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Release Date: August 7, 2020
H.8; Page 1

August 7, 2020

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2015
2016
2017
2018
2019
2019
Q1
2019
Q2
2019
Q3
2019
Q4
2020
Q1
2020
Q2
2020
Mar
2020
Apr
2020
May
2020
Jun
Assets
Bank credit  7.7   6.8   3.0   3.5   6.0   7.1   5.0   6.1   5.4   7.3   20.6   40.3   30.1   4.6   -1.8 
Securities in bank credit 2  6.1   7.8   1.9   0.8   10.4   9.8   8.3   11.6   10.3   7.6   15.7   36.0   0.3   7.5   43.1 
Treasury and agency securities 3  9.0   10.1   2.7   3.6   14.3   15.2   10.3   16.3   12.6   8.4   17.2   44.1   -4.4   11.0   48.0 
Other securities  -0.5   2.3   -0.5   -7.0   -1.9   -7.0   1.8   -4.3   2.1   4.5   10.2   6.5   18.0   -5.1   24.6 
Loans and leases in bank credit 8  8.2   6.4   3.4   4.5   4.4   6.1   3.8   4.1   3.6   7.2   22.5   42.0   41.5   3.6   -18.4 
10  Commercial and industrial loans  10.5   5.8   1.0   6.5   3.6   11.5   1.2   2.3   -0.7   12.6   85.9   112.9   165.8   36.3   -51.0 
11  Real estate loans  6.0   6.5   3.7   3.5   3.4   2.5   3.3   3.4   4.4   3.4   2.9   5.6   4.7   -1.3   -0.4 
12  Residential real estate loans  1.3   3.3   1.5   2.0   2.3   1.4   2.8   2.4   2.4   0.9   -1.3   3.9   -1.8   -5.9   -2.9 
13  Revolving home equity loans  -4.2   -6.2   -7.5   -8.2   -8.8   -8.2   -9.0   -9.0   -10.1   -8.6   -8.4   -3.4   -5.3   -13.7   -17.4 
14  Closed-end residential loans 9  2.9   5.8   3.6   4.2   4.4   3.2   5.0   4.5   4.5   2.5   -0.1   5.1   -1.2   -4.7   -0.7 
15  Commercial real estate loans  12.0   10.3   6.1   5.0   4.6   3.6   3.9   4.3   6.4   5.9   7.0   7.4   11.2   3.0   2.1 
20  Consumer loans  6.2   7.0   4.2   4.1   5.2   3.9   7.1   5.5   4.1   4.3   -17.3   3.6   -39.1   -23.6   -5.1 
21  Credit cards and other revolving plans  5.8   6.4   5.1   4.2   3.5   3.1   5.0   3.5   2.4   3.5   -33.6   2.7   -72.3   -43.9   -13.7 
22  Other consumer loans  6.7   7.7   3.1   3.9   7.2   5.0   9.4   7.9   6.0   5.2   1.1   4.6   -1.6   -1.9   3.7 
25  All other loans and leases  15.1   6.1   5.6   4.8   8.3   11.0   5.8   7.9   7.5   13.9   23.0   84.4   29.0   -15.7   -22.3 
28  LESS: Allowance for loan and lease losses  -3.7   3.0   0.6   -0.4   1.4   4.7   -7.1   2.2   6.1   8.8   104.5   15.6   243.5   32.5   69.9 
29  Cash assets 18  -8.0   -14.3   7.4   -19.2   -12.8   -28.7   -27.3   -14.8   19.1   45.1   256.7   294.9   489.4   73.5   -84.1 
30  Total federal funds sold and reverse RPs 19  -0.2   2.5   9.5   36.8   25.4   52.9   48.9   12.7   -17.4   -5.7   -21.5   -48.7   -112.1   3.5   205.0 
31  Loans to commercial banks 20  10.6   19.1   -2.9   10.5   -47.6   35.4   -102.5   -131.1   -15.0   -36.4   -22.9   52.2   0.0   -150.0   -19.0 
32  Other assets including trading assets 21  -1.6   1.6   1.5   0.2   2.0   -8.2   7.2   11.3   -2.0   28.9   21.5   99.7   -3.7   -7.6   -6.6 
33  Total assets  3.7   2.7   3.6   0.8   4.2   3.3   3.5   4.7   5.0   12.2   43.1   66.8   73.3   13.9   -9.0 
Liabilities
34  Deposits  5.0   4.4   4.5   2.7   6.2   4.5   6.3   5.5   8.1   9.9   49.7   42.6   74.2   50.1   17.1 
35  Large time deposits  0.5   -11.0   7.0   4.4   9.0   13.8   9.0   2.2   9.8   -4.4   -10.2   -32.5   4.8   -8.1   -22.7 
36  Other deposits  5.8   7.2   4.2   2.5   5.8   3.1   5.9   6.0   7.8   12.2   59.1   54.5   84.5   58.2   22.4 
37  Borrowings  6.3   3.8   3.5   -5.3   -1.1   -0.6   -3.4   1.8   -2.2   12.7   -3.5   142.8   8.5   -105.5   -107.9 
39  Other liabilities including trading liabilities 22  -5.7   -2.1   -9.0   6.3   8.8   -15.3   20.9   20.3   9.2   60.1   36.6   204.2   -25.7   -16.0   -10.6 
40  Total liabilities  3.2   2.6   3.6   0.7   4.1   2.8   3.2   4.6   5.7   12.8   48.2   74.0   80.3   17.1   -8.2 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  13,464.3   13,858.4   13,886.9   13,949.9   14,419.9   14,787.4   14,844.5   14,824.0   14,829.6   14,870.1   14,879.7   14,861.6 
Securities in bank credit 2  3,653.8   3,833.3   3,842.1   3,871.0   3,987.4   3,989.4   4,014.6   4,158.9   4,244.2   4,283.8   4,292.0   4,307.3 
Treasury and agency securities 3  2,824.0   3,006.3   3,015.7   3,037.8   3,149.6   3,138.4   3,167.2   3,293.9   3,363.1   3,400.3   3,406.7   3,425.2 
Mortgage-backed securities (MBS) 4  1,987.3   2,083.4   2,106.2   2,119.8   2,177.5   2,219.8   2,216.5   2,222.5   2,218.5   2,260.3   2,276.6   2,288.1 
Non-MBS 5  836.8   922.9   909.5   918.0   972.1   918.6   950.6   1,071.4   1,144.7   1,140.0   1,130.1   1,137.0 
Other securities  829.8   827.0   826.4   833.1   837.8   851.0   847.4   865.0   881.0   883.5   885.3   882.1 
Mortgage-backed securities (MBS) 6  77.8   77.5   77.0   79.6   80.9   81.3   81.8   84.1   86.6   86.5   87.0   86.5 
Non-MBS 7  752.0   749.5   749.4   753.5   756.9   769.7   765.6   780.9   794.5   797.0   798.3   795.6 
Loans and leases in bank credit 8  9,810.5   10,025.1   10,044.8   10,078.9   10,432.4   10,798.0   10,830.0   10,665.1   10,585.5   10,586.3   10,587.8   10,554.3 
10  Commercial and industrial loans  2,345.2   2,354.3   2,353.7   2,358.5   2,581.3   2,941.1   3,030.0   2,901.3   2,827.9   2,825.9   2,828.2   2,811.8 
11  Real estate loans  4,506.9   4,619.1   4,632.2   4,645.5   4,667.6   4,686.9   4,681.7   4,681.4   4,700.6   4,697.7   4,702.0   4,695.2 
12  Residential real estate loans  2,265.3   2,297.3   2,297.1   2,298.8   2,306.3   2,303.0   2,291.7   2,286.9   2,305.2   2,301.2   2,302.9   2,295.6 
13  Revolving home equity loans  337.1   321.5   319.1   316.8   315.8   314.4   310.9   306.3   303.9   303.7   302.8   301.7 
14  Closed-end residential loans 9  1,928.2   1,975.9   1,978.0   1,982.0   1,990.5   1,988.6   1,980.9   1,980.6   2,001.2   1,997.5   2,000.0   1,993.9 
15  Commercial real estate loans  2,241.6   2,321.7   2,335.0   2,346.7   2,361.3   2,383.9   2,390.0   2,394.5   2,395.5   2,396.5   2,399.1   2,399.6 
16  Construction and land development loans 10  346.4   352.3   353.8   355.2   357.3   360.5   362.9   369.1   369.1   369.6   369.9   371.5 
17  Secured by farmland 11  103.8   102.4   102.3   102.5   102.7   103.5   103.4   103.0   102.9   102.5   102.5   102.3 
18  Secured by multifamily properties 12  372.0   396.6   400.6   404.2   408.0   411.9   414.7   415.7   415.4   415.5   416.3   415.6 
19  Secured by nonfarm nonresidential properties 13  1,419.4   1,470.4   1,478.4   1,484.8   1,493.2   1,508.0   1,509.0   1,506.8   1,508.2   1,508.9   1,510.4   1,510.3 
20  Consumer loans  1,544.9   1,588.2   1,594.1   1,600.9   1,605.8   1,553.8   1,523.3   1,516.8   1,520.5   1,521.4   1,521.6   1,519.8 
21  Credit cards and other revolving plans  824.0   843.6   845.9   849.6   851.5   800.2   770.9   762.1   763.3   762.5   761.9   759.9 
22  Other consumer loans  720.9   744.7   748.2   751.3   754.3   753.6   752.4   754.7   757.2   758.8   759.7   759.9 
23  Automobile loans 14  437.5   450.5   452.6   454.4   456.6   455.5   454.1   456.6   458.3   458.3   458.7   458.9 
24  All other consumer loans 15  283.4   294.2   295.6   296.9   297.7   298.2   298.3   298.1   298.9   300.5   301.0   301.0 
25  All other loans and leases  1,413.5   1,463.5   1,464.7   1,474.0   1,577.7   1,616.1   1,595.0   1,565.6   1,536.4   1,541.3   1,536.0   1,527.6 
26  Loans to nondepository financial institutions 16  536.5   575.6   578.6   586.1   644.9   681.2   662.2   643.4   631.9   629.4   624.7   623.1 
27  All loans not elsewhere classified 17  877.0   887.8   886.1   887.9   932.8   934.9   932.8   922.2   904.6   911.9   911.3   904.5 
