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Release Date: February 21, 2020
H.8; Page 1

February 21, 2020

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2015
2016
2017
2018
2019
2018
Q3
2018
Q4
2019
Q1
2019
Q2
2019
Q3
2019
Q4
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Assets
Bank credit  7.6   6.8   3.0   3.5   5.9   4.2   4.6   6.7   5.5   6.1   5.0   2.9   6.2   0.5   0.0 
Securities in bank credit 2  6.1   7.9   1.8   0.8   10.3   4.1   3.9   9.3   9.6   11.1   9.5   3.8   12.0   -4.9   -0.7 
Treasury and agency securities 3  9.0   10.1   2.7   3.6   14.2   5.9   7.6   14.5   11.8   16.0   11.8   5.3   12.8   -7.3   0.1 
Other securities  -0.5   2.3   -0.5   -7.0   -2.2   -1.3   -7.2   -6.9   2.1   -5.3   1.4   -2.1   9.1   3.8   -3.5 
Loans and leases in bank credit 8  8.2   6.4   3.4   4.5   4.4   4.3   4.8   5.7   4.0   4.2   3.3   2.6   4.0   2.5   0.2 
10  Commercial and industrial loans  10.5   5.8   1.0   6.5   3.5   6.3   9.3   10.0   2.5   3.1   -1.5   -4.5   2.5   -4.4   -2.6 
11  Real estate loans  5.9   6.5   3.7   3.5   3.3   3.6   2.7   2.5   3.5   3.1   4.0   4.4   4.4   3.5   1.1 
12  Residential real estate loans  1.3   3.3   1.5   2.0   2.2   2.4   1.4   1.5   2.6   2.3   2.3   3.6   3.1   1.2   -1.9 
13  Revolving home equity loans  -4.2   -6.2   -7.5   -8.3   -8.9   -9.1   -7.1   -8.1   -8.5   -9.4   -10.7   -12.0   -10.7   -11.9   -9.0 
14  Closed-end residential loans 9  2.9   5.8   3.6   4.2   4.3   4.7   3.0   3.3   4.7   4.3   4.6   6.3   5.4   3.3   -0.7 
15  Commercial real estate loans  11.9   10.3   6.1   5.0   4.5   4.8   4.1   3.6   4.3   3.9   5.8   5.2   5.7   5.9   4.1 
20  Consumer loans  6.2   7.0   4.2   4.1   5.2   3.3   4.4   4.4   6.3   5.4   4.1   4.4   1.6   6.5   5.6 
21  Credit cards and other revolving plans  5.7   6.4   5.1   4.2   3.4   3.7   4.1   3.4   4.7   3.4   1.9   3.0   -2.9   6.3   4.7 
22  Other consumer loans  6.7   7.7   3.1   3.9   7.2   2.8   4.7   5.7   8.0   7.8   6.7   6.0   6.7   6.6   6.8 
25  All other loans and leases  15.1   6.1   5.6   4.8   8.5   4.4   4.9   10.5   6.1   8.5   7.8   6.2   7.4   6.3   -3.8 
28  LESS: Allowance for loan and lease losses  -3.7   2.8   0.5   -0.6   1.3   -1.1   -2.2   2.9   1.8   0.7   -0.4   3.2   1.1   -16.0   11.9 
29  Cash assets 18  -8.0   -14.3   7.3   -19.3   -12.9   -21.1   -22.4   -28.4   -24.8   -16.3   16.6   32.0   24.5   72.7   -7.6 
30  Total federal funds sold and reverse RPs 19  -0.2   2.7   9.8   37.2   26.4   26.1   64.2   50.0   40.0   21.9   -12.6   8.6   -53.3   -69.6   22.1 
31  Loans to commercial banks 20  10.6   18.3   -2.2   11.3   -48.0   24.3   -22.9   37.8   -108.6   -128.8   -15.0   -117.1   48.6   46.8   -165.0 
32  Other assets including trading assets 21  -1.6   1.6   1.5   0.1   1.9   -6.4   0.7   -6.3   6.6   10.4   -2.8   -0.6   -2.5   6.4   25.0 
33  Total assets  3.7   2.7   3.6   0.8   4.1   0.7   2.8   3.2   3.7   4.9   4.6   5.5   4.5   4.8   2.1 
Liabilities
34  Deposits  5.0   4.4   4.5   2.7   6.2   3.3   3.3   4.7   6.1   5.4   8.0   9.1   10.7   2.5   5.7 
35  Large time deposits  0.5   -10.9   7.1   4.5   8.9   9.0   11.1   13.9   7.3   2.1   11.4   12.4   13.6   8.5   -8.6 
36  Other deposits  5.8   7.2   4.2   2.4   5.7   2.4   2.1   3.3   5.9   5.9   7.4   8.5   10.3   1.5   8.0 
37  Borrowings  6.3   3.9   3.5   -5.2   -1.2   -13.5   -0.7   -3.0   -0.4   1.4   -3.1   -6.8   0.1   -0.9   -19.4 
39  Other liabilities including trading liabilities 22  -5.7   -2.2   -9.1   6.1   8.8   -3.6   9.7   -10.7   21.0   17.6   7.1   10.6   5.2   6.7   46.4 
40  Total liabilities  3.2   2.6   3.6   0.7   4.0   0.0   2.6   2.4   4.0   4.3   5.2   6.5   5.6   4.2   1.0 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  13,157.9   13,520.6   13,610.6   13,695.6   13,729.6   13,808.7   13,838.4   13,848.3   13,859.6   13,874.3   13,897.4   13,870.0 
Securities in bank credit 2  3,532.9   3,682.2   3,726.4   3,788.7   3,795.7   3,834.0   3,821.8   3,821.5   3,826.9   3,838.4   3,847.9   3,825.3 
Treasury and agency securities 3  2,703.1   2,857.6   2,904.6   2,967.9   2,981.1   3,013.1   2,998.2   2,999.8   3,009.4   3,019.5   3,022.3   2,994.8 
Mortgage-backed securities (MBS) 4  1,906.1   2,000.0   2,011.3   2,041.6   2,060.5   2,087.0   2,073.7   2,099.1   2,111.9   2,121.8   2,127.7   2,106.2 
Non-MBS 5  797.0   857.6   893.3   926.3   920.6   926.1   924.4   900.6   897.5   897.8   894.6   888.6 
Other securities  829.9   824.6   821.8   820.8   814.6   820.9   823.7   821.7   817.5   818.8   825.6   830.4 
Mortgage-backed securities (MBS) 6  74.3   78.1   78.2   77.3   76.7   76.5   76.7   76.6   76.5   76.3   79.1   79.4 
Non-MBS 7  755.6   746.6   743.6   743.5   737.9   744.4   746.9   745.1   741.0   742.5   746.5   751.1 
Loans and leases in bank credit 8  9,625.0   9,838.4   9,884.2   9,906.9   9,934.0   9,974.7   10,016.5   10,026.8   10,032.8   10,036.0   10,049.5   10,044.8 
10  Commercial and industrial loans  2,320.3   2,357.3   2,370.3   2,362.6   2,353.8   2,359.4   2,351.7   2,347.5   2,349.7   2,349.1   2,351.0   2,349.6 
11  Real estate loans  4,430.8   4,514.9   4,527.0   4,541.0   4,557.9   4,578.7   4,611.4   4,622.5   4,623.3   4,630.0   4,636.0   4,631.0 
12  Residential real estate loans  2,234.5   2,268.5   2,270.3   2,272.0   2,278.9   2,286.5   2,294.8   2,293.9   2,294.1   2,297.4   2,297.7   2,291.0 
13  Revolving home equity loans  349.4   334.2   331.9   329.2   325.9   323.5   320.6   318.2   318.0   317.4   316.9   316.1 
14  Closed-end residential loans 9  1,885.1   1,934.3   1,938.4   1,942.7   1,952.9   1,963.0   1,974.2   1,975.7   1,976.1   1,980.0   1,980.8   1,974.9 
15  Commercial real estate loans  2,196.3   2,246.4   2,256.7   2,269.1   2,279.0   2,292.2   2,316.7   2,328.6   2,329.2   2,332.6   2,338.3   2,340.1 
16  Construction and land development loans 10  342.8   347.9   348.7   349.3   349.7   349.3   349.4   351.2   351.4   351.6   351.8   351.9 
17  Secured by farmland 11  102.5   101.9   102.1   102.2   102.5   102.7   102.7   102.7   102.6   102.9   103.1   102.9 
18  Secured by multifamily properties 12  358.2   374.3   377.0   379.8   382.2   384.5   395.8   399.4   399.7   400.5   402.7   402.7 
19  Secured by nonfarm nonresidential properties 13  1,392.7   1,422.4   1,428.9   1,437.7   1,444.5   1,455.7   1,468.8   1,475.3   1,475.5   1,477.7   1,480.7   1,482.6 
20  Consumer loans  1,504.9   1,550.3   1,557.3   1,562.8   1,574.4   1,579.3   1,588.1   1,595.6   1,596.8   1,598.4   1,598.5   1,599.8 
21  Credit cards and other revolving plans  807.9   826.0   828.6   829.7   837.6   838.0   842.4   845.7   846.7   847.3   846.7   847.6 
22  Other consumer loans  697.0   724.2   728.7   733.1   736.8   741.3   745.7   750.0   750.2   751.1   751.8   752.2 
23  Automobile loans 14  425.2   439.5   441.8   444.3   446.5   449.2   450.8   453.4   453.6   454.3   454.8   454.9 
24  All other consumer loans 15  271.8   284.8   286.9   288.7   290.3   292.1   294.9   296.6   296.6   296.8   297.0   297.3 
25  All other loans and leases  1,368.9   1,415.9   1,429.6   1,440.4   1,448.0   1,457.2   1,465.3   1,461.2   1,463.0   1,458.5   1,464.1   1,464.4 
26  Loans to nondepository financial institutions 16  507.2   541.2   552.2   559.1   561.4   568.0   575.4   574.8   575.1   575.1   578.4   579.4 
27  All loans not elsewhere classified 17  861.8   874.7   877.4   881.4   886.5   889.2   889.9   886.4   887.8   883.4   885.7   884.9 
28  LESS: Allowance for loan and lease losses  111.0   111.8   111.9   112.0   112.2   112.3   111.0   112.2   111.8   112.5   112.7   112.7 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  1,865.0   1,673.0   1,659.0   1,618.5   1,655.6   1,687.0   1,789.4   1,778.3   1,769.5   1,772.5   1,747.9   1,768.3 
