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Release Date: November 22, 2019

Notes on the Data (billions of dollars)

Domestically chartered commercial banks acquired $6.5 billion in assets and liabilities of nonbank institutions in the week ending November 6, 2019. The major asset items affected were: commercial and industrial loans, $0.6; real estate loans, residential real estate loans, revolving home equity loans, $0.5; real estate loans, residential real estate loans, closed-end residential loans, $1.4; commercial real estate loans, secured by nonfarm nonresidential properties, $1.8; other assets including trading assets, $0.6; and other asset items, $1.6. The major liability items affected were: deposits, large time deposits, $1.1; deposits, other deposits, $4.5; and other liability items, $0.1. The residual (assets less liabilities) increased $0.8.

H.8; Page 1

November 22, 2019

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2014
2015
2016
2017
2018
2018
Q2
2018
Q3
2018
Q4
2019
Q1
2019
Q2
2019
Q3
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Assets
Bank credit  6.5   7.5   6.8   3.0   3.5   3.0   4.3   4.7   6.5   5.4   6.1   4.1   8.6   7.7   3.4 
Securities in bank credit 2  6.8   6.1   7.9   1.9   0.9   -2.5   4.4   4.5   8.7   9.1   11.4   7.4   17.0   22.0   4.8 
Treasury and agency securities 3  11.2   9.0   10.1   2.7   3.7   2.7   6.3   8.5   13.7   11.1   16.5   12.0   23.4   28.4   7.0 
Other securities  -2.3   -0.5   2.2   -0.5   -7.0   -17.1   -1.3   -7.6   -6.7   2.4   -5.7   -8.1   -5.0   -0.9   -3.4 
Loans and leases in bank credit 8  6.4   8.0   6.4   3.4   4.4   5.0   4.3   4.8   5.7   4.1   4.1   2.9   5.5   2.4   2.8 
10  Commercial and industrial loans  12.0   10.5   5.8   1.0   6.5   8.4   6.4   9.0   9.6   3.3   1.8   0.7   6.1   -5.1   -5.2 
11  Real estate loans  2.5   5.6   6.5   3.7   3.4   3.4   3.4   2.9   2.5   3.4   2.9   2.3   2.4   3.8   5.4 
12  Residential real estate loans  -0.7   1.3   3.2   1.5   2.0   1.8   2.3   1.4   1.5   2.5   2.0   2.4   0.1   0.6   4.0 
13  Revolving home equity loans  -4.0   -4.2   -6.2   -7.5   -8.3   -9.8   -8.8   -7.6   -8.1   -8.3   -8.8   -9.6   -7.2   -9.7   -14.2 
14  Closed-end residential loans 9  0.4   2.9   5.8   3.6   4.2   4.2   4.5   3.2   3.3   4.6   3.9   4.5   1.3   2.4   7.0 
15  Commercial real estate loans  6.8   11.1   10.3   6.1   4.9   5.1   4.6   4.4   3.6   4.2   3.7   2.2   4.9   7.0   6.8 
20  Consumer loans  4.6   6.2   7.0   4.2   4.0   3.6   3.4   4.2   4.4   6.4   5.6   5.7   5.9   2.6   3.8 
21  Credit cards and other revolving plans  2.8   5.7   6.4   5.0   4.2   3.6   4.0   3.6   3.3   5.2   3.7   3.7   4.5   -1.1   2.1 
22  Other consumer loans  6.9   6.7   7.7   3.1   3.9   3.6   2.8   4.8   5.7   7.9   7.7   7.8   7.5   7.1   5.7 
25  All other loans and leases  14.8   15.0   6.1   5.6   4.8   6.0   4.6   5.1   11.1   5.4   10.3   5.4   13.9   10.0   6.7 
28  LESS: Allowance for loan and lease losses  -12.4   -3.7   2.8   0.5   -0.6   0.7   -1.4   -1.4   2.5   1.4   0.7   1.1   2.1   1.1   4.3 
29  Cash assets 18  12.2   -7.9   -14.3   7.4   -19.3   -24.7   -21.5   -20.7   -29.0   -25.3   -18.8   -28.3   -11.8   -36.3   39.1 
30  Total federal funds sold and reverse RPs 19  6.5   -0.2   2.6   9.6   37.0   21.7   26.9   60.3   51.4   42.4   20.9   20.0   -12.4   15.5   -2.8 
31  Loans to commercial banks 20  -16.9   10.7   18.4   -3.0   11.5   58.5   24.2   -30.4   41.1   -106.8   -125.4   -184.6   77.9   43.9   -141.2 
32  Other assets including trading assets 21  2.3   -1.6   1.6   1.5   0.1   2.5   -6.4   0.6   -6.2   6.6   10.4   5.4   30.9   -28.3   -0.8 
33  Total assets  7.3   3.6   2.7   3.6   0.8   -0.3   0.7   3.0   3.0   3.7   4.6   1.7   7.7   0.9   5.9 
Liabilities
34  Deposits  6.4   5.0   4.4   4.6   2.7   2.5   3.2   3.7   4.7   6.0   4.9   2.1   4.0   8.1   10.5 
35  Large time deposits  5.7   0.5   -10.9   7.1   4.5   2.6   9.0   12.1   13.5   7.3   0.4   2.7   9.6   10.4   14.8 
36  Other deposits  6.5   5.8   7.2   4.2   2.5   2.5   2.3   2.4   3.2   5.7   5.7   2.0   3.1   7.7   9.8 
37  Borrowings  15.0   6.3   3.9   3.5   -5.3   -9.4   -12.2   -1.9   -2.9   -0.1   1.0   -4.2   11.3   -10.1   -12.7 
39  Other liabilities including trading liabilities 22  3.5   -5.7   -2.2   -9.1   6.1   0.3   -2.9   10.4   -11.2   20.5   17.3   -12.7   61.2   -19.5   10.9 
40  Total liabilities  7.6   3.2   2.6   3.6   0.7   -0.3   0.1   2.7   2.3   4.0   3.8   -2.8   8.9   0.7   6.8 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  12,889.2   13,341.6   13,396.6   13,465.5   13,511.7   13,608.9   13,695.5   13,734.9   13,749.4   13,757.4   13,773.0   13,795.7 
Securities in bank credit 2  3,429.0   3,608.8   3,622.3   3,651.3   3,673.7   3,725.8   3,792.8   3,803.1   3,807.6   3,805.6   3,814.4   3,841.1 
Treasury and agency securities 3  2,578.4   2,770.3   2,788.6   2,820.6   2,848.7   2,904.2   2,973.0   2,990.5   2,995.9   2,992.2   2,998.0   3,020.6 
Mortgage-backed securities (MBS) 4  1,827.9   1,958.6   1,965.6   1,986.3   1,995.4   2,011.2   2,045.0   2,065.4   2,069.5   2,065.3   2,078.5   2,093.1 
Non-MBS 5  750.5   811.6   822.9   834.3   853.3   893.0   928.0   925.1   926.4   926.9   919.4   927.5 
Other securities  850.6   838.5   833.7   830.7   825.0   821.6   819.8   812.7   811.7   813.4   816.4   820.5 
Mortgage-backed securities (MBS) 6  73.7   77.2   78.9   78.4   78.5   78.5   77.6   77.0   76.4   76.6   76.9   76.5 
Non-MBS 7  776.8   761.3   754.8   752.3   746.5   743.1   742.2   735.7   735.3   736.8   739.5   744.0 
Loans and leases in bank credit 8  9,460.1   9,732.8   9,774.3   9,814.2   9,838.0   9,883.1   9,902.6   9,931.8   9,941.8   9,951.8   9,958.6   9,954.6 
10  Commercial and industrial loans  2,237.4   2,342.7   2,345.4   2,351.0   2,352.3   2,364.2   2,354.1   2,343.8   2,342.7   2,348.4   2,352.4   2,345.4 
11  Real estate loans  4,402.3   4,475.6   4,493.5   4,505.6   4,514.3   4,523.5   4,537.6   4,558.2   4,563.3   4,566.5   4,568.5   4,565.3 
12  Residential real estate loans  2,226.6   2,252.1   2,256.8   2,263.9   2,268.5   2,268.6   2,269.7   2,277.2   2,280.4   2,282.4   2,280.8   2,275.0 
13  Revolving home equity loans  352.8   342.3   339.8   337.2   334.5   332.5   329.9   326.0   325.7   324.7   324.7   323.8 
14  Closed-end residential loans 9  1,873.8   1,909.8   1,917.0   1,926.7   1,933.9   1,936.1   1,939.8   1,951.3   1,954.6   1,957.7   1,956.0   1,951.2 
15  Commercial real estate loans  2,175.7   2,223.5   2,236.6   2,241.7   2,245.8   2,254.9   2,267.9   2,280.9   2,282.9   2,284.1   2,287.8   2,290.3 
16  Construction and land development loans 10  339.6   346.3   347.6   348.7   349.5   348.0   347.1   349.1   350.0   350.6   349.5   349.6 
17  Secured by farmland 11  101.7   103.6   103.9   103.7   101.9   101.8   101.7   101.9   101.9   101.9   102.0   102.1 
18  Secured by multifamily properties 12  354.9   364.9   370.9   372.1   374.3   377.7   381.2   384.4   384.9   385.7   385.3   386.0 
19  Secured by nonfarm nonresidential properties 13  1,379.5   1,408.7   1,414.2   1,417.3   1,420.1   1,427.3   1,438.0   1,445.4   1,446.1   1,445.9   1,451.0   1,452.6 
20  Consumer loans  1,487.8   1,528.6   1,536.9   1,543.7   1,551.1   1,558.7   1,562.1   1,572.9   1,575.3   1,578.5   1,578.0   1,578.8 
21  Credit cards and other revolving plans  801.9   818.7   822.0   824.6   827.2   830.3   829.4   836.7   838.6   841.0   839.1   839.2 
22  Other consumer loans  685.9   709.9   714.9   719.2   723.9   728.4   732.7   736.2   736.7   737.5   739.0   739.6 
23  Automobile loans 14  422.1   432.2   435.0   437.0   439.7   442.1   445.0   446.9   447.2   448.0   448.4   448.5 
