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Release Date: January 14, 2022
For release at
4:15 p.m. Eastern Time
January 14, 2022

H.8

Notes on the Data (billions of dollars)

Domestically chartered commercial banks acquired $59.6 billion in assets and liabilities of nonbank institutions in the week ending January 5, 2022. The major asset items affected were the following: Treasury and agency securities, mortgage-backed securities (MBS), $31.0 billion; Treasury and agency securities, non-MBS, $3.8 billion; other securities, mortgage-backed securities (MBS), $11.7 billion; other securities, non-MBS, $1.0 billion; loans to commercial banks, $6.0 billion; consumer loans, other consumer loans, $1.7 billion; other assets including trading assets, $0.8 billion; and cash assets, $3.6 billion. The major liability items affected were the following: deposits, other deposits, $66.0 billion; borrowings, -$18.2 billion; and other liability items, $0.2 billion. The residual (assets less liabilities) increased $11.6 billion.

Domestically chartered commercial banks divested $5.0 billion in assets to nonbank institutions in the week ending January 5, 2022. The major asset items affected were the following: real estate loans, residential real estate loans, closed-end residential loans, -$0.5 billion; real estate loans, commercial real estate loans, secured by multifamily properties, -$0.5 billion; real estate loans, commercial real estate loans, secured by nonfarm nonresidential properties, -$1.5 billion; other assets including trading assets, -$0.6 billion; cash assets, -$0.7 billion; and other asset items, -$1.2 billion. The major liability items affected were the following: deposits, other deposits, -$4.0 billion; and other liability items, -$0.3 billion. The residual (assets less liabilities) decreased $0.7 billion.

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2017 2018 2019 2020 2021 2020 Q3 2020 Q4 2021 Q1 2021 Q2 2021 Q3 2021 Q4 2021
Sep
2021
Oct
2021
Nov
2021
Dec
Assets
1 Bank credit 2.9 3.4 6.0 8.3 8.1 2.5 1.6 6.5 7.7 6.3 10.9 7.2 12.2 11.4 15.9
2 Securities in bank credit 2 1.7 0.7 10.3 20.7 21.5 30.8 21.3 22.7 24.3 14.1 18.9 14.3 25.9 15.6 18.0
3 Treasury and agency securities 3 2.7 3.5 14.2 22.9 22.4 34.3 23.0 25.3 22.5 15.5 19.7 14.7 29.7 14.3 14.5
6 Other securities -0.8 -7.1 -1.8 12.6 18.1 17.4 15.0 12.7 31.4 8.5 15.6 12.5 10.6 21.0 32.0
9 Loans and leases in bank credit 8 3.4 4.5 4.4 3.6 2.1 -8.2 -6.6 -0.8 -0.1 2.4 6.7 3.5 5.1 9.1 14.7
10 Commercial and industrial loans 1.0 6.7 3.7 11.7 -7.4 -20.1 -23.7 -9.9 -8.9 -14.4 2.8 -7.1 0.0 12.3 26.8
11 Real estate loans 3.7 3.4 3.3 1.2 2.0 0.0 -2.4 -0.6 -0.7 3.8 5.5 4.3 5.3 5.7 6.9
12 Residential real estate loans 1.4 2.2 2.0 -1.6 -0.5 -2.1 -6.2 -3.7 -4.9 1.6 5.2 2.5 6.1 5.6 5.0
13 Revolving home equity loans -6.8 -8.3 -8.8 -11.6 -12.5 -15.2 -16.3 -16.3 -15.9 -11.7 -8.7 -11.2 -10.4 -2.4 -7.6
14 Closed-end residential loans 9 3.4 4.4 4.0 0.0 1.3 -0.1 -4.7 -1.9 -3.4 3.4 7.0 4.3 8.2 6.6 6.6
15 Commercial real estate loans 6.1 4.7 4.7 3.9 4.4 2.1 1.4 2.4 3.1 5.8 5.8 6.0 4.6 5.7 8.6
20 Consumer loans 4.1 4.0 5.2 -4.2 7.5 -4.8 0.2 2.8 6.7 9.8 9.8 6.7 9.5 11.9 12.0
21 Credit cards and other revolving plans 5.0 4.1 3.4 -10.9 5.4 -13.4 -3.7 -1.6 2.9 8.8 11.0 5.9 10.6 15.4 14.0
22 Other consumer loans 3.1 3.9 7.2 3.5 9.5 4.0 4.0 7.1 10.4 10.6 8.7 7.4 8.5 8.6 10.1
25 All other loans and leases 5.8 4.9 8.4 6.5 13.0 -13.7 4.8 10.3 9.3 17.6 12.6 13.1 7.6 11.6 21.6
28 LESS: Allowance for loan and lease losses 0.4 -0.5 1.3 60.2 -23.5 78.1 7.0 -5.8 -45.1 -37.6 -14.0 -6.2 -33.9 2.8 -5.7
29 Cash assets 18 7.4 -19.2 -12.8 78.4 34.0 -38.3 33.4 39.4 49.8 24.0 9.5 22.3 -0.3 5.1 0.9
30 Total federal funds sold and reverse RPs 19 9.3 36.2 24.6 7.2 -26.0 77.8 -22.2 -59.4 -36.3 -20.7 3.3 -0.6 0.2 40.6 -46.0
31 Loans to commercial banks 20 -4.3 19.2 -53.0 40.9 -45.2 -17.6 246.2 -30.5 -164.9 35.1 -29.0 -66.1 -50.0 10.4 -20.7
32 Other assets including trading assets 21 1.7 0.9 1.7 10.4 8.0 -18.8 -3.6 11.9 1.0 8.9 9.5 10.0 21.1 12.6 -31.0
33 Total assets 3.6 0.9 4.0 14.9 10.9 -3.6 4.7 9.3 12.9 9.3 10.5 10.0 10.6 11.2 7.8
 
Liabilities
34 Deposits 4.6 2.8 6.3 20.7 11.8 11.0 8.5 12.7 14.1 8.7 9.7 8.3 7.9 12.0 8.8
35 Large time deposits 7.1 4.5 8.9 -16.4 -6.8 -22.6 -27.9 -14.8 -8.6 -5.0 0.6 -2.7 1.9 13.9 -24.9
36 Other deposits 4.2 2.5 5.9 26.8 13.8 15.4 12.9 15.7 16.4 10.0 10.5 9.3 8.4 11.8 11.8
37 Borrowings 3.7 -5.3 -2.2 -13.0 -1.6 -45.3 -15.1 -7.4 -2.2 -1.8 5.2 4.3 12.8 12.3 -26.3
39 Other liabilities including trading liabilities 22 -9.0 7.4 10.8 18.8 15.8 -12.8 -0.4 26.5 3.2 13.5 16.8 16.9 32.6 21.4 -38.4
40 Total liabilities 3.6 0.8 4.1 16.8 11.7 -2.2 4.7 9.9 13.2 9.9 11.8 11.3 10.5 15.0 5.9

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 15,039.8 15,608.2 15,682.9 15,777.2 15,871.2 16,032.7 16,187.7 16,406.2 16,382.2 16,450.3 16,485.7 16,551.3
2 Securities in bank credit 2 4,697.6 5,252.3 5,296.8 5,350.5 5,414.4 5,531.5 5,603.5 5,690.6 5,676.2 5,714.2 5,721.5 5,795.7
3 Treasury and agency securities 3 3,755.3 4,202.5 4,246.2 4,293.4 4,346.4 4,454.4 4,507.8 4,564.9 4,551.5 4,586.8 4,586.6 4,646.5
4 Mortgage-backed securities (MBS) 4 2,529.4 2,799.9 2,831.8 2,865.8 2,886.4 2,916.6 2,905.8 2,925.2 2,921.7 2,938.5 2,931.1 2,981.2
5 Non-MBS 5 1,225.9 1,402.7 1,414.4 1,427.6 1,460.0 1,537.7 1,602.0 1,639.7 1,629.8 1,648.3 1,655.5 1,665.3
6 Other securities 942.3 1,049.8 1,050.6 1,057.1 1,068.0 1,077.1 1,095.7 1,125.7 1,124.8 1,127.4 1,134.9 1,149.2
7 Mortgage-backed securities (MBS) 6 83.6 86.4 88.8 91.1 92.9 96.9 101.0 105.0 104.1 104.8 105.0 116.4
8 Non-MBS 7 858.6 963.4 961.8 966.0 975.2 980.2 994.7 1,020.7 1,020.7 1,022.6 1,029.9 1,032.8
9 Loans and leases in bank credit 8 10,342.2 10,355.8 10,386.1 10,426.7 10,456.8 10,501.2 10,584.2 10,715.6 10,705.9 10,736.0 10,764.2 10,755.6
10 Commercial and industrial loans 2,606.2 2,477.3 2,454.6 2,430.8 2,416.4 2,416.2 2,441.0 2,495.7 2,493.8 2,506.5 2,509.3 2,513.1
11 Real estate loans 4,647.8 4,654.0 4,668.3 4,694.1 4,711.1 4,731.9 4,757.1 4,785.8 4,782.4 4,787.2 4,799.4 4,794.9
12 Residential real estate loans 2,242.9 2,207.1 2,210.6 2,223.7 2,228.4 2,239.6 2,250.5 2,260.0 2,259.6 2,261.4 2,262.0 2,259.4
13 Revolving home equity loans 283.1 261.7 258.9 256.4 254.0 251.7 251.3 249.8 250.0 249.7 249.2 248.5
14 Closed-end residential loans 9 1,959.8 1,945.4 1,951.7 1,967.3 1,974.4 1,987.9 1,999.2 2,010.3 2,009.6 2,011.7 2,012.8 2,010.9
15 Commercial real estate loans 2,404.9 2,446.9 2,457.7 2,470.4 2,482.7 2,492.2 2,506.6 2,525.8 2,522.9 2,525.8 2,537.3 2,535.5
16 Construction and land development loans 10 375.2 381.2 382.2 383.4 384.7 385.5 387.5 387.9 387.4 387.5 389.0 387.3
17 Secured by farmland 11 100.5 100.2 100.7 101.0 101.3 101.7 102.5 103.4 103.4 103.5 103.6 103.4
18 Secured by multifamily properties 12 419.3 426.0 429.4 431.7 434.7 433.7 437.1 443.6 440.9 444.1 448.8 448.8
19 Secured by nonfarm nonresidential properties 13 1,510.0 1,539.6 1,545.4 1,554.2 1,561.9 1,571.4 1,579.5 1,590.9 1,591.1 1,590.7 1,595.9 1,595.9
20 Consumer loans 1,520.5 1,566.5 1,579.3 1,591.8 1,600.7 1,613.3 1,629.3 1,645.7 1,643.9 1,647.8 1,649.7 1,650.7
21 Credit cards and other revolving plans 748.9 756.6 762.5 768.4 772.2 779.0 789.0 798.2 797.1 799.6 799.5 799.9
22 Other consumer loans 771.6 810.0 816.8 823.4 828.4 834.3 840.2 847.5 846.7 848.2 850.2 850.8
23 Automobile loans 14 465.1 489.6 494.1 498.3 500.5 502.7 505.3 508.3 508.1 508.8 509.8 509.9
24 All other consumer loans 15 306.5 320.4 322.7 325.1 327.9 331.6 334.9 339.1 338.6 339.4 340.4 340.9
25 All other loans and leases 1,567.7 1,658.0 1,684.0 1,710.0 1,728.7 1,739.7 1,756.7 1,788.4 1,785.9 1,794.6 1,805.8 1,796.9
26 Loans to nondepository financial institutions 16 661.5 718.4 734.4 749.5 761.3 763.8 776.8 802.7 799.6 807.4 817.2 810.2
27 All loans not elsewhere classified 17 906.2 939.6 949.5 960.6 967.4 975.9 979.9 985.7 986.2 987.2 988.6 986.7
28 LESS: Allowance for loan and lease losses 221.1 188.5 176.0 174.4 173.5 168.6 169.0 168.2 168.8 168.4 169.0 163.6
29 Cash assets 18 3,193.2 3,807.7 3,942.6 4,045.6 4,120.6 4,119.4 4,137.6 4,141.0 4,168.1 4,144.3 4,095.6 4,076.8
30 Total federal funds sold and reverse RPs 19 819.2 625.4 602.3 600.7 600.4 600.5 620.8 597.0 597.6 592.8 585.1 578.3
31 Loans to commercial banks 20 9.2 6.1 6.3 6.6 6.3 5.7 5.6 6.0 5.7 5.5 5.6 11.4
32 Other assets including trading assets 21 1,682.1 1,733.3 1,745.2 1,756.9 1,771.5 1,802.8 1,821.9 1,775.0 1,742.9 1,773.8 1,767.2 1,795.4
33 Total assets 20,522.4 21,592.2 21,803.2 22,012.6 22,196.5 22,392.5 22,604.6 22,756.9 22,727.7 22,798.2 22,770.3 22,849.6
 
