Board of Governors of the Federal Reserve System

Assets and Liabilities of Commercial Banks in the United States - H.8

Current Release (54 KB PDF)

Release Date: October 16, 2009

H.8; Page 1
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  9,158.1   9,295.2   9,257.0   9,340.3   9,333.2   9,256.7   9,199.0   9,109.8   9,119.3   9,108.6   9,026.8   9,015.7 
Securities in bank credit 2  2,081.3   2,165.0   2,176.0   2,203.2   2,251.5   2,281.7   2,315.0   2,330.4   2,339.3   2,361.3   2,303.2   2,297.5 
Treasury and agency securities 3  1,154.6   1,273.7   1,263.4   1,264.4   1,300.7   1,327.7   1,364.4   1,386.9   1,385.3   1,415.1   1,380.9   1,363.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   971.9   971.5   984.0   987.3   1,004.0   977.3   964.1 
Non-MBS 5  --   --   --   --   --   355.8   392.9   402.9   398.0   411.1   403.7   398.9 
Other securities  926.8   891.3   912.6   938.8   950.8   954.0   950.6   943.5   953.9   946.2   922.3   934.5 
Mortgage-backed securities 6  --   --   --   --   --   209.9   210.2   211.0   209.1   213.2   212.1   207.1 
Non-MBS 7  --   --   --   --   --   744.1   740.4   732.5   744.8   732.9   710.1   727.4 
Loans and leases in bank credit 8  7,076.8   7,130.2   7,081.0   7,137.1   7,081.7   6,975.0   6,884.0   6,779.4   6,780.1   6,747.3   6,723.6   6,718.2 
10  Commercial and industrial loans  1,588.6   1,562.7   1,543.2   1,525.8   1,501.7   1,486.0   1,451.8   1,414.9   1,415.8   1,408.4   1,396.2   1,386.8 
11  Real estate loans  3,660.3   3,827.8   3,834.9   3,882.8   3,869.6   3,845.3   3,819.5   3,768.1   3,763.1   3,752.5   3,756.3   3,746.7 
12  Revolving home equity loans  539.0   601.4   605.4   613.1   610.9   607.5   605.9   602.4   602.4   602.5   601.0   600.6 
13  Closed-end residential loans 9  1,447.8   1,508.6   1,514.8   1,556.0   1,550.0   1,536.1   1,522.1   1,489.3   1,489.1   1,475.4   1,484.9   1,485.1 
14  Commercial real estate loans 10  1,673.6   1,717.7   1,714.6   1,713.7   1,708.7   1,701.7   1,691.4   1,676.4   1,671.6   1,674.7   1,670.4   1,660.9 
15  Consumer loans  834.9   873.0   860.5   860.7   859.1   853.2   847.1   844.2   846.1   841.6   841.1   844.2 
16  Credit cards and other revolving plans  347.8   376.0   367.5   363.2   361.6   361.9   358.6   353.0   355.8   349.3   348.2   350.5 
17  Other consumer loans 11  487.1   497.0   493.0   497.5   497.5   491.3   488.5   491.2   490.3   492.3   492.9   493.7 
18  Other loans and leases  993.0   866.8   842.5   867.9   851.3   790.5   765.6   752.3   755.1   744.8   730.0   740.6 
19  Fed funds and reverse RPs with nonbanks 12  329.2   266.6   256.5   277.2   269.4   220.8   211.3   202.3   205.1   207.4   180.4   187.6 
20  All other loans and leases 13  663.8   600.2   585.9   590.7   582.0   569.8   554.3   550.0   550.0   537.3   549.6   553.0 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   187.2   191.5   192.3   193.5   191.3   190.3   196.4 
22  Interbank loans 12  465.9   381.4   388.4   399.5   391.5   344.4   323.6   318.3   325.3   330.4   301.4   312.1 
23  Fed funds and reverse RPs with banks 12  391.9   321.6   314.9   320.8   313.3   257.8   229.7   224.7   234.4   234.4   203.5   219.5 
24  Loans to commercial banks  73.9   59.7   73.5   78.7   78.2   86.6   93.9   93.6   90.9   96.1   97.9   92.6 
25  Cash assets 14  389.0   936.4   1,013.6   1,027.7   911.3   925.8   991.0   1,035.6   1,023.0   1,087.3   998.0   1,098.6 
26  Trading assets 15  --   --   --   --   --   388.9   373.1   367.4   368.9   372.4   362.9   380.7 
27  Derivatives with a positive fair value 16  --   --   --   --   --   371.7   351.6   339.8   327.2   348.1   340.0   333.8 
28  Other trading assets  --   --   --   --   --   17.2   21.5   27.6   41.7   24.3   22.9   46.9 
29  Other assets 17  1,051.8   1,163.6   1,134.8   1,149.8   1,180.1   1,140.8   1,111.7   1,107.1   1,102.7   1,093.8   1,114.6   1,103.6 
30  Total assets 18  11,324.4   12,084.5   12,053.7   12,150.0   12,023.1   11,869.4   11,806.9   11,745.8   11,745.8   11,801.2   11,613.4   11,714.3 

H.8; Page 2
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  7,110.0   7,300.4   7,321.7   7,458.8   7,528.1   7,515.4   7,553.3   7,580.8   7,569.1   7,591.0   7,584.6   7,586.0 
32  Large time deposits  2,126.1   1,815.0   1,839.9   1,870.3   1,887.4   1,919.8   1,914.3   1,878.8   1,859.4   1,876.0   1,890.1   1,893.9 
33  Other deposits  4,983.9   5,485.5   5,481.7   5,588.5   5,640.7   5,595.6   5,639.0   5,702.0   5,709.7   5,715.0   5,694.5   5,692.1 
34  Borrowings  2,310.9   2,440.3   2,406.7   2,420.2   2,361.3   2,249.0   2,157.0   2,037.1   2,065.3   2,057.4   1,897.1   2,006.4 
35  Borrowings from banks in the U.S.  476.0   416.0   418.8   421.2   420.1   390.6   346.5   339.4   344.6   344.6   325.8   321.0 
36  Borrowings from others  1,834.9   2,024.2   1,988.0   1,998.9   1,941.1   1,858.4   1,810.4   1,697.7   1,720.7   1,712.8   1,571.3   1,685.4 
37  Trading liabilities 19  --   --   --   --   --   329.8   326.4   319.8   309.3   327.7   318.2   310.2 
38  Derivatives with a negative fair value 16  --   --   --   --   --   280.0   278.3   269.5   260.9   274.9   266.6   259.0 
39  Other trading liabilities  --   --   --   --   --   49.8   48.2   50.3   48.4   52.8   51.6   51.2 
40  Net due to related foreign offices  -58.6   220.9   270.2   203.6   108.7   92.9   106.4   149.8   137.1   139.9   171.4   162.2 
41  Other liabilities 20  424.1   442.2   429.9   437.5   464.1   451.5   413.1   411.7   417.7   421.6   388.7   383.6 
42  Total liabilities 18  10,187.7   10,813.4   10,812.0   10,886.4   10,808.7   10,638.6   10,556.2   10,499.1   10,498.6   10,537.6   10,359.9   10,448.3 
43  Residual (assets less liabilities) 21  1,136.6   1,271.1   1,241.6   1,263.6   1,214.5   1,230.8   1,250.7   1,246.7   1,247.2   1,263.6   1,253.5   1,266.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -55.4   -49.1   -39.8   -42.7   -40.7   -32.6   -27.8 
45  Securitized consumer loans 23  414.2   403.9   407.9   406.9   404.9   406.9   401.2   397.3   395.5   398.8   398.2   396.7 
46  Securitized credit cards and other revolving plans  375.4   365.7   369.7   368.7   367.2   370.4   365.1   362.4   360.7   364.6   364.1   361.8 
47  Other securitized consumer loans  38.7   38.2   38.2   38.2   37.7   36.5   36.0   34.9   34.7   34.1   34.2   34.8 
48  Securitized real estate loans 23  1,356.9   1,376.5   1,387.7   1,401.3   1,427.3   1,453.1   1,468.8   1,472.6   1,472.6   1,474.6   1,473.9   1,478.7 

