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Release Date: December 4, 2020
For release at
4:15 p.m. Eastern Time
December 4, 2020

H.8

Notes on the Data

Domestically chartered commercial banks acquired $9.6 billion in assets and liabilities of nonbank institutions in the week ending October 14, 2020. The major asset items affected were the following: consumer loans, credit cards and other revolving plans, $1.5 billion; and cash assets, $8.1 billion. The major liability items affected were the following: deposits, large time deposits, $2.5 billion; and deposits, other deposits, $7.1 billion.

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2015 2016 2017 2018 2019 2019 Q2 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020 Q3 2020
Jul
2020
Aug
2020
Sep
2020
Oct
Assets
1 Bank credit 7.7 6.8 3.0 3.5 6.0 5.0 6.5 5.3 6.9 21.3 2.3 3.6 0.9 0.4 1.0
2 Securities in bank credit 2 6.1 7.8 1.8 0.8 10.4 9.1 9.6 10.6 8.6 16.6 27.5 34.2 15.8 16.1 24.5
3 Treasury and agency securities 3 8.9 10.0 2.7 3.6 14.3 11.4 14.2 12.7 9.5 18.0 30.5 36.2 20.5 17.1 24.3
6 Other securities -0.5 2.3 -0.5 -7.0 -1.9 1.5 -5.8 3.0 5.6 11.4 16.1 26.8 -2.0 12.1 25.2
9 Loans and leases in bank credit 8 8.3 6.4 3.4 4.5 4.4 3.6 5.4 3.3 6.3 23.1 -7.2 -8.3 -5.1 -6.0 -8.8
10 Commercial and industrial loans 10.5 5.8 1.0 6.5 3.6 1.7 4.6 -1.4 10.3 89.8 -19.8 -25.1 -18.7 -25.2 -30.3
11 Real estate loans 6.0 6.5 3.7 3.6 3.4 3.1 3.6 4.4 3.4 2.8 0.7 3.0 0.7 -1.5 -1.9
12 Residential real estate loans 1.3 3.2 1.4 2.2 2.1 2.5 2.5 2.5 1.0 -0.1 -1.6 2.7 -3.6 -4.2 -4.4
13 Revolving home equity loans -4.1 -6.8 -6.8 -8.2 -8.7 -9.7 -7.9 -9.4 -9.2 -9.3 -13.7 -12.1 -14.2 -14.4 -17.0
14 Closed-end residential loans 9 2.9 5.9 3.4 4.4 4.1 4.7 4.3 4.5 2.7 1.3 0.2 5.0 -2.0 -2.7 -2.5
15 Commercial real estate loans 12.0 10.3 6.1 5.0 4.6 3.7 4.7 6.3 5.7 5.6 3.0 3.4 4.8 1.0 0.3
20 Consumer loans 6.2 7.0 4.2 4.1 5.2 6.7 6.6 3.9 3.5 -17.5 -2.5 2.2 -1.4 0.9 -0.3
21 Credit cards and other revolving plans 5.8 6.4 5.1 4.3 3.6 4.7 5.5 2.0 2.0 -33.8 -9.4 -2.8 -6.5 -3.3 -3.3
22 Other consumer loans 6.7 7.7 3.1 3.9 7.3 9.1 7.9 6.2 5.2 0.9 4.5 7.5 3.5 5.2 2.5
25 All other loans and leases 15.1 6.1 5.7 4.9 8.3 4.8 11.0 6.9 12.1 21.8 -11.9 -20.7 -0.8 8.9 0.9
28 LESS: Allowance for loan and lease losses -3.7 2.9 0.4 -0.6 1.3 -6.1 -7.3 8.9 15.5 111.8 75.1 174.5 9.5 15.6 4.4
29 Cash assets 18 -7.9 -14.2 7.4 -19.2 -12.8 -27.0 -9.1 16.4 40.4 258.8 -33.2 -103.0 31.4 26.5 16.9
30 Total federal funds sold and reverse RPs 19 -0.2 2.6 9.5 36.8 25.3 49.0 11.0 -16.6 -5.1 -24.3 83.2 183.6 -99.4 7.2 -25.7
31 Loans to commercial banks 20 10.6 19.1 -2.9 10.5 -47.6 -106.8 -128.8 -15.0 -31.2 -28.2 12.1 56.3 0.0 71.6 557.7
32 Other assets including trading assets 21 -1.6 1.6 1.6 0.2 1.5 5.3 11.3 -1.8 28.7 20.9 -1.6 10.6 -11.6 5.7 -2.8
33 Total assets 3.7 2.7 3.6 0.8 4.1 3.4 5.6 4.7 11.4 43.4 -1.3 -6.5 -0.5 4.7 2.1
 
Liabilities
34 Deposits 5.0 4.4 4.5 2.7 6.3 6.0 5.4 8.4 10.1 49.3 11.1 1.9 2.7 9.7 5.0
35 Large time deposits 0.5 -10.9 7.1 4.5 9.1 8.1 4.7 9.8 -6.1 -13.4 -21.4 -14.8 -25.6 -42.6 -34.2
36 Other deposits 5.8 7.2 4.2 2.4 5.8 5.6 5.6 8.2 12.7 59.1 15.4 4.0 6.2 16.0 9.5
37 Borrowings 6.3 3.9 3.5 -5.2 -1.4 -5.8 5.2 -3.4 11.3 -4.1 -45.5 -23.9 5.6 -31.1 -1.4
39 Other liabilities including trading liabilities 22 -5.8 -2.1 -9.0 6.3 8.7 19.7 22.2 9.0 59.8 38.5 -14.4 5.4 -31.5 -56.1 19.4
40 Total liabilities 3.2 2.6 3.6 0.7 4.1 2.6 5.5 5.6 12.2 48.0 -2.6 -9.8 1.0 3.3 1.1

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 13,737.7 14,769.8 14,854.5 14,858.6 14,910.2 14,921.8 14,927.2 14,941.4 15,002.5 15,001.6 15,011.6 15,033.1
2 Securities in bank credit 2 3,790.4 3,999.7 4,031.3 4,171.0 4,291.2 4,347.7 4,406.1 4,496.0 4,586.6 4,585.9 4,634.5 4,660.2
3 Treasury and agency securities 3 2,973.9 3,147.4 3,179.0 3,298.9 3,398.7 3,456.7 3,506.1 3,577.1 3,655.0 3,651.5 3,694.0 3,713.6
4 Mortgage-backed securities (MBS) 4 2,057.6 2,225.1 2,223.2 2,226.0 2,264.9 2,328.5 2,324.2 2,388.3 2,460.3 2,458.0 2,478.8 2,495.0
5 Non-MBS 5 916.3 922.3 955.9 1,072.9 1,133.8 1,128.2 1,181.9 1,188.8 1,194.7 1,193.5 1,215.3 1,218.6
6 Other securities 816.4 852.2 852.3 872.1 892.5 891.0 900.0 918.9 931.6 934.5 940.5 946.6
7 Mortgage-backed securities (MBS) 6 77.3 81.3 81.8 83.1 84.1 83.0 83.7 84.4 83.6 84.3 85.0 82.8
8 Non-MBS 7 739.1 771.0 770.5 789.0 808.4 808.0 816.3 834.4 848.1 850.1 855.5 863.8
9 Loans and leases in bank credit 8 9,947.3 10,770.2 10,823.2 10,687.6 10,619.0 10,574.1 10,521.1 10,445.4 10,415.8 10,415.7 10,377.0 10,372.9
10 Commercial and industrial loans 2,361.1 2,932.7 3,041.2 2,933.2 2,872.1 2,827.3 2,767.9 2,697.9 2,666.0 2,659.0 2,641.0 2,637.9
11 Real estate loans 4,558.9 4,681.2 4,676.2 4,675.5 4,691.2 4,693.8 4,687.8 4,680.2 4,670.1 4,679.3 4,668.2 4,658.4
12 Residential real estate loans 2,276.6 2,305.6 2,294.7 2,290.1 2,297.7 2,290.8 2,282.8 2,274.5 2,261.9 2,269.1 2,256.1 2,244.8
13 Revolving home equity loans 327.1 314.2 310.2 306.4 303.3 299.7 296.1 291.9 289.7 289.3 288.2 287.1
14 Closed-end residential loans 9 1,949.4 1,991.5 1,984.5 1,983.7 1,994.4 1,991.1 1,986.7 1,982.5 1,972.2 1,979.8 1,967.9 1,957.8
15 Commercial real estate loans 2,282.3 2,375.5 2,381.5 2,385.4 2,393.5 2,403.0 2,405.0 2,405.7 2,408.2 2,410.2 2,412.1 2,413.6
16 Construction and land development loans 10 348.6 361.0 363.8 367.0 368.9 371.4 371.9 372.9 373.6 373.3 373.3 374.1
17 Secured by farmland 11 102.5 102.7 102.5 102.2 102.4 102.2 102.0 101.6 101.7 101.6 101.5 101.7
18 Secured by multifamily properties 12 383.2 410.3 412.7 414.0 414.9 417.3 418.4 418.6 419.4 419.6 421.2 421.1
19 Secured by nonfarm nonresidential properties 13 1,448.0 1,501.6 1,502.5 1,502.3 1,507.3 1,512.1 1,512.7 1,512.6 1,513.6 1,515.7 1,516.0 1,516.6
20 Consumer loans 1,577.6 1,549.7 1,520.6 1,517.7 1,520.7 1,518.9 1,520.0 1,520.8 1,521.8 1,523.4 1,520.9 1,524.0
21 Credit cards and other revolving plans 839.6 796.0 768.4 762.8 761.1 757.1 755.0 754.1 754.0 755.0 752.4 754.7
22 Other consumer loans 737.9 753.6 752.2 754.9 759.6 761.8 765.1 766.7 767.8 768.3 768.5 769.3
23 Automobile loans 14 447.7 455.3 453.7 456.1 458.2 458.9 459.9 461.2 461.9 462.3 462.6 463.0
24 All other consumer loans 15 290.2 298.3 298.5 298.8 301.3 302.8 305.2 305.5 306.0 306.0 305.9 306.3
25 All other loans and leases 1,449.8 1,606.7 1,585.2 1,561.2 1,535.0 1,534.0 1,545.4 1,546.5 1,558.0 1,554.0 1,546.9 1,552.6
26 Loans to nondepository financial institutions 16 567.4 676.1 657.8 641.2 622.7 626.0 635.7 636.9 640.8 645.7 645.4 635.9
27 All loans not elsewhere classified 17 882.4 930.6 927.4 919.9 912.3 908.1 909.7 909.6 917.2 908.3 901.5 916.7
28 LESS: Allowance for loan and lease losses 111.2 146.4 181.9 187.1 214.3 216.0 218.8 219.6 221.0 220.5 221.0 222.3
29 Cash assets 18 1,680.4 3,065.6 3,251.8 3,058.6 2,796.7 2,869.6 2,933.1 2,980.9 3,017.5 2,961.2 3,055.3 3,146.1
30 Total federal funds sold and reverse RPs 19 795.3 680.8 676.0 793.4 914.8 839.0 844.0 825.9 842.7 853.9 796.3 852.4
31 Loans to commercial banks 20 7.5 7.1 6.4 6.4 6.7 6.7 7.1 10.4 9.9 9.9 9.7 9.5
32 Other assets including trading assets 21 1,489.0 1,695.5 1,684.3 1,670.8 1,685.8 1,669.5 1,677.4 1,673.5 1,625.8 1,628.4 1,665.1 1,656.0
33 Total assets 17,598.7 20,072.6 20,291.2 20,200.6 20,099.9 20,090.7 20,170.0 20,212.5 20,277.5 20,234.6 20,317.0 20,474.9
 