Liabilities
34 Deposits 16,110.0 17,137.3 17,253.4 17,443.2 17,564.4 17,679.6 17,859.3 17,996.0 18,008.5 18,053.8 17,983.1 18,028.6
35 Large time deposits 1,526.8 1,459.6 1,443.1 1,446.0 1,442.8 1,445.0 1,462.1 1,431.9 1,437.4 1,431.4 1,414.1 1,424.4
36 Other deposits 14,583.2 15,677.7 15,810.3 15,997.2 16,121.6 16,234.6 16,397.2 16,564.1 16,571.1 16,622.4 16,569.0 16,604.3
37 Borrowings 1,704.5 1,652.2 1,672.8 1,675.7 1,682.1 1,700.8 1,718.0 1,679.1 1,673.2 1,655.1 1,668.8 1,695.3
38 Net due to related foreign offices -76.9 -77.6 -47.0 -6.1 43.2 63.0 107.7 144.0 148.0 147.3 119.5 101.6
39 Other liabilities including trading liabilities 22 808.2 852.8 861.8 872.2 884.5 908.5 924.7 895.2 867.4 902.3 894.6 927.1
40 Total liabilities 18,545.8 19,564.7 19,741.0 19,985.0 20,174.2 20,352.0 20,609.8 20,714.3 20,697.2 20,758.5 20,666.0 20,752.6
41 Residual (Assets LESS Liabilities) 23 1,976.7 2,027.5 2,062.2 2,027.5 2,022.3 2,040.5 1,994.8 2,042.6 2,030.5 2,039.7 2,104.3 2,097.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 60.7 33.5 38.4 40.1 34.5 18.6 9.8 5.9 7.0 7.7 4.5 -5.0
43 U.S. Treasury and agency securities, MBS 25 39.6 20.0 22.1 22.9 19.4 9.8 4.0 0.7 1.5 1.5 0.2 -6.3

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 15,110.2 15,601.4 15,649.8 15,754.8 15,851.5 16,044.1 16,261.1 16,488.6 16,444.4 16,541.0 16,597.1 16,616.1
2 Securities in bank credit 2 4,717.7 5,234.8 5,265.9 5,339.4 5,401.9 5,543.8 5,667.6 5,715.3 5,704.9 5,725.7 5,730.8 5,796.2
3 Treasury and agency securities 3 3,775.1 4,184.2 4,217.3 4,282.7 4,331.2 4,459.1 4,562.5 4,588.8 4,578.4 4,597.7 4,598.4 4,652.7
4 Mortgage-backed securities (MBS) 4 2,530.7 2,801.3 2,819.9 2,857.9 2,873.7 2,907.2 2,922.6 2,926.8 2,922.3 2,931.0 2,929.1 2,975.6
5 Non-MBS 5 1,244.4 1,382.9 1,397.5 1,424.8 1,457.6 1,551.8 1,639.9 1,662.0 1,656.1 1,666.7 1,669.3 1,677.1
6 Other securities 942.7 1,050.6 1,048.6 1,056.7 1,070.7 1,084.7 1,105.1 1,126.5 1,126.4 1,128.0 1,132.3 1,143.5
7 Mortgage-backed securities (MBS) 6 82.9 87.1 89.4 91.3 92.9 97.4 100.7 104.4 103.3 104.6 104.1 115.2
8 Non-MBS 7 859.7 963.6 959.2 965.4 977.8 987.3 1,004.4 1,022.0 1,023.1 1,023.3 1,028.2 1,028.2
9 Loans and leases in bank credit 8 10,392.5 10,366.6 10,383.9 10,415.4 10,449.6 10,500.3 10,593.5 10,773.3 10,739.5 10,815.4 10,866.3 10,820.0
10 Commercial and industrial loans 2,594.8 2,497.4 2,457.1 2,418.5 2,393.2 2,392.3 2,422.6 2,484.8 2,472.2 2,507.2 2,517.0 2,505.0
11 Real estate loans 4,659.4 4,648.7 4,668.9 4,700.5 4,718.9 4,747.6 4,772.1 4,798.4 4,793.6 4,796.8 4,808.8 4,807.1
12 Residential real estate loans 2,251.3 2,200.4 2,212.8 2,231.6 2,234.5 2,251.4 2,261.7 2,269.0 2,266.1 2,266.0 2,268.7 2,270.9
13 Revolving home equity loans 283.8 261.7 258.6 256.2 254.4 252.0 251.5 250.4 250.7 250.5 250.1 249.0
14 Closed-end residential loans 9 1,967.5 1,938.7 1,954.1 1,975.4 1,980.1 1,999.4 2,010.1 2,018.6 2,015.4 2,015.5 2,018.6 2,021.9
15 Commercial real estate loans 2,408.2 2,448.3 2,456.1 2,468.9 2,484.4 2,496.2 2,510.4 2,529.4 2,527.5 2,530.8 2,540.1 2,536.2
16 Construction and land development loans 10 376.2 381.7 381.0 384.2 386.5 386.9 389.2 389.0 389.5 388.8 388.6 385.3
17 Secured by farmland 11 100.5 100.1 100.9 101.4 101.8 102.2 102.6 103.5 103.4 103.6 103.8 103.7
18 Secured by multifamily properties 12 419.5 425.7 430.1 432.0 435.9 435.2 437.9 443.7 441.2 444.6 448.2 448.0
19 Secured by nonfarm nonresidential properties 13 1,511.9 1,540.8 1,544.1 1,551.3 1,560.1 1,571.9 1,580.6 1,593.2 1,593.3 1,593.8 1,599.5 1,599.3
20 Consumer loans 1,552.4 1,560.2 1,576.8 1,594.2 1,605.9 1,620.2 1,642.9 1,680.7 1,675.8 1,686.5 1,694.3 1,681.4
21 Credit cards and other revolving plans 778.6 753.0 761.0 769.9 773.3 781.0 799.0 830.7 826.5 835.8 841.9 828.3
22 Other consumer loans 773.8 807.2 815.9 824.3 832.6 839.2 843.9 850.0 849.2 850.8 852.4 853.1
23 Automobile loans 14 465.8 488.7 494.5 500.0 502.7 504.9 506.6 509.0 508.9 509.2 510.1 510.0
24 All other consumer loans 15 308.1 318.5 321.4 324.4 329.9 334.2 337.3 341.0 340.4 341.6 342.3 343.1
25 All other loans and leases 1,585.9 1,660.3 1,681.0 1,702.1 1,731.6 1,740.3 1,755.9 1,809.5 1,798.0 1,824.7 1,846.2 1,826.4
26 Loans to nondepository financial institutions 16 670.2 716.5 734.8 746.7 766.2 770.1 780.7 813.5 806.2 821.3 836.4 824.3
27 All loans not elsewhere classified 17 915.7 943.8 946.2 955.4 965.4 970.2 975.2 996.0 991.8 1,003.4 1,009.8 1,002.1
28 LESS: Allowance for loan and lease losses 218.6 190.9 177.3 176.8 176.1 168.2 168.1 167.0 167.9 167.4 166.3 161.6
29 Cash assets 18 3,188.6 3,748.0 3,903.3 4,077.0 4,112.5 4,086.3 4,155.0 4,133.5 4,224.0 4,098.4 4,014.2 3,979.9
30 Total federal funds sold and reverse RPs 19 862.3 604.9 577.2 605.3 611.2 610.9 651.7 632.0 636.0 625.6 609.9 631.6
31 Loans to commercial banks 20 9.2 6.0 6.1 6.4 6.4 5.6 5.5 6.0 5.7 5.6 5.7 11.7
32 Other assets including trading assets 21 1,665.7 1,747.0 1,733.7 1,744.2 1,765.7 1,799.7 1,817.3 1,760.0 1,750.0 1,749.0 1,729.5 1,768.0
33 Total assets 20,617.3 21,516.5 21,692.8 22,010.9 22,171.2 22,378.4 22,722.4 22,853.1 22,892.2 22,852.2 22,790.1 22,845.7
 