H.8; Page 3
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  9,172.4   9,286.9   9,241.4   9,324.1   9,307.6   9,214.3   9,182.4   9,120.4   9,130.7   9,117.6   9,044.0   9,020.4 
Securities in bank credit 2  2,081.0   2,174.8   2,172.0   2,204.3   2,251.3   2,271.7   2,316.5   2,329.8   2,330.5   2,344.7   2,308.8   2,297.1 
Treasury and agency securities 3  1,151.5   1,290.6   1,263.2   1,262.6   1,298.6   1,321.3   1,368.8   1,382.4   1,383.2   1,395.2   1,362.9   1,345.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   968.3   974.3   980.1   984.6   990.0   961.7   953.4 
Non-MBS 5  --   --   --   --   --   353.1   394.5   402.3   398.6   405.2   401.2   391.6 
Other securities  929.5   884.2   908.8   941.7   952.8   950.4   947.7   947.4   947.3   949.5   945.9   952.1 
Mortgage-backed securities 6  --   --   --   --   --   207.6   208.0   209.6   209.3   211.0   208.9   205.7 
Non-MBS 7  --   --   --   --   --   742.7   739.7   737.8   738.0   738.5   736.9   746.4 
Loans and leases in bank credit 8  7,091.4   7,112.1   7,069.3   7,119.8   7,056.3   6,942.6   6,865.9   6,790.6   6,800.2   6,772.9   6,735.2   6,723.3 
10  Commercial and industrial loans  1,589.3   1,569.5   1,550.7   1,530.8   1,497.7   1,473.6   1,439.5   1,415.1   1,417.0   1,415.1   1,400.7   1,390.7 
11  Real estate loans  3,665.5   3,812.8   3,827.8   3,878.6   3,864.7   3,849.2   3,825.4   3,772.9   3,767.9   3,752.2   3,756.2   3,757.1 
12  Revolving home equity loans  540.1   598.2   602.6   611.4   609.4   607.0   605.8   603.6   603.7   604.3   603.0   602.2 
13  Closed-end residential loans 9  1,451.9   1,498.5   1,512.6   1,554.9   1,548.3   1,542.8   1,530.7   1,493.2   1,492.7   1,471.5   1,481.4   1,493.6 
14  Commercial real estate loans 10  1,673.5   1,716.1   1,712.5   1,712.2   1,707.0   1,699.5   1,688.9   1,676.0   1,671.4   1,676.4   1,671.8   1,661.3 
15  Consumer loans  834.3   869.0   855.6   856.6   852.9   843.1   842.0   843.4   846.3   844.8   837.0   834.8 
16  Credit cards and other revolving plans  346.4   369.9   360.8   357.1   355.3   354.6   355.0   351.6   355.2   351.6   344.5   342.5 
17  Other consumer loans 11  487.9   499.1   494.8   499.4   497.7   488.6   487.0   491.8   491.1   493.2   492.4   492.3 
18  Other loans and leases  1,002.2   860.7   835.2   853.8   840.9   776.6   758.9   759.3   769.0   760.8   741.4   740.7 
19  Fed funds and reverse RPs with nonbanks 12  332.0   266.8   254.2   269.8   260.4   209.9   206.5   203.9   209.0   210.4   185.5   189.8 
20  All other loans and leases 13  670.2   593.9   581.0   584.0   580.5   566.7   552.5   555.4   560.0   550.4   555.9   550.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   187.3   191.1   192.1   193.5   190.1   189.4   197.1 
22  Interbank loans 12  459.7   388.5   393.9   387.2   380.1   329.9   313.6   312.9   324.5   321.2   296.5   311.1 
23  Fed funds and reverse RPs with banks 12  388.5   326.6   319.5   308.5   303.1   246.3   222.7   222.5   236.0   230.5   201.8   217.6 
24  Loans to commercial banks  71.2   61.9   74.4   78.7   77.0   83.5   90.9   90.5   88.6   90.7   94.7   93.5 
25  Cash assets 14  388.4   909.6   1,009.5   1,020.2   901.6   911.6   952.7   1,032.4   1,018.7   1,068.9   999.7   1,108.9 
26  Trading assets 15  --   --   --   --   --   355.0   342.2   348.6   360.5   343.0   338.7   373.8 
27  Derivatives with a positive fair value 16  --   --   --   --   --   337.3   320.6   321.7   320.1   319.6   316.3   327.3 
28  Other trading assets  --   --   --   --   --   17.7   21.7   26.9   40.4   23.3   22.4   46.5 
29  Other assets 17  1,060.8   1,158.7   1,132.7   1,137.1   1,168.3   1,131.2   1,102.9   1,114.9   1,099.4   1,094.9   1,140.6   1,135.4 
30  Total assets 18  11,323.3   12,060.9   12,046.1   12,095.1   11,941.1   11,754.7   11,702.7   11,737.2   11,740.3   11,755.5   11,630.1   11,752.5 

H.8; Page 4
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  7,066.8   7,328.2   7,369.7   7,463.2   7,515.2   7,452.7   7,492.2   7,531.7   7,537.7   7,489.9   7,545.2   7,587.0 
32  Large time deposits  2,121.0   1,808.6   1,832.0   1,876.5   1,881.8   1,893.1   1,900.1   1,874.9   1,855.8   1,870.7   1,896.9   1,898.1 
33  Other deposits  4,945.8   5,519.6   5,537.7   5,586.7   5,633.5   5,559.6   5,592.2   5,656.7   5,681.9   5,619.1   5,648.3   5,688.9 
34  Borrowings  2,341.0   2,440.5   2,416.6   2,440.1   2,357.0   2,213.7   2,140.0   2,062.3   2,081.4   2,105.8   1,947.6   2,008.1 
35  Borrowings from banks in the U.S.  474.1   418.6   423.9   415.2   416.4   382.4   342.9   338.8   344.0   344.9   327.3   324.9 
36  Borrowings from others  1,866.9   2,022.0   1,992.7   2,024.9   1,940.5   1,831.3   1,797.0   1,723.5   1,737.3   1,760.9   1,620.3   1,683.2 
37  Trading liabilities 19  --   --   --   --   --   293.1   294.4   299.9   298.4   298.2   295.3   304.7 
38  Derivatives with a negative fair value 16  --   --   --   --   --   243.4   242.9   245.8   245.8   242.1   241.8   250.8 
39  Other trading liabilities  --   --   --   --   --   49.7   51.5   54.1   52.7   56.1   53.5   53.9 
40  Net due to related foreign offices  -69.9   208.4   217.8   159.1   48.5   74.0   80.3   129.2   107.2   140.7   135.0   154.4 
41  Other liabilities 20  427.7   438.3   421.0   430.6   454.0   441.6   412.7   415.3   418.1   417.1   402.1   393.0 
42  Total liabilities 18  10,146.9   10,839.2   10,813.4   10,851.5   10,697.3   10,475.2   10,419.5   10,438.3   10,442.9   10,451.7   10,325.2   10,447.1 
43  Residual (assets less liabilities) 21  1,176.4   1,221.7   1,232.8   1,243.6   1,243.9   1,279.5   1,283.2   1,298.9   1,297.4   1,303.8   1,304.9   1,305.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -55.4   -49.1   -39.8   -42.7   -40.7   -32.6   -27.8 
45  Securitized consumer loans 23  412.6   406.1   409.4   406.1   403.9   405.2   399.5   395.8   392.6   396.0   399.5   396.9 
46  Securitized credit cards and other revolving plans  374.1   367.6   371.6   369.0   367.3   369.4   364.4   361.2   357.9   361.4   365.0   362.5 
47  Other securitized consumer loans  38.5   38.4   37.8   37.2   36.7   35.8   35.1   34.6   34.7   34.5   34.5   34.4 
48  Securitized real estate loans 23  1,309.2   1,420.2   1,426.6   1,424.4   1,424.5   1,416.5   1,415.4   1,419.4   1,419.9   1,421.1   1,418.4   1,427.2 

H.8; Page 5
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  8,119.0   8,319.9   8,304.4   8,397.2   8,422.4   8,358.1   8,306.2   8,239.7   8,248.6   8,237.7   8,172.2   8,162.5 
Securities in bank credit 2  1,748.5   1,861.9   1,887.2   1,920.0   1,982.7   2,004.1   2,026.8   2,045.2   2,057.6   2,076.1   2,018.9   2,014.9 
Treasury and agency securities 3  1,065.7   1,175.3   1,177.9   1,181.5   1,223.1   1,237.4   1,262.0   1,283.5   1,287.6   1,309.2   1,273.7   1,259.1 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   939.9   940.1   951.4   956.9   969.8   941.8   931.1 
Non-MBS 5  --   --   --   --   --   297.5   321.9   332.2   330.7   339.4   331.9   328.0 
Other securities  682.9   686.6   709.3   738.5   759.6   766.8   764.8   761.6   770.0   766.9   745.2   755.9 
Mortgage-backed securities 6  --   --   --   --   --   199.2   200.4   201.3   199.1   203.2   203.2   197.8 
Non-MBS 7  --   --   --   --   --   567.6   564.4   560.4   570.9   563.7   542.0   558.1 
Loans and leases in bank credit 8  6,370.5   6,458.0   6,417.1   6,477.2   6,439.8   6,353.9   6,279.4   6,194.6   6,191.0   6,161.6   6,153.3   6,147.5 
10  Commercial and industrial loans  1,234.8   1,206.3   1,190.4   1,181.3   1,167.0   1,154.3   1,130.9   1,105.4   1,104.4   1,100.6   1,093.5   1,085.7 
11  Real estate loans  3,614.3   3,783.5   3,789.2   3,836.9   3,823.9   3,801.8   3,776.0   3,727.6   3,722.5   3,712.3   3,716.5   3,707.5 
12  Revolving home equity loans  537.4   599.8   603.7   611.4   609.5   607.2   605.6   602.2   602.2   602.3   600.8   600.5 
13  Closed-end residential loans 9  1,442.7   1,506.0   1,511.8   1,553.1   1,546.9   1,532.2   1,518.5   1,487.6   1,487.3   1,473.4   1,483.8   1,484.0 
14  Commercial real estate loans 10  1,634.2   1,677.7   1,673.8   1,672.5   1,667.4   1,662.3   1,651.9   1,637.8   1,633.0   1,636.5   1,631.8   1,623.0 
15  Consumer loans  834.9   873.0   860.5   860.7   858.8   852.1   846.0   842.9   844.9   840.4   839.9   843.0 
16  Credit cards and other revolving plans  347.8   376.0   367.5   363.3   361.6   361.9   358.6   353.0   355.8   349.3   348.2   350.5 
17  Other consumer loans 11  487.1   497.0   493.0   497.5   497.3   490.2   487.4   490.0   489.1   491.1   491.7   492.5 
18  Other loans and leases  686.4   595.2   577.1   598.3   590.1   545.7   526.4   518.6   519.1   508.4   503.4   511.4 
19  Fed funds and reverse RPs with nonbanks 12  221.3   190.1   180.5   200.0   192.6   155.3   145.3   137.2   139.9   136.7   122.2   128.3 
20  All other loans and leases 13  465.2   405.1   396.5   398.3   397.5   390.4   381.1   381.4   379.3   371.7   381.3   383.1 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   185.1   189.4   190.2   191.4   189.3   188.0   194.2 
22  Interbank loans 12  397.7   338.4   342.9   354.7   350.1   302.4   277.8   280.1   280.5   291.9   279.1   273.8 
23  Fed funds and reverse RPs with banks 12  329.1   286.2   276.5   281.0   277.0   221.2   189.8   191.3   193.9   200.7   186.2   187.3 
24  Loans to commercial banks  68.6   52.2   66.4   73.7   73.1   81.1   88.1   88.8   86.6   91.3   92.9   86.5 
25  Cash assets 14  324.6   698.8   729.2   755.7   723.3   697.1   716.5   754.4   758.2   778.1   746.6   762.1 
26  Trading assets 15  --   --   --   --   --   251.0   244.4   239.2   241.3   236.9   236.4   252.3 
27  Derivatives with a positive fair value 16  --   --   --   --   --   237.5   226.8   217.3   204.2   219.7   220.5   213.7 
28  Other trading assets  --   --   --   --   --   13.4   17.6   21.9   37.1   17.2   15.9   38.6 
29  Other assets 17  1,004.9   1,112.8   1,081.9   1,098.4   1,133.1   1,106.7   1,078.8   1,072.6   1,065.4   1,060.9   1,080.1   1,070.6 
30  Total assets 18  9,994.8   10,631.2   10,570.0   10,693.0   10,689.3   10,530.1   10,434.3   10,395.9   10,402.6   10,416.3   10,326.3   10,327.1 