30  Total federal funds sold and reverse RPs 19  681.7   807.5   808.1   820.3   826.2   789.5   743.7   757.4   730.8   771.5   794.6   767.2 
31  Loans to commercial banks 20  16.1   7.6   8.1   8.2   7.4   7.7   8.0   6.9   6.8   7.0   7.2   7.2 
32  Other assets including trading assets 21  1,381.5   1,481.3   1,518.6   1,484.2   1,482.3   1,479.7   1,488.8   1,520.3   1,507.9   1,523.4   1,516.8   1,534.3 
33  Total assets  16,991.2   17,378.3   17,492.5   17,514.8   17,588.8   17,660.3   17,757.2   17,799.0   17,762.8   17,836.1   17,851.2   17,834.4 
Liabilities
34  Deposits  12,468.5   12,831.3   12,875.7   12,962.0   13,059.7   13,181.9   13,226.7   13,296.8   13,311.0   13,299.3   13,338.0   13,351.5 
35  Large time deposits  1,728.0   1,782.0   1,796.5   1,810.6   1,829.0   1,851.0   1,865.8   1,853.4   1,847.4   1,849.9   1,843.8   1,856.6 
36  Other deposits  10,740.5   11,049.3   11,079.3   11,151.4   11,230.7   11,330.9   11,360.8   11,443.4   11,463.7   11,449.3   11,494.3   11,494.9 
37  Borrowings  1,964.6   1,998.3   2,006.5   1,996.9   1,984.2   1,984.4   1,988.6   1,957.9   1,957.1   1,957.0   1,963.4   1,972.8 
38  Net due to related foreign offices  81.7   -40.4   -16.6   -59.8   -70.6   -117.0   -91.7   -133.3   -165.9   -109.1   -140.9   -187.7 
39  Other liabilities including trading liabilities 22  565.4   621.6   649.6   638.9   642.1   644.9   648.6   673.9   664.7   681.3   690.2   683.6 
40  Total liabilities  15,080.2   15,410.9   15,515.2   15,538.0   15,615.4   15,694.3   15,772.2   15,795.4   15,766.9   15,828.4   15,850.7   15,820.2 
41  Residual (assets less liabilities) 23  1,911.0   1,967.4   1,977.3   1,976.8   1,973.4   1,966.0   1,985.0   2,003.6   1,996.0   2,007.7   2,000.4   2,014.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -26.7   12.8   24.3   20.8   19.9   18.3   16.3   24.1   23.8   29.6   29.8   31.0 
43  U.S. Treasury and agency securities, MBS 25  -20.8   9.1   17.2   15.0   14.1   13.2   11.6   17.2   16.7   20.8   20.5   21.8 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  13,190.4   13,506.4   13,593.2   13,686.7   13,741.5   13,844.0   13,908.4   13,882.1   13,866.3   13,888.9   13,913.7   13,860.0 
Securities in bank credit 2  3,544.9   3,666.2   3,720.0   3,784.4   3,800.4   3,854.5   3,834.8   3,833.4   3,835.6   3,847.0   3,855.9   3,828.3 
Treasury and agency securities 3  2,715.6   2,844.3   2,898.3   2,961.1   2,980.6   3,029.2   3,010.5   3,012.4   3,018.7   3,028.2   3,030.3   2,997.7 
Mortgage-backed securities (MBS) 4  1,906.3   1,997.6   2,009.9   2,040.5   2,061.0   2,095.0   2,081.0   2,099.6   2,109.6   2,119.9   2,127.1   2,100.2 
Non-MBS 5  809.3   846.7   888.5   920.6   919.7   934.2   929.6   912.8   909.1   908.3   903.2   897.5 
Other securities  829.3   822.0   821.6   823.2   819.8   825.3   824.2   821.0   816.9   818.8   825.6   830.6 
Mortgage-backed securities (MBS) 6  73.4   78.7   78.4   77.2   76.5   76.0   75.9   75.7   75.5   74.8   78.7   79.6 
Non-MBS 7  755.9   743.3   743.2   746.1   743.3   749.3   748.4   745.4   741.5   743.9   746.9   751.0 
Loans and leases in bank credit 8  9,645.5   9,840.1   9,873.2   9,902.4   9,941.0   9,989.5   10,073.6   10,048.8   10,030.7   10,041.9   10,057.9   10,031.7 
10  Commercial and industrial loans  2,314.8   2,353.9   2,355.9   2,348.1   2,345.0   2,353.4   2,352.1   2,343.1   2,342.2   2,342.6   2,349.7   2,348.3 
11  Real estate loans  4,431.3   4,522.3   4,532.4   4,545.6   4,568.6   4,589.6   4,620.5   4,623.0   4,616.7   4,624.7   4,636.6   4,625.1 
12  Residential real estate loans  2,234.3   2,274.3   2,278.4   2,277.7   2,287.0   2,294.5   2,300.5   2,293.9   2,287.8   2,291.8   2,298.9   2,285.4 
13  Revolving home equity loans  350.0   333.9   331.6   329.5   326.3   323.7   321.5   318.7   318.4   317.7   317.0   316.2 
14  Closed-end residential loans 9  1,884.3   1,940.4   1,946.8   1,948.1   1,960.7   1,970.7   1,978.9   1,975.3   1,969.4   1,974.0   1,981.9   1,969.2 
15  Commercial real estate loans  2,197.1   2,248.0   2,254.0   2,267.9   2,281.6   2,295.2   2,320.0   2,329.0   2,328.9   2,332.9   2,337.7   2,339.7 
16  Construction and land development loans 10  341.9   347.9   348.2   348.6   349.4   351.3   350.5   349.9   350.2   350.8   350.6   351.8 
17  Secured by farmland 11  102.4   102.1   102.3   102.5   102.7   102.5   102.7   102.6   102.5   102.6   102.8   102.6 
18  Secured by multifamily properties 12  358.3   374.4   376.2   379.6   383.3   385.6   396.9   399.3   399.3   400.0   402.4   402.6 
19  Secured by nonfarm nonresidential properties 13  1,394.5   1,423.6   1,427.3   1,437.3   1,446.2   1,455.8   1,469.9   1,477.1   1,476.9   1,479.5   1,481.9   1,482.6 
20  Consumer loans  1,522.8   1,545.1   1,558.8   1,566.9   1,576.4   1,589.1   1,619.0   1,613.4   1,608.9   1,613.3   1,605.4   1,601.1 
21  Credit cards and other revolving plans  825.3   821.4   828.6   829.6   834.9   844.6   872.1   862.9   858.2   861.8   854.3   850.0 
22  Other consumer loans  697.5   723.7   730.2   737.3   741.4   744.6   747.0   750.5   750.7   751.5   751.2   751.1 
23  Automobile loans 14  425.5   439.5   443.1   446.5   448.6   450.4   451.5   453.5   453.6   454.3   454.1   453.7 
24  All other consumer loans 15  272.1   284.2   287.1   290.7   292.9   294.2   295.5   296.9   297.1   297.3   297.1   297.4 
25  All other loans and leases  1,376.5   1,418.7   1,426.1   1,441.8   1,451.1   1,457.3   1,481.9   1,469.3   1,462.9   1,461.4   1,466.1   1,457.3 
26  Loans to nondepository financial institutions 16  507.4   544.0   552.5   562.8   567.0   573.1   584.1   575.1   570.0   572.1   577.0   571.7 
27  All loans not elsewhere classified 17  869.1   874.7   873.6   879.1   884.0   884.2   897.9   894.2   892.9   889.3   889.1   885.6 
28  LESS: Allowance for loan and lease losses  110.8   111.5   111.6   111.9   112.2   112.4   111.0   112.0   111.7   112.0   113.0   113.1 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  1,852.5   1,665.4   1,677.9   1,613.3   1,661.3   1,717.5   1,780.5   1,769.2   1,751.9   1,756.7   1,755.3   1,800.8 
30  Total federal funds sold and reverse RPs 19  698.1   793.8   810.9   806.9   797.8   791.7   771.4   776.3   740.8   777.0   788.0   758.4 
31  Loans to commercial banks 20  16.6   7.4   7.7   8.0   7.1   7.4   7.9   7.2   7.1   7.1   7.5   7.5 
32  Other assets including trading assets 21  1,379.4   1,480.6   1,524.5   1,492.0   1,485.3   1,486.5   1,482.8   1,517.7   1,507.3   1,522.1   1,508.5   1,550.7 
33  Total assets  17,026.2   17,342.1   17,502.6   17,495.0   17,580.7   17,734.6   17,840.0   17,840.4   17,761.7   17,839.8   17,860.0   17,864.2 
Liabilities
34  Deposits  12,478.3   12,796.7   12,854.3   12,938.1   13,051.5   13,211.5   13,336.0   13,309.3   13,248.9   13,250.5   13,311.2   13,330.2 
35  Large time deposits  1,734.9   1,782.1   1,795.5   1,800.8   1,812.8   1,833.5   1,845.0   1,861.6   1,859.2   1,869.6   1,860.0   1,866.7 
36  Other deposits  10,743.4   11,014.6   11,058.7   11,137.3   11,238.7   11,378.0   11,491.0   11,447.7   11,389.6   11,380.9   11,451.2   11,463.4 
37  Borrowings  1,995.4   2,003.8   2,008.7   1,990.0   1,971.8   1,987.6   1,970.3   1,990.7   1,996.4   2,000.5   2,005.0   2,010.2 
38  Net due to related foreign offices  94.9   -36.9   -2.4   -67.9   -64.7   -94.9   -92.9   -121.5   -141.6   -101.2   -133.4   -161.5 
39  Other liabilities including trading liabilities 22  562.6   613.5   658.2   655.0   654.1   661.2   645.4   669.5   659.2   680.1   682.4   686.1 