Liabilities
34 Deposits 13,067.2 14,724.8 15,325.7 15,525.4 15,556.2 15,590.8 15,717.1 15,789.5 15,899.1 15,906.5 15,948.5 16,057.7
35 Large time deposits 1,837.1 1,787.9 1,768.1 1,735.1 1,714.3 1,677.8 1,618.5 1,574.4 1,547.5 1,554.9 1,541.0 1,538.2
36 Other deposits 11,230.1 12,936.9 13,557.6 13,790.3 13,841.9 13,913.0 14,098.6 14,215.1 14,351.6 14,351.6 14,407.5 14,519.5
37 Borrowings 1,987.3 2,221.1 2,025.8 1,847.5 1,811.1 1,819.5 1,772.3 1,770.3 1,745.4 1,726.9 1,756.8 1,755.1
38 Net due to related foreign offices -63.4 278.0 143.4 4.5 -134.8 -141.6 -134.1 -192.8 -211.2 -208.6 -221.6 -191.6
39 Other liabilities including trading liabilities 22 645.1 824.3 810.0 803.0 806.9 785.7 749.0 761.1 762.3 756.2 775.9 810.2
40 Total liabilities 15,636.2 18,048.2 18,304.8 18,180.3 18,039.4 18,054.4 18,104.3 18,128.1 18,195.6 18,181.0 18,259.6 18,431.5
41 Residual (Assets LESS Liabilities) 23 1,962.5 2,024.4 1,986.4 2,020.3 2,060.5 2,036.2 2,065.7 2,084.4 2,081.9 2,053.7 2,057.4 2,043.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 19.9 53.3 60.1 63.3 66.1 66.3 65.5 60.5 60.9 54.0 57.6 58.7
43 U.S. Treasury and agency securities, MBS 25 14.4 47.2 49.6 48.3 49.1 47.3 43.3 40.8 40.7 37.1 38.7 38.4

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 13,739.9 14,771.3 14,851.8 14,861.1 14,889.2 14,899.6 14,910.9 14,942.1 15,033.9 15,023.6 15,049.6 15,075.1
2 Securities in bank credit 2 3,803.0 3,990.3 4,016.9 4,156.1 4,278.2 4,358.8 4,420.5 4,512.9 4,612.1 4,617.6 4,676.5 4,694.3
3 Treasury and agency securities 3 2,981.8 3,139.8 3,167.5 3,285.8 3,386.7 3,465.5 3,516.6 3,588.1 3,674.6 3,673.7 3,727.5 3,741.8
4 Mortgage-backed securities (MBS) 4 2,061.7 2,224.6 2,220.4 2,225.5 2,261.4 2,330.9 2,331.5 2,393.9 2,469.6 2,460.9 2,493.4 2,508.1
5 Non-MBS 5 920.2 915.2 947.1 1,060.3 1,125.3 1,134.6 1,185.1 1,194.2 1,205.0 1,212.8 1,234.1 1,233.7
6 Other securities 821.2 850.5 849.4 870.3 891.4 893.2 903.8 924.8 937.5 943.9 949.0 952.5
7 Mortgage-backed securities (MBS) 6 76.9 81.9 82.8 84.4 85.0 83.5 83.4 84.0 82.9 83.5 84.5 81.6
8 Non-MBS 7 744.3 768.5 766.6 786.0 806.4 809.7 820.4 840.9 854.5 860.4 864.5 870.9
9 Loans and leases in bank credit 8 9,936.9 10,781.0 10,834.8 10,704.9 10,611.1 10,540.8 10,490.4 10,429.2 10,421.8 10,406.0 10,373.0 10,380.9
10 Commercial and industrial loans 2,346.2 2,960.7 3,065.2 2,949.0 2,866.9 2,807.2 2,744.8 2,679.9 2,653.4 2,643.9 2,638.5 2,633.6
11 Real estate loans 4,566.2 4,673.6 4,674.8 4,679.0 4,697.3 4,695.2 4,686.5 4,686.3 4,685.6 4,692.1 4,670.9 4,665.4
12 Residential real estate loans 2,283.1 2,295.7 2,289.7 2,290.2 2,303.8 2,297.7 2,284.3 2,280.0 2,277.0 2,280.4 2,257.3 2,250.1
13 Revolving home equity loans 326.7 315.4 311.4 306.9 303.3 299.0 295.4 291.2 288.8 288.6 287.5 286.4
14 Closed-end residential loans 9 1,956.4 1,980.3 1,978.3 1,983.4 2,000.5 1,998.7 1,989.0 1,988.8 1,988.2 1,991.8 1,969.7 1,963.6
15 Commercial real estate loans 2,283.1 2,377.8 2,385.1 2,388.8 2,393.5 2,397.5 2,402.2 2,406.3 2,408.6 2,411.7 2,413.6 2,415.3
16 Construction and land development loans 10 349.7 358.9 364.2 369.2 370.2 372.9 373.9 374.4 375.0 375.5 375.8 376.2
17 Secured by farmland 11 102.6 102.8 102.7 102.5 102.7 102.3 102.1 101.7 101.6 101.4 101.3 101.4
18 Secured by multifamily properties 12 383.9 411.5 413.1 413.8 414.4 415.6 417.5 419.2 420.2 420.3 421.5 420.9
19 Secured by nonfarm nonresidential properties 13 1,446.9 1,504.7 1,505.2 1,503.3 1,506.2 1,506.8 1,508.7 1,510.9 1,511.7 1,514.4 1,515.0 1,516.8
20 Consumer loans 1,577.4 1,536.5 1,509.1 1,510.5 1,514.8 1,516.5 1,520.6 1,520.5 1,523.1 1,525.0 1,521.9 1,532.1
21 Credit cards and other revolving plans 835.6 786.3 761.5 759.2 756.9 753.9 752.3 749.7 751.4 752.8 749.8 759.4
22 Other consumer loans 741.8 750.2 747.5 751.3 758.0 762.6 768.4 770.8 771.7 772.1 772.1 772.7
23 Automobile loans 14 449.7 453.8 451.6 454.5 457.8 459.6 461.6 463.4 463.7 464.0 464.0 464.4
24 All other consumer loans 15 292.1 296.4 295.9 296.9 300.2 303.0 306.8 307.4 308.0 308.1 308.1 308.3
25 All other loans and leases 1,447.0 1,610.2 1,585.8 1,566.4 1,532.1 1,521.9 1,538.4 1,542.5 1,559.8 1,545.0 1,541.8 1,549.8
26 Loans to nondepository financial institutions 16 571.7 677.2 656.2 640.5 622.3 622.0 636.1 641.3 650.8 648.6 647.7 640.5
27 All loans not elsewhere classified 17 875.4 933.0 929.6 925.9 909.8 899.9 902.3 901.3 908.9 896.4 894.0 909.3
28 LESS: Allowance for loan and lease losses 112.2 144.8 182.1 190.4 219.9 222.1 222.8 221.2 222.0 221.4 221.3 221.3
29 Cash assets 18 1,662.1 3,042.4 3,260.9 3,052.3 2,758.3 2,861.4 2,884.2 2,947.1 3,006.6 3,031.8 3,066.2 3,170.9
30 Total federal funds sold and reverse RPs 19 797.0 662.2 660.1 775.0 893.8 845.1 849.8 831.1 859.6 865.7 820.3 857.6
31 Loans to commercial banks 20 7.1 7.5 6.5 6.3 6.4 6.4 6.9 10.0 9.8 9.6 9.5 9.5
32 Other assets including trading assets 21 1,486.2 1,689.6 1,681.8 1,675.9 1,686.4 1,671.9 1,681.5 1,670.7 1,617.5 1,634.4 1,665.7 1,659.5
33 Total assets 17,580.1 20,028.1 20,278.9 20,180.2 20,014.4 20,062.3 20,110.4 20,179.8 20,305.4 20,343.6 20,390.0 20,551.3
 