28  LESS: Allowance for loan and lease losses  110.1   113.0   114.5   115.2   116.7   140.4   144.3   152.6   182.3   183.9   184.1   184.7 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  1,691.9   1,788.4   1,779.7   1,762.1   2,195.1   3,090.5   3,279.7   3,050.1   2,829.7   2,733.3   2,659.0   2,709.2 
30  Total federal funds sold and reverse RPs 19  809.8   745.8   752.2   783.1   751.3   681.1   683.1   799.8   941.0   981.5   905.1   885.2 
31  Loans to commercial banks 20  9.2   8.0   7.0   6.9   7.2   7.2   6.3   6.2   6.7   6.4   6.3   6.6 
32  Other assets including trading assets 21  1,474.5   1,493.1   1,525.0   1,568.9   1,699.6   1,695.3   1,684.6   1,675.5   1,696.1   1,691.9   1,713.8   1,715.3 
33  Total assets  17,339.6   17,780.7   17,836.4   17,955.6   18,956.4   20,121.1   20,353.9   20,202.9   20,120.8   20,099.2   19,979.8   19,993.1 
Liabilities
34  Deposits  12,805.0   13,239.4   13,301.9   13,377.8   13,853.0   14,712.9   15,326.6   15,546.6   15,637.5   15,667.1   15,553.6   15,474.9 
35  Large time deposits  1,779.1   1,859.1   1,846.6   1,843.2   1,793.3   1,800.5   1,788.3   1,754.5   1,734.2   1,723.2   1,740.3   1,731.1 
36  Other deposits  11,025.9   11,380.3   11,455.2   11,534.6   12,059.7   12,912.4   13,538.3   13,792.1   13,903.4   13,943.9   13,813.3   13,743.8 
37  Borrowings  1,992.8   1,991.1   1,974.2   1,977.3   2,213.2   2,230.8   2,034.6   1,852.0   1,776.0   1,784.9   1,823.2   1,789.7 
38  Net due to related foreign offices  -9.8   -94.2   -118.8   -130.1   20.5   300.1   151.4   -3.0   -124.3   -179.5   -225.5   -138.5 
39  Other liabilities including trading liabilities 22  623.8   655.7   677.9   720.9   843.7   825.8   814.7   807.7   808.3   794.1   821.5   837.8 
40  Total liabilities  15,411.8   15,792.0   15,835.1   15,945.9   16,930.4   18,069.5   18,327.3   18,203.2   18,097.5   18,066.5   17,972.8   17,963.9 
41  Residual (assets less liabilities) 23  1,927.8   1,988.6   2,001.2   2,009.6   2,026.0   2,051.5   2,026.6   1,999.7   2,023.3   2,032.7   2,007.0   2,029.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  9.1   16.3   24.1   36.3   44.3   53.3   60.0   63.1   65.1   65.3   66.1   66.7 
43  U.S. Treasury and agency securities, MBS 25  6.3   11.8   17.4   25.4   36.0   47.4   49.8   48.4   48.9   48.8   48.9   49.7 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  13,465.7   13,925.4   13,897.8   13,920.0   14,373.3   14,772.3   14,835.7   14,828.3   14,842.4   14,854.9   14,842.6   14,851.9 
Securities in bank credit 2  3,646.5   3,841.6   3,840.5   3,867.7   3,980.8   3,993.6   4,018.1   4,151.9   4,228.6   4,261.6   4,277.4   4,291.1 
Treasury and agency securities 3  2,819.0   3,014.0   3,015.4   3,035.4   3,144.8   3,142.8   3,171.0   3,289.5   3,353.2   3,382.6   3,395.9   3,412.2 
Mortgage-backed securities (MBS) 4  1,991.6   2,083.9   2,102.2   2,112.0   2,172.8   2,226.6   2,222.7   2,227.9   2,222.1   2,254.7   2,273.0   2,287.4 
Non-MBS 5  827.4   930.1   913.2   923.4   972.0   916.2   948.4   1,061.7   1,131.1   1,127.9   1,122.9   1,124.8 
Other securities  827.6   827.7   825.2   832.3   836.0   850.8   847.0   862.4   875.4   878.9   881.6   878.9 
Mortgage-backed securities (MBS) 6  79.0   76.1   75.7   79.5   81.0   82.0   83.2   85.4   87.6   87.2   87.7   87.0 
Non-MBS 7  748.6   751.5   749.5   752.8   755.0   768.8   763.8   777.0   787.8   791.8   793.9   791.9 
Loans and leases in bank credit 8  9,819.2   10,083.7   10,057.2   10,052.3   10,392.4   10,778.7   10,817.6   10,676.3   10,613.8   10,593.3   10,565.2   10,560.8 
10  Commercial and industrial loans  2,359.5   2,353.3   2,342.4   2,351.6   2,584.0   2,955.2   3,047.1   2,918.5   2,845.5   2,835.5   2,825.7   2,808.1 
11  Real estate loans  4,506.9   4,628.0   4,630.6   4,632.9   4,654.9   4,677.1   4,677.0   4,681.5   4,712.2   4,702.3   4,698.2   4,701.9 
12  Residential real estate loans  2,263.9   2,303.8   2,297.0   2,289.9   2,295.7   2,292.2   2,284.5   2,285.3   2,315.3   2,303.7   2,297.5   2,300.1 
13  Revolving home equity loans  337.1   321.9   319.0   316.0   315.8   314.9   310.8   306.3   303.6   303.4   302.5   301.4 
14  Closed-end residential loans 9  1,926.8   1,981.9   1,978.0   1,973.9   1,979.9   1,977.3   1,973.6   1,978.9   2,011.8   2,000.2   1,995.0   1,998.6 
15  Commercial real estate loans  2,243.0   2,324.2   2,333.6   2,343.0   2,359.2   2,385.0   2,392.6   2,396.2   2,396.9   2,398.7   2,400.7   2,401.8 
16  Construction and land development loans 10  347.3   351.6   350.9   353.1   356.5   360.1   365.4   370.5   369.8   371.2   371.9   373.1 
17  Secured by farmland 11  103.8   102.4   102.2   102.2   102.5   103.4   103.3   102.9   102.6   102.6   102.6   102.5 
18  Secured by multifamily properties 12  371.9   397.9   400.0   403.3   407.5   412.2   414.3   415.5   416.3   415.8   416.3   415.4 
19  Secured by nonfarm nonresidential properties 13  1,420.0   1,472.3   1,480.4   1,484.4   1,492.7   1,509.2   1,509.5   1,507.3   1,508.1   1,509.0   1,509.8   1,510.9 
20  Consumer loans  1,537.6   1,620.4   1,614.1   1,601.7   1,585.1   1,535.9   1,508.3   1,509.5   1,512.5   1,512.3   1,513.0   1,519.3 
21  Credit cards and other revolving plans  819.9   873.1   863.5   850.1   833.5   786.2   761.1   758.7   758.5   755.8   755.8   760.9 
22  Other consumer loans  717.7   747.3   750.6   751.6   751.5   749.8   747.2   750.8   754.1   756.5   757.2   758.4 
23  Automobile loans 14  435.9   451.4   453.5   454.1   455.5   454.2   452.0   454.7   456.7   457.2   457.6   458.5 
24  All other consumer loans 15  281.8   295.9   297.1   297.6   296.0   295.5   295.2   296.1   297.4   299.3   299.6   299.9 
25  All other loans and leases  1,415.2   1,482.1   1,470.2   1,466.1   1,568.5   1,610.4   1,585.2   1,566.9   1,543.6   1,543.2   1,528.3   1,531.5 
26  Loans to nondepository financial institutions 16  535.4   584.9   576.4   578.4   634.7   676.9   655.7   641.9   637.0   632.1   621.9   627.8 
27  All loans not elsewhere classified 17  879.8   897.2   893.8   887.7   933.8   933.5   929.5   924.9   906.6   911.0   906.4   903.7 
28  LESS: Allowance for loan and lease losses  111.9   111.1   111.9   113.5   116.0   142.0   147.3   155.6   184.8   185.9   185.8   185.6 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  1,683.9   1,784.3   1,770.6   1,785.3   2,217.1   3,035.0   3,252.4   3,041.3   2,833.4   2,734.8   2,657.8   2,723.3 
30  Total federal funds sold and reverse RPs 19  801.2   767.9   771.1   791.7   752.6   664.6   666.5   785.2   912.0   951.2   892.0   874.6 
31  Loans to commercial banks 20  9.2   8.1   7.3   7.3   7.6   7.5   6.4   6.1   6.2   6.2   6.0   6.3 
32  Other assets including trading assets 21  1,480.4   1,485.4   1,523.5   1,571.0   1,703.9   1,688.5   1,681.6   1,681.5   1,698.2   1,697.5   1,703.0   1,703.0 
33  Total assets  17,328.5   17,859.9   17,858.4   17,961.8   18,938.5   20,025.8   20,295.3   20,186.9   20,107.4   20,058.8   19,915.7   19,973.4 
Liabilities
34  Deposits  12,756.3   13,350.0   13,323.1   13,363.1   13,907.6   14,737.0   15,250.8   15,485.1   15,626.0   15,619.1   15,407.3   15,440.5 
35  Large time deposits  1,780.8   1,847.0   1,864.4   1,859.7   1,799.3   1,816.6   1,796.1   1,753.5   1,728.8   1,715.6   1,729.8   1,718.8 
36  Other deposits  10,975.5   11,503.0   11,458.8   11,503.4   12,108.4   12,920.4   13,454.7   13,731.7   13,897.2   13,903.5   13,677.5   13,721.7 
37  Borrowings  1,998.2   1,976.3   1,994.3   1,995.6   2,170.8   2,203.0   2,057.9   1,860.7   1,782.8   1,787.2   1,846.6   1,797.7 
38  Net due to related foreign offices  -6.4   -93.1   -124.5   -131.5   -11.8   251.3   150.5   2.5   -122.8   -155.7   -171.2   -123.9 
39  Other liabilities including trading liabilities 22  623.0   645.1   673.1   721.3   839.0   813.8   812.3   806.0   799.0   780.1   801.7   823.2 