H.8; Page 6
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  5,994.6   6,451.0   6,437.8   6,527.8   6,581.2   6,560.7   6,586.1   6,615.9   6,616.0   6,621.6   6,595.6   6,579.5 
32  Large time deposits  1,048.6   1,007.1   995.9   985.5   981.6   988.9   970.7   943.7   940.3   936.3   933.2   921.4 
33  Other deposits  4,946.0   5,443.9   5,441.9   5,542.3   5,599.6   5,571.8   5,615.4   5,672.2   5,675.7   5,685.3   5,662.4   5,658.1 
34  Borrowings  1,701.2   1,784.4   1,742.9   1,760.2   1,723.5   1,585.0   1,498.7   1,403.6   1,426.7   1,409.5   1,333.1   1,400.3 
35  Borrowings from banks in the U.S.  384.2   378.2   374.7   372.9   381.2   353.8   313.0   307.8   316.2   310.3   301.9   289.2 
36  Borrowings from others  1,317.0   1,406.2   1,368.2   1,387.3   1,342.3   1,231.3   1,185.7   1,095.8   1,110.5   1,099.2   1,031.2   1,111.2 
37  Trading liabilities 19  --   --   --   --   --   192.5   193.7   190.9   183.8   194.2   188.2   183.2 
38  Derivatives with a negative fair value 16  --   --   --   --   --   150.3   153.5   148.6   142.9   150.1   144.6   141.2 
39  Other trading liabilities  --   --   --   --   --   42.2   40.2   42.3   40.9   44.1   43.6   42.1 
40  Net due to related foreign offices  514.5   470.7   519.9   507.7   505.3   497.5   505.4   554.3   532.9   542.2   610.9   569.5 
41  Other liabilities 20  382.9   399.5   387.5   399.3   425.4   422.4   384.2   384.9   391.4   395.2   360.8   352.1 
42  Total liabilities 18  8,858.7   9,374.4   9,327.1   9,417.1   9,432.7   9,258.2   9,168.1   9,149.7   9,150.8   9,162.6   9,088.6   9,084.6 
43  Residual (assets less liabilities) 21  1,136.1   1,256.8   1,242.8   1,275.9   1,256.6   1,271.9   1,266.3   1,246.2   1,251.8   1,253.8   1,237.7   1,242.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -32.9   -27.0   -18.4   -20.8   -19.2   -12.4   -7.7 
45  Securitized consumer loans 23  414.2   403.9   407.9   406.9   404.9   406.9   401.2   397.3   395.5   398.8   398.2   396.7 
46  Securitized credit cards and other revolving plans  375.4   365.7   369.7   368.7   367.2   370.4   365.1   362.4   360.7   364.6   364.1   361.8 
47  Other securitized consumer loans  38.7   38.2   38.2   38.2   37.7   36.5   36.0   34.9   34.7   34.1   34.2   34.8 
48  Securitized real estate loans 23  1,356.9   1,376.5   1,387.7   1,401.3   1,427.3   1,453.1   1,468.8   1,472.6   1,472.6   1,474.6   1,473.9   1,478.7 

H.8; Page 7
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  8,138.8   8,312.2   8,290.1   8,385.5   8,401.0   8,320.9   8,296.3   8,255.0   8,259.7   8,251.0   8,199.2   8,177.6 
Securities in bank credit 2  1,753.3   1,873.0   1,888.1   1,924.7   1,983.9   1,994.1   2,031.1   2,050.2   2,051.5   2,070.5   2,033.1   2,020.7 
Treasury and agency securities 3  1,063.7   1,188.5   1,175.0   1,177.7   1,220.1   1,230.4   1,265.4   1,280.5   1,282.7   1,295.7   1,262.1   1,244.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   935.8   943.0   948.9   954.2   959.5   929.2   920.9 
Non-MBS 5  --   --   --   --   --   294.6   322.4   331.6   328.4   336.2   332.9   323.1 
Other securities  689.6   684.5   713.1   747.0   763.8   763.6   765.7   769.7   768.8   774.8   771.0   776.7 
Mortgage-backed securities 6  --   --   --   --   --   197.6   198.1   200.1   199.6   201.3   200.4   197.0 
Non-MBS 7  --   --   --   --   --   566.1   567.6   569.6   569.3   573.5   570.6   579.7 
Loans and leases in bank credit 8  6,385.5   6,439.2   6,402.1   6,460.8   6,417.1   6,326.8   6,265.1   6,204.8   6,208.2   6,180.6   6,166.1   6,156.9 
10  Commercial and industrial loans  1,235.8   1,208.8   1,196.3   1,186.4   1,165.6   1,146.9   1,122.4   1,106.2   1,105.5   1,105.2   1,098.9   1,091.3 
11  Real estate loans  3,619.0   3,767.4   3,781.9   3,832.6   3,819.6   3,806.1   3,782.9   3,732.0   3,726.7   3,711.2   3,715.9   3,717.3 
12  Revolving home equity loans  538.4   596.5   600.9   609.7   608.1   606.7   605.5   603.4   603.5   604.0   602.7   602.0 
13  Closed-end residential loans 9  1,446.6   1,495.4   1,509.6   1,552.1   1,545.4   1,538.9   1,527.1   1,491.1   1,490.6   1,469.2   1,479.8   1,492.0 
14  Commercial real estate loans 10  1,634.0   1,675.5   1,671.4   1,670.8   1,666.2   1,660.5   1,650.3   1,637.5   1,632.6   1,638.0   1,633.3   1,623.4 
15  Consumer loans  834.3   869.0   855.6   856.6   852.7   842.1   840.8   842.2   845.1   843.6   835.7   833.5 
16  Credit cards and other revolving plans  346.4   369.9   360.8   357.1   355.3   354.6   355.0   351.6   355.2   351.6   344.5   342.5 
17  Other consumer loans 11  487.9   499.1   494.8   499.4   497.5   487.5   485.8   490.6   489.9   491.9   491.2   491.0 
18  Other loans and leases  696.3   594.0   568.2   585.2   579.1   531.8   519.0   524.4   530.9   520.5   515.7   514.8 
19  Fed funds and reverse RPs with nonbanks 12  228.2   194.7   174.6   190.5   182.7   142.7   139.7   141.0   145.8   141.8   129.7   133.2 
20  All other loans and leases 13  468.0   399.3   393.6   394.7   396.4   389.0   379.3   383.5   385.1   378.7   386.0   381.6 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   185.2   189.1   190.0   191.5   188.1   187.2   194.9 
22  Interbank loans 12  389.5   348.0   352.4   342.5   340.5   289.2   270.4   274.1   280.4   280.6   271.9   270.8 
23  Fed funds and reverse RPs with banks 12  323.3   294.4   284.7   268.4   267.7   210.5   184.4   188.0   196.5   194.2   181.0   182.0 
24  Loans to commercial banks  66.3   53.6   67.6   74.1   72.8   78.8   86.1   86.1   84.0   86.4   90.9   88.8 
25  Cash assets 14  322.3   677.5   730.0   750.3   709.7   681.9   684.3   749.2   757.1   753.4   742.6   776.7 
26  Trading assets 15  --   --   --   --   --   231.1   224.7   228.6   239.1   221.6   222.7   249.9 
27  Derivatives with a positive fair value 16  --   --   --   --   --   217.3   207.0   207.2   203.1   205.0   207.2   211.7 
28  Other trading assets  --   --   --   --   --   13.8   17.7   21.4   36.0   16.5   15.5   38.2 
29  Other assets 17  1,015.1   1,110.1   1,079.1   1,085.2   1,119.4   1,099.0   1,072.0   1,083.0   1,067.7   1,063.5   1,107.4   1,106.4 
30  Total assets 18  10,002.7   10,612.4   10,567.1   10,642.7   10,623.0   10,436.9   10,358.6   10,399.9   10,412.6   10,382.0   10,356.6   10,386.5 