Liabilities
34 Deposits 13,054.5 14,737.6 15,252.3 15,487.2 15,528.9 15,558.6 15,687.6 15,783.4 15,936.2 15,963.7 15,994.6 16,056.0
35 Large time deposits 1,813.4 1,811.7 1,786.2 1,738.6 1,707.0 1,663.5 1,598.9 1,555.3 1,529.8 1,534.6 1,526.2 1,530.9
36 Other deposits 11,241.1 12,926.0 13,466.1 13,748.6 13,821.9 13,895.1 14,088.8 14,228.1 14,406.4 14,429.1 14,468.4 14,525.1
37 Borrowings 1,972.7 2,204.5 2,060.8 1,864.9 1,807.4 1,813.8 1,761.4 1,755.4 1,740.7 1,732.5 1,758.0 1,768.6
38 Net due to related foreign offices -65.1 253.8 157.4 13.8 -128.1 -135.4 -155.6 -193.5 -223.5 -202.2 -211.8 -177.0
39 Other liabilities including trading liabilities 22 653.4 814.2 810.5 803.7 797.6 789.4 760.6 770.7 779.7 779.8 771.8 823.8
40 Total liabilities 15,615.4 18,010.2 18,281.1 18,169.7 18,005.8 18,026.5 18,054.1 18,115.9 18,233.1 18,273.7 18,312.7 18,471.4
41 Residual (Assets LESS Liabilities) 23 1,964.6 2,018.0 1,997.9 2,010.6 2,008.6 2,035.8 2,056.4 2,063.9 2,072.3 2,069.8 2,077.3 2,079.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 19.9 53.3 60.1 63.3 66.1 66.3 65.5 60.5 60.9 54.0 57.6 58.7
43 U.S. Treasury and agency securities, MBS 25 14.4 47.2 49.6 48.3 49.1 47.3 43.3 40.8 40.7 37.1 38.7 38.4

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 12,701.9 13,556.2 13,670.7 13,703.8 13,781.9 13,809.5 13,839.0 13,892.5 13,959.6 13,955.1 13,969.8 13,991.5
2 Securities in bank credit 2 3,514.8 3,727.2 3,762.5 3,899.5 4,022.0 4,079.2 4,138.8 4,238.7 4,325.6 4,323.5 4,370.5 4,391.4
3 Treasury and agency securities 3 2,788.7 2,971.7 3,009.1 3,124.6 3,226.5 3,286.1 3,337.4 3,418.1 3,492.9 3,487.3 3,528.8 3,545.4
4 Mortgage-backed securities (MBS) 4 2,020.6 2,179.0 2,179.7 2,182.3 2,221.6 2,287.0 2,284.7 2,349.3 2,417.6 2,416.6 2,434.9 2,446.6
5 Non-MBS 5 768.1 792.7 829.4 942.3 1,004.8 999.0 1,052.7 1,068.8 1,075.4 1,070.8 1,094.0 1,098.9
6 Other securities 726.2 755.5 753.5 774.9 795.5 793.2 801.3 820.6 832.6 836.1 841.7 846.0
7 Mortgage-backed securities (MBS) 6 75.6 79.5 80.0 81.2 82.4 81.1 81.8 82.4 81.5 82.0 82.7 80.5
8 Non-MBS 7 650.5 676.0 673.4 693.8 713.1 712.0 719.5 738.2 751.1 754.2 758.9 765.4
9 Loans and leases in bank credit 8 9,187.0 9,829.0 9,908.1 9,804.2 9,759.9 9,730.2 9,700.2 9,653.8 9,634.0 9,631.6 9,599.3 9,600.1
10 Commercial and industrial loans 1,970.3 2,397.1 2,527.2 2,442.2 2,396.8 2,367.1 2,325.5 2,280.3 2,259.5 2,251.8 2,239.3 2,236.4
11 Real estate loans 4,474.6 4,592.5 4,588.2 4,588.8 4,604.0 4,606.4 4,601.1 4,594.4 4,584.0 4,593.0 4,581.7 4,571.9
12 Residential real estate loans 2,275.0 2,303.9 2,293.1 2,288.6 2,296.1 2,289.4 2,281.5 2,273.2 2,260.7 2,267.9 2,254.9 2,243.7
13 Revolving home equity loans 326.8 313.4 309.6 305.8 302.8 299.3 295.7 291.5 289.2 288.8 287.7 286.6
14 Closed-end residential loans 9 1,948.3 1,990.5 1,983.5 1,982.7 1,993.3 1,990.1 1,985.8 1,981.7 1,971.5 1,979.1 1,967.2 1,957.1
15 Commercial real estate loans 2,199.6 2,288.6 2,295.0 2,300.3 2,307.9 2,317.1 2,319.6 2,321.2 2,323.3 2,325.1 2,326.7 2,328.2
16 Construction and land development loans 10 336.4 348.7 351.5 354.5 356.6 359.3 360.0 360.9 361.9 361.6 361.6 362.3
17 Secured by farmland 11 102.3 102.5 102.3 102.0 102.2 102.0 101.9 101.5 101.6 101.5 101.4 101.6
18 Secured by multifamily properties 12 374.5 400.0 402.3 403.4 404.1 406.2 407.4 407.2 407.6 407.9 409.4 409.6
19 Secured by nonfarm nonresidential properties 13 1,386.4 1,437.4 1,439.0 1,440.3 1,445.0 1,449.6 1,450.4 1,451.6 1,452.2 1,454.1 1,454.4 1,454.7
20 Consumer loans 1,574.1 1,546.2 1,517.2 1,514.4 1,517.5 1,515.7 1,516.4 1,517.1 1,518.1 1,519.7 1,517.2 1,520.3
21 Credit cards and other revolving plans 839.6 796.0 768.4 762.8 761.1 757.1 755.0 754.1 754.0 755.0 752.4 754.7
22 Other consumer loans 734.4 750.2 748.8 751.5 756.3 758.5 761.5 763.0 764.1 764.7 764.8 765.6
23 Automobile loans 14 447.7 455.3 453.7 456.1 458.2 458.9 459.9 461.2 461.9 462.3 462.6 463.0
24 All other consumer loans 15 286.8 294.9 295.0 295.5 298.1 299.6 301.6 301.8 302.3 302.3 302.2 302.6
25 All other loans and leases 1,168.0 1,293.2 1,275.6 1,258.8 1,241.6 1,241.1 1,257.2 1,262.0 1,272.5 1,267.1 1,261.1 1,271.5
26 Loans to nondepository financial institutions 16 449.8 536.6 520.4 504.6 492.0 495.9 507.7 510.0 515.4 521.2 520.8 515.0
27 All loans not elsewhere classified 17 718.3 756.6 755.2 754.2 749.6 745.2 749.5 752.0 757.1 746.0 740.3 756.6
28 LESS: Allowance for loan and lease losses 110.2 145.0 179.9 185.0 212.1 214.0 216.8 217.9 219.1 218.6 219.2 220.5
29 Cash assets 18 1,110.3 1,976.2 2,317.1 2,304.5 2,119.0 2,190.2 2,188.6 2,247.9 2,318.6 2,292.4 2,289.6 2,328.5
30 Total federal funds sold and reverse RPs 19 354.4 317.9 323.3 442.1 578.2 478.8 484.4 460.2 457.8 482.5 440.2 525.1
31 Loans to commercial banks 20 5.5 5.9 5.5 5.2 5.0 4.9 5.5 8.5 8.4 8.3 8.4 8.1
32 Other assets including trading assets 21 1,351.2 1,526.9 1,518.1 1,511.3 1,523.1 1,513.5 1,523.8 1,522.0 1,484.1 1,494.3 1,517.3 1,507.0
33 Total assets 15,412.9 17,238.1 17,654.8 17,781.9 17,795.1 17,782.9 17,824.5 17,913.3 18,009.4 18,014.1 18,006.0 18,139.8
 
Liabilities
34 Deposits 12,023.9 13,601.4 14,175.0 14,369.8 14,397.3 14,429.2 14,555.3 14,631.6 14,750.4 14,772.4 14,784.1 14,876.0
35 Large time deposits 1,085.1 1,046.9 1,008.1 974.0 944.9 907.6 866.9 841.5 830.0 833.2 821.8 818.0
36 Other deposits 10,938.8 12,554.5 13,166.9 13,395.8 13,452.4 13,521.6 13,688.3 13,790.1 13,920.5 13,939.2 13,962.3 14,058.0
37 Borrowings 1,093.1 1,180.5 1,050.1 979.2 961.3 954.5 904.0 863.5 844.2 854.9 851.6 846.5
38 Net due to related foreign offices -195.6 -231.0 -216.0 -249.2 -271.6 -269.2 -281.3 -294.1 -303.5 -313.0 -318.6 -331.3
39 Other liabilities including trading liabilities 22 528.4 687.4 674.8 669.7 671.1 655.4 620.2 637.4 640.5 644.4 642.5 678.3
40 Total liabilities 13,449.7 15,238.3 15,683.8 15,769.5 15,758.1 15,770.0 15,798.3 15,838.4 15,931.7 15,958.6 15,959.6 16,069.4
41 Residual (Assets LESS Liabilities) 23 1,963.2 1,999.8 1,971.0 2,012.4 2,036.9 2,012.9 2,026.2 2,074.9 2,077.7 2,055.5 2,046.4 2,070.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 18.4 50.5 57.1 60.2 63.1 63.4 62.7 57.9 58.3 51.6 55.1 56.2
43 U.S. Treasury and agency securities, MBS 25 12.9 44.4 46.6 45.3 46.0 44.4 40.5 38.1 38.1 34.7 36.2 35.9