40  Total liabilities  15,371.1   15,878.4   15,866.0   15,948.4   16,905.6   18,005.1   18,271.5   18,154.3   18,085.0   18,030.6   17,884.4   17,937.6 
41  Residual (assets less liabilities) 23  1,957.4   1,981.6   1,992.4   2,013.4   2,032.8   2,020.7   2,023.7   2,032.6   2,022.4   2,028.1   2,031.3   2,035.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  9.1   16.3   24.1   36.3   44.3   53.3   60.0   63.1   65.1   65.3   66.1   66.7 
43  U.S. Treasury and agency securities, MBS 25  6.3   11.8   17.4   25.4   36.0   47.4   49.8   48.4   48.9   48.8   48.9   49.7 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  12,430.1   12,822.3   12,858.2   12,924.0   13,292.9   13,573.2   13,667.8   13,681.1   13,716.4   13,760.5   13,774.5   13,755.9 
Securities in bank credit 2  3,375.3   3,564.7   3,575.5   3,601.8   3,704.8   3,718.4   3,747.9   3,887.7   3,974.1   4,014.0   4,027.2   4,039.1 
Treasury and agency securities 3  2,646.7   2,828.6   2,840.3   2,861.8   2,962.1   2,964.4   2,998.7   3,119.1   3,190.3   3,228.5   3,238.0   3,253.7 
Mortgage-backed securities (MBS) 4  1,959.4   2,043.8   2,068.1   2,080.2   2,134.0   2,174.2   2,173.6   2,179.2   2,176.8   2,218.7   2,232.5   2,244.0 
Non-MBS 5  687.3   784.7   772.2   781.7   828.1   790.2   825.1   939.9   1,013.6   1,009.8   1,005.5   1,009.8 
Other securities  728.6   736.1   735.3   740.0   742.8   754.0   749.2   768.7   783.8   785.5   789.2   785.4 
Mortgage-backed securities (MBS) 6  76.0   75.7   75.2   77.9   79.2   79.6   79.9   82.2   84.9   84.8   85.3   84.9 
Non-MBS 7  652.6   660.5   660.1   662.0   663.6   674.4   669.3   686.5   698.9   700.7   703.9   700.5 
Loans and leases in bank credit 8  9,054.8   9,257.6   9,282.6   9,322.2   9,588.1   9,854.8   9,919.9   9,793.4   9,742.2   9,746.5   9,747.3   9,716.8 
10  Commercial and industrial loans  1,953.5   1,958.9   1,961.6   1,969.0   2,122.8   2,397.0   2,520.6   2,424.9   2,370.7   2,369.9   2,369.2   2,356.3 
11  Real estate loans  4,423.8   4,535.3   4,547.2   4,559.0   4,580.9   4,598.6   4,594.2   4,595.6   4,614.4   4,611.5   4,616.1   4,609.8 
12  Residential real estate loans  2,263.8   2,295.7   2,295.7   2,297.2   2,305.1   2,301.6   2,290.2   2,285.5   2,303.5   2,299.7   2,301.4   2,294.2 
13  Revolving home equity loans  336.9   320.9   318.6   316.0   315.6   314.0   310.4   305.8   303.3   303.0   302.2   301.0 
14  Closed-end residential loans 9  1,926.9   1,974.8   1,977.1   1,981.2   1,989.6   1,987.7   1,979.9   1,979.7   2,000.2   1,996.6   1,999.1   1,993.1 
15  Commercial real estate loans  2,160.0   2,239.6   2,251.6   2,261.8   2,275.8   2,297.0   2,303.9   2,310.2   2,310.8   2,311.9   2,314.8   2,315.7 
16  Construction and land development loans 10  333.9   340.1   341.5   343.2   345.3   348.3   350.7   356.6   356.8   357.1   357.5   359.1 
17  Secured by farmland 11  103.6   102.2   102.1   102.3   102.5   103.3   103.2   102.8   102.7   102.4   102.3   102.1 
18  Secured by multifamily properties 12  363.7   387.2   391.0   394.2   398.2   401.6   404.3   405.2   404.7   404.7   405.4   404.5 
19  Secured by nonfarm nonresidential properties 13  1,358.8   1,410.0   1,417.0   1,422.2   1,429.9   1,443.8   1,445.8   1,445.6   1,446.6   1,447.7   1,449.5   1,450.0 
20  Consumer loans  1,541.4   1,584.8   1,590.6   1,597.4   1,602.3   1,550.3   1,519.8   1,513.4   1,517.3   1,518.2   1,518.4   1,516.5 
21  Credit cards and other revolving plans  824.0   843.6   845.9   849.6   851.5   800.2   770.9   762.1   763.3   762.5   761.9   759.9 
22  Other consumer loans  717.5   741.2   744.7   747.8   750.8   750.1   748.9   751.3   754.0   755.7   756.4   756.6 
23  Automobile loans 14  437.5   450.5   452.6   454.4   456.6   455.5   454.1   456.6   458.3   458.3   458.7   458.9 
24  All other consumer loans 15  279.9   290.8   292.1   293.4   294.1   294.6   294.8   294.7   295.7   297.4   297.8   297.7 
25  All other loans and leases  1,136.1   1,178.6   1,183.2   1,196.8   1,282.0   1,308.9   1,285.3   1,259.4   1,239.8   1,246.9   1,243.7   1,234.2 
26  Loans to nondepository financial institutions 16  417.0   458.3   461.9   472.2   520.4   549.5   526.2   503.5   496.5   496.8   493.3   490.8 
27  All loans not elsewhere classified 17  719.1   720.3   721.3   724.6   761.6   759.5   759.1   755.9   743.3   750.1   750.3   743.4 
28  LESS: Allowance for loan and lease losses  109.1   111.9   113.2   114.0   115.5   139.2   142.9   151.3   180.8   182.4   182.7   183.3 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  1,120.2   1,132.8   1,137.8   1,138.0   1,406.6   1,981.0   2,324.4   2,296.9   2,158.7   2,103.1   1,991.4   2,041.0 
30  Total federal funds sold and reverse RPs 19  363.2   319.4   328.3   339.1   331.5   316.7   321.2   436.3   599.2   626.4   565.1   544.2 
31  Loans to commercial banks 20  6.6   5.9   5.4   5.3   5.8   5.9   5.7   5.3   5.2   5.0   4.8   5.0 
32  Other assets including trading assets 21  1,342.4   1,363.6   1,395.4   1,443.0   1,531.2   1,526.1   1,518.5   1,516.6   1,537.1   1,535.6   1,546.4   1,541.2 
33  Total assets  15,153.4   15,532.2   15,612.0   15,735.3   16,452.5   17,263.8   17,694.7   17,784.9   17,835.8   17,848.1   17,699.5   17,703.9 
Liabilities
34  Deposits  11,787.9   12,150.4   12,219.0   12,289.5   12,799.1   13,585.9   14,166.7   14,385.1   14,464.6   14,504.7   14,374.0   14,294.5 
35  Large time deposits  1,050.9   1,069.6   1,063.1   1,063.6   1,073.5   1,056.6   1,019.3   980.2   954.5   946.5   944.0   932.5 
36  Other deposits  10,736.9   11,080.8   11,155.9   11,225.8   11,725.5   12,529.3   13,147.5   13,404.9   13,510.1   13,558.3   13,430.0   13,362.0 
37  Borrowings  1,115.4   1,085.4   1,070.2   1,060.6   1,184.2   1,186.2   1,053.1   975.0   945.1   937.8   944.1   943.3 
38  Net due to related foreign offices  -178.0   -222.0   -240.6   -241.0   -272.5   -225.8   -214.0   -250.2   -264.0   -286.2   -316.4   -241.9 
39  Other liabilities including trading liabilities 22  501.3   541.9   566.2   610.2   702.5   688.1   677.2   673.0   675.8   663.7   681.4   685.9 
40  Total liabilities  13,226.5   13,555.7   13,614.7   13,719.3   14,413.2   15,234.3   15,683.0   15,782.9   15,821.5   15,820.0   15,683.0   15,681.8 
41  Residual (assets less liabilities) 23  1,926.9   1,976.5   1,997.3   2,016.0   2,039.3   2,029.5   2,011.7   2,001.9   2,014.3   2,028.1   2,016.4   2,022.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  7.2   15.0   22.6   34.4   41.8   50.4   57.0   60.1   62.0   62.2   63.1   63.7 
43  U.S. Treasury and agency securities, MBS 25  4.4   10.5   16.0   23.6   33.5   44.6   46.8   45.4   45.8   45.7   45.9   46.6 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  12,427.0   12,886.6   12,870.5   12,897.8   13,247.4   13,560.6   13,661.1   13,680.0   13,714.5   13,732.6   13,729.0   13,741.7 
Securities in bank credit 2  3,366.4   3,575.2   3,575.2   3,597.7   3,699.8   3,727.1   3,750.3   3,879.0   3,954.3   3,988.7   4,008.5   4,021.2 
Treasury and agency securities 3  2,640.7   2,837.9   2,842.0   2,858.3   2,958.8   2,972.4   3,000.6   3,113.3   3,177.3   3,208.2   3,223.2   3,238.7 
Mortgage-backed securities (MBS) 4  1,961.5   2,046.1   2,064.4   2,073.9   2,131.0   2,181.7   2,177.5   2,182.4   2,178.2   2,210.9   2,227.3   2,242.3 
Non-MBS 5  679.2   791.9   777.6   784.4   827.8   790.7   823.0   930.9   999.1   997.3   995.9   996.4 
Other securities  725.7   737.3   733.2   739.5   741.0   754.6   749.8   765.7   777.0   780.5   785.3   782.5 
Mortgage-backed securities (MBS) 6  77.2   74.4   73.9   78.0   79.4   80.3   81.3   83.5   85.8   85.4   85.9   85.2 