24  All other consumer loans 15  263.8   277.6   279.9   282.1   284.2   286.3   287.6   289.3   289.6   289.5   290.6   291.1 
25  All other loans and leases  1,332.7   1,385.9   1,398.5   1,413.9   1,420.3   1,436.7   1,448.8   1,456.9   1,460.5   1,458.4   1,459.6   1,465.1 
26  Loans to nondepository financial institutions 16  484.2   519.8   532.1   538.3   543.6   556.4   563.8   564.8   565.8   563.0   563.8   568.1 
27  All loans not elsewhere classified 17  848.4   866.0   866.4   875.6   876.7   880.3   885.1   892.1   894.7   895.4   895.8   897.0 
28  LESS: Allowance for loan and lease losses  110.4   111.8   111.5   111.6   111.7   111.9   112.0   112.4   112.3   112.3   112.6   112.6 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  2,023.0   1,731.1   1,721.1   1,706.4   1,666.2   1,649.6   1,599.5   1,645.4   1,615.5   1,650.5   1,658.1   1,671.0 
30  Total federal funds sold and reverse RPs 19  574.4   751.5   765.2   802.0   815.4   807.0   817.4   815.5   821.4   763.0   810.4   793.0 
31  Loans to commercial banks 20  15.1   14.7   11.7   9.1   7.7   8.2   8.5   7.5   7.3   7.4   7.5   7.5 
32  Other assets including trading assets 21  1,437.5   1,453.1   1,442.8   1,475.0   1,481.5   1,519.6   1,483.6   1,481.5   1,488.4   1,469.3   1,471.4   1,475.2 
33  Total assets  16,828.8   17,180.2   17,225.9   17,346.4   17,370.7   17,481.5   17,492.5   17,572.4   17,569.6   17,535.4   17,607.7   17,629.7 
Liabilities
34  Deposits  12,312.1   12,649.7   12,707.7   12,796.2   12,818.4   12,861.2   12,947.5   13,060.1   13,085.9   13,040.6   13,108.6   13,160.2 
35  Large time deposits  1,694.2   1,804.0   1,788.2   1,771.7   1,775.7   1,789.8   1,805.3   1,827.1   1,830.7   1,825.0   1,830.9   1,844.5 
36  Other deposits  10,617.8   10,845.7   10,919.5   11,024.5   11,042.8   11,071.3   11,142.3   11,233.0   11,255.3   11,215.7   11,277.7   11,315.7 
37  Borrowings  1,971.6   1,990.9   1,989.6   1,998.6   1,991.6   2,010.4   1,993.2   1,970.7   1,961.3   1,981.0   1,981.4   1,973.6 
38  Net due to related foreign offices  67.5   4.6   -6.1   6.4   -38.0   -17.3   -68.6   -80.3   -99.3   -95.6   -123.0   -119.9 
39  Other liabilities including trading liabilities 22  608.0   600.1   603.9   625.2   618.4   649.9   638.9   642.2   651.1   637.4   665.5   637.3 
40  Total liabilities  14,959.2   15,245.3   15,295.2   15,426.3   15,390.4   15,504.1   15,511.1   15,592.6   15,599.0   15,563.4   15,632.5   15,651.1 
41  Residual (assets less liabilities) 23  1,869.6   1,934.9   1,930.8   1,920.1   1,980.2   1,977.3   1,981.4   1,979.8   1,970.6   1,972.0   1,975.2   1,978.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -49.1   -9.3   -3.1   9.1   12.8   24.2   20.7   19.8   17.7   17.1   18.3   16.4 
43  U.S. Treasury and agency securities, MBS 25  -41.2   -8.0   -3.8   6.2   9.1   17.1   14.9   14.0   12.4   12.2   13.3   12.0 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  12,893.1   13,319.0   13,381.7   13,467.0   13,503.1   13,589.1   13,681.7   13,736.1   13,728.6   13,775.3   13,801.3   13,819.4 
Securities in bank credit 2  3,426.5   3,607.6   3,621.3   3,646.8   3,665.2   3,718.6   3,782.6   3,798.6   3,801.8   3,811.5   3,824.1   3,855.7 
Treasury and agency securities 3  2,570.8   2,770.3   2,789.6   2,819.1   2,843.6   2,897.6   2,960.4   2,980.0   2,983.0   2,992.2   3,002.5   3,028.2 
Mortgage-backed securities (MBS) 4  1,825.6   1,958.3   1,967.6   1,991.5   1,997.5   2,009.9   2,040.7   2,061.3   2,064.4   2,069.5   2,080.0   2,092.8 
Non-MBS 5  745.2   812.0   822.0   827.6   846.2   887.7   919.6   918.7   918.6   922.6   922.5   935.3 
Other securities  855.8   837.3   831.7   827.8   821.6   821.0   822.2   818.7   818.8   819.3   821.6   827.5 
Mortgage-backed securities (MBS) 6  73.8   77.6   79.7   79.0   78.8   78.7   77.6   77.0   76.6   76.3   76.9   76.5 
Non-MBS 7  782.0   759.7   752.1   748.7   742.8   742.2   744.6   741.6   742.2   743.0   744.7   751.1 
Loans and leases in bank credit 8  9,466.6   9,711.4   9,760.4   9,820.1   9,837.9   9,870.5   9,899.1   9,937.5   9,926.9   9,963.9   9,977.2   9,963.7 
10  Commercial and industrial loans  2,230.7   2,359.6   2,358.5   2,359.3   2,346.7   2,347.9   2,339.5   2,335.9   2,331.3   2,338.9   2,345.4   2,340.8 
11  Real estate loans  4,411.4   4,459.8   4,486.9   4,506.5   4,522.0   4,531.8   4,544.6   4,567.6   4,566.4   4,576.5   4,588.5   4,578.2 
12  Residential real estate loans  2,234.4   2,239.1   2,251.0   2,263.7   2,274.1   2,277.5   2,276.2   2,285.1   2,281.6   2,290.7   2,299.2   2,285.2 
13  Revolving home equity loans  353.4   341.8   339.4   337.0   333.9   331.7   329.6   326.4   326.3   325.5   325.1   324.4 
14  Closed-end residential loans 9  1,881.0   1,897.3   1,911.6   1,926.6   1,940.1   1,945.9   1,946.6   1,958.7   1,955.3   1,965.3   1,974.1   1,960.8 
15  Commercial real estate loans  2,177.1   2,220.7   2,235.9   2,242.9   2,247.9   2,254.2   2,268.3   2,282.6   2,284.8   2,285.8   2,289.3   2,293.0 
16  Construction and land development loans 10  340.2   345.0   347.1   347.3   347.9   348.4   349.0   349.9   350.7   351.5   350.5   352.0 
17  Secured by farmland 11  102.0   103.3   103.8   103.8   102.1   102.1   102.0   102.2   102.2   102.0   102.1   102.0 
18  Secured by multifamily properties 12  355.6   364.9   370.3   371.9   374.7   377.1   381.0   385.3   385.9   386.7   386.7   387.2 
19  Secured by nonfarm nonresidential properties 13  1,379.3   1,407.5   1,414.6   1,419.9   1,423.2   1,426.7   1,436.3   1,445.1   1,446.0   1,445.6   1,450.0   1,451.8 
20  Consumer loans  1,490.2   1,511.7   1,523.5   1,537.6   1,545.0   1,558.4   1,566.2   1,575.6   1,575.8   1,586.9   1,582.0   1,585.6 
21  Credit cards and other revolving plans  800.1   805.2   811.3   819.9   821.4   828.5   829.5   834.8   834.7   844.8   839.2   842.3 
22  Other consumer loans  690.0   706.5   712.2   717.7   723.6   729.9   736.7   740.8   741.0   742.1   742.8   743.3 
23  Automobile loans 14  423.8   430.7   433.9   436.4   440.0   443.6   447.0   448.7   448.7   449.6   449.7   449.7 
24  All other consumer loans 15  266.2   275.8   278.3   281.3   283.6   286.3   289.7   292.1   292.3   292.5   293.1   293.6 
25  All other loans and leases  1,334.3   1,380.3   1,391.5   1,416.7   1,424.2   1,432.4   1,448.9   1,458.3   1,453.4   1,461.5   1,461.3   1,459.0 
26  Loans to nondepository financial institutions 16  488.6   517.3   527.1   537.2   546.2   555.0   565.4   569.7   566.3   570.8   572.8   570.6 
27  All loans not elsewhere classified 17  845.7   863.0   864.4   879.5   877.9   877.4   883.4   888.6   887.1   890.7   888.5   888.4 
28  LESS: Allowance for loan and lease losses  110.4   111.9   111.8   111.9   111.5   111.7   112.0   112.3   112.3   111.9   112.8   112.6 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  2,022.4   1,711.3   1,695.3   1,684.6   1,661.8   1,670.1   1,601.5   1,647.7   1,609.8   1,655.2   1,682.7   1,716.5 
30  Total federal funds sold and reverse RPs 19  561.5   748.4   762.8   802.3   791.9   807.5   802.1   792.5   784.7   748.2   800.0   792.3 
31  Loans to commercial banks 20  14.5   15.2   12.2   9.2   7.4   7.8   8.1   7.2   7.0   7.2   7.3   7.2 
32  Other assets including trading assets 21  1,439.2   1,440.6   1,444.0   1,480.9   1,481.1   1,524.3   1,491.6   1,485.0   1,478.2   1,469.5   1,476.7   1,489.3 
33  Total assets  16,820.3   17,122.7   17,184.3   17,332.1   17,333.9   17,487.1   17,473.1   17,556.1   17,496.0   17,543.4   17,655.2   17,712.0 
Liabilities
34  Deposits  12,295.4   12,670.1   12,656.5   12,759.9   12,791.3   12,848.1   12,931.0   13,043.4   12,978.1   13,042.3   13,130.2   13,205.6 
35  Large time deposits  1,674.5   1,820.1   1,805.5   1,783.3   1,778.2   1,791.1   1,795.9   1,807.6   1,808.7   1,806.8   1,810.2   1,817.3 