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 12,708.2 13,558.1 13,673.4 13,706.6 13,763.3 13,794.4 13,830.8 13,898.2 13,992.5 13,977.1 14,003.8 14,028.6
2 Securities in bank credit 2 3,526.2 3,723.5 3,748.5 3,882.1 4,005.3 4,087.4 4,151.9 4,254.3 4,348.8 4,352.3 4,411.7 4,423.8
3 Treasury and agency securities 3 2,796.6 2,969.1 2,996.4 3,108.5 3,211.4 3,291.9 3,346.4 3,429.1 3,511.9 3,508.8 3,562.6 3,571.4
4 Mortgage-backed securities (MBS) 4 2,024.9 2,179.6 2,175.2 2,179.9 2,216.6 2,288.5 2,290.3 2,354.6 2,427.6 2,421.4 2,451.1 2,460.1
5 Non-MBS 5 771.7 789.5 821.2 928.6 994.7 1,003.5 1,056.1 1,074.5 1,084.3 1,087.4 1,111.6 1,111.3
6 Other securities 729.7 754.3 752.2 773.6 794.0 795.4 805.5 825.2 836.8 843.5 849.1 852.4
7 Mortgage-backed securities (MBS) 6 75.2 80.2 80.9 82.5 83.3 81.5 81.4 81.9 80.9 81.2 82.2 79.3
8 Non-MBS 7 654.5 674.1 671.2 691.1 710.7 713.9 724.1 743.3 756.0 762.3 766.8 773.0
9 Loans and leases in bank credit 8 9,182.0 9,834.7 9,924.8 9,824.5 9,758.0 9,707.1 9,679.0 9,644.0 9,643.7 9,624.8 9,592.1 9,604.8
10 Commercial and industrial loans 1,961.4 2,418.0 2,552.4 2,460.7 2,395.5 2,353.0 2,310.9 2,269.4 2,251.2 2,241.3 2,235.6 2,231.5
11 Real estate loans 4,482.3 4,584.4 4,586.0 4,591.3 4,610.3 4,609.0 4,601.0 4,601.0 4,600.4 4,606.4 4,585.1 4,579.4
12 Residential real estate loans 2,281.6 2,294.2 2,288.2 2,288.7 2,302.3 2,296.2 2,282.9 2,278.6 2,275.7 2,279.0 2,255.9 2,248.7
13 Revolving home equity loans 326.3 314.8 310.8 306.3 302.7 298.5 294.9 290.7 288.3 288.0 287.0 285.9
14 Closed-end residential loans 9 1,955.3 1,979.4 1,977.4 1,982.4 1,999.6 1,997.7 1,988.0 1,987.9 1,987.4 1,991.0 1,968.9 1,962.8
15 Commercial real estate loans 2,200.8 2,290.1 2,297.8 2,302.6 2,308.1 2,312.8 2,318.1 2,322.3 2,324.6 2,327.4 2,329.1 2,330.7
16 Construction and land development loans 10 337.7 346.5 351.7 356.5 357.9 360.7 362.1 362.7 363.4 363.9 364.2 364.6
17 Secured by farmland 11 102.4 102.5 102.5 102.3 102.5 102.1 101.9 101.6 101.5 101.3 101.2 101.3
18 Secured by multifamily properties 12 375.4 400.8 402.4 403.1 403.7 404.8 406.6 408.0 408.8 408.8 409.9 409.4
19 Secured by nonfarm nonresidential properties 13 1,385.3 1,440.2 1,441.2 1,440.7 1,444.0 1,445.2 1,447.5 1,450.0 1,451.0 1,453.3 1,453.9 1,455.4
20 Consumer loans 1,573.9 1,533.0 1,505.6 1,507.1 1,511.4 1,513.1 1,517.1 1,516.7 1,519.4 1,521.3 1,518.3 1,528.4
21 Credit cards and other revolving plans 835.6 786.3 761.5 759.2 756.9 753.9 752.3 749.7 751.4 752.8 749.8 759.4
22 Other consumer loans 738.3 746.8 744.1 747.9 754.6 759.2 764.8 767.1 768.0 768.4 768.5 769.1
23 Automobile loans 14 449.7 453.8 451.6 454.5 457.8 459.6 461.6 463.4 463.7 464.0 464.0 464.4
24 All other consumer loans 15 288.6 292.9 292.5 293.5 296.8 299.6 303.3 303.7 304.3 304.4 304.5 304.7
25 All other loans and leases 1,164.4 1,299.3 1,280.8 1,265.4 1,240.7 1,231.9 1,250.0 1,256.8 1,272.7 1,255.8 1,253.1 1,265.5
26 Loans to nondepository financial institutions 16 451.0 543.3 524.3 505.8 492.5 490.8 505.3 510.4 520.5 518.9 518.1 515.2
27 All loans not elsewhere classified 17 713.3 756.0 756.5 759.6 748.3 741.0 744.7 746.4 752.2 737.0 735.0 750.3
28 LESS: Allowance for loan and lease losses 111.2 143.4 180.1 188.3 217.7 220.0 220.8 219.4 220.2 219.6 219.6 219.6
29 Cash assets 18 1,098.7 1,980.9 2,283.2 2,277.5 2,084.0 2,172.2 2,180.6 2,226.8 2,315.4 2,354.1 2,323.5 2,339.0
30 Total federal funds sold and reverse RPs 19 363.8 295.6 308.7 449.4 570.9 493.5 507.3 473.8 477.0 479.4 461.0 502.6
31 Loans to commercial banks 20 5.4 5.8 5.7 5.2 4.9 4.8 5.4 8.3 8.3 8.2 8.2 8.2
32 Other assets including trading assets 21 1,349.3 1,523.9 1,514.9 1,514.7 1,527.5 1,514.8 1,525.8 1,519.7 1,477.2 1,491.4 1,519.6 1,501.5
33 Total assets 15,414.2 17,220.9 17,605.8 17,765.1 17,732.9 17,759.7 17,829.3 17,907.5 18,050.1 18,090.5 18,096.6 18,160.3
 
Liabilities
34 Deposits 12,023.4 13,614.9 14,092.5 14,339.3 14,373.9 14,397.5 14,534.7 14,636.0 14,796.6 14,827.8 14,837.5 14,870.3
35 Large time deposits 1,072.7 1,064.5 1,015.7 974.6 940.3 895.8 854.5 831.4 820.0 819.7 812.5 809.1
36 Other deposits 10,950.7 12,550.5 13,076.8 13,364.7 13,433.5 13,501.7 13,680.2 13,804.6 13,976.6 14,008.1 14,025.1 14,061.1
37 Borrowings 1,100.0 1,171.0 1,075.5 997.2 957.3 935.9 899.4 869.3 847.0 852.3 847.3 847.0
38 Net due to related foreign offices -200.2 -248.8 -217.6 -240.0 -261.4 -258.4 -283.6 -298.9 -317.3 -307.4 -302.5 -311.8
39 Other liabilities including trading liabilities 22 535.0 676.1 667.9 669.6 666.1 658.4 630.7 645.5 659.7 656.2 645.1 683.0
40 Total liabilities 13,458.1 15,213.3 15,618.3 15,766.0 15,735.9 15,733.5 15,781.2 15,851.9 15,986.0 16,028.9 16,027.4 16,088.5
41 Residual (Assets LESS Liabilities) 23 1,956.2 2,007.6 1,987.5 1,999.1 1,997.1 2,026.2 2,048.1 2,055.6 2,064.1 2,061.7 2,069.2 2,071.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 18.4 50.5 57.1 60.2 63.1 63.4 62.7 57.9 58.3 51.6 55.1 56.2
43 U.S. Treasury and agency securities, MBS 25 12.9 44.4 46.6 45.3 46.0 44.4 40.5 38.1 38.1 34.7 36.2 35.9