Non-MBS 7  648.5   662.9   659.3   661.5   661.6   674.3   668.4   682.2   691.2   695.1   699.4   697.3 
Loans and leases in bank credit 8  9,060.6   9,311.4   9,295.2   9,300.1   9,547.6   9,833.5   9,910.8   9,801.1   9,760.2   9,743.9   9,720.5   9,720.5 
10  Commercial and industrial loans  1,962.6   1,955.6   1,953.0   1,968.4   2,128.6   2,413.2   2,537.2   2,435.1   2,376.2   2,368.4   2,359.4   2,347.7 
11  Real estate loans  4,423.2   4,544.3   4,545.1   4,546.3   4,567.5   4,588.4   4,589.0   4,594.9   4,626.4   4,616.5   4,612.3   4,616.4 
12  Residential real estate loans  2,262.4   2,302.2   2,295.5   2,288.4   2,294.2   2,290.7   2,283.0   2,283.8   2,313.8   2,302.1   2,296.0   2,298.5 
13  Revolving home equity loans  336.9   321.4   318.4   315.5   315.3   314.3   310.3   305.8   303.0   302.8   301.9   300.8 
14  Closed-end residential loans 9  1,925.5   1,980.9   1,977.1   1,972.9   1,978.9   1,976.4   1,972.7   1,978.0   2,010.8   1,999.3   1,994.1   1,997.7 
15  Commercial real estate loans  2,160.8   2,242.1   2,249.6   2,257.9   2,273.3   2,297.7   2,306.0   2,311.1   2,312.6   2,314.3   2,316.3   2,317.8 
16  Construction and land development loans 10  334.8   339.6   338.6   340.9   344.4   347.7   353.0   358.0   357.7   359.0   359.8   360.9 
17  Secured by farmland 11  103.6   102.2   102.0   102.0   102.2   103.2   103.1   102.7   102.4   102.4   102.4   102.3 
18  Secured by multifamily properties 12  363.4   388.5   390.4   393.4   397.4   401.6   403.7   404.8   405.6   405.0   405.5   404.6 
19  Secured by nonfarm nonresidential properties 13  1,359.1   1,411.8   1,418.6   1,421.6   1,429.2   1,445.2   1,446.2   1,445.6   1,446.8   1,447.9   1,448.6   1,450.0 
20  Consumer loans  1,534.2   1,616.9   1,610.6   1,598.4   1,581.7   1,532.5   1,504.8   1,506.1   1,509.1   1,508.9   1,509.6   1,516.0 
21  Credit cards and other revolving plans  819.9   873.1   863.5   850.1   833.5   786.2   761.1   758.7   758.5   755.8   755.8   760.9 
22  Other consumer loans  714.3   743.8   747.1   748.3   748.1   746.3   743.7   747.4   750.6   753.1   753.8   755.0 
23  Automobile loans 14  435.9   451.4   453.5   454.1   455.5   454.2   452.0   454.7   456.7   457.2   457.6   458.5 
24  All other consumer loans 15  278.4   292.4   293.6   294.2   292.6   292.1   291.8   292.7   293.9   295.9   296.2   296.5 
25  All other loans and leases  1,140.6   1,194.5   1,186.5   1,187.0   1,269.9   1,299.5   1,279.7   1,265.0   1,248.6   1,250.1   1,239.2   1,240.5 
26  Loans to nondepository financial institutions 16  419.0   466.4   459.5   462.9   509.1   542.9   523.3   506.5   504.7   501.7   493.3   497.8 
27  All loans not elsewhere classified 17  721.6   728.2   727.0   724.1   760.7   756.6   756.4   758.5   743.9   748.4   745.8   742.7 
28  LESS: Allowance for loan and lease losses  110.8   110.1   110.7   112.3   114.8   140.7   146.0   154.2   183.2   184.4   184.4   184.2 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  1,103.7   1,167.3   1,117.2   1,136.7   1,442.2   1,972.5   2,271.8   2,262.0   2,159.5   2,091.9   1,946.7   2,029.6 
30  Total federal funds sold and reverse RPs 19  372.8   336.2   324.9   324.6   332.0   295.8   309.2   449.9   588.1   611.2   551.4   547.0 
31  Loans to commercial banks 20  6.6   6.1   5.5   5.3   5.8   5.8   5.7   5.2   4.9   4.9   4.8   5.0 
32  Other assets including trading assets 21  1,346.5   1,358.1   1,396.0   1,444.3   1,535.0   1,522.8   1,514.8   1,520.2   1,539.7   1,548.0   1,541.5   1,535.5 
33  Total assets  15,145.8   15,644.1   15,603.4   15,696.5   16,447.6   17,216.8   17,616.6   17,763.2   17,823.6   17,804.2   17,589.0   17,674.6 
Liabilities
34  Deposits  11,739.4   12,273.0   12,222.7   12,261.7   12,852.9   13,611.9   14,084.2   14,326.1   14,464.5   14,463.8   14,231.0   14,261.1 
35  Large time deposits  1,047.4   1,071.0   1,070.8   1,071.2   1,080.9   1,066.1   1,016.4   974.5   950.4   942.4   937.8   927.5 
36  Other deposits  10,692.1   11,202.0   11,151.8   11,190.4   11,772.0   12,545.7   13,067.8   13,351.6   13,514.1   13,521.4   13,293.2   13,333.6 
37  Borrowings  1,127.6   1,077.5   1,077.4   1,068.7   1,164.6   1,167.9   1,068.2   985.8   950.3   940.5   950.7   938.9 
38  Net due to related foreign offices  -169.6   -216.1   -242.3   -248.7   -293.5   -248.8   -217.4   -239.8   -270.4   -273.6   -279.5   -226.3 
39  Other liabilities including trading liabilities 22  499.8   537.8   562.5   610.3   700.9   675.5   668.3   670.1   668.4   657.0   667.2   676.6 
40  Total liabilities  13,197.3   13,672.2   13,620.4   13,691.9   14,425.0   15,206.5   15,603.3   15,742.2   15,812.8   15,787.7   15,569.3   15,650.4 
41  Residual (assets less liabilities) 23  1,948.5   1,971.9   1,983.0   2,004.5   2,022.6   2,010.4   2,013.3   2,021.0   2,010.8   2,016.5   2,019.7   2,024.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  7.2   15.0   22.6   34.4   41.8   50.4   57.0   60.1   62.0   62.2   63.1   63.7 
43  U.S. Treasury and agency securities, MBS 25  4.4   10.5   16.0   23.6   33.5   44.6   46.8   45.4   45.8   45.7   45.9   46.6 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  7,931.2   8,162.1   8,177.0   8,221.9   8,520.5   8,661.8   8,631.4   8,622.1   8,635.2   8,660.5   8,666.6   8,652.6 
Securities in bank credit 2  2,458.4   2,616.0   2,622.6   2,648.6   2,742.1   2,746.6   2,770.8   2,877.8   2,941.4   2,977.0   2,986.4   2,995.5 
Treasury and agency securities 3  1,973.5   2,128.8   2,138.3   2,160.6   2,259.3   2,260.6   2,293.2   2,395.8   2,453.4   2,489.2   2,496.3   2,510.5 
Mortgage-backed securities (MBS) 4  1,458.4   1,511.8   1,532.7   1,541.5   1,587.7   1,624.7   1,623.9   1,619.7   1,611.9   1,652.3   1,662.4   1,673.6 
Non-MBS 5  515.1   616.9   605.6   619.0   671.5   635.9   669.3   776.1   841.5   836.9   833.9   836.9 
Other securities  484.9   487.3   484.3   488.1   482.9   485.9   477.6   481.9   488.0   487.8   490.1   484.9 
Mortgage-backed securities (MBS) 6  58.5   57.5   57.1   60.3   61.3   61.6   62.2   63.3   63.9   63.8   64.2   63.6 
Non-MBS 7  426.5   429.7   427.2   427.8   421.6   424.3   415.4   418.6   424.1   423.9   426.0   421.4 
Loans and leases in bank credit 8  5,472.8   5,546.0   5,554.4   5,573.3   5,778.4   5,915.2   5,860.6   5,744.3   5,693.8   5,683.5   5,680.2   5,657.1 
10  Commercial and industrial loans  1,299.0   1,287.5   1,285.7   1,292.6   1,424.4   1,585.6   1,580.1   1,488.0   1,437.8   1,435.9   1,433.6   1,422.8 
11  Real estate loans  2,180.3   2,207.2   2,208.8   2,205.8   2,208.2   2,209.2   2,202.5   2,205.6   2,220.9   2,212.6   2,214.9   2,211.4 
12  Residential real estate loans  1,456.9   1,464.8   1,464.2   1,460.5   1,459.7   1,455.5   1,448.6   1,450.9   1,469.2   1,460.7   1,461.9   1,457.5 
13  Revolving home equity loans  220.5   205.7   203.6   201.4   200.6   198.7   195.9   192.8   191.1   190.8   190.1   189.5 
14  Closed-end residential loans 9  1,236.4   1,259.1   1,260.6   1,259.1   1,259.1   1,256.8   1,252.7   1,258.2   1,278.1   1,269.9   1,271.8   1,267.9 
15  Commercial real estate loans  723.4   742.4   744.6   745.3   748.5   753.7   753.9   754.7   751.7   751.9   753.0   753.9 
16  Construction and land development loans 10  107.3   106.7   106.8   107.1   107.8   108.4   109.1   113.0   114.2   114.5   115.2   115.8 
17  Secured by farmland 11  8.2   7.8   7.6   7.6   7.6   7.5   7.4   7.3   7.2   7.2   7.2   7.1 
18  Secured by multifamily properties 12  163.6   171.0   172.2   173.7   175.7   176.6   177.9   177.5   175.3   175.2   175.5   175.1 
19  Secured by nonfarm nonresidential properties 13  444.4   456.9   458.0   456.9   457.5   461.1   459.6   456.9   455.0   455.0   455.2   455.9 
