4 Other securities 3 232.6 210.9 213.4 265.9 272.1 276.7 289.9 302.6 299.7 308.3 308.7 309.7 5 Loans and leases in bank credit 4 2,361.1 2,466.3 2,479.0 2,494.0 2,498.0 2,512.1 2,489.6 2,469.7 2,466.2 2,472.5 2,474.0 2,463.9 6 Commercial and industrial 406.0 426.5 427.4 425.5 422.3 420.5 416.1 413.9 414.2 415.4 414.2 411.2 7 Real estate 1,509.2 1,567.1 1,573.3 1,577.2 1,580.2 1,601.1 1,598.6 1,590.3 1,588.2 1,591.5 1,593.9 1,586.8 8 Revolving home equity 92.0 101.1 102.6 104.2 105.4 106.1 106.7 106.6 106.5 106.8 106.8 106.8 9 Other residential 456.9 474.1 474.5 475.0 477.6 497.8 497.7 492.3 489.7 493.2 495.6 488.1 10 Commercial 960.2 991.9 996.2 998.0 997.2 997.1 994.3 991.4 992.0 991.6 991.5 992.0 11 Consumer 329.5 347.0 355.8 363.6 366.3 360.6 344.8 337.4 337.3 339.3 337.4 338.1 12 Credit cards and other revolving plans 203.6 218.4 228.0 235.2 235.0 228.2 214.6 206.8 206.8 208.6 200.8 201.4 13 Other 125.9 128.6 127.8 128.4 131.3 132.4 130.2 130.6 130.5 130.7 136.5 136.7 17 Other loans and leases 6 116.4 125.7 122.5 127.7 129.1 130.0 130.0 128.1 126.5 126.3 128.6 127.8 18 Interbank loans 131.1 127.9 113.1 132.8 148.5 156.1 158.6 153.1 147.7 141.8 152.7 150.3 19 Fed funds and RPs with banks 6 106.5 96.6 81.8 107.4 117.9 127.0 129.1 120.6 112.6 108.9 120.8 119.0 20 Other 24.6 31.2 31.3 25.4 30.6 29.1 29.5 32.5 35.0 32.9 31.9 31.3 21 Cash assets 7 104.3 125.2 173.2 220.7 228.5 234.7 244.4 249.1 248.3 247.1 245.9 246.0 22 Other assets 8 229.2 240.4 244.9 264.5 260.0 256.3 254.2 243.5 243.0 238.0 246.2 254.4 23 Total Assets 9 3,384.1 3,485.8 3,542.4 3,703.3 3,733.4 3,765.1 3,776.9 3,764.7 3,752.6 3,755.0 3,776.9 3,773.8 Liabilities 24 Deposits 2,326.7 2,402.6 2,452.4 2,551.1 2,583.2 2,624.0 2,655.6 2,665.9 2,647.9 2,648.3 2,673.5 2,670.9 25 Transaction 278.0 269.3 269.5 285.1 280.7 286.6 292.0 297.0 300.4 312.9 283.3 283.4 26 Nontransaction 2,048.7 2,133.3 2,182.9 2,265.9 2,302.5 2,337.4 2,363.6 2,368.8 2,347.5 2,335.3 2,390.2 2,387.5 27 Large time 411.6 419.3 430.6 464.2 466.9 472.7 475.5 475.5 473.6 475.7 476.5 476.5 28 Other 1,637.0 1,714.0 1,752.3 1,801.8 1,835.6 1,864.7 1,888.2 1,893.4 1,873.9 1,859.6 1,913.7 1,911.0 29 Borrowings 579.2 599.8 595.0 608.6 598.4 590.5 572.0 558.9 570.5 569.6 556.5 552.4 30 From banks in the U.S. 231.4 230.3 218.9 217.4 214.2 210.8 203.0 207.0 216.1 221.9 211.3 206.0 31 From others 347.9 369.4 376.2 391.2 384.2 379.7 369.0 352.0 354.3 347.7 345.2 346.4 32 Net due to related foreign offices 4.7 1.6 5.4 6.3 6.8 6.0 3.5 5.1 7.1 6.9 5.3 6.3 33 Other liabilities 77.5 76.4 81.8 119.5 119.5 113.3 112.9 107.3 103.2 105.3 109.4 108.9 34 Total Liabilities 2,988.1 3,080.4 3,134.6 3,285.5 3,308.0 3,333.8 3,344.0 3,337.2 3,328.6 3,330.0 3,344.7 3,338.6 35 Residual (assets less liabilities) 10 396.0 405.4 407.8 417.9 425.4 431.3 432.9 427.5 424.1 424.9 432.1 435.2 Memoranda 36 Mortgage-backed securities 11 262.8 266.4 264.4 270.1 274.8 279.9 280.4 279.6 280.9 279.9 281.6 282.0 40 Securitized consumer loans 12 296.0 293.7 287.7 289.2 286.9 282.7 284.4 288.7 289.3 287.0 290.3 290.1 43 Securitized real estate loans 12 36.4 27.2 27.2 27.3 27.3 26.4 26.3 25.4 25.1 25.1 25.1 25.