Liabilities
34 Deposits 16,228.5 17,105.6 17,220.8 17,414.6 17,531.6 17,645.2 17,904.6 18,133.1 18,174.5 18,161.1 18,151.3 18,138.4
35 Large time deposits 1,513.1 1,466.7 1,441.9 1,443.0 1,427.6 1,426.1 1,447.1 1,420.2 1,425.4 1,417.4 1,399.8 1,412.7
36 Other deposits 14,715.4 15,638.9 15,778.9 15,971.7 16,104.1 16,219.1 16,457.6 16,713.0 16,749.1 16,743.6 16,751.6 16,725.8
37 Borrowings 1,684.9 1,650.8 1,658.0 1,674.4 1,658.9 1,692.0 1,721.4 1,660.0 1,659.9 1,641.9 1,622.5 1,659.7
38 Net due to related foreign offices -65.8 -89.8 -53.3 3.7 53.7 91.5 128.5 149.4 153.6 160.9 119.3 95.5
39 Other liabilities including trading liabilities 22 798.5 849.8 848.1 875.9 887.5 918.0 940.0 888.8 875.3 873.8 868.8 907.7
40 Total liabilities 18,646.1 19,516.4 19,673.6 19,968.7 20,131.8 20,346.7 20,694.6 20,831.3 20,863.3 20,837.7 20,762.0 20,801.3
41 Residual (Assets LESS Liabilities) 23 1,971.2 2,000.1 2,019.2 2,042.2 2,039.4 2,031.7 2,027.8 2,021.8 2,028.9 2,014.6 2,028.1 2,044.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 60.7 33.5 38.4 40.1 34.5 18.6 9.8 5.9 7.0 7.7 4.5 -5.0
43 U.S. Treasury and agency securities, MBS 25 39.6 20.0 22.1 22.9 19.4 9.8 4.0 0.7 1.5 1.5 0.2 -6.3

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 14,002.2 14,599.8 14,667.8 14,748.6 14,829.6 14,978.3 15,122.8 15,309.9 15,292.4 15,349.6 15,369.2 15,443.6
2 Securities in bank credit 2 4,433.7 5,009.9 5,058.2 5,110.8 5,171.6 5,284.4 5,355.4 5,447.9 5,434.0 5,472.1 5,475.2 5,553.9
3 Treasury and agency securities 3 3,590.3 4,059.8 4,105.7 4,152.1 4,203.3 4,305.9 4,359.1 4,420.4 4,409.1 4,441.4 4,437.6 4,500.5
4 Mortgage-backed securities (MBS) 4 2,482.0 2,752.7 2,784.1 2,816.7 2,837.7 2,867.9 2,860.0 2,881.9 2,879.7 2,896.2 2,886.1 2,937.2
5 Non-MBS 5 1,108.3 1,307.1 1,321.6 1,335.3 1,365.6 1,438.0 1,499.1 1,538.5 1,529.4 1,545.2 1,551.5 1,563.3
6 Other securities 843.4 950.1 952.5 958.7 968.3 978.6 996.4 1,027.4 1,025.0 1,030.8 1,037.6 1,053.3
7 Mortgage-backed securities (MBS) 6 81.4 84.4 87.0 89.2 91.2 95.0 98.9 103.0 102.1 102.8 103.0 114.3
8 Non-MBS 7 762.0 865.7 865.4 869.5 877.2 883.6 897.5 924.4 922.8 927.9 934.6 939.1
9 Loans and leases in bank credit 8 9,568.6 9,589.9 9,609.6 9,637.8 9,657.9 9,693.9 9,767.4 9,862.1 9,858.4 9,877.5 9,893.9 9,889.7
10 Commercial and industrial loans 2,204.4 2,100.5 2,073.8 2,047.6 2,029.2 2,022.2 2,043.0 2,075.5 2,073.7 2,085.5 2,083.3 2,085.7
11 Real estate loans 4,566.1 4,572.9 4,587.6 4,612.0 4,627.5 4,648.8 4,672.8 4,698.1 4,694.8 4,698.5 4,710.0 4,705.6
12 Residential real estate loans 2,242.0 2,206.4 2,209.7 2,222.7 2,227.2 2,238.5 2,249.4 2,258.8 2,258.4 2,260.2 2,260.8 2,258.2
13 Revolving home equity loans 282.9 261.7 258.9 256.4 254.0 251.7 251.3 249.7 249.9 249.6 249.1 248.4
14 Closed-end residential loans 9 1,959.1 1,944.7 1,950.8 1,966.3 1,973.2 1,986.8 1,998.1 2,009.2 2,008.5 2,010.6 2,011.7 2,009.8
15 Commercial real estate loans 2,324.1 2,366.5 2,377.9 2,389.2 2,400.3 2,410.4 2,423.4 2,439.2 2,436.4 2,438.4 2,449.2 2,447.4
16 Construction and land development loans 10 362.9 369.4 370.6 372.0 373.3 374.3 376.3 377.0 376.6 376.6 378.1 376.4
17 Secured by farmland 11 100.4 100.1 100.6 100.9 101.2 101.5 102.4 103.3 103.3 103.4 103.5 103.3
18 Secured by multifamily properties 12 407.8 413.9 417.3 419.7 422.1 420.8 424.3 430.4 427.5 430.6 435.3 435.5
19 Secured by nonfarm nonresidential properties 13 1,453.1 1,483.1 1,489.4 1,496.7 1,503.7 1,513.8 1,520.4 1,528.5 1,528.9 1,527.8 1,532.3 1,532.2
20 Consumer loans 1,517.0 1,562.3 1,575.0 1,587.1 1,596.1 1,608.8 1,624.6 1,640.9 1,639.1 1,643.1 1,645.1 1,646.0
21 Credit cards and other revolving plans 748.9 756.6 762.5 768.4 772.2 779.0 789.0 798.2 797.1 799.6 799.5 799.9
22 Other consumer loans 768.1 805.8 812.5 818.7 823.9 829.8 835.5 842.7 842.0 843.5 845.5 846.1
23 Automobile loans 14 465.1 489.6 494.1 498.3 500.5 502.7 505.3 508.3 508.1 508.8 509.8 509.9
24 All other consumer loans 15 303.0 316.2 318.4 320.3 323.4 327.1 330.2 334.3 333.9 334.7 335.7 336.3
25 All other loans and leases 1,281.1 1,354.2 1,373.2 1,391.2 1,405.1 1,414.0 1,427.1 1,447.6 1,450.7 1,450.4 1,455.5 1,452.3
26 Loans to nondepository financial institutions 16 534.2 583.0 596.7 608.4 618.3 621.6 630.9 650.8 649.2 654.3 660.4 656.4
27 All loans not elsewhere classified 17 746.9 771.2 776.5 782.8 786.9 792.4 796.1 796.8 801.5 796.1 795.1 795.9
28 LESS: Allowance for loan and lease losses 219.4 186.9 174.5 173.0 172.4 167.3 167.7 166.9 167.4 167.1 167.7 162.3
29 Cash assets 18 2,395.8 2,754.9 2,815.1 2,900.5 2,925.2 2,884.7 2,844.1 2,842.2 2,842.4 2,864.3 2,857.7 2,779.3
30 Total federal funds sold and reverse RPs 19 487.8 289.7 281.4 283.4 278.2 290.3 305.8 304.4 299.7 304.9 292.8 305.7
31 Loans to commercial banks 20 8.2 5.4 5.4 5.3 5.2 5.1 5.2 5.4 5.2 4.9 5.0 10.8
32 Other assets including trading assets 21 1,539.5 1,599.6 1,612.1 1,626.0 1,641.4 1,669.0 1,691.3 1,641.2 1,618.9 1,636.8 1,624.7 1,666.9
33 Total assets 18,214.2 19,062.5 19,207.3 19,390.7 19,507.1 19,660.1 19,801.6 19,936.3 19,891.1 19,993.4 19,981.7 20,043.9
 
Liabilities
34 Deposits 14,934.0 15,881.9 16,002.0 16,180.8 16,295.1 16,402.0 16,575.6 16,747.6 16,756.5 16,811.1 16,758.7 16,787.3
35 Large time deposits 794.3 717.3 712.6 711.4 705.3 703.2 707.4 699.1 699.5 705.0 694.8 695.6
36 Other deposits 14,139.7 15,164.6 15,289.4 15,469.4 15,589.7 15,698.8 15,868.2 16,048.6 16,057.0 16,106.1 16,063.9 16,091.7
37 Borrowings 801.1 683.9 667.8 664.3 657.3 663.3 648.9 628.4 612.5 634.7 632.5 637.9
38 Net due to related foreign offices -181.6 -235.8 -278.9 -273.5 -262.5 -262.8 -251.3 -253.8 -265.0 -271.1 -239.5 -281.0
39 Other liabilities including trading liabilities 22 689.5 742.0 749.2 760.8 771.6 794.3 804.4 778.8 758.3 785.7 766.5 805.3
40 Total liabilities 16,243.0 17,071.9 17,140.1 17,332.3 17,461.5 17,596.8 17,777.7 17,901.1 17,862.4 17,960.4 17,918.1 17,949.5
41 Residual (Assets LESS Liabilities) 23 1,971.2 1,990.6 2,067.2 2,058.3 2,045.6 2,063.3 2,023.9 2,035.2 2,028.7 2,033.0 2,063.5 2,094.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 58.2 32.4 37.0 38.8 33.3 18.1 9.6 5.9 7.0 7.7 4.5 -4.6
43 U.S. Treasury and agency securities, MBS 25 37.1 18.9 20.8 21.6 18.3 9.3 3.9 0.7 1.4 1.4 0.2 -5.9