20  Consumer loans  1,152.6   1,185.7   1,189.7   1,195.5   1,199.2   1,152.9   1,128.1   1,124.3   1,129.6   1,127.9   1,127.8   1,126.3 
21  Credit cards and other revolving plans  668.0   685.2   686.6   690.2   690.6   646.1   622.2   616.2   619.7   617.6   617.3   615.6 
22  Other consumer loans  484.6   500.4   503.0   505.3   508.6   506.8   505.9   508.1   509.9   510.2   510.5   510.7 
23  Automobile loans 14  356.4   367.0   369.3   370.8   372.7   371.1   369.9   372.3   373.9   373.9   374.2   374.5 
24  All other consumer loans 15  128.3   133.4   133.8   134.5   135.8   135.7   135.9   135.7   136.0   136.3   136.3   136.2 
25  All other loans and leases  840.7   865.7   870.2   879.5   946.6   967.6   949.9   926.5   905.5   907.1   903.9   896.6 
26  Loans to nondepository financial institutions 16  351.4   380.7   385.5   392.8   431.9   456.3   441.3   421.3   411.0   409.2   404.9   403.6 
27  All loans not elsewhere classified 17  489.3   485.0   484.6   486.6   514.7   511.2   508.6   505.2   494.5   497.9   499.0   493.0 
28  LESS: Allowance for loan and lease losses  69.8   68.9   70.3   70.4   72.5   94.3   96.3   103.0   126.4   126.7   126.6   127.1 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  822.4   818.5   814.3   810.6   1,017.5   1,493.2   1,751.7   1,707.7   1,573.8   1,529.4   1,443.2   1,513.7 
30  Total federal funds sold and reverse RPs 19  329.6   263.2   267.3   280.0   268.5   257.0   257.9   378.1   537.7   565.1   503.6   482.7 
31  Loans to commercial banks 20  5.8   5.2   4.6   4.5   4.9   5.0   4.8   4.5   4.5   4.2   4.1   4.1 
32  Other assets including trading assets 21  998.0   996.1   1,026.9   1,067.9   1,145.7   1,135.0   1,126.1   1,124.5   1,143.1   1,139.1   1,153.2   1,147.5 
33  Total assets  10,017.3   10,176.2   10,219.7   10,314.5   10,884.6   11,457.6   11,675.7   11,734.0   11,767.9   11,771.5   11,644.0   11,673.5 
Liabilities
34  Deposits  7,703.6   7,909.8   7,952.3   7,994.8   8,421.0   8,971.9   9,308.7   9,470.3   9,516.0   9,542.2   9,430.1   9,377.5 
35  Large time deposits  549.1   560.3   555.6   556.8   564.9   547.4   517.8   487.0   464.5   458.8   455.5   449.8 
36  Other deposits  7,154.5   7,349.5   7,396.8   7,438.0   7,856.2   8,424.5   8,790.9   8,983.3   9,051.5   9,083.3   8,974.6   8,927.7 
37  Borrowings  791.1   756.5   742.0   731.9   821.3   818.1   711.5   652.6   630.7   625.7   634.7   634.3 
38  Net due to related foreign offices  -203.6   -253.4   -269.2   -268.7   -304.9   -262.8   -249.1   -284.0   -301.0   -317.6   -349.0   -271.6 
39  Other liabilities including trading liabilities 22  429.6   460.6   481.1   523.6   611.3   591.3   577.0   569.4   570.7   561.0   578.7   584.0 
40  Total liabilities  8,720.7   8,873.5   8,906.2   8,981.6   9,548.8   10,118.5   10,348.1   10,408.3   10,416.4   10,411.2   10,294.4   10,324.2 
41  Residual (assets less liabilities) 23  1,296.5   1,302.7   1,313.5   1,332.9   1,335.9   1,339.1   1,327.6   1,325.7   1,351.5   1,360.2   1,349.6   1,349.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  5.9   10.2   17.8   25.8   30.0   38.8   43.5   45.4   46.7   46.8   47.6   48.1 
43  U.S. Treasury and agency securities, MBS 25  4.6   8.2   13.7   18.6   25.7   34.7   35.9   35.4   35.7   35.6   35.8   36.6 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  7,918.3   8,216.3   8,197.0   8,212.6   8,494.4   8,651.2   8,615.9   8,608.5   8,622.2   8,630.1   8,626.9   8,633.7 
Securities in bank credit 2  2,449.1   2,626.5   2,623.8   2,642.3   2,734.5   2,749.9   2,769.9   2,869.0   2,924.5   2,955.0   2,971.2   2,981.9 
Treasury and agency securities 3  1,967.1   2,138.0   2,139.9   2,153.9   2,252.7   2,263.1   2,293.4   2,389.6   2,442.1   2,472.0   2,484.8   2,499.6 
Mortgage-backed securities (MBS) 4  1,458.8   1,514.6   1,528.9   1,534.1   1,582.0   1,627.8   1,625.5   1,621.1   1,613.1   1,645.9   1,659.4   1,674.8 
Non-MBS 5  508.2   623.4   611.1   619.8   670.6   635.3   667.9   768.5   829.0   826.1   825.3   824.7 
Other securities  482.0   488.5   483.9   488.4   481.8   486.8   476.6   479.3   482.4   483.0   486.4   482.4 
Mortgage-backed securities (MBS) 6  59.5   56.3   56.1   60.1   61.4   62.4   63.3   64.5   64.8   64.2   64.5   63.8 
Non-MBS 7  422.5   432.2   427.8   428.4   420.4   424.4   413.2   414.8   417.6   418.7   421.9   418.5 
Loans and leases in bank credit 8  5,469.2   5,589.9   5,573.1   5,570.3   5,759.9   5,901.3   5,846.0   5,739.6   5,697.7   5,675.1   5,655.7   5,651.7 
10  Commercial and industrial loans  1,302.7   1,285.4   1,280.7   1,294.1   1,432.5   1,599.7   1,590.5   1,491.0   1,438.7   1,432.0   1,424.2   1,414.4 
11  Real estate loans  2,178.8   2,213.2   2,208.7   2,199.5   2,199.0   2,199.6   2,196.6   2,203.7   2,228.6   2,215.9   2,212.4   2,213.8 
12  Residential real estate loans  1,455.2   1,469.3   1,465.1   1,455.9   1,451.3   1,446.4   1,442.4   1,448.9   1,475.9   1,463.0   1,458.9   1,460.1 
13  Revolving home equity loans  220.4   206.1   203.4   201.1   200.5   198.8   195.7   192.8   190.9   190.6   190.0   189.3 
14  Closed-end residential loans 9  1,234.8   1,263.2   1,261.7   1,254.8   1,250.8   1,247.6   1,246.6   1,256.1   1,285.0   1,272.4   1,269.0   1,270.8 
15  Commercial real estate loans  723.6   743.9   743.6   743.7   747.7   753.2   754.2   754.8   752.6   752.9   753.5   753.7 
16  Construction and land development loans 10  107.8   106.1   105.4   106.3   107.9   108.8   110.7   113.7   114.5   115.1   115.8   116.2 
17  Secured by farmland 11  8.2   7.8   7.7   7.6   7.6   7.5   7.3   7.2   7.2   7.2   7.1   7.1 
18  Secured by multifamily properties 12  163.1   172.1   171.7   172.9   175.0   175.9   176.8   176.9   175.9   175.5   175.7   174.8 
19  Secured by nonfarm nonresidential properties 13  444.6   458.0   458.9   456.8   457.2   460.9   459.4   457.1   455.1   455.2   454.8   455.5 
20  Consumer loans  1,147.9   1,211.7   1,205.3   1,195.2   1,183.8   1,140.4   1,117.8   1,119.8   1,122.9   1,121.2   1,121.4   1,126.8 
21  Credit cards and other revolving plans  665.0   709.8   701.4   690.5   676.7   635.4   614.7   613.8   614.8   612.2   612.1   616.6 
22  Other consumer loans  482.9   501.9   503.9   504.7   507.1   505.0   503.1   506.0   508.2   509.0   509.3   510.2 
23  Automobile loans 14  355.0   368.0   370.1   370.6   372.0   370.1   368.0   370.6   372.6   372.9   373.3   374.1 
24  All other consumer loans 15  127.9   133.9   133.8   134.1   135.1   134.9   135.1   135.4   135.6   136.1   136.0   136.0 
25  All other loans and leases  839.9   879.6   878.5   881.4   944.6   961.7   941.1   925.0   907.5   905.9   897.7   896.8 
26  Loans to nondepository financial institutions 16  349.0   389.1   387.8   392.1   428.1   451.1   434.9   418.3   413.3   409.9   403.3   405.1 
27  All loans not elsewhere classified 17  490.9   490.5   490.7   489.4   516.5   510.5   506.2   506.7   494.2   496.1   494.5   491.7 
28  LESS: Allowance for loan and lease losses  70.0   69.0   69.6   70.1   72.2   93.6   96.2   103.5   127.3   127.3   127.3   127.1 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  815.2   838.2   797.6   804.8   1,043.5   1,491.6   1,724.6   1,692.1   1,576.9   1,530.3   1,420.2   1,509.6 
30  Total federal funds sold and reverse RPs 19  333.0   277.2   263.8   263.6   271.6   237.1   245.3   384.1   520.5   542.9   483.4   480.5 
31  Loans to commercial banks 20  5.8   5.3   4.6   4.6   4.9   5.0   4.7   4.5   4.2   4.2   4.1   4.2 
32  Other assets including trading assets 21  1,001.4   990.5   1,028.2   1,069.8   1,152.4   1,132.6   1,121.4   1,127.5   1,145.2   1,148.6   1,149.6   1,141.7 