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 1,143.4 1,168.6 1,138.3 1,141.6 1,145.0 1,129.1 1,131.2 1,112.0 1,103.0 1,106.4 1,112.5 1,109.8 2 Securities in bank credit 485.9 478.7 464.8 482.1 486.1 478.7 469.4 460.3 456.0 458.9 455.9 461.6 3 Treasury and Agency securities 2 92.7 82.4 88.6 92.3 95.8 95.9 99.6 93.8 92.4 95.0 93.3 92.4 3a Trading account 29.6 32.4 33.5 28.8 28.2 29.1 29.3 29.1 29.7 29.6 27.7 27.0 3b Investment account 63.1 50.0 55.1 63.5 67.6 66.8 70.3 64.7 62.7 65.4 65.6 65.4 4 Other securities 393.2 396.3 376.2 389.8 390.3 382.8 369.8 366.6 363.6 363.9 362.6 369.2 4a Trading account 3 248.0 239.1 235.6 247.6 242.4 239.2 228.4 225.6 224.1 224.5 222.5 227.0 4a1 Derivatives with a positive fair 124.4 124.8 123.5 158.6 172.3 179.3 158.6 166.9 168.0 166.8 158.8 157.2 value 13 4a2 Other 119.1 122.3 107.1 87.2 64.1 56.9 62.1 51.2 49.0 51.8 59.5 66.4 4b Investment account 145.2 157.1 140.6 142.2 147.9 143.6 141.4 141.0 139.5 139.4 140.1 142.2 5 Loans and leases in bank credit 4 657.5 689.9 673.5 659.5 658.9 650.4 661.8 651.6 647.0 647.5 656.6 648.2 6 Commercial and industrial 305.7 352.6 356.0 354.1 357.0 352.9 350.3 345.0 341.7 345.0 343.0 338.3 7 Real estate 43.2 45.3 44.6 45.4 45.3 46.0 46.2 45.2 45.1 45.3 45.0 46.2 14 Security 92.8 71.7 58.0 47.3 51.6 53.0 62.9 58.8 59.3 54.6 59.6 57.4 15 Fed funds and RPs with brokers 6 71.9 54.9 43.7 34.7 39.2 41.6 53.1 49.2 50.0 44.0 49.6 47.7 16 Other 20.9 16.8 14.3 12.6 12.5 11.4 9.8 9.5 9.3 10.6 10.0 9.7 17 Other loans and leases 215.8 220.2 214.9 212.7 204.9 198.5 202.4 202.7 200.8 202.6 209.0 206.3 17a Fed funds and RPs with others 6 37.1 30.8 31.0 27.8 24.0 19.9 22.6 27.8 28.7 28.1 32.0 29.4 17b Other 178.6 189.5 183.9 184.9 180.9 178.6 179.8 174.9 172.1 174.5 177.0 176.9 18 Interbank loans 76.5 58.9 49.4 36.7 45.9 48.2 45.6 47.1 47.9 46.2 44.1 48.6 19 Fed funds and RPs with banks 68.6 52.3 41.4 27.0 36.0 38.4 36.5 39.1 39.7 37.9 37.0 43.1 20 Other 8.0 6.6 8.0 9.7 9.9 9.8 9.1 8.0 8.3 8.3 7.2 5.5 21 Cash assets 7 59.6 137.6 281.9 319.2 308.2 235.9 236.7 284.8 324.6 268.8 282.3 273.5 22 Other assets 8 60.2 61.0 65.2 58.3 52.8 45.2 42.5 45.1 41.8 45.7 47.9 44.8 23 Total Assets 9 1,339.7 1,426.0 1,534.8 1,555.8 1,552.0 1,458.4 1,456.0 1,488.9 1,517.3 1,467.1 1,486.8 1,476.8 Liabilities 24 Deposits 1,076.2 937.4 875.4 902.2 918.3 865.8 840.7 865.8 875.0 873.0 