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 14,063.3 14,588.3 14,627.8 14,722.8 14,810.5 14,992.7 15,191.5 15,384.3 15,348.0 15,430.0 15,471.0 15,502.8
2 Securities in bank credit 2 4,455.1 4,990.0 5,025.1 5,097.3 5,159.8 5,299.6 5,418.4 5,474.3 5,463.7 5,488.1 5,490.1 5,559.5
3 Treasury and agency securities 3 3,610.9 4,039.5 4,074.9 4,138.8 4,188.7 4,314.5 4,413.6 4,446.0 4,437.1 4,456.1 4,454.1 4,511.7
4 Mortgage-backed securities (MBS) 4 2,483.9 2,753.1 2,771.8 2,809.2 2,825.5 2,858.4 2,878.1 2,884.0 2,881.7 2,889.0 2,884.3 2,931.1
5 Non-MBS 5 1,127.0 1,286.4 1,303.2 1,329.6 1,363.3 1,456.0 1,535.5 1,561.9 1,555.4 1,567.1 1,569.9 1,580.6
6 Other securities 844.2 950.6 950.2 958.5 971.1 985.1 1,004.8 1,028.4 1,026.7 1,032.0 1,035.9 1,047.8
7 Mortgage-backed securities (MBS) 6 80.6 85.1 87.4 89.5 91.0 95.4 98.7 102.4 101.2 102.6 102.0 113.2
8 Non-MBS 7 763.6 865.5 862.8 869.0 880.1 889.7 906.1 926.0 925.4 929.4 933.9 934.6
9 Loans and leases in bank credit 8 9,608.2 9,598.3 9,602.7 9,625.5 9,650.6 9,693.1 9,773.2 9,910.0 9,884.3 9,941.9 9,980.9 9,943.3
10 Commercial and industrial loans 2,188.4 2,117.4 2,069.1 2,031.9 2,006.5 2,000.0 2,023.3 2,060.5 2,049.3 2,079.2 2,083.8 2,074.8
11 Real estate loans 4,577.2 4,566.8 4,588.4 4,619.1 4,635.9 4,665.0 4,688.3 4,710.2 4,705.2 4,707.9 4,719.0 4,717.3
12 Residential real estate loans 2,250.5 2,199.7 2,211.8 2,230.6 2,233.3 2,250.3 2,260.6 2,267.9 2,265.1 2,265.0 2,267.6 2,269.9
13 Revolving home equity loans 283.7 261.7 258.6 256.2 254.4 252.0 251.5 250.4 250.7 250.5 250.1 249.0
14 Closed-end residential loans 9 1,966.8 1,938.0 1,953.2 1,974.4 1,978.9 1,998.3 2,009.1 2,017.5 2,014.3 2,014.5 2,017.5 2,020.9
15 Commercial real estate loans 2,326.7 2,367.1 2,376.6 2,388.4 2,402.6 2,414.7 2,427.8 2,442.3 2,440.2 2,442.9 2,451.4 2,447.5
16 Construction and land development loans 10 363.6 369.9 369.4 372.8 375.3 376.0 378.3 378.0 378.6 377.8 377.5 374.2
17 Secured by farmland 11 100.4 100.0 100.8 101.3 101.7 102.1 102.5 103.3 103.2 103.4 103.7 103.5
18 Secured by multifamily properties 12 408.0 413.5 418.3 420.4 423.5 422.3 425.2 430.5 427.8 431.2 434.7 434.6
19 Secured by nonfarm nonresidential properties 13 1,454.7 1,483.8 1,488.1 1,494.0 1,502.0 1,514.4 1,521.8 1,530.4 1,530.6 1,530.4 1,535.5 1,535.1
20 Consumer loans 1,548.7 1,555.9 1,572.3 1,589.6 1,601.1 1,615.3 1,637.9 1,675.8 1,670.9 1,681.7 1,689.5 1,676.6
21 Credit cards and other revolving plans 778.6 753.0 761.0 769.9 773.3 781.0 799.0 830.7 826.5 835.8 841.9 828.3
22 Other consumer loans 770.1 802.9 811.3 819.7 827.8 834.3 838.9 845.1 844.4 846.0 847.6 848.3
23 Automobile loans 14 465.8 488.7 494.5 500.0 502.7 504.9 506.6 509.0 508.9 509.2 510.1 510.0
24 All other consumer loans 15 304.4 314.2 316.8 319.7 325.1 329.3 332.3 336.1 335.5 336.8 337.5 338.3
25 All other loans and leases 1,293.8 1,358.2 1,372.9 1,384.9 1,407.1 1,412.8 1,423.6 1,463.4 1,458.9 1,473.0 1,488.6 1,474.5
26 Loans to nondepository financial institutions 16 539.8 583.9 598.6 605.0 620.5 623.6 631.7 658.6 652.8 664.7 676.5 667.5
27 All loans not elsewhere classified 17 754.1 774.3 774.3 780.0 786.6 789.2 791.8 804.9 806.1 808.3 812.1 807.0
28 LESS: Allowance for loan and lease losses 216.9 189.6 176.0 175.4 174.7 166.9 166.8 165.7 166.5 166.0 165.0 160.3
29 Cash assets 18 2,451.6 2,724.4 2,763.0 2,882.2 2,907.6 2,829.9 2,857.8 2,905.7 2,959.2 2,894.5 2,894.8 2,764.7
30 Total federal funds sold and reverse RPs 19 514.2 293.1 274.8 290.1 289.2 294.0 309.0 321.4 315.2 325.0 320.7 332.8
31 Loans to commercial banks 20 8.4 5.3 5.4 5.2 5.1 5.1 5.2 5.6 5.3 5.1 5.2 11.2
32 Other assets including trading assets 21 1,527.6 1,610.1 1,605.5 1,614.0 1,635.9 1,667.2 1,685.8 1,630.3 1,630.1 1,620.9 1,587.1 1,646.1
33 Total assets 18,348.2 19,031.6 19,100.5 19,338.8 19,473.6 19,622.0 19,882.5 20,081.6 20,091.3 20,109.5 20,113.9 20,097.3
 
Liabilities
34 Deposits 15,062.8 15,861.0 15,971.2 16,144.5 16,276.5 16,384.9 16,628.0 16,894.2 16,919.9 16,933.0 16,950.9 16,916.4
35 Large time deposits 792.3 718.0 712.5 706.9 698.4 695.3 700.3 697.6 695.7 703.5 696.5 696.9
36 Other deposits 14,270.6 15,143.1 15,258.7 15,437.6 15,578.1 15,689.6 15,927.6 16,196.6 16,224.2 16,229.4 16,254.4 16,219.6
37 Borrowings 803.7 674.1 648.1 648.0 644.2 663.7 651.4 633.1 618.7 639.2 638.2 641.5
38 Net due to related foreign offices -171.3 -238.8 -274.8 -256.5 -258.5 -257.6 -238.0 -240.7 -243.8 -240.5 -240.8 -302.6
39 Other liabilities including trading liabilities 22 684.8 738.5 740.2 764.0 775.3 802.5 816.5 775.9 770.2 765.8 740.1 800.1
40 Total liabilities 16,380.1 17,034.8 17,084.7 17,299.9 17,437.5 17,593.5 17,857.9 18,062.4 18,065.1 18,097.4 18,088.4 18,055.4
41 Residual (Assets LESS Liabilities) 23 1,968.1 1,996.8 2,015.9 2,038.8 2,036.1 2,028.5 2,024.6 2,019.2 2,026.3 2,012.1 2,025.5 2,041.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 58.2 32.4 37.0 38.8 33.3 18.1 9.6 5.9 7.0 7.7 4.5 -4.6
43 U.S. Treasury and agency securities, MBS 25 37.1 18.9 20.8 21.6 18.3 9.3 3.9 0.7 1.4 1.4 0.2 -5.9