40  Total liabilities  15,131.2   15,377.1   15,518.8   15,515.2   15,612.6   15,765.4   15,858.8   15,848.0   15,762.9   15,829.9   15,865.1   15,864.9 
41  Residual (assets less liabilities) 23  1,895.0   1,965.0   1,983.8   1,979.8   1,968.1   1,969.2   1,981.1   1,992.5   1,998.7   2,010.0   1,994.9   1,999.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -26.7   12.8   24.3   20.8   19.9   18.3   16.3   24.1   23.8   29.6   29.8   31.0 
43  U.S. Treasury and agency securities, MBS 25  -20.8   9.1   17.2   15.0   14.1   13.2   11.6   17.2   16.7   20.8   20.5   21.8 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  12,137.4   12,481.9   12,560.7   12,644.1   12,693.9   12,773.0   12,803.3   12,830.8   12,842.6   12,860.5   12,884.2   12,857.9 
Securities in bank credit 2  3,261.4   3,403.7   3,437.6   3,498.4   3,518.2   3,565.3   3,556.4   3,564.2   3,570.6   3,580.5   3,585.0   3,562.3 
Treasury and agency securities 3  2,533.3   2,679.6   2,716.5   2,775.6   2,794.0   2,834.9   2,822.5   2,831.8   2,842.6   2,851.1   2,850.5   2,823.0 
Mortgage-backed securities (MBS) 4  1,880.1   1,970.3   1,977.5   2,006.9   2,024.0   2,049.6   2,036.8   2,061.2   2,072.6   2,082.7   2,087.2   2,066.4 
Non-MBS 5  653.2   709.3   739.0   768.7   770.0   785.3   785.7   770.7   770.1   768.3   763.2   756.6 
Other securities  728.1   724.1   721.0   722.8   724.2   730.5   733.9   732.3   728.0   729.5   734.5   739.3 
Mortgage-backed securities (MBS) 6  72.5   76.2   76.5   75.6   75.0   74.7   74.8   74.7   74.5   74.6   77.2   77.5 
Non-MBS 7  655.5   647.9   644.5   647.2   649.2   655.7   659.1   657.6   653.5   654.9   657.3   661.8 
Loans and leases in bank credit 8  8,876.0   9,078.2   9,123.1   9,145.8   9,175.8   9,207.7   9,246.9   9,266.6   9,272.0   9,280.0   9,299.3   9,295.6 
10  Commercial and industrial loans  1,925.0   1,961.8   1,973.4   1,969.6   1,964.0   1,963.4   1,955.0   1,955.8   1,958.7   1,960.1   1,963.9   1,962.9 
11  Real estate loans  4,349.3   4,431.6   4,444.9   4,458.9   4,473.8   4,496.0   4,529.4   4,538.5   4,539.5   4,545.4   4,551.4   4,545.6 
12  Residential real estate loans  2,233.2   2,266.9   2,268.6   2,270.4   2,277.4   2,285.3   2,293.5   2,292.6   2,292.8   2,296.1   2,296.4   2,289.8 
13  Revolving home equity loans  349.2   334.0   331.7   329.0   325.7   323.2   320.3   317.8   317.6   316.9   316.5   315.7 
14  Closed-end residential loans 9  1,884.0   1,932.8   1,936.9   1,941.4   1,951.6   1,962.0   1,973.2   1,974.8   1,975.2   1,979.2   1,980.0   1,974.1 
15  Commercial real estate loans  2,116.1   2,164.7   2,176.3   2,188.5   2,196.4   2,210.7   2,236.0   2,245.9   2,246.7   2,249.3   2,254.9   2,255.8 
16  Construction and land development loans 10  330.5   335.4   336.0   336.7   337.0   337.2   337.9   339.3   339.5   339.8   339.9   340.1 
17  Secured by farmland 11  102.5   101.7   101.9   102.0   102.3   102.5   102.5   102.5   102.4   102.6   102.9   102.7 
18  Secured by multifamily properties 12  351.1   365.9   368.8   371.5   373.6   375.2   386.3   389.6   389.7   390.7   392.9   392.8 
19  Secured by nonfarm nonresidential properties 13  1,332.1   1,361.8   1,369.6   1,378.3   1,383.5   1,395.8   1,409.3   1,414.5   1,415.1   1,416.2   1,419.2   1,420.2 
20  Consumer loans  1,501.8   1,546.8   1,553.7   1,559.3   1,570.9   1,576.1   1,584.7   1,592.2   1,593.4   1,595.0   1,595.0   1,596.3 
21  Credit cards and other revolving plans  807.9   826.0   828.6   829.7   837.6   838.0   842.4   845.7   846.7   847.3   846.7   847.6 
22  Other consumer loans  693.9   720.8   725.2   729.5   733.3   738.0   742.4   746.5   746.7   747.7   748.4   748.7 
23  Automobile loans 14  425.2   439.5   441.8   444.3   446.5   449.2   450.8   453.4   453.6   454.3   454.8   454.9 
24  All other consumer loans 15  268.7   281.3   283.3   285.2   286.8   288.9   291.5   293.2   293.1   293.4   293.5   293.8 
25  All other loans and leases  1,100.0   1,137.9   1,151.1   1,158.0   1,167.1   1,172.3   1,177.7   1,180.1   1,180.4   1,179.5   1,188.9   1,190.8 
26  Loans to nondepository financial institutions 16  396.3   421.3   432.4   439.7   443.6   449.3   457.1   457.6   457.7   459.1   463.4   466.7 
27  All loans not elsewhere classified 17  703.6   716.6   718.7   718.3   723.5   723.0   720.6   722.5   722.7   720.3   725.5   724.1 
28  LESS: Allowance for loan and lease losses  109.9   110.9   110.9   111.0   111.4   111.0   109.6   111.2   110.8   111.5   111.6   111.5 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  1,150.8   1,107.9   1,092.4   1,055.5   1,099.7   1,111.4   1,137.6   1,144.9   1,160.9   1,122.9   1,119.6   1,160.5 
30  Total federal funds sold and reverse RPs 19  310.2   349.5   353.0   354.5   368.5   332.8   310.6   328.1   312.1   334.4   343.6   320.5 
31  Loans to commercial banks 20  13.9   5.0   5.3   5.5   5.4   5.5   5.9   5.3   5.4   5.3   5.5   5.4 
32  Other assets including trading assets 21  1,261.1   1,351.6   1,378.8   1,345.4   1,343.3   1,352.4   1,359.8   1,393.8   1,384.9   1,399.7   1,406.3   1,423.2 
33  Total assets  14,763.4   15,185.0   15,279.3   15,294.2   15,399.6   15,464.1   15,507.5   15,591.9   15,595.1   15,611.4   15,647.7   15,656.0 
Liabilities
34  Deposits  11,446.0   11,828.3   11,864.7   11,943.5   12,018.1   12,109.8   12,135.0   12,213.2   12,234.6   12,204.8   12,252.3   12,261.0 
35  Large time deposits  1,008.6   1,057.7   1,065.7   1,081.1   1,078.5   1,077.0   1,072.6   1,066.4   1,067.2   1,065.7   1,067.2   1,069.1 
36  Other deposits  10,437.4   10,770.7   10,799.0   10,862.4   10,939.5   11,032.8   11,062.4   11,146.8   11,167.4   11,139.0   11,185.1   11,191.9 
37  Borrowings  1,102.5   1,106.3   1,097.9   1,094.5   1,094.8   1,085.1   1,083.6   1,058.4   1,058.8   1,058.4   1,043.3   1,055.5 
38  Net due to related foreign offices  -140.5   -203.8   -165.6   -208.9   -191.8   -212.4   -223.1   -249.1   -262.2   -240.0   -239.1   -258.6 
39  Other liabilities including trading liabilities 22  450.5   502.7   528.0   517.3   521.9   534.8   539.9   564.5   559.7   573.5   591.6   588.1 
40  Total liabilities  12,858.6   13,233.5   13,325.0   13,346.4   13,442.9   13,517.3   13,535.4   13,587.1   13,591.0   13,596.6   13,648.1   13,646.0 
41  Residual (assets less liabilities) 23  1,904.8   1,951.6   1,954.3   1,947.8   1,956.7   1,946.7   1,972.1   2,004.8   2,004.2   2,014.8   1,999.6   2,010.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -26.7   11.1   21.9   18.7   18.4   17.0   15.0   22.7   22.4   28.0   28.2   29.4 
43  U.S. Treasury and agency securities, MBS 25  -20.8   7.3   14.9   12.9   12.6   11.8   10.3   15.7   15.3   19.2   18.9   20.2 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  12,161.0   12,467.2   12,548.0   12,643.8   12,710.0   12,811.1   12,871.3   12,854.6   12,842.0   12,867.3   12,896.2   12,843.3 
Securities in bank credit 2  3,267.7   3,386.2   3,429.9   3,495.9   3,523.9   3,584.7   3,569.4   3,569.3   3,571.4   3,583.2   3,592.9   3,564.4 
Treasury and agency securities 3  2,541.6   2,664.9   2,709.9   2,770.2   2,795.4   2,849.9   2,834.9   2,838.9   2,845.7   2,855.1   2,858.0   2,824.8 
Mortgage-backed securities (MBS) 4  1,880.3   1,967.1   1,976.0   2,004.8   2,024.2   2,057.7   2,043.1   2,061.5   2,070.4   2,081.6   2,087.8   2,062.2 
Non-MBS 5  661.3   697.8   733.9   765.4   771.3   792.3   791.8   777.4   775.3   773.5   770.2   762.7 
Other securities  726.1   721.3   720.0   725.7   728.5   734.8   734.5   730.3   725.7   728.1   734.9   739.6 
Mortgage-backed securities (MBS) 6  71.7   76.7   76.6   75.3   74.8   74.2   74.1   73.9   73.6   73.3   77.1   78.0 