H.8; Page 8
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  5,955.1   6,488.7   6,481.4   6,514.0   6,561.9   6,516.4   6,536.0   6,570.4   6,589.8   6,523.4   6,553.6   6,582.9 
32  Large time deposits  1,046.7   1,009.6   987.5   974.2   969.4   980.6   967.5   942.8   941.4   933.4   936.6   926.7 
33  Other deposits  4,908.5   5,479.0   5,494.0   5,539.8   5,592.5   5,535.7   5,568.5   5,627.5   5,648.4   5,589.9   5,617.0   5,656.2 
34  Borrowings  1,744.4   1,770.1   1,741.2   1,766.1   1,712.7   1,561.3   1,492.1   1,438.0   1,448.8   1,469.6   1,386.6   1,414.8 
35  Borrowings from banks in the U.S.  381.5   378.6   381.9   371.9   378.9   346.0   308.3   305.6   308.7   311.1   301.1   289.4 
36  Borrowings from others  1,362.9   1,391.6   1,359.4   1,394.2   1,333.8   1,215.3   1,183.8   1,132.3   1,140.1   1,158.5   1,085.5   1,125.4 
37  Trading liabilities 19  --   --   --   --   --   175.6   178.1   182.0   182.1   180.9   177.4   182.8 
38  Derivatives with a negative fair value 16  --   --   --   --   --   133.7   135.2   135.7   136.2   133.3   131.7   138.5 
39  Other trading liabilities  --   --   --   --   --   41.8   43.0   46.3   45.8   47.6   45.7   44.2 
40  Net due to related foreign offices  492.1   457.7   490.5   514.4   500.2   497.8   490.0   529.3   509.6   521.3   567.7   541.9 
41  Other liabilities 20  382.9   401.3   384.0   393.5   416.3   409.4   382.1   384.3   387.7   386.0   369.3   361.7 
42  Total liabilities 18  8,829.4   9,393.6   9,337.2   9,402.0   9,382.1   9,160.3   9,078.3   9,103.9   9,118.1   9,081.1   9,054.6   9,084.0 
43  Residual (assets less liabilities) 21  1,173.3   1,218.7   1,229.9   1,240.7   1,241.0   1,276.6   1,280.3   1,296.0   1,294.5   1,300.9   1,302.0   1,302.5 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -32.9   -27.0   -18.4   -20.8   -19.2   -12.4   -7.7 
45  Securitized consumer loans 23  412.6   406.1   409.4   406.1   403.9   405.2   399.5   395.8   392.6   396.0   399.5   396.9 
46  Securitized credit cards and other revolving plans  374.1   367.6   371.6   369.0   367.3   369.4   364.4   361.2   357.9   361.4   365.0   362.5 
47  Other securitized consumer loans  38.5   38.4   37.8   37.2   36.7   35.8   35.1   34.6   34.7   34.5   34.5   34.4 
48  Securitized real estate loans 23  1,309.2   1,420.2   1,426.6   1,424.4   1,424.5   1,416.5   1,415.4   1,419.4   1,419.9   1,421.1   1,418.4   1,427.2 

H.8; Page 9
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  5,075.0   5,184.0   5,160.7   5,242.0   5,252.0   5,181.2   5,150.1   5,102.1   5,124.9   5,101.5   5,038.6   5,043.3 
Securities in bank credit 2  1,162.2   1,229.4   1,226.6   1,251.9   1,288.5   1,296.0   1,325.0   1,344.5   1,361.3   1,370.5   1,315.9   1,314.4 
Treasury and agency securities 3  680.1   756.9   751.2   752.4   790.7   798.5   820.6   838.1   846.6   863.3   823.0   817.8 
Mortgage-backed securities (MBS) 4  614.3   650.8   644.1   640.8   674.2   671.3   667.0   673.8   682.3   691.8   659.3   651.0 
Non-MBS 5  65.8   106.1   107.1   111.6   116.5   127.2   153.6   164.3   164.3   171.4   163.7   166.8 
Other securities  482.1   472.5   475.4   499.5   497.8   497.5   504.4   506.4   514.6   507.2   492.9   496.6 
Mortgage-backed securities 6  185.1   154.2   150.5   162.7   164.1   167.7   171.6   173.9   172.7   176.0   173.7   166.7 
Non-MBS 7  297.0   318.3   325.0   336.9   333.7   329.9   332.8   332.5   341.9   331.3   319.2   329.9 
Loans and leases in bank credit 8  3,912.8   3,954.6   3,934.1   3,990.1   3,963.5   3,885.1   3,825.1   3,757.6   3,763.6   3,731.0   3,722.7   3,728.9 
10  Commercial and industrial loans  800.7   781.5   768.8   763.7   752.8   742.0   722.2   699.0   699.7   694.8   687.8   683.0 
11  Real estate loans  1,966.4   2,083.0   2,098.6   2,147.5   2,137.5   2,116.3   2,102.1   2,066.5   2,068.6   2,052.8   2,057.8   2,059.4 
12  Revolving home equity loans  423.4   475.8   479.7   487.8   487.3   485.6   484.2   480.2   480.5   480.2   478.5   478.6 
13  Closed-end residential loans 9  940.5   969.9   983.0   1,026.7   1,020.0   1,002.8   995.3   970.8   971.6   959.0   967.0   969.4 
14  Commercial real estate loans 10  602.5   637.3   635.9   633.0   630.2   627.9   622.6   615.4   616.5   613.6   612.3   611.4 
15  Consumer loans  605.4   630.7   621.0   615.2   614.8   613.8   607.2   606.0   608.6   603.9   604.2   606.6 
16  Credit cards and other revolving plans  266.5   279.6   274.4   269.5   269.8   272.8   267.8   265.3   268.0   262.4   262.8   264.3 
17  Other consumer loans 11  338.8   351.1   346.6   345.7   345.0   340.9   339.4   340.6   340.6   341.5   341.4   342.3 
18  Other loans and leases  540.3   459.3   445.7   463.7   458.3   413.1   393.7   386.2   386.8   379.5   373.0   379.9 
19  Fed funds and reverse RPs with nonbanks 12  206.4   179.1   173.6   191.0   185.7   149.7   140.7   132.0   134.0   132.5   119.1   123.5 
20  All other loans and leases 13  333.9   280.2   272.2   272.7   272.7   263.4   252.9   254.2   252.8   247.0   253.9   256.3 
21  LESS: Allowance for loan and lease losses  79.5   106.9   111.5   118.5   123.4   130.9   135.0   139.7   140.5   139.1   140.0   143.0 
22  Interbank loans 12  327.4   275.6   281.6   298.8   295.2   240.0   216.5   221.9   220.8   236.3   224.5   207.3 
23  Fed funds and reverse RPs with banks 12  265.4   232.0   227.0   233.2   232.4   170.1   135.9   138.5   138.5   150.1   138.6   127.4 
24  Loans to commercial banks  62.0   43.6   54.6   65.7   62.8   70.0   80.5   83.4   82.3   86.2   85.9   79.9 
25  Cash assets 14  209.8   469.3   501.8   543.0   545.0   496.8   511.8   510.0   520.9   523.6   476.9   517.0 
26  Trading assets 15  --   --   --   --   --   242.8   233.7   226.0   213.1   229.8   229.1   222.5 
27  Derivatives with a positive fair value 16  234.2   290.0   261.9   244.5   227.6   231.1   221.4   212.7   199.8   215.0   215.7   208.3 
28  Other trading assets  --   --   --   --   --   11.8   12.3   13.2   13.3   14.8   13.4   14.2 
29  Other assets 17  771.1   847.6   823.0   836.0   862.8   833.1   804.9   799.9   790.3   787.8   810.3   807.1 
30  Total assets 18  6,562.1   6,974.3   6,922.2   7,050.6   7,065.2   6,863.1   6,782.0   6,720.1   6,729.5   6,739.9   6,639.5   6,654.2 

H.8; Page 10
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  3,553.4   3,839.2   3,805.2   3,886.9   3,929.0   3,896.0   3,892.3   3,890.7   3,889.4   3,891.0   3,861.3   3,847.5 
32  Large time deposits  619.0   558.6   547.8   543.4   536.1   517.4   502.5   477.4   475.8   467.9   467.1   455.7 
33  Other deposits  2,934.4   3,280.6   3,257.5   3,343.5   3,392.8   3,378.6   3,389.9   3,413.3   3,413.6   3,423.1   3,394.2   3,391.8 
34  Borrowings  1,159.9   1,260.2   1,237.2   1,263.7   1,243.3   1,102.7   1,026.1   943.7   970.5   951.6   878.5   945.3 
35  Borrowings from banks in the U.S.  232.6   230.6   230.3   228.9   246.7   208.2   166.4   163.5   173.0   164.5   159.7   153.8 
36  Borrowings from others  927.3   1,029.6   1,006.9   1,034.8   996.6   894.6   859.7   780.2   797.4   787.1   718.8   791.5 
37  Trading liabilities 19  263.5   264.6   234.6   217.7   194.5   188.0   189.4   187.1   180.0   190.3   184.4   179.3 
38  Derivatives with a negative fair value 16  191.2   222.4   194.5   179.6   155.9   146.6   150.0   145.6   139.9   147.1   141.6   138.0 
39  Other trading liabilities  72.3   42.2   40.2   38.1   38.7   41.3   39.4   41.5   40.1   43.3   42.8   41.3 
40  Net due to related foreign offices  441.6   416.0   446.8   471.3   456.2   454.0   451.1   487.3   469.1   479.8   522.7   506.0 
41  Other liabilities 20  312.2   328.0   314.9   327.5   351.0   347.4   311.4   312.2   318.0   320.3   290.7   281.2 
42  Total liabilities 18  5,730.6   6,108.0   6,038.8   6,167.2   6,174.0   5,988.2   5,870.2   5,821.0   5,827.0   5,833.0   5,737.5   5,759.3 
43  Residual (assets less liabilities) 21  831.5   866.3   883.4   883.5   891.2   874.9   911.8   899.2   902.5   906.9   901.9   894.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -36.2   -37.6   -26.1   -14.5   -5.7   -30.3   -25.5   -18.6   -20.6   -19.0   -13.7   -10.1 
45  Securitized consumer loans 23  315.2   318.1   320.2   319.6   316.8   316.3   312.2   307.9   305.8   308.4   308.9   307.5 
46  Securitized credit cards and other revolving plans  277.4   280.2   282.7   282.1   279.8   280.4   276.7   274.6   272.5   276.0   276.8   275.1 
47  Other securitized consumer loans  37.8   37.9   37.5   37.5   37.0   36.0   35.5   33.3   33.2   32.4   32.1   32.4 
48  Securitized real estate loans 23  1,318.8   1,341.5   1,353.2   1,367.1   1,391.4   1,417.8   1,434.5   1,438.5   1,438.3   1,440.4   1,439.4   1,443.5 