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 8,950.5 9,301.7 9,353.4 9,408.0 9,462.5 9,572.3 9,666.1 9,796.4 9,781.3 9,821.3 9,842.4 9,925.3
2 Securities in bank credit 2 3,377.0 3,762.3 3,791.0 3,820.2 3,857.8 3,943.4 3,992.4 4,061.6 4,048.4 4,081.0 4,082.8 4,158.1
3 Treasury and agency securities 3 2,861.8 3,185.4 3,220.0 3,249.6 3,283.3 3,362.7 3,401.8 3,452.9 3,442.0 3,470.2 3,467.3 3,529.8
4 Mortgage-backed securities (MBS) 4 1,915.8 2,090.9 2,109.5 2,127.5 2,133.3 2,146.4 2,129.9 2,142.7 2,140.9 2,154.1 2,144.8 2,191.0
5 Non-MBS 5 946.0 1,094.4 1,110.5 1,122.1 1,150.0 1,216.3 1,271.9 1,310.1 1,301.1 1,316.1 1,322.5 1,338.8
6 Other securities 515.2 576.9 571.0 570.6 574.5 580.7 590.7 608.7 606.4 610.8 615.5 628.4
7 Mortgage-backed securities (MBS) 6 57.2 55.1 56.1 56.9 57.6 59.7 62.3 65.3 64.4 65.1 65.0 75.6
8 Non-MBS 7 458.0 521.8 514.9 513.7 516.9 521.1 528.3 543.4 542.0 545.8 550.5 552.8
9 Loans and leases in bank credit 8 5,573.4 5,539.4 5,562.4 5,587.8 5,604.8 5,628.9 5,673.7 5,734.9 5,732.9 5,740.3 5,759.6 5,767.2
10 Commercial and industrial loans 1,312.3 1,244.7 1,240.0 1,234.7 1,232.8 1,232.6 1,257.6 1,284.3 1,282.4 1,290.5 1,291.7 1,298.8
11 Real estate loans 2,250.0 2,189.1 2,191.6 2,199.3 2,200.9 2,211.1 2,210.1 2,217.7 2,216.6 2,215.9 2,223.9 2,223.1
12 Residential real estate loans 1,476.7 1,422.5 1,424.8 1,430.6 1,429.7 1,437.4 1,440.4 1,446.0 1,444.6 1,446.3 1,448.9 1,448.5
13 Revolving home equity loans 187.1 169.7 167.3 165.1 162.9 160.6 159.8 158.0 158.2 157.9 157.4 157.0
14 Closed-end residential loans 9 1,289.5 1,252.8 1,257.4 1,265.5 1,266.8 1,276.8 1,280.6 1,288.0 1,286.4 1,288.4 1,291.5 1,291.5
15 Commercial real estate loans 773.4 766.6 766.9 768.8 771.2 773.7 769.7 771.7 771.9 769.6 775.0 774.7
16 Construction and land development loans 10 122.8 123.1 122.7 122.4 122.0 121.3 119.4 117.9 118.3 117.1 117.1 115.7
17 Secured by farmland 11 7.4 6.8 6.7 6.7 6.7 6.9 7.0 6.9 7.0 6.9 6.9 6.9
18 Secured by multifamily properties 12 175.5 173.9 174.7 175.7 178.0 175.7 176.9 179.7 177.9 178.7 182.6 183.1
19 Secured by nonfarm nonresidential properties 13 467.7 462.8 462.7 463.9 464.6 469.8 466.4 467.2 468.7 466.9 468.4 468.9
20 Consumer loans 1,034.8 1,060.8 1,068.4 1,075.8 1,081.6 1,089.1 1,098.7 1,109.4 1,108.2 1,110.4 1,112.3 1,114.4
21 Credit cards and other revolving plans 475.2 482.4 485.1 487.7 490.2 493.7 499.7 504.9 504.3 505.4 505.6 506.3
22 Other consumer loans 559.5 578.4 583.3 588.1 591.4 595.4 599.1 604.5 603.8 605.0 606.7 608.2
23 Automobile loans 14 398.7 420.7 424.9 429.2 431.1 433.0 435.3 438.1 437.8 438.5 439.4 439.7
24 All other consumer loans 15 160.8 157.7 158.4 158.9 160.3 162.4 163.8 166.4 166.1 166.6 167.3 168.5
25 All other loans and leases 976.3 1,044.8 1,062.4 1,078.0 1,089.4 1,096.1 1,107.3 1,123.4 1,125.7 1,123.5 1,131.7 1,130.8
26 Loans to nondepository financial institutions 16 430.8 484.7 498.0 508.3 516.4 519.5 528.7 545.0 543.2 546.8 554.6 551.5
27 All loans not elsewhere classified 17 545.6 560.0 564.4 569.6 573.0 576.6 578.6 578.4 582.6 576.7 577.1 579.3
28 LESS: Allowance for loan and lease losses 143.6 113.4 102.3 101.4 100.7 96.7 96.7 95.8 96.3 95.9 95.9 92.4
29 Cash assets 18 1,726.9 1,902.1 1,945.0 1,998.6 2,011.7 1,973.1 1,934.7 1,931.0 1,938.3 1,944.6 1,940.3 1,886.5
30 Total federal funds sold and reverse RPs 19 423.3 243.2 233.3 232.4 227.7 236.5 250.6 246.3 241.8 247.2 235.6 244.5
31 Loans to commercial banks 20 7.5 4.2 4.2 4.1 4.0 4.0 4.0 4.3 4.1 3.8 3.9 9.8
32 Other assets including trading assets 21 1,151.2 1,204.9 1,216.4 1,229.1 1,241.9 1,269.3 1,291.5 1,236.5 1,215.9 1,228.9 1,220.7 1,255.1
33 Total assets 12,115.8 12,542.7 12,650.0 12,770.7 12,847.1 12,958.4 13,050.2 13,118.8 13,085.2 13,149.9 13,147.1 13,228.8
 
Liabilities
34 Deposits 9,952.0 10,511.1 10,585.1 10,706.8 10,781.2 10,844.2 10,943.7 11,056.2 11,069.2 11,107.8 11,048.1 11,100.1
35 Large time deposits 306.4 268.0 266.0 269.7 267.6 267.9 269.9 263.7 266.9 266.3 257.7 259.6
36 Other deposits 9,645.6 10,243.1 10,319.1 10,437.2 10,513.6 10,576.3 10,673.9 10,792.5 10,802.4 10,841.5 10,790.3 10,840.5
37 Borrowings 511.0 412.1 402.7 402.7 401.6 415.5 408.5 390.3 378.7 393.9 392.5 401.4
38 Net due to related foreign offices -190.3 -275.1 -312.5 -295.7 -302.1 -302.5 -277.9 -280.0 -278.4 -285.6 -283.2 -342.6
39 Other liabilities including trading liabilities 22 583.2 639.3 644.8 653.9 667.1 685.4 698.1 669.2 648.7 672.1 658.5 694.3
40 Total liabilities 10,855.8 11,287.4 11,320.1 11,467.8 11,547.9 11,642.6 11,772.5 11,835.7 11,818.2 11,888.2 11,815.9 11,853.2
41 Residual (Assets LESS Liabilities) 23 1,260.0 1,255.2 1,330.0 1,303.0 1,299.2 1,315.8 1,277.7 1,283.1 1,266.9 1,261.7 1,331.2 1,375.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 43.1 23.9 28.1 27.9 24.2 13.6 7.9 4.5 5.4 6.1 3.1 -4.3
43 U.S. Treasury and agency securities, MBS 25 28.7 15.0 17.0 16.7 14.3 8.4 4.8 2.3 2.9 3.0 1.9 -2.9

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 9,002.4 9,293.6 9,323.4 9,395.9 9,451.7 9,590.6 9,731.1 9,853.1 9,827.7 9,880.4 9,910.2 9,955.2
2 Securities in bank credit 2 3,393.3 3,749.5 3,766.1 3,816.3 3,853.3 3,962.3 4,050.3 4,078.2 4,066.9 4,086.4 4,088.6 4,153.6
3 Treasury and agency securities 3 2,877.5 3,173.2 3,195.7 3,247.0 3,277.1 3,376.9 3,454.8 3,468.9 3,458.5 3,475.3 3,474.6 3,529.1
4 Mortgage-backed securities (MBS) 4 1,916.7 2,089.9 2,099.4 2,125.1 2,126.6 2,140.3 2,147.7 2,143.4 2,139.2 2,145.9 2,143.9 2,182.7
5 Non-MBS 5 960.8 1,083.3 1,096.3 1,121.8 1,150.5 1,236.6 1,307.1 1,325.5 1,319.3 1,329.4 1,330.7 1,346.4
6 Other securities 515.8 576.3 570.4 569.4 576.2 585.4 595.5 609.3 608.4 611.1 614.1 624.5
7 Mortgage-backed securities (MBS) 6 56.8 55.9 56.5 56.9 57.4 59.9 62.1 65.0 64.0 64.9 64.3 74.9
8 Non-MBS 7 459.0 520.3 513.9 512.5 518.8 525.6 533.5 544.3 544.4 546.2 549.7 549.6
9 Loans and leases in bank credit 8 5,609.1 5,544.2 5,557.2 5,579.6 5,598.4 5,628.3 5,680.8 5,775.0 5,760.8 5,794.0 5,821.5 5,801.7
10 Commercial and industrial loans 1,308.0 1,254.4 1,237.6 1,226.0 1,219.3 1,221.7 1,249.0 1,280.0 1,272.3 1,293.4 1,297.1 1,290.7
11 Real estate loans 2,259.0 2,185.1 2,192.9 2,205.3 2,205.4 2,220.3 2,221.8 2,226.9 2,225.6 2,222.2 2,228.9 2,229.9
12 Residential real estate loans 1,483.8 1,418.0 1,426.5 1,437.7 1,433.3 1,445.4 1,449.2 1,453.4 1,450.8 1,450.0 1,453.5 1,456.8
13 Revolving home equity loans 187.5 170.0 167.4 165.2 163.1 160.5 159.8 158.3 158.6 158.3 157.8 157.1
14 Closed-end residential loans 9 1,296.4 1,248.0 1,259.2 1,272.6 1,270.1 1,284.9 1,289.4 1,295.1 1,292.2 1,291.7 1,295.7 1,299.6
15 Commercial real estate loans 775.2 767.1 766.4 767.6 772.1 774.9 772.6 773.5 774.8 772.3 775.4 773.1
16 Construction and land development loans 10 122.1 124.3 123.6 123.3 123.1 121.2 119.3 117.0 117.8 116.0 115.5 114.0
17 Secured by farmland 11 7.4 6.8 6.7 6.7 6.7 6.9 7.0 7.0 7.0 7.0 7.0 7.0
18 Secured by multifamily properties 12 176.4 173.3 174.7 176.0 179.0 176.9 178.4 180.6 179.2 180.3 182.6 182.4
19 Secured by nonfarm nonresidential properties 13 469.2 462.6 461.5 461.6 463.4 470.0 468.0 469.0 470.9 469.0 470.3 469.7
20 Consumer loans 1,055.3 1,058.7 1,067.4 1,078.8 1,086.2 1,094.3 1,107.8 1,132.0 1,129.4 1,135.1 1,139.2 1,133.6
21 Credit cards and other revolving plans 493.9 482.1 484.1 489.2 491.9 495.5 505.9 525.5 523.5 528.1 531.0 524.3
22 Other consumer loans 561.4 576.6 583.3 589.6 594.3 598.8 602.0 606.5 605.9 607.0 608.3 609.2
23 Automobile loans 14 399.6 419.7 425.3 430.7 433.1 435.1 436.6 439.0 438.8 439.2 440.0 440.0
24 All other consumer loans 15 161.8 156.9 157.9 158.9 161.2 163.6 165.3 167.5 167.2 167.8 168.3 169.2
25 All other loans and leases 986.8 1,046.0 1,059.3 1,069.5 1,087.5 1,092.0 1,102.2 1,136.0 1,133.5 1,143.3 1,156.2 1,147.6
26 Loans to nondepository financial institutions 16 435.1 484.0 497.4 503.5 516.0 519.1 527.0 550.9 546.6 555.9 565.9 559.0
27 All loans not elsewhere classified 17 551.7 561.9 561.9 566.1 571.5 572.9 575.1 585.1 586.8 587.4 590.3 588.6
28 LESS: Allowance for loan and lease losses 144.5 113.6 102.3 101.9 101.2 97.1 97.4 96.4 97.1 96.7 96.0 91.8
29 Cash assets 18 1,763.8 1,891.7 1,911.5 1,986.3 2,001.9 1,931.9 1,933.1 1,974.7 2,023.2 1,967.0 1,968.8 1,856.5
30 Total federal funds sold and reverse RPs 19 449.4 246.2 227.5 239.3 239.0 242.1 253.0 261.5 254.8 264.8 261.3 270.0
31 Loans to commercial banks 20 7.7 4.1 4.1 4.0 4.0 4.0 4.1 4.4 4.1 3.9 4.0 10.1
32 Other assets including trading assets 21 1,140.2 1,216.1 1,209.7 1,215.9 1,234.2 1,266.4 1,282.6 1,226.5 1,225.5 1,215.8 1,184.1 1,236.3
33 Total assets 12,219.0 12,538.3 12,573.8 12,739.6 12,829.6 12,937.9 13,106.4 13,223.8 13,238.2 13,235.3 13,232.4 13,236.4
 