36  Other deposits  10,620.9   10,850.0   10,850.9   10,976.6   11,013.1   11,056.9   11,135.0   11,235.8   11,169.4   11,235.5   11,320.1   11,388.3 
37  Borrowings  1,962.2   1,967.0   2,008.8   2,000.8   1,997.9   2,000.2   1,979.0   1,959.9   1,966.0   1,962.5   1,986.0   1,976.8 
38  Net due to related foreign offices  75.4   -24.4   -17.6   -5.4   -39.8   -7.6   -75.3   -72.8   -67.0   -82.7   -108.8   -96.4 
39  Other liabilities including trading liabilities 22  615.6   587.6   602.4   624.0   613.5   657.0   653.3   652.2   643.6   647.4   681.3   657.6 
40  Total liabilities  14,948.6   15,200.3   15,250.1   15,379.2   15,362.9   15,497.6   15,487.9   15,582.6   15,520.7   15,569.4   15,688.7   15,743.7 
41  Residual (assets less liabilities) 23  1,871.7   1,922.4   1,934.1   1,952.9   1,971.0   1,989.5   1,985.2   1,973.5   1,975.3   1,974.0   1,966.5   1,968.4 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -49.1   -9.3   -3.1   9.1   12.8   24.2   20.7   19.8   17.7   17.1   18.3   16.4 
43  U.S. Treasury and agency securities, MBS 25  -41.2   -8.0   -3.8   6.2   9.1   17.1   14.9   14.0   12.4   12.2   13.3   12.0 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  11,904.6   12,313.0   12,358.3   12,429.0   12,478.4   12,562.9   12,647.2   12,698.9   12,713.0   12,722.7   12,742.4   12,768.6 
Securities in bank credit 2  3,166.7   3,330.7   3,337.8   3,371.6   3,396.6   3,437.3   3,503.3   3,527.2   3,532.2   3,535.4   3,548.5   3,578.2 
Treasury and agency securities 3  2,421.5   2,595.5   2,607.9   2,643.2   2,672.0   2,717.0   2,781.5   2,804.0   2,809.3   2,810.6   2,822.2   2,847.1 
Mortgage-backed securities (MBS) 4  1,804.5   1,932.0   1,936.7   1,958.6   1,967.1   1,978.0   2,009.7   2,027.7   2,031.6   2,028.1   2,041.4   2,056.3 
Non-MBS 5  617.0   663.5   671.3   684.6   704.8   739.0   771.8   776.2   777.8   782.5   780.7   790.8 
Other securities  745.2   735.2   729.9   728.4   724.7   720.3   721.8   723.2   722.9   724.8   726.3   731.1 
Mortgage-backed securities (MBS) 6  72.4   75.5   76.8   76.6   76.5   76.9   76.0   75.4   74.7   74.8   75.1   74.8 
Non-MBS 7  672.8   659.7   653.1   651.8   648.1   643.4   645.8   647.9   648.2   650.0   651.2   656.3 
Loans and leases in bank credit 8  8,737.9   8,982.3   9,020.4   9,057.4   9,081.8   9,125.6   9,143.9   9,171.7   9,180.8   9,187.3   9,193.9   9,190.3 
10  Commercial and industrial loans  1,858.1   1,942.6   1,946.2   1,954.5   1,964.1   1,975.3   1,970.5   1,963.6   1,963.2   1,964.7   1,966.3   1,962.1 
11  Real estate loans  4,321.6   4,393.6   4,411.6   4,421.8   4,431.0   4,442.3   4,455.7   4,472.8   4,476.6   4,481.5   4,484.3   4,480.9 
12  Residential real estate loans  2,225.3   2,250.7   2,255.4   2,262.4   2,266.8   2,266.7   2,268.0   2,275.5   2,278.6   2,280.8   2,279.1   2,273.4 
13  Revolving home equity loans  352.5   342.1   339.5   337.0   334.3   332.3   329.6   325.6   325.4   324.4   324.4   323.4 
14  Closed-end residential loans 9  1,872.8   1,908.6   1,915.8   1,925.4   1,932.5   1,934.4   1,938.4   1,949.9   1,953.2   1,956.4   1,954.7   1,950.0 
15  Commercial real estate loans  2,096.3   2,142.9   2,156.2   2,159.4   2,164.2   2,175.6   2,187.8   2,197.3   2,198.1   2,200.8   2,205.2   2,207.5 
16  Construction and land development loans 10  328.0   333.5   334.7   335.7   336.6   335.8   335.0   336.7   337.4   338.1   337.2   337.5 
17  Secured by farmland 11  101.6   103.5   103.8   103.5   101.7   101.7   101.5   101.7   101.8   101.7   101.8   101.9 
18  Secured by multifamily properties 12  348.5   356.9   362.5   363.6   365.8   369.4   372.7   375.4   376.1   376.4   376.5   376.2 
19  Secured by nonfarm nonresidential properties 13  1,318.1   1,349.1   1,355.2   1,356.6   1,360.1   1,368.7   1,378.6   1,383.5   1,382.8   1,384.6   1,389.7   1,392.0 
20  Consumer loans  1,484.7   1,525.3   1,533.6   1,540.4   1,547.9   1,555.4   1,558.5   1,569.2   1,571.6   1,574.9   1,574.4   1,575.2 
21  Credit cards and other revolving plans  801.9   818.7   822.0   824.6   827.2   830.3   829.4   836.7   838.6   841.0   839.1   839.2 
22  Other consumer loans  682.7   706.5   711.6   715.8   720.7   725.1   729.1   732.5   733.0   733.9   735.3   736.0 
23  Automobile loans 14  422.1   432.2   435.0   437.0   439.7   442.1   445.0   446.9   447.2   448.0   448.4   448.5 
24  All other consumer loans 15  260.7   274.3   276.6   278.8   281.0   283.0   284.0   285.6   285.8   285.9   286.9   287.4 
25  All other loans and leases  1,073.5   1,120.8   1,129.1   1,140.7   1,138.8   1,152.6   1,159.2   1,166.1   1,169.4   1,166.2   1,168.8   1,172.2 
26  Loans to nondepository financial institutions 16  376.7   410.4   417.4   420.7   424.6   436.2   443.5   445.9   446.7   444.4   446.5   449.2 
27  All loans not elsewhere classified 17  696.8   710.4   711.7   720.0   714.3   716.4   715.7   720.3   722.6   721.8   722.3   723.0 
28  LESS: Allowance for loan and lease losses  108.8   110.8   110.5   110.7   110.9   110.8   111.0   111.5   111.5   111.3   111.3   111.2 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  1,299.7   1,140.1   1,137.0   1,120.6   1,108.4   1,088.2   1,047.4   1,099.0   1,096.7   1,101.8   1,104.2   1,087.7 
30  Total federal funds sold and reverse RPs 19  225.5   348.5   351.9   363.6   360.1   337.3   333.2   365.0   359.1   328.5   349.9   327.5 
31  Loans to commercial banks 20  11.8   12.5   9.3   6.6   5.0   5.3   5.6   5.5   5.2   5.4   5.4   5.3 
32  Other assets including trading assets 21  1,307.9   1,328.6   1,322.4   1,343.9   1,353.2   1,380.7   1,345.1   1,342.2   1,348.0   1,330.3   1,342.1   1,351.5 
33  Total assets  14,640.7   15,032.0   15,068.4   15,153.0   15,194.2   15,263.7   15,267.5   15,399.1   15,410.6   15,377.4   15,432.6   15,429.3 
Liabilities
34  Deposits  11,301.6   11,643.0   11,703.2   11,781.4   11,824.5   11,853.1   11,936.3   12,019.1   12,035.9   12,001.6   12,054.9   12,092.6 
35  Large time deposits  976.3   1,077.7   1,068.8   1,045.5   1,057.7   1,065.1   1,082.9   1,079.8   1,079.0   1,070.2   1,072.2   1,076.1 
36  Other deposits  10,325.3   10,565.3   10,634.4   10,735.8   10,766.8   10,788.0   10,853.3   10,939.3   10,956.9   10,931.5   10,982.8   11,016.5 
37  Borrowings  1,127.5   1,126.6   1,121.5   1,115.8   1,108.1   1,093.6   1,096.8   1,090.5   1,089.2   1,095.9   1,085.1   1,078.3 
38  Net due to related foreign offices  -132.7   -162.8   -173.7   -178.0   -203.8   -163.0   -209.8   -191.8   -198.7   -188.3   -205.5   -214.5 
39  Other liabilities including trading liabilities 22  484.5   482.7   485.9   500.1   501.2   528.2   517.8   522.2   530.3   516.2   550.6   533.5 
40  Total liabilities  12,780.9   13,089.5   13,136.9   13,219.2   13,229.9   13,311.9   13,341.1   13,440.0   13,456.6   13,425.4   13,485.2   13,489.9 
41  Residual (assets less liabilities) 23  1,859.8   1,942.4   1,931.5   1,933.8   1,964.3   1,951.8   1,926.4   1,959.1   1,954.0   1,952.0   1,947.4   1,939.4 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -47.9   -10.2   -4.3   7.2   11.1   21.8   18.6   18.3   16.4   15.8   16.9   15.1 
43  U.S. Treasury and agency securities, MBS 25  -40.0   -8.8   -5.1   4.4   7.3   14.8   12.8   12.5   11.1   10.9   11.9   10.7 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  11,913.9   12,290.4   12,343.9   12,426.3   12,466.6   12,546.5   12,641.4   12,707.3   12,701.6   12,748.4   12,774.8   12,794.6 
Securities in bank credit 2  3,165.2   3,334.1   3,337.1   3,366.2   3,386.1   3,429.6   3,495.5   3,523.6   3,526.9   3,539.2   3,556.1   3,589.8 
Treasury and agency securities 3  2,415.9   2,599.3   2,607.7   2,640.5   2,664.9   2,709.9   2,770.4   2,795.8   2,798.9   2,810.9   2,825.5   2,853.3 