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 8,107.8 8,657.5 8,639.3 8,636.6 8,682.6 8,685.8 8,686.1 8,705.0 8,774.3 8,768.3 8,781.6 8,805.5
2 Securities in bank credit 2 2,590.5 2,770.2 2,796.0 2,898.2 2,995.5 3,039.4 3,079.1 3,148.3 3,227.6 3,222.4 3,259.7 3,281.4
3 Treasury and agency securities 3 2,106.4 2,279.8 2,313.3 2,406.7 2,493.1 2,540.3 2,578.1 2,637.6 2,709.7 2,703.0 2,736.6 2,756.2
4 Mortgage-backed securities (MBS) 4 1,511.1 1,637.9 1,636.7 1,630.5 1,662.0 1,716.4 1,701.1 1,745.0 1,814.5 1,811.9 1,823.1 1,834.5
5 Non-MBS 5 595.3 641.9 676.6 776.2 831.1 824.0 877.0 892.6 895.2 891.2 913.5 921.6
6 Other securities 484.1 490.4 482.7 491.4 502.3 499.0 501.0 510.7 517.8 519.4 523.1 525.3
7 Mortgage-backed securities (MBS) 6 57.6 61.6 62.3 62.9 63.6 62.3 61.8 61.3 60.2 60.6 61.2 59.2
8 Non-MBS 7 426.5 428.8 420.4 428.6 438.7 436.7 439.2 449.3 457.6 458.8 461.9 466.1
9 Loans and leases in bank credit 8 5,517.3 5,887.3 5,843.2 5,738.4 5,687.1 5,646.4 5,607.0 5,556.7 5,546.7 5,545.9 5,521.9 5,524.1
10 Commercial and industrial loans 1,318.3 1,596.7 1,596.5 1,510.1 1,462.5 1,430.9 1,392.9 1,349.7 1,336.9 1,335.5 1,330.0 1,331.1
11 Real estate loans 2,219.6 2,238.5 2,231.5 2,232.7 2,242.6 2,240.2 2,227.4 2,217.8 2,208.2 2,214.5 2,201.0 2,191.8
12 Residential real estate loans 1,474.8 1,474.6 1,467.5 1,469.0 1,479.5 1,474.5 1,466.6 1,460.1 1,451.3 1,457.0 1,442.6 1,434.2
13 Revolving home equity loans 218.9 206.8 203.9 201.3 198.9 196.3 193.5 190.3 188.5 188.1 187.2 186.3
14 Closed-end residential loans 9 1,255.9 1,267.8 1,263.6 1,267.8 1,280.5 1,278.3 1,273.1 1,269.8 1,262.8 1,268.9 1,255.5 1,248.0
15 Commercial real estate loans 744.8 763.9 763.9 763.7 763.1 765.6 760.8 757.6 756.9 757.5 758.4 757.6
16 Construction and land development loans 10 106.8 111.1 112.5 114.2 115.6 116.4 117.3 118.9 119.1 119.6 119.5 119.4
17 Secured by farmland 11 8.0 7.6 7.4 7.3 7.3 7.2 7.1 6.9 6.9 6.8 6.8 6.8
18 Secured by multifamily properties 12 170.8 177.3 178.2 178.1 177.3 178.5 177.6 176.1 176.6 176.5 178.4 178.4
19 Secured by nonfarm nonresidential properties 13 459.2 467.8 465.8 464.1 463.0 463.7 458.9 455.8 454.4 454.5 453.8 453.0
20 Consumer loans 1,114.2 1,091.5 1,070.4 1,070.1 1,075.9 1,071.9 1,070.5 1,071.7 1,073.0 1,075.1 1,072.5 1,074.4
21 Credit cards and other revolving plans 601.3 566.8 546.7 543.8 546.9 541.6 539.5 539.7 540.4 541.3 538.6 540.3
22 Other consumer loans 513.0 524.7 523.8 526.3 529.0 530.3 531.0 532.0 532.6 533.7 533.8 534.1
23 Automobile loans 14 377.4 384.3 383.0 385.4 387.4 388.4 389.5 390.8 391.4 392.4 392.8 393.2
24 All other consumer loans 15 135.6 140.4 140.7 141.0 141.6 142.0 141.6 141.2 141.2 141.3 141.0 140.9
25 All other loans and leases 865.2 960.6 944.8 925.5 906.2 903.5 916.1 917.5 928.7 920.8 918.4 926.9
26 Loans to nondepository financial institutions 16 375.0 446.8 434.0 417.3 402.5 404.4 413.6 412.8 417.3 421.0 422.7 417.4
27 All loans not elsewhere classified 17 490.2 513.8 510.8 508.2 503.7 499.0 502.5 504.7 511.4 499.8 495.7 509.4
28 LESS: Allowance for loan and lease losses 69.8 96.1 120.1 125.0 140.8 141.4 141.9 140.8 141.0 140.1 140.1 140.3
29 Cash assets 18 798.8 1,476.5 1,729.1 1,695.5 1,535.8 1,609.1 1,583.3 1,625.3 1,682.3 1,643.3 1,654.3 1,670.5
30 Total federal funds sold and reverse RPs 19 292.9 258.2 260.2 385.1 518.2 416.6 429.2 381.4 378.5 400.9 368.9 455.3
31 Loans to commercial banks 20 4.8 5.0 4.7 4.5 4.2 4.1 4.8 7.9 7.8 7.7 7.8 7.5
32 Other assets including trading assets 21 995.1 1,138.1 1,127.2 1,120.8 1,131.2 1,117.9 1,127.8 1,127.4 1,097.9 1,103.0 1,116.4 1,118.2
33 Total assets 10,129.6 11,439.2 11,640.4 11,717.5 11,731.3 11,692.1 11,689.4 11,706.1 11,799.7 11,783.0 11,788.9 11,916.9
 
Liabilities
34 Deposits 7,859.9 9,002.2 9,336.0 9,478.6 9,476.9 9,495.6 9,574.6 9,602.1 9,682.9 9,686.4 9,701.1 9,776.5
35 Large time deposits 520.9 488.1 457.6 429.9 405.3 378.2 350.9 334.2 325.3 329.3 321.1 319.1
36 Other deposits 7,338.9 8,514.0 8,878.3 9,048.6 9,071.7 9,117.4 9,223.7 9,267.9 9,357.6 9,357.1 9,380.0 9,457.5
37 Borrowings 772.1 787.3 695.4 643.1 626.8 621.4 585.6 545.7 544.3 551.6 549.1 555.3
38 Net due to related foreign offices -222.0 -272.2 -246.7 -268.3 -287.4 -282.3 -306.3 -322.7 -330.9 -327.0 -325.7 -332.3
39 Other liabilities including trading liabilities 22 442.8 585.4 569.2 560.9 563.1 548.5 513.3 527.1 534.6 537.5 534.0 571.4
40 Total liabilities 8,852.7 10,102.7 10,353.9 10,414.3 10,379.4 10,383.2 10,367.1 10,352.2 10,430.9 10,448.5 10,458.5 10,570.9
41 Residual (Assets LESS Liabilities) 23 1,276.9 1,336.5 1,286.4 1,303.2 1,351.9 1,308.9 1,322.2 1,353.9 1,368.8 1,334.5 1,330.3 1,346.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 13.0 38.8 43.7 45.5 47.5 47.0 46.9 42.8 44.4 38.2 41.6 42.7
43 U.S. Treasury and agency securities, MBS 25 10.1 34.5 35.8 35.2 35.8 34.1 30.9 29.2 30.0 26.9 28.3 28.1

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 8,115.5 8,653.2 8,629.8 8,631.6 8,658.5 8,679.0 8,681.5 8,713.3 8,805.5 8,797.1 8,822.8 8,847.5
2 Securities in bank credit 2 2,605.0 2,758.0 2,780.2 2,884.9 2,983.0 3,054.6 3,096.5 3,166.7 3,255.6 3,256.5 3,305.9 3,319.0
3 Treasury and agency securities 3 2,118.0 2,268.5 2,298.8 2,395.4 2,483.2 2,554.2 2,592.8 2,652.9 2,734.8 2,731.5 2,777.0 2,789.0
4 Mortgage-backed securities (MBS) 4 1,517.9 1,633.8 1,631.4 1,627.4 1,657.7 1,720.0 1,708.9 1,752.7 1,825.7 1,818.5 1,841.2 1,851.9
5 Non-MBS 5 600.1 634.7 667.4 768.0 825.5 834.2 883.9 900.2 909.1 913.1 935.7 937.1
6 Other securities 487.0 489.5 481.4 489.5 499.8 500.3 503.6 513.8 520.9 525.0 529.0 530.0
7 Mortgage-backed securities (MBS) 6 57.4 62.4 63.3 64.5 64.3 62.5 61.6 61.0 59.7 59.9 60.9 58.2
8 Non-MBS 7 429.6 427.0 418.1 425.0 435.5 437.8 442.0 452.8 461.1 465.1 468.1 471.8
9 Loans and leases in bank credit 8 5,510.5 5,895.2 5,849.6 5,746.8 5,675.5 5,624.4 5,585.0 5,546.6 5,549.9 5,540.5 5,516.8 5,528.5
10 Commercial and industrial loans 1,310.7 1,618.1 1,615.4 1,519.3 1,455.9 1,416.2 1,378.1 1,341.1 1,331.4 1,328.8 1,328.5 1,329.3
11 Real estate loans 2,226.6 2,227.6 2,225.0 2,232.6 2,247.7 2,244.7 2,229.8 2,224.2 2,221.4 2,227.8 2,206.5 2,200.2
12 Residential real estate loans 1,479.8 1,464.7 1,461.4 1,468.3 1,484.4 1,481.4 1,468.1 1,464.5 1,462.4 1,467.0 1,445.1 1,439.4
13 Revolving home equity loans 218.5 207.6 204.6 201.7 199.0 195.9 193.1 189.7 187.9 187.7 186.8 185.9
14 Closed-end residential loans 9 1,261.3 1,257.1 1,256.8 1,266.7 1,285.3 1,285.4 1,275.0 1,274.8 1,274.5 1,279.3 1,258.3 1,253.5
15 Commercial real estate loans 746.9 762.9 763.5 764.2 763.4 763.3 761.7 759.7 759.0 760.9 761.4 760.8
16 Construction and land development loans 10 107.4 110.1 111.9 115.0 116.7 117.8 119.0 119.7 119.9 120.5 120.3 120.1
17 Secured by farmland 11 8.0 7.6 7.4 7.3 7.3 7.2 7.1 6.9 6.8 6.8 6.8 6.8
18 Secured by multifamily properties 12 172.3 177.0 177.6 177.6 177.1 177.6 177.8 177.7 178.3 178.3 179.7 179.0
19 Secured by nonfarm nonresidential properties 13 459.2 468.2 466.6 464.3 462.2 460.7 457.8 455.5 454.0 455.1 454.6 454.9
20 Consumer loans 1,114.1 1,082.9 1,062.9 1,065.9 1,069.8 1,070.7 1,071.3 1,071.3 1,073.6 1,075.6 1,072.4 1,079.5
21 Credit cards and other revolving plans 598.6 559.7 541.7 541.4 541.5 539.6 538.2 536.8 538.6 539.6 536.5 543.4
22 Other consumer loans 515.5 523.1 521.3 524.4 528.3 531.0 533.2 534.5 535.0 536.0 535.9 536.0
23 Automobile loans 14 379.2 383.0 380.9 383.8 387.0 389.0 391.0 392.7 393.1 393.8 393.9 394.2
24 All other consumer loans 15 136.3 140.2 140.3 140.7 141.4 142.1 142.2 141.8 141.9 142.2 142.0 141.8
25 All other loans and leases 859.1 966.6 946.3 929.0 902.0 892.9 905.7 909.9 923.5 908.3 909.5 919.5
26 Loans to nondepository financial institutions 16 374.5 451.8 435.0 416.1 400.2 398.6 409.3 411.3 417.7 417.4 419.2 416.3
27 All loans not elsewhere classified 17 484.6 514.9 511.3 512.9 501.8 494.3 496.4 498.6 505.8 490.9 490.2 503.2
28 LESS: Allowance for loan and lease losses 70.2 94.8 119.6 125.4 141.7 142.8 143.1 141.3 141.7 141.1 141.0 140.9
29 Cash assets 18 787.8 1,487.4 1,719.9 1,687.7 1,513.2 1,593.6 1,579.7 1,605.0 1,665.4 1,685.3 1,657.3 1,666.0
30 Total federal funds sold and reverse RPs 19 316.5 237.1 245.3 384.1 504.2 430.4 447.9 413.8 410.5 408.2 388.0 430.3
31 Loans to commercial banks 20 4.6 5.0 4.7 4.4 4.1 4.1 4.8 7.7 7.7 7.6 7.6 7.6
32 Other assets including trading assets 21 992.5 1,135.7 1,122.9 1,124.1 1,135.5 1,118.3 1,128.6 1,124.2 1,091.1 1,098.8 1,119.5 1,112.2
33 Total assets 10,146.9 11,423.5 11,603.1 11,706.6 11,673.8 11,682.5 11,699.3 11,722.6 11,838.5 11,855.8 11,854.2 11,922.8
 