H.8; Page 11
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  5,084.7   5,178.4   5,152.7   5,238.0   5,237.4   5,159.4   5,145.4   5,107.6   5,127.2   5,103.2   5,052.6   5,046.9 
Securities in bank credit 2  1,160.6   1,234.8   1,229.2   1,259.3   1,294.6   1,299.2   1,331.0   1,342.6   1,347.8   1,359.4   1,323.4   1,310.8 
Treasury and agency securities 3  680.2   765.6   748.9   751.2   791.5   801.2   828.4   838.9   845.0   854.3   817.8   804.1 
Mortgage-backed securities (MBS) 4  613.9   657.9   642.3   638.5   671.2   670.2   671.4   673.0   681.5   683.3   649.9   643.7 
Non-MBS 5  66.3   107.7   106.5   112.6   120.3   131.0   156.9   165.9   163.5   171.0   167.9   160.4 
Other securities  480.4   469.1   480.3   508.1   503.1   497.9   502.6   503.7   502.8   505.0   505.6   506.7 
Mortgage-backed securities 6  179.4   156.4   153.6   163.8   164.1   165.0   166.1   168.3   168.0   169.4   168.1   165.3 
Non-MBS 7  301.0   312.8   326.7   344.4   339.0   332.9   336.4   335.4   334.8   335.6   337.5   341.4 
Loans and leases in bank credit 8  3,924.1   3,943.7   3,923.5   3,978.7   3,942.8   3,860.2   3,814.4   3,765.0   3,779.5   3,743.8   3,729.3   3,736.1 
10  Commercial and industrial loans  800.9   783.1   773.2   766.6   751.1   736.1   715.5   699.1   700.0   697.2   692.1   688.8 
11  Real estate loans  1,968.0   2,073.9   2,096.1   2,147.2   2,136.2   2,121.4   2,107.6   2,067.9   2,071.4   2,049.3   2,052.4   2,064.3 
12  Revolving home equity loans  423.8   473.7   478.1   486.9   487.0   485.0   483.4   480.7   481.4   481.0   479.5   479.5 
13  Closed-end residential loans 9  941.6   963.8   984.0   1,027.6   1,019.4   1,009.7   1,002.2   971.9   973.7   953.8   960.5   973.6 
14  Commercial real estate loans 10  602.5   636.4   634.1   632.8   629.9   626.6   621.9   615.3   616.3   614.6   612.4   611.2 
15  Consumer loans  603.0   628.3   617.6   612.2   608.7   602.5   602.4   603.8   606.8   605.0   599.2   598.7 
16  Credit cards and other revolving plans  263.2   275.9   268.4   263.8   262.5   265.3   263.3   262.1   265.2   262.6   257.7   256.9 
17  Other consumer loans 11  339.8   352.5   349.2   348.4   346.2   337.2   339.1   341.6   341.6   342.4   341.5   341.9 
18  Other loans and leases  552.2   458.3   436.6   452.7   446.8   400.3   388.9   394.1   401.3   392.4   385.7   384.4 
19  Fed funds and reverse RPs with nonbanks 12  215.2   183.1   166.3   181.6   174.8   136.6   135.3   137.3   142.3   139.3   127.6   129.2 
20  All other loans and leases 13  337.0   275.2   270.3   271.1   272.1   263.7   253.6   256.8   259.0   253.1   258.1   255.2 
21  LESS: Allowance for loan and lease losses  77.9   108.0   112.3   119.9   125.0   131.2   134.9   136.7   137.3   134.7   136.6   142.2 
22  Interbank loans 12  316.7   287.8   293.7   288.0   285.5   226.0   207.7   213.5   216.4   223.6   214.6   202.0 
23  Fed funds and reverse RPs with banks 12  257.9   243.0   236.5   223.4   223.8   159.5   130.3   134.4   138.6   143.4   133.2   122.3 
24  Loans to commercial banks  58.8   44.8   57.1   64.5   61.7   66.5   77.4   79.1   77.8   80.2   81.5   79.7 
25  Cash assets 14  207.0   454.3   503.5   529.1   499.5   469.0   464.0   502.0   517.8   507.1   476.6   533.2 
26  Trading assets 15  --   --   --   --   --   222.8   213.3   214.3   210.2   213.5   214.8   219.9 
27  Derivatives with a positive fair value 16  221.8   295.9   266.7   237.9   214.9   211.4   201.4   201.4   197.4   199.2   201.6   205.8 
28  Other trading assets  --   --   --   --   --   11.4   11.9   12.8   12.8   14.2   13.2   14.1 
29  Other assets 17  781.5   845.9   817.0   820.0   850.0   829.8   802.6   810.6   795.9   793.2   834.0   836.4 
30  Total assets 18  6,557.3   6,968.3   6,925.7   6,997.3   6,968.3   6,775.8   6,698.0   6,711.2   6,730.2   6,705.9   6,656.0   6,696.2 

H.8; Page 12
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  3,538.9   3,856.7   3,844.2   3,866.3   3,894.4   3,853.2   3,859.5   3,871.5   3,885.0   3,843.8   3,854.5   3,875.0 
32  Large time deposits  622.8   559.5   539.2   529.7   519.6   511.9   501.0   480.2   480.7   471.3   474.0   463.5 
33  Other deposits  2,916.0   3,297.2   3,305.0   3,336.6   3,374.8   3,341.3   3,358.5   3,391.4   3,404.3   3,372.4   3,380.5   3,411.5 
34  Borrowings  1,199.7   1,249.3   1,234.6   1,266.5   1,232.5   1,086.1   1,026.7   976.6   996.8   1,001.8   922.9   959.4 
35  Borrowings from banks in the U.S.  232.8   229.7   232.5   225.8   244.7   203.5   164.6   163.9   173.0   165.6   158.6   154.3 
36  Borrowings from others  966.9   1,019.6   1,002.2   1,040.7   987.8   882.6   862.1   812.7   823.8   836.1   764.4   805.1 
37  Trading liabilities 19  253.0   271.2   235.7   209.4   186.8   172.0   174.6   178.3   178.3   177.1   173.8   178.9 
38  Derivatives with a negative fair value 16  174.5   229.7   198.2   173.9   149.1   130.9   132.5   132.8   133.3   130.4   128.8   135.5 
39  Other trading liabilities  78.5   41.6   37.5   35.6   37.7   41.1   42.2   45.5   45.0   46.8   44.9   43.4 
40  Net due to related foreign offices  441.6   416.0   446.8   471.3   456.2   454.0   451.1   487.3   469.1   479.8   522.7   506.0 
41  Other liabilities 20  311.9   329.6   312.4   322.1   343.4   337.2   310.3   311.4   314.8   311.8   297.5   287.9 
42  Total liabilities 18  5,745.1   6,122.9   6,073.8   6,135.8   6,113.3   5,902.5   5,822.3   5,825.2   5,844.1   5,814.2   5,771.4   5,807.2 
43  Residual (assets less liabilities) 21  812.2   845.4   852.0   861.6   855.0   873.3   875.7   886.0   886.1   891.7   884.6   889.0 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  -36.2   -37.6   -26.1   -14.5   -5.7   -30.3   -25.5   -18.6   -20.6   -19.0   -13.7   -10.1 
45  Securitized consumer loans 23  316.5   319.2   320.8   319.8   317.6   316.3   313.3   309.3   306.3   309.7   311.1   308.7 
46  Securitized credit cards and other revolving plans  278.4   281.4   284.2   283.7   282.1   281.6   279.2   275.6   272.6   276.1   277.6   275.3 
47  Other securitized consumer loans  38.2   37.8   36.7   36.0   35.6   34.7   34.1   33.7   33.8   33.6   33.5   33.4 
48  Securitized real estate loans 23  1,272.3   1,385.1   1,392.2   1,390.5   1,391.1   1,383.1   1,382.2   1,386.5   1,386.7   1,388.0   1,385.9   1,394.7 