Mortgage-backed securities (MBS) 4  1,803.1   1,933.0   1,937.3   1,961.4   1,967.0   1,975.9   2,004.8   2,024.3   2,027.4   2,033.0   2,044.3   2,058.1 
Non-MBS 5  612.7   666.4   670.4   679.1   697.9   734.0   765.6   771.5   771.4   777.8   781.2   795.2 
Other securities  749.4   734.7   729.4   725.7   721.2   719.7   725.1   727.8   728.1   728.3   730.6   736.5 
Mortgage-backed securities (MBS) 6  72.4   75.8   77.7   77.3   76.8   76.9   75.8   75.3   74.8   74.5   75.1   74.7 
Non-MBS 7  677.0   658.9   651.7   648.4   644.4   642.8   649.3   652.5   653.2   653.8   655.5   661.8 
Loans and leases in bank credit 8  8,748.6   8,956.3   9,006.8   9,060.1   9,080.6   9,116.8   9,145.9   9,183.7   9,174.7   9,209.2   9,218.7   9,204.8 
10  Commercial and industrial loans  1,853.9   1,956.2   1,959.2   1,962.1   1,959.1   1,962.0   1,960.1   1,959.1   1,956.1   1,960.2   1,961.9   1,958.8 
11  Real estate loans  4,331.5   4,378.4   4,405.1   4,422.8   4,439.1   4,450.2   4,462.6   4,483.1   4,480.8   4,492.5   4,505.1   4,494.2 
12  Residential real estate loans  2,233.1   2,237.7   2,249.7   2,262.1   2,272.4   2,275.7   2,274.5   2,283.4   2,279.9   2,289.0   2,297.5   2,283.6 
13  Revolving home equity loans  353.0   341.6   339.2   336.8   333.7   331.4   329.3   326.1   326.0   325.1   324.7   324.0 
14  Closed-end residential loans 9  1,880.0   1,896.1   1,910.4   1,925.3   1,938.6   1,944.3   1,945.1   1,957.3   1,953.9   1,963.9   1,972.8   1,959.5 
15  Commercial real estate loans  2,098.4   2,140.7   2,155.4   2,160.7   2,166.7   2,174.5   2,188.2   2,199.8   2,201.0   2,203.5   2,207.5   2,210.6 
16  Construction and land development loans 10  329.0   331.9   334.3   334.8   335.6   336.1   336.9   338.0   338.8   339.5   338.5   340.0 
17  Secured by farmland 11  101.9   103.3   103.7   103.6   101.9   101.9   101.8   102.0   102.0   101.8   101.9   101.8 
18  Secured by multifamily properties 12  349.3   356.8   361.9   363.3   366.3   368.9   372.4   376.4   377.1   377.5   378.0   377.7 
19  Secured by nonfarm nonresidential properties 13  1,318.2   1,348.8   1,355.6   1,359.0   1,362.9   1,367.7   1,377.0   1,383.3   1,383.1   1,384.7   1,389.1   1,391.1 
20  Consumer loans  1,487.1   1,508.4   1,520.2   1,534.2   1,541.5   1,554.9   1,562.7   1,572.0   1,572.2   1,583.5   1,578.5   1,582.1 
21  Credit cards and other revolving plans  800.1   805.2   811.3   819.9   821.4   828.5   829.5   834.8   834.7   844.8   839.2   842.3 
22  Other consumer loans  687.0   703.3   708.9   714.3   720.1   726.4   733.2   737.3   737.5   738.7   739.3   739.8 
23  Automobile loans 14  423.8   430.7   433.9   436.4   440.0   443.6   447.0   448.7   448.7   449.6   449.7   449.7 
24  All other consumer loans 15  263.2   272.5   275.0   277.9   280.0   282.8   286.2   288.6   288.7   289.0   289.7   290.1 
25  All other loans and leases  1,076.2   1,113.3   1,122.4   1,141.0   1,140.9   1,149.7   1,160.5   1,169.4   1,165.6   1,173.0   1,173.2   1,169.7 
26  Loans to nondepository financial institutions 16  379.7   405.6   413.4   420.9   427.6   435.1   444.1   449.0   446.1   450.1   453.0   449.8 
27  All loans not elsewhere classified 17  696.4   707.7   709.0   720.1   713.3   714.6   716.4   720.4   719.5   722.9   720.3   719.9 
28  LESS: Allowance for loan and lease losses  108.7   110.6   110.6   110.8   110.5   110.7   111.0   111.3   111.2   110.9   111.7   111.6 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  1,293.1   1,136.6   1,109.2   1,103.6   1,100.8   1,096.6   1,062.7   1,096.4   1,060.5   1,093.2   1,115.6   1,130.0 
30  Total federal funds sold and reverse RPs 19  225.5   335.3   337.1   373.1   348.0   349.0   351.3   361.2   338.0   336.8   347.0   338.2 
31  Loans to commercial banks 20  11.5   12.4   9.6   6.6   5.0   5.3   5.5   5.4   5.1   5.3   5.3   5.2 
32  Other assets including trading assets 21  1,313.0   1,318.4   1,320.2   1,346.4   1,354.4   1,383.5   1,352.8   1,348.5   1,343.2   1,333.0   1,346.3   1,358.7 
33  Total assets  14,648.4   14,982.6   15,009.5   15,145.2   15,164.4   15,270.2   15,302.7   15,407.5   15,337.2   15,405.8   15,477.3   15,515.1 
Liabilities
34  Deposits  11,300.1   11,657.6   11,637.2   11,739.6   11,796.5   11,835.8   11,923.0   12,018.0   11,944.8   12,017.6   12,088.8   12,150.0 
35  Large time deposits  968.1   1,083.6   1,069.5   1,047.4   1,060.8   1,064.8   1,076.0   1,072.5   1,069.2   1,064.0   1,064.7   1,064.4 
36  Other deposits  10,331.9   10,574.0   10,567.8   10,692.3   10,735.7   10,771.0   10,847.0   10,945.6   10,875.6   10,953.6   11,024.1   11,085.6 
37  Borrowings  1,131.8   1,110.5   1,137.3   1,127.2   1,108.3   1,084.9   1,090.9   1,096.6   1,103.3   1,100.8   1,086.8   1,073.3 
38  Net due to related foreign offices  -140.2   -173.9   -174.3   -169.6   -196.5   -160.2   -213.4   -200.4   -198.4   -199.4   -214.8   -205.8 
39  Other liabilities including trading liabilities 22  493.9   469.3   478.5   500.0   499.5   534.7   531.5   533.7   525.3   528.0   565.2   544.4 
40  Total liabilities  12,785.5   13,063.4   13,078.7   13,197.2   13,207.8   13,295.2   13,332.0   13,448.0   13,375.0   13,447.0   13,526.0   13,561.9 
41  Residual (assets less liabilities) 23  1,862.9   1,919.2   1,930.7   1,947.9   1,956.5   1,975.0   1,970.7   1,959.4   1,962.1   1,958.8   1,951.3   1,953.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -47.9   -10.2   -4.3   7.2   11.1   21.8   18.6   18.3   16.4   15.8   16.9   15.1 
43  U.S. Treasury and agency securities, MBS 25  -40.0   -8.8   -5.1   4.4   7.3   14.8   12.8   12.5   11.1   10.9   11.9   10.7 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  7,422.8   7,750.4   7,772.0   7,823.7   7,853.8   7,921.2   7,986.5   8,015.9   8,023.7   8,035.2   8,044.7   8,067.4 
Securities in bank credit 2  2,249.9   2,396.7   2,405.0   2,438.1   2,457.5   2,502.0   2,562.0   2,578.0   2,581.0   2,585.1   2,594.5   2,624.9 
Treasury and agency securities 3  1,765.3   1,919.4   1,931.9   1,964.2   1,986.8   2,034.9   2,091.8   2,107.2   2,111.1   2,113.5   2,122.5   2,148.2 
Mortgage-backed securities (MBS) 4  1,320.0   1,431.0   1,434.2   1,452.0   1,455.0   1,465.0   1,491.5   1,504.6   1,506.6   1,504.8   1,515.1   1,528.3 
Non-MBS 5  445.3   488.5   497.6   512.2   531.8   569.9   600.3   602.6   604.5   608.7   607.4   619.9 
Other securities  484.6   477.2   473.1   473.9   470.6   467.1   470.2   470.8   469.9   471.5   472.0   476.7 
Mortgage-backed securities (MBS) 6  57.8   57.9   59.3   58.8   58.1   58.6   58.0   57.3   56.7   56.5   56.4   56.2 
Non-MBS 7  426.8   419.3   413.8   415.1   412.5   408.5   412.1   413.5   413.3   415.0   415.6   420.5 
Loans and leases in bank credit 8  5,172.8   5,353.7   5,367.0   5,385.6   5,396.3   5,419.2   5,424.5   5,438.0   5,442.7   5,450.1   5,450.1   5,442.4 
10  Commercial and industrial loans  1,224.9   1,284.8   1,286.1   1,289.9   1,295.2   1,304.8   1,298.6   1,288.8   1,287.6   1,289.3   1,291.7   1,287.3 
11  Real estate loans  2,108.6   2,109.2   2,112.2   2,111.9   2,113.7   2,110.1   2,114.4   2,123.1   2,123.9   2,129.0   2,126.7   2,120.0 
12  Residential real estate loans  1,410.8   1,406.2   1,406.7   1,409.7   1,412.0   1,406.8   1,404.9   1,409.7   1,410.9   1,414.1   1,411.9   1,404.8 
13  Revolving home equity loans  231.9   222.6   220.4   218.0   215.4   213.4   210.9   207.6   207.5   206.8   206.3   205.8 
14  Closed-end residential loans 9  1,178.9   1,183.6   1,186.4   1,191.7   1,196.6   1,193.4   1,193.9   1,202.1   1,203.4   1,207.4   1,205.5   1,199.1 
15  Commercial real estate loans  697.7   703.0   705.4   702.2   701.7   703.3   709.5   713.3   713.0   714.9   714.8   715.1 