33  Total assets  10,003.8   10,258.6   10,221.6   10,285.3   10,894.6   11,423.8   11,615.9   11,713.2   11,741.6   11,728.7   11,556.9   11,642.5 
Liabilities
34  Deposits  7,671.2   7,996.6   7,957.3   7,973.1   8,459.1   8,993.5   9,253.0   9,432.3   9,529.9   9,528.0   9,332.4   9,362.9 
35  Large time deposits  545.3   561.9   563.5   564.5   571.8   557.2   515.4   481.6   462.5   457.0   451.6   446.1 
36  Other deposits  7,125.9   7,434.6   7,393.9   7,408.6   7,887.2   8,436.4   8,737.6   8,950.7   9,067.5   9,071.0   8,880.8   8,916.8 
37  Borrowings  796.3   751.6   744.5   739.1   809.2   802.2   720.2   657.1   630.3   623.7   637.5   627.1 
38  Net due to related foreign offices  -195.5   -246.6   -272.4   -276.4   -323.9   -284.4   -253.2   -274.2   -306.2   -304.6   -311.3   -257.4 
39  Other liabilities including trading liabilities 22  428.6   454.8   481.5   523.6   611.8   581.8   570.1   567.3   563.7   554.6   566.2   575.5 
40  Total liabilities  8,700.6   8,956.4   8,910.9   8,959.5   9,556.1   10,093.1   10,290.1   10,382.5   10,417.7   10,401.6   10,224.8   10,308.2 
41  Residual (assets less liabilities) 23  1,303.2   1,302.2   1,310.7   1,325.8   1,338.5   1,330.8   1,325.8   1,330.7   1,323.9   1,327.1   1,332.2   1,334.3 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  5.9   10.2   17.8   25.8   30.0   38.8   43.5   45.4   46.7   46.8   47.6   48.1 
43  U.S. Treasury and agency securities, MBS 25  4.6   8.2   13.7   18.6   25.7   34.7   35.9   35.4   35.7   35.6   35.8   36.6 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  4,498.9   4,660.3   4,681.2   4,702.1   4,772.4   4,911.4   5,036.3   5,059.0   5,081.1   5,100.0   5,107.9   5,103.3 
Securities in bank credit 2  916.9   948.7   953.0   953.2   962.7   971.8   977.1   1,009.9   1,032.7   1,037.0   1,040.8   1,043.6 
Treasury and agency securities 3  673.2   699.8   702.0   701.3   702.8   703.8   705.5   723.2   736.9   739.2   741.7   743.2 
Mortgage-backed securities (MBS) 4  501.0   532.0   535.4   538.6   546.3   549.5   549.8   559.5   564.9   566.3   570.1   570.3 
Non-MBS 5  172.2   167.8   166.6   162.6   156.5   154.3   155.7   163.7   172.1   172.9   171.6   172.9 
Other securities  243.7   248.9   250.9   251.9   259.9   268.0   271.6   286.7   295.8   297.7   299.1   300.4 
Mortgage-backed securities (MBS) 6  17.6   18.1   18.1   17.6   17.9   18.0   17.7   18.9   20.9   21.0   21.1   21.3 
Non-MBS 7  226.1   230.8   232.9   234.3   241.9   250.1   253.9   267.8   274.9   276.8   278.0   279.1 
Loans and leases in bank credit 8  3,582.0   3,711.6   3,728.3   3,748.9   3,809.7   3,939.6   4,059.3   4,049.1   4,048.4   4,063.0   4,067.1   4,059.7 
10  Commercial and industrial loans  654.5   671.4   675.9   676.4   698.5   811.4   940.5   936.9   932.9   933.9   935.6   933.5 
11  Real estate loans  2,243.4   2,328.1   2,338.4   2,353.2   2,372.7   2,389.4   2,391.7   2,390.1   2,393.5   2,398.9   2,401.2   2,398.4 
12  Residential real estate loans  806.9   830.9   831.4   836.6   845.4   846.1   841.6   834.6   834.4   838.9   839.4   836.7 
13  Revolving home equity loans  116.4   115.2   115.0   114.6   114.9   115.3   114.5   113.0   112.2   112.2   112.1   111.5 
14  Closed-end residential loans 9  690.4   715.7   716.5   722.0   730.5   730.8   727.1   721.5   722.1   726.7   727.4   725.2 
15  Commercial real estate loans  1,436.6   1,497.2   1,506.9   1,516.6   1,527.3   1,543.3   1,550.0   1,555.5   1,559.1   1,560.0   1,561.8   1,561.7 
16  Construction and land development loans 10  226.6   233.4   234.7   236.1   237.5   240.0   241.6   243.6   242.6   242.6   242.3   243.3 
17  Secured by farmland 11  95.4   94.4   94.5   94.7   94.9   95.8   95.8   95.5   95.5   95.2   95.1   95.0 
18  Secured by multifamily properties 12  200.1   216.2   218.7   220.5   222.5   224.9   226.4   227.7   229.5   229.5   230.0   229.4 
19  Secured by nonfarm nonresidential properties 13  914.5   953.1   959.0   965.3   972.4   982.7   986.2   988.7   991.6   992.7   994.3   994.0 
20  Consumer loans  388.8   399.1   401.0   401.9   403.1   397.4   391.8   389.2   387.7   390.3   390.5   390.2 
21  Credit cards and other revolving plans  156.0   158.3   159.3   159.4   160.9   154.1   148.7   145.9   143.6   144.9   144.6   144.3 
22  Other consumer loans  232.8   240.8   241.7   242.5   242.2   243.3   243.0   243.2   244.1   245.5   245.9   245.9 
23  Automobile loans 14  81.1   83.4   83.3   83.6   83.9   84.4   84.2   84.3   84.4   84.4   84.5   84.4 
24  All other consumer loans 15  151.7   157.4   158.3   158.9   158.3   158.9   158.8   159.0   159.7   161.1   161.4   161.5 
25  All other loans and leases  295.3   312.9   313.0   317.3   335.4   341.3   335.4   333.0   334.3   339.8   339.8   337.6 
26  Loans to nondepository financial institutions 16  65.5   77.6   76.4   79.3   88.5   93.1   84.9   82.2   85.5   87.6   88.4   87.2 
27  All loans not elsewhere classified 17  229.8   235.3   236.6   238.0   246.9   248.2   250.5   250.7   248.8   252.2   251.4   250.4 
28  LESS: Allowance for loan and lease losses  39.3   43.0   42.9   43.6   43.0   44.9   46.7   48.3   54.5   55.7   56.1   56.2 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  297.8   314.3   323.5   327.4   389.1   487.8   572.7   589.2   584.9   573.7   548.2   527.4 
30  Total federal funds sold and reverse RPs 19  33.6   56.2   61.0   59.1   62.9   59.8   63.3   58.1   61.5   61.3   61.5   61.4 
31  Loans to commercial banks 20  0.8   0.8   0.8   0.8   0.9   0.9   0.9   0.8   0.7   0.8   0.7   0.8 
32  Other assets including trading assets 21  344.4   367.4   368.6   375.1   385.5   391.1   392.4   392.1   394.0   396.5   393.3   393.7 
33  Total assets  5,136.2   5,356.1   5,392.3   5,420.8   5,567.9   5,806.2   6,019.0   6,050.9   6,067.9   6,076.6   6,055.4   6,030.4 
Liabilities
34  Deposits  4,084.3   4,240.6   4,266.7   4,294.7   4,378.0   4,614.0   4,858.1   4,914.8   4,948.5   4,962.6   4,944.0   4,917.0 
35  Large time deposits  501.8   509.3   507.5   506.8   508.7   509.2   501.5   493.2   490.0   487.6   488.5   482.7 
36  Other deposits  3,582.5   3,731.3   3,759.2   3,787.8   3,869.3   4,104.8   4,356.6   4,421.6   4,458.6   4,474.9   4,455.4   4,434.3 
37  Borrowings  324.3   328.9   328.2   328.7   362.9   368.1   341.6   322.5   314.5   312.1   309.4   309.0 
38  Net due to related foreign offices  25.6   31.4   28.5   27.8   32.3   36.9   35.2   33.8   37.0   31.4   32.6   29.7 
39  Other liabilities including trading liabilities 22  71.6   81.3   85.1   86.6   91.2   96.8   100.1   103.6   105.1   102.7   102.7   101.8 
40  Total liabilities  4,505.8   4,682.2   4,708.5   4,737.7   4,864.4   5,115.8   5,334.9   5,374.6   5,405.1   5,408.8   5,388.6   5,357.5 
41  Residual (assets less liabilities) 23  630.4   673.8   683.8   683.1   703.4   690.4   684.1   676.3   662.7   667.9   666.8   672.9 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.3   4.8   4.8   8.6   11.8   11.7   13.5   14.7   15.3   15.4   15.4   15.6 
43  U.S. Treasury and agency securities, MBS 25  -0.2   2.4   2.3   4.9   7.8   9.9   10.9   10.1   10.1   10.1   10.1   10.0 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  4,508.7   4,670.2   4,673.5   4,685.2   4,753.0   4,909.4   5,045.2   5,071.5   5,092.3   5,102.6   5,102.1   5,108.0 
Securities in bank credit 2  917.3   948.7   951.4   955.5   965.3   977.2   980.4   1,010.0   1,029.8   1,033.7   1,037.3   1,039.3 
Treasury and agency securities 3  673.7   700.0   702.1   704.4   706.1   709.3   707.2   723.7   735.2   736.2   738.5   739.1 