Non-MBS 7  654.4   644.6   643.4   650.3   653.7   660.6   660.4   656.4   652.1   654.8   657.8   661.6 
Loans and leases in bank credit 8  8,893.4   9,081.0   9,118.1   9,148.0   9,186.1   9,226.4   9,301.9   9,285.3   9,270.6   9,284.0   9,303.3   9,278.8 
10  Commercial and industrial loans  1,917.8   1,959.1   1,961.8   1,959.9   1,958.9   1,958.7   1,953.0   1,949.3   1,950.8   1,951.7   1,961.0   1,960.7 
11  Real estate loans  4,349.1   4,439.4   4,451.4   4,464.6   4,485.4   4,506.7   4,537.2   4,537.9   4,532.2   4,539.3   4,551.1   4,539.2 
12  Residential real estate loans  2,232.9   2,272.7   2,276.7   2,276.1   2,285.6   2,293.1   2,299.1   2,292.6   2,286.5   2,290.4   2,297.6   2,284.2 
13  Revolving home equity loans  349.7   333.7   331.4   329.3   326.0   323.4   321.2   318.3   318.0   317.3   316.5   315.8 
14  Closed-end residential loans 9  1,883.3   1,939.0   1,945.3   1,946.8   1,959.5   1,969.7   1,977.9   1,974.4   1,968.5   1,973.1   1,981.1   1,968.3 
15  Commercial real estate loans  2,116.2   2,166.7   2,174.7   2,188.5   2,199.8   2,213.6   2,238.0   2,245.3   2,245.7   2,248.9   2,253.5   2,255.1 
16  Construction and land development loans 10  329.4   335.5   335.8   336.4   337.5   339.3   338.6   337.9   338.4   338.9   338.7   339.9 
17  Secured by farmland 11  102.3   101.9   102.1   102.3   102.5   102.3   102.5   102.4   102.2   102.4   102.6   102.4 
18  Secured by multifamily properties 12  351.3   366.1   368.2   371.4   374.8   376.5   387.5   389.7   389.6   390.3   392.6   392.7 
19  Secured by nonfarm nonresidential properties 13  1,333.1   1,363.2   1,368.6   1,378.4   1,385.0   1,395.5   1,409.4   1,415.4   1,415.6   1,417.4   1,419.6   1,420.0 
20  Consumer loans  1,519.7   1,541.6   1,555.3   1,563.3   1,572.8   1,585.7   1,615.6   1,609.9   1,605.4   1,609.9   1,602.0   1,597.6 
21  Credit cards and other revolving plans  825.3   821.4   828.6   829.6   834.9   844.6   872.1   862.9   858.2   861.8   854.3   850.0 
22  Other consumer loans  694.4   720.2   726.7   733.8   737.9   741.1   743.5   747.0   747.2   748.1   747.8   747.6 
23  Automobile loans 14  425.5   439.5   443.1   446.5   448.6   450.4   451.5   453.5   453.6   454.3   454.1   453.7 
24  All other consumer loans 15  268.9   280.7   283.6   287.2   289.3   290.7   292.0   293.4   293.6   293.8   293.7   293.9 
25  All other loans and leases  1,106.7   1,140.8   1,149.5   1,160.1   1,169.0   1,175.2   1,196.2   1,188.2   1,182.2   1,183.1   1,189.2   1,181.3 
26  Loans to nondepository financial institutions 16  397.3   425.2   432.7   441.7   446.8   454.4   466.8   459.4   455.0   457.8   462.5   458.5 
27  All loans not elsewhere classified 17  709.5   715.7   716.8   718.4   722.2   720.9   729.4   728.7   727.2   725.3   726.7   722.8 
28  LESS: Allowance for loan and lease losses  109.6   110.5   110.6   110.9   111.2   111.3   110.0   110.8   110.5   110.8   111.8   111.9 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  1,123.3   1,101.1   1,097.5   1,064.1   1,098.3   1,132.9   1,167.0   1,117.7   1,109.7   1,080.8   1,086.9   1,144.3 
30  Total federal funds sold and reverse RPs 19  310.9   348.5   350.7   353.9   364.3   336.9   338.3   327.8   299.1   321.7   317.7   297.4 
31  Loans to commercial banks 20  14.2   5.0   5.3   5.5   5.3   5.5   6.1   5.5   5.5   5.4   5.5   5.4 
32  Other assets including trading assets 21  1,261.1   1,353.5   1,383.3   1,352.6   1,348.1   1,355.3   1,355.8   1,393.6   1,388.6   1,398.3   1,402.2   1,433.3 
33  Total assets  14,761.0   15,164.9   15,274.0   15,309.0   15,414.9   15,530.5   15,628.4   15,588.3   15,534.4   15,562.7   15,596.8   15,611.8 
Liabilities
34  Deposits  11,448.5   11,797.0   11,837.3   11,925.6   12,021.5   12,148.4   12,264.1   12,215.1   12,155.8   12,139.3   12,209.9   12,227.9 
35  Large time deposits  1,014.5   1,060.9   1,065.1   1,076.4   1,072.9   1,068.2   1,071.7   1,071.9   1,073.5   1,072.6   1,073.0   1,071.7 
36  Other deposits  10,434.1   10,736.1   10,772.3   10,849.2   10,948.6   11,080.1   11,192.4   11,143.3   11,082.3   11,066.7   11,136.9   11,156.2 
37  Borrowings  1,113.0   1,108.7   1,086.0   1,092.6   1,098.4   1,077.1   1,070.0   1,068.6   1,073.8   1,082.1   1,058.5   1,069.8 
38  Net due to related foreign offices  -137.0   -196.4   -160.1   -213.2   -200.1   -202.1   -216.2   -242.4   -244.0   -231.7   -246.7   -264.7 
39  Other liabilities including trading liabilities 22  450.1   499.0   535.4   532.6   535.0   546.8   538.2   563.0   558.9   571.0   588.1   587.3 
40  Total liabilities  12,874.7   13,208.2   13,298.6   13,337.5   13,454.7   13,570.2   13,656.1   13,604.3   13,544.5   13,560.6   13,609.8   13,620.3 
41  Residual (assets less liabilities) 23  1,886.4   1,956.7   1,975.4   1,971.5   1,960.2   1,960.3   1,972.3   1,983.9   1,989.9   2,002.1   1,987.0   1,991.5 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -26.7   11.1   21.9   18.7   18.4   17.0   15.0   22.7   22.4   28.0   28.2   29.4 
43  U.S. Treasury and agency securities, MBS 25  -20.8   7.3   14.9   12.9   12.6   11.8   10.3   15.7   15.3   19.2   18.9   20.2 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  7,718.7   7,962.7   8,021.4   8,083.2   8,110.1   8,168.3   8,156.6   8,164.9   8,173.6   8,194.0   8,208.8   8,178.5 
Securities in bank credit 2  2,351.2   2,483.2   2,518.9   2,573.5   2,586.5   2,629.0   2,612.4   2,615.3   2,620.9   2,631.6   2,633.8   2,612.9 
Treasury and agency securities 3  1,875.9   2,002.7   2,041.8   2,093.6   2,105.7   2,143.9   2,125.5   2,131.7   2,141.3   2,151.0   2,148.9   2,121.8 
Mortgage-backed securities (MBS) 4  1,394.9   1,464.4   1,471.3   1,495.3   1,508.6   1,529.1   1,507.9   1,526.9   1,537.7   1,548.8   1,550.0   1,528.8 
Non-MBS 5  481.1   538.4   570.4   598.3   597.1   614.8   617.6   604.8   603.6   602.2   598.9   593.0 
Other securities  475.3   480.5   477.1   479.9   480.8   485.2   486.9   483.6   479.6   480.6   484.9   491.0 
Mortgage-backed securities (MBS) 6  55.7   58.1   58.4   58.0   57.4   56.7   56.9   56.7   56.4   56.6   59.5   59.8 
Non-MBS 7  419.6   422.4   418.7   422.0   423.4   428.4   430.0   426.9   423.2   424.0   425.4   431.2 
Loans and leases in bank credit 8  5,367.5   5,479.5   5,502.6   5,509.7   5,523.6   5,539.3   5,544.2   5,549.6   5,552.8   5,562.4   5,575.0   5,565.6 
10  Commercial and industrial loans  1,284.8   1,302.0   1,311.7   1,306.2   1,297.7   1,296.9   1,285.2   1,282.6   1,284.4   1,287.5   1,290.9   1,290.0 
11  Real estate loans  2,171.6   2,182.0   2,180.4   2,183.8   2,190.1   2,197.8   2,205.3   2,206.4   2,205.7   2,209.8   2,212.4   2,202.3 
12  Residential real estate loans  1,451.7   1,458.1   1,454.3   1,452.9   1,456.7   1,460.5   1,464.3   1,463.3   1,462.3   1,465.9   1,466.5   1,457.2 
13  Revolving home equity loans  231.7   217.8   215.6   213.1   210.3   208.1   205.4   203.3   203.1   202.5   202.0   201.4 
14  Closed-end residential loans 9  1,220.0   1,240.3   1,238.8   1,239.8   1,246.4   1,252.4   1,258.9   1,260.0   1,259.2   1,263.4   1,264.5   1,255.8 
15  Commercial real estate loans  719.9   723.9   726.0   730.9   733.3   737.4   741.0   743.1   743.4   743.8   745.8   745.1 
16  Construction and land development loans 10  110.3   107.4   106.7   106.2   105.6   105.5   105.8   106.3   106.4   106.0   106.5   106.4 
17  Secured by farmland 11  8.3   8.3   8.1   8.0   7.9   7.9   7.8   7.6   7.6   7.6   7.6   7.6 
18  Secured by multifamily properties 12  160.7   164.6   166.3   167.6   168.9   169.3   170.1   171.7   171.7   172.4   173.4   173.5 