Liabilities
34 Deposits 7,859.6 9,013.2 9,277.5 9,459.0 9,469.7 9,473.3 9,555.4 9,608.1 9,711.3 9,726.1 9,732.4 9,758.0
35 Large time deposits 509.6 503.0 462.0 429.0 401.5 368.9 340.2 326.9 319.0 320.7 315.5 313.7
36 Other deposits 7,350.0 8,510.2 8,815.5 9,030.0 9,068.2 9,104.5 9,215.3 9,281.2 9,392.3 9,405.4 9,416.9 9,444.3
37 Borrowings 774.5 790.4 708.9 646.3 618.6 605.1 577.2 546.2 544.8 549.2 544.3 553.8
38 Net due to related foreign offices -221.7 -276.9 -244.5 -265.6 -285.2 -280.2 -305.3 -322.5 -333.8 -326.5 -323.0 -332.1
39 Other liabilities including trading liabilities 22 448.8 577.7 564.0 561.0 558.5 550.3 520.6 534.2 551.7 544.9 533.6 572.7
40 Total liabilities 8,861.3 10,104.4 10,305.9 10,400.7 10,361.7 10,348.6 10,348.0 10,366.0 10,474.0 10,493.6 10,487.3 10,552.4
41 Residual (Assets LESS Liabilities) 23 1,285.6 1,319.1 1,297.2 1,305.9 1,312.2 1,333.9 1,351.4 1,356.6 1,364.5 1,362.2 1,366.9 1,370.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 13.0 38.8 43.7 45.5 47.5 47.0 46.9 42.8 44.4 38.2 41.6 42.7
43 U.S. Treasury and agency securities, MBS 25 10.1 34.5 35.8 35.2 35.8 34.1 30.9 29.2 30.0 26.9 28.3 28.1

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 4,594.1 4,898.7 5,031.4 5,067.2 5,099.3 5,123.7 5,152.9 5,187.5 5,185.3 5,186.8 5,188.1 5,186.0
2 Securities in bank credit 2 924.3 957.0 966.5 1,001.4 1,026.5 1,039.9 1,059.6 1,090.4 1,098.0 1,101.1 1,110.8 1,110.0
3 Treasury and agency securities 3 682.3 691.9 695.7 717.9 733.4 745.7 759.3 780.5 783.2 784.3 792.2 789.3
4 Mortgage-backed securities (MBS) 4 509.4 541.1 543.0 551.8 559.6 570.6 583.6 604.3 603.1 604.7 611.8 612.0
5 Non-MBS 5 172.8 150.8 152.8 166.1 173.8 175.1 175.7 176.2 180.1 179.6 180.5 177.2
6 Other securities 242.1 265.1 270.7 283.5 293.2 294.1 300.4 310.0 314.8 316.7 318.6 320.7
7 Mortgage-backed securities (MBS) 6 18.0 17.9 17.7 18.3 18.8 18.8 20.0 21.1 21.3 21.4 21.5 21.4
8 Non-MBS 7 224.1 247.2 253.1 265.2 274.4 275.3 280.4 288.9 293.5 295.3 297.0 299.3
9 Loans and leases in bank credit 8 3,669.7 3,941.7 4,064.9 4,065.8 4,072.8 4,083.8 4,093.2 4,097.1 4,087.3 4,085.7 4,077.4 4,076.0
10 Commercial and industrial loans 652.0 800.4 930.6 932.1 934.4 936.2 932.6 930.6 922.6 916.3 909.3 905.3
11 Real estate loans 2,255.0 2,354.0 2,356.7 2,356.1 2,361.4 2,366.3 2,373.7 2,376.6 2,375.8 2,378.5 2,380.7 2,380.0
12 Residential real estate loans 800.2 829.3 825.6 819.5 816.7 814.8 814.9 813.0 809.4 810.9 812.3 809.4
13 Revolving home equity loans 107.8 106.6 105.7 104.6 103.8 103.0 102.2 101.1 100.7 100.7 100.6 100.3
14 Closed-end residential loans 9 692.4 722.7 719.9 715.0 712.8 711.8 712.6 711.9 708.7 710.2 711.7 709.1
15 Commercial real estate loans 1,454.8 1,524.7 1,531.1 1,536.5 1,544.8 1,551.4 1,558.8 1,563.6 1,566.4 1,567.6 1,568.3 1,570.6
16 Construction and land development loans 10 229.6 237.6 239.0 240.3 241.1 242.9 242.7 242.1 242.8 242.0 242.1 242.9
17 Secured by farmland 11 94.3 94.9 94.8 94.7 94.9 94.9 94.8 94.6 94.7 94.6 94.6 94.8
18 Secured by multifamily properties 12 203.7 222.6 224.1 225.3 226.7 227.8 229.8 231.0 231.0 231.4 231.0 231.2
19 Secured by nonfarm nonresidential properties 13 927.1 969.6 973.1 976.2 982.0 985.9 991.5 995.9 997.9 999.6 1,000.6 1,001.7
20 Consumer loans 459.9 454.7 446.7 444.3 441.6 443.7 445.9 445.4 445.1 444.6 444.7 446.0
21 Credit cards and other revolving plans 238.4 229.2 221.7 219.1 214.2 215.5 215.4 214.4 213.6 213.7 213.8 214.4
22 Other consumer loans 221.5 225.5 225.0 225.2 227.4 228.2 230.5 231.0 231.5 230.9 231.0 231.5
23 Automobile loans 14 70.3 71.0 70.7 70.7 70.9 70.6 70.4 70.4 70.4 69.9 69.8 69.8
24 All other consumer loans 15 151.2 154.4 154.3 154.5 156.5 157.6 160.0 160.6 161.1 161.0 161.2 161.7
25 All other loans and leases 302.9 332.6 330.8 333.4 335.4 337.6 341.1 344.5 343.8 346.4 342.6 344.7
26 Loans to nondepository financial institutions 16 74.8 89.7 86.5 87.3 89.5 91.4 94.1 97.2 98.1 100.2 98.1 97.6
27 All loans not elsewhere classified 17 228.1 242.8 244.4 246.0 245.9 246.2 247.0 247.2 245.7 246.2 244.6 247.1
28 LESS: Allowance for loan and lease losses 40.4 48.9 59.8 60.1 71.3 72.6 74.9 77.1 78.1 78.5 79.1 80.2
29 Cash assets 18 311.4 499.7 588.0 609.0 583.2 581.2 605.3 622.6 636.4 649.1 635.2 658.0
30 Total federal funds sold and reverse RPs 19 61.4 59.8 63.1 57.0 59.9 62.2 55.2 78.8 79.3 81.7 71.3 69.8
31 Loans to commercial banks 20 0.7 0.9 0.9 0.8 0.8 0.8 0.7 0.6 0.6 0.7 0.6 0.6
32 Other assets including trading assets 21 356.0 388.7 390.9 390.5 391.9 395.6 396.0 394.7 386.2 391.3 400.9 388.8
33 Total assets 5,283.3 5,798.9 6,014.5 6,064.5 6,063.8 6,090.8 6,135.2 6,207.2 6,209.7 6,231.1 6,217.1 6,222.9
 
Liabilities
34 Deposits 4,164.0 4,599.2 4,839.0 4,891.2 4,920.3 4,933.6 4,980.7 5,029.5 5,067.5 5,086.0 5,083.0 5,099.5
35 Large time deposits 564.1 558.8 550.4 544.1 539.6 529.4 516.0 507.3 504.6 503.9 500.7 498.9
36 Other deposits 3,599.9 4,040.4 4,288.6 4,347.1 4,380.7 4,404.2 4,464.7 4,522.2 4,562.9 4,582.1 4,582.3 4,600.6
37 Borrowings 321.0 393.2 354.6 336.1 334.5 333.1 318.4 317.8 299.9 303.3 302.5 291.2
38 Net due to related foreign offices 26.4 41.2 30.7 19.1 15.9 13.1 25.1 28.6 27.5 14.0 7.1 1.0
39 Other liabilities including trading liabilities 22 85.6 102.0 105.5 108.8 108.0 106.9 107.0 110.2 106.0 106.8 108.5 106.9
40 Total liabilities 4,597.0 5,135.6 5,329.9 5,355.2 5,378.7 5,386.7 5,431.2 5,486.2 5,500.8 5,510.1 5,501.1 5,498.6
41 Residual (Assets LESS Liabilities) 23 686.3 663.3 684.5 709.2 685.1 704.1 704.0 721.0 708.8 720.9 716.1 724.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 5.4 11.7 13.4 14.7 15.6 16.4 15.8 15.0 13.8 13.4 13.5 13.5
43 U.S. Treasury and agency securities, MBS 25 2.8 9.9 10.8 10.0 10.2 10.2 9.6 8.9 8.1 7.8 7.9 7.9