Liabilities
34 Deposits 10,056.8 10,488.8 10,573.6 10,684.5 10,771.5 10,837.1 10,982.3 11,174.9 11,199.1 11,202.8 11,212.7 11,202.5
35 Large time deposits 306.3 267.5 264.7 265.8 262.2 263.1 266.4 263.9 265.4 266.3 260.1 261.6
36 Other deposits 9,750.5 10,221.3 10,308.9 10,418.7 10,509.2 10,574.0 10,715.9 10,911.0 10,933.7 10,936.5 10,952.6 10,941.0
37 Borrowings 512.9 406.6 389.0 391.0 394.7 418.9 411.8 393.4 383.0 396.9 395.7 399.8
38 Net due to related foreign offices -193.7 -272.8 -312.9 -295.1 -301.5 -299.8 -276.0 -281.2 -279.3 -284.6 -287.0 -347.7
39 Other liabilities including trading liabilities 22 576.5 636.5 636.3 655.7 667.1 692.4 705.8 664.0 656.2 651.2 631.9 692.8
40 Total liabilities 10,952.5 11,259.1 11,286.0 11,436.1 11,531.9 11,648.7 11,823.9 11,951.1 11,959.0 11,966.3 11,953.3 11,947.4
41 Residual (Assets LESS Liabilities) 23 1,266.5 1,279.2 1,287.9 1,303.5 1,297.8 1,289.2 1,282.6 1,272.7 1,279.2 1,269.0 1,279.2 1,289.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 43.1 23.9 28.1 27.9 24.2 13.6 7.9 4.5 5.4 6.1 3.1 -4.3
43 U.S. Treasury and agency securities, MBS 25 28.7 15.0 17.0 16.7 14.3 8.4 4.8 2.3 2.9 3.0 1.9 -2.9

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 5,051.8 5,298.2 5,314.3 5,340.6 5,367.0 5,406.0 5,456.8 5,513.5 5,511.1 5,528.3 5,526.7 5,518.3
2 Securities in bank credit 2 1,056.6 1,247.6 1,267.2 1,290.6 1,313.9 1,341.0 1,363.0 1,386.3 1,385.6 1,391.1 1,392.4 1,395.7
3 Treasury and agency securities 3 728.5 874.4 885.7 902.4 920.0 943.2 957.3 967.6 967.1 971.2 970.3 970.8
4 Mortgage-backed securities (MBS) 4 566.2 661.8 674.6 689.3 704.4 721.5 730.1 739.2 738.7 742.0 741.3 746.2
5 Non-MBS 5 162.3 212.7 211.1 213.2 215.6 221.7 227.2 228.4 228.3 229.1 229.0 224.5
6 Other securities 328.2 373.2 381.4 388.1 393.9 397.8 405.7 418.7 418.6 419.9 422.1 425.0
7 Mortgage-backed securities (MBS) 6 24.2 29.3 30.9 32.4 33.5 35.3 36.6 37.7 37.7 37.8 38.0 38.7
8 Non-MBS 7 304.0 343.9 350.6 355.8 360.3 362.5 369.1 381.0 380.9 382.2 384.1 386.3
9 Loans and leases in bank credit 8 3,995.2 4,050.6 4,047.2 4,050.0 4,053.2 4,065.0 4,093.8 4,127.2 4,125.4 4,137.2 4,134.4 4,122.5
10 Commercial and industrial loans 892.1 855.8 833.8 812.9 796.4 789.6 785.5 791.1 791.3 795.0 791.7 786.9
11 Real estate loans 2,316.1 2,383.8 2,396.0 2,412.7 2,426.5 2,437.7 2,462.7 2,480.3 2,478.2 2,482.7 2,486.1 2,482.5
12 Residential real estate loans 765.3 783.9 785.0 792.2 797.5 801.1 809.0 812.8 813.8 813.9 811.9 809.8
13 Revolving home equity loans 95.8 92.0 91.6 91.3 91.2 91.1 91.5 91.7 91.7 91.8 91.7 91.4
14 Closed-end residential loans 9 669.6 691.9 693.4 700.8 706.4 710.0 717.5 721.1 722.1 722.1 720.2 718.4
15 Commercial real estate loans 1,550.7 1,599.9 1,611.0 1,620.5 1,629.0 1,636.6 1,653.7 1,667.5 1,664.5 1,668.8 1,674.2 1,672.7
16 Construction and land development loans 10 240.1 246.2 247.8 249.6 251.2 253.0 257.0 259.2 258.3 259.5 261.0 260.7
17 Secured by farmland 11 93.0 93.3 93.9 94.2 94.5 94.6 95.4 96.3 96.3 96.4 96.6 96.4
18 Secured by multifamily properties 12 232.3 240.0 242.6 244.0 244.1 245.0 247.4 250.7 249.6 251.9 252.7 252.4
19 Secured by nonfarm nonresidential properties 13 985.4 1,020.4 1,026.7 1,032.8 1,039.1 1,044.0 1,054.0 1,061.3 1,060.2 1,060.9 1,063.9 1,063.3
20 Consumer loans 482.2 501.6 506.6 511.2 514.4 519.7 525.8 531.5 530.9 532.7 532.8 531.6
21 Credit cards and other revolving plans 273.7 274.2 277.5 280.7 282.0 285.4 289.4 293.3 292.8 294.2 293.9 293.6
22 Other consumer loans 208.5 227.4 229.1 230.6 232.5 234.4 236.5 238.2 238.1 238.5 238.9 238.0
23 Automobile loans 14 66.4 68.8 69.1 69.2 69.4 69.7 70.1 70.3 70.3 70.3 70.4 70.2
24 All other consumer loans 15 142.1 158.5 160.0 161.4 163.0 164.7 166.4 167.9 167.8 168.1 168.5 167.7
25 All other loans and leases 304.7 309.5 310.8 313.3 315.7 317.9 319.8 324.2 325.0 326.9 323.8 321.5
26 Loans to nondepository financial institutions 16 103.4 98.3 98.7 100.1 101.9 102.1 102.3 105.9 106.1 107.5 105.8 104.9
27 All loans not elsewhere classified 17 201.3 211.2 212.1 213.2 213.9 215.8 217.5 218.4 219.0 219.3 218.0 216.6
28 LESS: Allowance for loan and lease losses 75.8 73.5 72.2 71.7 71.7 70.5 70.9 71.1 71.2 71.2 71.8 69.9
29 Cash assets 18 668.9 852.7 870.1 901.9 913.5 911.6 909.4 911.2 904.0 919.7 917.4 892.8
30 Total federal funds sold and reverse RPs 19 64.5 46.6 48.1 51.0 50.5 53.8 55.2 58.1 57.9 57.7 57.2 61.2
31 Loans to commercial banks 20 0.7 1.2 1.3 1.2 1.1 1.1 1.2 1.1 1.1 1.1 1.1 1.0
32 Other assets including trading assets 21 388.3 394.7 395.7 396.9 399.4 399.7 399.8 404.6 402.9 407.9 404.0 411.7
33 Total assets 6,098.4 6,519.8 6,557.3 6,619.9 6,660.0 6,701.7 6,751.4 6,817.4 6,805.9 6,843.5 6,834.6 6,815.1
 
Liabilities
34 Deposits 4,982.0 5,370.7 5,417.0 5,473.9 5,513.9 5,557.8 5,631.9 5,691.5 5,687.2 5,703.3 5,710.6 5,687.3
35 Large time deposits 487.9 449.3 446.7 441.7 437.7 435.3 437.5 435.3 432.6 438.7 437.1 436.0
36 Other deposits 4,494.1 4,921.4 4,970.3 5,032.2 5,076.2 5,122.5 5,194.4 5,256.1 5,254.6 5,264.6 5,273.5 5,251.3
37 Borrowings 290.2 271.7 265.2 261.5 255.7 247.9 240.4 238.1 233.8 240.7 240.0 236.5
38 Net due to related foreign offices 8.7 39.3 33.6 22.3 39.6 39.7 26.6 26.2 13.4 14.5 43.6 61.7
39 Other liabilities including trading liabilities 22 106.3 102.7 104.4 106.9 104.5 108.9 106.3 109.6 109.7 113.6 108.0 111.0
40 Total liabilities 5,387.2 5,784.5 5,820.1 5,864.6 5,913.6 5,954.2 6,005.2 6,065.4 6,044.1 6,072.2 6,102.3 6,096.4
41 Residual (Assets LESS Liabilities) 23 711.2 735.4 737.2 755.4 746.3 747.5 746.3 752.1 761.8 771.3 732.3 718.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 15.1 8.5 8.9 10.9 9.1 4.5 1.7 1.4 1.6 1.5 1.3 -0.4
43 U.S. Treasury and agency securities, MBS 25 8.5 3.8 3.8 4.9 4.0 0.8 -0.9 -1.6 -1.4 -1.5 -1.7 -3.0