19  Secured by nonfarm nonresidential properties 13  440.6   443.6   445.0   449.2   450.9   454.8   457.3   457.4   457.7   457.8   458.3   457.6 
20  Consumer loans  1,092.1   1,156.2   1,162.0   1,166.5   1,177.0   1,181.9   1,186.0   1,189.0   1,190.2   1,193.7   1,193.4   1,194.1 
21  Credit cards and other revolving plans  623.9   668.9   671.8   673.5   681.7   684.0   685.2   685.2   686.4   688.8   688.0   688.5 
22  Other consumer loans  468.2   487.2   490.2   493.0   495.3   497.9   500.8   503.8   503.8   504.9   505.4   505.6 
23  Automobile loans 14  345.7   357.8   359.9   362.0   363.5   365.5   367.4   370.1   370.3   371.0   371.3   371.4 
24  All other consumer loans 15  122.5   129.4   130.3   131.1   131.8   132.3   133.4   133.7   133.5   133.9   134.1   134.2 
25  All other loans and leases  819.0   839.2   848.5   853.1   858.8   862.6   867.7   871.6   872.4   871.5   878.3   879.2 
26  Loans to nondepository financial institutions 16  339.8   351.6   359.9   365.2   367.2   373.7   381.1   384.5   385.2   386.7   389.0   391.3 
27  All loans not elsewhere classified 17  479.2   487.7   488.6   487.9   491.6   488.9   486.6   487.1   487.1   484.8   489.4   487.9 
28  LESS: Allowance for loan and lease losses  67.5   69.7   69.6   69.7   70.1   69.7   68.5   69.9   69.5   70.2   70.2   70.1 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  858.3   804.9   788.7   753.0   792.2   799.2   824.2   822.0   840.6   798.0   796.1   838.1 
30  Total federal funds sold and reverse RPs 19  261.9   326.5   317.5   313.4   318.6   274.9   241.1   249.4   231.9   259.6   263.4   241.3 
31  Loans to commercial banks 20  13.5   4.3   4.5   4.8   4.7   4.8   5.2   4.6   4.6   4.6   4.8   4.6 
32  Other assets including trading assets 21  937.2   1,002.4   1,027.7   990.5   985.9   989.2   994.5   1,028.7   1,021.4   1,034.9   1,038.2   1,048.6 
33  Total assets  9,722.0   10,031.1   10,090.2   10,075.3   10,141.4   10,166.7   10,153.1   10,199.6   10,202.6   10,220.9   10,241.1   10,241.1 
Liabilities
34  Deposits  7,491.8   7,720.7   7,742.7   7,797.1   7,842.9   7,906.3   7,901.7   7,952.3   7,973.2   7,939.2   7,976.7   7,978.0 
35  Large time deposits  537.2   551.8   559.6   574.3   569.7   566.3   561.5   557.3   558.2   557.5   558.8   559.6 
36  Other deposits  6,954.6   7,168.9   7,183.1   7,222.8   7,273.3   7,340.0   7,340.2   7,395.0   7,415.0   7,381.7   7,417.9   7,418.4 
37  Borrowings  770.9   785.3   775.3   776.9   778.5   761.7   758.2   737.6   738.8   738.2   722.7   733.4 
38  Net due to related foreign offices  -163.2   -231.4   -192.0   -234.1   -222.6   -240.1   -251.7   -276.2   -288.7   -269.4   -265.9   -286.1 
39  Other liabilities including trading liabilities 22  383.3   427.3   450.2   437.2   441.4   453.2   459.0   484.0   478.3   493.9   508.1   501.9 
40  Total liabilities  8,482.8   8,701.9   8,776.2   8,777.1   8,840.3   8,881.1   8,867.2   8,897.7   8,901.6   8,901.9   8,941.7   8,927.2 
41  Residual (assets less liabilities) 23  1,239.2   1,329.2   1,314.0   1,298.1   1,301.1   1,285.6   1,285.9   1,301.8   1,300.9   1,319.0   1,299.4   1,313.9 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -19.3   7.8   17.9   12.2   13.0   11.8   10.2   17.9   17.8   23.0   20.3   21.3 
43  U.S. Treasury and agency securities, MBS 25  -13.4   6.1   13.3   9.4   9.8   9.1   7.9   13.4   13.2   16.8   14.5   15.5 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  7,742.6   7,944.7   8,007.8   8,080.0   8,124.8   8,198.6   8,210.9   8,191.2   8,183.2   8,206.7   8,225.6   8,175.4 
Securities in bank credit 2  2,359.4   2,468.6   2,513.8   2,574.7   2,596.0   2,648.5   2,625.2   2,622.5   2,624.7   2,636.5   2,641.2   2,611.5 
Treasury and agency securities 3  1,884.9   1,990.1   2,037.3   2,092.2   2,111.9   2,160.3   2,137.9   2,139.9   2,146.3   2,156.3   2,155.7   2,121.2 
Mortgage-backed securities (MBS) 4  1,396.3   1,461.7   1,471.2   1,496.3   1,511.5   1,538.3   1,514.4   1,528.7   1,537.7   1,549.5   1,550.6   1,523.7 
Non-MBS 5  488.6   528.5   566.0   595.9   600.4   622.0   623.5   611.2   608.6   606.8   605.1   597.4 
Other securities  474.5   478.5   476.5   482.5   484.1   488.1   487.3   482.6   478.3   480.2   485.5   490.3 
Mortgage-backed securities (MBS) 6  55.1   58.4   58.5   57.9   57.4   56.5   56.3   56.0   55.7   55.5   59.2   60.0 
Non-MBS 7  419.4   420.1   418.0   424.6   426.7   431.6   431.0   426.6   422.6   424.7   426.3   430.4 
Loans and leases in bank credit 8  5,383.2   5,476.1   5,494.1   5,505.3   5,528.8   5,550.1   5,585.7   5,568.7   5,558.5   5,570.2   5,584.4   5,563.9 
10  Commercial and industrial loans  1,279.9   1,298.7   1,301.7   1,297.9   1,295.1   1,294.2   1,284.0   1,278.7   1,279.7   1,281.9   1,289.8   1,289.7 
11  Real estate loans  2,169.7   2,186.1   2,185.5   2,188.5   2,199.1   2,207.8   2,209.7   2,204.6   2,200.4   2,204.9   2,211.8   2,200.7 
12  Residential real estate loans  1,450.6   1,462.2   1,461.5   1,456.8   1,462.7   1,467.1   1,466.8   1,462.4   1,457.9   1,461.5   1,467.0   1,456.2 
13  Revolving home equity loans  231.8   217.6   215.4   213.4   210.4   208.2   206.0   203.3   203.2   202.6   201.9   201.4 
14  Closed-end residential loans 9  1,218.8   1,244.7   1,246.1   1,243.4   1,252.3   1,258.9   1,260.9   1,259.1   1,254.7   1,258.9   1,265.2   1,254.8 
15  Commercial real estate loans  719.2   723.9   724.0   731.7   736.4   740.7   742.8   742.2   742.5   743.4   744.8   744.5 
16  Construction and land development loans 10  109.6   107.0   106.5   106.5   106.1   106.5   106.0   105.5   105.6   105.4   105.8   106.1 
17  Secured by farmland 11  8.3   8.3   8.1   7.9   7.9   7.8   7.8   7.7   7.6   7.6   7.6   7.6 
18  Secured by multifamily properties 12  160.6   164.7   165.9   168.1   170.6   170.8   171.6   171.6   171.4   171.9   173.0   173.1 
19  Secured by nonfarm nonresidential properties 13  440.6   444.0   443.6   449.3   451.9   455.5   457.4   457.5   457.8   458.5   458.4   457.6 
20  Consumer loans  1,106.8   1,152.1   1,162.3   1,167.4   1,175.5   1,185.8   1,210.6   1,204.8   1,200.6   1,204.8   1,198.6   1,194.6 
21  Credit cards and other revolving plans  638.5   665.0   671.0   671.9   677.3   685.7   708.9   701.0   696.8   700.2   694.4   690.5 
22  Other consumer loans  468.4   487.1   491.3   495.5   498.2   500.1   501.7   503.8   503.7   504.6   504.3   504.1 
23  Automobile loans 14  345.9   357.9   360.9   363.7   365.2   366.7   368.0   370.2   370.2   370.9   370.6   370.3 
24  All other consumer loans 15  122.5   129.1   130.4   131.7   133.0   133.5   133.7   133.6   133.6   133.8   133.7   133.8 
25  All other loans and leases  826.8   839.2   844.5   851.5   859.0   862.2   881.5   880.5   877.8   878.6   884.2   878.9 
26  Loans to nondepository financial institutions 16  341.6   353.3   358.9   365.8   369.7   375.9   388.9   387.2   385.3   387.8   391.1   389.1 
27  All loans not elsewhere classified 17  485.1   486.0   485.6   485.7   489.3   486.3   492.5   493.3   492.6   490.8   493.1   489.7 
28  LESS: Allowance for loan and lease losses  67.3   69.7   69.8   69.9   70.2   70.2   69.0   69.6   69.3   69.7   70.1   70.1 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  833.8   802.8   792.5   759.4   790.1   809.4   838.6   798.0   797.6   766.9   769.1   823.0 
30  Total federal funds sold and reverse RPs 19  276.1   308.2   308.2   306.7   316.4   280.5   277.2   263.7   233.6   256.7   252.1   228.5 
31  Loans to commercial banks 20  13.6   4.3   4.6   4.8   4.6   4.8   5.3   4.6   4.6   4.6   4.8   4.7 
32  Other assets including trading assets 21  936.6   1,004.2   1,031.5   996.0   989.0   991.3   990.2   1,027.8   1,025.1   1,032.7   1,034.6   1,057.9 