16  Construction and land development loans 10  109.2   106.7   106.3   105.7   105.1   103.9   103.0   103.0   103.2   103.8   103.4   103.2 
17  Secured by farmland 11  8.3   8.1   8.1   8.1   8.2   8.0   7.8   7.8   7.8   7.8   7.8   7.7 
18  Secured by multifamily properties 12  149.9   150.7   152.2   152.2   152.9   154.8   156.3   157.9   158.4   159.0   158.4   157.8 
19  Secured by nonfarm nonresidential properties 13  430.4   437.4   438.8   436.2   435.4   436.7   442.5   444.6   443.7   444.3   445.2   446.3 
20  Consumer loans  1,048.2   1,134.8   1,141.7   1,147.1   1,151.9   1,159.0   1,162.1   1,172.2   1,174.4   1,178.1   1,178.1   1,178.9 
21  Credit cards and other revolving plans  591.2   661.5   664.7   667.8   669.4   673.4   673.4   681.1   682.9   686.1   685.4   685.9 
22  Other consumer loans  457.0   473.3   477.1   479.3   482.5   485.6   488.6   491.1   491.5   492.0   492.7   493.0 
23  Automobile loans 14  343.7   352.1   354.6   356.0   358.1   360.3   362.7   363.9   364.2   364.6   365.0   365.0 
24  All other consumer loans 15  113.3   121.2   122.5   123.3   124.4   125.4   125.9   127.2   127.3   127.4   127.6   127.9 
25  All other loans and leases  791.2   825.0   827.1   836.7   835.6   845.3   849.4   853.9   856.8   853.8   853.7   856.3 
26  Loans to nondepository financial institutions 16  320.4   346.9   350.8   352.8   354.7   363.8   369.0   369.9   371.3   369.0   369.0   371.6 
27  All loans not elsewhere classified 17  470.8   478.1   476.3   483.9   480.9   481.5   480.4   484.0   485.5   484.8   484.7   484.7 
28  LESS: Allowance for loan and lease losses  67.7   66.0   68.0   70.0   69.6   69.6   69.7   70.1   70.1   69.9   70.0   69.9 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  1,004.5   848.7   847.3   821.0   803.2   782.8   744.1   792.3   786.8   798.8   804.5   785.6 
30  Total federal funds sold and reverse RPs 19  190.3   312.6   313.4   329.0   322.8   301.9   290.4   313.3   308.6   283.2   296.2   275.8 
31  Loans to commercial banks 20  11.2   12.0   8.9   5.8   4.3   4.6   4.8   4.7   4.5   4.7   4.7   4.6 
32  Other assets including trading assets 21  982.4   984.9   976.4   994.1   999.2   1,024.2   984.3   978.2   985.8   963.8   976.1   983.4 
33  Total assets  9,543.4   9,842.5   9,850.0   9,903.7   9,913.7   9,965.1   9,940.6   10,034.3   10,039.4   10,015.8   10,056.1   10,046.9 
Liabilities
34  Deposits  7,312.9   7,538.1   7,565.2   7,615.2   7,636.1   7,652.3   7,710.8   7,762.8   7,769.0   7,740.6   7,793.4   7,827.5 
35  Large time deposits  515.2   579.7   562.7   535.3   542.4   549.9   566.8   562.4   560.9   553.3   554.0   557.4 
36  Other deposits  6,797.7   6,958.5   7,002.5   7,079.9   7,093.7   7,102.4   7,144.1   7,200.4   7,208.1   7,187.3   7,239.4   7,270.1 
37  Borrowings  779.6   784.2   783.3   778.2   773.7   757.1   764.8   765.9   766.6   775.5   755.8   748.7 
38  Net due to related foreign offices  -153.2   -190.6   -201.1   -203.8   -231.7   -187.7   -233.3   -222.3   -231.9   -220.6   -235.4   -243.4 
39  Other liabilities including trading liabilities 22  413.0   409.5   411.6   425.2   423.2   447.7   434.5   438.9   447.2   434.0   466.4   445.0 
40  Total liabilities  8,352.3   8,541.2   8,558.9   8,614.9   8,601.4   8,669.4   8,676.8   8,745.2   8,750.8   8,729.5   8,780.2   8,777.8 
41  Residual (assets less liabilities) 23  1,191.1   1,301.3   1,291.1   1,288.8   1,312.4   1,295.7   1,263.8   1,289.1   1,288.6   1,286.3   1,275.9   1,269.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -35.4   -7.5   -2.0   5.9   7.8   17.9   12.2   12.9   11.1   10.4   11.7   10.0 
43  U.S. Treasury and agency securities, MBS 25  -28.5   -5.7   -2.0   4.6   6.1   13.2   9.4   9.7   8.3   8.1   9.2   8.1 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  7,431.1   7,732.1   7,758.1   7,817.4   7,843.3   7,905.9   7,977.5   8,021.8   8,017.9   8,053.3   8,066.1   8,086.6 
Securities in bank credit 2  2,252.3   2,395.0   2,400.7   2,432.1   2,451.6   2,496.7   2,557.5   2,578.7   2,580.2   2,592.1   2,603.5   2,636.0 
Treasury and agency securities 3  1,764.8   1,918.0   1,928.3   1,960.0   1,983.0   2,030.2   2,085.0   2,104.7   2,106.5   2,118.5   2,128.5   2,155.6 
Mortgage-backed securities (MBS) 4  1,322.0   1,428.6   1,432.4   1,452.3   1,455.1   1,464.7   1,489.7   1,504.8   1,506.8   1,512.4   1,518.7   1,531.0 
Non-MBS 5  442.8   489.4   495.8   507.7   527.9   565.5   595.4   599.8   599.7   606.2   609.8   624.6 
Other securities  487.5   477.0   472.4   472.1   468.6   466.5   472.5   474.1   473.8   473.6   474.9   480.4 
Mortgage-backed securities (MBS) 6  57.9   58.3   59.9   59.5   58.4   58.5   57.9   57.4   56.9   56.4   56.5   56.2 
Non-MBS 7  429.6   418.7   412.5   412.6   410.2   408.1   414.6   416.7   416.8   417.2   418.4   424.3 
Loans and leases in bank credit 8  5,178.8   5,337.1   5,357.4   5,385.3   5,391.7   5,409.2   5,419.9   5,443.0   5,437.6   5,461.2   5,462.7   5,450.5 
10  Commercial and industrial loans  1,223.0   1,295.7   1,295.7   1,294.1   1,290.2   1,293.2   1,289.4   1,286.6   1,283.9   1,287.1   1,289.3   1,285.9 
11  Real estate loans  2,116.0   2,097.7   2,107.1   2,111.9   2,118.8   2,117.8   2,120.5   2,130.7   2,128.8   2,136.4   2,141.5   2,132.0 
12  Residential real estate loans  1,416.5   1,396.5   1,402.3   1,409.2   1,415.9   1,414.9   1,410.0   1,415.6   1,413.6   1,420.0   1,424.7   1,414.0 
13  Revolving home equity loans  232.3   222.4   220.2   217.9   215.0   212.8   210.8   207.9   207.8   207.2   206.6   206.3 
14  Closed-end residential loans 9  1,184.3   1,174.1   1,182.1   1,191.3   1,200.9   1,202.1   1,199.1   1,207.7   1,205.8   1,212.7   1,218.1   1,207.7 
15  Commercial real estate loans  699.5   701.2   704.7   702.7   702.9   702.9   710.5   715.1   715.3   716.4   716.8   718.0 
16  Construction and land development loans 10  109.6   106.2   106.4   105.4   104.6   104.1   104.1   103.7   103.8   104.4   104.1   104.2 
17  Secured by farmland 11  8.4   8.1   8.1   8.1   8.2   8.0   7.9   7.8   7.8   7.8   7.8   7.8 
18  Secured by multifamily properties 12  150.9   150.0   151.2   151.8   153.4   154.5   156.6   159.1   159.7   160.0   159.8   159.4 
19  Secured by nonfarm nonresidential properties 13  430.6   436.9   439.0   437.4   436.7   436.3   441.9   444.5   444.0   444.3   445.1   446.6 
20  Consumer loans  1,047.7   1,123.7   1,133.1   1,143.6   1,147.7   1,157.9   1,162.9   1,171.0   1,171.2   1,180.7   1,176.8   1,179.3 
21  Credit cards and other revolving plans  588.3   652.2   657.6   665.0   665.0   671.0   671.9   677.3   677.4   686.0   681.9   684.1 
22  Other consumer loans  459.4   471.5   475.5   478.6   482.7   487.0   491.0   493.8   493.9   494.7   495.0   495.2 
23  Automobile loans 14  345.1   350.9   353.6   355.5   358.4   361.4   364.2   365.4   365.4   366.1   366.2   366.1 
24  All other consumer loans 15  114.4   120.6   121.9   123.1   124.3   125.6   126.8   128.4   128.5   128.6   128.8   129.1 
25  All other loans and leases  792.1   820.0   821.5   835.7   835.0   840.2   847.2   854.7   853.7   857.1   855.0   853.3 
26  Loans to nondepository financial institutions 16  322.6   343.5   346.6   350.9   355.7   361.3   368.2   372.1   371.4   372.8   373.3   372.4 
27  All loans not elsewhere classified 17  469.4   476.4   474.9   484.8   479.3   478.9   479.0   482.6   482.3   484.3   481.7   480.9 
28  LESS: Allowance for loan and lease losses  67.8   65.4   67.7   70.0   69.7   69.8   69.9   70.2   70.1   69.9   70.4   70.3 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  996.0   849.8   833.6   813.3   800.9   790.5   757.4   788.1   758.1   787.2   805.3   812.3 
30  Total federal funds sold and reverse RPs 19  194.0   298.3   299.1   333.0   308.2   308.2   306.7   316.4   291.7   293.2   300.5   290.5 