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 4,592.7 4,905.0 5,043.6 5,075.0 5,104.8 5,115.4 5,149.4 5,185.0 5,186.9 5,180.0 5,181.1 5,181.1
2 Securities in bank credit 2 921.3 965.5 968.3 997.2 1,022.3 1,032.8 1,055.4 1,087.6 1,093.1 1,095.7 1,105.8 1,104.8
3 Treasury and agency securities 3 678.5 700.6 697.5 713.1 728.2 737.7 753.6 776.1 777.1 777.3 785.7 782.4
4 Mortgage-backed securities (MBS) 4 507.0 545.9 543.7 552.5 558.9 568.5 581.4 601.9 602.0 603.0 609.9 608.2
5 Non-MBS 5 171.6 154.8 153.8 160.6 169.2 169.2 172.2 174.2 175.1 174.3 175.8 174.2
6 Other securities 242.7 264.8 270.8 284.1 294.1 295.1 301.8 311.4 316.0 318.4 320.1 322.3
7 Mortgage-backed securities (MBS) 6 17.8 17.8 17.6 18.0 18.9 19.0 19.8 20.9 21.1 21.3 21.4 21.1
8 Non-MBS 7 224.9 247.0 253.2 266.0 275.2 276.1 282.0 290.5 294.9 297.1 298.7 301.2
9 Loans and leases in bank credit 8 3,671.5 3,939.5 4,075.2 4,077.7 4,082.5 4,082.6 4,094.0 4,097.4 4,093.8 4,084.3 4,075.3 4,076.3
10 Commercial and industrial loans 650.7 799.9 937.0 941.4 939.5 936.8 932.8 928.3 919.8 912.5 907.1 902.2
11 Real estate loans 2,255.7 2,356.7 2,361.1 2,358.7 2,362.6 2,364.4 2,371.2 2,376.7 2,379.0 2,378.6 2,378.6 2,379.2
12 Residential real estate loans 801.8 829.5 826.8 820.4 817.9 814.9 814.7 814.1 813.4 812.1 810.8 809.3
13 Revolving home equity loans 107.8 107.3 106.2 104.6 103.7 102.6 101.8 101.0 100.4 100.4 100.2 99.9
14 Closed-end residential loans 9 694.0 722.3 720.6 715.8 714.2 712.3 713.0 713.1 713.0 711.7 710.6 709.4
15 Commercial real estate loans 1,453.9 1,527.2 1,534.3 1,538.3 1,544.7 1,549.5 1,556.4 1,562.6 1,565.6 1,566.5 1,567.8 1,569.8
16 Construction and land development loans 10 230.3 236.5 239.7 241.4 241.1 242.9 243.1 243.0 243.4 243.4 243.9 244.5
17 Secured by farmland 11 94.4 94.9 95.1 95.0 95.2 95.0 94.9 94.8 94.7 94.5 94.4 94.5
18 Secured by multifamily properties 12 203.0 223.8 224.9 225.5 226.5 227.2 228.8 230.3 230.5 230.5 230.2 230.4
19 Secured by nonfarm nonresidential properties 13 926.1 972.0 974.6 976.4 981.8 984.5 989.7 994.5 997.0 998.2 999.3 1,000.5
20 Consumer loans 459.7 450.2 442.7 441.3 441.6 442.5 445.8 445.4 445.8 445.7 445.9 449.0
21 Credit cards and other revolving plans 236.9 226.6 219.9 217.8 215.4 214.3 214.1 212.9 212.8 213.2 213.3 216.0
22 Other consumer loans 222.8 223.6 222.8 223.5 226.2 228.2 231.7 232.6 233.0 232.4 232.6 233.0
23 Automobile loans 14 70.5 70.9 70.7 70.7 70.8 70.6 70.6 70.7 70.7 70.2 70.1 70.1
24 All other consumer loans 15 152.3 152.7 152.2 152.8 155.4 157.5 161.1 161.9 162.4 162.2 162.5 162.9
25 All other loans and leases 305.3 332.6 334.4 336.4 338.7 339.0 344.3 346.9 349.2 347.5 343.7 346.0
26 Loans to nondepository financial institutions 16 76.5 91.6 89.3 89.7 92.3 92.2 96.0 99.1 102.7 101.4 98.8 98.9
27 All loans not elsewhere classified 17 228.8 241.1 245.1 246.7 246.4 246.8 248.2 247.8 246.5 246.1 244.8 247.1
28 LESS: Allowance for loan and lease losses 41.0 48.6 60.5 62.8 76.1 77.2 77.6 78.1 78.5 78.5 78.6 78.7
29 Cash assets 18 310.9 493.5 563.3 589.8 570.8 578.6 600.9 621.8 650.0 668.8 666.2 673.0
30 Total federal funds sold and reverse RPs 19 47.3 58.5 63.4 65.3 66.8 63.1 59.5 60.0 66.5 71.2 73.0 72.3
31 Loans to commercial banks 20 0.7 0.9 0.9 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6 0.6
32 Other assets including trading assets 21 356.8 388.2 392.0 390.6 392.0 396.5 397.2 395.5 386.0 392.7 400.1 389.3
33 Total assets 5,267.3 5,797.5 6,002.7 6,058.5 6,059.1 6,077.2 6,130.0 6,184.9 6,211.6 6,234.7 6,242.4 6,237.5
 
Liabilities
34 Deposits 4,163.8 4,601.7 4,815.0 4,880.3 4,904.1 4,924.2 4,979.3 5,027.9 5,085.3 5,101.8 5,105.1 5,112.3
35 Large time deposits 563.1 561.5 553.7 545.6 538.9 527.0 514.4 504.4 501.0 499.0 497.0 495.5
36 Other deposits 3,600.7 4,040.3 4,261.3 4,334.7 4,365.3 4,397.2 4,464.9 4,523.4 4,584.3 4,602.8 4,608.2 4,616.8
37 Borrowings 325.5 380.6 366.7 350.9 338.6 330.8 322.2 323.1 302.2 303.1 302.9 293.2
38 Net due to related foreign offices 21.4 28.1 26.9 25.6 23.8 21.8 21.7 23.7 16.5 19.0 20.5 20.3
39 Other liabilities including trading liabilities 22 86.1 98.4 103.9 108.6 107.6 108.1 110.1 111.3 108.1 111.3 111.5 110.4
40 Total liabilities 4,596.8 5,108.9 5,312.4 5,365.3 5,374.2 5,384.8 5,433.2 5,485.9 5,512.0 5,535.2 5,540.1 5,536.0
41 Residual (Assets LESS Liabilities) 23 670.5 688.6 690.3 693.1 684.9 692.4 696.7 699.0 699.6 699.5 702.3 701.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 5.4 11.7 13.4 14.7 15.6 16.4 15.8 15.0 13.8 13.4 13.5 13.5
43 U.S. Treasury and agency securities, MBS 25 2.8 9.9 10.8 10.0 10.2 10.2 9.6 8.9 8.1 7.8 7.9 7.9

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 1,035.8 1,213.6 1,183.9 1,154.8 1,128.3 1,112.4 1,088.2 1,048.8 1,042.9 1,046.5 1,041.8 1,041.6
2 Securities in bank credit 2 275.5 272.4 268.8 271.5 269.2 268.5 267.3 257.2 261.1 262.4 264.1 268.8
3 Treasury and agency securities 3 185.3 175.8 170.0 174.3 172.2 170.6 168.7 159.0 162.1 164.1 165.2 168.1
4 Mortgage-backed securities (MBS) 4 37.0 46.1 43.5 43.7 43.2 41.5 39.5 39.0 42.8 41.5 43.9 48.4
5 Non-MBS 5 148.2 129.6 126.5 130.6 129.0 129.2 129.2 120.0 119.3 122.7 121.3 119.7
6 Other securities 90.3 96.7 98.9 97.1 96.9 97.9 98.7 98.2 99.0 98.3 98.9 100.7
7 Mortgage-backed securities (MBS) 6 1.7 1.7 1.8 1.9 1.7 1.9 1.9 2.0 2.1 2.3 2.3 2.3
8 Non-MBS 7 88.6 94.9 97.1 95.2 95.3 96.0 96.8 96.2 96.9 96.0 96.6 98.4
9 Loans and leases in bank credit 8 760.3 941.2 915.0 883.3 859.1 843.9 820.9 791.6 781.8 784.1 777.7 772.8
10 Commercial and industrial loans 390.8 535.6 514.0 491.0 475.2 460.3 442.4 417.6 406.5 407.2 401.7 401.5
11 Real estate loans 84.3 88.7 88.1 86.7 87.2 87.4 86.7 85.7 86.1 86.3 86.6 86.6
12 Residential real estate loans 1.5 1.7 1.6 1.5 1.6 1.4 1.3 1.3 1.2 1.3 1.2 1.1
13 Revolving home equity loans 0.4 0.8 0.6 0.6 0.6 0.4 0.4 0.5 0.5 0.5 0.5 0.5
14 Closed-end residential loans 9 1.2 0.9 1.0 0.9 1.1 1.0 0.9 0.9 0.7 0.7 0.7 0.7
15 Commercial real estate loans 82.7 86.9 86.4 85.2 85.5 85.9 85.4 84.4 84.9 85.1 85.3 85.4
16 Construction and land development loans 10 12.2 12.2 12.3 12.5 12.2 12.2 11.9 12.0 11.7 11.7 11.8 11.8
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 8.7 10.3 10.4 10.5 10.8 11.1 11.1 11.4 11.8 11.7 11.8 11.5
19 Secured by nonfarm nonresidential properties 13 61.7 64.2 63.5 62.0 62.3 62.5 62.3 60.9 61.4 61.5 61.6 61.9
20 Consumer loans 3.5 3.5 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.5 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.5 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7
25 All other loans and leases 281.8 313.5 309.5 302.3 293.5 293.0 288.3 284.5 285.5 286.9 285.8 281.0
26 Loans to nondepository financial institutions 16 117.6 139.5 137.4 136.6 130.7 130.1 128.1 126.9 125.4 124.6 124.6 120.9
27 All loans not elsewhere classified 17 164.2 174.0 172.2 165.7 162.7 162.8 160.2 157.6 160.1 162.3 161.2 160.1
28 LESS: Allowance for loan and lease losses 1.0 1.3 2.0 2.0 2.1 2.1 2.0 1.7 1.8 1.9 1.8 1.8
29 Cash assets 18 570.1 1,089.4 934.7 754.0 677.7 679.4 744.5 732.9 698.9 668.9 765.7 817.6
30 Total federal funds sold and reverse RPs 19 440.9 362.9 352.7 351.3 336.6 360.2 359.6 365.8 385.0 371.4 356.1 327.3
31 Loans to commercial banks 20 2.0 1.3 0.9 1.2 1.7 1.8 1.6 1.9 1.5 1.5 1.4 1.4
32 Other assets including trading assets 21 137.9 168.7 166.2 159.4 162.7 156.0 153.5 151.5 141.7 134.1 147.8 149.0
33 Total assets 2,185.7 2,834.5 2,636.4 2,418.7 2,304.9 2,307.8 2,345.4 2,299.1 2,268.2 2,220.6 2,311.0 2,335.1
 