33  Total assets  9,735.5   9,994.7   10,074.8   10,077.0   10,154.8   10,214.4   10,253.1   10,215.7   10,174.8   10,197.8   10,216.0   10,219.4 
Liabilities
34  Deposits  7,494.6   7,706.7   7,721.2   7,779.8   7,847.5   7,926.6   7,994.2   7,954.6   7,910.8   7,893.3   7,944.5   7,954.2 
35  Large time deposits  543.8   554.3   557.7   568.2   564.3   559.6   562.0   563.5   565.2   564.9   565.2   562.8 
36  Other deposits  6,950.8   7,152.3   7,163.4   7,211.6   7,283.2   7,367.0   7,432.2   7,391.1   7,345.6   7,328.4   7,379.3   7,391.4 
37  Borrowings  776.1   781.9   763.4   774.4   784.5   761.2   749.7   742.4   746.5   753.0   734.2   745.7 
38  Net due to related foreign offices  -161.6   -223.7   -185.2   -237.6   -230.5   -231.5   -246.6   -272.4   -273.9   -264.4   -274.1   -292.3 
39  Other liabilities including trading liabilities 22  383.0   424.5   456.7   449.7   452.7   461.8   455.7   482.6   477.5   491.0   504.3   501.7 
40  Total liabilities  8,492.0   8,689.4   8,756.1   8,766.4   8,854.2   8,918.1   8,953.1   8,907.3   8,861.0   8,872.9   8,908.9   8,909.3 
41  Residual (assets less liabilities) 23  1,243.5   1,305.3   1,318.8   1,310.6   1,300.7   1,296.3   1,300.0   1,308.5   1,313.8   1,324.9   1,307.1   1,310.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -19.3   7.8   17.9   12.2   13.0   11.8   10.2   17.9   17.8   23.0   20.3   21.3 
43  U.S. Treasury and agency securities, MBS 25  -13.4   6.1   13.3   9.4   9.8   9.1   7.9   13.4   13.2   16.8   14.5   15.5 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  4,418.7   4,519.2   4,539.3   4,561.0   4,583.9   4,604.7   4,646.7   4,665.9   4,669.0   4,666.5   4,675.4   4,679.4 
Securities in bank credit 2  910.2   920.5   918.7   924.9   931.7   936.3   944.0   948.9   949.7   949.0   951.2   949.4 
Treasury and agency securities 3  657.4   676.9   674.8   682.0   688.3   691.0   697.0   700.2   701.3   700.1   701.6   701.1 
Mortgage-backed securities (MBS) 4  485.3   506.0   506.2   511.5   515.4   520.5   528.9   534.3   534.9   534.0   537.3   537.6 
Non-MBS 5  172.1   170.9   168.5   170.5   172.8   170.5   168.1   165.9   166.4   166.1   164.3   163.6 
Other securities  252.8   243.6   243.9   242.8   243.5   245.3   247.0   248.7   248.4   248.9   249.6   248.3 
Mortgage-backed securities (MBS) 6  16.8   18.1   18.1   17.7   17.6   18.0   17.9   18.1   18.1   18.0   17.7   17.7 
Non-MBS 7  236.0   225.5   225.9   225.2   225.8   227.3   229.1   230.7   230.3   230.9   231.9   230.6 
Loans and leases in bank credit 8  3,508.6   3,598.7   3,620.6   3,636.1   3,652.2   3,668.4   3,702.7   3,717.0   3,719.3   3,717.5   3,724.3   3,730.0 
10  Commercial and industrial loans  640.2   659.8   661.8   663.3   666.3   666.5   669.8   673.2   674.3   672.6   673.0   672.8 
11  Real estate loans  2,177.7   2,249.5   2,264.5   2,275.1   2,283.7   2,298.2   2,324.1   2,332.1   2,333.7   2,335.6   2,339.0   2,343.3 
12  Residential real estate loans  781.5   808.8   814.2   817.5   820.6   824.8   829.1   829.3   830.5   830.2   829.9   832.6 
13  Revolving home equity loans  117.5   116.3   116.1   115.9   115.5   115.2   114.9   114.5   114.5   114.4   114.5   114.2 
14  Closed-end residential loans 9  664.0   692.5   698.1   701.7   705.2   709.6   714.3   714.8   716.0   715.8   715.4   718.4 
15  Commercial real estate loans  1,396.2   1,440.8   1,450.3   1,457.5   1,463.1   1,473.3   1,495.0   1,502.8   1,503.3   1,505.5   1,509.1   1,510.7 
16  Construction and land development loans 10  220.2   228.0   229.3   230.4   231.4   231.7   232.1   233.0   233.1   233.8   233.4   233.7 
17  Secured by farmland 11  94.2   93.4   93.8   94.1   94.4   94.6   94.7   94.9   94.8   95.0   95.3   95.1 
18  Secured by multifamily properties 12  190.4   201.2   202.5   203.9   204.7   205.9   216.2   217.8   218.0   218.2   219.6   219.3 
19  Secured by nonfarm nonresidential properties 13  891.5   918.1   924.6   929.1   932.6   941.1   952.0   957.1   957.4   958.4   960.9   962.6 
20  Consumer loans  409.7   390.7   391.7   392.7   393.9   394.2   398.8   403.2   403.1   401.3   401.6   402.2 
21  Credit cards and other revolving plans  184.1   157.1   156.8   156.2   155.9   154.0   157.2   160.5   160.2   158.6   158.6   159.1 
22  Other consumer loans  225.7   233.6   234.9   236.5   238.0   240.2   241.6   242.7   242.9   242.8   243.0   243.1 
23  Automobile loans 14  79.5   81.6   82.0   82.4   83.0   83.6   83.4   83.2   83.3   83.3   83.5   83.5 
24  All other consumer loans 15  146.2   151.9   153.0   154.1   155.0   156.5   158.2   159.5   159.6   159.5   159.5   159.6 
25  All other loans and leases  281.0   298.7   302.5   305.0   308.3   309.6   310.0   308.6   308.1   307.9   310.6   311.6 
26  Loans to nondepository financial institutions 16  56.5   69.7   72.5   74.5   76.4   75.5   76.0   73.1   72.5   72.5   74.4   75.4 
27  All loans not elsewhere classified 17  224.5   228.9   230.0   230.4   231.9   234.1   234.0   235.4   235.6   235.5   236.2   236.2 
28  LESS: Allowance for loan and lease losses  42.3   41.3   41.3   41.3   41.2   41.3   41.1   41.2   41.2   41.3   41.3   41.4 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  292.5   303.0   303.7   302.5   307.5   312.1   313.4   323.0   320.3   325.0   323.5   322.4 
30  Total federal funds sold and reverse RPs 19  48.3   23.0   35.6   41.1   49.9   57.9   69.4   78.7   80.2   74.8   80.2   79.2 
31  Loans to commercial banks 20  0.4   0.7   0.7   0.7   0.7   0.7   0.7   0.8   0.8   0.8   0.7   0.8 
32  Other assets including trading assets 21  323.9   349.2   351.1   354.9   357.4   363.1   365.3   365.2   363.5   364.7   368.1   374.6 
33  Total assets  5,041.5   5,153.9   5,189.1   5,218.9   5,258.2   5,297.4   5,354.4   5,392.3   5,392.6   5,390.5   5,406.6   5,414.9 
Liabilities
34  Deposits  3,954.3   4,107.6   4,122.0   4,146.4   4,175.1   4,203.4   4,233.3   4,260.9   4,261.4   4,265.6   4,275.6   4,283.0 
35  Large time deposits  471.4   505.8   506.1   506.7   508.8   510.7   511.1   509.0   509.0   508.2   508.3   509.5 
36  Other deposits  3,482.9   3,601.8   3,615.9   3,639.6   3,666.3   3,692.7   3,722.2   3,751.8   3,752.3   3,757.3   3,767.2   3,773.5 
37  Borrowings  331.5   321.0   322.6   317.6   316.3   323.5   325.3   320.8   320.0   320.2   320.7   322.1 
38  Net due to related foreign offices  22.7   27.5   26.4   25.2   30.7   27.7   28.6   27.1   26.5   29.4   26.8   27.6 
39  Other liabilities including trading liabilities 22  67.3   75.4   77.8   80.1   80.4   81.6   80.9   80.6   81.5   79.6   83.4   86.2 
40  Total liabilities  4,375.8   4,531.5   4,548.8   4,569.3   4,602.6   4,636.3   4,668.1   4,689.3   4,689.3   4,694.7   4,706.4   4,718.9 
41  Residual (assets less liabilities) 23  665.6   622.4   640.3   649.6   655.5   661.1   686.3   703.0   703.2   695.8   700.2   696.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -7.5   3.2   4.0   6.4   5.4   5.2   4.8   4.8   4.5   4.9   7.9   8.2 
43  U.S. Treasury and agency securities, MBS 25  -7.4   1.3   1.6   3.4   2.8   2.7   2.4   2.3   2.2   2.4   4.4   4.7 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  4,418.4   4,522.4   4,540.1   4,563.9   4,585.3   4,612.5   4,660.4   4,663.4   4,658.9   4,660.6   4,670.6   4,667.8 
Securities in bank credit 2  908.2   917.6   916.1   921.2   927.9   936.3   944.2   946.8   946.7   946.7   951.8   952.9 
Treasury and agency securities 3  656.6   674.8   672.6   678.0   683.5   689.6   697.0   699.1   699.4   698.8   702.4   703.6 