896.9 922.0 25 Transaction 15.4 17.2 12.6 14.0 13.7 13.3 10.6 11.2 11.2 11.7 11.3 12.2 26 Nontransaction 1,060.8 920.2 862.7 888.2 904.6 852.6 830.0 854.6 863.8 861.3 885.6 909.8 27 Large time 1,042.8 904.9 833.1 846.0 853.0 824.6 798.5 840.0 853.1 855.3 881.5 908.0 29 Borrowings 590.2 668.6 658.0 630.7 606.5 620.6 661.3 671.9 696.3 657.0 660.4 674.5 30 From banks in the U.S. 73.0 67.6 43.0 35.9 37.8 41.6 39.3 49.5 54.2 48.3 49.2 57.0 31 From others 517.1 601.0 615.0 594.8 568.7 579.0 622.0 622.5 642.1 608.6 611.2 617.4 32 Net due to related foreign offices -491.6 -354.1 -171.3 -150.3 -170.5 -233.7 -235.5 -235.1 -224.7 -248.0 -264.5 -321.2 33 Other liabilities 164.8 177.2 172.9 187.7 188.6 190.6 174.4 180.2 176.8 176.3 183.4 177.6 33a Derivatives with a negative fair value 13 114.6 120.5 128.0 149.1 153.1 154.6 138.8 145.6 146.4 146.3 143.2 142.3 33b Other 50.2 56.7 44.9 38.6 35.5 36.0 35.5 34.6 30.4 30.0 40.2 35.4 34 Total Liabilities 1,339.5 1,429.1 1,535.0 1,570.4 1,543.0 1,443.4 1,440.8 1,482.8 1,523.5 1,458.3 1,476.1 1,452.8 35 Residual (assets less liabilities) 10 0.2 -3.1 -0.2 -14.7 9.0 15.0 15.2 6.2 -6.1 8.9 10.6 23.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; May 22, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2009 2009 2009 2009 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 22 Apr 29 May 6 May 13 Assets 1 Bank credit 1,143.1 1,178.9 1,157.0 1,155.0 1,149.8 1,134.9 1,127.2 1,109.8 1,106.7 1,102.3 1,105.3 1,100.7 2 Securities in bank credit 482.8 483.9 484.5 490.2 487.6 481.3 469.5 457.2 454.9 454.4 451.1 455.4 3 Treasury and Agency securities 2 92.7 81.6 89.3 93.5 96.0 98.6 103.3 94.1 92.3 94.5 93.7 92.5 3a Trading account 29.5 33.5 33.2 30.1 27.7 30.3 32.1 29.1 29.2 28.8 28.1 26.2 3b Investment account 63.2 48.1 56.2 63.4 68.3 68.3 71.2 65.0 63.2 65.7 65.6 66.3 4 Other securities 390.1 402.3 395.2 396.6 391.6 382.6 366.2 363.1 362.6 359.9 357.4 362.9 4a Trading account 3 245.6 243.6 249.0 251.9 244.4 235.4 222.8 222.3 222.0 220.9 219.3 224.4 4a1 Derivatives with a positive fair 114.4 132.0 151.4 170.8 170.5 164.1 152.3 152.5 153.1 152.2 149.2 152.3 value 13 4a2 Other 131.1 111.6 97.5 81.1 73.9 71.3 70.5 69.8 68.9 68.7 70.1 72.1 4b Investment account 144.6 158.7 146.2 144.8 147.2 147.2 143.4 140.8 140.5 139.1 138.1 138.5 5 Loans and leases in bank credit 4 660.2 695.0 672.5 664.9 662.2 653.6 657.7 652.6 651.8 647.9 654.2 645.3 6 Commercial and industrial 304.7 352.7 356.7 357.2 360.0 356.0 349.5 343.9 342.6 343.9 340.6 337.0 7 Real estate 43.6 46.1 44.8 45.7 45.4 45.5 45.6 45.6 45.5 45.6 45.6 46.0 14 Security 96.8 74.7 58.9 45.1 48.7 50.6 59.4 61.5 63.2 58.0 60.0 57.3 15 Fed funds and RPs with brokers 6 76.1 57.1 43.1 30.5 35.3 39.5 48.9 52.2 54.2 48.5 51.5 48.9 16 