Mortgage-backed securities (MBS) 4  502.7   531.5   535.6   539.8   549.0   554.0   552.1   561.2   565.1   565.1   567.9   567.5 
Non-MBS 5  171.0   168.4   166.5   164.6   157.2   155.4   155.1   162.4   170.1   171.1   170.6   171.7 
Other securities  243.7   248.8   249.3   251.0   259.1   267.8   273.2   286.4   294.6   297.5   298.9   300.1 
Mortgage-backed securities (MBS) 6  17.7   18.1   17.9   17.9   18.0   17.9   18.0   19.0   21.1   21.1   21.4   21.4 
Non-MBS 7  226.0   230.7   231.4   233.1   241.2   249.9   255.2   267.3   273.6   276.4   277.5   278.8 
Loans and leases in bank credit 8  3,591.4   3,721.5   3,722.1   3,729.7   3,787.7   3,932.2   4,064.8   4,061.5   4,062.5   4,068.8   4,064.8   4,068.7 
10  Commercial and industrial loans  660.0   670.2   672.3   674.3   696.1   813.5   946.7   944.1   937.5   936.4   935.2   933.3 
11  Real estate loans  2,244.4   2,331.1   2,336.5   2,346.7   2,368.5   2,388.8   2,392.4   2,391.1   2,397.8   2,400.6   2,399.9   2,402.6 
12  Residential real estate loans  807.2   832.9   830.4   832.5   842.9   844.3   840.6   834.9   837.9   839.1   837.1   838.4 
13  Revolving home equity loans  116.4   115.3   115.0   114.4   114.8   115.5   114.5   113.0   112.1   112.2   111.9   111.5 
14  Closed-end residential loans 9  690.7   717.6   715.4   718.1   728.1   728.8   726.1   721.9   725.8   727.0   725.1   726.9 
15  Commercial real estate loans  1,437.2   1,498.2   1,506.0   1,514.2   1,525.6   1,544.5   1,551.8   1,556.2   1,559.9   1,561.5   1,562.9   1,564.2 
16  Construction and land development loans 10  227.0   233.5   233.2   234.5   236.5   238.9   242.4   244.3   243.2   244.0   244.0   244.7 
17  Secured by farmland 11  95.4   94.5   94.3   94.4   94.7   95.7   95.8   95.5   95.2   95.3   95.3   95.2 
18  Secured by multifamily properties 12  200.3   216.4   218.7   220.5   222.4   225.7   226.8   227.9   229.7   229.6   229.8   229.8 
19  Secured by nonfarm nonresidential properties 13  914.5   953.8   959.8   964.9   972.0   984.3   986.8   988.6   991.7   992.6   993.7   994.5 
20  Consumer loans  386.3   405.2   405.3   403.2   397.9   392.1   387.0   386.3   386.2   387.7   388.2   389.2 
21  Credit cards and other revolving plans  154.9   163.4   162.1   159.6   156.9   150.8   146.3   144.9   143.7   143.6   143.7   144.3 
22  Other consumer loans  231.4   241.9   243.2   243.5   241.0   241.3   240.6   241.4   242.5   244.1   244.5   244.8 
23  Automobile loans 14  80.9   83.4   83.3   83.4   83.5   84.1   83.9   84.1   84.1   84.3   84.3   84.4 
24  All other consumer loans 15  150.5   158.4   159.8   160.1   157.5   157.2   156.7   157.3   158.4   159.8   160.2   160.5 
25  All other loans and leases  300.7   315.0   308.0   305.6   325.3   337.8   338.6   340.0   341.1   344.2   341.4   343.7 
26  Loans to nondepository financial institutions 16  70.0   77.3   71.7   70.9   81.1   91.7   88.5   88.3   91.4   91.9   90.1   92.7 
27  All loans not elsewhere classified 17  230.7   237.6   236.3   234.7   244.2   246.1   250.2   251.7   249.6   252.3   251.4   251.0 
28  LESS: Allowance for loan and lease losses  40.8   41.1   41.1   42.2   42.6   47.1   49.8   50.7   56.0   57.1   57.1   57.1 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  288.5   329.1   319.6   331.9   398.8   480.9   547.2   569.9   582.7   561.6   526.5   520.1 
30  Total federal funds sold and reverse RPs 19  39.8   58.9   61.1   61.0   60.4   58.8   63.9   65.8   67.7   68.3   68.1   66.5 
31  Loans to commercial banks 20  0.8   0.8   0.9   0.8   0.8   0.9   0.9   0.8   0.7   0.8   0.7   0.8 
32  Other assets including trading assets 21  345.1   367.6   367.9   374.5   382.5   390.2   393.4   392.7   394.5   399.4   391.9   393.8 
33  Total assets  5,142.0   5,385.6   5,381.8   5,411.2   5,553.0   5,793.0   6,000.7   6,050.0   6,081.9   6,075.5   6,032.1   6,032.1 
Liabilities
34  Deposits  4,068.3   4,276.4   4,265.4   4,288.5   4,393.9   4,618.4   4,831.2   4,893.8   4,934.6   4,935.8   4,898.5   4,898.2 
35  Large time deposits  502.1   509.0   507.4   506.7   509.1   509.0   501.1   492.9   487.9   485.4   486.1   481.4 
36  Other deposits  3,566.2   3,767.4   3,758.0   3,781.8   3,884.8   4,109.4   4,330.2   4,400.9   4,446.6   4,450.4   4,412.4   4,416.8 
37  Borrowings  331.3   325.9   332.9   329.6   355.4   365.7   348.1   328.7   319.9   316.9   313.2   311.8 
38  Net due to related foreign offices  26.0   30.5   30.2   27.7   30.4   35.7   35.7   34.4   35.9   31.0   31.8   31.0 
39  Other liabilities including trading liabilities 22  71.2   83.0   81.0   86.7   89.2   93.6   98.2   102.8   104.7   102.4   101.0   101.1 
40  Total liabilities  4,496.7   4,715.9   4,709.5   4,732.5   4,868.8   5,113.4   5,313.2   5,359.7   5,395.1   5,386.1   5,344.6   5,342.1 
41  Residual (assets less liabilities) 23  645.2   669.7   672.3   678.7   684.1   679.6   687.5   690.3   686.9   689.5   687.6   690.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.3   4.8   4.8   8.6   11.8   11.7   13.5   14.7   15.3   15.4   15.4   15.6 
43  U.S. Treasury and agency securities, MBS 25  -0.2   2.4   2.3   4.9   7.8   9.9   10.9   10.1   10.1   10.1   10.1   10.0 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  1,034.3   1,036.1   1,028.7   1,025.9   1,127.0   1,214.1   1,176.8   1,142.9   1,113.3   1,109.6   1,105.2   1,105.7 
Securities in bank credit 2  278.5   268.6   266.6   269.1   282.6   271.0   266.6   271.1   270.0   269.8   264.8   268.2 
Treasury and agency securities 3  177.3   177.7   175.4   176.0   187.6   174.0   168.5   174.8   172.8   171.8   168.7   171.4 
Mortgage-backed securities (MBS) 4  27.9   39.5   38.2   39.7   43.5   45.6   42.9   43.3   41.7   41.6   44.1   44.2 
Non-MBS 5  149.4   138.2   137.3   136.3   144.0   128.4   125.6   131.6   131.1   130.2   124.6   127.3 
Other securities  101.2   90.9   91.1   93.1   95.0   97.0   98.2   96.3   97.2   98.0   96.0   96.8 
Mortgage-backed securities (MBS) 6  1.8   1.8   1.8   1.7   1.7   1.7   1.9   1.9   1.7   1.7   1.6   1.7 
Non-MBS 7  99.4   89.0   89.3   91.5   93.4   95.3   96.3   94.4   95.5   96.3   94.4   95.1 
Loans and leases in bank credit 8  755.7   767.5   762.1   756.7   844.4   943.1   910.1   871.7   843.3   839.8   840.4   837.5 
10  Commercial and industrial loans  391.7   395.4   392.1   389.5   458.5   544.1   509.4   476.4   457.1   456.0   459.0   455.4 
11  Real estate loans  83.1   83.8   85.0   86.5   86.7   88.3   87.5   85.8   86.3   86.2   85.8   85.4 
12  Residential real estate loans  1.5   1.6   1.5   1.6   1.2   1.4   1.5   1.5   1.6   1.5   1.5   1.4 
13  Revolving home equity loans  0.2   0.6   0.6   0.8   0.3   0.5   0.5   0.6   0.6   0.6   0.6   0.6 
14  Closed-end residential loans 9  1.3   1.1   0.9   0.9   0.9   0.9   1.0   0.9   1.0   0.9   0.9   0.8 
15  Commercial real estate loans  81.6   82.2   83.5   84.9   85.5   86.9   86.0   84.3   84.6   84.7   84.3   83.9 
16  Construction and land development loans 10  12.5   12.2   12.3   12.1   12.0   12.1   12.2   12.5   12.2   12.5   12.4   12.4 
17  Secured by farmland 11  0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  8.3   9.4   9.6   9.9   9.9   10.4   10.4   10.5   10.6   10.8   10.9   11.1 
19  Secured by nonfarm nonresidential properties 13  60.5   60.4   61.4   62.7   63.4   64.2   63.2   61.1   61.6   61.2   60.9   60.3 
20  Consumer loans  3.4   3.5   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.2   3.3 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.4   3.5   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.2   3.3 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.4   3.5   3.5   3.5   3.5   3.5   3.5   3.4   3.2   3.2   3.2   3.3 