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 5,060.8 5,294.7 5,304.5 5,326.9 5,358.8 5,402.1 5,460.4 5,531.2 5,520.4 5,549.6 5,560.8 5,547.5
2 Securities in bank credit 2 1,061.8 1,240.6 1,259.0 1,280.9 1,306.5 1,337.3 1,368.0 1,396.1 1,396.9 1,401.7 1,401.4 1,405.9
3 Treasury and agency securities 3 733.4 866.3 879.2 891.9 911.6 937.6 958.7 977.1 978.6 980.8 979.6 982.6
4 Mortgage-backed securities (MBS) 4 567.2 663.2 672.4 684.1 698.8 718.2 730.3 740.7 742.5 743.1 740.4 748.4
5 Non-MBS 5 166.2 203.1 206.8 207.7 212.8 219.4 228.4 236.4 236.1 237.7 239.2 234.2
6 Other securities 328.4 374.3 379.8 389.1 394.9 399.7 409.3 419.1 418.3 421.0 421.9 423.3
7 Mortgage-backed securities (MBS) 6 23.8 29.2 30.9 32.6 33.6 35.5 36.6 37.4 37.3 37.7 37.7 38.3
8 Non-MBS 7 304.6 345.1 348.9 356.5 361.3 364.1 372.6 381.7 381.0 383.2 384.2 385.0
9 Loans and leases in bank credit 8 3,999.0 4,054.1 4,045.5 4,045.9 4,052.3 4,064.8 4,092.4 4,135.0 4,123.5 4,147.9 4,159.4 4,141.6
10 Commercial and industrial loans 880.3 862.9 831.5 806.0 787.2 778.4 774.4 780.5 776.9 785.8 786.7 784.2
11 Real estate loans 2,318.2 2,381.7 2,395.5 2,413.8 2,430.5 2,444.7 2,466.5 2,483.3 2,479.7 2,485.7 2,490.1 2,487.5
12 Residential real estate loans 766.7 781.7 785.3 792.9 800.0 804.9 811.4 814.5 814.3 815.0 814.1 813.1
13 Revolving home equity loans 96.2 91.8 91.3 91.0 91.3 91.5 91.7 92.1 92.1 92.2 92.3 91.8
14 Closed-end residential loans 9 670.5 689.9 694.0 701.9 708.8 713.4 719.6 722.4 722.1 722.8 721.9 721.3
15 Commercial real estate loans 1,551.6 1,600.0 1,610.2 1,620.9 1,630.4 1,639.8 1,655.1 1,668.8 1,665.4 1,670.7 1,675.9 1,674.4
16 Construction and land development loans 10 241.5 245.6 245.8 249.5 252.3 254.8 259.0 261.0 260.8 261.8 262.0 260.2
17 Secured by farmland 11 93.0 93.2 94.1 94.6 95.0 95.1 95.5 96.4 96.3 96.5 96.7 96.5
18 Secured by multifamily properties 12 231.6 240.1 243.6 244.4 244.5 245.4 246.8 249.9 248.6 251.0 252.1 252.2
19 Secured by nonfarm nonresidential properties 13 985.5 1,021.1 1,026.7 1,032.4 1,038.6 1,044.4 1,053.8 1,061.4 1,059.7 1,061.4 1,065.2 1,065.4
20 Consumer loans 493.4 497.3 504.9 510.7 514.9 521.0 530.1 543.8 541.5 546.7 550.2 543.0
21 Credit cards and other revolving plans 284.6 271.0 276.8 280.7 281.4 285.5 293.1 305.2 303.0 307.7 310.9 304.0
22 Other consumer loans 208.8 226.3 228.0 230.1 233.5 235.5 237.0 238.6 238.4 239.0 239.3 239.0
23 Automobile loans 14 66.1 69.0 69.2 69.3 69.6 69.8 70.0 70.0 70.1 70.0 70.1 70.0
24 All other consumer loans 15 142.6 157.3 158.9 160.8 163.9 165.7 167.0 168.6 168.4 169.0 169.2 169.1
25 All other loans and leases 307.1 312.2 313.6 315.4 319.6 320.8 321.4 327.4 325.4 329.7 332.4 326.9
26 Loans to nondepository financial institutions 16 104.7 99.9 101.2 101.5 104.5 104.5 104.7 107.7 106.2 108.8 110.6 108.5
27 All loans not elsewhere classified 17 202.4 212.3 212.4 213.9 215.2 216.3 216.7 219.7 219.3 220.8 221.8 218.4
28 LESS: Allowance for loan and lease losses 72.4 76.0 73.7 73.6 73.5 69.8 69.4 69.2 69.4 69.3 69.0 68.5
29 Cash assets 18 687.7 832.7 851.6 895.9 905.7 898.0 924.7 931.0 936.0 927.5 926.0 908.2
30 Total federal funds sold and reverse RPs 19 64.8 46.9 47.3 50.7 50.3 51.9 56.0 59.9 60.4 60.1 59.4 62.8
31 Loans to commercial banks 20 0.8 1.2 1.3 1.2 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.1
32 Other assets including trading assets 21 387.5 394.0 395.7 398.1 401.7 400.8 403.3 403.8 404.6 405.1 403.0 409.7
33 Total assets 6,129.2 6,493.4 6,526.7 6,599.2 6,643.9 6,684.1 6,776.1 6,857.8 6,853.2 6,874.2 6,881.5 6,860.9
 
Liabilities
34 Deposits 5,006.0 5,372.3 5,397.6 5,459.9 5,505.0 5,547.7 5,645.7 5,719.3 5,720.8 5,730.2 5,738.2 5,713.9
35 Large time deposits 486.0 450.5 447.8 441.0 436.2 432.2 433.9 433.7 430.3 437.2 436.4 435.3
36 Other deposits 4,520.0 4,921.8 4,949.8 5,018.9 5,068.8 5,115.6 5,211.7 5,285.6 5,290.5 5,293.0 5,301.8 5,278.6
37 Borrowings 290.8 267.5 259.1 257.0 249.5 244.8 239.6 239.7 235.7 242.3 242.5 241.6
38 Net due to related foreign offices 22.5 34.0 38.1 38.6 43.0 42.2 38.1 40.5 35.6 44.1 46.2 45.1
39 Other liabilities including trading liabilities 22 108.4 101.9 103.9 108.3 108.2 110.1 110.7 111.8 114.0 114.5 108.2 107.3
40 Total liabilities 5,427.6 5,775.7 5,798.7 5,863.9 5,905.6 5,944.8 6,034.0 6,111.3 6,106.1 6,131.2 6,135.1 6,108.0
41 Residual (Assets LESS Liabilities) 23 701.6 717.7 728.0 735.3 738.3 739.3 742.1 746.5 747.1 743.1 746.4 752.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 15.1 8.5 8.9 10.9 9.1 4.5 1.7 1.4 1.6 1.5 1.3 -0.4
43 U.S. Treasury and agency securities, MBS 25 8.5 3.8 3.8 4.9 4.0 0.8 -0.9 -1.6 -1.4 -1.5 -1.7 -3.0

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 1,037.6 1,008.3 1,015.2 1,028.6 1,041.6 1,054.3 1,064.8 1,096.3 1,089.8 1,100.7 1,116.6 1,107.7
2 Securities in bank credit 2 263.9 242.4 238.6 239.7 242.8 247.1 248.1 242.8 242.2 242.1 246.3 241.8
3 Treasury and agency securities 3 165.0 142.7 140.5 141.3 143.1 148.5 148.7 144.5 142.4 145.4 149.0 145.9
4 Mortgage-backed securities (MBS) 4 47.4 47.1 47.7 49.1 48.6 48.7 45.8 43.3 42.0 42.3 45.0 44.0
5 Non-MBS 5 117.6 95.5 92.8 92.3 94.5 99.8 102.9 101.2 100.4 103.1 104.0 102.0
6 Other securities 98.9 99.8 98.2 98.4 99.7 98.6 99.4 98.3 99.8 96.7 97.3 95.9
7 Mortgage-backed securities (MBS) 6 2.3 2.0 1.8 1.8 1.7 2.0 2.1 2.0 2.0 2.0 2.0 2.1
8 Non-MBS 7 96.6 97.7 96.3 96.6 98.0 96.6 97.3 96.3 97.8 94.6 95.4 93.8
9 Loans and leases in bank credit 8 773.7 765.9 776.5 788.9 798.8 807.3 816.8 853.5 847.6 858.5 870.2 865.9
10 Commercial and industrial loans 401.8 376.8 380.8 383.2 387.1 394.0 398.0 420.2 420.1 421.0 425.9 427.3
11 Real estate loans 81.7 81.1 80.7 82.1 83.6 83.0 84.3 87.7 87.6 88.6 89.3 89.2
12 Residential real estate loans 0.9 0.7 0.9 1.0 1.2 1.2 1.1 1.2 1.2 1.2 1.2 1.2
13 Revolving home equity loans 0.2 -0.0 -0.1 -0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1
14 Closed-end residential loans 9 0.7 0.7 0.9 1.0 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1
15 Commercial real estate loans 80.8 80.3 79.8 81.1 82.4 81.8 83.2 86.5 86.5 87.4 88.1 88.1
16 Construction and land development loans 10 12.3 11.8 11.6 11.5 11.4 11.2 11.1 10.9 10.8 10.9 10.9 10.9
17 Secured by farmland 11 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 11.5 12.0 12.1 12.1 12.7 12.9 12.8 13.2 13.4 13.5 13.5 13.3
19 Secured by nonfarm nonresidential properties 13 56.9 56.4 56.0 57.5 58.2 57.5 59.1 62.3 62.2 62.9 63.5 63.7
20 Consumer loans 3.5 4.2 4.3 4.7 4.6 4.5 4.7 4.8 4.8 4.7 4.7 4.7
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 4.2 4.3 4.7 4.6 4.5 4.7 4.8 4.8 4.7 4.7 4.7
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 4.2 4.3 4.7 4.6 4.5 4.7 4.8 4.8 4.7 4.7 4.7
25 All other loans and leases 286.6 303.8 310.8 318.8 323.5 325.7 329.7 340.8 335.1 344.2 350.3 344.7
26 Loans to nondepository financial institutions 16 127.3 135.4 137.8 141.0 143.0 142.2 145.9 151.9 150.4 153.1 156.8 153.8
27 All loans not elsewhere classified 17 159.4 168.5 173.0 177.8 180.5 183.6 183.8 188.9 184.7 191.1 193.5 190.8
28 LESS: Allowance for loan and lease losses 1.7 1.6 1.5 1.3 1.1 1.3 1.3 1.3 1.3 1.4 1.3 1.3
29 Cash assets 18 797.4 1,052.8 1,127.5 1,145.1 1,195.5 1,234.8 1,293.4 1,298.8 1,325.7 1,280.0 1,237.9 1,297.5
30 Total federal funds sold and reverse RPs 19 331.4 335.7 320.8 317.3 322.1 310.2 315.0 292.6 297.9 287.9 292.3 272.6
31 Loans to commercial banks 20 1.0 0.7 0.8 1.3 1.1 0.6 0.4 0.5 0.5 0.6 0.6 0.6
32 Other assets including trading assets 21 142.6 133.7 133.1 130.9 130.2 133.7 130.6 133.8 124.0 137.0 142.6 128.6
33 Total assets 2,308.2 2,529.7 2,595.9 2,621.9 2,689.4 2,732.3 2,802.9 2,820.7 2,836.6 2,804.8 2,788.6 2,805.8
 