Mortgage-backed securities (MBS) 4  484.0   505.4   504.7   508.5   512.7   519.4   528.7   532.8   532.7   532.1   537.2   538.4 
Non-MBS 5  172.6   169.4   167.9   169.5   170.9   170.2   168.3   166.2   166.6   166.7   165.1   165.2 
Other securities  251.6   242.8   243.5   243.2   244.4   246.7   247.1   247.7   247.4   247.9   249.4   249.3 
Mortgage-backed securities (MBS) 6  16.6   18.3   18.1   17.4   17.4   17.7   17.8   17.9   17.9   17.7   17.9   18.1 
Non-MBS 7  235.0   224.5   225.4   225.8   227.0   228.9   229.4   229.8   229.5   230.2   231.5   231.2 
Loans and leases in bank credit 8  3,510.2   3,604.8   3,624.0   3,642.6   3,657.3   3,676.3   3,716.2   3,716.7   3,712.1   3,713.9   3,718.9   3,714.9 
10  Commercial and industrial loans  638.0   660.4   660.1   662.0   663.8   664.5   669.0   670.6   671.1   669.8   671.2   671.0 
11  Real estate loans  2,179.4   2,253.3   2,265.9   2,276.1   2,286.3   2,298.9   2,327.5   2,333.4   2,331.8   2,334.5   2,339.3   2,338.6 
12  Residential real estate loans  782.4   810.5   815.2   819.3   822.9   826.0   832.3   830.2   828.6   828.9   830.6   827.9 
13  Revolving home equity loans  117.9   116.2   116.0   115.9   115.6   115.2   115.2   114.9   114.8   114.7   114.7   114.4 
14  Closed-end residential loans 9  664.5   694.3   699.2   703.4   707.3   710.8   717.1   715.3   713.7   714.2   715.9   713.5 
15  Commercial real estate loans  1,397.0   1,442.8   1,450.7   1,456.7   1,463.4   1,472.9   1,495.2   1,503.1   1,503.2   1,505.6   1,508.7   1,510.6 
16  Construction and land development loans 10  219.8   228.6   229.2   229.9   231.4   232.8   232.6   232.4   232.8   233.5   232.9   233.8 
17  Secured by farmland 11  94.0   93.7   94.1   94.3   94.6   94.5   94.7   94.7   94.6   94.7   95.0   94.8 
18  Secured by multifamily properties 12  190.7   201.3   202.4   203.3   204.2   205.7   215.9   218.1   218.1   218.4   219.7   219.6 
19  Secured by nonfarm nonresidential properties 13  892.5   919.2   925.0   929.2   933.1   940.0   951.9   957.9   957.8   958.9   961.2   962.4 
20  Consumer loans  412.9   389.6   393.0   396.0   397.3   399.9   405.0   405.1   404.8   405.0   403.4   403.0 
21  Credit cards and other revolving plans  186.8   156.4   157.6   157.7   157.6   158.9   163.2   161.9   161.4   161.6   159.9   159.5 
22  Other consumer loans  226.1   233.1   235.4   238.3   239.7   241.0   241.8   243.2   243.4   243.5   243.5   243.5 
23  Automobile loans 14  79.6   81.6   82.2   82.8   83.3   83.7   83.5   83.4   83.4   83.4   83.5   83.4 
24  All other consumer loans 15  146.5   151.5   153.2   155.5   156.4   157.3   158.3   159.8   160.0   160.1   160.0   160.1 
25  All other loans and leases  280.0   301.6   305.0   308.6   310.0   313.0   314.7   307.6   304.4   304.5   304.9   302.4 
26  Loans to nondepository financial institutions 16  55.6   71.9   73.8   76.0   77.1   78.4   77.8   72.2   69.8   70.0   71.4   69.3 
27  All loans not elsewhere classified 17  224.3   229.7   231.2   232.6   232.9   234.5   236.9   235.4   234.6   234.6   233.6   233.0 
28  LESS: Allowance for loan and lease losses  42.3   40.8   40.8   41.0   41.0   41.2   41.0   41.2   41.2   41.1   41.7   41.7 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  289.5   298.3   305.0   304.7   308.2   323.6   328.4   319.6   312.1   313.9   317.9   321.3 
30  Total federal funds sold and reverse RPs 19  34.8   40.3   42.4   47.2   48.0   56.4   61.1   64.1   65.5   65.0   65.6   68.9 
31  Loans to commercial banks 20  0.6   0.7   0.7   0.7   0.7   0.7   0.8   0.8   0.8   0.8   0.7   0.8 
32  Other assets including trading assets 21  324.5   349.3   351.8   356.5   359.1   364.0   365.6   365.8   363.5   365.7   367.6   375.4 
33  Total assets  5,025.5   5,170.3   5,199.2   5,232.1   5,260.1   5,316.1   5,375.3   5,372.5   5,359.6   5,364.9   5,380.8   5,392.4 
Liabilities
34  Deposits  3,953.9   4,090.3   4,116.2   4,145.8   4,174.0   4,221.8   4,269.9   4,260.5   4,244.9   4,246.0   4,265.3   4,273.7 
35  Large time deposits  470.7   506.6   507.3   508.2   508.6   508.6   509.7   508.4   508.2   507.7   507.8   508.9 
36  Other deposits  3,483.3   3,583.8   3,608.8   3,637.5   3,665.5   3,713.2   3,760.2   3,752.2   3,736.7   3,738.3   3,757.5   3,764.8 
37  Borrowings  336.9   326.8   322.5   318.1   313.8   315.9   320.3   326.1   327.4   329.1   324.3   324.1 
38  Net due to related foreign offices  24.6   27.3   25.2   24.3   30.3   29.5   30.3   30.0   29.9   32.7   27.4   27.6 
39  Other liabilities including trading liabilities 22  67.2   74.4   78.7   82.9   82.3   85.0   82.5   80.4   81.4   80.0   83.8   85.6 
40  Total liabilities  4,382.7   4,518.8   4,542.5   4,571.1   4,600.6   4,652.1   4,703.0   4,697.1   4,683.5   4,687.7   4,700.9   4,711.0 
41  Residual (assets less liabilities) 23  642.8   651.4   656.7   660.9   659.5   664.0   672.2   675.5   676.1   677.2   679.9   681.4 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -7.5   3.2   4.0   6.4   5.4   5.2   4.8   4.8   4.5   4.9   7.9   8.2 
43  U.S. Treasury and agency securities, MBS 25  -7.4   1.3   1.6   3.4   2.8   2.7   2.4   2.3   2.2   2.4   4.4   4.7 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  1,020.5   1,038.7   1,049.9   1,051.4   1,035.7   1,035.6   1,035.1   1,017.5   1,017.0   1,013.8   1,013.2   1,012.2 
Securities in bank credit 2  271.6   278.5   288.9   290.3   277.5   268.7   265.4   257.3   256.3   257.8   262.9   263.0 
Treasury and agency securities 3  169.8   178.0   188.1   192.2   187.1   178.3   175.7   167.9   166.8   168.5   171.8   171.9 
Mortgage-backed securities (MBS) 4  26.0   29.6   33.8   34.7   36.5   37.4   37.0   38.0   39.3   39.0   40.4   39.8 
Non-MBS 5  143.8   148.4   154.3   157.5   150.7   140.9   138.7   130.0   127.5   129.4   131.4   132.0 
Other securities  101.8   100.5   100.8   98.1   90.3   90.4   89.7   89.4   89.5   89.4   91.1   91.1 
Mortgage-backed securities (MBS) 6  1.8   1.9   1.7   1.7   1.6   1.8   1.9   1.9   2.0   1.8   1.9   1.9 
Non-MBS 7  100.0   98.6   99.1   96.4   88.7   88.6   87.8   87.5   87.5   87.6   89.2   89.3 
Loans and leases in bank credit 8  748.9   760.2   761.0   761.1   758.2   767.0   769.7   760.2   760.7   756.0   750.3   749.2 
10  Commercial and industrial loans  395.4   395.4   396.9   393.0   389.8   396.0   396.7   391.7   391.0   389.0   387.0   386.7 
11  Real estate loans  81.5   83.4   82.1   82.2   84.1   82.8   82.0   84.0   83.8   84.6   84.7   85.4 
12  Residential real estate loans  1.3   1.6   1.7   1.6   1.5   1.2   1.3   1.3   1.3   1.3   1.3   1.2 
13  Revolving home equity loans  0.3   0.2   0.3   0.3   0.2   0.2   0.3   0.4   0.3   0.4   0.4   0.4 
14  Closed-end residential loans 9  1.1   1.4   1.5   1.3   1.3   1.0   1.0   0.9   0.9   0.8   0.8   0.8 
15  Commercial real estate loans  80.1   81.7   80.4   80.6   82.5   81.5   80.7   82.8   82.5   83.4   83.4   84.2 
16  Construction and land development loans 10  12.4   12.6   12.6   12.6   12.7   12.1   11.5   11.9   11.9   11.8   11.9   11.8 
17  Secured by farmland 11  0.1   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  7.1   8.4   8.2   8.4   8.6   9.4   9.5   9.8   10.0   9.8   9.8   9.8 
19  Secured by nonfarm nonresidential properties 13  60.6   60.6   59.3   59.4   61.1   59.8   59.6   60.8   60.5   61.5   61.5   62.4 
20  Consumer loans  3.1   3.5   3.5   3.5   3.5   3.3   3.4   3.4   3.5   3.4   3.4   3.5 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.1   3.5   3.5   3.5   3.5   3.3   3.4   3.4   3.5   3.4   3.4   3.5 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.1   3.5   3.5   3.5   3.5   3.3   3.4   3.4   3.5   3.4   3.4   3.5 