Liabilities
34 Deposits 1,043.2 1,123.4 1,150.7 1,155.6 1,159.0 1,161.6 1,161.8 1,157.8 1,148.7 1,134.2 1,164.4 1,181.7
35 Large time deposits 752.0 741.0 760.0 761.1 769.5 770.2 751.5 732.8 717.5 721.7 719.2 720.2
36 Other deposits 291.2 382.4 390.7 394.5 389.5 391.4 410.2 425.0 431.2 412.5 445.2 461.5
37 Borrowings 894.2 1,040.6 975.7 868.3 849.8 865.0 868.3 906.8 901.2 872.0 905.2 908.6
38 Net due to related foreign offices 132.2 508.9 359.4 253.7 136.8 127.6 147.1 101.3 92.3 104.4 97.0 139.7
39 Other liabilities including trading liabilities 22 116.8 137.0 135.2 133.3 135.8 130.3 128.7 123.8 121.8 111.8 133.4 132.0
40 Total liabilities 2,186.4 2,809.9 2,621.0 2,410.8 2,281.3 2,284.5 2,305.9 2,289.7 2,263.9 2,222.4 2,300.0 2,362.0
41 Residual (Assets LESS Liabilities) 23 -0.7 24.6 15.4 7.9 23.5 23.3 39.5 9.4 4.2 -1.8 11.0 -26.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.5 2.8 3.0 3.0 3.1 2.9 2.8 2.7 2.6 2.4 2.5 2.5
43 U.S. Treasury and agency securities, MBS 25 1.5 2.8 3.0 3.0 3.1 2.9 2.8 2.7 2.6 2.4 2.5 2.5

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Oct
2020
Apr
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
Week ending
Nov 04 Nov 11 Nov 18 Nov 25
Assets
1 Bank credit 1,031.7 1,213.2 1,178.4 1,154.5 1,125.9 1,105.1 1,080.0 1,043.9 1,041.4 1,046.4 1,045.8 1,046.6
2 Securities in bank credit 2 276.8 266.8 268.4 274.1 272.8 271.4 268.6 258.7 263.3 265.3 264.8 270.5
3 Treasury and agency securities 3 185.3 170.7 171.1 177.3 175.4 173.6 170.2 159.0 162.7 164.9 164.9 170.4
4 Mortgage-backed securities (MBS) 4 36.8 44.9 45.2 45.6 44.8 42.4 41.2 39.3 42.0 39.5 42.3 48.0
5 Non-MBS 5 148.5 125.7 125.9 131.7 130.6 131.2 129.1 119.7 120.7 125.4 122.6 122.4
6 Other securities 91.5 96.2 97.3 96.7 97.5 97.8 98.4 99.6 100.6 100.4 100.0 100.1
7 Mortgage-backed securities (MBS) 6 1.7 1.7 1.8 1.8 1.8 2.0 2.0 2.1 2.1 2.3 2.3 2.3
8 Non-MBS 7 89.8 94.4 95.4 94.9 95.7 95.8 96.3 97.6 98.6 98.1 97.7 97.8
9 Loans and leases in bank credit 8 754.9 946.3 910.0 880.4 853.1 833.7 811.4 785.2 778.1 781.1 780.9 776.1
10 Commercial and industrial loans 384.8 542.7 512.8 488.4 471.4 454.2 434.0 410.5 402.2 402.6 402.9 402.1
11 Real estate loans 83.9 89.2 88.8 87.7 87.0 86.2 85.5 85.3 85.2 85.6 85.8 86.0
12 Residential real estate loans 1.6 1.5 1.5 1.5 1.6 1.5 1.5 1.4 1.3 1.3 1.4 1.4
13 Revolving home equity loans 0.4 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.6 0.6 0.6
14 Closed-end residential loans 9 1.2 0.9 0.9 0.9 1.0 1.0 1.0 0.9 0.8 0.8 0.8 0.8
15 Commercial real estate loans 82.3 87.7 87.3 86.2 85.4 84.7 84.1 84.0 83.9 84.3 84.4 84.6
16 Construction and land development loans 10 12.0 12.4 12.5 12.7 12.3 12.2 11.8 11.8 11.6 11.6 11.7 11.6
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 8.5 10.6 10.6 10.7 10.7 10.8 10.8 11.2 11.5 11.5 11.5 11.6
19 Secured by nonfarm nonresidential properties 13 61.6 64.5 63.9 62.6 62.2 61.6 61.3 60.9 60.8 61.1 61.1 61.4
20 Consumer loans 3.5 3.5 3.4 3.4 3.4 3.4 3.5 3.7 3.7 3.7 3.6 3.6
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.5 3.4 3.4 3.4 3.4 3.5 3.7 3.7 3.7 3.6 3.6
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.5 3.4 3.4 3.4 3.4 3.5 3.7 3.7 3.7 3.6 3.6
25 All other loans and leases 282.7 311.0 305.0 301.0 291.3 290.0 288.4 285.7 287.1 289.2 288.6 284.3
26 Loans to nondepository financial institutions 16 120.6 133.9 131.9 134.7 129.8 131.1 130.7 130.9 130.4 129.8 129.7 125.3
27 All loans not elsewhere classified 17 162.0 177.0 173.1 166.3 161.5 158.9 157.7 154.9 156.7 159.4 159.0 159.0
28 LESS: Allowance for loan and lease losses 1.0 1.3 2.0 2.1 2.1 2.1 2.1 1.8 1.8 1.8 1.7 1.7
29 Cash assets 18 563.4 1,061.4 977.8 774.8 674.3 689.2 703.6 720.3 691.2 677.7 742.7 831.9
30 Total federal funds sold and reverse RPs 19 433.2 366.6 351.4 325.6 322.9 351.6 342.4 357.3 382.7 386.3 359.3 354.9
31 Loans to commercial banks 20 1.8 1.7 0.8 1.1 1.5 1.6 1.5 1.6 1.4 1.4 1.2 1.3
32 Other assets including trading assets 21 136.9 165.7 166.8 161.3 158.9 157.1 155.7 151.0 140.3 143.0 146.1 158.0
33 Total assets 2,165.8 2,807.2 2,673.1 2,415.2 2,281.4 2,302.6 2,281.1 2,272.3 2,255.3 2,253.0 2,293.5 2,391.0
 
Liabilities
34 Deposits 1,031.1 1,122.7 1,159.8 1,148.0 1,155.1 1,161.1 1,152.9 1,147.4 1,139.6 1,135.9 1,157.0 1,185.7
35 Large time deposits 740.8 747.2 770.5 764.0 766.7 767.7 744.3 723.9 709.8 714.9 713.7 721.8
36 Other deposits 290.4 375.5 389.3 383.9 388.4 393.4 408.6 423.5 429.8 421.0 443.3 464.0
37 Borrowings 872.7 1,033.5 985.3 867.7 850.2 877.9 862.0 886.1 893.7 880.2 910.7 921.6
38 Net due to related foreign offices 135.1 502.6 375.0 253.8 133.2 123.0 128.0 105.3 93.7 105.2 90.8 134.9
39 Other liabilities including trading liabilities 22 118.4 138.1 142.6 134.2 131.4 131.0 129.9 125.2 120.0 123.6 126.8 140.7
40 Total liabilities 2,157.3 2,796.9 2,662.7 2,403.7 2,269.9 2,293.0 2,272.9 2,264.0 2,247.1 2,244.9 2,285.3 2,382.9
41 Residual (Assets LESS Liabilities) 23 8.5 10.3 10.4 11.5 11.5 9.6 8.3 8.3 8.2 8.2 8.2 8.1
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.5 2.8 3.0 3.0 3.1 2.9 2.8 2.7 2.6 2.4 2.5 2.5
43 U.S. Treasury and agency securities, MBS 25 1.5 2.8 3.0 3.0 3.1 2.9 2.8 2.7 2.6 2.4 2.5 2.5

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: December 04, 2020