Liabilities
34 Deposits 1,176.0 1,255.4 1,251.3 1,262.5 1,269.4 1,277.6 1,283.7 1,248.3 1,252.1 1,242.7 1,224.4 1,241.3
35 Large time deposits 732.6 742.3 730.4 734.6 737.5 741.8 754.8 732.8 738.0 726.4 719.2 728.8
36 Other deposits 443.5 513.1 520.9 527.8 531.9 535.8 528.9 515.5 514.1 516.3 505.2 512.5
37 Borrowings 903.3 968.3 1,005.0 1,011.4 1,024.8 1,037.5 1,069.1 1,050.7 1,060.7 1,020.4 1,036.3 1,057.4
38 Net due to related foreign offices 104.7 158.2 232.0 267.4 305.7 325.8 359.0 397.9 412.9 418.4 359.0 382.6
39 Other liabilities including trading liabilities 22 118.7 110.9 112.6 111.4 112.9 114.3 120.3 116.4 109.1 116.6 128.1 121.8
40 Total liabilities 2,302.8 2,492.8 2,600.9 2,652.7 2,712.7 2,755.2 2,832.1 2,813.3 2,834.8 2,798.1 2,747.8 2,803.1
41 Residual (Assets LESS Liabilities) 23 5.5 36.9 -5.0 -30.8 -23.2 -22.8 -29.2 7.4 1.8 6.7 40.8 2.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 2.5 1.1 1.3 1.3 1.1 0.5 0.2 0.0 0.1 0.1 -0.0 -0.4
43 U.S. Treasury and agency securities, MBS 25 2.5 1.1 1.3 1.3 1.1 0.5 0.2 0.0 0.1 0.1 -0.0 -0.4

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Dec
2021
Jun
2021
Jul
2021
Aug
2021
Sep
2021
Oct
2021
Nov
2021
Dec
Week ending
Dec 15 Dec 22 Dec 29 Jan 05
Assets
1 Bank credit 1,047.0 1,013.1 1,021.9 1,032.0 1,041.0 1,051.4 1,069.6 1,104.3 1,096.4 1,111.0 1,126.1 1,113.4
2 Securities in bank credit 2 262.7 244.8 240.8 242.1 242.1 244.2 249.3 241.0 241.1 237.5 240.7 236.7
3 Treasury and agency securities 3 164.2 144.7 142.4 143.9 142.5 144.6 148.9 142.9 141.4 141.6 144.3 141.0
4 Mortgage-backed securities (MBS) 4 46.8 48.2 48.1 48.6 48.2 48.8 44.5 42.8 40.6 42.0 44.9 44.6
5 Non-MBS 5 117.4 96.5 94.3 95.2 94.3 95.8 104.4 100.1 100.8 99.6 99.4 96.5
6 Other securities 98.5 100.1 98.4 98.3 99.6 99.6 100.3 98.1 99.8 95.9 96.4 95.7
7 Mortgage-backed securities (MBS) 6 2.3 2.0 1.9 1.9 1.8 2.0 2.0 2.0 2.0 2.0 2.0 2.0
8 Non-MBS 7 96.1 98.1 96.5 96.4 97.7 97.6 98.3 96.1 97.7 93.9 94.3 93.6
9 Loans and leases in bank credit 8 784.3 768.3 781.1 789.9 798.9 807.2 820.3 863.3 855.2 873.4 885.5 876.7
10 Commercial and industrial loans 406.4 380.1 388.0 386.6 386.7 392.3 399.2 424.3 422.9 428.0 433.2 430.1
11 Real estate loans 82.2 81.9 80.5 81.4 83.0 82.6 83.7 88.1 88.3 88.9 89.8 89.8
12 Residential real estate loans 0.8 0.7 0.9 1.0 1.2 1.1 1.1 1.1 1.0 1.1 1.1 1.0
13 Revolving home equity loans 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.7 0.7 0.9 1.0 1.2 1.1 1.1 1.1 1.0 1.1 1.1 1.0
15 Commercial real estate loans 81.4 81.2 79.5 80.5 81.8 81.5 82.6 87.1 87.3 87.8 88.8 88.8
16 Construction and land development loans 10 12.5 11.9 11.6 11.3 11.2 10.9 10.9 11.0 11.0 11.0 11.1 11.1
17 Secured by farmland 11 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 11.5 12.2 11.8 11.7 12.4 12.9 12.8 13.2 13.5 13.3 13.5 13.4
19 Secured by nonfarm nonresidential properties 13 57.2 57.1 56.0 57.3 58.1 57.5 58.8 62.7 62.7 63.4 64.0 64.1
20 Consumer loans 3.7 4.3 4.6 4.6 4.8 4.9 5.0 4.9 4.9 4.8 4.8 4.8
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.7 4.3 4.6 4.6 4.8 4.9 5.0 4.9 4.9 4.8 4.8 4.8
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.7 4.3 4.6 4.6 4.8 4.9 5.0 4.9 4.9 4.8 4.8 4.8
25 All other loans and leases 292.0 302.1 308.1 317.2 324.5 327.5 332.4 346.0 339.1 351.7 357.6 351.9
26 Loans to nondepository financial institutions 16 130.4 132.6 136.2 141.8 145.7 146.5 149.0 154.9 153.4 156.6 159.9 156.8
27 All loans not elsewhere classified 17 161.6 169.5 171.9 175.4 178.8 181.0 183.4 191.1 185.7 195.2 197.7 195.0
28 LESS: Allowance for loan and lease losses 1.7 1.3 1.4 1.4 1.4 1.3 1.3 1.3 1.4 1.4 1.3 1.3
29 Cash assets 18 737.0 1,023.6 1,140.3 1,194.9 1,204.9 1,256.4 1,297.2 1,227.8 1,264.8 1,203.9 1,119.4 1,215.2
30 Total federal funds sold and reverse RPs 19 348.0 311.8 302.4 315.2 322.0 316.8 342.7 310.6 320.8 300.6 289.1 298.8
31 Loans to commercial banks 20 0.8 0.7 0.8 1.2 1.2 0.5 0.3 0.4 0.4 0.5 0.5 0.5
32 Other assets including trading assets 21 138.0 136.9 128.3 130.2 129.9 132.5 131.4 129.6 119.9 128.1 142.3 122.0
33 Total assets 2,269.2 2,484.8 2,592.3 2,672.1 2,697.6 2,756.4 2,839.9 2,771.5 2,800.9 2,742.7 2,676.1 2,748.4
 
Liabilities
34 Deposits 1,165.6 1,244.5 1,249.6 1,270.2 1,255.1 1,260.3 1,276.7 1,239.0 1,254.6 1,228.1 1,200.4 1,222.0
35 Large time deposits 720.8 748.7 729.4 736.1 729.2 730.8 746.7 722.6 729.7 713.9 703.3 715.8
36 Other deposits 444.8 495.8 520.2 534.1 526.0 529.5 529.9 516.4 524.9 514.2 497.1 506.2
37 Borrowings 881.3 976.7 1,009.9 1,026.4 1,014.7 1,028.3 1,070.0 1,026.9 1,041.2 1,002.7 984.3 1,018.3
38 Net due to related foreign offices 105.4 149.1 221.5 260.2 312.2 349.1 366.5 390.1 397.4 401.3 360.2 398.1
39 Other liabilities including trading liabilities 22 113.7 111.4 108.0 111.9 112.2 115.5 123.5 112.9 105.1 108.1 128.7 107.6
40 Total liabilities 2,266.0 2,481.6 2,588.9 2,668.8 2,694.3 2,753.2 2,836.7 2,768.9 2,798.2 2,740.2 2,673.6 2,745.9
41 Residual (Assets LESS Liabilities) 23 3.1 3.2 3.3 3.4 3.3 3.2 3.2 2.6 2.6 2.5 2.5 2.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 2.5 1.1 1.3 1.3 1.1 0.5 0.2 0.0 0.1 0.1 -0.0 -0.4
43 U.S. Treasury and agency securities, MBS 25 2.5 1.1 1.3 1.3 1.1 0.5 0.2 0.0 0.1 0.1 -0.0 -0.4

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: January 14, 2022