25  All other loans and leases  269.0   278.0   278.5   282.4   280.9   284.9   287.6   281.0   282.5   279.0   275.2   273.5 
26  Loans to nondepository financial institutions 16  110.9   119.9   119.8   119.4   117.9   118.7   118.3   117.2   117.4   115.9   115.0   112.7 
27  All loans not elsewhere classified 17  158.1   158.0   158.7   163.0   163.0   166.2   169.3   163.8   165.1   163.1   160.1   160.8 
28  LESS: Allowance for loan and lease losses  1.1   0.9   1.0   1.0   0.8   1.3   1.4   1.1   1.1   1.1   1.1   1.3 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  714.2   565.1   566.6   562.9   555.9   575.7   651.8   633.4   608.6   649.6   628.3   607.8 
30  Total federal funds sold and reverse RPs 19  371.6   458.1   455.1   465.8   457.6   456.7   433.1   429.3   418.7   437.1   451.0   446.7 
31  Loans to commercial banks 20  2.2   2.6   2.8   2.7   2.0   2.2   2.0   1.6   1.4   1.6   1.6   1.8 
32  Other assets including trading assets 21  120.4   129.7   139.8   138.7   138.9   127.4   129.0   126.5   123.0   123.7   110.5   111.1 
33  Total assets  2,227.8   2,193.3   2,213.2   2,220.6   2,189.2   2,196.2   2,249.6   2,207.1   2,167.7   2,224.7   2,203.5   2,178.4 
Liabilities
34  Deposits  1,022.5   1,003.0   1,011.0   1,018.5   1,041.6   1,072.1   1,091.7   1,083.6   1,076.4   1,094.5   1,085.7   1,090.5 
35  Large time deposits  719.4   724.3   730.8   729.5   750.5   773.9   793.3   787.1   780.1   784.2   776.6   787.5 
36  Other deposits  303.0   278.7   280.3   289.0   291.2   298.2   298.4   296.5   296.3   310.3   309.1   302.9 
37  Borrowings  862.1   892.1   908.5   902.4   889.4   899.3   905.0   899.5   898.3   898.6   920.0   917.4 
38  Net due to related foreign offices  222.1   163.5   149.0   149.2   121.3   95.4   131.4   115.8   96.2   130.9   98.2   70.8 
39  Other liabilities including trading liabilities 22  114.9   119.0   121.6   121.6   120.2   110.1   108.7   109.3   105.0   107.8   98.7   95.5 
40  Total liabilities  2,221.6   2,177.5   2,190.2   2,191.6   2,172.5   2,177.0   2,236.8   2,208.3   2,175.9   2,231.8   2,202.6   2,174.2 
41  Residual (assets less liabilities) 23  6.2   15.8   23.0   29.0   16.8   19.2   12.8   -1.2   -8.2   -7.1   0.8   4.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -0.0   1.7   2.3   2.1   1.5   1.4   1.3   1.4   1.4   1.6   1.6   1.6 
43  U.S. Treasury and agency securities, MBS 25  -0.0   1.7   2.3   2.1   1.5   1.4   1.3   1.4   1.4   1.6   1.6   1.6 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets
Bank credit  1,029.4   1,039.2   1,045.2   1,042.9   1,031.4   1,032.9   1,037.1   1,027.6   1,024.3   1,021.6   1,017.5   1,016.7 
Securities in bank credit 2  277.3   280.0   290.1   288.5   276.5   269.8   265.4   264.1   264.2   263.8   262.9   263.8 
Treasury and agency securities 3  174.0   179.3   188.5   190.9   185.2   179.3   175.6   173.4   173.0   173.1   172.3   172.9 
Mortgage-backed securities (MBS) 4  26.0   30.5   33.9   35.7   36.8   37.3   37.9   38.0   39.1   38.2   39.3   38.0 
Non-MBS 5  148.0   148.8   154.6   155.2   148.4   142.0   137.7   135.4   133.8   134.8   132.9   134.8 
Other securities  103.2   100.7   101.6   97.6   91.3   90.5   89.8   90.7   91.2   90.7   90.7   91.0 
Mortgage-backed securities (MBS) 6  1.7   2.0   1.8   1.8   1.7   1.8   1.8   1.7   1.8   1.6   1.6   1.6 
Non-MBS 7  101.5   98.7   99.8   95.7   89.6   88.7   88.0   88.9   89.4   89.1   89.1   89.4 
Loans and leases in bank credit 8  752.1   759.1   755.1   754.4   754.9   763.1   771.7   763.5   760.1   757.8   754.6   752.9 
10  Commercial and industrial loans  397.0   394.8   394.0   388.2   386.0   394.7   399.1   393.8   391.5   390.8   388.7   387.6 
11  Real estate loans  82.2   82.9   81.0   81.0   83.2   82.9   83.4   85.0   84.5   85.3   85.5   85.8 
12  Residential real estate loans  1.3   1.6   1.7   1.5   1.4   1.4   1.4   1.3   1.3   1.3   1.3   1.3 
13  Revolving home equity loans  0.3   0.2   0.2   0.2   0.3   0.3   0.4   0.4   0.4   0.4   0.4   0.4 
14  Closed-end residential loans 9  1.0   1.4   1.5   1.3   1.2   1.1   1.0   0.9   0.9   0.9   0.9   0.9 
15  Commercial real estate loans  80.9   81.3   79.3   79.4   81.8   81.5   82.0   83.7   83.2   84.0   84.2   84.6 
16  Construction and land development loans 10  12.5   12.4   12.4   12.1   11.9   12.0   11.9   12.0   11.9   11.9   11.9   11.9 
17  Secured by farmland 11  0.1   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  7.0   8.3   8.0   8.2   8.5   9.1   9.4   9.7   9.8   9.8   9.8   9.9 
19  Secured by nonfarm nonresidential properties 13  61.4   60.4   58.7   58.9   61.2   60.2   60.5   61.8   61.3   62.1   62.2   62.5 
20  Consumer loans  3.1   3.5   3.5   3.5   3.5   3.4   3.5   3.5   3.5   3.4   3.4   3.5 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.1   3.5   3.5   3.5   3.5   3.4   3.5   3.5   3.5   3.4   3.4   3.5 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.1   3.5   3.5   3.5   3.5   3.4   3.5   3.5   3.5   3.4   3.4   3.5 
25  All other loans and leases  269.7   277.9   276.6   281.7   282.1   282.0   285.7   281.2   280.7   278.3   276.9   276.0 
26  Loans to nondepository financial institutions 16  110.1   118.8   119.8   121.0   120.2   118.7   117.3   115.7   115.0   114.3   114.5   113.2 
27  All loans not elsewhere classified 17  159.6   159.1   156.8   160.7   161.8   163.4   168.4   165.5   165.7   164.0   162.4   162.8 
28  LESS: Allowance for loan and lease losses  1.2   1.0   1.0   1.0   1.0   1.0   1.0   1.2   1.2   1.2   1.2   1.2 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jan
2019
Jul
2019
Aug
2019
Sep
2019
Oct
2019
Nov
2019
Dec
2020
Jan
Week ending
Jan 22 Jan 29 Feb 5 Feb 12
Assets (continued)
29  Cash assets 18  729.2   564.3   580.4   549.2   563.0   584.5   613.5   651.6   642.2   675.8   668.3   656.5 
30  Total federal funds sold and reverse RPs 19  387.1   445.3   460.2   452.9   433.5   454.7   433.1   448.4   441.7   455.3   470.3   461.0 
31  Loans to commercial banks 20  2.4   2.4   2.5   2.5   1.7   1.9   1.9   1.7   1.6   1.8   1.9   2.1 
32  Other assets including trading assets 21  118.3   127.0   141.3   139.5   137.2   131.2   127.0   124.1   118.7   123.7   106.3   117.4 
33  Total assets  2,265.2   2,177.1   2,228.6   2,185.9   2,165.8   2,204.2   2,211.6   2,252.2   2,227.3   2,277.1   2,263.2   2,252.5 
Liabilities
34  Deposits  1,029.7   999.7   1,016.9   1,012.5   1,030.0   1,063.2   1,071.9   1,094.2   1,093.1   1,111.2   1,101.3   1,102.3 
35  Large time deposits  720.4   721.2   730.5   724.4   739.9   765.2   773.3   789.7   785.7   797.0   787.0   795.0 
36  Other deposits  309.3   278.5   286.5   288.1   290.1   297.9   298.6   304.5   307.4   314.2   314.3   307.2 
37  Borrowings  882.4   895.1   922.8   897.4   873.4   910.5   900.3   922.1   922.6   918.4   946.5   940.4 
38  Net due to related foreign offices  231.9   159.5   157.7   145.4   135.4   107.2   123.3   120.8   102.4   130.6   113.2   103.2 
39  Other liabilities including trading liabilities 22  112.5   114.6   122.9   122.4   119.0   114.4   107.2   106.5   100.3   109.1   94.3   98.8 
40  Total liabilities  2,256.5   2,168.9   2,220.3   2,177.7   2,157.9   2,195.2   2,202.7   2,243.6   2,218.5   2,269.3   2,255.3   2,244.6 
41  Residual (assets less liabilities) 23  8.6   8.3   8.3   8.3   7.9   9.0   8.9   8.6   8.8   7.9   7.9   7.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -0.0   1.7   2.3   2.1   1.5   1.4   1.3   1.4   1.4   1.6   1.6   1.6 
43  U.S. Treasury and agency securities, MBS 25  -0.0   1.7   2.3   2.1   1.5   1.4   1.3   1.4   1.4   1.6   1.6   1.6 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: February 21, 2020