Other 20.8 17.6 15.8 14.6 13.4 11.1 10.4 9.3 9.0 9.5 8.5 8.5 17 Other loans and leases 215.2 221.4 212.2 216.9 208.1 201.6 203.1 201.6 200.5 200.3 208.1 205.0 17a Fed funds and RPs with others 6 36.8 33.1 31.2 28.5 24.0 21.1 23.4 27.6 28.7 27.3 31.8 28.8 17b Other 178.4 188.3 180.9 188.4 184.1 180.4 179.8 173.9 171.8 173.0 176.3 176.1 18 Interbank loans 71.8 64.8 52.0 36.7 45.0 47.1 40.6 41.8 44.1 44.3 44.4 46.3 19 Fed funds and RPs with banks 65.3 56.1 42.5 27.1 35.9 38.2 32.3 34.9 37.0 37.1 38.1 41.6 20 Other 6.5 8.7 9.5 9.6 9.1 8.9 8.4 6.9 7.1 7.1 6.4 4.7 21 Cash assets 7 57.6 137.4 290.0 329.6 317.9 233.4 231.1 278.7 318.1 268.3 277.2 265.8 22 Other assets 8 62.8 60.2 55.1 55.9 49.2 48.5 49.3 48.4 45.9 49.4 47.4 47.6 23 Total Assets 9 1,335.2 1,441.2 1,554.1 1,577.2 1,562.0 1,463.8 1,448.2 1,478.7 1,514.8 1,464.3 1,474.4 1,460.4 Liabilities 24 Deposits 1,095.1 940.0 869.9 885.8 901.3 861.8 834.6 882.4 897.4 900.2 920.6 952.3 25 Transaction 16.4 15.7 11.9 14.3 13.7 13.0 12.2 12.4 12.1 12.4 12.1 12.0 26 Nontransaction 1,078.7 924.3 857.9 871.5 887.6 848.8 822.3 870.0 885.4 887.9 908.5 940.3 27 Large time 1,053.0 904.6 836.9 847.7 862.5 824.7 798.8 845.2 860.2 862.6 882.7 913.7 29 Borrowings 603.5 639.6 651.4 624.1 618.3 637.4 684.9 688.0 704.3 674.8 679.5 689.9 30 From banks in the U.S. 71.5 61.1 46.2 37.5 42.7 44.3 44.3 47.5 47.9 48.1 43.8 54.1 31 From others 532.0 578.5 605.2 586.6 575.7 593.1 640.6 640.5 656.4 626.8 635.8 635.8 32 Net due to related foreign offices -523.6 -326.8 -159.7 -136.0 -158.1 -226.5 -246.1 -269.0 -261.5 -288.2 -306.2 -364.8 33 Other liabilities 156.9 182.4 186.7 197.2 194.1 184.9 168.5 171.0 168.3 171.1 174.1 176.7 33a Derivatives with a negative fair value 13 108.3 125.2 141.1 157.3 155.6 148.1 135.1 137.9 138.7 139.0 137.9 140.5 33b Other 48.6 57.2 45.6 40.0 38.5 36.8 33.4 33.1 29.6 32.1 36.2 36.2 34 Total Liabilities 1,331.9 1,435.2 1,548.4 1,571.1 1,555.7 1,457.5 1,441.9 1,472.4 1,508.5 1,458.0 1,468.1 1,454.0 35 Residual (assets less liabilities) 10 3.3 6.1 5.7 6.1 6.3 6.3 6.3 6.3 6.3 6.3 6.3 6.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated quantities of balance sheet items are removed from past data for the bank group that lost the assets and put into past data for the group acquiring those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 60 percent with brokers (line 15) and 40 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 12. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. 13. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 14. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/data.htm). Previously published "Notes on the Data" back to December 16, 2005, may also be found on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------