H.8; Page 13
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  3,044.0   3,135.9   3,143.6   3,155.2   3,170.5   3,176.9   3,156.1   3,137.6   3,123.7   3,136.2   3,133.6   3,119.2 
Securities in bank credit 2  586.3   632.5   660.6   668.1   694.2   708.1   701.8   700.7   696.3   705.6   703.0   700.5 
Treasury and agency securities 3  385.6   418.4   426.7   429.1   432.4   438.8   441.5   445.4   441.0   445.9   450.7   441.3 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   268.6   273.2   277.5   274.6   278.0   282.5   280.1 
Non-MBS 5  --   --   --   --   --   170.2   168.3   167.9   166.4   167.9   168.2   161.2 
Other securities  200.8   214.1   233.9   239.0   261.8   269.3   260.4   255.3   255.4   259.6   252.3   259.3 
Mortgage-backed securities 6  --   --   --   --   --   31.5   28.8   27.4   26.4   27.2   29.5   31.1 
Non-MBS 7  --   --   --   --   --   237.8   231.6   227.9   229.0   232.5   222.8   228.2 
Loans and leases in bank credit 8  2,457.7   2,503.4   2,483.0   2,487.1   2,476.3   2,468.8   2,454.3   2,436.9   2,427.4   2,430.6   2,430.6   2,418.7 
10  Commercial and industrial loans  434.1   424.8   421.6   417.5   414.2   412.3   408.8   406.4   404.8   405.7   405.7   402.7 
11  Real estate loans  1,647.9   1,700.4   1,690.7   1,689.4   1,686.3   1,685.5   1,674.0   1,661.1   1,654.0   1,659.5   1,658.7   1,648.0 
12  Revolving home equity loans  114.0   123.9   124.0   123.5   122.1   121.6   121.4   122.0   121.8   122.1   122.3   121.9 
13  Closed-end residential loans 9  502.2   536.1   528.8   526.4   526.9   529.4   523.2   516.8   515.6   514.5   516.9   514.6 
14  Commercial real estate loans 10  1,031.7   1,040.4   1,037.9   1,039.4   1,037.3   1,034.5   1,029.3   1,022.4   1,016.6   1,022.9   1,019.5   1,011.6 
15  Consumer loans  229.5   242.3   239.4   245.6   244.0   238.4   238.8   237.0   236.3   236.5   235.7   236.4 
16  Credit cards and other revolving plans  81.3   96.3   93.1   93.8   91.7   89.0   90.8   87.6   87.8   86.9   85.5   86.2 
17  Other consumer loans 11  148.3   145.9   146.4   151.8   152.3   149.3   148.0   149.4   148.5   149.6   150.2   150.2 
18  Other loans and leases  146.2   135.9   131.3   134.6   131.7   132.7   132.8   132.4   132.4   128.9   130.4   131.5 
19  Fed funds and reverse RPs with nonbanks 12  14.8   11.0   7.0   9.1   6.9   5.6   4.6   5.2   5.9   4.2   3.1   4.7 
20  All other loans and leases 13  131.3   124.9   124.4   125.5   124.8   127.1   128.2   127.2   126.5   124.7   127.4   126.8 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   54.2   54.4   50.5   50.9   50.1   48.0   51.2 
22  Interbank loans 12  70.3   62.8   61.2   55.9   55.0   62.3   61.4   58.3   59.7   55.7   54.6   66.5 
23  Fed funds and reverse RPs with banks 12  63.7   54.2   49.5   47.8   44.6   51.1   53.9   52.8   55.4   50.6   47.6   59.9 
24  Loans to commercial banks  6.6   8.6   11.8   8.0   10.3   11.2   7.5   5.5   4.3   5.1   7.0   6.6 
25  Cash assets 14  114.8   229.5   227.4   212.7   178.3   200.3   204.6   244.4   237.4   254.5   269.7   245.0 
26  Trading assets 15  --   --   --   --   --   8.1   10.7   13.2   28.2   7.1   7.3   29.8 
27  Derivatives with a positive fair value 16  --   --   --   --   --   6.5   5.4   4.5   4.5   4.7   4.8   5.4 
28  Other trading assets  --   --   --   --   --   1.7   5.3   8.7   23.8   2.4   2.5   24.4 
29  Other assets 17  233.9   265.2   258.9   262.4   270.3   273.5   273.8   272.7   275.0   273.1   269.8   263.6 
30  Total assets 18  3,432.6   3,656.9   3,647.8   3,642.4   3,624.1   3,667.0   3,652.3   3,675.8   3,673.1   3,676.4   3,686.9   3,672.9 

H.8; Page 14
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  2,441.2   2,611.9   2,632.6   2,640.9   2,652.2   2,664.7   2,693.8   2,725.2   2,726.6   2,730.6   2,734.3   2,731.9 
32  Large time deposits  429.6   448.5   448.1   442.1   445.5   471.5   468.2   466.3   464.5   468.4   466.1   465.7 
33  Other deposits  2,011.6   2,163.4   2,184.5   2,198.8   2,206.8   2,193.2   2,225.6   2,259.0   2,262.1   2,262.2   2,268.2   2,266.2 
34  Borrowings  541.4   524.2   505.7   496.5   480.2   482.3   472.7   459.9   456.2   457.9   454.7   455.1 
35  Borrowings from banks in the U.S.  151.6   147.6   144.4   144.0   134.5   145.6   146.7   144.3   143.2   145.8   142.2   135.4 
36  Borrowings from others  389.8   376.6   361.3   352.5   345.7   336.7   326.0   315.6   313.1   312.0   312.5   319.7 
37  Trading liabilities 19  --   --   --   --   --   4.5   4.3   3.8   3.7   3.8   3.8   3.9 
38  Derivatives with a negative fair value 16  --   --   --   --   --   3.7   3.5   3.1   3.0   3.0   3.0   3.1 
39  Other trading liabilities  --   --   --   --   --   0.8   0.8   0.7   0.8   0.8   0.7   0.7 
40  Net due to related foreign offices  72.9   54.7   73.0   36.4   49.1   43.5   54.3   67.0   63.8   62.4   88.2   63.4 
41  Other liabilities 20  70.7   71.5   72.6   71.8   74.4   75.0   72.8   72.8   73.5   74.9   70.1   70.9 
42  Total liabilities 18  3,128.1   3,266.4   3,288.4   3,249.9   3,258.7   3,270.0   3,297.9   3,328.7   3,323.8   3,329.5   3,351.1   3,325.3 
43  Residual (assets less liabilities) 21  304.6   390.5   359.4   392.5   365.4   397.0   354.5   347.1   349.3   346.9   335.8   347.7 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -2.6   -1.5   0.1   -0.2   -0.2   1.3   2.3 
45  Securitized consumer loans 23  99.0   85.8   87.7   87.2   88.1   90.6   89.0   89.4   89.7   90.4   89.3   89.2 
46  Securitized credit cards and other revolving plans  98.1   85.4   87.0   86.5   87.4   90.0   88.4   87.8   88.2   88.6   87.2   86.8 
47  Other securitized consumer loans  0.9   0.3   0.7   0.7   0.7   0.6   0.5   1.6   1.5   1.8   2.1   2.4 
48  Securitized real estate loans 23  38.1   35.0   34.5   34.3   35.9   35.3   34.3   34.1   34.3   34.3   34.4   35.2 

H.8; Page 15
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  3,054.1   3,133.8   3,137.4   3,147.5   3,163.6   3,161.5   3,150.9   3,147.4   3,132.5   3,147.8   3,146.6   3,130.7 
Securities in bank credit 2  592.7   638.2   658.9   665.4   689.3   694.9   700.2   707.6   703.7   711.1   709.7   709.9 
Treasury and agency securities 3  383.5   422.9   426.1   426.6   428.6   429.2   437.0   441.5   437.7   441.4   444.3   439.9 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   265.6   271.6   275.9   272.7   276.2   279.3   277.3 
Non-MBS 5  --   --   --   --   --   163.6   165.4   165.6   165.0   165.2   165.0   162.7 
Other securities  209.2   215.4   232.8   238.9   260.7   265.7   263.1   266.0   266.0   269.7   265.4   270.0 
Mortgage-backed securities 6  --   --   --   --   --   32.6   31.9   31.9   31.6   31.8   32.3   31.7 
Non-MBS 7  --   --   --   --   --   233.1   231.2   234.2   234.4   237.9   233.1   238.3 
Loans and leases in bank credit 8  2,461.4   2,495.5   2,478.5   2,482.1   2,474.3   2,466.6   2,450.7   2,439.8   2,428.7   2,436.7   2,436.9   2,420.8 
10  Commercial and industrial loans  434.9   425.6   423.1   419.8   414.6   410.8   406.9   407.1   405.6   408.1   406.8   402.6 
11  Real estate loans  1,651.1   1,693.5   1,685.8   1,685.4   1,683.4   1,684.7   1,675.3   1,664.1   1,655.3   1,661.9   1,663.5   1,653.0 
12  Revolving home equity loans  114.6   122.8   122.8   122.8   121.1   121.7   122.1   122.7   122.1   123.0   123.3   122.5 
13  Closed-end residential loans 9  505.0   531.6   525.6   524.5   526.0   529.2   524.9   519.2   516.9   515.5   519.3   518.4 
14  Commercial real estate loans 10  1,031.5   1,039.1   1,037.3   1,038.1   1,036.3   1,033.9   1,028.4   1,022.2   1,016.3   1,023.4   1,020.9   1,012.1 
15  Consumer loans  231.3   240.7   238.1   244.4   244.0   239.6   238.4   238.4   238.3   238.6   236.5   234.8 
16  Credit cards and other revolving plans  83.3   94.0   92.4   93.3   92.7   89.3   91.7   89.4   90.0   89.0   86.8   85.6 
17  Other consumer loans 11  148.1   146.7   145.7   151.1   151.3   150.3   146.7   149.0   148.3   149.5   149.7   149.2 
18  Other loans and leases  144.0   135.8   131.6   132.5   132.3   131.5   130.1   130.3   129.6   128.2   130.0   130.4 
19  Fed funds and reverse RPs with nonbanks 12  13.0   11.7   8.3   8.9   8.0   6.1   4.4   3.6   3.6   2.5   2.1   4.0 
20  All other loans and leases 13  131.0   124.1   123.3   123.6   124.3   125.4   125.7   126.7   126.1   125.6   127.9   126.4 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   54.0   54.2   53.3   54.1   53.4   50.6   52.7 
22  Interbank loans 12  72.8   60.2   58.7   54.5   55.0   63.2   62.8   60.6   64.1   57.0   57.3   68.8 
23  Fed funds and reverse RPs with banks 12  65.4   51.4   48.2   45.0   44.0   51.0   54.1   53.6   57.9   50.8   47.9   59.7 
24  Loans to commercial banks  7.4   8.8   10.5   9.5   11.0   12.3   8.7   7.0   6.1   6.2   9.4   9.1 
25  Cash assets 14  115.3   223.2   226.4   221.3   210.2   212.9   220.3   247.3   239.3   246.3   265.9   243.5 
26  Trading assets 15  --   --   --   --   --   8.3   11.4   14.3   28.9   8.1   8.0   30.0 
27  Derivatives with a positive fair value 16  --   --   --   --   --   5.9   5.6   5.8   5.8   5.8   5.6   5.9 
28  Other trading assets  --   --   --   --   --   2.4   5.8   8.6   23.1   2.3   2.4   24.1 
29  Other assets 17  233.6   264.2   262.1   265.2   269.4   269.2   269.4   272.4   271.8   270.3   273.5   270.0 
30  Total assets 18  3,445.5   3,644.1   3,641.4   3,645.4   3,654.8   3,661.1   3,660.6   3,688.7   3,682.4   3,676.1   3,700.6   3,690.3 