31  Loans to commercial banks 20  10.9   11.9   9.1   5.8   4.3   4.6   4.8   4.6   4.4   4.6   4.7   4.5 
32  Other assets including trading assets 21  986.9   976.4   974.1   996.2   999.7   1,026.1   990.6   983.5   981.9   966.0   979.7   988.8 
33  Total assets  9,551.2   9,803.1   9,806.4   9,895.8   9,886.7   9,965.6   9,967.1   10,044.3   9,983.9   10,034.4   10,085.9   10,112.3 
Liabilities
34  Deposits  7,313.1   7,549.1   7,521.4   7,589.2   7,624.1   7,638.1   7,696.2   7,763.2   7,699.6   7,752.8   7,808.5   7,862.9 
35  Large time deposits  507.1   586.1   563.0   536.1   545.0   548.4   558.9   554.9   551.4   547.6   547.5   547.8 
36  Other deposits  6,806.0   6,963.1   6,958.4   7,053.1   7,079.1   7,089.7   7,137.3   7,208.3   7,148.3   7,205.2   7,261.0   7,315.1 
37  Borrowings  784.2   771.9   794.1   783.5   769.1   750.8   762.0   772.2   780.5   779.7   762.2   749.6 
38  Net due to related foreign offices  -160.2   -200.3   -201.8   -195.5   -223.7   -185.2   -237.6   -230.5   -230.8   -231.4   -244.5   -235.6 
39  Other liabilities including trading liabilities 22  421.3   398.9   405.6   425.5   422.0   453.3   446.0   449.0   442.5   444.0   477.9   452.5 
40  Total liabilities  8,358.5   8,519.7   8,519.3   8,602.7   8,591.6   8,657.0   8,666.7   8,754.0   8,691.8   8,745.1   8,804.1   8,829.5 
41  Residual (assets less liabilities) 23  1,192.7   1,283.4   1,287.1   1,293.0   1,295.1   1,308.6   1,300.4   1,290.3   1,292.1   1,289.3   1,281.8   1,282.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -35.4   -7.5   -2.0   5.9   7.8   17.9   12.2   12.9   11.1   10.4   11.7   10.0 
43  U.S. Treasury and agency securities, MBS 25  -28.5   -5.7   -2.0   4.6   6.1   13.2   9.4   9.7   8.3   8.1   9.2   8.1 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  4,481.8   4,562.7   4,586.2   4,605.3   4,624.6   4,641.7   4,660.7   4,683.0   4,689.3   4,687.6   4,697.7   4,701.2 
Securities in bank credit 2  916.8   934.1   932.9   933.5   939.2   935.3   941.3   949.2   951.2   950.3   954.0   953.3 
Treasury and agency securities 3  656.2   676.1   676.1   679.0   685.1   682.1   689.7   696.8   698.3   697.0   699.7   698.8 
Mortgage-backed securities (MBS) 4  484.5   501.0   502.4   506.6   512.1   513.0   518.2   523.1   525.0   523.3   526.3   527.9 
Non-MBS 5  171.7   175.1   173.6   172.4   173.0   169.1   171.5   173.7   173.3   173.8   173.3   170.9 
Other securities  260.6   258.0   256.8   254.5   254.0   253.2   251.6   252.5   253.0   253.3   254.3   254.5 
Mortgage-backed securities (MBS) 6  14.6   17.5   17.5   17.8   18.4   18.3   18.0   18.0   18.0   18.3   18.8   18.7 
Non-MBS 7  246.0   240.4   239.3   236.7   235.6   234.9   233.6   234.4   234.9   235.0   235.6   235.8 
Loans and leases in bank credit 8  3,565.1   3,628.6   3,653.4   3,671.8   3,685.5   3,706.4   3,719.3   3,733.8   3,738.1   3,737.2   3,743.7   3,747.9 
10  Commercial and industrial loans  633.3   657.9   660.1   664.6   668.9   670.5   671.8   674.9   675.6   675.4   674.6   674.7 
11  Real estate loans  2,213.0   2,284.4   2,299.4   2,309.9   2,317.3   2,332.2   2,341.3   2,349.7   2,352.7   2,352.5   2,357.6   2,361.0 
12  Residential real estate loans  814.5   844.4   848.6   852.7   854.8   859.9   863.1   865.7   867.7   866.6   867.3   868.6 
13  Revolving home equity loans  120.6   119.4   119.2   119.0   118.9   118.9   118.7   118.0   117.9   117.6   118.0   117.7 
14  Closed-end residential loans 9  693.9   725.0   729.5   733.7   735.9   741.0   744.4   747.7   749.7   749.0   749.2   750.9 
15  Commercial real estate loans  1,398.6   1,440.0   1,450.8   1,457.2   1,462.5   1,472.3   1,478.2   1,484.0   1,485.0   1,485.9   1,490.4   1,492.4 
16  Construction and land development loans 10  218.9   226.8   228.4   229.9   231.5   231.9   232.0   233.6   234.2   234.3   233.8   234.3 
17  Secured by farmland 11  93.3   95.3   95.6   95.4   93.5   93.7   93.7   94.0   94.0   93.9   94.1   94.1 
18  Secured by multifamily properties 12  198.7   206.1   210.3   211.4   212.8   214.6   216.4   217.5   217.7   217.5   218.0   218.4 
19  Secured by nonfarm nonresidential properties 13  887.7   911.7   916.4   920.5   924.7   932.0   936.1   938.8   939.1   940.3   944.5   945.6 
20  Consumer loans  436.5   390.5   391.9   393.3   396.0   396.4   396.4   397.0   397.2   396.8   396.3   396.3 
21  Credit cards and other revolving plans  210.8   157.2   157.4   156.8   157.8   156.9   156.0   155.6   155.7   154.9   153.6   153.3 
22  Other consumer loans  225.7   233.2   234.5   236.5   238.2   239.5   240.5   241.4   241.5   241.9   242.7   243.0 
23  Automobile loans 14  78.4   80.2   80.4   81.1   81.6   81.8   82.3   83.0   83.0   83.4   83.3   83.5 
24  All other consumer loans 15  147.3   153.1   154.1   155.5   156.6   157.6   158.1   158.4   158.5   158.6   159.3   159.5 
25  All other loans and leases  282.3   295.8   302.0   304.0   303.3   307.3   309.8   312.2   312.6   312.4   315.2   315.9 
26  Loans to nondepository financial institutions 16  56.2   63.5   66.6   67.9   69.9   72.4   74.5   76.0   75.4   75.4   77.5   77.6 
27  All loans not elsewhere classified 17  226.1   232.3   235.4   236.0   233.4   234.9   235.2   236.2   237.1   237.0   237.7   238.3 
28  LESS: Allowance for loan and lease losses  41.1   44.8   42.6   40.7   41.3   41.2   41.3   41.4   41.4   41.4   41.3   41.4 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  295.2   291.4   289.8   299.6   305.2   305.4   303.3   306.6   309.9   303.0   299.7   302.1 
30  Total federal funds sold and reverse RPs 19  35.2   35.9   38.5   34.5   37.3   35.4   42.7   51.8   50.5   45.3   53.7   51.6 
31  Loans to commercial banks 20  0.6   0.5   0.5   0.8   0.7   0.8   0.7   0.7   0.7   0.7   0.7   0.7 
32  Other assets including trading assets 21  325.6   343.8   346.0   349.8   353.9   356.5   360.8   364.0   362.2   366.5   366.0   368.1 
33  Total assets  5,097.3   5,189.4   5,218.4   5,249.2   5,280.4   5,298.6   5,327.0   5,364.8   5,371.2   5,361.6   5,376.5   5,382.4 
Liabilities
34  Deposits  3,988.7   4,104.9   4,138.0   4,166.2   4,188.4   4,200.8   4,225.4   4,256.3   4,266.9   4,261.1   4,261.5   4,265.1 
35  Large time deposits  461.1   498.1   506.1   510.3   515.3   515.2   516.2   517.4   518.1   516.9   518.1   518.8 
36  Other deposits  3,527.6   3,606.8   3,631.9   3,655.9   3,673.1   3,685.6   3,709.3   3,738.9   3,748.8   3,744.2   3,743.4   3,746.3 
37  Borrowings  347.9   342.3   338.3   337.6   334.4   336.5   332.1   324.7   322.6   320.3   329.4   329.6 
38  Net due to related foreign offices  20.5   27.8   27.4   25.8   27.8   24.7   23.5   30.5   33.2   32.3   29.9   28.9 
39  Other liabilities including trading liabilities 22  71.5   73.3   74.4   74.8   78.0   80.4   83.3   83.3   83.1   82.2   84.2   88.5 
40  Total liabilities  4,428.6   4,548.3   4,578.0   4,604.3   4,628.6   4,642.5   4,664.3   4,694.8   4,705.8   4,695.9   4,705.0   4,712.1 
41  Residual (assets less liabilities) 23  668.7   641.1   640.4   644.9   651.9   656.2   662.6   670.0   665.4   665.7   671.5   670.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.5   -2.6   -2.3   1.3   3.2   4.0   6.4   5.4   5.3   5.3   5.2   5.1 
43  U.S. Treasury and agency securities, MBS 25  -11.5   -3.1   -3.0   -0.2   1.3   1.6   3.4   2.8   2.7   2.8   2.7   2.6 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  4,482.8   4,558.3   4,585.9   4,609.0   4,623.3   4,640.6   4,663.9   4,685.5   4,683.8   4,695.0   4,708.7   4,708.0 
Securities in bank credit 2  912.9   939.1   936.5   934.1   934.5   932.9   938.0   944.9   946.7   947.1   952.7   953.8 