25  All other loans and leases  277.5   284.8   281.5   277.2   295.7   307.2   309.7   306.2   296.6   294.4   292.4   293.4 
26  Loans to nondepository financial institutions 16  119.5   117.3   116.6   113.9   124.5   131.8   136.0   139.9   135.4   132.6   131.3   132.3 
27  All loans not elsewhere classified 17  157.9   167.5   164.9   163.3   171.2   175.4   173.7   166.3   161.2   161.8   161.0   161.1 
28  LESS: Allowance for loan and lease losses  1.0   1.1   1.3   1.2   1.2   1.3   1.3   1.4   1.5   1.5   1.3   1.4 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  571.7   655.6   641.9   624.1   788.5   1,109.5   955.3   753.2   671.0   630.2   667.6   668.1 
30  Total federal funds sold and reverse RPs 19  446.6   426.4   423.8   444.0   419.8   364.4   361.8   363.5   341.8   355.1   340.0   341.0 
31  Loans to commercial banks 20  2.6   2.0   1.6   1.5   1.5   1.3   0.6   1.0   1.4   1.4   1.5   1.6 
32  Other assets including trading assets 21  132.1   129.5   129.6   125.9   168.4   169.2   166.1   158.9   159.0   156.3   167.4   174.1 
33  Total assets  2,186.2   2,248.4   2,224.4   2,220.3   2,503.9   2,857.3   2,659.2   2,418.1   2,285.0   2,251.1   2,280.3   2,289.2 
Liabilities
34  Deposits  1,017.1   1,089.0   1,082.9   1,088.3   1,053.9   1,127.0   1,159.8   1,161.5   1,173.0   1,162.4   1,179.6   1,180.5 
35  Large time deposits  728.2   789.5   783.5   779.5   719.8   743.9   769.0   774.3   779.7   776.7   796.2   798.6 
36  Other deposits  289.0   299.6   299.3   308.7   334.1   383.1   390.8   387.2   393.3   385.6   383.3   381.9 
37  Borrowings  877.4   905.7   904.1   916.7   1,029.1   1,044.6   981.5   876.9   830.9   847.1   879.2   846.4 
38  Net due to related foreign offices  168.2   127.8   121.8   110.9   293.0   525.9   365.4   247.1   139.7   106.6   90.9   103.4 
39  Other liabilities including trading liabilities 22  122.5   113.8   111.7   110.8   141.2   137.7   137.5   134.7   132.5   130.4   140.1   151.9 
40  Total liabilities  2,185.3   2,236.3   2,220.4   2,226.6   2,517.2   2,835.2   2,644.3   2,420.3   2,276.0   2,246.5   2,289.8   2,282.2 
41  Residual (assets less liabilities) 23  0.8   12.1   4.0   -6.4   -13.3   22.0   15.0   -2.3   9.0   4.6   -9.4   7.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.9   1.3   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.1   3.0   3.0 
43  U.S. Treasury and agency securities, MBS 25  1.9   1.3   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.1   3.0   3.0 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets
Bank credit  1,038.7   1,038.8   1,027.3   1,022.2   1,125.9   1,211.8   1,174.6   1,148.3   1,127.9   1,122.2   1,113.6   1,110.3 
Securities in bank credit 2  280.1   266.4   265.3   270.0   281.0   266.6   267.7   273.0   274.3   272.9   268.9   269.9 
Treasury and agency securities 3  178.3   176.0   173.4   177.1   186.0   170.4   170.5   176.2   175.9   174.4   172.6   173.5 
Mortgage-backed securities (MBS) 4  30.1   37.8   37.8   38.1   41.9   44.9   45.2   45.5   43.8   43.8   45.7   45.1 
Non-MBS 5  148.2   138.2   135.6   139.0   144.2   125.5   125.3   130.7   132.1   130.6   126.9   128.4 
Other securities  101.9   90.4   91.9   92.9   95.0   96.2   97.3   96.7   98.4   98.4   96.3   96.4 
Mortgage-backed securities (MBS) 6  1.8   1.8   1.7   1.6   1.6   1.7   1.9   1.9   1.8   1.8   1.8   1.8 
Non-MBS 7  100.1   88.6   90.2   91.3   93.4   94.4   95.4   94.9   96.6   96.6   94.5   94.6 
Loans and leases in bank credit 8  758.6   772.4   762.0   752.3   844.8   945.2   906.8   875.3   853.6   849.4   844.7   840.4 
10  Commercial and industrial loans  396.8   397.7   389.4   383.2   455.4   542.0   509.9   483.4   469.3   467.1   466.3   460.4 
11  Real estate loans  83.8   83.7   85.4   86.6   87.4   88.8   88.0   86.6   85.8   85.9   85.8   85.5 
12  Residential real estate loans  1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5   1.5 
13  Revolving home equity loans  0.2   0.5   0.5   0.5   0.6   0.6   0.6   0.6   0.6   0.6   0.6   0.6 
14  Closed-end residential loans 9  1.3   1.0   1.0   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9   0.9 
15  Commercial real estate loans  82.2   82.1   84.0   85.1   85.9   87.3   86.6   85.2   84.3   84.3   84.3   84.0 
16  Construction and land development loans 10  12.6   12.1   12.3   12.2   12.1   12.3   12.4   12.6   12.1   12.2   12.1   12.2 
17  Secured by farmland 11  0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2   0.2 
18  Secured by multifamily properties 12  8.6   9.3   9.6   9.9   10.2   10.6   10.6   10.8   10.7   10.8   10.8   10.8 
19  Secured by nonfarm nonresidential properties 13  60.9   60.5   61.8   62.8   63.5   64.1   63.3   61.7   61.3   61.1   61.2   60.9 
20  Consumer loans  3.4   3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  3.4   3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  3.4   3.5   3.5   3.4   3.4   3.5   3.4   3.4   3.4   3.4   3.4   3.4 
25  All other loans and leases  274.5   287.5   283.7   279.1   298.6   310.9   305.4   301.9   295.0   293.0   289.1   291.0 
26  Loans to nondepository financial institutions 16  116.4   118.5   116.9   115.4   125.6   134.0   132.3   135.4   132.3   130.4   128.6   130.1 
27  All loans not elsewhere classified 17  158.2   169.0   166.8   163.7   173.1   176.9   173.1   166.5   162.8   162.6   160.5   161.0 
28  LESS: Allowance for loan and lease losses  1.1   1.0   1.2   1.2   1.2   1.3   1.4   1.4   1.5   1.5   1.4   1.4 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2019
Jun
2019
Dec
2020
Jan
2020
Feb
2020
Mar
2020
Apr
2020
May
2020
Jun
Week ending
Jul 8 Jul 15 Jul 22 Jul 29
Assets (continued)
29  Cash assets 18  580.2   617.0   653.4   648.6   774.8   1,062.4   980.5   779.3   673.9   642.9   711.1   693.6 
30  Total federal funds sold and reverse RPs 19  428.4   431.7   446.2   467.0   420.6   368.7   357.3   335.3   323.8   340.0   340.6   327.6 
31  Loans to commercial banks 20  2.6   2.0   1.8   1.9   1.8   1.6   0.7   0.9   1.3   1.3   1.2   1.2 
32  Other assets including trading assets 21  134.0   127.4   127.5   126.7   168.9   165.7   166.8   161.3   158.5   149.6   161.5   167.5 
33  Total assets  2,182.7   2,215.8   2,255.0   2,265.3   2,490.9   2,809.0   2,678.6   2,423.7   2,283.8   2,254.5   2,326.6   2,298.8 
Liabilities
34  Deposits  1,016.9   1,077.0   1,100.4   1,101.4   1,054.7   1,125.1   1,166.6   1,159.1   1,161.5   1,155.3   1,176.4   1,179.4 
35  Large time deposits  733.5   776.1   793.5   788.4   718.3   750.5   779.7   779.0   778.5   773.2   792.1   791.3 
36  Other deposits  283.4   300.9   306.9   313.0   336.4   374.6   386.9   380.1   383.1   382.1   384.3   388.1 
37  Borrowings  870.6   898.8   916.8   926.9   1,006.2   1,035.1   989.7   874.9   832.5   846.6   896.0   858.8 
38  Net due to related foreign offices  163.2   123.0   117.8   117.1   281.7   500.1   367.9   242.2   147.5   117.9   108.3   102.4 
39  Other liabilities including trading liabilities 22  123.2   107.3   110.6   111.0   138.1   138.4   144.0   136.0   130.6   123.1   134.5   146.6 
40  Total liabilities  2,173.8   2,206.1   2,245.6   2,256.4   2,480.7   2,798.6   2,668.2   2,412.1   2,272.2   2,242.9   2,315.1   2,287.2 
41  Residual (assets less liabilities) 23  8.9   9.7   9.4   8.9   10.2   10.3   10.4   11.6   11.6   11.6   11.6   11.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  1.9   1.3   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.1   3.0   3.0 
43  U.S. Treasury and agency securities, MBS 25  1.9   1.3   1.4   1.9   2.5   2.8   3.0   3.0   3.1   3.1   3.0   3.0 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: August 07, 2020