H.8; Page 16
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  2,416.3   2,632.0   2,637.2   2,647.7   2,667.5   2,663.1   2,676.4   2,698.8   2,704.9   2,679.6   2,699.1   2,707.9 
32  Large time deposits  423.8   450.1   448.3   444.5   449.8   468.7   466.5   462.6   460.7   462.1   462.6   463.2 
33  Other deposits  1,992.4   2,181.9   2,188.9   2,203.2   2,217.7   2,194.5   2,209.9   2,236.2   2,244.1   2,217.5   2,236.5   2,244.7 
34  Borrowings  544.7   520.8   506.6   499.6   480.1   475.2   465.4   461.3   452.0   467.8   463.6   455.4 
35  Borrowings from banks in the U.S.  148.7   148.9   149.4   146.1   134.2   142.5   143.7   141.7   135.7   145.5   142.6   135.1 
36  Borrowings from others  396.0   371.9   357.2   353.5   346.0   332.6   321.7   319.6   316.3   322.3   321.1   320.3 
37  Trading liabilities 19  --   --   --   --   --   3.6   3.5   3.7   3.7   3.8   3.6   3.9 
38  Derivatives with a negative fair value 16  --   --   --   --   --   2.8   2.7   2.9   2.9   2.9   2.9   3.1 
39  Other trading liabilities  --   --   --   --   --   0.8   0.8   0.8   0.8   0.9   0.8   0.8 
40  Net due to related foreign offices  50.6   41.7   43.7   43.0   44.0   43.7   39.0   41.9   40.5   41.5   45.0   35.9 
41  Other liabilities 20  71.0   71.7   71.6   71.4   73.0   72.2   71.8   72.9   72.9   74.2   71.8   73.8 
42  Total liabilities 18  3,084.4   3,270.7   3,263.5   3,266.3   3,268.8   3,257.8   3,256.1   3,278.7   3,274.0   3,266.9   3,283.2   3,276.8 
43  Residual (assets less liabilities) 21  361.1   373.3   377.9   379.2   386.0   403.3   404.6   410.0   408.4   409.2   417.4   413.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -2.6   -1.5   0.1   -0.2   -0.2   1.3   2.3 
45  Securitized consumer loans 23  96.1   86.8   88.6   86.4   86.3   88.9   86.2   86.6   86.3   86.3   88.3   88.2 
46  Securitized credit cards and other revolving plans  95.7   86.2   87.4   85.2   85.2   87.8   85.2   85.6   85.3   85.3   87.4   87.3 
47  Other securitized consumer loans  0.3   0.6   1.2   1.1   1.1   1.1   1.0   1.0   1.0   1.0   1.0   1.0 
48  Securitized real estate loans 23  36.9   35.1   34.4   34.0   33.5   33.3   33.1   33.0   33.2   33.1   32.5   32.4 

H.8; Page 17
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  1,039.1   975.4   952.6   943.1   910.7   898.7   892.8   870.0   870.8   870.9   854.6   853.3 
Securities in bank credit 2  332.8   303.1   288.8   283.2   268.8   277.6   288.2   285.2   281.7   285.2   284.3   282.6 
Treasury and agency securities 3  88.9   98.4   85.5   82.9   77.6   90.3   102.3   103.3   97.8   105.9   107.3   104.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   32.0   31.4   32.6   30.4   34.2   35.5   33.0 
Non-MBS 5  --   --   --   --   --   58.3   71.0   70.7   67.3   71.7   71.8   70.9 
Other securities  243.9   204.7   203.3   200.2   191.2   187.2   185.8   181.9   184.0   179.3   177.1   178.6 
Mortgage-backed securities 6  --   --   --   --   --   10.7   9.8   9.7   10.1   10.1   8.9   9.3 
Non-MBS 7  --   --   --   --   --   176.5   176.0   172.2   173.9   169.2   168.2   169.3 
Loans and leases in bank credit 8  706.3   672.2   663.9   659.9   641.9   621.1   604.6   584.8   589.1   585.7   570.3   570.7 
10  Commercial and industrial loans  353.8   356.4   352.8   344.5   334.7   331.7   320.9   309.5   311.4   307.8   302.7   301.1 
11  Real estate loans  46.0   44.3   45.6   45.9   45.7   43.6   43.4   40.5   40.5   40.3   39.8   39.2 
12  Revolving home equity loans  --   --   --   --   --   0.3   0.3   0.2   0.2   0.2   0.2   0.2 
13  Closed-end residential loans 9  --   --   --   --   --   3.9   3.6   1.7   1.8   1.9   1.1   1.1 
14  Commercial real estate loans 10  --   --   --   --   --   39.3   39.5   38.6   38.6   38.2   38.5   37.9 
15  Consumer loans  --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   -0.0   -0.0   -0.0   -0.0   -0.0   -0.0   -0.0 
17  Other consumer loans 11  --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.2 
18  Other loans and leases  306.5   271.5   265.4   269.6   261.3   244.8   239.1   233.6   236.0   236.4   226.5   229.2 
19  Fed funds and reverse RPs with nonbanks 12  107.9   76.5   76.0   77.1   76.8   65.5   66.0   65.0   65.3   70.7   58.2   59.3 
20  All other loans and leases 13  198.6   195.1   189.4   192.4   184.5   179.3   173.2   168.6   170.7   165.6   168.3   169.9 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   2.1   2.1   2.1   2.1   2.1   2.2   2.3 
22  Interbank loans 12  68.1   43.0   45.6   44.8   41.4   42.0   45.8   38.1   44.8   38.5   22.2   38.2 
23  Fed funds and reverse RPs with banks 12  62.8   35.5   38.4   39.9   36.3   36.6   39.9   33.4   40.5   33.7   17.3   32.1 
24  Loans to commercial banks  5.3   7.5   7.1   5.0   5.1   5.4   5.9   4.8   4.3   4.8   4.9   6.1 
25  Cash assets 14  64.4   237.6   284.5   271.9   188.0   228.7   274.5   281.2   264.8   309.1   251.4   336.5 
26  Trading assets 15  --   --   --   --   --   138.0   128.7   128.2   127.6   135.6   126.5   128.5 
27  Derivatives with a positive fair value 16  111.1   146.5   148.2   145.8   146.4   134.2   124.8   122.5   123.0   128.5   119.5   120.1 
28  Other trading assets  --   --   --   --   --   3.8   3.9   5.7   4.6   7.1   7.0   8.3 
29  Other assets 17  46.8   50.8   52.9   51.4   47.0   34.1   33.0   34.5   37.3   32.9   34.5   33.0 
30  Total assets 18  1,329.6   1,453.3   1,483.7   1,457.0   1,333.8   1,339.3   1,372.6   1,349.9   1,343.2   1,384.9   1,287.0   1,387.2 