Treasury and agency securities 3  651.1   681.3   679.4   680.5   681.9   679.7   685.4   691.1   692.4   692.3   697.0   697.6 
Mortgage-backed securities (MBS) 4  481.1   504.4   504.9   509.0   511.9   511.2   515.2   519.5   520.7   520.7   525.6   527.0 
Non-MBS 5  169.9   176.9   174.6   171.5   170.0   168.5   170.2   171.7   171.7   171.7   171.4   170.6 
Other securities  261.8   257.8   257.0   253.6   252.6   253.2   252.6   253.7   254.3   254.7   255.7   256.1 
Mortgage-backed securities (MBS) 6  14.5   17.5   17.8   17.8   18.4   18.4   17.9   17.9   17.9   18.1   18.6   18.5 
Non-MBS 7  247.3   240.2   239.2   235.8   234.2   234.8   234.7   235.8   236.4   236.6   237.1   237.6 
Loans and leases in bank credit 8  3,569.9   3,619.2   3,649.4   3,674.8   3,688.8   3,707.7   3,725.9   3,740.6   3,737.1   3,748.0   3,756.0   3,754.3 
10  Commercial and industrial loans  630.9   660.6   663.4   668.0   668.9   668.7   670.7   672.5   672.3   673.1   672.5   672.8 
11  Real estate loans  2,215.4   2,280.7   2,298.0   2,310.9   2,320.2   2,332.4   2,342.1   2,352.4   2,352.0   2,356.2   2,363.5   2,362.3 
12  Residential real estate loans  816.5   841.2   847.3   852.9   856.4   860.8   864.5   867.7   866.3   869.1   872.8   869.6 
13  Revolving home equity loans  120.8   119.2   119.0   118.9   118.7   118.6   118.5   118.2   118.2   117.8   118.1   117.8 
14  Closed-end residential loans 9  695.7   722.0   728.3   734.0   737.7   742.2   746.0   749.6   748.1   751.2   754.7   751.8 
15  Commercial real estate loans  1,398.9   1,439.4   1,450.7   1,458.0   1,463.8   1,471.6   1,477.6   1,484.6   1,485.7   1,487.1   1,490.7   1,492.7 
16  Construction and land development loans 10  219.4   225.6   227.9   229.4   231.1   232.0   232.8   234.4   235.1   235.1   234.4   235.8 
17  Secured by farmland 11  93.5   95.2   95.6   95.5   93.7   93.9   94.0   94.2   94.2   94.0   94.1   94.1 
18  Secured by multifamily properties 12  198.4   206.8   210.6   211.5   212.9   214.4   215.8   217.3   217.4   217.5   218.2   218.4 
19  Secured by nonfarm nonresidential properties 13  887.6   911.8   916.6   921.6   926.2   931.4   935.1   938.8   939.1   940.4   944.0   944.5 
20  Consumer loans  439.4   384.7   387.1   390.6   393.8   397.0   399.8   401.0   401.0   402.8   401.7   402.8 
21  Credit cards and other revolving plans  211.8   152.9   153.7   154.9   156.4   157.6   157.6   157.5   157.4   158.8   157.3   158.2 
22  Other consumer loans  227.6   231.8   233.4   235.7   237.4   239.4   242.2   243.5   243.6   244.0   244.4   244.6 
23  Automobile loans 14  78.7   79.9   80.3   80.9   81.6   82.2   82.8   83.3   83.3   83.6   83.5   83.6 
24  All other consumer loans 15  148.8   151.9   153.1   154.7   155.8   157.2   159.5   160.2   160.3   160.4   160.9   161.0 
25  All other loans and leases  284.1   293.3   300.9   305.3   305.9   309.5   313.3   314.7   311.9   315.9   318.3   316.4 
26  Loans to nondepository financial institutions 16  57.1   62.0   66.8   70.0   71.9   73.8   75.8   76.9   74.7   77.3   79.7   77.4 
27  All loans not elsewhere classified 17  227.0   231.3   234.1   235.3   234.0   235.7   237.4   237.8   237.2   238.6   238.6   239.0 
28  LESS: Allowance for loan and lease losses  40.9   45.2   42.9   40.8   40.8   40.9   41.1   41.1   41.1   41.0   41.3   41.3 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  297.1   286.8   275.6   290.2   299.9   306.0   305.3   308.3   302.4   306.0   310.3   317.7 
30  Total federal funds sold and reverse RPs 19  31.4   37.0   38.0   40.1   39.7   40.8   44.6   44.8   46.3   43.6   46.4   47.7 
31  Loans to commercial banks 20  0.6   0.5   0.5   0.8   0.7   0.7   0.7   0.7   0.7   0.7   0.7   0.7 
32  Other assets including trading assets 21  326.2   342.0   346.1   350.2   354.8   357.4   362.2   365.0   361.3   367.1   366.6   369.9 
33  Total assets  5,097.2   5,179.4   5,203.1   5,249.4   5,277.6   5,304.7   5,335.6   5,363.2   5,353.3   5,371.4   5,391.4   5,402.8 
Liabilities
34  Deposits  3,987.0   4,108.4   4,115.9   4,150.4   4,172.3   4,197.6   4,226.8   4,254.8   4,245.1   4,264.8   4,280.3   4,287.1 
35  Large time deposits  461.1   497.5   506.4   511.3   515.8   516.4   517.2   517.5   517.8   516.4   517.2   516.5 
36  Other deposits  3,525.9   3,610.9   3,609.4   3,639.1   3,656.5   3,681.2   3,709.6   3,737.3   3,727.3   3,748.4   3,763.1   3,770.6 
37  Borrowings  347.6   338.6   343.2   343.7   339.2   334.1   329.0   324.4   322.8   321.1   324.6   323.6 
38  Net due to related foreign offices  20.0   26.3   27.5   26.0   27.2   25.0   24.1   30.1   32.5   32.0   29.7   29.8 
39  Other liabilities including trading liabilities 22  72.6   70.3   72.8   74.5   77.5   81.5   85.5   84.7   82.8   84.1   87.3   91.9 
40  Total liabilities  4,427.1   4,543.6   4,559.5   4,594.5   4,616.2   4,638.3   4,665.3   4,694.0   4,683.3   4,702.0   4,721.9   4,732.4 
41  Residual (assets less liabilities) 23  670.1   635.8   643.6   654.9   661.4   666.4   670.3   669.1   670.0   669.4   669.5   670.4 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -12.5   -2.6   -2.3   1.3   3.2   4.0   6.4   5.4   5.3   5.3   5.2   5.1 
43  U.S. Treasury and agency securities, MBS 25  -11.5   -3.1   -3.0   -0.2   1.3   1.6   3.4   2.8   2.7   2.8   2.7   2.6 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  984.5   1,028.6   1,038.3   1,036.5   1,033.2   1,046.0   1,048.3   1,036.0   1,036.4   1,034.7   1,030.6   1,027.1 
Securities in bank credit 2  262.3   278.1   284.4   279.7   277.0   288.5   289.5   275.9   275.3   270.2   265.9   262.9 
Treasury and agency securities 3  156.9   174.8   180.6   177.4   176.7   187.2   191.5   186.5   186.5   181.6   175.8   173.5 
Mortgage-backed securities (MBS) 4  23.4   26.6   29.0   27.7   28.3   33.1   35.3   37.6   37.9   37.2   37.1   36.8 
Non-MBS 5  133.5   148.1   151.7   149.7   148.4   154.0   156.2   148.8   148.6   144.4   138.7   136.7 
Other securities  105.4   103.3   103.8   102.3   100.3   101.4   98.0   89.5   88.8   88.6   90.1   89.4 
Mortgage-backed securities (MBS) 6  1.3   1.8   2.0   1.8   1.9   1.7   1.6   1.6   1.7   1.8   1.8   1.7 
Non-MBS 7  104.1   101.6   101.8   100.5   98.4   99.7   96.4   87.9   87.1   86.8   88.3   87.7 
Loans and leases in bank credit 8  722.2   750.5   753.9   756.8   756.2   757.5   758.7   760.0   761.0   764.5   764.7   764.2 
10  Commercial and industrial loans  379.3   400.1   399.3   396.5   388.2   388.9   383.6   380.1   379.5   383.7   386.1   383.4 
11  Real estate loans  80.7   82.0   81.9   83.8   83.3   81.2   81.9   85.4   86.6   85.0   84.2   84.3 
12  Residential real estate loans  1.3   1.4   1.4   1.5   1.7   1.9   1.7   1.7   1.8   1.7   1.6   1.6 
13  Revolving home equity loans  0.3   0.2   0.2   0.2   0.2   0.2   0.2   0.3   0.3   0.4   0.3   0.4 
14  Closed-end residential loans 9  1.0   1.2   1.2   1.3   1.5   1.7   1.5   1.4   1.4   1.3   1.3   1.2 
15  Commercial real estate loans  79.4   80.5   80.4   82.3   81.6   79.3   80.2   83.7   84.9   83.3   82.6   82.7 
16  Construction and land development loans 10  11.6   12.8   12.9   13.0   12.9   12.2   12.1   12.5   12.6   12.5   12.3   12.1 
17  Secured by farmland 11  0.1   0.1   0.1   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  6.3   8.0   8.4   8.4   8.5   8.3   8.6   9.0   8.8   9.3   8.8   9.8 
19  Secured by nonfarm nonresidential properties 13  61.4   59.6   59.1   60.6   60.0   58.6   59.4   62.0   63.3   61.3   61.3   60.7 
20  Consumer loans  3.1   3.3   3.3   3.3   3.2   3.3   3.6   3.7   3.7   3.6   3.6   3.6 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.1   3.3   3.3   3.3   3.2   3.3   3.6   3.7   3.7   3.6   3.6   3.6 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.1   3.3   3.3   3.3   3.2   3.3   3.6   3.7   3.7   3.6   3.6   3.6 