H.8; Page 18
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  1,115.4   849.4   883.9   931.0   946.9   954.7   967.2   964.9   953.1   969.4   989.0   1,006.5 
32  Large time deposits  1,077.5   807.9   844.1   884.8   905.8   930.9   943.6   935.1   919.1   939.7   956.9   972.5 
33  Other deposits  37.9   41.5   39.8   46.2   41.1   23.8   23.6   29.8   34.1   29.7   32.1   34.0 
34  Borrowings  609.7   655.9   663.8   660.0   637.7   663.9   658.2   633.5   638.6   647.9   563.9   606.0 
35  Borrowings from banks in the U.S.  91.8   37.8   44.1   48.3   38.9   36.8   33.5   31.6   28.4   34.3   23.9   31.8 
36  Borrowings from others  517.9   618.0   619.8   611.6   598.8   627.1   624.7   601.9   610.2   613.6   540.0   574.3 
37  Trading liabilities 19  135.9   140.9   144.4   144.3   149.2   137.3   132.7   128.9   125.5   133.5   130.0   127.0 
38  Derivatives with a negative fair value 16  111.7   127.3   133.8   137.5   140.0   129.7   124.7   120.9   118.0   124.7   122.0   117.8 
39  Other trading liabilities  24.3   13.7   10.6   6.8   9.2   7.7   8.0   8.0   7.5   8.8   8.0   9.1 
40  Net due to related foreign offices  -573.1   -249.8   -249.6   -304.1   -396.6   -404.6   -399.0   -404.6   -395.8   -402.2   -439.5   -407.3 
41  Other liabilities 20  41.2   42.7   42.4   38.1   38.8   29.1   28.9   26.8   26.3   26.4   27.9   31.5 
42  Total liabilities 18  1,329.1   1,439.0   1,484.9   1,469.3   1,376.0   1,380.4   1,388.1   1,349.5   1,347.8   1,375.0   1,271.3   1,363.7 
43  Residual (assets less liabilities) 21  0.5   14.2   -1.2   -12.3   -42.1   -41.1   -15.6   0.5   -4.6   9.8   15.8   23.4 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -22.5   -22.1   -21.4   -21.9   -21.5   -20.2   -20.0 
45  Securitized consumer loans 23  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

H.8; Page 19
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Assets
Bank credit  1,033.6   974.7   951.2   938.6   906.6   893.4   886.1   865.4   871.0   866.6   844.8   842.8 
Securities in bank credit 2  327.7   301.8   284.0   279.6   267.4   277.6   285.3   279.6   279.0   274.3   275.7   276.5 
Treasury and agency securities 3  87.8   102.1   88.2   84.9   78.4   90.9   103.4   101.9   100.5   99.5   100.8   101.0 
Mortgage-backed securities (MBS) 4  --   --   --   --   --   32.5   31.2   31.2   30.4   30.5   32.5   32.5 
Non-MBS 5  --   --   --   --   --   58.4   72.1   70.8   70.1   69.0   68.3   68.5 
Other securities  239.9   199.7   195.7   194.7   189.0   186.7   182.0   177.6   178.5   174.7   174.9   175.5 
Mortgage-backed securities 6  --   --   --   --   --   10.1   9.9   9.4   9.7   9.7   8.6   8.7 
Non-MBS 7  --   --   --   --   --   176.6   172.1   168.2   168.7   165.0   166.3   166.8 
Loans and leases in bank credit 8  705.9   672.9   667.3   659.0   639.2   615.8   600.8   585.8   592.0   592.3   569.1   566.4 
10  Commercial and industrial loans  353.5   360.7   354.4   344.4   332.0   326.7   317.1   308.9   311.4   309.9   301.8   299.4 
11  Real estate loans  46.4   45.4   45.9   46.0   45.1   43.1   42.5   40.9   41.2   40.9   40.3   39.8 
12  Revolving home equity loans  --   --   --   --   --   0.3   0.3   0.3   0.3   0.3   0.3   0.2 
13  Closed-end residential loans 9  --   --   --   --   --   3.9   3.6   2.0   2.1   2.3   1.6   1.6 
14  Commercial real estate loans 10  --   --   --   --   --   39.0   38.6   38.6   38.8   38.4   38.5   38.0 
15  Consumer loans  --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.2 
16  Credit cards and other revolving plans  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
17  Other consumer loans 11  --   --   --   --   --   1.1   1.2   1.2   1.2   1.2   1.2   1.2 
18  Other loans and leases  306.0   266.7   267.0   268.6   261.8   244.8   240.0   234.9   238.1   240.3   225.7   225.9 
19  Fed funds and reverse RPs with nonbanks 12  103.8   72.1   79.6   79.3   77.7   67.2   66.8   63.0   63.2   68.6   55.8   56.6 
20  All other loans and leases 13  202.2   194.6   187.4   189.3   184.1   177.6   173.2   171.9   175.0   171.7   169.9   169.3 
21  LESS: Allowance for loan and lease losses  --   --   --   --   --   2.1   2.1   2.1   2.1   2.0   2.2   2.2 
22  Interbank loans 12  70.1   40.4   41.5   44.8   39.5   40.6   43.2   38.9   44.1   40.6   24.6   40.3 
23  Fed funds and reverse RPs with banks 12  65.2   32.2   34.8   40.1   35.4   35.9   38.3   34.5   39.5   36.3   20.8   35.6 
24  Loans to commercial banks  4.9   8.2   6.7   4.7   4.2   4.8   4.8   4.4   4.6   4.3   3.8   4.7 
25  Cash assets 14  66.1   232.1   279.5   269.9   191.9   229.7   268.4   283.1   261.7   315.5   257.1   332.3 
26  Trading assets 15  --   --   --   --   --   123.8   117.5   120.0   121.4   121.4   116.0   123.9 
27  Derivatives with a positive fair value 16  105.1   152.8   153.1   147.3   131.0   120.0   113.6   114.5   116.9   114.6   109.1   115.6 
28  Other trading assets  --   --   --   --   --   3.9   3.9   5.5   4.4   6.8   6.8   8.3 
29  Other assets 17  45.7   48.5   53.7   51.9   48.9   32.2   30.9   31.9   31.7   31.4   33.1   29.0 
30  Total assets 18  1,320.6   1,448.5   1,479.0   1,452.4   1,318.1   1,317.7   1,344.1   1,337.3   1,327.7   1,373.5   1,273.5   1,366.0 

H.8; Page 20
For use at 4:15 p.m. Eastern Time; October 16, 2009
Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars
Account 2008
Sep
2009
Mar
2009
Apr
2009
May
2009
Jun
2009
Jul
2009
Aug
2009
Sep
Week ending
Sep 16 Sep 23 Sep 30 Oct 7
Liabilities
31  Deposits  1,111.7   839.5   888.3   949.2   953.3   936.4   956.2   961.3   947.9   966.5   991.6   1,004.1 
32  Large time deposits  1,074.3   799.0   844.5   902.3   912.4   912.5   932.5   932.1   914.4   937.3   960.2   971.4 
33  Other deposits  37.3   40.5   43.8   46.9   40.9   23.9   23.7   29.2   33.4   29.2   31.4   32.7 
34  Borrowings  596.6   670.4   675.4   674.1   644.3   652.4   647.9   624.3   632.5   636.2   561.1   593.3 
35  Borrowings from banks in the U.S.  92.6   40.0   42.1   43.3   37.6   36.3   34.7   33.2   35.3   33.8   26.2   35.6 
36  Borrowings from others  504.0   630.4   633.3   630.7   606.8   616.1   613.3   591.1   597.2   602.4   534.8   557.8 
37  Trading liabilities 19  126.4   148.1   148.2   144.5   131.7   117.5   116.3   117.9   116.4   117.3   117.9   121.9 
38  Derivatives with a negative fair value 16  102.2   135.0   137.8   136.3   122.0   109.7   107.7   110.1   109.5   108.8   110.1   112.3 
39  Other trading liabilities  24.3   13.1   10.3   8.2   9.7   7.9   8.6   7.8   6.9   8.5   7.8   9.6 
40  Net due to related foreign offices  -562.1   -249.3   -272.7   -355.3   -451.8   -423.8   -409.8   -400.1   -402.4   -380.6   -432.8   -387.5 
41  Other liabilities 20  44.8   37.0   37.0   37.1   37.6   32.3   30.5   30.9   30.4   31.2   32.7   31.3 
42  Total liabilities 18  1,317.4   1,445.6   1,476.1   1,449.5   1,315.2   1,314.8   1,341.2   1,334.4   1,324.8   1,370.6   1,270.6   1,363.1 
43  Residual (assets less liabilities) 21  3.1   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9   2.9 
Memoranda
44  Net unrealized gains (losses) on available-for-sale securities 22  --   --   --   --   --   -22.5   -22.1   -21.4   -21.9   -21.5   -20.2   -20.0 
45  Securitized consumer loans 23  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
46  Securitized credit cards and other revolving plans  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
47  Other securitized consumer loans  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
48  Securitized real estate loans 23  --   --   --   --   --   0.0   0.0   0.0   0.0   0.0   0.0   0.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly data are Wednesday values; monthly data are pro rataaverages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. For example, if a large bank is acquired by a commercial bank, or if a large bank leaves the commercial bank universe, it is replaced with the bank next in line, typically the bank ranked number 26. If a nonbank converts to a commercial bank charter, or if a small bank becomes large in size, it is not considered for the large bank panel (regardless of size) until the data are benchmarked to the subsequent Call Report. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks, presented on pages 9 to 16, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated balances are removed from past data for the bank group that lost the assets, and added to past data for the bank group that acquired those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports or from the most recent weekly sample report, if available. A ratio procedure is used to adjust past levels.

2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.

6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC, or GNMA.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22. Includes all loans held in trading accounts under a fair value option.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.

11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

12. Fed funds are included in lines 19 and 23 by counterparty. Before July 1, 2009, most small domestically chartered banks reported only the total, which was distributed as 85 percent with banks (line 23) and 15 percent with nonbanks (line 19). Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).

13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

14. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

15. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.

16. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).

17. Excludes the due-from position with related foreign offices, which is included in line 39. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.

18. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.

19. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.

20. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.

21. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

22. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

23. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data” back to December 16, 2005, may also be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
Last update: October 16, 2009