25  All other loans and leases  259.2   265.1   269.4   273.2   281.4   284.1   289.7   290.8   291.1   292.1   290.8   292.9 
26  Loans to nondepository financial institutions 16  107.6   109.5   114.8   117.6   119.0   120.3   120.3   119.0   119.1   118.6   117.3   118.9 
27  All loans not elsewhere classified 17  151.6   155.6   154.7   155.6   162.5   163.9   169.4   171.8   172.1   173.5   173.5   174.0 
28  LESS: Allowance for loan and lease losses  1.6   1.0   1.0   0.9   0.8   1.0   1.0   0.9   0.9   1.0   1.3   1.4 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  723.3   591.0   584.1   585.8   557.8   561.4   552.1   546.5   518.8   548.8   553.9   583.3 
30  Total federal funds sold and reverse RPs 19  348.9   403.0   413.3   438.5   455.3   469.7   484.2   450.5   462.3   434.5   460.5   465.5 
31  Loans to commercial banks 20  3.3   2.2   2.4   2.5   2.7   2.9   2.9   2.0   2.0   2.0   2.1   2.2 
32  Other assets including trading assets 21  129.6   124.5   120.4   131.1   128.3   138.9   138.6   139.3   140.4   139.0   129.4   123.6 
33  Total assets  2,188.1   2,148.2   2,157.5   2,193.5   2,176.5   2,217.8   2,225.0   2,173.3   2,159.0   2,158.0   2,175.2   2,200.4 
Liabilities
34  Deposits  1,010.4   1,006.7   1,004.5   1,014.8   994.0   1,008.1   1,011.3   1,041.0   1,050.0   1,039.0   1,053.7   1,067.5 
35  Large time deposits  718.0   726.2   719.4   726.1   718.0   724.7   722.3   747.3   751.6   754.8   758.7   768.3 
36  Other deposits  292.5   280.4   285.1   288.7   276.0   283.3   288.9   293.7   298.4   284.2   295.0   299.2 
37  Borrowings  844.1   864.3   868.0   882.8   883.5   916.9   896.4   880.1   872.1   885.1   896.3   895.2 
38  Net due to related foreign offices  200.2   167.4   167.6   184.4   165.8   145.6   141.2   111.5   99.5   92.7   82.5   94.6 
39  Other liabilities including trading liabilities 22  123.5   117.4   118.0   125.1   117.2   121.7   121.1   120.0   120.8   121.2   114.9   103.8 
40  Total liabilities  2,178.2   2,155.8   2,158.2   2,207.1   2,160.5   2,192.3   2,170.0   2,152.6   2,142.4   2,138.0   2,147.4   2,161.2 
41  Residual (assets less liabilities) 23  9.8   -7.5   -0.7   -13.7   16.0   25.5   55.0   20.8   16.6   20.0   27.8   39.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -1.2   0.9   1.2   1.9   1.7   2.3   2.1   1.5   1.4   1.4   1.4   1.3 
43  U.S. Treasury and agency securities, MBS 25  -1.2   0.9   1.2   1.9   1.7   2.3   2.1   1.5   1.4   1.4   1.4   1.3 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets
Bank credit  979.3   1,028.6   1,037.7   1,040.7   1,036.5   1,042.6   1,040.3   1,028.8   1,027.0   1,027.0   1,026.5   1,024.8 
Securities in bank credit 2  261.3   273.5   284.2   280.6   279.2   288.9   287.0   275.0   274.9   272.3   267.9   265.9 
Treasury and agency securities 3  154.9   171.0   181.9   178.6   178.8   187.7   189.9   184.2   184.2   181.3   177.0   174.9 
Mortgage-backed securities (MBS) 4  22.4   25.3   30.3   30.1   30.5   34.0   35.9   37.0   36.9   36.5   35.7   34.7 
Non-MBS 5  132.4   145.7   151.6   148.5   148.3   153.7   154.0   147.2   147.2   144.8   141.3   140.2 
Other securities  106.4   102.5   102.3   102.0   100.4   101.2   97.1   90.8   90.7   91.0   91.0   91.0 
Mortgage-backed securities (MBS) 6  1.4   1.8   2.0   1.8   2.0   1.8   1.8   1.7   1.8   1.8   1.7   1.7 
Non-MBS 7  105.0   100.7   100.3   100.3   98.4   99.4   95.3   89.1   89.0   89.2   89.2   89.3 
Loans and leases in bank credit 8  717.9   755.1   753.5   760.0   757.3   753.7   753.2   753.8   752.1   754.7   758.5   758.9 
10  Commercial and industrial loans  376.7   403.4   399.3   397.2   387.6   386.0   379.4   376.8   375.2   378.7   383.5   382.1 
11  Real estate loans  80.0   81.4   81.8   83.8   82.9   81.5   82.0   84.5   85.5   84.0   83.5   84.0 
12  Residential real estate loans  1.3   1.4   1.3   1.5   1.7   1.8   1.8   1.7   1.7   1.7   1.7   1.6 
13  Revolving home equity loans  0.3   0.2   0.2   0.2   0.2   0.3   0.3   0.4   0.4   0.4   0.4   0.4 
14  Closed-end residential loans 9  1.0   1.2   1.1   1.3   1.5   1.6   1.5   1.4   1.4   1.3   1.3   1.2 
15  Commercial real estate loans  78.7   80.0   80.5   82.2   81.2   79.7   80.2   82.8   83.8   82.3   81.8   82.4 
16  Construction and land development loans 10  11.2   13.1   12.8   12.5   12.3   12.4   12.1   11.9   11.9   12.0   12.0   12.0 
17  Secured by farmland 11  0.1   0.1   0.1   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  6.2   8.1   8.5   8.6   8.4   8.2   8.6   8.9   8.8   9.2   8.7   9.5 
19  Secured by nonfarm nonresidential properties 13  61.2   58.7   59.0   60.9   60.3   59.0   59.3   61.7   62.9   60.9   60.9   60.7 
20  Consumer loans  3.0   3.3   3.3   3.4   3.5   3.5   3.5   3.5   3.6   3.5   3.5   3.5 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.0   3.3   3.3   3.4   3.5   3.5   3.5   3.5   3.6   3.5   3.5   3.5 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.0   3.3   3.3   3.4   3.5   3.5   3.5   3.5   3.6   3.5   3.5   3.5 
25  All other loans and leases  258.2   267.0   269.1   275.7   283.3   282.7   288.4   288.9   287.8   288.5   288.0   289.3 
26  Loans to nondepository financial institutions 16  108.9   111.7   113.6   116.3   118.7   119.9   121.4   120.7   120.2   120.7   119.9   120.9 
27  All loans not elsewhere classified 17  149.3   155.3   155.5   159.3   164.6   162.7   167.0   168.3   167.6   167.8   168.2   168.5 
28  LESS: Allowance for loan and lease losses  1.7   1.2   1.1   1.1   1.0   1.0   1.0   1.0   1.0   1.1   1.1   1.0 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2018
Oct
2019
Apr
2019
May
2019
Jun
2019
Jul
2019
Aug
2019
Sep
2019
Oct
Week ending
Oct 23 Oct 30 Nov 6 Nov 13
Assets (continued)
29  Cash assets 18  729.2   574.7   586.1   581.1   561.0   573.5   538.8   551.3   549.3   562.0   567.0   586.5 
30  Total federal funds sold and reverse RPs 19  336.0   413.0   425.7   429.2   443.9   458.5   450.8   431.3   446.7   411.4   453.0   454.1 
31  Loans to commercial banks 20  3.0   2.7   2.6   2.6   2.4   2.5   2.6   1.8   1.9   1.9   2.0   2.0 
32  Other assets including trading assets 21  126.2   122.3   123.8   134.5   126.6   140.8   138.9   136.5   135.1   136.5   130.4   130.6 
33  Total assets  2,171.9   2,140.1   2,174.8   2,186.9   2,169.5   2,216.9   2,170.4   2,148.6   2,158.9   2,137.6   2,177.9   2,196.9 
Liabilities
34  Deposits  995.3   1,012.5   1,019.2   1,020.2   994.8   1,012.3   1,008.0   1,025.4   1,033.3   1,024.8   1,041.4   1,055.6 
35  Large time deposits  706.4   736.5   736.1   735.9   717.4   726.4   719.9   735.1   739.5   742.8   745.4   752.9 
36  Other deposits  289.0   276.0   283.2   284.3   277.4   285.9   288.1   290.2   293.8   281.9   296.0   302.7 
37  Borrowings  830.4   856.5   871.5   873.6   889.5   915.2   888.0   863.2   862.7   861.7   899.2   903.6 
38  Net due to related foreign offices  215.6   149.6   156.7   164.1   156.7   152.6   138.1   127.5   131.3   116.7   106.0   109.4 
39  Other liabilities including trading liabilities 22  121.7   118.4   124.0   124.0   114.0   122.3   121.8   118.4   118.3   119.3   116.1   113.2 
40  Total liabilities  2,163.0   2,136.9   2,171.4   2,182.0   2,155.1   2,202.4   2,155.9   2,134.6   2,145.7   2,122.4   2,162.7   2,181.7 
41  Residual (assets less liabilities) 23  8.9   3.2   3.4   5.0   14.4   14.5   14.5   14.0   13.2   15.2   15.2   15.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -1.2   0.9   1.2   1.9   1.7   2.3   2.1   1.5   1.4   1.4   1.4   1.3 
43  U.S. Treasury and agency securities, MBS 25  -1.2   0.9   1.2   1.9   1.7   2.3   2.1   1.5   1.4   1.4   1.4   1.3 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: November 22, 2019